7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 
      
    		                         
      interest and dividend income
    		                         
      loans, including fees:
    		                         
      taxable
    		52,818,000 53,156,000 53,369,000 52,587,000 53,650,000 52,177,000 51,926,000 52,060,000 49,640,000 47,149,000 42,159,000 35,839,000 29,855,000 27,843,000 26,806,000 27,884,000 25,604,000 25,278,000 25,134,000 25,497,000 25,118,000 25,337,000 26,941,000 28,039,000 29,308,000 
      federally tax exempt
    		1,245,000 1,215,000 1,168,000 1,199,000 1,133,000 1,097,000 1,094,000 1,125,000 1,072,000 1,040,000 952,000 952,000 842,000 679,000 662,000 662,000 572,000 540,000 610,000 555,000 542,000 532,000 674,000 716,000 684,000 
      debt securities:
    		                         
      interest-bearing deposits in bank
    		1,350,000 1,544,000 1,065,000 1,520,000 2,230,000 2,570,000 1,952,000 786,000 714,000 781,000 739,000 504,000 458,000 420,000 159,000 142,000 190,000 115,000 80,000 65,000 65,000 79,000 729,000 1,003,000 662,000 
      other interest and dividend income
    		144,000 113,000 131,000 181,000 149,000 73,000 142,000 175,000 186,000 118,000 116,000 48,000 17,000 14,000 19,000 25,000 14,000 12,000 13,000 14,000 14,000 14,000 14,000 14,000 15,000 
      total interest and dividend income
    		64,336,000 63,919,000 63,138,000 62,798,000 64,117,000 62,824,000 61,961,000 61,411,000 59,041,000 56,768,000 51,779,000 44,948,000 39,014,000 35,757,000 33,335,000 34,355,000 32,115,000 31,147,000 30,606,000 30,746,000 30,238,000 30,361,000 32,720,000 34,600,000 35,636,000 
      interest expense
    		                         
      deposits
    		12,995,000 12,835,000 12,939,000 13,672,000 14,649,000 14,133,000 13,593,000 11,227,000 7,211,000 4,323,000 2,374,000 849,000 587,000 506,000 569,000 651,000 564,000 613,000 644,000 741,000 843,000 1,042,000 1,595,000 1,838,000 2,000,000 
      securities sold under agreements to repurchase
    		  22,000 179,000 134,000 129,000 152,000 148,000 35,000 34,000 38,000 10,000 9,000 8,000 9,000 11,000 8,000 8,000 7,000 8,000 9,000 11,000 20,000 24,000 17,000 
      borrowings
    		31,000 30,000 109,000 115,000 119,000 121,000 125,000 1,534,000 2,108,000 2,189,000 1,297,000 880,000 85,000 1,000 1,000 7,000 1,000  1,000  1,000 1,000  2,000  
      subordinated notes
    		387,000 469,000 470,000 470,000 470,000 469,000 470,000 470,000 470,000 469,000 470,000 470,000 470,000 469,000 470,000 470,000 470,000 469,000 470,000 469,000 147,000     
      junior subordinated debentures issued to capital trusts
    		937,000 927,000 890,000 961,000 1,012,000 944,000 933,000 948,000 938,000 881,000 763,000 556,000 473,000 400,000 358,000 357,000 357,000 357,000 355,000 364,000 367,000     
      total interest expense
    		14,350,000 14,261,000 14,430,000 15,397,000 16,384,000 15,796,000 15,273,000 14,327,000 10,762,000 7,896,000 4,942,000 2,765,000 1,624,000 1,384,000 1,407,000 1,496,000 1,400,000 1,447,000 1,477,000 1,582,000 1,367,000 1,453,000 2,058,000 2,324,000 2,495,000 
      net interest income
    		49,986,000 49,658,000 48,708,000 47,401,000 47,733,000 47,028,000 46,688,000 47,084,000 48,279,000 48,872,000 46,837,000 42,183,000 37,390,000 34,373,000 31,928,000 32,859,000 30,715,000 29,700,000 29,129,000 29,164,000 28,871,000 28,908,000 30,662,000 32,276,000 33,141,000 
      benefit from credit losses
    		596,000 526,000 576,000 725,000 603,000 1,176,000 527,000 1,113,000 480,000 -230,000 6,210,000               
      net interest income after benefit from credit losses
    		49,390,000 49,132,000 48,132,000 46,676,000 47,130,000 45,852,000 46,161,000 45,971,000 47,799,000 49,102,000 40,627,000               
      noninterest income
    		                         
      card income
    		2,732,000 2,797,000 2,548,000 2,797,000 2,753,000 2,885,000 2,616,000 2,717,000 2,763,000 2,905,000 2,658,000 2,642,000 2,569,000 2,714,000 2,404,000 2,518,000 2,509,000 2,449,000 2,258,000 2,151,000 2,146,000 1,998,000 1,792,000 1,952,000 1,985,000 
      wealth management fees
    		3,122,000 2,826,000 2,841,000 3,138,000 2,670,000 2,623,000 2,547,000 2,885,000 2,381,000 2,279,000 2,338,000 2,485,000 2,059,000 2,322,000 2,289,000 2,371,000 2,036,000 2,005,000 1,972,000 2,270,000 1,646,000 1,507,000 1,814,000 1,911,000 1,676,000 
      service charges on deposit accounts
    		2,093,000 1,915,000 1,944,000 2,080,000 2,081,000 1,902,000 1,869,000 2,016,000 2,040,000 1,919,000 1,871,000 1,701,000 1,927,000 1,792,000 1,652,000 1,716,000 1,677,000 1,390,000 1,297,000 1,527,000 1,493,000 1,133,000 1,834,000 2,065,000 2,111,000 
      mortgage servicing
    		1,019,000 1,042,000 990,000 1,158,000 1,113,000 1,111,000 1,055,000 1,156,000 1,169,000 1,254,000 1,099,000 593,000 697,000 661,000 658,000 730,000 699,000 711,000 685,000 803,000 724,000 727,000 724,000 801,000 795,000 
      mortgage servicing rights fair value adjustment
    		-514,000 -751,000 -308,000 1,331,000 -1,488,000 -97,000 80,000 -1,155,000 23,000 141,000 -624,000 -293,000 351,000 366,000 1,729,000 265,000 40,000 -310,000 1,695,000 363,000 -268,000 -508,000 -2,171,000 582,000 -860,000 
      gains on sale of mortgage loans
    		390,000 459,000 252,000 409,000 461,000 443,000 298,000 401,000 476,000 373,000 276,000 194,000 354,000 326,000 587,000 927,000 1,257,000 1,562,000 2,100,000 2,980,000 3,184,000 2,135,000 536,000 915,000 992,000 
      realized gains on sales of securities
    		-49,000   -315,000   -3,382,000  -813,000  -1,007,000               
      unrealized gains on equity securities
    		-67,000 23,000 8,000 -83,000 136,000 -96,000 -16,000 221,000 -46,000 7,000 -22,000 33,000 -107,000 -153,000            
      gains on foreclosed assets
    		148,000 14,000 13,000 7,000 -44,000 -28,000 87,000 58,000 550,000 -97,000 -10,000 -122,000 -225,000 -7,000 40,000 184,000 -14,000 216,000 -76,000 22,000 27,000 58,000 35,000 808,000 -20,000 
      gains on other assets
    		-14,000 -128,000 54,000 2,000 -2,000  -635,000 5,000 52,000 109,000  17,000 -31,000 -43,000 193,000 -4,000 -672,000 -48,000 1,000  1,000 -69,000    
      income on bank owned life insurance
    		169,000 167,000 164,000 415,000 170,000 166,000 164,000 158,000 153,000 147,000 115,000 42,000 41,000 41,000 40,000           
      other noninterest income
    		820,000 776,000 800,000 691,000 855,000 701,000 943,000 743,000 742,000 877,000 743,000 597,000 599,000 532,000 638,000 573,000 832,000 793,000 836,000 946,000 1,101,000 1,022,000 743,000 1,349,000 1,005,000 
      total noninterest income
    		9,849,000 9,140,000 9,306,000 11,630,000 8,705,000 9,610,000 5,626,000 9,205,000 9,490,000 9,914,000 7,437,000 7,889,000 8,234,000 8,551,000 10,043,000 9,354,000 8,392,000 8,774,000 10,808,000 11,092,000 10,052,000 8,060,000 5,252,000 10,336,000 7,582,000 
      noninterest expense
    		                         
      salaries
    		16,351,000 16,452,000 17,053,000 15,784,000 16,325,000 16,364,000 16,657,000 15,738,000 15,644,000 16,660,000 19,411,000 13,278,000 12,752,000 12,936,000 12,992,000 12,578,000 11,988,000 12,275,000 12,596,000 12,593,000 12,595,000 12,674,000 12,754,000 13,006,000 12,335,000 
      employee benefits
    		3,314,000 3,580,000 3,285,000 2,649,000 2,997,000 2,860,000 2,805,000 2,379,000 2,616,000 2,707,000 2,335,000 2,126,000 1,771,000 1,984,000 2,499,000 2,017,000 1,500,000 1,455,000 1,722,000 1,490,000 1,666,000 2,455,000 2,434,000 1,250,000 2,224,000 
      occupancy of bank premises
    		2,826,000 2,471,000 2,625,000 2,773,000 2,695,000 2,243,000 2,582,000 2,458,000 2,573,000 2,785,000 2,102,000 1,893,000 1,979,000 1,741,000 2,060,000 1,777,000 1,610,000 1,463,000 1,938,000 1,501,000 1,609,000 1,642,000 1,828,000 1,607,000 1,785,000 
      furniture and equipment
    		737,000 575,000 445,000 460,000 446,000 548,000 550,000 655,000 667,000 809,000 659,000 633,000 668,000 623,000 552,000 793,000 657,000 603,000 623,000 556,000 679,000 609,000 603,000 763,000 545,000 
      data processing
    		2,791,000 2,687,000 2,717,000 2,998,000 2,640,000 2,606,000 2,925,000 2,565,000 2,581,000 2,883,000 4,323,000 2,167,000 1,631,000 1,990,000 1,653,000 2,153,000 1,767,000 1,721,000 1,688,000 1,901,000 1,583,000 1,672,000 1,586,000 1,547,000 1,471,000 
      marketing and customer relations
    		1,035,000 1,020,000 1,144,000 948,000 1,380,000 996,000 996,000 1,169,000 1,679,000 1,359,000 836,000 867,000 880,000 1,205,000 851,000 1,085,000 883,000 843,000 565,000 925,000 690,000 817,000 1,044,000 1,036,000 801,000 
      amortization of intangible assets
    		694,000 694,000 695,000 709,000 710,000 710,000 710,000 720,000 720,000 720,000 510,000 140,000 243,000 245,000 245,000 255,000 252,000 258,000 289,000 305,000 305,000 305,000 317,000 336,000 335,000 
      loss on extinguishment of debt
    		391,000                         
      fdic insurance
    		561,000 551,000 562,000 557,000 572,000 565,000 560,000 575,000 512,000 630,000 563,000 276,000 302,000 298,000 288,000 280,000 279,000 244,000 240,000 231,000 222,000 218,000 36,000 -237,000 8,000 
      loan collection and servicing
    		264,000 360,000 383,000 653,000 476,000 475,000 452,000 431,000 345,000 348,000 278,000 278,000 336,000 278,000 157,000 219,000 400,000 333,000 365,000 463,000 450,000 494,000 348,000 732,000 547,000 
      foreclosed assets
    		62,000 67,000 5,000 31,000 19,000 10,000 49,000 17,000 76,000 97,000 61,000 33,000 97,000 31,000 132,000 204,000 242,000 319,000 143,000 154,000 226,000 88,000 89,000 151,000 196,000 
      other noninterest expense
    		3,482,000 3,457,000 3,021,000 3,346,000 3,062,000 3,132,000 2,982,000 3,680,000 3,258,000 4,975,000 4,855,000 11,419,000 3,339,000 2,511,000 2,728,000 3,020,000 2,589,000 2,640,000 2,375,000 2,546,000 2,460,000 2,525,000 2,268,000 1,759,000 2,056,000 
      total noninterest expense
    		32,508,000 31,914,000 31,935,000 30,908,000 31,322,000 30,509,000 31,268,000 30,387,000 30,671,000 33,973,000 35,933,000 33,110,000 23,998,000 23,842,000 24,157,000 24,381,000 22,167,000 22,154,000 22,544,000 22,665,000 22,485,000 23,499,000 23,307,000 21,950,000 22,303,000 
      income before income tax expense
    		26,731,000 26,358,000 25,503,000 27,398,000 24,513,000 24,953,000 20,519,000 24,789,000 26,618,000 25,043,000 12,131,000 17,615,000 21,240,000 18,937,000 18,398,000 18,675,000 18,607,000 18,482,000 20,798,000 17,161,000 14,264,000 9,896,000 8,252,000 20,524,000 17,736,000 
      income tax expense
    		6,966,000 7,128,000 6,428,000 7,126,000 6,333,000 6,883,000 5,261,000 6,343,000 6,903,000 6,570,000 2,923,000 4,475,000 5,613,000 4,852,000 4,794,000 5,081,000 4,892,000 4,765,000 5,553,000 4,519,000 3,701,000 2,477,000 2,031,000 4,437,000 299,000 
      net income
    		19,765,000 19,230,000 19,075,000 20,272,000 18,180,000 18,070,000 15,258,000 18,446,000 19,715,000 18,473,000 9,208,000 13,140,000 15,627,000 14,085,000 13,604,000 13,594,000 13,715,000 13,717,000 15,245,000 12,642,000 10,563,000 7,419,000 6,221,000 16,087,000 17,437,000 
      yoy
    		8.72% 6.42% 25.02% 9.90% -7.79% -2.18% 65.70% 40.38% 26.16% 31.15% -32.31% -3.34% 13.94% 2.68% -10.76% 7.53% 29.84% 84.89% 145.06% -21.41% -39.42%     
      qoq
    		2.78% 0.81% -5.90% 11.51% 0.61% 18.43% -17.28% -6.44% 6.72% 100.62% -29.92% -15.91% 10.95% 3.54% 0.07% -0.88% -0.01% -10.02% 20.59% 19.68% 42.38% 19.26% -61.33% -7.74%  
      net income margin %
    		                         
      earnings per share - basic
    		0.63 0.61 0.6 0.64 0.58 0.57 0.48 0.58 0.62 0.58 0.3 0.45 0.54 0.49 0.47 0.46 0.5 0.5 0.55 0.46 0.38 0.27 0.23 0.51 0.97 
      earnings per share - diluted
    		0.63 0.61 0.6 0.64 0.57 0.57 0.48 0.58 0.62 0.58 0.3 0.46 0.54 0.49 0.47 0.46 0.5 0.5 0.55 0.46 0.38 0.27 0.23 0.51 0.97 
      weighted-average shares of common stock outstanding
    		31,481,135 31,510,759 31,584,989 31,590,117 31,559,366 31,579,457 31,662,954 31,626,308 31,829,250 31,980,133 30,977,204 28,853,697 28,787,662 28,891,202 28,986,593 27,795,806 27,340,926 27,362,579 27,430,912 27,457,306 27,457,306 27,457,306 27,457,306 20,090,270 18,027,512 
      securities:
    		                         
      ​
    		                         
      benefit from loan losses
    		           -653,000 386,000 145,000 -584,000 -843,000 -1,667,000 -2,162,000 -3,405,000 430,000 2,174,000 3,573,000 4,355,000 138,000 684,000 
      net interest income after benefit from loan losses
    		           42,836,000 37,004,000 34,228,000 32,512,000 33,702,000 32,382,000 31,862,000 32,534,000 28,734,000 26,697,000 25,335,000 26,307,000 32,138,000 32,457,000 
      gains on securities
    		              -187,000 33,000 28,000 6,000 40,000 30,000  57,000 -52,000 10,500 -73,000 
      title insurance activity
    		                         
      unaudited pro forma c corp equivalent information
    		                         
      historical income before income tax expense
    		                       20,524 17,736 
      pro forma c corp equivalent income tax expense
    		                       5,436 4,614 
      pro forma c corp equivalent net income
    		                       15,088 13,122 
      pro forma c corp equivalent earnings per share - basic
    		                       0.54 0.73 
      pro forma c corp equivalent earnings per share - diluted
    		                       0.54 0.73 
      subordinated debentures
    		                     399,000 443,000 460,000 478,000 
      gains on sales of other assets
    		                       236,000 -29,000 
      pro forma c corp equivalent information
    		                         
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.