OFG Bancorp Stock Income Statements

OFG Bancorp Quarterly Income Statements Chart

Quarterly

Annual

Net Income

OFG Bancorp Quarterly Income Statements Table

Quarterly

Annual

Unit: USD	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-03-31	2016-12-31	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-09-30	2009-06-30	2009-03-31	2008-09-30	2008-06-30	2008-03-31	2007-09-30	2007-06-30	2007-03-31	2006-09-30	2006-06-30	2006-03-31	2005-09-30	2005-06-30

interest income:
loans	156,987,000	153,408,000		154,410,000	154,257,000	149,594,000		142,139,000	135,518,000	128,311,000		116,240,000	111,357,000	107,565,000	325,851,000	107,937,000	110,061,000	108,211,000	345,388,000	112,047,000	118,532,000	85,772,000	85,080,000	84,119,000	237,365,000	84,016,000	78,429,000	74,612,000	229,954,000	82,467,000	77,650,000	242,270,000	79,675,000	81,152,000	270,358,000	97,264,000																			8,586,750	34,347,000	31,065,000	17,598,000	18,251,000	18,707,000	18,320,000	19,971,000	19,682,000	19,828,000	21,699,000	22,315,000	21,849,000	20,819,000	18,311,000	16,253,000	15,218,000
mortgage-backed securities	28,222,000	28,457,000		23,935,000	20,893,000	19,793,000		12,556,000	10,593,000	10,074,000		9,665,000	7,438,000	4,321,000	8,554,000	3,060,000	2,556,000	2,041,000	6,060,000	1,498,000	1,619,000	3,553,000	5,987,000	7,925,000	23,017,000	8,173,000	8,034,000	7,051,000	20,749,000	6,245,000	7,206,000	23,302,000	7,220,000	8,997,000	26,201,000	9,137,000	7,998,000	8,590,000	33,994,000	10,842,000	11,984,000	12,417,000	31,265,000	9,662,000	9,080,000	10,818,000	64,198,000	24,310,000	22,011,000	28,326,000	118,409,000	33,515,000	51,021,000	43,738,000	121,089,000	40,429,000	41,519,000	43,594,000	48,750,000	51,721,000	50,708,000	47,040,000	47,765,000	39,501,000	28,480,000	25,268,000	25,498,000	26,030,000	23,887,000	24,500,000	21,655,000
investment securities and other	9,138,000	7,357,000		10,685,000	12,508,000	14,039,000		11,013,000	11,877,000	10,600,000		8,770,000	3,427,000	1,063,000	2,655,000	1,142,000	846,000	730,000	6,962,000	1,392,000	1,541,000	4,330,000	3,188,000	2,666,000	5,900,000	1,948,000	1,543,000	1,507,000	4,589,000	1,643,000	1,322,000	3,112,000	1,013,000	1,157,000	2,762,000	846,000	911,000	928,000	3,957,000	911,000	973,000	2,026,000	6,676,000	2,127,000	2,118,000	2,318,000	5,772,000	1,129,000	1,212,000	1,929,000	6,468,000	2,638,000	2,152,000	2,105,000	20,370,000	6,445,000	8,925,000	9,105,000	11,552,000	11,623,000	14,903,000	17,733,000	17,711,000	22,772,000	24,747,000	23,218,000
total interest income	194,347,000	189,222,000		189,030,000	187,658,000	183,426,000		165,708,000	157,988,000	148,985,000		134,675,000	122,222,000	112,949,000	337,060,000	112,139,000	113,463,000	110,982,000	358,410,000	114,937,000	121,692,000	93,655,000	94,255,000	94,710,000	266,282,000	94,137,000	88,006,000	83,170,000	255,292,000	90,355,000	86,178,000	268,684,000	87,908,000	91,306,000	299,321,000	107,247,000	99,413,000	107,001,000	364,956,000	120,301,000	125,900,000	123,074,000	372,990,000	120,642,000	125,808,000	113,628,000	195,094,000	65,686,000	60,788,000	69,919,000	225,366,000	71,662,000	82,202,000	77,910,000	222,580,000	81,221,000	81,509,000	70,297,000	78,553,000	82,051,000	83,931,000	84,744,000	85,158,000	82,101,000	74,926,000	70,801,000	61,500,000	60,865,000	56,894,000	55,992,000	50,813,000
interest expense:
deposits	37,879,000	36,292,000		38,344,000	37,812,000	36,792,000		20,819,000	15,916,000	12,497,000		7,987,000	6,944,000	7,041,000	30,323,000	8,691,000	10,460,000	12,024,000	45,578,000	14,620,000	15,445,000	10,554,000	9,991,000	9,049,000	24,348,000	8,605,000	7,651,000	7,298,000	22,697,000	7,601,000	7,353,000	21,886,000	7,367,000	7,124,000	20,383,000	6,651,000	6,604,000	7,104,000	26,293,000	7,661,000	9,165,000	8,978,000	29,643,000	11,334,000	9,973,000	10,478,000	24,294,000	7,308,000	7,964,000	9,153,000	34,087,000	11,558,000	11,588,000	12,214,000	35,855,000	12,680,000	11,927,000	11,243,000	13,990,000	14,149,000	13,823,000	12,202,000	12,265,000	12,429,000	13,561,000	13,601,000	12,370,000	11,931,000	11,146,000	10,498,000	9,589,000
securities sold under agreements to repurchase	120,000	710,000						728,000													335,000	1,342,000	2,106,000	2,785,000	5,552,000	2,242,000	1,840,000	1,076,000	5,941,000	1,282,000	3,245,000	14,547,000	4,258,000	6,099,000	21,962,000	7,605,000	7,394,000	7,164,000	22,201,000	7,453,000	7,372,000	7,411,000	22,038,000	7,211,000	7,109,000	7,248,000	3,836,000	15,344,000	16,586,000	17,570,000	70,073,000	23,206,000	23,512,000	24,159,000	75,481,000	25,128,000	25,487,000	25,285,000	27,209,000	27,929,000	35,799,000	40,456,000	40,208,000	40,240,000	37,405,000	36,546,000	32,789,000	36,035,000	31,128,000	26,363,000	20,132,000
advances from fhlb and other borrowings	4,420,000	3,149,000		2,811,000	2,521,000	2,532,000		2,374,000	2,428,000	591,000		178,000	184,000	193,000	1,191,000	450,000	452,000	459,000	1,512,000	476,000	505,000	550,000	559,000	563,000	1,358,000	517,000	448,000	374,000	1,802,000	596,000	596,000	4,088,000	2,098,000	2,240,000	6,789,000	2,283,000	2,248,000	2,235,000	6,871,000	2,314,000	2,289,000	2,295,000	6,299,000	2,321,000	2,187,000	1,660,000	8,398,000	2,508,000	2,841,000	3,097,000	9,226,000	3,121,000	3,061,000	3,049,000	9,166,000	3,082,000	3,053,000	3,012,000	3,106,000	3,075,000	3,096,000
total interest expense	42,419,000	40,151,000		41,155,000	40,333,000	39,324,000		23,921,000	18,344,000	13,088,000		8,165,000	7,128,000	7,755,000	32,395,000	9,434,000	11,206,000	12,778,000	49,511,000	15,404,000	16,632,000	12,945,000	13,170,000	12,921,000	32,665,000	11,860,000	10,418,000	9,176,000	31,598,000	9,877,000	11,560,000	42,569,000	14,596,000	16,331,000	51,772,000	17,424,000	17,121,000	17,366,000	58,352,000	18,430,000	19,822,000	19,676,000	61,950,000	22,010,000	20,439,000	21,046,000	79,988,000	25,483,000	27,712,000	31,057,000	117,375,000	39,211,000	39,490,000	40,745,000	125,540,000	43,061,000	42,857,000	40,859,000	45,659,000	46,563,000	53,266,000	56,703,000	56,723,000	57,192,000	55,276,000	53,111,000	48,234,000	51,912,000	46,186,000	40,780,000	33,485,000
net interest income	151,928,000	149,071,000		147,875,000	147,325,000	144,102,000		141,787,000	139,644,000	135,897,000		126,510,000	115,094,000	105,194,000	304,665,000	102,705,000	102,257,000	98,204,000	308,899,000	99,533,000	105,060,000	80,710,000	81,085,000	81,789,000	233,617,000	82,277,000	77,588,000	73,994,000	223,694,000	80,478,000	74,618,000	226,115,000	73,312,000	74,975,000	247,549,000	89,823,000	82,292,000	89,635,000	306,604,000	101,871,000	106,078,000	103,398,000	311,040,000	98,632,000	105,369,000	92,582,000	115,106,000	40,203,000	33,076,000	38,862,000	107,991,000	32,451,000	42,712,000	37,165,000	97,040,000	38,160,000	38,652,000	29,438,000	32,894,000	35,488,000	30,665,000	28,041,000	28,435,000	24,909,000	19,650,000	17,690,000	13,266,000	8,953,000	10,708,000	15,212,000	17,328,000
benefit from credit losses	21,678,000	25,688,000		21,359,000	15,581,000	15,121,000		16,430,000	15,044,000	9,445,000				1,551,000				6,324,000	79,003,000	13,669,000	17,696,000
net interest income after benefit from credit losses	130,250,000	123,383,000		126,516,000	131,744,000	128,981,000		125,357,000	124,600,000	126,452,000		119,390,000	108,403,000	103,643,000				91,880,000	229,896,000	85,864,000	87,364,000
non-interest income:
banking service revenue	15,982,000	15,981,000		15,554,000	18,781,000	17,259,000		17,303,000	17,440,000	17,513,000		17,234,000	18,141,000	17,562,000	53,508,000	18,198,000	18,248,000	16,493,000	46,282,000	16,297,000	13,668,000	10,813,000	10,776,000	10,465,000	32,841,000	10,797,000	11,144,000	10,463,000	29,545,000	9,923,000	10,626,000	31,428,000	10,219,000	10,118,000	30,640,000	10,826,000	10,212,000	10,205,000	30,959,000	9,753,000	9,995,000	10,606,000	32,014,000	12,642,000	13,334,000	12,382,000
wealth management revenue	8,918,000	8,455,000		8,449,000	8,440,000	8,107,000		7,691,000	8,194,000	7,120,000		8,173,000	8,270,000	7,857,000	27,425,000	7,619,000	8,263,000	7,388,000	24,517,000	7,272,000	6,366,000	6,611,000	6,669,000	5,882,000	19,527,000	6,407,000	6,262,000	6,019,000	19,774,000	6,016,000	6,215,000	20,392,000	7,041,000	6,152,000	22,155,000	6,885,000	7,285,000	7,155,000	22,742,000	7,113,000	7,336,000
mortgage banking activities	5,347,000	4,776,000		2,268,000	4,864,000	4,693,000		5,410,000	5,225,000	3,898,000		4,891,000	4,803,000	5,782,000	16,313,000	6,195,000	4,537,000	5,571,000	12,587,000	3,917,000	3,072,000	1,118,000	629,000	1,206,000	3,525,000	1,242,000	988,000	1,757,000	2,776,000	1,274,000	587,000	3,997,000	1,024,000	855,000	5,136,000	992,000	1,862,000	1,863,000	5,284,000	2,097,000	1,554,000	1,950,000	7,591,000	2,098,000	2,525,000	3,153,000	7,501,000	2,204,000	2,436,000	2,502,000	7,253,000	2,623,000	2,435,000	1,959,000	6,136,000	3,418,000	2,339,000	1,797,000	2,232,000	2,806,000	2,153,000	910,000	545,000	1,006,000	1,010,000	170,000	62,000	1,122,000	634,000	436,000	1,068,000
total banking and financial service revenues	30,247,000	29,212,000		26,271,000	32,085,000	30,059,000		30,404,000	30,859,000	28,531,000		30,298,000	31,214,000	31,201,000	97,246,000	32,012,000	31,048,000	29,452,000	83,386,000	27,486,000	23,106,000	18,542,000	18,074,000	17,553,000	55,893,000	18,446,000	18,394,000	18,239,000	52,095,000	17,213,000	17,428,000	55,817,000	18,284,000	17,125,000	57,931,000	18,703,000	19,359,000	19,223,000	58,985,000	18,963,000	18,885,000	19,423,000	63,135,000	22,134,000	23,889,000													7,422,000	7,418,000	7,701,000
net income on sale of securities
other non-interest income	184,000	305,000		597,000	391,000	296,000		295,000	363,000	370,000		322,000	4,996,000	405,000	4,909,000	505,000	1,143,000	955,000	1,104,000	375,000	647,000	138,000	105,000	103,000	5,582,000	174,000	309,000	275,000	333,000	695,000	162,000	6,073,000	90,000	414,000	-2,053,000	-193,000	-847,000	-1,740,000	918,000	455,000	224,000	454,000	2,444,000	-1,774,000
total non-interest income	30,431,000	29,517,000		26,868,000	32,476,000	30,348,000		30,699,000	30,073,000	28,901,000		30,620,000	36,210,000	31,606,000	100,693,000	32,517,000	32,191,000	30,407,000	93,026,000	31,326,000	27,152,000	22,178,000	22,948,000	17,656,000	61,475,000	18,620,000	18,703,000	18,514,000	60,775,000	17,912,000	19,074,000	51,664,000	15,155,000	13,503,000	16,495,000	35,977,000	-4,656,000	6,881,000	14,832,000	2,491,000	507,000	5,278,000	13,692,000	3,821,000	7,796,000	9,256,000	10,354,000	13,652,000	17,212,000	12,970,000	13,801,000	17,188,000	16,860,000	7,527,000	15,438,000	-10,308,000	12,303,000	8,077,000	16,320,000	46,051,000	17,246,000	-57,016,000	6,650,000	8,864,000	7,134,000	7,796,000	15,251,000	9,885,000	7,521,000	8,953,000	7,825,000
non-interest expense:
compensation and employee benefits	39,565,000	39,932,000		38,468,000	38,467,000	39,816,000		38,095,000	37,841,000	38,473,000		35,332,000	34,730,000	34,768,000	99,697,000	33,745,000	32,919,000	32,618,000	100,971,000	31,955,000	34,506,000	20,500,000	19,875,000	20,341,000	58,029,000	18,495,000	18,099,000	20,608,000	59,869,000	19,882,000	20,347,000	58,403,000	18,531,000	20,284,000	58,157,000	21,015,000	19,260,000	20,180,000	66,691,000	18,592,000	20,707,000	21,787,000	69,367,000	22,590,000	24,089,000	23,249,000	34,455,000	11,323,000	11,184,000	10,365,000	33,959,000	11,593,000	11,230,000	11,688,000	29,991,000	11,732,000	10,427,000	8,250,000				7,742,000	7,824,000					6,241,000	5,627,000
occupancy, equipment and infrastructure costs	14,629,000	14,820,000		15,124,000	14,393,000	14,322,000		14,887,000	14,362,000	14,257,000		12,638,000	12,861,000	11,916,000	38,080,000	12,078,000	12,528,000	13,128,000	35,340,000	11,943,000	11,837,000	7,307,000	7,511,000	7,746,000
electronic banking charges	12,276,000	9,670,000		9,237,000	11,687,000	10,366,000		10,662,000	10,262,000	10,337,000		9,965,000	9,722,000	9,786,000	27,587,000	9,615,000	9,316,000	8,232,000	25,964,000	8,734,000	7,962,000	5,505,000	5,128,000	5,065,000	15,648,000	5,586,000	5,415,000	4,966,000	14,301,000	5,021,000	4,902,000	15,760,000	4,947,000	5,589,000	16,397,000	5,496,000	5,851,000	5,367,000	14,444,000	4,637,000	4,796,000	4,743,000	13,138,000	3,729,000	4,094,000	3,728,000	5,015,000	1,415,000	1,609,000	1,558,000	4,334,000	1,375,000	1,155,000	1,454,000	3,182,000	1,322,000	1,113,000	678,000	471,000	596,000	540,000	428,000	396,000	418,000	431,000	457,000	458,000	489,000	494,000	468,000	388,000
information technology expenses	6,678,000	6,287,000		6,899,000	6,565,000	6,603,000		7,106,000	7,188,000	6,418,000		5,270,000	5,528,000	4,804,000	15,344,000	3,621,000	5,532,000	4,254,000	15,442,000	5,381,000	3,944,000	2,247,000	2,200,000	2,507,000	6,171,000	2,056,000	2,000,000	2,009,000	5,964,000	2,046,000	1,998,000	5,510,000	1,606,000	1,657,000	4,284,000	1,364,000	1,543,000	1,454,000	4,730,000	1,289,000	1,485,000	1,815,000
professional and service fees	4,813,000	5,118,000		4,976,000	5,117,000	4,004,000		4,810,000	5,319,000	5,064,000		6,441,000	7,362,000	5,421,000	15,077,000	5,003,000	5,399,000	4,536,000	13,804,000	3,331,000	3,475,000	3,662,000	3,427,000	3,208,000	9,365,000	3,077,000	3,146,000	2,694,000	9,293,000	3,113,000	3,237,000	11,424,000	3,511,000	3,626,000	12,217,000	4,000,000	4,143,000	4,181,000	12,189,000	3,807,000	3,512,000	4,206,000	24,728,000	7,138,000	7,710,000	9,122,000	16,495,000	5,779,000	5,144,000	5,298,000	16,437,000	5,305,000	5,750,000	5,451,000	11,011,000	5,480,000	3,920,000	2,153,000	2,459,000	2,394,000	2,608,000	2,457,000	2,267,000	1,880,000	1,543,000	1,984,000	1,538,000	1,804,000	1,601,000	1,624,000	1,693,000
taxes, other than payroll and income taxes	3,743,000	3,726,000		3,742,000	3,224,000	3,243,000		3,407,000	3,265,000	3,273,000		3,324,000	3,266,000	3,307,000	10,572,000	3,257,000	3,617,000	3,661,000	10,057,000	3,774,000	3,171,000	2,235,000	2,142,000	2,154,000	6,842,000	2,175,000	2,384,000	2,260,000	6,944,000	2,243,000	2,372,000	7,452,000	2,330,000	2,671,000	6,811,000	2,649,000	2,703,000	1,479,000	10,915,000	3,494,000	3,776,000	3,735,000	11,515,000	4,024,000	5,132,000	2,622,000	2,411,000	1,091,000	-107,000	1,174,000	3,537,000	1,184,000	858,000	1,380,000	3,495,000	1,611,000	1,291,000	857,000	834,000	649,000	646,000	644,000	607,000	611,000	607,000	489,000	448,000	440,000	573,000	600,000	597,000
insurance	3,025,000	2,766,000		2,821,000	3,117,000	2,676,000		2,433,000	2,689,000	2,918,000		2,394,000	2,429,000	2,635,000	7,562,000	2,530,000	2,673,000	2,455,000	8,996,000	2,428,000	2,761,000	-366,000	1,277,000	1,146,000	4,629,000	1,620,000	1,482,000	1,478,000	4,171,000	1,052,000	1,600,000	5,954,000	3,155,000	3,150,000	7,304,000	2,263,000	2,251,000	1,953,000	6,731,000	2,099,000	2,333,000	2,074,000	6,967,000	1,828,000	2,723,000	2,678,000	5,148,000	1,594,000	1,442,000	1,820,000	5,340,000	1,302,000	1,646,000	1,985,000	5,355,000	1,651,000	1,733,000	1,833,000	1,273,000	3,472,000	815,000	618,000	579,000	602,000	210,000	211,000	216,000	220,000	219,000	213,000
loan servicing and clearing expenses	2,172,000	2,234,000		1,806,000	1,890,000	2,110,000		1,715,000	1,866,000	2,267,000		2,144,000	2,243,000	1,922,000	5,696,000	1,908,000	1,942,000	1,841,000	4,407,000	2,345,000	1,148,000	1,194,000	1,160,000	1,209,000	3,559,000	1,251,000	1,227,000	1,161,000	3,559,000	1,134,000	1,189,000	6,142,000	1,926,000	2,081,000	7,099,000	1,976,000	2,594,000	2,353,000	5,697,000	1,870,000	1,669,000	2,060,000	5,455,000	2,133,000	1,884,000	1,475,000	2,702,000	607,000	955,000	967,000	3,004,000	975,000	1,076,000	1,021,000
advertising, business promotion, and strategic initiatives	2,544,000	2,617,000		2,469,000	2,445,000	2,379,000		2,206,000	2,063,000	2,036,000		1,926,000	1,827,000	2,062,000	5,353,000	1,646,000	1,707,000	1,431,000	4,370,000	1,481,000	1,533,000	1,333,000	1,315,000	1,211,000	3,755,000	1,329,000	1,024,000	1,347,000	4,211,000	1,405,000	1,361,000	4,142,000	1,343,000	1,443,000	4,875,000	1,577,000	1,558,000	1,629,000	5,189,000	1,825,000	1,669,000	1,781,000	5,554,000	1,471,000	1,670,000	1,409,000	4,660,000	1,594,000	1,564,000	848,000	4,289,000	1,686,000	1,508,000
communication	1,221,000	1,120,000		1,068,000	1,219,000	1,081,000		1,040,000	1,160,000	1,029,000		982,000	1,132,000	1,116,000	3,228,000	1,327,000	1,039,000	966,000	2,950,000	1,117,000	905,000	956,000	859,000	741,000	2,520,000	927,000	815,000	885,000	2,560,000	855,000	914,000	2,134,000	581,000	819,000	2,312,000	774,000	770,000	691,000	2,610,000	820,000	813,000	957,000	2,595,000	782,000	835,000	864,000	1,208,000	419,000	415,000	412,000	1,232,000	391,000	425,000	397,000	1,735,000	826,000	740,000	342,000	382,000	402,000	379,000	314,000	325,000	325,000	354,000	308,000	338,000	419,000	395,000	447,000	413,000
printing, postage, stationery and supplies	983,000	1,147,000		1,046,000	939,000	959,000		922,000	866,000	730,000		878,000	785,000																																						972,000	292,000	362,000	282,000	889,000	299,000	292,000		194,000			214,000	245,000	277,000	177,000	189,000	202,000	259,000	359,000	186,000	259,000
foreclosed real estate and other repossessed assets expenses (income)	310,000									793,000		573,000
other	2,843,000	2,987,000		2,672,000	4,628,000	2,906,000		2,633,000	3,807,000	2,367,000		3,938,000	3,332,000	2,678,000	11,021,000	4,013,000	2,881,000	1,308,000	12,365,000	3,465,000	7,048,000	663,000	2,008,000	2,650,000	8,736,000	1,369,000	4,311,000	2,416,000	3,790,000	1,526,000	1,696,000	9,105,000	1,723,000	1,906,000	10,508,000	1,949,000	3,673,000	2,031,000	7,962,000	3,660,000	2,991,000	2,745,000	5,758,000	2,263,000	2,303,000	-38,000	-528,000	978,000	63,000	-833,000	-3,010,000	-93,000	7,000	-27,000	132,000	-8,000	295,000	14,000	21,000	4,000		609,000		-1,000	-37,000	53,000	-304,000	1,276,000	-511,000	451,000	319,000
total non-interest expense	94,802,000	93,452,000		91,600,000	92,960,000	91,412,000		90,158,000	88,888,000	90,220,000		87,492,000	85,258,000	81,155,000	246,832,000	78,924,000	82,676,000	77,666,000	261,842,000	83,444,000	85,481,000	50,727,000	51,452,000	52,152,000	156,140,000	50,941,000	52,300,000	52,121,000	151,162,000	50,469,000	51,684,000	162,165,000	53,825,000	54,857,000	179,311,000	69,090,000	64,437,000	56,332,000	183,150,000	59,575,000	59,848,000	61,453,000	201,281,000	63,273,000	68,822,000	64,932,000	97,399,000	30,379,000	29,006,000	29,085,000
income before income taxes	65,879,000	59,448,000		61,784,000	71,260,000	67,917,000		65,898,000	65,785,000	65,133,000		62,518,000	59,355,000	54,094,000	153,308,000	61,295,000	60,077,000	44,621,000	61,080,000	33,746,000	29,035,000	8,391,000	34,876,000	35,044,000	97,445,000	35,355,000	29,244,000	24,927,000	64,210,000	3,879,000	24,354,000	64,983,000	20,197,000	19,832,000	-25,189,000	5,131,000	-2,340,000	-2,009,000	94,903,000	27,530,000	31,922,000	35,532,000	63,531,000	26,206,000	5,605,000	28,318,000	8,201,000	19,655,000	16,015,000	12,590,000	17,948,000	17,368,000	25,076,000	9,553,000	14,489,000	-8,953,000	18,983,000	13,108,000	24,328,000	55,675,000	25,438,000	-49,122,000	15,025,000	14,393,000	8,648,000	6,634,000	11,615,000	2,823,000	2,498,000	8,181,000	8,812,000
income tax expense	14,078,000	13,876,000		14,784,000	20,129,000	18,225,000		21,025,000	21,612,000	18,904,000		20,599,000	18,923,000	16,573,000	48,828,000	19,624,000	19,250,000	14,248,000	14,191,000	6,308,000	7,248,000	1,008,000	10,897,000	11,574,000	36,135,000	12,255,000	9,595,000	8,010,000	140,000	560,000	9,204,000	1,464,500	5,858,000	5,661,000	140,500	562,000	769,000	979,000				11,785,000			-31,934,000	7,126,000	473,500	1,894,000		1,937,000				6,472,000			1,634,000	1,172,000							196,000		624,000				-391,000
net income available to common shareholders	51,801,000	45,572,000		47,000,000	51,131,000	49,692,000		44,873,000	44,173,000	46,229,000																						2,718,250	10,873,000	10,706,000	-17,470,000	1,104,000	-6,575,000	-6,453,000																																	7,221,000
earnings per common share:
basic	1,150	1,010		1,010	1,090	1,060		950	930	970		880	840	770	2,030	820	790	570	820	500	390	110	440	430	1,140	450	360	310			270	780	250	240	-400	30	-150	-140	1,220	360	400	450	1,500	350	750	390
diluted	1,150	1,000		1,000	1,080	1,050		950	930	960		870	840	760	2,000	810	780	560	820	500	390	110	430	420	1,100	420	350	300			260	780	250	240	-400	30	-150	-140	1,160	340	380	420	1,390	340	680	370
average common shares outstanding and equivalents	45,033,000	45,509,000		46,846,000	47,131,000	47,343,000		47,392,000	47,490,000	47,944,000		47,926,000	48,389,000	49,484,000	-146,000	51,516,000	52,048,000	51,616,000	28,000	51,527,000	51,470,000	51,772,000	51,680,000	51,626,000	-115,000	51,464,000	51,226,000	51,121,000	-6,000	51,102,000	51,131,000	-7,000	51,095,000	51,064,000	309,000	51,146,000	51,774,000	51,977,000	-36,000	52,362,000	52,352,000	52,598,000	-289,000	53,322,000	52,968,000	52,892,000	-2,674,000	47,978,000	40,808,000	41,162,000	419,000	44,105,000	45,135,000	46,179,000
cash dividends per share of common stock	0.3	0.3		0.25	0.25	0.25		0.22	0.22	0.22		0.2	0.15	0.15	0.28	0.12	0.08	0.08	0.21	0.07	0.07	0.07	0.07	0.07	0.19	0.06	0.06	0.06	0.18	0.06	0.06	0.18	0.06	0.06	0.26	0.1	0.1	0.1	0.26	0.08	0.08	0.08	0.2	0.06	0.06	0.06	0.18	0.06	0.06	0.06	0.16	0.05	0.05	0.05	0.13	0.04	0.04	0.04	0.04	0.04	0.04	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14
foreclosed real estate and other repossessed assets expenses		1,028,000
foreclosed real estate and other repossessed assets expenses, net of				1,272,000
foreclosed real estate and other repossessed assets income, net of expenses					-731,000	668,000			-2,320,000					-1,482,000
net gain on:
sale of securities						-7,000			-1,149,000													3,498,000	4,776,000						6,892,000	4,000		11,996,000	211,000	11,996,000				2,572,000				4,366,000					37,845,000	36,365,000	11,979,000	7,360,000	14,025,000	13,971,000	9,132,000	-2,000	1,078,000	13,954,000	11,833,000	12,020,000	35,528,000	10,520,000	10,340,000
director and investor relations						279,000		269,000	520,000	258,000		261,000	346,000	249,000	892,000	243,000	324,000	300,000	872,000	302,000	316,000	374,000	330,000	230,000	866,000	223,000	337,000	240,000	851,000	221,000	280,000	785,000	301,000	278,000	845,000	246,000	289,000	294,000	856,000	250,000	293,000	251,000	868,000	230,000	377,000	236,000	881,000	158,000	342,000	309,000	953,000	352,000
subordinated capital notes														521,000	881,000	293,000	294,000	295,000	1,086,000	308,000	347,000	499,000	514,000	524,000	1,407,000	496,000	479,000	428,000	1,158,000	398,000	366,000	2,048,000	873,000	868,000	2,638,000	885,000	875,000	863,000	2,987,000	1,002,000	996,000	992,000	3,970,000	1,144,000	1,170,000	1,660,000	1,156,000	323,000	321,000	328,000	926,000	305,000	308,000	302,000	911,000	327,000	305,000	298,000	333,000	389,000	436,000	540,000	534,000	702,000	771,000	766,000	758,000	1,395,000	1,344,000	1,297,000	1,213,000
early extinguishment of debt																					-63,000													-12,000,000
foreclosed real estate and other repossessed assets (income) loss, net of expenses								-27,000
benefit from (recapture of) credit losses												7,120,000	6,691,000
climate events expenses												1,426,000
net income												41,919,000	40,432,000	37,521,000	104,480,000	41,671,000	40,827,000	30,373,000	46,889,000	27,438,000	21,787,000	7,383,000	23,979,000	23,470,000	61,310,000	23,100,000	19,649,000	16,917,000	49,327,000	3,319,000	15,150,000	44,847,000	14,339,000	14,171,000	-7,073,000	4,569,000	-3,109,000	-2,988,000	65,649,000	19,532,000	21,309,000	23,747,000	78,825,000	19,621,000	37,539,000	21,192,000	6,794,000	17,761,000	14,958,000	10,653,000	17,662,000	16,788,000	26,467,000	3,081,000	16,429,000	-6,595,000	17,349,000	11,936,000	21,327,000	50,914,000	24,748,000	-44,896,000	14,427,000	16,848,000	8,452,000	6,447,000	10,991,000	2,377,000	2,519,000	8,050,000	8,421,000
yoy												0.60%	-0.97%	23.53%	122.82%	51.87%	87.39%	311.39%	95.54%	16.91%	-64.46%	-68.04%	22.04%	38.74%	24.29%	595.99%	29.70%	-62.28%	244.01%	-76.58%	-314.19%	881.55%	-561.21%	-574.26%	-110.77%	-76.61%	-114.59%	-112.58%	-16.72%	-0.45%	-43.24%	12.06%	1060.21%	10.47%	150.96%	98.93%	-61.53%	5.80%	-43.48%	245.76%	7.51%	-354.56%	52.56%	-74.19%	-22.97%	-112.95%	-29.90%	-126.59%	47.83%	202.20%	192.81%	-796.39%	31.26%	608.79%	235.53%	-19.91%	30.52%
qoq												3.68%	7.76%	-64.09%	150.73%	2.07%	34.42%	-35.22%	70.89%	25.94%	195.10%	-69.21%	2.17%	-61.72%	165.41%	17.56%	16.15%	-65.70%	1386.20%	-78.09%	-66.22%	212.76%	1.19%	-300.35%	-254.80%	-246.96%	4.05%	-104.55%	236.11%	-8.34%	-10.27%	-69.87%	301.74%	-47.73%	77.14%	211.92%	-61.75%	18.74%	40.41%	-39.68%	5.21%	-36.57%	759.04%	-81.25%	-349.11%	-138.01%	45.35%	-44.03%	-58.11%	105.73%	-155.12%	-411.19%	-14.37%	99.34%	31.10%	-41.34%	362.39%	-5.64%	-68.71%	-4.41%
net income margin %
less: dividends on preferred stock																		-1,255,000	-4,884,000	-1,628,000	-1,628,000	-1,628,000	-1,628,000	-1,628,000	-8,558,000	-3,466,000	-3,465,000	-3,465,000	-10,397,000	-3,465,000	-3,465,000	-10,396,000	-3,466,000	-3,465,000	-10,397,000	-3,465,000	-3,466,000	-3,465,000	-10,397,000	-3,465,000	-3,466,000	-3,465,000	-10,397,000	-3,465,000	-3,466,000	-3,465,000	-6,900,000	-3,039,000	-1,200,000	-1,201,000	-3,601,000	-1,201,000	-1,200,000	-1,201,000	-4,135,000	-1,200,000	-1,733,000	-1,201,000	-1,201,000	-1,200,000	-1,201,000	-1,200,000	-1,200,000	-1,201,000	-1,200,000	-1,201,000	-1,200,000	-1,200,000	-1,201,000	-1,200,000	-1,200,000
income available to common shareholders												41,919,000	40,432,000	37,521,000	103,225,000	41,671,000	40,827,000	29,118,000	42,005,000	25,810,000	20,159,000	5,755,000	22,351,000	21,842,000	52,752,000	19,634,000	16,184,000	13,452,000	38,930,000	-146,000	11,685,000								55,252,000	16,067,000	17,843,000	20,282,000	68,428,000	16,156,000	34,073,000	17,727,000	-106,000	14,722,000	13,758,000	9,452,000				1,880,000			12,512,000	10,735,000		49,714,000	23,547,000		13,227,000	15,647,000	7,252,000	5,246,000	9,791,000	1,177,000	1,318,000	6,850,000
pandemic expenses													1,099,000	881,000	4,408,000	1,223,000	1,531,000	1,769,000	3,705,000	2,090,000
foreclosed real estate and other repossessed assets incomes													-1,404,000		-844,000	-2,163,000	327,000	-50,000
printing, postage, stationary and supplies														1,092,000	3,159,000	878,000	941,000	1,217,000	2,753,000	1,094,000	951,000	672,000	636,000	578,000	1,718,000	499,000	605,000	644,000	1,851,000	586,000	637,000	1,957,000	600,000	725,000	1,951,000	624,000	582,000	637,000	1,913,000	620,000	645,000	554,000	2,635,000	824,000	851,000	1,166,000	955,000	299,000	322,000	308,000
(recapture) benefit from credit losses															-1,249,250	-4,997,000	-8,305,000
net interest income after (recapture) benefit from credit losses															26,925,500	107,702,000	110,562,000
bargain purchase from scotiabank acquisition
see notes to unaudited consolidated financial statements
merger and restructuring charges																			13,402,000	2,681,000	3,006,000	1,556,000	1,000,000																				15,408,000	2,252,000	5,274,000	5,534,000
bargain purchase from scotiabank pr & usvi acquisition																			3,871,000	3,465,000	3,462,000
loss on sale of foreclosed real estate, other repossessed assets and credit related expenses																			6,444,000	1,323,000	2,918,000	2,889,000	2,584,000	3,366,000
benefit from loan losses																						43,770,000	17,705,000	12,249,000																																		4,014,000	4,400,000	3,650,000	3,200,000	1,950,000	1,980,000	1,650,000	1,614,000	1,375,000	1,075,000	870,000	947,000	1,101,000	951,000
net interest income after benefit from loan and lease losses																						36,940,000	63,380,000	69,540,000	192,110,000	67,676,000	62,841,000	58,534,000	154,597,000	36,436,000	56,964,000	175,484,000	58,867,000	61,186,000	137,627,000	38,244,000	66,753,000	47,442,000	263,221,000	84,614,000	91,263,000	91,707,000	251,120,000	85,658,000	66,631,000	83,994,000	95,246,000	36,382,000	27,809,000	28,705,000	96,042,000	30,587,000	38,912,000	32,816,000	78,944,000	34,060,000	34,552,000
benefit from loan and lease losses																									41,507,000	14,601,000	14,747,000	15,460,000	69,097,000	44,042,000	17,654,000	50,631,000	14,445,000	13,789,000	109,922,000	51,579,000																			1,025,000	4,100,000	4,100,000
fdic shared-loss benefit
derivatives																															81,000	-61,000	-10,000		18,000	-208,000	77,000	-90,000	-615,000	7,000	-247,000	-478,000	354,000	-574,000	1,569,000	-298,000	-39,767,000	-1,326,000	-107,000	-1,000	-12,656,000	-564,000	-3,603,000	-3,968,000	-14,311,000	-22,580,000	-26,615,000	-10,636,000	-64,000	19,408,000	434,000	-5,522,000	228,000	-7,803,000	154,000	88,000	8,418,000	-1,571,000	-23,000	882,000	-50,000
occupancy and equipment																									24,696,000	8,388,000	9,166,000	7,768,000	24,281,000	8,276,000	7,199,000	22,859,000	8,107,000	7,822,000	25,630,000	8,556,000	8,883,000	8,636,000	25,940,000	8,770,000	8,605,000	8,309,000	26,138,000	8,270,000	8,066,000	9,216,000	13,361,000	4,169,000	4,270,000	4,186,000	13,038,000	4,369,000	4,214,000	4,405,000	12,936,000	5,620,000	4,601,000	3,594,000	3,747,000	3,758,000	3,489,000	3,561,000	3,365,000	3,287,000	3,045,000	3,343,000	2,994,000	2,867,000	2,793,000	2,889,000	2,976,000
loss on sale of foreclosed real estate and other repossessed assets																									3,452,000	1,210,000	392,000	1,226,000	3,239,000	1,395,000													890,250	3,561,000	1,696,000
credit related expenses																									6,154,000	2,736,000	1,897,000	2,419,000	6,278,000	1,714,000	2,626,000
fdic shared-loss benefit (expense)																															1,403,000
see notes to unaudited financial statements
foreclosure, repossession and other real estate expenses																															1,326,000	10,538,000	5,164,000	2,806,000	20,921,000	16,601,000	10,337,000	5,447,000	17,283,000	7,842,000	6,554,000	6,436,000	14,716,000	2,178,000	2,156,000	1,505,000	2,531,000	1,060,000	1,198,000	954,000
fdic shared-loss expense																																-10,161,000	-3,420,000	-4,029,000									-53,302,000	-15,965,000	-19,965,000
total other-than-temporary impairment losses on investment securities																																			-146,000	-584,000
portion of loss recognized in other comprehensive income, before taxes																																			84,500	338,000
net impairment losses recognized in earnings																																			-61,500	-246,000
fdic shared-loss expense, net:
fdic indemnification asset expense																																			-303,750	-1,215,000	-22,512,000	-12,221,000	-46,226,000	-16,059,000
change in true-up payment obligation																																			-216,000	-864,000	-733,000	-863,000	-2,596,000	-875,000
reimbursement from fdic shared-loss coverage in sale of loans and foreclosed real estate																																				20,000,000
see notes to unaudited consolidated financial statements.
non-covered loans																																					77,746,000	81,979,000	258,922,000	87,662,000	88,064,000
covered loans																																					12,758,000	15,504,000	68,083,000	20,886,000	24,879,000
total interest income from loans																																					90,504,000	97,483,000	327,005,000	108,548,000	112,943,000	108,631,000	335,049,000	108,853,000	114,610,000	100,492,000	125,124,000	40,247,000	37,565,000	39,664,000
benefit from non-covered loan and lease losses																																					15,644,000	37,384,000	38,818,000	16,142,000	13,220,000	10,062,000	57,659,000	9,900,000	37,527,000	7,916,000	10,254,000	3,600,000	3,800,000	3,000,000	11,400,000	3,800,000	3,800,000	3,800,000
(recovery) benefit from covered loan and lease losses																																					-105,000
total benefit from loan and lease losses																																					15,539,000	42,193,000	43,383,000	17,257,000	14,815,000	11,691,000	59,920,000	12,974,000	38,738,000	8,588,000	19,860,000	3,821,000	5,267,000	10,157,000	11,949,000	1,864,000
benefit from covered loan and lease losses																																						4,809,000	4,565,000	1,115,000	1,595,000	1,629,000	2,261,000	3,074,000	1,211,000	672,000			1,467,000	7,157,000				549,000
income tax benefit																																							29,254,000	7,998,000	10,613,000		-15,294,000	6,585,000					1,057,000		286,000	580,000	-1,391,000		-1,940,000	-2,358,000			3,001,000	4,761,000	690,000	-4,226,000	598,000	-2,455,000		187,000		446,000	-21,000	131,000
fdic indemnification asset																																									-17,499,000
true-up payment obligation																																									-856,000	-865,000
loans not covered under shared-loss agreements with the fdic																																										85,243,000	264,937,000	87,196,000	90,611,000	80,263,000	62,031,000	17,964,000	17,223,000	18,123,000	51,046,000	17,287,000	15,969,000	17,841,000
loans covered under shared-loss agreements with the fdic																																										23,388,000	70,112,000	21,657,000	23,999,000	20,229,000	63,093,000	22,283,000	20,342,000	21,541,000	49,443,000	18,222,000	13,060,000	14,226,000
financial service revenue																																										6,867,000	23,530,000	7,394,000	8,030,000	7,660,000
fdic shared-loss indemnification asset																																										-17,622,000
fdic-guaranteed term notes																																																		909,000	3,063,000	1,021,000	1,021,000	1,021,000	3,063,000	1,021,000	1,021,000	1,021,000	1,021,000	1,021,000	112,000
early extinguishment of subordinated capital notes																																														1,061,000
total banking and financial service revenue																																														23,195,000
net amortization of fdic shared-loss indemnification asset																																														-12,871,000	-2,024,000	-8,096,000
foreclosed real estate																																														-1,793,000	-3,157,000	-1,209,000	-886,000	-398,000	-1,518,000	-199,000	-3,000	-132,000	-384,000	-140,000	-26,000	-117,000	-278,000	-136,000	-162,000	58,000	-260,000
benefit from (recapture of) covered loan and lease losses																																															9,606,000	221,000
wealth management revenues																																															1,510,500	6,042,000	5,903,000	5,889,000	15,184,000	5,387,000	4,572,000	4,682,000	13,295,000	4,554,000	4,625,000
banking service revenues																																															751,500	3,006,000	3,407,000	3,286,000	10,527,000	3,261,000	3,306,000	3,835,000	8,358,000	3,414,000	2,797,000	1,647,000	1,422,000	1,602,000	1,393,000	1,406,000	1,395,000	1,527,000	1,862,000	2,265,000	1,874,000	2,025,000	2,511,000	2,176,000	2,219,000
total banking and wealth management revenues																																															2,813,000	11,252,000	11,746,000	11,677,000	32,964,000	11,271,000	10,313,000	10,476,000	27,848,000	11,445,000	9,795,000
early extinguishment of repurchase agreements																																															-1,740,000	-24,312,000											-17,551,000
income per common share:
basic																																															-10	360	340	230	320	350	560	40	170	-670	380	420	830	2,050	970	-1,900	540	650	300	210	400	50	50	280	290
diluted																																																350	340	230	320	350	560	40	170	-670	380	410	830	2,040	970	-1,890	540	640	300	210	400	50	50	280	290
net (amortization) accretion of fdic shared-loss indemnification asset																																																	-5,583,000	-4,827,000
trading securities																																																		-8,000	-29,000	14,000	-6,000	-31,000	19,000	4,000	1,000	-3,000	-505,000	12,959,000	-27,000	-31,000	16,000		-2,000	2,000		281,000	-8,000	28,000	4,000
note payable to the fdic																																																							1,064,000	823,000
recapture of covered loan and lease losses																																																			-484,000	-1,936,000
total loss on other-than-temporarily impaired securities																																																							-24,935,000	-14,739,000
portion of loss on securities recognized in other comprehensive income																																																									0
other-than-temporary impairments on securities																																																							-2,427,000	-14,739,000	-1,796,000	-632,000	-8,259,000
net (amortization) accretion of fdic loss-share indemnification asset																																																			-605,500	-2,422,000
fair value adjustment on fdic equity appreciation instrument																																																									909,000
early extinguishment of repurchase agreement																																																			-1,197,500	-4,790,000
non-interest expenses:
foreclosure and repossession expenses																																																			2,123,000	813,000	761,000	729,000	2,285,000	545,000	270,000
total non-interest expenses																																																			91,895,000	30,407,000	30,696,000	30,790,000	79,893,000	32,705,000	27,872,000	20,393,000	20,486,000	22,214,000	19,273,000	18,197,000	18,080,000	17,730,000	16,522,000	17,477,000	15,827,000	15,145,000	14,784,000	14,883,000	15,390,000
less: deemed dividend on preferred stock beneficial conversion feature																																																								-22,711,000
income available (loss) to common shareholders																																																			14,061,000	15,587,000	25,267,000		12,294,000	-30,506,000			20,126,000			-46,096,000
accretion of fdic loss-share indemnification asset																																																					1,020,000	1,211,000	2,574,000	1,756,000	1,444,000
director and investors relations																																																					339,000	287,000	1,067,000	396,000	388,000	315,000
less: allocation of undistributed earnings for participating preferred shares																																																									-3,104,000
advertising and business promotion																																																						1,165,000	3,703,000	1,275,000	1,361,000	699,000	1,097,000	1,028,000	1,204,000	847,000	836,000	1,074,000	1,069,000	1,118,000	793,000	1,148,000	1,300,000	1,066,000	1,350,000
investment banking revenues																																																							59,000	59,000	34,000			8,000	-12,000	200,000	12,000	738,000	113,000			592,000	852,000
bargain purchase from fdic-assisted acquisition																																																									16,463,000
loan servicing expenses																																																							110,750	443,000	452,000	427,000	397,000	388,000	383,000	352,000	339,000	331,000	349,000	540,000	523,000	525,000	509,000	455,000	446,000
clearing and wrap fees expenses																																																							144,750	579,000	342,000	297,000	293,000		330,000	294,000	313,000	294,000	321,000	310,000
training and travel																																																							41,750	167,000	243,000
average common shares outstanding																																																							11,338,500	45,354,000	33,044,000	25,857,000	24,303,000	24,303,000	24,245,000	24,292,000	24,290,000	24,164,000	24,230,000	24,488,000	24,472,000	24,564,000	24,599,000	24,613,000	24,926,000
average potential common shares-options																																																							32,000	128,000	9,000	75,000	65,000	15,000	3,000	82,000	94,000	125,000	31,000	75,000	93,000	97,000	106,000	137,000
average diluted common shares outstanding																																																							11,370,500	45,482,000	33,053,000	25,932,000	24,368,000	24,318,000	24,248,000	24,374,000	24,384,000	24,289,000
purchase money note issued to the fdic																																																									1,064,000
total loss other-than-temporarily impaired securities																																																									-1,796,000
net interest income after benefit from loan losses																																																										25,424,000	28,494,000	31,838,000	27,465,000	26,091,000	26,455,000	23,259,000	18,036,000	16,315,000	12,191,000	8,083,000	9,761,000	14,111,000	16,377,000
financial service revenues																																																										3,978,000	3,764,000	3,285,000	3,114,000	3,756,000	4,500,000	4,240,000	3,737,000	4,049,000	4,843,000	3,986,000	4,066,000	4,961,000
excess of amortized cost over fair value on other-than-temporarily impaired securities																																																										-39,590,000		-62,594,000
non-credit related unrealized loss on securities recognized in other comprehensive income																																																										38,958,000	36,478,000	58,178,000
other investments																																																										9,000	10,000	11,000	13,000	16,000	16,000	110,000
excess of amortized costs over fair value on other-than-temporarily impaired securities																																																											-44,737,000
compensation and employees’ benefits																																																											7,882,000	8,020,000	7,724,000			7,715,000	7,561,000	6,916,000				6,173,000	6,260,000
directors and investor relations																																																											348,000	332,000	349,000	273,000	303,000	278,000	308,000	769,000	531,000
credit-related other-than-temporary impairments on securities																																																												-4,416,000
advances from fhlb, term notes and other borrowings																																																														3,505,000	3,716,000	3,821,000	3,539,000		2,317,000	2,551,000	2,568,000	2,622,000	2,551,000
sale of securities available-for-sale																																																														386,000	198,000
other than temporary impairments																																																														-58,804,000
foreclosure expenses																																																															201,000			338,000
securities available-for-sale																																																																9,297,000	838,000	10,000	358,000	2,174,000		19,000	341,000
sale of foreclosed real estate																																																																-250,000
income from other investments																																																																	-541,000	1,159,000
advances from fhlb, term notes an other borrowings																																																																		2,198,000
investment securities																																																																			13,697,000	13,715,000	13,973,000	14,500,000	13,265,000
short term investments																																																																			456,000	301,000	723,000	739,000	675,000
compensation and employee’s benefits																																																																			6,745,000
commissions and fees from brokerage, investment banking, insurance and fiduciary activities																																																																							3,924,000
net gain on sale and valuation of:
insurance, including deposit insurance																																																																							185,000
average potential common share-options																																																																							214,000

We provide you with 20 years income statements for OFG Bancorp stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as earnings, sales and marketing expenses, research and development costs, profits, and profit margins. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of OFG Bancorp stock. Explore the full financial landscape of OFG Bancorp stock with our expertly curated income statements.

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