7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 
      
    		                    
      assets
    		                    
      cash and cash equivalents
    		459,161,000 408,623,000 371,480,000 421,576,000 483,048,000 533,153,000 603,663,000 660,707,000 717,196,000 719,073,000 798,119,000 863,956,000 1,143,948,000 954,930,000 554,135,000 419,571,000 506,608,000 419,283,000 630,457,000 284,224,000 
      restricted cash
    		66,711,000 69,478,000 74,247,000 105,645,000 95,593,000 98,057,000 74,346,000 85,149,000 114,765,000 61,294,000 90,084,000 116,545,000 160,926,000 194,645,000 153,700,000 201,025,000 97,805,000 217,435,000 121,389,000 204,465,000 
      loans held for sale, at fair value
    		2,606,361,000 2,622,959,000 2,765,417,000 2,603,735,000 2,790,284,000 2,377,987,000 2,300,058,000 2,132,880,000 2,070,748,000 2,256,551,000 2,039,367,000 2,373,427,000 2,692,820,000 4,656,338,000 6,558,668,000 8,136,817,000 8,873,736,000 9,120,653,000 8,787,756,000 6,955,424,000 
      loans held for investment, at fair value
    		111,341,000 111,591,000 114,447,000 116,627,000 122,066,000 120,287,000               
      derivative assets, at fair value
    		54,582,000 69,841,000 49,762,000 44,389,000 68,647,000 59,779,000 64,055,000 93,574,000 86,622,000 80,382,000 84,624,000 39,411,000 316,647,000 153,607,000 351,097,000 194,665,000 341,359,000 349,621,000 760,519,000 647,939,000 
      servicing rights, at fair value
    		1,637,930,000 1,635,991,000 1,621,494,000 1,633,661,000 1,542,720,000 1,583,128,000 1,985,948,000 1,999,763,000 2,053,359,000 2,012,049,000 2,028,788,000 2,037,447,000 2,030,026,000 2,213,700,000 2,086,022,000 2,006,712,000 1,841,512,000 1,781,686,000 1,772,099,000 1,127,866,000 
      trading securities, at fair value
    		85,980,000 86,071,000 87,355,000 87,466,000 92,324,000 89,477,000 91,545,000 92,901,000 89,334,000 93,442,000 95,561,000 94,243,000 97,210,000 105,308,000 93,466,000 72,874,000 56,412,000 16,757,000   
      property and equipment
    		58,037,000 60,036,000 60,192,000 61,079,000 62,974,000 64,631,000 66,160,000 70,809,000 76,762,000 82,677,000 88,877,000 92,889,000 98,944,000 111,443,000 108,135,000 104,262,000 103,556,000 98,686,000 91,007,000 85,002,000 
      operating lease right-of-use assets
    		24,679,000 25,716,000 22,682,000 20,432,000 23,020,000 24,549,000 27,409,000 29,433,000 32,558,000 34,040,000 35,362,000 35,668,000 39,480,000 48,443,000 52,818,000 55,646,000 58,002,000 60,123,000 63,207,000 66,433,000 
      loans eligible for repurchase
    		916,911,000 882,346,000 1,022,924,000 995,398,000 860,300,000 740,238,000 748,476,000 711,371,000 639,806,000 647,418,000 672,458,000 634,677,000 554,892,000 506,454,000 389,140,000 363,373,000 632,722,000 812,431,000 842,970,000 1,246,158,000 
      investments in joint ventures
    		18,270,000 18,262,000 18,214,000 18,113,000 17,899,000 17,905,000 17,849,000 20,363,000 18,778,000 18,322,000 18,266,000 20,410,000 19,938,000 18,408,000 18,559,000 18,553,000 18,353,000 18,398,000 17,332,000 17,528,000 
      other assets
    		205,022,000 217,812,000 208,500,000 235,907,000 258,752,000 233,586,000 213,761,000 254,098,000             
      total assets
    		6,244,985,000 6,208,726,000 6,416,714,000 6,344,028,000 6,417,627,000 5,942,777,000 6,193,270,000 6,151,048,000 6,078,529,000 6,203,504,000 6,190,791,000 6,609,934,000 7,378,536,000 9,195,187,000 10,640,248,000 11,812,313,000 12,749,278,000 13,097,643,000 13,298,285,000 10,893,228,000 
      liabilities and equity
    		                    
      warehouse and other lines of credit
    		2,382,706,000 2,411,416,000 2,490,447,000 2,377,127,000 2,565,713,000 2,213,128,000 2,069,619,000 1,947,057,000 1,897,859,000 2,046,208,000 1,830,319,000 2,146,602,000 2,529,436,000 4,265,343,000 5,806,907,000 7,457,199,000 8,212,142,000 8,498,365,000 8,309,450,000 6,577,429,000 
      accounts payable, accrued expenses and other liabilities
    		373,627,000 358,553,000 368,276,000 379,439,000 381,543,000 375,319,000 367,457,000 379,971,000 462,521,000 407,356,000 449,641,000 488,696,000 716,048,000 643,144,000 804,405,000 624,444,000 715,615,000 607,767,000 890,826,000 442,928,000 
      derivative liabilities, at fair value
    		12,085,000 19,100,000 13,453,000 25,060,000 22,143,000 17,856,000 11,233,000 84,962,000 49,742,000 8,790,000 35,662,000 67,492,000 149,837,000 72,758,000 113,366,000 37,797,000 48,899,000 58,805,000 95,188,000 168,169,000 
      liability for loans eligible for repurchase
    		916,911,000 882,346,000 1,022,924,000 995,398,000 860,300,000 740,238,000 748,476,000 711,371,000 639,806,000 647,418,000 672,458,000 634,677,000 554,892,000 506,454,000 389,140,000 363,373,000 632,722,000 812,431,000 842,970,000 1,246,158,000 
      operating lease liability
    		35,476,000 36,323,000 34,821,000 33,190,000 38,538,000 41,896,000 45,324,000 49,192,000 53,579,000 56,552,000 57,837,000 61,675,000 66,122,000 66,485,000 67,681,000 71,932,000 72,985,000 78,132,000 80,804,000 86,023,000 
      debt obligations
    		2,090,870,000 2,061,938,000 2,017,495,000 2,027,203,000 1,957,341,000 1,975,402,000 2,313,819,000 2,274,011,000 2,206,087,000 2,239,836,000 2,303,712,000 2,289,319,000 2,283,704,000 2,427,140,000 1,947,580,000 1,628,208,000 1,408,751,000 1,473,309,000 1,305,089,000 712,466,000 
      total liabilities
    		5,811,675,000 5,769,676,000 5,947,416,000 5,837,417,000 5,825,578,000 5,363,839,000 5,555,928,000 5,446,564,000 5,309,594,000 5,406,160,000 5,349,629,000 5,688,461,000 6,300,039,000 7,981,324,000 9,129,079,000 10,182,953,000 11,091,114,000 11,528,809,000 11,524,327,000 9,236,615,000 
      commitments and contingencies
    		                    
      class a common stock
    		128,000 119,000 110,000 104,000 95,000 90,000 88,000 87,000 83,000 81,000 77,000 74,000 70,000 65,000 45,000 38,000 20,000 13,000 7,000  
      class b common stock
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 116,685,115 and 131,432,929 issued at september 30, 2025 and december 31, 2024, respectively
    		117,000                    
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at september 30, 2025 and december 31, 2024, respectively
    		97,000                    
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at september 30, 2025 and december 31, 2024, respectively
    		                    
      treasury stock
    		-28,980,000 -22,588,000 -20,975,000 -20,340,000 -18,801,000 -17,488,000 -16,916,000 -16,493,000 -15,594,000 -15,324,000 -13,853,000 -13,282,000 -13,225,000 -13,087,000 -13,015,000 -12,852,000 -12,844,000    
      additional paid-in capital
    		880,389,000 881,924,000 855,799,000 843,523,000 847,230,000 830,706,000 824,245,000 821,055,000 818,928,000 812,614,000 802,251,000 788,601,000 778,099,000 762,635,000 656,267,000 565,073,000 565,475,000 562,658,000 561,494,000  
      retained deficit
    		-592,382,000 -587,516,000 -573,591,000 -550,623,000 -517,369,000 -518,214,000 -486,054,000 -451,706,000 -424,508,000 -408,220,000 -384,843,000 -342,137,000 -265,567,000 -205,235,000 -77,151,000 -28,976,000 -17,819,000 -44,821,000   
      noncontrolling interest
    		173,941,000 166,892,000 207,732,000 233,719,000 280,659,000 283,605,000 315,740,000 351,303,000 389,785,000 407,952,000 437,288,000 487,974,000 578,874,000 669,236,000 944,755,000 1,105,803,000 1,123,041,000 1,050,688,000 1,169,746,000 1,656,613,000 
      total equity
    		433,310,000 439,050,000 469,298,000 506,611,000 592,049,000 578,938,000 637,342,000 704,484,000 768,935,000 797,344,000 841,162,000 921,473,000 1,078,497,000 1,213,863,000 1,511,169,000 1,629,360,000 1,658,164,000 1,568,834,000 1,773,958,000  
      total liabilities and equity
    		6,244,985,000 6,208,726,000 6,416,714,000 6,344,028,000 6,417,627,000 5,942,777,000 6,193,270,000 6,151,048,000 6,078,529,000 6,203,504,000 6,190,791,000 6,609,934,000 7,378,536,000 9,195,187,000 10,640,248,000 11,812,313,000 12,749,278,000 13,097,643,000 13,298,285,000 10,893,228,000 
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 121,630,108 and 131,432,929 issued at june 30, 2025 and december 31, 2024, respectively
    		 122,000                   
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at june 30, 2025 and december 31, 2024, respectively
    		 97,000                   
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at june 30, 2025 and december 31, 2024, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 126,392,121 and 131,432,929 issued at march 31, 2025 and december 31, 2024, respectively
    		  126,000                  
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at march 31, 2025 and december 31, 2024, respectively
    		  97,000                  
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at march 31, 2025 and december 31, 2024, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 131,432,929 and 141,234,529 issued at december 31, 2024 and 2023, respectively
    		   131,000                 
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at december 31, 2024 and 2023, respectively
    		   97,000                 
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at december 31, 2024 and 2023, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 138,282,236 and 141,234,529 issued at september 30, 2024 and december 31, 2023, respectively
    		    138,000                
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at september 30, 2024 and december 31, 2023, respectively
    		    97,000                
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at september 30, 2024 and december 31, 2023, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 141,540,233 and 141,234,529 issued at june 30, 2024 and december 31, 2023, respectively
    		     142,000               
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at june 30, 2024 and december 31, 2023, respectively
    		     97,000               
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at june 30, 2024 and december 31, 2023, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 141,499,389 and 141,234,529 issued at march 31, 2024 and december 31, 2023, respectively
    		      142,000              
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at march 31, 2024 and december 31, 2023, respectively
    		      97,000              
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at march 31, 2024 and december 31, 2023, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 141,234,529 and 145,693,119 issued at december 31, 2023 and 2022, respectively
    		       141,000             
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at december 31, 2023 and 2022, respectively
    		       97,000             
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at december 31, 2023 and 2022, respectively
    		                    
      accounts receivable
    		        53,845,000 68,581,000 99,381,000 145,279,000 108,253,000 91,766,000 115,976,000 56,183,000 68,050,000 65,185,000 84,047,000 138,122,000 
      prepaid expenses and other assets
    		        124,756,000 129,675,000 139,904,000 155,982,000 115,452,000 140,145,000 116,338,000 140,315,000 108,720,000 94,814,000 84,804,000 77,241,000 
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 143,747,549 and 145,693,119 issued at september 30, 2023 and december 31, 2022, respectively
    		        144,000            
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at september 30, 2023 and december 31, 2022, respectively
    		        97,000            
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at september 30, 2023 and december 31, 2022, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 144,026,439 and 145,693,119 issued at june 30, 2023 and december 31, 2022, respectively
    		         144,000           
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at june 30, 2023 and december 31, 2022, respectively
    		         97,000           
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at june 30, 2023 and december 31, 2022, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 144,983,025 and 145,693,119 issued at march 31, 2023 and december 31, 2022, respectively
    		          145,000          
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at march 31, 2023 and december 31, 2022, respectively
    		          97,000          
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at march 31, 2023 and december 31, 2022, respectively
    		                    
      goodwill and intangible assets
    		              42,194,000 42,317,000 42,443,000 42,571,000 42,698,000  
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 145,693,119 and 172,729,168 issued at december 31, 2022 and 2021, respectively
    		           146,000         
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 100,822,084 issued at december 31, 2022 and 2021, respectively
    		           97,000         
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at december 31, 2022 and 2021, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 149,130,538 and 172,729,168 issued at september 30, 2022 and december 31, 2021, respectively
    		            149,000        
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 100,822,084 issued at september 30, 2022 and december 31, 2021, respectively
    		            97,000        
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at september 30, 2022 and december 31, 2021, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 152,191,394 and 172,729,168 issued at june 30, 2022 and december 31, 2021, respectively
    		             152,000       
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 100,822,084 issued at june 30, 2022 and december 31, 2021, respectively
    		             97,000       
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at june 30, 2022 and december 31, 2021, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 170,690,888 and 172,729,168 issued at march 31, 2022 and december 31, 2021, respectively
    		              171,000      
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 97,026,671 and 100,822,084 issued at march 31, 2022 and december 31, 2021, respectively
    		              97,000      
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued at march 31, 2022 and december 31, 2021, respectively
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 172,729,168 issued as of december 31, 2021
    		               173,000     
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 100,822,084 issued as of december 31, 2021
    		               101,000     
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued as of december 31, 2021
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 175,668,642 issued as of september 30, 2021
    		                176,000    
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 114,978,644 issued as of september 30, 2021
    		                115,000    
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued as of september 30, 2021
    		                    
      liabilities:
    		                    
      equity:
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 181,268,155 issued and outstanding as of june 30, 2021
    		                 181,000   
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 114,978,644 issued and outstanding as of june 30, 2021
    		                 115,000   
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued and outstanding as of june 30, 2021
    		                    
      class c common stock, 0.001 par value, 2,500,000,000 authorized, 179,746,190 issued and outstanding as of march 31, 2021
    		                  180,000  
      class d common stock, 0.001 par value, 2,500,000,000 authorized, 119,694,200 issued and outstanding as of march 31, 2021
    		                  119,000  
      preferred stock, 0.001 par value, 50,000,000 authorized, none issued and outstanding as of march 31, 2021
    		                    
      retained earnings
    		                  42,412,000  
      goodwill and other intangible assets
    		                   42,826,000 
      financing lease obligations
    		                   3,442,000 
      revenues:
    		                    
      interest income
    		                    
      interest expense
    		                    
      net interest income
    		                    
      gain on origination and sale of loans
    		                    
      origination income
    		                    
      servicing fee income
    		                    
      change in fair value of servicing rights
    		                    
      other income
    		                    
      total net revenues
    		                    
      expenses:
    		                    
      personnel expense
    		                    
      marketing and advertising expense
    		                    
      direct origination expense
    		                    
      general and administrative expense
    		                    
      occupancy expense
    		                    
      depreciation and amortization
    		                    
      subservicing expense
    		                    
      other interest expense
    		                    
      total expenses
    		                    
      income before income taxes
    		                    
      income tax benefit
    		                    
      net income
    		                    
      net income attributable to noncontrolling interest
    		                    
      net income attributable to loandepot, inc.
    		                    
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.