WSFS Financial Quarterly Income Statements Chart
Quarterly
|
Annual
WSFS Financial Quarterly Income Statements Table
Quarterly
|
Annual
Unit: USD | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-12-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest and fees on loans and leases | 216,005,000 | 216,752,000 | 226,886,000 | 235,977,000 | 230,815,000 | 224,703,000 | 224,760,000 | 218,903,000 | 207,884,000 | 193,724,000 | 181,644,000 | 152,887,000 | 129,342,000 | 118,881,000 | 92,291,000 | 93,460,000 | 98,645,000 | 108,852,000 | 118,737,000 | 110,195,000 | 112,260,000 | 119,202,000 | 122,302,000 | 124,800,000 | 129,001,000 | 87,117,000 | ||||||||||||||||||||||||||||||||||||||||||||
interest on mortgage-backed securities | 24,531,000 | 24,745,000 | 24,995,000 | 25,348,000 | 25,784,000 | 25,897,000 | 26,245,000 | 26,654,000 | 27,130,000 | 27,526,000 | 27,778,000 | 28,338,000 | 27,377,000 | 23,113,000 | 18,645,000 | 13,947,000 | 12,506,000 | 10,704,000 | 10,923,000 | 11,686,000 | 12,549,000 | 13,219,000 | 13,270,000 | 12,989,000 | 12,229,000 | 10,466,000 | 7,814,000 | 6,662,000 | 6,190,000 | 5,399,000 | 5,176,000 | 4,955,000 | 4,782,000 | 4,395,000 | 4,096,000 | 3,854,000 | 3,910,000 | 3,894,000 | 3,629,000 | 3,588,000 | 3,523,000 | 3,433,000 | 3,381,000 | 3,317,000 | 3,564,000 | 3,278,000 | 2,108,000 | 3,527,000 | 3,470,000 | 3,729,000 | 4,238,000 | 4,344,000 | 4,891,000 | 5,718,000 | 5,240,500 | 7,052,000 | 6,884,000 | 7,026,000 | 6,842,500 | 8,699,000 | 9,639,000 | 9,032,000 | 5,179,750 | 6,435,000 | 6,948,000 | 7,336,000 | 6,377,000 | 5,904,000 | 5,715,000 | 5,988,000 |
interest and dividends on investment securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
taxable | 700,000 | 699,000 | 700,000 | 699,000 | 699,000 | 700,000 | 700,000 | 699,000 | 700,000 | 704,000 | 705,000 | 703,000 | 702,000 | 702,000 | 700,000 | 702,000 | 702,000 | 701,000 | 639,000 | 435,000 | 102,000 | 15,000 | 52,000 | 29,000 | 31,000 | 19,000 | 14,000 | 14,000 | 16,000 | 17,000 | 14,000 | 6,000 | 117,000 | 79,000 | 80,000 | 85,000 | 77,000 | |||||||||||||||||||||||||||||||||
tax-exempt | 1,486,000 | 1,487,000 | 1,488,000 | 1,485,000 | 1,484,000 | 1,484,000 | 1,484,000 | 1,481,000 | 1,482,000 | 1,533,000 | 1,552,000 | 1,278,000 | 638,000 | 619,000 | 639,000 | 651,000 | 681,000 | 748,000 | 780,000 | 830,000 | 907,000 | 911,000 | 921,000 | 939,000 | 999,000 | 1,025,000 | 1,057,000 | 1,065,000 | 1,092,000 | 1,103,000 | 1,124,000 | 1,125,000 | 1,130,000 | 1,132,000 | 1,133,000 | 1,134,000 | 1,141,000 | 1,143,000 | ||||||||||||||||||||||||||||||||
other interest income | 10,468,000 | 7,195,000 | 9,270,000 | 9,875,000 | 6,455,000 | 8,838,000 | 4,042,000 | 3,402,000 | 4,573,000 | 2,896,000 | 1,414,000 | 3,359,000 | 1,961,000 | 822,000 | 460,000 | 691,000 | 368,000 | 276,000 | 218,000 | 224,000 | 65,000 | 508,000 | 805,000 | 2,505,000 | 643,000 | 950,000 | 474,000 | 510,000 | 411,000 | 629,000 | 367,000 | 412,000 | 343,000 | 501,000 | 433,000 | 420,000 | 384,000 | 370,000 | 314,000 | 396,000 | 424,000 | 1,078,000 | 228,000 | 472,000 | 348,000 | 316,000 | 257,000 | 87,000 | 22,000 | 25,000 | 33,000 | 9,000 | 9,000 | 9,000 | 1,500 | 6,000 | 238,000 | 374,000 | 414,000 | 552,000 | ||||||||||
interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on deposits | 70,124,000 | 71,104,000 | 78,541,000 | 80,647,000 | 76,693,000 | 72,795,000 | 67,319,000 | 57,255,000 | 50,054,000 | 35,192,000 | 14,644,000 | 6,643,000 | 3,766,000 | 3,128,000 | 3,099,000 | 3,550,000 | 3,778,000 | 4,496,000 | 6,447,000 | 8,346,000 | 9,832,000 | 14,637,000 | 16,159,000 | 16,851,000 | 16,123,000 | 10,942,000 | 9,483,000 | 7,977,000 | 6,368,000 | 5,240,000 | 4,626,000 | 3,862,000 | 3,341,000 | 3,075,000 | 2,687,000 | 2,412,000 | 2,204,000 | 2,118,000 | 1,811,000 | 1,587,000 | 1,825,000 | 1,942,000 | 1,958,000 | 1,823,000 | 1,714,000 | 1,656,000 | 1,667,000 | 1,673,000 | 1,821,000 | 2,019,000 | 2,449,000 | 3,237,000 | 3,400,000 | 4,015,000 | 3,719,000 | 4,619,000 | 5,034,000 | 5,223,000 | 4,413,750 | 5,590,000 | 5,771,000 | 6,294,000 | 5,857,500 | 7,578,000 | 7,523,000 | 8,329,000 | 9,521,000 | 8,936,000 | 9,223,000 | 12,129,000 |
interest on federal home loan bank advances | 949,000 | 938,000 | 828,000 | 1,472,000 | 359,000 | 308,000 | 213,000 | 167,000 | 1,597,000 | 3,371,000 | 496,000 | 42,000 | 5,000 | 50,000 | 445,000 | 625,000 | 830,000 | 1,025,000 | 1,099,000 | 806,000 | 2,590,000 | 1,299,000 | 2,097,000 | 2,536,000 | 2,463,000 | 2,206,000 | 2,402,000 | 1,797,000 | 1,858,000 | 1,310,000 | 1,225,000 | 1,124,000 | 1,048,000 | 676,000 | 868,000 | 751,000 | 713,000 | 577,000 | 663,000 | 661,000 | 526,000 | 498,000 | 482,000 | 451,000 | 443,000 | 1,267,000 | 1,403,000 | 1,645,000 | 1,937,000 | 1,966,500 | 2,484,000 | 2,655,000 | 2,727,000 | 2,953,000 | 3,818,000 | 4,017,000 | 3,977,000 | 3,591,500 | 4,221,000 | 4,804,000 | 5,341,000 | 6,061,000 | 7,235,000 | 7,356,000 | 8,968,000 | |||||
interest on senior and subordinated debt | 1,089,000 | 2,074,000 | 2,354,000 | 2,446,000 | 2,441,000 | 2,449,000 | 2,455,000 | 2,453,000 | 2,334,000 | 2,573,000 | 2,307,000 | 2,061,000 | 1,949,000 | 1,929,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on federal funds purchased | 271,000 | 31,000 | 41,000 | 349,000 | 185,000 | 1,139,000 | 415,000 | 28,000 | 1,000 | 470,000 | 777,000 | 602,000 | 805,000 | 787,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on trust preferred borrowings | 1,518,000 | 1,523,000 | 1,655,000 | 1,749,000 | 1,750,000 | 1,756,000 | 1,782,000 | 1,764,000 | 1,635,000 | 1,555,000 | 1,336,000 | 951,000 | 682,000 | 513,000 | 317,000 | 316,000 | 317,000 | 324,000 | 334,000 | 347,000 | 484,000 | 586,000 | 636,000 | 693,000 | 717,000 | 726,000 | 702,000 | 677,000 | 637,000 | 557,000 | 522,000 | 500,000 | 472,000 | 446,000 | 439,000 | 415,000 | 397,000 | 371,000 | 353,000 | 343,000 | 339,000 | 327,000 | 333,000 | 332,000 | 330,000 | 326,000 | 337,000 | 339,000 | 337,000 | 329,000 | 366,000 | 369,000 | 370,000 | 375,000 | 253,750 | 340,000 | 339,000 | 336,000 | 261,750 | 370,000 | 348,000 | 329,000 | 362,250 | 389,000 | 465,000 | 595,000 | 727,000 | 747,000 | 783,000 | 1,018,000 |
interest on other borrowings | 15,000 | 23,000 | 1,483,000 | 9,535,000 | 9,504,000 | 9,036,000 | 6,986,000 | 6,713,000 | 4,307,000 | 21,000 | 9,000 | 9,000 | 8,000 | 9,000 | 6,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 3,000 | 5,000 | 5,000 | 40,000 | 39,000 | 23,000 | 7,000 | 7,000 | 14,000 | 35,000 | 37,000 | 54,000 | 22,000 | -424,000 | 145,000 | 189,000 | 29,000 | -224,000 | 120,000 | 109,000 | 30,000 | 23,000 | 25,000 | 25,000 | 25,000 | 28,000 | 29,000 | 28,000 | 28,000 | -493,000 | 259,000 | 270,000 | 366,000 | 419,750 | 468,000 | 599,000 | 612,000 | 464,750 | 624,000 | 620,000 | 615,000 | 491,750 | 649,000 | 667,000 | 651,000 | -1,497,000 | 1,112,000 | 1,066,000 | 1,476,000 |
net interest income | 179,495,000 | 175,216,000 | 178,207,000 | 177,504,000 | 174,449,000 | 175,278,000 | 178,127,000 | 182,602,000 | 181,842,000 | 182,532,000 | 193,886,000 | 176,831,000 | 153,615,000 | 138,558,000 | 108,224,000 | 104,491,000 | 106,749,000 | 114,185,000 | 123,001,000 | 113,048,000 | 113,756,000 | 116,150,000 | 117,569,000 | 120,833,000 | 123,232,000 | 83,314,000 | 64,674,000 | 63,097,000 | 60,989,000 | 57,714,000 | 57,725,000 | 56,129,000 | 54,314,000 | 53,103,000 | 52,954,000 | 49,021,000 | 46,414,000 | 45,356,000 | 47,896,000 | 40,997,000 | 39,090,000 | 38,817,000 | 38,239,000 | 36,747,000 | 35,477,000 | 34,044,000 | 34,546,000 | 33,406,000 | 32,056,000 | 31,580,000 | 31,498,000 | 30,893,000 | 32,078,000 | 32,530,000 | 32,416,000 | 32,180,000 | 31,187,000 | 30,254,000 | 22,554,500 | 30,177,000 | 30,698,000 | 29,343,000 | 19,141,000 | 26,293,000 | 26,380,000 | 23,891,000 | 22,576,000 | 23,307,000 | 22,367,000 | 20,969,000 |
benefit from credit losses | 12,621,000 | 17,350,000 | 8,036,000 | 18,422,000 | 19,814,000 | 15,138,000 | 15,813,750 | 18,414,000 | 15,830,000 | 29,011,000 | -936,000 | 2,716,000 | 94,754,000 | 56,646,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from credit losses | 166,874,000 | 157,866,000 | 118,464,250 | 159,082,000 | 154,635,000 | 160,140,000 | 120,930,250 | 164,188,000 | 166,012,000 | 153,521,000 | 123,937,000 | 110,332,000 | 19,002,000 | 59,504,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
credit/debit card and atm income | 18,309,000 | 18,743,000 | 20,545,000 | 24,621,000 | 23,875,000 | 19,669,000 | 17,058,000 | 14,869,000 | 14,430,000 | 13,361,000 | 12,642,000 | 10,993,000 | 8,772,000 | 7,681,000 | 7,456,000 | 7,651,000 | 7,567,000 | 6,805,000 | 7,098,000 | 7,251,000 | 9,306,000 | 11,359,000 | 12,076,000 | 13,115,000 | 13,677,000 | 11,515,000 | 12,084,000 | 11,239,000 | 10,709,000 | 9,805,000 | 9,710,000 | 9,350,000 | 8,925,000 | 8,131,000 | 7,969,000 | 7,776,000 | 7,253,000 | 6,901,000 | 6,727,000 | 6,486,000 | 6,462,000 | 6,027,000 | 6,134,000 | 6,219,000 | 6,010,000 | 5,766,000 | 6,119,000 | 6,374,000 | 6,189,000 | 5,668,000 | 5,904,000 | 5,738,000 | 5,871,000 | 5,422,000 | 3,887,250 | 5,523,000 | 5,286,000 | 4,740,000 | 3,542,750 | 4,984,000 | 4,817,000 | 4,370,000 | 3,031,000 | 4,373,000 | 4,049,000 | 3,702,000 | 3,968,000 | 4,416,000 | 4,314,000 | 4,531,000 |
investment management and fiduciary income | 43,774,000 | 39,281,000 | 26,795,500 | 36,648,000 | 37,606,000 | 32,928,000 | 23,893,750 | 32,720,000 | 32,379,000 | 30,476,000 | 22,719,250 | 29,504,000 | 31,192,000 | 30,181,000 | 11,245,750 | 15,370,000 | 15,360,000 | 14,253,000 | 8,789,250 | 13,266,000 | 10,929,000 | 10,962,000 | 11,462,000 | 10,459,000 | 10,382,000 | 10,147,000 | 10,140,000 | 10,029,000 | 10,244,000 | 9,189,000 | 6,420,750 | 8,809,000 | 8,835,000 | 8,039,000 | ||||||||||||||||||||||||||||||||||||
deposit service charges | 6,802,000 | 6,753,000 | 6,844,000 | 6,837,000 | 6,496,000 | 6,487,000 | 6,543,000 | 6,534,000 | 6,277,000 | 6,039,000 | 6,326,000 | 6,262,000 | 6,071,000 | 5,825,000 | 5,569,000 | 5,742,000 | 5,319,000 | 5,460,000 | 5,405,000 | 4,772,000 | 4,175,000 | 5,647,000 | 5,984,000 | 6,139,000 | 6,103,000 | 4,746,000 | 4,807,000 | 4,670,000 | 4,664,000 | 4,630,000 | 4,666,000 | 4,695,000 | 4,560,000 | 4,397,000 | 4,634,000 | 4,482,000 | 4,342,000 | 4,276,000 | 4,342,000 | 4,338,000 | 4,099,000 | 3,905,000 | 3,979,000 | 4,477,000 | 4,346,000 | 4,269,000 | 4,571,000 | 4,407,000 | 4,216,000 | 4,014,000 | 4,460,000 | 4,360,000 | 4,299,000 | 4,014,000 | 2,993,750 | 4,385,000 | 4,026,000 | 3,564,000 | 3,095,250 | 4,153,000 | 4,349,000 | 3,879,000 | 3,123,500 | 4,401,000 | 4,276,000 | 3,817,000 | 4,158,000 | 4,354,000 | 4,174,000 | 3,798,000 |
mortgage banking activities | 2,341,000 | 1,800,000 | 1,634,000 | 2,067,000 | 2,217,000 | 1,647,000 | 1,119,000 | 1,254,000 | 1,304,000 | 1,122,000 | 742,000 | 1,420,000 | 2,211,000 | 2,898,000 | 4,526,000 | 5,637,000 | 4,453,000 | 8,600,000 | 6,729,000 | 11,507,000 | 8,494,000 | 3,471,000 | 2,963,000 | 3,152,000 | 2,846,000 | 2,092,000 | 1,348,000 | 1,509,000 | 1,692,000 | 1,737,000 | 1,508,000 | 1,756,000 | 1,844,000 | 1,185,000 | 1,409,000 | 2,555,000 | 1,816,000 | 1,654,000 | 1,352,000 | 1,251,000 | 1,590,000 | 1,703,000 | 928,000 | 1,229,000 | 1,025,000 | 812,000 | 1,143,000 | 907,000 | 1,193,000 | 737,000 | 964,000 | 914,000 | 452,000 | 516,000 | 258,750 | 257,000 | 231,000 | 547,000 | 286,250 | 646,000 | 247,000 | 252,000 | 357,500 | 822,000 | 406,000 | 202,000 | -116,000 | 66,000 | 93,000 | 105,000 |
loan and lease fee income | 1,430,000 | 1,465,000 | 1,939,000 | 1,513,000 | 1,706,000 | 1,523,000 | 1,535,000 | 1,621,000 | 1,190,000 | 1,372,000 | 1,818,000 | 1,425,000 | 1,698,000 | 1,334,000 | 1,102,000 | 1,216,000 | 1,730,000 | 3,485,000 | 1,137,000 | 1,165,000 | 1,097,000 | 1,119,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
realized gain on sale of equity investments | 18,000 | 546,500 | 56,000 | 2,130,000 | -176,500 | -706,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank owned life insurance income | 544,000 | 727,000 | 1,191,000 | 1,540,000 | 793,000 | 1,200,000 | 675,000 | 1,697,000 | 760,000 | 1,510,000 | 1,130,000 | 195,000 | 374,000 | 105,000 | 351,000 | 695,000 | 205,000 | 269,000 | 591,000 | 445,000 | -25,000 | 370,000 | 277,000 | 383,000 | 217,000 | -153,000 | 96,000 | 232,000 | 421,000 | 546,000 | 302,000 | 275,000 | 222,000 | 255,000 | 211,000 | 231,000 | 179,000 | 203,000 | 233,000 | 185,000 | 143,000 | 139,000 | 40,500 | 74,000 | 48,000 | 40,000 | 361,750 | 1,126,000 | 136,000 | 185,000 | 448,750 | 197,000 | 1,419,000 | 179,000 | 149,000 | 181,000 | 219,000 | 196,000 | 169,250 | 238,000 | 229,000 | 210,000 | 394,500 | 548,000 | 456,000 | 574,000 | ||||
other income | 14,791,000 | 12,128,000 | 11,268,000 | 16,876,000 | 16,775,000 | 12,403,000 | 14,969,000 | 13,978,000 | 10,531,000 | 9,251,000 | 11,499,000 | 12,852,000 | 15,720,000 | 12,553,000 | 10,009,000 | 7,470,000 | 8,633,000 | 8,685,000 | 9,019,000 | 7,193,000 | 5,980,000 | 6,953,000 | 7,441,000 | 7,037,000 | 7,734,000 | 7,707,000 | 7,177,000 | 6,659,000 | 7,111,000 | 5,908,000 | 5,755,000 | 6,066,000 | 6,051,000 | 5,196,000 | 4,226,000 | 4,125,000 | 3,920,000 | 3,972,000 | 3,702,000 | 3,574,000 | 3,475,000 | 3,250,000 | 3,229,000 | 3,360,000 | 2,891,000 | 2,582,000 | 2,732,000 | 2,618,000 | 2,441,000 | 1,748,000 | 2,011,000 | 1,195,000 | 1,010,000 | 944,000 | 634,250 | 1,035,000 | 820,000 | 682,000 | 963,500 | 1,479,000 | 1,215,000 | 1,160,000 | 717,750 | 955,000 | 950,000 | 966,000 | 1,099,000 | 893,000 | 986,000 | 1,133,000 |
noninterest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries, benefits and other compensation | 89,145,000 | 82,477,000 | 87,503,000 | 86,124,000 | 83,249,000 | 75,806,000 | 69,524,000 | 74,453,000 | 72,367,000 | 72,849,000 | 72,492,000 | 72,294,000 | 68,189,000 | 70,930,000 | 55,277,000 | 53,344,000 | 52,408,000 | 53,138,000 | 51,442,000 | 48,772,000 | 48,757,000 | 45,346,000 | 48,895,000 | 48,914,000 | 48,550,000 | 36,205,000 | 31,545,000 | 30,641,000 | 30,944,000 | 29,853,000 | 28,145,000 | 29,172,000 | 28,223,000 | 28,836,000 | 24,794,000 | 24,804,000 | 23,509,000 | 22,876,000 | 21,769,000 | 20,784,000 | 20,345,000 | 21,010,000 | 19,953,000 | 19,292,000 | 18,671,000 | 18,474,000 | 17,780,000 | 17,648,000 | 17,455,000 | 17,983,000 | 16,207,000 | 16,942,000 | 16,663,000 | 16,235,000 | 11,141,500 | 15,337,000 | 14,413,000 | 14,816,000 | 9,083,500 | 12,237,000 | 12,111,000 | 11,986,000 | 9,128,250 | 12,131,000 | 12,051,000 | 12,331,000 | 11,659,000 | 12,211,000 | 11,297,000 | 11,487,000 |
occupancy expense | 8,829,000 | 9,893,000 | 9,118,000 | 9,595,000 | 9,387,000 | 9,479,000 | 12,115,000 | 9,529,000 | 10,132,000 | 10,408,000 | 10,492,000 | 9,699,000 | 9,902,000 | 10,792,000 | 8,109,000 | 8,150,000 | 8,083,000 | 8,460,000 | 7,991,000 | 8,152,000 | 8,296,000 | 7,666,000 | 8,806,000 | 9,085,000 | 8,810,000 | 6,367,000 | 4,830,000 | 4,697,000 | 5,008,000 | 5,248,000 | 4,807,000 | 4,756,000 | 4,684,000 | 5,162,000 | 4,086,000 | 4,335,000 | 3,955,000 | 4,270,000 | 3,849,000 | 3,757,000 | 3,637,000 | 3,878,000 | 3,438,000 | 3,456,000 | 3,569,000 | 3,729,000 | 3,317,000 | 3,385,000 | 3,401,000 | 3,383,000 | 3,384,000 | 3,235,000 | 3,414,000 | 3,048,000 | 2,236,000 | 3,171,000 | 2,935,000 | 2,838,000 | 1,808,750 | 2,402,000 | 2,271,000 | 2,562,000 | 1,810,750 | 2,452,000 | 2,355,000 | 2,436,000 | 2,128,000 | 2,118,000 | 2,063,000 | 2,107,000 |
equipment expense | 13,778,000 | 12,728,000 | 12,922,000 | 12,076,000 | 12,054,000 | 10,692,000 | 11,077,000 | 10,563,000 | 10,810,000 | 9,792,000 | 10,320,000 | 9,913,000 | 10,388,000 | 10,373,000 | 7,504,000 | 6,807,000 | 7,338,000 | 7,391,000 | 7,392,000 | 5,678,000 | 5,759,000 | 4,964,000 | 5,882,000 | 5,564,000 | 5,444,000 | 3,989,000 | 3,086,000 | 3,258,000 | 3,176,000 | 3,089,000 | 3,020,000 | 2,922,000 | 3,498,000 | 3,124,000 | 2,726,000 | 2,653,000 | 2,516,000 | 2,473,000 | 2,348,000 | 2,059,000 | 1,959,000 | 2,082,000 | 2,095,000 | 2,063,000 | 1,860,000 | 1,687,000 | 2,332,000 | 2,044,000 | 2,117,000 | 1,829,000 | 1,760,000 | 1,701,000 | 2,035,000 | 1,667,000 | 1,298,750 | 1,666,000 | 1,915,000 | 1,614,000 | 1,190,500 | 1,648,000 | 1,646,000 | 1,469,000 | 1,283,250 | 1,829,000 | 1,725,000 | 1,579,000 | 1,603,000 | 1,575,000 | 1,533,000 | 1,463,000 |
data processing and operations expenses | 5,010,000 | 4,695,000 | 4,829,000 | 4,985,000 | 4,807,000 | 3,660,000 | 4,692,000 | 4,867,000 | 4,771,000 | 4,724,000 | 4,867,000 | 5,362,000 | 5,288,000 | 5,359,000 | 3,778,000 | 3,467,000 | 3,444,000 | 3,385,000 | 3,263,000 | 3,198,000 | 3,061,000 | 3,078,000 | 3,193,000 | 3,861,000 | 3,731,000 | 2,588,000 | 1,992,000 | 1,962,000 | 1,896,000 | 1,907,000 | 1,594,000 | 1,817,000 | 1,750,000 | 1,618,000 | 1,711,000 | 1,500,000 | 1,522,000 | 1,542,000 | 1,498,000 | 1,570,000 | 1,459,000 | 1,422,000 | 1,494,000 | 1,609,000 | 1,531,000 | 1,471,000 | 1,072,750 | 1,548,000 | 1,394,000 | 1,047,500 | 1,402,000 | 1,466,000 | 1,322,000 | 1,006,500 | 1,325,000 | 1,284,000 | 1,417,000 | 885,250 | 1,096,000 | 1,159,000 | 1,286,000 | 861,750 | 1,169,000 | 1,157,000 | 1,121,000 | 803,750 | 1,095,000 | 1,082,000 | 1,038,000 | |
professional fees | 6,211,000 | 4,698,000 | 7,083,000 | 3,819,000 | 4,781,000 | 4,481,000 | 6,031,000 | 4,612,000 | 6,118,000 | 4,439,000 | 6,212,000 | 3,561,000 | 5,273,000 | 3,451,000 | 4,113,000 | 4,244,000 | 3,401,000 | 3,856,000 | 5,123,000 | 4,611,000 | 4,423,000 | 4,600,000 | 3,200,000 | 3,180,000 | 2,915,000 | 1,872,000 | 2,330,000 | 2,358,000 | 2,320,000 | 1,725,000 | 2,045,000 | 2,248,000 | 2,669,000 | 1,635,000 | 2,251,000 | 1,554,000 | 2,934,000 | 2,403,000 | 2,473,000 | 2,039,000 | 1,753,000 | 1,472,000 | 1,714,000 | 1,762,000 | 2,345,000 | 1,350,000 | 1,304,000 | 866,000 | 899,000 | 947,000 | 1,192,000 | 671,000 | 1,082,000 | 1,164,000 | 993,500 | 1,267,000 | 1,584,000 | 1,123,000 | 1,048,500 | 1,736,000 | 1,440,000 | 1,170,000 | 1,105,250 | 1,148,000 | 2,311,000 | 962,000 | 1,473,000 | 1,037,000 | 723,000 | 849,000 |
marketing expense | 1,925,000 | 1,695,000 | 1,969,000 | 2,053,000 | 2,020,000 | 1,782,000 | 1,984,000 | 2,049,000 | 2,165,000 | 1,716,000 | 2,245,000 | 2,082,000 | 1,637,000 | 1,266,000 | 1,655,000 | 1,480,000 | 1,286,000 | 992,000 | 2,060,000 | 1,451,000 | 1,215,000 | 951,000 | 1,804,000 | 1,373,000 | 1,947,000 | 1,590,000 | 1,245,000 | 1,499,000 | 1,084,000 | 758,000 | 815,000 | 712,000 | 932,000 | 624,000 | 843,000 | 712,000 | 801,000 | 664,000 | 792,000 | 619,000 | 1,007,000 | 584,000 | 819,000 | 643,000 | 464,000 | 499,000 | 660,000 | 643,000 | 608,000 | 517,000 | 680,000 | 379,000 | 818,000 | 779,000 | 861,500 | 1,597,000 | 898,000 | 951,000 | 582,000 | 719,000 | 904,000 | 704,000 | 602,500 | 852,000 | 831,000 | 727,000 | 900,000 | 952,000 | 1,161,000 | 907,000 |
fdic expenses | 2,433,000 | 2,578,000 | 2,912,000 | 2,882,000 | 2,390,000 | 3,982,000 | 7,908,000 | 2,534,000 | 2,863,000 | 2,582,000 | 1,699,000 | 1,540,000 | 1,468,000 | 1,391,000 | 895,000 | 1,061,000 | 1,056,000 | 1,069,000 | 1,068,000 | 829,000 | 305,000 | -54,000 | 48,000 | -227,000 | 1,042,000 | 620,000 | 485,000 | 518,000 | 515,000 | 599,000 | 533,000 | 560,000 | 594,000 | 529,000 | 526,000 | 469,000 | 773,000 | 838,000 | 711,000 | 786,000 | 687,000 | 669,000 | 642,000 | 666,000 | 692,000 | 653,000 | 425,000 | 959,000 | 942,000 | 1,166,000 | 1,396,000 | 1,384,000 | 1,441,000 | 1,437,000 | 1,119,500 | 1,436,000 | 1,278,000 | 1,764,000 | 1,308,500 | 1,829,000 | 1,762,000 | 1,643,000 | 1,471,250 | 1,517,000 | ||||||
loan workout and other credit costs | 1,629,000 | 240,000 | 646,000 | 1,684,000 | -1,278,000 | 1,071,000 | 560,000 | -189,000 | 536,000 | -55,000 | -401,000 | 1,001,000 | -226,000 | 328,000 | -101,000 | 196,000 | -552,000 | 1,120,000 | 437,000 | 1,422,000 | 4,587,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
corporate development expense | -329,000 | 59,000 | 61,000 | 46,000 | 158,000 | 208,000 | 282,000 | 113,000 | 2,796,000 | 740,000 | 1,070,000 | 1,248,000 | 6,393,000 | 34,038,000 | 4,989,000 | 2,049,000 | 2,543,000 | 2,095,000 | -242,000 | 428,000 | 2,801,000 | 1,341,000 | 4,607,000 | 10,517,000 | 13,946,000 | 26,627,000 | 2,205,000 | 3,794,000 | 457,000 | 21,000 | 153,000 | 366,000 | 338,000 | 1,526,000 | 5,885,000 | 549,000 | 569,000 | 534,250 | 855,000 | 686,000 | ||||||||||||||||||||||||||||||
restructuring expense | 260,000 | 557,000 | -26,000 | -761,000 | -319,000 | 1,344,000 | 3,934,000 | 17,514,000 | 1,755,000 | -144,000 | -265,000 | 1,530,000 | 8,360,000 | 1,881,000 | 4,362,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
other operating expense | 30,712,000 | 32,472,000 | 39,890,000 | 40,459,000 | 38,200,000 | 37,911,000 | 32,916,000 | 31,158,000 | 28,721,000 | 26,611,000 | 24,226,000 | 24,873,000 | 21,803,000 | 19,015,000 | 17,445,000 | 15,648,000 | 16,082,000 | 14,378,000 | 14,329,000 | 16,719,000 | 14,231,000 | 19,930,000 | 19,731,000 | 18,360,000 | 18,437,000 | 13,264,000 | 13,172,000 | 11,694,000 | 11,750,000 | 11,472,000 | 11,925,000 | 10,644,000 | 9,512,000 | 9,119,000 | 9,152,000 | 8,074,000 | 7,423,000 | 7,061,000 | 7,201,000 | 6,889,000 | 6,682,000 | 5,670,000 | 5,776,000 | 5,326,000 | 5,224,000 | 5,566,000 | 5,026,000 | 5,561,000 | 4,324,000 | 4,147,000 | 4,501,000 | 3,263,250 | 4,749,000 | 4,257,000 | 4,047,000 | 2,739,750 | 4,008,000 | 3,574,000 | 3,579,000 | 3,322,500 | 3,821,000 | 8,875,000 | 5,218,000 | 2,607,750 | 4,034,000 | 3,311,000 | 3,086,000 | |||
income before taxes | 95,540,000 | 86,968,000 | 84,352,000 | 85,517,000 | 90,465,000 | 86,925,000 | 92,870,000 | 97,167,000 | 91,630,000 | 83,603,000 | 112,467,000 | 99,111,000 | 83,327,000 | 5,704,000 | 71,886,000 | 71,968,000 | 127,298,000 | 86,548,000 | 77,196,000 | 65,963,000 | -10,058,000 | 11,855,000 | 59,623,000 | 69,497,000 | 46,060,000 | 19,190,000 | 38,204,000 | 48,828,000 | 35,647,000 | 48,119,000 | 18,032,000 | 31,511,000 | 31,420,000 | 27,527,000 | 27,180,000 | 19,545,000 | 25,982,000 | 24,447,000 | 21,968,000 | 22,504,000 | 19,121,000 | 20,213,000 | 18,993,000 | 17,261,000 | 19,532,000 | 15,600,000 | 18,452,000 | 21,370,000 | 16,763,000 | 15,053,000 | 11,833,000 | 14,737,000 | 11,670,000 | 10,054,000 | 6,178,500 | 10,134,000 | 7,982,000 | 6,598,000 | 4,801,000 | -559,000 | -290,250 | -221,000 | -3,905,000 | 2,965,000 | -5,964,000 | 8,467,000 | 10,435,000 | 10,148,000 | ||
income tax provision | 23,319,000 | 21,101,000 | 20,197,000 | 21,108,000 | 21,257,000 | 21,202,000 | 29,365,000 | 22,904,000 | 23,035,000 | 20,941,000 | 28,032,000 | 25,767,000 | 22,425,000 | 1,737,000 | 15,485,000 | 17,516,000 | 21,407,000 | 17,455,000 | 15,140,000 | 1,288,000 | 14,199,000 | 15,902,000 | 10,091,000 | 6,260,000 | 8,486,000 | 9,893,000 | 6,907,000 | 10,769,000 | 27,864,000 | 10,942,000 | 10,850,000 | 8,590,000 | 9,070,000 | 6,823,000 | 8,504,000 | 8,677,000 | 7,984,000 | 8,078,000 | 6,887,000 | 7,324,000 | 6,285,000 | 5,848,000 | 6,807,000 | 6,378,000 | 7,210,000 | 5,855,000 | 5,313,000 | 4,275,000 | 4,758,000 | 4,340,000 | 3,610,000 | 2,049,750 | 3,348,000 | 2,459,000 | 25,000 | -2,644,000 | 2,957,000 | 3,735,000 | 2,902,000 | |||||||||||
net income | 72,221,000 | 65,867,000 | 64,155,000 | 64,409,000 | 69,208,000 | 65,723,000 | 63,505,000 | 74,263,000 | 68,595,000 | 62,662,000 | 84,435,000 | 73,344,000 | 60,902,000 | 3,967,000 | 56,401,000 | 54,452,000 | 95,611,000 | 65,141,000 | 59,741,000 | 50,823,000 | -7,811,000 | 10,567,000 | 45,424,000 | 53,595,000 | 35,969,000 | 12,930,000 | 29,718,000 | 38,935,000 | 28,740,000 | 37,350,000 | -9,832,000 | 20,569,000 | 20,570,000 | 18,937,000 | 18,110,000 | 12,722,000 | 17,478,000 | 15,770,000 | 13,984,000 | 14,426,000 | 12,234,000 | 12,889,000 | 12,708,000 | 11,413,000 | 12,725,000 | 16,911,000 | 12,074,000 | 14,160,000 | 10,908,000 | 9,740,000 | 7,558,000 | 9,979,000 | 7,330,000 | 6,444,000 | 6,162,000 | 6,786,000 | 5,523,000 | 4,206,000 | 2,080,000 | 8,222,000 | 3,301,000 | 514,000 | 38,000 | 1,000 | -2,316,000 | 2,940,000 | -3,320,000 | 5,510,000 | 6,700,000 | 7,246,000 |
yoy | 4.35% | 0.22% | 1.02% | -13.27% | 0.89% | 4.88% | -24.79% | 1.25% | 12.63% | 1479.58% | 49.70% | 34.69% | -36.30% | -93.91% | -5.59% | 7.14% | -1324.06% | 516.46% | 31.52% | -5.17% | -121.72% | -18.28% | 52.85% | 37.65% | 25.15% | -65.38% | -402.26% | 89.29% | 39.72% | 97.23% | -154.29% | 61.68% | 17.69% | 20.08% | 29.51% | -11.81% | 42.86% | 22.35% | 10.04% | 26.40% | -3.86% | -23.78% | 5.25% | -19.40% | 16.66% | 73.62% | 59.75% | 41.90% | 48.81% | 51.15% | 22.65% | 47.05% | 32.72% | 53.21% | 196.25% | -17.47% | 67.31% | 718.29% | 5373.68% | 822100.00% | -242.53% | -82.52% | -101.14% | -99.98% | -134.57% | -59.43% | ||||
qoq | 9.65% | 2.67% | -0.39% | -6.93% | 5.30% | 3.49% | -14.49% | 8.26% | 9.47% | -25.79% | 15.12% | 20.43% | 1435.22% | -92.97% | 3.58% | -43.05% | 46.78% | 9.04% | 17.55% | -750.66% | -173.92% | -76.74% | -15.25% | 49.00% | 178.18% | -56.49% | -23.67% | 35.47% | -23.05% | -479.88% | -147.80% | -0.00% | 8.62% | 4.57% | 42.35% | -27.21% | 10.83% | 12.77% | -3.06% | 17.92% | -5.08% | 1.42% | 11.35% | -10.31% | -24.75% | 40.06% | -14.73% | 29.81% | 11.99% | 28.87% | -24.26% | 36.14% | 13.75% | 4.58% | -9.20% | 22.87% | 31.31% | 102.21% | -74.70% | 149.08% | 542.22% | 1252.63% | 3700.00% | -100.04% | -178.78% | -188.55% | -160.25% | -17.76% | -7.54% | |
net income margin % | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less: net income attributable to noncontrolling interest | -105,000 | -29,000 | -47,000 | -26,000 | -65,000 | -38,000 | -403,000 | 97,000 | -83,000 | 258,000 | -14,000 | -38,000 | 162,000 | 163,000 | 114,000 | 46,000 | -56,000 | 59,000 | -72,000 | -322,000 | -700,000 | -360,000 | -280,000 | -287,000 | -231,000 | -93,000 | ||||||||||||||||||||||||||||||||||||||||||||
net income attributable to wsfs | 72,326,000 | 65,896,000 | 64,202,000 | 64,435,000 | 69,273,000 | 65,761,000 | 63,908,000 | 74,166,000 | 68,678,000 | 62,404,000 | 84,449,000 | 73,382,000 | 60,740,000 | 3,804,000 | 56,287,000 | 54,406,000 | 95,667,000 | 65,082,000 | 59,813,000 | 51,145,000 | -7,111,000 | 10,927,000 | 45,704,000 | 53,882,000 | 36,200,000 | 13,023,000 | ||||||||||||||||||||||||||||||||||||||||||||
earnings per share: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic | 1.28 | 1.13 | 0.835 | 1.09 | 1.16 | 1.09 | 0.838 | 1.22 | 1.12 | 1.01 | 0.538 | 1.16 | 0.95 | 0.06 | 1.133 | 1.14 | 2.01 | 1.37 | 0.27 | 1.01 | -0.14 | 0.21 | 0.533 | 1.02 | 0.68 | 0.34 | 0.83 | 1.22 | 0.91 | 1.19 | 0.478 | 0.65 | 0.65 | 0.6 | 0.385 | 0.42 | 0.59 | 0.53 | 0.353 | 0.52 | 0.43 | 1.37 | 1.145 | 1.26 | 1.43 | 1.9 | 0.943 | 1.57 | 1.17 | 1.03 | 0.623 | 1.07 | 0.76 | 0.66 | 0.42 | 0.71 | 0.56 | 0.41 | 0.338 | 0.95 | 0.37 | -0.03 | -0.1 | -0.1 | -0.5 | 0.39 | -0.54 | 0.9 | 1.09 | 1.17 |
diluted | 1.27 | 1.12 | 0.833 | 1.08 | 1.16 | 1.09 | 0.835 | 1.22 | 1.12 | 1.01 | 0.538 | 1.16 | 0.94 | 0.06 | 1.128 | 1.14 | 2.01 | 1.36 | 0.27 | 1.01 | -0.14 | 0.21 | 0.53 | 1.02 | 0.68 | 0.33 | 0.815 | 1.2 | 0.89 | 1.16 | 0.465 | 0.64 | 0.64 | 0.59 | 0.375 | 0.41 | 0.58 | 0.52 | 0.348 | 0.51 | 0.43 | 1.34 | 1.115 | 1.23 | 1.39 | 1.85 | 0.93 | 1.54 | 1.16 | 1.02 | 0.618 | 1.06 | 0.76 | 0.66 | 0.415 | 0.7 | 0.55 | 0.4 | 0.333 | 0.94 | 0.36 | -0.03 | -0.1 | -0.1 | -0.5 | 0.39 | -0.52 | 0.88 | 1.07 | 1.15 |
weighted-average shares of common stock outstanding: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic | 56,702,264 | 58,451,947 | 59,185,848 | 59,833,207 | 60,352,200 | 60,941,922 | 61,348,200 | 61,510,714 | 63,047,675 | 64,224,018 | 64,942,593 | 47,541,489 | 47,529,143 | 47,509,205 | 50,665,359 | 50,655,154 | 51,086,316 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
diluted | 56,851,797 | 58,713,452 | 59,393,651 | 59,958,628 | 60,521,951 | 61,039,317 | 61,414,273 | 61,678,871 | 63,227,983 | 64,283,288 | 65,127,000 | 47,670,645 | 47,691,709 | 47,792,108 | 50,684,493 | 50,655,154 | 51,164,224 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized loss on equity investments | -4,000 | -3,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized gain on equity investments | -2,250 | -5,000 | 1,497,000 | 5,991,000 | 1,285,250 | -120,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from (recovery of) credit losses | 13,396,000 | 7,454,000 | 8,268,000 | 18,971,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from (recovery of) credit losses | 180,490,000 | 169,377,000 | 145,347,000 | 119,587,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities gains | 82,750 | 2,000 | 329,000 | 1,480,750 | 3,322,000 | 1,908,000 | 693,000 | 19,500 | 63,000 | 15,000 | 5,250 | 21,000 | 441,000 | 736,000 | 708,000 | 320,000 | 472,500 | 1,040,000 | 545,000 | 305,000 | 1,644,000 | 3,628,000 | 2,451,000 | 506,000 | 1,756,000 | 796,250 | 1,875,000 | -976,000 | -5,000 | 53,000 | ||||||||||||||||||||||||||||||||||||||||
realized loss on sale of equity investments | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on debt extinguishment | 271,750 | 1,087,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on senior debt | 1,089,000 | 1,089,000 | 2,053,000 | 2,266,000 | 1,460,000 | 1,179,000 | 1,180,000 | 1,179,000 | 1,179,000 | 1,179,000 | 1,180,000 | 1,179,000 | 1,179,000 | 1,179,000 | 1,180,000 | 1,179,000 | 1,179,000 | 1,807,000 | 2,121,000 | 2,121,000 | 2,120,000 | 2,119,000 | 1,175,000 | 942,000 | 941,000 | 942,000 | 941,000 | 942,000 | 942,000 | 941,000 | 941,000 | 942,000 | 941,000 | 943,000 | 944,000 | 943,000 | 943,000 | 353,000 | ||||||||||||||||||||||||||||||||
(recovery of) benefit from credit losses | -8,054,000 | -21,310,000 | -67,563,000 | -20,160,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after (recovery of) benefit from credit losses | 108,614,500 | 125,801,000 | 174,312,000 | 134,345,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized gains on equity investments | 5,261,000 | 104,000 | -11,000 | 668,000 | 21,344,000 | 1,033,000 | 3,798,000 | 2,150,000 | 3,249,000 | 15,346,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
realized gain on sale of equity investment | 22,052,000 | 3,757,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax benefit | 31,687,000 | -2,247,000 | -1,311,000 | 2,392,000 | 1,184,750 | 4,312,000 | 1,500,000 | -1,073,000 | -446,500 | -222,000 | -1,589,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on early extinguishment of debt | 2,280,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan workout and oreo expenses | 674,000 | 893,000 | 574,000 | 1,145,000 | 108,000 | 460,000 | -19,000 | 681,000 | 426,000 | 316,000 | 484,000 | 499,000 | 521,000 | 622,000 | 511,000 | 45,000 | 503,000 | 613,000 | 166,000 | 330,000 | -1,000 | 623,000 | 664,000 | 716,000 | 539,000 | 358,000 | 492,000 | 770,000 | 1,225,500 | 2,115,000 | 1,951,000 | 836,000 | 1,497,250 | 1,864,000 | 1,642,000 | 2,483,000 | 1,219,250 | 908,000 | 2,872,000 | |||||||||||||||||||||||||||||||
benefit from loan losses | 5,992,500 | 4,121,000 | 12,195,000 | 7,654,000 | 3,306,000 | 3,716,000 | 2,498,000 | 3,650,000 | 4,063,000 | 2,896,000 | 1,843,000 | 2,162,000 | 5,124,000 | 5,828,000 | 1,254,000 | 780,000 | 1,778,000 | 1,453,000 | 3,773,000 | 786,000 | 567,000 | 333,000 | 50,000 | 2,630,000 | 1,292,000 | 1,969,000 | 1,680,000 | 2,231,000 | 3,674,000 | 3,751,000 | 16,383,000 | 8,245,000 | 5,262,000 | 6,558,000 | 8,582,000 | 5,908,000 | 7,995,000 | 9,976,000 | 10,594,000 | 11,410,000 | 8,783,250 | 15,483,000 | 11,997,000 | 7,653,000 | 14,699,000 | 3,502,000 | 2,433,000 | 2,390,000 | ||||||||||||||||||||||
net interest income after benefit from loan losses | 75,852,250 | 116,712,000 | 111,037,000 | 75,660,000 | 61,368,000 | 59,381,000 | 58,491,000 | 54,064,000 | 53,662,000 | 53,233,000 | 52,471,000 | 50,941,000 | 47,830,000 | 43,193,000 | 45,160,000 | 44,576,000 | 46,118,000 | 39,544,000 | 35,317,000 | 38,031,000 | 37,672,000 | 36,414,000 | 35,427,000 | 31,414,000 | 33,254,000 | 31,437,000 | 30,376,000 | 29,349,000 | 27,824,000 | 27,142,000 | 15,695,000 | 24,285,000 | 18,143,250 | 25,622,000 | 22,605,000 | 24,346,000 | 14,559,500 | 20,201,000 | 20,104,000 | 17,933,000 | 10,357,750 | 10,810,000 | 14,383,000 | 16,238,000 | 7,877,000 | 19,805,000 | 19,934,000 | 18,579,000 | ||||||||||||||||||||||
loan fee income | 589,500 | 823,000 | 650,000 | 885,000 | 633,000 | 693,000 | 567,000 | 599,000 | 735,000 | 483,000 | 451,000 | 549,000 | 567,000 | 542,000 | 480,000 | 477,000 | 497,000 | 405,000 | 469,000 | 463,000 | 515,000 | 466,000 | 556,000 | 384,000 | 558,000 | 419,000 | 487,000 | 495,000 | 537,000 | 706,000 | 487,000 | 610,000 | 467,750 | 610,000 | 576,000 | 685,000 | 503,750 | 626,000 | 709,000 | 680,000 | 988,250 | 1,349,000 | 1,354,000 | 1,250,000 | 1,230,000 | 819,000 | 1,004,000 | 643,000 | ||||||||||||||||||||||
recovery of legal settlement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
recovery of fraud loss | -1,665,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(recovery of) benefit from fraud loss | -10,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest and fees on loans | 68,435,000 | 67,164,000 | 64,442,000 | 60,465,000 | 59,889,000 | 58,504,000 | 56,073,000 | 54,681,000 | 52,630,000 | 48,546,000 | 44,505,000 | 43,517,000 | 45,449,000 | 38,437,000 | 37,090,000 | 36,244,000 | 36,677,000 | 34,850,000 | 33,319,000 | 32,202,000 | 32,870,000 | 32,708,000 | 32,108,000 | 31,452,000 | 32,341,000 | 32,003,000 | 32,787,000 | 33,395,000 | 24,424,750 | 32,940,000 | 32,803,000 | 31,956,000 | 23,624,250 | 31,664,000 | 31,610,000 | 31,223,000 | 24,003,250 | 32,283,000 | 32,356,000 | 31,374,000 | 33,832,000 | 34,683,000 | 34,464,000 | 37,682,000 | ||||||||||||||||||||||||||
interest on federal funds purchased and securities sold under agreements to repurchase | 315,250 | 381,000 | 434,000 | 446,000 | 263,000 | 273,000 | 235,000 | 201,000 | 182,000 | 80,000 | 268,000 | 268,000 | 265,000 | 251,000 | 256,000 | 244,000 | 245,000 | 249,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
early extinguishment of debt | 173,750 | 695,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(recovery of) benefit from legal settlement | -7,938,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on reverse mortgage loans | 1,321,000 | 1,303,000 | 1,478,000 | 1,045,000 | 990,750 | 1,561,000 | 1,166,000 | 1,236,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
wealth management income | 8,081,000 | 6,074,000 | 6,282,000 | 5,254,000 | 5,093,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest and dividends on investment securities | 646,750 | 875,000 | 852,000 | 860,000 | 842,000 | 837,000 | 814,000 | 792,000 | 693,000 | 546,000 | 311,000 | 142,000 | 163,000 | 158,000 | 76,000 | 101,000 | 99,000 | 99,000 | 127,000 | 170,000 | 179,500 | 216,000 | 199,000 | 303,000 | 261,000 | 412,000 | 535,000 | 97,000 | 415,000 | 376,000 | 202,000 | 338,000 | ||||||||||||||||||||||||||||||||||||||
interest on bonds payable | 15,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment management and fiduciary revenue | 4,043,250 | 5,373,000 | 5,707,000 | 3,113,250 | 4,332,000 | 4,287,000 | 3,834,000 | 2,905,750 | 3,836,000 | 4,059,000 | 3,728,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance income | 136,000 | 162,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities gains | 251,000 | 76,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other operating expenses | 5,015,500 | 6,070,000 | 6,791,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
security gains | 477,000 | 451,000 | 58,000 | 36,000 | 365,000 | 578,000 | 714,000 | 306,000 | 906,000 | 13,310,000 | 2,036,000 | 738,250 | 1,935,000 | 603,000 | 415,000 | 268,000 | 887,000 | 423,000 | 1,067,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
corporate development costs | 596,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on reverse mortgage related assets | 1,212,000 | 1,323,000 | 1,368,000 | 1,197,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
reverse mortgage consolidation gain | 3,801,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest expenses: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
corporate development | 758,000 | 2,620,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends on preferred stock and accretion of discount | 332,000 | 609,000 | 692,000 | 693,000 | 693,000 | 692,000 | 692,000 | 519,250 | 692,000 | 693,000 | 692,000 | 519,000 | 692,000 | 692,000 | 692,000 | 692,000 | 634,000 | 751,000 | 513,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
net income allocable to common stockholders | 12,708,000 | 11,413,000 | 12,725,000 | 16,911,000 | 12,074,000 | 13,828,000 | 10,299,000 | 9,048,000 | 6,865,000 | 9,286,000 | 6,638,000 | 5,752,000 | 3,609,500 | 6,094,000 | 4,830,000 | 3,514,000 | 2,490,250 | 7,530,000 | -178,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
interest on reverse mortgages | 115,500 | 248,000 | -29,000 | 243,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
data processing and operations expense | 1,349,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan workout and oreo expense | 170,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fiduciary & investment management income | 2,429,000 | 3,258,000 | 3,427,000 | 3,031,000 | 2,219,250 | 2,982,000 | 3,068,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
acquisition integration costs | 195,000 | 446,000 | 334,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-routine atm loss | 4,491,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
the accompanying notes are an integral part of these consolidated financial statements. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fiduciary and investment management income | 2,827,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment advisory income | 454,000 | 600,000 | 612,000 | 604,000 | 393,000 | 525,000 | 516,000 | 531,000 | 557,000 | 593,000 | 591,000 | 655,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-recurring atm recovery | -4,491,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income income before taxes | 4,194,000 | 12,534,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-recurring atm loss | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income allocable to common shareholders | 2,609,000 | -318,250 | -633,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net costs of assets acquired through foreclosure | 743,000 | 639,000 | 650,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fdic special assessment | 1,650,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income available to common shareholders | -3,067,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income available to common stockholders | 2,427,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of credit card loans |
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