7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-06-30 
      
    		                    
      assets
    		                    
      cash and cash equivalents
    		1,428,848,000 1,354,455,000 1,351,148,000 1,200,381,000 1,046,160,000 1,013,106,000 1,272,760,000 1,036,719,000 1,079,261,000 892,027,000 972,477,000 1,440,333,000 1,530,132,000 1,255,171,000 2,261,937,000 2,567,401,000 1,439,531,000 1,466,558,000 1,623,672,000 267,059,000 
      restricted cash
    		668,762,000 401,968,000 384,811,000 536,776,000 338,462,000 282,293,000 346,931,000 411,259,000 409,231,000 367,917,000 409,015,000 424,460,000 383,406,000 295,636,000 413,628,000 247,402,000 236,282,000 226,074,000 183,330,000 61,069,000 
      securities available for sale at fair value
    		812,442,000 871,425,000 780,170,000 666,684,000 1,073,685,000 1,131,628,000 781,402,000 914,069,000 1,021,630,000 1,174,653,000 1,059,031,000 914,923,000 1,237,291,000 1,595,373,000 617,023,000 475,379,000 456,266,000    
      loans held for sale
    		12,000  1,000   36,000 127,000 29,000 145,000 76,000 122,000 344,000 7,112,000 2,670,000 3,618,000 27,394,000 1,808,000 13,030,000 12,774,000 4,459,000 
      loans held for investment
    		7,235,177,000 7,025,534,000 6,630,446,000 6,796,167,000 6,310,834,000 5,670,056,000 5,461,407,000 5,238,812,000 4,549,422,000 4,402,962,000 3,775,542,000 3,655,504,000 2,681,637,000 2,503,561,000 2,502,860,000 2,425,519,000 2,244,826,000 2,022,320,000 2,195,394,000 1,034,312,000 
      allowance for credit losses
    		-425,801,000 -396,929,000 -374,987,000 -363,831,000 -350,606,000 -309,097,000 -289,088,000 -262,204,000 -232,068,000 -204,531,000 -176,336,000 -182,100,000 -153,025,000 -155,392,000 -159,475,000 -158,289,000 -152,021,000 -117,760,000 -113,754,000 -95,137,000 
      accounts receivable
    		283,726,000 426,177,000 220,279,000 203,626,000 308,394,000 353,028,000 293,388,000 307,286,000 236,234,000 199,085,000 135,816,000 201,622,000 147,757,000 142,052,000 124,614,000 134,571,000 100,951,000 91,575,000 66,080,000 59,001,000 
      property, equipment and software
    		613,938,000 572,637,000 543,327,000 506,334,000 473,019,000 427,686,000 401,535,000 369,854,000 338,749,000 290,135,000 277,156,000 248,939,000 208,460,000 171,482,000 141,658,000 113,573,000 84,925,000 62,499,000 53,444,000 48,140,000 
      goodwill
    		529,910,000 534,156,000 522,346,000 521,699,000 536,745,000 533,439,000 535,818,000 541,156,000 536,418,000 542,571,000 537,126,000 527,630,000 525,000,000 539,534,000 547,393,000 541,399,000 540,770,000 516,515,000   
      intangible assets
    		12,685,000 12,935,000 12,416,000 12,193,000 13,459,000 13,502,000 15,288,000 17,407,000 19,828,000 34,434,000 48,267,000 63,755,000 71,037,000 78,942,000 60,890,000 66,190,000 71,378,000 67,930,000   
      commercial agreement assets
    		49,154,000 57,210,000 65,178,000 76,091,000 90,346,000 104,602,000 118,703,000 134,558,000 156,115,000 177,672,000 198,994,000 220,082,000 241,639,000 263,196,000 287,129,000 316,047,000 207,431,000 227,377,000 246,383,000  
      other assets
    		269,713,000 295,360,000 301,052,000 324,957,000 298,661,000 299,340,000 263,155,000 356,044,000 292,184,000 278,614,000 270,639,000 289,259,000 284,614,000 281,567,000 230,451,000 195,863,000 169,952,000 274,679,000 219,868,000 23,348,000 
      total assets
    		11,478,567,000 11,154,929,000 10,436,187,000 10,481,077,000 10,139,159,000 9,519,619,000 9,201,426,000 9,064,989,000 8,407,149,000 8,155,615,000 7,507,849,000 7,804,751,000 7,165,060,000 6,973,792,000 7,031,726,000 6,952,449,000 5,402,099,000 4,866,967,000 4,766,389,000 1,402,251,000 
      liabilities and stockholders’ equity
    		                    
      liabilities:
    		                    
      accounts payable
    		58,019,000 82,820,000 41,057,000 50,626,000 57,561,000 41,019,000 35,224,000 59,805,000 27,345,000 28,602,000 30,022,000 28,974,000 34,534,000 33,072,000 48,985,000 45,589,000 425,854,000 57,758,000 29,005,000 18,361,000 
      payable to third-party loan owners
    		193,790,000 211,700,000 176,996,000 157,245,000 152,035,000 159,643,000 129,730,000 134,567,000 109,498,000 53,852,000 44,187,000 127,378,000 90,811,000 71,383,000 35,962,000 71,515,000 38,462,000 50,079,000 36,523,000 24,998,000 
      accrued interest payable
    		25,649,000 24,465,000 23,944,000 25,357,000 24,484,000 24,327,000 22,816,000 22,181,000 19,589,000 13,498,000 13,826,000 11,971,000 5,292,000 6,659,000 2,992,000 2,621,000 3,304,000 2,751,000 3,891,000 1,860,000 
      accrued expenses and other liabilities
    		165,830,000 157,272,000 173,629,000 155,568,000 137,464,000 147,429,000 150,162,000 150,272,000 160,328,000 180,883,000 192,360,000 220,619,000 249,812,000 237,598,000 313,307,000 436,533,000 450,662,000 317,951,000 291,428,000 27,810,000 
      convertible senior notes
    		1,127,668,000 1,153,000,000 1,152,019,000 1,151,048,000 1,202,519,000 1,341,430,000 1,385,891,000 1,415,952,000 1,415,080,000 1,414,208,000 1,413,345,000 1,708,779,000 1,707,724,000 1,706,668,000 1,705,624,000 1,704,607,000     
      notes issued by securitization trusts
    		4,830,819,000 4,833,855,000 4,084,934,000 3,988,887,000 3,985,484,000 3,236,873,000 3,240,871,000 2,740,656,000 2,398,758,000 2,165,577,000 1,788,853,000 1,314,212,000 1,720,812,000 1,627,580,000 1,447,568,000 1,577,264,000 1,621,638,000 1,176,673,000 1,241,126,000  
      funding debt
    		1,777,906,000 1,622,808,000 1,908,693,000 2,166,806,000 1,744,040,000 1,836,909,000 1,613,272,000 1,906,672,000 1,709,751,000 1,764,812,000 1,514,120,000 1,882,670,000 792,637,000 672,577,000 901,233,000 645,998,000 484,821,000 680,602,000 760,395,000 817,926,000 
      total liabilities
    		8,179,682,000 8,085,919,000 7,561,272,000 7,695,537,000 7,303,587,000 6,787,630,000 6,577,966,000 6,430,105,000 5,840,349,000 5,621,432,000 4,996,713,000 5,294,603,000 4,601,622,000 4,355,537,000 4,455,671,000 4,484,127,000 3,024,741,000 2,285,814,000 2,362,368,000 965,177,000 
      commitments and contingencies
    		                    
      stockholders’ equity:
    		                    
      class a common stock
    		2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000  
      class b common stock
    		1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000  
      additional paid in capital
    		6,299,395,000 6,140,893,000 6,045,479,000 5,961,956,000 6,053,917,000 5,862,555,000 5,704,626,000 5,571,955,000 5,355,032,000 5,140,850,000 4,918,756,000 4,716,385,000 4,454,829,000 4,231,303,000 3,987,881,000 3,828,778,000 3,579,763,000 3,462,762,000 3,134,145,000 80,373,000 
      accumulated deficit
    		-2,976,124,000 -3,056,818,000 -3,126,062,000 -3,128,866,000 -3,209,226,000 -3,109,004,000 -3,063,868,000 -2,929,932,000 -2,763,030,000 -2,591,247,000 -2,385,285,000 -2,179,608,000 -1,857,171,000 -1,605,902,000 -1,419,506,000 -1,364,835,000 -1,205,100,000 -888,381,000 -734,873,000 -447,167,000 
      accumulated other comprehensive loss
    		-24,389,000 -15,069,000 -44,504,000 -47,553,000 -9,122,000 -21,565,000 -17,301,000 -7,142,000 -25,205,000 -15,423,000 -22,338,000 -26,632,000 -34,223,000        
      total stockholders’ equity
    		3,298,885,000 3,069,009,000 2,874,916,000 2,785,540,000 2,835,572,000 2,731,989,000 2,623,460,000 2,634,884,000 2,566,800,000 2,534,183,000 2,511,136,000 2,510,148,000 2,563,438,000 2,618,255,000 2,576,055,000 2,468,322,000 2,377,358,000 2,581,153,000   
      total liabilities and stockholders’ equity
    		11,478,567,000 11,154,929,000 10,436,187,000 10,481,077,000 10,139,159,000 9,519,619,000 9,201,426,000 9,064,989,000 8,407,149,000 8,155,615,000 7,507,849,000 7,804,751,000 7,165,060,000 6,973,792,000 7,031,726,000 6,952,449,000 5,402,099,000    
      accumulated other comprehensive gain
    		             -7,149,000 7,677,000 4,376,000 2,692,000 6,769,000 4,746,000 -302,000 
      securitization notes receivable and residual certificates
    		                 16,170,000   
      liabilities, redeemable convertible preferred stock and stockholders’ equity
    		                    
      convertible debt
    		                   74,222,000 
      redeemable convertible preferred stock
    		                   804,170,000 
      stockholders’ equity
    		                    
      common stock
    		                    
      total liabilities, redeemable convertible preferred stock and stockholders’ equity
    		                 4,866,967,000   
      goodwill and intangible assets
    		                  279,198,000  
      liabilities, redeemable convertible preferred stock and stockholders’ deficit
    		                    
      stockholders’ (deficit) equity:
    		                    
      total stockholders’ (deficit) equity
    		                  2,404,021,000  
      total liabilities, redeemable convertible preferred stock and stockholders’ (deficit) equity
    		                  4,766,389,000  
      stockholders’ deficit:
    		                    
      total stockholders’ deficit
    		                   -367,096,000 
      total liabilities, redeemable convertible preferred stock and stockholders’ deficit
    		                   1,402,251,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.