EVERTEC, Inc
(NYSE:EVTC)

EVERTEC, Inc. engages in transaction processing business in Latin America and the Caribbean. The company operates through four segments: Payment Services - Puerto Rico & Caribbean; Payment Services - Latin America; Merchant Acquiring; and Business Solutions. It provides merchant acquiring services, ...

Website: http://www.evertecinc.com

Founded: 1988

Full Time Employees: 2,300

CEO: Morgan Schuessler

Sector: Technology

Industry: Software-Infrastructure

Technology Puerto Rico

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Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31

revenues	247,923,000	244,832,000	228,587,000	229,607,000	228,792,000	216,395,000	211,795,000	211,978,000	205,318,000	194,621,000	173,198,000	167,076,000	159,814,000	161,787,000	145,803,000	160,571,000	150,248,000	155,237,000	145,883,000	149,148,000	139,528,000	134,202,000	136,507,000	117,937,000	121,942,000	127,186,000	118,804,000	122,548,000	118,836,000	118,231,000	112,017,000	113,347,000	110,274,000
operating costs and expenses
cost of revenues, exclusive of depreciation and amortization	118,245,000	87,352,750	124,742,000	110,060,000	114,609,000	75,606,500	102,497,000	97,481,000	102,448,000	59,537,250	81,280,000	80,452,000	76,417,000	53,811,000	76,272,000	74,313,000	64,659,000	45,545,000	62,995,000	59,381,000	59,804,000	42,225,000	57,854,000	56,979,000	54,067,000
selling, general and administrative expenses	47,846,000	45,172,000	37,678,000	35,104,000	36,210,000	37,648,000	34,097,000	38,187,000	35,626,000	44,338,000	30,437,000	29,522,000	23,875,000	23,334,000	26,001,000	20,051,000	20,384,000	18,068,000	17,126,000	16,752,000	16,102,000	19,280,000	16,682,000	17,529,000	17,317,000	16,056,000	15,152,000	15,064,000	15,139,000	23,033,000	14,404,000	17,848,000	13,432,000	16,130,000	14,612,000	14,588,000	10,831,000	12,760,000	10,818,000	12,573,000	10,835,000	10,199,000	10,428,000	8,948,000	7,703,000	15,647,000	7,104,000	10,463,000	8,062,000	9,030,000	8,779,000	12,138,000	8,863,000
depreciation and amortization	37,263,000	36,869,000	28,435,000	28,309,000	28,473,000	26,795,000	33,660,000	32,950,000	34,441,000	29,941,000	21,919,000	22,329,000	19,432,000	20,186,000	19,712,000	19,560,000	19,160,000	18,979,000	18,745,000	18,723,000	18,623,000	17,757,000	18,127,000	17,839,000	17,795,000	17,642,000	16,972,000	17,195,000	16,273,000	15,684,000	15,788,000	15,728,000	15,867,000	16,061,000	16,606,000	15,899,000	15,684,000	15,067,000	14,889,000	14,941,000	14,670,000	15,207,000	16,934,000	16,006,000	16,828,000	16,531,000	16,453,000	16,390,000	16,614,000	17,292,000	17,657,000	17,842,000	17,575,000
total operating costs and expenses	203,354,000	201,758,000	190,855,000	173,473,000	179,292,000	168,433,000	170,254,000	168,618,000	172,515,000	172,886,000	133,636,000	132,303,000	119,724,000	120,897,000	121,985,000	113,924,000	104,203,000	105,031,000	98,866,000	94,856,000	94,529,000	95,007,000	92,663,000	92,347,000	89,179,000	92,579,000	84,002,000	84,860,000	81,431,000	89,659,000	79,656,000	82,707,000	76,719,000	82,939,000	93,917,000	73,517,000	70,688,000	76,509,000	67,460,000	69,480,000	68,913,000	68,042,000	72,183,000	65,619,000	64,326,000	73,586,000	62,182,000	65,692,000	62,321,000	66,752,000	65,550,000	72,237,000	66,940,000
income from operations	44,569,000	43,074,000	37,732,000	56,134,000	49,500,000	47,962,000	41,541,000	43,360,000	32,803,000	21,735,000	39,562,000	34,773,000	40,090,000	40,890,000	23,818,000	46,647,000	46,045,000	50,206,000	47,017,000	54,292,000	44,999,000	39,195,000	43,844,000	25,590,000	32,763,000	34,607,000	34,802,000	37,688,000	37,405,000	28,572,000	32,361,000	30,640,000	33,555,000	16,689,000	8,808,000	29,994,000	30,592,000	25,380,000	27,007,000	28,192,000	26,566,000	28,135,000	20,595,000	27,622,000	27,006,000	20,570,000	26,460,000	25,429,000	24,889,000	26,560,000	21,864,000	16,938,000	20,399,000
yoy	-9.96%	-10.19%	-9.17%	29.46%	50.90%	120.67%	5.00%	24.69%	-18.18%	-46.85%	66.10%	-25.46%	-12.93%	-18.56%	-49.34%	-14.08%	2.32%	28.09%	7.24%	112.16%	37.35%	13.26%	25.98%	-32.10%	-12.41%	21.12%	7.54%	23.00%	11.47%	71.20%	267.40%	2.15%	9.69%	-34.24%	-67.39%	6.39%	15.15%	-9.79%	31.13%	2.06%	-1.63%	36.78%	-22.17%	8.62%	8.51%	-22.55%	21.02%	50.13%	22.01%
qoq	3.47%	14.16%	-32.78%	13.40%	3.21%	15.46%	-4.20%	32.18%	50.92%	-45.06%	13.77%	-13.26%	-1.96%	71.68%	-48.94%	1.31%	-8.29%	6.78%	-13.40%	20.65%	14.81%	-10.60%	71.33%	-21.89%	-5.33%	-0.56%	-7.66%	0.76%	30.91%	-11.71%	5.62%	-8.69%	101.06%	89.48%	-70.63%	-1.95%	20.54%	-6.02%	-4.20%	6.12%	-5.58%	36.61%	-25.44%	2.28%	31.29%	-22.26%	4.05%	2.17%	-6.29%	21.48%	29.08%	-16.97%
operating margin %	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	21.71%	8.57%	28.98%	30.21%	24.91%	28.59%	28.86%	27.82%	29.25%	22.20%	29.62%	29.57%	21.85%	29.85%	27.91%	28.54%	28.46%	25.01%	18.99%	23.36%
non-operating income
interest income	3,860,000	4,689,000	4,016,000	3,079,000	3,251,000	3,058,000	3,696,000	3,218,000	3,360,000	3,350,000	1,926,000	2,103,000	1,133,000	842,000	807,000	805,000	667,000	546,000	504,000	450,000	389,000	337,000	429,000	373,000	363,000	353,000	348,000	257,000	259,000	261,000	205,000	164,000	157,000	156,000	159,000	216,000	185,000	111,000	87,000	92,000	87,000	124,000	140,000	127,000	104,000	83,000	91,000	79,000	75,000	89,000	54,000	49,000	44,000
interest expense	-17,357,000	-18,037,000	-16,534,000	-16,719,000	-16,988,000	-17,381,000	-18,704,000	-18,709,000	-19,939,000	-15,329,000	-5,709,000	-5,640,000	-5,643,000	-6,530,000	-6,763,000	-5,932,000	-5,547,000	-5,562,000	-5,684,000	-5,658,000	-5,906,000	-6,245,000	-5,867,000	-6,183,000	-6,779,000	-6,620,000	-7,267,000	-7,373,000	-7,551,000	-7,143,000	-7,557,000	-7,665,000	-7,679,000	-7,407,000	-8,012,000	-7,406,000	-7,036,000	-6,325,000	-6,276,000	-6,138,000	-5,878,000	-5,852,000	-6,003,000	-6,210,000	-6,201,000	-6,301,000	-6,370,000	-6,501,000	-6,909,000	-6,447,000	-6,403,000	-9,747,000	-15,264,000
loss on foreign currency remeasurement	-3,726,000				-833,000	-2,034,000	-1,112,000		-4,456,000	-1,834,250	-2,806,000
earnings from equity investees	1,446,000	804,000	1,346,000	867,000	2,077,000
other income	187,000	8,009,000	6,929,000	334,000	220,000	9,777,000	389,000	2,255,000	3,840,000	-2,387,000	153,000	1,591,000	1,010,000	-483,000	374,000		3,306,000	1,680,000	146,000	2,245,000	328,000	2,131,000	2,486,000	172,000	108,000	-154,750	252,000	-1,079,000	208,000	724,000	1,130,000	-69,000	817,000	-172,000	192,000	1,363,000	1,274,000	-1,203,000	489,000	860,000	398,000	876,000	381,000	764,000	285,000	248,000	-249,000	385,000	1,991,000	-459,500	448,000		67,000
total non-operating expenses	-15,590,000	-4,398,000	-4,303,000	-11,091,000	-12,273,000	-10,123,000	-14,632,000	-9,736,000	-16,124,000			-137,000	-7,209,000			-5,403,000	-1,004,000	-2,930,000	-4,623,000	-2,569,000	-4,687,000	-3,374,000	-2,750,000	-5,445,000	-5,970,000	-6,607,000	-6,296,000	-8,062,000	-6,862,000	-6,078,000	-5,984,000	-7,395,000	-6,506,000	-7,232,000	-7,506,000	-5,712,000	-5,434,000	-7,411,000	-5,657,000	-5,157,000	-5,523,000	-4,901,000	-5,485,000	-5,235,000	-5,697,000
income before income taxes	28,979,000	38,676,000	33,429,000	45,043,000	37,227,000	42,414,000	26,909,000	33,624,000	16,679,000	12,738,000	5,098,000	34,636,000	32,881,000	34,780,000	146,787,000	41,244,000	45,041,000	47,276,000	42,394,000	51,723,000	40,312,000	35,821,000	41,094,000	20,145,000	26,793,000	28,000,000	28,506,000	29,626,000	30,543,000	22,494,000	26,377,000	23,245,000	27,049,000	9,457,000	1,302,000	24,282,000	25,158,000	17,969,000	21,350,000	23,035,000	21,043,000	23,234,000	15,110,000	22,387,000	21,309,000	14,835,000	20,173,000	19,735,000	20,367,000	21,652,000	16,161,000	-69,947,000	5,523,000
income tax expense	4,232,000	1,640,000	-31,000	4,070,000	4,136,000	1,747,000	1,707,000	1,101,000	292,000	931,000	-4,858,000	6,586,000	2,818,000	6,072,000	9,048,000	7,688,000	6,175,000	6,088,000	7,134,000	2,632,000	4,708,000	3,451,000	6,513,000	4,520,000	4,518,000	2,957,000	3,720,000	2,489,000	3,809,000	2,247,000	3,302,000	3,112,000	3,935,000	3,532,000	-4,840,000	4,068,000	2,020,000	1,955,000	1,639,000	2,801,000	1,876,000	-9,388,000	1,687,000	2,120,000	2,246,000	2,373,000	1,082,000	1,962,000	2,161,000	-900,750	1,358,000	-5,012,000	51,000
net income	24,747,000	37,036,000	33,460,000	40,973,000	33,091,000	40,667,000	25,202,000	32,523,000	16,387,000	11,807,000	9,956,000	28,050,000	30,063,000	28,708,000	137,739,000	33,556,000	38,866,000	41,188,000	35,260,000	49,091,000	35,604,000	32,370,000	34,581,000	15,625,000	22,275,000	25,043,000	24,786,000	27,137,000	26,734,000	20,247,000	23,075,000	20,133,000	23,114,000	5,925,000	6,142,000	20,214,000	23,138,000	16,014,000	19,711,000	20,234,000	19,167,000	32,622,000	13,423,000	20,267,000	19,063,000	12,462,000	19,091,000	17,773,000	18,206,000	20,039,000	14,803,000	-64,935,000	5,472,000
yoy	-25.22%	-8.93%	32.77%	25.98%	101.93%	244.43%	153.13%	15.95%	-45.49%	-58.87%	-92.77%	-16.41%	-22.65%	-30.30%	290.64%	-31.65%	9.16%	27.24%	1.96%	214.18%	59.84%	29.26%	39.52%	-42.42%	-16.68%	23.69%	7.41%	34.79%	15.66%	241.72%	275.69%	-0.40%	-0.10%	-63.00%	-68.84%	-0.10%	20.72%	-50.91%	46.84%	-0.16%	0.55%	161.77%	-29.69%	14.03%	4.71%	-37.81%	28.97%	-127.37%	232.71%
qoq	-33.18%	10.69%	-18.34%	23.82%	-18.63%	61.36%	-22.51%	98.47%	38.79%	18.59%	-64.51%	-6.70%	4.72%	-79.16%	310.48%	-13.66%	-5.64%	16.81%	-28.17%	37.88%	9.99%	-6.39%	121.32%	-29.85%	-11.05%	1.04%	-8.66%	1.51%	32.04%	-12.26%	14.61%	-12.90%	290.11%	-3.53%	-69.62%	-12.64%	44.49%	-18.76%	-2.58%	5.57%	-41.25%	143.03%	-33.77%	6.32%	52.97%	-34.72%	7.42%	-2.38%	-9.15%	35.37%	-122.80%	-1286.68%
net income margin %	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	7.71%	5.98%	19.53%	22.85%	15.72%	20.87%	20.72%	20.07%	33.92%	14.47%	21.74%	20.87%	13.24%	21.54%	19.50%	20.88%	21.48%	16.93%	-72.82%	6.27%
less: net income attributable to non-controlling interest	996,000	373,750	599,000	508,000	388,000	388,500	524,000	622,000	408,000				11,000				-32,000	72,000	-54,000	-106,000	101,000	92,000	118,000	141,000	64,000	30,000	32,000	79,000	90,000	48,000	78,000	81,000	92,000	91,000	40,000	125,000	109,000	41,000	31,000	-1,000	19,000
net income attributable to evertec, inc.’s common stockholders	23,751,000	35,561,000	32,861,000	40,465,000	32,703,000	40,062,000	24,678,000	31,901,000	15,979,000	11,479,000	10,036,000	28,155,000	30,052,000	28,708,000	137,814,000	33,589,000	38,898,000	41,116,000	35,314,000	49,197,000	35,503,000	32,278,000	34,463,000	15,484,000	22,211,000	25,013,000	24,754,000	27,058,000	26,644,000	20,199,000	22,997,000	20,052,000	23,022,000	5,834,000	6,102,000	20,089,000	23,029,000				19,148,000
other comprehensive income, net of tax of 1,018, and
foreign currency translation adjustments	49,574,000	-18,211,000	13,593,000	32,495,000	46,711,000	-77,378,000	15,354,000	-64,351,000	-26,476,000	28,902,000	-11,332,000	3,153,000	17,605,000	12,700,000	4,125,000	-6,549,000	2,214,000	-3,306,000	-6,942,000	1,732,000	-2,613,000	2,513,000	-3,245,000	1,067,000	-8,305,000	1,040,000	-576,000	2,325,000	1,965,000	-4,339,000	-4,325,000	-4,307,000	2,407,000	-117,000	2,083,000	-1,956,000	-645,000	-740,000	-1,041,000	-2,047,000	468,000	-1,018,000	84,000	-87,000	889,000			794,000	-7,745,000	-482,000	-210,000	-394,000	2,354,000
gain on cash flow hedges	2,749,000			-2,160,000	-3,992,000	8,481,000	-11,937,000	1,034,000	2,348,000	-7,357,000	3,468,000	1,816,000	-1,545,000	391,000	5,762,000	3,337,000	9,725,000			1,088,000	4,189,000	-2,973,500	643,000			2,045,000	-2,922,000	-6,042,000	-4,055,000
unrealized gain on change in fair value of debt securities available-for-sale	-4,000	5,000	5,000	2,000	8,000									9,000	-21,000	-29,000		12,000	8,000	89,000
other comprehensive income, net of tax	52,319,000	-18,334,000	13,285,000	30,337,000	42,727,000	-68,900,000	3,416,000	-63,317,000	-24,131,000
total comprehensive income attributable to evertec, inc.’s common stockholders	76,070,000	17,227,000	46,146,000	70,802,000	75,430,000	-28,838,000	28,094,000	-31,416,000	-8,152,000	33,040,000	2,161,000	33,124,000	46,092,000	41,808,000	147,680,000	30,348,000	50,810,000	42,159,000	29,917,000	52,106,000	37,079,000	36,410,000	31,861,000	15,873,000	2,047,000	28,098,000	21,256,000	23,341,000	24,554,000	11,374,000	18,891,000	16,132,000	26,932,000	7,138,000	8,566,000	17,891,000	23,002,000	18,248,000	18,722,000	16,712,000	16,544,000
net income per common share - basic attributable to evertec, inc.’s common stockholders	380	560	510	630	510	630	390	500	250	180	160	430	460	470	2,080	470	540	580	490	680	490	450	480	220	310	350	340	380	370	280	320	280	320	80	80	280	320	197.5	270	270
net income per common share - diluted attributable to evertec, inc.’s common stockholders	380	560	510	620	500	620	380	490	240	170	150	430	460	470	2,060	470	530	560	480	680	490	440	470	210	300	340	340	370	360	270	310	270	310	90	80	270	310	197.5	260	270	260
gain on foreign currency remeasurement		137,000	-60,000	1,348,000				2,404,000				333,000	-4,864,000	-787,000	-7,779,000
other comprehensive income, net of tax of 20,
loss on cash flow hedges		-128,000	-313,000																					-678,000	-11,859,000
other comprehensive income, net of tax of (561), and 474, (1,755) and 631
other comprehensive income, net of tax of (1,194), and 157
loss on foreign currency swap										5,160,000	-29,225,000
earnings from equity method investments						816,500	1,099,000	1,096,000	1,071,000
other comprehensive income, net of tax of (3,898), 329, (3,267) and 18
unrealized loss on change in fair value of debt securities available-for-sale						-3,000	-1,000		-3,000	-7,750	-11,000		-20,000				-27,000
other comprehensive income, net of tax of 474,
other comprehensive income, net of tax of 157 and
earnings of equity method investment										1,148,000	1,197,000	1,476,000	1,155,000	848,000	688,000	862,000	570,000	406,000	411,000	394,000	502,000	403,000	202,000	193,000	338,000	210,000	371,000	133,000	222,000	80,000	238,000	175,000	199,000	191,000	155,000	115,000	143,000	6,000	43,000	29,000	-130,000	-49,000	-3,000	84,000	115,000	235,000	241,000	343,000	321,000	112,000	198,000	348,000	277,000
gain on sale of business
total non-operating (expenses) income										-8,997,000	-34,464,000																																			-4,125,750	-6,287,000	-5,694,000	-4,522,000	-4,908,000	-5,703,000	-86,885,000	-14,876,000
less: net loss attributable to non-controlling interest										-43,500	-80,000	-105,000		-35,000	-75,000	-33,000
other comprehensive income, net of tax of 329, 716, 18 and 1,442
other comprehensive income, net of tax of (195), (18), (311) and 405
other comprehensive income, net of tax of (116) and 423
gain on sale of a business															135,642,000
total non-operating income														-6,110,000	122,969,000
other comprehensive income, net of tax of 716, 382, 1,442 and 817
other (expenses) income																-1,138,000
other comprehensive income, net of tax of (18), 11, 405 and 435
other comprehensive income, net of tax of 423 and 1,085
other comprehensive income, net of tax of 382,
gain on cash flow hedge																		1,703,500	1,537,000											527,250	219,000	387,000	1,503,000	1,421,000	381,000	-242,000	618,000	-1,116,000	83,000
other comprehensive income, net of tax of 11,
non-operating (expenses) income
other comprehensive income, net of tax of 123,
other comprehensive income, net of tax of ,
other comprehensive income, net of tax of 1,085 and 384
cost of revenues, exclusive of depreciation and amortization shown below																										58,881,000	51,878,000	52,601,000	50,019,000	50,942,000	49,464,000	49,131,000	47,420,000	50,748,000	62,699,000	43,030,000	44,173,000	48,682,000	41,753,000	41,966,000	43,408,000	42,636,000	44,821,000	40,665,000	39,795,000	41,408,000	38,625,000	38,839,000	37,645,000	40,430,000	39,114,000	42,257,000	40,502,000
other comprehensive income, net of tax of (278), 180, (1,279) and 348
other comprehensive income, net of tax of (617), 28, (1,001) and 168
other comprehensive income, net of tax of 384 and 140
other comprehensive income, net of tax of 180, 2, 348 and 21
cash dividends declared per share																														0.05	0.05				0.1	0.1	0.1	0.1	0.1	0.1
other comprehensive income, net of tax of 28, (18), 168 and 19
other comprehensive income, net of tax of 140 and 37
merchant acquiring																																		16,886,500	21,555,000	23,506,000	22,485,000	23,111,000	21,970,000	23,277,000	22,890,000	23,370,000	20,784,000	21,165,000	20,091,000	20,791,000	19,227,000	19,827,000	19,291,000	19,781,000	18,211,000	18,165,000	17,459,000
payment processing																																		23,756,750	34,218,000	30,693,000	30,116,000	28,791,000	27,584,000	28,157,000	26,975,000	27,682,000	27,502,000	26,759,000	26,377,000	28,404,000	25,611,000	26,406,000	25,002,000	26,199,000	24,731,000	24,285,000	24,112,000
business solutions																																		36,235,750	46,952,000	49,312,000	48,679,000	49,987,000	44,913,000	46,238,000	45,614,000	45,125,000	44,492,000	45,317,000	44,864,000	44,961,000	43,804,000	44,888,000	42,917,000	47,332,000	44,472,000	46,725,000	45,768,000
total revenues																																		76,879,000	102,725,000	103,511,000	101,280,000	101,889,000	94,467,000	97,672,000	95,479,000	96,177,000	92,778,000	93,241,000	91,332,000	94,156,000	88,642,000	91,121,000	87,210,000	93,312,000	87,414,000	89,175,000	87,339,000
yoy																																		-24.55%	8.74%	5.98%	6.08%	5.94%	1.82%	4.75%	4.54%	2.15%	4.67%	2.33%	4.73%	0.90%	1.40%	2.18%	-0.15%
qoq																																		-25.16%	-0.76%	2.20%	-0.60%	7.86%	-3.28%	2.30%	-0.73%	3.66%	-0.50%	2.09%	-3.00%	6.22%	-2.72%	4.48%	-6.54%	6.75%	-1.97%	2.10%
other comprehensive income, net of tax of 2, , 21 and 439
other comprehensive income, net of tax of (18), 442, 19 and 446
other comprehensive income, net of tax of 37 and 3
net income attributable to evertec, inc.’s common stockholders’																																						14,765,750	19,680,000	20,235,000
other comprehensive income, net of tax of , 3, 439 and 37
other comprehensive income, net of tax of 442, 26, 445 and 33
loss on cash flow hedge																																								-1,475,000	-3,072,000
non-operating expenses
other comprehensive income, net of income tax expense of 3 and 7
net income per common share - basic attributable to evertec, inc’s common stockholders																																									260
cash dividend declared per share																																									0.1
other comprehensive income, net of tax of 3, 4, 37 and 57
total comprehensive income																																										31,089,000	13,507,000	20,180,000	19,952,000	12,087,000	19,469,000	18,567,000	10,461,000	19,557,000	14,593,000	-65,329,000	7,826,000
net income per common share - basic																																										170	170		250	175	240	230	230	-142.5	180	-820	80
net income per common share - diluted																																										170	170		240	175	240	220	230	-142.5	180	-820	70
other comprehensive income, net of tax of 26, 48, 33 and 54
net income per common share—basic																																												260
net income per common share—diluted																																												260
other comprehensive income, net of income tax expense of 7 and 6
loss on extinguishment of debt																																																				-58,464,000
termination of consulting agreements																																																				-16,718,000
total other income																																														248,000	-249,000	385,000		-19,255,000	448,000
other comprehensive income, net of tax of 4, 11, 57 and 29 foreign currency translation adjustments																																														-1,643,250	378,000
other comprehensive income, net of tax of 48, 18, 54 and 18
other comprehensive income, net of income tax expense of 6 and 6
other comprehensive income, net of tax of 11, 0, 29 and 13
other expenses:
other expenses																																																				-2,353,000
total other expenses																																																				-77,535,000
other comprehensive income, net of tax of 18, 7, 18 and 13
other comprehensive income, net of tax of 0 and 6

Balance Sheets:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31

assets
current assets:
cash and cash equivalents	290,886,000	305,993,000	474,738,000	290,578,000	265,864,000	273,645,000	275,359,000	257,699,000	293,666,000	295,600,000	177,821,000	191,620,000	173,662,000	197,229,000	224,971,000	288,064,000	283,610,000	266,351,000	244,129,000	199,891,000	156,363,000	202,649,000	144,147,000	146,920,000	103,521,000	111,030,000	102,535,000	64,025,000	73,183,000	69,973,000	91,310,000	59,333,000	53,471,000	50,423,000	48,440,000	93,060,000	52,074,000
restricted cash	23,550,000	25,838,000	24,998,000	23,780,000	24,198,000	24,594,000	25,663,000	24,434,000	23,597,000	23,073,000	20,607,000	19,485,000	19,015,000	18,428,000	18,705,000	22,576,000	20,295,000	19,566,000	18,664,000	19,411,000	19,059,000	18,456,000	18,049,000	22,170,000	21,583,000	20,091,000	13,399,000	13,524,000	13,318,000	16,773,000	12,686,000	11,076,000	10,540,000	9,944,000	10,352,000	8,196,000	8,254,000	8,112,000	8,281,000	7,601,000	8,562,000	11,818,000	13,547,000	6,262,000	6,924,000	5,718,000	6,126,000	5,195,000	5,247,000	5,433,000	5,096,000	4,983,000	4,827,000
accounts receivable	176,398,000	164,381,000	153,862,000	156,894,000	159,237,000	137,501,000	131,101,000	122,278,000	141,332,000	126,510,000	115,779,000	109,421,000	127,876,000	131,080,000	112,293,000	107,685,000	105,132,000	113,285,000	95,548,000	93,878,000	99,737,000	95,727,000	111,852,000	91,744,000	95,305,000	106,812,000	92,195,000	93,735,000	96,307,000	100,323,000	82,865,000	82,447,000	90,037,000	83,328,000	75,959,000	76,902,000	76,655,000	77,803,000	67,453,000	72,164,000	75,160,000	73,715,000	68,429,000	71,091,000	78,745,000	75,810,000	68,969,000	71,479,000	68,403,000	68,434,000	69,249,000	77,662,000	74,747,000
settlement assets	27,844,000	26,098,000	15,000,000	30,603,000	33,572,000	31,942,000	37,441,000	64,922,000	42,068,000	51,467,000	34,771,000	30,014,000
prepaid expenses and other assets	83,665,000	68,462,000	75,822,000	68,788,000	72,214,000	61,383,000	64,071,000	61,444,000	62,336,000	64,704,000	53,373,000	43,348,000	47,944,000	42,392,000	40,992,000	46,307,000	41,533,000	37,148,000	44,733,000	42,360,000	44,573,000	42,214,000	44,835,000	42,177,000	39,904,000	38,085,000	36,405,000	34,955,000	34,451,000	29,124,000	29,671,000	29,444,000	30,318,000	25,011,000	24,778,000	26,500,000	26,337,000	20,430,000	22,625,000	21,976,000	19,839,000	18,758,000	20,736,000	21,678,000	21,659,000	20,565,000	21,880,000	21,846,000	18,919,000	17,524,000	21,800,000	24,623,000	20,822,000
total current assets	602,343,000	590,772,000	744,420,000	570,643,000	555,085,000	529,065,000	533,635,000	530,777,000	562,999,000	561,354,000	402,351,000	393,888,000	368,497,000	389,129,000	396,961,000	489,793,000	473,577,000	436,350,000	403,074,000	355,540,000	319,732,000	359,046,000	318,883,000	303,011,000	260,313,000	276,018,000	244,534,000	206,239,000	217,259,000	216,193,000	216,532,000	182,300,000	184,366,000	168,706,000	159,529,000	204,658,000	163,320,000	158,265,000	143,344,000	137,469,000	141,856,000	134,723,000	150,034,000	140,191,000	142,657,000	134,606,000	129,579,000	129,163,000	123,634,000	116,413,000	124,488,000	126,855,000	137,381,000
debt securities available-for-sale, at fair value	3,762,000	3,202,000	2,595,000	1,375,000	816,000	913,000	1,726,000	1,725,000	2,093,000	2,095,000	2,079,000	2,175,000	2,179,000	2,203,000	2,198,000	2,397,000	3,005,000	3,041,000	3,060,000	3,059,000	2,968,000
equity securities, at fair value	6,102,000	5,849,000	6,250,000	5,557,000	5,251,000	4,976,000	5,287,000	4,960,000	10,843,000	9,413,000	25,992,000
investments in equity investees	32,369,000		29,336,000	28,691,000	30,966,000
property and equipment	65,760,000	64,354,000	63,184,000	62,492,000	64,156,000	62,059,000	64,178,000	65,769,000	60,777,000	62,453,000	56,957,000	57,761,000	56,858,000	56,387,000	49,928,000	48,122,000	49,509,000	48,533,000	42,780,000	41,240,000	42,146,000	43,538,000	43,255,000	41,199,000	41,984,000	43,791,000	43,179,000	44,544,000	45,778,000	36,763,000	36,655,000	38,336,000	38,515,000	37,924,000	36,520,000	36,095,000	37,218,000	38,930,000	37,697,000	35,358,000	33,762,000	34,128,000	33,281,000	31,627,000	28,080,000	29,535,000	29,482,000	29,371,000	30,494,000	33,240,000	31,992,000	33,031,000	35,088,000
operating lease right-of-use asset	37,027,000	38,218,000	7,475,000	8,941,000	10,394,000	10,131,000	11,329,000	12,756,000	14,824,000	14,796,000	12,523,000	14,035,000	15,627,000	15,918,000	17,799,000	19,330,000	21,562,000	21,229,000	22,625,000	24,326,000	25,604,000	27,538,000	26,824,000	27,294,000	28,356,000	29,979,000	30,920,000	32,363,000	34,743,000
goodwill	918,156,000	891,992,000	779,671,000	771,403,000	752,626,000	726,901,000	750,542,000	741,645,000	777,932,000	791,700,000	434,496,000	438,256,000	434,340,000	423,392,000	417,819,000	385,536,000	389,027,000	393,318,000	394,536,000	396,603,000	396,298,000	397,670,000	395,048,000	395,625,000	394,498,000	399,487,000	395,848,000	396,275,000	395,723,000	394,644,000	396,035,000	397,221,000	399,861,000	398,575,000	402,103,000	371,204,000	371,986,000	370,986,000	371,385,000	372,001,000	376,410,000	368,133,000	368,543,000	368,911,000	369,171,000	368,837,000	369,304,000	369,203,000	369,101,000	373,119,000	373,223,000	373,298,000	373,718,000
other intangible assets	555,189,000	553,082,000	447,943,000	447,016,000	437,104,000	430,885,000	443,444,000	451,637,000	490,188,000	518,070,000	220,240,000	213,779,000	213,706,000	200,320,000	196,316,000	189,604,000	191,164,000	213,288,000	219,615,000	224,685,000	229,972,000	219,909,000	222,085,000	224,605,000	229,787,000	241,937,000	244,672,000	249,667,000	252,592,000	259,269,000	260,744,000	266,253,000	273,536,000	279,961,000	289,095,000	284,316,000	291,219,000	299,119,000	297,870,000	302,356,000	303,437,000	312,059,000	309,680,000	317,431,000	323,941,000	334,584,000	338,248,000	347,114,000	355,801,000	367,780,000	375,292,000	384,375,000	392,269,000
deferred tax asset	52,665,000	45,386,000	46,225,000	42,440,000	39,097,000	33,877,000	32,751,000	23,851,000	19,879,000	47,847,000	18,280,000	8,264,000	7,926,000	5,701,000	5,414,000	7,057,000	7,113,000	6,910,000	4,993,000	5,577,000	5,671,000	5,730,000	3,657,000	2,910,000	3,261,000	2,131,000	2,020,000	1,779,000	2,167,000	1,917,000	1,093,000	1,071,000			1,131,000						2,256,000	1,685,000	6,921,000	2,323,000	2,899,000	399,000	3,378,000	2,812,000	3,823,000	2,537,000	383,000		2,857,000
other long-term assets	22,638,000	20,321,000	22,068,000	22,586,000	20,278,000	24,994,000	22,774,000	26,700,000	28,130,000	27,005,000	17,039,000	18,606,000	16,589,000	16,578,000	13,378,000	12,382,000	12,193,000	9,926,000	6,384,000	6,149,000	5,136,000	6,012,000	5,511,000	4,281,000	7,897,000	5,323,000	5,856,000	6,751,000	7,195,000	6,357,000	5,500,000	5,653,000	7,182,000	4,549,000	3,757,000	4,720,000	5,332,000	5,305,000	3,883,000	4,544,000	2,257,000	8,795,000	9,078,000	9,880,000	10,227,000	10,917,000	12,335,000	13,745,000	15,958,000	18,162,000	19,657,000	18,971,000	24,034,000
total assets	2,296,011,000	2,243,296,000	2,149,167,000	1,961,345,000	1,917,501,000	1,857,611,000	1,894,965,000	1,889,921,000	1,996,486,000	2,060,263,000	1,221,460,000	1,171,633,000	1,137,193,000	1,131,743,000	1,120,968,000	1,169,341,000	1,161,569,000	1,144,756,000	1,108,493,000	1,070,784,000	1,040,649,000	1,072,579,000	1,028,074,000	1,011,737,000	979,218,000	1,011,676,000	980,066,000	950,493,000	968,776,000	927,292,000	928,598,000	904,169,000	916,829,000	902,788,000	904,967,000	914,627,000	882,562,000	885,662,000	867,041,000	864,452,000	869,882,000	870,102,000	882,897,000	880,291,000	885,979,000	890,235,000	890,440,000	899,883,000	905,883,000	919,353,000	935,479,000	947,281,000	973,879,000
liabilities and stockholders’ equity
current liabilities:
accrued liabilities	116,502,000	125,575,000	136,232,000	117,877,000	111,604,000	124,553,000	119,169,000	114,417,000	116,977,000	129,160,000	91,310,000	79,749,000	80,064,000	90,341,000	82,798,000	79,039,000	71,304,000	74,540,000	68,555,000	59,749,000	56,600,000	58,033,000	54,099,000	54,756,000	52,652,000	58,160,000	64,226,000	45,883,000	44,353,000	57,006,000	45,174,000	41,822,000	35,334,000	38,451,000	40,509,000	34,203,000	32,622,000	34,243,000	37,447,000	34,365,000	33,317,000	37,308,000	32,917,000	29,275,000	27,650,000	26,052,000	26,023,000	29,159,000	28,057,000	26,571,000	28,778,000	30,257,000	43,672,000
accounts payable	63,355,000	63,726,000	47,160,000	52,821,000	69,197,000	58,729,000	53,702,000	60,122,000	66,629,000	66,516,000	52,403,000	50,147,000	47,647,000	46,751,000	33,489,000	34,439,000	30,470,000	28,484,000	34,069,000	27,818,000	26,998,000	43,348,000	36,057,000	28,698,000	28,230,000	39,165,000	24,966,000	34,920,000	45,995,000	47,272,000	37,397,000	34,561,000	40,670,000	41,135,000	27,845,000	31,697,000	27,155,000	40,845,000	27,169,000	18,122,000	20,307,000	21,216,000	22,417,000	19,133,000	19,396,000	22,879,000	14,748,000	14,256,000	12,107,000	18,630,000	14,912,000	25,589,000	22,817,000
contract liability	30,382,000	26,573,000	22,885,000	23,556,000	21,720,000	25,274,000	23,034,000	18,894,000	18,938,000	21,055,000	14,428,000	17,821,000	19,737,000	15,226,000	17,051,000	21,403,000	21,360,000	17,398,000	21,304,000	23,769,000	25,319,000
income tax payable	10,261,000	3,218,000	7,461,000	6,073,000	13,701,000	8,981,000	5,674,000	4,222,000		3,402,000	958,000	171,000	9,239,000	9,406,000	10,757,000	3,011,000	10,135,000	7,132,000	4,597,000	3,125,000	6,547,000	6,573,000	7,475,000	10,874,000	9,190,000	6,298,000	4,595,000	1,937,000	6,841,000	6,650,000	5,684,000	3,892,000	4,121,000	1,406,000	4,745,000	2,687,000	3,413,000	1,755,000	2,851,000	2,903,000	3,385,000	1,350,000	62,000	81,000	712,000	1,956,000	1,945,000	1,801,000	1,762,000	259,000	246,000	1,092,000	1,762,000
current portion of long-term debt	26,850,000	23,867,000	23,867,000	23,867,000	23,867,000	23,867,000	23,867,000	23,867,000	23,867,000	23,867,000	20,750,000	20,750,000	20,750,000	20,750,000	28,813,000	22,500,000	21,125,000	19,750,000	18,375,000	16,999,000	15,625,000	14,250,000	14,250,000	14,250,000	14,250,000	14,250,000	14,250,000	14,250,000	14,250,000	14,250,000	23,191,000	21,820,000	46,558,000	46,487,000	46,415,000	46,344,000	19,977,000	19,789,000	28,375,000	26,500,000	24,625,000	22,750,000	20,875,000	19,000,000	19,000,000	19,000,000	19,000,000	19,000,000	19,000,000	19,000,000	19,000,000	19,000,000
short-term borrowings	25,000,000	10,000,000							80,000,000		6,000,000			20,000,000										15,000,000					15,000,000					12,000,000	33,000,000	48,000,000	27,000,000	28,000,000	16,000,000	20,000,000	15,000,000	17,000,000	18,000,000	4,000,000	20,000,000	23,000,000	8,000,000	23,000,000	40,600,000	51,200,000	6,132,000	8,663,000	8,663,000
current portion of operating lease liability	5,779,000	5,878,000	3,787,000	4,888,000	5,834,000	6,229,000	7,478,000	7,408,000	7,575,000	6,693,000	5,979,000	6,189,000	5,796,000	5,936,000	6,007,000	5,921,000	6,119,000	5,580,000				5,830,000	5,877,000	5,806,000	5,740,000	5,773,000	5,704,000	6,294,000	9,458,000
settlement liabilities	28,096,000	26,202,000	14,787,000	30,677,000	33,648,000	32,027,000	37,500,000	62,041,000	40,446,000	47,620,000	27,684,000	24,103,000
total current liabilities	306,225,000	285,039,000	256,179,000	259,759,000	279,571,000	279,660,000	270,424,000	290,971,000	354,432,000	298,313,000	248,737,000	198,930,000	183,233,000	208,410,000	178,915,000	166,313,000	160,513,000	152,884,000	152,800,000	136,905,000	136,580,000	152,992,000	137,558,000	151,487,000	128,200,000	144,314,000	128,337,000	114,524,000	148,053,000	136,705,000	125,463,000	111,728,000	136,204,000	147,216,000	159,080,000	168,314,000	116,229,000	129,163,000	118,246,000	105,593,000	100,322,000	102,501,000	105,954,000	83,334,000	98,281,000	104,511,000	78,932,000	96,175,000	109,095,000	121,798,000	73,517,000	88,707,000	79,891,000
long-term debt	1,045,075,000	1,053,030,000	1,059,143,000	914,865,000	919,957,000	925,062,000	930,851,000	936,001,000	941,717,000	946,816,000	374,656,000	379,602,000	384,550,000	389,498,000	426,691,000	432,723,000	438,754,000	444,785,000	449,435,000	454,085,000	458,738,000	481,041,000	484,306,000	487,572,000	490,844,000	510,947,000	514,217,000	517,491,000	520,771,000	524,056,000	541,949,000	547,551,000	553,140,000	557,251,000	561,898,000	565,425,000	595,631,000	599,667,000	597,155,000	604,676,000	613,376,000	625,745,000	632,137,000	638,530,000	643,053,000	647,579,000	652,102,000	656,626,000	661,153,000	665,680,000	670,209,000	674,738,000	734,718,000
deferred tax liability	69,463,000	71,356,000	40,981,000	44,575,000	44,833,000	44,810,000	45,116,000	46,148,000	53,576,000	87,916,000	10,828,000	9,407,000	10,162,000	10,111,000	7,998,000	2,142,000	2,347,000	2,369,000	1,819,000	2,018,000	2,151,000	2,748,000	2,575,000	2,569,000	2,957,000	4,261,000	4,565,000	7,396,000	9,041,000	9,950,000	11,509,000	12,976,000	13,033,000	13,820,000	14,156,000									111,000	405,000	1,799,000	350,000	461,000	356,000	543,000	658,000	1,204,000	1,034,000
contract liability - long term	42,703,000	47,032,000	48,908,000	51,054,000	56,231,000	55,003,000	56,652,000	54,136,000	52,062,000	41,825,000	34,062,000	33,345,000	33,284,000	34,068,000	34,726,000	32,743,000	36,726,000	36,258,000	31,109,000	30,693,000	31,798,000
operating lease liability - long-term	32,292,000	33,305,000	4,597,000	5,048,000	5,711,000	4,924,000	5,174,000	6,697,000	8,686,000	9,033,000	7,045,000	8,579,000	10,592,000	10,788,000	13,320,000	14,940,000	16,660,000	16,456,000	17,511,000	19,581,000	20,884,000	22,402,000	21,380,000	21,888,000	22,869,000	24,679,000	25,686,000	27,043,000
derivative liability	2,500,000		5,155,000	5,063,000	3,870,000		9,001,000										2,848,000	13,392,000	18,104,000	19,768,000	21,012,000		27,370,000
other long-term liabilities	31,933,000		26,187,000	24,277,000	22,212,000		31,804,000	30,438,000	34,116,000		9,783,000	3,628,000	4,231,000	4,120,000	4,063,000	7,879,000	8,573,000	8,344,000	9,785,000	9,690,000	13,479,000	39,631,000	13,850,000	40,574,000	39,627,000	27,415,000	28,283,000	24,874,000	18,739,000	14,900,000	10,508,000	10,502,000	11,472,000	13,039,000	11,369,000	11,918,000	11,765,000	16,376,000	15,393,000	16,632,000	14,873,000	12,089,000	2,695,000	2,856,000	2,552,000	2,898,000	238,000	251,000	301,000	333,000	333,000	633,000	3,040,000
total liabilities	1,530,191,000		1,441,150,000	1,304,641,000	1,332,385,000		1,349,022,000	1,364,391,000	1,444,589,000		685,111,000	633,491,000	626,052,000	656,995,000	665,713,000	656,740,000	666,421,000	674,488,000	680,563,000	672,740,000	684,642,000	730,150,000	717,866,000	732,769,000	716,534,000	740,053,000	730,810,000	721,693,000	752,278,000	711,686,000	713,646,000	706,806,000	737,544,000	754,812,000	767,286,000	780,612,000	757,192,000	777,487,000	761,394,000	757,006,000	760,223,000	771,888,000	764,644,000	743,975,000	763,594,000	770,662,000	751,580,000	773,754,000	791,316,000	808,023,000	761,024,000	780,604,000	843,267,000
commitments and contingencies
redeemable non-controlling interests	94,228,000		41,282,000	41,353,000	40,022,000		39,771,000	38,455,000	40,658,000
stockholders’ equity
preferred stock, par value 0.01; 2,000,000 shares authorized; none issued
common stock	616,000		640,000	640,000	640,000		636,000	644,000	644,000		646,000	648,000	651,000	648,000	655,000	713,000	717,000	719,000	719,000	719,000	721,000	721,000	719,000	719,000	719,000	720,000	719,000	719,000	722,000	723,000	727,000	727,000	724,000	723,000	723,000	723,000	725,000	726,000	732,000	741,000	748,000	750,000	762,000	775,000	774,000	779,000	787,000	786,000	784,000	783,000	819,000	819,000	728,000
additional paid-in capital			15,429,000	6,956,000	4,322,000		5,079,000	10,777,000			4,403,000					1,671,000		7,565,000	3,708,000			5,340,000	6,552,000	3,568,000			3,058,000			5,783,000	12,910,000	10,654,000	8,782,000	5,350,000	2,299,000						8,674,000	9,718,000	28,502,000	51,914,000	50,403,000	59,740,000	83,296,000	82,167,000	81,332,000	80,718,000	155,166,000	153,789,000	52,486,000
accumulated earnings	682,074,000		696,055,000	666,393,000	629,130,000		562,727,000	541,248,000	512,535,000		530,714,000	529,364,000	507,563,000	487,349,000	480,740,000	545,814,000	526,370,000	506,051,000	468,533,000	436,817,000	397,556,000	379,934,000	351,252,000	320,382,000	308,491,000	296,476,000	274,518,000	253,361,000	237,418,000	228,742,000	212,180,000	192,819,000	172,777,000	148,887,000	143,038,000	144,175,000	133,455,000	116,341,000	116,123,000	116,986,000	106,995,000	95,328,000	95,038,000	89,347,000	76,841,000	65,576,000	60,924,000	49,701,000	39,770,000	29,403,000	17,562,000	10,951,000	75,886,000
accumulated other comprehensive loss, net of tax	-14,389,000		-48,374,000	-61,659,000	-91,996,000						-3,352,000		-446,000	-16,486,000	-29,586,000	-39,452,000	-36,211,000	-48,123,000	-49,166,000	-43,769,000	-46,678,000	-48,254,000	-52,386,000	-49,784,000	-50,173,000	-30,009,000	-33,094,000	-29,596,000	-25,879,000	-23,789,000	-14,964,000	-10,858,000	-6,938,000	-10,848,000	-12,152,000	-14,616,000	-12,418,000	-12,391,000	-14,666,000	-13,708,000	-10,186,000	-7,582,000	-6,049,000	-5,720,000	-5,633,000
total stockholders’ equity	668,301,000		663,750,000	612,330,000	542,096,000		502,619,000	483,430,000	507,257,000																																	98,214,000	118,253,000	136,316,000	122,385,000	119,573,000	138,860,000	126,129,000	114,567,000	111,330,000	174,455,000	166,677,000	130,612,000
non-redeemable non-controlling interest	3,291,000		2,985,000	3,021,000	2,998,000		3,553,000	3,645,000	3,982,000
total equity	671,592,000		666,735,000	615,351,000	545,094,000		506,172,000	487,075,000	511,239,000		536,349,000	538,142,000	511,141,000	474,748,000	455,255,000	512,601,000	495,148,000	470,268,000	427,930,000	398,044,000	356,007,000	342,429,000	310,208,000	278,968,000	262,684,000	271,623,000	249,256,000	228,800,000	216,498,000	215,606,000	214,952,000	197,363,000	179,285,000	147,976,000	137,681,000	134,015,000	125,370,000	108,175,000	105,647,000	107,446,000	109,659,000
total liabilities and equity	2,296,011,000		2,149,167,000	1,961,345,000	1,917,501,000		1,894,965,000	1,889,921,000	1,996,486,000		1,221,460,000	1,171,633,000	1,137,193,000	1,131,743,000	1,120,968,000	1,169,341,000	1,161,569,000	1,144,756,000	1,108,493,000	1,070,784,000	1,040,649,000	1,072,579,000	1,028,074,000	1,011,737,000	979,218,000	1,011,676,000	980,066,000	950,493,000	968,776,000	927,292,000	928,598,000	904,169,000	916,829,000	902,788,000	904,967,000	914,627,000	882,562,000		867,041,000	864,452,000	869,882,000
investment in equity investees		30,120,000				29,472,000	28,550,000	22,860,000	21,859,000
derivative asset				201,000	1,728,000	4,338,000	749,000	7,241,000	6,962,000	4,385,000	11,492,000	7,733,000	5,768,000	7,440,000	7,070,000
accumulated other comprehensive income, net of tax							-65,823,000	-69,239,000	-5,922,000			4,523,000																																		-6,522,000	-6,147,000	-6,525,000	-7,319,000	426,000
investment in equity investee										21,145,000	20,011,000	17,136,000	15,703,000	14,661,000	14,071,000	15,120,000	14,365,000	12,054,000	11,248,000	13,398,000	12,867,000	12,835,000	12,417,000	12,355,000	12,568,000	12,288,000	12,257,000	11,975,000	12,337,000	12,149,000	12,039,000	13,335,000	13,369,000	13,073,000	12,832,000	12,646,000	12,491,000	12,252,000	12,247,000	12,193,000	12,160,000	12,264,000	12,281,000	12,251,000	11,903,000	11,756,000	11,492,000	11,287,000	10,895,000	10,639,000	10,827,000	10,751,000	11,389,000
net investment in leases															14,000		54,000		178,000	207,000	255,000		394,000	457,000	554,000
foreign currency swap liability											29,225,000
total evertec, inc. stockholders’ equity											532,411,000	534,535,000	507,768,000	471,511,000	451,809,000	508,746,000	490,876,000	466,212,000	423,794,000	393,767,000	351,599,000	337,741,000	306,137,000	274,885,000	259,037,000	267,187,000	245,201,000	224,484,000	212,261,000	211,459,000	210,853,000	193,342,000	175,345,000	144,112,000	133,908,000	130,282,000	121,762,000				106,231,000
non-controlling interest											3,938,000	3,607,000	3,373,000	3,237,000	3,446,000	3,855,000	4,272,000	4,056,000	4,136,000	4,277,000	4,408,000	4,688,000	4,071,000	4,083,000	3,647,000	4,436,000	4,055,000	4,316,000	4,237,000	4,147,000	4,099,000	4,021,000	3,940,000	3,864,000	3,773,000	3,733,000	3,608,000	3,499,000	3,458,000	3,427,000
net investment in lease														14,000				107,000				301,000				722,000	780,000	900,000	982,000
assets held-for-sale																25,161,000	23,007,000
operating lease payable																			5,900,000	5,445,000	5,491,000
unearned income																						24,958,000	19,800,000	22,103,000	18,138,000	20,668,000	14,596,000	11,240,000	12,156,000	11,527,000	14,017,000	9,633,000	9,521,000	7,737,000	6,566,000	5,383,000	6,062,000	4,531,000	6,404,000	3,703,000	3,688,000	2,877,000	11,683,000	11,734,000	11,118,000	9,825,000	8,866,000	8,498,000	7,213,000	5,595,000	3,791,000	2,902,000	1,943,000
unearned income - long term																						31,336,000	30,827,000	28,679,000	32,037,000	28,437,000	29,722,000	30,365,000	30,199,000		24,217,000	24,049,000	23,695,000		20,783,000	20,577,000	18,836,000		13,952,000	12,690,000
operating lease liability																													25,475,000
unearned income—long-term																														26,075,000				23,486,000				17,303,000				10,939,000
long-term deferred tax asset																																				988,000	996,000	805,000	615,000	531,000
long-term deferred tax liability																																				14,378,000	14,731,000	14,978,000	16,648,000	17,415,000	20,306,000	20,614,000	23,858,000	19,255,000	19,708,000	15,674,000	20,308,000	20,702,000	20,767,000	20,212,000	16,965,000	16,526,000	25,618,000
cash																																						51,920,000	44,985,000	35,728,000	36,039,000	28,747,000	40,401,000	38,837,000	32,430,000	32,114,000	29,226,000	27,831,000	27,242,000	22,485,000	27,960,000	19,587,000	34,128,000
total evertec, inc stockholders’ equity																																						104,676,000	102,189,000
total liabilities and stockholders’ equity																																						885,662,000				870,102,000	882,897,000	880,291,000	885,979,000	890,235,000	890,440,000	899,883,000	905,883,000	919,353,000	935,479,000	947,281,000	973,879,000
total evertec, inc’s stockholders’ equity																																								104,019,000
unearned income - long-term																																									11,346,000
equity:
evertec, inc. stockholders’ equity:
preferred stock, par value 0.01; 2,000,000 shares authorized, none issued
noncontrolling interest																																									3,428,000
accumulated other comprehensive income																																																			908,000	1,118,000	1,512,000

Cashflow Statements:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31

cash flows from operating activities
net income	24,747,000	37,036,000	33,460,000	40,973,000	33,091,000	40,667,000	25,202,000	32,523,000	16,387,000	11,807,000	9,956,000	28,050,000	30,063,000	28,708,000	137,739,000	33,556,000	38,866,000	41,188,000	35,260,000	49,091,000	35,604,000	32,370,000	34,581,000	15,625,000	22,275,000	25,043,000	24,786,000	27,137,000	26,734,000	20,247,000	23,075,000	20,133,000	23,114,000	5,925,000	6,142,000	20,214,000	23,138,000	16,014,000	19,711,000	20,234,000	19,167,000	32,622,000	13,425,000	20,267,000	19,063,000	12,462,000	19,091,000	17,773,000	18,206,000	20,039,000	14,803,000	-64,935,000	5,472,000
adjustments to reconcile net income to net cash from operating activities:
depreciation and amortization	37,263,000	36,869,000	28,435,000	28,309,000	28,473,000	26,795,000	33,660,000	32,950,000	34,441,000	29,941,000	21,919,000	22,329,000	19,432,000	20,186,000	19,712,000	19,560,000	19,160,000	18,979,000	18,745,000	18,723,000	18,623,000	17,757,000	18,127,000	17,839,000	17,795,000	17,642,000	16,972,000	17,195,000	16,273,000	15,684,000	15,788,000	15,728,000	15,867,000	16,061,000	16,606,000	15,899,000	15,684,000	15,067,000	14,889,000	14,941,000	14,670,000	15,207,000	16,933,000	16,006,000	16,828,000	16,531,000	16,453,000	16,390,000	16,614,000	17,292,000	17,657,000	17,842,000	17,575,000
amortization of debt issue costs and accretion of discount	1,247,000	1,919,000	524,000	1,133,000	1,113,000	1,163,000	1,215,000	487,000	1,874,000	512,000	1,004,000	395,000	396,000	1,051,000	382,000	401,000	404,000	454,000	432,000	422,000	569,000	457,000	456,000	453,000	621,000	1,732,000	421,000	420,000	415,000	906,000	1,049,000	1,091,000	1,270,000	1,300,000	1,338,000	1,225,000	1,265,000	1,369,000	1,026,000	1,185,000	754,000	841,000
operating lease amortization	1,488,000	1,496,000	1,851,000	1,786,000	1,736,000	1,723,000	1,775,000	1,755,000	1,810,000	1,633,000	1,516,000	1,477,000	1,626,000	1,536,000	1,520,000	1,606,000	1,450,000	1,417,000	1,505,000	1,446,000	1,492,000	1,500,000	1,487,000	1,717,000	1,173,000	2,195,000
deferred tax benefit	-11,968,000	-5,209,000	-8,218,000	-5,244,000	-5,482,000	-6,451,000	-6,951,000	-7,604,000	-5,720,000	347,000	-13,024,000	-1,259,000	-2,208,000		-489,000	-508,000	-702,000	-1,707,000	-172,000	-57,000	-890,000	-1,823,000	-868,000	-134,000	-1,080,000	-2,194,000	-2,376,000	-939,000	-882,000	-1,877,000	-1,621,000	39,000	-1,152,000	2,032,000	-4,539,000	-312,000	-1,487,000	-2,136,000	-921,000	-733,000	-804,000	-2,977,000				-227,000	-1,056,000	998,000	-1,428,000	1,021,000	-472,000	-6,017,000	-234,000
share-based compensation	7,555,000	7,388,000	7,646,000	7,299,000	7,249,000	7,888,000	7,378,000	7,660,000	7,349,000	6,920,000	6,756,000	6,499,000	5,557,000	5,216,000	5,296,000	5,165,000	4,279,000	3,856,000	3,708,000	3,855,000	3,380,000	3,468,000	3,663,000	3,639,000	3,483,000	3,402,000	3,453,000	3,436,000	3,279,000	2,900,000	2,370,000	3,685,000	3,637,000	3,063,000	2,390,000	2,183,000	2,006,000	1,839,000	1,166,000	1,799,000	1,604,000	1,456,000	1,557,000	1,542,000	649,000	3,273,000	649,000	315,000	350,000	460,000	236,000	5,152,000	331,000
earnings of equity investees	-1,446,000	-804,000	-1,346,000	-867,000	-2,077,000
loss on foreign currency remeasurement	3,726,000	-137,000	60,000	-1,348,000	833,000	2,034,000	1,112,000	-2,404,000	4,456,000	939,000	2,806,000	-333,000	4,864,000
other	1,190,000	475,000	2,219,000	264,000	-1,662,000	-242,000	1,379,000	-2,463,000	797,000
decrease in assets:
accounts receivable	-11,734,000	-9,227,000	-3,716,000	2,849,000	-18,465,000	-10,387,000	-2,167,000	16,085,000	-14,756,000	-2,260,000	-5,851,000	-8,783,000	10,044,000	-19,074,000	744,000	-4,301,000	7,060,000	-17,928,000	-545,000	4,000,000	-4,048,000	15,493,000	-21,483,000	2,658,000	11,729,000	-14,326,000	1,091,000	1,423,000	3,961,000	-18,117,000	-875,000	7,626,000	-6,815,000	-7,545,000	4,493,000	-166,000	1,119,000	-9,941,000	4,582,000	2,818,000	-42,000	-10,938,000	2,114,000	7,395,000	-3,053,000	-6,917,000	2,354,000	-2,306,000	261,000	208,000	8,543,000	-3,704,000	4,196,000
prepaid expenses and other assets	-7,945,000	9,165,000	-6,316,000	4,829,000	-9,403,000	926,000	-1,360,000	-561,000	130,000	-5,681,000	-10,553,000	4,760,000	-5,388,000	-1,219,000	-1,445,000	3,601,000	-5,573,000	7,392,000	-4,477,000	3,946,000	-2,539,000	2,980,000	-3,036,000	-2,266,000	-1,836,000	-1,502,000	-1,435,000	-507,000	-5,326,000	551,000	-226,000	872,000	-5,108,000	-235,000	2,254,000	-158,000	-5,909,000	2,197,000	-651,000	-2,137,000	-835,000	286,000	2,042,000	-963,000	-1,497,000	3,216,000	-16,000	-2,832,000	-1,435,000	4,276,000	2,826,000	-3,968,000	-1,449,000
other long-term assets	-1,431,000	1,686,000	377,000	-2,289,000	5,072,000	-1,959,000	3,981,000	750,000	-1,484,000	-4,370,000	1,269,000	-2,021,000	-261,000	-813,000	-424,000	-646,000	-3,319,000	-3,180,000	-325,000	-847,000	833,000	-895,000	-857,000	3,618,000	-2,477,000	-300,000	1,610,000	-502,000	-2,558,000	-4,152,000	53,000	784,000	-1,117,000	207,000	1,259,000	425,000	-237,000	-627,000	663,000	-1,913,000	87,000	-269,000	249,000	-199,000	149,000	868,000	686,000	703,000	1,108,000	547,000	-1,605,000	515,000	-838,000
increase in liabilities:
accrued liabilities and accounts payable	-9,518,000	1,058,000	4,055,000	-19,836,000	-2,468,000	5,444,000	-15,147,000	14,132,000	-11,031,000	42,232,000	-4,592,000	35,396,000	-13,417,000		-6,929,000	5,624,000	1,773,000		9,474,000	7,558,000	-18,457,000		5,684,000	7,009,000	-20,662,000
income tax payable	-1,349,000	-6,059,000	1,165,000	-7,570,000	4,039,000	3,840,000	1,256,000	4,450,000	-3,347,000	2,477,000	919,000	-9,388,000	-639,000	-1,640,000	6,783,000	-6,110,000	2,248,000	2,326,000	713,000	-3,480,000	82,000	-1,353,000	-3,440,000	1,681,000	3,307,000	1,484,000	2,633,000	-4,904,000	191,000	967,000	1,791,000	-229,000	2,716,000	-3,339,000	2,058,000	-726,000	1,658,000	-1,096,000	-52,000	-607,000	2,160,000	1,288,000	-19,000	-632,000	-1,243,000	11,000	144,000	39,000	1,503,000	13,000	-846,000	-670,000	-1,197,000
contract liability	-590,000	1,442,000	-2,828,000	-3,508,000	-3,354,000	2,161,000	477,000	2,840,000	8,721,000	9,220,000	-2,327,000	-1,908,000	3,089,000	-3,117,000			4,387,000		-990,000	-2,849,000	1,185,000
operating lease liabilities	-1,222,000	-1,748,000	-1,838,000	-2,390,000	-1,398,000	-2,018,000	-3,669,000	-1,668,000	-4,000	-1,984,000	-704,000	-3,345,000	310,000	653,000	-2,845,000	-1,628,000	23,000	-762,000	-669,000	-1,827,000	-1,611,000	-216,000	-2,439,000	-1,872,000	-1,409,000	-1,230,000	-1,948,000	-1,596,000	-1,281,000
other long-term liabilities	1,197,000	2,606,000	2,027,000	4,258,000	183,000	1,979,000	3,151,000	-2,197,000	-252,000	-4,359,000	345,000	-260,000	-332,000	2,017,000	-4,680,000	395,000	714,000	-1,968,000	173,000	-3,042,000	167,000	69,000	1,331,000	881,000	84,000	-276,000	288,000	1,148,000	31,000	4,376,000	-11,000	-110,000	183,000	2,382,000	-1,868,000	78,000	219,000	3,829,000	-292,000
total adjustments	6,463,000	32,970,000	37,413,000	7,512,000	4,552,000	34,495,000	28,355,000	62,842,000	19,588,000	49,025,000	27,264,000	43,677,000	24,448,000	35,644,000	-108,632,000	25,996,000	31,484,000	11,377,000	28,566,000	28,192,000	-858,000	45,560,000	-674,000	37,702,000	11,650,000	18,739,000	35,431,000	19,474,000	2,605,000	24,044,000	28,512,000	26,355,000	7,254,000	31,426,000	31,239,000	25,535,000	2,167,000	27,439,000	35,466,000	18,959,000	11,064,000	7,182,000	32,465,000	26,813,000	10,582,000	23,688,000	17,170,000	19,750,000	11,808,000	29,144,000	12,783,000	17,202,000	28,359,000
net cash from operating activities	31,210,000	70,006,000	70,873,000	48,485,000	37,643,000	75,162,000	53,557,000	95,365,000	35,975,000	60,832,000	37,220,000	71,727,000	54,511,000	64,352,000	29,107,000	59,552,000	70,350,000	52,565,000	63,826,000	77,283,000	34,746,000	77,930,000	33,907,000	53,327,000	33,925,000	43,782,000	60,217,000	46,611,000	29,339,000	44,291,000	51,587,000	46,488,000	30,368,000	37,351,000	37,381,000	45,749,000	25,305,000	43,453,000	55,177,000	39,193,000	30,231,000	39,804,000	45,890,000	47,080,000	29,645,000	36,150,000	36,261,000	37,523,000	30,014,000	49,183,000	27,586,000	-47,733,000	33,831,000
capital expenditures	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
free cash flows	31,210,000	70,006,000	70,873,000	48,485,000	37,643,000	75,162,000	53,557,000	95,365,000	35,975,000	60,832,000	37,220,000	71,727,000	54,511,000	64,352,000	29,107,000	59,552,000	70,350,000	52,565,000	63,826,000	77,283,000	34,746,000	77,930,000	33,907,000	53,327,000	33,925,000	43,782,000	60,217,000	46,611,000	29,339,000	44,291,000	51,587,000	46,488,000	30,368,000	37,351,000	37,381,000	45,749,000	25,305,000	43,453,000	55,177,000	39,193,000	30,231,000	39,804,000	45,890,000	47,080,000	29,645,000	36,150,000	36,261,000	37,523,000	30,014,000	49,183,000	27,586,000	-47,733,000	33,831,000
cash flows from investing activities
additions to software and other intangible assets	-16,336,000		-20,003,000	-15,034,000	-15,868,000
property and equipment acquired	-6,346,000	-6,316,000	-5,616,000	-4,997,000	-6,407,000	-4,334,000	-3,824,000	-11,837,000	-5,389,000	-5,023,000	-5,102,000	-7,264,000	-4,063,000	-10,760,000	-6,262,000	-4,424,000	-5,627,000	-12,715,000	-3,585,000	-4,079,000	-4,724,000	-3,680,000	-6,788,000	-3,257,000	-3,357,000	-1,008,000	-6,369,000	-10,554,000	-5,071,000	-4,313,000	-2,783,000	-2,680,000	-4,157,000	-3,005,000	-2,800,000	-2,811,000	-2,674,000	-4,434,000	-4,999,000	-7,838,000	-1,179,000	-6,948,000	-5,425,000	-7,607,000	-1,042,000	-3,435,000	-3,568,000	-2,394,000	-1,501,000	-4,106,000	-2,996,000	-2,127,000	-2,257,000
other investing activities	-495,000	997,000
net cash from investing activities	-23,177,000	-168,633,000	-26,923,000	-20,356,000	-22,324,000	-52,820,000	-15,295,000	-28,173,000	-21,994,000	-402,499,000	-47,062,000	-21,734,000	-36,637,000	-27,322,000	-59,810,000	-31,902,000	-14,290,000	-23,515,000	-13,269,000	-12,623,000	-34,413,000	-11,714,000	-18,473,000	-9,035,000	-9,412,000	-15,485,000	-14,243,000	-21,663,000	-13,956,000	-16,310,000	-9,152,000	-6,473,000	-9,365,000	-8,814,000	-53,754,000	-8,856,000	-6,676,000	-20,231,000	-13,130,000	-15,053,000	-5,669,000	-17,858,000	-19,272,000	-12,148,000	-3,790,000	-8,958,000	-7,717,000	-7,195,000	-2,300,000	-11,832,000	-4,768,000	-8,010,000	-4,334,000
cash flows from financing activities
acquisition of redeemable non-controlling interest	-2,389,000		0	0	-5,167,000
withholding taxes paid on share-based compensation	-7,364,000	-19,000	-24,000	-212,000	-8,706,000	-63,000	-82,000	-69,000	-9,756,000	0	-1,000	-81,000	-5,874,000
net borrowings under revolving facility	15,000,000
dividends paid	-3,088,000	-3,199,000	-3,199,000	-3,202,000	-3,181,000	-3,181,000	-3,199,000	-3,220,000	-3,273,000	-3,290,000	-3,232,000	-3,254,000	-3,249,000	-3,258,000	-3,338,000	-3,579,000	-3,598,000	-3,598,000	-3,598,000	-3,608,000	-3,605,000	-3,596,000	-3,593,000			-3,596,000	-3,597,000	-3,610,000	-3,617,000	-3,637,000				0	-7,239,000	-7,259,000	-7,264,000	-7,324,000	-7,408,000	-7,483,000	-7,481,000	-7,599,000	-7,780,000	-7,744,000	-7,798,000	-7,812,000	-7,867,000	-7,841,000	-7,839,000	-8,198,000
repurchase of common stock	-20,008,000	-65,602,000	0			0	-12,293,000	0	-70,000,000	-12,498,000	-7,808,000	-9,521,000	-6,269,000	-24,064,000	-37,317,000	-14,036,000	-21,179,000	0	0	-10,120,000	-14,268,000	0	0	0	-7,300,000	-3,373,000	-253,000	-10,710,000	-17,486,000					0	0	-3,906,000	-3,765,000	-10,250,000	-14,094,000	-13,144,000	-2,458,000	-19,976,000	-24,982,000	0	-9,991,000
repayment of long-term debt	-5,967,000	-5,967,000	-5,967,000	-5,966,000	-5,967,000	-5,967,000	-5,967,000	-5,966,000	-5,967,000	-138,717,000	-5,188,000	-5,188,000	-5,187,000	-457,535,000	0	-4,937,000	-4,938,000	-3,562,000	-3,563,000	-3,562,000	-21,357,000	-3,563,000	-3,562,000	-3,563,000	-20,560,000	-3,562,000	-3,563,000	-3,562,000	-3,563,000	-572,111,000	-5,112,000	-31,221,000	-5,041,000	-5,041,000	-5,041,000	-4,854,000	-4,853,000	-80,616,000	-6,625,000	-4,750,000	-4,750,000		-4,750,000	-4,750,000	-4,750,000		-4,750,000	-4,750,000	-4,750,000		-4,751,000	-742,851,000	-2,671,000
settlement activity	-2,281,000	8,055,000	-10,376,000	1,063,000	1,146,000	-8,850,000	-21,494,000
other financing activities	-7,620,000	315,000	3,484,000	-772,000	-5,670,000	564,000	-1,470,000
net cash from financing activities	-33,717,000	-60,667,000	129,440,000	-12,780,000	-27,545,000	-22,279,000	-44,505,000	-69,426,000	-16,350,000	472,122,000	-10,229,000	-18,044,000	-40,579,000	-57,260,000	-40,712,000	-22,627,000	-36,169,000	-7,208,000	-7,208,000	-18,153,000	-48,716,000	-11,837,000	-22,834,000	3,412,000	-31,358,000	-13,110,000	-7,589,000	-33,900,000	-15,628,000	-45,231,000	-8,848,000	-33,617,000	-17,359,000	-26,554,000	-28,247,000	4,093,000	-18,475,000	-16,287,000	-32,790,000	-24,451,000	-17,270,000	-33,600,000	-25,054,000	-28,525,000	-25,539,000	-24,304,000	-27,149,000	-29,739,000	-22,957,000	-42,826,000	-14,445,000	41,202,000	-21,003,000
effect of foreign exchange rate on cash, cash equivalents and restricted cash	6,008,000	-556,000	1,612,000	10,010,000	5,195,000	-11,696,000	3,638,000	-6,466,000	-3,768,000	-2,277,000	12,557,000	-1,566,000	-275,000	-7,789,000	4,451,000	1,712,000	-1,903,000	1,282,000	142,000	-2,627,000	2,700,000	4,530,000	506,000	-3,718,000	828,000
net decrease in cash, cash equivalents, restricted cash and cash included in settlement assets	-19,676,000				-7,031,000
cash, cash equivalents, restricted cash and cash included in settlement assets at the beginning of the period	348,129,000		0	0	314,649,000
cash, cash equivalents, restricted cash, and cash included in settlement assets at end of the period	328,453,000	-159,850,000	175,002,000	25,359,000	307,618,000	-11,633,000	-2,605,000	-8,700,000	337,587,000	128,178,000
loss on extinguishment of debt
provision for expected credit losses and sundry losses												1,381,000	2,371,000	1,596,000	1,568,000				1,343,000				810,000
dividends received from equity method investee
additions to software						-14,266,000	-9,672,000	-22,612,000	-16,494,000	-29,331,000	-10,042,000	-14,894,000	-9,257,000	-16,563,000	-9,369,000	-10,249,000	-8,669,000	-10,800,000	-9,687,000	-9,346,000	-11,971,000	-8,037,000	-11,688,000	-5,778,000	-6,055,000	-8,902,000	-7,946,000	-11,106,000	-8,917,000	-12,001,000	-6,370,000	-3,807,000	-5,208,000		-5,966,000	-6,129,000	-3,860,000		-7,454,000	-8,178,000	-1,837,000
acquisitions, net of cash acquired										-394,651,000	0	402,000	-23,317,000	0																				0				-9,653,000	0
acquisition of available-for-sale debt securities		-609,000	-1,221,000							0				0				0	0	0	-2,968,000
investment in equity method investee
acquisition of redeemable non-contolling interest
debt issuance and repricing costs
proceeds from issuance of long-term debt
net increase in short-term borrowings									80,000,000																				15,000,000		0			-21,000,000	-15,000,000
repayments of short-terms borrowings for purchase of equipment and software
repayment of other financing agreements		-287,000					0
net increase in cash, cash equivalents and restricted cash												30,383,000	-22,980,000	-28,019,000	-66,964,000	6,735,000	17,988,000	23,124,000	43,491,000			58,909,000	-6,894,000			15,187,000	38,385,000	-8,952,000	-245,000	-17,250,000	33,587,000	6,398,000	3,644,000
cash, cash equivalents, restricted cash, and cash included in settlement assets at beginning of the period						0
provision (release) for expected credit losses and sundry losses
gain on sale of equity securities							0
dividend received from equity method investee
investment in equity investee										0
proceeds from maturities of available-for-sale debt securities			0			732,000	0			0				0	443,000
proceeds from sale of equity securities							222,000
borrowings under revolving facility
net increase in cash, cash equivalents, restricted cash and cash included in settlement assets			175,002,000
payments for non-compete agreements
purchase of equity securities				-102,000	-49,000	0	-21,000	0	-111,000
unrealized loss on change in fair value of equity securities					163,000
gain on sale of a business														0
gain from sale of assets																		0	0
loss on disposition of property and equipment and impairment of software														252,000	321,000
earnings of equity method investments
dividends received from equity method investment
acquisition of customer relationship																			0	0	-14,750,000
proceeds from sales of property and equipment										1,000	1,000			1,000	1,000	70,000	6,000	0	3,000			3,000				10,000	72,000	-3,000	32,000	4,000	1,000			2,000	5,000			37,000	4,000	1,000	39,000	0	3,000			15,000	41,000	2,000	1,000	0	5,000	3,000	8,000
purchase of certificates of deposit														0	0
sale of investments
repayment of other financing agreement									-6,212,000																																						-13,000	-50,000	-32,000	0	-112,000
unrealized loss on foreign currency hedge
earnings of equity method investment							-1,099,000	-1,096,000	-1,071,000	-1,148,000	-1,197,000	-1,476,000	-1,155,000	-848,000	-688,000	-862,000	-570,000	-406,000	-411,000	-394,000	-502,000	-403,000	-202,000	-193,000	-338,000	-210,000	-371,000	-133,000	-222,000		-238,000	-175,000	-199,000									49,000	3,000	-84,000	-115,000	-235,000	-241,000	-343,000	-321,000				-277,000
dividend received from equity method investment										0				0				0	0							0				0	0															0	0			484,000	0
net decrease in short-term borrowings											6,000,000	0	-20,000,000																				-12,000,000				-1,000,000
net decrease in cash, cash equivalents and restricted cash									-6,137,000												-45,683,000				-6,017,000
cash, cash equivalents, restricted cash and cash included in settlement assets at beginning of the period								0	343,724,000
unrealized gain on change in fair value of equity securities									-2,325,000
dividends paid to noncontrolling interest holders									-1,142,000
debt issuance costs																																																		0	0
reconciliation of cash, cash equivalents, restricted cash, and cash included in settlement assets
cash and cash equivalents										117,779,000	-13,799,000	17,958,000	173,662,000	-27,742,000	-63,093,000	4,454,000	283,610,000	22,222,000	44,238,000	43,528,000	156,363,000	58,502,000	-2,773,000	43,399,000	103,521,000	8,495,000	38,510,000	-9,158,000	73,183,000	-21,337,000	31,977,000	5,862,000	53,471,000
restricted cash										2,466,000	1,122,000	470,000	19,015,000	-277,000	-3,871,000	2,281,000	20,295,000	902,000	-747,000	352,000	19,059,000	407,000	-4,121,000	587,000	21,583,000	6,692,000	-125,000	206,000	13,318,000	4,087,000	1,610,000	536,000	10,540,000
cash and cash equivalents included in settlement assets										7,933,000	-424,000
cash, cash equivalents and restricted cash, and cash included in settlement assets
supplemental disclosure of cash flow information:
cash paid for interest										15,410,000			5,874,000		12,489,000	368,000	5,666,000	5,406,000	5,349,000	4,958,000	5,982,000	5,706,000	5,729,000	5,980,000	6,372,000	6,565,000	7,022,000	7,256,000	7,390,000	6,968,000	6,274,000	7,123,000	6,526,000	6,388,000	6,711,000	6,289,000	5,991,000	10,521,000	1,789,000	5,188,000	5,037,000	5,114,000
cash paid for income taxes										6,555,000			6,119,000		11,518,000	8,581,000	4,287,000	6,256,000	11,633,000	2,214,000	5,621,000	7,411,000	10,678,000	2,496,000	2,083,000	6,168,000	2,450,000	6,589,000	3,496,000	2,600,000	2,431,000	3,645,000	1,074,000	2,437,000	2,377,000	3,750,000	1,366,000	3,842,000	40,000	4,155,000	660,000	1,082,000
supplemental disclosure of non-cash activities:
payable due to vendor related to equipment and software acquired										-2,243,000			5,282,000						18,000	-539,000	1,260,000		2,000	2,000	1,482,000		-2,531,000	-1,465,000	6,703,000
non-cash investing activities
software exchanged for common stock
goodwill exchanged for common stock
cds transferred in the acquisition of a business
non-cash financing activities
payable due to vendor related to licenses acquired										-508,000
non-cash financing and investing activities
common stock received and retired for sale of a business
common stock exchanged for the acquisition of a business
(release) provision for expected credit losses and sundry losses																	59,000				-184,000
loss on disposition of property and equipment											417,000	213,000	159,000																																						-2,000	21,000	11,000
repayment of short-term borrowings for purchase of equipment and software															-48,000	-47,000	-806,000		-47,000	-798,000	-758,000		0	-761,000	-792,000		-34,000	-784,000	-34,000
reconciliation of cash, cash equivalents, restricted cash and cash included in settlement assets
cash, cash equivalents, restricted cash and cash included in settlement assets
cash, cash equivalents and restricted cash at beginning of the period												-11,955,000	215,657,000	0	0	0	285,917,000	0	0	0	221,105,000	0	0	0	131,121,000	0	0	0	86,746,000	0	0	0	60,367,000
cash, cash equivalents, restricted cash, and cash and cash equivalents including settlement assets at beginning of the period
cash, cash equivalents and restricted cash at end of the period												18,428,000	192,677,000	-28,019,000	-66,964,000	6,735,000	303,905,000	23,124,000	43,491,000	43,880,000	175,422,000	58,909,000	-6,894,000	43,986,000	125,104,000	15,187,000	38,385,000	-8,952,000	86,501,000	-17,250,000	33,587,000	6,398,000	64,011,000
total cash and cash equivalents on the consolidated statement of cash flows
reconciliation of cash, cash equivalents and restricted cash
cash, cash equivalents and restricted cash													192,677,000		-66,964,000	6,735,000	303,905,000	23,124,000	43,491,000	43,880,000	175,422,000	58,909,000	-6,894,000	43,986,000	125,104,000	15,187,000	38,385,000	-8,952,000	86,501,000	-17,250,000	33,587,000	6,398,000	64,011,000
accounts payable related to business acquisition													881,000
deferred tax expense																																												-189,000	200,000
loss on valuation of foreign currency														787,000	5,812,000
accounts payable and accrued liabilities																										6,619,000	11,121,000	384,000	-18,339,000	19,731,000	5,182,000	-3,951,000	-4,905,000	8,257,000	88,000	6,070,000	-15,285,000	10,908,000	10,479,000	1,277,000	-8,070,000	1,043,000	8,155,000	2,102,000	-3,704,000	4,474,000	-3,237,000	3,919,000	-8,039,000	1,751,000	-15,138,000	-10,701,000	7,354,000
acquisitions of customer relationships
acquisition of customer relationships															0
statutory withholding taxes paid on share-based compensation															-9,000	-28,000	-5,648,000		0	-65,000	-8,728,000		-679,000	-71,000	-2,706,000		-142,000	-234,000	-5,928,000		-114,000	-1,810,000	-204,000		-91,000
unearned income																						4,541,000	-467,000	1,742,000	1,075,000	4,786,000	2,714,000	-750,000	4,754,000	-634,000	4,553,000	457,000	2,645,000	3,874,000	444,000	1,062,000	3,064,000	1,477,000	3,963,000	1,359,000	1,219,000	349,000	-51,000	616,000	1,293,000	959,000	368,000	1,285,000	1,618,000	1,804,000	889,000	959,000	777,000
loss on disposition of property and equipment and impairment of intangible																	91,000		62,000	64,000	1,042,000
provision for doubtful accounts and sundry losses																									104,000	715,000	340,000	2,069,000	815,000	1,047,000	696,000	148,000	221,000	391,000	345,000	11,000	96,000	465,000	667,000	634,000	224,000	828,000	618,000	448,000	236,000	258,000	44,000	487,000	571,000	-281,000	128,000	166,000	660,000
loss on disposition of property and equipment and other intangibles																						54,000	560,000	112,000	81,000	202,000	46,000	623,000	22,000	97,000	1,000	0	11,000	201,000	53,000	59,000	117,000		-10,000	155,000	-33,000	19,000	123,000	-33,000	34,000	711,000	-41,000	7,000	57,000
repayments of borrowings for purchase of equipment and software
payable due to vendor related to property and equipment and software acquired																																									3,313,000
net repayments under short-term borrowings
net proceeds under short-term borrowings
loss on impairment of software																																		4,968,000
cash paid for amounts included in the measurement of lease liabilities:
operating cash flows from operating leases																											1,771,000	1,937,000	1,558,000
operating lease expense																												2,107,000	1,472,000
operating cash flows from finance leases																												-95,000	110,000
losses of equity method investment																																		-191,000	-155,000	-115,000	-143,000	-6,000	-43,000	-29,000	130,000
credit amendment fees																																						0	0
repayment of short-term borrowing for purchase of equipment and software																															14,000	-586,000	-114,000		-876,000	-499,000	-497,000		-431,000
payable due to vendor related to software acquired																															-30,000	-533,000	893,000		-940,000	-475,000	2,835,000		-756,000				0
net decrease in restricted cash																																		408,000	-2,157,000	59,000	-142,000	169,000	-681,000	961,000	3,256,000			663,000	-1,206,000			52,000	186,000	-337,000			112,000
additions to software and purchase of customer relationship
net increase in cash and cash equivalents
cash and cash equivalents at beginning of the period
cash and cash equivalents at end of the period
net increase in cash																																			-44,620,000	40,986,000	154,000	6,935,000	9,257,000	-311,000	7,292,000	-11,654,000	1,564,000	6,407,000	316,000	2,888,000	1,395,000	589,000	4,757,000	-5,475,000			8,494,000
cash at beginning of the period																																			0	0	51,920,000	0	0	0	28,747,000	0	0	0	32,114,000	0	0	0	22,485,000	0	0	0	25,634,000
cash at end of the period																																			-44,620,000	40,986,000	52,074,000	6,935,000	9,257,000	-311,000	36,039,000	-11,654,000	1,564,000	6,407,000	32,430,000	2,888,000	1,395,000	589,000	27,242,000	-5,475,000	8,373,000	-14,541,000	34,128,000
foreign currency translation adjustments																																			2,083,000				-1,041,000				-329,000	-87,000	889,000		378,000	794,000	-7,745,000
statutory minimum withholding taxes paid on share-based compensation																																					-1,096,000	-26,000	-232,000
loss on disposal of property and equipment and other intangibles
tax windfall benefits on share-based compensation
issuance of common stock																																														229,000	260,000			-62,000	0
settlement of stock options
unrealized gain on indemnification assets
unrealized gain of indemnification assets
acquisition, net of cash acquired																																									-5,948,000
net decrease in short-term borrowing																																									-2,000,000		14,000,000	-16,000,000	-3,000,000		-15,000,000	-17,000,000	-10,000,000
repayment of borrowings for purchase of equipment																																									-389,000
statutory minimum witholding taxes paid on share-based compensation																																									-192,000
write-off of debt issue costs, premium and discount accounted as loss on extinguishment of debt
unrealized loss on indemnification assets
net increase in restricted cash																																										1,728,000
proceeds from initial public offering, net of offering costs of 12,567																																																		63,000	0
proceeds from new short-term borrowing for purchase of equipment																																																		0
repayments of borrowing for purchase of equipment
repayment and repurchase of long-term debt
unrealized loss of indemnification assets																																											-2,000	-9,000	-3,000	-13,000	286,000	-6,000	179,000			-3,000	-16,000
intangible assets acquired																																											-6,565,000	-5,215,000	-1,542,000	-5,946,000	-3,259,000	-4,855,000	-986,000	-7,389,000	-1,664,000	-5,730,000	-2,197,000
statutory minimum withholding taxes paid on cashless exercises of stock options and restricted stock																																											0
tax windfall benefits on exercises of stock options																																															455,000
dividend declared not received from equity method investment																																															1,000				0
amortization of debt issue costs and premium and accretion of discount																																												813,000	808,000	779,000	777,000	768,000	770,000	769,000	767,000	903,000	1,466,000
repayment of short-term borrowing for purchase of equipment																																															0	-600,000	-600,000
tax windfall benefits on exercise of stock options																																																	398,000
statutory minimum withholding taxes paid on cashless exercise of stock options																																																	-134,000
amortization of a contract liability
premium on issuance of long-term debt
repayments of short-term borrowing for purchase of equipment
statutory minimum withholding taxes paid on cashless exercises of stock options																																														-997,000	-234,000			-147,000	-16,000
tax windfall benefits on exercises of stock options and vesting of restricted stocks																																																		202,000
liability related to unvested portion of stock options as a result of equitable adjustment
write-off of debt issue costs, premium and discount accounted as loss on extinguishment																																																			0
proceeds from short-term borrowing for purchase of equipment
trade payable due to vendor related to software acquired
realized loss on derivative
prepayment penalty related to debt refinancing
acquisition of an equity method investment
trade payable due to vendor related to property and equipment and software acquired
earnings from equity method investment																																																			-198,000
proceeds from issuance of debt																																																			0
repayment of short-term borrowings																																																			-4,331,000
net decrease in cash
short-term borrowings																																																					-18,332,000

EVERTEC, Inc(NYSE:EVTC)

EVERTEC, Inc
(NYSE:EVTC)