7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2017-12-31 2017-09-30 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-03-31 2010-12-31 2010-09-30 2010-03-31 2009-12-31 2009-09-30 2009-06-30 2009-03-31 2008-12-31 2008-09-30 2007-12-31 2007-09-30 2006-12-31 2006-09-30 2006-06-30 2005-09-30 
      
    		                                                            
      cash flows from operating activities:
    		                                                            
      net income
    		112,352,000 110,675,000 105,206,000 104,687,000 112,340,000 104,872,000 110,720,000 151,771,000 82,645,000 87,356,000 79,850,000 81,552,000 58,407,000 57,896,000 61,823,000 60,787,000 60,210,000 54,255,000 53,645,000 54,785,000 53,022,000 45,300,000 56,057,000 41,295,000 40,786,000 40,634,000 38,821,000 38,835,000 36,841,000 31,658,000 32,383,000 25,501,000 24,395,000 21,074,000 19,372,000 17,841,000 11,132,000 10,402,000 9,768,000 8,989,000 8,565,000 7,718,000 6,660,000 6,533,000 5,277,000 4,927,000 4,832,000 7,175,000 5,548,000 3,708,000 3,604,000 2,594,000 2,761,000 -1,817,000 651,000 747,000 807,000 746,000 842,000 846,000 
      adjustments to reconcile net income to net cash from operating activities:
    		                                                            
      depreciation and amortization
    		8,341,000 7,691,000 6,847,000 7,031,000 7,450,000  7,222,000 6,487,000 5,878,000     6,022,000 6,061,000 6,785,000 5,728,000 6,211,000 5,865,000 5,862,000 6,186,000 6,982,000 6,197,000 6,040,000 5,224,000 5,123,000 4,765,000 3,567,000 3,016,000                   60,000 56,000 54,000 46,000 43,000 41,000 41,000 30,000 25,000 21,000 21,000 20,000 27,000 
      other accretion and amortization
    		-21,699,000 -24,945,000 -24,408,000 -21,365,000 -37,358,000  -25,911,000 -8,905,000 -3,101,000                                                    
      stock-based compensation expense
    		10,826,000 11,199,000 10,917,000 9,616,000 10,239,000 12,578,000 9,223,000 6,591,000 6,802,000 6,946,000 7,585,000 6,249,000 5,320,000 5,359,000 7,369,000 4,533,000 3,981,000 4,889,000 6,770,000 4,611,000 4,415,000 5,144,000 6,927,000 4,903,000 4,961,000 5,458,000 6,803,000 4,327,000 6,851,000 4,027,000 3,659,000 2,258,000 1,861,000 1,772,000 1,695,000 1,320,000 862,000 893,000 834,000 708,000 643,000 669,000 611,000 570,000 604,000 552,000 380,000 231,000 228,000 132,000 226,000 100,000 162,000 163,000 145,000 121,000 146,000 120,000   
      trading activity
    		116,000 -303,000 -105,000 353,000 -241,000  -263,000 311,000 118,000 -358,000 -28,000 -297,000 1,683,000  857,000 718,000 42,000                                            
      benefit from credit losses
    		17,255,000 14,997,000 14,500,000 12,248,000 14,000,000  6,000,000 13,500,000 7,000,000 7,000,000 5,500,000 3,500,000 8,750,000 6,000,000 4,500,000 4,000,000 4,000,000 1,250,000 2,700,000 8,000,000 11,800,000                                        
      deferred income taxes
    		38,919,000 -13,137,000 600,000 -15,883,000 464,000  -36,037,000 17,506,000 3,526,000 -9,312,000 -17,866,000 11,399,000 -3,807,000 -5,216,000 -2,716,000 -2,921,000 1,453,000 1,560,000 -2,034,000 -4,090,000 -4,264,000 6,321,000 -11,458,000 -1,492,000 78,000 4,954,000 -13,364,000 154,000 -430,000 6,632,000 8,473,000 423,000 -1,691,000 -2,952,000 -3,494,000 -681,000 -1,678,000 -2,392,000 -1,228,000 680,000 -3,604,000 19,000 52,000 1,205,000 841,000 -1,059,000 -976,000 -640,000 -2,453,000 -678,000 -1,284,000 409,000 2,229,000 -2,813,000 -214,000 338,000 -179,000 291,000 -43,000 147,000 
      origination of loans held for sale
    		-47,122,000 -42,487,000 -20,962,000 -66,826,000 -69,570,000  -47,821,000 -46,303,000 -50,607,000 -2,107,000 -45,200,000 -43,227,000 -70,073,000 -86,873,000 -166,327,000 -193,320,000 -209,967,000 -259,017,000 -418,618,000 -490,261,000 -440,804,000 -315,349,000 -292,226,000 -666,192,000 -327,812,000 -270,905,000 -287,869,000 -610,165,000 -302,967,000 -686,224,000 -330,269,000 -272,291,000 -327,202,000 -253,834,000 -276,316,000 -191,630,000 -270,711,000 -279,865,000 -280,569,000 -254,796,000 -167,044,000 -179,399,000 -227,810,000 -90,369,000 -23,306,000 -79,062,000 -60,623,000   -25,006,000 -43,639,000 -33,376,000 -6,513,000 -213,000 0 -516,000 -2,363,000 -1,597,000 206,000 -10,722,000 
      unrealized and realized gains on loans held for sale
    		-783,000 -7,402,000 -699,000 1,386,000 -2,881,000  -2,235,000 -2,058,000 -1,796,000 -2,349,000 -1,535,000 -1,682,000 -2,433,000                                                
      proceeds from sale of loans held for sale
    		44,922,000 43,368,000 18,770,000 58,532,000 74,532,000  47,046,000 42,708,000 65,138,000 -11,605,000 43,444,000 49,642,000 67,610,000 96,727,000 177,512,000 203,617,000 211,674,000 293,192,000 429,314,000 524,022,000 424,987,000 318,231,000 296,240,000 673,940,000 325,968,000 254,551,000 288,065,000 632,233,000 307,062,000 690,268,000 332,385,000 270,533,000 338,291,000 273,286,000 269,569,000 232,951,000 296,411,000 296,618,000 269,172,000 219,753,000 152,201,000 112,303,000 178,108,000 147,454,000 36,604,000 81,690,000 50,259,000   25,163,000    214,000 0 518,000 2,372,000 1,605,000 -203,000 10,186,000 
      change in the fair value of servicing rights
    		1,207,000 711,000 616,000 -487,000 1,765,000                                                        
      gain on repurchase of subordinated notes
    		 -125,000 0 0 -604,000                                                        
      net change in assets and liabilities which provide (use) cash:
    		                                                            
      securities borrowed
    		-43,122,000 -47,481,000 22,757,000 -30,346,000 -17,114,000  39,323,000 -48,752,000 37,915,000 -47,046,000 -28,447,000 28,776,000 251,358,000 -64,336,000 259,599,000 -76,961,000 161,806,000 -75,550,000 -225,967,000 -54,101,000 -41,102,000 -168,552,000 114,298,000 120,860,000 -144,268,000 -17,539,000                                   
      customer, broker-dealer and clearing receivables
    		-10,375,000 48,187,000 -2,020,000 -36,113,000 -22,746,000  -26,773,000 19,566,000 88,651,000 -50,716,000 -50,780,000 83,823,000 61,015,000 93,144,000 -80,927,000 -2,465,000 -53,677,000 -18,752,000 -86,491,000 18,553,000 -62,859,000 -32,913,000 57,026,000 50,809,000 -91,996,000 49,708,000                                   
      other assets
    		-52,699,000 -48,059,000 -30,137,000 92,459,000 4,243,000  20,878,000 13,991,000 -86,123,000 15,563,000 -10,225,000 -12,715,000 -6,347,000 18,489,000 -11,374,000 9,125,000 -118,876,000 -47,463,000 -20,372,000 8,442,000 52,134,000 -54,863,000 -15,871,000 13,696,000 20,059,000 -2,243,000 -19,257,000 -2,989,000 9,225,000 -17,176,000 2,114,000 2,043,000 -5,515,000 -11,016,000 285,000 -1,702,000 358,000 -3,107,000 9,816,000 -3,601,000 4,245,000 -816,000 -2,522,000 -1,070,000 456,000 3,647,000 -144,000 7,306,000 -976,000 1,182,000 -2,685,000 3,873,000 -9,281,000 552,000 469,000 -860,000 1,034,000 -473,000 -1,244,000 -385,000 
      securities loaned
    		65,194,000 28,332,000 -24,164,000 39,375,000 21,706,000  -35,692,000 39,046,000 -43,386,000 45,219,000 -41,395,000 -50,881,000 -267,511,000 26,652,000 -131,014,000 39,257,000 -189,483,000 79,151,000 287,667,000 46,194,000 60,031,000 179,358,000 -129,612,000 -131,671,000 139,514,000 -3,218,000                                   
      customer, broker-dealer and clearing payables
    		35,215,000 36,207,000 4,806,000 -6,392,000 14,858,000  18,291,000 26,970,000 -103,562,000 39,385,000 -14,855,000 -25,223,000 -65,484,000 -32,251,000 15,109,000 18,756,000 -25,385,000 51,748,000 8,204,000 106,045,000 21,814,000 29,514,000 12,431,000 7,168,000 59,897,000 -6,603,000                                   
      accounts payable and other liabilities
    		-40,114,000 65,924,000 -8,843,000 14,235,000 -40,295,000  31,235,000 -28,301,000 28,220,000 -14,196,000 11,323,000 -31,486,000 26,485,000 30,866,000 7,449,000 -11,882,000 18,949,000 11,091,000 -6,603,000 -4,268,000 -1,037,000  2,693,000 -13,687,000 -4,387,000  -3,096,000 -1,552,000 -3,233,000 -13,624,000 10,827,000                              
      net cash from operating activities
    		118,433,000 183,352,000 73,681,000 162,510,000 70,788,000 -102,703,000 114,616,000 113,224,000 33,870,000 68,712,000 -57,829,000 106,255,000 70,821,000 145,072,000   -133,441,000 99,855,000 28,310,000 218,126,000 66,291,000 62,156,000 93,308,000 107,223,000 21,431,000 77,810,000 11,079,000 72,003,000 43,529,000 14,049,000 53,103,000 41,460,000  32,818,000 3,340,000 58,916,000          3,793,000 -8,267,000 1,675,000 -9,256,000 -3,957,000 -3,560,000 2,252,000 -9,890,000 1,052,000 1,805,000 881,000 259,000 2,443,000 -725,000 674,000 
      capex
    		-9,149,000 -21,792,000 -8,551,000 -6,100,000 -17,770,000 20,095,000 -8,442,000 -10,539,000 -6,492,000 -10,517,000 -5,716,000 -6,061,000 -7,921,000 -9,687,000   -3,943,000 -1,451,000 -3,171,000 0 -1,754,000 0 -3,892,000 -2,886,000 -3,178,000 -3,296,000 -5,823,000 -7,769,000 -3,194,000 -2,896,000 -2,840,000 -781,000  -1,508,000 -863,000 -1,372,000          -1,252,000 -437,000 -115,000 -45,000 -112,000 -111,000 -30,000 -60,000 -15,000 -100,000 -46,000 -22,000 -6,000 -7,000 -51,000 
      free cash flows
    		109,284,000 161,560,000 65,130,000 156,410,000 53,018,000 -82,608,000 106,174,000 102,685,000 27,378,000 58,195,000 -63,545,000 100,194,000 62,900,000 135,385,000   -137,384,000 98,404,000 25,139,000 218,126,000 64,537,000 62,156,000 89,416,000 104,337,000 18,253,000 74,514,000 5,256,000 64,234,000 40,335,000 11,153,000 50,263,000 40,679,000  31,310,000 2,477,000 57,544,000          2,541,000 -8,704,000 1,560,000 -9,301,000 -4,069,000 -3,671,000 2,222,000 -9,950,000 1,037,000 1,705,000 835,000 237,000 2,437,000 -732,000 623,000 
      cash flows from investing activities:
    		                                                            
      purchases of available-for-sale securities
    		 0 0 -6,382,000 -16,000,000  0                                                      
      proceeds from sale and repayment of available-for-sale securities
    		8,569,000 14,545,000 18,767,000 45,440,000 21,564,000  33,439,000                                                      
      purchase of stock of regulatory agencies
    		 -3,000 0 0 -12,446,000     0 -33,752,000 -20,008,000 -54,964,000 -31,611,000 -9,108,000 -5,412,000 -8,219,000 -288,000 -15,000   -7,782,000 -20,556,000                                      
      net change in loans held for investment
    		-637,164,000 -1,046,267,000 -690,928,000 -389,921,000 -48,333,000                                                        
      proceeds from sale of loans originally classified as held for investment
    		82,304,000 209,509,000 7,595,000 195,211,000 27,800,000     0                                                   
      proceeds from sale of other real estate owned and repossessed assets
    		260,000 791,000 420,000 -1,203,000 2,202,000  981,000 2,502,000 918,000                                                    
      acquisition of business, net of cash acquired
    		-474,448,000                                                            
      purchases of furniture, equipment, software and intangibles
    		-9,149,000 -21,792,000 -8,551,000 -6,100,000 -17,770,000 20,095,000 -8,442,000 -10,539,000 -6,492,000 -10,517,000 -5,716,000 -6,061,000 -7,921,000 -9,687,000 -3,087,000 -4,787,000 -3,943,000 -1,451,000 -3,171,000                                          
      purchases of other investments
    		-3,826,000 -6,658,000 -4,837,000 -5,243,000 -2,558,000                                                        
      distributions received from other investments
    		75,000 0 0                                                          
      net cash from investing activities
    		-1,033,379,000 -848,775,000 -677,534,000 -269,217,000 -45,541,000 2,111,406,000 -419,106,000 -1,230,264,000 -505,965,000 -582,375,000 -396,572,000 -261,114,000 -1,150,290,000 -1,056,850,000 -587,140,000 -733,746,000 -398,948,000 259,276,000 -110,752,000 -699,190,000 -316,103,000 -360,805,000 -208,478,000 -375,778,000 -403,378,000 -267,915,000 5,327,000 -325,669,000 -343,484,000 -345,759,000 -91,381,000 -286,328,000 -299,931,000 -313,039,000 -348,707,000 -412,499,000 -91,113,000 -37,040,000 -203,539,000 -179,882,000 -84,893,000 23,702,000 -82,557,000 -186,198,000 -88,286,000 -144,025,000 -86,326,000   -14,231,000 -44,621,000 -32,112,000 -29,011,000 6,809,000 10,964,000 -95,739,000 -36,239,000 -39,971,000 -28,944,000 -43,864,000 
      cash flows from financing activities:
    		                                                            
      net increase in deposits
    		1,435,210,000 692,829,000 201,810,000 -38,425,000 614,112,000  899,620,000 638,171,000 442,633,000 384,240,000 1,048,374,000 513,863,000 1,230,209,000 1,213,420,000 463,830,000 521,730,000 931,645,000 -796,704,000 149,365,000 907,478,000 -781,036,000 1,769,356,000 -547,001,000 899,814,000 231,352,000 327,718,000 314,935,000 2,262,932,000 -1,907,762,000 214,433,000 279,293,000 303,445,000 83,145,000 363,377,000 743,639,000 220,220,000 -10,937,000 134,671,000 115,294,000 237,883,000 39,615,000 22,243,000 59,072,000 153,833,000 149,427,000 124,646,000 23,544,000 92,547,000 114,315,000 114,989,000 -45,459,000 61,490,000 74,997,000 -13,208,000 -911,000 53,130,000 23,024,000 19,190,000 18,503,000 39,189,000 
      payments related to settlement of restricted stock units
    		-8,473,000 -11,546,000 -6,325,000 -293,000 -9,476,000                                                        
      repurchase of subordinated notes
    		 -1,366,000 0 0 -11,803,000 -4,725,000                                                       
      payment of debt issuance costs
    		-2,550,000             -197,000    0 0 -150,000 -2,598,000                                        
      proceeds from issuance of subordinated notes
    		200,000,000             0    0 0 0 175,000,000                                        
      net cash from financing activities
    		1,624,187,000 584,083,000 188,116,000 -23,718,000 592,833,000 -1,978,866,000 886,678,000 466,994,000 503,778,000 391,525,000 1,006,112,000 409,324,000 1,202,818,000 1,237,163,000 576,113,000 526,002,000 764,046,000 -764,309,000 82,202,000 802,098,000 -578,546,000 1,394,969,000 -56,806,000 592,408,000 226,901,000 284,134,000 490,386,000 -23,756,000 211,074,000 317,878,000 26,658,000 389,840,000 273,227,000 298,632,000 357,246,000 396,259,000 120,574,000 69,510,000 251,869,000 220,139,000 102,791,000 40,890,000 123,931,000 144,979,000 72,024,000 138,606,000 90,687,000 51,389,000 12,282,000 18,178,000 46,368,000 25,302,000 47,830,000 -18,277,000 14,121,000 73,153,000 36,666,000 25,364,000 32,713,000 44,088,000 
      net change in cash, cash equivalents and restricted cash
    		709,241,000 -81,340,000 -415,737,000 -130,425,000 618,080,000                                                        
      cash, cash equivalents and restricted cash—beginning of year
    		2,176,354,000 0 0 0 2,185,776,000                                                        
      cash, cash equivalents and restricted cash—end of period
    		2,885,595,000  -415,737,000 -130,425,000 2,803,856,000                                                        
      supplemental disclosure of cash flow information:
    		                                                            
      interest paid on interest-bearing liabilities
    		173,499,000 163,180,000 157,056,000 174,702,000 192,306,000  179,322,000 170,683,000 152,359,000                                                    
      income taxes paid
    		79,736,000 11,872,000 52,309,000 49,350,000 40,158,000  59,650,000 31,772,000 52,664,000 23,093,000 35,143,000 35,852,000 37,277,000 19,189,000 22,749,000 27,808,000 29,955,000 20,270,000 21,662,000 34,256,000 16,318,000   18,018,000 9,653,000   12,320,000 7,980,000 31,904,000 734,000 1,595,000 18,622,000 17,182,000 17,875,000 14,802,000 12,370,000 6,760,000 12,298,000 4,402,000 3,216,000 3,912,000 8,002,000 125,000 2,813,000 7,468,000 1,012,000 5,756,000 7,764,000 2,200,000 1,098,000 1,515,000 2,284,000 1,840,000 710,000 265,000 990,000 30,000 428,000 210,000 
      transfers to other real estate and repossessed vehicles from loans held for investment
    		493,000 4,026,000 3,610,000 557,000 585,000  817,000 1,454,000 1,847,000                                                    
      transfers from loans held for investment to loans held for sale
    		82,279,000 197,701,000 7,595,000 199,399,000 28,140,000     0    0 68,941,000 24,843,000 12,100,000            54,074,000    0 0   -12,572,000 16,685,000 0 541,000 -4,796,000 4,796,000 0 81,029,000                 
      transfers from loans held for sale to loans held for investment
    		537,000 0         0 8,000 682,000 1,688,000 616,000 418,000 376,000 1,491,000 386,000 360,000 27,379,000           14,419,000 0 110,000 0 7,127,000 -5,856,000 3,880,000   24,990,000                    
      operating lease liabilities from obtaining right of use assets
    		 1,481,000 899,000 1,899,000 212,000  0                                                      
      non-cash contingent consideration
    		30,810,000                                                            
      gain on fdic loan purchase
    		      0                                                      
      proceeds from redemption of stock of regulatory agencies
    		         0 33,752,000 20,008,000 54,964,000 31,611,000 9,108,000 5,412,000 8,219,000     11,005,000 16,999,000 27,530,000 2,000                                    
      proceeds from boli claim settlement
    		         0                                                   
      purchase of boli policies
    		 0 0                                                          
      acquisition of business activity, net of cash acquired
    		         0 0 -522,000 -5,009,000                                                
      repayments of the federal home loan bank term advances
    		 0 0                                                          
      net (repayment) proceeds of other borrowings
    		  18,500,000    -6,000,000 -106,900,000 85,700,000                                                    
      purchase of treasury stock
    		 -32,334,000     -595,000 -64,111,000 -18,472,000 -17,358,000                                         -12,000      -279,000 -748,000 -442,000  
      axos financial, inc.
    		                                                            
      consolidated statements of cash flows
    		                                                            
      cash, cash equivalents and restricted cash—end of year
    		                                                            
      non-cash lihtc investments
    		                                                            
      purchase of loans and leases, net of discounts and premiums
    		  0    0 -789,516,000 -51,892,000                                                    
      condensed consolidated statements of cash flows
    		                                                            
      depreciation, amortization and accretion
    		                                                            
      equity in undistributed earnings of subsidiaries
    		                                                            
      decrease (increase) in other assets
    		                                                            
      increase in other liabilities
    		                                                            
      purchases of investment securities
    		             -36,447,000 -95,000,000 -5,253,000 -7,033,000 -55,721,000 -8,892,000 -35,654,000 -22,071,000 -60,400,000 -105,040,000 -61,589,000 -77,901,000 -73,222,000 -4,878,000 -28,850,000 -39,936,000 -24,034,000 -31,244,000 -8,989,000 -6,018,000 -3,446,000   -49,134,000 -6,909,000 -16,252,000 -7,238,000 -5,762,000 -27,604,000 -19,999,000 -25,002,000 -93,116,000 -148,626,000 -42,291,000              
      proceeds from principal repayments on loans
    		                                                            
      acquisition of business activity, net of cash paid
    		              164,000 -164,000 -54,597,000         -568,000                                   
      investment in subsidiaries
    		                                                            
      tax payments related to the settlement of restricted stock units
    		                                                            
      repurchase of treasury stock
    		                 0 0 -4,015,000 -12,742,000 -3,020,000    -8,556,000 0                                  
      net change in cash and cash equivalents
    		       -650,046,000 31,683,000 -122,138,000 551,711,000 254,465,000 123,349,000 325,385,000 130,956,000 -151,076,000 231,657,000 -405,178,000 -240,000 321,034,000 -828,358,000 1,096,320,000 -171,976,000 323,853,000 -155,046,000 94,029,000 506,792,000 -277,422,000 -88,881,000 -13,832,000 -11,620,000 144,972,000 -5,676,000 18,411,000 11,879,000 42,676,000 58,204,000 53,988,000 46,158,000 7,918,000 9,568,000 3,555,000 -11,292,000 24,543,000 -1,992,000 -1,626,000 -3,906,000 -2,502,000 1,210,000 -10,000 -1,813,000 -4,558,000 8,929,000 -10,416,000 26,890,000 -21,705,000 686,000 -12,164,000 3,044,000 898,000 
      cash and cash equivalents—beginning of year
    		       0 2,382,086,000 0 0 0 1,574,699,000 0 0 0 1,037,777,000 0 0 0 1,950,519,000 0 0 0 857,368,000 0 0 0 622,850,000 0 643,541,000 222,874,000 0 0 0 155,584,000 0 0 0 35,426,000 0 0 0 9,052,000 0 0 18,205,000    0          
      cash and cash equivalents—end of year
    		                                                            
      changes in servicing rights
    		      152,000 1,493,000 -3,448,000                                                    
      origination of loans held for investment
    		      -2,740,877,000 -2,739,261,000 -2,560,043,000 -2,110,992,000 -1,735,651,000 -2,013,576,000 -2,486,224,000 -3,152,064,000 -2,536,379,000 -2,586,074,000 -2,050,587,000                                            
      mortgage warehouse loan activity
    		      -60,233,000 196,230,000 -45,289,000                                                    
      principal repayments on loans
    		      2,356,026,000 2,109,902,000 2,160,911,000 1,579,755,000 1,389,238,000 1,717,796,000 1,229,390,000 2,002,684,000 1,804,881,000 1,792,480,000 1,620,886,000             994,920,000 819,892,000 529,453,000 563,751,000 467,181,000 424,693,000 392,040,000 214,594,000 111,347,000 128,824,000 86,311,000 105,309,000 74,822,000 47,646,000 50,463,000 41,706,000 37,646,000 42,565,000 12,595,000 15,103,000 29,005,000 17,505,000 15,732,000 27,143,000 34,364,000      28,240,000 
      tax payments related to settlement of restricted stock units
    		      -2,134,000 -166,000 -6,083,000 -2,557,000 -657,000 -39,000 -2,891,000 -4,560,000 -3,794,000 -128,000 -5,999,000 -4,072,000 -3,289,000 -594,000 -2,693,000 -2,742,000 -890,000 -828,000 -2,997,000 -4,428,000 -172,000 -1,229,000 -4,087,000 -1,182,000 -2,558,000                              
      transfers from loans held for sale to loans and leases held for investment
    		      0 0 2,783,000                                                    
      cash and cash equivalents—end of period
    		       -650,046,000 2,413,769,000  551,711,000 254,465,000 1,698,048,000  130,956,000 -151,076,000 1,269,434,000  -240,000 321,034,000 1,122,161,000  -171,976,000 323,853,000 702,322,000  506,792,000 -277,422,000 533,969,000 -13,832,000 631,921,000 367,846,000  18,411,000 11,879,000 198,260,000  53,988,000 46,158,000 43,344,000  3,555,000 -11,292,000 33,595,000 -1,992,000 -1,626,000 14,299,000              
      purchases of available-for-sale investment securities
    		        -4,796,000 -2,669,000                                                   
      proceeds from sale and repayment of available-for-sale investment securities
    		        718,000 48,254,000                                                   
      amortization and change in fair value of mortgage servicing rights
    		         259,000 282,000 1,046,000 -953,000 -999,000 -2,316,000 -98,000 1,185,000 1,053,000 1,221,000                                          
      net (repayment) proceeds of federal home loan bank other advances
    		               0 -186,000,000 186,000,000 0   -508,000,000 513,000,000 -210,000,000 -21,000,000  101,000,000 -2,125,000,000 2,143,000,000                                
      redemption of subordinated notes
    		                 0                                           
      repayment of paycheck protection program liquidity facility advances
    		                                                            
      redemption of preferred stock, series a
    		                 0 0                                          
      cash dividends paid on preferred stock
    		                 0 0 -26,000 -77,000 -77,000 -77,000 -78,000 -154,000 0 -77,000 -78,000 -77,000                                
      consolidated statements of cash flow
    		                                                            
      impact of adoption of asc 326 on retained earnings
    		                                                            
      securities transferred from available-for-sale portfolio to other assets
    		                                                            
      depreciation, amortization, and accretion
    		          4,518,000 5,779,000 6,801,000                                                
      net changes in assets and liabilities which provide (use) cash:
    		                                                            
      mortgage warehouse loans activity
    		          -18,360,000 32,733,000 103,812,000 142,271,000 172,780,000 60,203,000 -41,692,000 353,958,000 216,797,000 -461,430,000 -249,131,000                                        
      proceeds from sales of other real estate owned and repossessed assets
    		          1,082,000 510,000 719,000 686,000 514,000 6,833,000 621,000 747,000 255,000 97,000 487,000 1,537,000 292,000 194,000 218,000 397,000 299,000 1,151,000 355,000 853,000 34,000 599,000 1,411,000 28,000 49,000 30,000 885,000 1,507,000                       
      purchases of loans and leases, net of discounts and premiums
    		          -787,000 -76,000 -51,000  -1,343,000 -22,672,000 -7,481,000  -713,000       0 0                                  
      payments of the federal home loan bank term advances
    		          -10,000,000 -12,500,000 -5,000,000  -5,000,000 0 -10,000,000  -10,000,000                                          
      net repayment of federal home loan bank other advances
    		                                                            
      net (repayments) proceeds of other borrowings
    		                                                            
      interest paid on deposits and borrowed funds
    		          106,491,000 79,449,000 42,429,000  8,545,000 8,440,000 14,989,000  17,960,000 18,878,000 22,316,000   39,528,000 42,200,000   38,303,000 35,917,000 23,380,000 22,921,000 12,223,000 12,352,000 12,277,000 10,788,000 10,086,000 8,521,000 8,528,000 8,660,000 8,445,000 8,553,000 9,335,000 9,293,000 9,799,000 8,965,000 8,175,000 8,455,000 8,664,000 8,987,000 9,296,000 9,399,000 10,127,000 10,710,000 11,424,000 12,197,000 10,108,000 8,387,000 6,305,000 6,851,000 4,361,000 
      transfers to other real estate and repossessed vehicles
    		          978,000 1,706,000 5,522,000  844,000 202,000 140,000 680,000 695,000 178,000 350,000   294,000 152,000    166,000            971,000 -322,000 670,000 498,000 6,892,000 1,372,000 2,092,000              
      operating lease liabilities for obtaining right of use assets
    		             -5,133,000 0 4,167,000 7,842,000       0 79,746,000                                    
      proceeds from sale and repayment of securities
    		           8,082,000 1,029,000                                                
      proceeds from sale of loans held for investment
    		           0 13,965,000 0 69,381,000 24,843,000 12,100,000            10,714,000            0                    
      net proceeds (repayments) of other borrowings
    		           -92,000,000 -19,500,000   4,400,000 34,400,000  -2,874,000 -35,445,000 45,600,000                                        
      accretion and amortization on securities
    		             -126,000 -86,000 -107,000 -104,000 -241,000 -111,000                                          
      net accretion of discounts on loans
    		                               694,000 530,000 -49,000 222,000 -730,000 -1,233,000 -758,000 -841,000 -611,000 -718,000 -506,000 -453,000 -273,000 -1,454,000                
      amortization of borrowing costs
    		             259,000 170,000 138,000 139,000 138,000 1,147,000 232,000 52,000 52,000 52,000 52,000 52,000 52,000 52,000 52,000 52,000 51,000 52,000              0 0 1,000 3,000 4,000 4,000 4,000 3,000 4,000 7,000 18,000 20,000    29,000 
      amortization of operating lease right of use asset
    		             2,752,000 3,200,000 2,601,000 2,346,000 2,633,000 2,655,000 2,655,000 2,655,000 14,888,000 -1,665,000 -1,324,000 -1,356,000                                    
      net change in trading activity
    		                                                            
      unrealized (gain) loss on loans held for sale
    		               172,000 -22,000 688,000 677,000 1,407,000 -1,303,000 -786,000 -597,000 17,000 6,000 -498,000 19,000 108,000 119,000 -51,000 -40,000 236,000 -148,000 181,000 41,000 45,000                         
      gain on sales of loans held for sale
    		             -1,270,000 -5,790,000 -4,640,000 -5,270,000 -2,682,000 -9,251,000 -10,807,000 -19,901,000 -13,190,000 -3,563,000 -4,148,000 -6,616,000 -2,857,000 -887,000 -2,735,000 -4,948,000 -5,975,000 -5,154,000 -5,574,000 -6,302,000 -6,749,000 -4,071,000 -3,935,000 -6,912,000 -6,280,000 -5,498,000 -5,677,000 -4,477,000 -4,630,000 -2,840,000 -4,212,000 -444,000 -1,793,000 -1,393,000            -3,000 -56,000 
      (gain) loss on sale of other real estate and foreclosed assets
    		               -325,000 -33,000 -88,000 -75,000 90,000 -128,000 -331,000 -47,000 -10,000 -61,000 -30,000 -51,000 -99,000 -103,000 1,000 5,000 -74,000 -338,000 19,000 24,000 12,000                         
      increase in cash surrender value of boli
    		                                                            
      proceeds from sales of securities
    		             -4,272,000 1,000 0 75,022,000                                            
      proceeds from repayment of securities
    		             1,568,000 948,000 845,000 57,756,000 17,149,000 1,371,000 31,163,000 24,984,000 48,922,000 119,079,000 39,931,000 117,772,000 52,024,000 10,892,000 15,033,000 15,830,000 13,586,000 74,589,000 14,994,000 17,785,000 19,714,000 25,431,000 17,616,000 23,241,000 21,204,000 20,614,000 23,047,000 21,667,000 37,323,000 21,093,000 38,326,000 112,442,000 131,400,000 59,868,000              
      purchases of loans, net of discounts and premiums
    		                                -2,306,000    0 0 0 -1,541,000     -6,622,000 -23,391,000 -80,669,000 -100,095,000   -5,548,000 -2,237,000         
      proceeds from the federal home loan bank term advances
    		                        60,000,000                                    
      proceeds from paycheck protection program liquidity facility advances
    		                                                            
      transfers from loans held for investment to other real estate and repossessed vehicles
    		                                                            
      loans held for investment sold, cash not received
    		                            50,985,000                                
      net accretion of discounts on loans and leases
    		              -1,904,000 -1,102,000 -2,137,000  -2,033,000 -1,192,000 -1,492,000       -653,000 -273,000 -839,000 622,000                              
      unrealized loss on loans held for sale
    		                                                            
      (gain) on sale of other real estate and foreclosed assets
    		                                                            
      net proceeds of other borrowings
    		                                                            
      impact of adoption of asu no. 2016-13 on retained earnings
    		                  0 0 37,088,000                                        
      net cash provided (used) by operating activities
    		                                                            
      net (gain) loss on sale of investment securities
    		                          0 0 133,000                                
      impairment charge on securities
    		                         0    7,000 149,000 118,000 161,000 707,000 284,000 1,213,000 1,271,000 536,000 820,000 874,000 280,000 1,211,000 715,000 597,000                 
      broker-dealer reserve for bad debt
    		                         0                                   
      cash paid for deposit acquisition
    		                         0                                   
      preferred stock dividends declared but not paid
    		                                     25,000   0 -49,000 303,000 48,000                 
      origination of loans and leases held for investment
    		                  -1,406,547,000 -1,448,548,000 -1,081,681,000 -1,210,461,000 -2,596,420,000 -1,337,301,000 -1,429,386,000 -1,387,798,000 -2,227,387,000 -1,791,468,000 -1,350,179,000                                
      proceeds from sale of loans and leases held for investment
    		                  2,300,000 6,491,000 9,220,000  10,080,000 10,444,000 4,143,000  5,665,000                                  
      principal repayments on loans and leases
    		                  1,087,863,000 1,214,225,000 1,003,843,000 888,206,000 2,370,980,000 1,073,282,000 1,017,332,000 1,119,021,000 2,158,649,000 1,495,270,000 1,073,409,000                                
      transfers from loans and leases held for investment to loans held for sale
    		                  0 6,491,000 2,189,000   0 40,025,000                                    
      loans and leases held for investment sold, cash not received
    		                       -10,442,000 39,184,000                                    
      accretion of discounts on securities
    		                    49,000 -101,000 -91,000     -129,000 -82,000 -231,000 -398,000 -1,233,000 -1,175,000 -1,443,000 -1,365,000 -1,534,000 -1,986,000 -1,900,000 -1,754,000 -2,047,000 -2,347,000 -2,487,000 -3,082,000 -3,261,000 -4,052,000 -4,653,000 -4,379,000              
      change in fair value of mortgage servicing rights
    		                    1,795,000 1,937,000 2,597,000 589,000 683,000 1,309,000 1,199,000 565,000 289,000 98,000 281,000 145,000 36,000 198,000 36,000 -5,000                         
      accrued interest receivable
    		                    118,000    -1,797,000 -14,000 -8,380,000 5,317,000 -9,223,000 -911,000 -4,493,000 -2,096,000 -2,205,000 -3,969,000 1,274,000 -1,505,000 -906,000 -878,000 -26,000 -81,000 -273,000 -851,000 -849,000 678,000 331,000 -631,000 -374,000 -416,000 412,000 -231,000 -135,000 -513,000   515,000 -663,000 -460,000 -629,000 -476,000 -206,000 
      accrued interest payable
    		                    123,000    -247,000 -198,000 510,000 217,000 600,000 192,000 41,000 -122,000 -80,000 36,000 115,000 -155,000 -63,000 -94,000 -30,000 59,000 -138,000 -331,000 245,000 -211,000 -94,000 248,000 -38,000 688,000 -860,000 -88,000 -151,000 -66,000   -675,000 532,000 -189,000 1,203,000 -247,000 334,000 
      purchases of furniture, equipment and software
    		                    -1,754,000  -3,892,000 -2,886,000 -3,178,000 -3,296,000 -5,823,000 -7,769,000 -3,194,000                -903,000 -1,252,000 -437,000 -115,000 -45,000 -112,000 -111,000 -30,000 -60,000 -15,000 -100,000 -46,000 -22,000 -6,000 -7,000 -51,000 
      trading activity,
    		                                                            
      benefit from loan and lease losses
    		                     6,500,000 28,500,000 4,500,000 2,700,000 2,800,000 19,000,000 4,950,000 600,000 4,000,000 1,000,000                              
      accounts payable and accrued liabilities and other liabilities
    		                                                            
      cash paid for acquisition
    		                                                            
      furniture, equipment and software expenditures
    		                                                            
      axos financial, inc. and subsidiariesconsolidated statements of cash flows
    		                                                            
      net proceeds from issuance of subordinated notes
    		                                                            
      net accretion on securities and loans and leases
    		                      -34,580,000 -649,000 43,000                                    
      origination of mortgage warehouse loans
    		                      0 -97,851,000 -32,380,000 -62,623,000 0   0 -17,460,000 -11,055,000 42,322,000 -67,080,000   4,393,000 46,357,000                       
      net (repayment) proceeds of the federal home loan bank term advances
    		                      0                                      
      repayments of borrowings
    		                       -71,500,000 -35,300,000                                    
      repayment of the federal home loan bank term advances
    		                        -5,000,000 -15,000,000 0 -112,500,000 -20,000,000                                
      valuation of financial instruments carried at fair value
    		                               -70,000 -94,000 124,000 325,000 -121,000 83,000 -459,000 -295,000 -602,000 145,000 -305,000 -430,000 -195,000 -41,000 13,000 -39,000 554,000 329,000 142,000 1,360,000 350,000 168,000 177,000       
      net (gain)/loss on sale of investment securities
    		                                                            
      accounts payable and accrued liabilities
    		                               19,884,000 1,275,000 11,744,000 -7,433,000 4,867,000 1,952,000 6,572,000 -4,616,000 1,859,000 1,693,000 3,708,000 -3,054,000 4,750,000 -630,000 -841,000 3,328,000 -4,620,000 1,043,000 -3,361,000 1,965,000 -3,460,000   184,000 74,000 -298,000 363,000 81,000 -54,000 
      net proceeds (repayment) of federal home loan bank other advances
    		                                                            
      net proceeds (repayment) of other borrowings
    		                                                            
      tax benefit from vesting of restricted stock grants
    		                                                            
      securities transferred from held-to-maturity to available for sale portfolio
    		                                               0             
      net accretion of discounts on securities and loans and leases
    		                                                            
      proceeds from sales of available-for-sale securities
    		                          0                                  
      purchase of stock of the federal home loan bank
    		                          -79,867,000 -27,898,000 -69,561,000                                
      proceeds from redemption of stock of the federal home loan bank
    		                          79,866,000 80,308,000 17,151,000                664,000 698,000 699,000              
      proceeds of borrowings
    		                                                            
      tax benefit from exercise of common stock options and vesting of restricted stock grants
    		                               -2,323,000 -4,593,000 -79,000 -302,000 -552,000 -2,917,000 172,000 101,000 312,000 504,000 20,000 76,000 140,000 225,000 37,000 95,000              
      repayments of other borrowings and securities sold under agreements to repurchase
    		                                                            
      transfers from loans and leases held for investment to other real estate and repossessed vehicles
    		                                                            
      proceeds from sales of available-for-sale and trading securities
    		                            1,927,000                                
      net gain on sale of investment securities
    		                             199,000 -282,000  0 0   208,000        -1,478,000   -5,947,000             
      proceeds from redemption of stock of federal home loan bank
    		                               31,059,000 27,729,000 13,000 5,533,000 4,095,000 2,157,000 2,637,000 1,901,000 1,103,000  834,000 704,000 708,000        0   0 219,000     
      bofi holding, inc. and subsidiaryconsolidated statements of cash flows
    		                                                            
      proceeds from exercise of common stock options
    		                               147,000 778,000 1,000   13,000 226,000 0 21,000 50,000 63,000   449,000 0 124,000 697,000 116,000 152,000           
      proceeds from issuance of common stock
    		                               16,002,000 14,788,000 22,252,000 18,385,000 20,560,000 0    0 0   1,000 0 1,000              
      securities transferred from held-to-maturity to available-for-sale portfolio
    		                                                            
      depreciation and amortization of furniture, equipment and software
    		                             1,947,000 1,748,000 1,008,000 922,000 868,000 766,000 717,000 625,000 493,000 449,000 337,000 339,000 347,000 332,000 298,000 181,000 108,000 75,000              
      proceeds from sale of securities
    		                             40,041,000 8,700,000                              
      purchase of stock of federal home loan bank
    		                               -27,591,000  0 0 -11,850,000  -1,504,000 -6,178,000 -915,000  -693,000 -2,493,000 -470,000             -658,000 -189,000   
      origination of loans and leases for portfolio
    		                             -1,368,229,000 -943,052,000                              
      net purchases of furniture, equipment and software
    		                             -2,896,000 -2,840,000 -781,000  -1,508,000 -863,000 -1,372,000  -1,512,000 -754,000 -1,406,000  -667,000 -270,000 -952,000                 
      proceeds from federal home loan bank term advances
    		                                                            
      repayment of federal home loan bank term advances
    		                             0 -5,000,000                              
      net (repayment) proceeds of the federal home loan bank other advances
    		                                                            
      settlement of securities sold under agreements to repurchase
    		                             -10,000,000 -10,000,000                              
      cash dividends on preferred stock
    		                             -78,000 -77,000 -77,000  -77,000 -78,000 -77,000  -324,000 -78,000 -77,000 -378,000 -436,000 -77,000 -78,000 -78,000 -77,000 -77,000              
      transfers to other real estate owned and repossessed vehicles from loans
    		                             8,274,000 65,000 177,000  1,521,000    1,833,000                       
      net repayment of the federal home loan bank other advances
    		                              -235,000,000                              
      proceeds from sale of available-for-sale securities
    		                                                            
      proceeds from federal home loan bank advances
    		                               317,000,000  163,000,000 -437,000,000 695,000,000  21,000,000 143,000,000 33,000,000            75,000,000   19,000,000 5,000,000 4,000,000 23,000,000   
      repayment of federal home loan bank advances
    		                               -249,000,000  -250,000,000 32,000,000 -530,000,000  -88,000,000 -20,000,000 -51,000,000                     
      proceeds from issuance of subordinated notes and debentures and other
    		                                                            
      net cash from (used) in operating activities
    		                                    28,743,000 21,518,000 -2,172,000 -32,339,000 -8,330,000 -61,037,000 -52,666,000 65,762,000                 
      proceeds from sales of available-for-sale mortgage-backed securities
    		                                                            
      proceeds from the federal home loan bank advances
    		                                        95,000,000 39,000,000 43,000,000 48,000,000 5,000,000 57,000,000 102,000,000 28,000,000 86,000,000 21,000,000    7,000,000       
      repayment of the federal home loan bank advances
    		                                        -32,000,000 -10,000,000 0 -66,000,000 -83,000,000 -43,000,000 -35,000,000   -58,000,000           
      benefit from loan losses
    		                               2,400,000 2,900,000 2,900,000 2,900,000 2,500,000 1,500,000 1,550,000 1,950,000 2,550,000 2,100,000 2,000,000 1,600,000 2,363,000 1,150,000 1,600,000 1,600,000 1,250,000 1,600,000 2,000,000  1,200,000 1,125,000 505,000   -80,000 -25,000 -100,000 10,000 
      origination of loans for portfolio
    		                               -814,017,000  -737,334,000 -798,225,000 -813,058,000                         
      proceeds from issuance of preferred stock
    		                                    -8,000 0    0 7,903,000 11,584,000                 
      transfer from preferred stock to common stock
    		                                                            
      transfer from preferred stock to additional paid-in capital
    		                                                            
      proceeds from sale of available-for-sale mortgage-backed securities
    		                                                            
      repayment of other borrowings and securities sold under agreements to repurchase
    		                                 0 0 -10,000,000  -5,000,000                       
      sale of loans, cash not received
    		                                                            
      securities sold but cash not received
    		                                                            
      proceeds from other borrowings and securities sold under agreements to repurchase
    		                                                            
      unrealized gain on loans held for sale
    		                                     908,000 -81,000 -779,000 -16,000 231,000 -191,000 -573,000 152,000 155,000 -380,000              
      loss on sale of other real estate and foreclosed assets
    		                                     -301,000 -43,000 46,000 76,000 82,000 242,000 1,478,000                 
      proceeds from sale of available-for-sale mortgage-backed-securities
    		                                                            
      origination of loans
    		                                     -212,942,000 -251,615,000 -207,719,000 -202,735,000 -145,312,000 -132,153,000 -252,626,000 -152,290,000 -141,816,000 -67,020,000 -6,671,000 -26,647,000 -8,436,000 -1,738,000 -3,590,000 -15,813,000 -12,029,000 -14,428,000 -35,302,000 -2,716,000 -2,811,000 -786,000 -3,039,000 
      transfers from preferred stock series b to common stock
    		                                     0 0 12,000                     
      transfers from preferred stock series b to additional paid-in capital
    		                                     0 0 19,427,000                     
      single family warehouse loans - net
    		                                       -71,978,000                     
      proceeds from sales of repossessed assets
    		                                       454,000 1,117,000 1,014,000 2,915,000 3,355,000 1,577,000 662,000 959,000 3,324,000 -824,000 3,124,000           
      proceeds from sales of mortgage-backed securities
    		                                                            
      repayments from other borrowings and securities sold under agreements to repurchase
    		                                                            
      proceeds from borrowing at the fed discount window
    		                                               0 25,000,000 100,000,000 140,000,000          
      repayment of borrowing at the fed discount window
    		                                                 -160,000,000           
      proceeds from issuance of convertible preferred stock
    		                                                            
      proceeds from sale of available for sale mortgage-backed-securities
    		                                                            
      repayment of other borrowings
    		                                          0 -2,500,000                 
      impairment charge on securities held to maturity
    		                                            173,000 452,000 430,000 535,000 4,069,000 1,369,000           
      proceeds from sale of mortgage-backed-securities
    		                                            8,256,000                
      amortization (accretion) of premiums (discounts) on loans
    		                                              -826,000              
      cash flows from operating activities
    		                                                            
      amortization (accretion) of premiums (discounts) on securities
    		                                               -5,883,000 -6,782,000 -6,408,000 -4,474,000 -3,115,000 -3,219,000 -2,933,000       
      amortization (accretion) of premiums (discounts) and deferred loan fees
    		                                               -863,000 -725,000 -1,607,000           
      originations of loans held for sale
    		                                               -34,669,000             
      net gain on sales of loans held for sale
    		                                               -662,000 -454,000 -332,000  -528,000 -54,000 -1,000       
      proceeds from sales of loans held for sale
    		                                               37,573,000    35,520,000         
      stock dividends from the federal home loan bank
    		                                                    -189,000 -275,000     -125,000 -89,000 
      purchases of investment securities and time deposits
    		                                               -14,995,000 -44,956,000 -69,491,000 -183,763,000 -71,142,000 -27,940,000 -27,714,000       
      proceeds from sale of mortgage-backed securities
    		                                               20,506,000             
      proceeds from repayments of securities and time deposits
    		                                               29,885,000 52,603,000 33,312,000           
      purchases of stock of the federal home loan bank
    		                                                            
      net cash provided (used) in investing activities
    		                                               -55,566,000             
      repayments of the federal home loan bank advances
    		                                               -70,000,000             
      repayments of borrowing at the fed discount window
    		                                               0             
      purchases of treasury stock
    		                                                            
      proceeds from issuance of preferred stock—series b
    		                                                            
      tax benefit from exercise of common stock options
    		                                               318,000 24,000 114,000 11,000 -3,000 -13,000 -10,000       
      cash dividends paid on convertible preferred stock
    		                                               -173,000 -173,000 -77,000   -170,000 -78,000 -77,000 -77,000 -79,000 -78,000   
      cash and cash equivalents — beginning of period
    		                                                 8,406,000           
      cash and cash equivalents — end of period
    		                                                 8,396,000     26,890,000 18,003,000 686,000 13,124,000  24,709,000 
      transfers to real estate owned
    		                                               847,000 3,009,000 944,000  3,680,000 2,909,000 1,776,000       
      adoption of fair value—securities transferred from held to maturity to trading portfolio
    		                                                            
      preferred stock dividends—declared but not paid
    		                                               0 0 96,000           
      cash and cash equivalents—beginning of period
    		                                                            
      adoption of fair value—securities transferred from held to maturity to trading
    		                                                            
      net income on sale of investment securities
    		                                                            
      purchase of loans, net of discounts and premiums
    		                                                 -1,633,000    -15,349,000       
      adoption of fair value—securities transferred from htm to trading
    		                                                            
      amortization (accretion) of premiums (discounts) on deferred loan fees
    		                                                  -707,000          
      impairment charge on preferred stock
    		                                                            
      benefit for loan losses
    		                                                      264,000 5,000     
      proceeds from repayment of securities and time deposits
    		                                                            
      proceeds from repurchase agreements
    		                                                            
      proceeds from issuance of convertible preferred stock—series b
    		                                                            
      transfers to other real estate
    		                                                            
      adoption of fair value: securities transferred from htm to trading
    		                                                            
      stock dividends from federal home loan bank
    		                                                      -167,000 -162,000 -157,000 -140,000   
      proceeds from sale of available for sale securities
    		                                                   0 0 1,170,000 54,178,000 21,398,000 35,862,000 38,884,000   
      proceeds from repayments of securities & time deposits
    		                                                            
      purchases of stock of federal home loan bank
    		                                                   0         
      proceeds from sale of repossessed assets
    		                                                            
      proceeds from issuance of convertible preferred stock series b
    		                                                            
      net gain on investment securities
    		                                                    0 7,896,000       
      repayments of investments and time deposits
    		                                                    20,924,000 26,382,000       
      repayments of federal home loan bank advances
    		                                                            
      proceeds from borrowing at fed discount window
    		                                                            
      proceeds from issuance of preferred stock series b
    		                                                    -2,000 1,019,000       
      cash and cash equivalents — beginning of year
    		                                                    0 16,264,000 0 39,708,000 0 25,288,000  23,811,000 
      adoption of fair value - securities transferred from htm to trading
    		                                                    0 11,055,000       
      preferred stock dividends - declared but not paid
    		                                                    3,000 93,000       
      amortization of premiums and deferred loan fees
    		                                                     27,000 483,000 685,000 415,000 382,000 385,000 417,000 
      other liabilities
    		                                                     -478,000       
      repayment of the federal home loan bank advance
    		                                                     -13,000,000 -19,000,000 -4,900,000 -5,000,000 -16,000,000   
      cash and cash equivalents — end of year
    		                                                     5,848,000       
      net gain on sale of available for sale securities
    		                                                            
      (gain) loss on disposal of fixed assets
    		                                                            
      purchases of mortgage-backed securities available for sale
    		                                                            
      purchases of held to maturity investments and time deposits
    		                                                            
      proceeds from repayment of available for sale securities
    		                                                            
      repayments of investments held to maturity and time deposits
    		                                                            
      cash dividends on convertible preferred stock
    		                                                          -79,000 -101,000 
      amortization of premiums, net accretion of discounts on investment securities
    		                                                            
      amortization of premiums, net accretion of discounts and deferred loan fees
    		                                                            
      gain on sale of securities
    		                                                      -206,000 -220,000     
      net gain on sale of loans held for sale
    		                                                      0 -2,000 -9,000 -8,000   
      purchases of investment securities available for sale
    		                                                      -80,378,000 -129,654,000 -89,241,000 -84,422,000   
      purchases of investment securities held to maturity and time deposits
    		                                                      -5,762,000 -15,236,000 -31,283,000 -9,456,000  -3,862,000 
      proceeds from repayments of available for sale securities
    		                                                      27,256,000 23,711,000 17,795,000 11,039,000   
      proceeds from repayments of securities held to maturity and time deposits
    		                                                      25,424,000 5,091,000 9,259,000 6,214,000   
      purchase of loans
    		                                                      -29,673,000 -929,000 -6,117,000 -24,397,000   
      principal repayments and participation sales on loans
    		                                                      34,447,000 35,009,000 30,882,000 25,173,000   
      proceeds from securities sold under agreements to repurchase
    		                                                      15,000,000 20,000,000     
      amortization of premiums on securities
    		                                                      308,000 239,000   48,000 100,000 
      gain on sale of available for sale securities
    		                                                         -205,000   
      purchases of loans
    		                                                          98,000 -42,245,000 
      proceeds from reverse repurchases
    		                                                            
      proceeds from note payable
    		                                                            
      repayment of note payable
    		                                                            
      proceeds from issuance of junior subordinated debentures
    		                                                            
      proceeds from exercise of common stock warrants
    		                                                            
      amortization of premiums on investment securities
    		                                                        -632,000 760,000   
      amortization of debt issue costs
    		                                                        29,000 29,000   
      loss on disposal of furniture, equipment, and software
    		                                                            
      proceeds from securities sold with agreement to repurchase
    		                                                            
      cost of issuance of junior subordinated debentures
    		                                                            
      accrued stock options and stock grants compensation
    		                                                            
      premium paid for bank-owned life insurance
    		                                                            
      net proceeds from issuance of convertible preferred stock
    		                                                            
      see notes to consolidated financial statements.
    		                                                            
      accrued stock option and stock grant compensation
    		                                                            
      purchase of securities available for sale
    		                                                           -33,127,000 
      proceeds from repayments of investment securities held to maturity and time deposits
    		                                                            
      proceeds from revolving line term loan facility
    		                                                            
      repayment of notes payable
    		                                                            
      proceeds from exercise of common stock options and warrants
    		                                                            
      proceeds from issuance of common stock, net of costs
    		                                                            
      proceeds from the issuance of junior subordinated debentures
    		                                                            
      costs of issuance of junior subordinated debentures
    		                                                            
      stock option and stock grant compensation expense
    		                                                           90,000 
      proceeds from repayment of securities available for sale
    		                                                           9,151,000 
      proceeds from repayment of investment securities held to maturity and time deposits
    		                                                            
      net increase in stock of the federal home loan bank
    		                                                           -269,000 
      net proceeds from overnight federal home loan bank advances
    		                                                           5,000,000 
      payment of debt issue costs for junior subordinated debentures
    		                                                            
      proceeds from repayment of held to maturity and time deposits
    		                                                           1,338,000 
      gain on sales of loans and securities
    		                                                            
      loss on disposal of fixed assets
    		                                                            
      proceeds from maturities of investments and time deposits
    		                                                            
      purchase of investment securities available for sale
    		                                                            
      purchases of investment securities held to maturity
    		                                                            
      proceeds from maturities of investments
    		                                                            
      see condensed notes to consolidated financial statements.
    		                                                            
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.