7Baggers
Quarterly
Annual
    Unit: USD2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31 2012-03-31 2011-03-31 2010-03-31 2009-03-31 2008-03-31 2007-03-31 2006-03-31 
      
    		            
      cash flows from operating activities:
    		            
      net income
    		45,572,000 49,692,000 46,229,000 37,521,000 30,373,000 10,653,000 3,081,000 11,936,000 24,748,000 16,848,000 10,991,000 8,050,000 
      adjustments to reconcile net income to net cash from operating activities:
    		            
      amortization of premiums, net of accretion of fair value discounts, on loans and amortization of deferred loan origination costs, net of fees
    		            
      accretion of investment securities discounts, net of amortization of premiums
    		-83,000            
      amortization of other intangible assets
    		1,232,000 1,478,000 1,725,000 2,146,000 2,451,000        
      net change in operating leases
    		-59,000 59,000 86,000 59,000 120,000        
      depreciation and amortization of premises and equipment
    		5,085,000 5,286,000 5,043,000 3,780,000 3,366,000 1,210,000 1,468,000 1,333,000 1,468,000 1,275,000 1,393,000 1,567,000 
      deferred income tax (benefit) expense
    		-2,821,000            
      benefit from credit losses
    		25,688,000 15,121,000 9,445,000 1,551,000 6,324,000        
      stock-based compensation
    		1,615,000 1,165,000 965,000 973,000 2,209,000 366,000 368,000 263,000 159,000 73,000 4,000 6,000 
      (gain) loss on:
    		            
      sale of securities
    		 7,000    -7,360,000 2,000 -12,020,000     
      sale of loans
    		-625,000 -335,000 -252,000 -899,000 -1,894,000        
      foreclosed real estate and other repossessed assets
    		-39,000 -566,000 -238,000 -4,157,000 -1,583,000        
      sale of other assets
    		 -1,000 -20,000 6,000 -181,000        
      originations and purchases of loans held-for-sale
    		-30,040,000 -27,696,000 -27,509,000 -56,954,000 -92,264,000 -43,144,000 -52,807,000 -49,958,000 -57,553,000 -28,142,000   
      proceeds from sale of loans held-for-sale
    		12,049,000 19,685,000 3,260,000 57,261,000 62,886,000 22,906,000 17,970,000 17,633,000 22,980,000 7,293,000 5,227,000 6,656,000 
      net increase in:
    		            
      accrued interest receivable
    		1,678,000 -694,000 307,000 478,000 4,519,000 1,432,000 112,000 -3,444,000 5,329,000 15,289,000 -2,542,000 -472,000 
      servicing assets
    		1,197,000 -33,000 1,576,000 -473,000 -616,000        
      other assets
    		9,855,000 -558,000 -9,764,000 11,298,000 -7,190,000 3,858,000 2,374,000 419,000 -6,891,000 -5,364,000 -3,239,000 152,000 
      accrued interest on deposits and borrowings
    		-694,000 -1,254,000 543,000 -152,000 -291,000 -627,000 -312,000 -563,000 -2,071,000 -729,000 -2,683,000 -153,000 
      accrued expenses and other liabilities
    		13,700,000 -1,420,000 7,259,000 -28,860,000 18,887,000 -7,409,000 -17,143,000 4,476,000     
      net cash from operating activities
    		83,071,000 60,991,000 52,200,000 39,203,000 36,404,000 6,148,000 -31,419,000 -13,906,000 -20,513,000 4,794,000 -35,255,000 -335,000 
      see notes to unaudited consolidated financial statements.
    		            
      ofg bancorpunaudited consolidated statements of cash flowsfor the nine-month periods ended september 30, 2025 and 2024
    		            
      cash flows from investing activities:
    		            
      purchases of:
    		            
      investment securities available-for-sale
    		-99,872,000 -933,000 -476,000 -399,025,000 -25,894,000 -77,910,000 -222,947,000 -2,104,008,000 -2,341,384,000 -2,389,555,000 -900,000,000 -101,616,000 
      mortgage servicing rights
    		            
      fhlb stock
    		-20,700,000 -12,600,000 -9,000,000 20,000 45,000    -13,199,000 -4,835,000 -590,000 599,000 
      equity securities
    		-414,000 -1,693,000 -573,000 -998,000         
      maturities and redemptions of:
    		            
      investment securities held-to-maturity
    		5,196,000 4,838,000 4,492,000  -126,777,000 -119,025,000 -209,112,000   215,533,000 63,663,000  
      proceeds from sales of:
    		            
      foreclosed real estate and other repossessed assets, including write-offs
    		13,238,000 10,363,000 15,110,000 13,090,000 10,159,000        
      premises and equipment
    		 1,000 20,000  580,000 101,000 -26,000 -75,000 5,000 14,000   
      origination and purchase of loans, excluding loans held-for-sale
    		-865,991,000 -683,420,000 -631,471,000 -770,935,000 -435,363,000 -67,024,000 -25,155,000 -28,153,000 -29,726,000 -38,097,000 -35,515,000 -79,416,000 
      principal repayment of loans
    		768,104,000 634,989,000 593,606,000 612,039,000 470,510,000  54,868,000 30,642,000  39,158,000 43,563,000 44,347,000 
      additions to premises and equipment
    		-4,350,000 -6,186,000 -3,118,000 -9,072,000 -3,564,000 -431,000 -861,000 -40,000 -1,829,000 -1,098,000 -1,093,000 -2,046,000 
      net cash from investing activities
    		-97,319,000 163,518,000 70,122,000 -525,171,000 -86,681,000 78,223,000 8,907,000 54,548,000 126,511,000 -231,382,000 -781,756,000 -44,734,000 
      cash flows from financing activities:
    		            
      deposits
    		317,026,000 -205,733,000 -10,417,000 394,932,000  -124,230,000 -89,422,000 69,377,000 30,317,000 202,613,000 104,304,000 -25,715,000 
      securities sold under agreements to repurchase
    		-75,000,000         -13,388,000 759,788,000 85,391,000 
      fhlb advances and other borrowings
    		-70,000,000 -2,000           
      exercise of stock options and restricted units lapsed, net of employee award repurchased
    		            
      purchase of treasury stock
    		-23,392,000  -2,894,000 -33,479,000  -7,022,000 -12,530,000  -181,000 -235,000   
      dividends paid on common stock
    		-11,453,000 -10,385,000 -9,572,000 -6,003,000  -2,442,000 -2,269,000      
      net cash from financing activities
    		133,711,000 -218,290,000 174,708,000 318,047,000  -235,851,000 -109,023,000 150,316,000 121,380,000 187,657,000 847,354,000 51,315,000 
      net change in cash and cash equivalents
    		119,463,000     -151,480,000 -131,535,000 190,958,000   30,343,000 6,246,000 
      cash and cash equivalents at beginning of period
    		591,137,000     605,477,000 448,946,000 277,123,000   34,070,000 17,269,000 
      cash and cash equivalents at end of period
    		710,600,000     453,997,000 317,411,000 468,081,000   64,413,000 23,515,000 
      amortization of premiums, net of accretion of fair value
    		            
      ofg bancorpunaudited consolidated statements of cash flowsfor the six-month periods ended june 30, 2025 and 2024
    		            
      accretion of fair value
    		-239,000            
      net decrease (increase) in:
    		            
      ofg bancorpunaudited consolidated statements of cash flowsfor the quarters ended march 31, 2025 and 2024
    		            
      exercise of stock options and restricted units lapsed
    		-3,470,000 -2,170,000 -1,738,000          
      amortization of deferred loan origination fees, net of costs, and fair value premiums on loans
    		            
      deferred income tax expense
    		 3,808,000 15,391,000 15,789,000 8,451,000   -3,979,000 862,000   -1,045,000 
      early extinguishment of debt
    		   -42,000         
      the accompanying notes are an integral part of these consolidated financial statements
    		            
      ofg bancorp consolidated statements of cash flowsfor the years ended december 31, 2024, 2023 and 2022
    		            
      subordinated capital notes
    		   -36,041,000         
      cash and cash equivalents at beginning of year
    		            
      cash and cash equivalents at end of year
    		            
      amortization of investment securities discounts, net of accretion of premiums
    		            
      ofg bancorp unaudited consolidated statements of cash flowsfor the nine-month periods ended september 30, 2024 and 2023
    		            
      ofg bancorp unaudited consolidated statements of cash flowsfor the six-month periods ended june 30, 2024 and 2023
    		            
      amortization of deferred loan origination fees and fair value premiums on loans
    		 827,000           
      amortization of investment securities (discounts), net of accretion of premiums
    		 -3,580,000           
      ofg bancorp unaudited consolidated statements of cash flowsfor the quarters ended march 31, 2024 and 2023
    		            
      net change in cash, cash equivalents and restricted cash
    		 6,219,000 297,030,000 -167,921,000         
      cash, cash equivalents and restricted cash at beginning of period
    		 748,173,000 550,464,000 2,023,650,000         
      cash, cash equivalents and restricted cash at end of period
    		 754,392,000 847,494,000 1,855,729,000         
      ofg bancorp consolidated statements of cash flowsfor the years ended december 31, 2023, 2022 and 2021
    		            
      loans held for investment
    		            
      redemption of preferred stock
    		            
      dividends paid on preferred stock
    		     -1,201,000 -1,201,000      
      net cash from (used in ) financing activities
    		            
      cash, cash equivalents and restricted cash at beginning of year
    		            
      cash, cash equivalents and restricted cash at end of year
    		            
      ofg bancorpunaudited consolidated statements of cash flowsfor the nine-month period ended september 30, 2023 and 2022
    		            
      amortization of deferred loan origination fees (costs) and fair value premiums (discounts) on loans
    		            
      ofg bancorpunaudited consolidated statements of cash flowsfor the six month periods ended june 30, 2023 and 2022
    		            
      fhlb advances, federal funds purchased, and other borrowings
    		  199,329,000 -458,000         
      amortization of deferred loan origination fees and fair value premiums (discounts) on loans
    		  497,000          
      amortization of investment securities premiums, net of accretion of
    		  -2,343,000          
      ofg bancorpunaudited consolidated statements of cash flowsfor the quarters ended march 31, 2023 and 2022
    		            
      amortization of deferred loan origination fees and fair value (discounts) premiums on loans
    		   -723,000 51,000        
      amortization of fair value premiums on acquired deposits
    		            
      bargain purchase from scotiabank pr & usvi acquisition
    		            
      gain on:
    		            
      ofg bancorpconsolidated statements of cash flowsfor the years ended december 31, 2022, 2021 and 2020
    		            
      outlays for business acquisitions
    		            
      amortization of investment securities premiums, net of accretion of discounts
    		   599,000 787,000 11,841,000       
      benefit from (recapture of) credit losses
    		            
      valuation of loans held for sale
    		            
      trading securities
    		   2,000 -1,000 -184,000 -114,000 230,000 -352,000 1,029,000 -218,000 -174,000 
      see notes to unaudited consolidated financial statements
    		            
      ofg bancorpunaudited consolidated statements of cash flowsfor the nine-month period ended september 30, 2022 and 2021
    		            
      exercise of stock options with treasury shares
    		   -904,000         
      reconciliation of the consolidated statements of cash flows to the consolidated statements of financial condition:
    		            
      cash and due from banks
    		   1,849,906,000        13,227,000 
      money market investments
    		   5,648,000        10,288,000 
      restricted cash
    		   175,000         
      total cash, cash equivalents, restricted cash and restricted cash equivalents at end of period
    		   1,855,729,000         
      ofg bancorpunaudited consolidated statements of cash flowsfor the six-month periods ended june 30, 2022 and 2021
    		            
      ofg bancorpunaudited consolidated statements of cash flowsfor the quarters ended march 31, 2022 and 2021
    		            
      deferred income tax benefit
    		         -157,000 -53,000  
      ofg bancorp consolidated statements of cash flows for the years ended december 31, 2020, 2019 and 2018
    		            
      fully charged-off loans
    		            
      cash and cash equivalents received in scotiabank acquisition
    		            
      bargain purchase from scotiabank acquisition
    		            
      other investments
    		    -1,595,000      -31,000  
      cash and cash equivalents received in scotiabank pr & usvi acquisition
    		            
      amortization of core deposit, customer relationships and other intangibles
    		            
      loans held-for-investment
    		            
      derivatives
    		     1,000 3,968,000 10,636,000 -434,000 7,803,000 -9,052,000 -882,000 
      amortization of deferred loan origination fees and fair value premiums on acquired loans
    		            
      amortization of core deposit and customer relationship intangibles
    		            
      benefit from loan losses
    		       4,014,000 3,200,000 1,650,000 1,075,000 1,001,000 
      stock-based compensation excess tax benefit recognized in income
    		            
      early extinguishment of repurchase agreements
    		            
      originations of loans held-for-sale
    		          -36,766,000 -13,243,000 
      sale of other repossessed assets
    		            
      net (decrease) in:
    		            
      fdic shared-loss (benefit) expense
    		            
      benefit from loan and lease losses
    		      4,349,000      
      sale of other repossesed assets
    		            
      repayments to fdic on shared-loss agreements
    		            
      net change in restricted cash
    		            
      fdic shared-loss benefit
    		            
      sale of mortgage loans held-for-sale
    		            
      foreclosed real estate
    		     398,000 2,397,000 2,228,000 2,728,000 969,000 820,000 1,218,000 
      proceeds from sale of mortgage loans held-for-sale
    		            
      amortization of deferred loan origination fees, net of costs
    		     142,000 10,000 135,000 51,000 -100,000 -285,000 -401,000 
      amortization of fair value premiums, net of discounts, on acquired loans
    		            
      other-than-temporary impairment on securities
    		            
      sale of premises and equipment
    		     -82,000 8,000 -14,000  1,000   
      principal repayment of loans, including covered loans
    		     58,969,000       
      (repayments to) reimbursements from the fdic on shared-loss agreements
    		            
      equity in undistributed earnings from banking subsidiary
    		            
      equity in undistributed earnings from nonbanking subsidiaries
    		            
      other impairments on securities
    		     4,000       
      deferred income tax
    		            
      net decrease in other assets
    		            
      net (decrease) in accrued expenses, other liabilities, and dividend payable
    		            
      dividends from banking subsidiary
    		            
      dividends from non-banking subsidiary
    		            
      maturities and redemptions of investment securities available-for-sale
    		            
      net increase in due from bank subsidiary
    		            
      capital contribution to banking subsidiary
    		            
      capital contribution to non-banking subsidiary
    		            
      proceeds from (payments to) exercise of stock options and lapsed restricted units
    		            
      proceeds from issuance of common stock
    		            
      proceeds from issuance of preferred stock
    		            
      dividends paid
    		           -4,645,000 
      fdic shared-loss expense
    		            
      other
    		            
      amortization of prepaid fdic assessment
    		            
      benefit from covered and non-covered loan and lease losses
    		     10,157,000       
      purchases of swap options
    		            
      reimbursements from the fdic on shared-loss agreements
    		     24,068,000       
      net change in securities purchased under agreements to resell
    		     -170,000,000       
      cash and cash equivalents received in bbvapr acquisition
    		            
      amortization of fair value discounts on acquired loans
    		            
      other-than-temporary impairments on securities
    		       632,000     
      deferred income taxes
    		     -1,274,000 -109,000      
      swaps options
    		            
      equity options
    		      -525,000 -524,000 -790,000 -484,000 -5,764,000  
      cash consideration paid for bbvapr acquisition
    		            
      short term borrowings
    		     3,644,000 -10,135,000     -490,237,000 
      fhlb advances
    		            
      fdic-guaranteed term notes
    		     -105,000,000       
      issuance of common stock costs
    		            
      issuance of preferred stock costs
    		            
      termination of derivative instruments
    		     9,000 6,534,000 -236,000     
      supplemental cash flow disclosure and schedule of non-cash activities:
    		            
      interest paid
    		     31,683,000  41,445,000 55,337,000 57,921,000 45,828,000 40,627,000 
      income taxes paid
    		            
      mortgage loans securitized into mortgage-backed securities
    		     16,619,000  32,873,000 33,355,000 12,246,000  2,936,000 
      transfer from loans to foreclosed real estate and other repossessed assets
    		            
      reclassification of loans held-for-investment portfolio to held-for-sale portfolio
    		            
      investment securities held-to-maturity transferred to available-for-sale
    		            
      for the year ended december 31, 2012, the changes in operating assets and liabilities included in the reconciliation of net income to net cash from operating activities, as well as the changes in assets and liabilities presented in the investing and financing sections are net of the effect of the assets acquired and liabilities assumed from the bbvapr acquisition. refer to note 2 to the consolidated financial statements for the composition and balances of the assets and liabilities recorded at fair value by the company on december 18, 2012. the cash received in the transaction, which amounted to 394.6 million, is presented in the investing activities section of the consolidated statements of cash flows as “cash and cash equivalents received in bbvapr acquisition”.
    		            
      the accompanying notes are an integral part of these consolidated financial statements.
    		            
      net amortization (accretion) of fdic shared-loss indemnification asset
    		     4,827,000       
      other- than- temporary impairments on securities
    		            
      sale of mortgage loans held for sale
    		     -1,330,000 -799,000 -862,000     
      swap options
    		            
      other repossessed assets
    		     994,000 589,000      
      cash and cash equivalents received in fdic-assisted acquisition
    		            
      exercise of stock options
    		     391,000    2,085,000 219,000 136,000 
      issuance of common stock
    		       94,574,000     
      issuance of preferred stock
    		            
      repayments of purchase money note issued to the fdic
    		            
      transfer from loans to foreclosed real estate
    		     4,143,000  2,916,000 3,409,000 1,131,000 1,239,000 624,000 
      conversion of preferred stock to common stock
    		            
      for the year ended december 31, 2012, the changes in operating assets and liabilities included in the reconciliation of net income to net cash from operating activities, as well as the changes in assets and liabilities presented in the investing and financing sections are net of the effect of the assets acquired and liabilities assumed from the bbvapr acquisition. refer to note 2 to the consolidated financial statements for the composition and balances of the assets and liabilities recorded at fair value by the group on december 18, 2012. the cash received in the transaction, which amounted to 394.6 million, is presented in the investing activities section of the consolidated statements of cash flows as “cash and cash equivalents received in bbvapr acquisition”.
    		            
      amortization of core deposit intangible
    		     36,000 36,000      
      fair value adjustment of servicing asset
    		     -271,000 -440,000 -449,000     
      sale of other repossessed properties
    		     -2,000       
      issuance of fdic-guaranteed term notes
    		            
      advances from fhlb
    		        760,680,000 248,150,000 1,121,320,000 515,195,000 
      capital contribution
    		            
      repayments of advances from fhlb
    		        -787,380,000 -248,150,000 -1,108,220,000 -528,495,000 
      amortization of premiums, net of accretion of discounts
    		      7,638,000 5,559,000 740,000 -256,000 986,000  
      net amortization (accretion) of fdic loss-share indemnification asset
    		            
      benefit from covered and non covered loan and lease losses
    		            
      early extinguishment of repurchase agreement
    		            
      sale of foreclosed real estate
    		      132,000 117,000 162,000 250,000 -37,000 -104,000 
      securities purchased under agreements to resell
    		            
      repayments from purchase money note issued to the fdic
    		            
      accretion of fdic loss-share indemnification asset
    		      -1,211,000      
      derivative activities
    		            
      accrued interest payable on deposits and borrowings
    		            
      reimbursements from the fdic on shared loss agreements
    		            
      securities sold under agreements ro repurchase
    		            
      proceeds from:
    		            
      repayments and advances from purchase money note issued to the fdic
    		            
      shared-loss agreements reimbursements from the fdic
    		      39,839,000      
      mortgage tax credits
    		            
      principal repayments of loans, including covered loans
    		            
      repayments of note payable to the fdic
    		            
      amortization of accretable yield on loans covered by fdic shared-loss agreements
    		            
      bargain purchase gain from fdic assisted acquisition
    		            
      cash and cash equivalents received in fdic-assisted transaction
    		            
      repayments of advances from note payable to the fdic
    		            
      amortization of core deposit intangible assets
    		            
      federal funds purchased and other short term borrowings
    		       -11,226,000     
      repayments of advances from purchase money note issued to the fdic
    		            
      dividends paid on common and preferred stock
    		       -2,173,000 -2,173,000    
      supplemental cash flow disclosure and schedule of noncash activities:
    		            
      securities sold but not yet delivered
    		       116,747,000 289,565,000 26,995,000 74,289,000 1,192,000 
      securities purchased but not yet received
    		       171,813,000 112,628,000 101,375,000   
      common stock used to match defined contribution plan 1165
    		        126,000 74,000 108,000  
      servicing asset capitalized
    		            
      sale of securities available-for-sale
    		        -10,340,000 -9,297,000 -358,000 -19,000 
      principal repayments of loans
    		        30,980,000    
      net change in cash and due from banks
    		        227,378,000 -38,931,000   
      cash and due from banks at beginning of period
    		        66,372,000 88,983,000   
      cash and due from banks at end of period
    		        293,750,000 50,052,000   
      income tax paid
    		            
      level 1 —
    		            
      credit-related other-than-temporary impairments on securities
    		            
      sale of mortgage loans
    		            
      other liabilities
    		        -544,000 -1,740,000 -636,000 -175,000 
      issuance of fdic-guaranted term notes
    		        105,000,000    
      •
    		            
      mortgage banking activities
    		        -2,153,000 -1,006,000 -62,000 -436,000 
      net decrease in:
    		            
      loans receivable
    		        15,138,000    
      federal funds purchased
    		        15,117,000 9,057,000 -10,429,000 499,593,000 
      termination of derivative instrument
    		         -7,875,000   
      level 1-
    		            
      equity in earnings of investment in limited liability partnership
    		           -304,000 
      compensation expense in the form of common stock used to match defined contribution plan 1165
    		            
      other than temporary impairments
    		            
      loan production:
    		            
      maturity of term note
    		          -15,000,000  
      repurchase of treasury stock
    		            
      dividend paid on common and preferred stock
    		         -4,600,000   
      net increase in securities purchased under agreements to resell
    		            
      level 1
    		            
      level 2
    		            
      level 3
    		            
      weighted-average assumptions:
    		            
      dividend yield
    		         4,400   
      expected volatility
    		         31,860   
      risk-free interest rate
    		         4,330   
      expected life
    		         8,500   
      equity in earnings of investment in limited partnership
    		            
      net decrease in time deposits with other banks
    		            
      purchase of treasury stocks
    		            
      equity in (earnings) losses of investment in limited liability partnership
    		            
      repurchase of treasury stocks
    		            
      dividend paid in common and preferred stock
    		          -4,628,000  
      securities and loans purchased but not yet received
    		          40,067,000 1,233,000 
      equity in losses (earnings) of investment in limited liability partnership
    		          892,000  
      amortization of premiums, net of accretion of discounts on investment securities
    		           -359,000 
      net decrease (increase) in time deposits with other banks
    		            
      equity options and put options
    		            
      dividends paid on common and preferred stocks
    		            
      cash and cash equivalents include:
    		            
      investment securities available for sale transferred to held to maturity
    		            
      common stocks used to match defined contribution plan 1165
    		           92,000 
      accrued dividend payable
    		           3,448,000 
      other comprehensive loss for the period
    		           -1,817,000 
      stock options expense
    		            
      total adjustments
    		            
      net increase in time deposits with other banks
    		            
      purchases of equity options
    		            
      common stock purchased
    		            
      investment securities available-for-sale transferred to held-to-maturity
    		            
      other comprehensive income for the period
    		            
      net decrease (increase) in time deposits with other banks purchases of:
    		            
      purchases of equity options and put options
    		            
      maturities and redemption of:
    		            
      premises and fixed assets
    		            
      other real estate owned
    		            
      issuance of subordinated capital notes
    		            
      other comprehensive income for the year
    		            
      stock dividend paid from treasury stock
    		            
      amortization of deferred loan origination fees and costs
    		            
      amortization of premiums and accretion of discounts on investment securities
    		            
      derivatives activities
    		            
      hedged securities available-for-sale
    		            
      proceeds from sale of loans
    		            
      net purchases of derivatives instruments
    		            
      proceeds from sale of:
    		            
      foreclosure real estate
    		            
      contribution to statutory trust ii
    		            
      net increase in cash and cash equivalents
    		            
      short term investments
    		            
      investment securities available-for-sale transferred to held-to-maturtity
    		            
      securities and loans sold but not yet delivered
    		            
      stock dividend paid
    		            
      net purchases of equity options
    		            
      real estate loans securitized into mortgage-backed securities
    		            
      stock dividend
    		            
      capital expenditures
    		            
      stock dividend paid from treasury stock in 2004 and stock split effected in the form of a dividend in 2003
    		            
      net (purchases)/redemption of equity options
    		            
      proceeds from sale of investment securities available-for-sale
    		            
      demand, saving and time (including ira accounts) deposits
    		            
      repayments of:
    		            
      term notes
    		            
      issuance of trust redeemable preferred securities
    		            
      stock purchased
    		            
      cancellation of stock options
    		            
      origination of loans held-for-sale
    		            
      purchases of investment securities available-for-sale
    		            
      purchases of fhlb stock
    		            
      net purchases/redemption of equity options
    		            
      redemption of fhlb stock
    		            
      proceeds from sales of investment securities available-for-sale
    		            
      proceeds from advances and borrowings from fhlb
    		            
      repayment of advances and borrowings from fhlb
    		            
      repayment of term notes
    		            
      proceeds for issuance of subordinated capital notes
    		            
      proceeds from exercise of stock options
    		            
      cash and equivalents include:
    		            
      stock split effected in the form of a dividend
    		            
      net cash provided (used) by operating activities
    		            
      origination and purchase of loans excluding loans held-for-sale
    		            
      aquisitions of foreclosed real estates
    		            
      repayments of advances and borrowings from fhlb
    		            
      repayments of term notes
    		            
      deferred tax provision
    		            
      gain on sale of securities available-for-sale
    		            
      gain on sale of loans
    		            
      net income on derivatives activities
    		            
      maturities and redemptions of investment securities held-to-maturity
    		            
      proceeds from sales of consumer loans and leases portfolio
    		            
      origination and purchase of loans
    		            
      other decrease
    		            
      advances and borrowings from fhlb
    		            
      net proceeds from issuance of subordinated capital notes
    		            
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.