7Baggers

Synchrony Financial
(NYSE:SYF) 

SYF stock logo

Synchrony Financial operates as a consumer financial services company in the United States. It provides a range of specialized financing programs and consumer banking products to digital, retail, home, auto, travel, health, and pet industries. The company also offers private label credit cards, dual...

Founded: 1932
Full Time Employees: 16,500
Sector: Financial Services
Industry: Credit Services
Financial Services
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Quarterly
Annual
    Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 
                                                    
      interest income:
    		                                                
      interest and fees on loans
    		5,413,000,000 5,548,000,000 5,510,000,000 5,328,000,000 5,312,000,000 5,480,000,000 5,522,000,000 5,301,000,000 5,293,000,000 5,323,000,000 5,151,000,000 4,812,000,000 4,616,000,000 4,576,000,000 4,258,000,000 4,039,000,000 4,008,000,000 4,042,000,000 3,887,000,000 3,567,000,000 3,732,000,000 3,981,000,000 3,821,000,000 3,808,000,000 4,340,000,000 4,492,000,000 4,890,000,000 4,636,000,000 4,687,000,000 4,774,000,000 4,617,000,000 4,081,000,000 4,172,000,000 4,233,000,000 4,182,000,000 3,927,000,000 3,877,000,000 3,919,000,000 3,771,000,000 3,494,000,000 3,498,000,000 3,494,000,000 3,379,000,000 3,166,000,000 3,140,000,000 3,252,000,000 3,116,000,000 2,920,000,000 
      interest on cash and debt securities
    		190,000,000 186,000,000 221,000,000 258,000,000 238,000,000 230,000,000 263,000,000 281,000,000 275,000,000 226,000,000 203,000,000 209,000,000 170,000,000 132,000,000 84,000,000 35,000,000 14,000,000 11,000,000 11,000,000 11,000,000 10,000,000 12,000,000 16,000,000 22,000,000 67,000,000 93,000,000 91,000,000 102,000,000                     
      total interest income
    		5,603,000,000 5,734,000,000 5,731,000,000 5,586,000,000 5,550,000,000 5,710,000,000 5,785,000,000 5,582,000,000 5,568,000,000 5,549,000,000 5,354,000,000 5,021,000,000 4,786,000,000 4,708,000,000 4,342,000,000 4,074,000,000 4,022,000,000 4,053,000,000 3,898,000,000 3,578,000,000 3,742,000,000 3,993,000,000 3,837,000,000 3,830,000,000 4,407,000,000 4,585,000,000 4,981,000,000 4,738,000,000 4,786,000,000 4,876,000,000 4,694,000,000 4,174,000,000 4,244,000,000 4,291,000,000 4,233,000,000 3,970,000,000 3,913,000,000 3,947,000,000 3,796,000,000 3,515,000,000 3,520,000,000 3,509,000,000 3,392,000,000 3,177,000,000 3,150,000,000 3,260,000,000 3,123,000,000 2,926,000,000 
      interest expense:
    		                                                
      interest on deposits
    		770,000,000 781,000,000 812,000,000 855,000,000 882,000,000 917,000,000 968,000,000 967,000,000 954,000,000 878,000,000 800,000,000 717,000,000 557,000,000 441,000,000 280,000,000 160,000,000 127,000,000 119,000,000 131,000,000 146,000,000 170,000,000 200,000,000 245,000,000 293,000,000 356,000,000 383,000,000 411,000,000 397,000,000 375,000,000 350,000,000 314,000,000 273,000,000 249,000,000 233,000,000 219,000,000 202,000,000 194,000,000 188,000,000 188,000,000 179,000,000 172,000,000 165,000,000 159,000,000 146,000,000 137,000,000 139,000,000 126,000,000 109,000,000 
      interest on borrowings of consolidated securitization entities
    		106,000,000 104,000,000 105,000,000 104,000,000 104,000,000 104,000,000 108,000,000 110,000,000 105,000,000 99,000,000 86,000,000 78,000,000 77,000,000 69,000,000 54,000,000 40,000,000 33,000,000 33,000,000 41,000,000 44,000,000 51,000,000 52,000,000 53,000,000 59,000,000 73,000,000 80,000,000 88,000,000 90,000,000 100,000,000 104,000,000 86,000,000 80,000,000 74,000,000 70,000,000 65,000,000 63,000,000 65,000,000 64,000,000 63,000,000 59,000,000 58,000,000 56,000,000 54,000,000 53,000,000 52,000,000 57,000,000 57,000,000 54,000,000 
      interest on senior and subordinated unsecured notes
    		92,000,000 88,000,000 94,000,000 106,000,000 100,000,000 97,000,000 100,000,000 100,000,000 104,000,000 106,000,000 106,000,000 106,000,000 101,000,000                                    
      total interest expense
    		968,000,000 973,000,000 1,011,000,000 1,065,000,000 1,086,000,000 1,118,000,000 1,176,000,000 1,177,000,000 1,163,000,000 1,083,000,000 992,000,000 901,000,000 735,000,000 602,000,000 414,000,000 272,000,000 233,000,000 223,000,000 240,000,000 266,000,000 303,000,000 334,000,000 380,000,000 434,000,000 517,000,000 556,000,000 592,000,000 583,000,000 560,000,000 543,000,000 488,000,000 437,000,000 402,000,000 375,000,000 357,000,000 333,000,000 326,000,000 319,000,000 315,000,000 303,000,000 311,000,000 301,000,000 289,000,000 270,000,000 275,000,000 282,000,000 244,000,000 206,000,000 
      net interest income
    		4,635,000,000 4,761,000,000 4,720,000,000 4,521,000,000 4,464,000,000 4,592,000,000 4,609,000,000 4,405,000,000 4,405,000,000 4,466,000,000 4,362,000,000 4,120,000,000 4,051,000,000 4,106,000,000 3,928,000,000 3,802,000,000 3,789,000,000 3,830,000,000 3,658,000,000 3,312,000,000 3,439,000,000 3,659,000,000 3,457,000,000 3,396,000,000 3,890,000,000 4,029,000,000 4,389,000,000 4,155,000,000 4,226,000,000 4,333,000,000 4,206,000,000 3,737,000,000 3,842,000,000 3,916,000,000 3,876,000,000 3,637,000,000 3,587,000,000 3,628,000,000 3,481,000,000 3,212,000,000 3,209,000,000 3,208,000,000 3,103,000,000 2,907,000,000 2,875,000,000 2,978,000,000 2,879,000,000 2,720,000,000 
      retailer share arrangements
    		-1,070,000,000 -1,094,000,000 -1,024,000,000 -992,000,000 -895,000,000 -919,000,000 -914,000,000 -810,000,000 -764,000,000 -878,000,000 -979,000,000 -887,000,000 -917,000,000 -1,043,000,000 -1,057,000,000 -1,127,000,000 -1,104,000,000 -1,267,000,000 -1,266,000,000 -1,006,000,000 -989,000,000 -1,047,000,000 -899,000,000 -773,000,000 -926,000,000 -1,029,000,000 -1,016,000,000 -859,000,000 -954,000,000 -855,000,000 -871,000,000 -653,000,000 -720,000,000 -779,000,000 -805,000,000 -669,000,000 -684,000,000 -811,000,000 -757,000,000 -664,000,000 -670,000,000 -734,000,000 -723,000,000 -621,000,000 -660,000,000    
      provision for credit losses
    		1,335,000,000 1,442,000,000 1,146,000,000 1,146,000,000 1,491,000,000 1,561,000,000 1,597,000,000 1,691,000,000 1,884,000,000 1,804,000,000 1,488,000,000 1,383,000,000 1,290,000,000 1,201,000,000 929,000,000 724,000,000 521,000,000 561,000,000 25,000,000 -194,000,000 334,000,000 750,000,000 1,210,000,000 1,673,000,000 1,677,000,000                        
      net interest income, after retailer share arrangements and provision for credit losses
    		2,230,000,000 2,225,000,000 2,550,000,000 2,383,000,000 2,078,000,000 2,112,000,000 2,098,000,000 1,904,000,000 1,757,000,000 1,784,000,000 1,895,000,000 1,850,000,000 1,844,000,000 1,862,000,000 1,942,000,000 1,951,000,000 2,164,000,000 2,002,000,000 2,367,000,000 2,500,000,000 2,116,000,000 1,862,000,000 1,348,000,000 950,000,000 1,287,000,000                        
      other income:
    		                                                
      interchange revenue
    		264,000,000 289,000,000 272,000,000 268,000,000 238,000,000 266,000,000 256,000,000 263,000,000 241,000,000 270,000,000 267,000,000 262,000,000 232,000,000 251,000,000 238,000,000 263,000,000 230,000,000 254,000,000 232,000,000 223,000,000 171,000,000 185,000,000 172,000,000 134,000,000 161,000,000 192,000,000 197,000,000 194,000,000 165,000,000 193,000,000 182,000,000 177,000,000 158,000,000 179,000,000 164,000,000 165,000,000 145,000,000 167,000,000 154,000,000 151,000,000 130,000,000 147,000,000 135,000,000 123,000,000 100,000,000 120,000,000 101,000,000 92,000,000 
      protection product revenue
    		161,000,000 156,000,000 149,000,000 144,000,000 147,000,000 151,000,000 145,000,000 125,000,000 141,000,000                                        
      loyalty programs
    		-361,000,000 -399,000,000 -368,000,000 -360,000,000 -311,000,000 -371,000,000 -346,000,000 -346,000,000 -319,000,000 -369,000,000 -358,000,000 -345,000,000 -298,000,000 -351,000,000 -326,000,000 -322,000,000 -258,000,000 -310,000,000 -256,000,000 -247,000,000 -179,000,000 -202,000,000 -155,000,000 -134,000,000 -158,000,000 -181,000,000 -203,000,000 -192,000,000 -167,000,000 -208,000,000 -196,000,000 -192,000,000 -155,000,000 -193,000,000 -168,000,000 -206,000,000 -137,000,000 -157,000,000 -145,000,000 -135,000,000 -110,000,000 -125,000,000 -122,000,000 -94,000,000 -78,000,000    
      other
    		69,000,000 80,000,000 74,000,000 66,000,000 75,000,000 82,000,000 64,000,000 75,000,000 1,094,000,000 31,000,000 52,000,000 19,000,000 16,000,000 28,000,000 29,000,000 164,000,000 47,000,000 144,000,000 48,000,000 47,000,000 70,000,000 27,000,000 46,000,000 26,000,000 25,000,000 29,000,000 27,000,000 19,000,000 26,000,000 9,000,000 12,000,000 12,000,000 6,000,000 7,000,000 13,000,000 30,000,000 17,000,000 7,000,000 8,000,000 4,000,000 8,000,000 3,000,000 10,000,000 30,000,000 14,000,000 66,000,000 11,000,000 13,000,000 
      total other income
    		133,000,000 126,000,000 127,000,000 118,000,000 149,000,000 128,000,000 119,000,000 117,000,000 1,157,000,000 71,000,000 92,000,000 61,000,000 65,000,000 30,000,000 44,000,000 198,000,000 108,000,000 167,000,000 94,000,000 89,000,000 131,000,000 82,000,000 131,000,000 95,000,000 97,000,000 104,000,000 85,000,000 90,000,000 92,000,000 64,000,000 63,000,000 63,000,000 75,000,000 62,000,000 76,000,000 57,000,000 93,000,000 85,000,000 84,000,000 83,000,000 92,000,000 87,000,000 84,000,000 120,000,000 101,000,000 162,000,000 96,000,000 112,000,000 
      other expense:
    		                                                
      employee costs
    		515,000,000 575,000,000 503,000,000 509,000,000 506,000,000 478,000,000 464,000,000 434,000,000 496,000,000 538,000,000 444,000,000 451,000,000 451,000,000 459,000,000 416,000,000 404,000,000 402,000,000 409,000,000 369,000,000 359,000,000 364,000,000 347,000,000 382,000,000 327,000,000 324,000,000 385,000,000 359,000,000 358,000,000 353,000,000 353,000,000 365,000,000 351,000,000 358,000,000 333,000,000 335,000,000 321,000,000 325,000,000 315,000,000 311,000,000 301,000,000 280,000,000 285,000,000 268,000,000 250,000,000 239,000,000 227,000,000 239,000,000 207,000,000 
      professional fees
    		209,000,000 243,000,000 240,000,000 236,000,000 217,000,000 249,000,000 231,000,000 236,000,000 220,000,000 228,000,000 219,000,000 209,000,000 186,000,000 233,000,000 204,000,000 185,000,000 210,000,000 207,000,000 196,000,000 189,000,000 190,000,000 186,000,000 187,000,000 189,000,000 197,000,000 199,000,000 205,000,000 231,000,000 232,000,000 231,000,000 232,000,000 177,000,000 166,000,000 159,000,000 161,000,000 158,000,000 151,000,000 164,000,000 174,000,000 154,000,000 146,000,000 165,000,000 162,000,000 156,000,000 162,000,000 152,000,000 159,000,000 155,000,000 
      marketing and business development
    		114,000,000 148,000,000 120,000,000 127,000,000 116,000,000 147,000,000 123,000,000 129,000,000 125,000,000 138,000,000 125,000,000 133,000,000 131,000,000 121,000,000 115,000,000 135,000,000 116,000,000 167,000,000 110,000,000 114,000,000 95,000,000 139,000,000 107,000,000 91,000,000 111,000,000 152,000,000 139,000,000 135,000,000 123,000,000 166,000,000 131,000,000 110,000,000 121,000,000 156,000,000 124,000,000 124,000,000 94,000,000 130,000,000 92,000,000 107,000,000 94,000,000 128,000,000 115,000,000 108,000,000 82,000,000 165,000,000 115,000,000 97,000,000 
      information processing
    		262,000,000 239,000,000 226,000,000 215,000,000 219,000,000 207,000,000 203,000,000 207,000,000 186,000,000 190,000,000 177,000,000 179,000,000 166,000,000 165,000,000 150,000,000 163,000,000 145,000,000 143,000,000 139,000,000 137,000,000 131,000,000 128,000,000 125,000,000 116,000,000 123,000,000 122,000,000 127,000,000 123,000,000 113,000,000 118,000,000 105,000,000 99,000,000 104,000,000 99,000,000 96,000,000 88,000,000 90,000,000 88,000,000 87,000,000 81,000,000 82,000,000 83,000,000 77,000,000 74,000,000 63,000,000 60,000,000 47,000,000 53,000,000 
      total other expense
    		1,316,000,000 1,399,000,000 1,248,000,000 1,245,000,000 1,243,000,000 1,267,000,000 1,189,000,000 1,177,000,000 1,206,000,000 1,316,000,000 1,154,000,000 1,169,000,000 1,119,000,000 1,151,000,000 1,064,000,000 1,083,000,000 1,039,000,000 1,122,000,000 961,000,000 948,000,000 932,000,000 1,000,000,000 1,067,000,000 986,000,000 1,002,000,000 1,079,000,000 1,064,000,000 1,059,000,000 1,043,000,000 1,078,000,000 1,054,000,000 975,000,000 988,000,000 970,000,000 958,000,000 911,000,000 908,000,000 918,000,000 859,000,000 839,000,000 800,000,000 870,000,000 843,000,000 805,000,000 746,000,000 792,000,000 728,000,000 797,000,000 
      earnings before provision for income taxes
    		1,047,000,000 952,000,000 1,429,000,000 1,256,000,000 984,000,000 973,000,000 1,028,000,000 844,000,000 1,708,000,000 539,000,000 833,000,000 742,000,000 790,000,000 741,000,000 922,000,000 1,066,000,000 1,233,000,000 1,047,000,000 1,500,000,000 1,641,000,000 1,315,000,000 944,000,000 412,000,000 59,000,000 382,000,000 921,000,000 1,375,000,000 1,129,000,000 1,462,000,000 1,012,000,000 893,000,000 892,000,000 847,000,000 875,000,000 879,000,000 788,000,000 782,000,000 908,000,000 963,000,000 771,000,000 928,000,000 868,000,000 919,000,000 861,000,000 883,000,000 853,000,000 879,000,000 764,000,000 
      provision for income taxes
    		242,000,000 201,000,000 352,000,000 289,000,000 227,000,000 199,000,000 239,000,000 201,000,000 415,000,000 99,000,000 205,000,000 173,000,000 189,000,000 164,000,000 219,000,000 262,000,000 301,000,000 234,000,000 359,000,000 399,000,000 290,000,000 206,000,000 99,000,000 11,000,000 96,000,000 190,000,000 319,000,000 276,000,000 355,000,000 229,000,000 222,000,000 196,000,000 207,000,000 490,000,000 324,000,000 292,000,000 283,000,000 332,000,000 359,000,000 282,000,000 346,000,000 321,000,000 345,000,000 320,000,000 331,000,000 322,000,000 331,000,000 292,000,000 
      net earnings
    		805,000,000 751,000,000 1,077,000,000 967,000,000 757,000,000 774,000,000 789,000,000 643,000,000 1,293,000,000 440,000,000 628,000,000 569,000,000 601,000,000 577,000,000 703,000,000 804,000,000 932,000,000 813,000,000 1,141,000,000 1,242,000,000 1,025,000,000 738,000,000 313,000,000 48,000,000 286,000,000 731,000,000 1,056,000,000 853,000,000 1,107,000,000 783,000,000 671,000,000 696,000,000 640,000,000 385,000,000 555,000,000 496,000,000 499,000,000 576,000,000 604,000,000 489,000,000 582,000,000 547,000,000 574,000,000 541,000,000 552,000,000 531,000,000 548,000,000 472,000,000 
      yoy
    		6.34% -2.97% 36.50% 50.39% -41.45% 75.91% 25.64% 13.01% 115.14% -23.74% -10.67% -29.23% -35.52% -29.03% -38.39% -35.27% -9.07% 10.16% 264.54% 2487.50% 258.39% 0.96% -70.36% -94.37% -74.16% -6.64% 57.38% 22.56% 72.97% 103.38% 20.90% 40.32% 28.26% -33.16% -8.11% 1.43% -14.26% 5.30% 5.23% -9.61% 5.43% 3.01% 4.74% 14.62%     
      qoq
    		7.19% -30.27% 11.38% 27.74% -2.20% -1.90% 22.71% -50.27% 193.86% -29.94% 10.37% -5.32% 4.16% -17.92% -12.56% -13.73% 14.64% -28.75% -8.13% 21.17% 38.89% 135.78% 552.08% -83.22% -60.88% -30.78% 23.80% -22.94% 41.38% 16.69% -3.59% 8.75% 66.23% -30.63% 11.90% -0.60% -13.37% -4.64% 23.52% -15.98% 6.40% -4.70% 6.10% -1.99% 3.95% -3.10% 16.10%  
      net earnings available to common stockholders
    		784,000,000 730,000,000 1,057,000,000 946,000,000 736,000,000 753,000,000 768,000,000 624,000,000 1,282,000,000 429,000,000 618,000,000 559,000,000 590,000,000 567,000,000 692,000,000 793,000,000 922,000,000 803,000,000 1,130,000,000 1,232,000,000 1,014,000,000 728,000,000 303,000,000 37,000,000 275,000,000                        
      earnings per share
    		                                                
      basic
    		2.29 2.09 2.89 2.51 1.91 1.93 1.96 1.56 3.17 1.05 1.49 1.32 1.36 1.3 1.48 1.61 1.79 1.51 2.02 2.13 1.74 1.24 0.52 0.06 0.45 1.17 1.6 1.25 1.57 1.08 0.91 0.93 0.84 0.5 0.7 0.62 0.61 0.7 0.73 0.59 0.7 0.66 0.69 0.65 0.66 0.62 0.7 0.67 
      diluted
    		2.27 2.06 2.86 2.5 1.89 1.9 1.94 1.55 3.14 1.05 1.48 1.32 1.35 1.29 1.47 1.6 1.77 1.5 2 2.12 1.73 1.23 0.52 0.06 0.45 1.16 1.6 1.24 1.56 1.08 0.91 0.92 0.83 0.49 0.7 0.61 0.61 0.7 0.73 0.58 0.7 0.65 0.69 0.65 0.66 0.62 0.7 0.67 
      debt cancellation fees
    		         92,750,000 131,000,000 125,000,000 115,000,000 102,000,000 103,000,000 93,000,000 89,000,000 79,000,000 70,000,000 66,000,000 69,000,000 72,000,000 68,000,000 69,000,000 69,000,000 64,000,000 64,000,000 69,000,000 68,000,000 70,000,000 65,000,000 66,000,000 66,000,000 69,000,000 67,000,000 68,000,000 68,000,000 68,000,000 67,000,000 63,000,000 64,000,000 62,000,000 61,000,000 61,000,000 65,000,000 67,000,000 68,000,000 70,000,000 
      interest on senior unsecured notes
    		             92,000,000 80,000,000 72,000,000 73,000,000 71,000,000 68,000,000 76,000,000 82,000,000 82,000,000 82,000,000 82,000,000 88,000,000 93,000,000 93,000,000 96,000,000                     
      provision for loan losses
    		                         1,104,000,000 1,019,000,000 1,198,000,000 859,000,000 1,452,000,000 1,451,000,000 1,280,000,000 1,362,000,000 1,354,000,000 1,310,000,000 1,326,000,000 1,306,000,000 1,076,000,000 986,000,000 1,021,000,000 903,000,000 823,000,000 702,000,000 740,000,000 687,000,000 797,000,000 675,000,000 681,000,000 
      net interest income, after retailer share arrangements and provision for loan losses
    		                         1,896,000,000 2,354,000,000 2,098,000,000 2,413,000,000 2,026,000,000 1,884,000,000 1,804,000,000 1,760,000,000 1,783,000,000 1,761,000,000 1,642,000,000 1,597,000,000 1,741,000,000 1,738,000,000 1,527,000,000 1,636,000,000 1,651,000,000 1,678,000,000 1,546,000,000 1,528,000,000 1,483,000,000 1,511,000,000 1,449,000,000 
      interest on debt securities
    		                            99,000,000 60,500,000 77,000,000 93,000,000 72,000,000                
      interest on third-party debt
    		                            85,000,000 89,000,000 88,000,000 84,000,000 79,000,000 72,000,000 73,000,000 68,000,000 67,000,000 67,000,000 64,000,000 65,000,000 81,000,000 80,000,000 76,000,000 71,000,000 82,000,000    
      net interest income, after retailer share arrangements
    		                            3,272,000,000 3,478,000,000 3,335,000,000 3,084,000,000 3,122,000,000 3,137,000,000 3,071,000,000 2,968,000,000 2,903,000,000 2,817,000,000 2,724,000,000 2,548,000,000 2,539,000,000 2,474,000,000 2,380,000,000 2,286,000,000 2,215,000,000 2,280,000,000 2,186,000,000 2,130,000,000 
      dividends declared per common share
    		                             0.128 0.21 0.15 0.15 0.15 0.15 0.13 0.13 0.13 0.13          
      interest on investment securities
    		                                 58,000,000 51,000,000 43,000,000 36,000,000 28,000,000 25,000,000 21,000,000 22,000,000 15,000,000 13,000,000 11,000,000 10,000,000 8,000,000 7,000,000 6,000,000 
      interest on related party debt
    		                                            4,000,000 8,000,000 15,000,000 43,000,000 
      interest on third party debt
    		                                             11,500,000 46,000,000  
      weighted-average shares outstanding
    		                                                
      basic
    		                                               705,271,000,000 
      diluted
    		                                               705,271,000,000 
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 
                                                      
        assets
      		                                                
        cash and equivalents
      		20,559,000,000  16,245,000,000 19,457,000,000 21,629,000,000  17,934,000,000 18,632,000,000 20,021,000,000  15,643,000,000 12,706,000,000 15,303,000,000  11,962,000,000 10,682,000,000 10,541,000,000  9,806,000,000 11,117,000,000 16,620,000,000  13,552,000,000 16,344,000,000 13,704,000,000 12,147,000,000 11,461,000,000 11,755,000,000 12,963,000,000 9,396,000,000 12,068,000,000 15,675,000,000 13,044,000,000 11,602,000,000 13,915,000,000 12,020,000,000 11,392,000,000 9,321,000,000 13,588,000,000 11,787,000,000 12,500,000,000 12,325,000,000 12,271,000,000 10,621,000,000 11,218,000,000 11,828,000,000 14,808,000,000 6,782,000,000 
        debt securities
      		3,040,000,000  2,716,000,000 2,905,000,000 2,724,000,000  2,345,000,000 2,693,000,000 3,005,000,000  2,882,000,000 4,294,000,000 4,008,000,000  5,082,000,000 5,012,000,000 4,677,000,000  5,444,000,000 5,728,000,000 6,550,000,000  8,432,000,000 6,623,000,000 6,146,000,000 5,911,000,000 4,584,000,000 6,147,000,000 5,506,000,000 6,062,000,000 7,281,000,000 6,779,000,000 6,259,000,000                
        loan receivables:
      		                                                
        unsecuritized loans held for investment
      		78,423,000,000  79,207,000,000 78,566,000,000 79,186,000,000  81,005,000,000 82,144,000,000 81,642,000,000  78,470,000,000 75,532,000,000 72,079,000,000  67,651,000,000 63,350,000,000 59,643,000,000  56,745,000,000 55,994,000,000 53,823,000,000  52,613,000,000 52,629,000,000 54,765,000,000  56,220,000,000 55,178,000,000 54,907,000,000  59,868,000,000 50,884,000,000 52,469,000,000 55,526,000,000 53,997,000,000 52,550,000,000 50,398,000,000 52,332,000,000 47,517,000,000 44,854,000,000 41,730,000,000 42,826,000,000 38,325,000,000 36,019,000,000 33,424,000,000 34,335,000,000 30,474,000,000 28,280,000,000 
        restricted loans of consolidated securitization entities
      		21,662,000,000  20,971,000,000 21,210,000,000 20,422,000,000  21,188,000,000 20,140,000,000 20,091,000,000  19,403,000,000 19,269,000,000 19,050,000,000  18,361,000,000 19,324,000,000 19,273,000,000  19,643,000,000 22,380,000,000 23,035,000,000  25,908,000,000 25,684,000,000 27,704,000,000  26,987,000,000 26,618,000,000 25,498,000,000  27,653,000,000 27,995,000,000 25,384,000,000 26,421,000,000 22,931,000,000 22,908,000,000 22,952,000,000 24,005,000,000 23,127,000,000 23,428,000,000 24,119,000,000 25,464,000,000 25,195,000,000 25,412,000,000 24,824,000,000 26,951,000,000 26,293,000,000 26,593,000,000 
        total loan receivables
      		100,085,000,000  100,178,000,000 99,776,000,000 99,608,000,000  102,193,000,000 102,284,000,000 101,733,000,000  97,873,000,000 94,801,000,000 91,129,000,000  86,012,000,000 82,674,000,000 78,916,000,000  76,388,000,000 78,374,000,000 76,858,000,000  78,521,000,000 78,313,000,000 82,469,000,000  83,207,000,000 81,796,000,000 80,405,000,000  87,521,000,000 78,879,000,000 77,853,000,000 81,947,000,000 76,928,000,000 75,458,000,000 73,350,000,000 76,337,000,000 70,644,000,000 68,282,000,000 65,849,000,000 68,290,000,000 63,520,000,000 61,431,000,000 58,248,000,000 61,286,000,000 56,767,000,000 54,873,000,000 
        less: allowance for credit losses
      		-10,428,000,000  -10,373,000,000 -10,564,000,000 -10,828,000,000  -11,029,000,000 -10,982,000,000 -10,905,000,000  -10,176,000,000 -9,804,000,000 -9,517,000,000  -9,102,000,000 -8,808,000,000 -8,651,000,000  -8,616,000,000 -9,023,000,000 -9,901,000,000  -10,146,000,000 -9,802,000,000 -9,175,000,000                        
        loan receivables
      		89,657,000,000  89,805,000,000 89,212,000,000 88,780,000,000  91,164,000,000 91,302,000,000 90,828,000,000  87,697,000,000 84,997,000,000 81,612,000,000  76,910,000,000 73,866,000,000 70,265,000,000  67,772,000,000 69,351,000,000 66,957,000,000  68,375,000,000 68,511,000,000 73,294,000,000 87,215,000,000 77,600,000,000 75,987,000,000 74,463,000,000 93,139,000,000 81,298,000,000 73,020,000,000 72,115,000,000 76,373,000,000 71,567,000,000 70,457,000,000 68,674,000,000 71,993,000,000 66,529,000,000 64,388,000,000 62,229,000,000 64,793,000,000 60,149,000,000 58,129,000,000 54,993,000,000 58,050,000,000 53,665,000,000 51,867,000,000 
        goodwill
      		1,363,000,000  1,274,000,000 1,274,000,000 1,274,000,000  1,274,000,000 1,274,000,000 1,073,000,000  1,105,000,000 1,105,000,000 1,105,000,000  1,105,000,000 1,105,000,000 1,105,000,000  1,105,000,000 1,105,000,000 1,104,000,000  1,078,000,000 1,078,000,000 1,078,000,000 1,078,000,000 1,078,000,000 1,078,000,000 1,076,000,000 1,024,000,000 1,024,000,000 1,024,000,000 991,000,000 991,000,000 991,000,000 991,000,000 992,000,000 949,000,000 949,000,000 949,000,000 949,000,000 949,000,000 949,000,000 949,000,000 949,000,000 949,000,000 949,000,000 949,000,000 
        intangible assets
      		1,223,000,000  909,000,000 862,000,000 847,000,000  765,000,000 776,000,000 800,000,000  1,169,000,000 1,226,000,000 1,297,000,000  1,033,000,000 1,118,000,000 1,149,000,000  1,090,000,000 1,098,000,000 1,169,000,000  1,091,000,000 1,166,000,000 1,208,000,000 1,265,000,000 1,177,000,000 1,215,000,000 1,259,000,000 1,137,000,000 1,105,000,000 863,000,000 780,000,000 749,000,000 772,000,000 787,000,000 826,000,000 712,000,000 733,000,000 704,000,000 702,000,000 701,000,000 646,000,000 575,000,000 557,000,000 519,000,000 449,000,000 463,000,000 
        other assets
      		5,659,000,000 7,870,000,000 5,843,000,000 6,604,000,000 6,772,000,000 7,398,000,000 5,747,000,000 5,812,000,000 5,446,000,000 6,402,000,000 4,443,000,000 4,369,000,000 4,528,000,000 5,529,000,000 4,674,000,000 3,417,000,000 3,484,000,000 5,343,000,000 3,270,000,000 3,618,000,000 3,431,000,000 4,932,000,000 3,126,000,000 2,818,000,000 2,603,000,000 2,087,000,000 1,861,000,000 2,110,000,000 2,065,000,000 2,461,000,000 1,769,000,000 1,761,000,000 2,370,000,000 1,605,000,000 1,986,000,000 2,888,000,000 1,838,000,000 2,122,000,000 2,004,000,000 1,833,000,000 2,327,000,000 2,225,000,000 1,831,000,000 1,794,000,000 1,524,000,000 2,431,000,000 1,780,000,000 1,358,000,000 
        total assets
      		121,501,000,000 119,238,000,000 116,984,000,000 120,505,000,000 122,026,000,000 119,386,000,000 119,229,000,000 120,489,000,000 121,173,000,000 109,819,000,000 112,939,000,000 108,697,000,000 107,853,000,000 98,152,000,000 100,766,000,000 95,200,000,000 95,267,000,000 94,114,000,000 91,937,000,000 92,017,000,000 95,854,000,000 97,738,000,000 95,658,000,000 96,544,000,000 98,038,000,000 104,826,000,000 105,943,000,000 106,388,000,000 105,384,000,000 106,792,000,000 104,545,000,000 99,122,000,000 95,559,000,000 95,808,000,000 92,548,000,000 91,140,000,000 89,050,000,000 90,207,000,000 87,159,000,000 82,384,000,000 81,656,000,000 84,135,000,000 79,442,000,000 75,750,000,000 72,721,000,000 75,707,000,000 73,469,000,000 63,175,000,000 
        liabilities and equity
      		                                                
        deposits:
      		                                                
        interest-bearing deposit accounts
      		82,478,000,000 81,228,000,000 79,513,000,000 81,857,000,000 83,030,000,000 82,268,000,000 81,901,000,000 82,708,000,000 83,160,000,000 75,487,000,000 77,669,000,000 75,344,000,000 74,008,000,000 65,624,000,000 68,032,000,000 64,328,000,000 63,180,000,000 60,953,000,000 59,998,000,000 59,500,000,000 62,419,000,000 63,755,000,000 63,195,000,000 63,857,000,000 64,302,000,000  65,677,000,000 65,382,000,000 63,787,000,000  62,030,000,000 58,734,000,000 56,285,000,000 56,276,000,000 54,232,000,000 52,659,000,000 51,359,000,000 51,896,000,000 49,611,000,000 46,220,000,000 44,721,000,000 43,295,000,000 40,408,000,000 37,629,000,000 34,788,000,000 34,847,000,000 32,480,000,000  
        non-interest-bearing deposit accounts
      		416,000,000 405,000,000 373,000,000 405,000,000 405,000,000 388,000,000 383,000,000 392,000,000 394,000,000 402,000,000 397,000,000 421,000,000 417,000,000 382,000,000 372,000,000 381,000,000 395,000,000 349,000,000 355,000,000 341,000,000 342,000,000 306,000,000 298,000,000 291,000,000 313,000,000  295,000,000 263,000,000 273,000,000  287,000,000 277,000,000 285,000,000 212,000,000 222,000,000 226,000,000 246,000,000 159,000,000 204,000,000 207,000,000 256,000,000 152,000,000 140,000,000 143,000,000 162,000,000 108,000,000 209,000,000  
        total deposits
      		82,894,000,000  79,886,000,000 82,262,000,000 83,435,000,000  82,284,000,000 83,100,000,000 83,554,000,000  78,066,000,000 75,765,000,000 74,425,000,000  68,404,000,000 64,709,000,000 63,575,000,000  60,353,000,000 59,841,000,000 62,761,000,000  63,493,000,000 64,148,000,000 64,615,000,000 65,154,000,000 65,972,000,000 65,645,000,000 64,060,000,000 64,019,000,000 62,317,000,000 59,011,000,000 56,570,000,000 56,488,000,000 54,454,000,000 52,885,000,000 51,605,000,000 52,055,000,000 49,815,000,000 46,427,000,000 44,977,000,000 43,447,000,000 40,548,000,000 37,772,000,000 34,950,000,000 34,955,000,000 32,689,000,000 30,462,000,000 
        borrowings:
      		                                                
        borrowings of consolidated securitization entities
      		8,915,000,000 7,978,000,000 7,666,000,000 8,340,000,000 8,591,000,000 7,732,000,000 8,015,000,000 7,517,000,000 8,016,000,000 6,274,000,000 6,519,000,000 5,522,000,000 6,228,000,000 6,468,000,000 6,360,000,000 5,687,000,000 6,139,000,000 7,248,000,000 6,288,000,000 6,987,000,000 7,193,000,000 8,675,000,000 7,809,000,000 8,109,000,000 9,291,000,000  10,912,000,000 11,941,000,000 12,091,000,000  14,187,000,000 12,170,000,000 12,214,000,000 12,497,000,000 11,891,000,000 12,204,000,000 12,433,000,000 12,388,000,000 12,411,000,000 12,236,000,000 12,423,000,000 13,603,000,000 13,640,000,000 13,948,000,000 13,817,000,000 14,967,000,000 15,091,000,000 15,114,000,000 
        senior and subordinated unsecured notes
      		7,513,000,000 7,519,000,000 6,765,000,000 7,669,000,000 8,418,000,000 8,082,000,000 7,617,000,000 8,120,000,000 8,117,000,000 8,644,000,000 8,712,000,000 8,709,000,000 8,706,000,000                                    
        total borrowings
      		16,428,000,000  14,431,000,000 16,009,000,000 17,009,000,000  15,632,000,000 15,637,000,000 16,133,000,000  15,231,000,000 14,231,000,000 14,934,000,000  14,321,000,000 12,157,000,000 13,360,000,000  12,760,000,000 13,457,000,000 15,160,000,000  15,771,000,000 16,069,000,000 17,248,000,000 19,866,000,000 20,363,000,000 21,244,000,000 21,891,000,000 23,996,000,000 23,741,000,000 21,721,000,000 21,015,000,000 20,799,000,000 19,899,000,000 20,709,000,000 20,194,000,000 20,147,000,000 20,167,000,000 19,295,000,000 20,476,000,000 24,344,000,000 23,881,000,000 23,692,000,000 24,060,000,000 27,460,000,000 27,584,000,000 22,973,000,000 
        accrued expenses and other liabilities
      		5,702,000,000  5,602,000,000 5,282,000,000 5,001,000,000  5,333,000,000 6,212,000,000 6,204,000,000  5,875,000,000 5,321,000,000 5,301,000,000  5,029,000,000 4,941,000,000 4,914,000,000  4,888,000,000 4,522,000,000 4,494,000,000  4,295,000,000 4,428,000,000 4,205,000,000 4,718,000,000 4,488,000,000 4,765,000,000 4,724,000,000 4,099,000,000 4,491,000,000 3,932,000,000 3,618,000,000 4,287,000,000 3,793,000,000 3,214,000,000 2,888,000,000 3,809,000,000 3,196,000,000 2,947,000,000 2,999,000,000 3,740,000,000 2,855,000,000 2,708,000,000 2,675,000,000 2,814,000,000 3,255,000,000 3,347,000,000 
        total liabilities
      		105,024,000,000 102,380,000,000 99,919,000,000 103,553,000,000 105,445,000,000 103,818,000,000 103,249,000,000 104,949,000,000 105,891,000,000 96,150,000,000 99,172,000,000 95,317,000,000 94,660,000,000 84,780,000,000 87,754,000,000 81,807,000,000 81,849,000,000 80,391,000,000 78,001,000,000 77,820,000,000 82,415,000,000 85,405,000,000 83,559,000,000 84,645,000,000 86,068,000,000 89,738,000,000 90,823,000,000 91,654,000,000 90,675,000,000 92,114,000,000 90,549,000,000 84,664,000,000 81,203,000,000 81,574,000,000 78,146,000,000 76,808,000,000 74,687,000,000 76,011,000,000 73,178,000,000 68,669,000,000 68,452,000,000 71,531,000,000 67,284,000,000 64,172,000,000 61,685,000,000 65,229,000,000 63,528,000,000 56,782,000,000 
        equity:
      		                                                
        preferred stock, par value 0.001 per share...
      		1,222,000,000  1,222,000,000 1,222,000,000                                             
        common stock, par value 0.001 per share...
      		1,000,000  1,000,000 1,000,000                                             
        additional paid-in capital
      		9,844,000,000  9,866,000,000 9,836,000,000 9,804,000,000  9,822,000,000 9,793,000,000 9,768,000,000  9,750,000,000 9,727,000,000 9,705,000,000  9,685,000,000 9,663,000,000 9,643,000,000  9,649,000,000 9,620,000,000 9,592,000,000  9,552,000,000 9,532,000,000 9,523,000,000  9,520,000,000 9,500,000,000 9,489,000,000  9,470,000,000 9,486,000,000 9,470,000,000 9,445,000,000 9,429,000,000 9,415,000,000 9,405,000,000 9,393,000,000 9,381,000,000 9,370,000,000 9,359,000,000 9,351,000,000 9,431,000,000 9,422,000,000 9,418,000,000 9,408,000,000 9,401,000,000 6,399,000,000 
        retained earnings
      		25,210,000,000  23,978,000,000 23,036,000,000 22,209,000,000  20,975,000,000 20,310,000,000 19,790,000,000  18,338,000,000 17,828,000,000 17,369,000,000  16,252,000,000 15,679,000,000 15,003,000,000  13,562,000,000 12,560,000,000 11,470,000,000  10,024,000,000 9,852,000,000 9,960,000,000  11,533,000,000 10,627,000,000 9,939,000,000  8,355,000,000 7,906,000,000 7,334,000,000 6,809,000,000 6,543,000,000 6,109,000,000 5,724,000,000 5,330,000,000 4,861,000,000 4,364,000,000 3,875,000,000 3,293,000,000 2,746,000,000 2,172,000,000 1,631,000,000 1,079,000,000 548,000,000  
        accumulated other comprehensive income:
      		                                                
        currency translation adjustments
      		-52,000,000  -45,000,000 -40,000,000 -45,000,000  -39,000,000 -42,000,000 -38,000,000  -39,000,000 -37,000,000 -39,000,000  -35,000,000 -30,000,000 -28,000,000  -23,000,000 -18,000,000 -20,000,000  -25,000,000 -31,000,000 -32,000,000  -28,000,000 -27,000,000 -26,000,000  -23,000,000 -23,000,000 -20,000,000 -17,000,000 -13,000,000 -19,000,000 -21,000,000 -20,000,000 -17,000,000 -13,000,000 -18,000,000 -19,000,000 -18,000,000 -13,000,000 -14,000,000    
        employee benefit plans and other
      		8,000,000  7,000,000 7,000,000                                             
        treasury stock
      		-19,744,000,000  -17,956,000,000 -17,098,000,000 -16,602,000,000  -15,990,000,000 -15,713,000,000 -15,430,000,000  -14,960,000,000 -14,814,000,000 -14,514,000,000  -13,473,000,000 -12,535,000,000 -11,842,000,000  -9,946,000,000 -8,662,000,000 -8,302,000,000  -8,181,000,000 -8,183,000,000 -8,199,000,000  -5,890,000,000 -5,351,000,000 -4,664,000,000  -3,731,000,000 -2,842,000,000 -2,363,000,000 -1,957,000,000 -1,531,000,000 -1,144,000,000 -712,000,000 -475,000,000 -238,000,000          
        total equity
      		16,477,000,000 16,858,000,000 17,065,000,000 16,952,000,000 16,581,000,000 15,568,000,000 15,980,000,000 15,540,000,000 15,282,000,000 13,669,000,000 13,767,000,000 13,380,000,000 13,193,000,000 13,372,000,000 13,012,000,000 13,393,000,000 13,418,000,000 13,723,000,000 13,936,000,000 14,197,000,000 13,439,000,000 12,333,000,000 12,099,000,000 11,899,000,000 11,970,000,000 15,088,000,000 15,120,000,000 14,734,000,000 14,709,000,000 14,678,000,000 13,996,000,000 14,458,000,000 14,356,000,000 14,234,000,000 14,402,000,000 14,332,000,000 14,363,000,000 14,196,000,000 13,981,000,000 13,715,000,000 13,204,000,000 12,604,000,000 12,158,000,000 11,578,000,000 11,036,000,000 10,478,000,000 9,941,000,000 6,393,000,000 
        total liabilities and equity
      		121,501,000,000 119,238,000,000 116,984,000,000 120,505,000,000 122,026,000,000 119,386,000,000 119,229,000,000 120,489,000,000 121,173,000,000 109,819,000,000 112,939,000,000 108,697,000,000 107,853,000,000 98,152,000,000 100,766,000,000 95,200,000,000 95,267,000,000 94,114,000,000 91,937,000,000 92,017,000,000 95,854,000,000 97,738,000,000 95,658,000,000 96,544,000,000 98,038,000,000 104,826,000,000 105,943,000,000 106,388,000,000 105,384,000,000 106,792,000,000 104,545,000,000 99,122,000,000 95,559,000,000 95,808,000,000 92,548,000,000 91,140,000,000 89,050,000,000 90,207,000,000 87,159,000,000 82,384,000,000 81,656,000,000 84,135,000,000 79,442,000,000 75,750,000,000 72,721,000,000 75,707,000,000 73,469,000,000 63,175,000,000 
        years ended december 31
      		                                                
        interest-earning assets:
      		                                                
        interest-earning cash and equivalents
      		 18,002,000,000    17,294,000,000    13,272,000,000    10,215,000,000    11,673,000,000    13,301,000,000                           
        securities available for sale
      		 2,876,000,000    2,965,000,000    4,077,000,000    5,108,000,000    5,975,000,000    7,367,000,000                           
        loan receivables, including held for sale:
      		                                                
        credit cards
      		 92,566,000,000    93,907,000,000    89,383,000,000    80,119,000,000    75,052,000,000    77,115,000,000                           
        consumer installment loans
      		 5,672,000,000    5,744,000,000    3,501,000,000    2,834,000,000    2,460,000,000    1,733,000,000                           
        commercial credit products
      		 1,948,000,000    1,956,000,000    1,826,000,000    1,642,000,000    1,359,000,000    1,231,000,000                           
        other
      		 94,000,000    126,000,000    122,000,000    77,000,000    57,000,000    59,000,000     -14,000,000 -11,000,000 -10,000,000  -28,000,000 -27,000,000 -27,000,000  -15,000,000 -15,000,000 -15,000,000  -14,000,000 -14,000,000 -14,000,000 -12,000,000 -1,000,000 -1,000,000 -1,000,000    
        total loan receivables, including held for sale
      		 100,280,000,000    101,733,000,000    94,832,000,000    84,672,000,000    78,928,000,000    80,138,000,000                           
        total interest-earning assets
      		 121,158,000,000    121,992,000,000    112,181,000,000    99,995,000,000    96,576,000,000    100,806,000,000                           
        non-interest-earning assets:
      		                                                
        cash and due from banks
      		 873,000,000    887,000,000    962,000,000    1,472,000,000    1,597,000,000    1,488,000,000                           
        allowance for credit losses
      		 -10,663,000,000    -10,891,000,000    -9,726,000,000    -8,844,000,000    -9,402,000,000    -9,488,000,000                           
        total non-interest-earning assets
      		 -1,920,000,000    -2,606,000,000    -2,362,000,000    -1,843,000,000    -2,462,000,000    -3,068,000,000                           
        liabilities
      		                                                
        interest-bearing liabilities:
      		                                                
        total interest-bearing liabilities
      		 96,725,000,000    98,082,000,000    90,405,000,000    79,407,000,000    75,374,000,000    80,601,000,000                           
        non-interest-bearing liabilities:
      		                                                
        other liabilities
      		 5,250,000,000    5,348,000,000    5,343,000,000    4,991,000,000    4,668,000,000    4,498,000,000                           
        total non-interest-bearing liabilities
      		 5,655,000,000    5,736,000,000    5,745,000,000    5,373,000,000    5,017,000,000    4,804,000,000                           
        equity
      		                                                
        interest rate spread
      		 14,380,000    13,840,000    14,360,000    15,230,000    14,440,000    13,870,000                           
        net interest income
      		 18,466,000,000    18,011,000,000    16,999,000,000    15,625,000,000    14,239,000,000    14,402,000,000                           
        net interest margin
      		 15,240,000    14,760,000    15,150,000    15,630,000    14,740,000    14,290,000                           
        loan receivables held for sale
      		  192,000,000 191,000,000             4,046,000,000  3,450,000,000  23,000,000  4,000,000 4,000,000 5,000,000 725,000,000 8,182,000,000 8,096,000,000 8,052,000,000                359,000,000 332,000,000 1,493,000,000 1,458,000,000 
        preferred stock, par share value 0.001 per share; 1,250,000 and 1,250,000 shares authorized at march 31, 2025 and december 31, 2024, respectively; 1,250,000 and 1,250,000 shares issued and outstanding at march 31, 2025 and december 31, 2024, respectively, and aggregate liquidation preference of 1,250 at march 31, 2025 and 1,250 at december 31, 2024
      		    1,222,000,000                                            
        common stock
      		    1,000,000  1,000,000 1,000,000 1,000,000  1,000,000 1,000,000 1,000,000  1,000,000 1,000,000 1,000,000  1,000,000 1,000,000 1,000,000  1,000,000 1,000,000 1,000,000  1,000,000 1,000,000 1,000,000  1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 
        employee benefit plans
      		    7,000,000  2,000,000 3,000,000 3,000,000  5,000,000 6,000,000 6,000,000  -46,000,000 -46,000,000 -47,000,000  -53,000,000 -55,000,000 -55,000,000  -34,000,000 -34,000,000 -33,000,000         -28,000,000    -15,000,000           
        assets held for sale
      		                                                
        liabilities held for sale
      		                                                
        preferred stock, par share value 0.001 per share; 1,250,000 and 750,000 shares authorized at september 30, 2024 and december 31, 2023, respectively; 1,250,000 and 750,000 shares issued and outstanding at september 30, 2024 and december 31, 2023, respectively, and aggregate liquidation preference of 1,250 at september 30, 2024 and 750 at december 31, 2023
      		      1,222,000,000                                          
        preferred stock, par share value 0.001 per share; 1,250,000 and 750,000 shares authorized at june 30, 2024 and december 31, 2023, respectively; 1,250,000 and 750,000 shares issued and outstanding at june 30, 2024 and december 31, 2023, respectively, and aggregate liquidation preference of 1,250 at june 30, 2024 and 750 at december 31, 2023
      		       1,222,000,000                                         
        preferred stock, par share value 0.001 per share; 1,250,000 and 750,000 shares authorized at march 31, 2024 and december 31, 2023, respectively; 1,250,000 and 750,000 shares issued and outstanding at march 31, 2024 and december 31, 2023, respectively, and aggregate liquidation preference of 1,250 at march 31, 2024 and 750 at december 31, 2023
      		        1,222,000,000                                        
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both september 30, 2023 and december 31, 2022 and aggregate liquidation preference of 750 at both september 30, 2023 and december 31, 2022
      		          734,000,000                                      
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both june 30, 2023 and december 31, 2022 and aggregate liquidation preference of 750 at both june 30, 2023 and december 31, 2022
      		           734,000,000                                     
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both march 31, 2023 and december 31, 2022 and aggregate liquidation preference of 750 at both march 31, 2023 and december 31, 2022
      		            734,000,000                                    
        senior unsecured notes
      		             7,315,000,000 7,961,000,000 6,470,000,000 7,221,000,000 7,173,000,000 6,472,000,000 6,470,000,000 7,967,000,000 8,171,000,000 7,962,000,000 7,960,000,000 7,957,000,000  9,451,000,000 9,303,000,000 9,800,000,000  9,554,000,000 9,551,000,000 8,801,000,000 8,302,000,000 8,008,000,000 8,505,000,000 7,761,000,000 7,759,000,000 7,756,000,000 7,059,000,000 6,559,000,000 6,590,000,000 5,590,000,000 4,593,000,000 4,592,000,000 3,593,000,000   
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both september 30, 2022 and december 31, 2021 and aggregate liquidation preference of 750 at both september 30, 2022 and december 31, 2021
      		              734,000,000                                  
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both june 30, 2022 and december 31, 2021 and aggregate liquidation preference of 750 at both june 30, 2022 and december 31, 2021
      		               734,000,000                                 
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both march 31, 2022 and december 31, 2021 and aggregate liquidation preference of 750 at both march 31, 2022 and december 31, 2021
      		                734,000,000                                
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both september 30, 2021 and december 31, 2020 and aggregate liquidation preference of 750 at both september 30, 2021 and december 31, 2020
      		                  734,000,000                              
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both june 30, 2021 and december 31, 2020 and aggregate liquidation preference of 750 at both june 30, 2021 and december 31, 2020
      		                   734,000,000                             
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both march 31, 2021 and december 31, 2020 and aggregate liquidation preference of 750 at both march 31, 2021 and december 31, 2020
      		                    734,000,000                            
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both september 30, 2020 and december 31, 2019 and aggregate liquidation preference of 750 at both september 30, 2020 and december 31, 2019
      		                      734,000,000                          
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both june 30, 2020 and december 31, 2019 and aggregate liquidation preference of 750 at both june 30, 2020 and december 31, 2019
      		                       734,000,000                         
        preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both march 31, 2020 and december 31, 2019 and aggregate liquidation preference of 750 at both march 31, 2020 and december 31, 2019
      		                        734,000,000                        
        assets:
      		                                                
        allowance for loan losses
      		                         -5,602,000,000    -6,427,000,000                   
        liabilities and equity:
      		                                                
        less: allowance for loan losses
      		                          -5,607,000,000 -5,809,000,000 -5,942,000,000  -6,223,000,000 -5,859,000,000 -5,738,000,000 -5,574,000,000 -5,361,000,000 -5,001,000,000 -4,676,000,000 -4,344,000,000 -4,115,000,000 -3,894,000,000 -3,620,000,000 -3,497,000,000 -3,371,000,000 -3,302,000,000 -3,255,000,000    
        investment securities
      		                                 4,488,000,000 3,317,000,000 3,997,000,000 5,328,000,000 5,110,000,000 3,356,000,000 2,723,000,000 2,949,000,000 3,142,000,000 3,596,000,000 3,682,000,000 3,121,000,000 1,598,000,000 325,000,000 298,000,000 
        bank term loan
      		                                        1,494,000,000 4,151,000,000 4,651,000,000 5,151,000,000 5,651,000,000 8,245,000,000   
        related party debt
      		                                             655,000,000 1,405,000,000 7,859,000,000 
        parent’s net investment
      		                                                
        third party debt
      		                                              11,088,000,000  
        interest bearing deposit accounts
      		                                               30,258,000,000 
        non-interest bearing deposit accounts
      		                                               204,000,000 
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 
                                                       
          cash flows - operating activities
        		                                               
          net earnings
        		805,000,000 751,000,000 1,077,000,000 967,000,000 757,000,000 774,000,000 789,000,000 643,000,000 1,293,000,000 440,000,000 628,000,000 569,000,000 601,000,000 577,000,000 703,000,000 804,000,000 932,000,000 813,000,000 1,141,000,000 1,242,000,000 1,025,000,000 738,000,000 313,000,000 48,000,000 286,000,000 731,000,000 1,056,000,000 853,000,000 1,107,000,000 783,000,000 671,000,000 696,000,000 640,000,000 385,000,000 555,000,000 496,000,000 499,000,000 576,000,000 604,000,000 489,000,000 582,000,000 547,000,000 574,000,000 541,000,000 552,000,000 531,000,000 548,000,000 
          adjustments to reconcile net earnings to cash from operating activities
        		                                               
          provision for credit losses
        		1,335,000,000 1,442,000,000 1,146,000,000 1,146,000,000 1,491,000,000 1,561,000,000 1,597,000,000 1,691,000,000 1,884,000,000 1,804,000,000 1,488,000,000 1,383,000,000 1,290,000,000 1,201,000,000 929,000,000 724,000,000 521,000,000 561,000,000 25,000,000 -194,000,000 334,000,000 750,000,000 1,210,000,000 1,673,000,000 1,677,000,000                       
          deferred income taxes
        		28,000,000 13,000,000 140,000,000 -23,000,000 54,000,000 -18,000,000 -72,000,000 -35,000,000 27,000,000 -187,000,000 -120,000,000 -63,000,000 -88,000,000 -236,000,000 -111,000,000 -123,000,000 49,000,000 -11,000,000 46,000,000 70,000,000 114,000,000 -134,000,000 -140,000,000 -219,000,000 -109,000,000 -80,000,000 -32,000,000 -10,000,000 145,000,000 0 -42,000,000 -30,000,000 19,000,000 199,000,000 367,000,000 -200,000,000 19,000,000 342,000,000 -50,000,000 -78,000,000 175,000,000 -263,000,000 -57,000,000 -61,000,000 86,000,000   
          depreciation and amortization
        		143,000,000 139,000,000 128,000,000 122,000,000 125,000,000 120,000,000 121,000,000 121,000,000 119,000,000 118,000,000 116,000,000 113,000,000 111,000,000 101,000,000 105,000,000 106,000,000 107,000,000 105,000,000 93,000,000 97,000,000 95,000,000 93,000,000 97,000,000 97,000,000 96,000,000 94,000,000 94,000,000 92,000,000 87,000,000 80,000,000 78,000,000 73,000,000 71,000,000 67,000,000 69,000,000 59,000,000 59,000,000 55,000,000 56,000,000 54,000,000 54,000,000 47,000,000 46,000,000 44,000,000 37,000,000 35,000,000 33,000,000 
          all other operating activities
        		206,000,000 179,000,000 78,000,000 152,000,000 128,000,000 154,000,000 145,000,000 53,000,000 155,000,000 194,000,000 177,000,000 200,000,000 164,000,000 199,000,000 185,000,000 43,000,000 147,000,000 103,000,000 154,000,000 135,000,000 130,000,000 174,000,000 179,000,000 187,000,000 180,000,000 163,000,000 161,000,000 140,000,000 144,000,000 149,000,000 130,000,000 152,000,000 170,000,000 161,000,000 165,000,000 151,000,000 172,000,000 137,000,000 127,000,000 125,000,000 136,000,000 140,000,000 99,000,000 76,000,000 114,000,000 245,000,000 25,000,000 
          changes in operating assets and liabilities, net of effects of acquisitions and dispositions
        		                                               
          decrease in interest and fees receivable
        		-124,000,000 -327,000,000 -206,000,000 -32,000,000 -33,000,000 -197,000,000 21,000,000 211,000,000 -2,000,000 -322,000,000 -140,000,000 -149,000,000 -34,000,000 -271,000,000 -209,000,000 218,000,000 65,000,000 -155,000,000 -17,000,000 308,000,000 288,000,000 -55,000,000 46,000,000 389,000,000 -41,000,000 39,000,000 -297,000,000 -213,000,000 80,000,000 -244,000,000 -52,000,000 0 16,000,000 -188,000,000 -14,000,000 -136,000,000 40,000,000 -324,000,000 -70,000,000 -98,000,000 63,000,000 -145,000,000 -213,000,000 61,000,000 134,000,000 -206,000,000  
          decrease in other assets
        		102,000,000 9,000,000 123,000,000 -10,000,000 1,000,000 -112,000,000 115,000,000 -165,000,000 45,000,000 -30,000,000 161,000,000 -143,000,000 19,000,000 47,000,000 -37,000,000 23,000,000 -12,000,000 116,000,000 71,000,000 -237,000,000 87,000,000 104,000,000 -51,000,000 37,000,000 -71,000,000 47,000,000 111,000,000 -183,000,000 118,000,000 120,000,000 73,000,000 -260,000,000 148,000,000 223,000,000 -48,000,000 -262,000,000 231,000,000 -427,000,000 -13,000,000 6,000,000 36,000,000 62,000,000 107,000,000 -92,000,000 -7,000,000 67,000,000 28,000,000 
          increase in accrued expenses and other liabilities
        		-312,000,000 248,000,000 151,000,000 238,000,000 -323,000,000 71,000,000 47,000,000 -35,000,000 -204,000,000 300,000,000 172,000,000 -2,000,000 -177,000,000 229,000,000 69,000,000 22,000,000 -413,000,000 472,000,000 302,000,000 20,000,000 -234,000,000 416,000,000 -171,000,000 169,000,000 -481,000,000 238,000,000 287,000,000 89,000,000 -251,000,000 236,000,000 376,000,000 255,000,000 -511,000,000 269,000,000 524,000,000 334,000,000 -576,000,000 601,000,000 175,000,000 -47,000,000 -449,000,000 678,000,000 59,000,000 4,000,000 62,000,000  47,000,000 
          cash from operating activities
        		2,183,000,000 2,454,000,000 2,637,000,000 2,560,000,000 2,200,000,000 2,353,000,000 2,763,000,000 2,484,000,000 2,248,000,000 2,317,000,000 2,482,000,000 1,908,000,000 1,886,000,000 1,847,000,000 1,634,000,000 1,817,000,000 1,396,000,000 2,004,000,000 1,815,000,000 1,441,000,000 1,839,000,000 2,086,000,000 1,483,000,000 2,381,000,000 1,537,000,000 2,336,000,000 2,399,000,000 1,966,000,000 2,289,000,000 2,576,000,000 2,685,000,000 2,166,000,000 1,915,000,000 2,470,000,000 2,928,000,000 1,768,000,000 1,750,000,000 2,036,000,000        1,046,000,000 1,295,000,000 
          capital expenditures
        		0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0        0 0 
          free cash flows
        		2,183,000,000 2,454,000,000 2,637,000,000 2,560,000,000 2,200,000,000 2,353,000,000 2,763,000,000 2,484,000,000 2,248,000,000 2,317,000,000 2,482,000,000 1,908,000,000 1,886,000,000 1,847,000,000 1,634,000,000 1,817,000,000 1,396,000,000 2,004,000,000 1,815,000,000 1,441,000,000 1,839,000,000 2,086,000,000 1,483,000,000 2,381,000,000 1,537,000,000 2,336,000,000 2,399,000,000 1,966,000,000 2,289,000,000 2,576,000,000 2,685,000,000 2,166,000,000 1,915,000,000 2,470,000,000 2,928,000,000 1,768,000,000 1,750,000,000 2,036,000,000        1,046,000,000 1,295,000,000 
          cash flows - investing activities
        		                                               
          maturity and sales of debt securities
        		500,000,000 381,000,000 366,000,000 350,000,000 855,000,000 655,000,000 765,000,000 1,214,000,000 982,000,000 1,129,000,000 1,864,000,000 560,000,000 1,458,000,000 325,000,000 852,000,000 809,000,000 1,998,000,000 831,000,000 413,000,000 1,322,000,000 2,514,000,000 3,440,000,000 716,000,000 3,052,000,000 1,175,000,000 1,319,000,000 2,669,000,000 1,883,000,000 2,214,000,000 1,707,000,000 1,293,000,000 1,950,000,000 718,000,000               
          purchases of debt securities
        		-1,190,000,000 -10,000,000 -171,000,000 -526,000,000 -480,000,000 -1,389,000,000 -375,000,000 -884,000,000 -163,000,000 -1,981,000,000 -430,000,000 -821,000,000 -391,000,000 -242,000,000 -964,000,000 -1,182,000,000 -1,478,000,000 -700,000,000 -150,000,000 -519,000,000 -1,621,000,000 -2,490,000,000 -2,532,000,000 -3,509,000,000 -1,382,000,000 -2,678,000,000 -954,000,000 -2,261,000,000 -1,963,000,000 -466,000,000 -1,796,000,000 -2,463,000,000 -2,546,000,000               
          net decrease in loan receivables, including held for sale
        		2,358,000,000 -4,789,000,000 -1,424,000,000 -1,821,000,000 3,428,000,000 -4,031,000,000 -2,453,000,000 -2,596,000,000 1,504,000,000 -6,103,000,000 -3,783,000,000 -4,780,000,000 -234,000,000 -6,734,000,000 -3,954,000,000 -4,460,000,000 1,415,000,000 -5,768,000,000 -1,984,000,000 -2,622,000,000 3,996,000,000 -4,085,000,000 -1,273,000,000 2,607,000,000 3,464,000,000 -6,017,000,000 -3,109,000,000 -2,667,000,000 3,760,000,000                   
          all other investing activities
        		-144,000,000 -63,000,000 -345,000,000 -244,000,000 -200,000,000 -198,000,000 -168,000,000 -241,000,000 -81,000,000 -214,000,000 -219,000,000 -148,000,000 -141,000,000 -207,000,000 -76,000,000 -149,000,000 -117,000,000 -127,000,000 -113,000,000 -57,000,000 -252,000,000 -124,000,000 -82,000,000 -105,000,000 -79,000,000 -146,000,000 -104,000,000 -137,000,000 -201,000,000 -187,000,000 -352,000,000 -187,000,000 -76,000,000 -91,000,000 -86,000,000 -55,000,000 -242,000,000 -85,000,000 -47,000,000 -36,000,000 -50,000,000 -141,000,000 -100,000,000 -92,000,000 -108,000,000   
          cash from investing activities
        		1,524,000,000 -4,642,000,000 -1,574,000,000 -2,241,000,000 3,603,000,000 -4,963,000,000 -2,231,000,000 -2,507,000,000 798,000,000 -7,169,000,000 -2,568,000,000 -5,189,000,000 692,000,000 -6,858,000,000 -4,142,000,000 -1,052,000,000 1,818,000,000 -5,764,000,000 -1,834,000,000 -1,853,000,000 4,637,000,000 -3,259,000,000 -3,171,000,000 2,045,000,000 3,887,000,000 681,000,000 -1,570,000,000 -3,182,000,000 3,810,000,000 -6,285,000,000 -10,477,000,000 -3,029,000,000 755,000,000  -1,288,000,000 -2,380,000,000 1,420,000,000           
          cash flows - financing activities
        		                                               
          borrowings of consolidated securitization entities
        		                                               
          proceeds from issuance of securitized debt
        		498,000,000 747,000,000 0 748,000,000 747,000,000 0 747,000,000 200,000,000 747,000,000 747,000,000 1,297,000,000 0 250,000,000 1,050,000,000 673,000,000   1,011,000,000 300,000,000 800,000,000 250,000,000 0 175,000,000 0 500,000,000 0 300,000,000 1,547,000,000 1,498,000,000 600,000,000 2,372,000,000 704,000,000 1,417,000,000 1,930,000,000 811,000,000 820,000,000 750,000,000 25,000,000 1,599,000,000 1,419,000,000 748,000,000 1,075,000,000 631,000,000 1,425,000,000 750,000,000 1,376,000,000 400,000,000 
          maturities and repayment of securitized debt
        		 0 -675,000,000   -175,000,000 -250,000,000   0 -300,000,000 -707,000,000 -250,000,000 -1,184,000,000 0 -1,450,000,000 -1,150,000,000 -11,000,000 -1,000,000,000 -1,007,000,000 -868,000,000 -1,000,000 -476,000,000 -1,183,000,000 -1,623,000,000 -500,000,000 -1,330,000,000 -1,700,000,000 -3,847,000,000 -350,000,000 -356,000,000 -750,000,000 -1,701,000,000 -1,326,000,000 -1,126,000,000 -1,050,000,000 -708,000,000 -50,000,000 -1,425,000,000 -1,609,000,000 -1,915,000,000 -1,112,000,000 -939,000,000 -1,294,000,000 -1,899,000,000   
          senior and subordinated unsecured notes
        		                                               
          proceeds from issuance of senior and subordinated unsecured notes
        		745,000,000 0 994,000,000 -2,000,000 796,000,000 0    0 0 0 740,000,000                                   
          maturities and repayment of senior and subordinated unsecured notes
        		 0 -1,900,000,000   0 -1,250,000,000 0 -600,000,000                                       
          dividends paid on preferred stock
        		-21,000,000 -21,000,000 -20,000,000 -21,000,000 -21,000,000 -21,000,000 -21,000,000 -19,000,000 -11,000,000 -11,000,000 -10,000,000 -10,000,000 -11,000,000 -10,000,000 -11,000,000 -11,000,000 -10,000,000 -10,000,000 -11,000,000 -10,000,000 -11,000,000 -10,000,000 -10,000,000 -11,000,000 -11,000,000                       
          net increase in deposits
        		1,748,000,000 1,256,000,000 -2,377,000,000 -1,175,000,000 1,370,000,000 -241,000,000 -818,000,000 -458,000,000 2,396,000,000 3,083,000,000 2,298,000,000 1,336,000,000 2,720,000,000 3,328,000,000 3,691,000,000 1,132,000,000 1,302,000,000 1,913,000,000 510,000,000 -2,922,000,000 -35,000,000 -713,000,000 -659,000,000 -469,000,000 -528,000,000 -823,000,000 324,000,000 1,580,000,000 36,000,000 1,717,000,000 3,308,000,000 2,487,000,000 -3,000,000 2,030,000,000 1,582,000,000 1,276,000,000 -798,000,000 2,235,000,000 3,382,000,000 1,445,000,000 1,292,000,000 2,900,000,000 2,776,000,000 2,808,000,000 -211,000,000 2,266,000,000 2,227,000,000 
          purchases of treasury stock
        		-900,000,000 -962,000,000 -870,000,000 -504,000,000 -605,000,000 -101,000,000 -302,000,000 -305,000,000 -300,000,000 -253,000,000 -152,000,000 -303,000,000 -404,000,000 -701,000,000 -950,000,000 -701,000,000 -968,000,000 -982,000,000 -1,301,000,000 -393,000,000 -200,000,000 0 0 0 -985,000,000 -1,376,000,000 -550,000,000 -725,000,000 -967,000,000 0 -967,000,000 -491,000,000 -410,000,000 -431,000,000 -390,000,000             
          dividends paid on common stock
        		-104,000,000 -106,000,000 -110,000,000 -114,000,000 -97,000,000 -97,000,000 -99,000,000 -100,000,000 -102,000,000 -103,000,000 -104,000,000 -99,000,000 -100,000,000 -103,000,000 -109,000,000 -108,000,000 -114,000,000 -120,000,000 -124,000,000 -128,000,000 -128,000,000 -128,000,000 -129,000,000 -128,000,000 -135,000,000 -141,000,000 -145,000,000 -145,000,000 -150,000,000 -151,000,000 -156,000,000 -113,000,000 -114,000,000 -118,000,000 -118,000,000 -105,000,000 -105,000,000 -107,000,000          
          all other financing activities
        		-87,000,000 4,000,000 3,000,000 1,000,000 -71,000,000 18,000,000 17,000,000 15,000,000 -14,000,000 10,000,000 2,000,000 -1,000,000 -33,000,000 0 -4,000,000 -4,000,000 -36,000,000 1,000,000 3,000,000 12,000,000 13,000,000 4,000,000 -1,000,000 -5,000,000 -5,000,000 15,000,000 3,000,000 11,000,000 8,000,000 -2,000,000 -28,000,000 -5,000,000 1,000,000 3,000,000 -4,000,000   1,000,000 -4,000,000   -5,000,000 -13,000,000 -8,000,000 -14,000,000   
          cash from financing activities
        		1,879,000,000 918,000,000 -4,955,000,000 -2,817,000,000 2,119,000,000 -617,000,000 -1,231,000,000 -1,367,000,000 2,604,000,000 3,473,000,000 3,031,000,000 216,000,000 2,912,000,000 2,380,000,000 4,779,000,000 -899,000,000 -976,000,000 2,546,000,000 -1,623,000,000 -5,148,000,000 -979,000,000 -848,000,000 -1,100,000,000 -1,796,000,000 -4,287,000,000 -2,091,000,000 -1,253,000,000 68,000,000 -3,182,000,000 1,814,000,000 4,173,000,000 2,579,000,000 -313,000,000  255,000,000 1,240,000,000 -1,099,000,000           
          increase in cash and equivalents, including restricted amounts
        		5,586,000,000  -3,892,000,000 -2,498,000,000 7,922,000,000  -699,000,000 -1,390,000,000 5,650,000,000  2,945,000,000 -3,065,000,000 5,490,000,000 -2,631,000,000 2,271,000,000 -134,000,000 2,238,000,000 -1,214,000,000 -1,642,000,000 -5,560,000,000 5,497,000,000 -2,021,000,000 -2,788,000,000 2,630,000,000 1,137,000,000 926,000,000 -424,000,000 -1,148,000,000 2,917,000,000 -1,895,000,000 -3,619,000,000 1,716,000,000 2,357,000,000               
          cash and equivalents, including restricted amounts, at beginning of period
        		15,017,000,000  0 0 14,755,000,000  0 -1,000,000 14,421,000,000  0 0 10,430,000,000  0 0 8,686,000,000  0 1,000,000 11,604,000,000  0 0 12,647,000,000  0 0 10,376,000,000 0 0 0 11,817,000,000               
          cash and equivalents at end of period:
        		                                               
          cash and equivalents
        		20,559,000,000 -1,272,000,000 -3,212,000,000 -2,172,000,000 21,629,000,000 -3,223,000,000 -698,000,000 -1,389,000,000 20,021,000,000 -1,384,000,000 2,937,000,000 -2,597,000,000 15,303,000,000 -1,668,000,000 1,280,000,000 141,000,000 10,541,000,000 -1,469,000,000 -1,311,000,000 -5,503,000,000 16,620,000,000 -2,028,000,000 -2,792,000,000 2,640,000,000 13,704,000,000 686,000,000 -294,000,000 -1,208,000,000 12,963,000,000 -2,672,000,000 -3,607,000,000 2,631,000,000 13,044,000,000               
          restricted cash and equivalents included in other assets
        		44,000,000 2,000,000 -680,000,000 -326,000,000 1,048,000,000 -3,000,000 -1,000,000 -2,000,000 50,000,000 -107,000,000 8,000,000 -468,000,000 617,000,000 -963,000,000 991,000,000 -275,000,000 383,000,000 255,000,000 -331,000,000 -56,000,000 481,000,000 7,000,000 4,000,000 -10,000,000 80,000,000 240,000,000 -130,000,000 60,000,000 330,000,000 777,000,000 -12,000,000 -915,000,000 1,130,000,000               
          total cash and equivalents, including restricted amounts, at end of period
        		20,603,000,000  -3,892,000,000 -2,498,000,000 22,677,000,000  -699,000,000 -1,391,000,000 20,071,000,000  2,945,000,000 -3,065,000,000 15,920,000,000  2,271,000,000 -134,000,000 10,924,000,000  -1,642,000,000 -5,559,000,000 17,101,000,000  -2,788,000,000 2,630,000,000 13,784,000,000  -424,000,000 -1,148,000,000 13,293,000,000  -3,619,000,000 1,716,000,000 14,174,000,000               
          gain on sale of business
        		     0 0 0 -1,069,000,000                                       
          acquisitions, net of cash acquired
        		     0 0 0 -1,935,000,000                                       
          proceeds from sale of business, net of cash and restricted cash sold
        		     0 0 0 491,000,000                                       
          proceeds from issuance of preferred stock
        		     0 0 0 488,000,000                                       
          increase in cash and equivalents, including restricted and held for sale amounts
        		                                               
          cash and equivalents, including restricted amounts, at beginning of year
        		                                               
          cash and equivalents at end of year:
        		                                               
          cash and equivalents, including restricted amounts, held for sale
        		                                               
          total cash and equivalents, including restricted and held for sale amounts, at end of year
        		                                               
          supplemental disclosure of cash flow information
        		                                               
          cash paid during the year for interest
        		                                               
          proceeds from sale of loan receivables
        		             0 0   0 0   0 0 0 709,000,000                 0 0     
          cash paid during the year for income taxes
        		                                               
          senior unsecured notes
        		                                               
          proceeds from issuance of senior unsecured notes
        		             0 1,489,000,000           0 745,000,000                     
          maturities and repayment of senior unsecured notes
        		             0 0   0 0   0 0 0 -1,500,000,000 0 -600,000,000                     
          total cash and equivalents, including restricted amounts, at end of year
        		                                               
          acquisition of loan receivables
        		                         0    -841,000,000    -360,000,000 0 0 -73,000,000 0 0 0 -54,000,000 5,000,000 -125,000,000     
          provision for loan losses
        		                         1,104,000,000 1,019,000,000 1,198,000,000 859,000,000 1,452,000,000 1,451,000,000 1,280,000,000 1,362,000,000 1,354,000,000 1,310,000,000 1,326,000,000 1,306,000,000 1,076,000,000 986,000,000 1,021,000,000 903,000,000 823,000,000 702,000,000 740,000,000 687,000,000 797,000,000 675,000,000 
          third-party debt
        		                                               
          proceeds from issuance of third-party debt
        		                            1,240,000,000 0 0 747,000,000 497,000,000 991,000,000 0   0 695,000,000   1,000,000,000 997,000,000 0 998,000,000   
          maturities and repayment of third-party debt
        		                            -1,000,000,000     -700,000,000    0 0 -1,500,000,000 -2,651,000,000 -500,000,000 -500,000,000 -500,000,000 -2,594,000,000   
          net decrease in loan receivables
        		                             -6,498,000,000 -2,280,000,000 -2,329,000,000 2,659,000,000 -5,532,000,000 -2,527,000,000 -3,097,000,000 1,918,000,000 -6,319,000,000 -3,160,000,000 -3,171,000,000 1,558,000,000 -5,419,000,000 -2,467,000,000 -3,090,000,000 2,124,000,000   
          maturity and sales of investment securities
        		                                               
          purchases of investment securities
        		                                 -1,912,000,000 -281,000,000 -344,000,000 -622,000,000 -2,139,000,000 -676,000,000 -552,000,000 -13,000,000 -355,000,000 -1,624,000,000 -1,284,000,000 -1,839,000,000   
          net decrease in restricted cash and equivalents
        		                                 -42,000,000 694,000,000 -560,000,000 40,000,000 32,000,000 -75,000,000 540,000,000 -453,000,000 -74,000,000 -16,000,000 -53,000,000 856,000,000   
          cash (used for) from investing activities
        		                                               
          related party debt
        		                                               
          maturities and repayment of related party debt
        		                                         0 0 0 -655,000,000   
          cash from (used for) financing activities
        		                                       251,000,000 -2,526,000,000 3,358,000,000 2,952,000,000 2,431,000,000 -3,625,000,000 2,131,000,000 9,627,000,000 
          increase in cash and equivalents
        		                                 -2,313,000,000 1,895,000,000 628,000,000 2,071,000,000 -4,267,000,000 1,801,000,000 -713,000,000 175,000,000 54,000,000 1,650,000,000 -597,000,000 -610,000,000 -2,980,000,000 8,026,000,000 
          cash and equivalents at beginning of year
        		                                               
          cash and equivalents at end of year
        		                                               
          maturity and redemption of investment securities
        		                                  912,000,000 1,676,000,000 399,000,000 342,000,000 42,000,000 783,000,000 213,000,000 791,000,000 1,713,000,000 717,000,000 317,000,000 8,000,000 9,000,000 
          cash and equivalents at beginning of period
        		                                  0 0 9,321,000,000  0 0 12,325,000,000  0 0 11,828,000,000  0 
          cash and equivalents at end of period
        		                                  1,895,000,000 628,000,000 11,392,000,000  1,801,000,000 -713,000,000 12,500,000,000  1,650,000,000 -597,000,000 11,218,000,000  8,026,000,000 
          purchase of treasury stock
        		                                    -238,000,000           
          proceeds from borrowings of related party debt
        		                                             0  
          proceeds from initial public offering
        		                                             0  
          net transfers (to) from parent
        		                                               
          cash from (used for) operating activities
        		                                       1,472,000,000 1,500,000,000  1,317,000,000 1,313,000,000 1,665,000,000   
          cash from (used for) investing activities
        		                                       -2,436,000,000 1,201,000,000  -2,619,000,000 -4,341,000,000 1,350,000,000   
          net cash from principal business purchased
        		                                               
          net transfers to parent
        		                                               
          third party debt
        		                                               
          proceeds from issuance of third party debt
        		                                               
          maturities and repayment of third party debt
        		                                               
          decrease in interest and fee receivable
        		                                               
          net decrease in restricted cash
        		                                               
          net increase in loan receivables
        		                                               
          net decrease in related party debt