German American Bancorp, Inc
(NASDAQ:GABC)

German American Bancorp, Inc. operates as the bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts various ...

Website: http://www.germanamerican.com

Founded: 1910

Full Time Employees: 821

Sector: Financial Services

Industry: Banks-Regional

Financial Services Regional Bank

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Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-09-30	2013-06-30	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31

interest income
interest and fees on loans	92,273,000	93,785,000	93,305,000	90,002,000	81,505,000	62,045,000	61,140,000	59,230,000	57,826,000	56,058,000	55,196,000	52,202,000	49,061,000	47,108,000	43,128,000	39,987,000	38,935,000	34,060,000	35,483,000	34,504,000	35,104,000	39,177,000	36,543,000	38,080,000	37,858,000	41,395,000	40,921,000	35,046,000	35,119,000	33,678,000	28,148,000	26,308,000	23,950,000	23,699,000	23,182,000	22,602,000	22,262,000	63,891,000	22,311,000	22,670,000	18,664,000	50,038,000	16,702,000	16,537,000	16,299,000	48,917,000	16,680,000	16,142,000	15,944,000	15,307,000	15,035,000	15,933,000	16,446,000	16,241,000	13,565,000	13,668,000	13,194,000	12,839,000	13,332,000	13,706,000	13,473,000	13,394,000	-44,240,523	14,414,000	14,426,000	15,459,000
interest on federal funds sold and other short-term investments	312,000	2,585,000	2,084,000	3,932,000	2,216,000	2,792,000	2,223,000	2,383,000	299,000	473,000	199,000	660,000	345,000	2,200,000	2,053,000	1,232,000	280,000	159,000	141,000	103,000	85,000	95,000	45,000	84,000	158,000	133,000	163,000	85,000	141,000	97,000	101,000	54,000	56,000	34,000	46,000	27,000	27,000	49,000	25,000	20,000	17,000	10,000	3,000	4,000	3,000	10,000	2,000	3,000	3,000	2,000	13,000	48,000	66,000	65,000	28,000	12,000	27,000	9,000	42,000	25,000	22,000	17,000	-565,407	97,000	283,000	186,000
interest and dividends on securities:
taxable	9,671,000	9,513,000	9,268,000	9,139,000	9,121,000	8,475,000	8,034,000	5,225,000	4,852,000	5,124,000	4,871,000	5,223,000	5,396,000	5,544,000	5,276,000	5,113,000	4,520,000	3,571,000	3,261,000	3,523,000	2,607,000	2,281,000	2,350,000	2,706,000	3,110,000	3,356,000	3,400,000	3,555,000	3,599,000	3,468,000	2,970,000	2,962,000	2,998,000	2,789,000	2,688,000	2,702,000	2,719,000	7,147,000	2,491,000	2,287,000	2,277,000	6,841,000	2,176,000	2,219,000	2,435,000	7,878,000	2,531,000	2,654,000	2,759,000	2,768,000	2,771,000	3,645,000	3,586,000	2,844,000	2,459,000	2,426,000	2,462,000	2,465,000	2,163,000	2,156,000	2,151,000	2,190,000	-5,920,993	2,045,000	1,889,000	1,995,000
non-taxable	3,452,000	3,458,000	3,440,000	3,362,000	3,374,000	3,243,000	3,256,000	4,739,000	5,281,000	5,356,000	5,376,000	5,429,000	5,687,000	6,009,000	6,067,000	5,934,000	5,540,000	5,195,000	4,690,000	4,164,000	3,729,000	3,591,000	3,175,000	2,671,000	2,445,000	2,454,000	2,427,000	2,350,000	2,330,000	2,353,000	2,256,000	2,209,000	2,141,000	2,088,000	2,070,000	2,070,000	2,025,000	5,544,000	1,907,000	1,873,000	1,722,000	4,312,000	1,538,000	1,418,000	1,263,000	3,233,000	1,135,000	1,026,000	975,000	735,000	639,000	479,000	423,000	369,000	262,000	249,000	258,000	270,000	260,000	272,000	277,000	256,000	-537,232	173,000	180,000	185,000
total interest income	105,708,000	109,341,000	108,097,000	106,435,000	96,216,000	76,555,000	74,653,000	71,577,000	68,258,000	67,011,000	65,642,000	63,514,000	60,489,000	60,861,000	56,524,000	52,266,000	49,275,000	42,985,000	43,575,000	42,294,000	41,525,000	45,144,000	42,113,000	43,541,000	43,571,000	47,338,000	46,911,000	41,036,000	41,189,000	39,596,000	33,475,000	31,533,000	29,145,000	28,610,000	27,986,000	27,401,000	27,033,000	76,631,000	26,734,000	26,850,000	22,680,000	61,201,000	20,419,000	20,178,000	20,000,000	60,038,000	20,348,000	19,825,000	19,681,000	18,812,000	18,458,000	20,105,000	20,521,000	19,519,000	16,314,000	16,355,000	15,941,000	15,583,000	15,797,000	16,159,000	15,923,000	15,857,000	-51,264,155	16,729,000	16,778,000	17,825,000
interest expense
interest on deposits	24,698,000	28,013,000	29,416,000	30,635,000	27,028,000	22,873,000	23,375,000	23,385,000	20,989,000	19,010,000	15,578,000	13,357,000	8,971,000	7,039,000	3,597,000	1,549,000	1,329,000	1,105,000	1,139,000	1,269,000	1,442,000	1,804,000	2,492,000	3,743,000	5,657,000	6,231,000	6,399,000	5,759,000	5,416,000	4,959,000	3,535,000	2,848,000	2,283,000	2,066,000	1,959,000	1,626,000	1,443,000	3,864,000	1,323,000	1,326,000	1,155,000	2,989,000	987,000	1,022,000	993,000	3,103,000	1,025,000	1,037,000	1,036,000	1,145,000	1,154,000	2,823,000	3,248,000	3,393,000	2,621,000	2,642,000	2,686,000	2,612,000	3,026,000	3,129,000	3,335,000	4,005,000	-16,382,788	4,893,000	5,324,000	6,187,000
interest on fhlb advances and other borrowings	2,159,000	2,648,000	2,956,000	2,645,000	2,616,000	2,650,000	2,684,000	2,221,000	2,275,000	2,394,000	2,505,000	1,899,000	2,509,000	1,441,000	1,229,000	1,120,000	1,038,000	1,149,000	1,149,000	1,145,000	1,151,000	1,200,000	1,233,000	1,339,000	1,658,000	1,692,000	1,934,000	1,636,000	2,182,000	1,654,000	1,392,000	1,216,000	1,252,000	1,090,000	1,110,000	962,000	865,000	2,423,000	851,000	853,000	741,000	1,519,000	573,000	450,000	458,000	1,387,000	532,000	467,000	449,000	475,000	592,000	1,079,000	1,009,000	1,019,000	1,063,000	1,236,000	1,340,000	1,322,000	1,497,000	1,549,000	1,471,000	1,211,000	-4,292,304	1,390,000	1,389,000	1,519,000
total interest expense	26,857,000	30,661,000	32,372,000	33,280,000	29,644,000	25,523,000	26,059,000	25,606,000	23,264,000	21,404,000	18,083,000	15,256,000	11,480,000	8,480,000	4,826,000	2,669,000	2,367,000	2,254,000	2,288,000	2,414,000	2,593,000	3,004,000	3,725,000	5,082,000	7,315,000	7,923,000	8,333,000	7,395,000	7,598,000	6,613,000	4,927,000	4,064,000	3,535,000	3,156,000	3,069,000	2,588,000	2,308,000	6,287,000	2,174,000	2,179,000	1,896,000	4,508,000	1,560,000	1,472,000	1,451,000	4,490,000	1,557,000	1,504,000	1,485,000	1,620,000	1,746,000	3,902,000	4,257,000	4,412,000	3,684,000	3,878,000	4,026,000	3,934,000	4,523,000	4,678,000	4,806,000	5,216,000	-20,675,092	6,283,000	6,713,000	7,706,000
net interest income	78,851,000	78,680,000	75,725,000	73,155,000	66,572,000	51,032,000	48,594,000	45,971,000	44,994,000	45,607,000	47,559,000	48,258,000	49,009,000	52,381,000	51,698,000	49,597,000	46,908,000	40,731,000	41,287,000	39,880,000	38,932,000	42,140,000	38,388,000	38,459,000	36,256,000	39,415,000	38,578,000	33,641,000	33,591,000	32,983,000	28,548,000	27,469,000	25,610,000	25,454,000	24,917,000	24,813,000	24,725,000	70,344,000	24,560,000	24,671,000	20,784,000	56,693,000	18,859,000	18,706,000	18,549,000	55,548,000	18,791,000	18,321,000	18,196,000	17,192,000	16,712,000	16,203,000	16,264,000	15,107,000	12,630,000	12,477,000	11,915,000	11,649,000	11,274,000	11,481,000	11,117,000	10,641,000	-30,589,063	10,446,000	10,065,000	10,119,000
provision for credit losses	2,000,000	2,225,000	700,000	1,200,000	15,300,000	625,000	625,000	625,000	900,000		900,000	550,000	1,100,000	500,000	350,000	300,000	5,200,000	2,000,000	-2,000,000	-5,000,000	-1,500,000	3,887,500	4,500,000
net interest income after provision for credit losses	76,851,000	76,455,000	75,025,000	71,955,000	51,272,000	50,407,000	47,969,000	45,346,000	44,094,000	45,607,000	46,659,000	47,708,000	47,909,000	51,881,000	51,348,000	49,297,000	41,708,000	38,731,000	43,287,000	44,880,000	40,432,000	24,388,250	33,888,000
non-interest income
wealth management fees	4,509,000	4,519,000	4,288,000	4,165,000	3,836,000	3,687,000	3,580,000	3,783,000	3,366,000	3,198,000	2,957,000	2,912,000	2,644,000	2,420,000	2,376,000	2,642,000	2,638,000
service charges on deposit accounts	3,826,000	3,956,000	3,927,000	3,714,000	3,486,000	3,344,000	3,330,000	3,093,000	2,902,000	2,885,000	2,982,000	2,883,000	2,788,000	2,889,000	3,014,000	2,871,000	2,683,000	2,293,000	2,017,000	1,735,000	1,678,000	1,959,000	1,773,000	1,365,000	2,237,000	2,399,000	2,395,000	2,024,000	1,900,000	2,072,000	1,858,000	1,643,000	1,471,000	1,608,000	1,608,000	1,478,000	1,484,000	4,361,000	1,612,000	1,534,000	1,233,000	3,589,000	1,237,000	1,220,000	1,137,000	3,529,000	1,300,000	1,191,000	1,061,000	1,029,000	1,050,000	1,120,000	1,074,000	941,000	991,000	1,053,000	1,075,000	946,000	1,124,000	1,131,000	1,080,000	1,060,000	-3,716,080	1,293,000	1,245,000	1,183,000
company owned life insurance	637,000	647,000	630,000	703,000	575,000	616,000	476,000	525,000	441,000	455,000	446,000	429,000	401,000	496,000	416,000	894,000	458,000	299,000	493,000	385,000	352,000	374,000	355,000	356,000	1,222,000	453,000	364,000	304,000	884,000	420,000	251,000	260,000	312,000	290,000	317,000	480,000	254,000	740,000	247,000	247,000	215,000	641,000	205,000	207,000	205,000	616,000	210,000	192,000	201,000	233,000	217,000	233,000	250,000	353,000	221,000	197,000	186,000	202,000	466,000	200,000	200,000
interchange fee income	4,776,000	5,033,000	5,087,000	5,057,000	4,421,000	4,244,000	4,390,000	4,404,000	4,087,000	4,371,000	4,470,000	4,412,000	4,199,000	3,972,000	4,054,000	4,167,000	3,627,000	3,465,000	3,339,000	3,482,000	2,830,000	2,776,000	2,795,000	2,476,000	2,482,000	2,485,000	2,538,000	2,332,000	2,095,000	2,235,000	1,847,000	1,714,000	1,482,000	841,250	1,186,000	1,156,000	1,023,000	172,000	688,000	599,000	537,000	1,580,000	547,000	563,000	483,000	1,453,000	508,000	512,000	447,000	449,000	513,000	395,000	378,000	353,000
other operating income	1,995,000	2,046,000	3,308,000	2,097,000	1,690,000	1,593,000	1,251,000	1,213,000	1,362,000	1,887,000	1,270,000	1,462,000	1,211,000	1,258,000	1,365,000	1,225,000	1,268,000	1,704,000	2,595,000	1,342,000	1,350,000	1,137,000	942,000	882,000	427,000	868,000	1,029,000	461,000	871,000	629,000	639,000	913,000	604,000	546,000	608,000	630,000	857,000	3,275,000	1,523,000	996,000	764,000	2,381,000	2,134,000	631,000	576,000	1,419,000	599,000	590,000	390,000	395,000	861,000	86,000	496,000	400,000	-559,000	710,000	553,000	1,036,000	643,000	595,000	368,000	742,000	-2,434,797	787,000	901,000	750,000
net gains on sales of loans	1,483,000	1,109,000	1,189,000	997,000	832,000	630,000	704,000	969,000	751,000	532,000	614,000	630,000	587,000	494,000	854,000	1,049,000	1,421,000	1,850,000	2,197,000	2,018,000	2,202,000	2,530,000	2,861,000	2,654,000	1,863,000	973,000	1,649,000	1,030,000	981,000	583,000	866,000	905,000	650,000	682,000	952,000	959,000	687,000	2,355,000	1,004,000	883,000	720,000	2,128,000	831,000	784,000	749,000	1,279,000	613,000	386,000	476,000	613,000	809,000	863,000	379,000	409,000	541,000	802,000	499,000	318,000
net gains on securities							70,000	-34,893,000	35,000			38,000	2,000	89,000	23,000	78,000	372,000	754,000	218,000	300,000	975,000	1,891,000	607,000	993,000	590,000	264,000	313,000	516,000	155,000	272,000	90,000	74,000	270,000	21,000	575,000			1,521,000	458,000	968,000				262,000	463,000	914,000	567,000	244,000	228,000	428,000	467,000
total non-interest income	17,226,000	17,310,000	18,429,000	16,733,000	14,840,000	14,114,000	13,801,000	18,923,000	15,822,000	15,594,000	14,804,000	14,896,000	14,967,000	13,668,000	14,097,000	15,180,000	16,188,000	14,967,000	15,556,000	13,902,000	15,037,000	14,691,000	13,279,000	12,423,000	14,081,000	11,278,000	12,056,000	10,509,000	11,658,000	9,733,000	8,963,000	8,882,000	9,492,000	7,594,000	8,275,000	7,797,000	8,188,000	23,629,000	8,384,000	8,055,000	7,217,000	19,687,000	7,757,000	6,121,000	7,142,000	17,500,000	6,437,000	5,502,000	6,281,000	5,444,000	6,110,000	4,560,000	4,362,000	6,014,000	4,140,000	4,433,000	3,791,000	4,579,000	3,737,000	4,056,000	3,822,000	4,244,000	-13,830,790	4,324,000	4,493,000	5,032,000
non-interest expense
salaries and employee benefits	28,312,000	27,620,000	25,444,000	26,638,000	28,040,000	20,404,000	19,718,000	20,957,000	21,178,000	20,948,000	20,347,000	20,103,000	21,846,000	20,922,000	19,751,000	20,384,000	23,088,000	17,116,000	17,274,000	16,375,000	17,805,000	17,421,000	17,409,000	15,882,000	17,400,000	17,145,000	17,579,000	14,117,000	15,044,000	15,027,000	12,134,000	12,019,000	12,126,000	12,168,000	11,570,000	11,460,000	11,444,000	33,389,000	10,572,000	10,184,000	11,601,000	26,044,000	8,998,000	8,259,000	8,825,000	24,735,000	7,975,000	7,886,000	8,424,000	7,515,000	7,627,000	6,687,000	6,722,000	7,401,000	5,763,000	5,470,000	5,288,000	5,549,000	5,405,000	5,427,000	5,515,000	5,614,000	-15,649,214	5,225,000	5,118,000	5,327,000
occupancy expense, furniture and equipment expense	5,336,000		5,255,000	4,751,000	4,663,000
fdic premiums	1,001,000	953,000	1,059,000	888,000	900,000	714,000	755,000	710,000	729,000	701,000	700,000	687,000	741,000	442,000	477,000	465,000	476,000	373,000	383,000	329,000	334,000	291,000	326,000	123,000				245,000	288,000	234,000	324,000	238,000	237,000	242,000	241,000	232,000	239,000	778,000	373,000	339,000	328,000	860,000	284,000	284,000	282,000	836,000	277,000	276,000	275,000	261,000	260,000	295,000	382,000	514,000	412,000	355,000	336,000	352,000	313,000	330,000	885,000	335,000
data processing fees	4,268,000	3,823,000	4,175,000	4,086,000	5,495,000	3,257,000	3,156,000	3,019,000	2,811,000	2,835,000	2,719,000	2,803,000	2,755,000	2,510,000	2,712,000	2,460,000	7,724,000	2,083,000	2,006,000	1,779,000	1,743,000	1,747,000	1,693,000	1,763,000	1,686,000	1,681,000	2,860,000	1,803,000	1,583,000	3,108,000	1,309,000	1,398,000	1,127,000	1,154,000	1,067,000	1,044,000	1,011,000	4,425,000	1,261,000	1,181,000	2,165,000	2,640,000	901,000	870,000	837,000	2,740,000	935,000	947,000	1,010,000	383,000	349,000	321,000	395,000	1,105,000	357,000	330,000	365,000	359,000	346,000	321,000	344,000	357,000	-1,130,507	355,000	371,000	406,000
professional fees	1,991,000	2,162,000	1,960,000	2,112,000	4,184,000	1,178,000	1,912,000	3,462,000	1,595,000	1,170,000	1,229,000	1,614,000	1,562,000	1,171,000	1,188,000	1,573,000	2,363,000	979,000	1,357,000	1,513,000	1,160,000	957,000	875,000	1,082,000	1,084,000	849,000	1,324,000	1,174,000	1,327,000	2,337,000	793,000	1,361,000	871,000	550,000	551,000	913,000	803,000	2,895,000	777,000	780,000	1,318,000	1,874,000	787,000	642,000	644,000	1,778,000	516,000	553,000	692,000	970,000	525,000	526,000	499,000	605,000	542,000	698,000	524,000	521,000	443,000	285,000	405,000	607,000	-1,368,330	365,000	441,000	564,000
advertising and promotion	1,616,000	1,078,000	1,321,000	1,300,000	1,454,000	951,000	941,000	909,000	1,138,000	1,151,000	1,278,000	1,261,000	1,167,000	1,036,000	1,215,000	1,027,000	1,138,000	1,813,000	897,000	705,000	782,000	928,000	708,000	882,000	1,071,000	1,370,000	1,054,000	936,000	870,000	1,083,000	851,000	857,000	701,000	820,000	1,315,000	630,000	778,000	1,970,000	687,000	629,000	544,000	1,471,000	2,198,000	484,000	443,000	1,364,000	613,000	544,000	478,000	447,000	516,000	383,000	314,000	303,000	363,000	350,000	273,000	269,000	240,000	266,000	199,000	288,000	-774,922	250,000	293,000	233,000
intangible amortization	2,471,000	2,582,000	2,693,000	2,803,000	2,070,000	438,000	484,000	532,000	578,000	636,000	685,000	734,000	785,000	840,000	897,000	957,000	1,017,000	599,000	661,000	711,000	760,000	810,000	860,000	909,000	960,000	1,012,000	1,064,000	802,000	843,000	810,000	430,000	306,000	206,000	217,000	230,000	242,000	253,000	782,000	280,000	312,000	208,000	607,000	183,000	202,000	245,000	952,000	302,000	325,000	348,000	329,000	348,000	480,000	498,000	517,000	171,000	262,000	247,000	218,000	232,000	235,000	221,000	221,000
other operating expenses	7,373,000	6,767,000	7,793,000	6,939,000	5,976,000	5,124,000	5,280,000	4,598,000	4,905,000	4,780,000	4,772,000	5,081,000	4,940,000	5,038,000	4,791,000	5,063,000	8,545,000	5,104,000	6,413,000	3,795,000	4,327,000	3,533,000	4,187,000	3,966,000	4,546,000	4,173,000	4,329,000	3,329,000	3,585,000	4,012,000	2,997,000	3,002,000	2,778,000	2,397,000	2,425,000	2,251,000	2,326,000	7,361,000	2,479,000	2,696,000	2,189,000	5,813,000	1,854,000	1,891,000	1,852,000	5,904,000	1,739,000	1,910,000	2,038,000	1,788,000	1,789,000	1,375,000	1,431,000	1,388,000	1,416,000	1,281,000	1,188,000	1,264,000	1,562,000	1,385,000	1,052,000	995,000	-3,844,447	1,413,000	1,225,000	1,211,000
total non-interest expense	52,368,000	49,950,000	49,700,000	49,517,000	52,782,000	35,839,000	36,126,000	37,674,000	36,738,000	35,734,000	35,421,000	35,726,000	37,616,000	35,614,000	34,716,000	35,701,000	48,160,000	31,267,000	32,444,000	29,037,000	31,259,000	29,287,000	29,420,000	28,088,000	30,328,000	29,824,000	31,961,000	25,618,000	26,759,000	29,814,000	21,576,000	21,708,000	20,455,000	20,000,000	19,771,000	18,996,000	19,036,000	57,934,000	18,653,000	18,339,000	20,240,000	44,360,000	16,966,000	14,315,000	14,833,000	43,631,000	14,082,000	14,139,000	15,090,000	13,584,000	13,261,000	12,005,000	12,271,000	13,870,000	10,752,000	10,441,000	9,902,000	10,266,000	10,158,000	9,919,000	10,233,000	10,081,000	-27,455,284	9,159,000	8,985,000	9,348,000
income before income taxes	41,709,000	43,815,000	43,754,000	39,171,000	13,330,000	28,682,000	25,644,000	26,595,000	23,178,000	25,467,000	26,042,000	26,878,000	25,260,000	29,935,000	30,729,000	28,776,000	9,736,000	22,431,000	26,399,000	29,745,000	24,210,000	25,544,000	17,747,000	16,894,000	14,859,000	19,269,000	15,873,000	18,282,000	17,815,000	12,902,000	15,435,000	13,423,000	14,297,000	12,398,000	13,171,000	13,264,000	13,377,000	34,839,000	14,291,000	14,037,000	6,911,000	31,520,000	10,150,000	10,262,000	10,608,000	29,267,000	11,146,000	9,484,000	9,037,000	9,452,000	9,761,000	7,458,000	7,055,000	5,951,000	4,668,000	5,094,000	4,804,000	4,462,000	4,103,000	4,368,000	3,706,000	4,054,000	-13,852,559	4,773,000	4,639,000	4,459,000
income tax expense	8,557,000	8,132,000	8,680,000	7,810,000	2,813,000	5,471,000	4,596,000	6,065,000	4,156,000	3,960,000	4,591,000	4,755,000	4,453,000	5,520,000	6,133,000	5,029,000	669,000	3,159,000	4,913,000	5,923,000	4,653,000	4,654,000	3,154,000	2,639,000	2,387,000	3,449,000	2,809,000	3,011,000	2,748,000	1,922,000	2,796,000	2,326,000	2,484,000	777,000	3,511,000	3,425,000	3,821,000	9,840,000	4,106,000	4,249,000	1,765,000	9,177,000	2,429,000	2,937,000	3,302,000	8,631,000	3,438,000	2,797,000	2,732,000	2,969,000	3,229,000	2,291,000	2,191,000	1,306,000	1,516,000	1,500,000	1,396,000	1,211,000	782,000	1,177,000	942,000	1,112,000	-4,415,362	1,454,000	1,528,000	1,439,000
net income	33,152,000	35,683,000	35,074,000	31,361,000	10,517,000	23,211,000	21,048,000	20,530,000	19,022,000	21,507,000	21,451,000	22,123,000	20,807,000	24,415,000	24,596,000	23,747,000	9,067,000	19,272,000	21,486,000	23,822,000	19,557,000	20,890,000	14,593,000	14,255,000	12,472,000	15,820,000	13,064,000	15,271,000	15,067,000	10,980,000	12,639,000	11,097,000	11,813,000	11,621,000	9,660,000	9,839,000	9,556,000	24,999,000	10,185,000	9,788,000	5,146,000	22,343,000	7,721,000	7,325,000	7,306,000	20,636,000	7,708,000	6,687,000	6,305,000	6,483,000	6,532,000	5,167,000	4,864,000	4,645,000	3,152,000	3,594,000	3,408,000	3,251,000	3,321,000	3,191,000	2,764,000	2,942,000	-9,437,197	3,319,000	3,111,000	3,020,000
yoy	215.22%	53.73%	66.64%	52.76%	-44.71%	7.92%	-1.88%	-7.20%	-8.58%	-11.91%	-12.79%	-6.84%	129.48%	26.69%	14.47%	-0.31%	-53.64%	-7.75%	47.23%	67.11%	56.81%	32.05%	11.70%	-6.65%	-17.22%	44.08%	3.36%	37.61%	27.55%	-5.52%	30.84%	12.79%	23.62%	-53.51%	-5.15%	0.52%	85.70%	11.89%	31.91%	33.62%	-29.56%	8.27%	0.17%	9.54%	15.88%	218.31%	18.00%	29.42%	29.63%	39.57%	107.23%	43.77%	42.72%	42.88%	-5.09%	12.63%	23.30%	10.50%	-135.19%	-3.86%	-11.15%	-2.58%
qoq	-7.09%	1.74%	11.84%	198.19%	-54.69%	10.28%	2.52%	7.93%	-11.55%	0.26%	-3.04%	6.32%	-14.78%	-0.74%	3.58%	161.91%	-52.95%	-10.30%	-9.81%	21.81%	-6.38%	43.15%	2.37%	14.30%	-21.16%	21.10%	-14.45%	1.35%	37.22%	-13.13%	13.90%	-6.06%	1.65%	20.30%	-1.82%	2.96%	-61.77%	145.45%	4.06%	90.21%	-76.97%	189.38%	5.41%	0.26%	-64.60%	167.72%	15.27%	6.06%	-2.75%	-0.75%	26.42%	6.23%	4.71%	47.37%	-12.30%	5.46%	4.83%	-2.11%	4.07%	15.45%	-6.05%	-131.17%	-384.34%	6.69%	3.01%
basic earnings per share	0.88	0.96	0.94	0.84	0.3	0.79	0.71	0.69	0.64	0.73	0.73	0.75	0.71	0.83	0.83	0.81	0.31	0.73	0.81	0.9	0.74	0.78	0.55	0.54	0.47	0.59	0.49	0.61	0.6	0.44	0.55	0.48	0.51	0.5	0.42	0.43	0.42	1.69	0.67	0.64	0.37	1.69	0.58	0.55	0.55	1.57	0.58	0.51	0.48	0.51	0.52
diluted earnings per share	0.88	0.96	0.94	0.84	0.3	0.79	0.71	0.69	0.64	0.73	0.73	0.75	0.71	0.83	0.83	0.81	0.31	0.73	0.81	0.9	0.74	0.78	0.55	0.54	0.47	0.59	0.49	0.61	0.6	0.44	0.55	0.48	0.51	0.5	0.42	0.43	0.42	1.69	0.67	0.64	0.37	1.69	0.58	0.55	0.55	1.56	0.58	0.51	0.48	0.51	0.52
insurance revenues								1,506,000	2,878,000	2,266,000	2,065,000	2,130,000	3,135,000	2,050,000	1,995,000	2,254,000	3,721,000	1,949,000	2,007,000	2,020,000	3,292,000	1,874,000	1,989,000	1,830,000	3,229,000	1,923,000	1,883,000	1,929,000	3,205,000	1,877,000	1,827,000	1,696,000	2,930,000	1,867,000	1,728,000	1,744,000	2,640,000	6,080,000	1,661,000	1,605,000	2,727,000	5,737,000	1,752,000	1,515,000	2,545,000	5,516,000	1,739,000	1,482,000	2,556,000	1,495,000	1,379,000	1,261,000	1,290,000	2,049,000	1,255,000	1,323,000	1,083,000	1,686,000	1,265,000	1,254,000	1,290,000	1,487,000	-4,605,694	1,402,000	1,307,000	1,903,000
gain on sale of assets of german american insurance						9,580,750		38,323,000
occupancy expense						2,045,750	2,867,000	2,488,000	2,828,000	2,617,000	2,813,000	2,547,000	2,910,000	2,777,000	2,764,000	2,803,000	2,879,000	2,346,000	2,530,000	2,833,000	3,372,000	2,572,000	2,418,000	2,473,000	2,570,000	2,621,000	2,797,000	2,279,000	2,291,000	2,213,000	1,967,000	1,811,000	1,744,000	1,796,000	1,694,000	1,570,000	1,549,000	4,641,000	1,656,000	1,614,000	1,379,000	3,634,000	1,305,000	1,201,000	1,226,000	3,832,000	1,262,000	1,198,000	1,316,000	1,155,000	1,099,000	1,142,000	1,024,000	1,050,000	852,000	918,000	835,000	887,000	835,000	864,000	816,000	867,000	-2,463,751	807,000	806,000	854,000
furniture and equipment expense						747,000	1,013,000	999,000	976,000	896,000	878,000	896,000	910,000	878,000	921,000	969,000	930,000	854,000	923,000	997,000	976,000	1,028,000	944,000	1,008,000	1,011,000	973,000	954,000	933,000	928,000	990,000	771,000	716,000	665,000	656,000	678,000	654,000	633,000	1,693,000	568,000	604,000	508,000	1,417,000	456,000	482,000	479,000	1,490,000	463,000	500,000	509,000	736,000	748,000	621,000	817,000	805,000	720,000	619,000	600,000	652,000	669,000	668,000	654,000	662,000	-1,808,572	601,000	592,000	618,000
trust and investment product fees																		1,917,000	2,690,000	2,620,000	2,358,000	2,150,000	1,957,000	1,867,000	2,031,000	1,913,000	1,885,000	1,913,000	1,567,000	1,645,000	1,585,000	1,677,000	1,773,000	1,378,000	1,301,000	1,350,000	1,243,000	3,453,000	1,191,000	1,223,000	1,021,000	2,906,000	1,051,000	939,000	984,000	2,774,000	901,000	905,000	922,000	802,000	814,000	602,000	495,000	464,000	448,000	348,000	395,000	391,000	305,000	465,000	457,000	390,000	-1,838,712	618,000	636,000	587,000
benefit from credit losses																								5,900,000	5,150,000
net interest income after benefit from credit losses																								32,559,000	31,106,000
benefit from loan losses																										931,250	2,800,000	250,000	675,000		500,000	1,220,000	350,000	650,000	250,000	350,000	500,000			350,000	850,000	-125,000	-500,000	250,000	250,000			200,000	350,000	-400,000	-200,000	1,300,000	1,300,000	1,300,000
net interest income after benefit from loan losses																										25,521,250	35,778,000	33,391,000	32,916,000	32,983,000	28,048,000	26,249,000	25,260,000	24,804,000	24,667,000	24,463,000	24,225,000	69,144,000	24,560,000	24,321,000	19,934,000	56,193,000	19,359,000	18,456,000	18,299,000	55,398,000	18,791,000	18,121,000	17,846,000		16,912,000	14,903,000	14,964,000	13,807,000	11,280,000	11,102,000
dividends per share																													0.17	0.15	0.15	0.15	0.15	0.13	0.13	0.13	0.13	0.045	0.18	0.18	0.18	0.043	0.17	0.17	0.17	0.04	0.16	0.16	0.16	0.15	0.15	0.14	0.14	0.14	0.105	0.14	0.14	0.14	0.105	0.14	0.14	0.14	0.105	0.14	0.14	0.14
net interest income after provision for loan losses																																																		17,592,000							10,915,000	10,149,000			10,117,000	9,891,000	6,878,500	9,608,000	9,131,000
net gain on securities																																																						1,045,000					-389,000		-34,000		-178,906			285,000
supplies																																																				175,000	189,000	182,000	156,000	158,000	246,000	195,000	113,000	138,000	142,000	135,000	-416,430	143,000	139,000	135,000
comprehensive income																																																				8,594,000	10,346,000	4,833,000	3,420,500	4,201,000	5,331,000	4,150,000	2,874,250	5,100,000	2,092,000	4,305,000	2,216,500	4,404,000	279,000	4,183,000
basic earnings per share and diluted earnings per share																																																				0.41
earnings per share and diluted earnings per share																																																					0.39	0.37	0.23	0.32	0.31	0.29	0.203	0.29	0.25	0.27	0.213	0.3	0.28	0.27
provision for loan losses																																																							968,750	1,375,000	1,000,000	1,500,000	750,000	1,250,000	1,000,000	750,000	-3,112,010	838,000	934,000	1,344,000
net interest income after provision
for loan losses																																																											7,559,750	10,231,000						8,775,000
net gains on sales of loans and related assets																																																											323,000	411,000	461,000	565,000	-1,056,601	330,000	404,000	324,000
net loss on securities																																																																-106,000

Balance Sheets:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31

assets
cash and due from banks	75,956,000	71,428,000	112,718,000	99,871,000	79,113,000	69,249,000	77,652,000	70,418,000	52,839,000	78,805,000	72,063,000	78,223,000	70,506,000	77,174,000	70,660,000	111,904,000	60,477,000	47,173,000	54,617,000	55,491,000	102,758,000	57,972,000	56,706,000	53,081,000	48,293,000	59,971,000	64,791,000	48,634,000	45,038,000	64,549,000	50,980,000	60,244,000	32,023,000	58,233,000	44,804,000	36,833,000	30,151,000	48,467,000	38,329,000	36,027,000	34,734,000	36,062,000	39,998,000	31,538,000	34,277,000	33,481,000	37,427,000	40,391,000	44,159,000	46,657,000	28,105,000	25,606,000	15,021,000	19,203,000	17,110,000	15,480,000	16,052,000	19,137,000	19,064,000	18,450,000	17,201,000	22,741,000	26,955,000	28,209,000
federal funds sold and other short-term investments	47,971,000	46,954,000	142,930,000	100,277,000	363,178,000	119,543,000	117,903,000	258,901,000	70,631,000	36,525,000	60,356,000	62,448,000	9,789,000	41,905,000	302,386,000	414,141,000	610,115,000	349,717,000	394,126,000	314,592,000	290,486,000	287,776,000	192,987,000	225,290,000	41,847,000	43,913,000	24,343,000	41,373,000	14,490,000	32,001,000	14,604,000	11,038,000	8,187,000	12,126,000	9,758,000	7,204,000	7,288,000	16,349,000	16,455,000	18,113,000	14,312,000	15,947,000	22,140,000	20,729,000	26,590,000	8,965,000	49,740,000	16,723,000	8,991,000	18,014,000	79,668,000	48,665,000	4,250,000	26,112,000	19,399,000	29,919,000	12,002,000	40,813,000	24,183,000	28,930,000	27,791,000	16,047,000	19,578,000	60,888,000
cash and cash equivalents	123,927,000	118,382,000	255,648,000	200,148,000	442,291,000	188,792,000	195,555,000	329,319,000	123,470,000	115,330,000	132,419,000	140,671,000	80,295,000	119,079,000	373,046,000	526,045,000	670,592,000	396,890,000	448,743,000	370,083,000	393,244,000	345,748,000	249,693,000	278,371,000	90,140,000	103,884,000	89,134,000	90,007,000	59,528,000	96,550,000	65,584,000	71,282,000	40,210,000	70,359,000	54,562,000	44,037,000	37,439,000	64,816,000	54,784,000	54,140,000	49,046,000	52,009,000	62,138,000	52,267,000	60,867,000	42,446,000	87,167,000	57,114,000	53,150,000	64,671,000	107,773,000	74,271,000	19,271,000	45,315,000	36,509,000	45,399,000	28,054,000	59,950,000	43,247,000	47,380,000	44,992,000	38,788,000	46,533,000	89,097,000
interest-bearing time deposits with banks	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	747,000	995,000	995,000	745,000	745,000	993,000	1,241,000	1,241,000	1,489,000	1,985,000	1,985,000	1,985,000	1,985,000	250,000	250,000	250,000									744,000	1,744,000	1,992,000		100,000	100,000	100,000	100,000	100,000	100,000	100,000		8,360,000	10,372,000
securities available-for-sale, at fair value	1,666,930,000	1,657,394,000	1,618,017,000	1,571,852,000	1,562,684,000	1,517,287,000	1,547,994,000	1,373,812,000	1,539,270,000	1,596,832,000	1,476,956,000	1,600,709,000	1,670,256,000	1,761,669,000	1,701,628,000	1,821,735,000	1,923,620,000	1,889,617,000	1,696,225,000	1,585,348,000	1,385,873,000	1,217,852,000	1,036,910,000	962,270,000	875,787,000	854,825,000	849,445,000	840,692,000	824,597,000	812,611,000	739,627,000	739,481,000	737,604,000	740,994,000	741,710,000	740,578,000	726,352,000	709,786,000	732,911,000	719,916,000	715,611,000	637,840,000	625,144,000	618,796,000	619,578,000	630,995,000	575,741,000	615,392,000	613,170,000	608,653,000	485,386,000	471,005,000	346,747,000	301,070,000	298,555,000	260,732,000	250,940,000	203,729,000	199,172,000	198,526,000	175,840,000	147,947,000	162,753,000	141,747,000
other investments	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000	353,000
loans held-for-sale, at fair value	15,451,000	7,817,000	10,058,000	13,880,000	6,713,000	8,239,000	9,173,000	15,419,000	10,325,000	5,226,000	7,085,000	8,239,000	6,011,000	8,600,000	10,418,000	9,171,000	12,675,000	10,585,000	15,361,000	17,459,000	18,493,000	16,904,000	27,993,000	21,756,000	15,561,000	17,713,000	19,156,000	14,184,000	8,586,000	4,263,000	9,178,000	9,552,000	6,628,000	6,719,000	8,484,000	9,844,000	6,856,000	15,273,000	12,967,000	5,135,000	8,700,000	10,762,000	6,410,000	10,622,000	6,290,000	6,311,000	7,590,000	8,812,000	9,844,000	9,054,000
loans	5,858,642,000	5,884,448,000	5,787,622,000	5,748,360,000	5,654,944,000	4,133,267,000	4,069,355,000	4,044,268,000	3,978,919,000	3,977,900,000	3,893,573,000	3,830,481,000	3,772,866,000	3,788,645,000	3,686,368,000	3,652,743,000	3,656,034,000	3,007,926,000	3,012,989,000	3,074,523,000	3,120,981,000	3,091,998,000	3,225,232,000	3,270,934,000	3,018,416,000	3,081,973,000	3,060,742,000	2,720,674,000	2,712,414,000	2,731,741,000	2,340,173,000	2,321,845,000	2,153,848,000	2,145,019,000	2,089,713,000	2,035,147,000	1,986,929,000	1,993,404,000	2,006,090,000	1,964,282,000	1,918,638,000	1,568,075,000	1,517,285,000	1,476,468,000	1,450,884,000	1,451,990,000	1,436,774,000	1,413,331,000	1,367,184,000	1,284,290,000	1,108,622,000	1,097,707,000	918,718,000	915,210,000	914,667,000	867,641,000	879,475,000	889,214,000	897,315,000	872,366,000	892,511,000	889,085,000	879,544,000	861,362,000
less: unearned income	-9,214,000	-9,351,000	-9,117,000	-8,932,000	-8,418,000	-8,365,000	-8,206,000	-7,141,000	-7,009,000	-6,818,000	-6,023,000	-4,472,000	-3,994,000	-3,711,000	-3,852,000	-3,374,000	-3,582,000	-3,662,000	-3,729,000	-3,833,000	-3,778,000	-3,926,000	-4,105,000	-4,587,000	-4,683,000	-4,882,000	-3,835,000	-3,646,000	-3,582,000	-3,682,000	-3,548,000	-3,335,000	-3,302,000	-3,381,000	-3,388,000	-3,404,000	-3,357,000	-3,449,000	-3,710,000	-3,727,000	-3,690,000	-3,728,000	-3,705,000	-3,822,000	-3,871,000		-4,025,000	-3,846,000	-2,679,000	-2,848,000	-1,875,000	-1,584,000	-1,482,000	-1,587,000	-1,729,000	-1,623,000	-1,653,000	-1,765,000	-1,788,000	-1,822,000	-2,075,000	-2,278,000	-2,325,000	-2,773,000
allowance for credit losses	-78,547,000	-77,694,000	-76,057,000	-75,510,000	-75,158,000	-44,436,000	-44,124,000	-43,946,000	-43,754,000	-43,765,000	-44,646,000	-44,266,000	-44,315,000	-44,168,000	-44,699,000	-45,031,000	-45,078,000	-37,017,000	-37,798,000	-39,995,000	-45,099,000	-46,859,000	-46,768,000	-42,431,000	-36,641,000
stock in fhlb of indianapolis and other restricted stock, at cost	17,509,000	17,688,000	17,856,000	17,966,000	18,105,000	14,423,000	14,488,000	14,530,000	14,630,000	14,687,000	14,763,000	14,856,000	14,957,000	15,037,000	15,106,000	15,259,000	15,455,000	13,048,000	13,048,000	13,048,000	13,048,000	13,168,000	13,168,000	13,368,000	13,968,000	13,968,000	13,968,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	13,048,000	8,571,000	8,167,000	8,122,000	7,200,000	7,040,000	9,096,000	9,096,000	9,004,000	8,340,000	8,340,000	9,863,000	9,207,000	10,621,000	10,621,000	10,621,000	10,621,000	10,621,000	10,621,000	10,621,000	10,621,000	10,621,000	10,621,000	10,621,000
premises, furniture and equipment	137,311,000	139,001,000	139,850,000	139,435,000	141,387,000	104,045,000	105,419,000	105,651,000	106,030,000	106,776,000	111,252,000	112,629,000	112,225,000	112,237,000	111,098,000	111,341,000	111,815,000	88,863,000	89,649,000	90,113,000	92,044,000	96,593,000	96,682,000	96,748,000	96,383,000	96,651,000	98,754,000	89,413,000	89,600,000	80,627,000	69,267,000	66,641,000	58,024,000	54,246,000	51,355,000	49,249,000	49,718,000	48,230,000	48,074,000	47,669,000	47,617,000	37,817,000	37,905,000	38,707,000	39,370,000	39,930,000	40,322,000	40,479,000	39,983,000	36,679,000	35,949,000	35,550,000	25,974,000	26,784,000	26,182,000	21,122,000	22,153,000	22,237,000	22,225,000	21,970,000	22,330,000	22,807,000	22,891,000	23,152,000
other real estate		68,000	48,000	48,000	48,000			33,000			24,000						30,000		112,000	925,000	325,000	325,000	425,000	425,000	625,000	425,000	625,000	635,000	685,000	286,000	100,000	40,000	68,000	54,000	568,000	1,289,000	208,000	242,000	355,000	416,000	343,000	169,000	123,000	317,000	324,000	356,000	521,000	935,000	770,000	584,000	2,317,000	3,434,000	2,095,000	2,397,000	1,822,000	1,639,000	2,363,000	2,748,000	2,451,000	2,367,000	1,818,000	3,757,000	1,815,000	1,398,000
goodwill	375,470,000	375,470,000	375,237,000	377,976,000	376,507,000	179,025,000	179,025,000	179,025,000	180,357,000	180,357,000	180,357,000	180,357,000	180,357,000	180,357,000	180,476,000	180,308,000	178,619,000	121,761,000	121,761,000	121,956,000	121,956,000	121,956,000	121,956,000	121,956,000	121,306,000	121,306,000	120,835,000	103,799,000	103,799,000	103,681,000	60,913,000	60,913,000	54,058,000	54,058,000	54,058,000	54,058,000	54,058,000	54,058,000	53,671,000	53,671,000	53,671,000	20,536,000	20,536,000	20,536,000	20,536,000	20,536,000	20,535,000	20,536,000	20,536,000	18,865,000	19,170,000	19,170,000	9,835,000	9,835,000	9,835,000	9,655,000	9,655,000	9,655,000	9,655,000	9,655,000	9,655,000	9,655,000	9,655,000	9,655,000
intangible assets	31,291,000	33,790,000	36,419,000	39,183,000	41,956,000	4,018,000	4,523,000	5,070,000	5,665,000	6,307,000	7,016,000	7,773,000	8,572,000	9,426,000	10,336,000	11,303,000	12,330,000	5,845,000	6,514,000	7,349,000	8,130,000	8,984,000	9,827,000	10,720,000	11,662,000	12,656,000	12,983,000	9,510,000	9,121,000	9,964,000	4,635,000	5,065,000	1,896,000	2,102,000	2,320,000	2,549,000	2,791,000	2,835,000	3,096,000	3,377,000	3,688,000	1,283,000	1,443,000	1,627,000	1,829,000	2,074,000	2,353,000	2,655,000	2,980,000	1,647,000	5,287,000	5,785,000	2,624,000	2,795,000	3,056,000	2,400,000	2,618,000	2,850,000	3,085,000	2,920,000	3,141,000	3,363,000	3,586,000	3,808,000
company owned life insurance	110,210,000	109,585,000	108,934,000	108,292,000	107,949,000	86,710,000	86,880,000	86,392,000	86,294,000	85,840,000	85,372,000	84,926,000	84,471,000	83,998,000	83,501,000	83,086,000	83,182,000	70,070,000	69,895,000	69,851,000	69,606,000	69,250,000	68,893,000	68,533,000	68,174,000	68,883,000	68,707,000	59,536,000	59,208,000	59,896,000	46,918,000	46,655,000	46,386,000	46,385,000	46,104,000	46,127,000	46,903,000	46,642,000	46,343,000	46,076,000	45,809,000	32,732,000	32,497,000	32,467,000	32,254,000	32,043,000	31,809,000	31,591,000	31,389,000	30,932,000	28,760,000	28,509,000	24,822,000	24,599,000	24,400,000	24,212,000	24,008,000	23,985,000	23,782,000	23,579,000	23,338,000	23,144,000	22,940,000	22,736,000
accrued interest receivable and other assets	132,625,000	131,329,000	135,880,000	146,591,000	149,832,000	112,052,000	99,972,000	113,638,000	116,879,000	112,673,000	146,665,000	120,513,000	114,365,000	123,969,000	135,379,000	107,769,000	80,589,000	43,515,000	41,882,000	40,396,000	43,417,000	43,990,000	51,082,000	50,650,000	50,817,000	44,210,000	38,899,000	48,523,000	34,160,000	35,325,000	33,572,000	28,641,000	30,657,000	30,451,000	29,676,000	27,601,000	27,365,000	25,917,000	26,321,000	25,368,000	27,415,000	21,978,000	19,842,000	18,642,000	19,936,000	22,031,000	13,346,000	12,744,000	16,259,000	13,451,000	16,822,000	17,424,000	17,940,000	15,415,000	15,169,000	15,556,000	17,267,000	10,501,000	9,834,000	10,595,000	11,687,000	32,586,000	13,680,000	12,682,000
total assets	8,382,458,000	8,388,780,000	8,401,248,000	8,280,142,000	8,419,693,000	6,295,910,000	6,260,907,000	6,216,923,000	6,111,929,000	6,152,198,000	6,005,666,000	6,053,269,000	5,996,919,000	6,155,991,000	6,259,905,000	6,471,703,000	6,697,629,000	5,608,539,000	5,475,750,000	5,348,569,000	5,219,834,000	4,977,577,000	4,852,830,000	4,851,051,000	4,323,853,000	4,397,672,000	4,355,882,000	3,970,739,000	3,895,524,000	3,929,090,000	3,363,769,000	3,344,544,000	3,125,018,000	3,144,360,000	3,072,889,000	3,004,803,000	2,933,144,000	2,955,994,000	2,979,540,000	2,915,811,000	2,866,727,000	2,373,701,000	2,313,210,000	2,259,686,000	2,240,223,000	2,237,099,000	2,205,921,000	2,193,573,000	2,146,390,000	2,060,122,000	1,817,672,000	1,761,639,000	1,375,888,000	1,355,984,000	1,340,928,000	1,254,012,000	1,242,965,000	1,233,815,000	1,224,492,000	1,204,303,000	1,190,828,000	1,178,601,000	1,174,980,000	1,174,960,000
liabilities
non-interest-bearing demand deposits	1,926,859,000	1,944,831,000	1,938,522,000	1,896,737,000	1,889,673,000	1,399,270,000	1,406,405,000	1,448,467,000	1,463,933,000	1,493,160,000	1,502,175,000	1,540,564,000	1,601,206,000	1,691,804,000	1,755,065,000	1,745,067,000	1,789,353,000	1,529,223,000	1,453,197,000	1,350,399,000	1,383,888,000	1,183,442,000	1,185,814,000	1,139,928,000	869,847,000	832,985,000	827,259,000	725,367,000	723,995,000	715,972,000	634,421,000	629,724,000	599,374,000	606,134,000	589,315,000	557,535,000	572,874,000	571,989,000	534,620,000	506,498,000	507,567,000	465,357,000	418,947,000	425,547,000	426,373,000	428,016,000	410,329,000	398,621,000	409,630,000	364,110,000	248,979,000	242,159,000	184,204,000	187,363,000	166,922,000	158,163,000	155,268,000	147,704,000	147,049,000	149,197,000	147,977,000	147,196,000	154,029,000	142,281,000
interest-bearing demand, savings, and money market accounts	3,768,529,000	3,755,374,000	3,714,191,000	3,728,031,000	3,788,889,000	3,013,204,000	2,955,306,000	2,984,571,000	2,918,459,000	2,992,761,000	2,932,180,000	3,056,396,000	3,039,393,000	3,229,778,000	3,381,082,000	3,503,789,000	3,527,373,000	2,867,994,000	2,762,328,000	2,688,611,000	2,548,015,000	2,428,636,000	2,278,826,000	2,267,092,000	2,008,757,000	1,965,640,000	1,910,395,000	1,805,694,000	1,706,913,000	1,768,177,000	1,605,818,000	1,611,583,000	1,465,150,000	1,490,033,000	1,454,073,000	1,453,512,000	1,389,763,000	1,399,381,000	1,361,522,000	1,380,038,000	1,310,089,000	1,054,983,000	1,039,520,000	1,014,013,000	1,009,368,000	1,018,320,000	1,020,504,000	1,010,367,000	1,015,711,000	974,748,000	876,949,000	849,163,000	541,532,000	532,877,000	522,438,000	473,278,000	484,699,000	475,506,000	474,323,000	448,550,000	439,305,000	420,827,000	427,408,000	399,789,000
time deposits	1,285,520,000	1,289,537,000	1,361,789,000	1,329,918,000	1,419,323,000	916,601,000	909,568,000	880,519,000	836,955,000	767,042,000	701,516,000	582,745,000	514,296,000	428,469,000	438,194,000	464,752,000	512,884,000	347,099,000	377,426,000	410,735,000	446,770,000	494,452,000	515,034,000	572,413,000	599,910,000	631,396,000	693,632,000	597,771,000	634,262,000	588,483,000	400,608,000	360,133,000	402,597,000	387,885,000	381,184,000	352,274,000	363,835,000	378,181,000	433,521,000	390,836,000	422,958,000	306,036,000	345,368,000	323,205,000	364,658,000	333,425,000	333,638,000	333,391,000	342,434,000	332,181,000	395,321,000	393,624,000	361,550,000	362,608,000	360,496,000	341,554,000	329,676,000	338,128,000	334,377,000	354,744,000	354,468,000	338,340,000	342,280,000	374,605,000
total deposits	6,980,908,000	6,989,742,000	7,014,502,000	6,954,686,000	7,097,885,000	5,329,075,000	5,271,279,000	5,313,557,000	5,219,347,000	5,252,963,000	5,135,871,000	5,179,705,000	5,154,895,000	5,350,051,000	5,574,341,000	5,713,608,000	5,829,610,000	4,744,316,000	4,592,951,000	4,449,745,000	4,378,673,000	4,106,530,000	3,979,674,000	3,979,433,000	3,478,514,000	3,430,021,000	3,431,286,000	3,128,832,000	3,065,170,000	3,072,632,000	2,640,847,000	2,601,440,000	2,467,121,000	2,484,052,000	2,424,572,000	2,363,321,000	2,326,472,000	2,349,551,000	2,329,663,000	2,277,372,000	2,240,614,000	1,826,376,000	1,803,835,000	1,762,765,000	1,800,399,000	1,779,761,000	1,764,471,000	1,742,379,000	1,767,775,000	1,671,039,000	1,521,249,000	1,484,946,000	1,087,286,000	1,082,848,000	1,049,856,000	972,995,000	969,643,000	961,338,000	955,749,000	952,491,000	941,750,000	906,363,000	923,717,000	916,675,000
fhlb advances and other borrowings	169,235,000	182,683,000	211,016,000	202,033,000	216,542,000	210,131,000	204,153,000	166,644,000	191,810,000	193,937,000	286,193,000	227,484,000	191,052,000	203,806,000	146,015,000	144,885,000	156,124,000	152,183,000	186,389,000	205,506,000	173,547,000	194,529,000	214,544,000	219,700,000	207,965,000	349,686,000	316,687,000	305,940,000	317,480,000	376,409,000	327,039,000	354,803,000	274,473,000	275,216,000	261,941,000	263,469,000	241,358,000	258,114,000	279,110,000	278,214,000	278,698,000	273,323,000	239,072,000	240,072,000	178,825,000	206,064,000	208,086,000	225,546,000	159,991,000	191,554,000	119,257,000	110,750,000	153,717,000	137,173,000	157,861,000	151,647,000	148,121,000	147,199,000	147,832,000	130,036,000	131,664,000	157,893,000	139,563,000	144,454,000
accrued interest payable and other liabilities	57,728,000	54,030,000	56,007,000	53,919,000	59,224,000	41,637,000	40,912,000	48,901,000	45,518,000	41,740,000	45,210,000	43,515,000	45,641,000	43,741,000	44,848,000	38,781,000	62,859,000	43,581,000	46,271,000	44,321,000	50,401,000	51,809,000	54,631,000	57,244,000	53,834,000	44,145,000	44,982,000	36,556,000	33,687,000	21,409,000	19,760,000	17,761,000	19,419,000	20,521,000	25,751,000	23,059,000	24,098,000	18,062,000	29,776,000	27,870,000	25,777,000	21,654,000	22,951,000	19,799,000	23,391,000	22,450,000	13,099,000	11,310,000	11,883,000	12,386,000	17,083,000	14,609,000	13,351,000	13,090,000	13,054,000	13,121,000	11,652,000	12,888,000	12,194,000	13,723,000	12,240,000	13,324,000	13,496,000	14,364,000
total liabilities	7,207,871,000	7,226,455,000	7,281,525,000	7,210,638,000	7,373,651,000	5,580,843,000	5,516,344,000	5,529,102,000	5,456,675,000	5,488,640,000	5,467,274,000	5,450,704,000	5,391,588,000	5,597,598,000	5,765,204,000	5,897,274,000	6,048,593,000	4,940,080,000	4,825,611,000	4,699,572,000	4,602,621,000	4,352,868,000	4,248,849,000	4,256,377,000	3,740,313,000	3,823,852,000	3,792,955,000	3,471,328,000	3,416,337,000	3,470,450,000	2,987,646,000	2,974,004,000	2,761,013,000	2,779,789,000	2,712,264,000	2,649,849,000	2,591,928,000	2,625,727,000	2,638,549,000	2,583,456,000	2,545,089,000	2,121,353,000	2,065,858,000	2,022,636,000	2,002,615,000	2,008,275,000	1,985,656,000	1,979,235,000	1,939,649,000	1,874,979,000	1,657,589,000	1,610,305,000	1,254,354,000	1,233,111,000	1,220,771,000	1,137,763,000	1,129,416,000	1,121,425,000	1,115,775,000	1,096,250,000	1,085,654,000	1,077,580,000	1,076,776,000	1,075,493,000
shareholders’ equity
common stock	37,565,000	37,496,000	37,493,000	37,493,000	37,481,000	29,677,000	29,679,000	29,679,000	29,669,000	29,585,000	29,575,000	29,573,000	29,573,000	29,493,000	29,485,000	29,483,000	29,486,000	26,554,000	26,546,000	26,546,000	26,546,000	26,502,000	26,493,000	26,497,000	26,540,000	26,671,000	26,662,000	24,992,000	24,992,000	24,967,000	22,968,000	22,968,000	22,969,000	22,934,000	22,930,000	22,930,000	15,287,000	15,261,000	15,258,000	15,258,000	15,254,000	13,279,000	13,273,000	13,259,000	13,251,000	13,216,000	13,210,000	13,210,000	13,208,000	12,667,000	12,593,000	12,591,000	11,105,000	11,105,000	11,105,000	11,102,000	11,077,000		11,075,000	11,073,000	11,030,000	11,030,000		11,029,000
additional paid-in capital	707,248,000	706,818,000	706,524,000	705,737,000	704,950,000	392,266,000	391,583,000	390,755,000	389,851,000	389,411,000	388,955,000	388,460,000	387,630,000	387,171,000	386,764,000	386,368,000	385,272,000	276,057,000	275,682,000	275,309,000	274,670,000	274,385,000	274,166,000	274,017,000	274,860,000	278,954,000	278,608,000	229,943,000	229,633,000	229,347,000	166,227,000	165,917,000	165,532,000	165,288,000	164,987,000	164,683,000	172,013,000	171,744,000	171,261,000	170,993,000	170,676,000	110,145,000	109,839,000	109,178,000	108,852,000	108,660,000	108,481,000	108,356,000	108,171,000	95,838,000	94,700,000	94,536,000	69,297,000	69,089,000	69,020,000	68,892,000	68,816,000	68,687,000	68,566,000	68,446,000	68,371,000	68,367,000	68,409,000	68,408,000
retained earnings	604,515,000	582,945,000	558,086,000	533,834,000	513,292,000	513,588,000	498,340,000	485,256,000	472,689,000	461,622,000	447,475,000	433,384,000	418,620,000	405,167,000	387,510,000	369,673,000	352,679,000	350,364,000	336,647,000	320,717,000	302,450,000	288,447,000	272,579,000	263,011,000	253,780,000	253,090,000	241,801,000	233,269,000	222,246,000	211,424,000	204,188,000	194,994,000	187,342,000	178,969,000	169,859,000	163,181,000	156,322,000	149,666,000	142,347,000	134,909,000	127,867,000	125,112,000	119,656,000	114,190,000	109,118,000	104,058,000	98,528,000	92,934,000	88,361,000	79,550,000	42,220,000	39,119,000	36,232,000	34,635,000	32,595,000	30,741,000	29,041,000	27,272,000	25,631,000	24,417,000	23,019,000	21,210,000	19,436,000	17,869,000
accumulated other comprehensive income	-174,741,000	-164,934,000	-182,380,000	-207,560,000	-209,681,000	-220,464,000	-175,039,000	-217,869,000	-236,955,000	-217,060,000	-327,613,000	-248,852,000	-230,492,000	-263,438,000	-309,058,000	-211,095,000	-118,401,000	15,484,000	11,264,000	26,425,000	13,547,000	35,375,000	30,743,000	31,149,000	28,360,000	15,105,000	15,856,000	11,207,000	2,316,000					-2,620,000	2,849,000	4,160,000		-6,404,000	12,125,000	11,195,000	7,841,000	3,812,000	4,584,000	423,000	6,387,000	2,890,000	46,000			-2,912,000	10,570,000	5,088,000	4,900,000				4,615,000	5,354,000	3,445,000	4,117,000	2,754,000	414,000	-671,000	2,161,000
total shareholders’ equity	1,174,587,000	1,162,325,000	1,119,723,000	1,069,504,000	1,046,042,000	715,067,000	744,563,000	687,821,000	655,254,000	663,558,000	538,392,000	602,565,000	605,331,000	558,393,000	494,701,000	574,429,000	649,036,000	668,459,000	650,139,000	648,997,000	617,213,000	624,709,000	603,981,000	594,674,000	583,540,000	573,820,000	562,927,000	499,411,000	479,187,000	458,640,000	376,123,000	370,540,000	364,005,000	364,571,000	360,625,000	354,954,000	341,216,000	330,267,000	340,991,000	332,355,000	321,638,000	252,348,000	247,352,000	237,050,000	237,608,000	228,824,000	220,265,000	214,338,000	206,741,000	185,143,000	160,083,000	151,334,000	121,534,000	122,873,000	120,157,000	116,249,000	113,549,000	112,390,000	108,717,000	108,053,000	105,174,000	101,021,000	98,204,000	99,467,000
total liabilities and shareholders’ equity	8,382,458,000	8,388,780,000	8,401,248,000	8,280,142,000	8,419,693,000	6,295,910,000	6,260,907,000	6,216,923,000	6,111,929,000	6,152,198,000	6,005,666,000	6,053,269,000	5,996,919,000	6,155,991,000	6,259,905,000	6,471,703,000	6,697,629,000	5,608,539,000	5,475,750,000	5,348,569,000	5,219,834,000	4,977,577,000	4,852,830,000	4,851,051,000	4,323,853,000	4,397,672,000	4,355,882,000	3,970,739,000	3,895,524,000	3,929,090,000	3,363,769,000	3,344,544,000	3,125,018,000	3,144,360,000	3,072,889,000	3,004,803,000	2,933,144,000	2,955,994,000	2,979,540,000	2,915,811,000	2,866,727,000	2,373,701,000	2,313,210,000	2,259,686,000	2,240,223,000	2,237,099,000	2,205,921,000	2,193,573,000	2,146,390,000	2,060,122,000	1,817,672,000	1,761,639,000	1,375,888,000	1,355,984,000	1,340,928,000	1,254,012,000	1,242,965,000	1,233,815,000	1,224,492,000	1,204,303,000	1,190,828,000	1,178,601,000	1,174,980,000	1,174,960,000
end of period shares issued and outstanding	37,565,278,000	37,495,679,000	37,493,333,000	37,492,814,000	37,481,716,000	29,677,093,000	29,679,466,000	29,679,248,000	29,669,019,000	29,584,709,000	29,575,451,000	29,572,783,000	29,573,439,000	29,493,193,000	29,485,121,000	29,483,045,000	29,485,683,000	26,553,508,000	26,546,100,000	26,545,704,000	26,546,280,000	26,502,157,000	26,492,866,000	26,497,291,000	26,540,031,000	26,671,368,000	26,662,078,000	24,992,238,000	24,992,238,000	24,967,458,000	22,968,078,000	22,967,898,000	22,968,813,000	22,934,403,000	22,930,017,000	22,929,627,000	22,929,417,000	15,261,431,000	15,257,849,000	15,257,669,000	15,253,503,000	13,278,824,000	13,273,349,000	13,259,594,000	13,251,470,000	13,215,800,000	13,210,395,000	13,210,395,000	13,208,240,000	12,666,836,000	12,593,222,000	12,590,304,000	11,105,583,000	11,104,918,000	11,104,918,000	11,101,560,000	11,077,382,000	11,077,382,000	11,074,718,000	11,073,063,000	11,030,288,000	11,030,288,000	11,029,869,000	11,029,484,000
commitments and contingencies
allowance for loan losses																										-16,278,000	-15,869,000	-16,239,000	-16,243,000	-15,823,000	-16,051,000	-15,637,000	-14,460,000	-15,694,000	-15,321,000	-15,320,000	-15,166,000	-14,808,000	-15,154,000	-15,304,000	-15,161,000	-14,438,000	-14,770,000	-15,258,000	-15,169,000		-15,592,000	-15,550,000	-15,484,000	-14,464,000	-14,780,000	-14,173,000	-13,317,000	-11,700,000	-10,813,000	-10,713,000	-11,016,000	-10,788,000	-10,295,000	-10,044,000	-9,522,000	-9,358,000	-9,853,000	-9,198,000
preferred stock, no par value; 500,000 shares authorized, no shares issued
accumulated other comprehensive loss																														-7,098,000	-17,260,000	-13,339,000	-11,838,000				-2,406,000											-162,000	-2,999,000
securities held-to-maturity, at cost																																										95,000	95,000	95,000	95,000	184,000	184,000	184,000	184,000	268,000	1,444,000	1,444,000	1,604,000	1,603,000	1,886,000	2,101,000			3,018,000	3,018,000	3,326,000	3,491,000		4,060,000
loans held-for-sale																																																			6,097,000	2,862,000	11,850,000	13,627,000	10,768,000	5,270,000	5,706,000	8,105,000	12,170,000	13,172,000	3,166,000	4,993,000	9,080,000	6,613,000
preferred stock, 10 par value; 500,000 shares authorized, no shares issued
accumulated other comprehensive income, net of tax																																																						8,044,000	7,437,000	5,514,000
securities held-to-maturity, at cost (fair value of 2,801 and 3,358 on
december 31, 2009 and 2008, respectively)																																																									2,774,000
securities held-to-maturity, at cost (fair value of 2,827 and 3,358
on september 30, 2009 and december 31, 2008, respectively)																																																										2,773,000
preferred stock, 10 par value; 500,000
shares authorized, no shares issued
20,000,000 shares authorized																																																										11,077,000					11,030,000
securities held-to-maturity, at cost (fair value of 4,103 and 4,496
on june 30, 2008 and december 31, 2007, respectively)																																																															4,060,000

Cashflow Statements:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31

cash flows from operating activities
net income	33,152,000	35,683,000	35,074,000	31,361,000	10,517,000	23,211,000	21,048,000	20,530,000	19,022,000	21,507,000	21,451,000	22,123,000	20,807,000	24,415,000	24,596,000	23,747,000	9,067,000	19,272,000	21,486,000	23,822,000	19,557,000	20,890,000	14,593,000	14,255,000	12,472,000	15,820,000	13,064,000	15,271,000	15,067,000	10,980,000	12,639,000	11,097,000	11,813,000	11,621,000	9,660,000	9,839,000	9,556,000	10,065,000	10,185,000	9,788,000	5,146,000	7,721,000	7,325,000	7,306,000	7,644,000	7,708,000	6,687,000	6,305,000	6,483,000	4,864,000	4,645,000	3,152,000	3,594,000	3,408,000	3,251,000	3,321,000	3,191,000	2,764,000	2,942,000	3,353,000	3,319,000	3,111,000	3,020,000
adjustments to reconcile net income to net cash from operating activities:
net amortization on securities	-444,000	-396,000	-397,000	-466,000	-426,000	-366,000	-197,000	1,321,000	1,403,000	1,400,000	1,387,000	1,372,000	1,407,000	1,498,000	1,613,000	1,606,000	1,735,000	1,765,000	1,696,000	1,624,000	1,553,000	1,574,000	1,665,000	1,311,000	1,121,000	1,017,000	1,061,000			852,000	905,000			952,000	922,000	861,000	808,000	881,000	910,000	1,061,000	823,000	644,000	660,000	565,000	515,000	534,000	497,000	479,000	607,000	459,000	429,000		416,000	169,000	109,000
depreciation and amortization	4,884,000	5,000,000	5,164,000	4,802,000	3,748,000	2,316,000	2,296,000	2,326,000	2,339,000	2,352,000	2,368,000	2,411,000	2,429,000	2,373,000	2,493,000	2,596,000	2,654,000	2,047,000	2,142,000	2,254,000	2,327,000	2,386,000	2,335,000	2,367,000	2,341,000	2,266,000	2,291,000	2,063,000	2,010,000	1,958,000	1,625,000	1,402,000	1,199,000	1,191,000	1,179,000	1,190,000	1,127,000	949,000	1,139,000	1,179,000	1,048,000	1,047,000	1,086,000	1,121,000	1,199,000	1,189,000	1,206,000	1,216,000	1,084,000	1,359,000	1,326,000	952,000	956,000	849,000	963,000	940,000	951,000	899,000	898,000		850,000	842,000	834,000
loans originated for sale	-59,654,000	-45,925,000	-51,836,000	-44,320,000	-29,096,000	-32,607,000	-34,889,000	-38,008,000	-29,017,000	-25,173,000	-33,352,000	-26,737,000	-21,519,000	-24,038,000	-40,628,000	-52,037,000	-46,256,000	-62,038,000	-68,082,000	-60,859,000	-70,550,000	-86,633,000	-89,632,000	-85,861,000	-54,906,000	-55,285,000	-64,913,000	-45,085,000	-33,043,000	-30,049,000	-36,796,000	-35,249,000	-29,822,000	-27,240,000	-37,974,000	-32,738,000	-24,566,000	-42,948,000	-42,185,000	-31,328,000	-21,731,000	-34,952,000	-43,704,000	-32,640,000		-27,581,000	-20,608,000	-22,414,000	-32,924,000	-18,641,000	-23,620,000	-42,175,000	-42,407,000	-23,424,000	-17,467,000	-19,715,000	-46,341,000	-33,412,000	-46,525,000		-19,588,000	-34,736,000	-29,326,000
proceeds from sales of loans held-for-sale	53,148,000	48,877,000	57,289,000	38,027,000	32,134,000	34,292,000	41,922,000	33,800,000	24,575,000	27,599,000	35,182,000	25,008,000	24,736,000	26,397,000	40,336,000	56,819,000	48,039,000	68,650,000	72,365,000	63,937,000	71,465,000	100,935,000	86,016,000	81,762,000	58,459,000	57,954,000	61,918,000	40,381,000	29,622,000	35,615,000	38,092,000	33,118,000	30,592,000	29,677,000	40,353,000	30,671,000	33,615,000	41,542,000	35,335,000	35,730,000	24,700,000	39,990,000	40,222,000	33,260,000	27,912,000	29,401,000	22,040,000	22,255,000	43,943,000	15,785,000	33,017,000	44,493,000	40,350,000	18,425,000	18,221,000	22,574,000	50,885,000	34,759,000	36,995,000		24,005,000	32,673,000	28,734,000
provision for credit losses	2,000,000	2,225,000	700,000	1,200,000	15,300,000	625,000	625,000	625,000	900,000	0	900,000	550,000	1,100,000	500,000	350,000	300,000	5,200,000	2,000,000	-2,000,000	-5,000,000	-1,500,000
gain on sale of loans	-1,483,000	-1,109,000	-1,572,000	-997,000	-832,000	-630,000	-704,000	-969,000	-751,000	-532,000	-614,000	-630,000	-587,000	-494,000	-854,000	-1,049,000	-1,421,000	-1,850,000	-2,197,000	-2,018,000	-2,202,000	-2,530,000	-2,861,000	-2,654,000	-1,863,000	-973,000	-1,649,000	-1,030,000	-981,000	-583,000	-866,000	-905,000	-650,000	-682,000	-952,000	-959,000	-687,000	-752,000	-1,004,000	-883,000	-720,000	-831,000	-784,000	-749,000		-613,000	-386,000	-476,000	-613,000	-379,000	-409,000	-541,000	-802,000						-565,000		-330,000	-404,000	-324,000
gain on sales of other real estate and repossessed assets	22,000					0									1,000	-20,000	1,000		0			76,000	0							-28,000	0	0	-13,000	-9,000	-1,000			40,000										2,000		-111,000	8,000
loss on disposition of premises and equipment	-20,000
increase in cash surrender value of company owned life insurance	-625,000	-651,000	-642,000	-343,000	-579,000	170,000	-488,000	-98,000	-454,000	-468,000	-446,000	-455,000	-473,000	-497,000	-415,000	-472,000	-436,000	-290,000	-478,000	-245,000	-356,000	-357,000	-360,000	-359,000	-373,000	-373,000	-375,000	-328,000	-331,000	-357,000	-263,000	-269,000	-252,000	-281,000	-330,000	-498,000	-261,000	-299,000	-267,000	-267,000	-235,000	-30,000	-213,000	-211,000		-218,000	-202,000	-211,000	-231,000	-251,000	-353,000	-223,000	-199,000	-188,000	-204,000	-23,000	-203,000	-203,000	-241,000		-204,000	-204,000	-203,000
equity based compensation	499,000	807,000	787,000	799,000	481,000	681,000	828,000	914,000	524,000	466,000	497,000	830,000	539,000	415,000	398,000	1,093,000	424,000	383,000	373,000	639,000	329,000	238,000	261,000	282,000	270,000	360,000	306,000	310,000	311,000	520,000	273,000	283,000	279,000	305,000	304,000	342,000	295,000	611,000	268,000	267,000	261,000	228,000	275,000	234,000	145,000	162,000	162,000	158,000	77,000	154,000	153,000	105,000	100,000	99,000	101,000	129,000	121,000	117,000	118,000	4,000	4,000
change in assets and liabilities:
interest receivable and other assets	2,070,000	453,000	4,926,000	2,503,000	-490,000	-592,000	4,176,000	-2,281,000	445,000	8,939,000	-5,815,000	-2,201,000	2,802,000	-1,007,000	-6,595,000	-6,016,000	12,524,000	368,000	-2,569,000	4,206,000	711,000	3,121,000	-552,000	944,000	-6,438,000	-1,696,000	14,812,000	-15,401,000	683,000	4,525,000	-5,238,000	2,908,000	16,000	-2,543,000	-1,789,000	1,406,000	-1,602,000	1,008,000	-931,000	4,274,000	1,462,000	-1,194,000	1,227,000	2,245,000		-588,000	-4,726,000	606,000	-730,000	594,000	5,423,000	-2,406,000	-344,000	524,000	1,694,000	-6,901,000	-766,000	840,000	2,591,000		-19,437,000	398,000	1,225,000
interest payable and other liabilities	3,495,000	-2,536,000	3,248,000	-5,609,000	7,175,000	1,597,000	-10,036,000	2,185,000	4,900,000	-5,910,000	2,970,000	-465,000	232,000	-1,983,000	10,908,000	-22,425,000	15,126,000	-3,804,000	5,994,000	-9,227,000	5,852,000	-3,681,000	-1,940,000	1,783,000	8,271,000	-1,093,000	3,997,000	705,000	879,000	-3,309,000	3,057,000	-1,312,000	1,402,000	-2,766,000	3,407,000	-4,608,000	3,857,000	-1,636,000	1,396,000	-1,900,000	-407,000	894,000	-339,000	-967,000	7,743,000	1,694,000	-559,000	1,079,000	1,926,000	-591,000	-1,620,000	1,599,000	-357,000	-1,179,000	977,000	-933,000	-285,000	-1,208,000	-636,000		-175,000	-872,000	1,070,000
net cash from operating activities	37,044,000	42,669,000	51,803,000	26,916,000	37,928,000	28,693,000	24,509,000	18,709,000	23,853,000	29,577,000	24,416,000	21,775,000	31,466,000	27,544,000	32,171,000	4,054,000	46,267,000	26,911,000	28,509,000	18,734,000	26,690,000	36,240,000	13,466,000	18,771,000	23,941,000	19,441,000	32,909,000	-2,464,000	15,343,000	19,873,000	13,838,000	14,881,000	13,739,000	11,057,000	15,325,000	5,851,000	22,642,000	9,115,000	4,292,000	17,307,000	11,199,000	13,393,000	5,801,000	9,959,000	12,139,000	11,059,000	4,108,000	9,122,000	18,799,000	4,558,000	19,259,000	6,664,000	2,811,000	-678,000	8,430,000	306,000	8,430,000	5,364,000	-3,675,000	15,369,000	-10,662,000	1,637,000	5,721,000
capital expenditures	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
free cash flows	37,044,000	42,669,000	51,803,000	26,916,000	37,928,000	28,693,000	24,509,000	18,709,000	23,853,000	29,577,000	24,416,000	21,775,000	31,466,000	27,544,000	32,171,000	4,054,000	46,267,000	26,911,000	28,509,000	18,734,000	26,690,000	36,240,000	13,466,000	18,771,000	23,941,000	19,441,000	32,909,000	-2,464,000	15,343,000	19,873,000	13,838,000	14,881,000	13,739,000	11,057,000	15,325,000	5,851,000	22,642,000	9,115,000	4,292,000	17,307,000	11,199,000	13,393,000	5,801,000	9,959,000	12,139,000	11,059,000	4,108,000	9,122,000	18,799,000	4,558,000	19,259,000	6,664,000	2,811,000	-678,000	8,430,000	306,000	8,430,000	5,364,000	-3,675,000	15,369,000	-10,662,000	1,637,000	5,721,000
cash flows from investing activities
proceeds from maturities, calls, and redemptions of securities available-for-sale	178,598,000		162,167,000	141,598,000	125,188,000
proceeds from sales of securities available-for-sale		999,000	500,000	0	205,376,000	1,998,000	175,738,000	164,205,000	62,162,000	0	0	20,507,000	93,752,000	45,665,000	2,072,000	5,554,000	91,946,000	8,301,000	36,075,000	15,378,000	51,370,000	50,413,000	11,269,000	52,435,000	10,989,000	7,302,000	53,025,000	10,459,000	11,815,000	68,094,000	5,404,000	10,220,000	7,295,000	1,116,000				23,651,000	36,112,000	42,364,000	62,975,000	0	9,191,000	9,808,000	7,453,000	45,474,000	6,983,000	254,000	19,231,000							0	0				18,658,000	0	16,130,000
purchase of securities available-for-sale	-200,124,000	-154,713,000	-176,517,000	-147,597,000	-141,489,000	-166,494,000	-365,753,000	-119,754,000	-70,303,000	-81,138,000	-19,231,000	-80,966,000	-1,967,000	-85,131,000	-42,066,000	-55,865,000	-234,878,000	-244,694,000	-215,674,000	-255,605,000	-304,722,000	-286,486,000	-148,359,000	-182,852,000	-47,292,000	-50,630,000	-44,932,000	-43,487,000	-30,591,000	-38,892,000	-32,789,000	-31,187,000	-37,736,000	-27,042,000	-72,819,000	-24,590,000	-32,351,000	-58,599,000	-75,489,000	-67,662,000	-23,706,000	-20,757,000	-50,055,000	-11,899,000		-26,963,000	-21,508,000	-25,776,000	-50,438,000	-24,203,000	-116,977,000	-69,971,000	-16,420,000	-50,384,000	-19,022,000	-72,319,000	-13,144,000	-12,142,000	-29,587,000		-9,193,000	-39,505,000	-30,865,000
proceeds from redemption of federal home loan bank stock	179,000	168,000	110,000	139,000	3,310,000	65,000	42,000	100,000	57,000	76,000	93,000	101,000	80,000	69,000	153,000	196,000	7,671,000	0	0	0	120,000	0	200,000			0
loans made to customers, net of payments received	24,522,000	-97,248,000	-23,773,000	-112,193,000	-2,971,000	-64,066,000	-24,469,000	-65,683,000	-1,739,000	-83,456,000	-61,714,000	-57,563,000	15,109,000	-107,672,000	-33,068,000	2,979,000	30,525,000	102,000	43,362,000	45,484,000	-29,391,000	128,018,000	45,057,000	-252,792,000	69,603,000	-20,907,000	14,497,000	-8,473,000	18,808,000	-1,944,000	-18,261,000	-50,403,000	-16,519,000	-51,360,000	-54,679,000	-49,479,000	6,182,000	10,603,000	-41,963,000	-45,815,000	-29,023,000	-40,927,000	-24,613,000	832,000		-21,763,000	-45,913,000	18,240,000	-40,144,000	-13,095,000	38,868,000	-3,729,000	-1,617,000	-8,050,000	8,522,000	7,414,000	2,891,000	-15,512,000	15,885,000		-10,895,000	-17,970,000	23,971,000
proceeds from sales of other real estate	46,000					0				53,000				0	-1,000	50,000	39,000	108,000	885,000			24,000	0			0	10,000	73,000	286,000	608,000	0	28,000	26,000	523,000	722,000	38,000	152,000	358,000	202,000	152,000	717,000	183,000	649,000	151,000	214,000	795,000	592,000	444,000	1,020,000	2,109,000	532,000	539,000	147,000	484,000	1,405,000	1,299,000	135,000	211,000	111,000		171,000	190,000	309,000
property and equipment expenditures	-1,066,000	-1,653,000	-1,658,000	-751,000	-1,253,000	-656,000	-1,482,000	-1,671,000	-1,238,000	-248,000	-1,033,000	-2,548,000	-1,916,000	-1,564,000	-1,077,000	-1,154,000	-4,057,000	-1,892,000	-999,000	-960,000	-835,000	-1,909,000	-1,779,000	-2,217,000	-1,166,000	-3,755,000	-2,447,000	-1,543,000	-1,629,000	-2,494,000	-3,830,000	-4,072,000	-4,790,000	-3,906,000	-3,975,000	-869,000	-2,433,000	-2,379,000	-1,351,000	-1,045,000	-459,000	-387,000	-216,000	-283,000		-749,000	-1,347,000	-396,000	-690,000	-1,296,000	-1,063,000	19,000	-1,342,000	-510,000	-142,000	-629,000	-733,000	-942,000	-333,000		-557,000	-380,000	-1,047,000
proceeds from sales of land and buildings	345,000		0																0
acquisition of heartland bancorp.			0	0	22,665,000
net cash from investing activities	2,500,000	-115,588,000	-55,223,000	-100,286,000	210,826,000	-91,159,000	-145,446,000	126,144,000	28,061,000	-62,383,000	-40,138,000	-15,252,000	145,028,000	-108,269,000	-40,321,000	-14,682,000	139,091,000	-190,305,000	-85,933,000	-139,310,000	-224,751,000	-41,959,000	-32,083,000	-337,035,000	64,999,000	-31,913,000	59,657,000	-15,114,000	18,032,000	31,207,000	-27,780,000	-19,432,000	-22,793,000	-65,076,000	-61,587,000	-55,262,000	-7,355,000	4,468,000	-54,176,000	-45,917,000	23,936,000	-41,749,000	-35,787,000	17,349,000		16,544,000	-38,185,000	11,165,000	-35,729,000	-14,167,000	228,000	-52,218,000	-4,767,000	-39,642,000	3,589,000	-39,882,000	4,851,000	-29,020,000	-1,520,000	23,610,000	3,515,000	-44,826,000	17,451,000
cash flows from financing activities
change in deposits	-8,855,000	-24,793,000	59,846,000	-142,941,000	38,126,000	57,802,000	-42,258,000	94,239,000	-33,578,000	117,145,000	-43,765,000	24,894,000	-195,056,000	-224,161,000	-139,106,000	-115,813,000	154,309,000	151,383,000	160,837,000	71,092,000	272,173,000	126,903,000	317,000	501,028,000	48,658,000	-1,032,000	-68,682,000	63,891,000	-7,184,000	7,692,000	39,435,000	-41,345,000	-16,894,000	59,526,000	61,302,000	36,912,000	-23,003,000	20,195,000	52,363,000	36,847,000	8,826,000	41,073,000	-37,630,000	20,642,000		22,099,000	-25,388,000	-44,369,000	29,134,000	36,372,000	95,002,000	4,453,000	33,035,000	26,738,000	3,352,000	8,320,000	5,604,000	3,272,000	10,756,000		-17,340,000	7,057,000	39,269,000
change in short-term borrowings	-13,491,000	11,576,000	8,987,000	-14,968,000	-22,532,000	5,907,000	12,434,000	-25,242,000	-2,204,000	-92,335,000	58,629,000	11,350,000	-12,837,000	57,707,000	1,044,000	-11,326,000	-17,608,000	15,737,000	-19,173,000	31,900,000	-13,041,000	-20,076,000	-218,000	39,676,000	-134,214,000	41,614,000	-16,195,000	-23,552,000	-83,904,000	-43,891,000	-2,750,000	80,343,000	9,297,000	16,300,000	-1,503,000	22,134,000	-40,985,000	-20,974,000	5,699,000	4,575,000	-29,463,000	-31,014,000	56,233,000	-27,212,000	20,963,000	2,524,000	45,213,000	19,240,000	-4,113,000	8,494,000	-52,696,000	28,049,000	-684,000	6,978,000	3,557,000	12,425,000	-630,000	-1,450,000	-1,600,000	4,495,000	18,333,000	-1,388,000	-24,690,000
advances in long-term debt		0				0	25,000,000	25,000,000	25,000,000	0	0															-786,000	25,000,000	40,000,000	25,000,000	-10,000,000	0	0	35,000,000	0	25,000,000	25,000,000	25,000,000					50,000,000			0	-1,179,000	20,000,000	1,500,000	20,000,000
repayments of long-term debt	-71,000	-40,306,000	-24,091,000	-45,000	-36,000	-43,000	-39,000	-25,038,000	-25,037,000	-35,000	-34,000	-32,000	-31,000	-30,000	-28,000	-27,000	-41,605,000	-50,024,000	-24,000	-22,000	-8,021,000	-21,000	-5,019,000	-28,017,000	-7,568,000	-8,037,000	-29,036,000	-28,034,000	-64,000	29,967,000	-25,033,000	-31,000	-45,058,000	-3,030,000	-25,030,000	-25,028,000	-776,000	-27,000	-4,787,000	-5,026,000	-15,070,000	-20,024,000	-20,023,000	-64,000		-18,843,000	305,000	-1,557,000	-10,000	-4,000	-5,035,000	-11,505,000	-20,004,000	-764,000	-32,000	-21,494,000	-14,000	-4,000	-29,000		0	-3,500,000	-24,000
dividends paid	-11,582,000	-10,824,000	-10,822,000	-10,819,000	-10,813,000	-7,963,000	-7,964,000	-7,963,000	-7,955,000	-7,360,000	-7,360,000	-7,359,000	-7,354,000	-6,758,000	-6,759,000	-6,753,000	-6,752,000	-5,555,000	-5,556,000	-5,555,000	-5,554,000	-5,022,000	-5,025,000	-5,024,000	-5,065,000	-4,531,000	-4,532,000	-4,248,000	-4,245,000	-3,744,000	-3,445,000	-3,445,000	-3,440,000	-2,980,000	-2,982,000	-2,980,000	-2,900,000	-2,746,000	-2,747,000	-2,746,000	-2,391,000	-2,255,000	-2,253,000	-2,246,000		-2,114,000	-2,114,000	-2,108,000	-1,900,000	-1,763,000	-1,758,000	-1,555,000	-1,554,000	-1,554,000	-1,551,000	-1,552,000	-1,550,000	-1,550,000	-1,544,000	-1,544,000	-1,545,000	-1,544,000	-1,544,000
net cash from financing activities	-33,999,000	-64,347,000	58,920,000	-168,773,000	4,745,000	55,703,000	-12,827,000	60,996,000	-43,774,000	17,415,000	7,470,000	53,853,000	-215,278,000	-173,242,000	-144,849,000	-133,919,000	88,344,000	111,541,000	136,084,000	97,415,000	245,557,000	101,774,000	-10,061,000	506,495,000	-102,684,000	27,222,000	-93,439,000	48,057,000	-70,397,000	-20,114,000	8,244,000	35,623,000	-21,095,000	69,816,000	56,787,000	56,009,000	-42,664,000	-3,551,000	50,528,000	33,704,000	-38,098,000	38,227,000	21,386,000	-8,887,000	11,161,000	2,450,000	38,041,000	-27,269,000	43,106,000	43,111,000	35,513,000	19,510,000	10,762,000	31,430,000	5,326,000	7,680,000	3,422,000	19,523,000	7,583,000	-49,011,000	-598,000	625,000	38,011,000
net change in cash and cash equivalents	5,545,000	-137,266,000	55,500,000	-242,143,000	253,499,000	-6,763,000	-133,764,000	205,849,000	8,140,000	-15,391,000	-8,252,000	60,376,000	-38,784,000	-253,967,000	-152,999,000	-144,547,000	273,702,000	-51,853,000	78,660,000	-23,161,000	47,496,000	96,055,000	-28,678,000	188,231,000	-13,744,000	14,750,000	-873,000	30,479,000	-37,022,000	30,966,000	-5,698,000	31,072,000	-30,149,000	15,797,000	10,525,000	6,598,000	-27,377,000	10,032,000	644,000	5,094,000	-2,963,000	9,871,000	-8,600,000	18,421,000		30,053,000	3,964,000	-6,982,000	26,176,000	33,502,000	55,000,000	-26,044,000	8,806,000	-8,890,000	17,345,000	-31,896,000	16,703,000	-4,133,000	2,388,000	-10,032,000	-7,745,000	-42,564,000	61,183,000
cash and cash equivalents at beginning of year	118,382,000	0	0	0	188,792,000	0	0	0	115,330,000	-1,698,000	0	0	119,079,000	0	0	0	396,890,000	0	0	0	345,748,000	0	0	0	103,884,000	0	0	0	96,550,000	0	0	0	70,359,000	0	0	0	64,816,000	0	0	0	52,009,000	0	0	42,446,000	0	0	0	60,132,000	0	0	19,271,000	0	0	0	28,054,000	0	0	0	44,992,000	-27,635,000	0	0	27,914,000
cash and cash equivalents at end of period	123,927,000		55,500,000	-242,143,000	442,291,000		-133,764,000	205,849,000	123,470,000		-8,252,000	60,376,000	80,295,000		-152,999,000	-144,547,000	670,592,000		78,660,000	-23,161,000	393,244,000		-28,678,000	188,231,000	90,140,000		-873,000	30,479,000	59,528,000		-5,698,000	31,072,000	40,210,000		10,525,000	6,598,000	37,439,000		644,000	5,094,000	49,046,000						3,964,000	53,150,000	26,176,000	33,502,000	74,271,000		8,806,000	-8,890,000	45,399,000		16,703,000	-4,133,000	47,380,000		-7,745,000	-42,564,000	89,097,000
loss on securities						0	-70,000
loss on disposition and donation of premises and equipment		-73,000	82,000	-41,000	-4,000	-4,000	35,000	-22,000	2,000	-575,000				0	-9,000	-10,000	-18,000	1,158,000	-3,000	6,000	479,000		-1,000	101,000	27,000								-1,000	-3,000	871,000			0	0	3,000	2,000
gain on debt extinguishment		283,000
loss on disposition of land
sale of assets of german american insurance
proceeds from maturities, calls and redemptions of securities available-for-sale
purchase of loans										-958,000	-371,000			878,000	-748,000	-230,000	-833,000									-1,394,000	-136,000	0	-521,000					-5,336,000	-152,000	0	-59,000	225,000	-1,120,000	-225,000	-4,263,000	0							-32,000			-3,000,000	-321,000	0	-175,000	-3,412,000	0	-20,116,000	-550,000		-4,241,000	-1,552,000	-16,259,000
proceeds from sales of loans held for investment
proceeds from sale of land and building																					1,614,000
proceeds from sale of german american insurance assets						0	0
acquisition of heartland bancorp
cash and cash equivalents at end of year																																											-8,600,000	60,867,000	-44,721,000
cash paid during the year for
interest																								4,341,000	7,701,000			7,423,000	7,468,000	5,807,000	4,791,000	4,000,000	3,641,000	3,029,000	2,910,000	2,552,000	2,361,000	2,147,000	2,300,000	2,165,000	1,736,000	1,614,000	1,444,000	1,552,000	1,421,000	1,670,000	1,392,000	1,588,000	1,747,000	4,628,000	4,290,000	3,463,000	4,213,000	3,702,000	4,156,000
income taxes																								68,000	-45,000					2,210,000	1,560,000			1,801,000	3,422,000			2,190,000	1,931,000	3,630,000	1,503,000	3,243,000			4,075,000	5,423,000			2,123,000	3,571,000	410,000	1,339,000	2,085,000	2,675,000	3,000
supplemental non cash disclosures
loans transferred to other real estate																									200,000			23,000	685,000	311,000	60,000	0	27,000	0	0	1,112,000	118,000	510,000	45,000	1,000	9,000	66,000	671,000	127,000	37,000	291,000	799,000	187,000	50,000	885,000	723,000	311,000	737,000	789,000	323,000
reclass of land & buildings to other assets
interest rate swap fair value activity
see note 20 (business combinations, goodwill and intangible assets) regarding non-cash transactions included in the acquisition.
gain on disposition of land																											-90,000	0	-262,000
gain on sale of assets of german american insurance							0
proceeds from sale of loans held for investment			-16,052,000												-13,000
post retirement medical benefit
proceeds from maturity of other short-term investments														247,000				0	248,000			248,000				0												744,000	1,000,000	1,248,000	-1,000,000								1,245,000	1,992,000	1,890,000
proceeds from life insurance														0	0	568,000	205,000	115,000				0	0	0	1,082,000	197,000	0	0	1,019,000	514,000
acquisition of citizens union bancorp of shelbyville, inc.														166,000	-166,000	0	207,764,000
see note 19 (business combinations, goodwill and intangible assets) regarding non-cash transactions included in the acquisition.
proceeds from maturities of securities available-for-sale								108,947,000	39,122,000	99,913,000	41,811,000	105,390,000	39,970,000	35,753,000	34,345,000	33,233,000	40,087,000	47,306,000	48,042,000	55,715,000	57,093,000	61,289,000	60,847,000	47,134,000	31,698,000	36,535,000	32,154,000																										14,486,000	15,362,000	10,511,000	23,621,000	11,482,000	10,149,000	9,042,000		6,901,000	14,388,000	23,704,000
gain on securities									-35,000	0	0	-38,000	-2,000	-89,000	-23,000	-78,000	-372,000	-754,000	-218,000	-300,000	-975,000	-1,891,000	-607,000	-993,000	-590,000	-264,000	-313,000	-516,000	-155,000	-272,000	-90,000	-74,000	-270,000	-21,000				-553,000	-458,000			0	-262,000	-463,000		-567,000	-244,000	-228,000	-428,000	0	-1,045,000											0	-285,000
loss on sales of other real estate and repossessed assets																																											29,000	8,000													14,000	257,000	57,000
sale of bank branches																		0
issuance (retirement) of common stock																															37,000
see note 18 (business combinations, goodwill and intangible assets) regarding non-cash transactions included in the acquisition.
gain on disposition and donation of premises and equipment												7,000	-5,000																	0	0
excess tax benefit from restricted share grant
supplemental schedule for investing activities
assets acquired, net of purchase consideration
liabilities assumed
goodwill
proceeds from sales of loans																	622,000													0	0	0	6,000,000					966,000											1,250,000			3,067,000	0	2,386,000	1,325,000	4,144,000	3,975,000	9,335,000	3,603,000		2,102,000	0	1,048,000
acquisition of citizens first corporation																										0
reclassification of land and buildings to other assets
right of use asset obtained in exchange for lease liabilities																												0	9,034,000
issuance (repurchase) of common stock																									-4,495,000
benefit from credit losses																								5,900,000	5,150,000
proceeds from sales of property and equipment																														0	0	39,000	1,000	4,000											0				0	0	12,000	7,000	14,000	0	491,000	0	0				0	2,000	56,000
acquisition of first security, inc.
cash from acquisition of bank branches																														1,308,000
proceeds from sale of land																							186,000	341,000	85,000	739,000	300,000	0	722,000
retirement of common stock
cash paid during the period for
provision for loan losses																																																					1,375,000	1,000,000	1,500,000	750,000	1,250,000	1,000,000	750,000		838,000	934,000	1,344,000
benefit from loan losses																											2,800,000	250,000	675,000	0	500,000	1,220,000	350,000	650,000	250,000	350,000	500,000	0	0	350,000	850,000		250,000	250,000	-400,000	0	200,000	350,000	-400,000	1,300,000	1,300,000
acquisition of bank branches
issuance of common stock																																			0			1,000	0			0	59,000	-7,000	0	0	25,000	25,000	4,000				0				5,000
acquire bank branches																																																				0	0
net amortization (accretion) on securities																													868,000				-904,000
proceeds from maturity of securities available-for-sale																													18,123,000		21,445,000	14,551,000	22,930,000
purchase of other short-term investments																																						0	0
proceeds from maturities of securities held-to-maturity																																						0	0	0	95,000	0	0	89,000	0	0	0	84,000	0	0	161,000	0	286,000	215,000	674,000	0	245,000	0	309,000		569,000	1,000	404,000
purchase of federal home loan bank stock																																						0	0	0	-1,350,000	-45,000	-922,000	-160,000
acquisition of river valley bancorp																																						-223,000	0	0	-793,000
reclassification of land to other assets																																		0	0
proceeds from maturities, calls, redemptions of securities available-for-sale																																		18,192,000	20,971,000	19,638,000	21,154,000	29,122,000	27,370,000	26,066,000	20,743,000	20,184,000	32,031,000	18,811,000	15,843,000	21,477,000	23,100,000	18,315,000	32,829,000	17,910,000	20,331,000
employee stock purchase plan																																																				1,000				1,000				0
acquisition of river valley bank
securities sold pending settlement
loss on disposition and impairment of premises and equipment
securities transferred to accounts receivable																																																3,323,000
gain on disposition and impairment of premises and equipment																																													65,000			1,000	0	8,000	5,000											-1,000	-18,000
acquire capitalized lease
acquisition of united commerce bank
income tax benefit from restricted share grant
accounts receivable transferred to securities																																														0			0
reclassification of loan to secured borrowing
loss in investment in limited partnership																																																				4,000	98,000	16,000	17,000	29,000	31,000	37,000	41,000		42,000	65,000	43,000
redemption of federal reserve bank stock																																																		0	694,000
acquisition of american community bancorp, inc.																																																		0	55,780,000
net accretion on securities																																																								33,000	-7,000	-59,000	-111,000		-92,000	-183,000	-399,000
other-than-temporary impairment on securities																																																								389,000	0
acquire insurance customer list																																																									0
loss (gain) on sales of other real estate and repossessed assets																																																					3,000	121,000	-358,000
loss (gain) on disposition and impairment of premises and equipment																																																					28,000
gain on sale of loans																																																							-318,000		-411,000
loss (gain) on disposition of premises and equipment																																																							-56,000
acquire insurance agencies
loss / (gain) on disposition and impairment
of premises and equipment
advances of long-term debt																																																									10,000				0	0	25,000,000
gain on securities sales
loss / (gain) on disposition and impairment of premises and equipment																																																										0	11,000
adjustments to reconcile net income to net cash from operations
depreciation
change in other assets
change in other liabilities
equity in undistributed income of subsidiaries
capital contribution to subsidiaries
proceeds from sale of property and equipment
acquire banking entities
repayment of long-term debt
loss / (gain) on sales of other real estate and repossessed assets																																																													-2,000	12,000	6,000
other-than-temporary-impairment write-down on securities

German American Bancorp, Inc(NASDAQ:GABC)

German American Bancorp, Inc
(NASDAQ:GABC)