Quarterly
Annual
| Unit: USD | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2008-09-30 | 2007-09-30 | 2006-09-30 | 2006-06-30 | 2006-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest income: | ||||||||||||||||||||
loans | 191,397,000 | 187,845,000 | 181,912,000 | 187,650,000 | 191,505,000 | 189,211,000 | 186,564,000 | 184,846,000 | 180,241,000 | 170,159,000 | 152,606,000 | 139,266,000 | 118,465,000 | 102,153,000 | 96,123,000 | |||||
debt securities: | ||||||||||||||||||||
taxable | 21,175,000 | 19,310,000 | 17,217,000 | 15,101,000 | 13,067,000 | 11,765,000 | 11,419,000 | 10,464,000 | 10,141,000 | 9,619,000 | 9,286,000 | 8,597,000 | 7,766,000 | 6,553,000 | 5,351,000 | 1,248,000 | 1,139,000 | 1,087,000 | 1,021,000 | 1,024,000 |
nontaxable | 8,650,000 | 7,814,000 | 7,119,000 | 6,552,000 | 5,921,000 | 5,798,000 | 5,765,000 | 5,761,000 | 5,700,000 | 5,659,000 | 5,597,000 | 5,394,000 | 4,976,000 | 4,526,000 | 3,942,000 | 7,000 | 9,000 | 9,000 | 9,000 | 9,000 |
interest-earning deposits | 3,638,000 | 3,368,000 | 5,124,000 | 5,612,000 | 5,348,000 | 4,389,000 | 3,569,000 | 5,631,000 | 4,509,000 | 2,095,000 | 1,195,000 | 3,097,000 | 4,190,000 | 2,495,000 | 817,000 | |||||
dividends on equity securities | 530,000 | 630,000 | 408,000 | 465,000 | 463,000 | 481,000 | 406,000 | 381,000 | 315,000 | 365,000 | 349,000 | 383,000 | 298,000 | 342,000 | 348,000 | 145,000 | 136,000 | 102,000 | 78,000 | 39,000 |
total interest income | 225,390,000 | 218,967,000 | 211,780,000 | 215,380,000 | 216,304,000 | 211,644,000 | 207,723,000 | 207,083,000 | 200,906,000 | 187,897,000 | 169,033,000 | 156,737,000 | 135,695,000 | 116,069,000 | 106,581,000 | 29,289,000 | 31,807,000 | 26,364,000 | 21,659,000 | 19,429,000 |
interest expense: | ||||||||||||||||||||
deposits | 61,615,000 | 59,979,000 | 59,266,000 | 64,993,000 | 68,768,000 | 66,374,000 | 64,473,000 | 62,336,000 | 55,354,000 | 41,372,000 | 24,661,000 | 14,762,000 | 8,687,000 | 3,850,000 | 2,859,000 | |||||
subordinated debentures and notes | 2,683,000 | 2,737,000 | 2,562,000 | 2,634,000 | 2,695,000 | 2,684,000 | 2,484,000 | 2,475,000 | 2,466,000 | 2,431,000 | 2,409,000 | 2,376,000 | 2,313,000 | 2,257,000 | 2,220,000 | |||||
fhlb advances | 1,207,000 | 1,801,000 | 287,000 | 42,000 | 59,000 | 561,000 | 1,029,000 | 141,000 | 1,279,000 | 1,332,000 | 104,000 | 103,000 | 197,000 | 195,000 | ||||||
other borrowings | 1,599,000 | 1,688,000 | 2,149,000 | 1,341,000 | 1,313,000 | 1,496,000 | 2,009,000 | 1,540,000 | 1,306,000 | 2,123,000 | 1,102,000 | 660,000 | 302,000 | 152,000 | 142,000 | |||||
total interest expense | 67,104,000 | 66,205,000 | 64,264,000 | 69,010,000 | 72,835,000 | 71,115,000 | 69,995,000 | 66,351,000 | 59,267,000 | 47,205,000 | 29,504,000 | 17,902,000 | 11,405,000 | 6,456,000 | 5,416,000 | 12,705,000 | 16,002,000 | 12,525,000 | 9,517,000 | 8,172,000 |
net interest income | 158,286,000 | 152,762,000 | 147,516,000 | 146,370,000 | 143,469,000 | 140,529,000 | 137,728,000 | 140,732,000 | 141,639,000 | 140,692,000 | 139,529,000 | 138,835,000 | 124,290,000 | 109,613,000 | 101,165,000 | 16,584,000 | 15,805,000 | 13,839,000 | 12,142,000 | 11,257,000 |
benefit from credit losses | 8,447,000 | 3,470,000 | 5,184,000 | 3,668,500 | 4,099,000 | 4,819,000 | 5,756,000 | |||||||||||||
net interest income after benefit from credit losses | 149,839,000 | 149,292,000 | 142,332,000 | 101,763,000 | 139,370,000 | 135,710,000 | 131,972,000 | 105,233,000 | ||||||||||||
noninterest income: | ||||||||||||||||||||
deposit service charges | 4,935,000 | 4,940,000 | 4,420,000 | 4,730,000 | 4,649,000 | 4,542,000 | 4,423,000 | 4,334,000 | 4,187,000 | 3,910,000 | 4,128,000 | 3,465,750 | 4,951,000 | 4,749,000 | 4,163,000 | |||||
wealth management revenue | 2,571,000 | 2,584,000 | 2,659,000 | 2,719,000 | 2,599,000 | 2,590,000 | 2,544,000 | 2,428,000 | 2,614,000 | 2,472,000 | 2,516,000 | 2,423,000 | 2,432,000 | 2,533,000 | 2,622,000 | 2,640,000 | 3,495,000 | 3,468,000 | 3,231,000 | 3,319,000 |
card services revenue | 2,535,000 | 2,444,000 | 2,395,000 | 2,484,000 | 2,573,000 | 2,497,000 | 2,412,000 | 2,666,000 | 2,560,000 | 2,464,000 | 2,338,000 | 2,345,000 | 2,652,000 | 3,514,000 | 3,040,000 | |||||
tax credit income | -300,000 | 2,207,000 | 2,610,000 | 6,018,000 | 3,252,000 | 1,874,000 | -2,190,000 | 9,688,000 | -2,673,000 | 368,000 | 1,813,000 | 2,389,000 | -3,625,000 | 1,186,000 | 2,608,000 | |||||
other income | 38,883,000 | 8,429,000 | 6,399,000 | 4,680,000 | 8,347,000 | 3,991,000 | 4,969,000 | 6,336,000 | 5,397,000 | 5,076,000 | 6,103,000 | 5,253,000 | 3,044,000 | 2,212,000 | 6,208,000 | |||||
total noninterest income | 48,624,000 | 20,604,000 | 18,483,000 | 20,631,000 | 21,420,000 | 15,494,000 | 12,158,000 | 25,452,000 | 12,085,000 | 14,290,000 | 16,898,000 | 16,873,000 | 9,454,000 | 14,194,000 | 18,641,000 | 7,641,000 | 4,638,000 | 4,325,000 | 3,952,000 | 3,977,000 |
noninterest expense: | ||||||||||||||||||||
employee compensation and benefits | 49,640,000 | 50,164,000 | 48,208,000 | 47,568,000 | 45,359,000 | 44,524,000 | 45,262,000 | 39,651,000 | 40,771,000 | 41,641,000 | 42,503,000 | 38,175,000 | 36,999,000 | 36,028,000 | 35,827,000 | 7,792,000 | 7,523,000 | 6,754,000 | 5,843,000 | 5,801,000 |
deposit costs | 27,172,000 | 24,765,000 | 23,823,000 | 22,881,000 | 23,781,000 | 21,706,000 | 20,277,000 | |||||||||||||
occupancy | 4,895,000 | 5,065,000 | 4,430,000 | 4,336,000 | 4,372,000 | 4,197,000 | 4,326,000 | 4,313,000 | 4,198,000 | 3,954,000 | 4,061,000 | 4,248,000 | 4,497,000 | 4,309,000 | 4,586,000 | 1,100,000 | 995,000 | 737,000 | 608,000 | 611,000 |
data processing | 5,022,000 | 4,713,000 | 4,809,000 | 4,445,000 | 5,548,000 | 5,339,000 | 4,339,000 | 3,995,000 | 3,830,000 | 3,661,000 | 3,710,000 | 3,599,000 | 3,543,000 | 3,111,000 | 3,260,000 | 562,000 | 488,000 | 386,000 | 315,000 | 309,000 |
professional fees | 2,620,000 | 2,029,000 | 1,728,000 | 1,929,000 | 1,595,000 | 1,298,000 | 1,435,000 | 1,115,000 | 1,407,000 | 1,566,000 | 1,631,000 | 2,763,000 | 1,597,000 | 1,542,000 | 1,177,000 | |||||
total noninterest expense | 109,790,000 | 105,702,000 | 99,783,000 | 99,522,000 | 98,007,000 | 94,017,000 | 93,501,000 | 92,603,000 | 88,644,000 | 85,956,000 | 80,983,000 | 77,149,000 | 68,843,000 | 65,424,000 | 62,800,000 | 19,133,000 | 12,202,000 | 10,952,000 | 9,320,000 | 9,294,000 |
income before income tax expense | 88,673,000 | 64,194,000 | 61,032,000 | 60,645,000 | 62,783,000 | 57,187,000 | 50,629,000 | 55,528,000 | 57,050,000 | 62,687,000 | 71,261,000 | 76,436,000 | 64,225,000 | 57,725,000 | 61,074,000 | 2,267,000 | 7,641,000 | 6,538,000 | 6,097,000 | 4,687,000 |
income tax expense | 43,438,000 | 12,810,000 | 11,071,000 | 11,811,000 | 12,198,000 | 11,741,000 | 10,228,000 | 10,999,000 | 12,385,000 | 13,560,000 | 15,523,000 | 16,435,000 | 14,025,000 | 12,576,000 | 13,381,000 | 948,000 | 2,642,000 | 2,357,000 | 2,196,000 | 1,689,000 |
net income | 45,235,000 | 51,384,000 | 49,961,000 | 48,834,000 | 50,585,000 | 45,446,000 | 40,401,000 | 44,529,000 | 44,665,000 | 49,127,000 | 55,738,000 | 60,001,000 | 50,200,000 | 45,149,000 | 47,693,000 | 1,319,000 | 4,999,000 | 4,181,000 | 3,901,000 | 2,998,000 |
yoy | -10.58% | 13.07% | 23.66% | 9.67% | 13.25% | -7.49% | -27.52% | -25.79% | -11.03% | 8.81% | 16.87% | 4448.98% | 904.20% | 979.86% | 1122.58% | -56.00% | ||||
qoq | -11.97% | 2.85% | 2.31% | -3.46% | 11.31% | 12.49% | -9.27% | -0.30% | -9.08% | -11.86% | -7.10% | 19.52% | 11.19% | -5.33% | 3515.85% | -73.61% | 19.56% | 7.18% | 30.12% | |
net income margin % | ||||||||||||||||||||
dividends on preferred stock | 938,000 | 937,000 | 938,000 | 703,250 | 938,000 | 937,000 | 938,000 | 703,250 | 938,000 | 937,000 | 938,000 | 937,000 | 937,000 | 938,000 | 1,229,000 | |||||
net income available to common stockholders | 44,297,000 | 50,447,000 | 49,023,000 | |||||||||||||||||
earnings per common share | ||||||||||||||||||||
basic | 1,200 | 1,360 | 1,330 | 1,290 | 1,330 | 1,190 | 1,050 | 1,160 | 1,170 | 1,290 | 1,470 | 1,580 | 1,320 | 1,190 | 1,230 | |||||
diluted | 1,190 | 1,360 | 1,310 | 1,270 | 1,320 | 1,190 | 1,050 | 1,160 | 1,170 | 1,290 | 1,460 | 1,580 | 1,320 | 1,190 | 1,230 | |||||
net income available to common shareholders | 47,897,000 | 49,647,000 | 44,509,000 | 39,463,000 | 43,592,000 | 43,727,000 | 48,190,000 | 54,800,000 | 59,064,000 | 49,263,000 | 44,211,000 | 46,464,000 | ||||||||
benefit for credit losses | 18,053,000 | 8,030,000 | 6,339,000 | 4,183,000 | 2,123,000 | 676,000 | 658,000 | -4,068,000 | ||||||||||||
net interest income after benefit for credit losses | 122,679,000 | 133,609,000 | 134,353,000 | 135,346,000 | 136,712,000 | 123,614,000 | 108,955,000 | |||||||||||||
branch-closure expenses | ||||||||||||||||||||
merger-related expenses | ||||||||||||||||||||
interest and fees on loans | 27,859,000 | 30,415,000 | 24,847,000 | 20,425,000 | 18,016,000 | |||||||||||||||
interest on debt and equity securities: | ||||||||||||||||||||
interest on federal funds sold | 21,000 | 93,000 | 310,000 | 110,000 | 335,000 | |||||||||||||||
interest on interest-bearing deposits | 9,000 | 15,000 | 9,000 | 16,000 | 6,000 | |||||||||||||||
interest-bearing transaction accounts | 359,000 | 803,000 | 634,000 | 568,000 | 455,000 | |||||||||||||||
money market accounts | 3,165,000 | 6,037,000 | 5,104,000 | 4,367,000 | 3,965,000 | |||||||||||||||
savings | 11,000 | 37,000 | 17,000 | 15,000 | 9,000 | |||||||||||||||
certificates of deposit: | ||||||||||||||||||||
100 and over | 4,757,000 | 4,854,000 | 3,993,000 | 2,232,000 | 2,165,000 | |||||||||||||||
other | 1,472,000 | 2,098,000 | 1,275,000 | 628,000 | 606,000 | |||||||||||||||
subordinated debentures | 805,000 | 1,038,000 | 624,000 | 546,000 | 522,000 | |||||||||||||||
federal home loan bank advances | 1,759,000 | 1,042,000 | 683,000 | 1,123,000 | 389,000 | |||||||||||||||
notes payable and other borrowings | 377,000 | 93,000 | 195,000 | 38,000 | 61,000 | |||||||||||||||
benefit from loan loss | 2,825,000 | |||||||||||||||||||
net interest income after benefit from loan losses | 13,759,000 | 15,205,000 | 13,599,000 | 11,405,000 | 10,457,000 | |||||||||||||||
service charges on deposit accounts | 1,102,000 | 839,000 | 603,000 | 532,000 | 501,000 | |||||||||||||||
other service charges and fee income | 263,000 | 225,000 | 157,000 | 136,000 | 126,000 | |||||||||||||||
gain on sale of branches/charter | 2,840,000 | |||||||||||||||||||
gain on sale of other real estate | 242,000 | 7,000 | ||||||||||||||||||
gain on state tax credits | 593,000 | |||||||||||||||||||
gain on sale of securities | ||||||||||||||||||||
miscellaneous income | -39,000 | 38,000 | 2,000 | 5,000 | 8,000 | |||||||||||||||
furniture and equipment | 346,000 | 370,000 | 317,000 | 239,000 | 250,000 | |||||||||||||||
meals and entertainment | 385,000 | 303,000 | ||||||||||||||||||
amortization of intangibles | 348,000 | 410,000 | ||||||||||||||||||
goodwill impairment related to millennium brokerage group | 5,900,000 | |||||||||||||||||||
per share amounts: | ||||||||||||||||||||
basic earnings per share | 0.1 | 0.4 | 0.37 | 0.37 | 0.29 | |||||||||||||||
basic weighted-average common shares outstanding | 12,664 | 12,380 | 11,397 | 10,490 | 10,465 | |||||||||||||||
diluted earnings per share | 0.1 | 0.4 | 0.35 | 0.36 | 0.28 | |||||||||||||||
diluted weighted-average common shares outstanding | 12,817 | 12,652 | 11,823 | 10,876 | 10,856 | |||||||||||||||
benefit from loan losses | 600,000 | 240,000 | 737,000 | 800,000 | ||||||||||||||||
gain on sale of mortgage loans | 34,000 | 95,000 | 48,000 | 23,000 | ||||||||||||||||
minority interest in net income of consolidated subsidiary | -434,000 | 60,000 | -453,000 | |||||||||||||||||
loss on sale of securities |
The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.