Quarterly
Annual
| Unit: USD | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest and loan fee income: | ||||||||||||||||||||||||
loans | 10,257,000 | 10,523,000 | 10,669,000 | 11,167,000 | 11,441,000 | 11,354,000 | 11,324,000 | 35,191,000 | 11,925,000 | 11,845,000 | 11,740,000 | 37,474,000 | 12,208,000 | 12,331,000 | 12,942,000 | 42,977,000 | 14,581,000 | 44,086,000 | 15,291,000 | 15,278,000 | 13,809,000 | 43,722,000 | 14,431,000 | 14,822,000 |
equity securities | 409,000 | 195,000 | 195,000 | 131,000 | 175,000 | 175,000 | 174,000 | 38,000 | 152,000 | 152,000 | 152,000 | 410,000 | 127,000 | 129,000 | 128,000 | 348,000 | 110,000 | 316,000 | 103,000 | 103,000 | 103,000 | 300,000 | 92,000 | 99,000 |
debt securities available for sale | 30,358,000 | 31,028,000 | 33,430,000 | 36,843,000 | 40,829,000 | 43,927,000 | 46,243,000 | 142,045,000 | 47,994,000 | 47,452,000 | 46,810,000 | 105,546,000 | 39,100,000 | 31,764,000 | 28,566,000 | 80,531,000 | 24,889,000 | 68,691,000 | 22,652,000 | 22,429,000 | 21,315,000 | 55,411,000 | 18,736,000 | 17,823,000 |
debt securities held to maturity | 8,370,000 | 8,448,000 | 8,494,000 | 8,538,000 | 8,587,000 | 8,655,000 | 8,722,000 | 26,709,000 | 8,848,000 | 8,930,000 | 8,980,000 | 12,476,000 | 6,625,000 | 1,771,000 | 1,644,000 | 6,277,000 | 2,598,000 | 10,317,000 | 3,235,000 | 3,616,000 | 3,908,000 | 14,462,000 | 4,535,000 | 4,924,000 |
interest-bearing cash | 7,840,000 | 7,273,000 | 6,703,000 | 5,659,000 | 6,762,000 | 4,961,000 | 2,283,000 | 6,742,000 | 3,929,000 | 2,110,000 | 1,942,000 | 5,048,000 | 2,742,000 | 2,002,000 | 479,000 | 994,000 | 138,000 | 1,081,000 | 84,000 | 113,000 | 856,000 | 5,092,000 | 1,901,000 | 1,958,000 |
total interest and loan fee income | 57,234,000 | 57,467,000 | 62,402,000 | 67,794,000 | 69,072,000 | 211,165,000 | 72,848,000 | 70,489,000 | 160,954,000 | 60,802,000 | 47,997,000 | 124,491,000 | 41,365,000 | 41,539,000 | 118,987,000 | 39,695,000 | 39,626,000 | |||||||
interest expense: | ||||||||||||||||||||||||
deposits | 3,453,000 | 3,045,000 | 3,229,000 | 3,262,000 | 3,113,000 | 2,460,000 | 2,106,000 | 2,675,000 | 1,095,000 | 582,000 | 458,000 | 1,376,000 | 470,000 | 461,000 | 452,000 | 1,418,000 | 459,000 | 1,320,000 | 450,000 | 424,000 | 434,000 | 1,407,000 | 447,000 | 478,000 |
bank term funding program borrowings | 2,278,000 | 2,692,000 | 843,000 | |||||||||||||||||||||
securities sold under repurchase agreements | 192,000 | 144,000 | 167,000 | 204,000 | 254,000 | 155,000 | 52,000 | |||||||||||||||||
total interest expense | 3,645,000 | 3,189,000 | 3,396,000 | 3,466,000 | 5,645,000 | 5,307,000 | 3,001,000 | 2,757,000 | 1,133,000 | 607,000 | 471,000 | 1,438,000 | 487,000 | 483,000 | 480,000 | 1,480,000 | 475,000 | 1,358,000 | 466,000 | 435,000 | 442,000 | 1,433,000 | 455,000 | 487,000 |
net interest and loan fee income | 53,589,000 | 54,278,000 | 58,936,000 | 62,149,000 | 63,765,000 | 208,408,000 | 71,715,000 | 69,882,000 | 159,516,000 | 60,315,000 | 47,514,000 | 123,133,000 | 40,899,000 | 41,104,000 | 117,554,000 | 39,240,000 | 39,139,000 | |||||||
(reversal of) benefit from credit losses | 54,278,000 | -550,000 | ||||||||||||||||||||||
net interest and loan fee income after (reversal of) provision | ||||||||||||||||||||||||
for credit losses | 53,589,000 | |||||||||||||||||||||||
noninterest income: | ||||||||||||||||||||||||
service charges on deposit accounts | 3,317,000 | 3,368,000 | 3,381,000 | 3,501,000 | 3,585,000 | 3,469,000 | 3,470,000 | 10,464,000 | 3,705,000 | 3,459,000 | 3,465,000 | 10,753,000 | 3,737,000 | 3,687,000 | 3,582,000 | 10,393,000 | 3,304,000 | 10,851,000 | 3,298,000 | 3,151,000 | 4,248,000 | 13,372,000 | 4,510,000 | 4,493,000 |
merchant processing services | 2,860,000 | 2,687,000 | 2,733,000 | 2,735,000 | 2,474,000 | 2,733,000 | 2,507,000 | 8,369,000 | 2,911,000 | 2,869,000 | 2,637,000 | 8,698,000 | 2,925,000 | 3,374,000 | 2,623,000 | 9,438,000 | 2,560,000 | 7,348,000 | 2,860,000 | 2,277,000 | 2,358,000 | 7,638,000 | 2,494,000 | 2,657,000 |
debit card fees | 1,603,000 | 1,664,000 | 1,581,000 | 1,902,000 | 1,702,000 | 1,706,000 | 1,543,000 | 5,468,000 | 1,717,000 | 1,759,000 | 1,642,000 | 6,285,000 | 1,594,000 | 1,709,000 | 2,872,000 | 5,258,000 | 1,601,000 | 4,570,000 | 1,611,000 | 1,459,000 | 1,468,000 | 4,716,000 | 1,641,000 | 1,641,000 |
trust fees | 895,000 | 867,000 | 899,000 | 867,000 | 846,000 | 811,000 | 794,000 | 2,339,000 | 783,000 | 810,000 | 765,000 | 2,406,000 | 810,000 | 809,000 | 843,000 | 2,510,000 | 801,000 | 2,256,000 | 756,000 | 714,000 | 777,000 | 2,230,000 | 733,000 | 749,000 |
atm processing fees | 483,000 | 482,000 | 463,000 | 506,000 | 533,000 | 540,000 | 591,000 | 1,978,000 | 640,000 | 702,000 | 654,000 | 1,566,000 | 594,000 | 469,000 | 451,000 | 1,679,000 | 601,000 | 1,667,000 | 606,000 | 518,000 | 579,000 | 2,051,000 | 725,000 | 722,000 |
other service fees | 448,000 | 450,000 | 429,000 | 428,000 | 454,000 | 450,000 | 438,000 | 1,302,000 | 463,000 | 458,000 | 399,000 | 1,345,000 | 463,000 | 480,000 | 449,000 | 1,415,000 | 469,000 | 1,383,000 | 454,000 | 420,000 | 506,000 | 1,675,000 | 580,000 | 585,000 |
bank owned life insurance gains | 106,000 | |||||||||||||||||||||||
other noninterest income | 545,000 | 691,000 | 733,000 | 694,000 | 2,129,000 | 791,000 | 754,000 | 2,187,000 | 706,000 | 665,000 | 898,000 | 1,905,000 | 693,000 | 618,000 | 639,000 | 2,143,000 | 783,000 | 3,165,000 | 833,000 | 821,000 | 1,587,000 | 2,950,000 | 1,051,000 | 889,000 |
total noninterest income | 10,151,000 | 10,315,000 | 10,321,000 | 10,633,000 | 11,925,000 | 10,500,000 | 10,097,000 | 32,241,000 | 11,281,000 | 10,700,000 | 10,549,000 | 33,303,000 | 11,818,000 | 11,264,000 | 11,576,000 | 33,156,000 | 10,189,000 | 35,161,000 | 10,476,000 | 9,554,000 | 11,648,000 | 35,599,000 | 11,809,000 | 12,288,000 |
noninterest expense: | ||||||||||||||||||||||||
salaries and related benefits | 12,387,000 | 12,303,000 | 12,126,000 | 12,461,000 | 12,762,000 | 12,483,000 | 12,586,000 | 36,051,000 | 11,820,000 | 11,828,000 | 12,067,000 | 34,814,000 | 11,311,000 | 11,412,000 | 11,920,000 | 35,346,000 | 12,665,000 | 38,209,000 | 12,540,000 | 12,900,000 | 13,018,000 | 38,495,000 | 12,559,000 | 13,090,000 |
occupancy and equipment | 5,253,000 | 5,154,000 | 5,038,000 | 5,219,000 | 5,256,000 | 5,158,000 | 5,040,000 | 15,455,000 | 5,065,000 | 5,012,000 | 5,485,000 | 14,820,000 | 5,064,000 | 4,856,000 | 4,746,000 | 14,259,000 | 4,880,000 | 14,623,000 | 5,014,000 | 4,791,000 | 4,932,000 | 15,041,000 | 5,199,000 | 4,916,000 |
outsourced data processing services | 2,722,000 | 2,709,000 | 2,697,000 | 2,610,000 | 2,614,000 | 2,511,000 | 2,536,000 | 7,373,000 | 2,473,000 | 2,488,000 | 2,444,000 | 7,250,000 | 2,434,000 | 2,423,000 | 2,437,000 | 7,211,000 | 2,390,000 | 7,088,000 | 2,338,000 | 2,324,000 | 2,405,000 | 7,097,000 | 2,374,000 | 2,367,000 |
limited partnership operating incomees | 915,000 | 915,000 | 915,000 | 1,095,000 | 1,210,000 | 1,440,000 | 1,440,000 | 4,314,000 | 1,440,000 | 1,440,000 | 1,434,000 | 4,293,000 | 1,431,000 | |||||||||||
courier service | 738,000 | 687,000 | 688,000 | 692,000 | 682,000 | 686,000 | 649,000 | 1,907,000 | 745,000 | 611,000 | 615,000 | 1,943,000 | 671,000 | 661,000 | 582,000 | 1,673,000 | 504,000 | 1,501,000 | 500,000 | 508,000 | 491,000 | 1,422,000 | 456,000 | 451,000 |
professional fees | 643,000 | 386,000 | 395,000 | 369,000 | 337,000 | 362,000 | 402,000 | 1,350,000 | 401,000 | 485,000 | 476,000 | 2,046,000 | 582,000 | 736,000 | 736,000 | 2,311,000 | 942,000 | 1,754,000 | 669,000 | 643,000 | 389,000 | 1,820,000 | 645,000 | 481,000 |
other noninterest expense | 3,142,000 | 3,375,000 | 3,268,000 | 3,407,000 | 3,448,000 | 3,490,000 | 3,446,000 | 11,116,000 | 3,706,000 | 3,975,000 | 3,689,000 | 9,428,000 | 3,274,000 | 4,477,000 | 4,390,000 | 11,900,000 | 3,456,000 | 10,573,000 | 3,470,000 | 3,515,000 | 3,356,000 | 10,063,000 | 2,724,000 | 3,624,000 |
total noninterest expense | 25,800,000 | 25,529,000 | 25,127,000 | 25,853,000 | 26,309,000 | 26,130,000 | 26,099,000 | 77,566,000 | 25,650,000 | 25,839,000 | 26,210,000 | 74,594,000 | 24,767,000 | 24,629,000 | 24,875,000 | 72,900,000 | 24,906,000 | 73,963,000 | 24,603,000 | 24,754,000 | 24,664,000 | 74,953,000 | 24,033,000 | 25,561,000 |
income before income taxes | 37,940,000 | 39,064,000 | 41,839,000 | 43,716,000 | 47,765,000 | 48,135,000 | 49,443,000 | 164,633,000 | 56,946,000 | 54,743,000 | 55,042,000 | 118,225,000 | 47,366,000 | 34,149,000 | 29,980,000 | 89,903,000 | 27,124,000 | 80,031,000 | 26,772,000 | 25,904,000 | 22,233,000 | 78,200,000 | 27,016,000 | 25,866,000 |
benefit from income taxes | 9,677,000 | 9,998,000 | 10,802,000 | 12,016,000 | 12,708,000 | 12,673,000 | 13,026,000 | 44,466,000 | 15,345,000 | 14,495,000 | 14,591,000 | 30,951,000 | 12,606,000 | 8,835,000 | 7,364,000 | 23,541,000 | 6,977,000 | 19,669,000 | 6,721,000 | 6,342,000 | 5,271,000 | 18,201,000 | 6,626,000 | 6,241,000 |
net income | 28,263,000 | 29,066,000 | 31,037,000 | 31,700,000 | 35,057,000 | 35,462,000 | 36,417,000 | 120,167,000 | 41,601,000 | 40,248,000 | 40,451,000 | 87,274,000 | 34,760,000 | 25,314,000 | 22,616,000 | 66,362,000 | 20,147,000 | 60,362,000 | 20,051,000 | 19,562,000 | 16,962,000 | 59,999,000 | 20,390,000 | 19,625,000 |
yoy | -19.38% | -18.04% | -14.77% | -73.62% | -15.73% | -11.89% | -9.97% | 37.69% | 19.68% | 59.00% | 78.86% | 31.51% | 72.53% | -58.06% | 12.79% | 239.24% | 18.78% | 0.61% | -1.66% | -0.32% | ||||
qoq | -2.76% | -6.35% | -2.09% | -9.58% | -1.14% | -2.62% | -69.69% | 188.86% | 3.36% | -0.50% | -53.65% | 151.08% | 37.32% | 11.93% | -65.92% | 229.39% | -66.62% | 201.04% | 2.50% | 15.33% | -71.73% | 194.26% | 3.90% | |
net income margin % | ||||||||||||||||||||||||
average common shares outstanding | 25,341,000 | 25,889,000 | 26,642,000 | 5,000 | 26,685,000 | 26,680,000 | 26,674,000 | 55,000 | 26,648,000 | 26,648,000 | 26,859,000 | -11,000 | 26,906,000 | 26,889,000 | 26,870,000 | 34,000 | 26,821,000 | 12,000 | 26,930,000 | 26,935,000 | 27,068,000 | -30,000 | 26,986,000 | 26,942,000 |
average diluted common shares outstanding | 25,341,000 | 25,889,000 | 26,642,000 | 6,670,250 | 26,686,000 | 26,681,000 | 26,675,000 | 6,662,500 | 26,650,000 | 26,648,000 | 26,866,000 | 6,729,000 | 26,916,000 | 26,901,000 | 26,885,000 | 6,710,500 | 26,842,000 | 6,736,500 | 26,946,000 | 26,951,000 | 27,139,000 | 6,756,750 | 27,027,000 | 26,987,000 |
per common share data: | ||||||||||||||||||||||||
basic earnings | 1,120 | 1,120 | 1,160 | 1,190 | 1,310 | 1,330 | 1,370 | 4,500 | 1,560 | 1,510 | 1,510 | 3,250 | 1,290 | 940 | 840 | 2,470 | 750 | 2,240 | 740 | 720 | 630 | 2,220 | 760 | 730 |
diluted earnings | 1,120 | 1,120 | 1,160 | 1,190 | 1,310 | 1,330 | 1,370 | 4,500 | 1,560 | 1,510 | 1,510 | 3,250 | 1,290 | 940 | 840 | 2,470 | 750 | 2,240 | 740 | 720 | 630 | 2,230 | 750 | 730 |
dividends paid | 460 | 460 | 440 | 440 | 440 | 440 | 440 | 1,280 | 440 | 420 | 420 | 1,260 | 420 | 420 | 420 | 1,240 | 410 | 1,230 | 410 | 410 | 410 | 1,220 | 410 | 410 |
net interest and loan fee income after | ||||||||||||||||||||||||
interest and fee income: | ||||||||||||||||||||||||
total interest and fee income | 59,491,000 | 68,746,000 | 69,624,000 | 43,759,000 | 10,579,000 | 42,316,000 | 39,991,000 | |||||||||||||||||
net interest and fee income | 56,095,000 | 65,745,000 | 69,153,000 | 43,279,000 | 10,460,250 | 41,841,000 | 39,549,000 | |||||||||||||||||
net interest and fee income after (reversal of) benefit from credit losses | 56,645,000 | |||||||||||||||||||||||
life insurance gains | 102,000 | 202,000 | 1,000 | 278,000 | 7,000 | 923,000 | 433,000 | |||||||||||||||||
provision (reversal of provision) for credit losses | 63,765,000 | 300,000 | 100,000 | 400,000 | ||||||||||||||||||||
net interest and loan fee income after provision (reversal of provision) for credit losses | 58,936,000 | 62,149,000 | 17,828,750 | 71,315,000 | ||||||||||||||||||||
securities losses | -125,000 | |||||||||||||||||||||||
net interest and fee income after provision (reversal of provision) for credit losses | 65,445,000 | |||||||||||||||||||||||
short-term borrowed funds | 82,000 | 38,000 | 25,000 | 13,000 | 62,000 | 17,000 | 22,000 | 28,000 | 62,000 | 16,000 | 37,000 | 16,000 | 10,000 | 8,000 | 26,000 | 8,000 | 9,000 | |||||||
financial services commissions | 258,000 | 78,000 | 103,000 | 89,000 | 338,000 | 79,000 | 118,000 | 117,000 | 286,000 | 70,000 | 314,000 | 58,000 | 123,000 | 125,000 | 317,000 | 75,000 | 93,000 | |||||||
reversal of benefit from credit losses | -1,550,000 | |||||||||||||||||||||||
net interest and loan fee income after reversal of benefit from credit losses | 69,882,000 | |||||||||||||||||||||||
net interest and fee income after reversal of benefit from credit losses | 70,703,000 | |||||||||||||||||||||||
benefit from credit losses | 4,300,000 | |||||||||||||||||||||||
net interest and loan fee income after benefit from credit losses | 159,516,000 | 60,315,000 | 47,514,000 | 118,833,000 | 40,899,000 | 41,104,000 | ||||||||||||||||||
securities gains | 71,000 | |||||||||||||||||||||||
amortization of identifiable intangibles | 64,000 | 64,000 | 200,000 | 69,000 | 215,000 | 72,000 | 73,000 | 73,000 | 462,000 | 76,000 | 79,000 | |||||||||||||
net interest and fee income after benefit from credit losses | 43,279,000 | 10,460,250 | 41,841,000 | 35,249,000 | ||||||||||||||||||||
other borrowed funds | 1,000 | |||||||||||||||||||||||
loss contingency | 553,000 | |||||||||||||||||||||||
benefit from loan losses | ||||||||||||||||||||||||
net interest and loan fee income after benefit from loan losses | 9,810,000 | 39,240,000 | 39,139,000 | |||||||||||||||||||||
equity securitiesgains | ||||||||||||||||||||||||
equity securities gains | 26,000 |
The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.