First Financial Bancorp
(NASDAQ:FFBC)

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-...

Website: http://www.bankatfirst.com

Founded: 1863

Full Time Employees: 2,065

Sector: Financial Services

Industry: Banks-Regional

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Quarterly

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Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-09-30	2015-06-30	2015-03-31	2014-09-30	2014-06-30	2014-03-31	2013-09-30	2013-06-30	2013-03-31	2012-09-30	2012-06-30	2012-03-31	2011-09-30	2011-06-30	2011-03-31	2010-09-30	2010-06-30	2010-03-31

interest income
loans and leases, including fees	224,951,000	215,663,000	204,865,000	201,460,000	197,163,000	207,508,000	215,433,000	211,760,000	201,840,000	197,416,000	192,261,000	184,387,000	169,706,000	152,299,000	122,170,000	97,091,000	87,182,000	92,682,000	96,428,000	97,494,000	98,931,000	106,733,000	103,249,000	105,900,000	115,775,000	122,802,000	126,786,000	126,365,000	123,056,000	126,580,000	123,397,000	122,290,000
investment securities
taxable	49,491,000	40,971,000	36,421,000	36,243,000	34,401,000	33,978,000	32,367,000	30,295,000	28,296,000	30,294,000	31,297,000	32,062,000	31,867,000	30,248,000	26,331,000	23,639,000	22,096,000	20,993,000	20,088,000	19,524,000	18,607,000	18,402,000	17,906,000	18,476,000	19,005,000	20,137,000	22,180,000	23,616,000	24,235,000	22,761,000	21,801,000	20,844,000	13,670,000	13,212,000	13,150,000	12,598,000	11,608,000	10,698,000	10,326,000	10,706,000	11,373,000	9,986,000	9,281,000	9,608,000	10,227,000	10,355,000	10,437,000	8,267,000	8,295,000	8,376,000	8,358,000	10,379,000	10,517,000	7,411,000	7,080,000	6,803,000	5,386,000	5,444,000	5,396,000
tax-exempt	2,526,000	2,363,000	2,195,000	2,233,000	2,204,000	2,423,000	2,616,000	2,704,000	3,092,000	3,402,000	3,522,000	3,513,000	3,464,000	4,105,000	5,014,000	4,916,000	4,431,000	4,127,000	4,282,000	4,871,000	5,043,000	4,839,000	4,884,000	4,937,000	4,582,000	4,545,000	4,457,000	4,336,000	4,258,000	3,896,000	3,807,000	4,068,000	1,657,000	1,571,000	1,537,000	1,457,000	1,353,000	1,134,000	1,083,000	1,156,000	1,162,000	1,163,000	1,139,000	1,117,000	894,000	796,000	810,000	541,000	560,000	580,000	111,000	121,000	134,000	176,000	192,000	198,000	240,000	245,000	235,000
total interest on investment securities	52,017,000	43,334,000	38,616,000	38,476,000	36,605,000	36,401,000	34,983,000	32,999,000	31,388,000	33,696,000	34,819,000	35,575,000	35,331,000	34,353,000	31,345,000	28,555,000	26,527,000	25,120,000	24,370,000	24,395,000	23,650,000	23,241,000	22,790,000	23,413,000	23,587,000	24,682,000	26,637,000	27,952,000	28,493,000	26,657,000	25,608,000	24,912,000	15,327,000	10,425,750	14,687,000	14,055,000	12,961,000	8,951,500	11,409,000	11,862,000	12,535,000	11,149,000	10,420,000	10,725,000	11,121,000	11,151,000	11,247,000	8,808,000	8,855,000	8,956,000	8,469,000	10,500,000
other earning assets	5,450,000	6,334,000	6,773,000	5,964,000	6,651,000	7,662,000	6,703,000	7,960,000	7,458,000	7,325,000	5,011,000	3,933,000	3,544,000	3,262,000	1,597,000	497,000	121,000	71,000	23,000	25,000	28,000	55,000	31,000	47,000	142,000	167,000	222,000	206,000	210,000	192,000	215,000	177,000	107,000	-592,000	-917,000	-1,014,000	-1,001,000	-1,068,000	-1,081,000	-1,103,000	-1,139,000	-1,168,000	-1,162,000	-1,181,000	-1,455,000	-1,301,000	-1,406,000	-2,185,000	-1,556,000	-1,472,000	-1,700,000	-1,967,000	-1,990,000	-1,721,000	-1,384,000	-954,000	3,101,000	5,305,000	5,590,000
total interest income	282,418,000	265,331,000	250,254,000	245,900,000	240,419,000	251,571,000	257,119,000	252,719,000	240,686,000	238,437,000	232,091,000	223,895,000	208,581,000	189,914,000	155,112,000	126,143,000	113,830,000	117,873,000	120,821,000	121,914,000	122,609,000	130,029,000	126,070,000	129,360,000	139,504,000	147,651,000	153,645,000	154,523,000	151,759,000	153,429,000	149,220,000	147,379,000	90,354,000	88,538,000	84,918,000	80,789,000	78,828,000	78,647,000	77,325,000	75,183,000	74,795,000	68,675,000	63,844,000	64,008,000	63,391,000	58,727,000	58,988,000	59,531,000	62,321,000	63,509,000	66,305,000	71,923,000	75,097,000	75,952,000	77,817,000	80,063,000	84,684,000	85,938,000	90,559,000
interest expense
deposits	79,735,000	78,861,000	77,766,000	75,484,000	78,641,000	85,441,000	86,554,000	83,022,000	76,075,000	69,193,000	57,069,000	44,292,000	31,456,000	16,168,000	6,386,000	2,963,000	2,623,000	3,089,000	3,320,000	3,693,000	4,333,000	5,920,000	7,886,000	11,751,000	16,365,000	19,026,000	20,151,000	20,612,000	19,243,000	17,198,000	14,672,000	14,794,000	10,298,000	9,243,000	10,335,000	8,679,000	6,925,000	6,026,000	5,600,000	5,457,000	5,530,000	4,861,000	4,621,000	4,820,000	4,218,000	3,606,000	3,316,000	2,856,000	3,284,000	3,860,000	5,730,000	6,381,000	7,716,000	9,823,000	10,767,000	11,400,000	14,457,000	15,308,000	15,648,000
short-term borrowings	5,168,000	4,925,000	5,979,000	6,393,000	7,545,000	6,586,000	9,932,000	11,395,000	10,943,000	10,277,000	14,615,000	15,536,000	12,950,000	11,091,000	6,158,000	1,373,000	317,000	10,000	68,000	53,000	67,000	30,000	51,000	1,274,000	5,087,000	5,430,000	7,199,000	6,646,000	5,960,000	5,186,000	6,052,000	4,132,000	2,663,000	2,144,000	2,566,000	2,051,000	1,432,000	915,000	1,368,000	1,053,000	1,170,000	374,000	253,000	303,000	354,000	292,000	329,000	286,000	305,000	329,000	54,000	37,000	12,000	44,000	49,000	45,000	25,000	17,000	19,000
long-term borrowings	7,905,000	7,550,000	6,023,000	5,754,000	4,937,000	5,145,000	5,073,000	4,991,000	4,928,000	5,202,000	4,952,000	4,835,000	4,857,000	4,759,000	4,676,000	4,612,000	4,544,000	3,968,000	4,023,000	4,142,000	4,333,000	5,606,000	5,953,000	4,759,000	3,770,000	4,293,000	4,760,000	4,963,000	5,041,000	5,086,000	5,011,000	4,474,000	1,581,000	1,537,000	1,538,000	1,539,000	1,539,000	1,540,000	1,539,000	1,541,000	1,540,000	281,000	296,000	299,000	456,000	525,000	524,000	617,000	654,000	654,000	675,000	675,000	680,000	867,000	937,000	1,089,000	2,034,000	2,556,000	2,557,000
total interest expense	92,808,000	91,336,000	89,768,000	87,631,000	91,123,000	97,172,000	101,559,000	99,408,000	91,946,000	84,672,000	76,636,000	64,663,000	49,263,000	32,018,000	17,220,000	8,948,000	7,484,000	7,067,000	7,411,000	7,888,000	8,733,000	11,556,000	13,890,000	17,784,000	25,222,000	28,749,000	32,110,000	32,221,000	30,244,000	27,470,000	25,735,000	23,400,000	14,542,000	12,924,000	14,439,000	12,269,000	9,896,000	8,481,000	8,507,000	8,051,000	8,240,000	5,516,000	5,170,000	5,422,000	5,028,000	4,423,000	4,169,000	3,759,000	4,243,000	4,843,000	6,459,000	7,093,000	8,408,000	10,734,000	11,950,000	12,728,000	16,838,000	18,200,000	18,539,000
net interest income	189,610,000	173,995,000	160,486,000	158,269,000	149,296,000	154,399,000	155,560,000	153,311,000	148,740,000	153,765,000	155,455,000	159,232,000	159,318,000	157,896,000	137,892,000	117,195,000	106,346,000	110,806,000	113,410,000	114,026,000	113,876,000	118,473,000	112,180,000	111,576,000	114,282,000	118,902,000	121,535,000	122,302,000	121,515,000	125,959,000	123,485,000	123,979,000	75,812,000	75,614,000	70,479,000	68,520,000	68,932,000	70,166,000	68,818,000	67,132,000	66,555,000	63,159,000	58,674,000	58,586,000	58,363,000	54,304,000	54,819,000	55,772,000	58,078,000	58,666,000	59,846,000	64,830,000	66,689,000	65,218,000	65,867,000	67,335,000	67,846,000	67,738,000	72,020,000
provision for credit losses - loans and leases	6,030,000	9,688,000	8,612,000	9,084,000	9,141,000	9,705,000	9,930,000	16,157,000	13,419,000	8,567,500	12,907,000	12,719,000	8,644,000	-489,500	7,898,000	-4,267,000	-5,589,000	-2,374,750	-8,193,000	-4,756,000	3,450,000	14,259,500	15,299,000	17,859,000
provision for (recapture of) credit losses - unfunded commitments	2,510,000	412,000	453,000	718,000	-441,000	-319,750	694,000	286,000	-2,259,000
net interest income after provision for credit losses	181,070,000	163,895,000	151,421,000	148,467,000	140,596,000	144,967,000	144,936,000	136,868,000	137,580,000	143,535,000	143,782,000	148,507,000	148,839,000	147,866,000	129,608,000	117,981,000	112,161,000	118,532,000	123,554,000	118,265,000	109,888,000	106,965,000	98,806,000	91,347,000	88,834,000
noninterest income
service charges on deposit accounts	9,013,000	8,308,000	7,829,000	7,766,000	7,463,000	7,632,000	7,547,000	7,188,000	6,912,000	6,846,000	6,957,000	6,972,000	6,514,000	6,406,000	6,279,000	7,648,000	7,729,000	8,645,000	8,548,000	7,537,000	7,146,000	7,654,000	7,356,000	6,001,000	8,435,000	9,343,000	9,874,000	9,819,000	8,903,000	10,185,000	10,316,000	9,568,000	5,039,000	5,190,000	5,169,000	4,772,000	4,644,000	5,041,000	5,056,000	4,455,000	4,381,000	4,934,000	4,803,000	4,523,000	5,263,000	5,137,000	4,772,000	5,447,000	5,205,000	4,717,000	5,499,000	5,376,000	4,909,000	4,793,000	4,883,000	4,610,000	5,632,000	5,855,000	5,611,000
wealth management fees	10,482,000	9,288,000	7,351,000	7,787,000	8,137,000	7,962,000	6,910,000	7,172,000	6,676,000	6,091,000	6,943,000	6,713,000
bankcard income	3,580,000	3,590,000	3,589,000	3,737,000	3,310,000	3,659,000	3,698,000	3,900,000	3,142,000	3,349,000	3,406,000	3,692,000	3,592,000	3,736,000	3,484,000	3,823,000	3,337,000	3,602,000	3,838,000	3,732,000	3,128,000	3,060,000	3,124,000	2,844,000	2,698,000	3,405,000	3,316,000	6,497,000	5,586,000	6,247,000	5,261,000	5,343,000	3,394,000	3,390,000	3,272,000	3,501,000	3,135,000	3,136,000	2,984,000	3,130,000	2,882,000	2,909,000	2,972,000	2,620,000	2,859,000	2,809,000	2,433,000	2,637,000	3,145,000	2,433,000	2,387,000	2,579,000	2,536,000	2,318,000	2,328,000	2,155,000	2,193,000	2,102,000	1,968,000
client derivative fees	4,010,000	2,681,000	1,876,000	1,674,000	1,571,000	1,528,000	1,160,000	763,000	1,250,000	711,000	1,612,000	1,827,000	1,005,000	1,822,000	1,447,000	1,353,000	799,000	2,303,000	2,273,000	1,795,000	1,556,000	2,021,000	2,203,000	2,984,000	3,105,000	4,194,000	4,859,000	4,905,000	1,704,000	1,433,000	3,029,000	1,463,000	1,757,000	2,047,000	1,779,000	1,489,000	1,103,000	466,000	1,210,000	1,799,000	1,095,000
foreign exchange income	16,313,000	22,696,000	16,666,000	13,760,000	12,544,000	16,794,000	12,048,000	16,787,000	10,435,000	8,730,000	13,384,000	15,039,000	16,898,000	19,592,000	11,752,000	13,470,000	10,151,000	12,808,000	9,191,000	12,037,000	10,757,000	12,305,000	10,530,000	6,576,000	9,966,000	6,014,000	1,708,000
leasing business income	21,608,000	19,523,000	20,997,000	20,797,000	18,703,000	19,413,000	16,811,000	16,828,000	14,589,000	12,856,000	14,537,000	10,265,000	13,664,000	11,124,000	7,127,000	7,247,000	6,076,000
net gains from sales of loans	6,047,000	7,041,000	6,835,000	6,687,000	4,322,000																												588,000	999,500	1,455,000	1,327,000	1,216,000	1,273,250	2,066,000	1,846,000	1,181,000	1,758,000	1,924,000	1,464,000	1,660,000	737,000	396,000	751,000	1,089,000	706,000	1,319,000	1,132,000	940,000	1,243,000	854,000	989,000	2,749,000	473,000	169,000
net gain on investment securities	-1,260,000	-12,576,000	-42,000	243,000	-9,949,000	144,000	-17,468,000
gain on bargain purchase	8,892,000
other	3,221,000	4,216,000	8,424,000	5,612,000	4,982,000	8,088,000	9,974,000	4,448,000	4,911,000	6,102,000	5,761,000	5,377,000	5,080,000	4,579,000	4,109,000	5,747,000	3,465,000	5,465,000	4,411,000	3,285,000	3,937,000	5,630,000	3,835,000	3,542,000	3,939,000	5,472,000	4,754,000	6,079,000	4,852,000	6,472,000	4,778,000	5,899,000	2,206,000	2,968,000	7,667,000	2,122,000	3,003,000	2,573,000	2,146,000	4,619,000	2,103,000	4,364,000	3,558,000	4,326,000	2,925,000	2,620,000	2,271,000	2,824,000	3,940,000	2,487,000	3,340,000	9,037,000	3,288,000	2,800,000	3,147,000	2,761,000	3,707,000	5,790,000	8,105,000
total noninterest income	81,906,000	64,767,000	73,525,000	68,063,000	51,083,000	69,854,000	45,701,000	61,501,000	46,512,000	46,993,000	56,628,000	53,258,000	55,543,000	56,035,000	42,534,000	49,786,000	41,293,000	45,660,000	42,537,000	42,987,000	40,322,000	61,515,000	49,499,000	42,725,000	35,384,000	36,768,000	33,140,000	34,638,000	26,827,000	29,504,000	28,684,000	28,256,000	16,938,000	18,382,000	22,942,000	17,454,000	17,364,000	16,946,000	16,949,000	20,194,000	15,512,000	20,355,000	21,415,000	17,613,000	16,511,000	16,337,000	14,175,000	22,291,000	11,615,000	26,698,000	30,830,000	33,545,000	31,925,000	28,115,000	41,118,000	43,658,000	44,895,000	25,296,000	19,368,000
noninterest expenses
salaries and employee benefits	99,856,000	85,123,000	80,607,000	74,917,000	75,238,000	80,314,000	74,813,000	75,225,000	74,037,000	70,637,000	75,641,000	74,199,000	72,254,000	73,621,000	66,808,000	64,992,000	63,947,000	62,170,000	61,717,000	60,784,000	61,253,000	62,263,000	63,769,000	55,925,000	54,822,000	53,952,000	53,212,000	53,985,000	47,912,000	51,505,000	50,852,000	55,531,000	31,102,000	35,439,000	33,827,000	31,544,000	31,750,000	31,127,000	32,093,000	29,526,000	29,615,000	27,768,000	27,451,000	26,941,000	28,686,000	25,615,000	25,261,000	23,834,000	26,216,000	27,329,000	27,212,000	29,048,000	28,861,000	27,774,000	25,123,000	27,570,000	28,790,000	29,513,000	30,241,000
net occupancy	7,553,000	6,315,000	6,003,000	5,845,000	6,019,000	5,415,000	5,919,000	5,793,000	5,923,000	5,890,000	5,809,000	5,606,000	5,685,000	5,434,000	5,669,000	5,359,000	5,746,000	5,332,000	5,571,000	5,535,000	5,704,000	6,159,000	5,625,000	5,378,000	6,104,000	6,334,000	5,509,000	5,596,000	6,630,000	6,322,000	6,765,000	6,631,000	4,497,000	4,252,000	4,328,000	4,302,000	4,515,000	4,338,000	4,543,000	4,491,000	4,957,000	4,510,000	4,380,000	5,005,000	4,577,000	4,505,000	5,299,000	5,101,000	5,384,000	6,165,000	5,153,000	5,025,000	5,382,000	4,164,000	4,493,000	6,860,000	4,663,000	5,340,000	8,122,000
furniture and equipment	4,693,000	3,940,000	3,582,000	3,441,000	3,813,000	3,476,000	3,617,000	3,646,000	3,688,000	3,523,000	3,341,000	3,362,000	3,317,000	3,234,000	3,222,000	3,201,000	3,567,000	3,161,000	3,318,000	3,371,000	3,969,000	3,596,000	3,638,000	3,681,000	4,053,000	4,145,000	4,120,000	4,222,000	3,416,000	3,498,000	4,072,000	5,298,000	2,040,000	1,969,000	2,161,000	2,136,000	2,177,000	2,181,000	2,139,000	2,130,000	2,213,000	2,165,000	2,219,000	2,153,000	2,265,000	1,983,000	2,077,000	2,213,000	2,250,000	2,371,000	2,332,000	2,323,000	2,244,000	2,386,000	2,581,000	2,553,000	2,490,000	2,514,000	2,273,000
data processing	12,654,000	10,465,000	9,591,000	9,020,000	8,759,000	9,139,000	8,857,000	8,877,000	8,305,000	8,488,000	8,473,000	9,871,000	9,020,000	8,567,000	8,497,000	8,334,000	8,264,000	8,261,000	7,951,000	7,864,000	7,287,000	7,269,000	6,837,000	7,019,000	6,389,000	5,996,000	5,774,000	4,984,000	5,127,000	5,599,000	4,502,000	14,304,000	3,672,000	3,768,000	3,455,000	3,501,000	3,298,000	3,095,000	2,828,000	2,765,000	2,718,000	2,591,000	2,657,000	2,772,000	4,393,000	2,770,000	2,858,000	2,584,000	2,559,000	2,469,000	2,334,000	2,076,000	1,901,000	1,466,000	1,453,000	1,238,000	1,191,000	1,136,000	1,232,000
marketing	2,652,000	3,056,000	2,359,000	2,737,000	2,018,000	2,204,000	2,255,000	2,605,000	1,962,000	2,087,000	2,598,000	2,802,000	2,160,000	2,198,000	2,523,000	2,323,000	1,700,000	2,152,000	2,435,000	2,035,000	1,361,000	1,999,000	1,856,000	1,339,000	1,220,000	1,980,000	1,346,000	1,976,000	1,606,000	1,651,000	2,502,000	2,644,000	801,000	1,060,000	649,000	982,000	510,000	1,458,000	641,000	801,000	1,065,000	810,000	973,000	888,000	939,000	830,000	786,000	1,192,000	1,182,000	897,000	1,592,000	1,238,000	1,154,000	1,584,000	1,402,000	1,241,000	1,230,000	1,600,000	1,074,000
professional services	3,986,000	6,231,000	2,314,000	3,549,000	2,739,000	6,631,000	2,303,000	2,885,000	2,268,000	3,148,000	2,524,000	2,308,000	1,946,000	3,015,000	2,346,000	2,214,000	2,159,000	5,998,000	2,199,000	2,029,000	1,450,000	3,038,000	2,443,000	2,205,000	2,275,000	2,192,000	4,771,000	2,039,000	2,252,000	1,794,000	2,621,000	5,659,000	2,198,000	9,766,000	2,030,000	1,469,000	1,758,000	1,731,000	1,460,000	1,299,000	1,813,000	4,092,000	1,727,000	1,970,000	1,568,000	1,449,000	1,724,000	1,528,000	1,764,000	1,803,000	1,304,000	2,151,000	2,147,000	2,062,000	3,095,000	2,227,000	2,117,000	2,446,000	1,743,000
amortization of tax credit investments	669,000	800,000	112,000	111,000	112,000
fdic assessments	3,645,000	2,923,000	2,611,000	2,611,000	3,059,000	2,736,000	3,036,000	2,657,000	2,780,000	3,651,000	2,665,000	2,806,000	2,826,000	2,173,000	1,885,000	1,677,000	1,459,000	1,453,000	1,466,000	1,362,000	1,349,000	1,065,000	1,350,000	1,290,000	1,405,000	1,055,000	-1,097,000	1,065,000	950,000	1,018,000	734,000	1,323,000	894,000	943,000	1,051,000	1,018,000	932,000	1,001,000	1,048,000	1,112,000	1,132,000	1,103,000	1,114,000	1,090,000	1,126,000	1,074,000	1,134,000	1,107,000	1,148,000	1,125,000	1,164,000
intangible amortization	6,261,000	3,927,000	2,359,000	2,358,000	2,359,000
leasing business expense	14,129,000	13,837,000	13,911,000	13,155,000	12,802,000	12,536,000	11,899,000	10,128,000	9,754,000	8,955,000	8,877,000	6,730,000	7,938,000	6,061,000	5,746,000	4,687,000	3,869,000
total noninterest expenses	169,408,000	149,531,000	134,269,000	128,671,000	128,076,000	147,907,000	125,759,000	123,574,000	122,355,000	119,137,000	122,044,000	120,615,000	116,693,000	124,442,000	125,068,000	103,227,000	102,805,000	109,605,000	99,058,000	99,643,000	92,506,000	114,798,000	97,511,000	88,689,000	89,666,000	93,064,000	86,226,000	84,378,000	78,499,000	83,352,000	85,415,000	102,755,000	52,288,000	82,898,000	54,443,000	51,556,000	51,045,000	50,163,000	51,105,000	49,413,000	50,720,000	52,992,000	48,786,000	48,068,000	51,419,000	47,111,000	47,842,000	48,801,000	53,283,000	53,106,000	55,286,000	57,459,000	55,778,000	53,142,000	52,497,000	57,790,000	61,310,000	59,356,000	62,154,000
income before income taxes	93,568,000	79,131,000	90,677,000	87,859,000	63,603,000	66,914,000	64,878,000	74,795,000	61,737,000	71,391,000	78,366,000	81,150,000	87,689,000	79,459,000	47,074,000	64,540,000	50,649,000	54,587,000	67,033,000	61,609,000	57,704,000	53,682,000	50,794,000	45,383,000	34,552,000	57,977,000	63,221,000	65,904,000	55,760,000	66,801,000	63,516,000	45,745,000	38,159,000	11,303,000	36,025,000	33,951,000	34,884,000	34,188,000	32,975,000	33,876,000	29,692,000	27,875,000	28,233,000	26,071,000	22,562,000	23,914,000	22,185,000	22,556,000	22,284,000	20,175,000	25,155,000	26,505,000	26,627,000	25,288,000	24,837,000	26,540,000	24,419,000	27,266,000	17,856,000
income tax expense	19,123,000	16,738,000	18,754,000	17,863,000	12,310,000	2,029,000	12,427,000	13,990,000	11,048,000	14,659,000	15,305,000	15,483,000	17,286,000	10,373,000	-8,631,000	13,020,000	9,348,000	7,642,000	7,021,000	10,721,000	10,389,000	5,370,000	9,317,000	7,990,000	5,924,000	9,300,000	12,365,000	13,201,000	9,921,000	11,787,000	12,859,000	9,327,000	7,653,000	-13,508,000	11,199,000	11,215,000	10,470,000	10,894,000	10,125,000	11,308,000	9,878,000	9,202,000	9,284,000	8,450,000	7,218,000	7,961,000	7,081,000	7,645,000	6,455,000	6,351,000	8,913,000	8,703,000	9,633,000	9,670,000	8,864,000	9,333,000	8,840,000	9,492,000	6,258,000
net income	74,445,000	62,393,000	71,923,000	69,996,000	51,293,000	64,885,000	52,451,000	60,805,000	50,689,000	56,732,000	63,061,000	65,667,000	70,403,000	69,086,000	55,705,000	51,520,000	41,301,000	46,945,000	60,012,000	50,888,000	47,315,000	48,312,000	41,477,000	37,393,000	28,628,000	48,677,000	50,856,000	52,703,000	45,839,000	55,014,000	50,657,000	36,418,000	30,506,000	24,811,000	24,826,000	22,736,000	24,414,000	23,294,000	22,850,000	22,568,000	19,814,000	18,673,000	18,949,000	17,621,000	15,344,000	15,953,000	15,104,000	14,911,000	15,829,000	13,824,000	16,242,000	17,802,000	16,994,000	15,618,000	15,973,000	17,207,000	15,579,000	17,774,000	11,598,000
yoy	45.14%	-3.84%	37.12%	15.12%	1.19%	14.37%	-16.82%	-7.40%	-28.00%	-17.88%	13.21%	27.46%	70.46%	47.16%	-7.18%	1.24%	-12.71%	-2.83%	44.69%	36.09%	65.28%	-0.75%	-18.44%	-29.05%	-37.55%	-11.52%	0.39%	44.72%	50.26%	121.73%	104.05%	60.18%	24.95%	6.51%	8.65%	0.74%	23.22%	24.75%	20.59%	28.07%	29.13%	17.05%	25.46%	18.17%	-3.06%	15.40%	-7.01%	-16.24%	-6.86%	-11.49%	1.68%	3.46%	9.08%	-12.13%	37.72%
qoq	19.32%	-13.25%	2.75%	36.46%	-20.95%	23.71%	-13.74%	19.96%	-10.65%	-10.04%	-3.97%	-6.73%	1.91%	24.02%	8.12%	24.74%	-12.02%	-21.77%	17.93%	7.55%	-2.06%	16.48%	10.92%	30.62%	-41.19%	-4.28%	-3.50%	14.97%	-16.68%	8.60%	39.10%	19.38%	22.95%	-0.06%	9.19%	-6.87%	4.81%	1.94%	1.25%	13.90%	6.11%	-1.46%	7.54%	14.84%	-3.82%	5.62%	1.29%	-5.80%	14.50%	-14.89%	-8.76%	4.75%	8.81%	-2.22%	-7.17%	10.45%	-12.35%	53.25%
net earnings per common share - basic	720	510	760	740	540	435	560	640	540	530	670	700	750	397.5	600	550	440	412.5	640	530	490	275	430	380	290	380	520	540	470	342.5	520	370	490	292.5	400	370	400	267.5	370	370	320	310	310	290	260	280	260	260	280	240	280	310	290
net earnings per common share - diluted	710	505	750	730	540	430	550	640	530	522.5	660	690	740	392.5	590	550	440	410	630	520	480	275	420	380	290	377.5	510	530	470	340	510	370	490	290	400	370	390	262.5	370	360	320	300	310	290	260	280	260	260	270	240	280	300	290
average common shares outstanding - basic	103,705,269,000	485,139,000	94,889,341,000	94,860,428,000	94,645,787,000	27,607,000	94,473,666,000	94,438,235,000	94,218,067,000	42,056,000	94,030,275,000	93,924,068,000	93,732,532,000	20,881,000	93,582,250,000	93,555,131,000	93,383,932,000	-718,069,000	94,289,097,000	96,123,645,000	96,873,940,000	97,266,551,058	97,247,080	97,220,748	97,736,690	98,207,392,198	98,517,025	98,083,799	97,926,088	88,496,487,884	97,411,201	97,347,533	61,654,686	61,467,952,840	61,577,619	61,543,478	61,398,414	61,144,922,155	61,280,283	61,194,254	61,036,797	61,135,749	61,115,802	61,013,489	59,403,109	57,201,494	57,091,604	57,201,390	57,291,994	57,439,029	57,976,943	57,933,281
average common shares outstanding - diluted	104,615,405,000	483,871,000	95,753,798,000	95,741,696,000	95,524,262,000	27,481,000	95,479,510,000	95,470,093,000	95,183,998,000	10,196,000	95,126,269,000	95,169,348,000	94,960,158,000	82,398,000	94,793,766,000	94,449,817,000	94,263,925,000	-720,215,000	95,143,930,000	97,009,712,000	97,727,527,000	97,994,980,537	98,008,733	97,988,600	98,356,214	98,752,747,827	99,077,723	98,648,384	98,436,311	89,527,565,073	98,484,228	98,432,072	62,180,744	62,109,404,126	62,189,637	62,234,022	62,140,384	61,923,459,039	62,086,067	62,027,008	61,840,247	61,987,795	61,915,294	61,731,844	60,112,932	57,951,636	57,828,179	58,012,588	58,128,349	58,283,467	58,940,179	58,958,279
communication		825,000	695,000	681,000	812,000	767,000	851,000	816,000	795,000	707,000	744,000	644,000	634,000	690,000	657,000	670,000	666,000	677,000	669,000	746,000	838,000	840,000	855,000	907,000	890,000	882,000	910,000	747,000	728,000	805,000	785,000	1,118,000	459,000	474,000	430,000	468,000	447,000	404,000	527,000	477,000	481,000	531,000	558,000	570,000	541,000	562,000	623,000	865,000	781,000	833,000	788,000	913,000	894,000	772,000	753,000	814,000	986,000	822,000	1,208,000
state intangible tax		1,679,000	1,531,000	1,517,000	877,000	-104,000	876,000	875,000	877,000	984,000	981,000	964,000	985,000	974,000	1,090,000	1,090,000	1,131,000	651,000	1,202,000	1,201,000	1,202,000	1,514,000	1,514,000	1,514,000	1,516,000	1,767,000	1,445,000	1,307,000	1,310,000	1,086,000	1,223,000	1,078,000	765,000	492,000	721,000	721,000	721,000	117,000	639,000	639,000	639,000	579,000	577,000	577,000	648,000	644,000	644,000	1,010,000	1,004,000	1,014,000	961,000	970,000	1,026,000	546,000	1,236,000	1,365,000	724,000	1,426,000	1,331,000
net gain from sales of loans						3,321,000	5,021,000	4,479,000	3,784,000	2,957,000	4,086,000	3,839,000	2,335,000	2,206,000	3,729,000	5,241,000	3,872,000	6,492,000	8,586,000	8,489,000	9,454,000	13,089,000	18,594,000	16,662,000	2,831,000	4,723,000	4,806,000	3,432,000	1,890,000	1,428,000	1,739,000	2,316,000
intangible assets amortization						1,773,000	2,395,000	2,396,000	2,301,000	2,601,000	2,600,000	2,601,000	2,600,000	2,573,000	2,783,000	2,915,000	2,914,000	2,401,000	2,479,000	2,480,000	2,479,000	2,764,000	2,779,000	2,791,000	2,792,000	3,150,000	2,432,000	2,044,000	2,045,000
net gain on sales of investment securities									-5,277,000	-101,750	-4,000	-384,000	-519,000	-44,000	-179,000															36,000	-167,000	-30,000
net gain on equity securities								-64,000	90,000	202,000	-54,000	-82,000	640,000	1,315,000	-701,000	-1,054,000	-199,000	95,250	108,000
provision for credit losses - unfunded commitments										1,426,000	-1,234,000	-1,994,000	1,835,000	1,341,000	386,000	3,481,000	-226,000	-224,000	-1,951,000	517,000	538,000	503,250	-1,925,000	2,370,000
trust and wealth management fees													6,334,000	5,648,000	5,487,000	6,311,000	6,060,000	6,038,000	5,896,000	6,216,000	4,398,000	4,093,000	3,855,000	4,114,000	4,469,000	3,913,000	3,718,000	3,943,000	4,070,000	3,703,000	3,728,000	3,697,000	3,954,000	3,597,000	3,324,000	3,405,000	3,747,000	3,241,000	3,236,000	3,283,000	3,440,000	3,134,000	3,274,000	3,634,000	3,207,000	3,305,000	3,746,000	3,366,000	3,497,000	3,950,000	3,374,000	3,377,000	3,791,000	3,377,000	3,507,000	3,925,000	3,366,000	3,668,000	3,545,000
net gain on sales/transfers of investment securities																	3,000	-14,000	-314,000	-265,000	-166,000	4,618,000	2,000	2,000	-59,000	-296,000	105,000	-37,000	-178,000
unrealized gain on equity securities																				161,000	112,000
cash dividends declared per share																						0.173	0.23	0.23	0.23	0.168	0.23	0.22	0.22	0.145	0.2	0.19	0.19	0.128	0.17	0.17	0.17	0.12	0.16	0.16	0.16	0.16	0.16	0.16	0.15	0.15	0.15	0.27	0.24	0.28	0.3	0.29	0.31	0.27	0.12	0.12	0.1	0.1	0.1
provision for credit losses-loans and leases																									23,880,000
provision for credit losses-unfunded commitments																									1,568,000
provision for loan and lease losses																										4,629,000	5,228,000	6,658,000	14,083,000	5,310,000	3,238,000	3,735,000	2,303,000	-205,000	2,953,000	467,000	367,000	2,761,000	1,687,000	4,037,000	1,655,000	2,647,000	3,070,000	2,060,000
net interest income after provision for loan and lease losses																										114,273,000	116,307,000	115,644,000	107,432,000	120,649,000	120,247,000	120,244,000	73,509,000	75,819,000	67,526,000	68,053,000	68,565,000	67,405,000	67,131,000	63,095,000	64,900,000	60,512,000	55,604,000	56,526,000	57,470,000		55,852,000			46,583,000							40,834,000	61,326,000
loss - other real estate owned																														41,000	538,000	-283,000	77,000	219,000	237,000	162,000	24,000	-953,000	-112,000	43,000	-190,000	196,000	419,000	474,000	844,000		418,000			502,000		313,000
loans, including fees																																	74,920,000	74,347,000	71,148,000	67,748,000	66,868,000	67,883,000	66,997,000	64,424,000	63,399,000	58,694,000	54,586,000	54,464,000	53,725,000	48,877,000	49,147,000	52,908,000	55,022,000	56,025,000	59,536,000	63,390,000	66,436,000	70,086,000	71,929,000	74,016,000	75,957,000	74,944,000	79,338,000
net gains on sales of investment securities																																		19,000	276,000	838,000	516,000	58,500	398,000	-188,000	24,000	409,000
fdic loss sharing income																																						-419,000	-638,000	59,000	-565,000	-973,000	-304,000	-1,046,000	-192,000	1,108,000	-508,000	5,555,000	-7,384,000	8,934,000	8,496,000	8,280,000	12,816,000	8,377,000	21,643,000	23,435,000	17,800,000
accelerated discount on covered/formerly covered loans																																						1,197,000	491,000	1,191,000	971,000	3,820,000	4,094,000	2,092,000
loss sharing expense																																						141,000	270,000	-12,000	297,000	574,000	576,000	301,000	1,002,000	1,465,000	1,569,000	1,724,000	1,578,000	2,286,000	3,584,000	3,085,000
gains on sales of investment securities																																											1,094,000				50,000		188,000	1,536,000
provision for loan and lease losses - uncovered																																													1,093,000		1,159,000			3,041,000		8,364,000		7,643,000		647,000	6,287,000	6,158,000
provision for loan and lease losses - covered																																													-200,000		-2,192,000			9,042,000		6,047,000		7,260,000		26,016,000	20,725,000	254,000
accelerated discount on covered loans																																													789,000	621,000	1,015,000	1,711,000	1,935,000	1,935,000	3,798,000	3,764,000	3,645,000	5,207,000	4,756,000	5,783,000	9,448,000
pension settlement charges																																																1,396,000	4,316,000
loss - covered other real estate owned																																													-1,433,000		33,000			-157,000		1,233,000
benefit from loan and lease losses - uncovered																																														29,000		1,413,000	2,409,000		3,613,000		3,258,000		5,756,000
benefit from loan and lease losses - covered																																														-413,000		5,293,000	-8,283,000		6,622,000		12,951,000		23,895,000
net interest income after benefit from loan and lease losses																																														54,688,000		49,066,000	63,952,000
gain - other real estate owned																																														313,000		184,000	216,000		1,372,000
gain - covered other real estate owned																																														398,000		204,000	-2,212,000
subordinated debentures and capital securities																																																							197,000	194,000	322,000	319,000	315,000
net interest income after benefit from loan losses																																																			49,611,000		50,480,000		36,216,000				60,642,000
gain on sale of investment securities																																																			2,617,000
(gain) loss - covered other real estate owned																																																			-25,000
net interest income after provision for loan losses																																																				50,419,000		50,315,000		40,672,000
fdic expense																																																				1,270,000	1,163,000	1,211,000	1,152,000	2,121,000	2,123,000	1,907,000	2,010,000
total investment securities interest																																																					10,651,000	7,587,000	7,272,000	7,001,000	5,626,000	5,689,000	5,631,000
loss-other real estate owned																																																					996,000	-287,000	163,000
loss-covered other real estate owned																																																					1,292,000	2,707,000	2,621,000
average common shares outstanding-basic																																																					57,795,258
average common shares outstanding-diluted																																																					58,881,043
loss on preferred securities
debt extinguishment																																																									8,029,000
dividends on preferred stock																																																											1,865,000
net income available to common shareholders																																																						15,618,000	15,973,000	17,207,000	15,579,000	17,774,000	9,733,000
net earnings per common share - basic:																																																						270	280	300	270	310	180
net earnings per common share - diluted:																																																						270	270	290	270	300	170
average basic shares outstanding																																																						57,735,811	57,694,792	57,591,568	57,570,709	57,539,901	55,161,551
average diluted shares outstanding																																																						58,654,099	58,734,662	58,709,037	58,531,505	58,604,039	56,114,424
gain on acquisition
income (loss) on preferred securities
excess income earned on covered loans																																																										7,408,000
proportionate share of covered loan losses																																																										3,538,000
acquisition and integration costs																																																										2,178,000
benefit from loan losses																																																											11,378,000
income on preferred securities																																																											-30,000

Balance Sheets:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-09-30	2015-06-30	2015-03-31	2014-09-30	2014-06-30	2014-03-31	2013-09-30	2013-06-30	2013-03-31	2012-09-30	2012-06-30	2012-03-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31

assets
cash and due from banks	170,641,000	178,553,000	174,659,000	210,187,000	190,610,000	174,258,000	190,618,000	193,794,000	199,407,000	213,059,000	220,335,000	217,385,000	199,835,000	207,501,000	195,553,000	302,549,000	230,428,000	220,031,000	209,748,000	206,918,000	210,191,000	245,436,000	207,128,000	283,639,000	261,892,000	191,864,000	242,482,000	169,694,000	169,004,000	188,971,000	193,288,000	216,667,000	116,581,000	150,650,000	117,840,000	117,478,000	117,914,000	119,444,000	117,982,000	106,174,000	102,675,000	112,298,000	116,318,000	111,011,000	121,360,000	123,160,000	161,515,000	177,698,000	114,745,000	106,249,000	154,181,000	126,392,000	125,949,000	108,253,000	104,150,000	96,709,000	105,981,000	144,101,000	166,604,000	308,330,000
interest-bearing deposits with other banks	1,032,259,000	597,338,000	565,080,000	570,173,000	633,349,000	730,228,000	660,576,000	738,555,000	751,290,000	792,960,000	452,867,000	485,241,000	305,465,000	388,182,000	338,978,000	184,974,000	227,147,000	214,811,000	29,799,000	38,610,000	19,180,000	78,943,000	38,806,000	38,845,000	71,071,000	35,814,000	39,669,000	101,668,000	50,224,000	32,090,000	28,989,000	37,915,000	10,200,000	33,974,000	34,787,000	29,839,000	39,058,000	21,907,000	16,765,000	18,911,000	15,582,000	24,191,000	41,027,000	25,350,000	22,365,000	39,237,000	9,681,000	10,414,000	2,671,000	1,170,000	21,495,000	9,187,000	24,101,000	369,130,000	147,108,000	387,923,000	176,952,000	280,457,000	675,891,000	416,619,000
investment securities available-for-sale, at fair value	4,953,023,000	3,971,932,000	3,422,595,000	3,386,562,000	3,260,981,000	3,183,776,000	3,157,265,000	3,036,758,000	2,850,667,000	3,021,126,000	3,044,361,000	3,249,404,000	3,384,949,000	3,409,648,000	3,531,353,000	3,843,580,000	3,957,882,000	4,207,846,000	4,114,094,000	3,955,839,000	3,753,763,000		3,004,963,000	2,897,413,000	2,908,688,000		2,850,502,000	3,152,970,000	3,113,811,000		2,626,726,000	2,654,909,000	1,359,381,000	1,349,408,000	1,286,770,000	1,298,578,000	1,220,046,000		1,120,494,000	1,114,349,000	1,164,319,000
investment securities held-to-maturity	49,631,000	58,545,000	71,595,000	72,994,000	76,469,000	76,960,000	77,985,000	78,921,000	79,542,000	80,321,000	81,236,000	82,372,000	83,070,000	84,021,000	85,823,000	88,057,000	92,597,000	98,420,000	103,886,000	112,456,000	121,945,000		118,072,000	127,347,000	136,744,000		148,778,000	154,327,000	158,305,000		434,369,000	443,957,000	633,722,000	654,008,000	669,816,000	696,269,000	730,796,000		628,497,000	670,111,000	702,315,000	756,035,000	791,839,000	839,666,000	900,521,000	899,502,000	890,806,000	669,093,000	670,246,000	716,214,000	822,319,000	873,538,000	917,758,000	2,724,000	3,001,000	16,780,000	17,406,000		17,601,000	17,903,000
other investments	137,018,000	129,564,000	117,120,000	122,322,000	120,826,000		120,318,000	132,412,000	125,548,000		133,725,000	141,892,000	143,606,000		138,767,000	132,151,000	114,563,000		97,831,000	129,432,000	131,814,000		118,292,000	132,366,000	143,581,000		124,965,000	127,439,000	115,731,000		115,757,000	95,004,000	53,070,000	53,140,000	53,198,000	53,285,000	50,996,000		51,170,000	51,261,000	53,255,000	53,431,000	53,585,000	53,393,000	49,986,000	47,640,000	47,659,000	75,945,000	75,645,000	75,375,000	71,492,000	71,492,000	71,492,000	71,492,000	71,492,000	78,689,000	78,689,000	86,509,000	86,509,000	87,029,000
loans held for sale, at fair value	18,280,000	16,953,000	21,466,000	26,504,000	17,927,000	13,181,000	12,685,000	16,911,000	11,534,000	9,213,000	12,391,000	15,267,000	9,280,000	7,918,000	10,684,000	22,044,000	12,670,000	29,482,000	33,835,000	31,546,000	34,590,000
loans and leases
commercial & industrial	4,693,786,000	4,632,241,000	3,838,630,000	3,927,771,000	3,832,350,000	3,815,858,000	3,678,546,000	3,782,487,000	3,591,428,000	3,501,221,000	3,420,873,000	3,433,162,000	3,449,289,000	3,410,272,000	3,139,219,000	2,927,175,000	2,800,209,000	2,720,028,000	2,602,848,000	2,701,203,000	3,044,825,000		3,292,313,000	3,322,374,000	2,477,773,000		2,470,017,000	2,547,997,000	2,543,427,000		2,426,590,000	2,440,596,000	1,943,741,000
lease financing	649,645,000	638,527,000	596,734,000	587,176,000	573,608,000	598,045,000	587,415,000	534,557,000	492,862,000	474,817,000	399,973,000	360,801,000	273,898,000	236,124,000	176,072,000	146,639,000	125,867,000	109,624,000	67,855,000	68,229,000	66,574,000	79,882,000	74,742,000	80,087,000	82,602,000	92,902,000	92,616,000	90,638,000	95,573,000	91,476,000	95,317,000	96,198,000	81,617,000	89,347,000	86,014,000	88,152,000	88,888,000	96,337,000	96,046,000	100,263,000	101,135,000	82,679,000	84,723,000	81,796,000	73,216,000	81,212,000	79,792,000	76,615,000	70,011,000	53,556,000	41,343,000	30,109,000	21,794,000	12,870,000	9,890,000	7,147,000	2,609,000	138,000	15,000	15,000
construction real estate	591,080,000	677,339,000	627,960,000	732,777,000	824,775,000	779,446,000	802,264,000	741,406,000	641,596,000	564,832,000	578,824,000	536,464,000	525,906,000	512,050,000	489,446,000	449,734,000	479,744,000	455,894,000	477,004,000	630,329,000	642,709,000		575,648,000	506,085,000	500,311,000		515,960,000	497,683,000	458,113,000		565,077,000	555,468,000	494,665,000	467,730,000	420,941,000	443,112,000	446,332,000		380,349,000	374,949,000
commercial real estate	4,473,468,000	4,384,556,000	4,048,370,000	3,961,513,000	3,956,880,000	4,061,744,000	4,034,820,000	4,076,596,000	4,145,969,000	4,080,939,000	3,992,654,000	4,048,460,000	4,056,627,000	4,052,759,000	3,976,345,000	4,007,037,000	4,031,484,000	4,226,614,000	4,438,374,000	4,332,561,000	4,396,582,000		4,347,125,000	4,343,702,000	4,278,257,000		4,015,908,000	3,903,654,000	3,802,179,000		3,868,143,000	3,888,993,000	2,544,051,000	2,490,091,000	2,523,387,000	2,471,655,000	2,398,235,000		2,468,083,000	2,363,456,000
residential real estate	1,831,338,000	1,832,184,000	1,494,464,000	1,492,688,000	1,479,704,000	1,462,284,000	1,422,186,000	1,377,290,000	1,344,677,000	1,333,674,000	1,293,470,000	1,221,484,000	1,145,069,000	1,092,265,000	1,024,596,000	965,387,000	913,838,000	896,069,000	922,492,000	932,112,000	946,522,000		1,027,702,000	1,043,745,000	1,061,792,000		1,055,007,000	1,015,820,000	975,120,000		932,962,000	918,904,000	468,584,000	471,391,000	477,964,000	490,398,000	486,601,000		507,715,000	512,800,000
home equity	1,026,839,000	1,005,204,000	935,975,000	903,299,000	872,502,000	849,039,000	825,431,000	800,860,000	773,811,000	758,676,000	743,991,000	728,711,000	724,672,000	733,791,000	737,318,000	725,700,000	707,973,000	708,399,000	709,050,000	711,756,000	709,667,000		754,743,000	764,171,000	781,243,000		776,885,000	787,139,000	797,118,000		816,133,000	835,031,000	483,643,000	493,604,000	494,342,000	464,066,000	458,974,000		463,702,000	467,549,000	466,010,000	463,629,000	463,222,000	456,278,000	416,099,000	380,746,000	374,427,000	373,839,000	370,206,000	365,943,000	368,876,000	365,413,000	359,711,000	362,919,000	344,457,000	339,590,000	341,310,000	341,288,000	332,928,000	330,973,000
installment	162,314,000	188,694,000	109,764,000	116,598,000	119,672,000	133,051,000	141,270,000	148,530,000	153,838,000	159,078,000	160,648,000	165,216,000	204,372,000	209,895,000	202,267,000	146,680,000	132,197,000	119,454,000	96,077,000	89,143,000	82,421,000		84,629,000	79,150,000	80,085,000		88,275,000	89,149,000	90,689,000		97,413,000	100,726,000	39,248,000	41,586,000	43,650,000	47,654,000	52,063,000		47,825,000	46,917,000	41,627,000	39,974,000	43,073,000	43,798,000	47,561,000	43,338,000	44,911,000	49,273,000	50,781,000	53,509,000	59,191,000	61,590,000	63,793,000	70,034,000	63,799,000	66,028,000	69,711,000	73,138,000	75,862,000	78,682,000
credit card	66,371,000	65,325,000	62,654,000	64,374,000	64,639,000	62,311,000	61,140,000	59,477,000	60,939,000	59,939,000	56,386,000	55,911,000	53,552,000	51,815,000	52,173,000	52,065,000	50,305,000	52,217,000	47,231,000	46,177,000	44,669,000		43,907,000	42,397,000	45,756,000		49,010,000	48,706,000	46,982,000		45,741,000	48,665,000	46,472,000	46,691,000	44,646,000	44,139,000	43,354,000		43,009,000	40,746,000	39,283,000	39,759,000	39,216,000	37,886,000	35,925,000	35,656,000	34,458,000	34,285,000	33,222,000	32,465,000	31,604,000	31,486,000	31,149,000	30,435,000	28,618,000	28,104,000	29,563,000	28,825,000	28,567,000	27,960,000
total loans and leases	13,494,841,000	13,424,070,000	11,714,551,000	11,786,196,000	11,724,130,000	11,761,778,000	11,553,072,000	11,521,203,000	11,205,120,000	10,933,176,000	10,646,819,000	10,550,209,000	10,433,385,000	10,298,971,000	9,797,436,000	9,420,417,000	9,241,617,000	9,288,299,000	9,360,931,000	9,511,510,000	9,933,969,000	9,902,656,000	10,200,809,000	10,181,711,000	9,307,819,000	8,948,535,000	9,063,678,000	8,980,786,000	8,809,201,000	8,150,698,000	8,847,376,000	8,884,581,000	6,102,021,000	6,013,183,000	5,977,037,000	5,873,765,000	5,754,082,000	5,628,617,000	5,789,511,000	5,701,213,000	5,504,609,000	5,216,063,000	4,852,774,000	4,763,537,000
less: allowance for credit losses	-183,716,000	-186,487,000	-161,916,000	-158,522,000	-155,482,000	-156,791,000	-158,831,000	-156,185,000	-144,274,000	-141,433,000	-145,201,000	-148,646,000	-141,591,000	-132,977,000	-124,096,000	-117,885,000	-124,130,000	-131,992,000	-148,903,000	-159,590,000	169,923,000		168,544,000	158,661,000	143,885,000
net loans and leases	13,311,125,000	13,237,583,000	11,552,635,000	11,627,674,000	11,568,648,000	11,604,987,000	11,394,241,000	11,365,018,000	11,060,846,000	10,791,743,000	10,501,618,000	10,401,563,000	10,291,794,000	10,165,994,000	9,673,340,000	9,302,532,000	9,117,487,000	9,156,307,000	9,212,028,000	9,351,920,000	9,764,046,000		10,032,265,000	10,023,050,000	9,163,934,000		9,007,126,000	8,919,237,000	8,752,479,000		8,789,661,000	8,830,505,000	6,047,641,000	5,959,162,000	5,922,503,000	5,818,892,000	5,697,756,000		5,731,893,000	5,644,505,000	5,450,877,000	5,162,731,000	4,799,898,000	4,710,461,000
premises and equipment	228,384,000	204,760,000	198,251,000	197,741,000	197,968,000	197,965,000	196,692,000	197,873,000	198,428,000	194,740,000	192,572,000	192,077,000	188,959,000	189,080,000	189,067,000	191,099,000	190,975,000	193,040,000	192,580,000	192,238,000	204,537,000		209,474,000	211,164,000	212,787,000		213,681,000	211,313,000	210,676,000		219,940,000	223,950,000	127,046,000	125,036,000	126,790,000	128,956,000	131,808,000		132,082,000	133,969,000	138,036,000	139,020,000	139,170,000	140,477,000	141,851,000	133,418,000	135,105,000	139,125,000	142,675,000	146,889,000	146,603,000	142,744,000	141,664,000	120,325,000	114,797,000	115,873,000	118,477,000	116,959,000	114,630,000	115,836,000	795,000
operating leases	220,061,000	214,003,000	214,667,000	217,100,000	213,648,000	209,119,000	201,080,000	167,472,000	161,473,000	153,214,000	136,883,000	132,272,000	153,986,000	91,738,000	84,851,000	82,659,000	87,432,000	73,857,000
goodwill	1,099,543,000	1,099,524,000	1,007,656,000	1,007,656,000	1,007,656,000	1,007,656,000	1,007,656,000	1,007,656,000	1,007,656,000	1,005,868,000	1,005,868,000	1,005,828,000	1,005,738,000	1,001,507,000	998,422,000	999,959,000	999,959,000	1,000,749,000	937,771,000	937,771,000	937,771,000		937,771,000	937,771,000	937,771,000		937,689,000	879,727,000	879,727,000														137,739,000	137,739,000	137,458,000	95,050,000	95,050,000	95,050,000	95,050,000	95,050,000	95,050,000	95,050,000	95,050,000	68,922,000	51,820,000	51,820,000	51,820,000	51,820,000	51,908,000	51,908,000
other intangibles	145,927,000	118,832,000	73,797,000	75,458,000	77,002,000	79,291,000	81,547,000	83,528,000	85,603,000	83,949,000	86,378,000	88,662,000	91,169,000	93,919,000	96,528,000	82,889,000	85,891,000	88,898,000	56,811,000	59,391,000	61,984,000		67,419,000	70,325,000	73,258,000		79,506,000	36,349,000	38,571,000														7,726,000	7,847,000	8,542,000	5,344,000	5,566,000	6,249,000	6,620,000	7,078,000	8,327,000	9,195,000	10,193,000	8,436,000	4,847,000	5,227,000	5,604,000	6,049,000	6,614,000	7,058,000
accrued interest and other assets	1,413,923,000	1,301,792,000	1,134,985,000	1,119,884,000	1,089,983,000	1,178,242,000	1,045,669,000	1,147,282,000	1,067,244,000	1,056,762,000	1,186,618,000	1,078,186,000	1,076,033,000	1,220,648,000	1,280,427,000	1,011,221,000	892,119,000	942,729,000	968,210,000	1,021,798,000	935,250,000	2,243,654,000	1,122,449,000	1,105,020,000	1,120,507,000	1,804,135,000	812,519,000	664,695,000	577,518,000	1,398,257,000	486,300,000	466,783,000	333,687,000	350,664,000	323,789,000	344,761,000	324,815,000	664,886,000	328,009,000	334,625,000	323,337,000	306,210,000	298,817,000	292,349,000	272,568,000	287,340,000	275,995,000	255,617,000	250,228,000	265,565,000	278,447,000	245,632,000	262,027,000	290,117,000	281,172,000	290,692,000	300,388,000	271,843,000	244,298,000	244,902,000
total assets	22,779,815,000	21,129,379,000	18,554,506,000	18,634,255,000	18,455,067,000	18,570,261,000	18,146,332,000	18,166,180,000	17,599,238,000	17,532,900,000	17,054,852,000	17,090,149,000	16,933,884,000	17,003,316,000	16,623,793,000	16,243,714,000	16,009,150,000	16,329,141,000	15,956,593,000	16,037,919,000	16,175,071,000	15,529,144,000	15,925,647,000	15,870,890,000	15,057,567,000	14,210,719,000	14,480,445,000	14,437,663,000	14,074,263,000	12,611,438,000	13,842,667,000	13,920,167,000	8,898,429,000	8,896,923,000	8,761,689,000	8,710,042,000	8,531,170,000	8,251,703,000	8,368,481,000	8,310,102,000	8,193,554,000	7,880,533,000	7,383,372,000	7,245,796,000	7,353,469,000	6,545,744,000	6,499,089,000	6,253,441,000	6,274,575,000	6,349,017,000	6,235,087,000	6,282,677,000	6,416,568,000	6,337,729,000	6,041,607,000	6,314,481,000	6,250,225,000	6,154,500,000	6,607,165,000	6,572,426,000	702,131,000
liabilities
deposits
interest-bearing demand	3,658,155,000	3,360,613,000	2,983,132,000	3,057,232,000	3,004,601,000	3,095,724,000	2,884,971,000	2,922,540,000	2,916,518,000	2,993,219,000	2,880,617,000	2,919,472,000	2,761,811,000	3,037,153,000	2,980,465,000	3,096,365,000	3,246,646,000	3,198,745,000	2,916,860,000	2,963,151,000	2,914,761,000	2,626,252,000	2,632,467,000	2,657,841,000	2,498,109,000	2,326,193,000	2,316,301,000	2,332,692,000	2,235,036,000	2,169,396,000	2,284,271,000	2,440,088,000	1,442,399,000	1,453,463,000	1,518,011,000	1,496,173,000	1,494,892,000	1,465,804,000
savings	6,460,546,000	5,973,532,000	5,029,097,000	4,979,124,000	4,886,613,000	4,948,768,000	4,710,223,000	4,628,320,000	4,467,894,000	4,331,228,000	4,023,455,000	3,785,445,000	3,746,403,000	3,828,139,000	3,980,020,000	4,029,717,000	4,188,867,000	4,157,374,000	4,223,905,000	4,093,229,000	4,006,181,000	3,260,882,000	3,446,678,000	3,287,314,000	2,978,250,000	3,027,725,000	2,924,200,000	2,953,114,000	3,100,894,000	2,990,731,000	3,134,944,000	3,087,683,000	2,450,196,000	2,462,420,000	2,434,086,000	2,398,262,000	2,284,821,000	2,022,564,000	2,005,407,000	1,974,449,000	1,922,892,000	1,979,627,000	1,947,566,000	1,922,815,000	1,827,590,000	1,656,798,000	1,639,495,000	1,593,895,000	1,601,122,000	1,620,874,000	1,568,818,000	1,543,619,000	1,613,244,000	1,537,420,000	1,643,110,000	1,628,952,000	1,534,045,000	1,407,332,000	1,350,161,000	1,303,737,000
time	3,817,268,000	3,622,227,000	3,293,707,000	3,201,711,000	3,144,440,000	3,152,265,000	3,244,861,000	3,049,635,000	2,896,860,000	2,718,390,000	2,572,909,000	2,484,780,000	2,336,368,000	1,700,705,000	1,242,412,000	1,026,918,000	1,121,966,000	1,330,263,000	1,517,419,000	1,548,109,000	1,731,757,000	2,167,553,000	1,935,392,000	2,241,212,000	2,435,858,000	2,223,429,000	2,308,617,000	2,321,908,000	2,309,810,000	1,938,709,000	1,957,574,000	2,104,044,000	1,545,273,000	1,317,105,000	1,188,597,000	1,097,911,000	1,202,563,000	1,355,875,000	1,346,736,000	1,279,934,000	1,414,313,000	1,440,223,000	1,262,881,000	1,277,291,000	1,247,334,000	973,100,000	956,049,000	926,029,000	978,680,000	1,030,124,000	1,199,296,000	1,331,758,000	1,491,132,000	1,658,031,000	1,581,603,000	1,702,294,000	1,794,843,000	1,930,652,000	2,042,824,000	2,135,683,000
total interest-bearing deposits	13,935,969,000	12,956,372,000	11,305,936,000	11,238,067,000	11,035,654,000	11,196,757,000	10,840,055,000	10,600,495,000	10,281,272,000	10,042,837,000	9,476,981,000	9,189,697,000	8,844,582,000	8,565,997,000	8,202,897,000	8,153,000,000	8,557,479,000	8,686,382,000	8,658,184,000	8,604,489,000	8,652,699,000	8,054,687,000	8,014,537,000	8,186,367,000	7,912,217,000	7,577,347,000	7,549,118,000	7,607,714,000	7,645,740,000	7,098,836,000	7,376,789,000	7,631,815,000	5,437,868,000	5,232,988,000	5,140,694,000	4,992,346,000	4,982,276,000	4,844,243,000	4,846,672,000	4,690,461,000	4,768,168,000	4,750,523,000	4,385,666,000	4,414,988,000	4,289,650,000	3,734,929,000	3,697,573,000	3,587,991,000	3,711,268,000	3,764,938,000	3,880,957,000	4,030,229,000	4,393,866,000	4,484,172,000	4,246,232,000	4,467,465,000	4,440,765,000	4,337,906,000	4,528,955,000	4,482,210,000
noninterest-bearing	3,982,753,000	3,465,470,000	3,127,512,000	3,131,926,000	3,161,302,000	3,132,381,000	3,107,699,000	3,061,427,000	3,175,876,000	3,317,960,000	3,438,572,000	3,605,181,000	3,830,102,000	4,135,180,000	4,137,038,000	4,124,111,000	4,261,429,000	4,185,572,000	4,019,197,000	3,901,691,000	3,995,370,000		3,552,893,000	3,515,048,000	2,723,341,000		2,534,739,000	2,501,290,000	2,488,157,000		2,375,845,000	2,471,932,000	1,572,636,000	1,662,058,000	1,585,396,000	1,476,563,000	1,547,600,000		1,492,011,000	1,429,163,000	1,408,609,000	1,330,905,000	1,330,149,000	1,299,602,000	1,243,367,000	1,140,198,000	1,122,816,000	1,141,016,000	1,059,368,000	1,056,409,000	1,063,654,000	1,071,520,000	1,007,049,000	814,928,000	728,178,000	749,785,000	705,484,000	713,357,000	718,381,000	741,476,000
total deposits	17,918,722,000	16,421,842,000	14,433,448,000	14,369,993,000	14,196,956,000	14,329,138,000	13,947,754,000	13,661,922,000	13,457,148,000	13,360,797,000	12,915,553,000	12,794,878,000	12,674,684,000	12,701,177,000	12,339,935,000	12,277,111,000	12,818,908,000	12,871,954,000	12,677,381,000	12,506,180,000	12,648,069,000		11,567,430,000	11,701,415,000	10,635,558,000		10,083,857,000	10,109,004,000	10,133,897,000		9,752,634,000	10,103,747,000	7,010,504,000	6,895,046,000	6,726,090,000	6,468,909,000	6,529,876,000		6,338,683,000	6,119,624,000	6,176,777,000	6,081,428,000	5,715,815,000	5,714,590,000	5,533,017,000	4,875,127,000	4,820,389,000	4,729,007,000	4,770,636,000	4,821,347,000	4,944,611,000	5,101,749,000	5,400,915,000	5,299,100,000	4,974,410,000	5,217,250,000	5,146,249,000	5,051,263,000	5,247,336,000	5,223,686,000
fhlb short-term borrowings	550,000,000	675,000,000	550,000,000	680,000,000	735,000,000	625,000,000	765,000,000	1,040,000,000	700,000,000	800,000,000	755,000,000	1,050,300,000	1,089,400,000	1,130,000,000	972,600,000	896,000,000	185,000,000	225,000,000	107,000,000	217,000,000					1,181,900,000		1,128,900,000	1,052,700,000	952,400,000		1,170,800,000	1,100,233,000
other short-term borrowings	70,457,000	332,000	45,167,000	4,699,000	64,792,000	130,452,000	46,653,000	139,172,000	162,145,000	137,814,000	219,188,000	165,983,000	128,160,000	157,156,000	184,912,000			20,000,000
total short-term borrowings	620,457,000	675,332,000	595,167,000	684,699,000	799,792,000	755,452,000	811,653,000	1,179,172,000	862,145,000	937,814,000	974,188,000	1,216,283,000	1,217,560,000	1,287,156,000	1,161,047,000	896,000,000	185,000,000	296,203,000	188,850,000	472,791,000			247,658,000	154,347,000	1,397,724,000		1,214,186,000	1,313,321,000	1,047,415,000		1,294,252,000	1,188,303,000	658,332,000	814,565,000	863,732,000	1,088,333,000	859,184,000		926,236,000	1,115,084,000	969,899,000	763,517,000	710,049,000	591,642,000	919,303,000	814,313,000	835,093,000	623,672,000	619,930,000	633,063,000	371,190,000	249,919,000								38,443,000
long-term debt	380,176,000	514,052,000	221,823,000	344,955,000	345,878,000	347,509,000	344,086,000	338,556,000	343,236,000	344,115,000	340,902,000	339,963,000	342,647,000	346,672,000	355,116,000	358,578,000	379,840,000	409,832,000	313,230,000	313,039,000	583,722,000	867,798,000	1,341,164,000	1,285,767,000	325,566,000	522,340,000	498,778,000	547,042,000	546,423,000	438,567,000	570,037,000	469,423,000	169,695,000	119,654,000	119,615,000	119,669,000	119,629,000	119,622,000	119,549,000	119,596,000	119,556,000	119,515,000	47,084,000	47,598,000	52,656,000	59,693,000	60,163,000	61,088,000	73,957,000	74,498,000	75,521,000	75,120,000	75,745,000	76,875,000	102,255,000	102,976,000	128,880,000	129,224,000	384,775,000	394,404,000
total borrowed funds	1,000,633,000	1,189,384,000	816,990,000	1,029,654,000	1,145,670,000	1,102,961,000	1,155,739,000	1,517,728,000	1,205,381,000	1,281,929,000	1,315,090,000	1,556,246,000	1,560,207,000	1,633,828,000	1,516,163,000	1,254,578,000	564,840,000	706,035,000	502,080,000	785,830,000	765,109,000	1,458,701,000	1,588,822,000	1,440,114,000	1,723,290,000	1,669,059,000	1,712,964,000	1,860,363,000	1,593,838,000	1,385,994,000	1,864,289,000	1,657,726,000	828,027,000	934,219,000	983,347,000	1,208,002,000	978,813,000	1,000,079,000	1,045,785,000	1,234,680,000	1,089,455,000	883,032,000	757,133,000	639,240,000	971,959,000	874,006,000	895,256,000	684,760,000	693,887,000	707,561,000	446,711,000	325,039,000	154,364,000	172,326,000	207,546,000	211,569,000
accrued interest and other liabilities	919,835,000	748,937,000	672,213,000	676,453,000	611,206,000	700,121,000	592,401,000	660,091,000	649,706,000	622,200,000	694,700,000	595,606,000	577,497,000	626,938,000	773,563,000	643,355,000	487,957,000	492,210,000	540,962,000	476,402,000	502,951,000		521,580,000	508,342,000	519,336,000		422,311,000	280,107,000	216,109,000		190,224,000	145,757,000	119,913,000	136,994,000	137,298,000	135,014,000	142,416,000		122,876,000	109,075,000	100,735,000	103,061,000	108,041,000	96,224,000	74,581,000	90,780,000	92,097,000	147,635,000	114,600,000	118,495,000	127,799,000	139,101,000	146,596,000	139,171,000	137,889,000	177,698,000	197,240,000	203,715,000	209,370,000	202,305,000
total liabilities	19,839,190,000	18,360,163,000	15,922,651,000	16,076,100,000	15,953,832,000	16,132,220,000	15,695,894,000	15,839,741,000	15,312,235,000	15,264,926,000	14,925,343,000	14,946,730,000	14,812,388,000	14,961,943,000	14,629,661,000	14,175,044,000	13,871,705,000	14,070,199,000	13,720,423,000	13,768,412,000	13,916,129,000		13,677,832,000	13,649,871,000	12,878,184,000		12,219,132,000	12,249,474,000	11,943,844,000		11,807,147,000	11,907,230,000	7,958,444,000	7,966,259,000	7,846,735,000	7,811,925,000	7,651,105,000		7,507,344,000	7,463,379,000	7,366,967,000	7,067,521,000	6,580,989,000	6,450,054,000	6,579,557,000	5,839,913,000	5,807,742,000	5,561,402,000	5,579,123,000	5,647,403,000	5,519,121,000	5,565,889,000	5,701,875,000	5,610,597,000	5,319,845,000	5,606,517,000	5,552,831,000	5,463,569,000	5,900,400,000	5,879,458,000	26,963,000
shareholders' equity																						2,220,645,000				2,174,679,000				1,752,261,000								844,784,000
common stock - no par value
authorized - 160,000,000 shares; issued - 110,262,672 shares at march 31, 2026 and 104,281,794 shares at december 31, 2025	1,789,676,000
retained earnings	1,485,573,000	1,437,286,000	1,399,577,000	1,351,674,000	1,304,636,000	1,276,329,000	1,234,375,000	1,204,844,000	1,166,065,000	1,136,718,000	1,101,905,000	1,060,715,000	1,016,893,000	968,237,000	920,943,000	887,006,000	857,178,000	837,473,000	812,082,000	773,857,000	745,220,000		694,484,000	675,532,000	660,653,000		685,368,000	657,730,000	626,408,000		564,545,000	533,319,000	515,498,000	491,847,000	477,588,000	463,250,000	451,073,000		423,800,000	410,893,000	398,224,000	378,258,000	369,462,000	360,390,000	344,118,000	337,971,000	330,672,000	328,993,000	329,633,000	327,635,000	330,014,000	331,315,000	330,563,000	329,243,000	329,455,000	320,515,000	310,271,000	301,777,000	317,213,000	305,239,000
accumulated other comprehensive income	-217,430,000	-189,942,000	-223,000,000	-246,384,000	-253,888,000	-289,799,000	-232,262,000	-323,409,000	-321,109,000	-309,819,000	-410,005,000	-353,010,000	-328,059,000	-358,663,000	-354,570,000	-243,328,000	-142,477,000	-433,000	14,230,000	30,735,000	18,101,000		42,266,000	36,431,000	11,788,000		15,450,000	5,193,000						-20,390,000																							-12,044,000
treasury stock	-117,194,000	-125,746,000	-186,037,000	-185,931,000	-186,554,000	-190,544,000	-190,720,000	-190,701,000	-190,924,000	-197,897,000	-198,445,000	-196,945,000	-196,766,000	-202,806,000	-203,937,000	-212,245,000	-212,159,000	-218,456,000	-227,207,000	-170,555,000	-137,516,000		-126,424,000	-126,014,000	-127,008,000		-78,838,000	-98,433,000	-98,908,000		-109,956,000	-109,946,000	-112,287,000	-113,902,000	-114,005,000	-112,213,000	-112,280,000		-114,340,000	-114,169,000	-115,925,000	-118,052,000	-117,865,000	-118,217,000	-123,527,000	-184,777,000	-184,920,000	-185,089,000	-185,177,000	-180,060,000	-173,322,000	-173,284,000	-172,858,000	-177,697,000	-177,647,000	-177,211,000	-180,930,000	-181,049,000	-180,979,000	-184,927,000
total shareholders' equity	2,940,625,000	2,769,216,000	2,631,855,000	2,558,155,000	2,501,235,000	2,438,041,000	2,450,438,000	2,326,439,000	2,287,003,000	2,267,974,000	2,129,509,000	2,143,419,000	2,121,496,000	2,041,373,000	1,994,132,000	2,068,670,000	2,137,445,000	2,258,942,000	2,236,170,000	2,269,507,000	2,258,942,000		2,247,815,000	2,221,019,000	2,179,383,000		2,261,313,000	2,188,189,000	2,130,419,000		2,035,520,000	2,012,937,000	939,985,000	930,664,000	914,954,000	898,117,000	880,065,000		861,137,000	846,723,000	826,587,000	813,012,000	802,383,000	795,742,000	773,912,000	705,831,000	691,347,000	692,039,000	695,452,000	701,614,000	715,966,000	716,788,000	714,693,000	727,132,000	721,762,000	707,964,000		690,931,000	706,765,000	692,968,000
total liabilities and shareholders' equity	22,779,815,000	21,129,379,000	18,554,506,000	18,634,255,000	18,455,067,000	18,570,261,000	18,146,332,000	18,166,180,000	17,599,238,000	17,532,900,000	17,054,852,000	17,090,149,000	16,933,884,000	17,003,316,000	16,623,793,000	16,243,714,000	16,009,150,000	16,329,141,000	15,956,593,000	16,037,919,000	16,175,071,000	15,529,144,000	15,925,647,000	15,870,890,000	15,057,567,000	14,210,719,000	14,480,445,000	14,437,663,000	14,074,263,000	12,611,438,000	13,842,667,000	13,920,167,000	8,898,429,000	8,896,923,000	8,761,689,000	8,710,042,000	8,531,170,000	8,251,703,000	8,368,481,000	8,310,102,000	8,193,554,000	7,880,533,000	7,383,372,000	7,245,796,000	7,353,469,000	6,545,744,000	6,499,089,000	6,253,441,000	6,274,575,000	6,349,017,000	6,235,087,000	6,282,677,000	6,416,568,000	6,337,729,000	6,041,607,000	6,314,481,000		6,154,500,000	6,607,165,000	6,572,426,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2025 and in 2024		1,647,618,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both september 30, 2025 and december 31, 2024			1,641,315,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both june 30, 2025 and december 31, 2024				1,638,796,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both march 31, 2025 and december 31, 2024					1,637,041,000
other investments, at fair value						114,598,000				129,945,000				143,160,000				102,971,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2024 and in 2023						1,642,055,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both september 30, 2024 and december 31, 2023							1,639,045,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both june 30, 2024 and december 31, 2023								1,635,705,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both march 31, 2024 and december 31, 2023									1,632,971,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2023 and in 2022										1,638,972,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both september 30, 2023 and december 31, 2022											1,636,054,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both june 30, 2023 and december 31, 2022												1,632,659,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both march 31, 2023 and december 31, 2022													1,629,428,000
federal funds purchased and securities sold under agreements to repurchase															3,535,000			51,203,000	81,850,000	255,791,000	181,387,000		247,658,000	154,347,000	215,824,000		85,286,000	260,621,000				88,070,000	56,732,000	72,265,000	45,532,000	130,633,000	52,484,000		77,936,000	80,084,000	75,499,000	62,317,000	68,349,000	68,142,000	113,303,000	128,013,000	112,293,000	105,472,000	114,030,000	130,863,000	88,190,000	73,919,000	78,619,000	95,451,000	105,291,000	87,973,000	59,842,000		38,299,000	38,443,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2022 and in 2021														1,634,605,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both september 30, 2022 and december 31, 2021															1,631,696,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both june 30, 2022 and december 31, 2021																1,637,237,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both march 31, 2022 and december 31, 2021																	1,634,903,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2021 and in 2020																		1,640,358,000
authorized - 160,000,000 shares; issued - 104,281,794 shares at both september 30, 2021 and december 31, 2020																			1,637,065,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2021 and 2020																				1,635,470,000	1,633,137,000
earning assets
loans and leases ,
commercial and industrial																						2,999,223,000				2,505,615,000				2,518,333,000				1,912,743,000	1,886,093,000	1,824,589,000	1,779,635,000	1,741,084,000	1,782,782,000	1,794,533,000	1,744,732,000
construction-real estate																						535,740,000				491,503,000				540,014,000								357,171,000
commercial-real estate																						4,317,396,000				3,906,992,000				3,310,697,000								2,359,480,000
residential-real estate																						1,077,430,000				1,025,394,000				821,454,000								521,654,000
installment and other consumer																						892,985,000				926,129,000				868,724,000								552,891,000
indemnification asset																														370,000								14,831,000
investment securities
taxable																						2,460,707,000				2,684,973,000				2,451,352,000								1,693,105,000
tax-exempt																						751,344,000				603,902,000				445,815,000								165,773,000
total investment securities																						3,212,051,000				3,288,875,000				2,897,167,000								1,858,878,000
total earning assets																						13,193,650,000				12,273,224,000				11,080,325,000								7,524,233,000
nonearning assets
allowance for credit losses																						-153,596,000
interest-bearing liabilities
borrowed funds
short-term borrowings																						590,903,000				1,146,719,000				947,427,000								880,457,000
total interest-bearing liabilities																						9,513,388,000				9,246,406,000				8,484,830,000								5,844,322,000
noninterest-bearing liabilities
noninterest-bearing demand deposits																						3,310,483,000				2,524,011,000				2,217,349,000								1,456,802,000
other liabilities																						484,628,000				265,623,000				156,998,000								105,795,000																							1,199,000
net interest income and interest rate spread																						463,040,000				490,582,000				454,382,000								276,886,000
net interest margin																						3,510				4,000				4,100								3,680
interest income and yield																						524,963,000				607,578,000				540,382,000								305,950,000
interest expense and rate																						68,452,000				123,324,000				91,147,000								33,279,000
net interest income and spread																						456,511,000				484,254,000				449,235,000								272,671,000
nonaccrual loans are included in average loan balance and loan fees are included in interest income.
interest income on tax-exempt investments and on certain tax-exempt loans and leases has been adjusted to a tax equivalent basis using a 21% tax rate for 2020, 2019 and 2018.
includes htm securities, afs securities and other investments.
includes loans held-for-sale.
n/m = not meaningful
loans held for sale																							69,008,000	43,950,000	27,334,000		23,528,000	20,244,000	8,217,000		13,277,000	15,821,000	8,048,000	11,502,000	16,466,000	11,939,000	7,657,000		17,414,000	10,494,000	15,369,000	26,287,000	21,151,000	14,937,000	16,816,000	13,108,000	6,171,000	10,704,000	18,650,000	28,126,000	23,530,000	20,971,000	21,052,000	14,259,000	8,824,000	6,813,000	29,292,000	19,075,000	11,946,000	3,243,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2020 and 2019																							1,637,489,000	1,635,070,000	1,633,950,000
allowance for loan and lease losses																										-58,504,000				-56,115,000								-56,860,000																			57,235,000	57,249,000	57,811,000		168,000
interest income on tax-exempt investments and on certain tax-exempt loans and leases has been adjusted to a tax equivalent basis using a 21.00% tax rate for 2019 and 2018 and a 35.00% tax rate for 2017.
less: allowance for loan and lease losses																											56,552,000	61,549,000	56,722,000		57,715,000	54,076,000	54,380,000	54,021,000	54,534,000	54,873,000	56,326,000		57,618,000	56,708,000	53,732,000	53,332,000	52,876,000	53,076,000								50,952,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2019 and 2018																											1,639,333,000	1,623,699,000	1,622,554,000
federal funds purchased																													95,015,000		123,452,000
accumulated other comprehensive loss																													-19,635,000		-52,897,000	-43,008,000	-34,683,000		-20,379,000	-22,222,000	-26,639,000		-17,522,000	-17,688,000	-23,209,000	-17,219,000	-20,715,000	-17,054,000	-20,888,000	-21,569,000	-27,648,000	-29,294,000	-25,645,000	-21,475,000	-18,855,000	-18,172,000	-18,687,000	-3,388,000	-7,902,000	-12,332,000		-9,106,000	-7,831,000	-9,091,000
interest income on tax-exempt investments and on certain tax-exempt loans and leases has been adjusted to a tax equivalent basis using a 21.00% tax rate for 2018 and a 35.00% tax rate for 2017 and 2016.
includes investment securities held-to-maturity, investment securities available-for-sale, trading investment securities and other investments.
goodwill and other intangibles																															934,360,000	934,656,000	209,053,000	209,379,000	209,730,000	210,045,000	210,324,000		210,888,000	211,199,000	211,533,000	211,732,000
authorized - 160,000,000 shares; issued - 104,281,794 shares in 2018 and 68,730,731 in 2017																															1,633,828,000	1,632,572,000
federal home loan bank short-term borrowings																																	601,600,000	742,300,000	818,200,000	957,700,000	806,700,000		848,300,000	1,035,000,000	894,400,000	701,200,000	641,700,000	523,500,000	806,000,000	686,300,000	722,800,000	518,200,000	505,900,000	502,200,000	283,000,000	176,000,000
authorized - 160,000,000 shares; issued - 68,730,731 shares in 2018 and 2017																																	571,457,000
authorized - 160,000,000 shares; issued - 68,730,731 shares in 2017 and 2016																																		573,109,000	571,750,000	569,302,000	567,911,000
interest income on tax-exempt investments and on certain tax-exempt loans and leases has been adjusted to a tax equivalent basis using a 35.00% tax rate.
includes investment securities held-to-maturity, investment securities available-for-sale, investment securities trading and other investments.
fdic indemnification asset																																							13,287,000	14,504,000	16,256,000	18,931,000	20,338,000	20,397,000	24,160,000	30,420,000	39,003,000	78,132,000	88,966,000	112,428,000	130,476,000	146,765,000	156,397,000	177,814,000	193,113,000	207,359,000	222,648,000	237,709,000	280,266,000	301,961,000
interest-bearing																																							1,494,529,000	1,436,078,000	1,430,963,000	1,330,673,000	1,175,219,000	1,214,882,000	1,214,726,000	1,105,031,000	1,102,029,000	1,068,067,000	1,131,466,000	1,113,940,000	1,112,843,000	1,154,852,000	1,289,490,000	1,288,721,000	1,021,519,000	1,136,219,000	1,111,877,000	999,922,000	1,135,970,000	1,042,790,000
authorized - 160,000,000 shares; issued - 68,730,731 shares in 2016 and 2015																																							569,199,000	567,687,000	567,497,000
real estate-construction																																									341,453,000	276,240,000	229,256,000	227,969,000	193,776,000	113,682,000	87,996,000	90,089,000	97,246,000	87,542,000	91,897,000	86,173,000	104,305,000	136,651,000	142,682,000	145,355,000		178,914,000	197,112,000	216,289,000
real estate-commercial																																									2,261,857,000	2,169,662,000	2,171,806,000	2,120,084,000	1,952,055,000	1,491,731,000	1,513,891,000	1,493,969,000	1,477,226,000	1,433,182,000	1,338,636,000	1,321,446,000	1,262,775,000	1,202,035,000	1,144,368,000	1,131,306,000		1,095,543,000	1,113,836,000	1,091,830,000
real estate-residential																																									508,512,000	506,653,000	506,391,000	496,852,000	426,558,000	372,601,000	360,671,000	352,830,000	343,016,000	330,260,000	299,654,000	292,503,000	288,922,000	300,165,000	256,788,000	268,746,000		283,914,000	296,295,000	306,769,000
investment securities available-for-sale, at market value																																										1,069,667,000	955,764,000	892,169,000	929,594,000	897,715,000	862,526,000	854,747,000	884,694,000	952,039,000	689,680,000	724,518,000	736,309,000	1,120,179,000	1,134,114,000	1,024,684,000	919,110,000		503,404,000	430,519,000
commercial																																										1,637,467,000	1,315,087,000	1,298,874,000	1,304,782,000	1,143,693,000	1,118,057,000	960,016,000	940,420,000	892,381,000	834,858,000	823,890,000	831,101,000	822,552,000	798,552,000	794,821,000	800,253,000	763,449,000	749,522,000	763,084,000
authorized - 160,000,000 shares; issued - 68,730,731 shares in 2015 and 2014																																										570,025,000	571,501,000	570,623,000
loans
total loans - excluding covered loans																																													4,449,972,000	3,662,659,000	3,614,203,000	3,430,916,000	3,382,128,000	3,248,838,000
less: allowance for loan and lease losses - uncovered																																													42,454,000	42,027,000	43,023,000	45,514,000	47,047,000	48,306,000	49,192,000
net loans - excluding covered loans																																													4,407,518,000	3,620,632,000	3,571,180,000	3,385,402,000	3,335,081,000	3,200,532,000
covered loans																																													332,265,000	365,603,000	409,405,000	518,524,000	622,265,000	687,798,000	825,515,000	903,862,000	986,619,000	1,151,066,000	1,242,730,000	1,336,015,000	1,481,493,000	1,609,584,000	1,712,441,000	1,828,158,000
less: allowance for loan and lease losses - covered																																													11,535,000	12,425,000	10,573,000	23,259,000	32,961,000	45,496,000	48,895,000
net loans - covered																																													320,730,000													1,598,001,000
net loans																																													4,728,248,000	3,973,810,000	3,970,012,000	3,880,667,000	3,924,385,000	3,842,834,000	3,793,487,000	3,817,193,000	3,854,576,000	3,986,078,000	3,927,169,000	4,031,912,000		4,305,961,000	4,447,494,000	4,587,118,000	1,640,000
authorized - 160,000,000 shares; issued - 68,730,731 shares in 2014 and 2013																																													574,209,000	574,206,000	573,243,000
net loans – covered																																														353,178,000	398,832,000	495,265,000	589,304,000	642,302,000	776,620,000	855,535,000	940,463,000	1,102,954,000	1,191,686,000	1,304,460,000	1,465,000,000		1,711,168,000
authorized - 160,000,000 shares; issued - 68,730,731 shares in 2013 and 2012																																																577,429,000	576,641,000	575,514,000
loans:
total loans, excluding covered loans																																																			3,066,059,000	3,012,610,000	2,963,550,000	2,937,661,000	2,789,154,000	2,781,097,000	2,816,093,000	2,765,209,000	2,794,137,000	2,815,602,000
net loans - uncovered																																																			3,016,867,000	2,961,658,000	2,914,113,000	2,883,124,000	2,735,483,000	2,727,452,000		2,707,960,000	2,736,326,000
deposits:
authorized - 160,000,000 shares; issued - 68,730,731 shares in 2012 and 2011																																																			578,129,000	576,929,000	575,675,000
less: allowance for loan losses																																																					49,437,000	54,537,000	53,671,000	53,645,000				56,642,000
other long-term debt																																																								20,620,000	20,620,000	20,620,000	20,620,000	20,620,000
authorized - 160,000,000 shares issued - 68,730,731 shares in 2011 and 2010																																																						578,974,000	577,856,000
authorized - 160,000,000 shares issued - 68,730,731 shares in 2011 and 68,730,731 shares in 2010																																																								576,992,000
investment securities trading
real estate – construction																																																									163,543,000
real estate – commercial																																																									1,139,931,000				1,808,000
real estate – residential																																																									269,173,000
less
net loans – excluding covered loans																																																									2,758,858,000
total net loans																																																									4,223,858,000
shareholders’ equity																																																													675,168,000
preferred stock – 1,000 par value
authorized – 80,000 shares
outstanding – 0 shares in 2010 and 80,000 shares in 2009
common stock – no par value
authorized – 160,000,000 shares
issued – 68,730,731 shares in 2010 and 62,358,614 in 2009																																																									580,097,000
total shareholders’ equity																																																									697,394,000
total liabilities and shareholders’ equity																																																									6,250,225,000				702,131,000
federal funds purchased and securities sold
under agreements to repurchase																																																										58,747,000
preferred stock - 1,000 par value
authorized - 80,000 shares
outstanding - 0 shares in 2010 and 80,000 shares in 2009
authorized - 160,000,000 shares
issued - 68,730,731 shares in 2010 and 62,358,614 shares in 2009																																																										579,309,000
preferred stock - 1,000 par value authorized - 80,000 shares outstanding - 0 shares in 2010 and 80,000 shares in 2009
common stock - no par value authorized - 160,000,000 shares issued - 68,730,731 shares in 2010 and 62,358,614 shares in 2009																																																											578,362,000	581,747,000
total loans																																																												4,643,760,000	1,808,000
short-term borrowings:
cash																																																													75,517,000
investment securities, available for sale																																																													2,344,000
subordinated notes from subsidiaries																																																													7,500,000
investment in subsidiaries
commercial banks																																																													580,198,000
nonbanks																																																													18,646,000
total investment in subsidiaries																																																													598,844,000
other assets																																																													15,491,000
subordinated debentures																																																													20,620,000
dividends payable																																																													5,144,000

Cashflow Statements:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-09-30	2015-06-30	2015-03-31	2014-09-30	2014-06-30	2014-03-31	2013-09-30	2013-06-30	2013-03-31	2013-01-13	2012-09-30	2012-06-30	2012-03-31	2011-09-30	2011-06-30	2011-03-31	2010-09-30	2010-06-30	2010-03-31

operating activities
net income	74,445,000	62,393,000	71,923,000	69,996,000	51,293,000	64,885,000	52,451,000	60,805,000	50,689,000	56,732,000	63,061,000	65,667,000	70,403,000	69,086,000	55,705,000	51,520,000	41,301,000	46,945,000	60,012,000	50,888,000	47,315,000	48,312,000	41,477,000	37,393,000	28,628,000	48,677,000	50,856,000	52,703,000	45,839,000	55,014,000	50,657,000	36,418,000	30,506,000	24,811,000	24,826,000	22,736,000	24,414,000	23,294,000	22,850,000	22,568,000	19,814,000	18,673,000	18,949,000	17,621,000	15,344,000	15,953,000	15,104,000	14,911,000	15,829,000	13,824,000		16,242,000	17,802,000	16,994,000	15,618,000	15,973,000	17,207,000	15,579,000	17,774,000	11,598,000
adjustments to reconcile net income to net cash from operating activities:
provision for (recapture of) credit losses	8,540,000							16,443,000	11,160,000		11,673,000	10,725,000	10,479,000		8,284,000	-786,000	-5,815,000
depreciation and amortization	13,387,000	9,744,000	7,402,000	7,354,000	7,330,000	7,485,000	7,665,000	7,778,000	7,395,000	7,359,000	7,631,000	7,516,000	7,520,000	7,336,000	7,738,000	8,000,000	8,107,000	7,829,000	8,026,000	8,048,000	8,233,000	8,382,000	10,165,000	6,326,000	8,464,000	8,002,000	7,105,000	6,542,000	6,489,000	6,845,000	7,118,000	7,132,000	3,076,000	3,141,000	3,150,000	3,094,000	3,260,000	3,284,000	3,274,000	3,192,000	3,287,000	3,309,000	3,180,000	3,208,000	3,235,000	3,052,000	3,178,000	3,427,000	3,755,000	3,875,000		4,143,000
stock-based compensation expense	3,708,000	3,105,000	4,021,000	2,816,000	5,648,000	3,291,000	3,458,000	3,078,000	5,866,000	1,547,000	4,560,000	4,175,000	4,616,000	4,672,000	2,879,000	2,321,000	3,507,000	2,067,000	2,233,000	2,493,000	2,842,000	1,929,000	2,016,000	2,196,000	1,537,000	1,502,000	1,705,000	1,766,000	2,996,000	1,234,000	1,539,000	1,492,000	1,954,000	1,415,000	1,065,000	1,479,000	1,487,000	1,452,000	1,506,000	1,389,000	1,007,000	962,000	1,186,000	858,000	975,000	1,107,000	810,000	912,000	1,050,000	1,087,000		1,145,000	1,190,000	752,000	1,062,000	1,097,000	708,000	833,000	606,000	716,000
pension expense	2,200,000	2,078,000	2,144,000	2,275,000	2,275,000	1,582,000	1,546,000	1,475,000	1,475,000	881,000	882,000	877,000	875,000	412,000	411,000	554,000	625,000	835,000	835,000	845,000	850,000	779,000	779,000	526,000	400,000	260,000	261,000	145,000	375,000	338,000	339,000	338,000	-156,000	328,000	-319,000	-318,000	-319,000	-478,000	-225,000	-225,000	-225,000	-300,000	-300,000	-300,000			-253,000	1,124,000	4,170,000	15,000								558,000	475,000	475,000
net amortization on investment securities	-1,145,000			-668,000	-321,000	-22,000	714,000	1,077,000	1,297,000	1,625,000	1,786,000	1,885,000	1,894,000	2,275,000	2,914,000	3,538,000	4,092,000	5,159,000	4,839,000	9,853,000	9,136,000	7,483,000	5,198,000	4,391,000	3,981,000	2,767,000	3,051,000	2,963,000	2,649,000	2,637,000	3,031,000	2,377,000	2,801,000	2,882,000			2,176,000
net loss on investment securities	1,260,000			-243,000	9,949,000
gain on bargain purchase	-8,892,000
originations of loans held for sale	-149,683,000	-182,394,000	-148,944,000	-169,094,000	-88,012,000	-112,729,000	-115,857,000	-111,856,000	-80,504,000	-74,329,000	-92,962,000	-84,572,000	-42,174,000	-57,431,000	-103,288,000	-108,897,000	-98,958,000	-175,620,000	-194,990,000	-217,692,000	-206,222,000	-250,491,000	-306,345,000	-274,259,000	-111,112,000	-121,307,000	-130,277,000	-97,767,000	-41,227,000	-44,629,000	-59,101,000	-31,658,000	-22,383,000	-34,409,000	-47,844,000	-43,458,000	-32,085,000	-59,576,000	-72,513,000	-57,502,000	-42,935,000	-64,453,000	-73,627,000	-59,541,000	-41,599,000	-33,665,000	-18,297,000	-33,633,000	-45,279,000	-47,969,000		-70,165,000	-54,672,000	-48,278,000	-35,605,000	-26,001,000	-33,691,000	-45,501,000	-34,901,000	-12,711,000
net gains from sales of loans held for sale	-6,047,000		-6,835,000	-6,687,000	-4,322,000		-5,021,000	-4,479,000	-3,784,000		-4,086,000	-3,839,000	-2,335,000		-3,729,000	-5,241,000	-3,872,000		-8,586,000	-8,489,000	-9,454,000		-18,594,000	-16,662,000	-2,831,000		-4,806,000	-3,432,000	-1,890,000		-1,739,000	-2,316,000	-588,000		-1,455,000	-1,327,000	-1,216,000		-2,066,000	-1,846,000	-1,181,000	-1,758,000	-1,924,000	-1,464,000	-1,660,000	-737,000	-396,000	-751,000	-1,089,000	-706,000		-1,319,000	-1,132,000	-940,000	-1,243,000	-854,000	-989,000	-691,000	-473,000	-169,000
proceeds from sales of loans held for sale	562,751,000	193,950,000	160,817,000	167,203,000	87,588,000	116,866,000	125,105,000	110,958,000	81,967,000	80,155,000	98,104,000	82,424,000	41,926,000	57,270,000	106,843,000	97,070,000	113,939,000	180,697,000	197,150,000	226,881,000	220,374,000	291,485,000	299,881,000	274,306,000	100,288,000	135,878,000	131,798,000	89,172,000	39,273,000	54,470,000	62,900,000	25,462,000	24,542,000	39,885,000	44,644,000	40,138,000	38,633,000	65,566,000	67,659,000	64,223,000	49,381,000	61,319,000	69,229,000	56,816,000	39,498,000	27,467,000	19,012,000	40,639,000	55,472,000	35,868,000		68,377,000	54,393,000	52,410,000	31,412,000	24,844,000	57,160,000	39,063,000	26,671,000	16,051,000
deferred income taxes	14,082,000	-18,672,000	11,280,000	-5,564,000	31,863,000	12,729,000	-4,351,000	-4,000	12,828,000	8,843,000	-4,240,000	17,606,000	-8,844,000	-12,923,000	-668,000	9,752,000	334,000	4,849,000	1,375,000	2,560,000	3,303,000	1,364,000	8,000	-12,727,000	2,975,000	-36,000	-789,000	790,000	12,625,000	6,616,000	11,755,000	-10,368,000	-1,736,000	-8,465,000	-10,000	3,912,000	75,000	75,000	-470,000			-1,520,000	2,161,000	2,313,000	-15,890,000			-1,167,000	-2,340,000	-2,114,000		-7,948,000	-1,417,000	-1,253,000	-6,861,000	-6,957,000	314,000	21,066,000	-16,160,000	12,701,000
amortization of operating leases	2,488,000	1,997,000	1,988,000	1,995,000	2,013,000	2,007,000	2,010,000	2,034,000	2,044,000	2,037,000	1,945,000	1,877,000	1,914,000	1,917,000	1,907,000	1,903,000	1,899,000	1,893,000	1,831,000	1,850,000	1,851,000	1,924,000	1,972,000	1,981,000	2,020,000	1,830,000	1,846,000	1,822,000	1,826,000
payments for operating leases	-2,607,000		-2,121,000	-2,121,000	-2,096,000		-2,095,000	-2,122,000	-2,121,000		-1,933,000	-1,954,000	-1,970,000		-1,963,000	-1,960,000	-1,942,000		-1,766,000	-1,647,000	-1,790,000	-2,395,000	-1,928,000	-2,585,000	-1,288,000	-1,683,000	-1,893,000	-1,936,000	-1,823,000
decrease cash surrender value of life insurance	-1,739,000			-1,362,000	-1,305,000		-1,242,000	-848,000	-1,055,000		-1,632,000	-1,484,000	-766,000		-474,000	-433,000	-652,000	853,000	266,000	-168,000	-479,000	-521,000	113,000	-900,000	-198,000	-731,000	-943,000	-540,000	-1,534,000	-970,000	-4,882,000	-388,000	786,000	-3,229,000			-448,000
decrease in interest receivable	-4,959,000			994,000	-1,438,000	5,312,000	2,066,000	248,000	-2,668,000	-1,843,000	-4,727,000	-1,131,000	-1,866,000	-12,437,000	-4,671,000	-3,872,000	1,846,000	1,630,000	2,731,000	2,879,000	-777,000	3,565,000	-1,651,000	-10,733,000	-878,000	1,916,000	3,035,000	275,000	-3,109,000	456,000	-3,699,000	1,122,000	-1,687,000	-1,638,000			-1,735,000	-273,000	428,000			-815,000	1,257,000	-2,354,000															325,000	3,511,000
increase in interest payable	720,000	2,639,000	-1,102,000	-8,518,000	1,511,000	-8,939,000	-345,000	4,524,000	-3,284,000	442,000	8,924,000	12,193,000	18,746,000	4,583,000	1,837,000	68,000	164,000	-457,000	288,000	-1,202,000	-518,000	-2,872,000	-1,319,000	-1,043,000	-2,197,000	385,000	556,000	282,000	322,000	1,610,000	1,001,000	3,609,000	-1,013,000	1,107,000	-1,200,000	1,572,000	-1,424,000	1,526,000	-1,628,000	1,501,000	-1,353,000	573,000													-430,000	-1,070,000	-54,000
decrease in other assets	-90,604,000			-32,655,000	71,669,000	-148,100,000	83,344,000	-82,684,000	-25,049,000	106,708,000	-79,346,000	-13,211,000	145,295,000	55,316,000	-248,806,000	-85,498,000	52,590,000	44,524,000	-160,000	-23,273,000	117,134,000	61,164,000	-19,949,000	32,547,000	-362,619,000	66,006,000	-118,138,000	-84,177,000	-30,168,000	34,385,000	-26,671,000	11,232,000	15,414,000	-25,055,000			957,000	15,954,000	1,321,000
increase in other liabilities	131,048,000	97,010,000	2,173,000	34,263,000	-126,228,000	128,215,000	-89,429,000	61,565,000	-29,512,000	-78,797,000	82,037,000	7,639,000	-73,386,000	-97,651,000	82,656,000	152,843,000	26,454,000	1,396,000	13,936,000	9,237,000	-48,806,000	-1,107,000	-2,845,000	-979,000	181,099,000	-65,441,000	99,865,000	46,448,000	-8,908,000	-35,033,000	14,266,000	14,115,000	-3,391,000	22,524,000	4,525,000	-2,489,000	-3,082,000	5,066,000	10,668,000	-4,111,000	-3,923,000
net cash from operating activities	548,953,000	122,151,000	89,807,000	69,786,000	56,117,000	74,058,000	88,111,000	68,056,000	31,931,000	116,169,000	91,735,000	106,859,000	172,206,000	26,640,000	-91,545,000	121,936,000	143,815,000	106,418,000	78,082,000	58,928,000	147,034,000	153,757,000	22,350,000	60,005,000	-126,224,000	78,227,000	48,355,000	21,751,000	37,996,000	86,819,000	59,919,000	62,332,000	52,328,000	28,179,000	50,999,000	10,205,000	31,788,000	61,629,000	35,203,000	31,010,000	10,519,000	1,958,000	40,691,000	15,102,000	25,188,000	5,529,000	13,124,000	45,509,000	57,835,000	21,896,000		5,255,000	45,702,000	66,789,000	28,612,000	47,115,000	79,860,000	41,652,000	40,954,000	64,444,000
capital expenditures	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0
free cash flows	548,953,000	122,151,000	89,807,000	69,786,000	56,117,000	74,058,000	88,111,000	68,056,000	31,931,000	116,169,000	91,735,000	106,859,000	172,206,000	26,640,000	-91,545,000	121,936,000	143,815,000	106,418,000	78,082,000	58,928,000	147,034,000	153,757,000	22,350,000	60,005,000	-126,224,000	78,227,000	48,355,000	21,751,000	37,996,000	86,819,000	59,919,000	62,332,000	52,328,000	28,179,000	50,999,000	10,205,000	31,788,000	61,629,000	35,203,000	31,010,000	10,519,000	1,958,000	40,691,000	15,102,000	25,188,000	5,529,000	13,124,000	45,509,000	57,835,000	21,896,000		5,255,000	45,702,000	66,789,000	28,612,000	47,115,000	79,860,000	41,652,000	40,954,000	64,444,000
investing activities
proceeds from sales of securities available-for-sale and other	195,665,000
proceeds from calls, paydowns and maturities of securities available-for-sale	256,857,000	169,759,000	212,554,000	133,604,000	139,550,000	134,559,000	128,220,000	95,915,000	123,893,000	114,634,000	132,082,000	105,033,000	89,066,000	110,288,000	150,762,000	210,987,000	232,267,000	289,250,000	300,009,000	270,813,000	279,426,000	246,300,000	256,750,000	250,142,000	151,629,000	155,448,000	153,934,000	152,538,000	95,114,000	115,754,000	109,864,000	109,481,000	52,252,000	66,236,000	55,561,000	53,475,000	49,418,000	66,695,000	48,595,000	38,868,000	31,974,000	31,528,000	30,705,000	26,103,000	26,691,000	22,753,000	26,247,000	31,854,000	75,255,000	53,351,000		82,498,000	51,433,000	75,468,000	59,477,000	145,580,000	53,231,000	39,372,000	30,787,000	41,896,000
purchases of securities available-for-sale	-1,316,088,000	-815,357,000	-430,747,000	-206,035,000	-342,248,000	-239,101,000	-272,986,000	-341,674,000	-127,529,000	-61,027,000	0	-8,478,000	-27,240,000	-186,884,000	-50,896,000	-229,909,000	-173,954,000	-495,013,000	-529,134,000	-728,420,000	-665,723,000	-764,904,000	-330,131,000	-222,328,000	-234,589,000	-316,288,000	-106,403,000	-268,762,000	-143,290,000	-285,603,000	-121,842,000	-367,649,000	-77,037,000	-159,959,000	-98,629,000	-244,782,000	-219,761,000	-171,867,000	-150,261,000	-38,005,000	-36,851,000	-150,602,000	-169,637,000	-55,005,000	-42,061,000	-39,165,000	-61,081,000	-49,000	-54,929,000	-54,838,000		-134,003,000	-39,804,000	-291,496,000	-38,595,000	-249,912,000	-160,933,000	-154,339,000	-100,271,000	-124,000
proceeds from calls, paydowns and maturities of securities held-to-maturity	8,978,000	13,117,000	1,464,000	3,539,000	554,000	1,089,000	999,000	684,000	849,000	965,000	1,189,000	739,000	1,009,000	1,850,000	2,290,000	4,594,000	5,906,000	5,527,000	8,665,000	9,572,000	10,799,000	16,731,000	9,341,000	9,478,000	6,186,000	5,989,000	5,616,000	4,059,000	2,398,000	4,707,000	5,130,000	7,116,000	19,718,000	23,079,000	26,746,000	33,581,000	38,497,000	37,492,000	35,649,000	30,999,000	22,881,000	36,188,000	48,156,000	27,155,000	28,013,000	23,795,000	22,584,000	39,069,000	43,429,000	51,591,000		48,161,000	41,971,000	8,151,000	277,000	11,039,000	626,000	285,000	304,000	263,000
proceeds from calls, paydowns and maturities of other securities	26,068,000	19,222,000	3,444,000	16,351,000	13,277,000	14,757,000	15,067,000	19,958,000	4,873,000	15,753,000	11,768,000			0	0	0	8,000	0	32,963,000	6,952,000	2,488,000
purchases of other investment securities	-26,270,000	-19,864,000	-17,646,000	-17,606,000	-19,541,000	-8,954,000	-2,747,000	-26,886,000	-9,704,000	-11,771,000	-3,655,000	-560,000	-306,000	-3,078,000	-7,317,000	-18,642,000	-11,799,000	-4,819,000	-1,254,000	-4,409,000	-992,000	-10,000,000	0	0	-18,659,000	-500,000	0
net decrease in interest-bearing deposits with other banks	58,725,000			63,176,000	96,879,000	-69,652,000	77,979,000	12,735,000	41,670,000	-340,093,000	32,374,000	-179,776,000	82,717,000	-49,204,000	-154,004,000	42,173,000	-12,336,000	-185,012,000	8,811,000	-19,430,000	1,125,000	18,501,000	39,000	32,226,000	-14,123,000	-17,279,000	61,999,000	-51,444,000	-12,486,000	-8,749,000	8,926,000	-27,715,000	23,774,000	813,000			43,392,000	-65,685,000	2,146,000			16,836,000	-15,677,000	-2,720,000			16,149,000	-7,743,000	-1,501,000	23,171,000
net decrease in loans and leases	184,441,000			-68,110,000	27,049,000	-220,515,000	-39,153,000	-320,329,000	-189,224,000	-298,621,000	-111,210,000	-122,807,000	-133,223,000	-496,401,000	-367,119,000	-173,148,000	49,580,000	-27,757,000	152,221,000	419,129,000	-40,390,000	292,991,000	-24,837,000	-877,051,000	-105,697,000	-142,237,000	-93,438,000	-174,320,000	438,000	17,206,000	37,834,000	5,909,000	-89,526,000	-35,869,000			1,257,000	29,157,000	-90,314,000			-129,278,000	-93,541,000	8,883,000
purchases of premises and equipment	-13,490,000	-8,028,000	-4,032,000	-4,947,000	-3,750,000	-6,999,000	-3,668,000	-3,286,000	-7,122,000	-6,001,000	-6,101,000	-7,540,000	-4,493,000	-4,016,000	-2,525,000	-4,056,000	-3,181,000	-4,730,000	-5,440,000	-2,446,000	-2,717,000	-3,062,000	-3,646,000	-3,953,000	-5,805,000	-5,707,000	-7,422,000	-6,537,000	-1,268,000	-2,684,000	-1,882,000	-8,683,000	-4,979,000	-1,739,000	-551,000	-1,181,000	-3,066,000	-3,299,000	-1,404,000	-123,000	-4,900,000	-2,407,000	-1,709,000	-2,255,000	-5,021,000	-1,003,000	-1,567,000	-577,000	-1,583,000	-3,857,000		-7,826,000	-3,997,000	-6,782,000	-5,093,000	-1,517,000	-3,096,000	-4,684,000	-1,407,000	-10,870,000
net change in operating leases	-6,058,000	664,000	2,433,000	-3,452,000	-4,529,000	-8,039,000	-33,608,000	-5,999,000	-8,259,000	-16,331,000	-4,611,000	21,714,000	-62,248,000	-6,901,000	-2,216,000	-8,273,000	-12,085,000
net cash (paid for) acquired from acquisitions	12,718,000						0	0	-96,887,000		-40,000	-95,000	-3,400,000
life insurance premium payments		-103,000	0	0	-72,000
life insurance death benefits		709,000	0	0	915,000	1,586,000	2,172,000	530,000	592,000	1,406,000	1,626,000	993,000	627,000	2,184,000	1,174,000	186,000	3,316,000																						0
life insurance surrenders	17,893,000
net cash from investing activities	-600,561,000	-583,595,000	47,730,000	-83,478,000	72,619,000	-396,178,000	7,719,000	-568,246,000	-43,330,000	-513,684,000	53,660,000	-183,750,000	-57,491,000	-471,854,000	-318,058,000	-176,016,000	82,823,000	-376,724,000	116,331,000	114,159,000	-366,100,000	-123,958,000	-90,649,000	-800,028,000	-190,236,000	-201,725,000	248,187,000	-239,975,000	-58,911,000	-158,914,000	81,703,000	-55,050,000	-73,576,000	-104,745,000	-72,659,000	-168,392,000	-81,303,000	-117,174,000	-43,822,000	-106,345,000	-41,768,000	-487,369,000	-144,909,000	6,743,000	-109,808,000	-68,835,000	-28,896,000	81,836,000	35,678,000	96,455,000		74,720,000	100,995,000	188,197,000	34,845,000	214,046,000	-156,699,000	355,498,000	-192,969,000	29,441,000
financing activities
net increase in total deposits	287,524,000	197,870,000	63,455,000	173,037,000	-132,182,000	381,384,000	285,832,000	204,774,000	96,351,000	445,244,000	120,675,000	120,194,000	-26,493,000	361,242,000	62,824,000	-541,797,000	-53,046,000	194,573,000	171,201,000	-141,889,000	416,066,000	664,573,000	-133,985,000	1,065,857,000	425,329,000	126,372,000	-25,147,000	-24,893,000	-6,379,000	387,760,000	-350,693,000	-171,215,000	115,458,000	168,956,000	257,181,000	-60,967,000	4,088,000	187,105,000	219,059,000	-57,153,000	-2,847,000	365,613,000	1,225,000	58,848,000	89,285,000									-241,925,000			71,001,000		23,650,000	-126,954,000
net increase in short-term borrowings	-64,923,000	1,735,000	-89,532,000	-115,093,000	44,340,000	-56,201,000	-367,519,000	317,027,000	-75,669,000	-36,374,000	-242,095,000	-1,277,000	-69,596,000	126,109,000	265,047,000	711,000,000	-111,203,000	107,353,000	-283,941,000	291,404,000	14,793,000	-81,064,000	93,311,000	-1,243,377,000	81,543,000	101,995,000	-99,135,000	265,906,000	6,724,000	-253,561,000	105,949,000	334,376,000	-156,233,000	-49,167,000	-224,601,000	229,149,000	51,272,000	-118,324,000	-188,848,000	145,185,000	31,474,000	53,468,000	118,407,000	-69,750,000	30,099,000	-20,780,000	86,344,000	3,742,000	-13,133,000	8,493,000		121,271,000	171,300,000	-20,812,000	-9,840,000	17,318,000	28,131,000	20,448,000	-144,000	1,013,000
payments on long-term debt	-152,777,000		-123,303,000	-1,109,000	-1,546,000		5,343,000	-4,868,000	-1,067,000		751,000	-2,873,000	-4,215,000		-3,735,000	-21,451,000	-30,183,000		0	-270,874,000	-192,508,000		-15,068,000	-67,000	-90,066,000		-49,078,000	-189,000	-25,187,000		-289,000
payments for debt issuance costs	-165,000
cash dividends paid on common stock	-25,963,000	-24,399,000	-23,685,000	-23,566,000	-22,996,000	-22,658,000	-22,662,000	-22,356,000	-21,868,000	-21,655,000	-21,776,000	-21,617,000	-22,111,000	-21,540,000	-21,529,000	-21,551,000	-21,986,000	-21,367,000	-21,612,000	-22,137,000	-22,200,000	-22,374,000	-22,371,000	-22,415,000	-22,531,000	-22,615,000	-23,022,000	-21,910,000	-21,550,000	-18,985,000	-19,985,000	-18,502,000	-22,183,000	-10,470,000	-10,465,000	-10,432,000	-9,811,000	-9,807,000	-9,798,000	-9,760,000	-9,760,000	-9,780,000	-9,757,000	-9,745,000	-8,582,000	-8,565,000	-8,570,000	-13,746,000	-16,088,000	-16,149,000		-16,821,000	-17,947,000	-15,624,000	-6,942,000	-6,965,000	-5,783,000	-5,783,000	-5,782,000	-5,143,000
net cash from financing activities	43,696,000	465,338,000	-173,065,000	33,269,000	-112,384,000	305,760,000	-99,006,000	494,577,000	-2,253,000	390,239,000	-142,445,000	94,441,000	-122,381,000	457,162,000	302,607,000	126,201,000	-216,241,000	280,589,000	-191,583,000	-176,360,000	198,203,000	-5,873,000	-8,212,000	761,770,000	377,661,000	81,707,000	-223,754,000	218,914,000	-46,302,000	115,028,000	-165,001,000	92,804,000	-12,821,000	109,376,000	22,022,000	157,751,000	45,831,000	59,161,000	20,427,000	78,834,000	19,083,000	481,391,000	109,525,000	-20,956,000	82,820,000	24,951,000	59,667,000	-64,392,000	-85,017,000	-146,604,000		-52,186,000	-146,254,000	-278,690,000	-59,354,000	-253,720,000	67,567,000	-419,653,000	10,289,000	-129,705,000
cash and due from banks
change in cash and due from banks	-7,912,000		-35,528,000	19,577,000	16,352,000		-3,176,000	-5,613,000	-13,652,000		2,950,000	17,550,000	-7,666,000		-106,996,000	72,121,000	10,397,000		2,830,000	-3,273,000	-20,863,000		-76,511,000	21,747,000	61,201,000		72,788,000	690,000	-67,217,000		-23,379,000	100,086,000	-34,069,000		362,000	-436,000	-3,684,000		11,808,000
cash and due from banks at beginning of period	178,553,000		0	0	174,258,000		0	0	213,059,000		0	0	207,501,000		0	0	220,031,000		0	0	231,054,000		0	0	200,691,000		0	0	236,221,000		0	0	150,650,000		0	0	121,598,000		0	0	114,841,000	0	0	110,122,000	0	0	117,620,000	0	0	134,502,000		0	0	149,653,000
cash and due from banks at end of period	170,641,000		-35,528,000	19,577,000	190,610,000		-3,176,000	-5,613,000	199,407,000		2,950,000	17,550,000	199,835,000		-106,996,000	72,121,000	230,428,000		2,830,000	-3,273,000	210,191,000		-76,511,000	21,747,000	261,892,000		72,788,000	690,000	169,004,000		-23,379,000	100,086,000	116,581,000		362,000	-436,000	117,914,000		11,808,000	3,499,000	102,675,000	-4,020,000	5,307,000	111,011,000	-1,800,000	-38,355,000	161,515,000	62,953,000	8,496,000	106,249,000		27,789,000	443,000	125,949,000
provision for credit losses																		-7,726,000	-10,144,000	-4,239,000	3,988,000	11,508,000	13,374,000	20,229,000	25,448,000
net loss on investments securities
net losses on sales of loans held for sale
payment of operating lease liability
bank owned life insurance income																																							-315,000
proceeds from sales of investment securities available-for-sale
proceeds from sales of other investment securities		451,000				0	0	0	11,559,000
proceeds from disposal of other real estate owned		111,000				30,000	0			36,000	167,000			22,000	0	72,000	98,000	242,000	0	603,000	433,000	589,000	510,000	77,000	900,000	246,000	553,000	471,000	183,000	659,000	298,000	618,000	2,222,000	186,000	4,505,000	1,130,000	1,162,000	2,448,000	2,736,000	2,137,000	2,035,000	2,560,000	5,121,000	4,557,000	9,810,000	6,821,000	12,082,000	3,595,000	14,495,000	5,500,000		7,480,000	16,228,000	6,309,000	15,239,000	6,998,000	11,949,000	927,000	1,429,000	1,413,000
net cash acquired (paid) from business combinations																										0
proceeds from (repayments of) long-term borrowings
proceeds from issuance of long-term borrowings																							0
proceeds from exercise of stock options										0	0	14,000	34,000	0	0	0	177,000	30,000	0	0	34,000	0	0	0	72,000	0	0	0	90,000	0	17,000	130,000	137,000	57,000	1,000	1,000	282,000	148,000	31,000	511,000	111,000	200,000	43,000	124,000	4,000	-3,000	64,000					25,000	112,000	180,000	3,000	31,000	29,000	-29,000	202,000	33,000
net increase in cash and due from banks																																									-12,166,000	-4,020,000	5,307,000	889,000	-1,800,000	-38,355,000	43,895,000
cash and due from banks at beginning of year
cash and due from banks at end of year
benefit from (recapture of) credit losses on loans
net amortization (accretion) on investment securities
net (gain) loss on investment securities
decrease (increase) cash surrender value of life insurance
decrease (increase) in interest receivable																																									-2,471,000
decrease (increase) in other assets																																									-15,305,000
proceeds from sales of securities available-for-sale			189,326,000	2,000	164,535,000		135,444,000	0	211,959,000		71,000				111,793,000	0	5,003,000		149,490,000	161,795,000	50,451,000		1,325,000	11,381,000	29,922,000		284,893,000				43,321,000				53,911,000	103,367,000	22,239,000		108,175,000	56,038,000	42,696,000	15,097,000	53,493,000	25,000	0	0	92,573,000	0	43,998,000	48,686,000
net decrease (increase) in interest-bearing deposits with other banks																																									18,152,000													351,297,000
net decrease (increase) in loans and leases																																									-117,755,000
supplemental disclosures
interest paid																			7,124,000	9,089,000	9,252,000
income taxes paid, net of refunds																			5,510,000	10,791,000	147,000
investment securities purchased not settled
supplemental schedule for investing activities
business combinations
assets acquired, net of purchase consideration																											-39,659,000				13,197,000
liabilities assumed																											18,303,000				11,205,000
goodwill																											57,962,000				-1,992,000
provision for (recapture of) credit losses on loans				9,802,000	8,700,000
net loss on sales of investment securities								0	5,277,000		4,000	-116,000	519,000		179,000	0	-3,000		314,000	265,000	166,000		-2,000	-2,000	59,000		-105,000	37,000	178,000
net loss from equity securities								64,000	-90,000		54,000	582,000	-640,000		701,000	1,054,000	199,000
net loss on sales/transfers of investments securities
net loss on equity securities
purchases of securities held-to-maturity																		0	0	0	-1,000,000									0	0			-7,937,000	-1,024,000	0	-14,441,000					-1,700,000			-29,010,000	-44,066,000	-67,350,000											-526,000	0	-51,000
proceeds from sales of loans and leases held for investment
payments on long-term borrowings																																											-400,000	-532,000	-27,857,000	-463,000	-610,000	-12,862,000	-534,000	-697,000		408,000	-618,000	-792,000	-25,373,000	-714,000	-25,897,000	-238,268,000	-8,128,000	-8,753,000
purchases of common stock
proceeds from long-term borrowings																						159,302,000	69,901,000
treasury stock purchase																			-57,231,000	-32,864,000	-17,982,000		0	0	-16,686,000																				0	0	-697,000	0	-4,508,000	-3,831,000
net cash received for branch divestitures																										0
unrealized loss from equity securities																				-161,000	-112,000
unrealized loss on equity securities
provision for loan and lease losses																										4,629,000	5,228,000	6,658,000	14,083,000	5,310,000	3,238,000	3,735,000	2,303,000	-205,000			367,000	2,761,000	1,687,000			2,647,000	3,070,000	2,060,000			-1,033,000											55,180,000	6,412,000	11,378,000
net losses on sales of investments securities
decrease in indemnification asset																														0	0	0	1,900,000	6,277,000			1,244,000	1,270,000	1,217,000			1,407,000	59,000	2,269,000	6,260,000	8,583,000	6,088,000	10,834,000	23,462,000	7,179,000		16,289,000	9,632,000	16,612,000	15,299,000	14,246,000	15,289,000	12,906,000	22,713,000	14,079,000
proceeds from fhlb borrowings																														0	100,000,000	0	50,000,000
net cash acquired from business combinations																														-46,000
net cash paid for branch divestitures																														0	0
proceeds from sales of securities held-to-maturity																																						0
excess tax benefit on share-based compensation																																						39,000	69,000	51,000	105,000	-21,000	7,000	99,000	-129,000	24,000	254,000	103,000	-43,000	73,000		69,000	65,000	283,000	11,000	70,000	86,000
net losses on sales of investment securities
net cash (paid) acquired from business combinations
proceeds from issuance of long-term debt
purchases of treasury stock
income taxes paid
acquisition of other real estate owned through foreclosure
issuance of restricted stock awards
benefit from loan and lease losses																																									1,655,000							6,706,000	-5,874,000	12,083,000				16,209,000	14,903,000	29,651,000	26,663,000
net (gains) losses on sales of investment securities
decrease (increase) in indemnification asset																																									1,374,000
u.s. treasuries
securities of u.s. government agencies and corporations																																									14,935,000							-392,000	-368,000	20,222,000				31,394,000
mortgage-backed securities - residential
mortgage-backed securities - commercial
collateralized mortgage obligations
obligations of state and other political subdivisions																																									27,180,000							3,560,000	-129,000	9,030,000				2,272,000
asset-backed securities
other securities																																									4,813,000
total																																									702,315,000							-1,153,000	-45,968,000	716,214,000				917,758,000
net gains on sales of investment securities																																					-516,000		-398,000
net gains on sales of investments securities
net loss on sales of loans held for sale
common stock issued in bank acquisitions
net amortization of premiums/accretion of discounts on investment securities																																							2,208,000	2,094,000	1,911,000	2,054,000	2,079,000	1,741,000	2,022,000	1,771,000	1,730,000	2,471,000	5,068,000	3,788,000		3,559,000	2,662,000	2,240,000	1,340,000	878,000	832,000
gains on sales of investment securities																																									-24,000	-409,000			0	0	-50,000	0	-188,000	-1,536,000
decrease (increase) in cash surrender value of life insurance																																									-493,000													2,498,000
mortgage-backed securities																																									655,387,000							-4,321,000	-45,471,000	686,962,000				884,092,000
decrease in cash surrender value of life insurance																																										-3,934,000	-475,000	-480,000
decrease in prepaid expenses																																										1,181,000	-705,000	-919,000											902,000
increase in accrued expenses																																										-10,229,000	15,995,000	-7,396,000						-6,215,000				1,985,000
other																																										-6,749,000	1,518,000	670,000	22,497,000	-15,674,000	-906,000	4,851,000	1,265,000	7,583,000		-31,786,000	-295,000	5,223,000	-3,438,000	-4,259,000	9,873,000	-19,652,000	-8,283,000	13,972,000
increase in interest receivable																																													-708,000	522,000	-2,663,000	108,000	1,090,000	-1,660,000				-196,000			-303,000
increase in cash surrender value of life insurance																																													-3,743,000	-447,000	-418,000	-3,448,000	90,000	-423,000					-463,000	-327,000	-302,000	-2,669,000
increase in prepaid expenses																																													-2,048,000	637,000	-892,000	490,000	-677,000	-2,501,000		1,649,000	1,491,000	-382,000			-339,000			-1,472,000
decrease in accrued expenses																																													453,000	1,792,000	-7,760,000	-1,814,000				-1,515,000					-14,995,000			-12,191,000
decrease in interest payable																																													7,000	51,000	-130,000	-151,000	15,000	-282,000		-288,000	-450,000	-543,000
net increase in loans and leases - excluding covered loans																																													-181,932,000	-51,011,000	-110,107,000	-50,916,000	-138,577,000	-72,053,000
net decrease in covered assets																																													32,530,000	42,597,000	41,574,000	80,079,000	55,091,000	44,904,000		62,969,000	76,478,000	51,622,000	65,347,000	77,400,000	121,382,000	59,366,000
cash and due from banks:
assets acquired, net of purchase considerations
pension income																																																				-107,000	-142,000	-143,000	-312,000	-350,000	-350,000
net increase in interest-bearing deposits with other banks																																																									-210,971,000	395,434,000	-259,272,000	-154,602,000
net decrease in total deposits																																															-17,118,000	-41,629,000	-50,711,000	-134,493,000		-157,138,000			-17,213,000
net decrease in cash and due from banks																																																	8,496,000	-28,253,000			443,000	-23,704,000
net increase in loans and leases, excluding covered loans																																																						-6,372,000
net cash proceeds from acquisition
redemption of other long-term debt																																																							0
net decrease in loans and leases, excluding covered loans																																																								-16,357,000	31,113,000	19,663,000	16,318,000	50,125,000
benefit from depreciation and amortization																																																						3,601,000	2,924,000	2,942,000	2,837,000
income on trading securities
cash dividends paid on preferred stock																																																										0	0	-1,100,000
redemption of preferred stock																																																										0	0	-80,000,000
issuance of common stock, net of issuance costs																																																										32,000
cash and cash equivalents:
net decrease in cash and cash equivalents																																																							4,103,000	7,441,000	-9,272,000		-141,726,000	-35,820,000
cash and cash equivalents at beginning of period																																																							0	0	105,981,000	0	0	344,150,000
cash and cash equivalents at end of period																																																							4,103,000	7,441,000	96,709,000	-22,503,000	-141,726,000	308,330,000
provision for depreciation and amortization																																																										2,590,000	2,872,000	2,668,000
loss (income) on trading securities																																																										0	0	30,000
gain on acquisition
decrease (increase) in prepaid expenses																																																										482,000
(decrease) increase in accrued expenses
increase (decrease) in interest payable																																																										-639,000	-1,265,000	3,864,000
contribution to pension plan
net cash acquired from acquisitions
net cash proceeds received in fdic assisted acquisition
excess tax benefit (liability) on share-based compensation																																																										20,000
net increase in cash and cash equivalents
adjustments to reconcile net income to net cash from operating activities
net amortization of premiums and accretion of discounts on investment securities																																																											240,000	294,000
increase (decrease) in accrued expenses
(increase) decrease in cash surrender value of life insurance																																																												-350,000
net decrease in covered loans																																																												101,391,000
issuance of common stock																																																												91,192,000
excess tax liability on share-based compensation																																																												7,000
(income) losses on trading securities
proceeds from sale of loans held for sale
(increase) decrease in interest receivable
(increase) decrease in prepaid expenses
(decrease) increase in interest payable
proceeds from calls, paydowns, and maturities of investment securities available-for-sale
purchases of investment securities available-for-sale
proceeds from calls, paydowns, and maturities of investment securities held-to-maturity
purchases of investment securities held-to-maturity
net decrease in federal funds sold
proceeds from surrender of life insurance
net cash proceeds received in fdic-assisted acquisition
proceeds on long-term borrowings
proceeds from issuance of preferred stock and warrants
excess tax (liability) benefit on share-based compensation
cash and cash equivalents at beginning of year
cash and cash equivalents at end of year
mortgage loans exchanged for mortgage-backed securities
acquisitions
assets acquired – branch acquisition
liabilities assumed – branch acquisition
assets acquired – peoples
liabilities assumed – peoples
assets acquired – irwin
liabilities assumed – irwin
bargain purchase gain

First Financial Bancorp(NASDAQ:FFBC)

First Financial Bancorp
(NASDAQ:FFBC)