Upstart Quarterly Income Statements Chart
Quarterly
|
Annual
Upstart Quarterly Income Statements Table
Quarterly
|
Annual
| Unit: USD | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| revenue: | |||||||||||||||||||
| revenue from fees | 240,777,000 | 185,475,000 | 199,276,000 | 167,590,000 | 130,532,000 | 138,068,000 | 152,846,000 | 146,755,000 | 143,689,000 | 117,141,000 | 155,597,000 | 179,348,000 | 258,345,000 | 313,982,000 | 287,387,000 | 210,421,000 | 187,297,000 | 116,170,000 | |
| interest income, interest expense, and fair value adjustments, net: | |||||||||||||||||||
| interest income | 45,623,000 | 40,568,000 | 41,461,000 | 40,845,000 | 52,883,000 | 51,171,000 | 52,073,000 | 37,692,000 | 33,916,000 | 45,315,000 | |||||||||
| interest expense | -7,772,000 | -7,020,000 | -7,431,000 | -10,818,000 | -11,470,000 | -10,714,000 | -14,066,000 | -9,414,000 | -4,282,000 | -7,132,000 | |||||||||
| fair value and other adjustments | -21,337,000 | -5,652,000 | -14,342,000 | -35,477,000 | -44,315,000 | -50,731,000 | -50,541,000 | -40,476,000 | -37,557,000 | -52,397,000 | |||||||||
| total interest income, interest expense, and fair value adjustments | 16,514,000 | 27,896,000 | 19,688,000 | -5,450,000 | -2,902,000 | -10,274,000 | |||||||||||||
| total revenue | 257,291,000 | 213,371,000 | 218,964,000 | 162,140,000 | 127,630,000 | 127,794,000 | 140,312,000 | 134,557,000 | 135,766,000 | 102,927,000 | 146,913,000 | 157,233,000 | 228,162,000 | 310,136,000 | 304,848,000 | 228,450,000 | 193,946,000 | 121,345,000 | |
| yoy | 101.59% | 66.96% | 56.06% | 20.50% | -5.99% | 24.16% | -4.49% | -14.42% | -40.50% | -66.81% | -51.81% | -31.17% | 17.64% | 155.58% | |||||
| qoq | 20.58% | -2.55% | 35.05% | 27.04% | -0.13% | -8.92% | 4.28% | -0.89% | 31.91% | -29.94% | -6.56% | -31.09% | -26.43% | 1.73% | 33.44% | 17.79% | 59.83% | ||
| operating expenses: | |||||||||||||||||||
| sales and marketing | 73,105,000 | 58,970,000 | 55,463,000 | 43,229,000 | 32,958,000 | 35,150,000 | 38,772,000 | 33,042,000 | 23,891,000 | 31,438,000 | 50,753,000 | 56,362,000 | 105,212,000 | 133,449,000 | 114,815,000 | 93,346,000 | 75,916,000 | 49,376,000 | |
| customer operations | 46,246,000 | 40,501,000 | 40,602,000 | 39,302,000 | 38,684,000 | 39,408,000 | 36,117,000 | 36,914,000 | 36,797,000 | 40,590,000 | 43,487,000 | 45,028,000 | 51,072,000 | 48,407,000 | 41,049,000 | 34,978,000 | 24,164,000 | 17,388,000 | |
| engineering and product development | 68,825,000 | 57,838,000 | 67,222,000 | 64,887,000 | 58,453,000 | 63,091,000 | 57,152,000 | 54,941,000 | 57,974,000 | 110,071,000 | 64,029,000 | 66,182,000 | 57,045,000 | 49,991,000 | 46,495,000 | 37,085,000 | 31,431,000 | 18,988,000 | |
| general, administrative, and other | 64,573,000 | 60,558,000 | 60,427,000 | 59,874,000 | 53,021,000 | 57,613,000 | 55,772,000 | 53,505,000 | 50,448,000 | 52,663,000 | 47,142,000 | 47,752,000 | 46,940,000 | 43,456,000 | 42,075,000 | 34,442,000 | 26,141,000 | 20,019,000 | |
| total operating expenses | 252,749,000 | 217,867,000 | 223,714,000 | 207,292,000 | 183,116,000 | 195,262,000 | 187,813,000 | 178,402,000 | 169,110,000 | 234,762,000 | 205,411,000 | 215,324,000 | 260,269,000 | 275,303,000 | 244,434,000 | 199,851,000 | 157,652,000 | 105,771,000 | |
| income from operations | 4,542,000 | -4,496,000 | -4,750,000 | -45,152,000 | -55,486,000 | -67,468,000 | -47,501,000 | -43,845,000 | -33,344,000 | -131,835,000 | -58,498,000 | -58,091,000 | -32,107,000 | 34,833,000 | 60,414,000 | 28,599,000 | 36,294,000 | 15,574,000 | |
| yoy | -108.19% | -93.34% | -90.00% | 2.98% | 66.40% | -48.82% | -18.80% | -24.52% | 3.85% | -478.48% | -196.83% | -303.12% | -188.46% | 123.66% | |||||
| qoq | -201.02% | -5.35% | -89.48% | -18.62% | -17.76% | 42.03% | 8.34% | 31.49% | -74.71% | 125.37% | 0.70% | 80.93% | -192.17% | -42.34% | 111.25% | -21.20% | 133.04% | ||
| operating margin % | 1.77% | -2.11% | -2.17% | -27.85% | -43.47% | -52.79% | -33.85% | -32.58% | -24.56% | -128.09% | -39.82% | -36.95% | -14.07% | 11.23% | 19.82% | 12.52% | 18.71% | 12.83% | |
| other income | 1,114,000 | 2,078,000 | 9,800,000 | 5,078,000 | 1,031,000 | 2,884,000 | 9,872,000 | 3,540,000 | 5,197,000 | 2,597,000 | 7,455,000 | 1,880,000 | 2,260,000 | -2,122,000 | 22,000 | 22,000 | 15,000 | -5,233,000 | |
| net income before income taxes | 5,656,000 | -2,418,000 | -2,644,000 | -6,713,000 | -54,455,000 | -64,584,000 | -42,335,000 | -40,305,000 | -28,147,000 | -129,238,000 | -55,727,000 | -56,211,000 | -29,847,000 | 32,711,000 | 59,267,000 | 27,845,000 | 36,296,000 | 10,323,000 | |
| benefit from income taxes | 49,000 | 29,000 | 18,500 | 45,000 | 15,000 | 14,000 | 11,000 | 10,000 | 18,000 | 16,000 | 19,000 | 221,000 | |||||||
| net income | 5,607,000 | -2,447,000 | -2,755,000 | -6,758,000 | -54,470,000 | -64,598,000 | -42,398,000 | -40,315,000 | -28,165,000 | -129,254,000 | -13,350,500 | -56,223,000 | -29,871,000 | 32,692,000 | |||||
| yoy | -110.29% | -96.21% | -93.50% | -83.24% | 93.40% | -50.02% | 217.58% | -28.29% | -5.71% | -495.37% | |||||||||
| qoq | -329.14% | -11.18% | -59.23% | -87.59% | -15.68% | 52.36% | 5.17% | 43.14% | -78.21% | 868.16% | -76.25% | 88.22% | -191.37% | ||||||
| net income margin % | 2.18% | -1.15% | -1.26% | -4.17% | -42.68% | -50.55% | -30.22% | -29.96% | -20.75% | -125.58% | -9.09% | -35.76% | -13.09% | 10.54% | 0% | 0% | 0% | 0% | |
| net income per share | 0.06 | -0.03 | -0.02 | -0.07 | -0.62 | -0.74 | -0.49 | -0.48 | -0.34 | -1.58 | -0.16 | -0.69 | -0.36 | 0.39 | 0.73 | 0.37 | 0.49 | 0.14 | |
| weighted-average number of shares outstanding used in computing net income per share, basic | 95,526,364 | 94,274,538 | 89,450,038 | 90,119,481 | 88,435,893 | 87,030,695 | 83,765,896 | 84,404,966 | 83,130,638 | 81,911,433 | 81,672,099 | 83,833,963 | 84,230,445 | ||||||
| weighted-average number of shares outstanding used in computing net income per share, diluted | 102,852,284 | 94,274,538 | 89,450,038 | 90,119,481 | 88,435,893 | 87,030,695 | 83,765,896 | 84,404,966 | 83,130,638 | 81,911,433 | 81,672,099 | 83,833,963 | 95,457,776 | ||||||
| gain on debt extinguishment | 33,361,000 | ||||||||||||||||||
| interest income and fair value adjustments, net: | |||||||||||||||||||
| total interest income and fair value adjustments | -8,583,750 | -12,198,000 | -7,923,000 | -14,214,000 | |||||||||||||||
| interest income and fair value adjustments | -14,036,000 | -22,115,000 | -30,183,000 | -3,846,000 | 17,461,000 | 18,029,000 | 6,649,000 | 5,175,000 | |||||||||||
| benefit for income taxes | -464,000 | 12,000 | 24,000 | 323,000 | -1,268,000 | -988,000 | |||||||||||||
| expense on warrants and convertible notes | -1,169,000 | -776,000 | |||||||||||||||||
| net income before attribution to noncontrolling interests | 58,944,000 | 29,113,000 | 37,284,000 | 10,102,000 | |||||||||||||||
| net income attributable to noncontrolling interests | |||||||||||||||||||
| net income attributable to upstart holdings, inc. common stockholders | 58,944,000 | 29,113,000 | 37,284,000 | 10,102,000 | |||||||||||||||
| weighted-average number of shares outstanding used in computing net income per share attributable to upstart holdings, inc. common stockholders, basic | 79,392,600 | 76,674,129 | 73,629,122 | ||||||||||||||||
| weighted-average number of shares outstanding used in computing net income per share attributable to upstart holdings, inc. common stockholders, diluted | 82,771,268 | 94,772,641 | 96,057,210 | 94,802,123 | 91,449,571 | ||||||||||||||
| income on warrants and other non-operating expenses | -13,000 | -18,000 |
We provide you with 20 years income statements for Upstart stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as earnings, sales and marketing expenses, research and development costs, profits, and profit margins. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of Upstart stock. Explore the full financial landscape of Upstart stock with our expertly curated income statements.
The information provided in this report about Upstart stock is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.