7Baggers
Quarterly
Annual
    Unit: USD2023-03-31 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2020-12-31 2020-09-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-03-31 2016-12-31 2016-06-30 2016-03-31 2015-09-30 2015-06-30 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31 2009-12-31 2009-09-30 2009-06-30 2008-09-30 2008-06-30 2008-03-31 2007-12-31 2007-09-30 2007-06-30 2007-03-31 2006-12-31 
      
                                                  
      assets
                                                  
      cash and due from banks
    45,090,000 34,409,000 34,506,000 23,095,000 38,349,000 30,767,000 35,633,000 39,602,000 32,505,000 47,025,000 34,460,000 28,912,000 29,587,000 32,688,000 24,042,000 18,772,000 28,594,000 26,949,000 27,418,000 20,268,000 21,625,000 26,345,000 19,280,000 24,548,000 25,740,000 18,529,000 28,197,000 22,561,000 23,450,000 15,873,000 14,248,000 9,547,000 10,860,000 11,398,000 11,059,000 13,250,000 17,451,000 13,905,000 25,136,000 20,082,000 20,310,000 18,155,000 20,016,000 21,735,000 22,844,000 24,375,000 
      interest-bearing deposits in other banks
    58,340,000 307,164,000 452,562,000 487,773,000 480,052,000 343,603,000 234,638,000 69,968,000 47,077,000 95,592,000 20,454,000 41,949,000 34,668,000 37,355,000 9,300,000 57,881,000 23,883,000 76,271,000 67,372,000 32,939,000 51,716,000 61,186,000 46,637,000 50,758,000 41,900,000 10,380,000 26,649,000 6,332,000 30,086,000 23,310,000 25,397,000 8,967,000 16,338,000 22,705,000 25,531,000 10,693,000 8,892,000 26,879,000 8,050,000 8,265,000 4,218,000 149,000    1,749,000 
      securities available for sale, at fair value
    586,407,000 668,765,000 686,176,000 692,467,000 643,949,000 466,091,000 358,493,000 342,769,000 379,195,000 308,490,000 334,326,000 324,289,000 332,653,000 295,777,000 341,247,000 310,348,000 321,337,000 272,205,000 292,567,000 346,502,000 362,800,000 356,998,000 358,306,000 355,595,000 327,994,000 334,523,000 337,376,000 333,366,000 311,517,000 231,393,000 226,171,000 228,295,000 209,434,000 211,574,000 190,949,000 188,795,000 181,953,000 144,706,000 134,114,000 136,632,000 149,636,000 145,159,000 136,270,000 121,083,000 138,533,000 148,748,000 
      restricted stock, at cost
    9,319,000 8,495,000 8,484,000 8,056,000 8,046,000 8,715,000 8,707,000 8,682,000 8,630,000 8,621,000 7,796,000 5,299,000 5,247,000 5,239,000 5,463,000 5,221,000 6,110,000 5,509,000 5,492,000 6,224,000 5,362,000 5,355,000 5,308,000 5,329,000 5,284,000 6,268,000 6,019,000 6,019,000 6,404,000 3,666,000 4,062,000 4,062,000 4,161,000 4,362,000 4,362,000 4,362,000           
      loans held for sale
    650,000 5,227,000 2,524,000 8,481,000 9,518,000 15,591,000 6,789,000 2,666,000 2,027,000 5,646,000 3,165,000 1,252,000 640,000 1,934,000 2,296,000 1,792,000 1,639,000 3,386,000 1,872,000 5,996,000 4,692,000 785,000 2,998,000 2,720,000 8,118,000 9,215,000 3,774,000 6,330,000 3,359,000 2,087,000 1,309,000 3,135,000 3,952,000 2,879,000 2,208,000 2,490,000 3,840,000 10,408,000 2,269,000 2,200,000 1,681,000 1,368,000 375,000 2,306,000 2,017,000 1,662,000 
      loans, net of deferred fees and costs
    2,199,517,000 2,030,818,000 1,988,008,000 1,946,580,000 1,940,332,000 2,015,056,000 2,086,094,000                                        
      less allowance for credit losses - loans
    -24,861,000                                              
      net loans
    2,174,656,000 2,012,313,000 1,970,020,000 1,927,902,000 1,919,702,000 1,993,653,000 2,065,006,000 1,840,863,000 1,817,663,000 1,791,689,000 1,823,455,000 1,347,257,000 1,344,671,000 1,317,565,000 1,325,871,000 1,307,646,000 1,322,522,000 1,281,296,000 1,206,850,000 1,152,020,000 1,045,285,000 1,021,889,000 968,373,000 970,112,000 785,820,000 795,970,000 804,780,000 814,229,000 808,772,000 505,337,000 508,372,000 512,361,000 510,879,000 511,281,000 507,254,000 519,825,000 530,928,000  568,515,000 560,898,000 547,242,000  546,668,000 544,251,000 535,767,000 534,964,000 
      premises and equipment
    32,440,000 34,878,000 35,383,000 35,564,000 37,021,000 39,723,000 39,979,000 39,632,000 39,848,000 39,261,000 39,038,000 26,663,000 26,675,000 25,690,000 25,879,000 25,759,000 25,901,000 25,923,000 25,658,000 25,439,000 22,878,000 23,241,000 23,854,000 24,182,000 24,885,000 25,314,000 25,833,000 25,674,000 26,263,000 19,129,000 19,308,000 19,509,000 20,142,000 19,658,000 19,145,000 19,195,000 19,390,000 18,912,000 16,825,000 13,659,000 13,392,000 13,348,000     
      assets held-for-sale
    1,382,000                                              
      other real estate owned, net of valuation allowance
    27,000 143,000 143,000 143,000 213,000 958,000 999,000                                        
      goodwill
    85,048,000 85,048,000 85,048,000 85,048,000 85,048,000 85,048,000 85,048,000 85,048,000 84,002,000 84,633,000 84,633,000 43,872,000 43,872,000 43,872,000 43,872,000 43,872,000 43,872,000 43,872,000 43,872,000 43,872,000 43,872,000 43,872,000 44,333,000 44,210,000 39,043,000 39,352,000 39,352,000 38,899,000 37,709,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 22,468,000 
      core deposit intangibles
    3,084,000 3,977,000 4,297,000 4,627,000 4,978,000 6,091,000 6,482,000 7,301,000 7,728,000 8,165,000 8,613,000 871,000 926,000 981,000 1,037,000 1,114,000 1,191,000 1,271,000 1,554,000 1,719,000 2,107,000 2,395,000 2,983,000 3,283,000 5,081,000 5,502,000 6,048,000 6,595,000 7,142,000 1,132,000 1,226,000 1,320,000 1,415,000 1,509,000 1,603,000 1,698,000 1,792,000 1,886,000 2,169,000 2,264,000 2,358,000 2,452,000 2,546,000 2,641,000 2,735,000 2,829,000 
      bank owned life insurance
    29,853,000 29,318,000 29,159,000 29,107,000 28,950,000 28,482,000 28,278,000 27,970,000 27,817,000 27,612,000 27,451,000 19,047,000 18,941,000 18,785,000 18,674,000 18,566,000 18,460,000 18,491,000 18,270,000 18,163,000 17,885,000 17,773,000 17,491,000 17,376,000 13,380,000 13,273,000 13,165,000 13,058,000                   
      other assets
    49,359,000 43,991,000 37,936,000 32,334,000 33,237,000 31,288,000 33,252,000                                        
      total assets
    3,075,655,000 3,233,728,000 3,346,238,000 3,334,597,000 3,289,063,000 3,050,010,000 2,903,304,000 2,495,065,000 2,478,550,000 2,454,529,000 2,418,082,000 1,868,404,000 1,862,866,000 1,806,491,000 1,824,531,000 1,817,574,000 1,816,078,000 1,780,541,000 1,715,805,000 1,678,638,000 1,601,651,000 1,582,554,000 1,512,437,000 1,524,356,000 1,305,707,000 1,290,892,000 1,323,260,000 1,304,706,000 1,305,139,000 846,016,000 845,238,000 833,664,000 824,217,000 832,644,000 810,654,000 808,973,000 810,346,000  800,645,000 790,695,000 785,049,000  767,554,000 771,137,000 787,544,000 777,720,000 
      liabilities
                                                  
      noninterest-bearing deposits
    962,247,000 1,047,931,000 1,024,778,000 1,009,081,000 980,985,000 830,094,000 820,384,000                                        
      interest-bearing deposits
    1,650,003,000 1,782,416,000 1,901,429,000 1,881,272,000 1,881,096,000 1,781,236,000 1,650,316,000                                        
      total deposits
    2,612,250,000 2,830,347,000 2,926,207,000 2,890,353,000 2,862,081,000 2,611,330,000 2,470,700,000 2,070,667,000 2,060,547,000 2,041,862,000 1,999,097,000 1,559,790,000 1,566,227,000 1,523,107,000 1,560,746,000 1,559,251,000 1,534,726,000 1,480,205,000 1,416,104,000 1,370,640,000 1,298,385,000 1,292,431,000 1,226,521,000 1,234,018,000 1,052,427,000 1,042,485,000 1,074,730,000 1,058,754,000 1,064,477,000 658,950,000 663,483,000 640,098,000 625,630,000 630,151,000 609,621,000 604,273,000 596,295,000  589,057,000 569,244,000 581,539,000  586,154,000 595,744,000 606,034,000 608,528,000 
      customer repurchase agreements
    63,220,000 32,038,000 38,527,000 41,128,000 26,595,000 42,551,000 41,906,000 42,114,000 40,475,000 38,924,000 37,222,000 35,945,000 35,243,000 29,104,000 6,776,000 10,466,000 10,726,000 43,240,000 47,776,000 39,166,000 53,369,000 42,184,000 43,579,000 50,123,000 45,761,000 46,113,000 48,651,000 45,575,000 43,758,000 50,329,000 43,871,000 47,084,000 54,285,000 61,665,000 60,372,000 65,929,000 71,339,000 59,437,000 44,951,000        
      other short-term borrowings
    25,000,000          13,528,000    5,500,000  24,000,000   20,000,000        3,000,000    6,110,000     4,000,000  25,920,000        
      junior subordinated debt
    28,359,000   28,232,000  28,130,000  28,054,000 28,029,000 28,003,000 27,978,000 27,953,000 27,927,000 27,902,000 27,876,000 27,851,000 27,826,000 27,800,000 27,749,000 27,724,000 27,673,000 27,648,000 27,597,000                        
      other liabilities
    17,785,000 15,629,000 18,173,000 20,092,000 21,793,000 22,605,000 23,108,000                                        
      total liabilities
    2,746,614,000 2,906,297,000 3,011,164,000 2,979,805,000 2,938,676,000 2,712,116,000 2,571,323,000 2,171,772,000 2,158,292,000 2,137,283,000 2,106,165,000 1,638,931,000 1,640,324,000 1,590,425,000 1,611,183,000 1,607,734,000 1,607,361,000 1,570,327,000 1,511,564,000 1,477,258,000 1,398,947,000 1,382,111,000 1,315,986,000 1,329,473,000 1,143,662,000 1,132,468,000 1,168,236,000 1,151,877,000 1,153,778,000 734,826,000 735,866,000 725,577,000 713,349,000 723,884,000 703,472,000 702,584,000 705,441,000  697,931,000 688,799,000 682,176,000  668,220,000 673,888,000 690,904,000 682,728,000 
      shareholders' equity
                                                  
      preferred stock, 5 par value, 2,000,000 shares authorized, none outstanding
                                                  
      common stock
    10,536,000 10,588,000 10,638,000 10,710,000 10,715,000 10,926,000 10,919,000 10,898,000 11,019,000 11,063,000 11,089,000 8,705,000 8,668,000 8,661,000 8,654,000 8,621,000 8,604,000 8,600,000 8,591,000 8,578,000 8,572,000 8,575,000 8,611,000 8,671,000                       
      capital in excess of par value
    141,713,000 143,337,000 144,848,000 147,777,000 148,069,000 154,850,000 154,495,000 153,817,000 158,244,000 159,792,000 160,572,000 78,738,000 78,172,000 77,842,000 77,496,000 76,525,000 76,179,000 75,943,000 75,445,000 75,076,000 74,753,000 74,744,000 75,524,000 76,826,000 57,045,000 56,825,000 56,633,000 56,395,000 56,094,000 27,670,000 27,541,000 27,268,000 27,200,000 27,131,000 27,063,000 26,962,000 26,900,000 26,772,000 26,439,000 26,463,000 26,472,000 26,425,000 26,364,000 26,422,000 26,456,000 26,414,000 
      retained earnings
    225,409,000 212,524,000 207,373,000 201,380,000 193,107,000 169,681,000 163,855,000 157,064,000 151,478,000 147,030,000 141,339,000 145,351,000 141,537,000 138,715,000 135,108,000 131,299,000 127,010,000 126,507,000 121,590,000 119,600,000 115,648,000 113,628,000 109,030,000 106,984,000 88,478,000 86,642,000 84,171,000 81,797,000 77,092,000 74,810,000 75,214,000 74,850,000 74,409,000 73,590,000 72,985,000 72,208,000 71,445,000 70,682,000 70,962,000 70,233,000 69,866,000 69,409,000 68,188,000 67,122,000 65,726,000 64,584,000 
      accumulated other comprehensive loss
    -48,617,000 -39,018,000 -27,785,000      -483,000 -639,000 -1,083,000 -3,321,000 -5,835,000 -9,152,000 -7,910,000 -6,605,000 -3,076,000 -836,000 -1,385,000                   -936,000         
      total shareholders' equity
    329,041,000 327,431,000 335,074,000 354,792,000 350,387,000 337,894,000 331,981,000 323,293,000 320,258,000 317,246,000 311,917,000 229,473,000 222,542,000 216,066,000 213,348,000 209,840,000 208,717,000 210,214,000 204,241,000 201,380,000 202,704,000 200,443,000 196,451,000 194,883,000 162,045,000 158,424,000 155,024,000 152,829,000 151,361,000 111,190,000 109,372,000 108,087,000 110,868,000 108,760,000 107,182,000 106,389,000 104,905,000  102,714,000 101,896,000 102,873,000  99,334,000 97,249,000 96,640,000 94,992,000 
      total liabilities and shareholders' equity
    3,075,655,000 3,233,728,000 3,346,238,000 3,334,597,000 3,289,063,000 3,050,010,000 2,903,304,000 2,495,065,000 2,478,550,000 2,454,529,000 2,418,082,000 1,868,404,000 1,862,866,000 1,806,491,000 1,824,531,000 1,817,574,000 1,816,078,000 1,780,541,000 1,715,805,000 1,678,638,000 1,601,651,000 1,582,554,000 1,512,437,000 1,524,356,000 1,305,707,000 1,290,892,000 1,323,260,000 1,304,706,000 1,305,139,000 846,016,000 845,238,000 833,664,000 824,217,000 832,644,000 810,654,000 808,973,000 810,346,000  800,645,000 790,695,000 785,049,000  767,554,000 771,137,000 787,544,000 777,720,000 
      less allowance for loan losses
     -18,505,000 -17,988,000 -18,678,000 -20,630,000 -21,403,000 -21,088,000 -14,065,000 -13,152,000 -12,758,000 -12,786,000 -12,806,000 -12,805,000 -13,588,000 -13,508,000 -13,575,000 -13,603,000 -13,858,000 -13,108,000 -12,801,000 -12,674,000 -12,675,000 -12,611,000 -12,793,000 -11,998,000 -12,099,000 -11,691,000 -10,529,000 -9,086,000 -8,744,000 -8,257,000 -8,420,000 -8,542,000 -8,135,000 -8,112,000 -8,166,000 -8,260,000 -7,934,000 -8,083,000 -7,932,000 -7,425,000 -7,395,000 -7,334,000 -7,493,000   
      long-term borrowings
     28,283,000 28,257,000  28,207,000  35,609,000           9,996,000 9,985,000 9,980,000 9,969,000 9,963,000 9,952,000 9,947,000 10,111,000 10,142,000 10,175,000 10,206,000 10,238,000 413,000 4,450,000 8,488,000 8,525,000 8,563,000 8,600,000 8,638,000 8,675,000 8,712,000 13,825,000        
      liabilities and shareholders' equity
                                                  
      liabilities:
                                                  
      subordinated debt
         7,500,000  7,513,000 7,517,000 7,521,000 7,526,000                                    
      commitments and contingencies
                                                  
      shareholders' equity:
                                                  
      accumulated other comprehensive income
       -5,075,000 -1,504,000 2,437,000 2,712,000 1,514,000            -1,874,000 3,731,000 3,496,000 3,286,000 2,402,000 8,679,000 7,121,000 6,390,000 6,830,000 5,372,000 2,553,000 464,000 -159,000 3,133,000 1,914,000 1,011,000 1,109,000 453,000  -778,000 -898,000 435,000 -442,000 -1,339,000 -2,441,000   
      loans, net of unearned income
           1,854,928,000 1,830,815,000 1,804,447,000 1,836,241,000 1,360,063,000 1,357,476,000 1,331,153,000 1,339,379,000 1,321,221,000 1,336,125,000 1,295,154,000 1,219,958,000 1,164,821,000 1,057,959,000 1,034,564,000 980,984,000 982,905,000 797,818,000 808,069,000 816,471,000 824,758,000 817,858,000 514,081,000 516,629,000 520,781,000 519,421,000 519,416,000 515,366,000 527,991,000  557,042,000 576,598,000 568,830,000 554,667,000 551,391,000 554,002,000 551,744,000 543,357,000 542,228,000 
      other real estate owned, net of valuation allowance of 407 in 2020 and 153 in 2019
           984,000                                       
      accrued interest receivable and other assets
           29,580,000 30,750,000 36,442,000 33,133,000 26,278,000 22,287,000 23,602,000 23,549,000 22,567,000 21,344,000 23,267,000 23,216,000 24,168,000 22,140,000 21,222,000 21,541,000 23,722,000 22,203,000 27,835,000 25,698,000 26,290,000 42,134,000 15,727,000 15,999,000 16,950,000 16,080,000 16,257,000 16,458,000 16,254,000 12,534,000 12,466,000 13,966,000 14,399,000 12,705,000 13,203,000 13,981,000 13,553,000 14,129,000 14,614,000 
      demand deposits -- noninterest bearing
           567,772,000 578,606,000 604,498,000 554,400,000 425,579,000 435,828,000 420,486,000 420,795,000 400,225,000 394,344,000 402,100,000 381,247,000 378,600,000 321,442,000 321,599,000 305,110,000 294,342,000 215,012,000 196,727,000 199,066,000 179,148,000 170,398,000 115,329,000 117,260,000 105,240,000 101,578,000 100,099,000 101,190,000 101,735,000 105,100,000 101,449,000 102,065,000 98,005,000 101,195,000 99,231,000 105,014,000 107,206,000 116,940,000 106,885,000 
      demand deposits -- interest bearing
           343,291,000 328,015,000 323,871,000 326,105,000 242,802,000 234,621,000 230,984,000 251,056,000 233,973,000 226,914,000 225,279,000 222,356,000 209,430,000 205,440,000 231,970,000 220,562,000 239,582,000 152,706,000 149,229,000 168,757,000 189,212,000 188,480,000 95,453,000 96,686,000 90,012,000 91,301,000 92,771,000 98,968,000 97,025,000 92,012,000 91,424,000 107,228,000 105,809,000 103,365,000 104,751,000 105,004,000 110,482,000 113,778,000 107,170,000 
      money market deposits
           524,234,000 504,651,000 450,022,000 451,343,000 379,668,000 401,461,000 362,575,000 383,963,000 409,290,000 403,024,000 336,752,000 314,495,000 283,035,000 252,118,000 218,543,000 191,534,000 190,799,000 164,266,000 170,505,000 174,110,000 182,347,000 199,172,000 67,273,000 57,530,000 59,891,000 53,388,000 81,247,000 79,225,000 75,554,000 71,424,000 81,306,000 56,574,000 52,772,000 52,574,000 50,254,000 52,271,000 50,749,000 52,856,000 50,948,000 
      savings deposits
           181,564,000 177,505,000 176,803,000 178,723,000 135,289,000 132,360,000 135,702,000 132,839,000 134,171,000 126,786,000 124,025,000 126,774,000 120,720,000 116,047,000 119,286,000 108,992,000 109,732,000 78,665,000 78,842,000 78,650,000 74,193,000 72,428,000 63,632,000 63,236,000 62,522,000 62,841,000 64,425,000 64,721,000 61,873,000 62,420,000 62,768,000 59,563,000 61,469,000 64,198,000 62,400,000 63,565,000 66,948,000 69,083,000 69,517,000 
      time deposits
           453,806,000 471,770,000 486,668,000 488,526,000 376,452,000 361,957,000 373,360,000 372,093,000 381,592,000 383,658,000 392,049,000 371,232,000 378,855,000 403,338,000 401,033,000 400,323,000 399,563,000 441,778,000 447,182,000 454,147,000 433,854,000 433,999,000 317,263,000 328,771,000 322,433,000 316,522,000 291,609,000 265,517,000 268,086,000 265,339,000 278,284,000 263,627,000 251,189,000 260,207,000 264,585,000 260,300,000 260,359,000 253,377,000 274,008,000 
      accrued interest payable and other liabilities
           23,424,000 21,724,000 20,973,000 20,814,000 15,243,000 10,927,000 10,312,000 10,285,000 10,166,000 10,083,000 9,086,000 9,950,000 9,748,000 9,551,000 9,885,000 8,337,000 7,814,000 8,071,000 6,461,000 7,443,000 7,130,000 8,115,000 4,515,000 3,443,000 3,178,000 4,290,000 2,886,000 4,260,000 3,125,000 4,513,000 4,866,000 3,559,000 3,475,000 5,714,000 4,909,000 3,807,000 3,898,000 4,675,000 5,126,000 
      preferred stock, 5 par, 2,000,000 shares authorized, none outstanding
                                                  
      equity securities, at fair value
              125,000 2,069,000 1,830,000 2,087,000 2,177,000 2,320,000                               
      other real estate owned, net of valuation allowance of 153 in 2019 and 109 in 2018
            1,308,000                                      
      other real estate owned, net of valuation allowance of 155 in 2019 and 109 in 2018
             1,353,000                                     
      other real estate owned, net of valuation allowance of 144 in 2019 and 109 in 2018
              1,433,000                                    
      short-term borrowings:
                                                  
      other real estate owned, net of valuation allowance of 108 in 2019 and 109 in 2018
               646,000                                   
      other real estate owned, net of valuation allowance of 109 in 2018 and 147 in 2017
                869,000                                  
      other real estate owned, net of valuation allowance of 113 in 2018 and 147 in 2017
                 916,000                                 
      other real estate owned, net of valuation allowance of 114 in 2018 and 147 in 2017
                  1,124,000                                
      other real estate owned, net of valuation allowance of 144 in 2018 and 147 in 2017
                   1,716,000                               
      other real estate owned, net of valuation allowance of 147 in 2017 and 192 in 2016
                    1,225,000                              
      other real estate owned, net of valuation allowance of 196 in 2017 and 192 in 2016
                     2,101,000                             
      other real estate owned, net of valuation allowance 199 in 2017 and 192 in 2016
                      1,664,000                            
      other real estate owned, net of valuation allowance of 192 in 2016 and 329 in 2015
                       1,328,000                           
      other real estate owned, net of valuation allowance 134 in 2016 and 329 in 2015
                        1,289,000                          
      other real estate owned, net of valuation allowance 137 in 2016 and 329 in 2015
                         1,493,000                         
      other real estate owned, net of valuation allowance 359 in 2015 and 2,971 in 2014
                          1,333,000                        
      federal funds sold
                           408,000                       
      other real estate owned, net of valuation allowance 363 in 2015 and 2,971 in 2014
                           2,113,000                       
      trust preferred capital notes
                           27,571,000 27,292,000 27,267,000 27,237,000 27,212,000 27,190,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 20,619,000 
      other real estate owned
                            6,259,000 4,731,000 6,369,000  5,920,000 3,513,000 3,532,000  3,987,000 3,730,000 3,815,000  4,558,000 4,033,000         
      preferred stock, 5 par, 2,000,000 shares authorized,
                                                  
      none outstanding
                                                  
      7,843,221 shares outstanding at september 30, 2012 and
                                                  
      7,806,869 shares outstanding at december 31, 2011
                            7,843,000 7,836,000 7,830,000                    
      the accompanying notes are an integral part of the consolidated financial statements.
                                                  
      7,836,056 shares outstanding at june 30, 2012 and
                                                  
      american national bankshares inc. and subsidiaries
                                                  
      consolidated statements of income
                                                  
      interest and dividend income:
                                                  
      interest and fees on loans
                             12,683,000                     
      interest and dividends on securities:
                                                  
      taxable
                             1,056,000                     
      tax-exempt
                             1,077,000                     
      dividends
                             52,000                     
      other interest income
                             18,000                     
      total interest and dividend income
                             14,886,000                     
      interest expense:
                                                  
      interest on deposits
                             1,729,000                     
      interest on short-term borrowings
                             51,000                     
      interest on long-term borrowings
                             84,000                     
      interest on trust preferred capital notes
                             206,000                     
      total interest expense
                             2,070,000                     
      net interest income
                             12,816,000                     
      benefit from loan losses
                             733,000                     
      net interest income after benefit from loan losses
                             12,083,000                     
      noninterest income:
                                                  
      trust fees
                             966,000                     
      service charges on deposit accounts
                             413,000                     
      other fees and commissions
                             445,000                     
      mortgage banking income
                             519,000                     
      securities gains
                             160,000                     
      other
                             297,000                     
      total noninterest income
                             2,800,000                     
      noninterest expense:
                                                  
      salaries
                             3,809,000                     
      employee benefits
                             799,000                     
      occupancy and equipment
                             1,048,000                     
      fdic assessment
                             213,000                     
      bank franchise tax
                             182,000                     
      core deposit intangible amortization
                             546,000                     
      foreclosed real estate
                             171,000                     
      merger related expenses
                             -202,000                     
      total noninterest expense
                             8,833,000                     
      income before income taxes
                             6,050,000                     
      income taxes
                             1,776,000                     
      net income
                             4,274,000                     
      net income per common share:
                                                  
      basic
                             550                     
      diluted
                             540                     
      average common shares outstanding:
                                                  
      7,830,247 shares outstanding at march 31, 2012 and
                                                  
      securities held to maturity (fair value of 0
                                                  
      in 2011 and 3,440 in 2010)
                                                  
      total securities
                               333,366,000 313,900,000 233,774,000 229,317,000 231,629,000 213,935,000 216,397,000 196,751,000 195,324,000 188,493,000  141,247,000 146,460,000 160,675,000  148,279,000 134,231,000 152,008,000 162,621,000 
      of 1,902 in 2011 and 1,622 in 2010
                               5,353,000                   
      7,806,869 shares outstanding at december 31, 2011 and
                                                  
      6,127,735 shares outstanding at december 31, 2010
                               7,807,000 7,803,000 6,157,000 6,153,000                
      securities held to maturity (fair value of 2,450 at 9/30/11
                                                  
      and 3,440 at 12/31/10)
                                2,383,000 2,381,000 3,146,000                
      1,000,000 shares of series a preferred stock outstanding
                                                  
      at september 30, 2011 and none issued at december 31, 2010
                                5,000,000                  
      7,802,976 shares outstanding at september 30, 2011 and
                                                  
      securities held to maturity (fair value of 2,458 at 6/30/11
                                                  
      6,156,563 shares outstanding at june 30, 2011 and
                                                  
      securities held to maturity (fair value of 3,236 at 3/31/11
                                                  
      6,153,433 shares outstanding at march 31, 2011 and
                                                  
      securities held to maturity (fair value of 3,440
                                                  
      in 2010 and 6,763 in 2009)
                                   3,334,000               
      of 1,622 in 2010 and 1,284 in 2009
                                   3,716,000               
      6,127,735 shares outstanding at december 31, 2010 and
                                                  
      6,110,335 shares outstanding at december 31, 2009
                                   6,128,000 6,126,000 6,125,000 6,123,000            
      securities held to maturity (fair value of 4,675 at
                                                  
      september 30, 2010 and 6,763 at december 31, 2009)
                                    4,501,000              
      6,126,374 shares outstanding at september 30, 2010 and
                                                  
      securities held to maturity (fair value of 5,028 at june 30,
                                                  
      2010 and 6,763 at december 31, 2009)
                                     4,823,000             
      6,124,892 shares outstanding at june 30, 2010 and
                                                  
      securities held to maturity (fair value of 6,014 at 3/31/10
                                                  
      and 6,763 at 12/31/09)
                                      5,802,000            
      preferred stock, 5 par, 200,000 shares authorized,
                                                  
      6,123,275 shares outstanding at march 31, 2010 and
                                                  
      securities held to maturity (fair value of 6,763
                                                  
      in 2009 and 7,391 in 2008)
                                       6,529,000           
      of 1,284 in 2009 and 70 in 2008
                                       3,414,000           
      6,110,335 shares outstanding at december 31, 2009 and
                                                  
      6,085,628 shares outstanding at december 31, 2008
                                       6,110,000 6,107,000          
      securities held to maturity
                                        6,540,000 6,712,000       13,475,000  
      loans
                                        539,188,000          
      6,107,327 shares outstanding at september 30, 2009 and
                                                  
      securities held to maturity (fair value of 7,346
                                                  
      in 2008 and 12,250 in 2007)
                                          7,133,000 9,828,000 11,039,000      
      6,090,804 shares outstanding at september 30, 2008 and
                                                  
      6,118,717 shares outstanding at december 31, 2007
                                          6,091,000 6,098,000 6,100,000      
      securities held to maturity (fair value of 10,033
                                                  
      repurchase agreements
                                           57,973,000 58,179,000 47,891,000 48,665,000 43,615,000 44,526,000 33,368,000 
      fhlb borrowings
                                           37,488,000 16,125,000 16,137,000 8,975,000 10,012,000 15,050,000 15,087,000 
      6,097,862 shares outstanding at june 30, 2008 and
                                                  
      securities held to maturity (fair value of 11,380
                                                  
      6,100,185 shares outstanding at march 31, 2008 and
                                                  
      securities held to maturity (fair value of 12,250
                                                  
      interest bearing deposits in other banks
                                              24,000 17,053,000 22,817,000  
      securities held to maturity (fair value of 12,220
                                                  
      in 2007 and 14,131 in 2006)
                                              12,009,000 13,148,000   
      bank premises and equipment, at cost, less accumulated
                                                  
      depreciation of 15,592 in 2007 and 14,755 in 2006
                                              13,197,000    
      6,121,325 shares outstanding at september 30, 2007 and
                                                  
      6,161,865 shares outstanding at december 31, 2006
                                              6,121,000 6,146,000 6,157,000  
      securities held to maturity (fair value of 13,255
                                                  
      depreciation of 15,304 in 2007 and 14,755 in 2006
                                               12,899,000   
      6,145,617 shares outstanding at june 30, 2007 and
                                                  
      bank premises and equipment at cost, less accumulated depreciation of
                                                  
      15,022 in 2007 and 14,755 in 2006
                                                12,759,000  
      preferred stock, 5 par, 200,000 shares authorized, none outstanding
                                                  
      6,156,823 shares outstanding at march 31, 2007 and
                                                  
      securities held to maturity (fair value of 14,131
                                                  
      in 2006 and 18,701 in 2005)
                                                 13,873,000 
      depreciation of 14,755 in 2006 and 13,194 in 2005
                                                 12,438,000 
      6,161,865 shares outstanding at december 31, 2006 and
                                                  
      5,441,758 shares outstanding at december 31, 2005
                                                 6,162,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.