7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2015-12-31 2015-03-31 2014-06-30 2014-03-31 2012-09-30 2012-06-30 2012-03-31 2011-03-31 2010-09-30 2010-06-30 2010-03-31 2009-09-30 2009-06-30 2009-03-31 2008-09-30 2008-06-30 2008-03-31 
      
    		                                                      
      cash flows from operating activities
    		                                                      
      net income
    		2,902,000,000 2,885,000,000 2,584,000,000 2,170,000,000 2,507,000,000 3,015,000,000 2,437,000,000 1,933,000,000 2,451,000,000 2,174,000,000 1,816,000,000 1,572,000,000 1,879,000,000 1,964,000,000 2,099,000,000 1,719,000,000 1,826,000,000 2,280,000,000 2,235,000,000 1,438,000,000 1,073,000,000 257,000,000 367,000,000 1,693,000,000 1,755,000,000 1,761,000,000 1,550,000,000 2,010,000,000 1,654,000,000 1,623,000,000 1,634,000,000 -1,197,000,000 1,356,000,000 1,340,000,000 1,237,000,000 825,000,000 1,142,000,000 899,000,000 1,525,000,000 1,529,000,000 1,432,000,000 1,250,000,000 1,339,000,000 1,256,000,000 1,177,000,000 1,093,000,000 1,017,000,000 885,000,000 640,000,000 337,000,000 437,000,000 815,000,000 653,000,000 991,000,000 
      adjustments to reconcile net income to net cash from operating activities:
    		                                                      
      provisions for credit losses
    		1,287,000,000 1,405,000,000 1,150,000,000 1,292,000,000 1,356,000,000 1,268,000,000 1,269,000,000 1,437,000,000 1,233,000,000 1,198,000,000 1,055,000,000 1,027,000,000 778,000,000 410,000,000 -33,000,000 53,000,000 -191,000,000 -606,000,000 -675,000,000 -111,000,000 665,000,000 1,555,000,000 2,621,000,000                                
      depreciation and amortization
    		455,000,000 427,000,000 433,000,000 428,000,000 437,000,000 421,000,000 390,000,000 422,000,000 429,000,000 400,000,000 400,000,000 418,000,000 413,000,000 397,000,000 398,000,000 419,000,000 442,000,000 412,000,000 422,000,000 428,000,000 404,000,000 374,000,000 337,000,000 305,000,000 300,000,000 286,000,000 297,000,000 286,000,000 322,000,000 337,000,000 348,000,000 368,000,000 338,000,000 319,000,000 296,000,000 285,000,000 274,000,000 263,000,000 251,000,000 266,000,000 249,000,000 244,000,000 253,000,000 254,000,000 227,000,000 248,000,000 220,000,000 221,000,000 209,000,000 376,000,000 192,000,000 179,000,000 186,000,000 173,000,000 
      stock-based compensation
    		125,000,000 127,000,000 158,000,000 111,000,000 113,000,000 104,000,000 176,000,000 109,000,000 93,000,000 108,000,000 140,000,000 93,000,000 84,000,000 76,000,000 122,000,000 74,000,000 73,000,000 85,000,000 98,000,000 74,000,000 66,000,000 66,000,000 43,000,000 66,000,000 61,000,000 71,000,000 85,000,000 53,000,000 76,000,000 70,000,000 84,000,000 70,000,000 60,000,000 63,000,000 89,000,000 64,000,000 57,000,000 34,000,000 71,000,000 76,000,000 88,000,000 68,000,000 72,000,000 92,000,000 76,000,000 51,000,000 55,000,000 51,000,000 37,000,000 68,000,000 53,000,000 49,000,000 62,000,000 66,000,000 
      deferred taxes
    		-257,000,000 -365,000,000 -20,000,000 -73,000,000 -473,000,000 -310,000,000 -134,000,000 -102,000,000 -375,000,000 -518,000,000 -334,000,000 -440,000,000 -347,000,000 -333,000,000 -69,000,000                                        
      other items
    		13,000,000 -152,000,000 213,000,000 -231,000,000 395,000,000 -535,000,000 -193,000,000 271,000,000 153,000,000 88,000,000 152,000,000                                            
      changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
    		                                                      
      other assets
    		-181,000,000 -1,170,000,000 18,000,000 1,229,000,000 -285,000,000 -132,000,000 195,000,000 -534,000,000 -147,000,000 -511,000,000 -52,000,000 982,000,000 163,000,000 -77,000,000 323,000,000 205,000,000 581,000,000 -195,000,000 477,000,000 -353,000,000 -640,000,000 -1,101,000,000 309,000,000 -304,000,000   -161,000,000 325,000,000 161,000,000 342,000,000 -85,000,000 75,000,000 -318,000,000 -168,000,000 349,000,000 77,000,000 222,000,000 194,000,000 957,000,000 274,000,000 478,000,000 232,000,000 407,000,000 473,000,000 -171,000,000 -544,000,000 145,000,000 -25,000,000 -391,000,000 377,000,000 250,000,000    
      accounts payable & other liabilities
    		1,889,000,000 1,207,000,000 228,000,000 852,000,000 -5,862,000,000 701,000,000 1,412,000,000 3,233,000,000 4,407,000,000 984,000,000 -3,559,000,000 4,945,000,000 1,134,000,000 1,649,000,000 1,087,000,000 2,570,000,000 1,593,000,000 1,422,000,000 -196,000,000 2,359,000,000 868,000,000 977,000,000 -6,229,000,000                                
      net cash from operating activities
    		6,233,000,000 4,364,000,000 4,764,000,000 5,778,000,000 -1,812,000,000 4,532,000,000 5,552,000,000 6,769,000,000 8,244,000,000 3,923,000,000 -377,000,000 8,432,000,000 4,508,000,000 4,259,000,000 3,880,000,000 5,008,000,000 4,172,000,000 3,185,000,000 2,280,000,000 3,500,000,000 2,180,000,000 2,130,000,000 -2,219,000,000 3,196,000,000 -1,041,000,000 2,930,000,000 8,547,000,000 -1,252,000,000 5,086,000,000 3,033,000,000 2,063,000,000 4,959,000,000 4,297,000,000 3,124,000,000 1,160,000,000 3,338,000,000 1,748,000,000 2,898,000,000 2,126,000,000 1,600,000,000 3,285,000,000 3,872,000,000 3,310,000,000 3,432,000,000 751,000,000 2,777,000,000 3,374,000,000 1,076,000,000 2,436,000,000 1,968,000,000 1,188,000,000 775,000,000 3,401,000,000 4,584,000,000 
      cash flows from investing activities
    		                                                      
      sale of investments
    		41,000,000   7,000,000 4,000,000 29,000,000 2,000,000                                 36,000,000 44,000,000 160,000,000 90,000,000 177,000,000 589,000,000 506,000,000 533,000,000 720,000,000 750,000,000 1,546,000,000 351,000,000 -749,000,000 687,000,000 1,981,000,000 
      maturities and redemptions of investments
    		289,000,000 302,000,000 285,000,000 304,000,000 341,000,000 1,252,000,000 282,000,000                                                
      purchase of investments
    		-545,000,000 -530,000,000 -239,000,000 -383,000,000 -448,000,000 -355,000,000 -407,000,000 -399,000,000 -502,000,000 -394,000,000 -277,000,000 -285,000,000 -1,216,000,000 -346,000,000 -2,328,000,000 -338,000,000 -355,000,000 -458,000,000 -366,000,000 -1,585,000,000 -2,845,000,000 -15,135,000,000 -997,000,000               -149,000,000       -272,000,000 -2,143,000,000 -2,618,000,000 -2,293,000,000 -2,470,000,000      
      net increase in loans and card member receivables, including card member loans held for sale
    		-5,729,000,000                                                      
      purchase of premises and equipment, net of sales: 2025, 1; 2024, 4
    		                                                      
      acquisitions, net of cash acquired
    		0   -364,000,000                                                   
      dispositions, net of cash disposed
    		   0                                                   
      net cash from investing activities
    		-6,598,000,000 -6,797,000,000 451,000,000 -12,245,000,000 -3,522,000,000 -5,491,000,000 -3,144,000,000 -8,169,000,000 -6,929,000,000 -7,931,000,000 -1,404,000,000 -10,774,000,000 -7,523,000,000 -12,615,000,000 -2,777,000,000 -11,322,000,000 -1,216,000,000 -2,765,000,000 4,774,000,000 -5,557,000,000 -4,957,000,000 219,000,000 21,927,000,000 -5,455,000,000   -2,709,000,000 -5,444,000,000 -5,790,000,000 -7,688,000,000 -693,000,000 -7,803,000,000 -6,312,000,000 -4,858,000,000 700,000,000 -8,262,000,000 -2,008,000,000 -5,486,000,000 2,821,000,000  1,557,000,000   1,948,000,000 8,663,000,000 -187,000,000 -2,628,000,000 8,113,000,000 -1,430,000,000 -1,076,000,000 1,604,000,000   1,922,000,000 
      cash flows from financing activities
    		                                                      
      net increase in customer deposits
    		496,000,000 2,970,000,000 6,973,000,000 4,000,000,000 1,675,000,000 -653,000,000 5,283,000,000 4,698,000,000 1,701,000,000 1,950,000,000 10,566,000,000 6,754,000,000 7,088,000,000 5,519,000,000 6,541,000,000 66,000,000 -568,000,000 -4,293,000,000 2,327,000,000 1,384,000,000 639,000,000 6,818,000,000 4,701,000,000 -16,000,000 721,000,000 -267,000,000 2,892,000,000 666,000,000 1,919,000,000 751,000,000 2,206,000,000 3,166,000,000 3,553,000,000 3,931,000,000 735,000,000   5,707,000,000 784,000,000 -547,000,000 918,000,000   267,000,000 2,011,000,000          
      net increase in short-term borrowings
    		-20,000,000 -110,000,000 131,000,000 38,000,000 -310,000,000 -39,000,000 518,000,000 -374,000,000 75,000,000 -45,000,000 239,000,000 -268,000,000 -375,000,000   33,000,000 411,000,000                                      
      proceeds from long-term debt
    		6,479,000,000 11,128,000,000 4,768,000,000 83,000,000 4,640,000,000 5,534,000,000 2,345,000,000 2,526,000,000 5,182,000,000 6,468,000,000 1,498,000,000 2,490,000,000 6,030,000,000 8,479,000,000 6,231,000,000 7,750,000,000 20,000,000                                      
      payments of long-term debt
    		-7,001,000,000 -4,361,000,000 -3,534,000,000 -3,401,000,000 -3,207,000,000 -2,901,000,000 -1,250,000,000 -1,433,000,000 -5,414,000,000 -853,000,000 -3,003,000,000 -2,357,000,000 -4,020,000,000 -6,215,000,000 -6,314,000,000 -3,415,000,000 -2,838,000,000 -4,659,000,000 -750,000,000 -1,894,000,000 -4,000,000,000 -3,850,000,000 -5,849,000,000                                
      issuance of american express common shares
    		26,000,000 0 22,000,000 51,000,000 3,000,000 17,000,000 29,000,000 5,000,000 1,000,000 4,000,000 18,000,000 2,000,000 0 5,000,000 49,000,000 10,000,000 9,000,000 14,000,000 31,000,000 10,000,000 1,000,000 17,000,000 16,000,000 9,000,000 11,000,000 47,000,000 19,000,000 19,000,000 19,000,000 38,000,000 11,000,000 47,000,000 38,000,000 13,000,000 31,000,000 99,000,000 3,000,000 24,000,000 54,000,000 -40,000,000 233,000,000 24,000,000 138,000,000 231,000,000 229,000,000 80,000,000 174,000,000 121,000,000 0      
      repurchase of american express common shares and other
    		-2,351,000,000 -1,356,000,000 -1,208,000,000 -1,031,000,000 -1,935,000,000 -1,762,000,000 -1,292,000,000 -901,000,000 -1,400,000,000 -1,033,000,000 -316,000,000 -640,000,000 -601,000,000 -691,000,000 -1,570,000,000 -2,971,000,000 -3,284,000,000 -884,000,000 -513,000,000 -3,000,000 -1,000,000 -2,000,000 -1,023,000,000 -1,222,000,000   -1,352,000,000                            
      dividends paid
    		-586,000,000 -593,000,000 -509,000,000 -510,000,000 -516,000,000 -521,000,000 -452,000,000 -454,000,000 -459,000,000 -462,000,000 -405,000,000 -405,000,000 -407,000,000 -408,000,000 -345,000,000 -358,000,000 -366,000,000 -361,000,000 -363,000,000 -362,000,000 -363,000,000 -366,000,000 -383,000,000 -374,000,000   -355,000,000 -354,000,000 -325,000,000 -321,000,000 -324,000,000 -326,000,000 -305,000,000 -307,000,000 -313,000,000   -304,000,000       -217,000,000          
      net cash from financing activities
    		-2,957,000,000 7,678,000,000 6,643,000,000 -770,000,000 350,000,000 -325,000,000 5,181,000,000 4,067,000,000 -314,000,000 6,029,000,000 8,597,000,000 5,576,000,000 7,715,000,000 6,685,000,000 4,533,000,000 365,000,000 -5,882,000,000 -9,877,000,000 461,000,000 -686,000,000 -3,602,000,000 638,000,000 -5,418,000,000 1,423,000,000   -83,000,000 3,240,000,000 626,000,000 4,184,000,000 -2,949,000,000 9,662,000,000 -2,391,000,000 2,769,000,000 2,205,000,000   5,446,000,000       -3,830,000,000 -2,048,000,000 -2,176,000,000 -3,661,000,000 2,041,000,000      
      effect of foreign currency exchange rates on cash and cash equivalents
    		91,000,000 184,000,000 10,000,000 -41,000,000 7,000,000 -34,000,000 28,000,000 21,000,000 -51,000,000 101,000,000 106,000,000 -502,000,000 205,000,000 270,000,000 14,000,000 61,000,000 46,000,000 -27,000,000 -200,000,000           227,000,000 -178,000,000 -59,000,000 132,000,000 41,000,000 93,000,000   -34,000,000                 
      net increase in cash and cash equivalents
    		-3,231,000,000 5,429,000,000 11,868,000,000 -7,278,000,000 -4,977,000,000 -1,318,000,000 7,617,000,000 2,688,000,000 950,000,000 2,122,000,000 6,922,000,000 2,732,000,000 4,905,000,000 -1,401,000,000 5,650,000,000 -5,888,000,000 -2,880,000,000 -9,484,000,000 7,315,000,000             6,759,000,000 -4,274,000,000 1,076,000,000 4,158,000,000 -1,312,000,000 -7,247,000,000 2,824,000,000 1,284,000,000  1,254,000,000   2,189,000,000 5,671,000,000 654,000,000 -1,468,000,000 5,556,000,000 3,031,000,000 -5,193,000,000 260,000,000 -4,193,000,000 602,000,000 4,221,000,000 
      cash and cash equivalents at beginning of period
    		0 0 40,640,000,000  0 0 46,596,000,000  0 0 33,914,000,000  0 0 22,028,000,000  0 0 32,965,000,000              0 0 25,208,000,000  0  22,288,000,000 0 19,486,000,000 0 0 24,893,000,000 16,356,000,000          
      cash and cash equivalents at end of period
    		-3,231,000,000 5,429,000,000 52,508,000,000  -4,977,000,000 -1,318,000,000 54,213,000,000  950,000,000 2,122,000,000 40,836,000,000  4,905,000,000 -1,401,000,000 27,678,000,000  -2,880,000,000 -9,484,000,000 40,280,000,000              -4,274,000,000 1,076,000,000 29,366,000,000  -7,247,000,000  23,572,000,000 -2,310,000,000 20,740,000,000 3,071,000,000 -5,010,000,000 27,082,000,000 22,027,000,000          
      purchase of premises and equipment, net of sales: 2025, nil; 2024, 2
    		                                                      
      net decrease
    		  835,000,000                                  -1,184,000,000                  
      purchase of premises and equipment, net of sales: 2025, nil; 2024, 1
    		  -430,000,000                                                    
      originations of loans held-for-sale
    		       0 0 0 -54,000,000 -92,000,000 -95,000,000                                          
      proceeds from sales of loans held-for-sale
    		       0 0 0 59,000,000 97,000,000 92,000,000                                          
      purchase of premises and equipment, net of sales: 2024, 6; 2023, 2; 2022, 1
    		                                                      
      cash and cash equivalents at beginning of year
    		                                                      
      cash and cash equivalents at end of year
    		                                                      
      changes in operating assets and liabilities, net of effects of dispositions and acquisitions:
    		                                                      
      net increase in loans and card member receivables
    		    -2,884,000,000 -6,436,000,000 -2,625,000,000                                                
      purchase of premises and equipment, net of sales: 2024, 4; 2023, 1
    		                                                      
      purchase of premises and equipment, net of sales: 2024, 2; 2023, 1
    		                                                      
      dispositions/(acquisitions), net of cash disposed/acquired
    		                                                      
      purchase of premises and equipment, net of sales: 2024, 1; 2023, 1
    		      -396,000,000                                                
      net (acquisitions)/dispositions, net of cash acquired
    		                                                      
      net increase in card member loans and receivables, and other loans
    		       -9,662,000,000 -6,449,000,000 -7,410,000,000 -1,603,000,000 -10,131,000,000 -6,515,000,000 -12,131,000,000 -785,000,000 -17,767,000,000 -3,510,000,000       -4,976,000,000   -656,000,000                            
      purchase of premises and equipment, net of sales: 2023, 2; 2022, 1; 2021, 88
    		                                                      
      issuance of american express preferred shares
    		               0                      0 841,000,000                
      redemption of american express preferred shares
    		               -750,000,000                                       
      sale of investment securities
    		           1,000,000 9,000,000 0 16,000,000 25,000,000 0 0 37,000,000 11,000,000 22,000,000                                  
      maturities and redemptions of investment securities
    		        422,000,000 249,000,000 900,000,000 154,000,000 642,000,000 329,000,000 767,000,000 7,229,000,000 3,119,000,000 9,131,000,000 553,000,000 2,278,000,000 308,000,000 197,000,000 4,376,000,000 2,257,000,000 2,646,000,000 199,000,000 2,227,000,000  668,000,000 317,000,000 886,000,000                        
      purchase of premises and equipment, net of sales: 2023, 1; 2022, 1
    		                                                      
      acquisitions/dispositions, net of cash acquired
    		        0 0 -64,000,000 0 0           -82,000,000   -20,000,000 -8,000,000 -31,000,000 -6,000,000 -475,000,000 -1,000,000 -36,000,000 -146,000,000 -28,000,000          -577,000,000 0 0 -254,000,000       
      purchase of premises and equipment, net of sales: 2023, 1; 2022, nil
    		         -376,000,000 -360,000,000                                            
      purchase of premises and equipment, net of sales: 2022, 1; 2021, 88; 2020, 1
    		                                                      
      other investing activities
    		                0   128,000,000 5,000,000   4,000,000 0 0 148,000,000                            
      other non-cash items
    		            407,000,000 175,000,000 -47,000,000                                        
      purchase of premises and equipment, net of sales: 2022, 1; 2021, 41
    		                                                      
      purchase of premises and equipment, net of sales: 2022, nil; 2021, 40
    		                                                      
      purchase of premises and equipment, net of sales: 2022, nil; 2021, 3
    		              -447,000,000                                        
      net decrease in short-term borrowings
    		              -59,000,000    -271,000,000  122,000,000 -1,979,000,000 -2,880,000,000    -1,099,000,000  338,000,000 182,000,000 -1,489,000,000  -1,108,000,000 -183,000,000 -1,941,000,000          -122,000,000   -379,000,000 -5,000,000      
      purchase of premises and equipment, net of sales: 2021, 88; 2020, 1; 2019, 43
    		                                                      
      deferred taxes and other
    		                -152,000,000 -213,000,000 -81,000,000 -335,000,000 -256,000,000 2,000,000 333,000,000 -193,000,000 134,000,000 348,000,000 137,000,000 802,000,000 -181,000,000 88,000,000 -254,000,000 844,000,000 -63,000,000 -6,000,000 8,000,000   481,000,000 219,000,000  44,000,000 -140,000,000 171,000,000 48,000,000 -129,000,000          
      purchase of premises and equipment, net of sales: 2021, 41; 2020, 1
    		                                                      
      purchase of premises and equipment, net of sales: 2021, 40; 2020, nil
    		                                                      
      net decrease in card member loans and receivables, and other loans
    		                  4,869,000,000                                    
      purchase of premises and equipment, net of sales: 2021, 3; 2020, nil
    		                  -319,000,000                                    
      net decrease (increase) in card member loans and receivables, and other loans
    		                   -5,356,000,000 -2,094,000,000 15,473,000,000 18,883,000,000                                
      purchase of premises and equipment, net of sales: 2020, 1; 2019, 43; 2018, 1
    		                                                      
      purchase of premises and equipment, net of sales: 2020, 1; 2019, 41
    		                                                      
      effect of foreign currency exchange rates on cash, cash equivalents and restricted cash
    		                    -97,000,000 508,000,000 -128,000,000 -72,000,000 214,000,000 22,000,000 68,000,000 2,000,000                           
      net increase in cash, cash equivalents and restricted cash
    		                    -6,476,000,000 3,495,000,000 14,162,000,000    5,823,000,000 -3,454,000,000 0 -244,000,000 -1,757,000,000                        
      cash, cash equivalents and restricted cash at beginning of period
    		                    0 0 24,446,000,000  0 0 27,808,000,000  0 0 33,264,000,000                        
      cash, cash equivalents and restricted cash at end of period
    		                    -6,476,000,000 3,495,000,000 38,608,000,000  -1,978,000,000 -6,299,000,000 33,631,000,000  0 -244,000,000 31,507,000,000                        
      purchase of premises and equipment, net of sales: 2020, nil; 2019, 34
    		                                                      
      purchase of premises and equipment, net of sales: 2020, nil; 2019, 33
    		                      -335,000,000                                
      provisions for losses
    		                       1,024,000,000 879,000,000 861,000,000 809,000,000 954,000,000 817,000,000 806,000,000 775,000,000 833,000,000 769,000,000 584,000,000 573,000,000 625,000,000 504,000,000 572,000,000 420,000,000 489,000,000 485,000,000 479,000,000 461,000,000 412,000,000 97,000,000 373,000,000 652,000,000 943,000,000 1,509,000,000 1,748,000,000 1,977,000,000    
      sale of available-for-sale investment securities
    		                                                      
      purchase of premises and equipment, net of sales: 2019, 43; 2018, 1; 2017, 1
    		                                                      
      cash, cash equivalents and restricted cash at beginning of year
    		                                                      
      cash, cash equivalents and restricted cash at end of year
    		                                                      
      other receivables
    		                          -196,000,000 336,000,000 76,000,000 -286,000,000 122,000,000 -570,000,000 211,000,000 37,000,000 795,000,000 -766,000,000 192,000,000 -507,000,000 175,000,000  297,000,000 -539,000,000 55,000,000 807,000,000 29,000,000 -434,000,000 -76,000,000 278,000,000 606,000,000 -1,044,000,000 1,466,000,000 -298,000,000 -284,000,000 881,000,000 
      accounts payable and other liabilities
    		                        -4,450,000,000 -72,000,000 6,100,000,000 -6,254,000,000 2,315,000,000 249,000,000 -431,000,000 4,308,000,000 2,099,000,000 1,167,000,000 -2,069,000,000   750,000,000  535,000,000 607,000,000 2,367,000,000 726,000,000 502,000,000 -157,000,000 1,927,000,000 915,000,000 -971,000,000 153,000,000   -1,016,000,000 1,156,000,000 1,529,000,000 
      travelers cheques and other prepaid products
    		                          -74,000,000 236,000,000 -154,000,000 -196,000,000 -130,000,000 228,000,000 -155,000,000 -212,000,000 -118,000,000   212,000,000                 
      purchases of investments
    		                          -4,060,000,000 -236,000,000 -2,169,000,000 -1,814,000,000 -1,215,000,000  -571,000,000 -474,000,000 -1,294,000,000                    
      purchase of premises and equipment, net of sales: 2019, 41; 2018, 1
    		                                                      
      proceeds from long-term borrowings
    		                        3,530,000,000 5,547,000,000 3,633,000,000 4,489,000,000 6,474,000,000 6,577,000,000 3,984,000,000                        
      payments of long-term borrowings
    		                          -3,821,000,000 -1,633,000,000 -7,020,000,000 -3,039,000,000 -7,203,000,000                        
      net decrease in cash, cash equivalents and restricted cash
    		                                                      
      purchase of premises and equipment, net of sales: 2019, 34; 2018, nil
    		                                                      
      purchase of premises and equipment, net of sales: 2019, 33; 2018, nil
    		                          -348,000,000                            
      sales of available-for-sale investment securities
    		                               1,000,000 0   37,000,000 6,000,000 0                 
      maturities and redemptions of available-for-sale investment securities
    		                               296,000,000 696,000,000 642,000,000 860,000,000 1,220,000,000 642,000,000 270,000,000 439,000,000                
      sales of other investments
    		                                                      
      net increase in card member loans and receivables, including held for sale
    		                                                      
      purchase of premises and equipment, net of sales: 2018, 1; 2017, 1; 2016, 2
    		                                                      
      sales of investment securities
    		                                                      
      net increase in card member receivables and loans
    		                            -3,923,000,000                          
      purchase of premises and equipment, net of sales: 2018, 1; 2017, 1
    		                                                      
      repurchase of american express common shares
    		                            -779,000,000 -4,000,000 -134,000,000  -1,320,000,000 -841,000,000 -926,000,000   -1,150,000,000                 
      purchase of premises and equipment, net of sales: 2018, nil; 2017,1
    		                                                      
      net decrease in card member receivables and loans
    		                              348,000,000                        
      purchase of premises and equipment, net of sales: 2018, nil; 2017, nil
    		                              -237,000,000                        
      cash and cash equivalents per consolidated balance sheets
    		                              31,092,000,000                        
      restricted cash included in other assets per consolidated balance sheets
    		                              415,000,000                        
      total cash, cash equivalents and restricted cash
    		                              31,507,000,000                        
      purchase of premises and equipment, net of sales: 2017, 1; 2016, 2; 2015, 42
    		                                                      
      net increase in restricted cash
    		                               1,742,000,000 -1,761,000,000 -1,000,000 -11,000,000   563,000,000 15,000,000                
      supplemental cash flow information
    		                                                      
      non-cash investing activities
    		                                                      
      transfer of card member loans and receivables, during the fourth quarter of 2015, to card member loans and receivables held for sale, net of reserves
    		                                                      
      net increase in card member receivables and loans, including held for sale
    		                                -4,366,000,000                      
      purchase of premises and equipment, net of sales: 2017, 1; 2016, 2
    		                                -274,000,000                      
      issuance of long-term debt
    		                                2,751,000,000 8,704,000,000 8,420,000,000 2,898,000,000 2,148,000,000 2,001,000,000  3,715,000,000 2,240,000,000 3,637,000,000 2,585,000,000 1,609,000,000  1,979,000,000 1,327,000,000 117,000,000 1,520,000,000      
      principal payments on long-term debt
    		                                -6,000,000,000 -8,548,000,000 -3,801,000,000   -2,500,000,000       -5,731,000,000 -3,305,000,000 -4,382,000,000 -5,127,000,000 -2,757,000,000      
      net decrease in card member receivables and loans, including held for sale
    		                                  1,450,000,000                    
      purchase of premises and equipment, net of sales: 2017, nil; 2016, 1
    		                                  -277,000,000                    
      net decrease (increase) in card member receivables and loans, including held for sale
    		                                                      
      purchase of premises and equipment, net of sales: 2016, 2; 2015, 42; 2014, 3
    		                                                      
      net decrease (increase) in restricted cash
    		                                             42,000,000         
      non-cash financing activities
    		                                                      
      gain on business travel joint venture transaction
    		                                                      
      purchase of premises and equipment, net of sales: 2016, 2; 2015, 32
    		                                                      
      purchase of premises and equipment, net of sales: 2015, 42; 2014, 3; 2013, 72
    		                                                      
      transfer of card member loans and receivables, during the fourth quarter of 2015, to card member loans and receivables held for sale, net of reserves.
    		                                                      
      net increase in card member receivables/loans
    		                                      3,129,000,000                
      purchase of premises and equipment, net of sales: 2015, 32; 2014, 3
    		                                                      
      business acquisitions, net of cash acquired
    		                                                      
      purchase of premises and equipment, net of sales: 2015, 17; 2014, 2
    		                                                      
      maturity and redemption of investments
    		                                       171,000,000 354,000,000 306,000,000 330,000,000 449,000,000 3,204,000,000 1,973,000,000 3,108,000,000 3,917,000,000 1,370,000,000 827,000,000 544,000,000 1,719,000,000 1,366,000,000 3,977,000,000 
      net (increase) in card member loans/receivables
    		                                                      
      purchase of premises and equipment, net of sales: 2014, nil; 2013, 7
    		                                                      
      net (decrease) in short-term borrowings
    		                                                      
      effect of exchange rate changes on cash and cash equivalents
    		                                                      
      net decrease in card member loans/receivables
    		                                        2,072,000,000              
      purchase of premises and equipment, net of sales: 2014, 2; 2013, 4
    		                                                      
      income from discontinuing operations, net of tax
    		                                                      
      income from continuing operations
    		                                         1,250,000,000    1,093,000,000 1,017,000,000 885,000,000 642,000,000 342,000,000 443,000,000 936,000,000 655,000,000 974,000,000 
      travelers cheques outstanding
    		                                            -398,000,000 27,000,000 -104,000,000 -455,000,000 -219,000,000      
      net increase in cardmember loans/receivables
    		                                                      
      purchase of premises and equipment, net of sales: 2012, 3; 2011, 6
    		                                                      
      acquisitions/dispositions, net of cash acquired/sold
    		                                                      
      effect of exchange rate changes on cash
    		                                           125,000,000 87,000,000 112,000,000 -38,000,000 28,000,000 -16,000,000   31,000,000 -11,000,000 44,000,000 
      purchase of premises and equipment, net of sales: 2012, 2; 2011, 3
    		                                                      
      net decrease in cardmember loans/receivables
    		                                           1,724,000,000 2,522,000,000 -301,000,000 -2,702,000,000 3,069,000,000   8,315,000,000   2,907,000,000 
      purchase of premises and equipment, net of sales: 2012, 1; 2011, 2
    		                                                      
      income from discontinued operations, net of tax
    		                                                2,000,000 5,000,000 6,000,000    
      adjustments to reconcile income from continuing operations to net cash from operating activities:
    		                                                      
      purchase of premises and equipment, net of sales: 2011, 6; 2010, 6
    		                                                      
      net decrease in restricted cash
    		                                            3,452,000,000   3,101,000,000       
      purchase of premises and equipment, net of sales: 2011, 2; 2010, 6
    		                                            -255,000,000          
      deferred taxes, acquisition costs and other
    		                                             36,000,000 550,000,000 149,000,000 -36,000,000      
      net cash from operating activities attributable to discontinued operations
    		                                                -74,000,000 -166,000,000 1,000,000    
      proceeds from cardmember loan securitizations
    		                                                1,246,000,000   3,068,000,000 2,830,000,000 3,721,000,000 
      maturities of cardmember loan securitizations
    		                                                -2,700,000,000      
      purchase of premises and equipment
    		                                             -263,000,000 -176,000,000 -153,000,000 -157,000,000      
      sale of premises and equipment
    		                                             -1,000,000 1,000,000 6,000,000 3,000,000 27,000,000 9,000,000    
      net cash from investing activities attributable to discontinued operations
    		                                                13,000,000 171,000,000 12,000,000 2,145,000,000 0 460,000,000 
      net change in customer deposits
    		                                             -13,000,000 245,000,000 1,823,000,000 3,779,000,000 2,119,000,000 2,647,000,000    
      issuance of american express series a preferred shares and warrants
    		                                                0 0 3,389,000,000    
      repurchase of american express series a preferred shares
    		                                                0      
      repurchase of american express stock warrants
    		                                                      
      common and preferred dividends paid
    		                                             -217,000,000 -217,000,000 -216,000,000 -215,000,000      
      net cash from financing activities attributable to discontinued operations
    		                                                59,000,000      
      cash and cash equivalents at beginning of period includes cash of discontinued operations: 2010, 0; 2009, 3
    		                                             0 1,057,000,000 15,542,000,000       
      cash and cash equivalents at end of period includes cash of discontinued operations: 2010, 0; 2009, 2
    		                                                      
      cash and cash equivalents at end of period includes cash of discontinued operations: 2010, 0; 2009, 13
    		                                               21,098,000,000       
      cash and cash equivalents at beginning of period includes cash of discontinued operations: 2009, 3; 2008, 6,390
    		                                                0 0 20,550,000,000    
      cash and cash equivalents at end of period includes cash of discontinued operations: 2009, 0; 2008, 342
    		                                                      
      net decrease (increase) in cardmember loans/receivables
    		                                                      
      cash and cash equivalents at end of period includes cash of discontinued operations: 2009, 2; 2008, 3,716
    		                                                      
      cash and cash equivalents at end of period includes cash of discontinued operations: 2009, 13; 2008, 4,136
    		                                                  20,810,000,000    
      other operating assets
    		                                                    42,000,000 99,000,000 
      purchase of land, buildings and equipment
    		                                                      
      sale of land, buildings and equipment
    		                                                   -7,000,000 17,000,000 5,000,000 
      (acquisitions) dispositions, net of cash acquired/sold
    		                                                      
      net change in customers’ deposits
    		                                                      
      net increase in debt with maturities of three months or less
    		                                                     117,000,000 
      issuance of debt
    		                                                   4,588,000,000 9,745,000,000 6,270,000,000 
      principal payments on debt
    		                                                      
      issuance of american express common shares and other
    		                                                   20,000,000 68,000,000 92,000,000 
      cash and cash equivalents at beginning of period includes cash of discontinued operations: 2008, 6,390; 2007, 4,445
    		                                                      
      cash and cash equivalents at end of period includes cash of discontinued operations: 2008, 342; 2007, 4,661
    		                                                      
      (income) income from discontinued operations, net of tax
    		                                                      
      provisions for losses and benefits
    		                                                    1,983,000,000 1,332,000,000 
      sale of investment certificates
    		                                                    381,000,000 619,000,000 
      redemption of investment certificates
    		                                                      
      cash and cash equivalents at beginning of period includes cash of discontinued operations: 2008, 3,531; 2007, 2,940
    		                                                    0 15,268,000,000 
      cash and cash equivalents at end of period includes cash of discontinued operations: 2008, 0; 2007, 2,873
    		                                                      
      cash and cash equivalents at end of period includes cash of discontinued operations: 2008, 0; 2007, 3,554
    		                                                     19,489,000,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.