Axos Financial, Inc(NYSE:AX) 
Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, and money market accounts. It also provides single family and mul...
Website: http://axosfinancial.com
Founded: 1999
Full Time Employees: 1,108
CEO: Greg Garrabrants
Sector: Financial Services
Industry: Banks-Regional
• Market Cap:
• Exchange:
• Shs Outstanding:
• Employees:
• Beta:
• Return on Equity (ROE) ttm:
• Return on Assets (ROA) ttm:
• EPS ttm:
• Book value per Share:
• Cash per Share:
• Current ast per Share:
• P/E ttm:
• P/E forward:
• P/E ttm high:
• P/E ttm low:
• P/S ttm:
• P/B ttm:
• P/FCF ttm:
• PEG ratio:
• Cash Ratio ttm:
• Quick Ratio ttm:
• Current Ratio ttm:
• Gross Mgn ttm:
• EBITDA Mgn ttm:
• Operating Mgn ttm:
• Net Income Mgn ttm:
• Trailing Div yield:
• Forward Div yield:
• Payout Ratio ttm:
• Ex-Dividend date:
• Target Price High:
• Target Price Low:
• Target Price Mean:
• Number of Analysts:
• Debt Ratio ttm:
• Debt to Equity ttm:
• Total Net Debt:
At a glance:
Bull Thesis:
Bear Thesis:
Main Competitors:
Moat:
Income Statements:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-03-31 | 2016-12-31 | 2016-06-30 | 2016-03-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-03-31 | 2013-12-31 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2006-12-31 | 2006-09-30 | 2006-06-30 | 2006-03-31 | 2005-12-31 | 2005-09-30 | 2005-06-30 | 2005-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest and dividend income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, including fees | 453,387,000 | 478,086,000 | 429,575,000 | 410,910,000 | 394,777,000 | 410,868,000 | 438,229,000 | 409,466,000 | 405,280,000 | 357,852,000 | 326,974,000 | 305,011,000 | 279,864,000 | 255,661,000 | 208,338,000 | 174,110,000 | 153,873,000 | 149,469,000 | 149,176,000 | 65,078,000 | 60,670,000 | 57,441,000 | 53,392,000 | 48,983,000 | 38,931,000 | 34,957,000 | 30,905,000 | 29,271,000 | 28,119,000 | 25,208,000 | 23,805,000 | 22,898,000 | 21,854,000 | 20,751,000 | 17,608,000 | 15,811,000 | 14,237,000 | 12,849,000 | 11,238,000 | 10,260,000 | 10,350,000 | 10,641,000 | 10,907,000 | 10,454,000 | 9,780,000 | 9,719,000 | 8,559,000 | 7,727,000 | 7,494,000 | 21,963,000 | 7,407,000 | 7,261,000 | 7,445,000 | 7,198,000 | 6,836 | 6,150,000 | 14,444,000 | 5,181,000 | ||||||||||||||||||||
securities borrowed and customer receivables | 7,228,000 | 7,745,000 | 6,777,000 | 6,699,000 | 6,072,000 | 6,450,000 | 6,271,000 | 6,244,000 | 5,701,000 | 5,467,000 | 4,995,000 | 4,815,000 | 5,137,000 | 4,321,000 | 4,384,000 | 4,462,000 | 3,833,000 | 5,366,000 | 6,851,000 | 6,270,000 | 4,453,000 | 4,666,000 | 5,077,000 | 3,560,000 | 3,818,000 | 3,865,000 | 6,238,000 | 4,776,000 | 3,970,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
investments and other | 17,626,000 | 28,014,000 | 29,384,000 | 24,804,000 | 31,873,000 | 38,750,000 | 39,762,000 | 37,718,000 | 32,583,000 | 31,344,000 | 31,983,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest and dividend income | 478,241,000 | 513,845,000 | 465,736,000 | 442,413,000 | 432,722,000 | 456,068,000 | 484,262,000 | 453,428,000 | 443,564,000 | 394,663,000 | 363,952,000 | 346,430,000 | 307,334,000 | 279,588,000 | 223,786,000 | 184,161,000 | 160,181,000 | 157,076,000 | 158,310,000 | 156,921,000 | 155,674,000 | 155,379,000 | 149,889,000 | 144,143,000 | 185,063,000 | 147,288,000 | 146,345,000 | 141,643,000 | 169,208,000 | 131,239,000 | 122,797,000 | 118,898,000 | 144,880,000 | 107,785,000 | 103,511,000 | 106,962,000 | 94,301,000 | 86,261,000 | 84,282,000 | 71,229,000 | 67,567,000 | 62,911,000 | 59,081,000 | 54,805,000 | 45,163,000 | 41,227,000 | 36,463,000 | 34,635,000 | 33,567,000 | 30,989,000 | 30,004,000 | 29,348,000 | 28,616,000 | 27,765,000 | 25,332,000 | 23,928,000 | 22,584,000 | 21,089,000 | 21,207,000 | 21,866,000 | 21,777,000 | 20,553,000 | 18,541,000 | 19,507,000 | 19,177,000 | 18,534,000 | 16,174,000 | 14,971,000 | 13,622,000 | 33,855,000 | 10,731,000 | 9,972,000 | 9,084,000 | 8,410,000 | 8,028 | 7,191,000 | 16,556,000 | 5,925,000 |
interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits | 151,730,000 | 167,334,000 | 169,364,000 | 156,931,000 | 152,694,000 | 170,859,000 | 187,269,000 | 187,542,000 | 176,737,000 | 160,181,000 | 146,110,000 | 137,189,000 | 98,439,000 | 71,348,000 | 32,505,000 | 11,179,000 | 6,924,000 | 7,805,000 | 7,712,000 | 10,846,000 | 14,034,000 | 16,095,000 | 19,554,000 | 23,942,000 | 31,254,000 | 32,914,000 | 38,806,000 | 32,695,000 | 29,719,000 | 25,985,000 | 28,681,000 | 22,689,000 | 20,800,000 | 19,044,000 | 17,318,000 | 14,151,000 | 14,011,000 | 12,923,000 | 11,012,000 | 9,023,000 | 9,593,000 | 9,634,000 | 8,262,000 | 7,244,000 | 6,572,000 | 5,717,000 | 5,833,000 | 5,749,000 | 5,749,000 | 5,537,000 | 5,612,000 | 6,179,000 | 6,571,000 | 6,527,000 | 6,018,000 | 5,716,000 | 5,315,000 | 5,227,000 | 5,331,000 | 5,398,000 | 5,431,000 | 5,337,000 | 6,051,000 | 6,268,000 | 6,327,000 | 6,675,000 | 7,187,000 | 7,546,000 | 6,950,000 | 16,191,000 | 5,376,000 | 4,864,000 | 4,268,000 | 3,790,000 | 3,667 | 3,205,000 | 6,673,000 | 2,265,000 |
advances from the federal home loan bank | 6,766,000 | 313,000 | 313,000 | 310,000 | 306,000 | 507,000 | 529,000 | 1,293,000 | 735,000 | 530,000 | 529,000 | 523,000 | 4,454,000 | 2,504,000 | 5,163,000 | 1,663,000 | 973,000 | 973,000 | 1,016,000 | 982,000 | 992,000 | 1,326,000 | 1,372,000 | 1,777,000 | 3,952,000 | 4,495,000 | 1,764,000 | 5,986,000 | 8,366,000 | 11,574,000 | 6,908,000 | 8,243,000 | 6,496,000 | 3,557,000 | 4,552,000 | 2,940,000 | 2,605,000 | 2,878,000 | 3,019,000 | 2,652,000 | 2,255,000 | 2,194,000 | 2,281,000 | 2,180,000 | 2,021,000 | 1,504,000 | 1,366,000 | 1,425,000 | 1,561,000 | 1,587,000 | 1,449,000 | 1,451,000 | 1,475,000 | 1,580,000 | 1,435,000 | 1,459,000 | 1,663,000 | 1,706,000 | 1,817,000 | 1,992,000 | 2,224,000 | 2,358,000 | 2,545,000 | 2,928,000 | 3,554,000 | 3,429,000 | 2,870,000 | 2,594,000 | 2,524,000 | 7,764,000 | 2,642,000 | 2,568,000 | 2,267,000 | 1,947,000 | 1,814 | 1,438,000 | 3,065,000 | 1,154,000 |
securities loaned | 202,000 | 269,000 | 285,000 | 477,000 | 333,000 | 480,000 | 540,000 | 379,000 | 376,000 | 1,010,000 | 449,000 | 356,000 | 1,307,000 | 1,067,000 | 943,000 | 503,000 | 152,000 | 218,000 | 251,000 | 664,000 | 453,000 | 255,000 | 124,000 | 115,000 | 115,000 | 163,000 | 286,000 | -290,000 | 1,038,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
other borrowings | 13,282,000 | 14,220,000 | 4,724,000 | 4,534,000 | 3,925,000 | 4,123,000 | 3,876,000 | 4,152,000 | 4,110,000 | 4,336,000 | 5,709,000 | 4,608,000 | 4,152,000 | 4,759,000 | 4,700,000 | 5,406,000 | 2,594,000 | 2,512,000 | 2,689,000 | 2,775,000 | 4,526,000 | 3,611,000 | 1,512,000 | 1,037,000 | 1,126,000 | 1,296,000 | 2,186,000 | 2,815,000 | 916,000 | 960,000 | 929,000 | 918,000 | 901,000 | 971,000 | 1,091,000 | 1,312,000 | 1,324,000 | 1,305,000 | 694,000 | 426,000 | 425,000 | 418,000 | 427,000 | 506,000 | 907,000 | 1,179,000 | 1,259,000 | 1,259,000 | 1,321,000 | 1,380,000 | 1,353,000 | 1,383,000 | 1,484,000 | 1,481,000 | 1,466,000 | 1,450,000 | 1,483,000 | 1,484,000 | 1,450,000 | 1,500,000 | 1,557,000 | 1,555,000 | 1,470,000 | 1,542,000 | 1,484,000 | 1,463,000 | 1,456,000 | 1,401,000 | 1,186,000 | 1,555,000 | 210,000 | 104,000 | 99,000 | 93,000 | 89 | 81,000 | 193,000 | 162,000 |
total interest expense | 171,980,000 | 182,136,000 | 174,686,000 | 162,252,000 | 157,258,000 | 175,969,000 | 192,214,000 | 193,366,000 | 181,958,000 | 166,057,000 | 152,797,000 | 142,676,000 | 108,352,000 | 79,678,000 | 43,311,000 | 18,751,000 | 10,643,000 | 11,508,000 | 11,668,000 | 15,267,000 | 20,005,000 | 21,287,000 | 22,562,000 | 26,871,000 | 36,447,000 | 38,868,000 | 43,042,000 | 41,206,000 | 40,039,000 | 38,519,000 | 36,518,000 | 31,850,000 | 28,197,000 | 23,572,000 | 22,961,000 | 18,403,000 | 17,940,000 | 17,106,000 | 14,725,000 | 12,101,000 | 12,273,000 | 12,246,000 | 10,970,000 | 9,930,000 | 9,500,000 | 8,400,000 | 8,458,000 | 8,433,000 | 8,631,000 | 8,504,000 | 8,414,000 | 9,013,000 | 9,530,000 | 9,588,000 | 8,919,000 | 8,625,000 | 8,461,000 | 8,417,000 | 8,598,000 | 8,890,000 | 9,212,000 | 9,250,000 | 10,066,000 | 10,738,000 | 11,365,000 | 11,567,000 | 11,513,000 | 11,541,000 | 10,660,000 | 25,510,000 | 8,228,000 | 7,536,000 | 6,634,000 | 5,830,000 | 5,570 | 4,724,000 | 9,931,000 | 3,581,000 |
net interest income | 306,261,000 | 331,709,000 | 291,050,000 | 280,161,000 | 275,464,000 | 280,099,000 | 292,048,000 | 260,062,000 | 261,606,000 | 228,606,000 | 211,155,000 | 203,754,000 | 198,982,000 | 199,910,000 | 180,475,000 | 165,410,000 | 149,538,000 | 145,568,000 | 146,642,000 | 141,654,000 | 135,669,000 | 134,092,000 | 127,327,000 | 117,272,000 | 148,616,000 | 108,420,000 | 103,303,000 | 100,437,000 | 129,169,000 | 92,720,000 | 86,279,000 | 87,048,000 | 116,683,000 | 84,213,000 | 80,550,000 | 88,559,000 | 76,361,000 | 69,155,000 | 69,557,000 | 59,128,000 | 55,294,000 | 50,665,000 | 48,111,000 | 44,875,000 | 35,663,000 | 32,827,000 | 28,005,000 | 26,202,000 | 24,936,000 | 22,485,000 | 21,590,000 | 20,335,000 | 19,086,000 | 18,177,000 | 16,413,000 | 15,303,000 | 14,123,000 | 12,672,000 | 12,609,000 | 12,976,000 | 12,565,000 | 11,303,000 | 8,475,000 | 8,769,000 | 7,812,000 | 6,967,000 | 4,661,000 | 3,430,000 | 2,962,000 | 8,345,000 | 2,503,000 | 2,436,000 | 2,450,000 | 2,580,000 | 2,458 | 2,467,000 | 6,625,000 | 2,344,000 |
provision for credit losses | 41,000,000 | 25,000,000 | 17,255,000 | 14,997,000 | 14,500,000 | 12,248,000 | 14,000,000 | 6,000,000 | 6,000,000 | 13,500,000 | 7,000,000 | 7,000,000 | 5,500,000 | 3,500,000 | 8,750,000 | 6,000,000 | 4,500,000 | 4,000,000 | 4,000,000 | 1,250,000 | 2,700,000 | 8,000,000 | 11,800,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income, after provision for credit losses | 265,261,000 | 306,709,000 | 273,795,000 | 265,164,000 | 260,964,000 | 267,851,000 | 278,048,000 | 254,062,000 | 255,606,000 | 215,106,000 | 204,155,000 | 196,754,000 | 193,482,000 | 196,410,000 | 171,725,000 | 159,410,000 | 145,038,000 | 141,568,000 | 142,642,000 | 140,404,000 | 132,969,000 | 126,092,000 | 115,527,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
broker-dealer fee income | 11,850,000 | 11,145,000 | 10,948,000 | 11,013,000 | 12,121,000 | 11,039,000 | 11,060,000 | 11,053,000 | 12,087,000 | 12,519,000 | 12,477,000 | 13,768,000 | 13,745,000 | 9,812,000 | 9,178,000 | -16,166,000 | 12,913,000 | 14,367,000 | 11,766,000 | 6,386,000 | 7,942,000 | 6,287,000 | 5,702,000 | 5,670,000 | 6,329,000 | 5,555,000 | 5,656,000 | 6,701,000 | 5,036,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
advisory fee income | 9,404,000 | 8,829,000 | 8,525,000 | 7,747,000 | 8,120,000 | 7,982,000 | 7,945,000 | 7,649,000 | 8,105,000 | 7,362,000 | 8,219,000 | 7,503,000 | 6,879,000 | 6,983,000 | 6,959,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
banking and service fees | 60,516,000 | 31,732,000 | 10,820,000 | 9,515,000 | 10,254,000 | 9,813,000 | 8,613,000 | 8,436,000 | 8,876,000 | 10,061,000 | 8,350,000 | 7,838,000 | 8,443,000 | 10,143,000 | 6,514,000 | 6,308,000 | 7,278,000 | 8,486,000 | 6,680,000 | 4,856,000 | 5,352,000 | 10,045,000 | 8,884,000 | 8,673,000 | 20,244,000 | 9,498,000 | 7,852,000 | 11,050,000 | 20,290,000 | 11,690,000 | 10,824,000 | |||||||||||||||||||||||||||||||||||||||||||||||
mortgage banking and servicing rights income | 3,704,000 | 644,000 | 1,395,000 | 12,855,000 | 1,499,000 | -1,797,000 | 450,000 | 3,189,000 | 2,180,000 | 753,000 | 3,878,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
prepayment penalty fee income | 514,000 | 1,028,000 | 652,000 | 155,000 | 1,379,000 | 762,000 | 541,000 | 534,000 | 1,915,000 | 1,037,000 | 1,583,000 | 1,608,000 | 2,072,000 | 750,000 | 1,192,000 | 4,230,000 | 2,793,000 | 3,294,000 | 2,986,000 | 2,877,000 | 1,342,000 | 1,579,000 | 1,368,000 | 1,169,000 | 1,406,000 | 2,006,000 | 1,412,000 | 1,774,000 | 706,000 | 2,467,000 | 904,000 | 754,000 | 874,000 | 1,165,000 | 1,069,000 | 1,682,000 | 637,000 | 737,000 | 563,000 | 876,000 | 2,311,000 | 454,000 | 1,053,000 | 877,000 | 458,000 | 1,174,000 | 557,000 | 470,000 | 513,000 | 202,000 | 548,000 | 189,000 | 65,000 | 61,000 | 48,000 | 25,000 | 1,000,000 | 38,000 | 1,000 | 47,000 | 14,000 | 5,000 | 3,000 | 42,000 | 57,000 | 45,000 | 45,000 | 140,000 | 362,000 | 37,000 | 103,000 | 143,000 | 211,000 | 197 | 170,000 | 372,000 | 80,000 | |
total non-interest income | 85,988,000 | 53,378,000 | 32,340,000 | 41,285,000 | 33,373,000 | 27,799,000 | 28,609,000 | 30,861,000 | 33,163,000 | 124,129,000 | 34,507,000 | 32,705,000 | 32,246,000 | 28,329,000 | 27,208,000 | 27,100,000 | 28,774,000 | 30,787,000 | 26,702,000 | 16,801,000 | 23,887,000 | 28,718,000 | 35,855,000 | 28,702,000 | 31,542,000 | 21,207,000 | 21,536,000 | 23,224,000 | 26,098,000 | 16,892,000 | 16,543,000 | 16,977,000 | 23,525,000 | 17,099,000 | 13,340,000 | 23,168,000 | 16,700,000 | 17,015,000 | 23,316,000 | 9,789,000 | 10,278,000 | 8,366,000 | 6,697,000 | 5,249,000 | 5,212,000 | 5,543,000 | 7,866,000 | 6,834,000 | 6,249,000 | 6,761,000 | 4,958,000 | 3,856,000 | 2,986,000 | 4,570,000 | 2,020,000 | 1,924,000 | 1,927,000 | 2,122,000 | 5,675,000 | 2,751,000 | -1,009,000 | 923,000 | 300,000 | 14,000 | -7,924,000 | -425,000 | 1,023,000 | 333,000 | 448,000 | 802,000 | 378,000 | 367,000 | 265,000 | 312,000 | 355 | 410,000 | 724,000 | 183,000 |
non-interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries and related costs | 81,571,000 | 82,204,000 | 76,605,000 | 74,888,000 | 74,677,000 | 74,097,000 | 74,293,000 | 68,760,000 | 67,419,000 | 58,883,000 | 55,811,000 | 54,509,000 | 53,046,000 | 49,720,000 | 46,996,000 | 43,541,000 | 43,133,000 | 39,979,000 | 40,737,000 | 37,209,000 | 38,545,000 | 38,199,000 | 38,623,000 | 37,409,000 | 36,257,000 | 33,958,000 | 36,717,000 | 33,909,000 | 33,716,000 | 29,146,000 | 30,662,000 | 28,665,000 | 25,871,000 | 24,306,000 | 22,133,000 | 21,268,000 | 19,933,000 | 18,905,000 | 17,000,000 | 14,322,000 | 12,109,000 | 11,249,000 | 10,764,000 | 9,697,000 | 7,721,000 | 7,960,000 | ||||||||||||||||||||||||||||||||
data and operational processing | 23,112,000 | 21,825,000 | 22,057,000 | 20,358,000 | 21,776,000 | 19,314,000 | 18,985,000 | 16,717,000 | 18,243,000 | 18,326,000 | 16,084,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation and amortization | 22,267,000 | 23,205,000 | 8,341,000 | 7,691,000 | 6,847,000 | 7,031,000 | 7,450,000 | 7,499,000 | 7,221,000 | 6,488,000 | 5,878,000 | 5,665,000 | 5,671,000 | 5,957,000 | 6,094,000 | 6,022,000 | 6,061,000 | 6,785,000 | 5,728,000 | 6,211,000 | 5,865,000 | 5,862,000 | 6,186,000 | 6,982,000 | 6,197,000 | 6,040,000 | 5,224,000 | 5,123,000 | 4,765,000 | 3,567,000 | 3,016,000 | 2,855,000 | 2,024,000 | 1,947,000 | 1,748,000 | 1,552,000 | 1,411,000 | 1,479,000 | 1,310,000 | 1,008,000 | 922,000 | 868,000 | 766,000 | 717,000 | 744,000 | 696,000 | 625,000 | 493,000 | 449,000 | 337,000 | 339,000 | 347,000 | 332,000 | 298,000 | 254,000 | 181,000 | 108,000 | 75,000 | 60,000 | 56,000 | 54,000 | 46,000 | 43,000 | 41,000 | 41,000 | 40,000 | 37,000 | 30,000 | 25,000 | 67,000 | 21,000 | 21,000 | 20,000 | 20,000 | 22 | 27,000 | 81,000 | 26,000 |
advertising and promotional | 13,158,000 | 12,702,000 | 12,207,000 | 11,025,000 | 11,437,000 | 11,045,000 | 14,253,000 | 12,346,000 | 10,282,000 | 9,794,000 | 10,375,000 | 8,095,000 | 11,786,000 | 10,899,000 | 6,370,000 | 3,449,000 | 3,357,000 | 3,402,000 | 3,372,000 | 3,612,000 | 4,261,000 | 3,783,000 | 2,556,000 | 2,803,000 | 3,887,000 | 4,043,000 | 3,790,000 | 3,445,000 | 3,635,000 | 3,205,000 | 4,425,000 | 4,408,000 | 4,315,000 | 3,811,000 | 2,966,000 | 2,148,000 | 1,981,000 | 2,236,000 | 1,406,000 | 1,628,000 | 1,843,000 | 1,462,000 | 1,449,000 | 1,306,000 | 670,000 | 1,214,000 | 1,154,000 | 1,020,000 | 1,116,000 | 794,000 | 851,000 | 788,000 | 606,000 | 458,000 | 433,000 | 261,000 | 174,000 | 157,000 | 118,000 | 92,000 | 84,000 | 106,000 | 202,000 | 159,000 | 93,000 | 45,000 | 230,000 | 174,000 | 301,000 | 180,000 | 75,000 | |||||||
professional services | 10,858,000 | 9,293,000 | 13,333,000 | 10,362,000 | 8,243,000 | 9,072,000 | 9,895,000 | 11,672,000 | 9,073,000 | 5,976,000 | 9,811,000 | 5,979,000 | 6,747,000 | 8,455,000 | 8,087,000 | 7,648,000 | 4,346,000 | 5,943,000 | 4,545,000 | 4,901,000 | 5,712,000 | 5,629,000 | 5,999,000 | 3,163,000 | 3,231,000 | 3,112,000 | 1,589,000 | 3,427,000 | 4,286,000 | 2,345,000 | 1,858,000 | 1,326,000 | 1,474,000 | 856,000 | 1,624,000 | 1,023,000 | 1,086,000 | 2,034,000 | 1,033,000 | 363,000 | 798,000 | 1,725,000 | 797,000 | 802,000 | 1,404,000 | 1,242,000 | 1,027,000 | 860,000 | 726,000 | 918,000 | 671,000 | 365,000 | 604,000 | 573,000 | 564,000 | 525,000 | 585,000 | 434,000 | 378,000 | 554,000 | 284,000 | 439,000 | 281,000 | 505,000 | 194,000 | 189,000 | 216,000 | 154,000 | 95,000 | 356,000 | 181,000 | 156,000 | 85,000 | 116,000 | 130 | 112,000 | 204,000 | 52,000 |
occupancy and equipment | 5,768,000 | 5,191,000 | 4,620,000 | 4,536,000 | 4,645,000 | 4,206,000 | 4,318,000 | 4,603,000 | 4,254,000 | 4,001,000 | 3,846,000 | 4,037,000 | 3,873,000 | 3,683,000 | 4,054,000 | 3,480,000 | 3,742,000 | 3,342,000 | 3,181,000 | 4,163,000 | 3,096,000 | 3,132,000 | 3,011,000 | 3,180,000 | 2,919,000 | 3,122,000 | 2,838,000 | 2,588,000 | 2,584,000 | 1,797,000 | 1,602,000 | 1,602,000 | 1,543,000 | 1,437,000 | 1,481,000 | 1,461,000 | 1,363,000 | 1,310,000 | 1,169,000 | 913,000 | 803,000 | 735,000 | 832,000 | 721,000 | 589,000 | 577,000 | 553,000 | 549,000 | 477,000 | 507,000 | 277,000 | 301,000 | 293,000 | 262,000 | 228,000 | 257,000 | 184,000 | 165,000 | 94,000 | 100,000 | 104,000 | 117,000 | 108,000 | 118,000 | 99,000 | 95,000 | 93,000 | 91,000 | 94,000 | 273,000 | 90,000 | 90,000 | 88,000 | 88,000 | 81 | 90,000 | 201,000 | 69,000 |
fdic and regulatory fees | 8,324,000 | 6,749,000 | 5,619,000 | 6,990,000 | 7,620,000 | 6,992,000 | 5,956,000 | 6,930,000 | 5,232,000 | 3,935,000 | 4,449,000 | 4,371,000 | 3,859,000 | 3,569,000 | 3,735,000 | 3,967,000 | 3,115,000 | 2,475,000 | 2,266,000 | 2,203,000 | 3,107,000 | 2,601,000 | 2,692,000 | 2,395,000 | 2,013,000 | 939,000 | 191,000 | 2,418,000 | 2,133,000 | 1,528,000 | 2,926,000 | |||||||||||||||||||||||||||||||||||||||||||||||
broker-dealer clearing charges | 4,526,000 | 4,282,000 | 4,203,000 | 4,282,000 | 4,177,000 | 4,299,000 | 4,307,000 | 3,841,000 | 4,459,000 | 5,948,000 | 4,012,000 | 3,509,000 | 3,356,000 | 3,739,000 | 2,829,000 | 3,940,000 | 3,561,000 | 3,678,000 | 4,005,000 | 3,166,000 | 3,278,000 | 2,451,000 | 2,257,000 | 2,162,000 | 2,180,000 | 1,860,000 | 2,008,000 | 1,727,000 | 1,095,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
general and administrative expense | 16,369,000 | 19,123,000 | 9,261,000 | 10,520,000 | 6,839,000 | 9,264,000 | 8,008,000 | 8,167,000 | 7,045,000 | 8,488,000 | 10,240,000 | 10,196,000 | 6,898,000 | 6,874,000 | 23,900,000 | 19,152,000 | 7,230,000 | 8,216,000 | 8,505,000 | 7,448,000 | 6,772,000 | 4,967,000 | 6,294,000 | 4,563,000 | 8,543,000 | 6,481,000 | 5,299,000 | 4,628,000 | 22,457,000 | 4,428,000 | 3,753,000 | |||||||||||||||||||||||||||||||||||||||||||||||
total non-interest expense | 185,953,000 | 184,574,000 | 156,246,000 | 150,652,000 | 146,261,000 | 145,320,000 | 147,465,000 | 140,535,000 | 133,228,000 | 121,839,000 | 120,506,000 | 112,456,000 | 111,044,000 | 107,528,000 | 116,087,000 | 104,793,000 | 86,819,000 | 86,019,000 | 84,431,000 | 81,860,000 | 80,807,000 | 76,297,000 | 75,546,000 | 71,544,000 | 71,790,000 | 66,965,000 | 65,467,000 | 65,536,000 | 81,815,000 | 50,933,000 | 52,922,000 | 49,673,000 | 45,434,000 | 40,809,000 | 38,020,000 | 35,448,000 | 33,300,000 | 32,985,000 | 29,408,000 | 22,918,000 | 20,752,000 | 20,343,000 | 18,937,000 | 17,446,000 | 14,347,000 | 15,304,000 | 15,353,000 | 13,921,000 | 12,781,000 | 11,532,000 | 10,012,000 | 9,190,000 | 9,204,000 | 9,552,000 | 7,666,000 | 7,429,000 | 6,240,000 | 5,199,000 | 4,705,000 | 4,492,000 | 3,277,000 | 4,219,000 | 3,190,000 | 3,008,000 | 2,477,000 | 2,464,000 | 3,138,000 | 2,410,000 | 2,150,000 | 4,837,000 | 1,613,000 | 1,578,000 | 1,420,000 | 1,484,000 | 1,421 | 1,464,000 | 3,666,000 | 1,079,000 |
income before income taxes | 165,296,000 | 175,513,000 | 149,889,000 | 155,797,000 | 148,076,000 | 150,330,000 | 159,192,000 | 144,388,000 | 155,541,000 | 217,396,000 | 118,156,000 | 117,003,000 | 114,684,000 | 117,211,000 | 82,846,000 | 81,717,000 | 86,993,000 | 86,336,000 | 84,913,000 | 75,345,000 | 76,049,000 | 78,513,000 | 75,836,000 | 67,930,000 | 79,868,000 | 58,162,000 | 56,672,000 | 55,325,000 | 54,452,000 | 53,729,000 | 49,300,000 | 50,452,000 | 77,874,000 | 56,503,000 | 54,870,000 | 71,417,000 | 55,661,000 | 51,285,000 | 61,465,000 | 43,599,000 | 41,920,000 | 35,788,000 | 32,971,000 | 30,178,000 | 24,928,000 | 22,066,000 | 19,018,000 | 17,565,000 | 16,454,000 | 15,164,000 | 14,436,000 | 13,001,000 | 11,268,000 | 10,832,000 | 9,317,000 | 8,648,000 | 8,210,000 | 7,995,000 | 12,329,000 | 9,635,000 | 6,279,000 | 6,107,000 | 4,385,000 | 4,650,000 | -3,094,000 | 2,956,000 | 1,711,000 | 1,089,000 | 1,255,000 | 4,255,000 | 1,348,000 | 1,250,000 | 1,395,000 | 1,393,000 | 1,257 | 1,403,000 | 3,323,000 | 1,438,000 |
income taxes | 40,619,000 | 47,116,000 | 37,537,000 | 45,122,000 | 42,870,000 | 45,643,000 | 46,852,000 | 39,516,000 | 44,821,000 | 65,625,000 | 35,511,000 | 29,647,000 | 34,834,000 | 35,659,000 | 24,439,000 | 23,821,000 | 25,170,000 | 25,549,000 | 24,703,000 | 21,090,000 | 22,404,000 | 23,728,000 | 22,814,000 | 22,630,000 | 23,811,000 | 16,867,000 | 15,886,000 | 14,691,000 | 15,631,000 | 14,894,000 | 12,459,000 | 13,335,000 | 26,621,000 | 24,845,000 | 22,487,000 | 30,423,000 | 23,361,000 | 21,558,000 | 25,551,000 | 18,098,000 | 17,525,000 | 14,714,000 | 13,599,000 | 12,337,000 | 10,318,000 | 8,912,000 | 7,886,000 | 7,163,000 | 6,686,000 | 6,175,000 | 5,871,000 | 5,283,000 | 4,608,000 | 4,299,000 | 3,774,000 | 3,373,000 | 3,283,000 | 3,163,000 | 5,154,000 | 4,087,000 | 2,571,000 | 2,503,000 | 1,791,000 | 1,889,000 | -1,277,000 | 1,176,000 | 693,000 | 438,000 | 508,000 | 1,743,000 | 541,000 | 504,000 | 553,000 | 565,000 | 507 | 557,000 | 1,313,000 | 579,000 |
net income | 124,677,000 | 128,397,000 | 112,352,000 | 110,675,000 | 105,206,000 | 104,687,000 | 112,340,000 | 104,872,000 | 110,720,000 | 151,771,000 | 82,645,000 | 87,356,000 | 79,850,000 | 81,552,000 | 58,407,000 | 57,896,000 | 61,823,000 | 60,787,000 | 60,210,000 | 54,255,000 | 53,645,000 | 54,785,000 | 53,022,000 | 45,300,000 | 56,057,000 | 41,295,000 | 40,786,000 | 40,634,000 | 38,821,000 | 38,835,000 | 36,841,000 | 37,117,000 | 51,253,000 | 31,658,000 | 32,383,000 | 40,994,000 | 32,300,000 | 29,727,000 | 35,914,000 | 25,501,000 | 24,395,000 | 21,074,000 | 19,372,000 | 17,841,000 | 14,610,000 | 13,154,000 | 11,132,000 | 10,402,000 | 9,768,000 | 8,989,000 | 8,565,000 | 7,718,000 | 6,660,000 | 6,533,000 | 5,543,000 | 5,275,000 | 4,927,000 | 4,832,000 | 7,175,000 | 5,548,000 | 3,708,000 | 3,604,000 | 2,594,000 | 2,761,000 | -1,817,000 | 1,780,000 | 1,018,000 | 651,000 | 747,000 | 2,512,000 | 807,000 | 746,000 | 842,000 | 828,000 | 750 | 846,000 | 2,010,000 | 859,000 |
yoy | 18.51% | 22.65% | 0.01% | 5.53% | -4.98% | -31.02% | 35.93% | 20.05% | 38.66% | 86.10% | 41.50% | 50.88% | 29.16% | 34.16% | -2.99% | 6.71% | 15.24% | 10.96% | 13.56% | 19.77% | -4.30% | 32.67% | 30.00% | 11.48% | 44.40% | 6.33% | 10.71% | 9.48% | -24.26% | 22.67% | 13.77% | -9.46% | 58.68% | 6.50% | -9.83% | 60.75% | 32.40% | 41.06% | 85.39% | 42.93% | 66.97% | 60.21% | 74.02% | 71.52% | 49.57% | 46.33% | 29.97% | 34.78% | 46.67% | 37.59% | 54.52% | 46.31% | 35.17% | 35.20% | -22.75% | -4.92% | 32.87% | 34.07% | 176.60% | 100.94% | -304.07% | 102.47% | 154.81% | 324.12% | -343.24% | -29.14% | 26.15% | -12.73% | -11.28% | 203.38% | 107500.00% | -11.82% | -58.11% | -3.61% | ||||
qoq | -2.90% | 14.28% | 1.52% | 5.20% | 0.50% | -6.81% | 7.12% | -5.28% | -27.05% | 83.64% | -5.39% | 9.40% | -2.09% | 39.63% | 0.88% | -6.35% | 1.70% | 0.96% | 10.98% | 1.14% | -2.08% | 3.33% | 17.05% | -19.19% | 35.75% | 1.25% | 0.37% | 4.67% | -0.04% | 5.41% | -0.74% | -27.58% | 61.90% | -2.24% | -21.01% | 26.92% | 8.66% | -17.23% | 40.83% | 4.53% | 15.76% | 8.79% | 8.58% | 22.11% | 11.07% | 18.16% | 7.02% | 6.49% | 8.67% | 4.95% | 10.97% | 15.89% | 1.94% | 17.86% | 5.08% | 7.06% | 1.97% | -32.66% | 29.33% | 49.62% | 2.89% | 38.94% | -6.05% | -251.95% | -202.08% | 74.85% | 56.37% | -12.85% | -70.26% | 211.28% | 8.18% | -11.40% | 1.69% | 110300.00% | -99.91% | -57.91% | 133.99% | |
basic earnings per common share | 2,200 | 2,270 | 1,990 | 1,960 | 1,840 | 1,830 | 1,970 | 1,840 | 1,940 | 2,650 | 1,400 | 917.5 | 1,330 | 1,360 | 980 | 767.5 | 1,040 | 1,020 | 1,010 | 680 | 910 | 930 | 890 | 562.5 | 920 | 670 | 660 | 460 | 630 | 620 | 590 | |||||||||||||||||||||||||||||||||||||||||||||||
diluted earnings per common share | 2,150 | 2,220 | 1,940 | 1,880 | 1,810 | 1,800 | 1,930 | 1,780 | 1,910 | 2,620 | 1,380 | 907.5 | 1,320 | 1,350 | 970 | 755 | 1,020 | 1,000 | 990 | 667.5 | 890 | 910 | 880 | 557.5 | 910 | 670 | 660 | 457.5 | 630 | 620 | 580 | |||||||||||||||||||||||||||||||||||||||||||||||
gain on acquisition | 92,397,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
comprehensive income | 87,170,500 | 111,575,000 | 154,240,000 | 82,867,000 | 86,319,000 | 81,222,000 | 80,377,000 | 55,570,000 | 56,589,000 | 58,853,000 | 60,131,000 | 59,703,000 | 54,469,000 | 54,687,000 | 55,691,000 | 54,304,000 | 47,089,000 | 53,578,000 | 40,515,000 | 41,303,000 | 41,168,000 | 38,530,000 | 39,015,000 | 37,047,000 | 37,645,000 | 49,746,000 | 32,497,000 | 31,423,000 | 42,333,000 | 29,198,000 | 30,646,000 | 36,734,000 | 26,371,000 | 23,293,000 | 21,694,000 | 18,537,000 | 20,125,000 | 15,268,000 | 11,317,000 | 7,834,000 | 10,439,000 | 8,946,000 | 7,707,000 | 5,296,500 | 6,139,000 | 5,022,000 | 6,867,000 | 2,567,500 | 3,437,000 | 4,351,000 | 2,480,000 | 4,822,000 | 9,371,000 | 3,872,000 | 1,057,000 | 3,896,000 | 3,103,000 | -2,771,000 | 940,750 | -175,000 | 1,395,000 | 2,543,000 | 197,750 | 791,000 | 1,315,000 | 469,250 | 679,000 | 731 | 467,000 | |||||||||
investments | 13,250,750 | 22,333,000 | 19,606,000 | 11,064,000 | 5,589,000 | 2,475,000 | 2,241,000 | 2,283,000 | 2,686,000 | 3,285,000 | 3,628,000 | 3,388,000 | 3,389,000 | 6,180,000 | 6,821,000 | 6,220,000 | 8,599,000 | 8,057,000 | 7,964,000 | 6,204,000 | 7,417,000 | 8,979,000 | 5,751,000 | 5,936,000 | 7,571,000 | 8,462,000 | 7,509,000 | 7,171,000 | 6,151,000 | 6,897,000 | 5,470,000 | 5,689,000 | 5,822,000 | 6,232,000 | 6,270,000 | 5,558,000 | 5,364,000 | 5,448,000 | 5,781,000 | 6,199,000 | 6,450,000 | 6,762,000 | 7,014,000 | 7,724,000 | 8,117,000 | 8,347,000 | 8,240,000 | 9,969,000 | 11,606,000 | 11,427,000 | 9,912,000 | 7,634,000 | 9,053,000 | 9,397,000 | 8,815,000 | 7,615,000 | 7,244,000 | 6,128,000 | 11,892,000 | 3,324,000 | 2,711,000 | 1,639,000 | 1,212,000 | 1,192 | 1,041,000 | 2,112,000 | 744,000 | |||||||||||
mortgage banking income | 1,988,000 | 1,107,000 | 641,000 | 3,365,000 | 3,439,000 | 5,729,000 | 4,612,000 | 5,253,000 | 2,895,000 | 9,037,000 | 10,651,000 | 19,567,000 | 12,673,000 | 2,955,000 | 2,224,000 | 2,794,000 | 2,308,000 | 352,000 | 792,000 | 1,815,000 | 1,903,000 | 3,089,000 | 4,055,000 | 4,708,000 | 1,430,000 | 4,837,000 | 2,830,000 | 3,459,000 | 1,878,000 | 4,934,000 | 4,330,000 | 2,937,000 | 3,063,000 | 2,358,000 | 3,139,000 | 5,546,000 | 5,372,000 | 5,579,000 | 6,456,000 | 4,493,000 | 4,399,000 | 3,031,000 | 4,785,000 | 1,101,000 | 444,000 | 1,793,000 | 1,393,000 | 662,000 | 454,000 | 332,000 | 798,000 | 528,000 | 54,000 | 1,000 | 2,000 | 30,000 | 63,000 | 16,000 | 30,000 | 16,000 | 82 | 161,000 | ||||||||||||||||
data processing | 16,095,000 | 15,808,000 | 14,632,000 | 14,022,000 | 13,594,000 | 12,274,000 | 12,199,000 | 12,092,000 | 12,947,000 | 10,171,000 | 9,673,000 | 7,928,000 | 8,887,000 | 6,563,000 | 7,410,000 | 7,811,000 | 4,198,000 | 7,144,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale – other | 26,500 | 61,000 | 28,000 | 17,000 | 176,000 | 214,000 | 156,000 | 334,000 | 1,588,500 | 608,000 | 1,924,000 | 3,822,000 | 1,402,750 | 535,000 | 1,943,000 | 3,133,000 | 2,846,000 | 522,000 | 1,920,000 | 446,000 | 341,000 | 2,033,000 | 5,192,000 | 1,101,000 | 3,696,000 | 1,368,000 | 2,419,000 | 1,090,000 | 916,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
net income attributable to common stock | 57,896,000 | 61,823,000 | 60,787,000 | 60,210,000 | 54,256,000 | 53,645,000 | 54,672,000 | 52,945,000 | 45,223,000 | 55,980,000 | 41,217,000 | 40,709,000 | 40,557,000 | 38,744,000 | 38,757,000 | 36,764,000 | 37,040,000 | 51,176,000 | 31,580,000 | 32,306,000 | 40,917,000 | 32,222,000 | 29,650,000 | 35,837,000 | 25,424,000 | 24,318,000 | 20,997,000 | 19,294,000 | 17,764,000 | 14,533,000 | 13,077,000 | 11,055,000 | 10,053,000 | 9,436,000 | 8,912,000 | 8,187,000 | 7,331,000 | 6,280,000 | 6,407,000 | 5,466,000 | 5,198,000 | 4,850,000 | 4,755,000 | 7,002,000 | 5,375,000 | 3,535,000 | 3,431,000 | 2,421,000 | 2,588,000 | -1,988,000 | 1,700,000 | 940,000 | 574,000 | 670,000 | 2,279,000 | 728,000 | 668,000 | 763,000 | 750,000 | 648 | 745,000 | 1,706,000 | 758,000 | |||||||||||||||
loans and leases, including fees | 109,111,250 | 147,936,000 | 147,085,000 | 141,424,000 | 137,194,000 | 175,065,000 | 136,602,000 | 133,887,000 | 128,268,000 | 157,181,000 | 123,275,000 | 116,593,000 | 111,481,000 | 135,901,000 | 102,034,000 | 97,575,000 | 99,391,000 | 85,839,000 | 78,752,000 | 77,111,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan and lease losses | 6,500,000 | 28,500,000 | 4,500,000 | 2,700,000 | 2,800,000 | 19,000,000 | 4,950,000 | 600,000 | 5,475,000 | 16,900,000 | 1,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income, after provision for loan and lease losses | 110,772,000 | 120,116,000 | 103,920,000 | 100,603,000 | 97,637,000 | 110,169,000 | 87,770,000 | 85,679,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
realized gain on sale of securities | 842,000 | -133,000 | -101,000 | -199,000 | 282,000 | 312,000 | 1,622,000 | 229,750 | -14,000 | 146,750 | 587,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other-than-temporary loss on securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less: portion of other temporary impairment losses recognized in oci | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
change to net impairment losses recognized in earnings on securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total impairment gains | -416,500 | -1,666,000 | -1,567,750 | -173,000 | -5,904,000 | -194,000 | -754,000 | -7,718,000 | -696,250 | -1,006,000 | -742,000 | -1,458,000 | -1,185,000 | -1,075,000 | -1,211,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss recognized in other comprehensive income | 845,000 | 1,528,750 | 173,000 | 45,000 | -102,000 | 733,000 | 610,000 | -1,611,000 | 2,053,000 | 1,998,000 | 660,000 | 168,000 | 919,500 | 1,331,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total unrealized gain on securities | -205,250 | -821,000 | -39,000 | -7,000 | -149,000 | -98,000 | -894,000 | -98,000 | -125,000 | -48,000 | -633,000 | -832,000 | -610,000 | -1,090,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net impairment loss recognized in earnings | -7,000 | -149,000 | -368,000 | -1,350,000 | -416,000 | -8,000 | -118,000 | -161,000 | -707,000 | -286,000 | -1,211,000 | -719,000 | -873,000 | -1,271,000 | -536,000 | -820,000 | -874,000 | -280,000 | -1,211,000 | -715,000 | -597,000 | -486,000 | -173,000 | -452,000 | -430,000 | -535,000 | -4,069,000 | -1,369,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
data processing and internet | 4,913,000 | 4,735,000 | 5,209,000 | 4,216,000 | 3,910,000 | 4,065,000 | 3,298,000 | 2,941,000 | 2,944,000 | 3,225,000 | 1,880,000 | 1,718,000 | 1,717,000 | 1,683,000 | 1,514,000 | 1,562,000 | 1,321,000 | 831,000 | 715,000 | 656,000 | 571,000 | 602,000 | 666,000 | 600,000 | 383,000 | 290,000 | 216,000 | 247,000 | 230,000 | 198,000 | 241,000 | 200,000 | 216,000 | 213,000 | 179,000 | 188,000 | 179,000 | 170,000 | 154,000 | 153,000 | 433,000 | 153,000 | 130,000 | 132,000 | 131,000 | 119 | 109,000 | 281,000 | 92,000 | |||||||||||||||||||||||||||||
real estate owned and repossessed vehicles | 4,000 | -55,000 | 309,000 | -142,000 | 24,000 | 69,000 | -2,000 | 348,000 | -1,000 | 5,000 | -74,000 | -272,000 | 44,000 | 51,000 | 57,000 | -51,000 | -164,000 | 158,000 | 234,000 | 15,000 | 98,000 | 379,000 | -25,000 | 244,000 | 1,784,000 | 306,000 | 796,000 | 239,000 | 213,000 | 937,000 | 782,000 | |||||||||||||||||||||||||||||||||||||||||||||||
fair value gain on trading securities | 270,000 | 456,000 | -5,000 | -117,000 | 70,000 | 94,000 | -125,000 | -324,000 | 121,000 | 53,000 | -188,000 | -82,000 | 459,000 | 295,000 | 602,000 | -145,000 | 305,000 | 430,000 | 195,000 | 584,000 | 42,000 | -14,000 | 39,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income, after provision | 64,886,500 | 99,783,000 | 80,213,000 | 79,550,000 | 83,697,000 | 72,261,000 | 46,014,000 | 67,557,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
banking service fees and other income | 9,072,500 | 19,141,000 | 10,165,000 | 6,984,000 | 19,501,000 | 8,465,000 | 8,169,000 | 18,332,000 | 3,387,000 | 1,732,000 | 1,995,000 | 1,640,000 | 1,483,000 | 1,147,000 | 1,244,000 | 2,194,000 | 649,000 | 682,000 | 375,000 | 342,000 | 174,000 | 175,000 | 126,000 | 313,000 | 108,000 | 118,000 | 120,000 | 117,000 | 148,000 | 123,000 | 115,000 | 117,000 | 125,000 | 106,000 | 114,000 | 97,000 | 82,000 | 86,000 | 205,000 | 80,000 | 43,000 | 92,000 | 85,000 | 76 | 79,000 | 205,000 | 73,000 | |||||||||||||||||||||||||||||||
fdic and regulator fees | 834,500 | 1,242,000 | 1,005,000 | 1,091,000 | 1,265,000 | 884,000 | 847,250 | 1,217,000 | 1,064,000 | 627,000 | 902,000 | 828,000 | 778,000 | 572,000 | 547,000 | 375,500 | 520,000 | 494,000 | 488,000 | 439,000 | 422,000 | 341,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other general and administrative | 2,811,750 | 4,891,000 | 3,513,000 | 2,843,000 | 3,435,000 | 3,353,000 | 2,835,000 | 3,043,000 | 1,814,000 | 1,905,000 | 1,641,000 | 1,767,000 | 1,854,000 | 1,136,000 | 1,911,000 | 2,339,000 | 2,020,000 | 1,896,000 | 1,450,000 | 1,067,000 | 1,056,000 | 1,207,000 | 764,000 | 764,000 | 801,000 | 640,000 | 666,000 | 628,000 | 497,000 | 748,000 | 34,000 | 941,000 | 695,000 | 434,000 | -216,000 | 733,000 | 449,000 | 461,000 | 881,000 | 418,000 | 462,000 | 103,000 | 374,000 | 421 | 388,000 | 751,000 | 224,000 | |||||||||||||||||||||||||||||||
basic earnings per share | 0.445 | 0.8 | 0.49 | 0.5 | 0.63 | 0.5 | 1.6 | 1.57 | 1.35 | 1.27 | 1.2 | 1 | 0.92 | 0.8 | 0.76 | 0.71 | 0.73 | 0.73 | 0.62 | 0.56 | 0.59 | 0.5 | 0.48 | 0.45 | 0.45 | 0.82 | 0.64 | 0.43 | 0.42 | 0.3 | 0.32 | -0.24 | 0.21 | 0.11 | 0.07 | 0.08 | 0.27 | 0.09 | 0.08 | 0.09 | 0.09 | 0.08 | 0.09 | 0.29 | 0.14 | |||||||||||||||||||||||||||||||||
diluted earnings per share | 0.445 | 0.8 | 0.49 | 0.5 | 0.63 | 0.5 | 1.6 | 1.56 | 1.35 | 1.26 | 1.2 | 1 | 0.91 | 0.77 | 0.74 | 0.7 | 0.67 | 0.65 | 0.58 | 0.54 | 0.58 | 0.5 | 0.48 | 0.45 | 0.45 | 0.77 | 0.61 | 0.41 | 0.41 | 0.3 | 0.32 | -0.24 | 0.2 | 0.11 | 0.07 | 0.08 | 0.27 | 0.09 | 0.08 | 0.09 | 0.09 | 0.08 | 0.09 | 0.27 | 0.13 | |||||||||||||||||||||||||||||||||
benefit from loan and lease losses | 4,000,000 | 4,862,000 | 4,100,000 | 1,900,000 | 2,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
realized gain on securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain recognized in other comprehensive income | 5,897,000 | 386,000 | 6,368,000 | 659,000 | 998,000 | 624,000 | 907,000 | 478,000 | 789,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic earnings per share1 | 0.46 | 0.56 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
diluted earnings per share1 | 0.46 | 0.56 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 2,400,000 | 2,900,000 | 2,900,000 | 2,900,000 | 2,500,000 | 1,600,000 | 1,000,000 | 1,500,000 | 1,550,000 | 1,950,000 | 2,550,000 | 2,100,000 | 2,000,000 | 1,600,000 | 2,363,000 | 1,450,000 | 1,150,000 | 1,600,000 | 1,600,000 | 1,250,000 | 1,600,000 | 2,000,000 | 707,500 | 1,200,000 | 1,125,000 | 505,000 | -20,000 | -80,000 | -25,000 | -100,000 | 15,000 | 135 | 10,000 | 360,000 | 10,000 | |||||||||||||||||||||||||||||||||||||||||||
net interest income, after benefit from loan losses | 56,728,000 | 52,394,000 | 47,765,000 | 45,211,000 | 42,375,000 | 34,063,000 | 31,827,000 | 26,505,000 | 24,652,000 | 22,986,000 | 19,935,000 | 19,490,000 | 18,335,000 | 17,486,000 | 15,814,000 | 14,963,000 | 14,153,000 | 12,523,000 | 11,072,000 | 11,359,000 | 11,376,000 | 10,565,000 | 9,403,000 | 7,275,000 | 7,644,000 | 7,307,000 | 5,845,000 | 3,826,000 | 3,166,000 | 2,957,000 | 8,290,000 | 2,583,000 | 2,461,000 | 2,550,000 | 2,565,000 | 2,323 | 2,457,000 | 6,265,000 | 2,334,000 | |||||||||||||||||||||||||||||||||||||||
realized gain on sale of mortgage-backed securities | -208,000 | 420,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total impairment losses | -617,000 | -1,606,000 | -3,410,000 | 1,075,000 | -2,873,000 | -2,872,000 | -940,000 | -1,211,000 | -715,000 | -765,000 | -1,209,000 | -1,504,000 | -116,000 | -631,000 | -17,000 | -6,044,000 | -1,390,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total unrealized loss on securities | -666,000 | -1,061,000 | -1,353,000 | -77,000 | -525,000 | -272,000 | -425,000 | -906,000 | -285,000 | -402,000 | 98,000 | -131,000 | -466,000 | -391,000 | -1,089,000 | -4,398,000 | -1,511,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale - other | 1,915,000 | 1,047,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other than temporary loss on securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries, employee benefits and stock-based compensation | 8,043,000 | 7,510,000 | 6,952,000 | 6,369,000 | 5,387,000 | 5,270,000 | 4,977,000 | 4,705,000 | 4,284,000 | 3,833,000 | 3,586,000 | 2,821,000 | 1,858,000 | 1,778,000 | 1,408,000 | 1,603,000 | 1,402,000 | 1,311,000 | 1,263,000 | 1,388,000 | 1,659,000 | 1,358,000 | 1,021,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale of mortgage-backed securities | 460,000 | 1,478,000 | 482,000 | 5,947,000 | 6,546,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total realized gain on securities | 460,000 | 1,478,000 | 482,000 | 5,947,000 | 6,546,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fdic and primary federal regulator fees | 325,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fdic and ots regulatory fees | 543,000 | 559,000 | 477,000 | 438,000 | 434,000 | 392,000 | 395,000 | 165,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss recognized in other comprehensive loss | -336,000 | 201,000 | -518,000 | 1,975,000 | 21,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale of fnma preferred stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized gain on securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fair value loss on trading securities | -554,000 | -329,000 | -142,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of investment securities | -1,974,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on trading securities | -173,750 | -350,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on investment securities | -168,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on securities | -8,073,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit for loan losses | 1,122,000 | 835,000 | 264,000 | 5,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities | 326,750 | 881,000 | 206,000 | 220,000 | 205,000 | 198,000 | 205,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
compensation: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries and benefits | 151,000 | 604,000 | 599,000 | 459,250 | 646,000 | 543 | 648,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock-based compensation expense | 36,500 | 146,000 | 120,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total compensation | 187,500 | 750,000 | 719,000 | 654,000 | 755,000 | 648 | 738,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock options and stock grants | 76,000 | 109,000 | 105 | 90,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
service contract termination | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of loans originated for sale | 7,500 | 30,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries and employee benefits | 1,909,000 | 541,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
see condensed notes to consolidated financial statements. |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-03-31 | 2016-12-31 | 2016-06-30 | 2016-03-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-03-31 | 2013-12-31 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2006-12-31 | 2006-09-30 | 2006-06-30 | 2006-03-31 | 2005-12-31 | 2005-09-30 | 2005-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents | 1,168,131,000 | 1,010,048,000 | 2,560,692,000 | 1,933,845,000 | 2,001,321,000 | 2,438,073,000 | 2,570,506,000 | 1,979,979,000 | 2,129,772,000 | 1,568,768,000 | 2,161,762,000 | 2,233,027,000 | 2,324,022,000 | 1,755,603,000 | 1,369,170,000 | 1,202,587,000 | 998,348,000 | 858,732,000 | 1,000,076,000 | 1,148,052,000 | 1,129,898,000 | 907,611,000 | 671,744,000 | 773,300,000 | 456,207,000 | 9,606,000 | 15,653,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
restricted cash | 183,153,000 | 330,463,000 | 324,903,000 | 242,509,000 | 256,373,000 | 235,358,000 | 233,350,000 | 205,797,000 | 216,139,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total cash, cash equivalents and restricted cash | 1,351,284,000 | 1,340,511,000 | 2,885,595,000 | 2,176,354,000 | 2,257,694,000 | 2,673,431,000 | 2,803,856,000 | 2,185,776,000 | 2,345,911,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trading securities | 444,000 | 880,000 | 533,000 | 649,000 | 346,000 | 241,000 | 594,000 | 353,000 | 592,000 | 329,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
available-for-sale securities | 801,439,000 | 811,126,000 | 57,798,000 | 66,008,000 | 79,958,000 | 97,848,000 | 137,996,000 | 141,611,000 | 207,582,000 | 239,812,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock of regulatory agencies | 68,085,000 | 35,167,000 | 35,299,000 | 35,163,000 | 35,299,000 | 34,298,000 | 34,417,000 | 21,957,000 | 22,264,000 | 21,534,000 | 21,533,000 | 21,510,000 | 20,889,000 | 20,881,000 | 20,881,000 | 20,368,000 | 20,368,000 | 20,368,000 | 20,368,000 | 19,995,000 | 20,627,000 | 20,612,000 | 20,609,000 | 20,610,000 | 23,833,000 | 20,276,000 | 20,274,000 | 20,276,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale, carried at fair value | 23,964,000 | 18,826,000 | 12,202,000 | 10,012,000 | 15,644,000 | 25,436,000 | 14,566,000 | 16,482,000 | 16,239,000 | 13,468,000 | 8,014,000 | 23,203,000 | 7,920,000 | 4,292,000 | 9,463,000 | 4,973,000 | 19,611,000 | 27,428,000 | 33,344,000 | 29,768,000 | 61,500,000 | 64,287,000 | 89,454,000 | 51,995,000 | 40,236,000 | 36,092,000 | 40,554,000 | 33,260,000 | 15,714,000 | 16,135,000 | 30,916,000 | 35,077,000 | 28,301,000 | 24,499,000 | 21,532,000 | 14,696,000 | 33,990,000 | 20,871,000 | 42,682,000 | 35,252,000 | 25,430,000 | 22,911,000 | 22,831,000 | 18,021,000 | 11,255,000 | 24,467,000 | 36,665,000 | 32,412,000 | 57,498,000 | 52,433,000 | 38,469,000 | 44,286,000 | 54,336,000 | 40,478,000 | ||||||||||||||||||||||
loans—net of allowance for credit losses of 346,702 as of march 31, 2026 and 290,049 as of june 30, 2025 | 24,957,536,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
servicing rights, carried at fair value | 26,299,000 | 25,431,000 | 26,243,000 | 27,218,000 | 27,585,000 | 28,045,000 | 27,335,000 | 28,924,000 | 28,130,000 | 28,043,000 | 29,338,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities borrowed | 133,015,000 | 109,141,000 | 182,518,000 | 139,396,000 | 91,915,000 | 114,672,000 | 84,326,000 | 67,212,000 | 105,853,000 | 145,176,000 | 96,424,000 | 134,339,000 | 87,293,000 | 58,846,000 | 87,622,000 | 338,980,000 | 274,644,000 | 534,243,000 | 457,282,000 | 619,088,000 | 543,538,000 | 317,571,000 | 263,470,000 | 222,368,000 | 53,816,000 | 168,114,000 | 288,974,000 | 144,706,000 | 127,167,000 | |||||||||||||||||||||||||||||||||||||||||||||||
customer, broker-dealer and clearing receivables | 333,699,000 | 277,308,000 | 263,095,000 | 252,720,000 | 300,907,000 | 298,887,000 | 262,774,000 | 240,028,000 | 292,630,000 | 265,857,000 | 285,423,000 | 374,074,000 | 323,359,000 | 272,579,000 | 410,842,000 | 417,417,000 | 510,561,000 | 429,634,000 | 427,169,000 | 369,815,000 | 351,063,000 | 264,572,000 | 283,125,000 | 220,266,000 | 187,353,000 | 244,379,000 | 295,188,000 | 203,192,000 | 252,900,000 | |||||||||||||||||||||||||||||||||||||||||||||||
goodwill and other intangible assets—net | 211,046,000 | 196,119,000 | 205,747,000 | 134,502,000 | 135,966,000 | 137,570,000 | 139,215,000 | 141,769,000 | 144,324,000 | 146,793,000 | 149,572,000 | 152,149,000 | 154,928,000 | 157,585,000 | 160,429,000 | 156,405,000 | 159,150,000 | 161,954,000 | 164,944,000 | 115,972,000 | 118,133,000 | 120,644,000 | 122,817,000 | 125,389,000 | 127,962,000 | 130,534,000 | 133,147,000 | 134,893,000 | 136,076,000 | 79,829,000 | 67,139,000 | 67,788,000 | ||||||||||||||||||||||||||||||||||||||||||||
other assets | 1,342,175,000 | 1,114,345,000 | 1,127,650,000 | 891,446,000 | 842,210,000 | 812,267,000 | 783,396,000 | 779,837,000 | 745,153,000 | 734,675,000 | 628,726,000 | 545,053,000 | 541,902,000 | 526,712,000 | 513,662,000 | 496,037,000 | 488,558,000 | 476,172,000 | 480,544,000 | 432,031,000 | 322,821,000 | 308,233,000 | 317,606,000 | 380,024,000 | 289,994,000 | 270,307,000 | 297,672,000 | 194,837,000 | 221,836,000 | 99,519,000 | 123,255,000 | 88,418,000 | 53,187,000 | 48,300,000 | 32,342,000 | 58,089,000 | 74,766,000 | 86,667,000 | 38,228,000 | 31,911,000 | 34,970,000 | 30,132,000 | 24,056,000 | 15,213,000 | 10,589,000 | 11,246,000 | 11,822,000 | 11,633,000 | 7,214,000 | 16,957,000 | 14,168,000 | 17,348,000 | 16,417,000 | 14,108,000 | 13,950,000 | 13,672,000 | 17,749,000 | 13,693,000 | 14,636,000 | 14,252,000 | 29,183,000 | 29,876,000 | 21,356,000 | 3,583,000 | 3,935,000 | 6,101,000 | 11,839,000 | 5,788,000 | 2,364,000 | 3,443,000 | 3,007,000 | 1,814,000 | 1,286,000 | 939,000 | ||
total assets | 29,248,986,000 | 28,201,406,000 | 27,431,817,000 | 24,783,078,000 | 23,981,154,000 | 23,709,422,000 | 23,569,084,000 | 22,855,334,000 | 22,642,133,000 | 21,623,764,000 | 20,825,206,000 | 20,348,469,000 | 19,782,481,000 | 18,741,035,000 | 18,407,078,000 | 17,401,165,000 | 16,080,950,000 | 15,547,947,000 | 14,906,750,000 | 14,265,565,000 | 14,827,874,000 | 14,393,267,000 | 13,382,238,000 | 13,851,900,000 | 12,159,919,000 | 12,269,288,000 | 11,770,861,000 | 11,220,238,000 | 10,875,561,000 | 9,810,096,000 | 9,791,520,000 | 9,539,504,000 | 9,982,320,000 | 8,915,959,000 | 8,581,628,000 | 8,700,031,000 | 8,167,876,000 | 7,601,354,000 | 7,705,622,000 | 6,259,648,000 | 5,823,719,000 | 5,528,520,000 | 5,194,721,000 | 4,824,863,000 | 3,850,825,000 | 3,568,299,000 | 3,090,771,000 | 2,961,663,000 | 2,874,322,000 | 2,617,319,000 | 2,278,030,000 | 2,223,797,000 | 2,097,042,000 | 769,908,000 | 253,944,326,239,101,300,000,000,000 | |||||||||||||||||||||
liabilities and stockholders’ equity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest-bearing | 3,389,551,000 | 3,246,199,000 | 3,387,318,000 | 3,040,696,000 | 2,969,634,000 | 2,989,759,000 | 3,055,605,000 | 2,975,631,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest bearing | 18,998,584,000 | 19,986,549,000 | 18,877,435,000 | 17,167,080,000 | 16,945,145,000 | 16,917,724,000 | 16,344,936,000 | 15,370,255,000 | 14,690,309,000 | 14,224,958,000 | 13,566,078,000 | 12,248,346,000 | 10,549,724,000 | 8,912,452,000 | 8,597,724,000 | 8,421,711,000 | 8,114,921,000 | 8,341,373,000 | 8,993,344,000 | 9,261,204,000 | 8,529,155,000 | 9,400,033,000 | 7,238,678,000 | 7,505,029,000 | 7,701,387,000 | 7,541,243,000 | 6,891,682,000 | 7,339,654,000 | 5,216,226,000 | 6,969,995,000 | 6,450,529,000 | 6,487,756,000 | 6,218,904,000 | 5,634,525,000 | 5,976,324,000 | 5,455,277,000 | 5,134,395,000 | 4,336,255,000 | 4,142,578,000 | 4,121,508,000 | 3,738,265,000 | 3,055,508,000 | 2,701,987,000 | 2,285,357,000 | 2,010,475,000 | 2,014,590,000 | 1,950,411,000 | 1,841,321,000 | 1,602,649,000 | 1,564,110,000 | 1,536,644,000 | 1,484,346,000 | 1,261,336,000 | 1,109,941,000 | 987,143,000 | 962,946,000 | 760,024,000 | 645,015,000 | 687,296,000 | 628,958,000 | 553,313,000 | 565,195,000 | 589,133,000 | 599,216,000 | 600,183,000 | 546,956,000 | 465,165,000 | 442,224,000 | 423,001,000 | 403,894,000 | 393,398,000 | 352,826,000 | ||||
total deposits | 22,388,135,000 | 23,232,748,000 | 22,264,753,000 | 20,829,543,000 | 20,136,714,000 | 19,934,904,000 | 19,973,329,000 | 19,359,217,000 | 19,103,532,000 | 18,203,912,000 | 17,565,741,000 | 17,123,108,000 | 16,738,869,000 | 15,690,494,000 | 15,176,631,000 | 13,946,422,000 | 12,733,002,000 | 12,269,172,000 | 11,747,442,000 | 10,815,797,000 | 11,612,501,000 | 11,463,136,000 | 10,555,658,000 | 11,336,694,000 | 9,567,338,000 | 10,114,340,000 | 9,214,525,000 | 8,983,173,000 | 8,655,455,000 | 8,340,520,000 | 6,077,588,000 | 7,985,350,000 | 7,963,757,000 | 7,393,233,000 | 7,178,800,000 | 6,799,631,000 | 6,610,674,000 | 6,044,051,000 | 6,048,031,000 | 4,755,362,000 | 4,451,917,000 | 4,368,772,000 | 4,005,395,000 | 3,261,756,000 | 2,832,976,000 | 2,403,089,000 | 2,091,999,000 | 2,102,936,000 | 1,968,265,000 | 1,852,971,000 | 1,615,088,000 | 1,575,473,000 | 1,553,230,000 | 1,494,158,000 | 1,265,797,000 | 1,116,370,000 | 991,724,000 | 970,375,000 | 763,513,000 | 648,524,000 | 693,983,000 | 632,493,000 | 557,496,000 | 570,704,000 | 590,042,000 | 600,168,000 | 601,079,000 | 547,949,000 | 466,418,000 | 443,394,000 | 424,204,000 | 405,701,000 | 400,240,000 | 361,051,000 | ||
advances from the federal home loan bank | 1,805,000,000 | 60,000,000 | 60,000,000 | 60,000,000 | 60,000,000 | 60,000,000 | 90,000,000 | 90,000,000 | 90,000,000 | 90,000,000 | 90,000,000 | 90,000,000 | 90,000,000 | 100,000,000 | 112,500,000 | 117,500,000 | 152,500,000 | 157,500,000 | 157,500,000 | 353,500,000 | 172,500,000 | 182,500,000 | 242,500,000 | 242,500,000 | 770,500,000 | 257,500,000 | 492,500,000 | 458,500,000 | 443,500,000 | 342,500,000 | 2,580,000,000 | 457,000,000 | 968,000,000 | 543,000,000 | 400,000,000 | 961,000,000 | 665,000,000 | 727,000,000 | 858,000,000 | 821,000,000 | 753,000,000 | 583,000,000 | 670,000,000 | 1,075,000,000 | 592,000,000 | 729,000,000 | 590,417,000 | 460,000,000 | 527,000,000 | 404,000,000 | 422,000,000 | 359,000,000 | 330,000,000 | 287,000,000 | 186,000,000 | 264,000,000 | 250,000,000 | 181,995,000 | 225,988,000 | 262,984,000 | 310,980,000 | 321,977,000 | 392,973,000 | 398,966,000 | 302,448,000 | 227,430,000 | 227,412,000 | 227,292,000 | 242,235,000 | 243,206,000 | 236,177,000 | 221,648,000 | 177,591,000 | 172,562,000 | ||
secured financings | 634,452,000 | 691,507,000 | 782,423,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
borrowings, subordinated notes and debentures | 378,065,000 | 364,814,000 | 510,064,000 | 312,671,000 | 377,427,000 | 358,692,000 | 313,519,000 | 325,679,000 | 330,389,000 | 341,086,000 | 447,733,000 | 361,779,000 | 334,330,000 | 334,077,000 | 425,818,000 | 445,244,000 | 381,682,000 | 260,435,000 | 255,896,000 | 221,358,000 | 365,753,000 | 418,480,000 | 453,843,000 | 235,789,000 | 76,285,000 | 62,233,000 | 133,681,000 | 168,929,000 | 214,477,000 | |||||||||||||||||||||||||||||||||||||||||||||||
securities loaned | 148,668,000 | 128,869,000 | 204,620,000 | 139,426,000 | 111,094,000 | 135,258,000 | 95,883,000 | 74,177,000 | 119,800,000 | 155,492,000 | 116,446,000 | 159,832,000 | 114,613,000 | 156,008,000 | 206,889,000 | 474,400,000 | 447,748,000 | 578,762,000 | 539,505,000 | 728,988,000 | 649,837,000 | 362,170,000 | 315,976,000 | 255,945,000 | 76,587,000 | 206,199,000 | 337,870,000 | 198,356,000 | 201,574,000 | |||||||||||||||||||||||||||||||||||||||||||||||
customer, broker-dealer and clearing payables | 338,592,000 | 358,727,000 | 385,821,000 | 350,606,000 | 314,399,000 | 309,593,000 | 315,985,000 | 301,127,000 | 387,176,000 | 368,885,000 | 341,915,000 | 445,477,000 | 406,092,000 | 420,947,000 | 500,584,000 | 511,654,000 | 543,905,000 | 528,796,000 | 510,040,000 | 535,425,000 | 483,677,000 | 475,473,000 | 369,428,000 | 347,614,000 | 318,100,000 | 305,669,000 | 298,501,000 | 238,604,000 | 245,208,000 | |||||||||||||||||||||||||||||||||||||||||||||||
accounts payable and other liabilities | 490,891,000 | 434,649,000 | 431,015,000 | 410,155,000 | 377,620,000 | 389,013,000 | 374,640,000 | 414,538,000 | 414,943,000 | 386,165,000 | 287,163,000 | 251,114,000 | 254,473,000 | 251,950,000 | 283,684,000 | 72,705,000 | 50,043,000 | 70,330,000 | 48,172,000 | 45,423,000 | 53,468,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities | 26,183,803,000 | 25,271,314,000 | 24,638,696,000 | 22,102,401,000 | 21,377,254,000 | 21,187,460,000 | 21,163,356,000 | 20,564,738,000 | 20,445,840,000 | 19,545,540,000 | 18,848,998,000 | 18,431,310,000 | 17,938,377,000 | 16,953,476,000 | 16,706,106,000 | 15,758,192,000 | 14,495,365,000 | 14,024,790,000 | 13,448,129,000 | 12,864,629,000 | 13,482,224,000 | 13,105,785,000 | 12,145,273,000 | 12,621,054,000 | 10,975,467,000 | 11,108,536,000 | 10,654,621,000 | 10,147,188,000 | 9,836,076,000 | 8,815,695,000 | 8,791,273,000 | 8,578,991,000 | 9,060,667,000 | 8,042,296,000 | 7,714,934,000 | 7,899,727,000 | 7,414,205,000 | 6,917,764,000 | 7,052,333,000 | 5,681,431,000 | 5,290,193,000 | 5,032,492,000 | 4,744,299,000 | 4,412,762,000 | 3,511,980,000 | 3,256,629,000 | 2,822,509,000 | 2,700,959,000 | 2,631,709,000 | 2,402,613,000 | 2,180,225,000 | 2,074,791,000 | 2,030,201,000 | 1,930,549,000 | 1,593,994,000 | 1,523,243,000 | 1,385,226,000 | 1,292,660,000 | 1,231,053,000 | 1,213,269,000 | 1,164,036,000 | 1,139,106,000 | 1,091,665,000 | 1,111,163,000 | 1,033,164,000 | 963,280,000 | 949,380,000 | 874,413,000 | 731,940,000 | 695,374,000 | 667,589,000 | 634,723,000 | 585,356,000 | 540,858,000 | ||
commitments and contingencies | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders’ equity: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock—0.01 par value... | 717,000 | 714,000 | 714,000 | 711,000 | 708,000 | 706,000 | 706,000 | 702,000 | 700,000 | 698,000 | 698,000 | 695,000 | 694,000 | 692,000 | 692,000 | 689,000 | 686,000 | 684,000 | 684,000 | 681,000 | 679,000 | 677,000 | 676,000 | 673,000 | 671,000 | 669,000 | 668,000 | 666,000 | 663,000 | 662,000 | 660,000 | 658,000 | 655,000 | 654,000 | 653,000 | 648,000 | 648,000 | 645,000 | 642,000 | 168,000 | 166,000 | 163,000 | 160,000 | 158,000 | 151,000 | 150,000 | 146,000 | 139,000 | 137,000 | 136,000 | 123,000 | 122,000 | 121,000 | 112,000 | 110,000 | 109,000 | 109,000 | 89,000 | 88,000 | 85,000 | 83,000 | |||||||||||||||
additional paid-in capital | 583,068,000 | 566,837,000 | 557,740,000 | 548,895,000 | 539,905,000 | 528,862,000 | 520,795,000 | 510,232,000 | 502,489,000 | 493,268,000 | 486,676,000 | 479,878,000 | 472,933,000 | 465,350,000 | 459,101,000 | 453,784,000 | 448,428,000 | 441,061,000 | 436,528,000 | 432,550,000 | 427,663,000 | 420,895,000 | 416,285,000 | 411,873,000 | 406,731,000 | 399,806,000 | 394,904,000 | 389,945,000 | 384,491,000 | 377,689,000 | 373,364,000 | 366,515,000 | 359,299,000 | 353,801,000 | 349,774,000 | 342,249,000 | 337,698,000 | 331,156,000 | 328,288,000 | 317,235,000 | 296,507,000 | 274,490,000 | 250,389,000 | 230,011,000 | 189,851,000 | 177,743,000 | 156,297,000 | 135,138,000 | 127,084,000 | 126,150,000 | 105,683,000 | 104,487,000 | 103,688,000 | 89,053,000 | 87,071,000 | 85,793,000 | 85,204,000 | 63,330,000 | 61,717,000 | 61,320,000 | 61,083,000 | 60,986,000 | 60,837,000 | 60,684,000 | 60,462,000 | 60,173,000 | 59,920,000 | 59,803,000 | 59,383,000 | 59,238,000 | 59,124,000 | 58,941,000 | 57,008,000 | 56,746,000 | ||
accumulated other comprehensive income—net of income tax | 4,462,000 | 1,862,000 | 64,000 | 348,000 | 1,113,000 | 3,007,000 | -765,000 | -2,466,000 | -3,064,000 | -3,919,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
retained earnings | 2,983,951,000 | 2,859,274,000 | 2,730,877,000 | 2,618,525,000 | 2,507,850,000 | 2,402,644,000 | 2,297,957,000 | 2,185,617,000 | 2,080,745,000 | 1,970,025,000 | 1,818,254,000 | 1,735,609,000 | 1,648,253,000 | 1,568,403,000 | 1,486,851,000 | 1,428,444,000 | 1,370,548,000 | 1,308,725,000 | 1,247,938,000 | 1,187,728,000 | 1,133,473,000 | 1,079,828,000 | 1,025,156,000 | 1,009,299,000 | 964,076,000 | 908,096,000 | 866,879,000 | 826,170,000 | 785,613,000 | 746,869,000 | 708,112,000 | 671,348,000 | 634,308,000 | 583,132,000 | 551,552,000 | 486,774,000 | 445,857,000 | 384,815,000 | 355,165,000 | 291,257,000 | 265,833,000 | 241,515,000 | 220,518,000 | 201,224,000 | 167,527,000 | 152,994,000 | 127,813,000 | 116,758,000 | 106,705,000 | 97,269,000 | 88,357,000 | 80,170,000 | 72,839,000 | 66,559,000 | 54,686,000 | 49,487,000 | 44,637,000 | 35,277,000 | 22,900,000 | 19,365,000 | 15,934,000 | 13,513,000 | 10,925,000 | 14,975,000 | 13,275,000 | 12,335,000 | 11,761,000 | 11,091,000 | 9,480,000 | 8,752,000 | 8,084,000 | 7,321,000 | 5,923,000 | 5,178,000 | ||
treasury stock | -507,015,000 | -498,595,000 | -496,274,000 | -487,802,000 | -445,676,000 | -413,257,000 | -412,965,000 | -403,489,000 | -384,577,000 | -381,848,000 | -323,032,000 | -292,413,000 | -272,203,000 | -239,941,000 | -239,902,000 | -237,011,000 | -232,451,000 | -228,657,000 | -228,529,000 | -222,530,000 | -218,458,000 | -215,169,000 | -210,560,000 | -195,125,000 | -189,363,000 | -152,635,000 | -151,807,000 | -148,810,000 | -135,827,000 | -135,655,000 | -86,545,000 | -82,458,000 | -76,531,000 | -69,353,000 | -39,875,000 | -33,268,000 | -33,093,000 | -30,785,000 | -27,646,000 | -26,977,000 | -24,644,000 | -16,906,000 | -16,791,000 | -16,273,000 | -12,378,000 | -12,253,000 | -10,257,000 | -7,444,000 | -7,389,000 | -7,195,000 | -6,610,000 | -5,346,000 | -5,327,000 | -5,241,000 | -4,023,000 | -3,975,000 | -3,937,000 | -3,603,000 | -3,609,000 | -3,589,000 | -3,487,000 | -3,475,000 | -2,493,000 | -2,493,000 | -2,428,000 | -2,428,000 | -2,428,000 | -2,428,000 | -2,352,000 | -2,073,000 | -1,325,000 | -883,000 | ||||
total stockholders’ equity | 3,065,183,000 | 2,930,092,000 | 2,793,121,000 | 2,680,677,000 | 2,603,900,000 | 2,521,962,000 | 2,405,728,000 | 2,290,596,000 | 2,196,293,000 | 2,078,224,000 | 1,976,208,000 | 1,917,159,000 | 1,844,104,000 | 1,787,559,000 | 1,700,972,000 | 1,642,973,000 | 1,585,585,000 | 1,523,157,000 | 1,458,621,000 | 1,400,936,000 | 1,345,650,000 | 1,287,482,000 | 1,236,965,000 | 1,230,846,000 | 1,184,452,000 | 1,160,752,000 | 1,116,240,000 | 1,073,050,000 | 1,039,485,000 | 994,401,000 | 1,000,247,000 | 960,513,000 | 921,653,000 | 873,663,000 | 866,694,000 | 800,304,000 | 753,671,000 | 683,590,000 | 653,289,000 | 578,217,000 | 533,526,000 | 496,028,000 | 450,422,000 | 412,101,000 | 268,262,000 | 214,706,000 | 206,620,000 | 203,239,000 | 193,596,000 | 166,493,000 | 142,184,000 | 137,592,000 | 132,767,000 | 108,483,000 | 93,016,000 | 88,939,000 | 85,153,000 | 81,345,000 | 79,250,000 | 83,082,000 | 76,940,000 | 76,904,000 | 75,333,000 | 72,750,000 | 71,428,000 | 70,849,000 | 70,246,000 | 69,944,000 | 69,106,000 | 68,650,000 | ||||||
total liabilities and stockholders’ equity | 29,248,986,000 | 28,201,406,000 | 27,431,817,000 | 24,783,078,000 | 23,981,154,000 | 23,709,422,000 | 23,569,084,000 | 22,855,334,000 | 22,642,133,000 | 21,623,764,000 | 20,825,206,000 | 20,348,469,000 | 19,782,481,000 | 18,741,035,000 | 18,407,078,000 | 17,401,165,000 | 16,080,950,000 | 15,547,947,000 | 14,906,750,000 | 14,265,565,000 | 14,827,874,000 | 14,393,267,000 | 13,382,238,000 | 13,851,900,000 | 12,159,919,000 | 12,269,288,000 | 11,770,861,000 | 11,220,238,000 | 10,875,561,000 | 9,810,096,000 | 9,791,520,000 | 9,539,504,000 | 9,982,320,000 | 8,915,959,000 | 8,581,628,000 | 8,700,031,000 | 8,167,876,000 | 7,601,354,000 | 7,705,622,000 | 6,259,648,000 | 5,823,719,000 | 5,528,520,000 | 5,194,721,000 | 4,824,863,000 | ||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 327,043 as of december 31, 2025 and 290,049 as of june 30, 2025 | 24,272,552,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 307,431 as of september 30, 2025 and 290,049 as of june 30, 2025 | 22,635,137,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 290,049 as of june 30, 2025 and 260,542 as of june 30, 2024 | 21,049,610,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing | 17,788,847,000 | 16,383,586,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 279,950 as of march 31, 2025 and 260,542 as of june 30, 2024 | 20,193,630,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 270,605 as of december 31, 2024 and 260,542 as of june 30, 2024 | 19,486,727,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 263,854 as of september 30, 2024 and 260,542 as of june 30, 2024 | 19,280,609,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale, lower of cost or fair value | 776,000 | 303,000 | 455,000 | 10,476,000 | 10,938,000 | 11,182,000 | 11,446,000 | 11,949,000 | 12,294,000 | 13,371,000 | 13,769,000 | 14,729,000 | 44,565,000 | 29,000 | 3,430,000 | 2,604,000 | 3,267,000 | 2,883,000 | 6,078,000 | 6,770,000 | 7,067,000 | 7,470,000 | 7,607,000 | 15,905,000 | 59,988,000 | 71,051,000 | 85,571,000 | 108,286,000 | 72,719,000 | 53,413,000 | 62,895,000 | 65,059,000 | 39,684,000 | 69,567,000 | 40,712,000 | 45,329,000 | 48,000,000 | 8,721,000 | ||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 260,542 as of june 30, 2024 and 166,680 as of june 30, 2023 | 19,231,385,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 257,522 as of march 31, 2024 and 166,680 as of june 30, 2023 | 18,733,455,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest bearing | 2,758,596,000 | 2,833,657,000 | 2,875,432,000 | 2,898,150,000 | 3,172,791,000 | 3,442,148,000 | 4,626,907,000 | 5,033,970,000 | 4,135,278,000 | 3,847,461,000 | 3,632,521,000 | 2,474,424,000 | 2,619,157,000 | 2,201,932,000 | 2,026,503,000 | 1,936,661,000 | 2,328,660,000 | 2,609,311,000 | 1,513,138,000 | 1,441,930,000 | 1,763,773,000 | 1,000,866,000 | 861,362,000 | 1,015,355,000 | 1,513,228,000 | 905,477,000 | 959,896,000 | 1,165,106,000 | 634,350,000 | 588,774,000 | 913,636,000 | 419,107,000 | 309,339,000 | 247,264,000 | 267,130,000 | 206,248,000 | 130,989,000 | 117,732,000 | 81,524,000 | 88,346,000 | 17,854,000 | 11,650,000 | 12,439,000 | 11,363,000 | 16,586,000 | 9,812,000 | 4,461,000 | 6,429,000 | 4,581,000 | 7,429,000 | 3,489,000 | 3,509,000 | 6,687,000 | 3,535,000 | 4,183,000 | 5,509,000 | 909,000 | 952,000 | 896,000 | 993,000 | 1,253,000 | 1,170,000 | 1,203,000 | 1,807,000 | 6,842,000 | 8,225,000 | ||||||||||
cash segregated for regulatory purposes | 194,955,000 | 252,007,000 | 149,059,000 | 180,202,000 | 196,910,000 | 328,878,000 | 372,112,000 | 250,966,000 | 259,626,000 | 269,358,000 | 322,153,000 | 294,903,000 | 313,297,000 | 214,550,000 | 194,042,000 | 182,455,000 | 252,875,000 | 246,115,000 | 346,143,000 | 474,407,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total cash, cash equivalents and cash segregated | 1,763,723,000 | 2,413,769,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 251,749 as of december 31, 2023 and 166,680 as of june 30, 2023 | 18,264,354,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trading | 640,000 | 758,000 | 400,000 | 372,000 | 75,000 | 1,758,000 | 366,000 | 1,223,000 | 1,941,000 | 1,983,000 | 254,000 | 362,000 | 423,000 | 105,000 | 919,000 | 1,740,000 | 8,421,000 | 8,151,000 | 7,584,000 | 7,589,000 | 7,902,000 | 7,832,000 | 7,738,000 | 7,862,000 | 8,187,000 | 7,599,000 | 7,546,000 | 7,111,000 | 7,194,000 | 6,735,000 | 6,439,000 | 5,838,000 | 5,983,000 | 5,678,000 | 5,248,000 | 4,469,000 | 4,428,000 | 4,441,000 | 4,416,000 | 5,299,000 | 5,445,000 | 6,818,000 | 7,180,000 | 7,361,000 | ||||||||||||||||||||||||||||||||
available-for-sale | 236,726,000 | 232,350,000 | 279,612,000 | 248,062,000 | 257,634,000 | 262,518,000 | 229,510,000 | 139,581,000 | 135,996,000 | 187,335,000 | 218,962,000 | 209,828,000 | 203,931,000 | 191,388,000 | 208,026,000 | 219,156,000 | 216,785,000 | 202,727,000 | 173,186,000 | 191,725,000 | 219,713,000 | 368,229,000 | 379,734,000 | 278,653,000 | 164,575,000 | 167,056,000 | 177,095,000 | 205,780,000 | 206,166,000 | 211,328,000 | 159,486,000 | 167,167,000 | 160,378,000 | 164,159,000 | ||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 170,870 as of september 30, 2023 and 166,680 as of june 30, 2023 | 16,955,041,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income—net of tax | -6,388,000 | -6,610,000 | -5,573,000 | -6,945,000 | -5,770,000 | -2,933,000 | -1,626,000 | 1,344,000 | 2,000,000 | 2,507,000 | 2,293,000 | 1,251,000 | 345,000 | -937,000 | -2,726,000 | -247,000 | 533,000 | 16,000 | -518,000 | -227,000 | -407,000 | -613,000 | -1,141,000 | 366,000 | -473,000 | -1,162,000 | -2,502,000 | -8,223,000 | -8,529,000 | -8,297,000 | -8,917,000 | -8,082,000 | -11,369,000 | -12,027,000 | -723,000 | 1,115,000 | 1,691,000 | 3,560,000 | 2,090,000 | 1,926,000 | 6,000 | |||||||||||||||||||||||||||||||||||
total cash, cash equivalents, cash segregated | 2,382,086,000 | 1,574,699,000 | 1,037,777,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 166,680 as of june 30, 2023 and 148,617 as of june 30, 2022 | 16,456,728,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage servicing rights, carried at fair value | 25,443,000 | 25,396,000 | 25,526,000 | 26,373,000 | 25,213,000 | 23,519,000 | 20,110,000 | 18,438,000 | 17,911,000 | 16,631,000 | 14,314,000 | 12,130,000 | 10,675,000 | 9,962,000 | 11,262,000 | 10,632,000 | 9,784,000 | 10,355,000 | 11,215,000 | 11,216,000 | 10,752,000 | 10,228,000 | 9,066,000 | 8,044,000 | 6,731,000 | 6,150,000 | 3,943,000 | 3,375,000 | 2,687,000 | 2,098,000 | 1,354,000 | 1,037,000 | 749,000 | |||||||||||||||||||||||||||||||||||||||||||
total cash, cash equivalents, and cash segregated | 2,504,224,000 | 1,952,513,000 | 1,698,048,000 | 1,249,314,000 | 1,118,358,000 | 1,269,434,000 | 1,442,955,000 | 1,443,195,000 | 1,122,161,000 | 854,199,000 | 1,026,175,000 | 702,322,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 161,293 as of march 31, 2023 and 148,617 as of june 30, 2022 | 15,836,255,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 157,218 as of december 31, 2022 and 148,617 as of june 30, 2022 | 15,473,212,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 155,472 as of september 30, 2022 and 148,617 as of june 30, 2022 | 15,211,573,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 148,617 as of june 2022 and 132,958 as of june 2021 | 14,091,061,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other real estate owned and repossessed vehicles | 798,000 | 564,000 | 251,000 | 6,320,000 | 6,782,000 | 6,804,000 | 6,296,000 | 6,333,000 | 6,408,000 | 7,307,000 | 7,556,000 | 7,461,000 | 7,485,000 | 7,616,000 | 8,665,000 | 9,497,000 | 9,591,000 | 8,326,000 | 8,808,000 | 1,389,000 | 981,000 | 961,000 | 252,000 | 245,000 | 910,000 | 1,240,000 | 2,281,000 | 809,000 | 212,000 | 134,000 | 1,254,000 | 2,006,000 | 2,040,000 | 1,831,000 | 658,000 | 1,157,000 | 1,364,000 | 2,574,000 | 5,269,000 | 3,660,000 | 3,361,000 | |||||||||||||||||||||||||||||||||||
accounts payable, accrued liabilities and other liabilities | 262,972,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock—0.01 par value... | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 143.4 million as of march 31, 2022 and 133.0 million as of june 30, 2021 | 13,093,603,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accounts payable and accrued liabilities and other liabilities | 236,528,000 | 230,125,000 | 237,746,000 | 209,561,000 | 197,956,000 | 204,026,000 | 207,868,000 | 202,512,000 | 166,657,000 | 162,595,000 | 177,544,000 | 99,626,000 | 75,862,000 | 75,480,000 | 76,744,000 | 80,336,000 | 51,980,000 | 63,770,000 | 43,855,000 | 39,219,000 | 27,439,000 | 34,656,000 | 20,439,000 | 22,803,000 | 23,264,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 140.5 million as of december 31, 2021 and 133.0 million as of june 30, 2021 | 12,607,179,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for credit losses of 136.8 million as of september 30, 2021 and 133.0 million as of june 30, 2021 | 11,879,021,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and due from banks | 715,624,000 | 1,756,477,000 | 511,125,000 | 288,832,000 | 256,447,000 | 533,869,000 | 622,750,000 | 1,490,692,000 | 617,989,000 | 624,169,000 | 1,054,651,000 | 683,487,000 | 486,627,000 | 895,454,000 | 366,711,000 | 222,774,000 | 228,450,000 | 210,039,000 | 198,160,000 | 128,398,000 | 128,823,000 | 196,264,000 | 140,987,000 | 28,411,000 | 23,317,000 | 20,638,000 | 7,933,000 | 8,796,000 | 7,412,000 | 4,360,000 | 5,397,000 | 4,364,000 | 3,569,000 | 4,351,000 | 3,441,000 | 4,479,000 | 5,364,000 | 4,283,000 | 4,214,000 | 2,918,000 | 513,000 | 2,423,000 | 1,233,000 | 1,150,000 | 1,834,000 | 1,483,000 | 1,834,000 | 2,517,000 | 3,047,000 | |||||||||||||||||||||||||||
loans—net of allowance for credit losses of 132,958 as of june 2021 and 75,807 as of june 2020 | 11,414,814,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 0 shares issued and outstanding as of june 2021 and 515 shares issued and outstanding as of june 2020 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for credit losses of 138.1 million as of march 31, 2021 and 75.8 million as of june 30, 2020 | 11,711,215,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 0 shares issued and outstanding as of march 31, 2021 and 515 shares issued and outstanding as of june 30, 2020 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for credit losses of 136.4 million as of december 31, 2020 and 75.8 million as of june 30, 2020 | 11,609,584,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 0 shares issued and outstanding as of december 31, 2020 and 515 shares issued and outstanding as of june 30, 2020 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for credit losses of 132.9 million as of september 30, 2020 and 75.8 million as of june 30, 2020 | 10,925,450,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of september 30, 2020 and june 30, 2020 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds sold | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 349,000 | 100,000 | 7,752,000 | 24,106,000 | 24,106,000 | 100,000 | 100,000 | 1,135,000 | 100,000 | 100,000 | 100,000 | 100,000 | 3,063,000 | 5,430,000 | 2,503,000 | 61,091,000 | 20,027,000 | 14,788,000 | 17,925,000 | 13,507,000 | 26,183,000 | 6,321,000 | 7,276,000 | 9,935,000 | 3,535,000 | 4,045,000 | 4,965,000 | 5,740,000 | 9,413,000 | 1,565,000 | 12,050,000 | 12,645,000 | 44,380,000 | 15,580,000 | 38,475,000 | 12,660,000 | 11,290,000 | 23,805,000 | 20,410,000 | 22,192,000 | 20,712,000 | ||||||||||||||||||||||||||||||
total cash, cash equivalents, cash segregated, and federal funds sold | 1,950,519,000 | 857,368,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
available for sale | 187,627,000 | 180,305,000 | 265,447,000 | 163,361,000 | 185,607,000 | 170,397,000 | 165,047,000 | 156,130,000 | 158,983,000 | 197,789,000 | 240,726,000 | 248,029,000 | 275,720,000 | 265,807,000 | 177,875,000 | 184,359,000 | 188,922,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance of 75,807 as of june 2020 and 57,085 as of june 2019 | 10,631,349,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of june 2020 and june 2019 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 87,097 as of march 31, 2020 and 57,085 as of june 30, 2019 | 10,372,921,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of march 31, 2020 and june 30, 2019 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 59,514 as of december 31, 2019 and 57,085 as of june 30, 2019 | 10,141,397,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of december 31, 2019 and june 30, 2019 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities - available-for-sale | 187,816,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 59,227 as of september 30, 2019 and 57,085 as of june 30, 2019 | 9,784,217,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of september 30, 2019 and june 30, 2019 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities - available for sale | 227,513,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale, carried at lower of cost or fair value | 4,800,000 | 2,686,000 | 33,530,000 | 77,891,000 | 40,326,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance of 57,085 as of june 2019 and 49,151 as of june 2018 | 9,382,124,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of june 2019 and june 2018 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total cash and cash equivalents | 763,339,000 | 256,547,000 | 533,969,000 | 622,850,000 | 1,491,041,000 | 618,089,000 | 631,921,000 | 1,078,757,000 | 707,593,000 | 486,727,000 | 895,554,000 | 367,846,000 | 222,874,000 | 228,550,000 | 210,139,000 | 198,260,000 | 128,398,000 | 131,886,000 | 201,694,000 | 143,490,000 | 89,502,000 | 43,344,000 | 35,426,000 | 25,858,000 | 22,303,000 | 33,595,000 | 10,681,000 | 12,673,000 | 14,299,000 | 7,104,000 | 8,396,000 | 8,406,000 | 10,219,000 | 14,777,000 | 5,848,000 | 16,264,000 | 15,563,000 | 44,893,000 | 18,003,000 | 39,708,000 | 13,810,000 | 13,124,000 | 25,288,000 | 22,244,000 | 24,709,000 | 23,811,000 | ||||||||||||||||||||||||||||||
stock of the regulatory agencies, at cost | 19,682,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 71,746 as of march 31, 2019 and 49,151 as of june 30, 2018 | 9,098,453,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of march 31, 2019 and june 30, 2018 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock of the federal home loan bank, at cost | 17,250,000 | 69,660,000 | 17,250,000 | 66,987,000 | 63,207,000 | 63,207,000 | 55,863,000 | 54,351,000 | 57,123,000 | 52,974,000 | 62,802,000 | 66,270,000 | 44,979,000 | 44,992,000 | 50,525,000 | 29,140,000 | 35,861,000 | 27,750,000 | 23,636,000 | 24,769,000 | 20,492,000 | 20,680,000 | 16,873,000 | 17,014,000 | 15,225,000 | 16,087,000 | 16,751,000 | 17,449,000 | 18,848,000 | 18,848,000 | 18,848,000 | 18,848,000 | 18,848,000 | 19,670,000 | 19,395,000 | 14,297,000 | 12,769,000 | 12,602,000 | 12,659,000 | 12,255,000 | 11,440,000 | 11,111,000 | 10,495,000 | 8,484,000 | ||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 53,706 as of december 31, 2018 and 49,151 as of june 30, 2018 | 9,017,550,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest receivable | 30,616,000 | 35,951,000 | 26,729,000 | 26,889,000 | 26,053,000 | 25,183,000 | 21,271,000 | 21,538,000 | 26,201,000 | 23,913,000 | 22,364,000 | 20,268,000 | 18,063,000 | 14,094,000 | 15,368,000 | 11,649,000 | 9,416,000 | 9,763,000 | 8,857,000 | 7,979,000 | 7,953,000 | 7,872,000 | 7,599,000 | 6,748,000 | 5,899,000 | 5,714,000 | 6,045,000 | 5,414,000 | 6,103,000 | 6,099,000 | 5,868,000 | 5,740,000 | 6,216,000 | 6,161,000 | 6,676,000 | 6,013,000 | 4,516,000 | 4,056,000 | 3,427,000 | 2,951,000 | 2,561,000 | 2,355,000 | ||||||||||||||||||||||||||||||||||
furniture, equipment and software—net | 28,540,000 | 22,283,000 | 21,454,000 | 19,290,000 | 18,700,000 | 17,751,000 | 15,931,000 | 15,126,000 | 13,995,000 | 13,056,000 | 8,324,000 | 8,551,000 | 8,099,000 | 7,459,000 | 7,362,000 | 6,667,000 | 6,337,000 | 6,418,000 | 6,801,000 | 5,782,000 | 5,477,000 | 4,065,000 | 3,745,000 | 3,807,000 | 2,849,000 | 2,127,000 | 983,000 | 538,000 | 494,000 | 436,000 | 391,000 | 222,000 | 214,000 | |||||||||||||||||||||||||||||||||||||||||||
deferred income tax | 18,112,000 | 17,925,000 | 17,957,000 | 27,087,000 | 19,747,000 | 33,857,000 | 36,627,000 | 32,058,000 | 39,171,000 | 37,427,000 | 31,280,000 | 32,955,000 | 30,829,000 | 28,292,000 | 24,240,000 | 25,551,000 | 24,247,000 | 23,555,000 | 19,415,000 | 17,047,000 | 15,271,000 | 15,095,000 | 9,475,000 | 10,545,000 | 9,504,000 | 10,525,000 | 10,139,000 | 8,765,000 | 5,899,000 | 3,782,000 | 3,214,000 | 918,000 | 168,000 | 431,000 | 378,000 | 189,000 | 865,000 | 592,000 | 399,000 | 293,000 | ||||||||||||||||||||||||||||||||||||
cash surrender value of life insurance | 6,450,000 | 6,404,000 | 6,358,000 | 6,312,000 | 6,267,000 | 6,220,000 | 6,128,000 | 6,083,000 | 5,990,000 | 5,944,000 | 5,852,000 | 5,806,000 | 5,761,000 | 5,716,000 | 5,670,000 | 5,580,000 | 5,536,000 | 5,445,000 | 5,401,000 | 5,356,000 | 5,312,000 | 5,266,000 | 5,221,000 | 5,176,000 | 5,132,000 | 5,044,000 | 5,001,000 | 4,956,000 | 4,867,000 | 4,777,000 | 4,730,000 | 4,547,000 | ||||||||||||||||||||||||||||||||||||||||||||
subordinated notes and debentures and other | 54,625,000 | 54,588,000 | 54,552,000 | 54,528,000 | 54,503,000 | 54,479,000 | 54,450,000 | 56,408,000 | 58,066,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest payable | 2,570,000 | 2,353,000 | 1,753,000 | 1,677,000 | 1,517,000 | 1,325,000 | 1,474,000 | 1,700,000 | 1,667,000 | 1,679,000 | 1,144,000 | 1,266,000 | 1,346,000 | 1,310,000 | 1,195,000 | 1,410,000 | 1,582,000 | 1,674,000 | 1,737,000 | 1,831,000 | 1,861,000 | 1,802,000 | 1,940,000 | 2,271,000 | 2,026,000 | 2,095,000 | 2,189,000 | 1,941,000 | 1,848,000 | 2,020,000 | 2,108,000 | 2,366,000 | 2,784,000 | 2,569,000 | 3,244,000 | 2,712,000 | 2,169,000 | 2,358,000 | 1,155,000 | 1,402,000 | 987,000 | 653,000 | ||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of december 31, 2018 and june 30, 2018 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 50,120 as of september 30, 2018 and 49,151 as of june 30, 2018 | 8,654,500,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of september 30, 2018 and june 30, 2018 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 49,151 as of june 2018 and 40,832 as of june 2017 | 8,432,289,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities sold under agreements to repurchase | 10,000,000 | 35,000,000 | 35,000,000 | 35,000,000 | 35,000,000 | 35,000,000 | 35,000,000 | 35,000,000 | 35,000,000 | 35,000,000 | 60,000,000 | 95,000,000 | 110,000,000 | 110,000,000 | 115,000,000 | 120,000,000 | 120,000,000 | 120,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 130,000,000 | 125,000,000 | 110,000,000 | 90,000,000 | 15,000,000 | |||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of june 2018 and june 2017 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 62,054 as of march 31, 2018 and 40,832 as of june 30, 2017 | 8,064,716,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of march 31, 2018 and june 30, 2017 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 45,606 as of december 31, 2017 and 40,832 as of june 30, 2017 | 7,874,431,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of december 31, 2017 and june 30, 2017 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 42,099 as of september 30, 2017 and 40,832 as of june 30, 2017 | 7,512,999,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of september 30, 2017 and june 30, 2017 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity—fair value 202,677 as of june 30, 2016 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 45,987 as of march 31, 2017 and 35,826 as of june 30, 2016 | 7,020,700,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of march 31, 2017 and june 30, 2016 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 40,928 as of december 31, 2016 and 35,826 as of june 30, 2016 | 6,811,470,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of december 31, 2016 and june 30, 2016 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held to maturity—fair value of 202,677 at june 2016 and 228,323 at june 2015 | 199,174,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 35,826 as of june 2016 and 28,327 as of june 2015 | 6,354,679,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders’ equity:1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a— 10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of june 2016 and june 2015 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income — net of tax | -7,304,000 | -9,399,000 | -10,800,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity—fair value 216,386 as of march 2016 and 228,323 as of june 2015 | 211,294,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases—net of allowance for loan and lease losses of 36,931 as of march 2016 and 28,327 as of june 2015 | 6,034,700,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
subordinated notes and debentures | 56,155,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of march 2016 and june 2015 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity—fair value 223,525 as of september 2015 and 228,323 as of june 2015 | 221,573,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 31,078 as of september 2015 and 28,327 as of june 2015 | 5,225,319,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
subordinated debentures | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of september 2015 and june 2015 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held to maturity—fair value of 228,323 at june 2015 and 243,966 at june 2014 | 225,555,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 28,327 as of june 2015 and 18,373 as of june 2014 | 4,928,618,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a— 10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of june 2015 and june 2014 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity—fair value 234,291 as of march 2015 and 243,966 as of june 2014 | 233,934,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 25,455 as of march 2015 and 18,373 as of june 2014 | 4,641,262,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of march 31, 2015 and june 2014 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity—fair value 231,527 as of december 2014 and 243,966 as of june 2014 | 238,392,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 23,187 as of december 2014 and 18,373 as of june 2014 | 4,303,661,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of december 2014 and june 2014 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity fair value 242,167 as of september 2014 and 243,966 as of june 2014 | 243,402,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 20,495 as of september 2014 and 18,373 as of june 2014 | 3,959,155,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock— 0.01 par value... | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of september 2014 and june 2014 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity fair value 249,873 as of march 2014 and 271,854 as of june 2013 | 253,276,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans - net of allowance for loan losses of 15,994 as of march 2014 and 14,182 as of june 2013 | 3,101,408,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of march 2014 and june 2013 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total stockholders' equity | 338,845,000 | 311,670,000 | 260,704,000 | 242,613,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and stockholders' equity | 3,850,825,000 | 3,568,299,000 | 3,090,771,000 | 2,961,663,000 | 2,874,322,000 | 2,617,319,000 | 2,278,030,000 | 2,223,797,000 | 2,097,042,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity fair value 248,797 as of december 2013 and 271,854 as of june 2013 | 258,955,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans - net of allowance for loan losses of 15,200 as of december 2013 and 14,182 as of june 2013 | 2,777,325,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of december 2013 and june 2013 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held to maturity fair value of 271,854 at june 2013 and 318,252 at june 2012 | 275,691,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 14,182 as of june 2013 and 9,636 as of june 2012 | 2,256,918,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a— 10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of june 2013 and june 2012 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value and liquidation preference per share; 22,000 shares authorized; 20,132 shares issued and outstanding as of june 2012 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity fair value 283,682 as of march 2013 and 318,252 as of june 2012 | 280,908,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans - net of allowance for loan losses of 12,286 as of march 2013 and 9,636 as of june 2012 | 2,195,331,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
subordinated debentures and other borrowings | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accounts payable and accrued liabilities | 21,131,000 | 14,458,000 | 18,626,000 | 16,180,000 | 13,223,000 | 9,545,000 | 12,210,000 | 4,947,000 | 5,529,000 | 6,406,000 | 3,287,000 | 4,377,000 | 4,498,000 | 3,972,000 | 2,735,000 | 1,553,000 | 1,569,000 | 1,305,000 | 963,000 | 1,069,000 | 898,000 | 817,000 | 931,000 | 1,185,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 march 2013 and 515 june 2012 shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value and liquidation preference per share; 22,000 shares authorized; 20,132 june 2012 shares issued and outstanding | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series c—10,000 stated value and liquidation preference per share; 2,000 shares authorized; 1,857 march 2013 shares issued and outstanding | 18,552,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive loss—net of tax | -7,502,000 | -7,539,000 | -6,717,000 | -5,435,000 | -696,000 | -2,275,000 | -637,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-to-maturity | 288,452,000 | 300,039,000 | 313,032,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans - net of allowance for loan losses of 11,449 as of december 2012 and 9,636 as of june 2012 | 2,155,306,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 december 2012 and 515 june 2012 shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series c—10,000 stated value and liquidation preference per share; 2,000 shares authorized; 1,857 december 2012 shares issued and outstanding | 18,552,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 10,171 | 1,912,999,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 (september 2012) and 515 (june 2012) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value and liquidation preference per share; 22,000 shares authorized; 20,132 (june 2012) shares issued and outstanding | 19,439,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 9,636 in 2012; 7,419 in 2011 | 1,720,563,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
furniture, equipment and software | 4,408,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total | 2,386,845,000 | 1,736,178,000 | 1,660,835,000 | 1,517,993,000 | 1,401,143,000 | 1,324,069,000 | 1,302,208,000 | 1,249,189,000 | 1,220,451,000 | 1,170,915,000 | 1,194,245,000 | 1,110,104,000 | 1,040,184,000 | 1,024,713,000 | 947,163,000 | 803,368,000 | 766,223,000 | 737,835,000 | 704,667,000 | 654,462,000 | 609,508,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock—1,000,000 shares authorized; none issued | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 (2012) and 515 (2011) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bofi holding, inc. and subsidiaryconsolidated statements of income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest and dividend income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, including fees | 89,308,000 | 15,811,000 | 14,237,000 | 12,849,000 | 11,238,000 | 10,350,000 | 41,782,000 | 10,907,000 | 10,454,000 | 9,780,000 | 33,499,000 | 8,559,000 | 7,727,000 | 7,494,000 | 29,370,000 | 7,407,000 | 7,261,000 | 27,629,000 | 7,198,000 | 6,150,000 | 19,625,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
investments | 26,425,000 | 8,117,000 | 8,347,000 | 8,240,000 | 9,969,000 | 11,427,000 | 35,996,000 | 7,634,000 | 9,053,000 | 9,397,000 | 29,802,000 | 7,615,000 | 7,244,000 | 6,128,000 | 15,216,000 | 3,324,000 | 2,711,000 | 5,084,000 | 1,212,000 | 1,041,000 | 2,856,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest and dividend income | 115,733,000 | 23,928,000 | 22,584,000 | 21,089,000 | 21,207,000 | 21,777,000 | 77,778,000 | 18,541,000 | 19,507,000 | 19,177,000 | 63,301,000 | 16,174,000 | 14,971,000 | 13,622,000 | 44,586,000 | 10,731,000 | 9,972,000 | 32,713,000 | 8,410,000 | 7,191,000 | 22,481,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits | 24,889,000 | 5,716,000 | 5,315,000 | 5,227,000 | 5,331,000 | 5,431,000 | 23,983,000 | 6,051,000 | 6,268,000 | 6,327,000 | 28,358,000 | 7,187,000 | 7,546,000 | 6,950,000 | 21,567,000 | 5,376,000 | 4,864,000 | 14,930,000 | 3,790,000 | 3,205,000 | 8,938,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
other borrowings | 5,701,000 | 1,450,000 | 1,483,000 | 1,484,000 | 1,450,000 | 1,557,000 | 6,051,000 | 1,470,000 | 1,542,000 | 1,484,000 | 5,506,000 | 1,456,000 | 1,401,000 | 1,186,000 | 1,765,000 | 210,000 | 104,000 | 362,000 | 93,000 | 81,000 | 355,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest expense | 36,545,000 | 8,625,000 | 8,461,000 | 8,417,000 | 8,598,000 | 9,212,000 | 41,419,000 | 10,066,000 | 10,738,000 | 11,365,000 | 45,281,000 | 11,513,000 | 11,541,000 | 10,660,000 | 33,738,000 | 8,228,000 | 7,536,000 | 22,758,000 | 5,830,000 | 4,724,000 | 13,512,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income | 79,188,000 | 15,303,000 | 14,123,000 | 12,672,000 | 12,609,000 | 12,565,000 | 36,359,000 | 8,475,000 | 8,769,000 | 7,812,000 | 18,020,000 | 4,661,000 | 3,430,000 | 2,962,000 | 10,848,000 | 2,503,000 | 2,436,000 | 9,955,000 | 2,580,000 | 2,467,000 | 8,969,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 8,063,000 | 1,150,000 | 1,600,000 | 1,600,000 | 1,250,000 | 2,000,000 | 1,200,000 | 1,125,000 | 505,000 | -80,000 | -25,000 | 60,000 | 15,000 | 10,000 | 370,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income, after benefit from loan losses | 71,125,000 | 14,153,000 | 12,523,000 | 11,072,000 | 11,359,000 | 10,565,000 | 31,629,000 | 7,275,000 | 7,644,000 | 7,307,000 | 15,794,000 | 3,826,000 | 3,166,000 | 2,957,000 | 10,873,000 | 2,583,000 | 2,461,000 | 9,895,000 | 2,565,000 | 2,457,000 | 8,599,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
realized gain on securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale of mortgage-backed securities | 1,478,000 | 482,000 | 5,947,000 | 2,816,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total realized gain on securities | 1,478,000 | 482,000 | 5,947,000 | -5,086,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other-than-temporary loss on securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total impairment losses | -3,583,000 | -1,504,000 | -116,000 | -631,000 | -17,000 | -1,390,000 | -13,831,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss recognized in other comprehensive income | 780,000 | 1,331,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net impairment loss recognized in earnings | -2,803,000 | -173,000 | -452,000 | -430,000 | -535,000 | -1,369,000 | -1,454,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fair value gain on trading securities | 785,000 | 42,000 | -14,000 | 39,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total unrealized loss on securities | -2,018,000 | -131,000 | -466,000 | -391,000 | -1,089,000 | -1,511,000 | -3,509,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
prepayment penalty fee income | 863,000 | 25,000 | 1,000,000 | 38,000 | 47,000 | 64,000 | 5,000 | 3,000 | 42,000 | 287,000 | 45,000 | 45,000 | 140,000 | 399,000 | 37,000 | 103,000 | 721,000 | 211,000 | 170,000 | 452,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage banking income | 16,708,000 | 444,000 | 1,793,000 | 1,393,000 | 662,000 | 332,000 | 1,381,000 | 528,000 | 54,000 | 1,000 | 2,000 | 2,000 | 93,000 | 63,000 | 16,000 | 289,000 | 16,000 | 161,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
banking service fees and other income | 817,000 | 108,000 | 118,000 | 120,000 | 117,000 | 123,000 | 463,000 | 117,000 | 125,000 | 106,000 | 379,000 | 97,000 | 82,000 | 86,000 | 285,000 | 80,000 | 43,000 | 332,000 | 85,000 | 79,000 | 278,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
total non-interest income | 16,370,000 | 1,924,000 | 1,927,000 | 2,122,000 | 5,675,000 | -1,009,000 | -6,687,000 | 300,000 | 14,000 | -7,924,000 | 1,379,000 | 1,023,000 | 333,000 | 448,000 | 1,180,000 | 378,000 | 367,000 | 1,342,000 | 312,000 | 410,000 | 907,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries, employee benefits and stock-based compensation | 20,339,000 | 3,833,000 | 3,586,000 | 2,821,000 | 1,858,000 | 1,408,000 | 5,579,000 | 1,402,000 | 1,311,000 | 1,263,000 | 5,426,000 | 1,659,000 | 1,358,000 | 1,021,000 | 2,993,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
professional services | 2,213,000 | 525,000 | 585,000 | 434,000 | 378,000 | 284,000 | 1,419,000 | 281,000 | 505,000 | 194,000 | 654,000 | 216,000 | 154,000 | 95,000 | 537,000 | 181,000 | 156,000 | 443,000 | 116,000 | 112,000 | 256,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
occupancy and equipment | 1,133,000 | 257,000 | 184,000 | 165,000 | 94,000 | 104,000 | 442,000 | 108,000 | 118,000 | 99,000 | 373,000 | 93,000 | 91,000 | 94,000 | 363,000 | 90,000 | 90,000 | 347,000 | 88,000 | 90,000 | 270,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
data processing and internet | 2,251,000 | 216,000 | 247,000 | 230,000 | 198,000 | 200,000 | 796,000 | 213,000 | 179,000 | 188,000 | 656,000 | 170,000 | 154,000 | 153,000 | 586,000 | 153,000 | 130,000 | 491,000 | 131,000 | 109,000 | 373,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
advertising and promotional | 2,703,000 | 261,000 | 174,000 | 157,000 | 118,000 | 84,000 | 560,000 | 202,000 | 159,000 | 93,000 | 750,000 | 230,000 | 174,000 | 301,000 | 584,000 | 338,000 | 255,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation and amortization | 1,316,000 | 181,000 | 108,000 | 75,000 | 60,000 | 54,000 | 171,000 | 43,000 | 41,000 | 41,000 | 132,000 | 37,000 | 30,000 | 25,000 | 88,000 | 21,000 | 21,000 | 89,000 | 20,000 | 27,000 | 107,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
real estate owned and repossessed vehicles | 2,382,000 | 796,000 | 239,000 | 213,000 | 937,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fdic and regulator fees | 1,527,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other general and administrative | 4,094,000 | 801,000 | 640,000 | 666,000 | 628,000 | 748,000 | 2,269,000 | 941,000 | 695,000 | 434,000 | 1,427,000 | 733,000 | 449,000 | 461,000 | 1,299,000 | 418,000 | 462,000 | 1,286,000 | 374,000 | 388,000 | 975,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
total non-interest expense | 37,958,000 | 7,429,000 | 6,240,000 | 5,199,000 | 4,705,000 | 3,277,000 | 12,894,000 | 3,190,000 | 3,008,000 | 2,477,000 | 10,162,000 | 3,138,000 | 2,410,000 | 2,150,000 | 6,450,000 | 1,613,000 | 1,578,000 | 5,789,000 | 1,484,000 | 1,464,000 | 4,745,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
income before income taxes | 49,537,000 | 8,648,000 | 8,210,000 | 7,995,000 | 12,329,000 | 6,279,000 | 12,048,000 | 4,385,000 | 4,650,000 | -3,094,000 | 7,011,000 | 1,711,000 | 1,089,000 | 1,255,000 | 5,603,000 | 1,348,000 | 1,250,000 | 5,448,000 | 1,393,000 | 1,403,000 | 4,761,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes | 20,061,000 | 3,373,000 | 3,283,000 | 3,163,000 | 5,154,000 | 2,571,000 | 4,906,000 | 1,791,000 | 1,889,000 | -1,277,000 | 2,815,000 | 693,000 | 438,000 | 508,000 | 2,284,000 | 541,000 | 504,000 | 2,182,000 | 565,000 | 557,000 | 1,892,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 29,476,000 | 5,275,000 | 4,927,000 | 4,832,000 | 7,175,000 | 3,708,000 | 7,142,000 | 2,594,000 | 2,761,000 | -1,817,000 | 4,196,000 | 1,018,000 | 651,000 | 747,000 | 3,319,000 | 807,000 | 746,000 | 3,266,000 | 828,000 | 846,000 | 2,869,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income attributable to common stock | 28,205,000 | 5,198,000 | 4,850,000 | 4,755,000 | 7,002,000 | 3,535,000 | 6,452,000 | 2,421,000 | 2,588,000 | -1,988,000 | 3,884,000 | 940,000 | 574,000 | 670,000 | 3,007,000 | 728,000 | 668,000 | 2,906,000 | 750,000 | 745,000 | 2,464,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic earnings per share | 2,450 | 480 | 450 | 450 | 820 | 430 | 790 | 300 | 320 | -240 | 470 | 110 | 70 | 80 | 360 | 90 | 80 | 350 | 90 | 90 | 430 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
diluted earnings per share | 2,330 | 480 | 450 | 450 | 770 | 410 | 780 | 300 | 320 | -240 | 460 | 110 | 70 | 80 | 360 | 90 | 80 | 340 | 90 | 90 | 400 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
held to maturity | 328,528,000 | 339,691,000 | 350,066,000 | 381,711,000 | 368,196,000 | 304,969,000 | 332,841,000 | 382,481,000 | 350,898,000 | 377,374,000 | 320,920,000 | 305,441,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 8,355 | 1,595,704,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 (march 2012) and 515 (june 2011) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value and liquidation preference per share; 22,000 shares authorized; 20,132 (march 2012) shares issued and outstanding | 19,439,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 8,090 | 1,526,523,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidation preference per share; 515 (december 2011) and 515 (june 2011) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value and liquidation preference per share; 22,000 shares authorized; 20,182 (december 2011) shares issued and outstanding | 19,487,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 8,008 | 1,443,860,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock—1,000,000 shares authorized; | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value and liquidating preference per share; 515 (september 2011) and 515 (june 2011) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value and liquidating preference per share; 12,117 (september 2011) shares issued and outstanding | 11,584,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale, carried at fair value at march 31, 2011 | 3,652,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 6,892 in march 2011; 5,893 in june 2010 | 1,113,813,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other real estate owned and reposessed vehicles | 8,700,000 | 4,106,000 | 5,032,000 | 5,651,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value; 515 (march 2011) and 515 (june 2010) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fdic and ots regulatory fees | 559,000 | 477,000 | 438,000 | 434,000 | 395,000 | 1,658,000 | 165,000 | 744,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
comprehensive income | 3,437,000 | 4,351,000 | 2,480,000 | 4,822,000 | 3,872,000 | 3,896,000 | 3,103,000 | -2,771,000 | -175,000 | 1,395,000 | 2,543,000 | 791,000 | 1,315,000 | 679,000 | 467,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale, carried at fair value at december 31, 2010 | 16,658,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 6,884 in december 2010; 5,893 in june 2010 | 1,003,250,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value; 515 (december 2010) and 515 (june 2010) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss recognized in other comprehensive loss | -336,000 | 201,000 | -518,000 | 21,000 | 12,377,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale, carried at fair value at september 30, 2010 | 17,648,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 6,426 in september 2010; 5,893 in june 2010 | 876,934,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value; 515 (september 2010) and 515 (june 2010) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale | 5,326,000 | 7,568,000 | 3,365,000 | 3,190,000 | 781,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan loses of 5,610 in march 2010; 4,754 in june 2009 | 750,118,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal reserve discount window and other borrowings | 5,155,000 | 105,155,000 | 165,155,000 | 25,155,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock—1,000,000 shares authorized: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value; 515 (march 2010) and 515 (june 2009) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value; 4,790 (march 2010) and 4,790 (june 2009) shares issued and outstanding | 4,767,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale of fnma preferred stock | -7,902,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized gain on securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fair value loss on trading securities | -554,000 | -142,000 | -2,055,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-earning assets: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities 1 | 477,495,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock of the fhlb, at cost | 18,848,000 | 9,726,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan loss 2 | 256,391,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest-earning assets | 769,908,000 | 25,394,432,623,992,207,000,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest earning assets | 91,039,103,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing liabilities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing deposits 3 | 723,103,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advances from the fhlb 4 | 79,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other borrowed funds | 5,155,000 | 5,155,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest-bearing liabilities | 807,258,000 | 335,937,271,418,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other noninterest-bearing liabilities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders’ equity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and equity | 807,258,000 | 33,593,727,141,874,135,000,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest rate sensitivity gap | -37,350,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cumulative gap | -37,350,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest rate sensitivity gap—as a % of interest earning assets | -4,850 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cumulative gap—as % of cumulative interest earning assets | -4,850 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 5,270 in september 2009; 4,754 in june 2009 | 595,140,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value; 515 (sept. 2009) and 515 (june 2009) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value; 4,790 (sept. 2009) and 4,790 (june 2009) shares issued and outstanding | 4,767,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
time deposits in financial institutions | 99,000 | 99,000 | 198,000 | 1,980,000 | 3,762,000 | 7,921,000 | 11,488,000 | 12,082,000 | 14,062,000 | 14,755,000 | 16,439,000 | 15,450,000 | 14,758,000 | 12,185,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 4,754 in 2009; 2,710 in 2008 | 615,463,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value; 515 (2009) and 515 (2008) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value; 4,790 (2009) and 3,750 (2008) shares issued and outstanding | 4,767,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
8,706,075 shares issued and 8,082,768 shares outstanding (2009); | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
8,627,840 shares issued and 8,299,563 shares outstanding (2008); | 87,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit for loan losses | 4,730,000 | 2,226,000 | 835,000 | 264,000 | 5,000 | -25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized loss on securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 3,956 in march 2009, 2,710 in june 2008 | 627,472,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—held for sale | 1,301,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other liabilities | 3,918,000 | 4,481,000 | 6,041,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value; 515 (march 2009) 515 (june 2008) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b convertible-1,000 stated value; 4,790 (march 2009) 3,750 (june 2008) shares issued and outstanding | 4,767,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock—.01 par value... | 86,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income, net of tax | 1,707,000 | 405,000 | 63,000 | 482,000 | 1,675,000 | 931,000 | -332,000 | -316,000 | -541,000 | -373,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of investment securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on trading securities | -350,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — net of allowance for loan losses of 3,374 in december 2008, 2,710 in june 2008 | 641,475,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — held for sale | 2,917,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal reserve discount window borrowings and junior subordinated debentures | 50,155,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a-10,000 stated value; 515 (dec 2008) 515 (jun 2008) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b-1,000 stated value; 4,790 (dec 2008) 3,750 (jun 2008) shares issued and outstanding | 4,767,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock — .01 par value... | 86,000 | 86,000 | 86,000 | 86,000 | 86,000 | 86,000 | 85,000 | 85,000 | 83,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on investment securities | -168,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — net of allowance for loan losses of 2,809 in september 2008, 2,710 in june 2008 | 622,119,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
junior subordinated debentures | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | 5,155,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a-10,000 stated value; 515 (sep 2008) 515 (jun 2008) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b-1,000 stated value; 4,790 (sep 2008) 3,750 (jun 2008) shares issued and outstanding | 4,769,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on securities | -8,073,000 | 711,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities available for sale | 209,119,000 | 293,184,000 | 383,720,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities held to maturity | 300,895,000 | 168,892,000 | 56,499,000 | 72,619,000 | 61,902,000 | 40,027,000 | 17,303,000 | 12,375,000 | 7,616,000 | 7,669,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans—net of allowance for loan losses of 2,710 in 2008; 1,450 in 2007 | 631,413,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series a—10,000 stated value; 515 (2008) and 515 (2007) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b—1,000 stated value; 3,750 (2008) and none (2007) shares issued and outstanding | 3,750,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
8,587,090 shares issued and 8,267,590 shares outstanding (2007); | 86,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income/(loss) —net of tax | 1,017,000 | -885,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — net of allowance for loan losses of 2,067 in march 2008, 1,450 in june 2007 | 599,198,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
furniture, equipment and software — net | 409,000 | 333,000 | 263,000 | 208,000 | 207,000 | 235,000 | 238,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance — cash surrender value | 4,480,000 | 4,442,000 | 4,403,000 | 4,281,000 | 4,236,000 | 4,159,000 | 4,085,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
convertible preferred stock — 10,000 stated value; 1,000,000 shares authorized; 515 shares issued and outstanding | 5,063,000 | 5,063,000 | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities | 881,000 | 206,000 | 220,000 | 403,000 | 198,000 | 205,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — net of allowance for loan losses of 1,502 in december 2007, 1,450 in june 2007 | 517,345,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities available for sale | 378,382,000 | 296,068,000 | 198,532,000 | 162,151,000 | 127,261,000 | 73,503,000 | 86,003,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — net of allowance for loan losses of 1,430 in september 2007, 1,450 in june 2007 | 508,438,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans —net of allowance for loan losses of | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1,450 in 2007; 1,475 in 2006 | 507,906,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
furniture, equipment and software - net | 242,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance - cash surrender value | 4,364,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
convertible preferred stock—10,000 stated value; 1,000,000 shares authorized; | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
515 (2007) and 525 (2006) shares issued and outstanding | 5,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
8,561,725 shares issued and 8,380,725 shares outstanding | 86,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income/(loss) - net of tax | -865,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
service contract termination | 59,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — net of allowance for loan losses of 1,370 in december 2006, 1,475 in june 2006 | 512,935,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
convertible preferred stock — 10,000 stated value; 1,000,000 shares authorized; 525 shares issued and outstanding | 5,163,000 | 5,163,000 | 5,163,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
compensation: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries and benefits | 604,000 | 599,000 | 646,000 | 648,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock-based compensation expense | 146,000 | 120,000 | 409,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total compensation | 750,000 | 719,000 | 2,795,000 | 755,000 | 738,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — net of allowance for loan losses of 1,450 in september 2006, 1,475 in june 2006 | 535,319,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax payable | 192,000 | 452,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
money market mutual funds | 52,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans —net of allowance for loan losses of 1,475 in 2006; 1,415 in 2005 | 533,641,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance—cash surrender value | 4,199,000 | 4,047,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes payable | 252,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
convertible preferred stock—10,000 stated value; 1,000,000 shares authorized; 525 (2006) and 675 (2005) shares issued and outstanding | 5,163,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries and employee benefits | 2,386,000 | 2,450,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans — net of allowance for loan losses of 1,575 in march 2006, 1,415 in june 2005 | 565,608,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unearned restricted stock awards | -142,000 | -172,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock options and stock grants | 109,000 | 90,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing deposits in other financial institutions | 120,812,676,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities | 2,006,766,978,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans - net of allowance for loan loss | 19,641,725,658,592,207,000,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing deposits | 289,282,107,298,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advances from the fhlb | 41,500,164,120,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other noninterest-bearing liablilities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders' equity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest rate sensitivity gap - as a % of interest earning assets | -32,290 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cumulative gap - as a % of cumulative | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest earning assets | -32,290 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for investment — net of allowance for loan losses of 1,425 in september 2005, 1,415 in june 2005 | 503,489,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
convertible preferred stock — 10,000 stated value; 1,000,000 shares authorized; 675 shares issued and outstanding | 6,637,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities available for sale—at fair value | 62,766,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities held to maturity—at cost | 7,711,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock of the federal home loan bank—at cost | 8,126,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for investment—net of allowance for loan losses of 1,415 in 2005; 1,045 in 2004 | 486,872,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale—at lower of cost or market | 189,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
note payable | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
convertible preferred stock—10,000 stated value; 1,000,000 shares authorized; 675 shares issued and outstanding | 6,637,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of loans and securities | 177,000 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2007-12-31 | 2007-09-30 | 2006-12-31 | 2006-09-30 | 2006-06-30 | 2005-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 124,677,000 | 128,397,000 | 112,352,000 | 110,675,000 | 105,206,000 | 104,687,000 | 112,340,000 | 104,872,000 | 110,720,000 | 151,771,000 | 82,645,000 | 87,356,000 | 79,850,000 | 81,552,000 | 58,407,000 | 57,896,000 | 61,823,000 | 60,787,000 | 60,210,000 | 54,255,000 | 53,645,000 | 54,785,000 | 53,022,000 | 45,300,000 | 56,057,000 | 41,295,000 | 40,786,000 | 40,634,000 | 38,821,000 | 38,835,000 | 36,841,000 | 37,117,000 | 51,253,000 | 31,658,000 | 32,383,000 | 25,501,000 | 24,395,000 | 21,074,000 | 19,372,000 | 17,841,000 | 11,132,000 | 10,402,000 | 9,768,000 | 8,989,000 | 8,565,000 | 7,718,000 | 6,660,000 | 6,533,000 | 5,277,000 | 4,927,000 | 4,832,000 | 7,175,000 | 5,548,000 | 3,708,000 | 3,604,000 | 2,594,000 | 2,761,000 | -1,817,000 | 651,000 | 747,000 | 807,000 | 746,000 | 842,000 | 846,000 |
adjustments to reconcile net income to net cash from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation and amortization | 22,267,000 | 23,205,000 | 8,341,000 | 7,691,000 | 6,847,000 | 7,031,000 | 7,450,000 | 7,222,000 | 6,487,000 | 5,878,000 | 6,022,000 | 6,061,000 | 6,785,000 | 5,728,000 | 6,211,000 | 5,865,000 | 5,862,000 | 6,186,000 | 6,982,000 | 6,197,000 | 6,040,000 | 5,224,000 | 5,123,000 | 4,765,000 | 3,567,000 | 3,016,000 | 60,000 | 56,000 | 54,000 | 46,000 | 43,000 | 41,000 | 41,000 | 30,000 | 25,000 | 21,000 | 21,000 | 20,000 | 27,000 | |||||||||||||||||||||||||
other accretion and amortization | -15,447,000 | -39,385,000 | -21,699,000 | -24,945,000 | -24,408,000 | -21,365,000 | -37,358,000 | -25,911,000 | -8,905,000 | -3,101,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock-based compensation expense | 11,305,000 | 10,516,000 | 10,826,000 | 11,199,000 | 10,917,000 | 9,616,000 | 10,239,000 | 12,578,000 | 9,223,000 | 6,591,000 | 6,802,000 | 6,946,000 | 7,585,000 | 6,249,000 | 5,320,000 | 5,359,000 | 7,369,000 | 4,533,000 | 3,981,000 | 4,889,000 | 6,770,000 | 4,611,000 | 4,415,000 | 5,144,000 | 6,927,000 | 4,903,000 | 4,961,000 | 5,458,000 | 6,803,000 | 4,327,000 | 6,851,000 | 7,214,000 | 5,499,000 | 4,027,000 | 3,659,000 | 2,258,000 | 1,861,000 | 1,772,000 | 1,695,000 | 1,320,000 | 862,000 | 893,000 | 834,000 | 708,000 | 643,000 | 669,000 | 611,000 | 570,000 | 604,000 | 552,000 | 380,000 | 231,000 | 228,000 | 132,000 | 226,000 | 100,000 | 162,000 | 163,000 | 145,000 | 121,000 | 146,000 | 120,000 | ||
trading activity | 436,000 | -347,000 | 116,000 | -303,000 | -105,000 | 353,000 | -241,000 | -263,000 | 311,000 | 118,000 | -358,000 | -28,000 | -297,000 | 1,683,000 | 857,000 | 718,000 | 42,000 | |||||||||||||||||||||||||||||||||||||||||||||||
provision for credit losses | 41,000,000 | 25,000,000 | 17,255,000 | 14,997,000 | 14,500,000 | 12,248,000 | 14,000,000 | 6,000,000 | 13,500,000 | 7,000,000 | 7,000,000 | 5,500,000 | 3,500,000 | 8,750,000 | 6,000,000 | 4,500,000 | 4,000,000 | 4,000,000 | 1,250,000 | 2,700,000 | 8,000,000 | 11,800,000 | ||||||||||||||||||||||||||||||||||||||||||
deferred income taxes | 6,822,000 | 15,958,000 | 38,919,000 | -13,137,000 | 600,000 | -15,883,000 | 464,000 | -36,037,000 | 17,506,000 | 3,526,000 | -9,312,000 | -17,866,000 | 11,399,000 | -3,807,000 | -5,216,000 | -2,716,000 | -2,921,000 | 1,453,000 | 1,560,000 | -2,034,000 | -4,090,000 | -4,264,000 | 6,321,000 | -11,458,000 | -1,492,000 | 78,000 | 4,954,000 | -13,364,000 | 154,000 | -430,000 | 8,807,000 | -6,878,000 | 6,632,000 | 8,473,000 | 423,000 | -1,691,000 | -2,952,000 | -3,494,000 | -681,000 | -1,678,000 | -2,392,000 | -1,228,000 | 680,000 | -3,604,000 | 19,000 | 52,000 | 1,205,000 | 841,000 | -1,059,000 | -976,000 | -640,000 | -2,453,000 | -678,000 | -1,284,000 | 409,000 | 2,229,000 | -2,813,000 | -214,000 | 338,000 | -179,000 | 291,000 | -43,000 | 147,000 | |
origination of loans held for sale | -70,080,000 | -61,009,000 | -47,122,000 | -42,487,000 | -20,962,000 | -66,826,000 | -69,570,000 | -47,821,000 | -46,303,000 | -50,607,000 | -2,107,000 | -45,200,000 | -43,227,000 | -70,073,000 | -86,873,000 | -166,327,000 | -193,320,000 | -209,967,000 | -259,017,000 | -418,618,000 | -490,261,000 | -440,804,000 | -315,349,000 | -292,226,000 | -666,192,000 | -327,812,000 | -270,905,000 | -287,869,000 | -610,165,000 | -302,967,000 | -288,832,000 | -258,840,000 | -686,224,000 | -330,269,000 | -272,291,000 | -327,202,000 | -253,834,000 | -276,316,000 | -191,630,000 | -270,711,000 | -279,865,000 | -280,569,000 | -254,796,000 | -167,044,000 | -179,399,000 | -227,810,000 | -90,369,000 | -23,306,000 | -79,062,000 | -60,623,000 | -25,006,000 | -43,639,000 | -33,376,000 | -6,513,000 | -213,000 | 0 | -516,000 | -2,363,000 | -1,597,000 | 206,000 | -10,722,000 | |||
unrealized and realized gains on loans held for sale | -1,008,000 | -756,000 | -783,000 | -7,402,000 | -699,000 | 1,386,000 | -2,881,000 | -2,235,000 | -2,058,000 | -1,796,000 | -2,349,000 | -1,535,000 | -1,682,000 | -2,433,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of loans held for sale | 63,062,000 | 48,684,000 | 44,922,000 | 43,368,000 | 18,770,000 | 58,532,000 | 74,532,000 | 47,046,000 | 42,708,000 | 65,138,000 | -11,605,000 | 43,444,000 | 49,642,000 | 67,610,000 | 96,727,000 | 177,512,000 | 203,617,000 | 211,674,000 | 293,192,000 | 429,314,000 | 524,022,000 | 424,987,000 | 318,231,000 | 296,240,000 | 673,940,000 | 325,968,000 | 254,551,000 | 288,065,000 | 632,233,000 | 307,062,000 | 295,680,000 | 258,020,000 | 690,268,000 | 332,385,000 | 270,533,000 | 338,291,000 | 273,286,000 | 269,569,000 | 232,951,000 | 296,411,000 | 296,618,000 | 269,172,000 | 219,753,000 | 152,201,000 | 112,303,000 | 178,108,000 | 147,454,000 | 36,604,000 | 81,690,000 | 50,259,000 | 25,163,000 | 214,000 | 0 | 518,000 | 2,372,000 | 1,605,000 | -203,000 | 10,186,000 | ||||||
change in the fair value of servicing rights | -402,000 | 1,210,000 | 1,207,000 | 711,000 | 616,000 | -487,000 | 1,765,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on repurchase of subordinated notes | -125,000 | 0 | 0 | -604,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on cash flow hedges | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in assets and liabilities which provide (use) cash: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities borrowed | -23,874,000 | 73,377,000 | -43,122,000 | -47,481,000 | 22,757,000 | -30,346,000 | -17,114,000 | 39,323,000 | -48,752,000 | 37,915,000 | -47,046,000 | -28,447,000 | 28,776,000 | 251,358,000 | -64,336,000 | 259,599,000 | -76,961,000 | 161,806,000 | -75,550,000 | -225,967,000 | -54,101,000 | -41,102,000 | -168,552,000 | 114,298,000 | 120,860,000 | -144,268,000 | -17,539,000 | |||||||||||||||||||||||||||||||||||||
customer, broker-dealer and clearing receivables | -56,391,000 | -14,213,000 | -10,375,000 | 48,187,000 | -2,020,000 | -36,113,000 | -22,746,000 | -26,773,000 | 19,566,000 | 88,651,000 | -50,716,000 | -50,780,000 | 83,823,000 | 61,015,000 | 93,144,000 | -80,927,000 | -2,465,000 | -53,677,000 | -18,752,000 | -86,491,000 | 18,553,000 | -62,859,000 | -32,913,000 | 57,026,000 | 50,809,000 | -91,996,000 | 49,708,000 | |||||||||||||||||||||||||||||||||||||
other assets | -119,245,000 | 3,164,000 | -52,699,000 | -48,059,000 | -30,137,000 | 92,459,000 | 4,243,000 | 20,878,000 | 13,991,000 | -86,123,000 | 15,563,000 | -10,225,000 | -12,715,000 | -6,347,000 | 18,489,000 | -11,374,000 | 9,125,000 | -118,876,000 | -47,463,000 | -20,372,000 | 8,442,000 | 52,134,000 | -54,863,000 | -15,871,000 | 13,696,000 | 20,059,000 | -2,243,000 | -19,257,000 | -2,989,000 | 9,225,000 | -20,345,000 | -5,581,000 | -17,176,000 | 2,114,000 | 2,043,000 | -5,515,000 | -11,016,000 | 285,000 | -1,702,000 | 358,000 | -3,107,000 | 9,816,000 | -3,601,000 | 4,245,000 | -816,000 | -2,522,000 | -1,070,000 | 456,000 | 3,647,000 | -144,000 | 7,306,000 | -976,000 | 1,182,000 | -2,685,000 | 3,873,000 | -9,281,000 | 552,000 | 469,000 | -860,000 | 1,034,000 | -473,000 | -1,244,000 | -385,000 | |
securities loaned | 19,799,000 | -75,751,000 | 65,194,000 | 28,332,000 | -24,164,000 | 39,375,000 | 21,706,000 | -35,692,000 | 39,046,000 | -43,386,000 | 45,219,000 | -41,395,000 | -50,881,000 | -267,511,000 | 26,652,000 | -131,014,000 | 39,257,000 | -189,483,000 | 79,151,000 | 287,667,000 | 46,194,000 | 60,031,000 | 179,358,000 | -129,612,000 | -131,671,000 | 139,514,000 | -3,218,000 | |||||||||||||||||||||||||||||||||||||
customer, broker-dealer and clearing payables | -20,135,000 | -27,094,000 | 35,215,000 | 36,207,000 | 4,806,000 | -6,392,000 | 14,858,000 | 18,291,000 | 26,970,000 | -103,562,000 | 39,385,000 | -14,855,000 | -25,223,000 | -65,484,000 | -32,251,000 | 15,109,000 | 18,756,000 | -25,385,000 | 51,748,000 | 8,204,000 | 106,045,000 | 21,814,000 | 29,514,000 | 12,431,000 | 7,168,000 | 59,897,000 | -6,603,000 | |||||||||||||||||||||||||||||||||||||
accounts payable and other liabilities | 63,502,000 | -6,848,000 | -40,114,000 | 65,924,000 | -8,843,000 | 14,235,000 | -40,295,000 | 31,235,000 | -28,301,000 | 28,220,000 | -14,196,000 | 11,323,000 | -31,486,000 | 26,485,000 | 30,866,000 | 7,449,000 | -11,882,000 | 18,949,000 | 11,091,000 | -6,603,000 | -4,268,000 | -1,037,000 | 2,693,000 | -13,687,000 | -4,387,000 | -3,096,000 | -1,552,000 | -3,233,000 | 22,704,000 | -13,624,000 | 10,827,000 | |||||||||||||||||||||||||||||||||
net cash from operating activities | 42,027,000 | 104,108,000 | 118,433,000 | 183,352,000 | 73,681,000 | 162,510,000 | 70,788,000 | -102,703,000 | 114,616,000 | 113,224,000 | 33,870,000 | 68,712,000 | -57,829,000 | 106,255,000 | 70,821,000 | 145,072,000 | -133,441,000 | 99,855,000 | 28,310,000 | 218,126,000 | 66,291,000 | 62,156,000 | 93,308,000 | 107,223,000 | 21,431,000 | 77,810,000 | 11,079,000 | 72,003,000 | 43,529,000 | 49,337,000 | 51,426,000 | 14,049,000 | 53,103,000 | 41,460,000 | 32,818,000 | 3,340,000 | 58,916,000 | 3,793,000 | -8,267,000 | 1,675,000 | -9,256,000 | -3,957,000 | -3,560,000 | 2,252,000 | -9,890,000 | 1,052,000 | 1,805,000 | 881,000 | 259,000 | 2,443,000 | -725,000 | 674,000 | ||||||||||||
capital expenditures | 0 | -18,692,000 | -9,149,000 | -21,792,000 | -8,551,000 | -6,100,000 | -17,770,000 | 20,095,000 | -8,442,000 | -10,539,000 | -6,492,000 | -10,517,000 | -5,716,000 | -6,061,000 | -7,921,000 | -9,687,000 | -3,943,000 | -1,451,000 | -3,171,000 | 0 | -1,754,000 | 0 | -3,892,000 | -2,886,000 | -3,178,000 | -3,296,000 | -5,823,000 | -7,769,000 | -3,194,000 | 0 | -2,614,000 | -2,896,000 | -2,840,000 | -781,000 | -1,508,000 | -863,000 | -1,372,000 | -1,252,000 | -437,000 | -115,000 | -45,000 | -112,000 | -111,000 | -30,000 | -60,000 | -15,000 | -100,000 | -46,000 | -22,000 | -6,000 | -7,000 | -51,000 | ||||||||||||
free cash flows | 42,027,000 | 85,416,000 | 109,284,000 | 161,560,000 | 65,130,000 | 156,410,000 | 53,018,000 | -82,608,000 | 106,174,000 | 102,685,000 | 27,378,000 | 58,195,000 | -63,545,000 | 100,194,000 | 62,900,000 | 135,385,000 | -137,384,000 | 98,404,000 | 25,139,000 | 218,126,000 | 64,537,000 | 62,156,000 | 89,416,000 | 104,337,000 | 18,253,000 | 74,514,000 | 5,256,000 | 64,234,000 | 40,335,000 | 49,337,000 | 48,812,000 | 11,153,000 | 50,263,000 | 40,679,000 | 31,310,000 | 2,477,000 | 57,544,000 | 2,541,000 | -8,704,000 | 1,560,000 | -9,301,000 | -4,069,000 | -3,671,000 | 2,222,000 | -9,950,000 | 1,037,000 | 1,705,000 | 835,000 | 237,000 | 2,437,000 | -732,000 | 623,000 | ||||||||||||
cash flows from investing activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of available-for-sale securities | 0 | 0 | 0 | -6,382,000 | -16,000,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale and repayment of available-for-sale securities | 863,000 | 7,271,000 | 8,569,000 | 14,545,000 | 18,767,000 | 45,440,000 | 21,564,000 | 33,439,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of stock of regulatory agencies | -3,000 | 0 | 0 | -12,446,000 | 0 | -33,752,000 | -20,008,000 | -54,964,000 | -31,611,000 | -9,108,000 | -5,412,000 | -8,219,000 | -288,000 | -15,000 | -7,782,000 | -20,556,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from redemption of stock of regulatory agencies | 0 | 33,752,000 | 20,008,000 | 54,964,000 | 31,611,000 | 9,108,000 | 5,412,000 | 8,219,000 | 11,005,000 | 16,999,000 | 27,530,000 | 2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in loans held for investment | -721,756,000 | -1,667,674,000 | -637,164,000 | -1,046,267,000 | -690,928,000 | -389,921,000 | -48,333,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of loans originally classified as held for investment | 22,456,000 | 55,010,000 | 82,304,000 | 209,509,000 | 7,595,000 | 195,211,000 | 27,800,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of other real estate owned and repossessed assets | 745,000 | 542,000 | 260,000 | 791,000 | 420,000 | -1,203,000 | 2,202,000 | 981,000 | 2,502,000 | 918,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of boli policies | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
acquisition of business, net of cash acquired | 0 | 0 | -474,448,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of premises, furniture, equipment, software and intangibles | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of other investments | -7,861,000 | -1,838,000 | -3,826,000 | -6,658,000 | -4,837,000 | -5,243,000 | -2,558,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
distributions received from other investments | 0 | 0 | 75,000 | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from investing activities | -880,691,000 | -2,384,136,000 | -1,033,379,000 | -848,775,000 | -677,534,000 | -269,217,000 | -45,541,000 | 2,111,406,000 | -419,106,000 | -1,230,264,000 | -505,965,000 | -582,375,000 | -396,572,000 | -261,114,000 | -1,150,290,000 | -1,056,850,000 | -587,140,000 | -733,746,000 | -398,948,000 | 259,276,000 | -110,752,000 | -699,190,000 | -316,103,000 | -360,805,000 | -208,478,000 | -375,778,000 | -403,378,000 | -267,915,000 | 5,327,000 | -325,669,000 | -343,484,000 | -422,122,000 | -166,743,000 | -345,759,000 | -91,381,000 | -286,328,000 | -299,931,000 | -313,039,000 | -348,707,000 | -412,499,000 | -91,113,000 | -37,040,000 | -203,539,000 | -179,882,000 | -84,893,000 | 23,702,000 | -82,557,000 | -186,198,000 | -88,286,000 | -144,025,000 | -86,326,000 | -14,231,000 | -44,621,000 | -32,112,000 | -29,011,000 | 6,809,000 | 10,964,000 | -95,739,000 | -36,239,000 | -39,971,000 | -28,944,000 | -43,864,000 | ||
cash flows from financing activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in deposits | -844,613,000 | 967,995,000 | 1,435,210,000 | 692,829,000 | 201,810,000 | -38,425,000 | 614,112,000 | 899,620,000 | 638,171,000 | 442,633,000 | 384,240,000 | 1,048,374,000 | 513,863,000 | 1,230,209,000 | 1,213,420,000 | 463,830,000 | 521,730,000 | 931,645,000 | -796,704,000 | 149,365,000 | 907,478,000 | -781,036,000 | 1,769,356,000 | -547,001,000 | 899,814,000 | 231,352,000 | 327,718,000 | 314,935,000 | 2,262,932,000 | -1,907,762,000 | 21,593,000 | 570,524,000 | 214,433,000 | 279,293,000 | 303,445,000 | 83,145,000 | 363,377,000 | 743,639,000 | 220,220,000 | -10,937,000 | 134,671,000 | 115,294,000 | 237,883,000 | 39,615,000 | 22,243,000 | 59,072,000 | 153,833,000 | 149,427,000 | 124,646,000 | 23,544,000 | 92,547,000 | 114,315,000 | 114,989,000 | -45,459,000 | 61,490,000 | 74,997,000 | -13,208,000 | -911,000 | 53,130,000 | 23,024,000 | 19,190,000 | 18,503,000 | 39,189,000 | |
repayments of the federal home loan bank term advances | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (repayment) proceeds of federal home loan bank other advances | 0 | -186,000,000 | 186,000,000 | 0 | -508,000,000 | 513,000,000 | -210,000,000 | -21,000,000 | 101,000,000 | -2,125,000,000 | 2,143,000,000 | -496,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
net (repayment) proceeds of other borrowings | 13,000,000 | 18,500,000 | -6,000,000 | -106,900,000 | 85,700,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of subordinated notes | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payments related to settlement of restricted stock units | -8,420,000 | -2,320,000 | -8,473,000 | -11,546,000 | -6,325,000 | -293,000 | -9,476,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of treasury stock | -32,334,000 | -595,000 | -64,111,000 | -18,472,000 | -17,358,000 | -12,000 | -279,000 | -748,000 | -442,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of secured financings | -55,530,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchase of subordinated notes | -1,366,000 | 0 | 0 | -11,803,000 | -4,725,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payment of debt issuance costs | 0 | -311,000 | -2,550,000 | -197,000 | 0 | 0 | -150,000 | -2,598,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of subordinated notes | 0 | 0 | 200,000,000 | 0 | 0 | 0 | 0 | 175,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from financing activities | 849,437,000 | 734,944,000 | 1,624,187,000 | 584,083,000 | 188,116,000 | -23,718,000 | 592,833,000 | -1,978,866,000 | 886,678,000 | 466,994,000 | 503,778,000 | 391,525,000 | 1,006,112,000 | 409,324,000 | 1,202,818,000 | 1,237,163,000 | 576,113,000 | 526,002,000 | 764,046,000 | -764,309,000 | 82,202,000 | 802,098,000 | -578,546,000 | 1,394,969,000 | -56,806,000 | 592,408,000 | 226,901,000 | 284,134,000 | 490,386,000 | -23,756,000 | 211,074,000 | -495,406,000 | 988,269,000 | 317,878,000 | 26,658,000 | 389,840,000 | 273,227,000 | 298,632,000 | 357,246,000 | 396,259,000 | 120,574,000 | 69,510,000 | 251,869,000 | 220,139,000 | 102,791,000 | 40,890,000 | 123,931,000 | 144,979,000 | 72,024,000 | 138,606,000 | 90,687,000 | 51,389,000 | 12,282,000 | 18,178,000 | 46,368,000 | 25,302,000 | 47,830,000 | -18,277,000 | 14,121,000 | 73,153,000 | 36,666,000 | 25,364,000 | 32,713,000 | 44,088,000 |
axos financial, inc. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
condensed consolidated statements of cash flows | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in cash, cash equivalents and restricted cash | 10,773,000 | -1,545,084,000 | 709,241,000 | -81,340,000 | -415,737,000 | -130,425,000 | 618,080,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash, cash equivalents and restricted cash—beginning of year | 0 | 0 | 2,176,354,000 | 0 | 0 | 0 | 2,185,776,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash, cash equivalents and restricted cash—end of period | 10,773,000 | -1,545,084,000 | 2,885,595,000 | -415,737,000 | -130,425,000 | 2,803,856,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental disclosure of cash flow information: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest paid on interest-bearing liabilities | 168,939,000 | 181,028,000 | 173,499,000 | 163,180,000 | 157,056,000 | 174,702,000 | 192,306,000 | 179,322,000 | 170,683,000 | 152,359,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes paid | 8,442,000 | 13,806,000 | 79,736,000 | 11,872,000 | 52,309,000 | 49,350,000 | 40,158,000 | 59,650,000 | 31,772,000 | 52,664,000 | 23,093,000 | 35,143,000 | 35,852,000 | 37,277,000 | 19,189,000 | 22,749,000 | 27,808,000 | 29,955,000 | 20,270,000 | 21,662,000 | 34,256,000 | 16,318,000 | 18,018,000 | 9,653,000 | 12,320,000 | 7,980,000 | 40,222,000 | 6,768,000 | 31,904,000 | 734,000 | 1,595,000 | 18,622,000 | 17,182,000 | 17,875,000 | 14,802,000 | 12,370,000 | 6,760,000 | 12,298,000 | 4,402,000 | 3,216,000 | 3,912,000 | 8,002,000 | 125,000 | 2,813,000 | 7,468,000 | 1,012,000 | 5,756,000 | 7,764,000 | 2,200,000 | 1,098,000 | 1,515,000 | 2,284,000 | 1,840,000 | 710,000 | 265,000 | 990,000 | 30,000 | 428,000 | 210,000 | |||||
transfers to other real estate and repossessed vehicles from loans held for investment | 608,000 | 966,000 | 493,000 | 4,026,000 | 3,610,000 | 557,000 | 585,000 | 817,000 | 1,454,000 | 1,847,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfers from loans held for investment to loans held for sale | 21,231,000 | 54,310,000 | 82,279,000 | 197,701,000 | 7,595,000 | 199,399,000 | 28,140,000 | 0 | 0 | 68,941,000 | 24,843,000 | 12,100,000 | 54,074,000 | 0 | 0 | -12,572,000 | 16,685,000 | 0 | 541,000 | -4,796,000 | 4,796,000 | 0 | 81,029,000 | |||||||||||||||||||||||||||||||||||||||||
transfers from loans held for sale to loans held for investment | 1,196,000 | 5,360,000 | 537,000 | 0 | 0 | 8,000 | 682,000 | 1,688,000 | 616,000 | 418,000 | 376,000 | 1,491,000 | 386,000 | 360,000 | 27,379,000 | 14,419,000 | 0 | 110,000 | 0 | 7,127,000 | -5,856,000 | 3,880,000 | 24,990,000 | |||||||||||||||||||||||||||||||||||||||||
operating lease liabilities from obtaining right of use assets | 2,638,000 | 1,481,000 | 899,000 | 1,899,000 | 212,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash contingent consideration | 0 | 0 | 30,810,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of furniture, equipment, software and intangibles | -18,692,000 | -9,149,000 | -21,792,000 | -8,551,000 | -6,100,000 | -17,770,000 | 20,095,000 | -8,442,000 | -10,539,000 | -6,492,000 | -10,517,000 | -5,716,000 | -6,061,000 | -7,921,000 | -9,687,000 | -3,087,000 | -4,787,000 | -3,943,000 | -1,451,000 | -3,171,000 | ||||||||||||||||||||||||||||||||||||||||||||
gain on fdic loan purchase | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from boli claim settlement | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
acquisition of business activity, net of cash acquired | 0 | 0 | -522,000 | -5,009,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
consolidated statements of cash flows | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash, cash equivalents and restricted cash—end of year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash lihtc investments | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of loans and leases, net of discounts and premiums | 0 | 0 | -789,516,000 | -51,892,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation, amortization and accretion | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
equity in undistributed earnings of subsidiaries | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in other assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in other liabilities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of investment securities | -36,447,000 | -95,000,000 | -5,253,000 | -7,033,000 | -55,721,000 | -8,892,000 | -35,654,000 | -22,071,000 | -60,400,000 | -105,040,000 | -61,589,000 | -77,901,000 | -73,222,000 | -4,878,000 | -28,850,000 | -39,936,000 | -18,595,000 | -26,630,000 | -24,034,000 | -31,244,000 | -8,989,000 | -6,018,000 | -3,446,000 | -49,134,000 | -6,909,000 | -16,252,000 | -7,238,000 | -5,762,000 | -27,604,000 | -19,999,000 | -25,002,000 | -93,116,000 | -148,626,000 | -42,291,000 | ||||||||||||||||||||||||||||||
proceeds from principal repayments on loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
acquisition of business activity, net of cash paid | 164,000 | -164,000 | -54,597,000 | -568,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment in subsidiaries | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax payments related to the settlement of restricted stock units | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchase of treasury stock | 0 | 0 | -4,015,000 | -12,742,000 | -3,020,000 | -8,556,000 | 0 | 0 | -6,888,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in cash and cash equivalents | -650,046,000 | 31,683,000 | -122,138,000 | 551,711,000 | 254,465,000 | 123,349,000 | 325,385,000 | 130,956,000 | -151,076,000 | 231,657,000 | -405,178,000 | -240,000 | 321,034,000 | -828,358,000 | 1,096,320,000 | -171,976,000 | 323,853,000 | -155,046,000 | 94,029,000 | 506,792,000 | -277,422,000 | -88,881,000 | -868,191,000 | 872,952,000 | -13,832,000 | -11,620,000 | 144,972,000 | -5,676,000 | 18,411,000 | 11,879,000 | 42,676,000 | 58,204,000 | 53,988,000 | 46,158,000 | 7,918,000 | 9,568,000 | 3,555,000 | -11,292,000 | 24,543,000 | -1,992,000 | -1,626,000 | -3,906,000 | -2,502,000 | 1,210,000 | -10,000 | -1,813,000 | -4,558,000 | 8,929,000 | -10,416,000 | 26,890,000 | -21,705,000 | 686,000 | -12,164,000 | 3,044,000 | 898,000 | |||||||||
cash and cash equivalents—beginning of year | 0 | 2,382,086,000 | 0 | 0 | 0 | 1,574,699,000 | 0 | 0 | 0 | 1,037,777,000 | 0 | 0 | 0 | 1,950,519,000 | 0 | 0 | 0 | 857,368,000 | 0 | 0 | 0 | 622,850,000 | 0 | 0 | 0 | 643,541,000 | 222,874,000 | 0 | 0 | 0 | 155,584,000 | 0 | 0 | 0 | 35,426,000 | 0 | 0 | 0 | 9,052,000 | 0 | 0 | 18,205,000 | 0 | |||||||||||||||||||||
cash and cash equivalents—end of year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
changes in servicing rights | 152,000 | 1,493,000 | -3,448,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of loans held for investment | -2,740,877,000 | -2,739,261,000 | -2,560,043,000 | -2,110,992,000 | -1,735,651,000 | -2,013,576,000 | -2,486,224,000 | -3,152,064,000 | -2,536,379,000 | -2,586,074,000 | -2,050,587,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage warehouse loan activity | -60,233,000 | 196,230,000 | -45,289,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal repayments on loans | 2,356,026,000 | 2,109,902,000 | 2,160,911,000 | 1,579,755,000 | 1,389,238,000 | 1,717,796,000 | 1,229,390,000 | 2,002,684,000 | 1,804,881,000 | 1,792,480,000 | 1,620,886,000 | 2,054,890,000 | 994,920,000 | 819,892,000 | 529,453,000 | 563,751,000 | 467,181,000 | 424,693,000 | 392,040,000 | 214,594,000 | 111,347,000 | 128,824,000 | 86,311,000 | 105,309,000 | 74,822,000 | 47,646,000 | 50,463,000 | 41,706,000 | 37,646,000 | 42,565,000 | 12,595,000 | 15,103,000 | 29,005,000 | 17,505,000 | 15,732,000 | 27,143,000 | 34,364,000 | 28,240,000 | ||||||||||||||||||||||||||
tax payments related to settlement of restricted stock units | -2,134,000 | -166,000 | -6,083,000 | -2,557,000 | -657,000 | -39,000 | -2,891,000 | -4,560,000 | -3,794,000 | -128,000 | -5,999,000 | -4,072,000 | -3,289,000 | -594,000 | -2,693,000 | -2,742,000 | -890,000 | -828,000 | -2,997,000 | -4,428,000 | -172,000 | -1,229,000 | -4,087,000 | -5,921,000 | -291,000 | -1,182,000 | -2,558,000 | |||||||||||||||||||||||||||||||||||||
transfers from loans held for sale to loans and leases held for investment | 0 | 0 | 2,783,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents—end of period | -650,046,000 | 2,413,769,000 | 551,711,000 | 254,465,000 | 1,698,048,000 | 130,956,000 | -151,076,000 | 1,269,434,000 | -240,000 | 321,034,000 | 1,122,161,000 | -171,976,000 | 323,853,000 | 702,322,000 | 506,792,000 | -277,422,000 | 533,969,000 | 872,952,000 | -13,832,000 | 631,921,000 | 367,846,000 | 18,411,000 | 11,879,000 | 198,260,000 | 53,988,000 | 46,158,000 | 43,344,000 | 3,555,000 | -11,292,000 | 33,595,000 | -1,992,000 | -1,626,000 | 14,299,000 | |||||||||||||||||||||||||||||||
purchases of available-for-sale investment securities | -4,796,000 | -2,669,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale and repayment of available-for-sale investment securities | 718,000 | 48,254,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization and change in fair value of mortgage servicing rights | 259,000 | 282,000 | 1,046,000 | -953,000 | -999,000 | -2,316,000 | -98,000 | 1,185,000 | 1,053,000 | 1,221,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of paycheck protection program liquidity facility advances | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of preferred stock, series a | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid on preferred stock | 0 | 0 | -26,000 | -77,000 | -77,000 | -77,000 | -78,000 | -154,000 | 0 | -77,000 | -78,000 | -77,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
consolidated statements of cash flow | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impact of adoption of asc 326 on retained earnings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities transferred from available-for-sale portfolio to other assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation, amortization, and accretion | 4,518,000 | 5,779,000 | 6,801,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net changes in assets and liabilities which provide (use) cash: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage warehouse loans activity | -18,360,000 | 32,733,000 | 103,812,000 | 142,271,000 | 172,780,000 | 60,203,000 | -41,692,000 | 353,958,000 | 216,797,000 | -461,430,000 | -249,131,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of other real estate owned and repossessed assets | 1,082,000 | 510,000 | 719,000 | 686,000 | 514,000 | 6,833,000 | 621,000 | 747,000 | 255,000 | 97,000 | 487,000 | 1,537,000 | 292,000 | 194,000 | 218,000 | 397,000 | 299,000 | 1,151,000 | 355,000 | 178,000 | 767,000 | 853,000 | 34,000 | 599,000 | 1,411,000 | 28,000 | 49,000 | 30,000 | 885,000 | 1,507,000 | ||||||||||||||||||||||||||||||||||
purchases of loans and leases, net of discounts and premiums | -787,000 | -76,000 | -51,000 | -1,343,000 | -22,672,000 | -7,481,000 | -713,000 | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
payments of the federal home loan bank term advances | -10,000,000 | -12,500,000 | -5,000,000 | -5,000,000 | 0 | -10,000,000 | -10,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net repayment of federal home loan bank other advances | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (repayments) proceeds of other borrowings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest paid on deposits and borrowed funds | 106,491,000 | 79,449,000 | 42,429,000 | 8,545,000 | 8,440,000 | 14,989,000 | 17,960,000 | 18,878,000 | 22,316,000 | 39,528,000 | 42,200,000 | 38,303,000 | 35,917,000 | 31,775,000 | 28,036,000 | 23,380,000 | 22,921,000 | 12,223,000 | 12,352,000 | 12,277,000 | 10,788,000 | 10,086,000 | 8,521,000 | 8,528,000 | 8,660,000 | 8,445,000 | 8,553,000 | 9,335,000 | 9,293,000 | 9,799,000 | 8,965,000 | 8,175,000 | 8,455,000 | 8,664,000 | 8,987,000 | 9,296,000 | 9,399,000 | 10,127,000 | 10,710,000 | 11,424,000 | 12,197,000 | 10,108,000 | 8,387,000 | 6,305,000 | 6,851,000 | 4,361,000 | ||||||||||||||||||
transfers to other real estate and repossessed vehicles | 978,000 | 1,706,000 | 5,522,000 | 844,000 | 202,000 | 140,000 | 680,000 | 695,000 | 178,000 | 350,000 | 294,000 | 152,000 | 166,000 | 971,000 | -322,000 | 670,000 | 498,000 | 6,892,000 | 1,372,000 | 2,092,000 | ||||||||||||||||||||||||||||||||||||||||||||
operating lease liabilities for obtaining right of use assets | -5,133,000 | 0 | 4,167,000 | 7,842,000 | 0 | 79,746,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale and repayment of securities | 8,082,000 | 1,029,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of loans held for investment | 0 | 13,965,000 | 0 | 69,381,000 | 24,843,000 | 12,100,000 | 10,714,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds (repayments) of other borrowings | -92,000,000 | -19,500,000 | 4,400,000 | 34,400,000 | -2,874,000 | -35,445,000 | 45,600,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accretion and amortization on securities | -126,000 | -86,000 | -107,000 | -104,000 | -241,000 | -111,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net accretion of discounts on loans | 694,000 | 530,000 | -49,000 | 222,000 | -730,000 | -1,233,000 | -758,000 | -841,000 | -611,000 | -718,000 | -506,000 | -453,000 | -273,000 | -1,454,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of borrowing costs | 259,000 | 170,000 | 138,000 | 139,000 | 138,000 | 1,147,000 | 232,000 | 52,000 | 52,000 | 52,000 | 52,000 | 52,000 | 52,000 | 52,000 | 52,000 | 52,000 | 52,000 | 53,000 | 51,000 | 52,000 | 0 | 0 | 1,000 | 3,000 | 4,000 | 4,000 | 4,000 | 3,000 | 4,000 | 7,000 | 18,000 | 20,000 | 29,000 | |||||||||||||||||||||||||||||||
amortization of operating lease right of use asset | 2,752,000 | 3,200,000 | 2,601,000 | 2,346,000 | 2,633,000 | 2,655,000 | 2,655,000 | 2,655,000 | 14,888,000 | -1,665,000 | -1,324,000 | -1,356,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in trading activity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized loss on loans held for sale | -232,000 | 815,000 | 172,000 | -22,000 | 688,000 | 677,000 | 1,407,000 | -1,303,000 | -786,000 | -597,000 | 17,000 | 6,000 | -498,000 | 19,000 | 108,000 | 119,000 | -40,000 | |||||||||||||||||||||||||||||||||||||||||||||||
gain on sales of loans held for sale | -1,270,000 | -5,790,000 | -4,640,000 | -5,270,000 | -2,682,000 | -9,251,000 | -10,807,000 | -19,901,000 | -13,190,000 | -3,563,000 | -4,148,000 | -6,616,000 | -2,857,000 | -887,000 | -2,735,000 | -4,948,000 | -4,749,000 | -3,611,000 | -5,975,000 | -5,154,000 | -5,574,000 | -6,302,000 | -6,749,000 | -4,071,000 | -3,935,000 | -6,912,000 | -6,280,000 | -5,498,000 | -5,677,000 | -4,477,000 | -4,630,000 | -2,840,000 | -4,212,000 | -444,000 | -1,793,000 | -1,393,000 | -3,000 | -56,000 | ||||||||||||||||||||||||||
loss on sale of other real estate and foreclosed assets | -325,000 | -33,000 | -88,000 | -75,000 | 90,000 | -128,000 | -331,000 | -47,000 | -10,000 | -61,000 | -30,000 | -51,000 | -99,000 | -103,000 | 5,000 | -301,000 | -43,000 | 46,000 | 76,000 | 82,000 | 242,000 | 1,478,000 | ||||||||||||||||||||||||||||||||||||||||||
increase in cash surrender value of boli | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of securities | -4,272,000 | 1,000 | 0 | 75,022,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayment of securities | 1,568,000 | 948,000 | 845,000 | 57,756,000 | 17,149,000 | 1,371,000 | 31,163,000 | 24,984,000 | 48,922,000 | 119,079,000 | 39,931,000 | 117,772,000 | 52,024,000 | 10,892,000 | 15,033,000 | 15,830,000 | 12,345,000 | 38,818,000 | 13,586,000 | 74,589,000 | 14,994,000 | 17,785,000 | 19,714,000 | 25,431,000 | 17,616,000 | 23,241,000 | 21,204,000 | 20,614,000 | 23,047,000 | 21,667,000 | 37,323,000 | 21,093,000 | 38,326,000 | 112,442,000 | 131,400,000 | 59,868,000 | ||||||||||||||||||||||||||||
purchases of loans, net of discounts and premiums | -2,306,000 | 0 | 0 | 0 | -1,541,000 | -6,622,000 | -23,391,000 | -80,669,000 | -100,095,000 | -5,548,000 | -2,237,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the federal home loan bank term advances | 60,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from paycheck protection program liquidity facility advances | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfers from loans held for investment to other real estate and repossessed vehicles | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for investment sold, cash not received | 50,985,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net accretion of discounts on loans and leases | -1,904,000 | -1,102,000 | -2,137,000 | -2,033,000 | -1,192,000 | -1,492,000 | -653,000 | -273,000 | -839,000 | 622,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of other real estate and foreclosed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds of other borrowings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impact of adoption of asu no. 2016-13 on retained earnings | 0 | 0 | 37,088,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash provided (used) by operating activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net loss on sale of investment securities | -842,000 | 0 | 0 | 133,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impairment charge on securities | 0 | 0 | 0 | 7,000 | 149,000 | 118,000 | 161,000 | 707,000 | 284,000 | 1,213,000 | 1,271,000 | 536,000 | 820,000 | 874,000 | 280,000 | 1,211,000 | 715,000 | 597,000 | ||||||||||||||||||||||||||||||||||||||||||||||
broker-dealer reserve for bad debt | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for deposit acquisition | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock dividends declared but not paid | 25,000 | 0 | -49,000 | 303,000 | 48,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of loans and leases held for investment | -1,406,547,000 | -1,448,548,000 | -1,081,681,000 | -1,210,461,000 | -2,596,420,000 | -1,337,301,000 | -1,429,386,000 | -1,387,798,000 | -2,227,387,000 | -1,791,468,000 | -1,350,179,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of loans and leases held for investment | 2,300,000 | 6,491,000 | 9,220,000 | 10,080,000 | 10,444,000 | 4,143,000 | 5,665,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal repayments on loans and leases | 1,087,863,000 | 1,214,225,000 | 1,003,843,000 | 888,206,000 | 2,370,980,000 | 1,073,282,000 | 1,017,332,000 | 1,119,021,000 | 2,158,649,000 | 1,495,270,000 | 1,073,409,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
transfers from loans and leases held for investment to loans held for sale | 0 | 6,491,000 | 2,189,000 | 0 | 40,025,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases held for investment sold, cash not received | -10,442,000 | 39,184,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accretion of discounts on securities | 49,000 | -101,000 | -91,000 | -129,000 | -82,000 | 61,000 | -56,000 | -231,000 | -398,000 | -1,233,000 | -1,175,000 | -1,443,000 | -1,365,000 | -1,534,000 | -1,986,000 | -1,900,000 | -1,754,000 | -2,047,000 | -2,347,000 | -2,487,000 | -3,082,000 | -3,261,000 | -4,052,000 | -4,653,000 | -4,379,000 | |||||||||||||||||||||||||||||||||||||||
change in fair value of mortgage servicing rights | 1,795,000 | 1,937,000 | 2,597,000 | 589,000 | 683,000 | 1,309,000 | 1,199,000 | 565,000 | 289,000 | 271,000 | -567,000 | 98,000 | 281,000 | 145,000 | 36,000 | 198,000 | 36,000 | -5,000 | ||||||||||||||||||||||||||||||||||||||||||||||
accrued interest receivable | 118,000 | -1,797,000 | -14,000 | -8,380,000 | 5,317,000 | -9,223,000 | 160,000 | -838,000 | -911,000 | -4,493,000 | -2,096,000 | -2,205,000 | -3,969,000 | 1,274,000 | -1,505,000 | -906,000 | -878,000 | -26,000 | -81,000 | -273,000 | -851,000 | -849,000 | 678,000 | 331,000 | -631,000 | -374,000 | -416,000 | 412,000 | -231,000 | -135,000 | -513,000 | 515,000 | -663,000 | -460,000 | -629,000 | -476,000 | -206,000 | |||||||||||||||||||||||||||
accrued interest payable | 123,000 | -247,000 | -198,000 | 510,000 | 217,000 | 600,000 | 76,000 | 160,000 | 192,000 | 41,000 | -122,000 | -80,000 | 36,000 | 115,000 | -155,000 | -63,000 | -94,000 | -30,000 | 59,000 | -138,000 | -331,000 | 245,000 | -211,000 | -94,000 | 248,000 | -38,000 | 688,000 | -860,000 | -88,000 | -151,000 | -66,000 | -675,000 | 532,000 | -189,000 | 1,203,000 | -247,000 | 334,000 | |||||||||||||||||||||||||||
purchases of furniture, equipment and software | -1,754,000 | -3,892,000 | -2,886,000 | -3,178,000 | -3,296,000 | -5,823,000 | -7,769,000 | -3,194,000 | -903,000 | -1,252,000 | -437,000 | -115,000 | -45,000 | -112,000 | -111,000 | -30,000 | -60,000 | -15,000 | -100,000 | -46,000 | -22,000 | -6,000 | -7,000 | -51,000 | ||||||||||||||||||||||||||||||||||||||||
trading activity, | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan and lease losses | 6,500,000 | 28,500,000 | 4,500,000 | 2,700,000 | 2,800,000 | 19,000,000 | 4,950,000 | 600,000 | 1,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
accounts payable and accrued liabilities and other liabilities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for acquisition | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
furniture, equipment and software expenditures | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
axos financial, inc. and subsidiariesconsolidated statements of cash flows | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from issuance of subordinated notes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net accretion on securities and loans and leases | -34,580,000 | -649,000 | 43,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of mortgage warehouse loans | 0 | -97,851,000 | -32,380,000 | -62,623,000 | 0 | -9,439,000 | 0 | 0 | -17,460,000 | -11,055,000 | 42,322,000 | -67,080,000 | 4,393,000 | 46,357,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
net (repayment) proceeds of the federal home loan bank term advances | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of borrowings | -71,500,000 | -35,300,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of the federal home loan bank term advances | -5,000,000 | -15,000,000 | 0 | -112,500,000 | -20,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
valuation of financial instruments carried at fair value | -70,000 | -94,000 | 124,000 | 325,000 | -121,000 | 83,000 | -459,000 | -295,000 | -602,000 | 145,000 | -305,000 | -430,000 | -195,000 | -41,000 | 13,000 | -39,000 | 554,000 | 329,000 | 142,000 | 1,360,000 | 350,000 | 168,000 | 177,000 | |||||||||||||||||||||||||||||||||||||||||
accounts payable and accrued liabilities | 19,884,000 | 1,275,000 | 11,744,000 | -7,433,000 | 4,867,000 | 1,952,000 | 6,572,000 | -4,616,000 | 1,859,000 | 1,693,000 | 3,708,000 | -3,054,000 | 4,750,000 | -630,000 | -841,000 | 3,328,000 | -4,620,000 | 1,043,000 | -3,361,000 | 1,965,000 | -3,460,000 | 184,000 | 74,000 | -298,000 | 363,000 | 81,000 | -54,000 | |||||||||||||||||||||||||||||||||||||
net proceeds (repayment) of federal home loan bank other advances | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds (repayment) of other borrowings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from vesting of restricted stock grants | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities transferred from held-to-maturity to available for sale portfolio | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net accretion of discounts on securities and loans and leases | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of available-for-sale securities | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of stock of the federal home loan bank | -79,867,000 | -27,898,000 | -69,561,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from redemption of stock of the federal home loan bank | 79,866,000 | 80,308,000 | 17,151,000 | 664,000 | 698,000 | 699,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds of borrowings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from exercise of common stock options and vesting of restricted stock grants | -2,323,000 | -4,593,000 | -79,000 | -302,000 | -552,000 | -2,917,000 | 172,000 | 101,000 | 312,000 | 504,000 | 20,000 | 76,000 | 140,000 | 225,000 | 37,000 | 95,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
repayments of other borrowings and securities sold under agreements to repurchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfers from loans and leases held for investment to other real estate and repossessed vehicles | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of available-for-sale and trading securities | 1,927,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on sale of investment securities | 199,000 | -282,000 | 0 | 0 | 208,000 | -1,478,000 | -5,947,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan and lease losses | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized (gain) loss on loans held for sale | 236,000 | -148,000 | 181,000 | 41,000 | 45,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sale of other real estate and foreclosed assets | -74,000 | -338,000 | 19,000 | 24,000 | 12,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from redemption of stock of federal home loan bank | 58,416,000 | 31,059,000 | 27,729,000 | 13,000 | 5,533,000 | 4,095,000 | 2,157,000 | 2,637,000 | 1,901,000 | 1,103,000 | 834,000 | 704,000 | 708,000 | 0 | 0 | 219,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
bofi holding, inc. and subsidiaryconsolidated statements of cash flows | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of common stock options | 147,000 | 778,000 | 1,000 | 13,000 | 226,000 | 0 | 21,000 | 50,000 | 63,000 | 449,000 | 0 | 124,000 | 697,000 | 116,000 | 152,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock | 16,002,000 | 14,788,000 | 22,252,000 | 18,385,000 | 20,560,000 | 0 | 0 | 0 | 1,000 | 0 | 1,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
securities transferred from held-to-maturity to available-for-sale portfolio | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net accretion of fees, discounts and premiums on loans and leases | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation and amortization of furniture, equipment and software | 2,024,000 | 1,947,000 | 1,748,000 | 1,008,000 | 922,000 | 868,000 | 766,000 | 717,000 | 625,000 | 493,000 | 449,000 | 337,000 | 339,000 | 347,000 | 332,000 | 298,000 | 181,000 | 108,000 | 75,000 | |||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of securities | 4,269,000 | 40,041,000 | 8,700,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of stock of federal home loan bank | -27,591,000 | 0 | 0 | -11,850,000 | -1,504,000 | -6,178,000 | -915,000 | -693,000 | -2,493,000 | -470,000 | -658,000 | -189,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of loans and leases for portfolio | -2,232,463,000 | -1,368,229,000 | -943,052,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of furniture, equipment and software | -2,614,000 | -2,896,000 | -2,840,000 | -781,000 | -1,508,000 | -863,000 | -1,372,000 | -1,512,000 | -754,000 | -1,406,000 | -667,000 | -270,000 | -952,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of federal home loan bank term advances | -10,000,000 | 0 | -5,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
settlement of securities sold under agreements to repurchase | 0 | -10,000,000 | -10,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends on preferred stock | -77,000 | -78,000 | -77,000 | -77,000 | -77,000 | -78,000 | -77,000 | -324,000 | -78,000 | -77,000 | -378,000 | -436,000 | -77,000 | -78,000 | -78,000 | -77,000 | -77,000 | |||||||||||||||||||||||||||||||||||||||||||||||
transfers to other real estate owned and repossessed vehicles from loans | 86,000 | 8,274,000 | 65,000 | 177,000 | 1,521,000 | 1,833,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from federal home loan bank term advances | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (repayment) proceeds of the federal home loan bank other advances | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net repayment of the federal home loan bank other advances | -235,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of available-for-sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from federal home loan bank advances | 317,000,000 | 163,000,000 | -437,000,000 | 695,000,000 | 21,000,000 | 143,000,000 | 33,000,000 | 75,000,000 | 19,000,000 | 5,000,000 | 4,000,000 | 23,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of federal home loan bank advances | -249,000,000 | -250,000,000 | 32,000,000 | -530,000,000 | -88,000,000 | -20,000,000 | -51,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of subordinated notes and debentures and other | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from (used) in operating activities | 28,743,000 | 21,518,000 | -2,172,000 | -32,339,000 | -8,330,000 | -61,037,000 | -52,666,000 | 65,762,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of available-for-sale mortgage-backed securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the federal home loan bank advances | 95,000,000 | 39,000,000 | 43,000,000 | 48,000,000 | 5,000,000 | 57,000,000 | 102,000,000 | 28,000,000 | 86,000,000 | 21,000,000 | 7,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of the federal home loan bank advances | -32,000,000 | -10,000,000 | 0 | -66,000,000 | -83,000,000 | -43,000,000 | -35,000,000 | -58,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 2,400,000 | 2,900,000 | 2,900,000 | 2,900,000 | 2,500,000 | 1,500,000 | 1,550,000 | 1,950,000 | 2,550,000 | 2,100,000 | 2,000,000 | 1,600,000 | 2,363,000 | 1,150,000 | 1,600,000 | 1,600,000 | 1,250,000 | 1,600,000 | 2,000,000 | 1,200,000 | 1,125,000 | 505,000 | -80,000 | -25,000 | -100,000 | 10,000 | ||||||||||||||||||||||||||||||||||||||
origination of loans for portfolio | -814,017,000 | -737,334,000 | -798,225,000 | -813,058,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock | -8,000 | 0 | 0 | 7,903,000 | 11,584,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfer from preferred stock to common stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfer from preferred stock to additional paid-in capital | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of available-for-sale mortgage-backed securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of other borrowings and securities sold under agreements to repurchase | 0 | 0 | -10,000,000 | -5,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale of loans, cash not received | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities sold but cash not received | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from other borrowings and securities sold under agreements to repurchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized gain on loans held for sale | 908,000 | -81,000 | -779,000 | -16,000 | 231,000 | -191,000 | -573,000 | 152,000 | 155,000 | -380,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of available-for-sale mortgage-backed-securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of loans | -212,942,000 | -251,615,000 | -207,719,000 | -202,735,000 | -145,312,000 | -132,153,000 | -252,626,000 | -152,290,000 | -141,816,000 | -67,020,000 | -6,671,000 | -26,647,000 | -8,436,000 | -1,738,000 | -3,590,000 | -15,813,000 | -12,029,000 | -14,428,000 | -35,302,000 | -2,716,000 | -2,811,000 | -786,000 | -3,039,000 | |||||||||||||||||||||||||||||||||||||||||
transfers from preferred stock series b to common stock | 0 | 0 | 12,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfers from preferred stock series b to additional paid-in capital | 0 | 0 | 19,427,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
single family warehouse loans - net | -71,978,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of repossessed assets | 454,000 | 1,117,000 | 1,014,000 | 2,915,000 | 3,355,000 | 1,577,000 | 662,000 | 959,000 | 3,324,000 | -824,000 | 3,124,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of mortgage-backed securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments from other borrowings and securities sold under agreements to repurchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from borrowing at the fed discount window | 0 | 25,000,000 | 100,000,000 | 140,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of borrowing at the fed discount window | -160,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of convertible preferred stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of available for sale mortgage-backed-securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of other borrowings | 0 | -2,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impairment charge on securities held to maturity | 173,000 | 452,000 | 430,000 | 535,000 | 4,069,000 | 1,369,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of mortgage-backed-securities | 8,256,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization (accretion) of premiums (discounts) on loans | -826,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flows from operating activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization (accretion) of premiums (discounts) on securities | -5,883,000 | -6,782,000 | -6,408,000 | -4,474,000 | -3,115,000 | -3,219,000 | -2,933,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization (accretion) of premiums (discounts) and deferred loan fees | -863,000 | -725,000 | -1,607,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
originations of loans held for sale | -34,669,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on sales of loans held for sale | -662,000 | -454,000 | -332,000 | -528,000 | -54,000 | -1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of loans held for sale | 37,573,000 | 35,520,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock dividends from the federal home loan bank | -189,000 | -275,000 | -125,000 | -89,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of investment securities and time deposits | -14,995,000 | -44,956,000 | -69,491,000 | -183,763,000 | -71,142,000 | -27,940,000 | -27,714,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of mortgage-backed securities | 20,506,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayments of securities and time deposits | 29,885,000 | 52,603,000 | 33,312,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of stock of the federal home loan bank | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash provided (used) in investing activities | -55,566,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of the federal home loan bank advances | -70,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of borrowing at the fed discount window | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of treasury stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock—series b | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from exercise of common stock options | 318,000 | 24,000 | 114,000 | 11,000 | -3,000 | -13,000 | -10,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid on convertible preferred stock | -173,000 | -173,000 | -77,000 | -170,000 | -78,000 | -77,000 | -77,000 | -79,000 | -78,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents — beginning of period | 8,406,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents — end of period | 8,396,000 | 26,890,000 | 18,003,000 | 686,000 | 13,124,000 | 24,709,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfers to real estate owned | 847,000 | 3,009,000 | 944,000 | 3,680,000 | 2,909,000 | 1,776,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adoption of fair value—securities transferred from held to maturity to trading portfolio | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock dividends—declared but not paid | 0 | 0 | 96,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents—beginning of period | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adoption of fair value—securities transferred from held to maturity to trading | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income on sale of investment securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of loans, net of discounts and premiums | -1,633,000 | -15,349,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adoption of fair value—securities transferred from htm to trading | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization (accretion) of premiums (discounts) on deferred loan fees | -707,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (gain) loss on sale of investment securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impairment charge on preferred stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit for loan losses | 264,000 | 5,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayment of securities and time deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repurchase agreements | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of convertible preferred stock—series b | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfers to other real estate | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adoption of fair value: securities transferred from htm to trading | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock dividends from federal home loan bank | -167,000 | -162,000 | -157,000 | -140,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of available for sale securities | 0 | 0 | 1,170,000 | 54,178,000 | 21,398,000 | 35,862,000 | 38,884,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayments of securities & time deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of stock of federal home loan bank | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of repossessed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of convertible preferred stock series b | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on investment securities | 0 | 7,896,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of investments and time deposits | 20,924,000 | 26,382,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of federal home loan bank advances | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from borrowing at fed discount window | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock series b | -2,000 | 1,019,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents — beginning of year | 0 | 16,264,000 | 0 | 39,708,000 | 0 | 25,288,000 | 23,811,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adoption of fair value - securities transferred from htm to trading | 0 | 11,055,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock dividends - declared but not paid | 3,000 | 93,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of premiums and deferred loan fees | 27,000 | 483,000 | 685,000 | 415,000 | 382,000 | 385,000 | 417,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other liabilities | -478,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of the federal home loan bank advance | -13,000,000 | -19,000,000 | -4,900,000 | -5,000,000 | -16,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents — end of year | 5,848,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on sale of available for sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on disposal of fixed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of mortgage-backed securities available for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of held to maturity investments and time deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayment of available for sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of investments held to maturity and time deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends on convertible preferred stock | -79,000 | -101,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of premiums, net accretion of discounts on investment securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of premiums, net accretion of discounts and deferred loan fees | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities | -206,000 | -220,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on sale of loans held for sale | 0 | -2,000 | -9,000 | -8,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of investment securities available for sale | -80,378,000 | -129,654,000 | -89,241,000 | -84,422,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of investment securities held to maturity and time deposits | -5,762,000 | -15,236,000 | -31,283,000 | -9,456,000 | -3,862,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayments of available for sale securities | 27,256,000 | 23,711,000 | 17,795,000 | 11,039,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayments of securities held to maturity and time deposits | 25,424,000 | 5,091,000 | 9,259,000 | 6,214,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of loans | -29,673,000 | -929,000 | -6,117,000 | -24,397,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal repayments and participation sales on loans | 34,447,000 | 35,009,000 | 30,882,000 | 25,173,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from securities sold under agreements to repurchase | 15,000,000 | 20,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of premiums on securities | 308,000 | 239,000 | 48,000 | 100,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of available for sale securities | -205,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of loans | 98,000 | -42,245,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from reverse repurchases | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from note payable | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of note payable | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of junior subordinated debentures | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of common stock warrants | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of premiums on investment securities | -632,000 | 760,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of debt issue costs | 29,000 | 29,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on disposal of furniture, equipment, and software | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from securities sold with agreement to repurchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cost of issuance of junior subordinated debentures | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued stock options and stock grants compensation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
premium paid for bank-owned life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from issuance of convertible preferred stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
see notes to consolidated financial statements. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued stock option and stock grant compensation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of securities available for sale | -33,127,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayments of investment securities held to maturity and time deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from revolving line term loan facility | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of notes payable | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of common stock options and warrants | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock, net of costs | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the issuance of junior subordinated debentures | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
costs of issuance of junior subordinated debentures | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock option and stock grant compensation expense | 90,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayment of securities available for sale | 9,151,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayment of investment securities held to maturity and time deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in stock of the federal home loan bank | -269,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from overnight federal home loan bank advances | 5,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payment of debt issue costs for junior subordinated debentures | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from repayment of held to maturity and time deposits | 1,338,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sales of loans and securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on disposal of fixed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities of investments and time deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of investment securities available for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of investment securities held to maturity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities of investments | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
see condensed notes to consolidated financial statements. |