7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 
      
    		                    
      revenues:
    		                    
      interest income
    		39,937,000 40,946,000 35,070,000 41,835,000 38,673,000 35,052,000 30,925,000 34,992,000 37,253,000 33,060,000 27,958,000 33,316,000 51,202,000 62,722,000 52,965,000 74,853,000 71,020,000 61,874,000 54,730,000  
      interest expense
    		-36,878,000 -39,297,000 -31,762,000 -40,491,000 -39,488,000 -35,683,000 -31,666,000 -38,533,000 -34,642,000 -30,209,000 -26,760,000 -29,677,000 -41,408,000 -39,923,000 -39,889,000 -53,327,000 -56,785,000 -54,848,000 -53,497,000  
      net interest income
    		3,059,000 1,649,000 3,308,000 1,344,000 -815,000 -631,000 -741,000 -3,541,000 2,611,000 2,851,000 1,198,000 3,639,000 9,794,000 22,799,000 13,076,000 21,526,000 14,235,000 7,026,000 1,233,000  
      gain on origination and sale of loans
    		201,304,000 174,810,000 166,376,000 161,071,000 198,027,000 166,920,000 116,060,000 113,185,000 148,849,000 154,335,000 108,152,000 82,547,000 156,300,000 146,562,000 363,131,000 566,023,000 821,275,000 692,479,000 1,020,646,000  
      origination income
    		34,750,000 34,931,000 25,858,000 25,515,000 23,675,000 19,494,000 13,606,000 17,121,000 17,740,000 18,332,000 12,016,000 10,287,000 21,268,000 39,108,000 59,073,000 81,433,000 86,601,000 92,624,000 101,599,000  
      servicing fee income
    		111,783,000 108,209,000 104,278,000 108,426,000 124,133,000 125,082,000 124,059,000 137,329,000 118,783,000 117,737,000 118,961,000 107,221,000 113,544,000 117,326,000 111,059,000 113,942,000 102,429,000 94,742,000 82,568,000  
      change in fair value of servicing rights
    		-46,198,000 -52,376,000 -41,103,000 -52,519,000 -56,563,000 -60,787,000 -45,270,000 -57,449,000 -35,688,000 -38,474,000 -52,806,000 -53,987,000 -38,479,000 -33,507,000 -68,383,000 -118,668,000 -138,462,000 -145,098,000 69,294,000  
      other income
    		18,626,000 15,314,000 14,903,000 13,626,000 26,141,000 15,312,000 15,071,000 21,982,000 13,366,000 17,052,000 20,380,000 19,948,000 11,765,000 16,351,000 25,355,000 40,770,000 37,678,000 38,141,000 40,668,000  
      total net revenues
    		323,324,000 282,537,000 273,620,000 257,463,000 314,598,000 265,390,000 222,785,000 228,627,000 265,661,000 271,833,000 207,901,000 169,655,000 274,192,000 308,639,000 503,311,000 705,026,000 923,756,000 779,914,000 1,316,008,000  
      expenses:
    		                    
      personnel expense
    		161,150,000 154,116,000 150,161,000 163,800,000 161,330,000 141,036,000 134,318,000 132,752,000 141,432,000 157,799,000 141,027,000 165,626,000 218,819,000 296,569,000 345,993,000 406,740,000 449,152,000 470,125,000 603,735,000  
      marketing and advertising expense
    		37,700,000 37,878,000 38,250,000 36,860,000 36,282,000 31,175,000 28,354,000 28,360,000 33,894,000 34,712,000 35,914,000 31,539,000 42,940,000 60,837,000 101,513,000 111,860,000 131,971,000 114,133,000 109,626,000  
      direct origination expense
    		21,965,000 20,456,000 21,954,000 21,393,000 23,120,000 21,550,000 18,171,000 16,789,000 15,749,000 17,224,000 17,378,000 14,238,000 19,463,000 33,996,000 53,157,000 46,711,000 49,559,000 50,017,000 46,976,000  
      general and administrative expense
    		45,352,000 39,727,000 44,132,000 50,342,000 22,984,000 73,160,000 57,746,000 55,259,000 46,522,000 54,817,000 56,134,000 68,591,000 83,412,000 63,927,000 49,748,000 64,981,000 50,013,000 48,654,000 51,317,000  
      occupancy expense
    		4,287,000 4,133,000 4,295,000 4,321,000 4,800,000 5,204,000 5,110,000 5,433,000 5,903,000 6,099,000 6,081,000 6,633,000 9,889,000 9,388,000 9,396,000 9,487,000 9,686,000 9,283,000 9,988,000  
      depreciation and amortization
    		6,729,000 6,379,000 7,666,000 8,779,000 8,931,000 8,955,000 9,443,000 9,922,000 10,592,000 10,721,000 10,026,000 10,085,000 10,243,000 11,323,000 10,545,000 9,714,000 8,688,000 8,686,000 8,454,000  
      servicing expense
    		12,138,000 8,184,000 10,000,000 12,218,000 8,427,000 8,467,000 8,261,000 8,571,000 8,532,000 5,750,000 4,834,000 6,634,000 14,221,000 10,741,000 21,511,000      
      other interest expense
    		44,292,000 43,998,000 43,265,000 43,874,000 45,129,000 53,000,000 46,547,000 45,484,000 42,504,000 43,026,000 43,090,000 40,389,000 36,138,000 33,140,000 14,393,000 22,303,000 22,823,000 21,266,000 13,171,000  
      total expenses
    		333,613,000 314,871,000 319,723,000 341,587,000 311,003,000 342,547,000 307,950,000 302,570,000 305,128,000 330,148,000 314,484,000 343,735,000 435,125,000 560,657,000 606,256,000 694,133,000 744,771,000 749,405,000 869,878,000  
      income before income taxes
    		-10,289,000 -32,334,000 -46,103,000 -84,124,000 3,595,000 -77,157,000 -85,165,000 -73,943,000 -39,467,000 -58,315,000 -106,583,000 -174,080,000 -160,933,000 -252,018,000 -102,945,000 10,893,000 178,985,000 30,509,000 446,130,000  
      income tax (benefit) expense
    		-1,555,000           -16,318,000 -23,451,000 -28,196,000 -11,627,000      
      net income
    		-8,734,000 -25,273,000 -40,696,000 -67,466,000 2,672,000 -65,853,000 -71,505,000 -59,769,000 -34,262,000 -49,759,000 -91,721,000 -157,762,000 -137,482,000 -223,822,000 -91,318,000 14,732,000 154,277,000 26,284,000 427,853,000  
      yoy
    		-426.87% -61.62% -43.09% 12.88% -107.80% 32.34% -22.04% -62.11% -75.08% -77.77% 0.44% -1170.88% -189.11% -951.55% -121.34%      
      qoq
    		-65.44% -37.90% -39.68% -2624.93% -104.06% -7.90% 19.64% 74.45% -31.14% -45.75% -41.86% 14.75% -38.58% 145.10% -719.86% -90.45% 486.96% -93.86%   
      net income margin %
    		                    
      net income attributable to noncontrolling interests
    		-3,852,000 -11,885,000 -18,800,000 -17,397,000 1,303,000 -33,642,000 -37,250,000 -23,198,250 -17,663,000 -26,316,000 -48,814,000 -64,218,250 -77,401,000 -122,894,000 -56,577,000 125,875,750 102,802,000 17,723,000 382,978,000  
      net income attributable to loandepot, inc.
    		-4,882,000 -13,388,000 -21,896,000 -33,234,000 1,369,000 -32,211,000 -34,255,000 -27,192,000 -16,599,000 -23,443,000 -42,907,000 -77,270,000 -60,081,000 -100,928,000 -34,741,000 8,613,000 51,475,000 8,561,000 44,875,000  
      earnings per share:
    		                    
      basic
    		-0.02 -0.06 -0.11 -0.09 0.01       -0.46 -0.37 -0.66 -0.25 0.05 0.4 0.07 0.36  
      diluted
    		-0.02 -0.06 -0.11 -0.09 0.01       -0.46 -0.37 -0.66 -0.25 0.05 0.4 0.07 0.36  
      weighted-average shares outstanding:
    		                    
      basic
    		211,442,981 207,948,195 200,792,570 185,641,675 185,385,271 182,324,046 181,407,353 174,906,063 175,962,804 173,908,030 170,809,818 156,030,350 162,464,369 153,822,380 139,007,890 129,998,894 130,297,565 126,726,876 125,772,797  
      diluted
    		211,442,981 207,948,195 200,792,570 185,641,675 332,532,984 182,324,046 324,679,090 174,906,063 175,962,804 173,908,030 170,809,818 156,030,350 162,464,369 153,822,380 139,007,890 129,998,894 130,297,565 126,726,876 125,772,797  
      income tax benefit
    		 -7,061,000 -5,407,000 -16,658,000 923,000 -11,304,000 -13,660,000 -7,155,500 -5,205,000 -8,556,000 -14,862,000          
      loss per share:
    		                    
      basic
    		     -0.18 -0.19 -0.12 -0.09 -0.13 -0.25          
      diluted
    		     -0.18 -0.19 -0.12 -0.09 -0.13 -0.25          
      goodwill impairment
    		             40,736,000       
      subservicing expense
    		               22,337,000 22,879,000 27,241,000 26,611,000  
      income taxes
    		               11,802,500 24,708,000 4,225,000 18,277,000  
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.