7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2007-06-30 2006-06-30 
      
    		                             
      interest and dividend income:
    		                             
      interest and fees on loans
    		126,648,000 125,543,000 120,648,000 120,870,000 120,203,000 115,318,000 111,211,000 108,495,000 103,258,000 96,428,000 91,614,000 89,382,000 83,522,000 77,787,000 72,416,000 79,168,000 78,127,000 81,176,000 78,737,000 85,268,000 82,617,000 80,155,000 80,687,000 82,698,000 84,213,000 82,471,000 72,003,000 83,479,000  
      interest and dividends on:
    		                             
      debt securities - taxable
    		5,644,000 6,693,000 7,130,000 8,269,250 10,228,000 10,950,000 11,899,000 9,932,750 13,321,000 13,431,000 12,979,000 11,974,000 10,319,000 7,624,000 6,130,000               
      debt securities - tax-exempt
    		1,520,000 1,503,000 1,269,000 1,043,250 1,381,000 1,382,000 1,410,000 2,179,500 2,900,000 2,906,000 2,912,000 2,918,000 2,923,000 2,676,000 2,447,000               
      other interest income
    		5,140,000 2,757,000 3,153,000 2,751,000 1,996,000 1,254,000 2,120,000 1,408,000 1,410,000 1,909,000 3,396,000 4,536,000 3,180,000 260,000 153,000 191,000 360,000 186,000 143,000 72,000 63,000 113,000 491,000 953,000 1,825,000 528,000 641,000 286,000  
      total interest and dividend income
    		138,952,000 136,496,000 132,200,000 133,613,000 133,808,000 128,904,000 126,640,000 125,206,000 120,889,000 114,674,000 110,901,000 108,810,000 99,944,000 88,347,000 81,146,000 87,266,000 85,420,000 87,994,000 85,173,000 91,800,000 89,566,000 87,445,000 88,909,000 91,829,000 94,589,000 92,226,000 81,856,000   
      interest expense:
    		                             
      interest on deposits:
    		                             
      demand and savings deposits
    		20,499,000 19,055,000 18,436,000 19,802,000 22,762,000 20,370,000 19,855,000 19,467,000 20,029,000 18,068,000 14,212,000 10,205,000 5,757,000 1,333,000 351,000 373,000 435,000 401,000 386,000 490,000 803,000 1,507,000 6,342,000 7,795,000 9,649,000 8,811,000 7,093,000 10,530,000  
      time deposits
    		5,501,000 5,821,000 6,770,000 7,658,000 7,073,000 7,525,000 7,338,000 6,267,000 3,097,000 1,966,000 1,347,000 1,061,000 825,000 708,000 720,000 831,000 1,011,000 1,285,000 1,584,000 1,893,000 2,662,000 3,346,000 4,285,000 4,666,000 4,694,000 4,357,000 3,777,000 21,228,000  
      interest on borrowings:
    		                             
      short-term borrowings
    		305,000 300,000 291,000 691,750 492,000 811,000 1,464,000 672,000 1,136,000 728,000 824,000 185,000 306,000 190,000 244,000 138,000 187,000 182,000 183,000 228,000 217,000 233,000 462,000 494,250 478,000 760,000 739,000 4,254,000 3,927,604,210 
      subordinated notes
    		1,630,000 2,329,000 2,326,000 1,772,000 2,367,000 2,361,000 2,360,000                       
      total interest expense
    		27,935,000 27,505,000 27,823,000 30,168,000 32,694,000 31,067,000 31,017,000 30,132,000 26,620,000 23,102,000 18,703,000 14,204,000 9,116,000 4,408,000 3,460,000 3,560,000 3,818,000 4,143,000 4,439,000 5,479,000 5,726,000 6,259,000 12,626,000 14,820,000 17,488,000 16,375,000 14,080,000 42,415,000  
      net interest income
    		111,017,000 108,991,000 104,377,000 103,445,000 101,114,000 97,837,000 95,623,000 95,074,000 94,269,000 91,572,000 92,198,000 94,606,000 90,828,000 83,939,000 77,686,000 83,706,000 81,602,000 83,851,000 80,734,000 86,321,000 83,840,000 81,186,000 76,283,000 77,009,000 77,101,000 75,851,000 67,776,000 60,410,000  
      benefit from credit losses
    		4,030,000 2,853,000 756,000   3,113,000 2,180,000                       
      net interest income after benefit from credit losses
    		106,987,000 106,138,000 103,621,000   94,724,000 93,443,000                       
      other income:
    		                             
      income from fiduciary activities
    		11,315,000 11,622,000 10,994,000 11,122,000 10,615,000 10,728,000 10,024,000 8,943,000 9,100,000 8,816,000 8,615,000 8,219,000 8,216,000 8,859,000 8,797,000 8,887,000 8,820,000 8,569,000 8,173,000 7,632,000 7,335,000 6,793,000 7,113,000 7,268,000 6,842,000 6,935,000 6,723,000 3,571,000  
      service charges on deposit accounts
    		2,578,000 2,514,000 2,407,000 2,319,000 2,362,000 2,214,000 2,106,000 2,054,000 2,109,000 2,041,000 2,241,000 2,595,000 2,859,000 2,563,000 2,074,000 2,357,000 2,389,000 2,032,000 2,054,000 2,123,000 2,118,000 1,676,000 2,528,000 2,757,000 2,864,000 2,655,000 2,559,000 5,947,000  
      other service income
    		3,716,000 3,731,000 2,936,000 3,277,000 3,036,000 2,906,000 2,524,000 2,349,000 2,615,000 2,639,000 2,697,000 2,580,000 2,956,000 4,940,000 4,819,000 6,368,000 6,668,000 7,159,000 9,617,000 12,040,000 13,047,000 8,758,000 3,766,000 4,382,000 4,260,000 4,040,000 2,818,000 2,763,000  
      debit card fee income
    		6,604,000 6,607,000 6,089,000 6,511,000 6,539,000 6,580,000 6,243,000 6,583,000 6,652,000 6,830,000 6,457,000 6,675,000 6,514,000 6,731,000 6,126,000 6,568,000 6,453,000 6,758,000 6,086,000 5,787,000 5,853,000 5,560,000 4,960,000 5,341,000 5,313,000 5,227,000 4,369,000   
      bank owned life insurance income
    		1,559,000 1,762,000 1,512,000 1,519,000 2,057,000 1,565,000 2,629,000 1,373,000 1,448,000 1,332,000 1,185,000 1,366,000 1,185,000 2,374,000 1,175,000 1,121,000 1,462,000 1,149,000 1,165,000 1,170,000 1,192,000 1,179,000 1,248,000 1,158,000 1,107,000 1,286,000 1,006,000   
      atm fees
    		371,000 367,000 335,000 415,000 471,000 458,000 496,000 517,000 575,000 553,000 533,000 548,000 610,000 583,000 532,000 572,000 622,000 655,000 530,000 432,000 491,000 438,000 412,000 446,000 482,000 460,000 440,000   
      pension settlement gain
    		   365,000 5,783,000                         
      gain on the sale of oreo
    		50,000 27,000 -229,000    121,000  -6,000 12,000                    
      loss on the sale of debt securities
    		   -128,000   -398,000                       
      gain on equity securities
    		-549,000 2,480,000  1,852,000 1,557,000 358,000  353,000 998,000 25,000 -405,000 -165,000 58,000 709,000 2,353,000 2,125,000 609,000 467,000 1,810,000 2,931,000 1,201,000 -977,000 -973,000 -191,000 3,335,000 232,000 121,000   
      other components of net periodic pension benefit income
    		2,344,000 2,344,000 2,344,000 1,653,000 2,204,000 2,204,000 2,204,000 1,419,750 1,893,000 1,893,000 1,893,000 2,270,250 3,027,000 3,027,000 3,027,000 1,528,500 2,038,000 2,038,000 2,038,000 1,491,000 1,988,000 1,988,000 1,988,000 887,250 1,183,000 1,183,000 1,183,000   
      miscellaneous
    		2,586,000 732,000 220,000 1,089,000 1,906,000 1,781,000 938,000 -716,000 2,329,000 874,000 1,165,000 1,547,000 3,653,000 1,407,000 2,753,000 2,148,000 3,347,000 2,407,000 2,649,000 1,560,000 2,791,000 1,395,000 1,640,000 1,980,000 2,658,000 1,611,000 2,845,000   
      total other income
    		30,574,000 32,186,000 25,746,000 31,064,000 36,530,000 28,794,000 26,200,000 15,519,000 27,713,000 25,015,000 24,387,000 26,392,000 46,694,000 31,193,000 31,656,000 32,206,000 32,411,000 31,238,000 34,089,000 35,656,000 36,558,000 30,964,000 22,486,000 24,224,000 28,136,000 22,808,000 22,025,000 18,462,000  
      salaries
    		38,644,000 38,560,000 36,216,000 37,254,000 38,370,000 35,954,000 35,733,000 36,192,000 34,525,000 33,649,000 34,871,000 33,837,000 37,889,000 31,052,000 30,521,000 35,953,000 29,433,000 30,303,000 29,896,000 37,280,000 31,632,000 30,699,000 28,429,000 30,903,000 30,713,000 32,093,000 25,805,000   
      employee benefits
    		9,892,000 9,108,000 10,516,000 10,129,000 10,162,000 9,873,000 11,560,000 10,088,000 10,822,000 10,538,000 10,816,000 9,895,000 9,897,000 10,199,000 10,499,000 10,706,000 10,640,000 10,056,000 10,201,000 7,316,000 10,676,000 9,080,000 10,043,000 8,973,000 10,389,000 9,014,000 8,430,000   
      occupancy expense
    		3,242,000 3,269,000 3,519,000 2,929,000 3,731,000 2,975,000 3,181,000 3,344,000 3,203,000 3,214,000 3,353,000 4,157,000 3,455,000 3,040,000 3,214,000 3,161,000 3,211,000 3,027,000 3,640,000 3,231,000 3,835,000 3,256,000 3,480,000 3,355,000 3,226,000 3,223,000 3,011,000 2,775,000  
      furniture and equipment expense
    		2,219,000 2,234,000 2,301,000 2,375,000 2,571,000 2,454,000 2,583,000 2,824,000 3,060,000 3,103,000 3,246,000 3,118,000 2,912,000 2,934,000 2,937,000 2,724,000 2,797,000 2,756,000 2,610,000 4,949,000 4,687,000 4,850,000 4,319,000 4,319,000 4,177,000 4,386,000 4,150,000 1,524,000  
      data processing fees
    		11,531,000 11,021,000 10,529,000 10,450,000 11,764,000 9,542,000 8,808,000 9,605,000 9,700,000 9,582,000 8,750,000 8,537,000 8,170,000 8,416,000 7,504,000 7,860,000 7,817,000 7,150,000 7,712,000 3,315,000 3,275,000 2,577,000 2,492,000 2,777,000 2,935,000 2,905,000 2,133,000   
      professional fees and services
    		7,475,000 7,395,000 7,307,000 10,465,000 7,842,000 6,022,000 6,817,000 7,015,000 7,572,000 7,365,000 7,221,000 9,845,000 8,359,000 6,775,000 5,858,000 7,840,000 6,973,000 6,973,000 5,664,000 9,359,000 7,977,000 6,901,000 7,066,000 10,503,000 6,702,000 10,106,000 6,006,000   
      marketing
    		1,507,000 1,295,000 1,528,000 1,949,000 1,464,000 1,164,000 1,741,000 1,716,000 1,197,000 1,239,000 1,319,000 1,404,000 1,595,000 1,019,000 1,317,000 1,718,000 1,574,000 1,290,000 1,491,000 1,752,000 1,454,000 1,136,000 1,486,000 1,468,000 1,604,000 1,455,000 1,226,000   
      insurance
    		1,468,000 1,667,000 1,686,000 1,600,000 1,640,000 1,777,000 1,718,000 1,708,000 2,158,000 1,960,000 1,814,000 1,526,000 1,237,000 1,245,000 1,405,000 1,547,000 1,403,000 1,276,000 1,691,000 1,855,000 1,541,000 1,477,000 1,550,000 317,000 276,000 1,381,000 1,156,000   
      communication
    		1,239,000 941,000 1,202,000 1,104,000 955,000 1,002,000 1,036,000 993,000 1,135,000 1,045,000 1,037,000 968,000 1,098,000 935,000 890,000 851,000 796,000 770,000 1,122,000 1,097,000 958,000 874,000 1,155,000 1,256,000 1,387,000 1,375,000 1,333,000   
      state tax expense
    		1,182,000 1,350,000 1,186,000 1,145,000 1,116,000 1,129,000 1,110,000 1,158,000 1,125,000 1,096,000 1,278,000 1,040,000 1,186,000 1,167,000 1,192,000 931,000 1,113,000 1,103,000 1,108,000 605,000 1,125,000 1,116,000 1,145,000 1,024,000 746,000 1,054,000 1,005,000   
      amortization of intangible assets
    		248,000 273,000 274,000 288,000 287,000 320,000 320,000 334,000 334,000 328,000 327,000 341,000 341,000 403,000 402,000 420,000 420,000 479,000 479,000 525,000 525,000 607,000 606,000 623,000 741,000 702,000    
      foundation contributions
    		    2,000,000                         
      income before income taxes
    		58,098,000 59,347,000 51,203,000 47,333,000 46,648,000 48,329,000 42,415,000 29,741,000 45,754,000 38,210,000 39,899,000 40,363,000 51,429,000 42,093,000 46,574,000 45,141,000 43,552,000 47,729,000 51,813,000 55,475,000 36,703,000 35,127,000 27,340,000 30,215,000 37,532,000 26,548,000 30,476,000 33,511,000  
      income taxes
    		10,940,000 11,228,000 9,046,000 8,703,000 8,431,000 8,960,000 7,211,000 5,241,000 8,837,000 6,626,000 6,166,000 7,279,000 9,361,000 7,769,000 7,699,000 8,593,000 8,118,000 8,597,000 8,982,000 10,275,000 5,857,000 5,622,000 4,968,000 6,279,000 6,386,000 4,385,000 5,021,000 10,001,000  
      net income
    		47,158,000 48,119,000 42,157,000 38,630,000 38,217,000 39,369,000 35,204,000 24,500,000 36,917,000 31,584,000 33,733,000 33,084,000 42,068,000 34,324,000 38,875,000 36,548,000 35,434,000 39,132,000 42,831,000 45,200,000 30,846,000 29,505,000 22,372,000 23,936,000 31,146,000 22,163,000 25,455,000 23,510,000  
      yoy
    		23.40% 22.23% 19.75% 57.67% 3.52% 24.65% 4.36% -25.95% -12.24% -7.98% -13.23% -9.48% 18.72% -12.29% -9.24% -19.14% 14.87% 32.63% 91.45% 88.84% -0.96% 33.13% -12.11% 1.81%      
      qoq
    		-2.00% 14.14% 9.13% 1.08% -2.93% 11.83% 43.69% -33.63% 16.89% -6.37% 1.96% -21.36% 22.56% -11.71% 6.37% 3.14% -9.45% -8.64% -5.24% 46.53% 4.54% 31.88% -6.53% -23.15% 40.53% -12.93% 8.27%   
      net income margin %
    		                             
      earnings per common share:
    		                             
      basic
    		2,930 2,980 2,610 2,390 2,370 2,440 2,180 1,520 2,290 1,950 2,080 2,030 2,590 2,110 2,400 2,250 2,170 2,390 2,630 2,780 1,890 1,810 1,370 1,470 1,900 1,340 1,630   
      diluted
    		2,920 2,970 2,600 2,370 2,350 2,420 2,170 1,510 2,280 1,940 2,070 2,010 2,570 2,100 2,380 2,230 2,160 2,380 2,610 2,760 1,880 1,800 1,360 1,450 1,890 1,330 1,620   
      weighted-average common shares outstanding:
    		                             
      basic
    		16,071,347,000 16,129,951,000 16,159,342,000  16,151,640,000 16,149,523,000 16,116,842,000  16,133,310,000 16,165,119,000 16,242,353,000  16,253,704,000 16,249,307,000 16,219,889,000  16,292,312,000 16,340,690,000 16,314,987,000  16,300,720,000 16,296,427,000 16,303,602,000  16,382,798,000 16,560,545,000 15,651,541,000 14,506,926  
      diluted
    		16,173,271,000 16,215,565,000 16,238,701,000  16,264,393,000 16,239,617,000 16,191,065,000  16,217,880,000 16,240,600,000 16,324,823,000  16,374,982,000 16,361,246,000 16,331,031,000  16,423,912,000 16,472,800,000 16,439,920,000  16,393,792,000 16,375,434,000 16,425,881,000  16,475,741,000 16,642,571,000 15,744,777,000 14,507,895  
      regular cash dividends declared per common share
    		1,070 1,070 1,070 795 1,060 1,060 1,060 787.5 1,050 1,050 1,050 780 1,040 1,040                
      loss on equity securities
    		  -862,000    -687,000                       
      benefit from (recovery of) credit losses
    		   2,652,000 5,315,000     2,492,000 183,000 2,981,000 3,190,000 2,991,000                
      net interest income after benefit from (recovery of) credit losses
    		   70,991,500 95,799,000     89,080,000 92,015,000 91,625,000 87,638,000 80,948,000                
      subordinated notes and long-term debt
    		       1,754,500 2,358,000 2,340,000 2,320,000                   
      (recovery of) benefit from credit losses
    		       273,750 -1,580,000                     
      net interest income after (recovery of) benefit from credit losses
    		       69,236,000 95,849,000                     
      oreo valuation markup
    		       45,000   15,000  12,009,000                 
      foundation contribution
    		           1,000,000 4,000,000   1,000,000  4,000,000            
      loss on the sale of oreo
    		          -9,000                   
      long-term debt
    		           1,637,500 2,228,000 2,177,000 2,145,000 1,686,500 2,185,000 2,275,000 2,286,000 1,188,500 2,044,000 1,173,000 1,537,000 1,896,250 2,667,000 2,447,000 2,471,000 6,403,000 5,408,354,250 
      gain on sale of oreo
    		           1,402,750 5,607,000   -6,500 3,000 4,000  303,500 569,000 841,000  -56,000 -53,000 -159,000 -12,000   
      special cash dividends declared per common share
    		                             
      recovery of credit losses
    		              -4,605,000               
      net interest income after recovery of credit losses
    		              82,291,000               
      loss on sale of oreo
    		                  -33,000    -196,000       
      quarterly cash dividends declared per common share
    		              1,040               
      obligations of u.s. government sponsored entities' and other securities - taxable
    		               3,440,000 4,904,000 4,600,000 4,256,000           
      obligations of states and political subdivisions - tax-exempt
    		               2,209,000 2,029,000 2,032,000 2,037,000 2,040,000 2,045,000 2,151,000 2,200,000 2,205,000 2,225,000 2,308,000 2,217,000   
      benefit from (recovery of) credit loss
    		               -1,730,750 1,972,000             
      net interest income after benefit from (recovery of) credit loss
    		               63,277,500 79,630,000             
      net gain on sale of debt securities
    		                             
      cash dividends declared per common share
    		               822.5 1,030 1,030 1,230 815 1,020 1,020 1,220       
      (recovery of) benefit from credit loss
    		                 -4,040,000 -4,855,000           
      net interest income after (recovery of) benefit from credit loss
    		                 87,891,000 85,589,000           
      fhlb prepayment penalty
    		                             
      obligations of u.s. government, its agencies and other securities - taxable
    		                   4,420,000 4,841,000 5,026,000 5,531,000 5,973,000 6,326,000 6,919,000 6,995,000   
      benefit from loan losses
    		                   -19,159,000 13,836,000 12,224,000 5,153,000 -213,000 1,967,000 1,919,000 2,498,000 2,881,000  
      net interest income after benefit from loan losses
    		                   105,480,000 70,004,000 68,962,000 71,130,000 77,222,000 75,134,000 73,932,000 65,278,000 57,529,000  
      net gain on the sale of debt securities
    		                    -27,000 3,313,000        
      oreo valuation adjustments
    		                       -102,000 -41,000 -55,000 -27,000   
      net gain on the sale of investment securities
    		                        186,000     
      weighted-average common shares outstanding
    		                             
      basic
    		16,071,347,000 16,129,951,000 16,159,342,000  16,151,640,000 16,149,523,000 16,116,842,000  16,133,310,000 16,165,119,000 16,242,353,000  16,253,704,000 16,249,307,000 16,219,889,000  16,292,312,000 16,340,690,000 16,314,987,000  16,300,720,000 16,296,427,000 16,303,602,000  16,382,798,000 16,560,545,000 15,651,541,000 14,506,926  
      diluted
    		16,173,271,000 16,215,565,000 16,238,701,000  16,264,393,000 16,239,617,000 16,191,065,000  16,217,880,000 16,240,600,000 16,324,823,000  16,374,982,000 16,361,246,000 16,331,031,000  16,423,912,000 16,472,800,000 16,439,920,000  16,393,792,000 16,375,434,000 16,425,881,000  16,475,741,000 16,642,571,000 15,744,777,000 14,507,895  
      cash dividends declared
    		                       807.5 1,010 1,010 1,210 0.93  
      net income on the sale of investment securities
    		                         -607,000    
      amortization of intangibles
    		                          289,000   
      interest and dividends income:
    		                             
      obligations of u.s. government, its agencies and other securities
    		                           18,278,000  
      obligations of states and political subdivisions
    		                           782,000  
      total interest and dividends income
    		                           102,825,000  
      other
    		                           6,181,000  
      gain on sale of securities
    		                             
      salaries and employee benefits
    		                           24,168,000  
      other income
    		                           14,013,000  
      per share:
    		                             
      net income:
    		                             
      basic
    		                           1.62  
      diluted
    		                           1.62  
      weighted-average
    		                             
      basic
    		16,071,347,000 16,129,951,000 16,159,342,000  16,151,640,000 16,149,523,000 16,116,842,000  16,133,310,000 16,165,119,000 16,242,353,000  16,253,704,000 16,249,307,000 16,219,889,000  16,292,312,000 16,340,690,000 16,314,987,000  16,300,720,000 16,296,427,000 16,303,602,000  16,382,798,000 16,560,545,000 15,651,541,000 14,506,926  
      diluted
    		16,173,271,000 16,215,565,000 16,238,701,000  16,264,393,000 16,239,617,000 16,191,065,000  16,217,880,000 16,240,600,000 16,324,823,000  16,374,982,000 16,361,246,000 16,331,031,000  16,423,912,000 16,472,800,000 16,439,920,000  16,393,792,000 16,375,434,000 16,425,881,000  16,475,741,000 16,642,571,000 15,744,777,000 14,507,895  
      decrease in net interest income
    		                             
      increase in benefit from loan losses
    		                             
      increase in other income
    		                            8,742,155,000 
      decrease in gain on sale of securities
    		                             
      increase in operating expenses
    		                             
      decrease in income before taxes
    		                             
      decrease in federal income taxes
    		                            592,328,000 
      decrease in net income
    		                             
      loans
    		                            33,373,517,610 
      taxable investments
    		                            15,546,844,910 
      tax exempt investments
    		                            798,147,060 
      money market instruments
    		                            74,575,390 
      interest earning assets
    		                            49,793,066,760 
      interest bearing deposits
    		                            31,602,832,490 
      interest bearing liabilities
    		                            40,938,782,890 
      excess interest earning assets
    		                            885,428,000 
      net interest spread
    		                            3,870 
      net interest margin
    		                            4,380 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.