Synchrony Financial Quarterly Balance Sheets Chart
Quarterly
|
Annual
Synchrony Financial Quarterly Balance Sheets Table
Quarterly
|
Annual
| Unit: USD | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| assets | |||||||||||||||||||||||||||||||||||||||||||||
| cash and equivalents | 19,457,000,000 | 21,629,000,000 | 14,711,000,000 | 17,934,000,000 | 18,632,000,000 | 20,021,000,000 | 14,259,000,000 | 15,643,000,000 | 12,706,000,000 | 15,303,000,000 | 10,294,000,000 | 11,962,000,000 | 10,682,000,000 | 10,541,000,000 | 8,337,000,000 | 9,806,000,000 | 11,117,000,000 | 16,620,000,000 | 11,524,000,000 | 13,552,000,000 | 16,344,000,000 | 13,704,000,000 | 12,147,000,000 | 11,461,000,000 | 11,755,000,000 | 12,963,000,000 | 9,396,000,000 | 12,068,000,000 | 15,675,000,000 | 13,044,000,000 | 11,602,000,000 | 13,915,000,000 | 12,020,000,000 | 11,392,000,000 | 9,321,000,000 | 13,588,000,000 | 11,787,000,000 | 12,500,000,000 | 12,325,000,000 | 12,271,000,000 | 10,621,000,000 | 11,218,000,000 | 11,828,000,000 | 14,808,000,000 | 6,782,000,000 |
| debt securities | 2,905,000,000 | 2,724,000,000 | 3,079,000,000 | 2,345,000,000 | 2,693,000,000 | 3,005,000,000 | 3,799,000,000 | 2,882,000,000 | 4,294,000,000 | 4,008,000,000 | 4,879,000,000 | 5,082,000,000 | 5,012,000,000 | 4,677,000,000 | 5,283,000,000 | 5,444,000,000 | 5,728,000,000 | 6,550,000,000 | 7,469,000,000 | 8,432,000,000 | 6,623,000,000 | 6,146,000,000 | 5,911,000,000 | 4,584,000,000 | 6,147,000,000 | 5,506,000,000 | 6,062,000,000 | 7,281,000,000 | 6,779,000,000 | 6,259,000,000 | |||||||||||||||
| loan receivables: | |||||||||||||||||||||||||||||||||||||||||||||
| unsecuritized loans held for investment | 78,566,000,000 | 79,186,000,000 | 83,382,000,000 | 81,005,000,000 | 82,144,000,000 | 81,642,000,000 | 81,554,000,000 | 78,470,000,000 | 75,532,000,000 | 72,079,000,000 | 72,638,000,000 | 67,651,000,000 | 63,350,000,000 | 59,643,000,000 | 60,211,000,000 | 56,745,000,000 | 55,994,000,000 | 53,823,000,000 | 56,472,000,000 | 52,613,000,000 | 52,629,000,000 | 54,765,000,000 | 58,398,000,000 | 56,220,000,000 | 55,178,000,000 | 54,907,000,000 | 64,969,000,000 | 59,868,000,000 | 50,884,000,000 | 52,469,000,000 | 55,526,000,000 | 53,997,000,000 | 52,550,000,000 | 50,398,000,000 | 52,332,000,000 | 47,517,000,000 | 44,854,000,000 | 41,730,000,000 | 42,826,000,000 | 38,325,000,000 | 36,019,000,000 | 33,424,000,000 | 34,335,000,000 | 30,474,000,000 | 28,280,000,000 |
| restricted loans of consolidated securitization entities | 21,210,000,000 | 20,422,000,000 | 21,339,000,000 | 21,188,000,000 | 20,140,000,000 | 20,091,000,000 | 21,434,000,000 | 19,403,000,000 | 19,269,000,000 | 19,050,000,000 | 19,832,000,000 | 18,361,000,000 | 19,324,000,000 | 19,273,000,000 | 20,529,000,000 | 19,643,000,000 | 22,380,000,000 | 23,035,000,000 | 25,395,000,000 | 25,908,000,000 | 25,684,000,000 | 27,704,000,000 | 28,817,000,000 | 26,987,000,000 | 26,618,000,000 | 25,498,000,000 | 28,170,000,000 | 27,653,000,000 | 27,995,000,000 | 25,384,000,000 | 26,421,000,000 | 22,931,000,000 | 22,908,000,000 | 22,952,000,000 | 24,005,000,000 | 23,127,000,000 | 23,428,000,000 | 24,119,000,000 | 25,464,000,000 | 25,195,000,000 | 25,412,000,000 | 24,824,000,000 | 26,951,000,000 | 26,293,000,000 | 26,593,000,000 |
| total loan receivables | 99,776,000,000 | 99,608,000,000 | 104,721,000,000 | 102,193,000,000 | 102,284,000,000 | 101,733,000,000 | 102,988,000,000 | 97,873,000,000 | 94,801,000,000 | 91,129,000,000 | 92,470,000,000 | 86,012,000,000 | 82,674,000,000 | 78,916,000,000 | 80,740,000,000 | 76,388,000,000 | 78,374,000,000 | 76,858,000,000 | 81,867,000,000 | 78,521,000,000 | 78,313,000,000 | 82,469,000,000 | 87,215,000,000 | 83,207,000,000 | 81,796,000,000 | 80,405,000,000 | 93,139,000,000 | 87,521,000,000 | 78,879,000,000 | 77,853,000,000 | 81,947,000,000 | 76,928,000,000 | 75,458,000,000 | 73,350,000,000 | 76,337,000,000 | 70,644,000,000 | 68,282,000,000 | 65,849,000,000 | 68,290,000,000 | 63,520,000,000 | 61,431,000,000 | 58,248,000,000 | 61,286,000,000 | 56,767,000,000 | 54,873,000,000 |
| less: allowance for credit losses | -10,564,000,000 | -10,828,000,000 | -10,929,000,000 | -11,029,000,000 | -10,982,000,000 | -10,905,000,000 | -10,571,000,000 | -10,176,000,000 | -9,804,000,000 | -9,517,000,000 | -9,527,000,000 | -9,102,000,000 | -8,808,000,000 | -8,651,000,000 | -8,688,000,000 | -8,616,000,000 | -9,023,000,000 | -9,901,000,000 | -10,265,000,000 | -10,146,000,000 | -9,802,000,000 | -9,175,000,000 | |||||||||||||||||||||||
| loan receivables | 89,212,000,000 | 88,780,000,000 | 93,792,000,000 | 91,164,000,000 | 91,302,000,000 | 90,828,000,000 | 92,417,000,000 | 87,697,000,000 | 84,997,000,000 | 81,612,000,000 | 82,943,000,000 | 76,910,000,000 | 73,866,000,000 | 70,265,000,000 | 72,052,000,000 | 67,772,000,000 | 69,351,000,000 | 66,957,000,000 | 71,602,000,000 | 68,375,000,000 | 68,511,000,000 | 73,294,000,000 | 81,613,000,000 | 77,600,000,000 | 75,987,000,000 | 74,463,000,000 | 86,712,000,000 | 81,298,000,000 | 73,020,000,000 | 72,115,000,000 | 76,373,000,000 | 71,567,000,000 | 70,457,000,000 | 68,674,000,000 | 71,993,000,000 | 66,529,000,000 | 64,388,000,000 | 62,229,000,000 | 64,793,000,000 | 60,149,000,000 | 58,129,000,000 | 54,993,000,000 | 58,050,000,000 | 53,665,000,000 | 51,867,000,000 |
| loan receivables held for sale | 191,000,000 | 4,046,000,000 | 4,361,000,000 | 3,450,000,000 | 23,000,000 | 5,000,000 | 4,000,000 | 4,000,000 | 5,000,000 | 725,000,000 | 8,182,000,000 | 8,096,000,000 | 8,052,000,000 | 359,000,000 | 332,000,000 | 1,493,000,000 | 1,458,000,000 | ||||||||||||||||||||||||||||
| goodwill | 1,274,000,000 | 1,274,000,000 | 1,274,000,000 | 1,274,000,000 | 1,274,000,000 | 1,073,000,000 | 1,018,000,000 | 1,105,000,000 | 1,105,000,000 | 1,105,000,000 | 1,105,000,000 | 1,105,000,000 | 1,105,000,000 | 1,105,000,000 | 1,105,000,000 | 1,105,000,000 | 1,105,000,000 | 1,104,000,000 | 1,078,000,000 | 1,078,000,000 | 1,078,000,000 | 1,078,000,000 | 1,078,000,000 | 1,078,000,000 | 1,078,000,000 | 1,076,000,000 | 1,024,000,000 | 1,024,000,000 | 1,024,000,000 | 991,000,000 | 991,000,000 | 991,000,000 | 991,000,000 | 992,000,000 | 949,000,000 | 949,000,000 | 949,000,000 | 949,000,000 | 949,000,000 | 949,000,000 | 949,000,000 | 949,000,000 | 949,000,000 | 949,000,000 | 949,000,000 |
| intangible assets | 862,000,000 | 847,000,000 | 854,000,000 | 765,000,000 | 776,000,000 | 800,000,000 | 815,000,000 | 1,169,000,000 | 1,226,000,000 | 1,297,000,000 | 1,287,000,000 | 1,033,000,000 | 1,118,000,000 | 1,149,000,000 | 1,168,000,000 | 1,090,000,000 | 1,098,000,000 | 1,169,000,000 | 1,125,000,000 | 1,091,000,000 | 1,166,000,000 | 1,208,000,000 | 1,265,000,000 | 1,177,000,000 | 1,215,000,000 | 1,259,000,000 | 1,137,000,000 | 1,105,000,000 | 863,000,000 | 780,000,000 | 749,000,000 | 772,000,000 | 787,000,000 | 826,000,000 | 712,000,000 | 733,000,000 | 704,000,000 | 702,000,000 | 701,000,000 | 646,000,000 | 575,000,000 | 557,000,000 | 519,000,000 | 449,000,000 | 463,000,000 |
| other assets | 6,604,000,000 | 6,772,000,000 | 5,753,000,000 | 5,747,000,000 | 5,812,000,000 | 5,446,000,000 | 4,915,000,000 | 4,443,000,000 | 4,369,000,000 | 4,528,000,000 | 4,056,000,000 | 4,674,000,000 | 3,417,000,000 | 3,484,000,000 | 3,442,000,000 | 3,270,000,000 | 3,618,000,000 | 3,431,000,000 | 3,145,000,000 | 3,126,000,000 | 2,818,000,000 | 2,603,000,000 | 2,087,000,000 | 1,861,000,000 | 2,110,000,000 | 2,065,000,000 | 2,461,000,000 | 1,769,000,000 | 1,761,000,000 | 2,370,000,000 | 1,605,000,000 | 1,986,000,000 | 2,888,000,000 | 1,838,000,000 | 2,122,000,000 | 2,004,000,000 | 1,833,000,000 | 2,327,000,000 | 2,225,000,000 | 1,831,000,000 | 1,794,000,000 | 1,524,000,000 | 2,431,000,000 | 1,780,000,000 | 1,358,000,000 |
| total assets | 120,505,000,000 | 122,026,000,000 | 119,463,000,000 | 119,229,000,000 | 120,489,000,000 | 121,173,000,000 | 117,479,000,000 | 112,939,000,000 | 108,697,000,000 | 107,853,000,000 | 104,564,000,000 | 100,766,000,000 | 95,200,000,000 | 95,267,000,000 | 95,748,000,000 | 91,937,000,000 | 92,017,000,000 | 95,854,000,000 | 95,948,000,000 | 95,658,000,000 | 96,544,000,000 | 98,038,000,000 | 104,826,000,000 | 105,943,000,000 | 106,388,000,000 | 105,384,000,000 | 106,792,000,000 | 104,545,000,000 | 99,122,000,000 | 95,559,000,000 | 95,808,000,000 | 92,548,000,000 | 91,140,000,000 | 89,050,000,000 | 90,207,000,000 | 87,159,000,000 | 82,384,000,000 | 81,656,000,000 | 84,135,000,000 | 79,442,000,000 | 75,750,000,000 | 72,721,000,000 | 75,707,000,000 | 73,469,000,000 | 63,175,000,000 |
| liabilities and equity | |||||||||||||||||||||||||||||||||||||||||||||
| deposits: | |||||||||||||||||||||||||||||||||||||||||||||
| interest-bearing deposit accounts | 81,857,000,000 | 83,030,000,000 | 81,664,000,000 | 81,901,000,000 | 82,708,000,000 | 83,160,000,000 | 80,789,000,000 | 77,669,000,000 | 75,344,000,000 | 74,008,000,000 | 71,336,000,000 | 68,032,000,000 | 64,328,000,000 | 63,180,000,000 | 61,911,000,000 | 59,998,000,000 | 59,500,000,000 | 62,419,000,000 | 62,469,000,000 | 63,195,000,000 | 63,857,000,000 | 64,302,000,000 | 64,877,000,000 | 65,677,000,000 | 65,382,000,000 | 63,787,000,000 | 63,738,000,000 | 62,030,000,000 | 58,734,000,000 | 56,285,000,000 | 56,276,000,000 | 54,232,000,000 | 52,659,000,000 | 51,359,000,000 | 51,896,000,000 | 49,611,000,000 | 46,220,000,000 | 44,721,000,000 | 43,295,000,000 | 40,408,000,000 | 37,629,000,000 | 34,788,000,000 | 34,847,000,000 | 32,480,000,000 | |
| non-interest-bearing deposit accounts | 405,000,000 | 405,000,000 | 398,000,000 | 383,000,000 | 392,000,000 | 394,000,000 | 364,000,000 | 397,000,000 | 421,000,000 | 417,000,000 | 399,000,000 | 372,000,000 | 381,000,000 | 395,000,000 | 359,000,000 | 355,000,000 | 341,000,000 | 342,000,000 | 313,000,000 | 298,000,000 | 291,000,000 | 313,000,000 | 277,000,000 | 295,000,000 | 263,000,000 | 273,000,000 | 281,000,000 | 287,000,000 | 277,000,000 | 285,000,000 | 212,000,000 | 222,000,000 | 226,000,000 | 246,000,000 | 159,000,000 | 204,000,000 | 207,000,000 | 256,000,000 | 152,000,000 | 140,000,000 | 143,000,000 | 162,000,000 | 108,000,000 | 209,000,000 | |
| total deposits | 82,262,000,000 | 83,435,000,000 | 82,062,000,000 | 82,284,000,000 | 83,100,000,000 | 83,554,000,000 | 81,153,000,000 | 78,066,000,000 | 75,765,000,000 | 74,425,000,000 | 71,735,000,000 | 68,404,000,000 | 64,709,000,000 | 63,575,000,000 | 62,270,000,000 | 60,353,000,000 | 59,841,000,000 | 62,761,000,000 | 62,782,000,000 | 63,493,000,000 | 64,148,000,000 | 64,615,000,000 | 65,154,000,000 | 65,972,000,000 | 65,645,000,000 | 64,060,000,000 | 64,019,000,000 | 62,317,000,000 | 59,011,000,000 | 56,570,000,000 | 56,488,000,000 | 54,454,000,000 | 52,885,000,000 | 51,605,000,000 | 52,055,000,000 | 49,815,000,000 | 46,427,000,000 | 44,977,000,000 | 43,447,000,000 | 40,548,000,000 | 37,772,000,000 | 34,950,000,000 | 34,955,000,000 | 32,689,000,000 | 30,462,000,000 |
| borrowings: | |||||||||||||||||||||||||||||||||||||||||||||
| borrowings of consolidated securitization entities | 8,340,000,000 | 8,591,000,000 | 7,842,000,000 | 8,015,000,000 | 7,517,000,000 | 8,016,000,000 | 7,267,000,000 | 6,519,000,000 | 5,522,000,000 | 6,228,000,000 | 6,227,000,000 | 6,360,000,000 | 5,687,000,000 | 6,139,000,000 | 7,288,000,000 | 6,288,000,000 | 6,987,000,000 | 7,193,000,000 | 7,810,000,000 | 7,809,000,000 | 8,109,000,000 | 9,291,000,000 | 10,412,000,000 | 10,912,000,000 | 11,941,000,000 | 12,091,000,000 | 14,439,000,000 | 14,187,000,000 | 12,170,000,000 | 12,214,000,000 | 12,497,000,000 | 11,891,000,000 | 12,204,000,000 | 12,433,000,000 | 12,388,000,000 | 12,411,000,000 | 12,236,000,000 | 12,423,000,000 | 13,603,000,000 | 13,640,000,000 | 13,948,000,000 | 13,817,000,000 | 14,967,000,000 | 15,091,000,000 | 15,114,000,000 |
| senior and subordinated unsecured notes | 7,669,000,000 | 8,418,000,000 | 7,620,000,000 | 7,617,000,000 | 8,120,000,000 | 8,117,000,000 | 8,715,000,000 | 8,712,000,000 | 8,709,000,000 | 8,706,000,000 | |||||||||||||||||||||||||||||||||||
| total borrowings | 16,009,000,000 | 17,009,000,000 | 15,462,000,000 | 15,632,000,000 | 15,637,000,000 | 16,133,000,000 | 15,982,000,000 | 15,231,000,000 | 14,231,000,000 | 14,934,000,000 | 14,191,000,000 | 14,321,000,000 | 12,157,000,000 | 13,360,000,000 | 14,507,000,000 | 12,760,000,000 | 13,457,000,000 | 15,160,000,000 | 15,775,000,000 | 15,771,000,000 | 16,069,000,000 | 17,248,000,000 | 19,866,000,000 | 20,363,000,000 | 21,244,000,000 | 21,891,000,000 | 23,996,000,000 | 23,741,000,000 | 21,721,000,000 | 21,015,000,000 | 20,799,000,000 | 19,899,000,000 | 20,709,000,000 | 20,194,000,000 | 20,147,000,000 | 20,167,000,000 | 19,295,000,000 | 20,476,000,000 | 24,344,000,000 | 23,881,000,000 | 23,692,000,000 | 24,060,000,000 | 27,460,000,000 | 27,584,000,000 | 22,973,000,000 |
| accrued expenses and other liabilities | 5,282,000,000 | 5,001,000,000 | 5,359,000,000 | 5,333,000,000 | 6,212,000,000 | 6,204,000,000 | 6,334,000,000 | 5,875,000,000 | 5,321,000,000 | 5,301,000,000 | 5,765,000,000 | 5,029,000,000 | 4,941,000,000 | 4,914,000,000 | 5,316,000,000 | 4,888,000,000 | 4,522,000,000 | 4,494,000,000 | 4,690,000,000 | 4,295,000,000 | 4,428,000,000 | 4,205,000,000 | 4,718,000,000 | 4,488,000,000 | 4,765,000,000 | 4,724,000,000 | 4,099,000,000 | 4,491,000,000 | 3,932,000,000 | 3,618,000,000 | 4,287,000,000 | 3,793,000,000 | 3,214,000,000 | 2,888,000,000 | 3,809,000,000 | 3,196,000,000 | 2,947,000,000 | 2,999,000,000 | 3,740,000,000 | 2,855,000,000 | 2,708,000,000 | 2,675,000,000 | 2,814,000,000 | 3,255,000,000 | 3,347,000,000 |
| total liabilities | 103,553,000,000 | 105,445,000,000 | 102,883,000,000 | 103,249,000,000 | 104,949,000,000 | 105,891,000,000 | 103,576,000,000 | 99,172,000,000 | 95,317,000,000 | 94,660,000,000 | 91,691,000,000 | 87,754,000,000 | 81,807,000,000 | 81,849,000,000 | 82,093,000,000 | 78,001,000,000 | 77,820,000,000 | 82,415,000,000 | 83,247,000,000 | 83,559,000,000 | 84,645,000,000 | 86,068,000,000 | 89,738,000,000 | 90,823,000,000 | 91,654,000,000 | 90,675,000,000 | 92,114,000,000 | 90,549,000,000 | 84,664,000,000 | 81,203,000,000 | 81,574,000,000 | 78,146,000,000 | 76,808,000,000 | 74,687,000,000 | 76,011,000,000 | 73,178,000,000 | 68,669,000,000 | 68,452,000,000 | 71,531,000,000 | 67,284,000,000 | 64,172,000,000 | 61,685,000,000 | 65,229,000,000 | 63,528,000,000 | 56,782,000,000 |
| equity: | |||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par value 0.001 per share; 1,250,000 shares authorized, issued and outstanding; and aggregate liquidation preference of 1,250 at both june 30, 2025 and december 31, 2024 | 1,222,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| common stock | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| additional paid-in capital | 9,836,000,000 | 9,804,000,000 | 9,853,000,000 | 9,822,000,000 | 9,793,000,000 | 9,768,000,000 | 9,775,000,000 | 9,750,000,000 | 9,727,000,000 | 9,705,000,000 | 9,718,000,000 | 9,685,000,000 | 9,663,000,000 | 9,643,000,000 | 9,669,000,000 | 9,649,000,000 | 9,620,000,000 | 9,592,000,000 | 9,570,000,000 | 9,552,000,000 | 9,532,000,000 | 9,523,000,000 | 9,537,000,000 | 9,520,000,000 | 9,500,000,000 | 9,489,000,000 | 9,482,000,000 | 9,470,000,000 | 9,486,000,000 | 9,470,000,000 | 9,445,000,000 | 9,429,000,000 | 9,415,000,000 | 9,405,000,000 | 9,393,000,000 | 9,381,000,000 | 9,370,000,000 | 9,359,000,000 | 9,351,000,000 | 9,431,000,000 | 9,422,000,000 | 9,418,000,000 | 9,408,000,000 | 9,401,000,000 | 6,399,000,000 |
| retained earnings | 23,036,000,000 | 22,209,000,000 | 21,635,000,000 | 20,975,000,000 | 20,310,000,000 | 19,790,000,000 | 18,662,000,000 | 18,338,000,000 | 17,828,000,000 | 17,369,000,000 | 16,716,000,000 | 16,252,000,000 | 15,679,000,000 | 15,003,000,000 | 14,245,000,000 | 13,562,000,000 | 12,560,000,000 | 11,470,000,000 | 10,621,000,000 | 10,024,000,000 | 9,852,000,000 | 9,960,000,000 | 12,117,000,000 | 11,533,000,000 | 10,627,000,000 | 9,939,000,000 | 8,986,000,000 | 8,355,000,000 | 7,906,000,000 | 7,334,000,000 | 6,809,000,000 | 6,543,000,000 | 6,109,000,000 | 5,724,000,000 | 5,330,000,000 | 4,861,000,000 | 4,364,000,000 | 3,875,000,000 | 3,293,000,000 | 2,746,000,000 | 2,172,000,000 | 1,631,000,000 | 1,079,000,000 | 548,000,000 | |
| accumulated other comprehensive income: | |||||||||||||||||||||||||||||||||||||||||||||
| currency translation adjustments | -40,000,000 | -45,000,000 | -44,000,000 | -39,000,000 | -42,000,000 | -38,000,000 | -38,000,000 | -39,000,000 | -37,000,000 | -39,000,000 | -38,000,000 | -35,000,000 | -30,000,000 | -28,000,000 | -26,000,000 | -23,000,000 | -18,000,000 | -20,000,000 | -22,000,000 | -25,000,000 | -31,000,000 | -32,000,000 | -24,000,000 | -28,000,000 | -27,000,000 | -26,000,000 | -25,000,000 | -23,000,000 | -23,000,000 | -20,000,000 | -17,000,000 | -13,000,000 | -19,000,000 | -21,000,000 | -20,000,000 | -17,000,000 | -13,000,000 | -18,000,000 | -19,000,000 | -18,000,000 | -13,000,000 | -14,000,000 | |||
| employee benefit plans and other | 7,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| treasury stock | -17,098,000,000 | -16,602,000,000 | -16,072,000,000 | -15,990,000,000 | -15,713,000,000 | -15,430,000,000 | -15,201,000,000 | -14,960,000,000 | -14,814,000,000 | -14,514,000,000 | -14,171,000,000 | -13,473,000,000 | -12,535,000,000 | -11,842,000,000 | -10,925,000,000 | -9,946,000,000 | -8,662,000,000 | -8,302,000,000 | -8,174,000,000 | -8,181,000,000 | -8,183,000,000 | -8,199,000,000 | -7,243,000,000 | -5,890,000,000 | -5,351,000,000 | -4,664,000,000 | -3,729,000,000 | -3,731,000,000 | -2,842,000,000 | -2,363,000,000 | -1,957,000,000 | -1,531,000,000 | -1,144,000,000 | -712,000,000 | -475,000,000 | -238,000,000 | |||||||||
| total equity | 16,952,000,000 | 16,581,000,000 | 16,580,000,000 | 15,980,000,000 | 15,540,000,000 | 15,282,000,000 | 13,903,000,000 | 13,767,000,000 | 13,380,000,000 | 13,193,000,000 | 12,873,000,000 | 13,012,000,000 | 13,393,000,000 | 13,418,000,000 | 13,655,000,000 | 13,936,000,000 | 14,197,000,000 | 13,439,000,000 | 12,701,000,000 | 12,099,000,000 | 11,899,000,000 | 11,970,000,000 | 15,088,000,000 | 15,120,000,000 | 14,734,000,000 | 14,709,000,000 | 14,678,000,000 | 13,996,000,000 | 14,458,000,000 | 14,356,000,000 | 14,234,000,000 | 14,402,000,000 | 14,332,000,000 | 14,363,000,000 | 14,196,000,000 | 13,981,000,000 | 13,715,000,000 | 13,204,000,000 | 12,604,000,000 | 12,158,000,000 | 11,578,000,000 | 11,036,000,000 | 10,478,000,000 | 9,941,000,000 | 6,393,000,000 |
| total liabilities and equity | 120,505,000,000 | 122,026,000,000 | 119,463,000,000 | 119,229,000,000 | 120,489,000,000 | 121,173,000,000 | 117,479,000,000 | 112,939,000,000 | 108,697,000,000 | 107,853,000,000 | 104,564,000,000 | 100,766,000,000 | 95,200,000,000 | 95,267,000,000 | 95,748,000,000 | 91,937,000,000 | 92,017,000,000 | 95,854,000,000 | 95,948,000,000 | 95,658,000,000 | 96,544,000,000 | 98,038,000,000 | 104,826,000,000 | 105,943,000,000 | 106,388,000,000 | 105,384,000,000 | 106,792,000,000 | 104,545,000,000 | 99,122,000,000 | 95,559,000,000 | 95,808,000,000 | 92,548,000,000 | 91,140,000,000 | 89,050,000,000 | 90,207,000,000 | 87,159,000,000 | 82,384,000,000 | 81,656,000,000 | 84,135,000,000 | 79,442,000,000 | 75,750,000,000 | 72,721,000,000 | 75,707,000,000 | 73,469,000,000 | 63,175,000,000 |
| preferred stock, par share value 0.001 per share; 1,250,000 and 1,250,000 shares authorized at march 31, 2025 and december 31, 2024, respectively; 1,250,000 and 1,250,000 shares issued and outstanding at march 31, 2025 and december 31, 2024, respectively, and aggregate liquidation preference of 1,250 at march 31, 2025 and 1,250 at december 31, 2024 | 1,222,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| employee benefit plans | 7,000,000 | 8,000,000 | 2,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 5,000,000 | 6,000,000 | 6,000,000 | 6,000,000 | -46,000,000 | -46,000,000 | -47,000,000 | -47,000,000 | -53,000,000 | -55,000,000 | -55,000,000 | -54,000,000 | -34,000,000 | -34,000,000 | -33,000,000 | -33,000,000 | -5,000,000 | -28,000,000 | -15,000,000 | ||||||||||||||||||||
| assets held for sale | 256,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| liabilities held for sale | 107,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 1,250,000 and 750,000 shares authorized at december 31, 2024 and 2023, respectively; 1,250,000 and 750,000 shares issued and outstanding at december 31, 2024 and 2023, respectively and aggregate liquidation preference of 1,250 at december 31, 2024 and 750 at december 31, 2023 | 1,222,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 1,250,000 and 750,000 shares authorized at september 30, 2024 and december 31, 2023, respectively; 1,250,000 and 750,000 shares issued and outstanding at september 30, 2024 and december 31, 2023, respectively, and aggregate liquidation preference of 1,250 at september 30, 2024 and 750 at december 31, 2023 | 1,222,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 1,250,000 and 750,000 shares authorized at june 30, 2024 and december 31, 2023, respectively; 1,250,000 and 750,000 shares issued and outstanding at june 30, 2024 and december 31, 2023, respectively, and aggregate liquidation preference of 1,250 at june 30, 2024 and 750 at december 31, 2023 | 1,222,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 1,250,000 and 750,000 shares authorized at march 31, 2024 and december 31, 2023, respectively; 1,250,000 and 750,000 shares issued and outstanding at march 31, 2024 and december 31, 2023, respectively, and aggregate liquidation preference of 1,250 at march 31, 2024 and 750 at december 31, 2023 | 1,222,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both december 31, 2023 and 2022 and aggregate liquidation preference of 750 at both december 31, 2023 and 2022 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both september 30, 2023 and december 31, 2022 and aggregate liquidation preference of 750 at both september 30, 2023 and december 31, 2022 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both june 30, 2023 and december 31, 2022 and aggregate liquidation preference of 750 at both june 30, 2023 and december 31, 2022 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both march 31, 2023 and december 31, 2022 and aggregate liquidation preference of 750 at both march 31, 2023 and december 31, 2022 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| senior unsecured notes | 7,964,000,000 | 7,961,000,000 | 6,470,000,000 | 7,221,000,000 | 7,219,000,000 | 6,472,000,000 | 6,470,000,000 | 7,967,000,000 | 7,965,000,000 | 7,962,000,000 | 7,960,000,000 | 7,957,000,000 | 9,454,000,000 | 9,451,000,000 | 9,303,000,000 | 9,800,000,000 | 9,557,000,000 | 9,554,000,000 | 9,551,000,000 | 8,801,000,000 | 8,302,000,000 | 8,008,000,000 | 8,505,000,000 | 7,761,000,000 | 7,759,000,000 | 7,756,000,000 | 7,059,000,000 | 6,559,000,000 | 6,590,000,000 | 5,590,000,000 | 4,593,000,000 | 4,592,000,000 | 3,593,000,000 | ||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both december 31, 2022 and 2021 and aggregate liquidation preference of 750 at both december 31, 2022 and 2021 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both september 30, 2022 and december 31, 2021 and aggregate liquidation preference of 750 at both september 30, 2022 and december 31, 2021 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both june 30, 2022 and december 31, 2021 and aggregate liquidation preference of 750 at both june 30, 2022 and december 31, 2021 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both march 31, 2022 and december 31, 2021 and aggregate liquidation preference of 750 at both march 31, 2022 and december 31, 2021 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both december 31, 2021 and 2020 and aggregate liquidation preference of 750 at both december 31, 2021 and 2020 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both september 30, 2021 and december 31, 2020 and aggregate liquidation preference of 750 at both september 30, 2021 and december 31, 2020 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both june 30, 2021 and december 31, 2020 and aggregate liquidation preference of 750 at both june 30, 2021 and december 31, 2020 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both march 31, 2021 and december 31, 2020 and aggregate liquidation preference of 750 at both march 31, 2021 and december 31, 2020 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both december 31, 2020 and 2019 and aggregate liquidation preference of 750 at both december 31, 2020 and 2019 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both september 30, 2020 and december 31, 2019 and aggregate liquidation preference of 750 at both september 30, 2020 and december 31, 2019 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both june 30, 2020 and december 31, 2019 and aggregate liquidation preference of 750 at both june 30, 2020 and december 31, 2019 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at both march 31, 2020 and december 31, 2019 and aggregate liquidation preference of 750 at both march 31, 2020 and december 31, 2019 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| less: allowance for loan losses | -5,602,000,000 | -5,607,000,000 | -5,809,000,000 | -5,942,000,000 | -6,427,000,000 | -6,223,000,000 | -5,859,000,000 | -5,738,000,000 | -5,574,000,000 | -5,361,000,000 | -5,001,000,000 | -4,676,000,000 | -4,344,000,000 | -4,115,000,000 | -3,894,000,000 | -3,620,000,000 | -3,497,000,000 | -3,371,000,000 | -3,302,000,000 | -3,255,000,000 | |||||||||||||||||||||||||
| preferred stock, par share value 0.001 per share; 750,000 shares authorized; 750,000 shares issued and outstanding at december 31, 2019 and aggregate liquidation preference of 750 at december 31, 2019 | 734,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| other | -14,000,000 | -11,000,000 | -10,000,000 | -28,000,000 | -27,000,000 | -27,000,000 | -15,000,000 | -15,000,000 | -15,000,000 | -14,000,000 | -14,000,000 | -14,000,000 | -12,000,000 | -1,000,000 | -1,000,000 | -1,000,000 | |||||||||||||||||||||||||||||
| balance at january 1, 2018 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | ||||||||||||||||||||||||||||||||||||||||
| net earnings | |||||||||||||||||||||||||||||||||||||||||||||
| other comprehensive income | |||||||||||||||||||||||||||||||||||||||||||||
| purchases of treasury stock | |||||||||||||||||||||||||||||||||||||||||||||
| stock-based compensation | 157,000,000 | 63,000,000 | 157,000,000 | 93,000,000 | 2,000,000 | 59,000,000 | |||||||||||||||||||||||||||||||||||||||
| dividends - common stock | |||||||||||||||||||||||||||||||||||||||||||||
| balance at march 31, 2018 | 833,985,000,000 | 833,985,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at january 1, 2019 | 833,985,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| balance at march 31, 2019 | 833,985,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| investment securities | -32,000,000 | 4,488,000,000 | 3,317,000,000 | 3,997,000,000 | 5,328,000,000 | 5,110,000,000 | 3,356,000,000 | 2,723,000,000 | 2,949,000,000 | 3,142,000,000 | 3,596,000,000 | 3,682,000,000 | 3,121,000,000 | 1,598,000,000 | 325,000,000 | 298,000,000 | |||||||||||||||||||||||||||||
| balance at january 1, 2016 | 833,828,000,000 | 833,828,000,000 | 833,828,000,000 | 833,828,000,000 | 833,828,000,000 | 833,828,000,000 | 833,828,000,000 | 833,828,000,000 | 833,828,000,000 | ||||||||||||||||||||||||||||||||||||
| comprehensive income: | |||||||||||||||||||||||||||||||||||||||||||||
| balance at december 31, 2016 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | ||||||||||||||||||||||||||||||||||||||||||
| balance at january 1, 2017 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | 833,985,000,000 | |||||||||||||||||||||||||||||||||||||
| balance at december 31, 2017 | 833,985,000,000 | 833,985,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at december 31, 2018 | 833,985,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| balance at september 30, 2017 | 833,985,000,000 | 833,985,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at september 30, 2018 | 833,985,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| balance at june 30, 2017 | 833,985,000,000 | 833,985,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at june 30, 2018 | 833,985,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| balance at march 31, 2017 | 833,985,000,000 | 833,985,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at january 1, 2015 | 833,765,000,000 | 833,765,000,000 | 833,765,000,000 | 833,765,000,000 | 833,765,000,000 | 833,765,000,000 | 833,765,000,000 | 833,765,000,000 | 833,765,000,000 | ||||||||||||||||||||||||||||||||||||
| balance at december 31, 2015 | 833,828,000,000 | 833,828,000,000 | 833,828,000,000 | ||||||||||||||||||||||||||||||||||||||||||
| balance at september 30, 2016 | 833,985,000,000 | 833,985,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at june 30, 2016 | 833,921,000,000 | 833,921,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at march 31, 2016 | 833,830,000,000 | 833,830,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| bank term loan | 1,494,000,000 | 4,151,000,000 | 4,651,000,000 | 5,151,000,000 | 5,651,000,000 | 8,245,000,000 | |||||||||||||||||||||||||||||||||||||||
| balance at january 1, 2014 | |||||||||||||||||||||||||||||||||||||||||||||
| changes in parent's net investment | |||||||||||||||||||||||||||||||||||||||||||||
| conversion of parent's net investment into common stock | 705,271,000,000 | 705,271,000,000 | 705,271,000,000 | 705,271,000,000 | 705,271,000,000 | 705,271,000,000 | 705,271,000,000 | ||||||||||||||||||||||||||||||||||||||
| issuance of common stock | 128,494,000,000 | 128,494,000,000 | 128,494,000,000 | 128,494,000,000 | 128,494,000,000 | ||||||||||||||||||||||||||||||||||||||||
| balance at december 31, 2014 | 833,765,000,000 | 833,765,000,000 | 833,765,000,000 | ||||||||||||||||||||||||||||||||||||||||||
| balance at september 30, 2015 | 833,824,000,000 | 833,824,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at june 30, 2015 | 833,765,000,000 | 833,765,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at march 31, 2015 | 833,765,000,000 | 833,765,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| related party debt | 655,000,000 | 1,405,000,000 | 7,859,000,000 | ||||||||||||||||||||||||||||||||||||||||||
| balance at january 1, 2013 | |||||||||||||||||||||||||||||||||||||||||||||
| balance at december 31, 2013 | |||||||||||||||||||||||||||||||||||||||||||||
| balance at september 30, 2014 | 833,765,000,000 | 833,765,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at june 30, 2014 | 705,271,000,000 | 705,271,000,000 | |||||||||||||||||||||||||||||||||||||||||||
| balance at march 31, 2014 | |||||||||||||||||||||||||||||||||||||||||||||
| parent’s net investment | |||||||||||||||||||||||||||||||||||||||||||||
| balance at january 1, 2012 | |||||||||||||||||||||||||||||||||||||||||||||
| balance at december 31, 2012 | |||||||||||||||||||||||||||||||||||||||||||||
| third party debt | 11,088,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| balance at september 30, 2013 | |||||||||||||||||||||||||||||||||||||||||||||
| interest bearing deposit accounts | 30,258,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| non-interest bearing deposit accounts | 204,000,000 | ||||||||||||||||||||||||||||||||||||||||||||
| balance at june 30, 2013 |
We provide you with 20 years of balance sheets for Synchrony Financial stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as asset and liabilities, payables and receivables, long debts and short debts, cash and inventories, expenses and profits. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of Synchrony Financial. Explore the full financial landscape of Synchrony Financial stock with our expertly curated balance sheets.
The information provided in this report about Synchrony Financial stock is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.