7Baggers

Live Oak Bancshares, Inc
(NYSE:LOB) 

LOB stock logo

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including...

Founded: 2008
Full Time Employees: 628
CEO: James S. Mahan  
Sector: Financial Services
Industry: Banks-Regional

Share this website to your friends
• Market Cap:
• Exchange:
• Shs Outstanding:
• Employees:
• Beta:
• Return on Equity (ROE) ttm:
• Return on Assets (ROA) ttm:
• EPS ttm:
• Book value per Share:
• Cash per Share:
• Current ast per Share:
• P/E ttm:
• P/E forward:
• P/E ttm high:
• P/E ttm low:
• P/S ttm:
• P/B ttm:
• P/FCF ttm:
• PEG ratio:
• Cash Ratio ttm:
• Quick Ratio ttm:
• Current Ratio ttm:
• Gross Mgn ttm:
• EBITDA Mgn ttm:
• Operating Mgn ttm:
• Net Income Mgn ttm:
• Trailing Div yield:
• Forward Div yield:
• Payout Ratio ttm:
• Ex-Dividend date:
• Target Price High:
• Target Price Low:
• Target Price Mean:
• Number of Analysts:
• Debt Ratio ttm:
• Debt to Equity ttm:
• Total Net Debt:
At a glance:
Bull Thesis:
Bear Thesis:
Main Competitors:
Moat:
Income Statements:
Quarterly
Annual
    Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 
                                                
      interest income
                                                
      loans and fees on loans
    214,129,000 218,852,000 211,599,000 204,513,000 195,616,000 194,821,000 192,170,000 181,840,000 176,010,000 169,531,000 162,722,000 152,362,000 139,052,000 127,310,000 107,880,000 94,157,000 89,198,000 88,577,000 89,388,000 84,780,000 84,993,000 79,166,000 70,621,000 62,022,000 58,961,000 57,017,000 55,939,000 49,914,000 44,966,000 40,628,000 37,724,000 36,267,000 32,691,000 29,343,000 26,977,000 23,559,000 19,754,000 16,239,000 14,961,000 12,902,000 11,005,000 10,529,000 8,704,000 7,391,000 
      investment securities, taxable
    13,009,000 12,679,000 12,175,000 11,648,000 11,089,000 10,490,000 9,750,000 9,219,000 8,954,000 8,746,000 8,701,000 8,503,000 7,547,000 6,716,000 5,506,000 4,046,000 3,399,000 3,455,000 3,174,000 2,975,000 2,929,000 3,345,000 4,123,000 3,786,000 3,762,000 3,911,000 4,001,000 4,116,000 3,317,000 2,558,000 2,528,000 2,530,000 1,117,000 468,000 325,000 316,000 323,000 292,000 337,000 252,000 251,000 224,000 211,000 200,000 
      other interest earning assets
    6,726,000 8,124,000 7,654,000 8,123,000 6,400,000 7,257,000 7,016,000 7,389,000 7,456,000 8,259,000 9,188,000 8,847,000 4,817,000 2,584,000 2,448,000 1,044,000 185,000 171,000 224,000 244,000 303,000 529,000 334,000 1,009,000 750,000 885,000 1,167,000 1,108,000 1,639,000 1,568,000 1,638,000 2,179,000 1,215,000 725,000 870,000 470,000 342,000 383,000 264,000 248,000 138,000 80,000 84,000 70,000 
      total interest income
    233,864,000 239,655,000 231,428,000 224,284,000 213,105,000 212,568,000 208,936,000 198,448,000 192,420,000 186,536,000 180,611,000 169,712,000 151,416,000 136,610,000 115,834,000 99,247,000 92,782,000 92,203,000 92,786,000 87,999,000 88,225,000 83,040,000 75,078,000 66,817,000 63,473,000 61,813,000 61,107,000 55,138,000 49,922,000 44,754,000 41,890,000 40,976,000 35,023,000 30,536,000 28,172,000 24,345,000 20,419,000 16,914,000 15,562,000 13,402,000 11,394,000 10,833,000 8,999,000 7,661,000 
      interest expense
                                                
      deposits
    112,847,000 114,879,000 114,266,000 113,380,000 110,888,000 113,357,000 110,174,000 105,358,000 101,998,000 96,695,000 90,914,000 85,003,000 67,595,000 50,357,000 31,553,000 18,777,000 14,348,000 13,817,000 14,159,000 14,820,000 16,944,000 19,195,000 22,155,000 25,121,000 23,255,000 23,801,000 23,576,000 21,203,000 19,317,000 15,959,000 14,165,000 13,927,000 10,418,000 7,330,000 6,758,000 5,592,000 4,543,000 4,283,000 3,689,000 3,243,000 2,444,000 2,105,000 1,997,000 1,801,000 
      borrowings
    1,617,000 1,656,000 1,677,000 1,683,000 1,685,000 1,737,000 1,762,000 1,770,000 311,000 265,000 287,000 407,000 1,804,000 351,000 395,000 536,000 655,000 748,000 892,000 1,717,000 1,331,000 1,544,000 1,560,000 798,000 57,000      1,000 1,000 129,000 230,000 389,000 361,000 235,000 239,000 242,000 242,000 241,000 203,000 395,000 444,000 
      total interest expense
    114,464,000 116,535,000 115,943,000 115,063,000 112,573,000 115,094,000 111,936,000 107,128,000 102,309,000 96,960,000 91,201,000 85,410,000 69,399,000 50,708,000 31,948,000 19,313,000 15,003,000 14,565,000 15,051,000 16,537,000 18,275,000 20,739,000 23,715,000 25,919,000 23,312,000 23,802,000 23,576,000 21,203,000 19,317,000 15,959,000 14,166,000 13,928,000 10,547,000 7,560,000 7,147,000 5,953,000 4,778,000 4,522,000 3,931,000 3,485,000 2,685,000 2,308,000 2,392,000 2,245,000 
      net interest income
    119,400,000 123,120,000 115,485,000 109,221,000 100,532,000 97,474,000 97,000,000 91,320,000 90,111,000 89,576,000 89,410,000 84,302,000 82,017,000 85,902,000 83,886,000 79,934,000 77,779,000 77,638,000 77,735,000 71,462,000 69,950,000 62,301,000 51,363,000 40,898,000 40,161,000 38,011,000 37,531,000 33,935,000 30,605,000 28,795,000 27,724,000 27,048,000 24,476,000 22,976,000 21,025,000 18,392,000 15,641,000 12,392,000 11,631,000 9,917,000 8,709,000 8,525,000 6,607,000 5,416,000 
      provision for credit losses
    20,100,000 21,845,000 22,242,000 23,252,000 28,964,000 33,581,000 34,502,000 11,765,000                                     
      net interest income after provision for credit losses
    99,300,000 101,275,000 93,243,000 85,969,000 71,568,000 63,893,000 62,498,000 79,555,000                                     
      noninterest income
                                                
      loan servicing revenue
    9,094,000 9,227,000 8,812,000 8,565,000 8,298,000 8,524,000 8,040,000 7,347,000 7,624,000 7,342,000 6,990,000 6,687,000 6,380,000 6,296,000 6,230,000 6,477,000 6,356,000 6,289,000 6,278,000 6,218,000 6,434,000 6,684,000 6,803,000 6,691,000 6,422,000 6,730,000 6,831,000 7,063,000 7,410,000 7,752,000 7,506,000 6,965,000 6,898,000 6,001,000 6,490,000 6,174,000 5,923,000 5,668,000 5,860,000 5,081,000     
      loan servicing asset revaluation
    -3,487,000 -3,932,000 -4,360,000 -3,057,000 -4,728,000 -2,326,000 -4,207,000 -2,878,000 -2,744,000 -3,974,000 11,335,000 -2,831,000 356,000 -5,016,000 -1,324,000 -8,668,000 -1,569,000 -4,160,000 -5,878,000 -3,181,000 1,493,000 -5,756,000 2,061,000 -1,571,000 -4,692,000 -1,304,000 -859,000 -403,000 -2,246,000 -627,000 -9,380,000 -3,670,000 -5,088,000 -6,307,000 -3,691,000 -1,164,000 -2,009,000 -3,340,000 -3,421,000 -1,604,000     
      net gains on sales of loans
    15,425,000 1,263,000 20,868,000 21,641,000 18,648,000 18,356,000 16,646,000 14,395,000 11,502,000 12,891,000 12,675,000 10,804,000 10,175,000 7,362,000 9,275,000 5,630,000 20,977,000 20,257,000 18,860,000 16,234,000 11,929,000 14,976,000 12,690,000 10,695,000 11,112,000 11,364,000 7,425,000 6,015,000 4,198,000 5,687,000 22,004,000 23,061,000 24,418,000 23,314,000 18,148,000 18,176,000 18,952,000 22,513,000 21,833,000 14,555,000 16,425,000 20,781,000 15,424,000 15,719,000 
      net loss on loans accounted for under the fair value option
    -1,165,000    -1,034,000    -219,000                                    
      equity method investments income
    -817,000 23,812,000 -1,470,000 -2,716,000 -2,239,000 -2,739,000 -1,393,000 -1,767,000 -5,022,000 47,000 -1,034,000 -2,055,000 -2,952,000 -1,818,000 29,136,000 119,056,000 -2,124,000 2,969,000 -1,250,000 -2,278,000 -1,157,000 -8,739,000 -1,231,000 -2,243,000 -2,478,000 -1,769,000 -2,370,000 -1,736,000                 
      equity security investments gains
     4,691,000 18,000 1,004,000 20,000 12,000 909,000 161,000 -529,000 -384,000 -783,000 121,000 77,000 868,000 876,000 1,655,000 -44,000 218,000 176,000 44,253,000 105,000 107,000 14,705,000 161,000 -64,000 51,000 3,346,000                  
      lease income
    2,135,000 2,196,000 2,179,000 3,103,000 2,573,000 2,456,000 2,424,000 2,423,000 2,453,000 2,439,000 2,498,000 2,535,000 2,535,000 2,555,000 2,516,000 2,510,000 2,503,000 2,521,000 2,527,000 2,616,000 2,599,000 2,615,000 2,634,000 2,635,000 2,624,000 2,600,000 2,361,000 2,369,000 2,325,000 2,244,000 2,194,000 1,920,000 1,608,000            
      other noninterest income
    4,889,000 -38,000 4,917,000 4,904,000 4,043,000 6,115,000 7,142,000 11,035,000 9,761,000 8,607,000 3,501,000 3,901,000 4,065,000 5,053,000 3,751,000 3,772,000 4,565,000 4,246,000 4,104,000 3,641,000 3,502,000 5,908,000 2,093,000 4,508,000 1,501,000 3,084,000 1,447,000 1,007,000 556,000 2,686,000 950,000 744,000 841,000 1,972,000 1,783,000 798,000 1,020,000 618,000 657,000 649,000 619,000 -445,000 768,000 644,000 
      total noninterest income
    26,074,000 38,737,000 30,614,000 34,526,000 25,581,000 30,593,000 32,932,000 34,159,000 26,097,000 30,107,000 37,891,000 24,156,000 19,579,000 19,071,000 57,724,000 128,529,000 32,668,000 33,756,000 25,276,000 70,111,000 31,057,000 10,803,000 47,044,000 22,411,000 5,742,000 21,524,000 18,628,000 14,701,000 13,027,000 18,065,000 24,331,000 30,613,000 30,756,000 95,441,000 25,060,000 26,667,000 25,753,000 26,327,000 25,432,000 19,348,000 22,432,000 24,368,000 17,770,000 18,135,000 
      noninterest expense
                                                
      salaries and employee benefits
    49,354,000 39,473,000 52,817,000 49,137,000 48,008,000 45,214,000 44,524,000 46,255,000 47,275,000 44,274,000 42,947,000 43,066,000 44,765,000 42,560,000 43,479,000 46,276,000 38,507,000 32,464,000 28,202,000 32,900,000 31,366,000 29,477,000 24,203,000 30,782,000 28,063,000 24,072,000 22,717,000 21,990,000 21,855,000 14,503,000 20,553,000 22,146,000 20,209,000 18,982,000 19,037,000 17,968,000 18,682,000 17,121,000 17,471,000 15,411,000 12,993,000 12,700,000 9,949,000 9,319,000 
      travel expense
    1,463,000 -820,000 2,480,000 2,576,000 2,795,000 2,628,000 2,344,000 2,328,000 2,438,000 1,544,000 2,197,000 2,770,000 2,411,000 1,872,000 2,372,000 2,358,000 1,897,000 1,782,000 1,819,000 1,549,000 659,000 1,056,000 250,000 364,000 1,781,000 2,246,000 1,934,000 1,541,000 1,200,000 3,269,000 2,003,000 2,041,000 1,843,000 2,089,000 2,289,000 2,148,000 1,598,000 1,811,000 2,218,000 2,330,000 1,846,000 1,527,000 2,180,000 2,212,000 
      professional services expense
    2,516,000 2,855,000 1,999,000 2,874,000 3,024,000 2,797,000 3,287,000 3,061,000 1,878,000 3,052,000 1,762,000 1,996,000 927,000 2,453,000 2,505,000 3,988,000 2,791,000 3,724,000 4,251,000 3,329,000 3,831,000 1,691,000 1,346,000 1,385,000 1,937,000 983,000 2,073,000 1,621,000 2,182,000 1,233,000 1,228,000 1,119,000 1,298,000 709,000 1,068,000 1,424,000 1,736,000 1,137,000 907,000 910,000 528,000 514,000 597,000 624,000 
      advertising and marketing expense
    3,051,000 2,298,000 1,839,000 4,420,000 3,665,000 1,979,000 2,473,000 3,004,000 3,692,000 2,501,000 3,446,000 3,009,000 3,603,000 3,892,000 2,621,000 2,301,000 1,729,000 1,844,000 1,631,000 875,000 652,000 973,000 552,000 624,000 1,361,000 1,630,000 1,277,000 1,665,000 1,364,000 1,023,000 1,462,000 1,868,000 1,662,000 1,386,000 1,516,000 1,976,000 1,485,000 1,109,000 1,097,000 1,365,000 963,000 1,156,000 1,051,000 1,118,000 
      occupancy expense
    2,410,000 2,317,000 2,339,000 2,369,000 2,737,000 2,558,000 2,807,000 2,388,000 2,247,000 2,231,000 2,129,000 2,205,000 1,925,000 3,469,000 2,519,000 2,773,000 2,327,000 2,045,000 2,042,000 2,224,000 2,112,000 2,302,000 2,079,000 1,955,000 2,421,000 2,528,000 2,131,000 1,848,000 1,609,000 1,738,000 1,588,000 1,882,000 1,857,000 2,177,000 1,473,000 1,350,000 1,195,000 1,267,000 1,058,000 1,055,000 1,193,000 1,588,000 699,000 731,000 
      technology expense
    9,749,000 13,397,000 10,234,000 10,066,000 9,251,000 9,406,000 9,081,000 7,996,000 7,723,000 8,402,000 7,722,000 8,005,000 7,729,000 8,849,000 7,770,000 5,762,000 6,053,000                            
      equipment expense
    3,693,000 3,677,000 3,320,000 3,685,000 3,745,000 3,769,000 3,472,000 3,511,000 3,074,000 3,480,000 3,676,000 4,023,000 3,818,000 3,759,000 3,761,000 3,784,000 3,816,000 4,644,000 4,567,000 4,385,000 4,354,000 4,002,000 4,314,000 4,652,000 4,635,000 4,402,000 4,361,000 4,239,000 3,325,000 3,630,000 3,649,000 3,368,000 3,077,000 2,474,000 2,228,000 1,703,000 1,074,000 550,000 611,000 534,000 551,000 781,000 584,000 350,000 
      other loan origination and maintenance expense
    5,919,000 4,917,000 4,777,000 4,190,000 4,585,000 4,812,000 4,872,000 3,659,000 3,911,000 3,937,000 3,498,000 3,442,000 3,927,000 3,657,000 3,376,000 3,022,000 3,113,000 3,406,000 3,489,000 3,307,000 3,327,000 3,173,000 2,669,000 2,492,000 2,456,000 2,390,000 3,535,000 1,708,000 1,639,000 1,482,000 1,742,000 1,414,000 1,329,000 1,383,000 1,601,000 981,000 1,005,000 824,000 806,000 621,000 574,000    
      fdic insurance
    4,401,000 3,933,000 3,643,000 3,545,000 3,551,000 3,053,000 1,933,000 2,649,000 3,200,000 4,091,000 4,115,000 5,061,000 3,403,000 2,923,000 2,697,000 2,164,000 1,972,000 1,931,000 1,670,000 1,704,000 1,765,000 2,147,000 2,095,000 1,721,000 1,510,000 2,012,000 101,000 699,000 635,000 547,000 1,105,000 1,010,000 572,000 898,000 858,000 724,000 726,000        
      other expense
    2,737,000 5,927,000 3,501,000 6,161,000 2,656,000 3,869,000 2,681,000 2,635,000 3,226,000 5,117,000 2,770,000 2,880,000 6,329,000 2,672,000 4,036,000  3,509,000    3,185,000 1,416,000 2,133,000       1,781,250 1,459,000   3,134,000 3,117,000 2,383,000 3,788,000        
      total noninterest expense
    85,293,000 78,103,000 87,285,000 89,293,000 84,017,000 81,257,000 77,589,000 77,656,000 77,737,000 93,204,000 74,262,000 76,457,000 78,962,000 84,585,000 83,048,000 80,879,000 65,714,000 59,698,000 55,459,000 57,558,000 58,272,000 52,435,000 42,650,000 48,100,000 49,491,000 44,410,000 42,737,000 39,576,000 38,201,000 32,558,000 41,244,000 40,830,000 38,072,000 41,024,000 35,856,000 33,300,000 32,985,000 32,384,000 27,218,000 25,132,000 21,711,000 22,189,000 18,039,000 16,800,000 
      income before taxes
    40,081,000 61,909,000 36,572,000 31,202,000 13,132,000 13,229,000 17,841,000 36,058,000 22,107,000 17,484,000 42,760,000 18,973,000 3,613,000 717,000 44,393,000 122,317,000 42,897,000 47,778,000 43,233,000 76,169,000 43,608,000 12,035,000 45,483,000 5,251,000 -15,380,000 8,917,000 6,262,000 5,597,000 2,689,000 7,480,000 11,054,000 14,744,000 12,768,000 73,338,000 7,803,000 10,203,000 6,910,000 2,491,000 6,039,000 680,000 7,997,000 9,237,000 5,126,000 6,701,000 
      income tax expense
    10,134,000 15,787,000 10,106,000 7,815,000 3,464,000 3,386,000 4,816,000 9,095,000 -5,479,000 1,321,000 2,967,000 1,429,000 3,215,000 -1,075,000 1,525,000 25,278,000 8,388,000 6,540,500 9,394,000  4,181,000 1,349,750 11,703,000     662,000 317,000   491,000 315,000 1,608,000 -5,059,000 408,000 798,000 -2,989,000 2,561,000 557,000 3,314,000 3,523,000 2,228,000 2,766,000 
      net income
    29,947,000 46,122,000 26,466,000 23,387,000 9,668,000 9,843,000 13,025,000 26,963,000 27,586,000 16,163,000 39,793,000 17,544,000 398,000 1,792,000 42,868,000 97,039,000 34,509,000 30,147,000 33,839,000 63,582,000 39,427,000 29,588,000 33,780,000 3,777,000 -7,602,000 6,832,000 3,895,000 4,935,000 2,372,000 10,490,000 14,252,000 14,253,000 12,453,000 71,730,000 12,862,000 9,795,000 6,112,000 5,480,000 3,478,000 123,000 4,683,000 5,714,000 2,898,000 3,935,000 
      yoy
    209.75% 368.58% 103.19% -13.26% -64.95% -39.10% -67.27% 53.69% 6831.16% 801.95% -7.17% -81.92% -98.85% -94.06% 26.68% 52.62% -12.47% 1.89% 0.17% 1583.40% -618.64% 333.08% 767.27% -23.47% -420.49% -34.87% -72.67% -65.38% -80.95% -85.38% 10.81% 45.51% 103.75% 1208.94% 269.81% 7863.41% 30.51% -4.10% 20.01% -96.87%     
      qoq
    -35.07% 74.27% 13.17% 141.90% -1.78% -24.43% -51.69% -2.26% 70.67% -59.38% 126.82% 4308.04% -77.79% -95.82% -55.82% 181.20% 14.47% -10.91% -46.78% 61.27% 33.25% -12.41% 794.36% -149.68% -211.27% 75.40% -21.07% 108.05% -77.39% -26.40% -0.01% 14.45% -82.64% 457.69% 31.31% 60.26% 11.53% 57.56% 2727.64% -97.37% -18.04% 97.17% -26.35%  
      net loss attributable to non-controlling interest
    93,000 88,000 50,000 41,000 49,000                                        
      net income attributable to live oak bancshares, inc.
    30,040,000 46,210,000 26,516,000 23,428,000 9,717,000                             71,730,000 12,862,000 9,795,000 6,112,000 5,480,000 3,479,000 123,000 4,691,000 5,715,000 2,901,000 3,935,000 
      preferred stock dividends
    2,094,000 2,094,000 954,000                                          
      net income attributable to common shareholders
    27,946,000 44,116,000 25,562,000                                          
      basic earnings per share
    0.61 0.96 0.56 0.51 0.21 0.22 0.28 0.6 0.62 0.37 0.89 0.4 0.01 0.04 0.97 2.22 0.79 0.69 0.78 1.48 0.92 0.72 0.83 0.09 -0.19 0.17 0.1 0.12 0.06 0.26 0.36 0.36 0.31 1.94 0.34 0.28 0.18 0.16 0.1  0.14 0.16 0.09 0.14 
      diluted earnings per share
    0.6 0.95 0.55 0.51 0.21 0.21 0.28 0.59 0.6 0.36 0.88 0.39 0.01 0.04 0.96 2.16 0.76 0.66 0.76 1.41 0.88 0.7 0.81 0.09 -0.19 0.17 0.09 0.12 0.06 0.26 0.34 0.34 0.3 1.87 0.33 0.27 0.17 0.15 0.1  0.13 0.17 0.09 0.13 
      net gain on loans accounted for under the fair value option
     1,518,000 -350,000 1,082,000  195,000 2,255,000 172,000  -170,000 -568,000 1,728,000 -4,529,000 571,000 4,420,000 -4,461,000 516,000 -66,000 -1,030,000 1,135,000 4,218,000 -4,759,000 3,403,000 -1,089,000 -10,638,000                    
      management fee income
          1,116,000 3,271,000 3,271,000 3,309,000 3,277,000 3,266,000 3,472,000 3,200,000 2,844,000 2,558,000 1,488,000 1,482,000 1,489,000 1,473,000 1,934,000 2,206,000 1,296,000 1,206,000 1,644,000                    
      renewable energy tax credit investment impairment
     129,000 336,000   1,172,000 115,000 170,000  14,575,000   69,000 8,446,000 7,721,000 50,000   60,000  3,127,000       602,000                 
      renewable energy tax credit investment (recovery) impairment
       270,000     -927,000                                    
      provision for loan and lease credit losses
            16,364,000 8,995,000 10,279,000 13,028,000 19,021,000 19,671,000 14,169,000       8,006,000 10,274,000                      
      net interest income after provision for loan and lease credit losses
            73,747,000 80,581,000 79,131,000 71,274,000 62,996,000 66,231,000 69,717,000       25,099,500 41,089,000                      
      contributions and donations
                56,000 33,000 191,000 5,515,000                             
      benefit from loan and lease credit losses
                   5,267,000  3,918,000 4,319,000 7,846,000    9,958,000 11,792,000                    
      net interest income after benefit from loan and lease credit losses
                   74,667,000  73,720,000 73,416,000 63,616,000    30,940,000 28,369,000                    
      other income
                   2,886,000  2,672,000 2,861,000 3,051,000    1,361,000 2,170,000 2,300,000 1,536,000 1,716,000    2,704,000 2,962,000     1,288,750 1,798,000 1,502,000 1,855,000 659,000 2,206,000 1,724,000 
      provision for (recovery of) loan and lease credit losses
                    1,836,000                            
      net interest income after provision for (recovery of) loan and lease credit losses
                    75,943,000                            
      gain on sale of investment securities available-for-sale
                          1,225,000 734,000 -79,000 528,000 87,000  5,000          1,000   1,000 12,000  
      data processing expense
                     5,186,000 4,867,000 4,234,000 3,894,000 3,414,000 3,009,000 2,764,000 3,157,000 1,847,000 3,072,000 1,947,000 2,399,000 2,606,000 3,661,000 2,906,000 2,837,000 2,913,000 1,982,000 1,858,000 1,696,000 1,435,000 1,252,000 1,404,000 1,208,000 1,195,000 773,000 722,000 
      income tax benefit
                       12,587,000    1,474,000  2,085,000 2,367,000   -598,000 -3,198,000              
      (recovery of) provision for loan and lease credit losses
                        -873,000                        
      net interest income after (recovery of) provision for loan and lease credit losses
                        70,823,000                        
      loss on sale of investment securities available-for-sale
                                                
      construction supervision fee income
                         609,750 1,365,000 684,000 390,000 240,000 360,000 386,000 779,000 323,000 578,000 597,000 779,000 699,000 362,000 286,000 429,000 868,000 502,000 667,000 630,000    
      income tax (benefit) expense
                            -7,778,000                    
      benefit from loan and lease losses
                             6,208,000 7,160,000 3,463,000 2,742,000   2,087,000 4,392,000            
      net interest income after benefit from loan and lease losses
                             31,803,000 30,371,000 30,472,000 27,863,000   24,961,000 20,084,000            
      title insurance income
                                  479,000 996,000 1,300,000 1,762,000 1,968,000 2,397,000 1,438,000        
      title insurance closing services expense
                                  114,000 372,000 426,000 541,000 687,000 785,000         
      impairment expense on goodwill and other intangibles
                                  2,680,000              
      other noninterest expense
                                1,993,000                
      provision for (recovery of) loan and lease losses
                                 1,559,000 -243,000              
      net interest income after provision for loan and lease losses
                                 18,253,000 27,967,000   18,921,000 18,599,000 16,836,000 14,142,000        
      provision for loan and lease losses
                                     4,055,000 2,426,000 1,556,000 1,499,000        
      net loss attributable to noncontrolling interest
                                                
      benefit from loan losses
                                         2,173,000 3,806,000 3,453,000 1,433,000 584,750 1,212,000 50,000 
      net interest income after benefit from loan losses
                                         5,391,250 7,825,000 6,464,000 7,276,000 3,681,250 5,395,000 5,366,000 
      equity in loss of non-consolidated affiliates
                                                
      gain on sale of investment in non-consolidated affiliate
                                                
      net income attributable to noncontrolling interest
                                         2,250 1,000  8,000 1,000 3,000  
      loan servicing revenue and revaluation
                                            4,758,000 2,408,000 1,566,000 1,772,000 
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 
                                                  
        assets
                                                  
        cash and due from banks
      816,135,000 864,904,000 892,445,000 662,755,000 744,263,000 608,800,000 666,585,000 615,449,000 597,394,000 582,540,000 534,774,000 808,131,000 463,186,000 280,239,000 335,046,000 580,493,000 477,778,000 187,203,000 336,362,000 428,907,000 630,081,000 297,167,000 608,826,000 1,256,958,000 256,824,000 126,752,000 159,527,000 115,292,000 221,159,000 316,823,000 368,565,000 392,941,000 527,952,000 295,271,000 260,907,000 207,373,000 158,887,000 238,008,000 355,485,000 175,506,000 226,556,000 102,607,000 129,881,000 131,487,000 
        certificates of deposit with other banks
      250,000  250,000 250,000 250,000  250,000 250,000 250,000 250,000 3,750,000 4,000,000 4,000,000 4,000,000 4,250,000 4,250,000 4,250,000 4,750,000 6,000,000 6,000,000 6,500,000 6,500,000 7,250,000 7,250,000 7,250,000 7,250,000 7,250,000 7,250,000 7,250,000 7,250,000 750,000 2,250,000 2,250,000 3,000,000 3,250,000 5,750,000 6,000,000 7,250,000 7,500,000 8,500,000 9,000,000 10,250,000 10,000,000 10,000,000 
        investment securities available-for-sale
      1,434,538,000 1,427,401,000 1,373,219,000 1,325,206,000 1,312,680,000 1,248,203,000 1,233,466,000 1,151,195,000 1,120,622,000 1,126,160,000 1,099,878,000 1,133,146,000 1,149,691,000 1,014,719,000 1,005,372,000 927,968,000 844,577,000 906,052,000 861,377,000 817,896,000 775,177,000 750,098,000 765,777,000 779,794,000 574,168,000 540,045,000 570,795,000 576,275,000 569,739,000 380,490,000 374,284,000 384,943,000 378,488,000 93,355,000 76,575,000 72,993,000 68,630,000 71,056,000 70,334,000 66,804,000 55,674,000 53,762,000 51,628,000 50,719,000 
        loans held for sale
      435,313,000 420,055,000 360,693,000 350,791,000 367,955,000 346,002,000 359,977,000 363,632,000 310,749,000 387,037,000 572,604,000 523,776,000 533,292,000 554,610,000 537,649,000 1,199,734,000 1,028,635,000 1,116,519,000 1,042,756,000 1,064,911,000 1,076,741,000 1,175,470,000 1,190,200,000 976,594,000 996,050,000 966,447,000 903,095,000 857,837,000 772,481,000 687,393,000 646,475,000 757,494,000 720,511,000 680,454,000 692,586,000 609,138,000 512,501,000 394,278,000 345,277,000 329,206,000 537,293,000 480,619,000 443,871,000 356,481,000 
        loans and leases held for investment
      12,158,216,000 11,973,622,000 11,554,818,000 11,014,055,000 10,693,911,000 10,233,374,000 9,831,891,000 9,172,134,000 8,912,561,000 8,633,847,000 8,202,631,000 7,836,398,000 7,686,987,000 7,344,178,000 6,853,382,000 5,860,209,000 5,738,241,000 5,521,262,000 5,418,611,000 5,441,423,000 5,456,754,000 5,145,082,000 5,037,199,000 4,650,056,000 2,817,491,000 2,647,299,000 2,441,953,000 2,225,473,000 2,002,124,000 1,843,419,000 1,631,337,000 1,534,368,000 1,442,077,000 1,343,973,000 1,169,887,000 1,084,503,000 999,270,000        
        allowance for credit losses on loans and leases
      -193,279,000 -192,264,000 -185,700,000 -182,231,000 -190,184,000 -167,516,000 -168,737,000 -137,867,000 -139,041,000 -125,840,000 -121,273,000 -120,116,000 -108,242,000 -96,566,000 -78,291,000 -65,863,000 -63,058,000 -63,584,000 -59,681,000 -57,848,000 -52,417,000 -52,306,000 -44,210,000 -44,083,000 -35,906,000                    
        net loans and leases
      11,964,937,000 11,781,358,000 11,369,118,000 10,831,824,000 10,503,727,000 10,065,858,000 9,663,154,000 9,034,267,000 8,773,520,000 8,508,007,000 8,081,358,000 7,716,282,000 7,578,745,000 7,247,612,000 6,775,091,000 5,794,346,000 5,675,183,000 5,457,678,000 5,358,930,000 5,383,575,000 5,404,337,000 5,092,776,000 4,992,989,000 4,605,973,000 2,781,585,000 2,599,052,000 2,399,009,000 2,187,425,000 1,967,013,000 1,810,985,000 1,604,540,000 1,505,018,000 1,414,027,000 1,319,783,000 1,148,860,000 1,064,943,000 981,075,000        
        premises and equipment
      235,329,000 240,203,000 241,140,000 246,493,000 259,113,000 264,059,000 267,032,000 267,864,000 258,071,000 257,881,000 258,041,000 269,485,000 268,138,000 263,290,000 260,285,000 257,926,000 254,865,000 240,196,000 244,212,000 249,069,000 253,774,000 259,267,000 253,737,000 269,063,000 274,177,000 279,099,000 280,942,000 281,126,000 271,810,000 262,524,000 263,861,000 234,817,000 216,831,000 178,790,000 129,233,000 125,008,000 101,398,000 64,661,000 60,646,000 61,064,000 61,839,000 62,653,000 62,641,000 57,310,000 
        foreclosed assets
      12,005,000 8,208,000 11,024,000 6,318,000 2,108,000 1,944,000 8,015,000 8,015,000 8,561,000 6,481,000 6,701,000    1,178,000 191,000 198,000 620,000 883,000 1,793,000 4,185,000 4,155,000 3,264,000 5,660,000 6,744,000 5,612,000 5,702,000 6,044,000 1,374,000 1,094,000 1,429,000 1,725,000 1,519,000 1,281,000 2,231,000 2,140,000 1,706,000 1,648,000 2,235,000 2,971,000 3,020,000 2,666,000 48,000 34,000 
        servicing assets
      64,677,000 63,155,000 62,491,000 60,359,000 56,911,000 56,144,000 52,553,000 51,528,000 49,343,000 48,591,000 47,127,000 31,042,000 29,357,000 26,323,000 29,081,000 28,661,000 36,286,000 33,574,000 33,968,000 36,966,000 37,744,000 33,918,000 37,831,000 33,834,000 33,532,000 35,365,000 37,583,000 41,687,000 44,324,000 47,641,000 49,261,000 52,689,000 53,120,000 52,298,000 53,392,000 53,675,000 53,584,000 51,994,000 49,729,000 48,454,000 47,377,000 44,230,000 40,590,000 39,983,000 
        other assets
      336,849,000 329,244,000 355,522,000 347,212,000 348,697,000 352,120,000 356,314,000 376,370,000 387,059,000 354,476,000 346,227,000 333,334,000 337,888,000 328,308,000 298,374,000 275,634,000 268,201,000 250,254,000 242,181,000 244,152,000 223,875,000 231,799,000 204,886,000 179,954,000 185,524,000 156,134,000 148,985,000 131,216,000 136,053,000 156,249,000 135,592,000 141,092,000 146,165,000 134,242,000 65,155,000 57,087,000 48,344,000 37,009,000 26,735,000 24,591,000 22,765,000 23,281,000 20,708,000 20,972,000 
        total assets
      15,300,033,000 15,134,778,000 14,665,902,000 13,831,208,000 13,595,704,000 12,943,380,000 12,607,346,000 11,868,570,000 11,505,569,000 11,271,423,000 10,950,460,000 10,819,196,000 10,364,297,000 9,855,498,000 9,314,650,000 9,120,897,000 8,619,966,000 8,213,393,000 8,137,341,000 8,243,186,000 8,417,875,000 7,872,303,000 8,093,381,000 8,209,154,000 5,276,316,000 4,814,970,000 4,603,697,000 4,274,301,000 4,058,047,000 3,670,449,000 3,444,757,000 3,472,969,000 3,460,863,000 2,758,474,000 2,432,189,000 2,198,107,000 1,932,125,000 1,755,261,000 1,669,740,000 1,395,304,000 1,268,541,000 1,052,622,000 1,012,766,000 899,415,000 
        liabilities and shareholders’ equity
                                                  
        liabilities
                                                  
        deposits:
                                                  
        noninterest-bearing
      510,917,000 515,051,000 494,019,000 393,393,000 386,108,000 318,890,000 258,844,000 264,013,000 226,668,000 259,270,000 239,536,000 229,833,000 176,439,000 194,100,000 170,336,000 119,371,000 86,342,000 89,279,000 77,026,000 89,768,000 75,794,000 75,287,000 58,771,000 53,938,000 54,022,000 54,107,000 56,373,000 55,416,000 53,843,000 53,993,000 48,622,000 46,192,000 48,755,000 57,868,000 55,260,000 40,966,000 38,029,000 27,990,000 28,461,000 22,942,000 21,125,000 21,502,000 20,365,000 15,749,000 
        interest-bearing
      13,324,141,000 13,173,608,000 12,796,704,000 12,201,397,000 12,009,837,000 11,441,604,000 11,141,703,000 10,443,018,000 10,156,693,000 10,015,749,000 9,764,106,000 9,649,278,000 9,245,555,000 8,690,828,000 8,234,573,000 8,036,373,000 7,550,821,000 7,022,765,000 6,739,587,000 6,431,065,000 6,240,210,000 5,637,541,000 5,647,273,000 5,819,354,000 4,588,126,000 4,175,015,000 3,962,894,000 3,666,181,000 3,474,562,000 3,095,590,000 2,875,666,000 2,923,044,000 2,924,586,000 2,202,395,000 1,957,631,000 1,830,755,000 1,601,114,000 1,457,086,000 1,374,556,000 1,117,855,000 994,340,000 783,286,000 742,263,000 711,597,000 
        total deposits
      13,835,058,000 13,688,659,000 13,290,723,000 12,594,790,000 12,395,945,000 11,760,494,000 11,400,547,000 10,707,031,000 10,383,361,000 10,275,019,000 10,003,642,000 9,879,111,000 9,421,994,000 8,884,928,000 8,404,909,000 8,155,744,000 7,637,163,000 7,112,044,000 6,816,613,000 6,520,833,000 6,316,004,000 5,712,828,000 5,706,044,000 5,873,292,000 4,642,148,000 4,229,122,000 4,019,267,000 3,721,597,000 3,528,405,000 3,149,583,000 2,924,288,000 2,969,236,000 2,973,341,000 2,260,263,000 2,012,891,000 1,871,721,000 1,639,143,000 1,485,076,000 1,403,017,000 1,140,797,000 1,015,465,000 804,788,000 762,628,000 727,346,000 
        borrowings
      99,746,000 102,404,000 105,045,000 107,659,000 110,247,000 112,820,000 115,371,000 117,745,000 120,242,000 23,354,000 25,847,000 28,317,000 30,767,000 83,203,000 35,616,000 86,209,000 196,911,000 318,289,000 575,021,000 1,012,431,000 1,465,961,000 1,542,093,000 1,747,083,000 1,721,029,000 50,012,000 14,000                   
        other liabilities
      83,468,000 89,609,000 67,585,000 61,494,000 58,065,000 66,570,000 83,672,000 82,745,000 74,248,000 70,384,000 70,603,000 79,280,000 88,729,000 76,334,000 71,957,000 87,282,000 72,565,000 67,927,000 56,284,000 52,575,000 45,550,000 49,532,000 53,159,000 63,319,000 47,968,000 50,829,000 52,860,000 30,195,000 25,538,000 25,849,000 41,733,000 37,362,000 35,197,000 34,714,000 27,835,000 26,582,000 26,220,000 19,495,000 24,497,000 18,984,000 20,372,000 19,971,000 13,963,000 14,198,000 
        total liabilities
      14,018,272,000 13,880,672,000 13,463,353,000 12,763,943,000 12,564,257,000 11,939,884,000 11,599,590,000 10,907,521,000 10,577,851,000 10,368,757,000 10,100,092,000 9,986,708,000 9,541,490,000 9,044,465,000 8,512,482,000 8,329,235,000 7,906,639,000 7,498,260,000 7,447,918,000 7,585,839,000 7,827,515,000 7,304,453,000 7,509,217,000 7,660,719,000 4,742,544,000 4,282,584,000 4,075,478,000 3,755,315,000 3,557,667,000 3,176,889,000 2,967,527,000 3,009,983,000 3,012,027,000 2,321,541,000 2,067,598,000 1,960,476,000 1,705,936,000 1,532,414,000 1,455,588,000 1,187,954,000 1,064,108,000 853,134,000 818,670,000 796,034,000 
        shareholders’ equity
                                                  
        series a preferred stock, no par value, 1,000,000 shares authorized, 100,000 shares, issued and outstanding at march 31, 2026 and december 31, 2025
      96,266,000                                            
        class a common stock
      392,258,000 388,389,000 383,288,000 377,953,000 370,513,000 365,607,000 361,925,000 356,381,000 349,648,000 344,568,000 340,929,000 341,032,000 334,672,000 330,854,000 325,632,000 320,924,000 315,607,000 310,970,000 304,085,000 299,809,000 298,525,000 298,890,000 325,753,000 319,542,000 314,994,000 309,526,000 296,925,000 284,987,000 281,994,000 278,945,000 276,831,000 274,043,000 271,451,000 268,557,000 266,336,000 150,939,000 147,933,000 149,966,000 145,284,000 141,181,000 138,199,000 137,492,000 136,852,000 49,122,000 
        retained earnings
      836,444,000 809,885,000 770,820,000 746,450,000 724,215,000 715,767,000 707,026,000 695,172,000 669,307,000 642,817,000 627,759,000 589,036,000 572,530,000 572,497,000 571,778,000 530,021,000 434,226,000 400,893,000 371,869,000 339,011,000 275,377,000 235,724,000 207,400,000 174,837,000 172,276,000 180,265,000 174,641,000 171,954,000 168,225,000 167,124,000 157,839,000 144,791,000 131,739,000 120,241,000 49,707,000 38,041,000 28,938,000 23,518,000 18,723,000 15,928,000 16,147,000 12,140,000 7,108,000 4,206,000 
        accumulated other comprehensive loss
      -47,352,000 -44,672,000 -52,151,000 -61,514,000 -67,698,000 -82,344,000 -61,195,000 -90,504,000 -91,237,000 -84,719,000 -118,320,000 -97,580,000 -84,395,000                 -1,677,000 -6,608,000 -5,016,000 -3,522,000 -1,033,000 -620,000 -517,000  -652,000       
        total shareholders' equity attributed to live oak bancshares, inc.
      1,277,616,000 1,249,868,000 1,198,223,000 1,062,889,000 1,027,030,000 999,030,000                                       
        non-controlling interest
      4,145,000 4,238,000 4,326,000 4,376,000 4,417,000 4,466,000                                       
        total shareholders’ equity
      1,281,761,000 1,254,106,000 1,202,549,000 1,067,265,000 1,031,447,000 1,003,496,000 1,007,756,000 961,049,000 927,718,000 902,666,000 850,368,000 832,488,000 822,807,000 811,033,000 802,168,000 791,662,000 713,327,000 715,133,000 689,423,000 657,347,000 590,360,000 567,850,000 584,164,000 548,435,000 533,772,000 532,386,000 528,219,000 518,986,000 500,380,000 493,560,000               
        total liabilities and shareholders’ equity
      15,300,033,000 15,134,778,000 14,665,902,000 13,831,208,000 13,595,704,000 12,943,380,000 12,607,346,000 11,868,570,000 11,505,569,000 11,271,423,000 10,950,460,000 10,819,196,000 10,364,297,000 9,855,498,000 9,314,650,000 9,120,897,000 8,619,966,000 8,213,393,000 8,137,341,000 8,243,186,000 8,417,875,000 7,872,303,000 8,093,381,000 8,209,154,000 5,276,316,000 4,814,970,000 4,603,697,000 4,274,301,000 4,058,047,000 3,670,449,000 3,444,757,000 3,472,969,000 3,460,863,000 2,758,474,000 2,432,189,000 2,198,107,000 1,932,125,000 1,755,261,000 1,669,740,000 1,395,304,000 1,268,541,000 1,052,622,000 1,012,766,000 899,415,000 
        certificate of deposit with other banks
       250,000    250,000                                       
        series a preferred stock, no par value, 1,000,000 shares authorized, 100,000 shares and 0 shares, issued and outstanding at december 31, 2025 and december 31, 2024, respectively
       96,266,000                                           
        class b common stock
                       1,324,000 5,404,000 5,404,000 7,330,000 11,729,000 26,106,000 28,753,000 28,753,000 30,871,000 40,401,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 50,015,000 50,015,000 50,015,000 50,015,000 50,015,000 50,015,000 50,015,000 50,015,000 
        series a preferred stock, no par value, 1,000,000 shares authorized, 100,000 shares and 0 shares, issued and outstanding at september 30, 2025 and december 31, 2024, respectively
        96,266,000                                          
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2025 and december 31, 2024
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2025 and december 31, 2024
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2024 and december 31, 2023
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at september 30, 2024 and december 31, 2023
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2024 and december 31, 2023
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2024 and december 31, 2023
                                                  
        federal funds sold
                   136,397,000 68,324,000 51,694,000 29,993,000 16,547,000 10,672,000 9,917,000 5,461,000 21,153,000 25,924,000 91,188,000 158,226,000 96,787,000 88,919,000 68,153,000 64,708,000                
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2023 and december 31, 2022
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at september 30, 2023 and december 31, 2022
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2023 and december 31, 2022
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2023 and december 31, 2022
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2022 and december 31, 2021
                                                  
        accumulated other comprehensive income
                   -92,318,000 -95,242,000 -59,283,000 -36,506,000 1,946,000 8,065,000 13,123,000 9,128,000 21,507,000 24,905,000 25,303,000 17,749,000 11,724,000 16,252,000 12,877,000 993,000        -697,000  130,000 201,000 47,000 -192,000 87,000 1,000 
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at september 30, 2022 and december 31, 2021
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2022 and december 31, 2021
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2022 and december 31, 2021
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2021 and december 31, 2020
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at september 30, 2021 and december 31, 2020
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2021 and december 31, 2020
                                                  
        preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2021 and december 31, 2020
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2020 and december 31, 2019
                                                  
        operating lease right-of-use assets
                            2,697,000 2,886,000 2,236,000 2,427,000 1,890,000 1,996,000 2,136,000                
        operating lease liabilities
                            2,931,000 3,079,000 2,416,000 2,619,000 2,041,000 2,162,000 2,314,000                
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2020 and december 31, 2019
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2020 and december 31, 2019
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2020 and december 31, 2019
                                                  
        allowance for loan and lease losses
                               -48,247,000 -42,944,000 -38,048,000 -35,111,000 -32,434,000 -26,797,000 -29,350,000 -28,050,000 -24,190,000 -21,027,000 -19,560,000 -18,195,000        
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2019 and december 31, 2018
                                                  
        short term borrowings
                                1,295,000 1,345,000 1,393,000 1,441,000      10,000,000 13,100,000        
        long term borrowings
                                15,000 16,000 17,000 16,000 1,506,000 3,385,000 3,489,000 26,564,000 26,872,000 52,173,000 27,473,000 27,843,000 28,074,000 28,173,000 28,271,000 28,375,000 42,079,000 54,490,000 
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2019 and december 31, 2018
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2019 and december 31, 2018
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2019 and december 31, 2018
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2018 and december 31, 2017
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2018 and december 31, 2017
                                                  
        total equity
                                    477,230,000 462,986,000 448,836,000 436,933,000 364,591,000 237,631,000 226,189,000 222,847,000 214,152,000 207,350,000 204,433,000 199,488,000 194,096,000 103,381,000 
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2018 and december 31, 2017
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2018 and december 31, 2017
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2017 and december 31, 2016
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2017 and december 31, 2016
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2017 and december 31, 2016
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2017 and december 31, 2016
                                                  
        loans held for investment
                                           907,566,000 766,977,000 690,517,000 313,633,000 279,969,000 259,552,000 237,612,000 
        allowance for loan losses
                                           -18,209,000 -15,178,000 -12,309,000 -8,616,000 -7,415,000 -6,153,000 -5,183,000 
        net loans
                                           889,357,000 751,799,000 678,208,000 305,017,000 272,554,000 253,399,000 232,429,000 
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2016 and december 31, 2015
                                                  
        total shareholders’ equity attributed to live oak bancshares, inc.
                                           222,847,000 214,152,000 207,325,000 204,408,000 199,455,000 194,062,000 103,344,000 
        noncontrolling interest
                                             25,000 25,000 33,000 34,000 37,000 
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2016 and december 31, 2015
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2016 and december 31, 2015
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2016 and december 31, 2015
                                                  
        investments in non-consolidated affiliates
                                                  
        non-cumulative perpetual preferred stock (series a), no shares authorized, issued or outstanding at december 31, 2015, 6,800 shares authorized, issued and outstanding at december 31, 2014
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2015 and december 31, 2014
                                                  
        non-cumulative perpetual preferred stock (series a), 6,800 shares authorized, issued and outstanding
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2015 and december 31, 2014
                                                  
        preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2015 and december 31, 2014
                                                  
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 
                                                  
          cash flows from operating activities
                                                  
          net income
        46,122,000 26,466,000 23,387,000 9,668,000 9,843,000 13,025,000 26,963,000 27,586,000 16,163,000 39,793,000 17,544,000 398,000 1,792,000 42,868,000 97,039,000 34,509,000 30,147,000 33,839,000 63,582,000 39,427,000 29,588,000 33,780,000 3,777,000 -7,602,000 6,832,000 3,895,000 4,935,000 2,372,000 10,490,000 14,252,000 14,253,000 12,453,000 -28,668,501 12,862,000 9,795,000 6,112,000 -8,270,236 3,478,000 123,000 4,683,000 5,714,000 2,899,000 
          adjustments to reconcile net income to net cash from operating activities:
                                                  
          depreciation and amortization
        9,968,000 6,672,000 6,784,000 6,974,000 6,651,000 6,307,000 5,343,000 4,981,000 5,330,000 5,494,000 5,254,000 5,193,000 5,153,000 5,073,000 5,148,000 5,405,000  5,328,000 5,301,000 5,265,000 5,143,000 5,351,000 5,573,000 5,621,000 5,664,000 5,202,000 5,067,000 4,034,000 4,377,000 4,186,000 4,037,000 3,786,000  2,958,000 2,354,000 1,708,000  1,092,000 1,044,000 1,065,000 1,518,000 896,000 
          provision for credit losses
                                                  
          amortization of (discount) premium on securities, net of accretion
                                                  
          deferred tax benefit
          166,000 -1,009,000  -8,711,000 6,610,000 -6,888,000                                   
          originations of loans held for sale
        -261,301,000 -347,844,000 -347,995,000 -349,091,000 -293,188,000 -277,281,000 -263,049,000 -203,956,000 -234,361,000 -217,281,000 -233,975,000 -191,466,000 -254,428,000 -291,934,000 -273,142,000 -222,557,000  -407,987,000 -401,119,000 -253,588,000 -262,939,000 -436,472,000 -209,063,000 -274,678,000 -293,165,000 -256,544,000 -249,016,000 -206,440,000 -252,994,000 -205,188,000 -318,768,000 -302,522,000  -252,327,000 -302,424,000 -329,990,000  -230,120,000 -215,218,000 -256,077,000 -294,391,000 -267,965,000 
          proceeds from sales of loans held for sale
        264,265,000 71,160,000 502,187,000 422,294,000 427,521,000 425,923,000 319,109,000 258,708,000 377,516,000 335,981,000 331,727,000 317,579,000 271,472,000 266,297,000 180,625,000 349,364,000  338,019,000 274,188,000 182,685,000 267,805,000 215,882,000 188,366,000 203,340,000 146,681,000 141,871,000 88,050,000 80,931,000 120,538,000 352,165,000 336,632,000 277,279,000  181,991,000 238,642,000 227,667,000  232,444,000 150,110,000 172,638,000 236,750,000 190,197,000 
          net gains on sale of loans held for sale
        -1,263,000 -20,868,000 -21,641,000 -18,648,000 -18,356,000 -16,646,000 -14,395,000 -11,502,000 -12,891,000 -12,675,000 -10,804,000 -10,175,000 -7,362,000 -9,275,000 -5,630,000 -20,977,000  -18,860,000 -16,234,000 -11,929,000 -14,976,000 -12,690,000 -10,695,000 -11,112,000 -11,364,000 -7,425,000 -6,015,000 -4,198,000 -5,687,000 -22,004,000 -23,061,000 -24,418,000  -18,148,000 -18,176,000 -18,952,000  -21,833,000 -14,555,000 -16,425,000 -20,781,000 -15,424,000 
          net loss on impairment and sale of foreclosed assets
                                                  
          net loss on loans accounted for under fair value option
                                                  
          net change in servicing assets
        -664,000 -2,132,000 -3,448,000 -767,000 -3,591,000 -1,025,000 -2,185,000 -752,000                                   
          net gain on sale or disposal of long lived asset
                                                  
          net loss on disposal of premises and equipment
                                                  
          impairment on premises and equipment
                         904,000 244,000                      
          equity method investments loss
        -23,812,000 1,470,000 2,716,000 2,239,000 2,739,000 1,393,000 1,767,000 5,022,000 -47,000 1,034,000                                 
          equity security investments losses
                                                  
          net loss on equity warrant assets
                                                  
          renewable energy tax credit investment impairment
        129,000 336,000       14,575,000 69,000 8,446,000 7,721,000    60,000 3,127,000                     
          stock option compensation expense
                135,000 4,000 133,000 56,000 261,000                             
          restricted stock compensation expense
        6,696,000 5,902,000 6,945,000 6,667,000 6,492,000 6,614,000 6,793,000 6,306,000 5,172,000 83,000 6,308,000 6,040,000 5,216,000 4,780,000                             
          stock based compensation excess tax (deficiency) benefit
        -273,000 -445,000 -68,000 -156,000                                       
          business combination contingent consideration fair value adjustment
                                    -260,000 -348,050 150,000 200,000       
          lease right-of-use assets and liabilities
        -15,000 -17,000 21,000 -14,000 -16,000 -29,000 206,000 -11,000 -7,000 -22,000 -13,000 -17,000 -20,000 -317,000 581,000 -12,000  -1,000 -1,000 -1,000 41,000 13,000 -12,000  -15,000 -12,000 114,000               
          changes in assets and liabilities:
                                                  
          other assets
        14,602,000 -7,042,000 10,824,000 4,464,000 -7,369,000 8,621,000 -13,837,000 301,000 -2,015,000 17,142,000 13,836,000 6,593,000 -28,266,000 23,394,000 -7,922,000 -3,095,000  -350,000 3,771,000 855,000 -49,689,000 -2,243,000 7,579,000 -31,962,000 -9,336,000 -3,974,000 3,926,000 9,778,000 -9,709,000 3,287,000 4,620,000 -12,065,000  -8,198,000 -10,862,000 1,399,000  443,000 -1,817,000 516,000   
          other liabilities
        20,604,000 4,219,000 3,811,000 -7,901,000 7,868,000 4,052,000 6,049,000 45,000 4,903,000 -6,466,000 -564,000 6,097,000 -8,478,000 -7,775,000 11,107,000 -1,260,000  2,464,000 5,221,000 -5,406,000 -1,249,000 -13,619,000 23,379,000 -6,493,000 2,370,000 1,372,000 759,000 -605,000 -4,204,000 1,756,000 -214,000 1,123,000  3,030,000 2,796,000 -1,951,000  2,174,000 624,000 -146,000   
          net cash from operating activities
        79,690,000 -234,594,000 208,169,000 104,977,000 170,685,000 191,014,000 83,876,000 90,893,000  154,887,000 136,482,000 158,456,000                               
          capital expenditures
                                       
          free cash flows
        79,690,000 -234,594,000 208,169,000 104,977,000 170,685,000 191,014,000 83,876,000 90,893,000  154,887,000 136,482,000 158,456,000                               
          cash flows from investing activities
                                                  
          purchases of investment securities available-for-sale
        -91,998,000 -82,234,000 -49,972,000 -76,965,000 -80,515,000 -79,287,000 -63,653,000 -46,176,000 -16,919,000 -23,966,000 -28,680,000 -146,030,000 -37,288,000                              
          proceeds from maturities, calls, and principal paydowns of investment securities available-for-sale
        47,806,000 46,755,000 45,730,000 31,842,000                                       
          proceeds from sale of foreclosed assets
        6,252,000 2,310,000                                       161,000 22,000 
          maturities of certificates of deposit with other banks
                                    250,000 1,500,000 750,000  2,500,000 250,000 1,250,000  1,000,000 500,000 1,250,000   
          net change in loans and leases
                                                  
          proceeds from sale of long lived asset
                                                  
          purchases of equity security investments
        -377,000 -460,000 -1,038,000 -3,433,000 -3,069,000 -275,000 -397,000 -3,279,000 -31,000 -2,153,000 -331,000 -875,000 -70,000                              
          purchases of equity method investments
        -1,277,000 -721,000 -2,636,000 -424,000 -2,032,000 -4,554,000 -437,000 -1,435,000 -22,115,000 -771,000 -3,202,000 -1,121,000 -5,777,000                              
          proceeds from sale of equity security investments
        10,252,000 349,000 199,000 160,000                                       
          proceeds from sale of equity method investments
        67,143,000 137,000 256,000 129,000     734,000    710,000                              
          proceeds from sale of premises and equipment
        4,139,000 222,000 65,000 978,000         84,000                     
          purchases of premises and equipment
        -9,302,000 -1,735,000 -1,425,000 -2,294,000 -4,018,000 -6,407,000 -17,206,000 -21,676,000 -21,608,000 -8,263,000 -6,563,000 -10,405,000 -8,120,000 -7,400,000 -8,195,000 -20,036,000  -432,000 -558,000 -674,000 -19,676,000 -117,000 -459,000 -737,000 -7,194,000 -2,180,000 -14,508,000 -13,315,000 -23,491,000 -26,614,000 -19,532,000 -41,685,000 71,415,136 -7,938,000 -25,822,000 -37,660,000 1,193,857 -761,000 -182,000 -251,000 -1,157,000 -6,227,000 
          net cash from investing activities
                                        354,321,840 -90,769,000 -130,492,000 -133,128,000 168,637,987 -77,449,000 -99,475,000 8,240,000   
          cash flows from financing activities
                                                  
          net increase in deposits
        397,936,000 695,933,000 198,845,000 635,451,000 359,947,000 693,516,000 323,670,000 108,342,000 271,377,000 124,531,000 457,117,000 537,066,000 480,019,000 249,165,000 518,581,000 525,119,000  295,780,000 204,829,000 603,176,000 6,784,000 -167,248,000 1,233,286,000 413,026,000 209,855,000 297,670,000 193,192,000 378,822,000 225,295,000 -44,948,000 -4,105,000 713,078,000  141,170,000 232,578,000 154,067,000  262,220,000 125,332,000 210,677,000 42,160,000  
          proceeds from borrowings
        38,000 39,000 41,000 43,000 44,000 197,000 48,000 99,414,000 15,000 17,000 750,019,000 2,156,020,000 50,022,000 23,000 25,000 12,026,000 -537,145,000 29,000 96,125,000 498,666,000 20,000,000 26,067,000 1,731,966,000 50,000,000                   
          repayment of borrowings
        -2,679,000 -2,653,000 -2,629,000 -2,616,000 -2,595,000 -2,571,000 -2,545,000 -2,526,000 -2,508,000 -2,487,000 -752,469,000 -2,208,456,000 -2,435,000 -50,616,000 -110,727,000 -133,404,000  -437,439,000 -548,155,000 -580,291,000 -224,990,000 -13,000 -60,949,000 -2,000                   
          stock option exercises
        479,000 951,000 788,000 758,000 366,000 539,000 277,000 1,129,000 242,000 262,000 297,000 367,000 468,000 497,000 434,000 719,000 1,301,000 693,000 951,000 1,213,000 2,516,000 147,000 148,000 258,000 221,000 115,000 158,000 14,000 39,000 335,000 561,000 691,000 -600,974 146,000 270,000 186,000 -146,599 40,000 59,000 48,000 24,000  
          employee stock purchase program
        562,000 659,000 747,000 702,000 765,000 631,000 1,000 532,000 534,000 374,000 296,000 288,000 232,000 255,000 182,000 177,000 165,000 -444,555 204,000 241,000       
          proceeds from the issuance of preferred stock
                                                 
          tax withholding related to vesting of restricted stock and other
        -2,074,000 -2,080,000 -293,000 -3,178,000                                       
          contributions of non-controlling interest
                                                  
          shareholder dividend distributions - preferred
        -2,093,000                                          
          shareholder dividend distributions - common
        -1,377,000                                          
          net cash from financing activities
        390,230,000 786,689,000 195,383,000 629,750,000 357,753,000 688,718,000 319,763,000 202,659,000 266,015,000 120,407,000 453,385,000 480,948,000 526,236,000 196,920,000 406,801,000 400,788,000 -99,079,000 -142,368,000 -253,260,000 510,491,000 -245,948,000 -142,102,000 2,903,174,000 462,257,000 207,393,000 296,639,000 192,014,000 377,759,000 224,032,000 -47,732,000 -5,033,000 689,349,000 -633,411,379 218,056,000 253,756,000 161,704,000 -596,025,868 261,477,000 124,951,000 209,595,000 27,970,000  
          net increase in cash and cash equivalents
        -27,541,000 229,690,000 -81,508,000 135,463,000 -57,785,000 51,136,000 18,055,000 14,854,000 47,766,000 -273,357,000 344,945,000 46,550,000 13,266,000 -228,817,000 124,416,000 304,021,000  -91,790,000 -196,718,000 317,222,000 -316,430,000 -713,396,000 935,238,000 191,511,000 -24,907,000 65,001,000 -102,422,000 -30,956,000 -51,742,000 -24,376,000 -135,011,000 232,681,000  53,534,000 48,486,000 -79,121,000  179,979,000 -51,050,000 123,949,000 -27,274,000  
          cash and cash equivalents, beginning
        608,800,000 582,540,000 416,636,000 203,750,000  318,320,000 -2,142,000 223,539,000 316,823,000 295,271,000  238,008,000  102,607,000  
          cash and cash equivalents, ending
        -27,541,000 229,690,000 -81,508,000 744,263,000 -57,785,000 51,136,000 18,055,000 597,394,000 47,766,000 -273,357,000 344,945,000 463,186,000 13,266,000 -228,817,000 124,416,000 507,771,000  -91,790,000 -196,718,000 635,542,000 -316,430,000 -713,396,000 933,096,000 415,050,000 -24,907,000 65,001,000 -102,422,000 285,867,000 -51,742,000 -24,376,000 -135,011,000 527,952,000  53,534,000 48,486,000 158,887,000  179,979,000 -51,050,000 226,556,000 -27,274,000  
          supplemental disclosure of cash flow information
                                                  
          interest paid
        117,285,000 115,551,000 115,650,000 112,098,000 115,377,000 111,659,000 107,167,000 102,644,000 97,675,000 91,367,000 84,697,000 69,027,000 50,541,000 32,125,000 19,587,000 15,263,000  16,159,000 17,218,000 18,469,000 19,902,000 22,502,000 25,539,000 23,858,000 24,317,000 23,572,000 21,554,000 17,837,000 15,508,000 14,290,000 13,940,000 10,368,000  7,069,000 6,022,000 4,836,000  3,940,000 3,490,000 2,690,000 2,339,000  
          income tax paid
        10,327,000 9,046,000 7,049,000 172,000 12,431,000 3,588,000 20,960,000 1,928,000 3,614,000 -3,544,000 5,051,000 182,000 7,580,000 10,350,000 6,770,000 8,000  7,503,000 8,689,000 354,000   98,000 362,000        251,000           
          supplemental disclosures of noncash operating, investing, and financing activities
                                                  
          unrealized holding gains on investment securities available-for-sale, net of taxes
        7,468,000 9,363,000 6,184,000 14,646,000 -21,149,000   -6,518,000    7,923,000                               
          transfers from loans and leases to foreclosed real estate and other repossessions or sba receivable
        34,493,000 16,527,000 15,246,000 3,648,000 6,325,000 8,226,000 45,000 2,080,000   7,793,000 7,115,000 3,616,000 3,602,000 4,586,000 6,692,000  945,000                         
          net transfers between foreclosed real estate and sba receivable
                    -154,000 84,000 -17,000 72,000  -1,793,000 -46,000 196,000 136,000 86,000 30,000                   
          transfer asset from premises and equipment, net to other assets
                                                  
          transfer of loans held for sale to loans and leases held for investment
        18,546,000 -260,888,000 203,540,000 205,385,000 28,589,000 31,666,000 13,664,000 94,384,000 209,674,000 8,882,000 21,110,000 35,742,000 86,973,000 754,724,000 18,266,000 70,649,000  183,153,000 258,037,000 176,285,000 117,528,000 80,451,000 62,769,000 35,233,000 52,747,000 78,912,000 96,250,000 50,055,000  23,411,000 8,061,000 11,713,000           
          transfer of loans and leases held for investment to loans held for sale
        70,165,000 -537,745,000 327,189,000 283,718,000 135,446,000 161,639,000 114,974,000 63,508,000 158,321,000 174,787,000 144,198,000 139,883,000 111,613,000 128,724,000 117,253,000 110,452,000  90,982,000 132,438,000 24,260,000 308,000 74,085,000 19,999,000 2,949,000 3,131,000 12,615,000 14,476,000 8,845,000  38,366,000 44,843,000 6,771,000           
          loans provided for sales of foreclosed assets
                                                  
          transfer from retained earnings to other assets for pro rata portion of equity method investee stock compensation expense
        -3,675,000 183,000 176,000 98,000 197,000 183,000 252,000 249,000 231,000 263,000 292,000 286,000 247,000 208,000 71,000 136,000  320,000 1,349,000 1,508,000                       
          equity method investment commitments
            -19,366,000 -500,000 500,000 1,008,000 -6,000 7,721,000 2,290,000 4,166,000 -405,000 10,971,000         -469,000                  
          equity security investment commitments
            -3,083,000 1,500,000      500,000 -21,000 -85,000 500,000  750,000 1,500,000                       
          change related to accounting change for asu 2022-02
                                                  
          balance at beginning of year
                                                  
          originations
                                                  
          proceeds from sale
                                                  
          gain on sale of loans
                                                  
          principal collections, net of deferred fees and costs
                                                  
          non-cash transfers
                                                  
          balance at end of period
                                                  
          benefit from credit losses
         22,242,000 23,252,000 28,964,000  34,502,000                                     
          accretion of discount on securities
         -215,000 -147,000 -83,000                                       
          deferred tax expense
                    9,871,000 -181,000 10,664,000 6,775,000  3,012,000      1,264,000       491,000 316,000  -1,014,000 -619,000 2,046,000    739,000 89,000 
          net (gain) loss on impairment or sale of foreclosed assets
                                                  
          net gain on loans accounted for under fair value option
                   4,529,000  -4,420,000 4,461,000 -516,000     4,759,000 -3,403,000 1,089,000 10,638,000                   
          net gain on disposal of long-lived assets
                                                  
          net income on disposal of property and equipment
         395,000       -25,000 402,000          38,000                  
          equity security investments (gains) losses
         -18,000         -121,000 -77,000  -876,000 -1,655,000 44,000  -176,000 -44,253,000 -105,000 -107,000 -14,705,000   -51,000                  
          gain on equity warrant assets
         400,000 115,000 304,000 157,000 127,000                                     
          purchases of loans previously sold
         -40,122,000 -21,650,000 -23,607,000 -49,479,000                                      
          loan and lease originations and principal collections
         -246,684,000 -459,490,000 -524,894,000 -493,702,000 -728,355,000 -362,247,000 -251,138,000 -385,548,000 -550,732,000 -234,062,000 -455,742,000 -521,880,000 -297,099,000 -206,429,000 -243,463,000  129,334,000 158,111,000 -119,970,000 -90,395,000 -374,213,000 -1,784,857,000 -152,559,000 -109,300,000 -138,520,000 -144,489,000 -113,539,000 -113,528,000 -114,372,000 -126,355,000 -91,388,000  -81,483,000 -100,640,000 -91,378,000       
          proceeds from sale of long-lived asset
             20,957,000            8,988,000      10,895,000               
          net cash used by investing activities
         -322,405,000 -485,060,000 -599,264,000 -586,223,000 -828,596,000 -385,584,000 -278,698,000 -388,495,000 -548,651,000 -244,922,000 -592,854,000   -203,617,000 -253,206,000   136,908,000 -154,604,000 -89,632,000 -358,493,000 -1,980,118,000 -179,226,000 -91,181,000 -130,536,000 -150,040,000 -301,407,000 -143,328,000 -132,398,000 -154,295,000 -420,564,000           
          supplemental disclosures of cash flow information
                                                  
          supplemental disclosures of noncash investing and financing activities
                                                  
          net transfers between foreclosed assets and sba receivable
                                                 
          transfer from premises and equipment, net to other assets
             18,540,000                                   
          accrued premises and equipment additions
             -896,000 -1,778,000 2,971,000                 -2,839,000    -9,984,000              
          net income on impairment or sale of foreclosed assets
          -22,000 34,000                                       
          net (gains) loss on loans accounted for under fair value option
                                                  
          shareholder dividend distributions
          -1,369,000 -1,367,000 -1,356,000 -1,354,000 -1,350,000 -1,345,000 -1,336,000 -1,333,000 -1,330,000 -1,327,000 -1,320,000 -1,319,000 -1,315,000 -1,312,000 -1,306,000 -1,301,000 -1,297,000 -1,282,000 -1,264,000 -1,217,000 -1,216,000 -1,209,000 -1,208,000 -1,208,000 -1,206,000 -1,205,000 -1,205,000 -1,204,000 -1,201,000 -1,199,000 2,576,224 -1,196,000 -692,000 -692,000 2,049,263 -684,000 -342,000 -1,026,000 -510,000  
          net income on loans accounted for under fair value option
           1,034,000   -172,000 219,000                                   
          net gain on disposal of property and equipment
           24,000          9,000                             
          equity security investments losses (gains)
           -20,000   -161,000 529,000                64,000                   
          renewable energy tax credit investment recovery
                                                  
          stock based compensation excess tax benefit
            356,000 -259,000 99,000 889,000     -345,000 -230,000 -13,000 1,119,000  452,000 3,278,000 5,152,000                       
          proceeds from sales, maturities, calls, and principal paydowns of investment securities available-for-sale
                                                  
          proceeds from sba reimbursement/sale of foreclosed assets
            7,739,000       1,405,000 99,000 333,000  3,401,000 2,989,000 152,000 999,000 2,257,000 1,413,000 613,000  331,000 393,000               
          withholding cash issued in lieu of restricted stock and other
            -3,176,000 -2,356,000 -337,000 -3,057,000 -1,775,000 -1,348,000 -249,000 -3,353,000 -519,000 -1,362,000 -197,000 -2,894,000 -1,647,000                          
          transfer asset from premises and equipment, net to held for sale assets
                                                  
          amortization of (discount) premium on securities
             -134,000 -142,000 -355,000                                   
          net income on sale of foreclosed assets
                      17,000    24,000    49,000 18,000 3,000   19,000 18,000    27,000    60,000     
          net (gain) loss on loans accounted for under fair value option
                         1,030,000 -1,135,000 -4,218,000                       
          renewable energy tax credit investment (recovery) impairment
             115,000 170,000 -927,000                                   
          proceeds from maturities, calls, and principal paydown of investment securities available-for-sale
             35,715,000 34,186,000 43,493,000  30,006,000 27,916,000 21,319,000                               
          maturities of certificates of deposits with other banks
                     500,000                          
          proceeds from equity security investment
             220,000                                     
          proceeds from equity method investments
             814,000                                     
          net gain on disposal of long-lived asset
                         -114,000      -357,000               
          unrealized holding losses on investment securities available-for-sale, net of taxes
                 -20,740,000                                 
          benefit from loan and lease credit losses
               16,364,000  10,279,000 13,028,000 19,021,000  14,169,000    4,319,000   8,634,000 10,274,000 9,958,000 11,792,000                   
          net (gain) loss on disposal of property and equipment
               -4,000          -48,000                       
          (gain) loss on equity warrant assets
               -5,662,000                                   
          proceeds from sale of equity security investment
               535,000                                  
          adjustments to reconcile net income to net cash provided (used) by operating activities:
                                                  
          provision for loan and lease credit losses
                                                  
          amortization of premium on securities, net of accretion
                -55,000 -69,000 -39,000 171,000 401,000 641,000 957,000 1,421,000  1,516,000 1,672,000 1,817,000 1,581,000 1,142,000 367,000 269,000 78,000 175,000 149,000 105,000 226,000 223,000 200,000 153,000  136,000 109,000 110,000  56,000 49,000 30,000 30,000 12,000 
          net cash provided (used) by operating activities
                    26,157,000 20,657,000 -78,768,000 156,439,000             -132,446,000              
          repurchase and retirement of shares
                                                  
          transfer aircraft from premises and equipment, net to held for sale assets
                            8,874,000                      
          deferred tax (benefit) expense
                 -3,441,000 -4,182,000 -5,541,000        -3,984,000 -9,912,000     950,000 215,000 -632,000 -3,544,000         947,000     
          net increase in servicing assets
                 -16,085,000 -1,685,000 -3,034,000    -2,712,000  2,998,000 778,000 -3,826,000          3,428,000 431,000 -822,000  283,000 -91,000 -1,590,000  -1,275,000 -1,077,000 -3,147,000 -3,640,000 -607,000 
          stock based compensation excess tax (shortfall) benefit
                 -341,000 -163,000 -411,000                               
          transfers from loans and leases to foreclosed assets or sba receivable
                                                  
          transfer aircraft from premises and equipment, net to other assets
                                                  
          equity method investments (income) loss
                   2,952,000  -29,136,000 -119,056,000 2,124,000  1,250,000 2,278,000 1,157,000 8,739,000 1,231,000 2,243,000 2,478,000 1,769,000                  
          net loss on sale of foreclosed assets
                                                  
          net decrease in servicing assets
                              -302,000 1,833,000                   
          gain on sale of investment securities available-for-sale
                            -1,225,000                     
          net loss on sale or disposal of long lived asset
                                                  
          business combination, net of cash acquired
                                      7,688,304 -12,000 -101,000 -7,583,000       
          business combination:
                                                  
          assets acquired
                                       5,766,000       
          liabilities assumed
                                       4,681,000       
          goodwill recorded
                                       12,000 101,000 7,165,000       
          net gain on sale of foreclosed assets
                     8,000    -698,000                         
          net decrease (increase) in servicing assets
                     -420,000             2,637,000 3,317,000               
          proceeds from sales, maturities, calls, and principal paydown of investment securities available-for-sale
                                                  
          net cash (used) provided by investing activities
                                                  
          recording of secured borrowing
                         -1,500,000 5,493,000                       
          purchases of securities available-for-sale
                      -162,448,000 -37,837,000  -104,776,000 -104,712,000 -108,223,000 -52,942,000 -50,420,000 -240,068,000 -52,757,000 -22,844,000 -24,427,000 -7,445,000 -198,384,000 -19,762,000 -10,834,000 -23,542,000 -293,046,000  -6,606,000 -6,384,000 -19,000  -10,147,000 -12,356,000 -2,443,000 -9,490,000 -9,512,000 
          proceeds from sales, maturities, calls, and principal paydown of securities available-for-sale
                      48,132,000 47,297,000  53,123,000 65,578,000 65,039,000  63,996,000 44,748,000 26,214,000  34,260,000 16,402,000 12,543,000               
          proceeds from sale of equity method investment
                                                  
          unrealized holding losses on available-for-sale securities, net of taxes
                      -22,777,000 -38,452,000                -2,245,000           
          benefit from (recovery of) loan and lease credit losses
                       1,836,000                           
          stock option based compensation expense
                       391,000 298,000 384,000 353,000 344,000 361,000 461,000 406,000 366,000 413,000 440,000 400,000 470,000 403,000 501,000 346,000 463,000 -1,494,214 572,000 468,000 456,000 -1,749,651 579,000 581,000 592,000 551,000 431,000 
          restricted stock expense
                       4,563,000 3,806,000 3,329,000 3,767,000 4,670,000 4,877,000 2,794,000 2,933,000 2,542,000 2,618,000 2,503,000 2,516,000 2,388,000 1,720,000 1,988,000 1,869,000 1,886,000 -4,204,283 1,442,000 1,421,000 1,347,000 -5,883,276 3,484,000 2,342,000 67,000 65,000 67,000 
          equity in undistributed net income of subsidiaries in excess of dividends of subsidiaries
                                                  
          equity in subsidiary tax withholding related to vesting of restricted stock and other
                                                  
          deferred income tax
                                                  
          business combination contingent consideration fair value adjustments
                                                  
          net change in other assets
                                                  
          net change in other liabilities
                                                  
          capital investment in subsidiaries
                                                  
          repayments of borrowings
                                                  
          net change in cash and cash equivalents
                                                  
          cash and cash equivalents at beginning of year
                                                  
          cash and cash equivalents at end of year
                                                  
          adjustments to reconcile net income to net cash used by operating activities:
                                                  
          net cash used by operating activities
                         -30,072,000 -80,366,000 -38,665,000  -212,801,000 12,182,000 -91,520,000   -144,396,000 -107,308,000   24,317,000 -36,104,000  -73,753,000 -74,778,000 -107,697,000  -4,049,000 -76,526,000 -93,886,000 -69,022,000 -87,317,000 
          net cash provided (used) by investing activities
                                                13,778,000  
          unrealized holding gains on available-for-sale securities, net of taxes
                         -5,058,000 3,995,000 -12,379,000 -3,398,000 -398,000 7,554,000 6,025,000 -4,528,000 3,375,000 11,884,000 2,670,000  -1,592,000    -103,000 180,000 -45,000  -71,000 154,000 239,000 -279,000  
          withholding cash issued in lieu of restricted stock
                          -5,713,000 -11,287,000  -126,000 -61,000 -48,000 -181,000 -142,000 -81,000 -5,000 -48,000 -213,000 -184,000 -311,000 4,886,109 -63,000 -4,828,000       
          (recovery of) benefit from loan and lease credit losses
                           -873,000                       
          loss on sale of investment securities available-for-sale
                                                  
          transfers from loans and leases to foreclosed real estate and other repossessions
                           402,000 2,055,000 270,000 1,764,000    108,000 238,000           
          adjustments to reconcile net income to net cash (used) provided by operating activities:
                                                  
          impairment expense on goodwill and other intangibles
                                                 
          net income on disposal of premises and equipment
                                        213,000       
          stock based compensation expense excess tax benefit
                                                  
          net cash (used) provided by operating activities
                                                  
          proceeds from sales, maturities, calls, and principal paydowns of securities available-for-sale
                                    19,818,000 17,086,000 14,922,000 4,805,000  2,720,000 2,205,000 2,262,000  6,446,000 1,428,000 890,000  8,742,000 
          sale of title insurance business, net of cash sold
                                                 
          investment in certificates of deposit with other banks
                                                  
          income tax paid (received)
                            2,437,000                      
          loans to finance sale of other assets
                                                 
          right-of-use assets obtained in exchange for lessee operating lease liabilities
                                2,241,000               
          net (gain) loss on sale of foreclosed assets
                             -7,000                     
          stock based compensation expense tax shortfall
                             -44,000 -59,000 -34,000                   
          gain on sale of securities available-for-sale
                               79,000 -528,000 -87,000                 
          benefit from loan and lease losses
                                6,208,000 7,160,000 3,463,000 2,742,000   2,087,000 4,392,000           
          change in discount on unguaranteed loans
                                -2,455,000 -3,384,000                 
          gain on contribution to equity method investment
                                                  
          stock based compensation expense excess tax (shortfall) benefit
                                                  
          lease right-of-use assets
                                                  
          proceeds from sale/collection of foreclosed assets
                                    135,000 180,000        589,000 39,000 52,000   
          sale of common stock, net of issuance costs
                                                  
          income tax (received) paid
                                   -13,654,000               
          net transfers (to) from foreclosed real estate to sba receivable
                                                  
          transfer from fixed assets to other assets held for sale
                                                  
          purchase price
                                         12,000 101,000 8,250,000       
          stock based compensation expense tax (shortfall) benefit
                                 13,000 -68,000 -8,000               
          proceeds from long term borrowings
                                    18,000 -16,883,100        
          repayment of long term borrowings
                                 -1,000 -1,000 -1,000 -1,000 -1,879,000 -104,000 -23,093,000  -25,301,000 -300,000 -370,000  -99,000 -98,000 -104,000 -13,704,000  
          repayment of short term borrowings
                                 -50,000 -48,000 -48,000      -10,000,000        
          income tax received
                                 1,347,000                 
          net transfers from sba receivable to foreclosed real estate
                                 -8,000    -98,000             
          amortization of discount on unguaranteed loans
                                   -1,319,000 -2,514,000 1,781,000 1,383,000 2,118,000           
          transfers from loans to foreclosed real estate and other repossessions
                                   707,000      168,000 437,000 58,000  406,000 1,916,000  
          stock based compensation expense excess tax benefits
                                    -9,000 86,000 10,000 14,000  199,000 874,000       
          proceeds from short term borrowings
                                        -23,091,900 10,000,000 13,100,000       
          income tax
                                         -782,000 5,048,000 2,828,000  2,963,000 595,000 2,181,000 1,014,000  
          net transfers from foreclosed real estate to sba receivable
                                                  
          transfer of loans held for sale to loans held for investment
                                         1,564,000 493,000 3,656,000  3,059,000 322,500,000 13,763,000 1,623,000  
          transfer of loans held for investment to loans held for sale
                                         580,000 16,768,000 1,642,000  448,000 1,096,000 752,000 1,114,000  
          contingent consideration in acquisition of controlling interest in equity method investment
                                                  
          transfers from short term borrowings to long term borrowings
                                                 
          transfers from long term borrowings to short term borrowings
                                                  
          net benefit from loan and lease losses
                                                  
          income tax (refunds) payments
                                     159,000             
          depreciation
                                                  
          impairment on contingent consideration
                                                  
          gain on sale of investment in non-consolidated affiliate
                                                
          net change in advances to subsidiaries
                                                  
          proceeds from sale of investment in non-consolidated affiliate
                                                
          capital contribution from non-controlling interest
                                                
          repayments of long term borrowings
                                                  
          sale of common stock
                                                 
          benefit from loan losses
                                         2,426,000 1,556,000 1,499,000  3,806,000 3,453,000 1,433,000  1,212,000 
          transfers from foreclosed real estate to sba receivable
                                             87,000   -152,000  
          amortization (accretion) of discount on unguaranteed loans
                                          100,000 1,155,000  617,000 10,000 146,000   
          equity in loss of non-consolidated affiliates
                                                
          stock grants
                                                  
          capital investment in non-consolidated affiliates
                                                  
          net cash acquired in consolidation of equity method investment
                                                
          loan originations and principal collections
                                             -74,576,000 -88,904,000 8,742,000 17,640,000 -17,417,000 
          transfers of loans accounted for as secured borrowing collateral to other assets
                                                 
          dividends declared but not paid
                                                  
          contingent consideration in acquisition of controlling interest in equity method of investment
                                                 
          benefit from (recovery of) loan losses
                                                  
          amortization (accretion) of discount (premium) on unguaranteed loans
                                                1,496,000  
          (gain) loss on sale of securities available-for-sale
                                                  
          net gain on disposal of premises and equipment
                                                1,000  
          gain on deconsolidation of subsidiary
                                                  
          non-cash basis recovery in deconsolidation of subsidiary
                                                  
          capital investments in non-consolidated affiliates
                                                  
          repurchase of common stock
                                                  
          conversion of convertible subordinated debt into common stock
                                                  
          loans to facilitate the sale of foreclosed assets
                                                  
          conversion of receivable to equity investment in ncino
                                                  
          issuance of common stock on acquisition
                                                  
          non-cash dividend
                                                  
          accounts receivable and other assets
                                                 923,000 
          accrued expenses and other liabilities
                                                 -377,000 
          investment in certificates of deposit
                                                  
          investments in non-consolidated affiliates
                                                  
          net gains on sale of foreclosed assets
                                                  
          see notes to consolidated financial statements