Affirm Quarterly Income Statements Chart
Quarterly
|
Annual
Affirm Quarterly Income Statements Table
Quarterly
|
Annual
| Unit: USD | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| revenue | |||||||||||||||||||
| merchant network revenue | 239,451,000 | 213,973,000 | 244,895,000 | 184,339,000 | 181,008,000 | 159,292,000 | 188,357,000 | 145,950,000 | 141,419,000 | 119,013,000 | 134,019,000 | 113,149,000 | 118,126,000 | 121,054,000 | 127,087,000 | 92,244,000 | 88,657,000 | 97,999,000 | 99,630,000 |
| card network revenue | 67,114,000 | 58,572,000 | 58,142,000 | 47,480,000 | 42,980,000 | 35,676,000 | 39,269,000 | 33,476,000 | 34,044,000 | 29,469,000 | 29,117,000 | 26,708,000 | 31,574,000 | 23,169,000 | 26,558,000 | 19,395,000 | 19,264,000 | 13,809,000 | 10,820,000 |
| total network revenue | 306,565,000 | 272,545,000 | 303,037,000 | 231,819,000 | 223,988,000 | 194,968,000 | 227,626,000 | 179,426,000 | 175,463,000 | 148,482,000 | 163,136,000 | 139,857,000 | 149,700,000 | 144,223,000 | 153,645,000 | 111,639,000 | 107,921,000 | 111,808,000 | |
| interest income | 419,089,000 | 402,701,000 | 409,367,000 | 377,064,000 | 337,618,000 | 315,712,000 | 288,346,000 | 262,679,000 | 214,824,000 | 178,270,000 | 155,321,000 | 136,802,000 | 137,624,000 | 134,599,000 | 138,355,000 | 117,302,000 | 103,793,000 | 94,530,000 | 73,857,000 |
| gain on sales of loans | 116,883,000 | 75,838,000 | 125,287,000 | 63,613,000 | 69,983,000 | 40,183,000 | 52,702,000 | 34,285,000 | 32,326,000 | 32,813,000 | 59,607,000 | 63,595,000 | 55,282,000 | 52,484,000 | 57,690,000 | 30,979,000 | 42,582,000 | 16,350,000 | 14,560,000 |
| servicing income | 33,879,000 | 32,050,000 | 28,690,000 | 25,983,000 | 27,596,000 | 25,294,000 | 22,436,000 | 20,157,000 | 23,212,000 | 21,413,000 | 21,494,000 | 21,370,000 | 21,528,000 | 23,456,000 | 11,321,000 | 9,465,000 | 7,484,000 | 7,977,000 | 5,174,000 |
| total revenue | 876,417,000 | 783,135,000 | 866,381,000 | 698,479,000 | 659,185,000 | 576,157,000 | 591,110,000 | 496,547,000 | 445,825,000 | 380,978,000 | 399,558,000 | 361,624,000 | 364,134,000 | 354,762,000 | 361,011,000 | 269,385,000 | 261,780,000 | 230,665,000 | 204,041,000 |
| yoy | 32.95% | 35.92% | 46.57% | 40.67% | 47.86% | 51.23% | 47.94% | 37.31% | 22.43% | 7.39% | 10.68% | 34.24% | 39.10% | 53.80% | 76.93% | ||||
| qoq | 11.91% | -9.61% | 24.04% | 5.96% | 14.41% | -2.53% | 19.04% | 11.38% | 17.02% | -4.65% | 10.49% | -0.69% | 2.64% | -1.73% | 34.01% | 2.91% | 13.49% | 13.05% | |
| operating expenses | |||||||||||||||||||
| loss on loan purchase commitment | 60,459,000 | 57,290,000 | 70,278,000 | 54,237,000 | 47,756,000 | 44,143,000 | 53,630,000 | 34,866,000 | 35,009,000 | 31,224,000 | 38,422,000 | 35,610,000 | 40,285,000 | 46,853,000 | 65,265,000 | 51,678,000 | 51,010,000 | 62,054,000 | 67,768,000 |
| benefit from credit losses | 156,627,000 | 147,252,000 | 152,980,000 | 159,824,000 | 117,609,000 | 122,443,000 | 120,880,000 | 99,696,000 | 94,483,000 | 66,438,000 | 106,689,000 | 64,250,000 | 72,691,000 | 66,294,000 | 52,640,000 | 63,647,000 | 25,489,000 | -1,063,000 | 17,468,000 |
| funding costs | 105,912,000 | 107,631,000 | 107,762,000 | 104,145,000 | 95,256,000 | 90,449,000 | 84,617,000 | 73,931,000 | 63,008,000 | 51,188,000 | 43,751,000 | 25,066,000 | 19,417,000 | 15,824,000 | 17,700,000 | 16,753,000 | 15,623,000 | 14,665,000 | 12,060,000 |
| processing and servicing | 128,345,000 | 118,398,000 | 115,960,000 | 95,146,000 | 89,166,000 | 88,209,000 | 90,203,000 | 75,671,000 | 71,247,000 | 65,229,000 | 66,508,000 | 54,359,000 | 47,393,000 | 43,371,000 | 41,849,000 | 25,201,000 | 22,132,000 | 21,335,000 | 16,802,000 |
| technology and data analytics | 154,600,000 | 152,620,000 | 148,213,000 | 134,290,000 | 124,231,000 | 124,828,000 | 119,833,000 | 132,965,000 | 152,318,000 | 161,792,000 | 156,747,000 | 144,961,000 | 135,350,000 | 110,291,000 | 94,989,000 | 78,013,000 | 81,952,000 | 98,728,000 | 41,634,000 |
| sales and marketing | 79,554,000 | 74,022,000 | 136,038,000 | 145,233,000 | 135,324,000 | 132,950,000 | 161,265,000 | 146,866,000 | 145,131,000 | 140,942,000 | 188,334,000 | 163,873,000 | 168,693,000 | 156,214,000 | 143,476,000 | 63,960,000 | 65,036,000 | 57,549,000 | 39,112,000 |
| general and administrative | 132,857,000 | 134,303,000 | 139,412,000 | 138,482,000 | 123,459,000 | 128,721,000 | 132,777,000 | 140,334,000 | 127,521,000 | 139,266,000 | 158,639,000 | 160,972,000 | 157,531,000 | 142,466,000 | 141,292,000 | 136,204,000 | 150,209,000 | 146,853,000 | 40,916,000 |
| restructuring and other | 12,000 | 60,000 | -255,000 | -156,000 | 5,203,000 | 56,000 | 1,665,000 | ||||||||||||
| total operating expenses | 818,353,000 | 791,527,000 | 870,703,000 | 831,102,000 | 732,645,000 | 736,946,000 | 763,261,000 | 705,994,000 | 689,653,000 | 691,013,000 | 759,090,000 | 649,091,000 | 641,360,000 | 581,313,000 | 557,211,000 | 435,456,000 | 411,451,000 | 400,121,000 | 235,760,000 |
| operating income | 58,064,000 | -8,393,000 | -4,322,000 | -132,623,000 | -73,460,000 | -160,789,000 | -172,151,000 | -209,447,000 | -243,828,000 | -310,035,000 | -359,532,000 | -287,467,000 | -277,226,000 | -226,551,000 | -196,200,000 | -166,071,000 | -149,671,000 | -169,456,000 | -31,719,000 |
| yoy | -179.04% | -94.78% | -97.49% | -36.68% | -69.87% | -48.14% | -52.12% | -27.14% | -12.05% | 36.85% | 83.25% | 73.10% | 85.22% | 33.69% | 518.56% | ||||
| qoq | -791.81% | 94.19% | -96.74% | 80.54% | -54.31% | -6.60% | -17.81% | -14.10% | -21.35% | -13.77% | 25.07% | 3.69% | 22.37% | 15.47% | 18.14% | 10.96% | -11.68% | 434.24% | |
| operating margin % | 6.63% | -1.07% | -0.50% | -18.99% | -11.14% | -27.91% | -29.12% | -42.18% | -54.69% | -81.38% | -89.98% | -79.49% | -76.13% | -63.86% | -54.35% | -61.65% | -57.17% | -73.46% | -15.55% |
| other income | 13,516,000 | 13,738,000 | 87,181,000 | 34,303,000 | 29,321,000 | 27,743,000 | 4,549,000 | 38,707,000 | 36,550,000 | 103,522,000 | 35,527,000 | 36,018,000 | 72,710,000 | 172,139,000 | 36,741,000 | -140,373,000 | -5,985,000 | -77,773,000 | 240,000 |
| income before income taxes | 71,580,000 | 5,345,000 | 82,859,000 | -98,320,000 | -44,139,000 | -133,046,000 | -167,602,000 | -170,740,000 | -207,278,000 | -206,513,000 | -324,005,000 | -251,449,000 | -204,516,000 | -54,412,000 | -159,459,000 | -306,444,000 | -155,656,000 | -247,229,000 | -31,479,000 |
| income tax expense | 1,735,500 | 2,541,000 | 1,902,000 | 276,000 | 171,000 | 78,000 | |||||||||||||
| net income | 69,244,000 | 2,804,000 | 80,360,000 | -100,222,000 | -45,136,000 | -133,936,000 | -166,902,000 | -171,783,000 | -205,962,000 | -205,677,000 | -322,437,000 | -251,269,000 | -186,396,000 | -54,671,000 | -159,735,000 | -306,615,000 | -153,208,000 | -247,159,000 | -31,557,000 |
| yoy | -253.41% | -102.09% | -148.15% | -41.66% | -78.09% | -34.88% | -48.24% | -31.63% | 10.50% | 276.21% | 101.86% | -18.05% | 21.66% | -77.88% | 406.18% | ||||
| qoq | 2369.47% | -96.51% | -180.18% | 122.04% | -66.30% | -19.75% | -2.84% | -16.59% | 0.14% | -36.21% | 28.32% | 34.80% | 240.94% | -65.77% | -47.90% | 100.13% | -38.01% | 683.21% | |
| net income margin % | 7.90% | 0.36% | 9.28% | -14.35% | -6.85% | -23.25% | -28.24% | -34.60% | -46.20% | -53.99% | -80.70% | -69.48% | -51.19% | -15.41% | -44.25% | -113.82% | -58.53% | -107.15% | -15.47% |
| other comprehensive income | |||||||||||||||||||
| foreign currency translation adjustments | 29,598,000 | 3,550,000 | -35,469,000 | 8,346,000 | -4,702,000 | -10,879,000 | 13,824,000 | -11,898,000 | 8,850,000 | 31,000 | 4,522,000 | -21,546,000 | -9,845,000 | 5,406,000 | 2,341,000 | -3,802,000 | 1,994,000 | 2,829,000 | 1,834,000 |
| unrealized gain on securities available for sale | -197,000 | 778,000 | -2,873,000 | 5,589,000 | 681,000 | -30,000 | 4,853,000 | 1,353,000 | -2,943,000 | 4,520,000 | -4,981,000 | -2,105,000 | -657,000 | -279,000 | |||||
| gain on cash flow hedges | 34,000 | -1,279,000 | -89,000 | -1,492,000 | -243,000 | 750,000 | -614,000 | 763,000 | |||||||||||
| net other comprehensive income | 29,435,000 | 3,049,000 | -38,431,000 | 12,443,000 | -469,500 | -10,159,000 | 18,063,000 | 6,915,000 | 4,294,000 | -14,826,000 | 3,301,000 | 1,684,000 | -4,081,000 | 2,023,000 | 2,829,000 | 1,834,000 | |||
| comprehensive income | 98,680,000 | 5,853,000 | 41,929,000 | ||||||||||||||||
| per share data: | |||||||||||||||||||
| net income per share | |||||||||||||||||||
| basic | 0.21 | 0.01 | 0.25 | -0.31 | -0.14 | -0.43 | -0.54 | -0.57 | -0.69 | -0.69 | -1.1 | -0.86 | -0.65 | -0.19 | -0.57 | -1.13 | -0.45 | -1.06 | -0.45 |
| diluted | 0.2 | 0.01 | 0.23 | -0.31 | -0.14 | -0.43 | -0.54 | -0.57 | -0.69 | -0.69 | -1.1 | -0.86 | -0.65 | -0.19 | -0.57 | -1.13 | -0.4 | -1.06 | -0.45 |
| weighted-average common shares outstanding: | |||||||||||||||||||
| basic | 322,851,873 | 324,053,967 | 322,282,334 | 318,234,555 | 309,857,129 | 312,626,728 | 307,571,602 | 303,839,670 | 295,343,466 | 297,204,715 | 293,683,331 | 290,929,270 | 281,704,041 | 285,641,820 | 281,533,888 | 271,677,516 | 158,367,923 | 233,309,590 | 70,801,521 |
| diluted | 341,023,566 | 344,224,332 | 345,196,568 | 318,234,555 | 309,857,129 | 312,626,728 | 307,571,602 | 303,839,670 | 295,343,466 | 297,204,715 | 293,683,331 | 290,929,270 | 281,704,041 | 285,641,820 | 281,533,888 | 271,677,516 | 159,244,611 | 233,309,590 | 70,801,521 |
| income tax benefit | 2,499,000 | -180,000 | -18,120,000 | 259,000 | 26,250 | -70,000 | |||||||||||||
| comprehensive loss | -87,779,000 | -49,400,000 | -144,095,000 | -148,839,000 | -181,565,000 | -199,047,000 | -201,383,000 | -314,846,000 | -278,343,000 | -201,222,000 | -51,370,000 | -158,051,000 | -310,696,000 | -151,185,000 | -244,330,000 | -29,723,000 | |||
| income tax (benefit) expense | 308,250 | 890,000 | -700,000 | 1,043,000 | -646,000 | -836,000 | -1,568,000 | ||||||||||||
| other comprehensive loss | |||||||||||||||||||
| net other comprehensive loss | -9,782,000 | 7,591,000 | -27,074,000 | ||||||||||||||||
| restructuring charges | 8,733,500 | 34,934,000 | |||||||||||||||||
| unrealized gain on cash flow hedges | 1,008,000 | -257,000 | |||||||||||||||||
| unrealized loss on securities available for sale | 3,069,000 | -5,528,000 | |||||||||||||||||
| excess return to preferred stockholders on repurchase | |||||||||||||||||||
| net income attributable to common stockholders | -153,208,000 | -247,159,000 | -31,557,000 |
We provide you with 20 years income statements for Affirm stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as earnings, sales and marketing expenses, research and development costs, profits, and profit margins. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of Affirm stock. Explore the full financial landscape of Affirm stock with our expertly curated income statements.
The information provided in this report about Affirm stock is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.