7Baggers
Quarterly
Annual
    Unit: USD2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 
      
    		                                        
      assets
    		                                        
      cash and due from banks
    		662,755,000 744,263,000 608,800,000 666,585,000 615,449,000 597,394,000 582,540,000 534,774,000 808,131,000 463,186,000 280,239,000 335,046,000 580,493,000 477,778,000 187,203,000 336,362,000 428,907,000 630,081,000 297,167,000 608,826,000 1,256,958,000 256,824,000 126,752,000 115,292,000 221,159,000 316,823,000 368,565,000 392,941,000 527,952,000 295,271,000 260,907,000 207,373,000 158,887,000 238,008,000 355,485,000 175,506,000 226,556,000 102,607,000 129,881,000 131,487,000 
      certificates of deposit with other banks
    		250,000 250,000  250,000 250,000 250,000 250,000 3,750,000 4,000,000 4,000,000 4,000,000 4,250,000 4,250,000 4,250,000 4,750,000 6,000,000 6,000,000 6,500,000 6,500,000 7,250,000 7,250,000 7,250,000 7,250,000 7,250,000 7,250,000 7,250,000 750,000 2,250,000 2,250,000 3,000,000 3,250,000 5,750,000 6,000,000 7,250,000 7,500,000 8,500,000 9,000,000 10,250,000 10,000,000 10,000,000 
      investment securities available-for-sale
    		1,325,206,000 1,312,680,000 1,248,203,000 1,233,466,000 1,151,195,000 1,120,622,000 1,126,160,000 1,099,878,000 1,133,146,000 1,149,691,000 1,014,719,000 1,005,372,000 927,968,000 844,577,000 906,052,000 861,377,000 817,896,000 775,177,000 750,098,000 765,777,000 779,794,000 574,168,000 540,045,000 576,275,000 569,739,000 380,490,000 374,284,000 384,943,000 378,488,000 93,355,000 76,575,000 72,993,000 68,630,000 71,056,000 70,334,000 66,804,000 55,674,000 53,762,000 51,628,000 50,719,000 
      loans held for sale
    		350,791,000 367,955,000 346,002,000 359,977,000 363,632,000 310,749,000 387,037,000 572,604,000 523,776,000 533,292,000 554,610,000 537,649,000 1,199,734,000 1,028,635,000 1,116,519,000 1,042,756,000 1,064,911,000 1,076,741,000 1,175,470,000 1,190,200,000 976,594,000 996,050,000 966,447,000 857,837,000 772,481,000 687,393,000 646,475,000 757,494,000 720,511,000 680,454,000 692,586,000 609,138,000 512,501,000 394,278,000 345,277,000 329,206,000 537,293,000 480,619,000 443,871,000 356,481,000 
      loans and leases held for investment
    		11,014,055,000 10,693,911,000 10,233,374,000 9,831,891,000 9,172,134,000 8,912,561,000 8,633,847,000 8,202,631,000 7,836,398,000 7,686,987,000 7,344,178,000 6,853,382,000 5,860,209,000 5,738,241,000 5,521,262,000 5,418,611,000 5,441,423,000 5,456,754,000 5,145,082,000 5,037,199,000 4,650,056,000 2,817,491,000 2,647,299,000 2,225,473,000 2,002,124,000 1,843,419,000 1,631,337,000 1,534,368,000 1,442,077,000 1,343,973,000 1,169,887,000 1,084,503,000 999,270,000        
      allowance for credit losses on loans and leases
    		-182,231,000 -190,184,000 -167,516,000 -168,737,000 -137,867,000 -139,041,000 -125,840,000 -121,273,000 -120,116,000 -108,242,000 -96,566,000 -78,291,000 -65,863,000 -63,058,000 -63,584,000 -59,681,000 -57,848,000 -52,417,000 -52,306,000 -44,210,000 -44,083,000 -35,906,000                   
      net loans and leases
    		10,831,824,000 10,503,727,000 10,065,858,000 9,663,154,000 9,034,267,000 8,773,520,000 8,508,007,000 8,081,358,000 7,716,282,000 7,578,745,000 7,247,612,000 6,775,091,000 5,794,346,000 5,675,183,000 5,457,678,000 5,358,930,000 5,383,575,000 5,404,337,000 5,092,776,000 4,992,989,000 4,605,973,000 2,781,585,000 2,599,052,000 2,187,425,000 1,967,013,000 1,810,985,000 1,604,540,000 1,505,018,000 1,414,027,000 1,319,783,000 1,148,860,000 1,064,943,000 981,075,000        
      premises and equipment
    		246,493,000 259,113,000 264,059,000 267,032,000 267,864,000 258,071,000 257,881,000 258,041,000 269,485,000 268,138,000 263,290,000 260,285,000 257,926,000 254,865,000 240,196,000 244,212,000 249,069,000 253,774,000 259,267,000 253,737,000 269,063,000 274,177,000 279,099,000 281,126,000 271,810,000 262,524,000 263,861,000 234,817,000 216,831,000 178,790,000 129,233,000 125,008,000 101,398,000 64,661,000 60,646,000 61,064,000 61,839,000 62,653,000 62,641,000 57,310,000 
      foreclosed assets
    		6,318,000 2,108,000 1,944,000 8,015,000 8,015,000 8,561,000 6,481,000 6,701,000    1,178,000 191,000 198,000 620,000 883,000 1,793,000 4,185,000 4,155,000 3,264,000 5,660,000 6,744,000 5,612,000 6,044,000 1,374,000 1,094,000 1,429,000 1,725,000 1,519,000 1,281,000 2,231,000 2,140,000 1,706,000 1,648,000 2,235,000 2,971,000 3,020,000 2,666,000 48,000 34,000 
      servicing assets
    		60,359,000 56,911,000 56,144,000 52,553,000 51,528,000 49,343,000 48,591,000 47,127,000 31,042,000 29,357,000 26,323,000 29,081,000 28,661,000 36,286,000 33,574,000 33,968,000 36,966,000 37,744,000 33,918,000 37,831,000 33,834,000 33,532,000 35,365,000 41,687,000 44,324,000 47,641,000 49,261,000 52,689,000 53,120,000 52,298,000 53,392,000 53,675,000 53,584,000 51,994,000 49,729,000 48,454,000 47,377,000 44,230,000 40,590,000 39,983,000 
      other assets
    		347,212,000 348,697,000 352,120,000 356,314,000 376,370,000 387,059,000 354,476,000 346,227,000 333,334,000 337,888,000 328,308,000 298,374,000 275,634,000 268,201,000 250,254,000 242,181,000 244,152,000 223,875,000 231,799,000 204,886,000 179,954,000 185,524,000 156,134,000 131,216,000 136,053,000 156,249,000 135,592,000 141,092,000 146,165,000 134,242,000 65,155,000 57,087,000 48,344,000 37,009,000 26,735,000 24,591,000 22,765,000 23,281,000 20,708,000 20,972,000 
      total assets
    		13,831,208,000 13,595,704,000 12,943,380,000 12,607,346,000 11,868,570,000 11,505,569,000 11,271,423,000 10,950,460,000 10,819,196,000 10,364,297,000 9,855,498,000 9,314,650,000 9,120,897,000 8,619,966,000 8,213,393,000 8,137,341,000 8,243,186,000 8,417,875,000 7,872,303,000 8,093,381,000 8,209,154,000 5,276,316,000 4,814,970,000 4,274,301,000 4,058,047,000 3,670,449,000 3,444,757,000 3,472,969,000 3,460,863,000 2,758,474,000 2,432,189,000 2,198,107,000 1,932,125,000 1,755,261,000 1,669,740,000 1,395,304,000 1,268,541,000 1,052,622,000 1,012,766,000 899,415,000 
      liabilities and shareholders’ equity
    		                                        
      liabilities
    		                                        
      deposits:
    		                                        
      noninterest-bearing
    		393,393,000 386,108,000 318,890,000 258,844,000 264,013,000 226,668,000 259,270,000 239,536,000 229,833,000 176,439,000 194,100,000 170,336,000 119,371,000 86,342,000 89,279,000 77,026,000 89,768,000 75,794,000 75,287,000 58,771,000 53,938,000 54,022,000 54,107,000 55,416,000 53,843,000 53,993,000 48,622,000 46,192,000 48,755,000 57,868,000 55,260,000 40,966,000 38,029,000 27,990,000 28,461,000 22,942,000 21,125,000 21,502,000 20,365,000 15,749,000 
      interest-bearing
    		12,201,397,000 12,009,837,000 11,441,604,000 11,141,703,000 10,443,018,000 10,156,693,000 10,015,749,000 9,764,106,000 9,649,278,000 9,245,555,000 8,690,828,000 8,234,573,000 8,036,373,000 7,550,821,000 7,022,765,000 6,739,587,000 6,431,065,000 6,240,210,000 5,637,541,000 5,647,273,000 5,819,354,000 4,588,126,000 4,175,015,000 3,666,181,000 3,474,562,000 3,095,590,000 2,875,666,000 2,923,044,000 2,924,586,000 2,202,395,000 1,957,631,000 1,830,755,000 1,601,114,000 1,457,086,000 1,374,556,000 1,117,855,000 994,340,000 783,286,000 742,263,000 711,597,000 
      total deposits
    		12,594,790,000 12,395,945,000 11,760,494,000 11,400,547,000 10,707,031,000 10,383,361,000 10,275,019,000 10,003,642,000 9,879,111,000 9,421,994,000 8,884,928,000 8,404,909,000 8,155,744,000 7,637,163,000 7,112,044,000 6,816,613,000 6,520,833,000 6,316,004,000 5,712,828,000 5,706,044,000 5,873,292,000 4,642,148,000 4,229,122,000 3,721,597,000 3,528,405,000 3,149,583,000 2,924,288,000 2,969,236,000 2,973,341,000 2,260,263,000 2,012,891,000 1,871,721,000 1,639,143,000 1,485,076,000 1,403,017,000 1,140,797,000 1,015,465,000 804,788,000 762,628,000 727,346,000 
      borrowings
    		107,659,000 110,247,000 112,820,000 115,371,000 117,745,000 120,242,000 23,354,000 25,847,000 28,317,000 30,767,000 83,203,000 35,616,000 86,209,000 196,911,000 318,289,000 575,021,000 1,012,431,000 1,465,961,000 1,542,093,000 1,747,083,000 1,721,029,000 50,012,000 14,000                  
      other liabilities
    		61,494,000 58,065,000 66,570,000 83,672,000 82,745,000 74,248,000 70,384,000 70,603,000 79,280,000 88,729,000 76,334,000 71,957,000 87,282,000 72,565,000 67,927,000 56,284,000 52,575,000 45,550,000 49,532,000 53,159,000 63,319,000 47,968,000 50,829,000 30,195,000 25,538,000 25,849,000 41,733,000 37,362,000 35,197,000 34,714,000 27,835,000 26,582,000 26,220,000 19,495,000 24,497,000 18,984,000 20,372,000 19,971,000 13,963,000 14,198,000 
      total liabilities
    		12,763,943,000 12,564,257,000 11,939,884,000 11,599,590,000 10,907,521,000 10,577,851,000 10,368,757,000 10,100,092,000 9,986,708,000 9,541,490,000 9,044,465,000 8,512,482,000 8,329,235,000 7,906,639,000 7,498,260,000 7,447,918,000 7,585,839,000 7,827,515,000 7,304,453,000 7,509,217,000 7,660,719,000 4,742,544,000 4,282,584,000 3,755,315,000 3,557,667,000 3,176,889,000 2,967,527,000 3,009,983,000 3,012,027,000 2,321,541,000 2,067,598,000 1,960,476,000 1,705,936,000 1,532,414,000 1,455,588,000 1,187,954,000 1,064,108,000 853,134,000 818,670,000 796,034,000 
      shareholders’ equity
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2025 and december 31, 2024
    		                                        
      class a common stock
    		377,953,000 370,513,000 365,607,000 361,925,000 356,381,000 349,648,000 344,568,000 340,929,000 341,032,000 334,672,000 330,854,000 325,632,000 320,924,000 315,607,000 310,970,000 304,085,000 299,809,000 298,525,000 298,890,000 325,753,000 319,542,000 314,994,000 309,526,000 284,987,000 281,994,000 278,945,000 276,831,000 274,043,000 271,451,000 268,557,000 266,336,000 150,939,000 147,933,000 149,966,000 145,284,000 141,181,000 138,199,000 137,492,000 136,852,000 49,122,000 
      class b common stock
    		              1,324,000 5,404,000 5,404,000 7,330,000 11,729,000 26,106,000 28,753,000 28,753,000 30,871,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 49,168,000 50,015,000 50,015,000 50,015,000 50,015,000 50,015,000 50,015,000 50,015,000 50,015,000 
      retained earnings
    		746,450,000 724,215,000 715,767,000 707,026,000 695,172,000 669,307,000 642,817,000 627,759,000 589,036,000 572,530,000 572,497,000 571,778,000 530,021,000 434,226,000 400,893,000 371,869,000 339,011,000 275,377,000 235,724,000 207,400,000 174,837,000 172,276,000 180,265,000 171,954,000 168,225,000 167,124,000 157,839,000 144,791,000 131,739,000 120,241,000 49,707,000 38,041,000 28,938,000 23,518,000 18,723,000 15,928,000 16,147,000 12,140,000 7,108,000 4,206,000 
      accumulated other comprehensive loss
    		-61,514,000 -67,698,000 -82,344,000 -61,195,000 -90,504,000 -91,237,000 -84,719,000 -118,320,000 -97,580,000 -84,395,000                -1,677,000 -6,608,000 -5,016,000 -3,522,000 -1,033,000 -620,000 -517,000  -652,000       
      total shareholders' equity attributed to live oak bancshares, inc.
    		1,062,889,000 1,027,030,000 999,030,000                                      
      non-controlling interest
    		4,376,000 4,417,000 4,466,000                                      
      total shareholders’ equity
    		1,067,265,000 1,031,447,000 1,003,496,000 1,007,756,000 961,049,000 927,718,000 902,666,000 850,368,000 832,488,000 822,807,000 811,033,000 802,168,000 791,662,000 713,327,000 715,133,000 689,423,000 657,347,000 590,360,000 567,850,000 584,164,000 548,435,000 533,772,000 532,386,000 518,986,000 500,380,000 493,560,000               
      total liabilities and shareholders’ equity
    		13,831,208,000 13,595,704,000 12,943,380,000 12,607,346,000 11,868,570,000 11,505,569,000 11,271,423,000 10,950,460,000 10,819,196,000 10,364,297,000 9,855,498,000 9,314,650,000 9,120,897,000 8,619,966,000 8,213,393,000 8,137,341,000 8,243,186,000 8,417,875,000 7,872,303,000 8,093,381,000 8,209,154,000 5,276,316,000 4,814,970,000 4,274,301,000 4,058,047,000 3,670,449,000 3,444,757,000 3,472,969,000 3,460,863,000 2,758,474,000 2,432,189,000 2,198,107,000 1,932,125,000 1,755,261,000 1,669,740,000 1,395,304,000 1,268,541,000 1,052,622,000 1,012,766,000 899,415,000 
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2025 and december 31, 2024
    		                                        
      certificate of deposit with other banks
    		  250,000                                      
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2024 and december 31, 2023
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at september 30, 2024 and december 31, 2023
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2024 and december 31, 2023
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2024 and december 31, 2023
    		                                        
      federal funds sold
    		          136,397,000 68,324,000 51,694,000 29,993,000 16,547,000 10,672,000 9,917,000 5,461,000 21,153,000 25,924,000 91,188,000 158,226,000 96,787,000 68,153,000 64,708,000                
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2023 and december 31, 2022
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at september 30, 2023 and december 31, 2022
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2023 and december 31, 2022
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2023 and december 31, 2022
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2022 and december 31, 2021
    		                                        
      accumulated other comprehensive income
    		          -92,318,000 -95,242,000 -59,283,000 -36,506,000 1,946,000 8,065,000 13,123,000 9,128,000 21,507,000 24,905,000 25,303,000 17,749,000 11,724,000 12,877,000 993,000        -697,000  130,000 201,000 47,000 -192,000 87,000 1,000 
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at september 30, 2022 and december 31, 2021
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2022 and december 31, 2021
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2022 and december 31, 2021
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2021 and december 31, 2020
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at september 30, 2021 and december 31, 2020
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june 30, 2021 and december 31, 2020
    		                                        
      preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at march 31, 2021 and december 31, 2020
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2020 and december 31, 2019
    		                                        
      operating lease right-of-use assets
    		                   2,697,000 2,886,000 2,236,000 2,427,000 1,996,000 2,136,000                
      operating lease liabilities
    		                   2,931,000 3,079,000 2,416,000 2,619,000 2,162,000 2,314,000                
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2020 and december 31, 2019
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2020 and december 31, 2019
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2020 and december 31, 2019
    		                                        
      allowance for loan and lease losses
    		                      -48,247,000 -38,048,000 -35,111,000 -32,434,000 -26,797,000 -29,350,000 -28,050,000 -24,190,000 -21,027,000 -19,560,000 -18,195,000        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2019 and december 31, 2018
    		                                        
      short term borrowings
    		                       1,345,000 1,393,000 1,441,000      10,000,000 13,100,000        
      long term borrowings
    		                       16,000 17,000 16,000 1,506,000 3,385,000 3,489,000 26,564,000 26,872,000 52,173,000 27,473,000 27,843,000 28,074,000 28,173,000 28,271,000 28,375,000 42,079,000 54,490,000 
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2019 and december 31, 2018
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2019 and december 31, 2018
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2018 and december 31, 2017
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2018 and december 31, 2017
    		                                        
      total equity
    		                          477,230,000 462,986,000 448,836,000 436,933,000 364,591,000 237,631,000 226,189,000 222,847,000 214,152,000 207,350,000 204,433,000 199,488,000 194,096,000 103,381,000 
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2018 and december 31, 2017
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2018 and december 31, 2017
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2017 and december 31, 2016
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2017 and december 31, 2016
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2017 and december 31, 2016
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2017 and december 31, 2016
    		                                        
      loans held for investment
    		                                 907,566,000 766,977,000 690,517,000 313,633,000 279,969,000 259,552,000 237,612,000 
      allowance for loan losses
    		                                 -18,209,000 -15,178,000 -12,309,000 -8,616,000 -7,415,000 -6,153,000 -5,183,000 
      net loans
    		                                 889,357,000 751,799,000 678,208,000 305,017,000 272,554,000 253,399,000 232,429,000 
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2016 and december 31, 2015
    		                                        
      total shareholders’ equity attributed to live oak bancshares, inc.
    		                                 222,847,000 214,152,000 207,325,000 204,408,000 199,455,000 194,062,000 103,344,000 
      noncontrolling interest
    		                                   25,000 25,000 33,000 34,000 37,000 
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2016 and december 31, 2015
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2016 and december 31, 2015
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at march 31, 2016 and december 31, 2015
    		                                        
      investments in non-consolidated affiliates
    		                                        
      non-cumulative perpetual preferred stock (series a), no shares authorized, issued or outstanding at december 31, 2015, 6,800 shares authorized, issued and outstanding at december 31, 2014
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december 31, 2015 and december 31, 2014
    		                                        
      non-cumulative perpetual preferred stock (series a), 6,800 shares authorized, issued and outstanding
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at september 30, 2015 and december 31, 2014
    		                                        
      preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at june 30, 2015 and december 31, 2014
    		                                        
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.