7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 
      
                                                 
      revenue
    802,678,000 764,043,000 745,541,000 729,551,000 689,924,000 628,436,000 609,889,000 583,592,000 551,360,000 499,431,000 483,256,000 486,164,000 456,200,000 407,990,000 385,731,000 363,608,000 320,160,000 264,720,000 259,444,000 263,852,000 204,545,000 253,061,000 362,252,000 266,361,000 329,513,000 285,700,000 293,183,000 312,596,000 293,879,000 253,301,000 254,298,000 243,696,000 217,878,000 189,904,000 192,263,000 202,438,000 195,943,000 172,535,000 174,653,000 175,417,000 165,227,000 146,280,000 165,676,000 194,722,000 205,168,000 
      yoy
    16.34% 21.58% 22.24% 25.01% 25.13% 25.83% 26.20% 20.04% 20.86% 22.41% 25.28% 33.71% 42.49% 54.12% 48.68% 37.81% 56.52% 4.61% -28.38% -0.94% -37.93% -11.42% 23.56% -14.79% 12.13% 12.79% 15.29% 28.27% 34.88% 33.38% 32.27% 20.38% 11.19% 10.07% 10.08% 15.40% 18.59% 17.95% 5.42% -9.91% -19.47%     
      qoq
    5.06% 2.48% 2.19% 5.74% 9.78% 3.04% 4.51% 5.85% 10.40% 3.35% -0.60% 6.57% 11.82% 5.77% 6.08% 13.57% 20.94% 2.03% -1.67% 28.99% -19.17% -30.14% 36.00% -19.17% 15.34% -2.55% -6.21% 6.37% 16.02% -0.39% 4.35% 11.85% 14.73% -1.23% -5.03% 3.31% 13.57% -1.21% -0.44% 6.17% 12.95% -11.71% -14.92% -5.09%  
      change in fair value
    -341,971,000 -322,585,000 -319,359,000 -316,515,000 -289,568,000 -258,245,000 -264,023,000 -258,556,000 -231,749,000 -200,046,000 -197,366,000 -196,056,000 -162,005,000 -143,418,000 -117,042,000 -83,229,000 -73,778,000 -5,587,000 -21,078,000 -20,349,000 -22,777,000 -120,672,000 -235,719,000                       
      net revenue
    460,707,000 441,458,000 426,182,000 413,036,000 400,356,000 370,191,000 345,866,000 325,036,000 319,611,000 299,385,000 285,890,000 290,108,000 294,195,000 264,572,000 268,689,000 185,970,250 246,382,000 259,133,000 238,366,000                           
      operating expenses
                                                 
      marketing
    147,351,000 142,848,000 139,291,000 151,178,000 141,059,000 120,765,000 110,567,000 122,226,000 116,508,000 95,971,000 79,755,000 96,573,000 101,278,000 91,551,000 93,171,000 107,612,000 79,726,000 55,254,000 28,568,000 27,605,000 4,629,000 2,988,000 34,558,000 22,573,000 36,993,000 31,904,000 23,662,000 32,136,000 36,011,000 29,386,000 27,736,000 31,436,000 27,000,000 23,410,000 19,583,000 23,904,000 26,722,000 25,597,000 21,181,000 32,451,000 35,568,000 24,707,000 24,156,000 35,163,000 33,393,000 
      operations and technology
    64,564,000 63,648,000 62,462,000 58,431,000 56,628,000 54,953,000 54,379,000 47,089,000 51,686,000 46,961,000 49,169,000 44,723,000 45,953,000 42,262,000 40,730,000 39,072,000 37,966,000 35,035,000 35,627,000 30,812,000 17,702,000 16,504,000 31,266,000 -12,059,000 34,310,000 32,411,000 29,600,000 31,490,000 28,260,000 27,195,000 25,538,000 22,643,000 27,163,000 21,818,000 23,531,000 23,496,000 20,637,000 20,935,000 20,134,000 19,856,000 18,590,000 17,554,000 18,012,000 19,203,000 19,362,000 
      general and administrative
    39,661,000 40,508,000 42,464,000 38,035,000 38,916,000 39,708,000 39,865,000 49,148,000 37,731,000 36,228,000 37,158,000 35,064,000 37,182,000 33,690,000 34,528,000 40,641,000 33,557,000 38,675,000 44,089,000 56,657,000 33,656,000 22,336,000 27,951,000 21,968,000 28,787,000 28,876,000 29,573,000 27,484,000 24,360,000 28,295,000 26,921,000 24,618,000 25,164,000 26,245,000 25,696,000 21,209,000 21,307,000 27,515,000 27,925,000 26,791,000 22,627,000 27,089,000 25,566,000 25,350,000 31,167,000 
      depreciation and amortization
    12,356,000 10,348,000 10,061,000 10,196,000 10,039,000 9,709,000 10,263,000 9,034,000 9,954,000 8,629,000 10,540,000 8,499,000 11,270,000 7,584,000 9,514,000 12,374,000 8,914,000 7,460,000 6,627,000 8,288,000 3,770,000 4,004,000 3,670,000 3,213,000 3,716,000 3,942,000 4,184,000 3,827,000 3,688,000 3,837,000 3,838,000 3,992,000 3,533,000 3,366,000 3,497,000 3,560,000 3,789,000 4,228,000 3,987,000 4,190,000 3,882,000 5,033,000 5,283,000 4,960,000 5,338,000 
      total operating expenses
    263,932,000 257,352,000 254,278,000 257,840,000 246,642,000 225,135,000 215,074,000 227,497,000 215,879,000 187,789,000 176,622,000 184,859,000 195,683,000 175,087,000 177,943,000                               
      income from operations
    196,775,000 184,106,000 171,904,000 155,196,000 153,714,000 145,056,000 130,792,000 97,539,000 103,732,000 111,596,000 109,268,000 105,249,000 98,512,000 89,485,000 90,746,000 80,680,000 86,219,000 122,709,000 123,455,000 120,141,000 122,011,000 86,557,000 29,088,000 76,380,000 54,441,000 50,270,000 67,119,000 40,469,000 37,797,000 43,094,000 61,712,000 33,462,000 27,677,000 35,203,000 38,072,000 32,724,000 28,097,000 28,807,000 31,849,000 20,991,000 18,946,000 30,361,000 54,089,000 49,454,000 42,989,000 
      yoy
    28.01% 26.92% 31.43% 59.11% 48.18% 29.98% 19.70% -7.33% 5.30% 24.71% 20.41% 30.45% 14.26% -27.08% -26.49% -32.85% -29.34% 41.77% 324.42% 57.29% 124.12% 72.18% -56.66% 88.74% 44.04% 16.65% 8.76% 20.94% 36.56% 22.42% 62.09% 2.26% -1.49% 22.20% 19.54% 55.90% 48.30% -5.12% -41.12% -57.55% -55.93%     
      qoq
    6.88% 7.10% 10.77% 0.96% 5.97% 10.91% 34.09% -5.97% -7.05% 2.13% 3.82% 6.84% 10.09% -1.39% 12.48% -6.42% -29.74% -0.60% 2.76% -1.53% 40.96% 197.57% -61.92% 40.30% 8.30% -25.10% 65.85% 7.07% -12.29% -30.17% 84.42% 20.90% -21.38% -7.54% 16.34% 16.47% -2.46% -9.55% 51.73% 10.79% -37.60% -43.87% 9.37% 15.04%  
      operating margin %
    24.51% 24.10% 23.06% 21.27% 22.28% 23.08% 21.45% 16.71% 18.81% 22.34% 22.61% 21.65% 21.59% 21.93% 23.53% 22.19% 26.93% 46.35% 47.58% 45.53% 59.65% 34.20% 8.03% 28.68% 16.52% 17.60% 22.89% 12.95% 12.86% 17.01% 24.27% 13.73% 12.70% 18.54% 19.80% 16.16% 14.34% 16.70% 18.24% 11.97% 11.47% 20.76% 32.65% 25.40% 20.95% 
      interest expense
    -86,954,000 -82,781,000 -80,544,000 -76,989,000 -76,902,000 -70,954,000 -65,597,000 -57,208,000 -48,666,000 -45,584,000 -43,321,000 -37,530,000 -30,924,000 -24,950,000 -22,483,000 -19,016,000 -18,163,000 -19,416,000 -19,914,000 -27,304,000 -18,634,000 -20,372,000 -20,381,000 -19,757,000 -18,232,000 -18,115,000 -19,500,000 -20,076,000 -20,244,000 -19,355,000 -19,673,000 -21,477,000 -18,292,000 -17,012,000 -17,222,000 -17,545,000 -16,117,000 -16,026,000 -15,915,000 -13,382,000 -13,292,000 -12,904,000 -13,305,000 -13,273,000 -13,136,000 
      foreign currency transaction gain
    90,000 134,000  -902,000 -95,000   49,000 179,000   -715,000 363,000 21,000    -240,000 -34,000   -18,000 41,000 -23,000 -12,000   -55,000 27,000 -204,000 -2,088,000 30,000 65,000 62,000 227,000 -622,000 145,000 471,000 1,568,000       
      equity method investment income
    258,000 613,000      1,251,000 -10,000 -1,119,000 -6,000 -87,000 -129,000 6,323,000 328,000 395,000 529,000 1,471,000 558,000                           
      other nonoperating expenses
     -1,019,000   -4,678,000 -521,000 -492,000 -3,000 -25,000 -121,000 -133,000  -230,000 -1,091,000  -842,000  -750,000                            
      income before income taxes
    110,169,000 101,053,000 91,028,000 77,397,000 55,487,000 73,562,000 64,655,000 41,628,000 55,210,000 64,772,000 65,637,000 66,917,000 67,592,000 69,788,000 68,277,000 61,218,000 68,476,000 103,774,000 103,687,000 257,158,000 103,347,000 66,167,000 8,748,000 56,600,000 36,197,000 32,117,000 45,155,000 12,526,000 5,111,000 23,535,000 35,241,000 4,047,000 -5,477,000 18,253,000 21,077,000 14,557,000 12,125,000 13,252,000 17,502,000 7,811,000 5,442,000 17,426,000 39,840,000 36,701,000 29,698,000 
      benefit from income taxes
    29,855,000 24,904,000 18,083,000 13,702,000 12,073,000 19,651,000 16,227,000 6,860,000 13,925,000 16,627,000 14,714,000 16,045,000 15,884,000 17,387,000 15,834,000 12,480,000 16,667,000 23,224,000 27,716,000 26,379,000 9,671,000 18,141,000 3,000,000 15,749,000 9,112,000 7,054,000 10,138,000   5,310,000 7,343,000   6,380,000 7,225,000 5,843,000 4,288,000 5,064,000 7,639,000 3,630,000 1,025,000 6,562,000 15,310,000 14,199,000 11,213,000 
      net income
    80,314,000 76,149,000 72,945,000 63,695,000 43,414,000 53,911,000 48,428,000 35,088,250 41,285,000 48,145,000 50,923,000         36,788,250 93,667,000 48,026,000 5,460,000 -50,553,000 27,085,000 25,063,000 35,017,000 8,671,000 15,304,000 18,225,000 27,898,000 6,883,000 -3,368,000 11,873,000 13,852,000 8,714,000 7,837,000 8,188,000 9,863,000 4,181,000 4,417,000 10,864,000 24,530,000 22,502,000 18,485,000 
      yoy
    85.00% 41.25% 50.63% 81.53% 5.16% 11.98% -4.90%             -172.77% 245.83% 91.62% -84.41% -683.01% 76.98% 37.52% 25.52% 25.98% -554.39% 53.50% 101.40% -21.01% -142.98% 45.00% 40.44% 108.42% 77.43% -24.63% -59.79% -81.42% -76.10%     
      qoq
    5.47% 4.39% 14.52% 46.72% -19.47% 11.32% 38.02% -15.01% -14.25% -5.46%          -60.72% 95.03% 779.60% -110.80% -286.65% 8.07% -28.43% 303.84% -43.34% -16.03% -34.67% 305.32% -304.36% -128.37% -14.29% 58.96% 11.19% -4.29% -16.98% 135.90% -5.34% -59.34% -55.71% 9.01% 21.73%  
      net income margin %
    10.01% 9.97% 9.78% 8.73% 6.29% 8.58% 7.94% 6.01% 7.49% 9.64% 10.54% 0% 0% 0% 0% 0% 0% 0% 0% 13.94% 45.79% 18.98% 1.51% -18.98% 8.22% 8.77% 11.94% 2.77% 5.21% 7.19% 10.97% 2.82% -1.55% 6.25% 7.20% 4.30% 4.00% 4.75% 5.65% 2.38% 2.67% 7.43% 14.81% 11.56% 9.01% 
      earnings per share
                                                 
      earnings per common share:
                                                 
      basic
    3.22 3.01 2.84 2.42 1.64 1.72 1.18 1.35 1.55 1.62 1.2 1.62 1.61 1.57         0.645 0.8 0.74 1.05       0.35 0.42 0.26 0.24 0.25 0.3 0.12 0.13 0.33 0.74   
      diluted
    3.03 2.86 2.69 2.29 1.57 1.93 1.64 1.14 1.29 1.5 1.56 1.16 1.57 1.56 1.5         0.633 0.78 0.73 1.02       0.35 0.41 0.25 0.23 0.25 0.3 0.12 0.13 0.33 0.74   
      weighted-average common shares outstanding:
                                                 
      basic
    24,955 25,297 25,676 26,920 26,420 26,938 28,196 30,673 30,600 31,084 31,341 32,290 31,912 32,497 33,374 36,351 36,744 36,801 36,109 31,897 30,108 30,203 32,337 33,715 33,997 33,826 33,481 33,993 34,168 33,984 33,669 33,523 33,670 33,553 33,372 33,192 33,211 33,175 33,142 33,006 33,000 33,000 33,000 33,000  
      diluted
    26,472 26,646 27,104 28,202 27,711 27,941 29,503 31,921 31,902 32,203 32,711 33,483 32,966 33,484 34,882 37,736 37,984 38,142 37,487 32,302 30,363 30,352 32,833 34,398 34,577 34,469 34,421 35,176 35,665 35,371 34,572 34,132 33,670 34,125 34,036 33,462 33,558 33,335 33,187 33,026 33,022 33,015 33,008 33,008  
      foreign currency transaction loss
      -452,000   -19,000 -48,000    -171,000    -314,000 -95,750 -109,000   -1,750 -30,000     -38,000 -143,000             202,000 -212,000 -31,000 -944,000 520,000 -155,000 
      equity method investment gain
      120,000                                           
      equity method investment loss
       -4,138,000 -16,552,000                                         
      net income before noncontrolling interest
               39,138,000 51,708,000 52,401,000 52,443,000                               
      less: net income attributable to noncontrolling interest
                   88,000 261,000 373,000 51,000                           
      net income attributable to enova international, inc.
               50,872,000 51,708,000 52,401,000 52,443,000 48,650,000 51,548,000 80,177,000 75,920,000                           
      earnings per share attributable to enova international, inc.:
                                                 
      expenses
                                                 
      total expenses
                   102,874,500 160,163,000 136,424,000 114,911,000 123,362,000 59,757,000 45,832,000 97,445,000 35,695,000 103,806,000 97,133,000 87,019,000 94,937,000 92,319,000 88,713,000 84,033,000 82,689,000 82,860,000 74,839,000 72,307,000 72,169,000 72,455,000 78,275,000 73,227,000 83,288,000 80,667,000 74,383,000 73,017,000 84,676,000 89,260,000 
      net income from continuing operations before noncontrolling interest
                   48,738,000 51,809,000 80,550,000 75,971,000                           
      net income from continuing operations
                   48,650,000 51,548,000 80,177,000 75,920,000 230,694,000 93,676,000 48,026,000 5,748,000                       
      net income from discontinued operations
                       -3,000 -9,000  -288,000                       
      earnings per common share – basic:
                                                 
      continuing operations
                   1.37 1.4 2.18 2.1 7.08 3.11 1.59 0.18                       
      discontinued operations
                          -0.01                       
      earnings per common share – basic
                   1.37 1.4 2.18 2.1 7.08 3.11 1.59 0.17                       
      earnings per common share – diluted:
                                                 
      earnings per common share – diluted
                   1.31 1.36 2.1 2.03 6.98 3.09 1.58 0.17                       
      loss on early extinguishment of debt
                      -378,000        -2,321,000 -7,812,000 -12,469,000  -4,710,000 -7,968,000 -14,927,000             
      cost of revenue
                           154,286,000 171,266,000 138,297,000 139,045,000 177,190,000 163,763,000 121,494,000 108,553,000 127,545,000 107,341,000 79,862,000 81,884,000 97,545,000 95,391,000 65,453,000 69,577,000 71,138,000 65,614,000 41,536,000 38,570,000 60,592,000 72,919,000 
      net revenue/gross profit
                       243,503,000 181,768,000 132,389,000 126,533,000                       
      earnings per share:
                                                 
      gross profit
                           112,075,000 158,247,000 147,403,000 154,138,000 135,406,000 130,116,000 131,807,000 145,745,000 116,151,000 110,537,000 110,042,000 110,379,000 104,893,000 100,552,000 107,082,000 105,076,000 104,279,000 99,613,000 104,744,000 127,106,000 134,130,000 132,249,000 
      yoy
                           -17.23% 21.62% 11.83% 5.76% 16.58% 17.71% 19.78% 32.04% 10.73% 9.93% 2.76% 5.05% 0.59% 0.94% 2.23% -17.33% -22.26% -24.68%     
      qoq
                           -29.18% 7.36% -4.37% 13.83% 4.07% -1.28% -9.56% 25.48% 5.08% 0.45% -0.31% 5.23% 4.32% -6.10% 1.91% 0.76% 4.68% -4.90% -17.59% -5.24% 1.42%  
      gross margin %
    0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 42.08% 48.02% 51.59% 52.57% 43.32% 44.28% 52.04% 57.31% 47.66% 50.73% 57.95% 57.41% 51.81% 51.32% 62.06% 60.16% 59.45% 60.29% 71.61% 76.72% 68.88% 64.46% 
      (benefit from) benefit from income taxes
                               615,000 -10,193,000   2,874,000 -2,109,000             
      net income per common share:
                                                 
      basic
                               0.453 0.45 0.54 0.83 0.168 -0.1             
      diluted
                               0.438 0.43 0.52 0.81 0.165 -0.1             
      earnings per common share, basic and diluted
                                               0.675 0.56 
      weighted-average common shares outstanding, basic and diluted
                                                33,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.