HBT Financial, Inc(NASDAQ:HBT) 
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company and State Bank of Lincoln that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities. It offers money market, savings, checking, HSA, IRA...
Website: https://ir.hbtfinancial.com/
Founded: 1920
Full Time Employees: 747
CEO: Fred L. Drake
Sector: Financial Services
Industry: Banks-Regional
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At a glance:
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Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 |
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interest and dividend income | |||||||||||||||||||||||||||
loans, including fees: | |||||||||||||||||||||||||||
taxable | 58,881,000 | 52,600,000 | 52,818,000 | 53,156,000 | 53,369,000 | 52,587,000 | 53,650,000 | 52,177,000 | 51,926,000 | 52,060,000 | 49,640,000 | 47,149,000 | 42,159,000 | 35,839,000 | 29,855,000 | 27,843,000 | 26,806,000 | 27,884,000 | 25,604,000 | 25,278,000 | 25,134,000 | 25,497,000 | 25,118,000 | 25,337,000 | 26,941,000 | 28,039,000 | 29,308,000 |
federally tax exempt | 1,317,000 | 1,250,000 | 1,245,000 | 1,215,000 | 1,168,000 | 1,199,000 | 1,133,000 | 1,097,000 | 1,094,000 | 1,125,000 | 1,072,000 | 1,040,000 | 952,000 | 952,000 | 842,000 | 679,000 | 662,000 | 662,000 | 572,000 | 540,000 | 610,000 | 555,000 | 542,000 | 532,000 | 674,000 | 716,000 | 684,000 |
debt securities: | |||||||||||||||||||||||||||
interest-bearing deposits in bank | 1,276,000 | 1,543,000 | 1,350,000 | 1,544,000 | 1,065,000 | 1,520,000 | 2,230,000 | 2,570,000 | 1,952,000 | 786,000 | 714,000 | 781,000 | 739,000 | 504,000 | 458,000 | 420,000 | 159,000 | 142,000 | 190,000 | 115,000 | 80,000 | 65,000 | 65,000 | 79,000 | 729,000 | 1,003,000 | 662,000 |
other interest and dividend income | 163,000 | 159,000 | 144,000 | 113,000 | 131,000 | 181,000 | 149,000 | 73,000 | 142,000 | 175,000 | 186,000 | 118,000 | 116,000 | 48,000 | 17,000 | 14,000 | 19,000 | 25,000 | 14,000 | 12,000 | 13,000 | 14,000 | 14,000 | 14,000 | 14,000 | 14,000 | 15,000 |
total interest and dividend income | 71,839,000 | 64,391,000 | 64,336,000 | 63,919,000 | 63,138,000 | 62,798,000 | 64,117,000 | 62,824,000 | 61,961,000 | 61,411,000 | 59,041,000 | 56,768,000 | 51,779,000 | 44,948,000 | 39,014,000 | 35,757,000 | 33,335,000 | 34,355,000 | 32,115,000 | 31,147,000 | 30,606,000 | 30,746,000 | 30,238,000 | 30,361,000 | 32,720,000 | 34,600,000 | 35,636,000 |
interest expense | |||||||||||||||||||||||||||
deposits | 14,109,000 | 12,920,000 | 12,995,000 | 12,835,000 | 12,939,000 | 13,672,000 | 14,649,000 | 14,133,000 | 13,593,000 | 11,227,000 | 7,211,000 | 4,323,000 | 2,374,000 | 849,000 | 587,000 | 506,000 | 569,000 | 651,000 | 564,000 | 613,000 | 644,000 | 741,000 | 843,000 | 1,042,000 | 1,595,000 | 1,838,000 | 2,000,000 |
securities sold under agreements to repurchase | 16,000 | 22,000 | 179,000 | 134,000 | 129,000 | 152,000 | 148,000 | 35,000 | 34,000 | 38,000 | 10,000 | 9,000 | 8,000 | 9,000 | 11,000 | 8,000 | 8,000 | 7,000 | 8,000 | 9,000 | 11,000 | 20,000 | 24,000 | 17,000 | |||
borrowings | 209,000 | 33,000 | 31,000 | 30,000 | 109,000 | 115,000 | 119,000 | 121,000 | 125,000 | 1,534,000 | 2,108,000 | 2,189,000 | 1,297,000 | 880,000 | 85,000 | 1,000 | 1,000 | 7,000 | 1,000 | 1,000 | 1,000 | 1,000 | 2,000 | ||||
subordinated notes | 278,000 | 387,000 | 469,000 | 470,000 | 470,000 | 470,000 | 469,000 | 470,000 | 470,000 | 470,000 | 469,000 | 470,000 | 470,000 | 470,000 | 469,000 | 470,000 | 470,000 | 470,000 | 469,000 | 470,000 | 469,000 | 147,000 | |||||
junior subordinated debentures issued to capital trusts | 840,000 | 895,000 | 937,000 | 927,000 | 890,000 | 961,000 | 1,012,000 | 944,000 | 933,000 | 948,000 | 938,000 | 881,000 | 763,000 | 556,000 | 473,000 | 400,000 | 358,000 | 357,000 | 357,000 | 357,000 | 355,000 | 364,000 | 367,000 | ||||
total interest expense | 15,452,000 | 13,848,000 | 14,350,000 | 14,261,000 | 14,430,000 | 15,397,000 | 16,384,000 | 15,796,000 | 15,273,000 | 14,327,000 | 10,762,000 | 7,896,000 | 4,942,000 | 2,765,000 | 1,624,000 | 1,384,000 | 1,407,000 | 1,496,000 | 1,400,000 | 1,447,000 | 1,477,000 | 1,582,000 | 1,367,000 | 1,453,000 | 2,058,000 | 2,324,000 | 2,495,000 |
net interest income | 56,387,000 | 50,543,000 | 49,986,000 | 49,658,000 | 48,708,000 | 47,401,000 | 47,733,000 | 47,028,000 | 46,688,000 | 47,084,000 | 48,279,000 | 48,872,000 | 46,837,000 | 42,183,000 | 37,390,000 | 34,373,000 | 31,928,000 | 32,859,000 | 30,715,000 | 29,700,000 | 29,129,000 | 29,164,000 | 28,871,000 | 28,908,000 | 30,662,000 | 32,276,000 | 33,141,000 |
provision for credit losses | -156,000 | 1,463,000 | 596,000 | 526,000 | 576,000 | 725,000 | 603,000 | 1,176,000 | 527,000 | 1,113,000 | 480,000 | -230,000 | 6,210,000 | ||||||||||||||
net interest income after provision for credit losses | 56,543,000 | 49,080,000 | 49,390,000 | 49,132,000 | 48,132,000 | 46,676,000 | 47,130,000 | 45,852,000 | 46,161,000 | 45,971,000 | 47,799,000 | 49,102,000 | 40,627,000 | ||||||||||||||
noninterest income | |||||||||||||||||||||||||||
card income | 2,751,000 | 2,708,000 | 2,732,000 | 2,797,000 | 2,548,000 | 2,797,000 | 2,753,000 | 2,885,000 | 2,616,000 | 2,717,000 | 2,763,000 | 2,905,000 | 2,658,000 | 2,642,000 | 2,569,000 | 2,714,000 | 2,404,000 | 2,518,000 | 2,509,000 | 2,449,000 | 2,258,000 | 2,151,000 | 2,146,000 | 1,998,000 | 1,792,000 | 1,952,000 | 1,985,000 |
wealth management fees | 3,764,000 | 3,358,000 | 3,122,000 | 2,826,000 | 2,841,000 | 3,138,000 | 2,670,000 | 2,623,000 | 2,547,000 | 2,885,000 | 2,381,000 | 2,279,000 | 2,338,000 | 2,485,000 | 2,059,000 | 2,322,000 | 2,289,000 | 2,371,000 | 2,036,000 | 2,005,000 | 1,972,000 | 2,270,000 | 1,646,000 | 1,507,000 | 1,814,000 | 1,911,000 | 1,676,000 |
service charges on deposit accounts | 2,160,000 | 2,088,000 | 2,093,000 | 1,915,000 | 1,944,000 | 2,080,000 | 2,081,000 | 1,902,000 | 1,869,000 | 2,016,000 | 2,040,000 | 1,919,000 | 1,871,000 | 1,701,000 | 1,927,000 | 1,792,000 | 1,652,000 | 1,716,000 | 1,677,000 | 1,390,000 | 1,297,000 | 1,527,000 | 1,493,000 | 1,133,000 | 1,834,000 | 2,065,000 | 2,111,000 |
mortgage servicing | 983,000 | 1,062,000 | 1,019,000 | 1,042,000 | 990,000 | 1,158,000 | 1,113,000 | 1,111,000 | 1,055,000 | 1,156,000 | 1,169,000 | 1,254,000 | 1,099,000 | 593,000 | 697,000 | 661,000 | 658,000 | 730,000 | 699,000 | 711,000 | 685,000 | 803,000 | 724,000 | 727,000 | 724,000 | 801,000 | 795,000 |
mortgage servicing rights fair value adjustment | 197,000 | -310,000 | -514,000 | -751,000 | -308,000 | 1,331,000 | -1,488,000 | -97,000 | 80,000 | -1,155,000 | 23,000 | 141,000 | -624,000 | -293,000 | 351,000 | 366,000 | 1,729,000 | 265,000 | 40,000 | -310,000 | 1,695,000 | 363,000 | -268,000 | -508,000 | -2,171,000 | 582,000 | -860,000 |
gains on sale of mortgage loans | 331,000 | 376,000 | 390,000 | 459,000 | 252,000 | 409,000 | 461,000 | 443,000 | 298,000 | 401,000 | 476,000 | 373,000 | 276,000 | 194,000 | 354,000 | 326,000 | 587,000 | 927,000 | 1,257,000 | 1,562,000 | 2,100,000 | 2,980,000 | 3,184,000 | 2,135,000 | 536,000 | 915,000 | 992,000 |
unrealized gains on equity securities | -112,000 | 43,000 | -67,000 | 23,000 | 8,000 | -83,000 | 136,000 | -96,000 | -16,000 | 221,000 | -46,000 | 7,000 | -22,000 | 33,000 | -107,000 | -153,000 | |||||||||||
gains on foreclosed assets | 40,000 | -171,000 | 148,000 | 14,000 | 13,000 | 7,000 | -44,000 | -28,000 | 87,000 | 58,000 | 550,000 | -97,000 | -10,000 | -122,000 | -225,000 | -7,000 | 40,000 | 184,000 | -14,000 | 216,000 | -76,000 | 22,000 | 27,000 | 58,000 | 35,000 | 808,000 | -20,000 |
gains on other assets | -210,000 | 3,000 | -14,000 | -128,000 | 54,000 | 2,000 | -2,000 | -635,000 | 5,000 | 52,000 | 109,000 | 17,000 | -31,000 | -43,000 | 193,000 | -4,000 | -672,000 | -48,000 | 1,000 | 1,000 | -69,000 | ||||||
income on bank owned life insurance | 188,000 | 171,000 | 169,000 | 167,000 | 164,000 | 415,000 | 170,000 | 166,000 | 164,000 | 158,000 | 153,000 | 147,000 | 115,000 | 42,000 | 41,000 | 41,000 | 40,000 | ||||||||||
other noninterest income | 852,000 | 718,000 | 820,000 | 776,000 | 800,000 | 691,000 | 855,000 | 701,000 | 943,000 | 743,000 | 742,000 | 877,000 | 743,000 | 597,000 | 599,000 | 532,000 | 638,000 | 573,000 | 832,000 | 793,000 | 836,000 | 946,000 | 1,101,000 | 1,022,000 | 743,000 | 1,349,000 | 1,005,000 |
total noninterest income | 10,944,000 | 9,895,000 | 9,849,000 | 9,140,000 | 9,306,000 | 11,630,000 | 8,705,000 | 9,610,000 | 5,626,000 | 9,205,000 | 9,490,000 | 9,914,000 | 7,437,000 | 7,889,000 | 8,234,000 | 8,551,000 | 10,043,000 | 9,354,000 | 8,392,000 | 8,774,000 | 10,808,000 | 11,092,000 | 10,052,000 | 8,060,000 | 5,252,000 | 10,336,000 | 7,582,000 |
noninterest expense | |||||||||||||||||||||||||||
salaries | 23,061,000 | 16,486,000 | 16,351,000 | 16,452,000 | 17,053,000 | 15,784,000 | 16,325,000 | 16,364,000 | 16,657,000 | 15,738,000 | 15,644,000 | 16,660,000 | 19,411,000 | 13,278,000 | 12,752,000 | 12,936,000 | 12,992,000 | 12,578,000 | 11,988,000 | 12,275,000 | 12,596,000 | 12,593,000 | 12,595,000 | 12,674,000 | 12,754,000 | 13,006,000 | 12,335,000 |
employee benefits | 3,920,000 | 3,359,000 | 3,314,000 | 3,580,000 | 3,285,000 | 2,649,000 | 2,997,000 | 2,860,000 | 2,805,000 | 2,379,000 | 2,616,000 | 2,707,000 | 2,335,000 | 2,126,000 | 1,771,000 | 1,984,000 | 2,499,000 | 2,017,000 | 1,500,000 | 1,455,000 | 1,722,000 | 1,490,000 | 1,666,000 | 2,455,000 | 2,434,000 | 1,250,000 | 2,224,000 |
occupancy of bank premises | 3,124,000 | 2,791,000 | 2,826,000 | 2,471,000 | 2,625,000 | 2,773,000 | 2,695,000 | 2,243,000 | 2,582,000 | 2,458,000 | 2,573,000 | 2,785,000 | 2,102,000 | 1,893,000 | 1,979,000 | 1,741,000 | 2,060,000 | 1,777,000 | 1,610,000 | 1,463,000 | 1,938,000 | 1,501,000 | 1,609,000 | 1,642,000 | 1,828,000 | 1,607,000 | 1,785,000 |
furniture and equipment | 608,000 | 523,000 | 737,000 | 575,000 | 445,000 | 460,000 | 446,000 | 548,000 | 550,000 | 655,000 | 667,000 | 809,000 | 659,000 | 633,000 | 668,000 | 623,000 | 552,000 | 793,000 | 657,000 | 603,000 | 623,000 | 556,000 | 679,000 | 609,000 | 603,000 | 763,000 | 545,000 |
data processing | 11,794,000 | 3,571,000 | 2,791,000 | 2,687,000 | 2,717,000 | 2,998,000 | 2,640,000 | 2,606,000 | 2,925,000 | 2,565,000 | 2,581,000 | 2,883,000 | 4,323,000 | 2,167,000 | 1,631,000 | 1,990,000 | 1,653,000 | 2,153,000 | 1,767,000 | 1,721,000 | 1,688,000 | 1,901,000 | 1,583,000 | 1,672,000 | 1,586,000 | 1,547,000 | 1,471,000 |
marketing and customer relations | 1,144,000 | 984,000 | 1,035,000 | 1,020,000 | 1,144,000 | 948,000 | 1,380,000 | 996,000 | 996,000 | 1,169,000 | 1,679,000 | 1,359,000 | 836,000 | 867,000 | 880,000 | 1,205,000 | 851,000 | 1,085,000 | 883,000 | 843,000 | 565,000 | 925,000 | 690,000 | 817,000 | 1,044,000 | 1,036,000 | 801,000 |
amortization of intangible assets | 887,000 | 643,000 | 694,000 | 694,000 | 695,000 | 709,000 | 710,000 | 710,000 | 710,000 | 720,000 | 720,000 | 720,000 | 510,000 | 140,000 | 243,000 | 245,000 | 245,000 | 255,000 | 252,000 | 258,000 | 289,000 | 305,000 | 305,000 | 305,000 | 317,000 | 336,000 | 335,000 |
fdic insurance | 588,000 | 560,000 | 561,000 | 551,000 | 562,000 | 557,000 | 572,000 | 565,000 | 560,000 | 575,000 | 512,000 | 630,000 | 563,000 | 276,000 | 302,000 | 298,000 | 288,000 | 280,000 | 279,000 | 244,000 | 240,000 | 231,000 | 222,000 | 218,000 | 36,000 | -237,000 | 8,000 |
loan collection and servicing | 696,000 | 339,000 | 264,000 | 360,000 | 383,000 | 653,000 | 476,000 | 475,000 | 452,000 | 431,000 | 345,000 | 348,000 | 278,000 | 278,000 | 336,000 | 278,000 | 157,000 | 219,000 | 400,000 | 333,000 | 365,000 | 463,000 | 450,000 | 494,000 | 348,000 | 732,000 | 547,000 |
foreclosed assets | 60,000 | 35,000 | 62,000 | 67,000 | 5,000 | 31,000 | 19,000 | 10,000 | 49,000 | 17,000 | 76,000 | 97,000 | 61,000 | 33,000 | 97,000 | 31,000 | 132,000 | 204,000 | 242,000 | 319,000 | 143,000 | 154,000 | 226,000 | 88,000 | 89,000 | 151,000 | 196,000 |
other noninterest expense | 6,555,000 | 3,770,000 | 3,482,000 | 3,457,000 | 3,021,000 | 3,346,000 | 3,062,000 | 3,132,000 | 2,982,000 | 3,680,000 | 3,258,000 | 4,975,000 | 4,855,000 | 11,419,000 | 3,339,000 | 2,511,000 | 2,728,000 | 3,020,000 | 2,589,000 | 2,640,000 | 2,375,000 | 2,546,000 | 2,460,000 | 2,525,000 | 2,268,000 | 1,759,000 | 2,056,000 |
total noninterest expense | 52,437,000 | 33,061,000 | 32,508,000 | 31,914,000 | 31,935,000 | 30,908,000 | 31,322,000 | 30,509,000 | 31,268,000 | 30,387,000 | 30,671,000 | 33,973,000 | 35,933,000 | 33,110,000 | 23,998,000 | 23,842,000 | 24,157,000 | 24,381,000 | 22,167,000 | 22,154,000 | 22,544,000 | 22,665,000 | 22,485,000 | 23,499,000 | 23,307,000 | 21,950,000 | 22,303,000 |
income before income tax expense | 15,050,000 | 25,914,000 | 26,731,000 | 26,358,000 | 25,503,000 | 27,398,000 | 24,513,000 | 24,953,000 | 20,519,000 | 24,789,000 | 26,618,000 | 25,043,000 | 12,131,000 | 17,615,000 | 21,240,000 | 18,937,000 | 18,398,000 | 18,675,000 | 18,607,000 | 18,482,000 | 20,798,000 | 17,161,000 | 14,264,000 | 9,896,000 | 8,252,000 | 20,524,000 | 17,736,000 |
income tax expense | 3,850,000 | 6,976,000 | 6,966,000 | 7,128,000 | 6,428,000 | 7,126,000 | 6,333,000 | 6,883,000 | 5,261,000 | 6,343,000 | 6,903,000 | 6,570,000 | 2,923,000 | 4,475,000 | 5,613,000 | 4,852,000 | 4,794,000 | 5,081,000 | 4,892,000 | 4,765,000 | 5,553,000 | 4,519,000 | 3,701,000 | 2,477,000 | 2,031,000 | 4,437,000 | 299,000 |
net income | 11,200,000 | 18,938,000 | 19,765,000 | 19,230,000 | 19,075,000 | 20,272,000 | 18,180,000 | 18,070,000 | 15,258,000 | 18,446,000 | 19,715,000 | 18,473,000 | 9,208,000 | 13,140,000 | 15,627,000 | 14,085,000 | 13,604,000 | 13,594,000 | 13,715,000 | 13,717,000 | 15,245,000 | 12,642,000 | 10,563,000 | 7,419,000 | 6,221,000 | 16,087,000 | 17,437,000 |
yoy | -41.28% | -6.58% | 8.72% | 6.42% | 25.02% | 9.90% | -7.79% | -2.18% | 65.70% | 40.38% | 26.16% | 31.15% | -32.31% | -3.34% | 13.94% | 2.68% | -10.76% | 7.53% | 29.84% | 84.89% | 145.06% | -21.41% | -39.42% | ||||
qoq | -40.86% | -4.18% | 2.78% | 0.81% | -5.90% | 11.51% | 0.61% | 18.43% | -17.28% | -6.44% | 6.72% | 100.62% | -29.92% | -15.91% | 10.95% | 3.54% | 0.07% | -0.88% | -0.01% | -10.02% | 20.59% | 19.68% | 42.38% | 19.26% | -61.33% | -7.74% | |
earnings per share - basic | 0.34 | 0.6 | 0.63 | 0.61 | 0.6 | 0.64 | 0.58 | 0.57 | 0.48 | 0.58 | 0.62 | 0.58 | 0.3 | 0.45 | 0.54 | 0.49 | 0.47 | 0.46 | 0.5 | 0.5 | 0.55 | 0.46 | 0.38 | 0.27 | 0.23 | 0.51 | 0.97 |
earnings per share - diluted | 0.34 | 0.6 | 0.63 | 0.61 | 0.6 | 0.64 | 0.57 | 0.57 | 0.48 | 0.58 | 0.62 | 0.58 | 0.3 | 0.46 | 0.54 | 0.49 | 0.47 | 0.46 | 0.5 | 0.5 | 0.55 | 0.46 | 0.38 | 0.27 | 0.23 | 0.51 | 0.97 |
weighted-average shares of common stock outstanding | 33,180,009 | 31,502,351 | 31,481,135 | 31,510,759 | 31,584,989 | 31,590,117 | 31,559,366 | 31,579,457 | 31,662,954 | 31,626,308 | 31,829,250 | 31,980,133 | 30,977,204 | 28,853,697 | 28,787,662 | 28,891,202 | 28,986,593 | 27,795,806 | 27,340,926 | 27,362,579 | 27,430,912 | 27,457,306 | 27,457,306 | 27,457,306 | 27,457,306 | 20,090,270 | 18,027,512 |
realized gains on sales of securities | -151,000 | -49,000 | -315,000 | -3,382,000 | -813,000 | -1,007,000 | |||||||||||||||||||||
loss on extinguishment of debt | 391,000 | ||||||||||||||||||||||||||
securities: | |||||||||||||||||||||||||||
provision for loan losses | -13,250 | 386,000 | -843,000 | -1,667,000 | -3,405,000 | 2,525,500 | 2,174,000 | 4,355,000 | |||||||||||||||||||
net interest income after provision for loan losses | 25,936,000 | 37,004,000 | 33,702,000 | 32,382,000 | 32,534,000 | 19,584,750 | 26,697,000 | 26,307,000 | |||||||||||||||||||
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benefit from loan losses | 145,000 | -584,000 | -2,162,000 | 3,573,000 | 138,000 | 684,000 | |||||||||||||||||||||
net interest income after benefit from loan losses | 34,228,000 | 32,512,000 | 31,862,000 | 25,335,000 | 32,138,000 | 32,457,000 | |||||||||||||||||||||
gains on securities | -187,000 | 33,000 | 28,000 | 6,000 | 40,000 | 30,000 | 57,000 | -52,000 | 10,500 | -73,000 | |||||||||||||||||
title insurance activity | |||||||||||||||||||||||||||
unaudited pro forma c corp equivalent information | |||||||||||||||||||||||||||
historical income before income tax expense | 20,524 | 17,736 | |||||||||||||||||||||||||
pro forma c corp equivalent income tax expense | 5,436 | 4,614 | |||||||||||||||||||||||||
pro forma c corp equivalent net income | 15,088 | 13,122 | |||||||||||||||||||||||||
pro forma c corp equivalent earnings per share - basic | 0.54 | 0.73 | |||||||||||||||||||||||||
pro forma c corp equivalent earnings per share - diluted | 0.54 | 0.73 | |||||||||||||||||||||||||
subordinated debentures | 399,000 | 443,000 | 460,000 | 478,000 | |||||||||||||||||||||||
gains on sales of other assets | 236,000 | -29,000 | |||||||||||||||||||||||||
pro forma c corp equivalent information |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
assets | |||||||||||||||||||||||||||
cash and due from banks | 37,371,000 | 24,423,000 | 21,767,000 | 25,563,000 | 25,005,000 | 29,552,000 | 26,776,000 | 22,604,000 | 19,989,000 | 26,256,000 | 24,757,000 | 28,044,000 | 35,244,000 | 18,970,000 | 22,169,000 | 25,478,000 | 30,761,000 | 23,387,000 | 36,508,000 | 47,861,000 | 22,976,000 | 24,912,000 | 22,347,000 | 21,789,000 | 34,782,000 | 22,112,000 | 19,969,000 |
interest-bearing deposits with banks | 250,282,000 | 97,846,000 | 133,366,000 | 170,179,000 | 186,586,000 | 108,140,000 | 152,895,000 | 172,636,000 | 240,223,000 | 114,996,000 | 87,156,000 | 81,764,000 | 141,868,000 | 95,189,000 | 56,046,000 | 134,553,000 | 328,218,000 | 385,881,000 | 435,421,000 | 497,742,000 | 406,760,000 | 287,539,000 | 214,377,000 | 292,576,000 | 230,654,000 | 261,859,000 | 134,972,000 |
cash and cash equivalents | 287,653,000 | 122,269,000 | 155,133,000 | 195,742,000 | 211,591,000 | 137,692,000 | 179,671,000 | 195,240,000 | 260,212,000 | 141,252,000 | 111,913,000 | 109,808,000 | 177,112,000 | 114,159,000 | 78,215,000 | 160,031,000 | 358,979,000 | 409,268,000 | 471,929,000 | 545,603,000 | 429,736,000 | 312,451,000 | 236,724,000 | 314,365,000 | 265,436,000 | 283,971,000 | 154,941,000 |
interest-bearing time deposits with banks | 245,000 | 520,000 | 515,000 | 509,000 | 500,000 | 249,000 | 487,000 | 490,000 | 248,000 | 248,000 | |||||||||||||||||
debt securities available-for-sale, at fair value | 1,025,992,000 | 813,101,000 | 793,730,000 | 773,206,000 | 706,135,000 | 698,049,000 | 710,303,000 | 669,055,000 | 669,020,000 | 759,461,000 | 753,163,000 | 822,788,000 | 854,622,000 | 843,524,000 | 853,740,000 | 924,706,000 | 933,922,000 | 942,168,000 | 896,218,000 | 836,267,000 | 856,835,000 | 922,869,000 | 814,798,000 | 701,353,000 | 615,565,000 | ||
debt securities held-to-maturity | 453,850,000 | 458,746,000 | 466,565,000 | 481,942,000 | 490,398,000 | 499,858,000 | 505,075,000 | 512,549,000 | 517,472,000 | 521,439,000 | 527,144,000 | 533,231,000 | 536,429,000 | 541,600,000 | 546,694,000 | 548,236,000 | 438,054,000 | 336,185,000 | 318,730,000 | 309,132,000 | 192,994,000 | 68,395,000 | 74,510,000 | 73,823,000 | 79,741,000 | ||
equity securities with readily determinable fair value | 3,355,000 | 3,322,000 | 3,279,000 | 3,346,000 | 3,323,000 | 3,315,000 | 3,364,000 | 3,228,000 | 3,324,000 | 3,360,000 | 3,106,000 | 3,152,000 | 3,145,000 | 3,029,000 | 2,996,000 | 3,103,000 | 3,256,000 | 3,443,000 | 3,366,000 | 3,338,000 | 3,332,000 | ||||||
equity securities with no readily determinable fair value | 6,395,000 | 2,612,000 | 2,609,000 | 2,609,000 | 2,629,000 | 2,629,000 | 2,638,000 | 2,613,000 | 2,622,000 | 2,505,000 | 2,300,000 | 2,275,000 | 1,980,000 | 1,977,000 | 1,977,000 | 1,952,000 | 1,927,000 | 1,927,000 | 1,867,000 | 1,552,000 | 1,552,000 | ||||||
restricted stock, at cost | 6,000,000 | 4,979,000 | 4,979,000 | 4,979,000 | 5,086,000 | 5,086,000 | 5,086,000 | 5,086,000 | 5,155,000 | 7,160,000 | 11,165,000 | 11,345,000 | 4,991,000 | 7,965,000 | 4,050,000 | 2,813,000 | 2,739,000 | 2,739,000 | 2,739,000 | 2,739,000 | 2,498,000 | 2,498,000 | 2,498,000 | 2,498,000 | 2,425,000 | 2,425,000 | 2,425,000 |
loans held for sale | 3,247,000 | 1,263,000 | 1,432,000 | 2,316,000 | 2,721,000 | 1,586,000 | 2,959,000 | 858,000 | 3,479,000 | 2,318,000 | 3,563,000 | 8,829,000 | 5,130,000 | 615,000 | 2,297,000 | 5,312,000 | 1,777,000 | 4,942,000 | 8,582,000 | 5,951,000 | 12,882,000 | 14,713,000 | 23,723,000 | 25,934,000 | 4,805,000 | 4,531,000 | 7,608,000 |
loans, before allowance for credit losses | 4,686,951,000 | 3,456,209,000 | 3,400,029,000 | 3,348,211,000 | 3,461,778,000 | 3,466,146,000 | 3,369,830,000 | 3,385,483,000 | 3,345,962,000 | 3,404,417,000 | 3,342,786,000 | 3,244,655,000 | 3,195,540,000 | ||||||||||||||
allowance for credit losses | -60,474,000 | -41,690,000 | -41,900,000 | -41,659,000 | -42,111,000 | -42,044,000 | -40,966,000 | -40,806,000 | -40,815,000 | -40,048,000 | -38,863,000 | -37,814,000 | -38,776,000 | ||||||||||||||
loans, net of allowance for credit losses | 4,626,477,000 | 3,414,519,000 | 3,358,129,000 | 3,306,552,000 | 3,419,667,000 | 3,424,102,000 | 3,328,864,000 | 3,344,677,000 | 3,305,147,000 | 3,364,369,000 | 3,303,923,000 | 3,206,841,000 | 3,156,764,000 | ||||||||||||||
bank owned life insurance | 37,677,000 | 24,660,000 | 24,489,000 | 24,320,000 | 24,153,000 | 23,989,000 | 24,405,000 | 24,235,000 | 24,069,000 | 23,905,000 | 23,747,000 | 23,594,000 | 23,447,000 | 7,557,000 | 7,515,000 | 7,474,000 | 7,433,000 | 7,393,000 | |||||||||
bank premises and equipment | 90,973,000 | 73,642,000 | 69,965,000 | 68,523,000 | 67,272,000 | 66,758,000 | 65,919,000 | 65,711,000 | 64,755,000 | 65,150,000 | 64,713,000 | 65,029,000 | 65,119,000 | 50,469,000 | 50,854,000 | 51,433,000 | 52,005,000 | 52,483,000 | 49,337,000 | 51,900,000 | 52,548,000 | 52,904,000 | 53,271,000 | 53,883,000 | 54,135,000 | 53,987,000 | 54,105,000 |
bank premises held for sale | 337,000 | 140,000 | 190,000 | 317,000 | 317,000 | 317,000 | 317,000 | 35,000 | 35,000 | 235,000 | 235,000 | 281,000 | 319,000 | 1,081,000 | 1,452,000 | 1,462,000 | 121,000 | 121,000 | 121,000 | 121,000 | 121,000 | 121,000 | 121,000 | 121,000 | |||
foreclosed assets | 1,149,000 | 1,126,000 | 1,007,000 | 890,000 | 460,000 | 367,000 | 376,000 | 320,000 | 277,000 | 852,000 | 1,519,000 | 3,080,000 | 3,356,000 | 3,030,000 | 2,637,000 | 2,891,000 | 3,043,000 | 3,278,000 | 7,315,000 | 7,757,000 | 4,748,000 | 4,168,000 | 3,857,000 | 4,450,000 | 4,469,000 | 5,099,000 | 6,574,000 |
goodwill | 83,504,000 | 59,820,000 | 59,820,000 | 59,820,000 | 59,820,000 | 59,820,000 | 59,820,000 | 59,820,000 | 59,820,000 | 59,820,000 | 59,820,000 | 59,876,000 | 59,876,000 | 29,322,000 | 29,322,000 | 29,322,000 | 29,322,000 | 29,322,000 | 23,620,000 | 23,620,000 | 23,620,000 | 23,620,000 | 23,620,000 | 23,620,000 | 23,620,000 | 23,620,000 | 23,620,000 |
intangible assets | 44,313,000 | 15,117,000 | 15,760,000 | 16,454,000 | 17,148,000 | 17,843,000 | 18,552,000 | 19,262,000 | 19,972,000 | 20,682,000 | 21,402,000 | 22,122,000 | 22,842,000 | ||||||||||||||
intangible assets held for sale | 649,000 | ||||||||||||||||||||||||||
mortgage servicing rights, at fair value | 20,090,000 | 16,944,000 | 17,254,000 | 17,768,000 | 18,519,000 | 18,827,000 | 17,496,000 | 18,984,000 | 19,081,000 | 19,001,000 | 20,156,000 | 20,133,000 | 19,992,000 | 10,147,000 | 10,440,000 | 10,089,000 | 9,723,000 | 7,994,000 | 7,359,000 | 7,319,000 | 7,629,000 | 5,934,000 | 5,571,000 | 5,839,000 | 6,347,000 | 8,518,000 | 7,936,000 |
investments in unconsolidated subsidiaries | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,614,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 | 1,165,000 |
accrued interest receivable | 35,313,000 | 23,779,000 | 23,575,000 | 20,624,000 | 22,735,000 | 24,770,000 | 24,160,000 | 22,425,000 | 23,117,000 | 24,534,000 | 23,447,000 | 19,900,000 | 20,301,000 | 19,506,000 | 16,881,000 | 14,263,000 | 13,527,000 | 14,901,000 | 13,376,000 | 12,785,000 | 12,718,000 | 14,255,000 | 13,820,000 | 12,661,000 | 12,096,000 | 13,951,000 | 14,816,000 |
other assets | 44,891,000 | 33,877,000 | 35,687,000 | 37,553,000 | 38,731,000 | 46,280,000 | 40,109,000 | 59,685,000 | 60,542,000 | 55,239,000 | 58,538,000 | 62,158,000 | 56,617,000 | 56,444,000 | 48,182,000 | 32,324,000 | 25,550,000 | 17,408,000 | 16,211,000 | 16,565,000 | 18,781,000 | 20,664,000 | 25,643,000 | 27,405,000 | 27,847,000 | 16,640,000 | 18,018,000 |
total assets | 6,773,724,000 | 5,071,390,000 | 5,035,027,000 | 5,018,398,000 | 5,092,192,000 | 5,032,902,000 | 4,990,728,000 | 5,006,199,000 | 5,040,510,000 | 5,073,170,000 | 4,991,768,000 | 4,975,810,000 | 5,013,821,000 | 4,286,734,000 | 4,213,324,000 | 4,223,978,000 | 4,348,965,000 | 4,314,254,000 | 3,948,226,000 | 3,953,677,000 | 3,865,614,000 | 3,666,567,000 | 3,535,223,000 | 3,501,412,000 | 3,213,109,000 | 3,245,103,000 | 3,166,613,000 |
liabilities and stockholders' equity | |||||||||||||||||||||||||||
liabilities | |||||||||||||||||||||||||||
deposits: | |||||||||||||||||||||||||||
noninterest-bearing | 1,342,192,000 | 1,049,043,000 | 1,034,181,000 | 1,034,387,000 | 1,065,874,000 | 1,046,405,000 | 1,008,359,000 | 1,045,697,000 | 1,047,074,000 | 1,072,407,000 | 1,086,877,000 | 1,125,823,000 | 1,218,888,000 | 994,954,000 | 1,017,710,000 | 1,028,790,000 | 1,069,231,000 | 1,087,659,000 | 1,003,723,000 | 1,011,481,000 | 968,991,000 | 882,939,000 | 850,306,000 | 856,030,000 | 676,341,000 | 689,116,000 | 649,316,000 |
interest-bearing | 4,461,256,000 | 3,310,220,000 | 3,313,006,000 | 3,272,144,000 | 3,318,716,000 | 3,271,849,000 | 3,272,341,000 | 3,272,996,000 | 3,313,500,000 | 3,329,030,000 | 3,111,191,000 | 3,038,700,000 | 3,091,633,000 | 2,592,070,000 | 2,625,733,000 | 2,673,196,000 | 2,746,838,000 | 2,650,526,000 | 2,415,833,000 | 2,413,153,000 | 2,386,975,000 | 2,247,595,000 | 2,166,355,000 | 2,159,083,000 | 2,053,962,000 | 2,087,739,000 | 2,054,742,000 |
total deposits | 5,803,448,000 | 4,359,263,000 | 4,347,187,000 | 4,306,531,000 | 4,384,590,000 | 4,318,254,000 | 4,280,700,000 | 4,318,693,000 | 4,360,574,000 | 4,401,437,000 | 4,198,068,000 | 4,164,523,000 | 4,310,521,000 | 3,587,024,000 | 3,643,443,000 | 3,701,986,000 | 3,816,069,000 | 3,738,185,000 | 3,419,556,000 | 3,424,634,000 | 3,355,966,000 | 3,130,534,000 | 3,016,661,000 | 3,015,113,000 | 2,730,303,000 | 2,776,855,000 | 2,704,058,000 |
securities sold under agreements to repurchase | 5,046,000 | 556,000 | 2,698,000 | 28,969,000 | 29,029,000 | 29,330,000 | 31,864,000 | 42,442,000 | 28,900,000 | 38,729,000 | 34,919,000 | 43,081,000 | 48,130,000 | 51,091,000 | 50,834,000 | 61,256,000 | 47,957,000 | 46,756,000 | 41,976,000 | 45,736,000 | 45,438,000 | 51,354,000 | 40,811,000 | 44,433,000 | 32,267,000 | ||
federal home loan bank advances | 12,332,000 | 12,301,000 | 7,271,000 | 7,240,000 | 7,209,000 | 13,231,000 | 13,435,000 | 13,734,000 | 12,725,000 | 12,623,000 | 177,650,000 | 177,572,000 | 75,183,000 | 160,000,000 | 60,000,000 | ||||||||||||
subordinated notes | 84,003,000 | 39,593,000 | 39,573,000 | 39,553,000 | 39,533,000 | 39,514,000 | 39,494,000 | 39,474,000 | 39,454,000 | 39,435,000 | 39,415,000 | 39,395,000 | 39,376,000 | 39,356,000 | 39,336,000 | 39,316,000 | 39,297,000 | 39,277,000 | 39,257,000 | 39,238,000 | 39,218,000 | ||||||
junior subordinated debentures issued to capital trusts | 52,924,000 | 52,909,000 | 52,894,000 | 52,879,000 | 52,864,000 | 52,849,000 | 52,834,000 | 52,819,000 | 52,804,000 | 52,789,000 | 52,774,000 | 52,760,000 | 52,746,000 | 37,780,000 | 37,763,000 | 37,747,000 | 37,731,000 | 37,714,000 | 37,698,000 | 37,681,000 | 37,665,000 | 37,648,000 | 37,632,000 | ||||
other liabilities | 68,566,000 | 31,419,000 | 28,546,000 | 30,702,000 | 40,201,000 | 35,441,000 | 37,535,000 | 42,640,000 | 46,368,000 | 34,909,000 | 38,671,000 | 51,939,000 | 50,939,000 | 45,822,000 | 25,539,000 | 19,989,000 | 21,840,000 | 25,902,000 | 24,897,000 | 32,135,000 | 33,344,000 | 49,494,000 | 40,980,000 | 49,489,000 | 64,583,000 | 53,314,000 | 43,786,000 |
total liabilities | 6,026,319,000 | 4,455,892,000 | 4,435,898,000 | 4,437,501,000 | 4,527,135,000 | 4,488,297,000 | 4,453,066,000 | 4,496,730,000 | 4,543,829,000 | 4,583,674,000 | 4,535,517,000 | 4,524,958,000 | 4,563,723,000 | 3,913,102,000 | 3,854,251,000 | 3,850,169,000 | 3,965,810,000 | 3,902,373,000 | 3,569,405,000 | 3,580,483,000 | 3,508,208,000 | 3,302,650,000 | 3,179,929,000 | 3,153,572,000 | 2,873,296,000 | 2,912,185,000 | 2,817,677,000 |
commitments and contingencies | |||||||||||||||||||||||||||
stockholders' equity | |||||||||||||||||||||||||||
preferred stock, 0.01 par value... | |||||||||||||||||||||||||||
common stock, 0.01 par value... | 385,000 | 329,000 | 329,000 | 329,000 | 329,000 | 328,000 | 328,000 | 328,000 | 328,000 | 327,000 | 327,000 | 327,000 | 327,000 | 293,000 | 293,000 | 293,000 | 293,000 | 293,000 | 275,000 | 275,000 | 275,000 | 275,000 | 275,000 | 275,000 | 275,000 | ||
surplus | 446,555,000 | 298,548,000 | 297,992,000 | 297,479,000 | 297,024,000 | 297,297,000 | 296,810,000 | 296,430,000 | 296,054,000 | 295,877,000 | 295,483,000 | 294,875,000 | 294,441,000 | 222,783,000 | 222,436,000 | 222,087,000 | 221,735,000 | 220,891,000 | 191,413,000 | 191,185,000 | 191,004,000 | 190,875,000 | 190,787,000 | 190,687,000 | 190,591,000 | 190,524,000 | 32,288,000 |
retained earnings | 371,093,000 | 367,163,000 | 354,864,000 | 341,750,000 | 329,169,000 | 316,764,000 | 302,532,000 | 290,386,000 | 278,353,000 | 269,051,000 | 256,050,000 | 241,777,000 | 228,782,000 | 232,004,000 | 223,495,000 | 212,506,000 | 203,076,000 | 194,132,000 | 184,919,000 | 175,328,000 | 165,735,000 | 154,614,000 | 146,101,000 | 139,667,000 | 136,378,000 | 134,287,000 | 311,055,000 |
accumulated other comprehensive income | -27,371,000 | -23,018,000 | -27,119,000 | -32,739,000 | -38,446,000 | -46,765,000 | -38,989,000 | -54,656,000 | -56,048,000 | -57,163,000 | -78,432,000 | -70,662,000 | -62,175,000 | -71,759,000 | -77,462,000 | -52,820,000 | -36,100,000 | 1,471,000 | 4,537,000 | 8,386,000 | 1,906,000 | 18,153,000 | 18,131,000 | 17,211,000 | 12,569,000 | 7,832,000 | 8,431,000 |
treasury stock | -43,257,000 | -27,524,000 | -26,937,000 | -25,922,000 | -23,019,000 | -23,019,000 | -23,019,000 | -23,019,000 | -22,006,000 | -18,596,000 | -17,177,000 | -15,465,000 | -11,277,000 | -9,689,000 | -9,689,000 | -8,257,000 | -5,849,000 | -4,906,000 | -2,323,000 | -1,980,000 | -1,514,000 | ||||||
total stockholders’ equity | 747,405,000 | 615,498,000 | 599,129,000 | 580,897,000 | 565,057,000 | 544,605,000 | 537,662,000 | 509,469,000 | 496,681,000 | 489,496,000 | 456,251,000 | 450,852,000 | 450,098,000 | 373,632,000 | 359,073,000 | 373,809,000 | 383,155,000 | 411,881,000 | 378,821,000 | 373,194,000 | 357,406,000 | 363,917,000 | 355,294,000 | 347,840,000 | 339,813,000 | 332,918,000 | 348,936,000 |
total liabilities and stockholders’ equity | 6,773,724,000 | 5,071,390,000 | 5,035,027,000 | 5,018,398,000 | 5,092,192,000 | 5,032,902,000 | 4,990,728,000 | 5,006,199,000 | 5,040,510,000 | 5,073,170,000 | 4,991,768,000 | 4,975,810,000 | 5,013,821,000 | 4,286,734,000 | 4,213,324,000 | 4,223,978,000 | 4,348,965,000 | 4,314,254,000 | 3,948,226,000 | 3,953,677,000 | 3,865,614,000 | 3,666,567,000 | 3,535,223,000 | 3,501,412,000 | 3,213,109,000 | 3,245,103,000 | 3,166,613,000 |
| |||||||||||||||||||||||||||
loans, before allowance for loan losses | 2,620,253,000 | 2,579,928,000 | 2,451,826,000 | 2,487,785,000 | 2,499,689,000 | ||||||||||||||||||||||
allowance for loan losses | -25,333,000 | -25,060,000 | -24,734,000 | -24,508,000 | -23,936,000 | ||||||||||||||||||||||
loans, net of allowance for loan losses | 2,594,920,000 | 2,554,868,000 | 2,427,092,000 | 2,463,277,000 | 2,475,753,000 | ||||||||||||||||||||||
core deposit intangible assets | 1,070,000 | 1,210,000 | 1,453,000 | 1,698,000 | 1,943,000 | 1,999,000 | 2,251,000 | 2,509,000 | 2,798,000 | 3,103,000 | 3,408,000 | 3,713,000 | 4,030,000 | 4,366,000 | |||||||||||||
loans, net of allowance for loan losses of 24,861 in 2021 and 31,838 in 2020 | 2,122,951,000 | ||||||||||||||||||||||||||
loans, net of allowance for loan losses of 26,507 in 2021 and 31,838 in 2020 | 2,125,612,000 | ||||||||||||||||||||||||||
loans, net of allowance for loan losses of 28,759 in 2021 and 31,838 in 2020 | 2,241,946,000 | ||||||||||||||||||||||||||
equity securities | 4,844,000 | 4,814,000 | 4,815,000 | 4,759,000 | 4,389,000 | 4,436,000 | |||||||||||||||||||||
loans, net of allowance for loan losses of 31,838 in 2020 and 22,299 in 2019 | 2,215,168,000 | ||||||||||||||||||||||||||
loans, net of allowance for loan losses of 31,654 in 2020 and 22,299 in 2019 | 2,247,985,000 | ||||||||||||||||||||||||||
loans, net of allowance for loan losses of 29,723 in 2020 and 22,299 in 2019 | 2,246,072,000 | ||||||||||||||||||||||||||
subordinated debentures | 37,616,000 | 37,599,000 | 37,583,000 | 37,566,000 | |||||||||||||||||||||||
loans, net of allowance for loan losses of 26,087 in 2020 and 22,299 in 2019 | 2,106,865,000 | ||||||||||||||||||||||||||
securities available-for-sale, at fair value | 592,404,000 | 618,120,000 | |||||||||||||||||||||||||
securities held-to-maturity | 88,477,000 | 99,861,000 | |||||||||||||||||||||||||
loans, net of allowance for loan losses of 22,299 in 2019 and 20,509 in 2018 | 2,141,527,000 | ||||||||||||||||||||||||||
common stock: | |||||||||||||||||||||||||||
voting - 0.01 par value... | 275,000 | 3,000 | |||||||||||||||||||||||||
series a nonvoting - 0.01 par value... | 178,000 | ||||||||||||||||||||||||||
less cost of treasury stock held: | |||||||||||||||||||||||||||
voting - 47,468 shares as of december 31, 2018 | |||||||||||||||||||||||||||
series a nonvoting - 76,760 shares as of december 31, 2018 | |||||||||||||||||||||||||||
loans, net of allowance for loan losses of 22,761 in 2019 and 20,509 in 2018 | 2,148,253,000 | ||||||||||||||||||||||||||
voting - 47,468 shares | -1,667,000 | ||||||||||||||||||||||||||
series a nonvoting - 76,760 shares | -1,352,000 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities | ||||||||||||||||||||||||||
net income | 11,200,000 | 18,938,000 | 19,765,000 | 19,230,000 | 19,075,000 | 20,272,000 | 18,180,000 | 18,070,000 | 15,258,000 | 18,446,000 | 19,715,000 | 18,473,000 | 9,208,000 | 13,140,000 | 15,627,000 | 14,085,000 | 13,604,000 | 13,594,000 | 13,715,000 | 13,717,000 | 15,245,000 | 12,642,000 | 10,563,000 | 7,419,000 | 6,221,000 | 16,087,000 |
adjustments to reconcile net income to net cash from operating activities: | ||||||||||||||||||||||||||
depreciation expense | 971,000 | 853,000 | 812,000 | 779,000 | 756,000 | 737,000 | 745,000 | 733,000 | 729,000 | 746,000 | 753,000 | 816,000 | 793,000 | 747,000 | 764,000 | 769,000 | 763,000 | 777,000 | 752,000 | 771,000 | 774,000 | 765,000 | 770,000 | 716,000 | 690,000 | 667,000 |
provision for credit losses | -156,000 | 1,463,000 | 596,000 | 526,000 | 576,000 | 725,000 | 603,000 | 1,176,000 | 527,000 | |||||||||||||||||
net amortization of debt securities | 157,000 | 405,000 | 450,000 | 632,000 | 777,000 | 755,000 | 888,000 | 962,000 | 1,036,000 | 1,339,000 | 1,392,000 | 1,481,000 | 1,518,000 | 1,622,000 | 1,728,000 | 1,846,000 | 1,763,000 | 1,861,000 | 1,652,000 | 1,821,000 | 1,732,000 | 1,747,000 | 1,473,000 | 1,035,000 | 790,000 | |
deferred income tax expense | 9,732,000 | -396,000 | -366,000 | 309,000 | 782,000 | 635,000 | -361,000 | -432,000 | 1,154,000 | -425,000 | 566,000 | 499,000 | 1,272,000 | 452,000 | 685,000 | |||||||||||
stock-based compensation | 477,000 | 556,000 | 513,000 | 455,000 | 419,000 | 487,000 | 380,000 | 376,000 | 509,000 | 394,000 | 608,000 | 434,000 | 517,000 | 347,000 | 349,000 | 352,000 | 901,000 | 226,000 | 228,000 | 181,000 | 129,000 | 88,000 | 100,000 | 96,000 | 67,000 | |
net accretion of discount and deferred loan fees on loans | -1,989,000 | -1,644,000 | -1,672,000 | -1,914,000 | -1,887,000 | -1,690,000 | -1,925,000 | -1,718,000 | -1,854,000 | -1,916,000 | -1,934,000 | -1,743,000 | -1,635,000 | -1,017,000 | -1,057,000 | -1,655,000 | -1,608,000 | -2,919,000 | -4,030,000 | -2,937,000 | -2,562,000 | -1,443,000 | -2,146,000 | -391,000 | -922,000 | -557,000 |
net unrealized loss on equity securities | 112,000 | -43,000 | 67,000 | -23,000 | -8,000 | 83,000 | -136,000 | 96,000 | 16,000 | -221,000 | 46,000 | -7,000 | 22,000 | |||||||||||||
net loss on disposals of bank premises and equipment | -3,000 | 7,000 | 78,000 | 5,000 | -2,000 | 2,000 | 0 | 55,000 | ||||||||||||||||||
net gain on sales of bank premises held for sale | 0 | 7,000 | 0 | -59,000 | -6,000 | 0 | 0 | 0 | 10,000 | -197,000 | 0 | |||||||||||||||
impairment losses on bank premises held for sale | 210,000 | 0 | 0 | 0 | 0 | 0 | 580,000 | -1,000 | 38,000 | 9,000 | 0 | |||||||||||||||
net gain on sales of foreclosed assets | -40,000 | 69,000 | -183,000 | -14,000 | -27,000 | -7,000 | -10,000 | 18,000 | -113,000 | -132,000 | -564,000 | -48,000 | -20,000 | 0 | -20,000 | -184,000 | -108,000 | -216,000 | 3,000 | -125,000 | -69,000 | -75,000 | ||||
write-down of foreclosed assets | 102,000 | 35,000 | 0 | 14,000 | 0 | 54,000 | 10,000 | 26,000 | 74,000 | 14,000 | 145,000 | 30,000 | 122,000 | 245,000 | 0 | 65,000 | 0 | 122,000 | 0 | 73,000 | 57,000 | 98,000 | 11,000 | 47,000 | 11,000 | |
amortization of intangibles | 887,000 | 643,000 | 694,000 | 694,000 | 695,000 | 709,000 | 710,000 | 710,000 | 710,000 | 720,000 | 720,000 | 720,000 | 510,000 | 140,000 | 243,000 | 245,000 | 245,000 | 255,000 | 252,000 | 258,000 | 289,000 | 305,000 | 305,000 | 305,000 | 317,000 | 336,000 |
decrease in fair value of mortgage servicing rights | -197,000 | 310,000 | 514,000 | 751,000 | 308,000 | |||||||||||||||||||||
amortization of discount and issuance costs on subordinated notes and debentures | 21,000 | 15,000 | 31,000 | 35,000 | 35,000 | 35,000 | 34,000 | 35,000 | 35,000 | 35,000 | 33,000 | 34,000 | 37,000 | 36,000 | 36,000 | 36,000 | 37,000 | 35,000 | 37,000 | 36,000 | 36,000 | |||||
amortization of discount on federal home loan bank advances | 31,000 | 30,000 | 31,000 | 31,000 | 66,000 | 96,000 | 101,000 | 102,000 | 102,000 | 104,000 | ||||||||||||||||
amortization of premium on time deposits | -252,000 | -22,000 | -29,000 | -27,000 | -30,000 | -70,000 | -110,000 | -24,000 | -38,000 | |||||||||||||||||
mortgage loans originated for sale | -14,533,000 | -12,828,000 | -12,895,000 | -15,138,000 | -8,315,000 | -15,943,000 | -18,605,000 | -15,642,000 | -12,459,000 | -16,476,000 | -17,505,000 | -19,948,000 | -15,734,000 | -5,773,000 | -12,376,000 | -17,651,000 | -20,440,000 | -27,885,000 | -37,268,000 | -42,933,000 | -71,835,000 | -98,209,000 | -119,197,000 | -120,550,000 | -32,156,000 | -43,767,000 |
proceeds from sale of mortgage loans | 13,167,000 | 13,373,000 | 14,169,000 | 16,002,000 | 7,432,000 | 17,725,000 | 16,965,000 | 18,706,000 | 11,596,000 | 18,122,000 | 23,247,000 | 16,622,000 | 13,107,000 | 7,649,000 | 15,745,000 | 14,442,000 | 24,192,000 | 32,452,000 | 35,894,000 | 51,426,000 | 75,766,000 | 110,199,000 | 124,592,000 | 101,556,000 | 32,418,000 | 47,759,000 |
net gain on sale of mortgage loans | -331,000 | -376,000 | -390,000 | -459,000 | -252,000 | -409,000 | -461,000 | -443,000 | -298,000 | -401,000 | -476,000 | -373,000 | -276,000 | -194,000 | -354,000 | -326,000 | -587,000 | -927,000 | -1,257,000 | -1,562,000 | -2,100,000 | -2,980,000 | -3,184,000 | -2,135,000 | -536,000 | -915,000 |
increase in cash surrender value of bank owned life insurance | -188,000 | -171,000 | -169,000 | -167,000 | -164,000 | -168,000 | -170,000 | -166,000 | -164,000 | -158,000 | -153,000 | -147,000 | -108,000 | -42,000 | -41,000 | -41,000 | -40,000 | |||||||||
decrease in accrued interest receivable | 2,261,000 | -204,000 | -2,951,000 | 2,111,000 | 2,035,000 | -1,735,000 | 692,000 | 1,417,000 | 401,000 | 2,318,000 | -736,000 | 1,374,000 | -639,000 | -591,000 | -67,000 | 1,537,000 | -1,159,000 | -565,000 | 1,855,000 | |||||||
decrease in other assets | -5,016,000 | 426,000 | -205,000 | -1,846,000 | 2,270,000 | -1,950,000 | 9,940,000 | 637,000 | -5,574,000 | -10,356,000 | 7,666,000 | -2,982,000 | 7,846,000 | -1,538,000 | 306,000 | 1,521,000 | 37,000 | 875,000 | 887,000 | |||||||
increase in other liabilities | 11,997,000 | 2,234,000 | -2,126,000 | -8,569,000 | 5,907,000 | -2,912,000 | -1,138,000 | -4,195,000 | 10,212,000 | 233,000 | -3,364,000 | 20,733,000 | 1,828,000 | 14,836,000 | -7,010,000 | -16,175,000 | -2,971,000 | 12,874,000 | ||||||||
net cash from operating activities | 28,521,000 | 23,903,000 | 17,174,000 | 13,553,000 | 30,440,000 | 17,283,000 | 25,520,000 | 19,797,000 | 26,772,000 | 12,983,000 | 16,715,000 | 14,641,000 | 21,490,000 | 23,480,000 | 18,311,000 | 9,484,000 | 21,311,000 | 16,404,000 | 3,082,000 | 17,139,000 | 6,475,000 | 36,328,000 | 7,545,000 | -25,137,000 | 12,519,000 | 31,794,000 |
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
free cash flows | 28,521,000 | 23,903,000 | 17,174,000 | 13,553,000 | 30,440,000 | 17,283,000 | 25,520,000 | 19,797,000 | 26,772,000 | 12,983,000 | 16,715,000 | 14,641,000 | 21,490,000 | 23,480,000 | 18,311,000 | 9,484,000 | 21,311,000 | 16,404,000 | 3,082,000 | 17,139,000 | 6,475,000 | 36,328,000 | 7,545,000 | -25,137,000 | 12,519,000 | 31,794,000 |
cash flows from investing activities | ||||||||||||||||||||||||||
proceeds from sales of debt securities | 313,077,000 | 2,849,000 | 2,362,000 | 0 | ||||||||||||||||||||||
proceeds from paydowns, maturities, and calls of debt securities | 40,305,000 | 58,095,000 | 42,212,000 | 49,526,000 | 36,553,000 | 41,132,000 | 26,711,000 | 28,934,000 | 29,563,000 | 28,009,000 | 24,076,000 | 24,027,000 | 26,513,000 | 24,537,000 | 54,926,000 | 33,586,000 | 41,117,000 | 63,832,000 | 48,038,000 | 41,980,000 | 59,641,000 | 75,438,000 | 50,495,000 | 48,761,000 | 48,305,000 | |
purchase of debt securities | -202,650,000 | -67,357,000 | -41,328,000 | -101,212,000 | -24,367,000 | -37,861,000 | -39,533,000 | |||||||||||||||||||
purchase of equity securities | -60,000 | -30,000 | 0 | -25,000 | -25,000 | |||||||||||||||||||||
purchase of loans | 0 | 0 | 0 | -9,782,000 | -10,118,000 | 0 | 0 | -4,448,000 | -11,150,000 | -12,895,000 | ||||||||||||||||
net decrease in loans | 66,554,000 | -55,819,000 | -50,920,000 | 113,708,000 | 15,369,000 | 16,714,000 | -38,660,000 | 64,761,000 | -10,355,000 | 61,964,000 | ||||||||||||||||
proceeds from redemption of restricted stock | 4,230,000 | 0 | 0 | 0 | 0 | 69,000 | 2,005,000 | 7,694,000 | 8,701,000 | 1,723,000 | 9,341,000 | 0 | ||||||||||||||
purchases of bank premises and equipment | -2,723,000 | -4,590,000 | -2,274,000 | -2,108,000 | -1,275,000 | -1,576,000 | -955,000 | -1,689,000 | -1,286,000 | -1,183,000 | -456,000 | -873,000 | -622,000 | -364,000 | -187,000 | -207,000 | -289,000 | -255,000 | -201,000 | -154,000 | -418,000 | -398,000 | -158,000 | -464,000 | -841,000 | -549,000 |
proceeds from sales of bank premises held for sale | 0 | 133,000 | 0 | 186,000 | 41,000 | 0 | 47,000 | 0 | 729,000 | 568,000 | 0 | |||||||||||||||
proceeds from sales of foreclosed assets | 292,000 | 145,000 | 671,000 | 310,000 | 159,000 | 253,000 | 178,000 | 100,000 | 865,000 | 819,000 | 2,990,000 | 244,000 | 40,000 | -1,000 | 29,000 | 153,000 | 294,000 | 4,222,000 | 354,000 | 1,214,000 | 15,000 | 286,000 | 792,000 | 324,000 | 677,000 | 1,318,000 |
net cash received in acquisition of cnb bank shares, inc. | 15,036,000 | |||||||||||||||||||||||||
net cash from investing activities | 234,061,000 | -66,617,000 | -50,217,000 | 60,351,000 | 16,843,000 | -90,438,000 | 3,610,000 | -34,238,000 | 153,412,000 | -28,630,000 | -31,238,000 | -32,506,000 | 225,037,000 | -21,461,000 | -92,591,000 | -87,669,000 | -133,402,000 | -205,843,000 | -68,412,000 | 29,870,000 | -105,224,000 | -70,643,000 | -115,900,000 | -217,157,000 | 23,250,000 | 43,779,000 |
cash flows from financing activities | ||||||||||||||||||||||||||
net increase in deposits | -72,401,000 | 12,076,000 | 66,336,000 | -40,833,000 | 3,190,000 | -56,395,000 | -58,505,000 | -113,957,000 | 77,884,000 | 137,043,000 | -5,078,000 | 68,668,000 | 225,432,000 | 113,873,000 | 1,548,000 | 284,810,000 | -46,552,000 | |||||||||
net decrease in repurchase agreements | -13,308,000 | 0 | -556,000 | -2,142,000 | -26,271,000 | -60,000 | -301,000 | -2,534,000 | -10,578,000 | -9,829,000 | 3,810,000 | -8,162,000 | -10,422,000 | -3,760,000 | -3,622,000 | |||||||||||
proceeds from long-term federal home loan bank advances | 5,000,000 | 0 | 0 | 1,800,000 | 0 | |||||||||||||||||||||
repayment of long-term federal home loan bank advances | -71,839,000 | 0 | 0 | 0 | -7,888,000 | -300,000 | ||||||||||||||||||||
issuance of subordinated notes, net of issuance costs | 83,997,000 | 0 | ||||||||||||||||||||||||
taxes paid related to the vesting of restricted stock units | -644,000 | 0 | 0 | 0 | -691,000 | 0 | 0 | 0 | -331,000 | 0 | 0 | 0 | -181,000 | 0 | 0 | 0 | -57,000 | |||||||||
repurchase of common stock | -15,733,000 | -587,000 | -1,015,000 | 0 | 0 | -1,013,000 | -3,410,000 | -1,419,000 | -1,712,000 | -4,188,000 | -1,588,000 | 0 | -1,432,000 | -2,408,000 | -943,000 | -2,583,000 | -343,000 | -466,000 | -1,514,000 | |||||||
cash dividends and dividend equivalents paid | -7,270,000 | -6,639,000 | -6,651,000 | -6,649,000 | -6,670,000 | -6,040,000 | -6,034,000 | -6,037,000 | -6,072,000 | -5,445,000 | -5,442,000 | -5,478,000 | -5,508,000 | -4,631,000 | -4,638,000 | -4,655,000 | -4,660,000 | -4,381,000 | -4,124,000 | -4,124,000 | -4,124,000 | |||||
net cash from financing activities | -97,198,000 | 9,850,000 | -7,566,000 | -89,753,000 | 26,616,000 | 31,176,000 | -44,699,000 | -50,531,000 | -61,224,000 | 44,986,000 | 16,628,000 | -49,439,000 | -183,574,000 | 33,925,000 | -7,536,000 | -120,763,000 | 61,802,000 | 126,778,000 | -8,344,000 | 68,858,000 | 216,034,000 | 110,042,000 | 30,714,000 | 291,223,000 | -54,304,000 | 53,457,000 |
net increase in cash and cash equivalents | 165,384,000 | -32,864,000 | -40,609,000 | -15,849,000 | 73,899,000 | -41,979,000 | -15,569,000 | -64,972,000 | 118,960,000 | 62,953,000 | 35,944,000 | -81,816,000 | -198,948,000 | -50,289,000 | -62,661,000 | -73,674,000 | 115,867,000 | 117,285,000 | 75,727,000 | -77,641,000 | ||||||
cash and cash equivalents at beginning of period | 122,269,000 | 0 | 0 | 137,692,000 | ||||||||||||||||||||||
cash and cash equivalents at end of period | 287,653,000 | -40,609,000 | -15,849,000 | 211,591,000 | -15,569,000 | -64,972,000 | 260,212,000 | 2,105,000 | -67,304,000 | 177,112,000 | 35,944,000 | -81,816,000 | -198,948,000 | 358,979,000 | -62,661,000 | -73,674,000 | 115,867,000 | 429,736,000 | 75,727,000 | -77,641,000 | 48,929,000 | 265,436,000 | ||||
supplemental disclosures of cash flow information | ||||||||||||||||||||||||||
cash paid for interest | 15,509,000 | 13,981,000 | 15,023,000 | 14,129,000 | 15,039,000 | 16,978,000 | 16,539,000 | 15,280,000 | 15,926,000 | |||||||||||||||||
net cash paid for income taxes | 6,895,000 | 6,550,000 | 7,525,000 | |||||||||||||||||||||||
supplemental disclosures of noncash investing activities | ||||||||||||||||||||||||||
transfers of loans to foreclosed assets | 275,000 | 435,000 | 640,000 | 726,000 | 239,000 | 237,000 | 278,000 | 171,000 | 203,000 | |||||||||||||||||
transfers of bank premises and equipment to bank premises held for sale | 337,000 | 0 | 0 | 0 | 317,000 | |||||||||||||||||||||
net realized loss on sales of securities | 151,000 | 315,000 | 0 | 0 | 3,382,000 | 0 | 813,000 | 0 | 1,007,000 | |||||||||||||||||
net loss on extinguishment of subordinated debt | 0 | |||||||||||||||||||||||||
net gain on bank owned life insurance proceeds | ||||||||||||||||||||||||||
proceeds from maturities of interest-bearing time deposits with banks | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||||
purchase of interest-bearing time deposits with banks | 0 | 0 | -5,000 | -6,000 | -9,000 | |||||||||||||||||||||
proceeds from sales and redemptions of equity securities | 27,000 | 0 | 0 | 0 | ||||||||||||||||||||||
purchase of restricted stock | -3,689,000 | -8,521,000 | -8,077,000 | -3,545,000 | -4,840,000 | -1,237,000 | 0 | 0 | 0 | 0 | ||||||||||||||||
proceeds from bank owned life insurance | ||||||||||||||||||||||||||
proceeds from sales of bank premises and equipment | 63,000 | 0 | 71,000 | 144,000 | 7,000 | 19,000 | 0 | 0 | 0 | 0 | ||||||||||||||||
net cash paid for acquisition of town and country | 0 | 0 | 0 | -14,454,000 | ||||||||||||||||||||||
net decrease in short-term federal home loan bank advances | ||||||||||||||||||||||||||
repayment of subordinated notes | 0 | |||||||||||||||||||||||||
cash and cash equivalents at beginning of year | 0 | 141,252,000 | 0 | 0 | 0 | 114,159,000 | 0 | 0 | 0 | 409,268,000 | 0 | 0 | 0 | 312,451,000 | 0 | 0 | 0 | 283,971,000 | 0 | |||||||
cash and cash equivalents at end of year | 129,030,000 | |||||||||||||||||||||||||
net cash paid for income taxes: | ||||||||||||||||||||||||||
federal | ||||||||||||||||||||||||||
illinois | ||||||||||||||||||||||||||
other states | ||||||||||||||||||||||||||
total | ||||||||||||||||||||||||||
net decrease in deposits | -37,964,000 | 33,636,000 | 72,797,000 | |||||||||||||||||||||||
net increase in short-term federal home loan bank advances | ||||||||||||||||||||||||||
net refund received for income taxes | ||||||||||||||||||||||||||
decrease in mortgage servicing rights | -1,331,000 | 1,488,000 | 97,000 | -80,000 | -363,000 | 268,000 | 508,000 | 2,171,000 | ||||||||||||||||||
amortization of premium on interest-bearing time deposits with banks | 0 | 0 | ||||||||||||||||||||||||
increase in accrued interest receivable | -2,625,000 | |||||||||||||||||||||||||
net increase in loans | -49,135,000 | -38,896,000 | -21,482,000 | 33,255,000 | -2,113,000 | 8,099,000 | ||||||||||||||||||||
net increase in federal home loan bank advances | 100,000,000 | |||||||||||||||||||||||||
proceeds from sales of securities | 66,832,000 | |||||||||||||||||||||||||
purchase of securities | -4,874,000 | -27,000 | -25,000 | -2,934,000 | -51,000 | -2,888,000 | -19,025,000 | -160,025,000 | -189,744,000 | -115,451,000 | -125,035,000 | -130,372,000 | -142,980,000 | -179,224,000 | -164,917,000 | -123,069,000 | -56,349,000 | -32,214,000 | ||||||||
net decrease in federal home loan bank advances | 102,286,000 | -171,325,000 | ||||||||||||||||||||||||
net refunds received for income taxes | -749,000 | |||||||||||||||||||||||||
proceeds from sales of securities available-for-sale | 0 | 39,436,000 | 0 | 145,844,000 | ||||||||||||||||||||||
net cash paid for acquisition of nxt bancorporation, inc. | ||||||||||||||||||||||||||
net increase in repurchase agreements | -5,049,000 | -2,961,000 | 9,219,000 | 1,201,000 | 298,000 | -5,916,000 | 12,166,000 | |||||||||||||||||||
cash paid for income taxes | ||||||||||||||||||||||||||
sales of foreclosed assets through loan origination | ||||||||||||||||||||||||||
benefit from credit losses | 480,000 | -230,000 | 6,210,000 | |||||||||||||||||||||||
deferred income tax benefit | 289,000 | -813,000 | 863,000 | -678,000 | ||||||||||||||||||||||
net gain on disposals of bank premises and equipment | ||||||||||||||||||||||||||
decrease (increase) in mortgage servicing rights | -23,000 | -141,000 | 624,000 | -582,000 | ||||||||||||||||||||||
net decrease (increase) in federal home loan bank advances | ||||||||||||||||||||||||||
net decrease in cash and cash equivalents | 2,105,000 | -18,535,000 | ||||||||||||||||||||||||
| ||||||||||||||||||||||||||
net (gain) loss on disposals of bank premises and equipment | ||||||||||||||||||||||||||
amortization of premium on federal home loan bank advances | ||||||||||||||||||||||||||
amortization of discount on time deposits | ||||||||||||||||||||||||||
decrease in other liabilities | 500,000 | -5,973,000 | -3,279,000 | -9,032,000 | ||||||||||||||||||||||
deferred income tax (benefit) expense | -1,079,000 | -2,674,000 | ||||||||||||||||||||||||
net income on disposals of bank premises and equipment | -6,000 | 10,000 | 4,000 | 19,000 | ||||||||||||||||||||||
amortization of premium on federal home loan bank borrowings | 69,000 | |||||||||||||||||||||||||
benefit from loan losses | -653,000 | 386,000 | 145,000 | -584,000 | -1,667,000 | -2,162,000 | -3,405,000 | 3,573,000 | 4,355,000 | 138,000 | ||||||||||||||||
amortization of unrealized gain on dedesignated cash flow hedge | 0 | 0 | -32,000 | -32,000 | ||||||||||||||||||||||
net unrealized gain on equity securities | -33,000 | 107,000 | 153,000 | 187,000 | -33,000 | -28,000 | 52,000 | |||||||||||||||||||
increase in mortgage servicing rights | 293,000 | -351,000 | -366,000 | -1,729,000 | -40,000 | 310,000 | -1,695,000 | |||||||||||||||||||
increase in other assets | -1,527,000 | 812,000 | 1,626,000 | |||||||||||||||||||||||
capital improvements to foreclosed assets | 0 | |||||||||||||||||||||||||
net (gain) loss on sales of foreclosed assets | -105,000 | -808,000 | ||||||||||||||||||||||||
decrease (increase) in other liabilities | 1,379,000 | |||||||||||||||||||||||||
net change in interest-bearing time deposits with banks | 3,000 | 0 | 0 | 0 | 248,000 | |||||||||||||||||||||
net decrease (increase) in loans | 14,649,000 | 8,432,000 | 31,210,000 | |||||||||||||||||||||||
provision for loan losses | ||||||||||||||||||||||||||
gain on sale of first community title services, inc. | 0 | |||||||||||||||||||||||||
cash received from sale of first community title services, inc. | 0 | |||||||||||||||||||||||||
repayment of federal home loan bank borrowings | ||||||||||||||||||||||||||
issuance of common stock, net of issuance costs | ||||||||||||||||||||||||||
decrease (increase) in other assets | ||||||||||||||||||||||||||
net unrealized (gain) loss on equity securities | -40,000 | |||||||||||||||||||||||||
net income on sales of bank premises and equipment | ||||||||||||||||||||||||||
net gain on sales of bank premises and equipment | 0 | 3,000 | ||||||||||||||||||||||||
gain on loan foreclosures | ||||||||||||||||||||||||||
net loss on sales of bank premises and equipment | ||||||||||||||||||||||||||
amortization of discount and issuance costs on subordinated notes and junior subordinated debentures | ||||||||||||||||||||||||||
cash dividends paid | -4,129,000 | -4,130,000 | -4,130,000 | -169,999,000 | ||||||||||||||||||||||
amortization of subordinated debt purchase accounting adjustment | 17,000 | 16,000 | 17,000 | |||||||||||||||||||||||
net amortization of securities | 691,000 | |||||||||||||||||||||||||
net (gain) loss on sales of bank premises and equipment | ||||||||||||||||||||||||||
decrease (increase) in accrued interest receivable | 865,000 | |||||||||||||||||||||||||
proceeds from paydowns, maturities, and calls of securities | 67,125,000 | |||||||||||||||||||||||||
net indemnification payments paid to the fdic | ||||||||||||||||||||||||||
cash paid for termination of fdic loss-sharing agreements | ||||||||||||||||||||||||||
proceeds from federal home loan bank borrowings | ||||||||||||||||||||||||||
issuance of common stock | ||||||||||||||||||||||||||
net realized gain on sales of securities |