7Baggers
Quarterly
Annual
    Unit: USD2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31 
      
    		                            
      assets
    		                            
      cash and due from banks
    		20,908,000 23,550,000 27,361,000 28,118,000 20,995,000 14,799,000 20,194,000 22,416,000 12,301,000 25,641,000 14,545,000 25,291,000 30,985,000 15,950,000 11,861,000 18,878,000 18,076,000 16,307,000 15,042,000 17,422,000 11,814,000 9,015,000 11,307,000 11,541,000 10,794,000 10,435,000 8,140,000 6,633,000 
      short-term investments
    		351,560,000 384,885,000 243,112,000 182,360,000 179,947,000 332,195,000 241,040,000 169,033,000 502,627,000                    
      cash and cash equivalents
    		372,468,000 408,435,000 270,473,000 210,478,000 200,942,000 346,994,000 261,234,000 191,449,000 514,928,000 500,309,000 621,581,000 599,659,000 670,528,000 439,451,000 232,139,000 163,194,000 203,954,000  230,933,000 228,110,000 266,743,000 253,172,000 294,335,000 138,657,000  209,468,000 153,685,000 110,794,000 
      securities available-for-sale, at fair value
    		627,117,000 615,855,000 637,513,000 703,037,000 754,468,000 763,789,000 740,074,000 774,610,000 673,453,000 541,079,000 507,047,000 427,244,000 357,726,000 365,165,000 379,971,000 387,994,000 422,665,000  441,534,000 470,523,000 390,552,000 375,696,000 356,141,000 268,365,000  238,262,000 232,626,000 226,183,000 
      loans
    		1,014,318,000 1,039,619,000 1,055,848,000 1,070,373,000 1,082,906,000 1,037,101,000 959,487,000 977,202,000 960,567,000 872,905,000 871,020,000 888,575,000 891,676,000 944,557,000 963,726,000 854,780,000 772,638,000  721,587,000 686,231,000 664,866,000 659,055,000 669,346,000 709,622,000  689,683,000 680,701,000 664,824,000 
      less allowance for credit losses
    		13,089,000    13,539,000    12,041,000                    
      payments in advance of funding
    		198,861,000 258,587,000 269,180,000 259,819,000 293,775,000 269,221,000 313,172,000 329,622,000 291,427,000    194,563,000                
      premises and equipment
    		30,093,000 26,257,000 24,320,000 20,967,000 19,958,000 19,375,000 19,470,000 19,086,000 18,113,000 17,499,000 17,741,000 17,825,000 18,057,000 18,890,000 19,695,000 19,755,000 20,527,000 20,981,000 22,031,000 21,586,000 21,086,000 19,648,000 16,909,000 9,598,000  9,713,000 9,868,000 10,101,000 
      investments in bank-owned life insurance
    		49,159,000    47,998,000    43,176,000    18,058,000    17,599,000  17,384,000 16,927,000 16,445,000 15,933,000 15,429,000 14,324,000    13,779,000 
      goodwill
    		17,309,000 17,309,000 17,309,000 17,309,000 17,309,000 17,309,000 17,309,000 14,262,000 14,262,000 14,262,000 14,262,000 14,262,000 14,262,000 14,262,000 14,262,000 14,262,000 14,262,000  12,569,000 12,569,000 11,590,000 11,590,000 11,590,000 7,471,000  7,471,000 7,471,000 7,471,000 
      other intangible assets
    		3,345,000 3,540,000 3,735,000 3,931,000 4,126,000 4,321,000 4,516,000 2,429,000 2,564,000 2,779,000 2,993,000 3,208,000 3,423,000 3,637,000 3,852,000 4,066,000 4,281,000  1,554,000 1,996,000 1,997,000 2,405,000 2,762,000 241,000  295,000 321,000 348,000 
      accounts and drafts receivable from customers
    		110,651,000 28,710,000 83,627,000 37,288,000 95,779,000                        
      other assets
    		68,390,000 71,028,000 73,421,000 69,163,000 69,301,000 118,040,000 93,864,000 78,626,000 48,452,000 46,380,000 46,840,000 43,400,000 46,886,000 46,465,000 46,594,000 72,263,000 112,715,000 222,449,000 97,032,000 36,369,000 36,388,000 24,116,000 25,886,000 22,579,000 63,905,000 19,129,000 21,940,000 20,510,000 
      total assets
    		2,478,622,000 2,504,878,000 2,470,796,000 2,427,389,000 2,573,023,000 2,610,815,000 2,443,988,000 2,422,043,000 2,554,901,000 2,292,986,000 2,272,333,000 2,216,573,000 2,203,235,000 2,000,463,000 1,828,984,000 1,731,982,000 1,764,243,000 1,779,825,000 1,695,176,000 1,603,209,000 1,504,839,000 1,455,506,000 1,500,731,000 1,200,020,000 1,157,257,000 1,217,429,000 1,145,168,000 1,073,161,000 
      liabilities and shareholders’ equity
    		                            
      liabilities:
    		                            
      deposits
    		                            
      noninterest-bearing
    		524,359,000 511,292,000 679,107,000 585,323,000 642,757,000 581,731,000 604,492,000 621,819,000 582,642,000 467,320,000 422,374,000 424,859,000 493,504,000 374,382,000 343,567,000 288,226,000 351,091,000  313,258,000 281,541,000 214,656,000 181,823,000 158,999,000 126,379,000  121,028,000 109,691,000 116,319,000 
      interest-bearing
    		616,455,000 666,050,000 512,327,000 530,827,000 614,460,000 647,990,000 585,083,000 555,116,000 638,861,000 619,997,000 593,569,000 578,276,000 557,352,000 536,803,000 482,389,000 438,381,000 406,045,000  408,668,000 396,547,000 407,305,000 464,661,000 459,200,000 399,269,000  380,231,000 354,743,000 327,620,000 
      total deposits
    		1,140,814,000 1,177,342,000 1,191,434,000 1,116,150,000 1,257,217,000 1,229,721,000 1,189,575,000 1,176,935,000 1,221,503,000 1,087,317,000 1,015,943,000 1,003,135,000 1,050,856,000 911,185,000 825,956,000 726,607,000 757,136,000  721,926,000 678,088,000 621,961,000 646,484,000 618,199,000 525,648,000  501,259,000 464,434,000 443,939,000 
      accounts and drafts payable
    		1,071,369,000 1,082,224,000 1,021,524,000 1,051,435,000 1,067,600,000 1,146,334,000 998,870,000 989,733,000 1,050,396,000 905,479,000 939,570,000 897,508,000 835,386,000 771,607,000 687,538,000 702,069,000 684,295,000 809,078,000 694,360,000 661,888,000 642,287,000 577,259,000 655,428,000 514,155,000 533,617,000 554,945,000 527,278,000 479,779,000 
      other liabilities
    		36,630,000 39,076,000 42,692,000 42,304,000 41,881,000 43,025,000 49,929,000 38,297,000 37,204,000 52,547,000 56,053,000 56,443,000 55,833,000 66,180,000 66,963,000 62,023,000 60,622,000 57,646,000 49,042,000 38,145,000 32,556,000 24,385,000 26,672,000 12,869,000 15,763,000 15,395,000 15,829,000 14,941,000 
      total liabilities
    		2,248,813,000 2,298,642,000 2,255,650,000 2,209,889,000 2,366,698,000 2,419,080,000 2,238,374,000 2,204,965,000 2,309,103,000 2,045,343,000 2,011,566,000 1,957,086,000 1,942,075,000 1,748,972,000 1,580,457,000 1,490,699,000 1,520,053,000 1,538,257,000 1,465,328,000 1,378,121,000 1,296,804,000 1,248,128,000 1,300,299,000 1,052,672,000 1,019,509,000 1,071,612,000 1,007,560,000 938,677,000 
      shareholders’ equity:
    		                            
      preferred stock, par value 0.50 per share; 2,000,000 shares authorized and no shares issued
    		                            
      common stock
    		7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000 7,753,000  7,753,000 6,524,000      4,975,000 4,975,000 4,975,000 
      additional paid-in capital
    		208,007,000 207,663,000 206,734,000 206,614,000 207,422,000 205,624,000 204,482,000 203,149,000 204,276,000 204,113,000 203,098,000 202,828,000 204,875,000 205,053,000 204,258,000 203,801,000 205,397,000  205,770,000 204,631,000 128,455,000 126,290,000 126,169,000 46,496,000  46,439,000 46,052,000 45,910,000 
      retained earnings
    		145,782,000 141,444,000 137,996,000 134,822,000 131,682,000 126,361,000 121,386,000 116,646,000 112,220,000 108,388,000 105,398,000 102,247,000 99,062,000 97,402,000 95,514,000 93,968,000 90,341,000  75,171,000 59,314,000 118,363,000 103,994,000 90,635,000 111,477,000  103,685,000 99,421,000 95,835,000 
      common shares in treasury, at cost
    		-84,264,000 -83,704,000 -80,943,000 -79,419,000 -81,211,000 -81,624,000 -81,742,000 -82,348,000 -78,904,000 -67,018,000 -53,437,000 -49,949,000 -50,515,000 -49,410,000 -49,457,000 -49,800,000 -45,381,000  -39,974,000 -32,061,000    -13,155,000  -13,167,000 -13,167,000 -13,376,000 
      accumulated other comprehensive loss
    		-47,469,000 -66,920,000 -56,394,000 -52,270,000      -5,593,000 -2,045,000 -3,392,000 -15,000 -9,307,000 -9,541,000 -14,439,000 -13,920,000  -18,872,000 -13,320,000 -14,543,000 -6,664,000 -9,631,000 -2,445,000     
      total shareholders’ equity
    		229,809,000 206,236,000 215,146,000 217,500,000 206,325,000 191,735,000 205,614,000 217,078,000 245,798,000 247,643,000 260,767,000 259,487,000 261,160,000 251,491,000 248,527,000 241,283,000 244,190,000  229,848,000 225,088,000 208,035,000 207,378,000 200,432,000 147,348,000  145,817,000 137,608,000 134,484,000 
      total liabilities and shareholders’ equity
    		2,478,622,000 2,504,878,000 2,470,796,000 2,427,389,000 2,573,023,000 2,610,815,000 2,443,988,000 2,422,043,000 2,554,901,000 2,292,986,000 2,272,333,000 2,216,573,000 2,203,235,000 2,000,463,000 1,828,984,000 1,731,982,000 1,764,243,000 1,779,825,000 1,695,176,000 1,603,209,000 1,504,839,000 1,455,506,000 1,500,731,000 1,200,020,000  1,217,429,000 1,145,168,000 1,073,161,000 
      less: allowance for credit losses
    		 13,319,000 13,194,000 13,254,000  13,049,000 12,573,000 12,406,000  11,532,000 11,171,000 11,721,000                 
      investment in bank-owned life insurance
    		 48,857,000 48,564,000 48,278,000  47,714,000 47,435,000 47,163,000  42,926,000 17,758,000 17,646,000  17,942,000 17,827,000 17,712,000          14,055,000 13,917,000  
      deposits:
    		                            
      preferred stock, par value .50 per share; 2,000,000 shares authorized and no shares issued
    		                            
      accumulated other comprehensive income
    		    -59,321,000 -66,379,000 -46,265,000 -28,122,000 453,000                 3,885,000 327,000 1,140,000 
      interest-bearing deposits in other financial institutions
    		         472,786,000 424,263,000 444,624,000 393,810,000 208,783,000 208,573,000 137,617,000 172,422,000 1,023,865,021,950 179,281,000 152,056,000 136,852,000 176,405,000 200,966,000 26,490,000 35,655,139,390 73,434,000 26,040,000 18,989,000 
      federal funds sold and other short-term investments
    		         1,882,000 182,773,000 129,744,000 245,733,000 214,718,000 11,705,000 6,699,000 13,456,000 20,206,310,792,120 36,610,000 58,632,000 118,077,000 67,752,000 82,062,000 100,626,000 126,754,375,300 125,599,000 119,505,000 85,172,000 
      payments in excess of funding
    		         266,379,000 184,262,000 216,475,000  161,392,000 162,210,000 208,845,000 206,158,000  160,777,000 139,103,000 105,347,000 105,526,000 120,227,000 41,540,000  40,111,000 34,800,000 28,150,000 
      less allowance for credit/loan losses
    		            11,944,000                
      short-term borrowings
    		                18,000,000        33,000 13,000 19,000 18,000 
      less: allowance for loan losses
    		             11,298,000 11,292,000 10,889,000        12,377,000  10,758,000 10,161,000 8,999,000 
      less allowance for loan losses
    		                10,556,000  10,225,000 10,205,000 10,175,000 11,635,000 11,894,000      
      assets1
    		                            
      earning assets
    		                            
      loans2:
    		                            
      taxable
    		                 77,448,995,494,890       674,026,397,235,890    
      tax-exempt3
    		                 31,538,124,363,060           
      investment securities4:
    		                            
      certificates of deposit
    		                 164,481,930           
      total earning assets
    		                 1,498,470,141,773,750       1,060,559,537,665,070    
      non-earning assets:
    		                            
      bank-owned life insurance
    		                 17,456,000           
      goodwill and other intangibles
    		                 14,669,000       7,795,000    
      allowance for loan losses
    		                 -10,507,000       -9,699,000    
      liabilities and shareholders’ equity1
    		                            
      interest-bearing liabilities:
    		                            
      interest-bearing demand deposits
    		                 3,153,419,961,250       18,286,920,821,140    
      savings deposits
    		                 9,612,240,990       281,373,211,140    
      time deposits >= 100
    		                 259,781,332,030           
      other time deposits
    		                 480,512,391,970       9,294,216,581,780    
      total interest-bearing liabilities
    		                 39,898,213,921,380           
      non-interest bearing liabilities:
    		                            
      demand deposits
    		                 272,551,000       113,638,000    
      shareholders’ equity
    		                 241,568,000       137,748,000    
      net interest income
    		                 12,785,000       48,891,000    
      net interest margin
    		                 3,380       4,610    
      interest spread
    		                 2,370       3,700    
      1.
    		                            
      2.
    		                            
      3.
    		                            
      4.
    		                            
      volume
    		                            
      increase in interest income:
    		                            
      loans1:
    		                            
      tax-exempt2
    		                            
      investment securities:
    		                            
      total interest income
    		                 8,865,131,399,000           
      interest expense on:
    		                            
      time deposits >=100
    		                 53,338,000       525,108,141,550    
      total interest expense
    		                 133,230,363,000           
      allowance at beginning of period
    		                 105,061,021,510,225,000           
      provision charged to expense
    		                            
      loans charged off
    		                            
      recoveries on loans previously charged off
    		                 3,534,000           
      net recoveries
    		                 3,534,000           
      allowance at end of period
    		                 105,091,022,010,509,000           
      loans outstanding:
    		                            
      average
    		                 774,489,718,046,755,400,000           
      september 30
    		                 767,384,726,239,767,400,000           
      ratio of alll to loans outstanding:
    		                            
      impaired loans:
    		                            
      nonaccrual loans
    		                            
      loans past due 90 days or more
    		                            
      troubled debt restructurings
    		                            
      total impaired loans
    		                            
      foreclosed assets
    		                            
      impaired loans as percentage of average loans
    		                            
      amount
    		                            
      total capital
    		                            
      cass information systems, inc.
    		                 24,664,019,720           
      cass commercial bank
    		                 15,023,919,080           
      common equity tier i capital
    		                            
      tier i capital
    		                            
      item 1.
    		                            
      the company is the subject of various pending or threatened legal actions and proceedings, including those that arise in the ordinary course of business. management believes the outcome of all such proceedings will not have a material effect on the businesses or financial conditions of the company or its subsidiaries.
    		                            
      item 1a.
    		                            
      item 2.
    		                            
      none.
    		                            
      item 3.
    		                            
      item 4.
    		                            
      not applicable.
    		                            
      item 5.
    		                            
      item 6.
    		                            
      exhibit 101.ins xbrl instance document. the instance document does not appear in the interactive data file because its xbrl tags are embedded within the inline xbrl document.
    		                            
      exhibit 101.sch inline xbrl taxonomy extension schema document.
    		                            
      exhibit 101.cal inline xbrl taxonomy extension calculation linkbase document.
    		                            
      exhibit 101.lab inline xbrl taxonomy extension label linkbase document.
    		                            
      exhibit 101.pre inline xbrl taxonomy extension presentation linkbase document.
    		                            
      exhibit 101.def inline xbrl taxonomy extension definition linkbase document.
    		                            
      exhibit 104 cover page interactive data file (formatted as inline xbrl and contained in exhibit 101).
    		                            
      date: november 7, 2019
    		                            
      preferred stock, par value .50 per share; 2,000,000
    		                            
      shares authorized and no shares issued
    		                            
      shares authorized, 11,931,147 shares
    		                            
      issued at december 31, 2016 and 2015
    		                    5,966,000        
      common shares in treasury, at cost (742,681 and 598,875
    		                            
      shares at december 31, 2016 and 2015, respectively)
    		                    -30,206,000        
      issued at december 31, 2015 and 2014
    		                     5,966,000       
      common shares in treasury, at cost (598,875 and 428,572
    		                            
      shares at december 31, 2015 and 2014, respectively)
    		                     -22,208,000       
      issued at december 31, 2014 and 2013
    		                      5,966,000      
      common shares in treasury, at cost (428,572 and 409,667
    		                            
      shares at december 31, 2014 and 2013, respectively)
    		                      -12,707,000      
      shares authorized and 9,949,324 shares issued at
    		                            
      march 31, 2011 and december 31, 2010
    		                       4,975,000     
      loans2, 3:
    		                            
      tax-exempt4
    		                        1,875,955,070    
      debt and equity securities5:
    		                            
      non-earning assets
    		                            
      premise and equipment
    		                        9,979,000    
      bank owned life insurance
    		                        13,924,000    
      interest-bearing liabilities
    		                            
      total interest-bearing deposits
    		                        35,645,848,751,370    
      subordinated debentures
    		                            
      total interest bearing liabilities
    		                        35,649,148,751,370    
      non-interest bearing liabilities
    		                            
      total liabilities and share- holders’ equity
    		                        1,157,257,000    
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.