7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-03-31 2016-12-31 2016-09-30 2011-06-30 2011-03-31 2010-09-30 2010-06-30 2010-03-31 2009-12-31 2009-09-30 2009-06-30 2009-03-31 2008-12-31 2008-09-30 2008-06-30 2008-03-31 2007-12-31 2007-09-30 2007-06-30 2007-03-31 2006-12-31 2006-09-30 2006-06-30 2005-12-31 2005-03-31 
      
    		                                                          
      interest income:
    		                                                          
      loans
    		593,734,000 597,609,000 598,767,000 587,426,000 565,046,000 565,338,000 596,607,000 595,537,000 581,080,000 568,342,000 582,784,000 527,143,000 483,327,000 446,040,000 458,044,000 452,466,000 442,576,000 430,099,000 431,804,000 475,725,000 477,833,000 480,170,000 555,277,000 577,087,000 564,698,000 553,905,000 553,479,000 524,597,000 485,997,000 454,045,000 430,048,000 392,399,000 359,610,000 324,757,000 295,241,000 268,341,000                       
      investments
    		14,955,000 13,710,000 14,746,000 15,467,000 16,299,000 15,139,000 14,507,000 14,174,000 13,268,000 12,037,000 11,331,000 11,052,000 10,260,000 8,513,000 5,479,000 4,597,000 3,366,000 3,168,000 2,728,000 2,657,000 3,327,000 2,489,000 2,517,000 2,335,000 2,145,000 1,706,000 1,421,000 1,181,000 1,340,000 1,694,000 1,947,000 2,016,000 1,928,000 2,143,000 2,005,000 2,193,000                       
      cash and cash equivalents
    		48,898,000 45,440,000 42,577,000 58,480,000 71,294,000 60,999,000 52,444,000 58,839,000 57,902,000 53,526,000 43,483,000 45,405,000 26,324,000 8,478,000 1,515,000 1,378,000 1,613,000 1,423,000 1,626,000 1,173,000 1,218,000 2,136,000 17,139,000 21,044,000 23,548,000 18,111,000 11,553,000 12,435,000 10,260,000 6,572,000 5,236,000 5,081,000 4,686,000 2,588,000 2,767,000 2,003,000                       
      total interest income
    		657,587,000 656,759,000 656,090,000 661,373,000 652,639,000 641,476,000 663,558,000 668,550,000 652,250,000 633,905,000 637,598,000 583,600,000 519,911,000 463,031,000 465,038,000 458,441,000 447,555,000 434,690,000 436,158,000 479,555,000 482,378,000 484,795,000 574,933,000 600,466,000 590,391,000 573,722,000 566,453,000 538,213,000 497,597,000 462,311,000 437,231,000 399,496,000 366,224,000 329,488,000 300,013,000 272,537,000 1,460,000,000 1,492,000,000 1,510,533,000 1,464,855,000 1,385,861,000 -3,639,057,635 1,199,046,000 1,203,160,000 1,241,610,000 1,740,081,000 1,869,282,000 1,768,461 1,891,814 2,311,113,000 2,321,121,000 2,095,882,000 1,945,906,000 1,834,703,000 1,701,092,000 1,560,872,000 227,743,000 910,972,000 
      interest expense:
    		                                                          
      deposits
    		203,577,000 201,478,000 204,139,000 223,976,000 225,749,000 211,286,000 220,445,000 223,206,000 209,921,000 191,407,000 183,531,000 153,441,000 105,468,000 60,468,000 49,537,000 49,887,000 51,629,000 57,256,000 66,598,000 74,336,000 83,500,000 100,246,000 135,112,000 141,769,000 143,393,000 136,597,000 125,987,000 116,195,000 105,093,000 90,605,000 77,456,000 66,218,000 61,890,000 44,852,000 40,775,000 38,210,000                       
      interest expense on short-term borrowings
    		717,000 3,613,000 3,401,000 3,476,000 3,467,000 3,310,000 3,562,000 3,608,000 3,576,000 3,299,000 3,018,000 3,054,000 3,054,000 2,973,000 2,875,000 4,585,000 5,458,000 5,700,000 3,202,000 3,418,000 3,424,000 3,399,000 4,217,000 2,493,000 1,400,000 1,135,000 1,165,000 1,156,000 1,156,000 1,128,000 2,393,000 2,107,000 1,804,000 1,236,000 1,495,000 1,604,000                       
      interest expense on long-term borrowings
    		80,316,000 74,848,000 73,580,000 71,730,000 64,020,000 54,708,000 52,535,000 55,850,000 54,125,000 52,568,000 45,981,000 45,674,000 41,879,000 36,782,000 37,594,000 36,619,000 32,950,000 32,950,000 35,244,000 35,264,000 30,887,000 32,375,000 35,488,000 37,103,000 40,533,000 39,122,000 37,020,000 37,995,000 34,715,000 29,628,000 24,768,000 21,980,000 20,469,000 15,323,000 12,309,000 9,448,000                       
      total interest expense
    		284,610,000 279,939,000 281,120,000 299,182,000 293,236,000 269,304,000 276,542,000 282,664,000 267,622,000 247,274,000 232,530,000 202,169,000 150,401,000 100,223,000 90,006,000 91,091,000 90,037,000 95,906,000 105,044,000 113,018,000 117,811,000 136,020,000 174,817,000 181,365,000 185,326,000 176,854,000 164,172,000 155,346,000 140,964,000 121,361,000 104,617,000 90,305,000 84,163,000 61,412,000 54,579,000 49,262,000 592,000,000 594,000,000 638,599,000 568,933,000 531,384,000 -2,516,840,361 673,870,000 819,459,000 1,026,547,000 1,529,522,000 1,394,533,000 1,365,918 1,615,445 1,976,642,000 1,879,811,000 1,697,229,000 1,532,090,000 1,462,733,000 1,363,271,000 1,204,067,000 141,053,000 564,212,000 
      net interest income
    		372,977,000 376,820,000 374,970,000 362,191,000 359,403,000 372,172,000 387,016,000 385,886,000 384,628,000 386,631,000 405,068,000 381,431,000 369,510,000 362,808,000 375,032,000 367,350,000 357,518,000 338,784,000 331,114,000 366,537,000 364,567,000 348,775,000 400,116,000 419,101,000 405,065,000 396,868,000 402,281,000 382,867,000 356,633,000 340,950,000 332,614,000 309,191,000 282,061,000 268,076,000 245,434,000 223,275,000 868,000,000 898,000,000 871,934,000 895,922,000 854,477,000 -1,122,217,274 525,176,000 383,701,000 215,063,000 210,559,000 474,749,000 402,543 276,369 334,471,000 441,310,000 398,653,000 413,816,000 371,970,000 337,821,000 356,805,000 -346,744,788 346,760,000 
      less: provisions for credit losses
    		179,462,000 148,718,000 23,286,000 108,179,000 271,465,000 16,830,000 12,041,000 15,599,000 198,023,000 17,729,000 114,112,000 297,260,000 207,598,000 30,545,000 98,050,000 -15,309,000 138,442,000 69,677,000 -225,767,000 -316,372,000 -3,640,000 351,887,000 61,258,000 97,558,000 99,526,000 93,375,000 63,790,000 57,619,000 70,047,000 63,267,000 53,931,000 55,324,000 54,930,000 25,296,000 43,226,000 41,784,000                       
      net interest income after provisions for credit losses
    		193,515,000 228,102,000 351,684,000 254,012,000 87,938,000 355,342,000 374,975,000 370,287,000 186,605,000 368,902,000 290,956,000 84,171,000 161,912,000 332,263,000 276,982,000 382,659,000 219,076,000 269,107,000 556,881,000 682,909,000 368,207,000 -3,112,000 338,858,000 321,543,000 305,539,000 303,493,000 338,491,000 325,248,000 286,586,000 277,683,000 278,683,000 253,867,000 227,131,000 242,780,000 202,208,000 181,491,000                       
      non-interest income:
    		                                                          
      gains on sales of loans
    		135,958,000 -13,000 187,735,000 -9,000 -31,000 111,929,000 143,039,000 35,550,000 -5,000 124,754,000 -9,000 2,894,000 74,978,000 239,997,000 9,881,000 145,535,000 -10,000 3,679,000 399,111,000 -247,000 -4,000 -369,000 238,935,000       2,060,000                             
      gains on securities
    		4,876,000 -2,641,000 -10,378,000 82,000 -3,836,000 2,103,000 2,118,000 690,000 1,490,000 -1,213,000 1,711,000                                                
      other income
    		31,868,000 29,430,000 28,687,000 27,709,000 28,390,000 27,773,000 29,001,000 20,873,000 22,753,000 20,513,000 20,009,000 16,730,000 20,125,000 18,256,000 12,049,000 7,243,000 13,879,000 48,580,000 14,288,000 1,043,000 9,646,000 25,412,000 7,487,000 -211,000 15,280,000 2,655,000 13,378,000 6,446,000 -80,702,000 12,295,000 9,642,000 -21,066,000 4,455,000 11,346,000 13,235,000 21,598,000 3,000,000 22,000,000                     
      total non-interest income
    		172,702,000 26,776,000 206,044,000 27,782,000 24,523,000 141,805,000 174,158,000 57,113,000 24,238,000 144,054,000 21,711,000 -40,643,000 95,103,000 258,253,000 21,925,000 152,761,000 13,913,000 52,348,000 413,427,000 932,000 9,627,000 28,794,000 292,094,000 -3,846,000 17,241,000 19,391,000 16,141,000 12,684,000 -85,651,000 7,538,000 13,534,000 -22,006,000 6,116,000 5,968,000 9,351,000 22,966,000                       
      non-interest expenses:
    		                                                          
      operating expenses:
    		                                                          
      compensation and benefits
    		83,667,000 84,900,000 90,830,000 80,084,000 87,566,000 85,261,000 96,476,000 77,095,000 83,577,000 78,233,000 87,649,000 67,359,000 65,003,000 66,011,000 71,981,000 57,895,000 66,229,000 62,616,000 71,581,000 63,084,000 62,743,000 72,448,000 84,222,000 68,016,000 64,980,000 66,495,000 78,738,000 61,524,000 62,260,000 60,245,000 68,317,000 55,796,000 51,052,000 55,464,000 45,337,000 43,380,000                       
      fdic assessment fees
    		6,511,000 9,782,000 12,403,000 13,594,000 12,973,000 11,727,000 13,312,000 12,103,000 12,283,000 9,851,000 11,529,000 9,438,000 4,592,000 1,225,000 5,684,000 5,734,000 6,521,000 5,925,000 5,188,000 4,448,000 1,455,000 7,163,000 8,890,000 9,064,000 8,814,000 7,356,000 7,618,000 6,853,000 9,136,000 8,001,000 8,796,000 7,473,000 7,626,000 7,229,000 5,661,000 5,095,000                       
      other operating expenses
    		89,380,000 71,664,000 50,355,000 54,455,000 70,259,000 60,218,000 50,645,000 53,903,000 71,542,000 66,080,000 55,361,000 60,965,000 80,369,000 64,494,000 54,341,000 61,866,000 67,899,000 59,469,000 47,730,000 54,211,000 63,292,000 61,946,000 54,186,000 64,599,000 79,827,000 64,955,000 53,791,000 77,870,000 79,236,000 66,977,000 47,761,000 55,281,000 57,464,000 39,984,000 47,038,000 51,234,000   180,120,000 206,287,000 177,635,000 -515,806,831 176,185,000 175,766,000 164,562,000 175,272,000 209,744,000 185,900 175,919          
      total operating expenses
    		179,558,000 166,346,000 153,588,000 148,133,000 170,798,000 157,206,000 160,433,000 143,101,000 167,402,000 154,164,000 154,539,000 137,762,000 149,964,000 131,730,000 132,006,000 125,495,000 140,649,000 128,010,000 124,499,000 121,743,000 127,490,000       102,682,250 150,632,000 135,223,000 124,874,000 118,550,000 116,142,000 102,677,000 98,036,000 99,709,000              440,974,000 355,899,000 398,800,000 356,174,000 352,747,000 353,494,000 316,602,000 65,572,750 262,291,000 
      acquired intangible assets amortization expense
    		846,000 898,000 1,021,000 958,500 1,225,000 1,394,000 1,215,000 1,837,750 2,834,000 2,245,000 2,272,000 2,301,000 2,328,000 2,417,000 733,000                                            
      total non-interest expenses
    		180,404,000 167,244,000 154,609,000 149,628,000 172,023,000 158,600,000 161,648,000 202,114,000 170,236,000 156,409,000 156,811,000 140,063,000 152,292,000 134,147,000 132,739,000 125,495,000 140,757,000 128,080,000 125,576,000 123,831,000 151,617,000 141,557,000 147,298,000 141,679,000 153,621,000 138,806,000 140,147,000 145,971,000 150,724,000 135,315,000 124,966,000 118,668,000 116,259,000 102,794,000 98,195,000 99,935,000                       
      income before income tax benefit
    		185,813,000   166,617,500 -59,562,000             193,375,000    -115,875,000  141,930,500 169,159,000                    -52,801,000              
      income tax benefit
    		49,963,000   42,424,500 -14,410,000             53,174,000    -30,664,000  32,699,500 40,701,000            -10,000,000  -127,558,000 196,103,000 155,795,000 4,122,364 74,363,000 -46,551,000 -31,696,000 -154,341,000 -103,819,000  -62,488          
      net income
    		135,850,000 71,272,000 304,540,000 111,553,000 -45,152,000 251,993,000 289,931,000 168,443,000 29,365,000 265,065,000 118,518,000 -77,043,000 75,172,000 342,073,000 128,812,000 306,265,000 72,840,000 140,201,000 641,207,000 432,700,000 171,028,000 -85,211,000 362,173,000 141,352,000 128,458,000 150,277,000 158,189,000 147,512,000 103,878,000 109,832,000 126,254,000 47,003,000 76,371,000 94,943,000 70,242,000 56,965,000 -6,000,000 175,000,000 -494,886,000 337,951,000 240,280,000 -15,369,015 159,308,000 -122,509,000 -21,105,000 -216,017,000 -158,541,000 265,736 -103,804 -1,635,258,000 -343,760,000 966,471,000 116,153,000 18,105,000 263,472,000 723,778,000 55,846,000 223,384,000 
      yoy
    		-400.87% -71.72% 5.04% -33.77% -253.76% -4.93% 144.63% -318.64% -60.94% -22.51% -7.99% -125.16% 3.20% 143.99% -79.91% -29.22% -57.41% -264.53% 77.04% 206.12% 33.14% -156.70% 128.95% -4.18% 23.66% 36.82% 25.29% 213.84% 36.02% 15.68% 79.74% -17.49% -1372.85% -45.75% -114.19% -83.14% -102.50% -1238.65% -410.65% -375.86% -1238.50% -92.89% -200.48% -46201.77% 20231.59% -86.79% -53.88% -99.97% -100.09% -9132.08% -230.47% 33.53% 107.99% -91.90%     
      qoq
    		90.61% -76.60% 173.00% -347.06% -117.92% -13.09% 72.12% 473.62% -88.92% 123.65% -253.83% -202.49% -78.02% 165.56% -57.94% 320.46% -48.05% -78.13% 48.19% 153.00% -300.71% -123.53% 156.22% 10.04% -14.52% -5.00% 7.24% 42.01% -5.42% -13.01% 168.61% -38.45% -19.56% 35.17% 23.31% -1049.42% -103.43% -135.36% -246.44% 40.65% -1663.41% -109.65% -230.04% 480.47% -90.23% 36.25% -59761.09% -356.00% -99.99% 375.70% -135.57% 732.07% 541.55% -93.13% -63.60% 1196.02% -75.00%  
      net income margin %
    		                                                          
      preferred stock dividends
    		3,994,000 3,972,000 3,956,000 4,367,000 4,648,000 4,628,000 4,653,000 4,726,000 4,642,000 4,274,000 4,063,000 3,466,000 2,531,000 1,757,000 1,275,000 1,177,000 1,166,000 1,192,000 1,201,000 1,734,000 2,058,000 2,478,000 3,464,000 3,885,000 4,153,000 4,331,000 4,468,000 4,199,000 4,124,000 3,920,000 3,397,000 3,137,000 3,028,000 5,575,000 5,506,000 5,316,000 4,000,000 4,000,000 18,787,000 18,711,000 18,678,000 -94,676,164 42,627,000 25,800,000 26,395,000 27,316,000 27,474,000 27,391 29,025 9,622,000 9,274,000 9,156,000 9,093,000 9,258,000 9,221,000 8,787,000 -2,873,917 2,875,000 
      net income attributable to slm corporation common stock
    		131,856,000 67,300,000 300,584,000 107,186,000 -49,800,000 247,365,000 285,278,000 163,717,000 24,723,000 260,791,000 114,455,000 -80,509,000 72,641,000 340,316,000 127,537,000 305,088,000 71,674,000 139,009,000 640,006,000 430,966,000 168,970,000 -87,689,000 358,709,000 137,467,000 124,305,000 145,946,000 153,721,000 143,313,000 99,754,000 105,912,000 122,857,000 43,866,000 73,343,000 89,368,000 64,736,000 51,649,000   -513,734,000 319,107,000 221,462,000 79,996,302 116,483,000 -148,520,000 -47,781,000              
      basic earnings per common share
    		640 320 1,430 520 -230 1,130 1,290 730 110 1,110 470 -270 290 1,300 460                               -520 -400 0.51 -0.28 -3,990 -850 2,320 260 20 620 1,740 130 520 
      average common shares outstanding
    		207,144,000 209,282,000 210,682,000 -1,839,000 214,873,000 218,924,000 220,416,000 -2,759,000 226,120,000 235,061,000 241,497,000 -4,659,000 251,266,000 261,333,000 276,977,000 -9,155,000 299,890,000 312,183,000 361,042,000 -2,882,000 375,094,000 375,009,000 409,786,000 -2,003,000 424,149,000 429,278,000 434,574,000 179,000 435,468,000 435,187,000 433,952,000 258,000 431,718,000 429,891,000 165,000 428,077,000   484,936,000 484,832,000 484,259,000 -467,489,142 470,280,000 466,799,000 466,761,000 17,000 466,646,000 466,649 466,580 275,000 412,944,000 411,870,000 411,040,000 -407,000 410,034,000 410,957,000 105,231,000 420,924,000 
      diluted earnings per common share
    		630 320 1,400 500 -230 1,110 1,270 720 110 1,100 470 -270 290 1,290 450                               -520 -400 0.5 -0.28 -3,950 -850 1,030 260 70 600 1,520 122.5 490 
      average common and common equivalent shares outstanding
    		210,607,000 213,220,000 214,986,000 -1,619,000 214,873,000 222,467,000 223,845,000 -2,530,000 228,800,000 237,592,000 243,549,000 -4,562,000 253,716,000 264,122,000 280,654,000 -9,152,000 304,511,000 317,119,000 366,240,000 -2,196,000 377,918,000 375,009,000 412,755,000 -1,898,000 427,336,000 432,253,000 438,248,000 197,000 440,019,000 439,445,000 438,977,000 129,000 438,419,000 438,735,000 840,000 433,523,000   484,936,000 527,391,000 526,631,000 -467,488,416 471,058,000 466,799,000 466,761,000 17,000 466,646,000 517,954 466,580 -8,072,000 412,944,000 452,406,000 418,449,000 -842,000 449,841,000 454,314,000 115,753,500 463,014,000 
      declared dividends per common share
    		130 130 130 130 110 110 110 110 110 110 110 110 110 110 110                                            
      income before income tax expense
    		 87,634,000 403,119,000   338,547,000 387,485,000 225,286,000 40,607,000 356,547,000 155,856,000 -96,535,000 104,723,000 456,369,000 166,168,000 409,925,000 92,232,000  844,732,000 560,010,000 226,217,000  483,654,000   184,078,000 214,485,000   149,906,000 167,251,000 113,193,000 116,988,000 145,954,000 113,364,000 104,522,000                       
      income tax expense
    		 16,362,000 98,579,000   86,554,000 97,554,000 56,843,000 11,242,000 91,482,000 37,338,000 -19,492,000 29,551,000 114,296,000 37,356,000 103,660,000 19,392,000  203,525,000 127,310,000 55,189,000  121,481,000   33,801,000 56,296,000   40,074,000 40,997,000 66,190,000 40,617,000 51,011,000 43,122,000 47,557,000  99,000,000          153,074           
      gains on derivatives and hedging activities
    		              -5,000 -17,000 44,000 89,000 28,000   3,751,000 45,672,000 -3,635,000 1,961,000 16,736,000 2,763,000 -1,581,250 -4,949,000  3,892,000 -940,000 1,661,000  -4,114,000 1,368,000                       
      restructuring expenses
    		                108,000 70,000 1,077,000 2,088,000 24,127,000                2,000,000 4,000,000 11,082,000 17,666,000 26,282,000 -12,781,233 3,592,000 4,430,000 4,773,000 5,849,000 10,508,000 46,740 20,678          
      basic earnings per common share attributable to slm corporation
    		               655 240 450 1,770 1,130 450 -230 880 320 290 340 350 320 230 240 280 100 170 210 160 120                       
      diluted earnings per common share attributable to slm corporation
    		               647.5 240 440 1,750 1,120 450 -230 870 320 290 340 350 320 230 240 280 100 170 200 150 120                       
      declared dividends per common share attributable to slm corporation
    		               22.5 30 30 30 30  60 30 30                                   
      gains (loss) on derivatives and hedging activities
    		                   12,352,000 -15,000                                      
      losses on sales of securities
    		                             -1,549,000                             
      dividends per common share attributable to slm corporation
    		                         60 30                                
      acquired intangible asset amortization expense
    		                           69,000 92,000 92,000 92,000 118,000 117,000 117,000 159,000 226,000                       
      income before income tax (benefit) expense
    		                           91,842,000 50,211,000                              
      income tax (benefit) expense
    		                           6,851,000 -53,667,000                              
      losses on derivatives and hedging activities
    		                             -5,268,000    -5,378,000                         
      other interest expense
    		                                 1,000                         
      restructuring and other reorganization expenses
    		                                                          
      ffelp loans
    		                                    850,000,000 877,000,000                     
      private education loans
    		                                    600,000,000 604,000,000 610,893,000 575,340,000 565,154,000 -1,174,816,486 396,339,000 393,019,000 387,041,000 439,137,000 445,572,000 409,323 443,522 395,962,000 392,737,000 329,351,000 338,421,000 291,425,000 254,747,000 233,696,000 32,404,000 129,616,000 
      other loans
    		                                    5,000,000 6,000,000 7,190,000 7,254,000 8,996,000 -45,873,995 11,042,000 18,468,000 16,420,000 18,161,000 19,874,000 21,355 23,344 25,427,000 25,990,000 26,453,000 27,973,000 26,556,000 24,550,000 23,541,000 5,038,250 20,153,000 
      cash and investments
    		                                    5,000,000 5,000,000 7,630,000 6,299,000 4,949,000 -19,869,936 6,881,000 7,044,000 5,971,000 24,773,000 57,154,000 70,521 123,816 240,846,000 211,303,000 141,524,000 113,904,000 141,155,000 141,083,000 124,954,000 15,512,250 62,049,000 
      less: provisions for loan losses
    		                                    291,000,000 303,000,000 358,110,000 382,239,000 359,120,000 -848,399,040 321,127,000 278,112,000 250,279,000 252,415,000 186,909,000 143,015 137,311 574,178,000 142,600,000 148,200,000       
      net interest income after provisions for loan losses
    		                                    577,000,000 595,000,000 513,824,000 513,683,000 495,357,000 -273,818,234 204,049,000 105,589,000 -35,216,000 -41,856,000 287,840,000 259,528 139,058 -239,707,000 298,710,000 250,453,000       
      other income:
    		                                                          
      gains on sales of loans and securities
    		                                      1,607,000 -3,515,000 8,653,000 -12,468,164 12,452,000                
      gains on derivative and hedging activities
    		                                    -510,000,000  -344,458,000 95,316,000 -82,410,000 568,721,465 -111,556,000 -561,795,000 104,025,000 -292,903,000 -241,757,000 362,043 -272,796 -1,337,703,000 -487,478,000 821,566,000 -356,969,000 -244,521,000 -130,855,000 122,719,000   
      servicing revenue
    		                                    93,000,000 98,000,000                     
      contingency revenue
    		                                    86,000,000 78,000,000                     
      gains on debt repurchases
    		                                     38,000,000                     
      total other income
    		                                    -328,000,000 -6,000,000 -139,510,000 384,557,000 255,020,000 -684,084,654 351,834,000 44,966,000 288,671,000 -41,759,000 -171,996,000 562,636 70,911 -1,040,944,000 -202,045,000 1,220,238,000 519,860,000 203,102,000 551,172,000 1,134,154,000 93,524,500 374,098,000 
      expenses:
    		                                                          
      operating expenses
    		                                    268,000,000 303,000,000                     
      goodwill and acquired intangible assets impairment and amortization expense
    		                                    6,000,000 6,000,000 669,668,000                    
      total expenses
    		                                    276,000,000 313,000,000 999,969,000 364,186,000 354,302,000 -946,813,927 322,212,000 319,615,000 306,256,000 286,216,000 377,660,000 400,428 376,326          
      income from continuing operations before income tax benefit
    		                                    -27,000,000                      
      net income from continuing operations
    		                                    -17,000,000 177,000,000 -498,097,000 337,951,000 240,280,000                  
      income from discontinued operations, net of tax expense
    		                                    11,000,000                      
      net income attributable to common stock
    		                                    -10,000,000 171,000,000        -243,333,000 -186,015,000 238,345 -132,829 -1,644,880,000 -353,034,000 957,315,000 107,060,000 8,847,000 254,251,000 714,991,000 55,127,250 220,509,000 
      basic earnings per common share:
    		                                                          
      continuing operations
    		                                    -40,000 320,000 -1,070 660 460                  
      discontinued operations
    		                                    20,000  10                    
      total
    		                                    -20,000 320,000 -1,060 660 460                  
      diluted earnings per common share:
    		                                                          
      dividends per common share
    		                                    100,000                250 250 250 250 -189.889 190 
      •
    		                                                          
      losses on derivative and hedging activities
    		                                     -242,000,000                   -8,562,750 -34,251,000 
      income from continuing operations, before income tax expense
    		                                     276,000,000                     
      income from discontinued operations, net of tax
    		                                     -2,000,000 3,211,000                    
      ffelp stafford and other student loans
    		                                      320,234,000 325,042,000 283,437,000 -968,735,413 303,192,000 323,939,000 342,816,000 516,204,000 516,116,000 497,598 464,476 553,313,000 545,618,000 511,300,000 450,762,000 408,727,000 364,621,000 337,090,000   
      ffelp consolidation loans
    		                                      564,586,000 550,920,000 523,325,000 -1,429,761,805 481,592,000 460,690,000 489,362,000 741,806,000 830,566,000 769,664 836,656 1,095,565,000 1,145,473,000 1,087,254,000 1,014,846,000      
      securitization servicing and residual interest revenue
    		                                                          
      contingency fee revenue
    		                                      83,746,000 88,181,000 80,311,000 -230,087,117 82,200,000 73,368,000 74,815,000 81,626,000 89,418,000 83,790 85,306          
      collections revenue
    		                                      13,097,000 17,219,000 21,966,000 -16,266,848 15,580,000 22,068,000 -21,330,000 23,050,000 -170,692,000 26,365 57,239 76,105,000 52,788,000 77,092,000 65,562,000 57,878,000 57,913,000 67,357,000   
      guarantor servicing fees
    		                                      15,996,000 22,457,000 36,090,000 -106,731,438 48,087,000 24,772,000 34,008,000 26,199,000 36,848,000 23,663 34,653 40,980,000 45,935,000 30,273,000 39,241,000 33,089,000 38,848,000 33,256,000 8,135,000 32,540,000 
      other
    		                                      90,502,000 164,899,000 190,410,000 -740,299,849 150,006,000 399,065,000 192,458,000 96,719,000 93,096,000 108,728 93,533 92,954,000 106,684,000 89,004,000 96,433,000 103,927,000 87,923,000 66,557,000 15,579,750 62,319,000 
      salaries and benefits
    		                                      139,099,000 140,233,000 150,385,000 -418,225,863 142,435,000 139,419,000 136,921,000 105,095,000 157,408,000 167,788 179,729 210,140,000 185,741,000 191,632,000 186,350,000 179,233,000 179,910,000 168,727,000 36,733,000 146,932,000 
      income from continuing operations, before income tax benefit
    		                                      -625,655,000 534,054,000 396,075,000                  
      less: net income attributable to noncontrolling interest
    		                                      61,000 133,000 140,000 -689,153 198,000 211,000 281,000              
      net income attributable to slm corporation
    		                                      -494,947,000 337,818,000 240,140,000 -14,679,862 159,110,000 -122,720,000 -21,386,000              
      net income attributable to slm corporation:
    		                                                          
      continuing operations, net of tax
    		                                      -498,158,000 337,818,000 240,140,000                  
      discontinued operations, net of tax
    		                                      3,211,000                    
      basic earnings per common share attributable to slm corporation common shareholders:
    		                                                          
      diluted earnings per common share attributable to slm corporation common shareholders:
    		                                                          
      dividends per common share attributable to slm corporation common shareholders
    		                                                          
      income from discontinued operations, net of tax benefit
    		                                                          
      servicing and securitization revenue
    		                                         -146,952,703 155,065,000 87,488,000 -95,305,000 87,557,000 64,990,000 1,630 107,642 23,289,000 28,883,000 132,987,000 251,938,000 184,686,000 187,082,000 82,842,000 35,740,250 142,961,000 
      net income before income tax benefit
    		                                         2,952,500 233,671,000 -169,060,000               
      basic earnings per common share attributable to slm corporation common shareholders
    		                                         -42.5 250 -320               
      diluted earnings per common share attributable to slm corporation common shareholders
    		                                         -42.5 250 -320               
      losses on sales of loans and securities
    		                                             -64,007,000 -43,899,000 -43,583           
      basic loss per common share attributable to slm corporation common shareholders
    		                                            -100              
      diluted loss per common share attributable to slm corporation common shareholders
    		                                            -100              
      gains on student loan securitizations
    		                                                    367,300,000  201,132,000 671,262,000 -49,876,253 49,894,000 
      income before income taxes and minority interest in net earnings of subsidiaries
    		                                             -369,831,000 -261,816,000 421,736 -166,357 -1,721,625,000 -259,234,000 1,071,891,000 427,172,000 130,320,000 468,257,000 1,106,961,000 103,011,000 412,044,000 
      income before minority interest in net earnings of subsidiaries
    		                                             -215,490,000 -157,997,000 268,662 -103,869 -1,634,721,000 -343,683,000 967,167,000 117,158,000 18,568,000 264,571,000 725,133,000 56,394,500 225,578,000 
      minority interest in net earnings of subsidiaries
    		                                             527,000 544,000 2,926 -65 537,000 77,000 696,000 1,005,000 463,000 1,099,000 1,355,000 -2,188,500 2,194,000 
      losses on loans and securities
    		                                                -34,666 -28,441,000 -25,163,000 -10,921,000       
      debt management fees
    		                                                 60,966,250 76,306,000 80,237,000 87,322,000 92,501,000 122,556,000 90,161,000   
      income taxes
    		                                                 124,796,750 84,449,000 104,724,000 310,014,000 111,752,000 203,686,000 381,828,000 -186,457,286 186,466,000 
      less: provisions for losses
    		                                                    150,330,000 92,005,000 67,242,000 67,396,000 -46,513,717 46,523,000 
      net interest income after provisions for losses
    		                                                    263,486,000 279,965,000 270,579,000 289,409,000 -300,236,395 300,237,000 
      losses on securities
    		                                                    -30,967,000 -24,458,000 -13,427,000    
      consolidation loans
    		                                                     644,754,250 916,091,000 841,591,000   
      short-term debt
    		                                                     40,543,000 57,414,000 55,523,000 7,551,500 30,206,000 
      long-term debt
    		                                                     874,487,500 1,305,857,000 1,148,544,000 133,501,500 534,006,000 
      federally insured student loans
    		                                                        174,788,500 699,154,000 
      debt management fees and collections revenue
    		                                                        30,158,750 120,635,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.