7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-09-30 2016-06-30 2016-03-31 2015-06-30 2015-03-31 2014-06-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31 2009-12-31 2009-09-30 2009-06-30 2009-03-31 2008-12-31 2008-09-30 2008-06-30 2008-03-31 2007-12-31 2007-09-30 2007-06-30 2007-03-31 2006-12-31 2006-09-30 2006-06-30 2005-12-31 2005-03-31 
      
    		                                                                
      assets
    		                                                                
      cash and cash equivalents
    		3,539,341,000 4,092,465,000 3,695,076,000 4,700,366,000 4,489,539,000 5,262,448,000 3,584,013,000 4,149,838,000 3,548,225,000 3,875,758,000 3,716,379,000 4,616,117,000 4,846,754,000 3,649,651,000 3,262,595,000 4,334,603,000 2,717,752,000 4,497,310,000 6,207,001,000 4,455,292,000 4,351,045,000 4,988,961,000 7,292,929,000 5,563,877,000 3,851,608,000 3,998,514,000 2,156,257,000 2,559,106,000 1,839,054,000 2,043,789,000 1,435,649,000 1,534,339,000 1,247,764,000 1,318,168,000 1,077,576,000 1,454,938,000 1,042,915,000 938,480,000 1,278,863,000 875,622,000 1,524,176,000 4,144,734,000   5,875,510,000 6,267,039,000 6,840,902,000 6,070,013 5,186,998,000 6,139,957,000 3,063,801,000 4,070,002,000 3,895,854,000 5,123,201,000 3,822,028,000 7,582,031,000 7,794,954,000 2,680,223,000 3,679,108,000 2,621,222,000 2,389,752,000 3,387,616,000  735,869,000 
      investments:
    		                                                                
      trading investments at fair value
    		51,963,000 49,600,000 53,732,000 53,262,000 54,840,000 60,473,000 58,166,000 54,481,000 52,561,000 52,146,000 51,342,000 55,903,000 52,450,000 47,707,000 38,820,000 37,465,000 36,792,000 35,908,000 30,594,000 16,923,000 14,651,000 14,261,000 11,360,000                                          
      available-for-sale investments at fair value
    		1,775,784,000 1,650,656,000 1,656,977,000 1,933,226,000 2,022,605,000 2,283,262,000 2,271,108,000 2,411,622,000 2,315,978,000 2,372,846,000 2,311,062,000 2,342,089,000 2,427,540,000 2,566,556,000 2,341,551,000 2,517,956,000 2,505,372,000 2,072,309,000 2,115,885,000 1,996,634,000 2,090,707,000 2,020,948,000 614,582,000 487,669,000 455,968,000 331,541,000 207,907,000 176,245,000 172,370,000 178,145,000 229,114,000 244,088,000 232,549,000 229,479,000 216,896,000 213,176,000 206,785,000 203,597,000 173,845,000 170,831,000 149,399,000                        
      other investments
    		117,211,000 95,060,000 97,960,000 112,377,000 114,210,000 107,064,000 89,765,000 91,567,000 94,068,000 95,771,000 98,067,000 94,716,000 136,803,000 137,580,000 139,108,000 140,037,000 140,725,000 141,400,000 79,679,000 80,794,000 81,231,000 81,967,000 82,853,000 84,420,000 85,500,000                                        
      total investments
    		1,944,958,000 1,795,316,000 1,808,669,000 2,098,865,000 2,191,655,000 2,450,799,000 2,419,039,000 2,557,670,000 2,462,607,000 2,520,763,000 2,460,471,000 2,492,708,000 2,616,793,000 2,751,843,000 2,519,479,000 2,695,458,000 2,682,889,000 2,249,617,000 2,226,158,000 2,094,351,000 2,186,589,000 2,117,176,000 708,795,000 572,089,000 541,468,000                 1,139,409,000   1,117,111,000 1,413,077,000 1,401,059,000 2,013,828 1,834,810,000 2,072,482,000 684,391,000 1,041,405,000 1,117,729,000 2,789,681,000 1,496,478,000 2,964,380,000 4,245,047,000 1,885,383,000 2,437,060,000 2,563,451,000 1,858,887,000 2,816,846,000  2,499,165,000 
      loans held for investment
    		21,615,067,000 21,160,332,000 21,091,204,000 20,902,158,000 20,459,933,000 18,915,333,000 20,200,789,000 20,306,357,000 20,899,181,000 19,219,518,000 21,087,563,000 19,626,868,000 19,622,302,000 19,201,328,000 21,291,675,000 20,341,283,000 21,281,527,000 20,115,144,000 20,368,287,000 19,183,143,000 21,709,771,000 21,163,931,000 21,695,851,000 24,667,792,000 24,716,664,000 23,268,646,000 23,498,386,000 22,270,919,000 21,978,903,000 20,308,581,000 20,166,604,000 18,567,641,000 18,040,465,000 16,560,426,000 16,562,210,000 14,760,504,000 13,245,426,000 13,108,425,000 10,422,908,000 10,909,014,000 8,793,971,000                        
      restricted cash
    		193,143,000 163,761,000 173,485,000 173,894,000 170,984,000 142,230,000 147,809,000 149,669,000 175,061,000 150,585,000 181,764,000 156,719,000 177,917,000 147,104,000 187,960,000 210,741,000 175,473,000 163,955,000 164,708,000 154,417,000 162,448,000 115,192,000 189,439,000 156,883,000 142,846,000 141,441,000 153,552,000 122,789,000 115,658,000 114,659,000 120,084,000                                  
      other interest-earning assets
    		838,000 2,102,000 3,383,000 4,880,000 5,820,000 6,362,000 7,572,000 9,229,000 11,087,000 11,952,000 13,031,000 11,162,000 11,025,000 10,183,000 9,327,000 9,655,000 11,890,000 18,115,000 23,592,000 42,874,000 53,808,000 74,902,000 92,968,000 52,564,000 74,670,000 65,187,000 31,921,000 27,157,000 32,071,000 28,385,000 31,637,000 21,586,000 31,303,000 48,526,000 50,342,000 47,283,000 53,555,000 58,451,000 55,260,000 62,383,000 45,417,000                        
      accrued interest receivable
    		1,690,102,000 1,695,698,000 1,553,979,000 1,546,590,000 1,537,594,000 1,391,081,000 1,386,487,000 1,379,904,000 1,457,323,000 1,300,136,000 1,331,017,000 1,202,059,000 1,223,647,000 1,192,610,000 1,259,145,000 1,205,667,000 1,403,146,000 1,323,448,000 1,264,960,000 1,387,305,000 1,472,602,000 1,392,677,000 1,281,746,000 1,392,725,000 1,510,458,000 1,401,618,000 1,299,496,000 1,191,981,000 1,270,026,000 1,161,161,000 1,063,449,000 967,482,000 1,019,735,000 926,270,000 838,461,000 805,647,000 719,875,000 650,813,000 562,239,000 541,355,000 453,461,000                        
      premises and equipment
    		119,286,000 117,821,000 117,426,000 119,354,000 122,972,000 126,440,000 127,414,000 129,501,000 132,622,000 134,895,000 137,890,000 140,728,000 144,031,000 146,814,000 148,154,000 150,516,000 153,334,000 153,969,000 155,425,000 154,670,000 148,773,000 147,738,000 143,622,000 134,749,000 135,208,000 129,658,000 130,536,000 105,504,000 105,058,000 101,335,000 97,211,000 89,748,000 88,975,000 88,978,000 87,982,000 86,721,000 86,512,000 81,261,000 80,432,000 79,822,000 77,833,000                        
      goodwill and acquired intangible assets
    		60,767,000 61,612,000 62,510,000 63,532,000 64,877,000 66,102,000 67,496,000 68,711,000 127,723,000 113,756,000 116,001,000 118,273,000 120,570,000 122,850,000 125,267,000                           479,917,000   488,220,000 1,157,888,000 1,167,599,000 1,177,310 1,224,272,000 1,233,871,000 1,239,556,000 1,249,219,000 1,259,541,000 1,304,941,000 1,319,723,000 1,300,689,000 1,354,141,000 1,356,620,000 1,364,016,000 1,371,606,000 1,333,123,000 1,080,703,000 394 1,014,986,000 
      income taxes receivable
    		405,082,000 454,837,000 338,292,000 425,625,000 428,778,000 351,126,000 277,733,000 366,247,000 409,658,000 325,063,000 337,177,000 380,058,000 305,836,000 225,073,000 215,217,000 239,578,000 320,136,000 349,107,000 169,655,000 374,706,000 505,208,000 340,779,000 286,006,000 88,844,000 108,743,000 93,489,000  41,570,000 22,102,000                                    
      other assets
    		36,838,000 58,973,000 55,160,000 36,846,000 54,914,000 56,923,000 58,930,000 52,342,000 46,787,000 53,075,000 43,548,000 34,073,000 32,941,000 43,049,000 24,855,000 26,351,000 32,506,000 41,668,000 32,541,000 19,533,000 23,921,000 42,629,000 41,812,000 29,398,000 40,324,000 116,207,000 92,446,000 103,695,000 101,000,000 99,651,000 93,332,000 84,853,000 74,258,000 45,841,000 47,855,000 62,545,000 80,239,000 70,493,000 70,019,000 64,485,000 60,643,000 10,129,933,000   10,653,449,000 8,584,404,000 9,767,040,000 9,500,358 11,299,006,000 10,025,129,000 9,698,331,000 11,140,777,000 10,399,220,000 12,907,154,000 13,335,811,000 10,747,107,000 8,835,025,000 7,327,108,000 6,102,275,000 5,585,943,000 4,605,014,000 4,650,851,000  4,075,267,000 
      total assets
    		29,605,422,000 29,602,917,000 28,899,184,000 30,072,110,000 30,012,767,000 28,768,844,000 28,277,282,000 29,169,468,000 29,273,219,000 27,708,403,000 29,453,901,000 28,811,029,000 29,139,088,000 27,498,773,000 29,051,829,000 29,221,899,000 28,791,139,000 28,925,175,000 30,628,005,000 30,770,423,000 30,642,421,000 30,412,110,000 31,760,895,000 32,686,479,000 31,160,215,000 29,585,226,000 27,613,625,000 26,638,173,000 25,691,183,000 24,189,176,000 23,406,322,000 21,779,584,000 21,016,170,000 19,513,296,000 19,236,501,000 17,745,613,000 15,629,929,000 15,324,773,000 12,874,961,000 12,933,524,000 11,379,339,000 200,356,599,000 201,012,000,000 197,560,000,000 206,106,774,000 207,318,712,000 207,513,085,000 169,985,298 186,443,924,000 181,183,795,000 171,551,311,000 168,768,437,000 164,991,094,000 163,562,241,000 159,172,992,000 155,564,991,000 150,815,390,000 132,802,282,000 126,876,466,000 116,135,732,000 107,052,697,000 101,906,665,000 1,524,518 83,796,953,000 
      liabilities
    		                                                                
      deposits
    		20,012,108,000 20,481,952,000 20,073,168,000 21,068,568,000 21,445,457,000 20,744,030,000 20,903,456,000 21,653,188,000 21,550,745,000 20,361,485,000 21,803,666,000 21,448,071,000 21,276,748,000 19,979,721,000 21,194,026,000 20,828,124,000 20,890,860,000 21,124,376,000 22,803,143,000 22,666,039,000 23,109,923,000 23,592,119,000 24,445,614,000 24,283,983,000 22,628,677,000 21,178,134,000 19,663,986,000 18,943,158,000 17,873,293,000 16,745,957,000 16,498,646,000 15,505,383,000 15,034,052,000 13,794,815,000 13,361,871,000 12,941,345,000 11,900,083,000 11,543,355,000 10,340,605,000 10,467,753,000 8,890,209,000                        
      long-term borrowings
    		6,838,995,000 6,410,978,000 6,147,473,000 6,440,345,000 6,036,527,000 5,403,012,000 4,976,882,000 5,227,512,000 5,515,532,000 5,213,698,000 5,513,976,000 5,235,114,000 5,522,311,000 5,219,310,000 5,552,497,000 5,930,990,000 5,219,748,000 4,989,060,000 4,918,670,000 5,189,217,000 4,947,647,000 4,449,767,000 4,708,036,000 4,354,037,000 4,601,888,000 4,862,763,000 4,476,406,000 4,284,304,000 4,532,221,000 4,217,119,000 3,744,345,000 3,275,270,000 2,738,662,000 2,872,231,000 2,837,347,000 1,577,689,000 1,038,029,000 558,513,000    160,765,277,000 1,595,691,320,000 1,507,681,290,000 153,003,935,000 152,250,912,000 157,983,266,000 130,546,272 124,647,818,000 125,880,044,000 116,669,381,000 118,224,794,000 118,069,878,000 117,920,836,000 112,485,060,000 111,098,144,000 108,860,988,000 114,365,577,000 114,070,797,000 104,558,531,000 94,816,563,000 90,506,785,000 1,220,416  
      other liabilities
    		413,021,000 335,000,000 277,687,000 403,277,000 397,033,000 338,564,000 283,205,000 407,971,000 407,718,000 326,856,000 309,164,000 400,874,000 357,801,000 322,932,000 261,099,000 313,074,000 349,687,000 308,982,000 297,728,000 352,332,000 384,405,000 353,305,000 299,559,000 254,731,000 256,010,000 246,337,000 214,908,000 224,951,000 219,158,000 187,398,000 175,316,000 179,310,000 180,118,000 121,078,000 118,427,000 157,980,000 154,875,000 146,171,000 102,750,000 120,409,000 126,239,000 3,814,390,000   3,140,330,000 3,508,617,000 3,671,734,000 3,263,593 3,400,527,000 3,120,636,000 3,586,610,000 3,604,260,000 3,297,998,000 2,905,165,000 3,377,229,000 3,284,545,000 3,934,267,000 3,320,098,000 3,990,878,000 3,679,781,000 4,053,931,000 3,229,477,000 81,129 2,901,843,000 
      total liabilities
    		27,264,124,000 27,227,930,000 26,498,328,000 27,912,190,000 27,879,017,000 26,485,606,000 26,163,543,000 27,288,671,000 27,473,995,000 25,902,039,000 27,626,806,000 27,084,059,000 27,156,860,000 25,521,963,000 27,007,622,000 27,072,188,000 26,659,878,000 26,621,797,000 28,019,541,000 28,207,588,000 28,441,975,000 28,395,191,000 29,640,312,000 29,374,643,000 27,977,083,000 26,487,910,000 24,566,091,000 23,665,517,000 22,850,848,000 21,460,474,000 20,796,489,000 19,305,328,000 18,594,330,000 17,175,586,000 16,801,145,000 15,486,117,000 13,433,018,000 13,180,848,000 10,912,788,000 11,067,611,000 9,641,075,000 195,345,360,000   201,532,697,000 202,231,964,000 202,757,389,000 164,706,676 181,454,899,000 176,332,256,000 166,587,452,000 163,762,097,000 159,635,429,000 158,017,757,000 153,958,217,000 150,330,096,000 145,803,629,000 127,444,140,000 122,490,655,000 111,766,575,000 102,540,336,000 97,537,528,000 1,461,818 80,659,102,000 
      commitments and contingencies
    		                                                                
      equity
    		                                                                
      preferred stock, par value 0.20 per share, 20 million shares authorized:
    		                                                                
      series b: 2.5 million and 2.5 million shares issued, respectively, at stated value of 100 per share
    		251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000 251,070,000                                              
      common stock
    		88,637,000 88,592,000 88,566,000 88,121,000 88,106,000 88,056,000 88,032,000 87,647,000 87,639,000 87,599,000 87,530,000 87,025,000 87,022,000 87,021,000 86,922,000 86,403,000 86,403,000 86,302,000 86,211,000 91,346,000 91,319,000 91,317,000 91,288,000 90,720,000 90,707,000 90,702,000 90,666,000 89,972,000 89,962,000 89,882,000 89,805,000 88,693,000 88,458,000 88,373,000 88,075,000 86,881,000 86,769,000 86,684,000 86,003,000 85,587,000 84,659,000 105,725,000   110,758,000 110,715,000 110,682,000 110,444 108,362,000 106,969,000 106,940,000 106,883,000 106,884,000 106,802,000 106,736,000 106,499,000 87,932,000 87,219,000 86,918,000 86,623,000 86,318,000 86,151,000  96,984,000 
      additional paid-in capital
    		1,231,189,000 1,218,580,000 1,209,017,000 1,193,753,000 1,185,187,000 1,173,735,000 1,163,838,000 1,148,689,000 1,140,599,000 1,129,537,000 1,121,082,000 1,109,072,000 1,101,761,000 1,095,296,000 1,086,852,000 1,074,384,000 1,068,059,000 1,058,698,000 1,052,904,000 1,331,247,000 1,243,482,000 1,234,450,000 1,226,886,000 1,307,630,000 1,301,628,000 1,296,409,000 1,290,683,000 1,274,635,000 1,268,763,000 1,260,201,000 1,252,609,000 1,222,277,000 1,213,198,000 1,205,037,000 1,191,466,000 1,157,248,000 1,149,783,000 1,142,502,000 1,120,923,000 1,106,415,000 1,071,916,000 4,114,266,000   5,127,313,000 5,122,583,000 5,106,094,000 5,090,891 4,862,071,000 4,709,053,000 4,694,155,000 4,684,112,000 4,665,614,000 4,637,731,000 4,610,278,000 4,590,174,000 2,847,748,000 2,721,554,000 2,638,334,000 2,565,211,000 2,490,851,000 2,440,565,000  1,969,881,000 
      accumulated other comprehensive loss
    		-45,167,000 -60,833,000 -55,631,000 -65,861,000 -50,339,000 -78,809,000 -77,291,000 -75,104,000 -101,315,000 -83,564,000 -78,333,000 -93,870,000 -93,477,000 -63,999,000 -39,514,000 -17,897,000 -19,703,000 -21,640,000 -24,077,000 -34,200,000 -38,941,000 -44,071,000           -4,417,000 -7,852,000 -6,691,000 -27,813,000 -33,853,000 -29,269,000 -11,448,000 -20,584,000  -29,636,000   -44,159,000 -43,333,000 -42,511,000 -40,825 -44,143,000 -48,683,000 -70,450,000              
      retained earnings
    		4,531,160,000 4,426,222,000 4,386,169,000 4,114,446,000 4,034,640,000 4,107,980,000 3,884,694,000 3,624,859,000 3,485,575,000 3,485,732,000 3,250,478,000 3,163,640,000 3,270,896,000 3,225,610,000 2,913,544,000 2,817,134,000 2,543,411,000 2,480,672,000 2,350,986,000 1,722,365,000 1,302,654,000 1,133,269,000 1,243,722,000 1,850,512,000 1,725,674,000 1,600,855,000 1,480,718,000 1,340,017,000 1,196,895,000 1,096,359,000 990,447,000 868,182,000 824,316,000 750,973,000 684,165,000 530,594,000 478,947,000 426,986,000 240,967,000 154,824,000 20,167,000 417,702,000   -122,565,000 391,169,000 72,062,000 604,467 346,347,000 229,865,000 378,387,000 426,175,000 669,509,000 855,527,000 617,184,000 557,204,000 2,437,639,000 2,790,674,000 1,833,359,000 1,834,718,000 1,928,204,000 1,775,948,000  2,662,316,000 
      total slm corporation stockholders’ equity before treasury stock
    		6,056,889,000 5,923,631,000 5,879,191,000 5,581,529,000 5,508,664,000 5,542,032,000 5,310,343,000 5,037,161,000 4,863,568,000 4,870,374,000 4,631,827,000 4,516,937,000 4,617,272,000 4,594,998,000 4,298,874,000 4,211,094,000 3,929,240,000 3,855,102,000 3,717,094,000 3,361,828,000 2,998,514,000 2,814,965,000 2,918,622,000 3,636,495,000 3,497,826,000 3,374,387,000 3,264,244,000 3,115,247,000 2,982,632,000 2,869,658,000 2,748,462,000 2,581,900,000 2,521,555,000 2,436,531,000 2,522,015,000 2,311,910,000      5,173,057,000   6,446,717,000 6,956,504,000 6,621,697,000 7,140,347 6,850,007,000 6,711,974,000 6,823,802,000              
      less: common stock held in treasury at cost: 240.1 million and 230.2 million shares, respectively
    		-3,715,591,000                                                                
      total equity
    		2,341,298,000 2,374,987,000 2,400,856,000 2,159,920,000 2,133,750,000 2,283,238,000 2,113,739,000 1,880,797,000 1,799,224,000 1,806,364,000 1,827,095,000 1,726,970,000 1,982,228,000 1,976,810,000 2,044,207,000 2,149,711,000 2,131,261,000 2,303,378,000 2,608,464,000 2,562,835,000 2,200,446,000 2,016,919,000 2,120,583,000 3,311,836,000 3,183,132,000 3,097,316,000 3,047,534,000 2,972,656,000 2,840,335,000 2,728,702,000 2,609,833,000 2,474,256,000 2,421,840,000 2,337,710,000 2,435,356,000 2,259,496,000 2,196,911,000 2,143,925,000 1,962,173,000 1,865,913,000 1,738,264,000 5,011,239,000   4,574,077,000 5,086,748,000 4,755,696,000 5,278,622 4,989,025,000 4,851,539,000 4,963,859,000              
      total liabilities and equity
    		29,605,422,000 29,602,917,000 28,899,184,000 30,072,110,000 30,012,767,000 28,768,844,000 28,277,282,000 29,169,468,000 29,273,219,000 27,708,403,000 29,453,901,000 28,811,029,000 29,139,088,000 27,498,773,000 29,051,829,000 29,221,899,000 28,791,139,000 28,925,175,000 30,628,005,000 30,770,423,000 30,642,421,000 30,412,110,000 31,760,895,000 32,686,479,000 31,160,215,000 29,585,226,000 27,613,625,000 26,638,173,000 25,691,183,000 24,189,176,000 23,406,322,000 21,779,584,000 21,016,170,000 19,513,296,000 19,236,501,000 17,745,613,000 15,629,929,000 15,324,773,000 12,874,961,000 12,933,524,000 11,379,339,000 200,356,599,000   206,106,774,000 207,318,712,000 207,513,085,000  186,443,924,000 181,183,795,000 171,551,311,000              
      less: common stock held in treasury at cost: 234.5 million and 230.2 million shares, respectively
    		 -3,548,644,000                                                               
      less: common stock held in treasury at cost: 232.1 million and 230.2 million shares, respectively
    		  -3,478,335,000                                                              
      less: common stock held in treasury at cost: 230.2 million and 217.9 million shares, respectively
    		   -3,421,609,000                                                             
      loans held for sale
    		    485,701,000      26,202,000 29,448,000 28,880,000       2,885,640,000                                             
      less: common stock held in treasury at cost: 228.2 million and 217.9 million shares, respectively
    		    -3,374,914,000                                                            
      less: common stock held in treasury at cost: 222.8 million and 217.9 million shares, respectively
    		     -3,258,794,000                                                           
      less: common stock held in treasury at cost: 219.9 million and 217.9 million shares, respectively
    		      -3,196,604,000                                                          
      tax indemnification receivable
    		        2,945,000 2,902,000 2,858,000 2,816,000 8,392,000 8,268,000 8,155,000 8,047,000 12,486,000 12,842,000 15,678,000 18,492,000 28,256,000 28,125,000 27,727,000 27,558,000 38,226,000 38,925,000 43,124,000 39,207,000 54,941,000 153,470,000 169,242,000 168,011,000 214,496,000 233,142,000 261,033,000 276,543,000 160,325,000 187,156,000 228,910,000 227,157,000 270,198,000                        
      less: common stock held in treasury at cost: 217.9 million and 194.4 million shares, respectively
    		       -3,156,364,000                                                         
      less: common stock held in treasury at cost: 211.9 million and 194.4 million shares, respectively
    		        -3,064,344,000 -3,064,010,000                                                       
      less: common stock held in treasury at cost: 195.4 million and 194.4 million shares, respectively
    		          -2,804,732,000                                                      
      less: common stock held in treasury at cost: 194.4 million and 153.1 million shares, respectively
    		           -2,789,967,000                                                     
      less: common stock held in treasury at cost: 184.9 million and 153.1 million shares, respectively
    		            -2,635,044,000                                                    
      less: common stock held in treasury at cost: 183.7 million and 153.1 million shares, respectively
    		             -2,618,188,000                                                   
      less: common stock held in treasury at cost: 163.5 million and 153.1 million shares, respectively
    		              -2,254,667,000                                                  
      less: common stock held in treasury at cost: 153.1 million and 81.4 million shares, respectively
    		               -2,061,383,000                                                 
      short-term borrowings
    		                199,583,000 199,379,000      289,230,000 297,800,000        300,000,000   350,000,000  526,500,000    30,765,693,000 33,076,900,000 38,634,860,000 45,388,432,000 46,472,435,000 41,102,389,000 30,896,811 53,406,554,000 47,331,576,000    37,191,756,000 38,095,928,000 35,947,407,000 33,008,374,000 9,758,465,000 4,428,980,000 3,528,263,000 3,669,842,000 3,801,266,000 160,373 5,516,177,000 
      less: common stock held in treasury at cost: 138.8 million and 81.4 million shares, respectively
    		                -1,797,979,000                                                
      less: common stock held in treasury at cost: 125.7 million and 81.4 million shares, respectively
    		                 -1,551,724,000                                               
      less: common stock held in treasury at cost: 102.7 million and 81.4 million shares, respectively
    		                  -1,108,630,000                                              
      upromise member accounts
    		                      187,103,000 192,662,000 192,708,000 200,676,000 203,780,000 213,104,000 226,176,000 230,228,000 233,015,000 243,080,000 245,094,000 247,324,000 249,086,000                              
      series b: 2.5 million and 4 million shares issued, respectively, at stated value of 100 per share
    		                   251,070,000                                             
      less: common stock held in treasury at cost: 81.4 million and 32.5 million shares, respectively
    		                   -798,993,000 -798,068,000                                            
      series b: 4 million and 4 million shares issued, respectively, at stated value of 100 per share
    		                    400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000 400,000,000                         
      less: common stock held in treasury at cost: 81.3 million and 32.5 million shares, respectively
    		                     -798,046,000 -798,039,000                                          
      accumulated other comprehensive income
    		                      -43,274,000 -12,367,000 -20,183,000 -13,579,000 2,177,000 10,623,000 27,012,000 23,216,000 15,601,000 2,748,000         -365,000           -76,476,000 46,687,000 61,994,000 -2,394,000 236,364,000 245,352,000 265,388,000 300,884,000 349,111,000 460,527,000 370,204,000  374,574,000 
      income taxes payable
    		                          7,011,000   79,772,000 145,167,000 102,285,000 96,404,000 140,138,000 234,414,000 199,813,000 79,904,000 142,410,000 185,849,000 194,345,000 323,467,000                        
      less: common stock held in treasury at cost: 32.5 million and 14.2 million shares, respectively
    		                       -324,659,000                                         
      less: common stock held in treasury at cost: 31.3 million and 14.2 million shares, respectively
    		                        -314,694,000                                        
      less: common stock held in treasury at cost: 26.9 million and 14.2 million shares, respectively
    		                         -277,071,000                                       
      less: common stock held in treasury at cost: 20.9 million and 14.2 million shares, respectively
    		                          -216,710,000                                      
      less: common stock held in treasury at cost: 14.2 million and 11.1 million shares, respectively
    		                           -142,591,000                                     
      less: common stock held in treasury at cost: 14.1 million and 11.1 million shares, respectively
    		                            -142,297,000                                    
      less: common stock held in treasury at cost: 14.0 million and 11.1 million shares, respectively
    		                             -140,956,000                                   
      less: common stock held in treasury at cost: 13.8 million and 11.1 million shares, respectively
    		                              -138,629,000                                  
      restricted cash and investments
    		                               101,836,000 66,625,000 62,466,000 94,146,000 38,256,000 34,297,000 24,612,000    6,074,901,000   5,837,546,000 6,252,914,000 6,115,399,000 5,168,871 5,760,583,000 5,245,702,000 3,855,546,000 3,535,286,000 3,897,417,000 3,701,454,000 4,170,934,000 4,600,106,000 4,999,369,000 4,300,826,000 3,719,020,000 3,423,326,000 3,957,535,000 3,489,542,000 108,949 2,224,354,000 
      series a: 0 and 3.3 million shares issued, respectively, at stated value of 50 per share
    		                                                                
      less: common stock held in treasury at cost: 11.1 million and 7.7 million shares, respectively
    		                               -107,644,000                                 
      less: common stock held in treasury at cost: 10.4 million and 7.7 million shares, respectively
    		                                -99,715,000                                
      less: common stock held in treasury at cost: 10.3 million and 7.7 million shares, respectively
    		                                 -98,821,000                               
      series a: 3.3 million and 3.3 million shares issued, respectively, at stated value of 50 per share
    		                                  165,000,000 165,000,000 165,000,000 165,000,000 165,000,000 165,000,000                         
      less: common stock held in treasury at cost: 9.3 million and 7.7 million shares, respectively
    		                                  -86,659,000                              
      upromise related liabilities
    		                                   259,290,000 260,127,000 263,899,000 283,584,000 285,104,000 301,160,000                        
      preferred stock, par value 0.20 per share, 20 million shares authorized
    		                                                                
      less: common stock held in treasury at cost: 6.1 million and 4.4 million shares, respectively
    		                                   -52,414,000                             
      total slm corporation stockholders' equity before treasury stock
    		                                    2,246,646,000 2,191,903,000 2,001,445,000 1,891,242,000 1,741,377,000                        
      less: common stock held in treasury at cost: 5.8 million and 4.4 million shares, respectively
    		                                    -49,735,000                            
      acquired intangible assets
    		                                     1,485,000 2,485,000 2,855,000 4,241,000                        
      less: common stock held in treasury at cost: 5.5 million and 4.4 million shares, respectively
    		                                     -47,978,000                           
      less: common stock held in treasury at cost: 4 million and 1 million shares, respectively
    		                                      -39,272,000                          
      less: common stock held in treasury at cost: 3 million and 1 million shares, respectively
    		                                       -25,329,000                         
      series a: 3.3 million and 0 shares issued, respectively, at stated value of 50 per share
    		                                        165,000,000                        
      series b: 4 million and 0 shares issued, respectively, at stated value of 100 per share
    		                                        400,000,000                        
      navient's subsidiary investment
    		                                                                
      less: common stock held in treasury at cost: 359 million and 0 shares, respectively
    		                                        -3,113,000                        
      noncontrolling interest
    		                                         8,678,000    4,000 19,000 13 7,000 5,000 12,000              
      ffelp loans
    		                                         142,634,378,000  1,420,432,360,000                     
      private education loans
    		                                         35,753,327,000 370,066,620,000 365,346,440,000 35,541,640,000 35,150,686,000 35,361,689,000 22,753,462 22,494,955,000 21,850,688,000 21,644,579,000 20,582,298,000 19,837,425,000 17,970,556,000 16,977,146,000 14,817,725,000 13,675,571,000 11,013,668,000 9,849,481,000 9,755,289,000 8,222,400,000 6,832,843,000 233,743 6,527,022,000 
      investments
    		                                                                
      available-for-sale
    		                                         82,647,000   203,125,000 399,456,000 746,556,000 1,273,275 984,669,000 1,186,971,000 546,914,000 861,008,000 535,397,000 2,707,676,000 1,412,302,000 2,871,340,000 4,152,071,000 1,795,397,000 2,342,845,000 2,464,121,000 1,719,526,000 2,674,799,000  2,175,566,000 
      other
    		                                         1,056,762,000   913,986,000 1,013,621,000 654,503,000 740,553 850,141,000 885,511,000 137,477,000 180,397,000 582,332,000 82,005,000 84,176,000 93,040,000 92,976,000 89,986,000 94,215,000 99,330,000 139,361,000 142,047,000  323,599,000 
      preferred stock, par value .20 per share, 20,000 shares authorized:
    		                                                                
      series a: 3,300 and 3,300 shares, respectively, issued at stated value of 50 per share
    		                                         165,000,000   165,000,000 165,000,000 165,000,000  165,000,000 165,000,000 165,000,000  165,000,000 165,000,000 165,000,000          
      series b: 4,000 and 4,000 shares, respectively, issued at stated value of 100 per share
    		                                         400,000,000   400,000,000 400,000,000 400,000,000  400,000,000 400,000,000 400,000,000  400,000,000 400,000,000 400,000,000          
      common stock held in treasury at cost: 10,474 and 68,320 shares, respectively
    		                                         170,496,000                       
      total slm corporation stockholders’ equity
    		                                         5,002,561,000   4,574,077,000 5,086,744,000 4,755,677,000 5,278,609 4,989,018,000 4,851,534,000 4,963,847,000              
      average assets
    		                                                                
      ffelp stafford and other student loans
    		                                          555,351,930,000  46,026,138,000 47,280,248,000 47,928,753,000 42,978,874 43,257,743,000 44,044,636,000 43,444,179,000 44,025,361,000 48,924,938,000 43,146,711,000 40,168,284,000 35,726,062,000 34,108,560,000 31,503,088,000 28,561,670,000 24,840,464,000 22,613,604,000 21,390,845,000 10,235  
      ffelp consolidation loans
    		                                          918,462,710,000  79,911,599,000 81,034,596,000 82,177,664,000 68,378,560 69,246,231,000 70,102,304,000 70,885,647,000 71,743,435,000 72,565,628,000 73,171,342,000 73,867,639,000 73,609,187,000 71,370,681,000 68,109,269,000 66,170,098,000 61,324,008,000     
      other loans
    		                                          2,629,170,000 3,239,200,000   334,879,000 420,233 454,557,000 489,180,000 684,913,000 729,380,000 769,923,000 902,684,000 1,140,468,000 1,173,666,000 1,193,405,000 1,178,052,000 1,350,416,000 1,308,832,000 1,257,252,000 1,050,632,000 909 1,094,712,000 
      cash and investments
    		                                          11,177,190,000 12,729,200,000                     
      total interest-earning assets
    		                                          1,958,263,090,000 1,916,293,000,000                     
      non-interest-earning assets
    		                                          5,186,000,000 5,931,000,000                     
      average liabilities and stockholders’ equity
    		                                                                
      total interest-bearing liabilities
    		                                          1,926,451,250,000 1,894,021,200,000                     
      non-interest-bearing liabilities
    		                                          3,269,000,000 3,280,000,000                     
      stockholders’ equity
    		                                          5,098,000,000 4,878,000,000                     
      total liabilities and stockholders’ equity
    		                                          201,012,000,000 197,560,000,000    169,985,298    168,768,437,000 164,991,094,000 163,562,241,000 159,172,992,000 155,564,991,000 150,815,390,000 132,802,282,000 126,876,466,000 116,135,732,000 107,052,697,000 101,906,665,000 1,524,518 83,796,953,000 
      net interest margin
    		                                          1,860,000 1,820,000                     
      ffelp stafford loans held-for-sale
    		                                            20,655,561,000 20,177,860,000 16,418,101,000 9,695,714 23,846,566,000 18,159,232,000 14,399,802,000 8,450,976,000             
      retained interest in off-balance sheet securitized loans
    		                                               1,828,075 1,838,203,000 1,820,614,000 1,950,566,000 2,200,298,000 2,323,419,000 2,544,517,000 2,874,481,000 3,044,038,000 3,238,637,000 3,448,045,000 3,643,322,000 3,341,591,000 3,613,376,000 3,151,855,000 904 2,246,329,000 
      series c: 7.25% mandatory convertible preferred stock; 810 and 810 shares, respectively, issued at liquidation preference of 1,000 per share
    		                                            810,370,000 810,370,000 810,370,000                  
      common stock held in treasury at cost: 68,011 and 67,222 shares, respectively
    		                                            1,872,640,000                    
      common stock held in treasury at cost: 67,775 and 67,222 shares, respectively
    		                                             1,869,760,000                   
      common stock held in treasury at cost: 67,564 and 67,222 shares, respectively
    		                                              1,866,020,000                  
      preferred stock, par value .20 per share, 20,000 shares authorized
    		                                                                
      series a: 3,300 and 3,300 shares issued, respectively, at stated value of 50 per share
    		                                               165,000    165,000,000             
      series b: 4,000 and 4,000 shares issued, respectively, at stated value of 100 per share
    		                                               400,000    400,000,000             
      series c, 7.25% mandatory convertible preferred stock; 810 and 1,150 shares, respectively, issued at liquidation preference of 1,000 per share
    		                                               810,370                 
      common stock held in treasury at cost: 67,222 and 66,958 shares, respectively
    		                                               1,861,738                 
      series c: 7.25% mandatory convertible preferred stock; 1,012 and 1,150 shares, respectively, issued at liquidation preference of 1,000 per share
    		                                                1,012,370,000                
      common stock held in treasury at cost: 67,159 and 66,958 shares, respectively
    		                                                1,860,989,000                
      series c: 7.25% mandatory convertible preferred stock; 1,150 and 1,150 shares, respectively, issued at liquidation preference of 1,000 per share
    		                                                 1,149,770,000 1,149,770,000              
      common stock held in treasury at cost: 67,128 and 66,958 shares, respectively
    		                                                 1,860,440,000               
      ed participation program facility
    		                                                  13,529,483,000              
      term bank deposits
    		                                                  1,066,171,000 1,147,825,000             
      other short-term borrowings
    		                                                  31,735,807,000 33,420,249,000 33,968,849,000            
      total short-term borrowings
    		                                                  46,331,461,000 41,933,043,000 38,267,553,000            
      common stock held in treasury at cost: 67,105 and 66,958 shares, respectively
    		                                                  1,859,955,000              
      ed participation program
    		                                                   7,364,969,000             
      minority interest in subsidiaries
    		                                                   7,270,000 8,541,000 9,480,000 6,608,000 11,360,000 10,054,000 10,081,000 9,029,000 9,115,000 9,338,000 9,369,000  72,869,000 
      series c, 7.25% mandatory convertible preferred stock; 1,150 and 1,000 shares, respectively, issued at liquidation preference of 1,000 per share
    		                                                   1,149,770,000             
      stockholders’ equity before treasury stock
    		                                                   6,855,464,000 7,203,464,000 7,377,054,000 7,046,804,000 7,055,241,000 6,183,671,000 6,429,835,000 5,424,495,000 5,400,663,000 5,530,900,000 5,237,868,000  5,268,755,000 
      common stock held in treasury at cost: 66,958 and 65,951 shares, respectively
    		                                                   1,856,394,000             
      total stockholders’ equity
    		                                                   4,999,070,000 5,347,124,000 5,535,004,000 5,208,167,000 5,223,535,000 5,001,707,000 5,348,061,000 4,376,782,000 4,360,042,000 4,503,023,000 4,359,768,000 69,022 3,064,982,000 
      ed participation and purchase program facility
    		                                                    3,554,618,000            
      bank deposits
    		                                                    744,086,000            
      series c: 7.25% mandatory convertible preferred stock; 1,150 and 1,000 shares, respectively, issued at liquidation preference of 1,000 per share
    		                                                    1,149,770,000 1,150,000,000 1,150,000,000          
      common stock held in treasury at cost: 66,952 and 65,951 shares, respectively
    		                                                    1,856,340,000            
      common stock held in treasury: 66,445 and 65,951 shares, respectively
    		                                                     1,842,050,000           
      common stock held in treasury: 66,301 and 65,951 shares, respectively
    		                                                      1,838,637,000          
      preferred stock, par value .20 per share, 20,000 shares authorized: series a: 3,300 and 3,300 shares issued, respectively, at stated value of 50 per share; series b: 4,000 and 4,000 shares issued, respectively, at stated value of 100 per share
    		                                                       565,000,000         
      series c, 7.25% mandatory convertible preferred stock, 1,150 shares authorized; 1,000 and 0 shares issued, respectively, at liquidation preference of 1,000 per share
    		                                                       1,000,000,000         
      common stock held in treasury at cost: 65,951 and 22,496 shares, respectively
    		                                                       1,831,706,000         
      preferred stock, par value .20 per share, 20,000 shares authorized; series a: 3,300 and 3,300 shares issued, respectively, at stated value of 50 per share; series b: 4,000 and 4,000 shares issued, respectively, at stated value of 100 per share
    		                                                        565,000,000 565,000,000 565,000,000 565,000,000 565,000,000 565,000,000   
      common stock held in treasury: 25,544 and 22,496 shares, respectively
    		                                                        1,181,964,000        
      common stock held in treasury: 23,477 and 22,496 shares, respectively
    		                                                         1,081,774,000       
      common stock held in treasury: 22,650 and 22,496 shares, respectively
    		                                                          1,047,713,000      
      common stock held in treasury: 22,496 and 13,347 shares, respectively
    		                                                           1,040,621,000     
      consolidation loans
    		                                                            57,201,754,000 54,054,932,000 1,326,332  
      common stock held in treasury at cost: 22,229 and 13,347 shares, respectively
    		                                                            1,027,877,000    
      common stock held in treasury at cost: 19,078 and 13,347 shares, respectively
    		                                                             878,100,000   
      liabilities and stockholders’ equity
    		                                                                
      common stock held in treasury at cost
    		                                                                
      federally insured student loans
    		                                                               63,379,249,000 
      long-term notes
    		                                                               72,241,082,000 
      preferred stock, series a, par value .20 per share, 20,000 shares authorized: 3,300 and 3,300 shares issued, respectively, at stated value of 50 per share
    		                                                               165,000,000 
      common stock held in treasury at cost: 62,936 and 59,634 shares, respectively
    		                                                               2,203,773,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.