Live Oak Bancshares Quarterly Income Statements Chart
Quarterly
|
Annual
Live Oak Bancshares Quarterly Income Statements Table
Quarterly
|
Annual
| Unit: USD | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| interest income | ||||||||||||||||||||||||||||||||||||||||
| loans and fees on loans | 204,513,000 | 195,616,000 | 194,821,000 | 192,170,000 | 181,840,000 | 176,010,000 | 169,531,000 | 162,722,000 | 152,362,000 | 139,052,000 | 127,310,000 | 107,880,000 | 94,157,000 | 89,198,000 | 88,577,000 | 89,388,000 | 84,780,000 | 84,993,000 | 79,166,000 | 70,621,000 | 62,022,000 | 58,961,000 | 49,914,000 | 44,966,000 | 40,628,000 | 37,724,000 | 36,267,000 | 32,691,000 | 29,343,000 | 26,977,000 | 23,559,000 | 19,754,000 | 16,239,000 | 14,961,000 | 12,902,000 | 11,005,000 | 10,529,000 | 8,704,000 | 7,391,000 | |
| investment securities, taxable | 11,648,000 | 11,089,000 | 10,490,000 | 9,750,000 | 9,219,000 | 8,954,000 | 8,746,000 | 8,701,000 | 8,503,000 | 7,547,000 | 6,716,000 | 5,506,000 | 4,046,000 | 3,399,000 | 3,455,000 | 3,174,000 | 2,975,000 | 2,929,000 | 3,345,000 | 4,123,000 | 3,786,000 | 3,762,000 | 4,116,000 | 3,317,000 | 2,558,000 | 2,528,000 | 2,530,000 | 1,117,000 | 468,000 | 325,000 | 316,000 | 323,000 | 292,000 | 337,000 | 252,000 | 251,000 | 224,000 | 211,000 | 200,000 | |
| other interest earning assets | 8,123,000 | 6,400,000 | 7,257,000 | 7,016,000 | 7,389,000 | 7,456,000 | 8,259,000 | 9,188,000 | 8,847,000 | 4,817,000 | 2,584,000 | 2,448,000 | 1,044,000 | 185,000 | 171,000 | 224,000 | 244,000 | 303,000 | 529,000 | 334,000 | 1,009,000 | 750,000 | 1,108,000 | 1,639,000 | 1,568,000 | 1,638,000 | 2,179,000 | 1,215,000 | 725,000 | 870,000 | 470,000 | 342,000 | 383,000 | 264,000 | 248,000 | 138,000 | 80,000 | 84,000 | 70,000 | |
| total interest income | 224,284,000 | 213,105,000 | 212,568,000 | 208,936,000 | 198,448,000 | 192,420,000 | 186,536,000 | 180,611,000 | 169,712,000 | 151,416,000 | 136,610,000 | 115,834,000 | 99,247,000 | 92,782,000 | 92,203,000 | 92,786,000 | 87,999,000 | 88,225,000 | 83,040,000 | 75,078,000 | 66,817,000 | 63,473,000 | 55,138,000 | 49,922,000 | 44,754,000 | 41,890,000 | 40,976,000 | 35,023,000 | 30,536,000 | 28,172,000 | 24,345,000 | 20,419,000 | 16,914,000 | 15,562,000 | 13,402,000 | 11,394,000 | 10,833,000 | 8,999,000 | 7,661,000 | |
| interest expense | ||||||||||||||||||||||||||||||||||||||||
| deposits | 113,380,000 | 110,888,000 | 113,357,000 | 110,174,000 | 105,358,000 | 101,998,000 | 96,695,000 | 90,914,000 | 85,003,000 | 67,595,000 | 50,357,000 | 31,553,000 | 18,777,000 | 14,348,000 | 13,817,000 | 14,159,000 | 14,820,000 | 16,944,000 | 19,195,000 | 22,155,000 | 25,121,000 | 23,255,000 | 21,203,000 | 19,317,000 | 15,959,000 | 14,165,000 | 13,927,000 | 10,418,000 | 7,330,000 | 6,758,000 | 5,592,000 | 4,543,000 | 4,283,000 | 3,689,000 | 3,243,000 | 2,444,000 | 2,105,000 | 1,997,000 | 1,801,000 | |
| borrowings | 1,683,000 | 1,685,000 | 1,737,000 | 1,762,000 | 1,770,000 | 311,000 | 265,000 | 287,000 | 407,000 | 1,804,000 | 351,000 | 395,000 | 536,000 | 655,000 | 748,000 | 892,000 | 1,717,000 | 1,331,000 | 1,544,000 | 1,560,000 | 798,000 | 57,000 | 1,000 | 1,000 | 129,000 | 230,000 | 389,000 | 361,000 | 235,000 | 239,000 | 242,000 | 242,000 | 241,000 | 203,000 | 395,000 | 444,000 | ||||
| total interest expense | 115,063,000 | 112,573,000 | 115,094,000 | 111,936,000 | 107,128,000 | 102,309,000 | 96,960,000 | 91,201,000 | 85,410,000 | 69,399,000 | 50,708,000 | 31,948,000 | 19,313,000 | 15,003,000 | 14,565,000 | 15,051,000 | 16,537,000 | 18,275,000 | 20,739,000 | 23,715,000 | 25,919,000 | 23,312,000 | 21,203,000 | 19,317,000 | 15,959,000 | 14,166,000 | 13,928,000 | 10,547,000 | 7,560,000 | 7,147,000 | 5,953,000 | 4,778,000 | 4,522,000 | 3,931,000 | 3,485,000 | 2,685,000 | 2,308,000 | 2,392,000 | 2,245,000 | |
| net interest income | 109,221,000 | 100,532,000 | 97,474,000 | 97,000,000 | 91,320,000 | 90,111,000 | 89,576,000 | 89,410,000 | 84,302,000 | 82,017,000 | 85,902,000 | 83,886,000 | 79,934,000 | 77,779,000 | 77,638,000 | 77,735,000 | 71,462,000 | 69,950,000 | 62,301,000 | 51,363,000 | 40,898,000 | 40,161,000 | 33,935,000 | 30,605,000 | 28,795,000 | 27,724,000 | 27,048,000 | 24,476,000 | 22,976,000 | 21,025,000 | 18,392,000 | 15,641,000 | 12,392,000 | 11,631,000 | 9,917,000 | 8,709,000 | 8,525,000 | 6,607,000 | 5,416,000 | |
| benefit from credit losses | 23,252,000 | 28,964,000 | 33,581,000 | 34,502,000 | 11,765,000 | |||||||||||||||||||||||||||||||||||
| net interest income after benefit from credit losses | 85,969,000 | 71,568,000 | 63,893,000 | 62,498,000 | 79,555,000 | |||||||||||||||||||||||||||||||||||
| noninterest income | ||||||||||||||||||||||||||||||||||||||||
| loan servicing revenue | 8,565,000 | 8,298,000 | 8,524,000 | 8,040,000 | 7,347,000 | 7,624,000 | 7,342,000 | 6,990,000 | 6,687,000 | 6,380,000 | 6,296,000 | 6,230,000 | 6,477,000 | 6,356,000 | 6,289,000 | 6,278,000 | 6,218,000 | 6,434,000 | 6,684,000 | 6,803,000 | 6,691,000 | 6,422,000 | 7,063,000 | 7,410,000 | 7,752,000 | 7,506,000 | 6,965,000 | 6,898,000 | 6,001,000 | 6,490,000 | 6,174,000 | 5,923,000 | 5,668,000 | 5,860,000 | 5,081,000 | |||||
| loan servicing asset revaluation | -3,057,000 | -4,728,000 | -2,326,000 | -4,207,000 | -2,878,000 | -2,744,000 | -3,974,000 | 11,335,000 | -2,831,000 | 356,000 | -5,016,000 | -1,324,000 | -8,668,000 | -1,569,000 | -4,160,000 | -5,878,000 | -3,181,000 | 1,493,000 | -5,756,000 | 2,061,000 | -1,571,000 | -4,692,000 | -403,000 | -2,246,000 | -627,000 | -9,380,000 | -3,670,000 | -5,088,000 | -6,307,000 | -3,691,000 | -1,164,000 | -2,009,000 | -3,340,000 | -3,421,000 | -1,604,000 | |||||
| net gains on sales of loans | 21,641,000 | 18,648,000 | 18,356,000 | 16,646,000 | 14,395,000 | 11,502,000 | 12,891,000 | 12,675,000 | 10,804,000 | 10,175,000 | 7,362,000 | 9,275,000 | 5,630,000 | 20,977,000 | 20,257,000 | 18,860,000 | 16,234,000 | 11,929,000 | 14,976,000 | 12,690,000 | 10,695,000 | 11,112,000 | 6,015,000 | 4,198,000 | 5,687,000 | 22,004,000 | 23,061,000 | 24,418,000 | 23,314,000 | 18,148,000 | 18,176,000 | 18,952,000 | 22,513,000 | 21,833,000 | 14,555,000 | 16,425,000 | 20,781,000 | 15,424,000 | 15,719,000 | |
| net gain on loans accounted for under the fair value option | 1,082,000 | 195,000 | 2,255,000 | 172,000 | -170,000 | -568,000 | 1,728,000 | -4,529,000 | 571,000 | 4,420,000 | -4,461,000 | 516,000 | -66,000 | -1,030,000 | 1,135,000 | 4,218,000 | -4,759,000 | 3,403,000 | -1,089,000 | -10,638,000 | ||||||||||||||||||||
| equity method investments income | -2,716,000 | -2,239,000 | -2,739,000 | -1,393,000 | -1,767,000 | -5,022,000 | 47,000 | -1,034,000 | -2,055,000 | -2,952,000 | -1,818,000 | 29,136,000 | 119,056,000 | -2,124,000 | 2,969,000 | -1,250,000 | -2,278,000 | -1,157,000 | -8,739,000 | -1,231,000 | -2,243,000 | -2,478,000 | -1,736,000 | |||||||||||||||||
| equity security investments gains | 1,004,000 | 20,000 | 12,000 | 909,000 | 161,000 | -529,000 | -384,000 | -783,000 | 121,000 | 77,000 | 868,000 | 876,000 | 1,655,000 | -44,000 | 218,000 | 176,000 | 44,253,000 | 105,000 | 107,000 | 14,705,000 | 161,000 | -64,000 | ||||||||||||||||||
| lease income | 3,103,000 | 2,573,000 | 2,456,000 | 2,424,000 | 2,423,000 | 2,453,000 | 2,439,000 | 2,498,000 | 2,535,000 | 2,535,000 | 2,555,000 | 2,516,000 | 2,510,000 | 2,503,000 | 2,521,000 | 2,527,000 | 2,616,000 | 2,599,000 | 2,615,000 | 2,634,000 | 2,635,000 | 2,624,000 | 2,369,000 | 2,325,000 | 2,244,000 | 2,194,000 | 1,920,000 | 1,608,000 | ||||||||||||
| management fee income | 1,116,000 | 3,271,000 | 3,271,000 | 3,309,000 | 3,277,000 | 3,266,000 | 3,472,000 | 3,200,000 | 2,844,000 | 2,558,000 | 1,488,000 | 1,482,000 | 1,489,000 | 1,473,000 | 1,934,000 | 2,206,000 | 1,296,000 | 1,206,000 | 1,644,000 | |||||||||||||||||||||
| other noninterest income | 4,904,000 | 4,043,000 | 6,115,000 | 7,142,000 | 11,035,000 | 9,761,000 | 8,607,000 | 3,501,000 | 3,901,000 | 4,065,000 | 5,053,000 | 3,751,000 | 3,772,000 | 4,565,000 | 4,246,000 | 4,104,000 | 3,641,000 | 3,502,000 | 5,908,000 | 2,093,000 | 4,508,000 | 1,501,000 | 1,007,000 | 556,000 | 2,686,000 | 950,000 | 744,000 | 841,000 | 1,972,000 | 1,783,000 | 798,000 | 1,020,000 | 618,000 | 657,000 | 649,000 | 619,000 | -445,000 | 768,000 | 644,000 | |
| total noninterest income | 34,526,000 | 25,581,000 | 30,593,000 | 32,932,000 | 34,159,000 | 26,097,000 | 30,107,000 | 37,891,000 | 24,156,000 | 19,579,000 | 19,071,000 | 57,724,000 | 128,529,000 | 32,668,000 | 33,756,000 | 25,276,000 | 70,111,000 | 31,057,000 | 10,803,000 | 47,044,000 | 22,411,000 | 5,742,000 | 14,701,000 | 13,027,000 | 18,065,000 | 24,331,000 | 30,613,000 | 30,756,000 | 95,441,000 | 25,060,000 | 26,667,000 | 25,753,000 | 26,327,000 | 25,432,000 | 19,348,000 | 22,432,000 | 24,368,000 | 17,770,000 | 18,135,000 | |
| noninterest expense | ||||||||||||||||||||||||||||||||||||||||
| salaries and employee benefits | 49,137,000 | 48,008,000 | 45,214,000 | 44,524,000 | 46,255,000 | 47,275,000 | 44,274,000 | 42,947,000 | 43,066,000 | 44,765,000 | 42,560,000 | 43,479,000 | 46,276,000 | 38,507,000 | 32,464,000 | 28,202,000 | 32,900,000 | 31,366,000 | 29,477,000 | 24,203,000 | 30,782,000 | 28,063,000 | 21,990,000 | 21,855,000 | 14,503,000 | 20,553,000 | 22,146,000 | 20,209,000 | 18,982,000 | 19,037,000 | 17,968,000 | 18,682,000 | 17,121,000 | 17,471,000 | 15,411,000 | 12,993,000 | 12,700,000 | 9,949,000 | 9,319,000 | |
| travel expense | 2,576,000 | 2,795,000 | 2,628,000 | 2,344,000 | 2,328,000 | 2,438,000 | 1,544,000 | 2,197,000 | 2,770,000 | 2,411,000 | 1,872,000 | 2,372,000 | 2,358,000 | 1,897,000 | 1,782,000 | 1,819,000 | 1,549,000 | 659,000 | 1,056,000 | 250,000 | 364,000 | 1,781,000 | 1,541,000 | 1,200,000 | 3,269,000 | 2,003,000 | 2,041,000 | 1,843,000 | 2,089,000 | 2,289,000 | 2,148,000 | 1,598,000 | 1,811,000 | 2,218,000 | 2,330,000 | 1,846,000 | 1,527,000 | 2,180,000 | 2,212,000 | |
| professional services expense | 2,874,000 | 3,024,000 | 2,797,000 | 3,287,000 | 3,061,000 | 1,878,000 | 3,052,000 | 1,762,000 | 1,996,000 | 927,000 | 2,453,000 | 2,505,000 | 3,988,000 | 2,791,000 | 3,724,000 | 4,251,000 | 3,329,000 | 3,831,000 | 1,691,000 | 1,346,000 | 1,385,000 | 1,937,000 | 1,621,000 | 2,182,000 | 1,233,000 | 1,228,000 | 1,119,000 | 1,298,000 | 709,000 | 1,068,000 | 1,424,000 | 1,736,000 | 1,137,000 | 907,000 | 910,000 | 528,000 | 514,000 | 597,000 | 624,000 | |
| advertising and marketing expense | 4,420,000 | 3,665,000 | 1,979,000 | 2,473,000 | 3,004,000 | 3,692,000 | 2,501,000 | 3,446,000 | 3,009,000 | 3,603,000 | 3,892,000 | 2,621,000 | 2,301,000 | 1,729,000 | 1,844,000 | 1,631,000 | 875,000 | 652,000 | 973,000 | 552,000 | 624,000 | 1,361,000 | 1,665,000 | 1,364,000 | 1,023,000 | 1,462,000 | 1,868,000 | 1,662,000 | 1,386,000 | 1,516,000 | 1,976,000 | 1,485,000 | 1,109,000 | 1,097,000 | 1,365,000 | 963,000 | 1,156,000 | 1,051,000 | 1,118,000 | |
| occupancy expense | 2,369,000 | 2,737,000 | 2,558,000 | 2,807,000 | 2,388,000 | 2,247,000 | 2,231,000 | 2,129,000 | 2,205,000 | 1,925,000 | 3,469,000 | 2,519,000 | 2,773,000 | 2,327,000 | 2,045,000 | 2,042,000 | 2,224,000 | 2,112,000 | 2,302,000 | 2,079,000 | 1,955,000 | 2,421,000 | 1,848,000 | 1,609,000 | 1,738,000 | 1,588,000 | 1,882,000 | 1,857,000 | 2,177,000 | 1,473,000 | 1,350,000 | 1,195,000 | 1,267,000 | 1,058,000 | 1,055,000 | 1,193,000 | 1,588,000 | 699,000 | 731,000 | |
| technology expense | 10,066,000 | 9,251,000 | 9,406,000 | 9,081,000 | 7,996,000 | 7,723,000 | 8,402,000 | 7,722,000 | 8,005,000 | 7,729,000 | 8,849,000 | 7,770,000 | 5,762,000 | 6,053,000 | ||||||||||||||||||||||||||
| equipment expense | 3,685,000 | 3,745,000 | 3,769,000 | 3,472,000 | 3,511,000 | 3,074,000 | 3,480,000 | 3,676,000 | 4,023,000 | 3,818,000 | 3,759,000 | 3,761,000 | 3,784,000 | 3,816,000 | 4,644,000 | 4,567,000 | 4,385,000 | 4,354,000 | 4,002,000 | 4,314,000 | 4,652,000 | 4,635,000 | 4,239,000 | 3,325,000 | 3,630,000 | 3,649,000 | 3,368,000 | 3,077,000 | 2,474,000 | 2,228,000 | 1,703,000 | 1,074,000 | 550,000 | 611,000 | 534,000 | 551,000 | 781,000 | 584,000 | 350,000 | |
| other loan origination and maintenance expense | 4,190,000 | 4,585,000 | 4,812,000 | 4,872,000 | 3,659,000 | 3,911,000 | 3,937,000 | 3,498,000 | 3,442,000 | 3,927,000 | 3,657,000 | 3,376,000 | 3,022,000 | 3,113,000 | 3,406,000 | 3,489,000 | 3,307,000 | 3,327,000 | 3,173,000 | 2,669,000 | 2,492,000 | 2,456,000 | 1,708,000 | 1,639,000 | 1,482,000 | 1,742,000 | 1,414,000 | 1,329,000 | 1,383,000 | 1,601,000 | 981,000 | 1,005,000 | 824,000 | 806,000 | 621,000 | 574,000 | ||||
| renewable energy tax credit investment (recovery) impairment | 270,000 | -927,000 | ||||||||||||||||||||||||||||||||||||||
| fdic insurance | 3,545,000 | 3,551,000 | 3,053,000 | 1,933,000 | 2,649,000 | 3,200,000 | 4,091,000 | 4,115,000 | 5,061,000 | 3,403,000 | 2,923,000 | 2,697,000 | 2,164,000 | 1,972,000 | 1,931,000 | 1,670,000 | 1,704,000 | 1,765,000 | 2,147,000 | 2,095,000 | 1,721,000 | 1,510,000 | 699,000 | 635,000 | 547,000 | 1,105,000 | 1,010,000 | 572,000 | 898,000 | 858,000 | 724,000 | 726,000 | ||||||||
| other income | 6,161,000 | 2,656,000 | 3,869,000 | 2,681,000 | 2,635,000 | 3,226,000 | 5,117,000 | 2,770,000 | 2,880,000 | 6,329,000 | 2,672,000 | 4,036,000 | 2,886,000 | 3,509,000 | 2,672,000 | 2,861,000 | 3,051,000 | 3,185,000 | 4,200,000 | 2,133,000 | 1,361,000 | 2,170,000 | 1,716,000 | 2,527,000 | 1,459,000 | 2,704,000 | 2,962,000 | 3,134,000 | 3,117,000 | 2,383,000 | 3,788,000 | 3,933,000 | 1,798,000 | 1,502,000 | 1,855,000 | 659,000 | 2,206,000 | 1,724,000 | ||
| total noninterest expense | 89,293,000 | 84,017,000 | 81,257,000 | 77,589,000 | 77,656,000 | 77,737,000 | 93,204,000 | 74,262,000 | 76,457,000 | 78,962,000 | 84,585,000 | 83,048,000 | 80,879,000 | 65,714,000 | 59,698,000 | 55,459,000 | 57,558,000 | 58,272,000 | 52,435,000 | 42,650,000 | 48,100,000 | 49,491,000 | 39,576,000 | 38,201,000 | 32,558,000 | 41,244,000 | 40,830,000 | 38,072,000 | 41,024,000 | 35,856,000 | 33,300,000 | 32,985,000 | 32,384,000 | 27,218,000 | 25,132,000 | 21,711,000 | 22,189,000 | 18,039,000 | 16,800,000 | |
| income before taxes | 31,202,000 | 13,132,000 | 13,229,000 | 17,841,000 | 36,058,000 | 22,107,000 | 17,484,000 | 42,760,000 | 18,973,000 | 3,613,000 | 717,000 | 44,393,000 | 122,317,000 | 42,897,000 | 47,778,000 | 43,233,000 | 76,169,000 | 43,608,000 | 12,035,000 | 45,483,000 | 5,251,000 | -15,380,000 | 5,597,000 | 2,689,000 | 7,480,000 | 11,054,000 | 14,744,000 | 12,768,000 | 73,338,000 | 7,803,000 | 10,203,000 | 6,910,000 | 2,491,000 | 6,039,000 | 680,000 | 7,997,000 | 9,237,000 | 5,126,000 | 6,701,000 | |
| income tax expense | 7,815,000 | 3,386,000 | 4,816,000 | 9,095,000 | 1,321,000 | 2,967,000 | 1,429,000 | 3,215,000 | 8,797,750 | 1,525,000 | 25,278,000 | 8,388,000 | 6,540,500 | 9,394,000 | 1,349,750 | 11,703,000 | 662,000 | 317,000 | 491,000 | 315,000 | 408,000 | 798,000 | -2,989,000 | 2,561,000 | 557,000 | 3,314,000 | 3,523,000 | 2,228,000 | 2,766,000 | |||||||||||
| net income | 23,387,000 | 9,668,000 | 9,843,000 | 13,025,000 | 26,963,000 | 27,586,000 | 16,163,000 | 39,793,000 | 17,544,000 | 398,000 | 1,792,000 | 42,868,000 | 97,039,000 | 34,509,000 | 30,147,000 | 33,839,000 | 63,582,000 | 39,427,000 | 29,588,000 | 33,780,000 | 3,777,000 | -7,602,000 | 4,935,000 | 2,372,000 | 10,490,000 | 14,252,000 | 14,253,000 | 12,453,000 | 71,730,000 | 12,862,000 | 9,795,000 | 6,112,000 | 5,480,000 | 3,478,000 | 123,000 | 4,683,000 | 5,714,000 | 2,898,000 | 3,935,000 | |
| yoy | -13.26% | -64.95% | -39.10% | -67.27% | 53.69% | 6831.16% | 801.95% | -7.17% | -81.92% | -98.85% | -94.06% | 26.68% | 52.62% | -12.47% | 1.89% | 0.17% | 1583.40% | -618.64% | 584.50% | 59.23% | -172.47% | -65.38% | -80.95% | -85.38% | 10.81% | 45.51% | 103.75% | 1208.94% | 269.81% | 7863.41% | 30.51% | -4.10% | 20.01% | -96.87% | ||||||
| qoq | 141.90% | -1.78% | -24.43% | -51.69% | -2.26% | 70.67% | -59.38% | 126.82% | 4308.04% | -77.79% | -95.82% | -55.82% | 181.20% | 14.47% | -10.91% | -46.78% | 61.27% | 33.25% | -12.41% | 794.36% | -149.68% | 108.05% | -77.39% | -26.40% | -0.01% | 14.45% | -82.64% | 457.69% | 31.31% | 60.26% | 11.53% | 57.56% | 2727.64% | -97.37% | -18.04% | 97.17% | -26.35% | |||
| net income margin % | ||||||||||||||||||||||||||||||||||||||||
| net income attributable to non-controlling interest | 41,000 | 49,000 | ||||||||||||||||||||||||||||||||||||||
| net income attributable to live oak bancshares, inc. | 23,428,000 | 9,717,000 | 71,730,000 | 12,862,000 | 9,795,000 | 6,112,000 | 5,480,000 | 3,479,000 | 123,000 | 4,691,000 | 5,715,000 | 2,901,000 | 3,935,000 | |||||||||||||||||||||||||||
| basic earnings per share | 0.51 | 0.21 | 0.22 | 0.28 | 0.6 | 0.62 | 0.37 | 0.89 | 0.4 | 0.01 | 0.04 | 0.97 | 2.22 | 0.79 | 0.69 | 0.78 | 1.48 | 0.92 | 0.72 | 0.83 | 0.09 | -0.19 | 0.12 | 0.06 | 0.26 | 0.36 | 0.36 | 0.31 | 1.94 | 0.34 | 0.28 | 0.18 | 0.16 | 0.1 | 0 | 0.14 | 0.16 | 0.09 | 0.14 | |
| diluted earnings per share | 0.51 | 0.21 | 0.21 | 0.28 | 0.59 | 0.6 | 0.36 | 0.88 | 0.39 | 0.01 | 0.04 | 0.96 | 2.16 | 0.76 | 0.66 | 0.76 | 1.41 | 0.88 | 0.7 | 0.81 | 0.09 | -0.19 | 0.12 | 0.06 | 0.26 | 0.34 | 0.34 | 0.3 | 1.87 | 0.33 | 0.27 | 0.17 | 0.15 | 0.1 | 0 | 0.13 | 0.17 | 0.09 | 0.13 | |
| net income on loans accounted for under the fair value option | -1,034,000 | -219,000 | ||||||||||||||||||||||||||||||||||||||
| income tax benefit | 3,464,000 | 12,587,000 | 4,181,000 | 1,474,000 | -598,000 | -3,198,000 | ||||||||||||||||||||||||||||||||||
| renewable energy tax credit investment impairment | 1,172,000 | 115,000 | 170,000 | 14,575,000 | 69,000 | 8,446,000 | 7,721,000 | 50,000 | 60,000 | 3,127,000 | 602,000 | |||||||||||||||||||||||||||||
| benefit from loan and lease credit losses | 16,364,000 | 8,995,000 | 10,279,000 | 13,028,000 | 19,021,000 | 19,671,000 | 14,169,000 | 5,267,000 | 3,918,000 | 4,319,000 | 7,846,000 | 8,634,000 | 10,274,000 | 9,958,000 | 11,792,000 | |||||||||||||||||||||||||
| net interest income after benefit from loan and lease credit losses | 73,747,000 | 80,581,000 | 79,131,000 | 71,274,000 | 62,996,000 | 66,231,000 | 69,717,000 | 74,667,000 | 73,720,000 | 73,416,000 | 63,616,000 | 53,667,000 | 41,089,000 | 30,940,000 | 28,369,000 | |||||||||||||||||||||||||
| income tax (benefit) expense | -5,479,000 | -7,778,000 | 1,608,000 | -5,059,000 | ||||||||||||||||||||||||||||||||||||
| contributions and donations | 56,000 | 33,000 | 191,000 | 5,515,000 | ||||||||||||||||||||||||||||||||||||
| benefit from (recovery of) loan and lease credit losses | 1,836,000 | |||||||||||||||||||||||||||||||||||||||
| net interest income after benefit from (recovery of) loan and lease credit losses | 75,943,000 | |||||||||||||||||||||||||||||||||||||||
| gain on sale of investment securities available-for-sale | 1,225,000 | 734,000 | -79,000 | 5,000 | 1,000 | 1,000 | 12,000 | |||||||||||||||||||||||||||||||||
| data processing expense | 5,186,000 | 4,867,000 | 4,234,000 | 3,894,000 | 3,414,000 | 3,009,000 | 2,764,000 | 3,157,000 | 1,947,000 | 2,399,000 | 2,606,000 | 3,661,000 | 2,906,000 | 2,837,000 | 2,913,000 | 1,982,000 | 1,858,000 | 1,696,000 | 1,435,000 | 1,252,000 | 1,404,000 | 1,208,000 | 1,195,000 | 773,000 | 722,000 | |||||||||||||||
| (recovery of) benefit from loan and lease credit losses | -873,000 | |||||||||||||||||||||||||||||||||||||||
| net interest income after (recovery of) benefit from loan and lease credit losses | 70,823,000 | |||||||||||||||||||||||||||||||||||||||
| loss on sale of investment securities available-for-sale | ||||||||||||||||||||||||||||||||||||||||
| construction supervision fee income | 609,750 | 1,365,000 | 684,000 | 390,000 | 386,000 | 779,000 | 323,000 | 578,000 | 597,000 | 779,000 | 699,000 | 362,000 | 286,000 | 429,000 | 868,000 | 502,000 | 667,000 | 630,000 | ||||||||||||||||||||||
| benefit from loan and lease losses | 3,463,000 | 2,742,000 | 2,087,000 | 4,392,000 | 4,055,000 | 2,426,000 | 1,556,000 | 1,499,000 | ||||||||||||||||||||||||||||||||
| net interest income after benefit from loan and lease losses | 30,472,000 | 27,863,000 | 21,973,000 | 27,967,000 | 24,961,000 | 20,084,000 | 18,921,000 | 18,599,000 | 16,836,000 | 14,142,000 | ||||||||||||||||||||||||||||||
| title insurance income | 479,000 | 996,000 | 1,300,000 | 1,762,000 | 1,968,000 | 2,397,000 | 1,438,000 | |||||||||||||||||||||||||||||||||
| title insurance closing services expense | 114,000 | 372,000 | 426,000 | 541,000 | 687,000 | 785,000 | ||||||||||||||||||||||||||||||||||
| other noninterest expense | 1,993,000 | |||||||||||||||||||||||||||||||||||||||
| benefit from (recovery of) loan and lease losses | 1,559,000 | -243,000 | ||||||||||||||||||||||||||||||||||||||
| impairment expense on goodwill and other intangibles | 2,680,000 | |||||||||||||||||||||||||||||||||||||||
| net income attributable to noncontrolling interest | 1,000 | 8,000 | 1,000 | 3,000 | ||||||||||||||||||||||||||||||||||||
| benefit from loan losses | 3,844,000 | 3,806,000 | 3,453,000 | 1,433,000 | 584,750 | 1,212,000 | 50,000 | |||||||||||||||||||||||||||||||||
| net interest income after benefit from loan losses | 8,548,000 | 7,825,000 | 6,464,000 | 7,276,000 | 3,681,250 | 5,395,000 | 5,366,000 | |||||||||||||||||||||||||||||||||
| equity in loss of non-consolidated affiliates | ||||||||||||||||||||||||||||||||||||||||
| gain on sale of investment in non-consolidated affiliate | ||||||||||||||||||||||||||||||||||||||||
| loan servicing revenue and revaluation | 4,758,000 | 2,408,000 | 1,566,000 | 1,772,000 |
We provide you with 20 years income statements for Live Oak Bancshares stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as earnings, sales and marketing expenses, research and development costs, profits, and profit margins. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of Live Oak Bancshares stock. Explore the full financial landscape of Live Oak Bancshares stock with our expertly curated income statements.
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