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Upstart Holdings
(NASDAQ:UPST) 

UPST stock logo

Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors thr...

Founded: 2012
IPO Price: $20 (Dec 16, 2020)
Full Time Employees: 1,460 (Feb 2023)
CEO / Founder: Dave Girouard 
Sector: Financial Services
Industry: Credit Services
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Upstart Number of Loans
202012 202103 202106 202109 202112 202203 202206 202209 202212 202306 202309 202312 202403 202406 070.74141.49212.23282.97353.72424.46495.21Thousand
Upstart Total borrowers served
202106 202109 202112 202203 202206 00.340.691.031.381.722.072.41Milllion
Upstart Auto Dealer Rooftops
202109 202112 202203 202206 202209 202212 0111.14222.29333.43444.57555.71666.86778
Upstart Bank and Credit Union Partners
202106 202109 202112 202203 202206 202209 202212 202303 202403 202406 014.2928.5742.8657.1471.4385.71100
Upstart Loan Conversion %
201912 202003 202006 202012 202103 202106 202109 202112 202203 202206 202209 202212 03.436.8610.2913.7117.1420.5724
Upstart Transaction Volume ($)
202003 202006 202103 202106 202109 202112 202203 202206 202209 202212 00.651.31.942.593.243.894.54Billion
Upstart Loan Inquiries
202012 202103 202106 202109 00.230.450.680.91.131.351.58Milllion
Upstart Number of Employees (headcount)
202012 202112 202212 202302 0267.86535.71803.571,071.431,339.291,607.141,875
Upstart Contribution Margin (%)
202012 202103 202106 202109 202112 202203 202206 202209 202212 202309 09.1418.2927.4336.5745.7154.8664
Upstart Number of Twitter Followers
202204 202205 202206 202207 202208 202209 202210 202211 202212 202301 202302 202303 202304 202305 202306 202307 202308 202309 202310 02.595.187.7710.3612.9415.5318.12Thousand
Upstart Number of openings
202209 202211 202304 202309 202310 202311 07.1414.2921.4328.5735.7142.8650
Upstart Days Payable Outstanding ttm (DPO)
202303 202304 202305 202306 202307 202308 202309 202310 202311 202312 202401 202402 202403 202404 026.352.6178.91105.22131.52157.82184.13
Upstart Days Receivable Outstanding ttm (DSO)
202209 202210 202211 202212 202301 202302 202303 202304 202305 202306 202307 202308 202309 202310 202311 202312 202401 202402 202403 202404 05.6411.2916.9322.5828.2233.8639.51
Upstart Op Cashflow Per Share ttm
202209 202210 202211 202212 202301 202302 202303 202304 202305 202306 202307 202308 202309 202310 202311 202312 202401 202402 202403 202404 -8.2-7.03-5.86-4.69-3.52-2.34-1.170
Upstart Free Cashflow Per Share ttm
202209 202210 202211 202212 202301 202302 202303 202304 202305 202306 202307 202308 202309 202310 202311 202312 202401 202402 202403 202404 -8.48-7.27-6.06-4.85-3.64-2.42-1.210
Upstart Cash Per Share ttm
202209 202210 202211 202212 202301 202302 202303 202304 202305 202306 202307 202308 202309 202310 202311 202312 202401 202402 202403 202404 01.432.874.35.747.178.6110.04
Upstart P/S ratio ttm
202209 202210 202211 202212 202301 202302 202303 202304 202305 202306 202307 202308 202309 202310 202311 202312 202401 202402 202403 202404 01.132.263.394.525.666.797.92
Upstart (GAAP) P/E ratio ttm
202209 202210 202211 202212 202301 202302 202303 202304 202305 202306 202307 202308 202309 202310 202311 202312 202401 202402 202403 202404 -18.3830.7779.92129.08178.23227.38276.53325.69
Upstart P/B ratio ttm
202209 202210 202211 202212 202301 202302 202303 202304 202305 202306 202307 202308 202309 202310 202311 202312 202401 202402 202403 202404 01.132.273.44.535.666.87.93
No extra charts and metrics for this ticker.