7Baggers
Quarterly
Annual
    Unit: USD2028-09-30 2028-06-30 2028-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-03-31 2016-06-30 2016-03-31 2015-09-30 2014-12-31 2014-09-30 
      
    		                               
      cash flows from operating activities
    		                               
      net income for the period
    		222,000,000 244,000,000 170,000,000  214,000,000 201,000,000 153,000,000  217,000,000 202,000,000 204,000,000 203,000,000  175,000,000 66,000,000 14,000,000  222,000,000 198,000,000 213,000,000  26,000,000 -41,000,000 238,000,000  139,000,000 23,512,000 90,437,000 87,039,000  -23,662,000 
      adjustments to reconcile net income to net cash from operating activities:
    		                               
      benefit from credit losses
    		49,000,000 -1,000,000 18,000,000 101,000,000 13,000,000 5,000,000 13,000,000 43,000,000 71,000,000 -37,000,000 45,000,000 -33,000,000 -757,000,000 55,000,000 168,000,000 258,000,000 4,000,000 10,000,000 21,000,000 4,000,000 -29,000,000 -23,000,000 59,000,000 -47,000,000 16,000,000 18,000,000 -6,087,000 36,333,000 21,450,000 -35,973,000 -23,101,000 
      depreciation and amortization
    		30,000,000 29,000,000 28,000,000 45,000,000 32,000,000 31,000,000 32,000,000 31,000,000 34,000,000 9,000,000 36,000,000 19,000,000 -89,000,000 12,000,000 18,000,000 45,000,000 45,000,000 50,000,000 49,000,000 44,000,000 144,000,000 0 6,000,000 43,000,000 132,000,000 37,000,000 4,561,000 40,736,000 5,168,000 94,788,000 2,710,000 
      share-based compensation
    		6,000,000 6,000,000 17,000,000 5,000,000 4,000,000 8,000,000 16,000,000 5,000,000 3,000,000 5,000,000 17,000,000 17,000,000 6,000,000 4,000,000 5,000,000 13,000,000 4,000,000 5,000,000 4,000,000 14,000,000 22,000,000 -1,000,000 -8,000,000 13,000,000 21,000,000 12,000,000      
      deferred income tax expense
    		9,000,000 -7,000,000 38,000,000 -12,000,000 -14,000,000 -5,000,000 22,000,000 -58,000,000 -14,000,000 23,000,000 6,000,000 39,000,000   -48,000,000 -46,000,000   -12,000,000 15,000,000  5,000,000 -24,000,000 13,000,000 158,000,000 13,000,000  -4,680,000 34,404,000 22,978,000 61,830,000 
      net increase in trading securities
    		  -29,000,000     61,000,000          -132,000,000         -35,267,000 -17,670,000    
      net decrease (increase) in loans held for sale
    		-24,000,000 -49,000,000 -6,000,000 -42,000,000 -3,000,000       29,000,000          3,000,000 32,000,000 -33,000,000 115,000,000       
      change in other liabilities
    		69,000,000 -77,000,000 -106,000,000 -111,000,000 -171,000,000 60,000,000 -77,000,000 147,000,000 356,000,000 918,000,000 -529,000,000 127,000,000 -18,000,000 -2,000,000 46,000,000 -13,000,000 52,000,000 7,000,000 -30,000,000 -43,000,000 54,000,000 -61,000,000 77,000,000 4,000,000 -55,000,000 42,000,000 127,097,000 17,770,000 83,354,000 8,851,000 14,033,000 
      change in other assets
    		55,000,000 -80,000,000 71,000,000 33,000,000 98,000,000 -38,000,000 76,000,000 10,000,000 -262,000,000 -567,000,000 362,000,000 -116,000,000 107,000,000 -56,000,000 -9,000,000 -120,000,000 -33,000,000 20,000,000 -96,000,000 -70,000,000 -65,000,000 179,000,000 -148,000,000 48,000,000 -47,000,000 21,000,000 -232,503,000 7,301,000 -901,000 -55,682,000 21,346,000 
      other
    		-24,000,000 -11,000,000 -22,000,000 81,000,000 -10,000,000 -10,000,000 -4,000,000 -26,000,000 -21,000,000 5,000,000 -4,000,000 13,000,000 -96,000,000 -8,000,000 -6,000,000 -2,000,000 5,000,000 -13,000,000 -2,000,000 -8,000,000 -21,000,000 2,000,000 2,000,000 -8,000,000 -19,000,000 -14,000,000 -16,970,000 13,997,000 -15,391,000 -24,965,000 -15,655,000 
      net cash from operating activities
    		438,000,000 -62,000,000 179,000,000 254,000,000 119,000,000 251,000,000 261,000,000 494,000,000 172,000,000 583,000,000 221,000,000 288,000,000 81,000,000 150,000,000 245,000,000 153,000,000 351,000,000 126,000,000 262,000,000 -42,000,000 789,000,000 224,000,000 -112,000,000 275,000,000 701,000,000 380,000,000 -210,958,000 222,762,000 127,491,000 255,859,000 185,822,000 
      cash flows from investing activities
    		                               
      net decrease in money market investments
    		          727,000,000       -401,000,000    -51,000,000      2,101,580,000    
      proceeds from maturities and paydowns of investment securities held-to-maturity
    		274,000,000 269,000,000 271,000,000 276,000,000 275,000,000 269,000,000 232,000,000 195,000,000 202,000,000 -189,000,000 237,000,000 20,000,000 207,000,000 177,000,000 49,000,000 24,000,000 80,000,000 72,000,000 138,000,000 101,000,000 191,000,000 115,000,000 -4,000,000 59,000,000 231,000,000 91,000,000    87,608,000 1,606,000 
      purchases of investment securities held-to-maturity
    		0 0 -27,000,000 21,000,000 -2,000,000   -167,000,000 -12,000,000 -210,000,000 -10,000,000 -17,000,000 -12,000,000 -81,000,000 -152,000,000 -17,000,000 -14,000,000 -35,000,000 -69,000,000 -91,000,000 -322,000,000 122,000,000 -108,000,000 -57,000,000 -162,000,000 -7,000,000 15,980,000 -108,141,000 1,343,000 -149,740,000 12,550,000 
      proceeds from sales, maturities, and paydowns of investment securities available-for-sale
    		323,000,000 457,000,000 499,000,000 810,000,000 476,000,000 571,000,000 480,000,000    583,000,000      883,000,000 877,000,000 758,000,000 587,000,000 2,069,000,000 257,000,000 66,000,000 669,000,000 1,797,000,000 530,000,000 -1,623,470,000 2,098,526,000 -365,789,000 1,404,354,000 180,000,000 
      purchases of investment securities available-for-sale
    		-305,000,000 -299,000,000 -478,000,000 -138,000,000 -178,000,000 -168,000,000 -182,000,000 0 -56,000,000 -5,635,000,000 -138,000,000 -4,673,000,000 -9,740,000,000 -1,896,000,000 -847,000,000 -1,164,000,000 -593,000,000 -243,000,000 -405,000,000 -623,000,000 -1,843,000,000 -520,000,000 48,000,000 -612,000,000 -4,184,000,000 -3,113,000,000 1,879,535,000 -3,123,244,000 -756,225,000 -1,343,313,000 -229,511,000 
      net change in loans and leases
    		478,000,000 -897,000,000 -136,000,000 -973,000,000 -440,000,000 -369,000,000 -321,000,000 -1,602,000,000 -1,550,000,000 -738,000,000 -738,000,000 -355,000,000 8,818,000,000 377,000,000 -5,170,000,000 -1,211,000,000 128,000,000 -208,000,000 -1,017,000,000 -860,000,000 -1,393,000,000 -430,000,000 191,000,000 -311,000,000 -1,660,000,000 -117,000,000  -808,358,000 -271,204,000   
      purchases and sales of other noninterest-bearing investments
    		96,000,000 -112,000,000 -20,000,000 162,000,000 54,000,000 -58,000,000 25,000,000 -151,000,000 -146,000,000 36,000,000 -37,000,000 8,000,000 7,000,000 -3,000,000 88,000,000 -29,000,000   -59,000,000 54,000,000            
      purchases of premises and equipment
    		-25,000,000 -31,000,000 -27,000,000 -44,000,000 -22,000,000 -17,000,000 -30,000,000 -36,000,000 -52,000,000 -71,000,000 -31,000,000 -53,000,000 -83,000,000 -41,000,000 -54,000,000 -28,000,000 -23,000,000 -34,000,000 -35,000,000 -25,000,000 -93,000,000 -10,000,000 2,000,000 -28,000,000 -130,000,000 -50,000,000 -11,844,000 -40,015,000 -4,912,000   
      acquisition of california branches, net of cash acquired
    		0 0 191,000,000                             
      net cash from investing activities
    		359,000,000 -631,000,000 1,661,000,000 1,644,000,000 1,133,000,000 -460,000,000 53,000,000 -549,000,000 -1,343,000,000 2,706,000,000 591,000,000 931,000,000 -2,398,000,000 -1,880,000,000 -5,176,000,000 -2,125,000,000 978,000,000 112,000,000 -802,000,000 87,000,000 -2,296,000,000 -510,000,000 529,000,000 -429,000,000 -3,895,000,000 -2,880,000,000 -294,868,000 136,123,000 538,805,000 -192,721,000 -2,323,488,000 
      cash flows from financing activities
    		                               
      net increase in deposits
    		   2,552,000,000 1,948,000,000   -4,773,000,000 -3,066,000,000   -439,000,000 3,128,000,000 1,409,000,000 8,166,000,000 433,000,000 945,000,000 1,807,000,000 -203,000,000 435,000,000 1,280,000,000 -414,000,000 271,000,000 347,000,000 -336,000,000 241,000,000 892,867,000 -486,234,000 -830,741,000 890,636,000 1,456,194,000 
      net change in short-term borrowed funds
    		-2,315,000,000 2,596,000,000 -356,000,000  -2,731,000,000 755,000,000 516,000,000                         
      proceeds from the issuance of long-term debt
    		                495,000,000 0 0 497,000,000 0           
      proceeds from the issuance of common stock
    		2,000,000 0 4,000,000 2,000,000    1,000,000 0 6,000,000 2,000,000 6,000,000 16,000,000 0 3,000,000 2,000,000 6,000,000 1,000,000 3,000,000 4,000,000 18,000,000 -5,000,000 -3,000,000 10,000,000 23,000,000 9,000,000 2,410,000 538,000 8,529,000   
      dividends paid on common and preferred stock
    		-68,000,000 -65,000,000 -66,000,000 -67,000,000 -72,000,000 -72,000,000 -71,000,000 -69,000,000 -70,000,000 -61,000,000 -69,000,000 -66,000,000 -66,000,000 -65,000,000 -64,000,000 -66,000,000 -64,000,000 -69,000,000 -61,000,000 -66,000,000 -168,000,000 -13,000,000 -6,000,000 -49,000,000 -95,000,000 -29,000,000 4,626,000 -27,421,000 1,625,000 -72,887,000 964,000 
      bank common stock repurchased
    		0 0 -41,000,000 -16,000,000 0 0 -35,000,000 -51,000,000 -50,000,000 -51,000,000 -50,000,000 -51,000,000 -724,000,000 0 -1,000,000 -75,000,000 -276,000,000 -275,000,000 -275,000,000 -276,000,000 -498,000,000           
      net cash from financing activities
    		-806,000,000 640,000,000 -1,658,000,000 -2,237,000,000 -855,000,000 217,000,000 -321,000,000 163,000,000 1,161,000,000 -3,275,000,000 -862,000,000 -1,114,000,000 2,498,000,000 1,736,000,000 4,771,000,000 1,997,000,000 -1,420,000,000 20,000,000 542,000,000 -123,000,000 1,524,000,000 337,000,000 -341,000,000 76,000,000 2,945,000,000 2,329,000,000 828,801,000 -639,401,000 -859,220,000 403,124,000 1,299,414,000 
      net increase in cash and due from banks
    		-9,000,000 -53,000,000 182,000,000 -339,000,000 397,000,000      -50,000,000 105,000,000 181,000,000   25,000,000 -91,000,000    17,000,000         466,262,000 -838,252,000 
      cash and due from banks at beginning of period
    		0 0 651,000,000  0 0 716,000,000  0 -62,000,000 657,000,000 595,000,000  0 0 705,000,000  0 0 614,000,000  -2,000,000 -78,000,000 548,000,000  737,000,000 -280,516,000 798,319,000 37,380,000  42,812,000 
      cash and due from banks at end of period
    		-9,000,000 -53,000,000 833,000,000  397,000,000 8,000,000 709,000,000  -10,000,000 -48,000,000 607,000,000 700,000,000  6,000,000 -160,000,000 730,000,000  258,000,000 2,000,000 536,000,000  49,000,000 -2,000,000 470,000,000  566,000,000 42,459,000 517,803,000 -155,544,000  -795,440,000 
      cash paid for interest
    		373,000,000 406,000,000 423,000,000 -55,000,000 483,000,000 449,000,000 491,000,000 97,000,000 32,000,000 -193,000,000 224,000,000 11,000,000 -83,000,000 41,000,000 35,000,000 88,000,000 86,000,000 116,000,000 104,000,000 95,000,000 180,000,000 2,000,000 11,000,000 44,000,000 91,000,000 22,000,000 6,192,000 18,430,000 -6,776,000 111,645,000 318,000 
      net cash paid for income taxes
    		59,000,000 113,000,000 1,000,000 124,000,000 41,000,000   16,000,000 1,000,000    294,000,000 131,000,000   54,000,000 47,000,000   156,000,000 -39,000,000   162,000,000    -83,647,000 124,309,000 -64,092,000 
      noncash activities:
    		                               
      loans held for investment reclassified to loans held for sale
    		43,000,000 33,000,000 30,000,000 -76,000,000 44,000,000 88,000,000 12,000,000 14,000,000 39,000,000 14,000,000 47,000,000 34,000,000 141,000,000   7,000,000 22,000,000    112,000,000 -25,000,000 9,000,000 15,000,000 24,000,000       
      deposits acquired in purchase of california branches
    		0 0 657,000,000                             
      loans acquired in purchase of california branches
    		0 0 423,000,000                             
      standard
    		                               
      standards not yet adopted by the bank as of september 30, 2025
    		                               
      asu 2024-03,income statement—reporting comprehensive income—expense disaggregation disclosures
    		                               
      asu 2025-06, intangibles—goodwill and other—internal-use software
    		                               
      standards adopted by the bank during 2025
    		                               
      asu 2023-09, income taxes (topic 740): improvements to income tax disclosures
    		                               
      net decrease (increase) in trading securities
    		      -11,000,000    77,000,000 -10,000,000   0 22,000,000    -210,000,000 11,000,000 94,000,000   -38,000,000 76,000,000    -37,286,000 1,488,000 
      net decrease (increase) in money market investments
    		 -5,000,000 1,387,000,000    -157,000,000 322,000,000 -567,000,000   4,979,000,000 -3,144,000,000 -1,815,000,000 -71,000,000 -547,000,000    940,000,000      -145,000,000   1,935,821,000 852,692,000 -2,628,717,000 
      net decrease in deposits
    		 -1,892,000,000 -1,188,000,000    -724,000,000    -2,445,000,000                     
      standards not yet adopted by the bank as of june 30, 2025
    		                               
      standards not yet adopted by the bank as of march 31, 2025
    		                               
      standards adopted by the bank during the first quarter of 2025
    		                               
      net income
    		                               
      acquisition of nevada branches, net of cash acquired
    		                               
      net change in short-term funds borrowed
    		       5,053,000,000 4,346,000,000 -1,592,000,000 1,707,000,000 -264,000,000 132,000,000 393,000,000 -2,906,000,000 1,712,000,000 -2,526,000,000 -1,445,000,000 1,080,000,000 -709,000,000 3,054,000,000 332,000,000 -699,000,000 -10,000,000 2,867,000,000 2,311,000,000 152,866,000 -114,799,000 21,740,000 -29,522,000 -45,167,000 
      cash paid for preferred stock redemption
    		                               
      redemption of long-term debt
    		       0 0   -290,000,000  0                  
      cash and due from banks at beginning of year
    		                               
      cash and due from banks at end of year
    		                               
      loans held for investment transferred to other real estate owned
    		            23,000,000 1,000,000   5,000,000 1,000,000 1,000,000 5,000,000   0 3,000,000 5,000,000 2,000,000      
      trading securities reclassified to money market investments
    		                               
      investment securities available-for-sale transferred to held-to-maturity, at amortized cost
    		                               
      deposits acquired in purchase of nevada branches
    		                               
      loans acquired in purchase of nevada branches
    		                               
      standards not yet adopted by the bank as of december 31, 2023
    		                               
      asu 2022-03,fair value measurement (topic 820): fair value measurement of equity securities subject to contractual sale restrictions
    		                               
      asu 2023-02,investments—equity method and joint ventures
    		                               
      asu 2023-07, segment reporting (topic 280): improvements to reportable segment disclosures
    		                               
      standards not yet adopted by the bank as of september 30, 2024
    		                               
      net decrease in trading securities
    		                       4,000,000        
      net increase in money market investments
    		                       -117,000,000        
      standards not yet adopted by the bank as of june 30, 2024
    		                               
      net decrease in loans held for sale
    		      41,000,000  9,000,000 35,000,000 7,000,000               36,000,000  38,566,000    
      net decrease in cash and due from banks
    		      -7,000,000  -10,000,000          2,000,000 -78,000,000   76,000,000 -78,000,000  -171,000,000  -280,516,000    
      standards not yet adopted by the bank as of march 31, 2024
    		                               
      standards not yet adopted by the bank as of december 31, 2022
    		                               
      asu 2022-02,financial instruments—credit losses (topic 326): troubled debt restructurings and vintage disclosures
    		                               
      proceeds from sales, maturities and paydowns of investment securities available-for-sale
    		        828,000,000   1,018,000,000  1,403,000,000 967,000,000 828,000,000                
      noncash activities are summarized as follows:
    		                               
      standards not yet adopted by the bank
    		                               
      net refunds received for income taxes
    		           -1,000,000              -6,000,000  -84,000    
      standards adopted by the bank during the period
    		                               
      deferred income tax benefit
    		                               
      repayments of debt over 90 days and up to one year
    		                       -2,000,000,000 -2,250,000,000       
      repayments of long-term debt
    		                         -153,000,000 -93,811,000 -10,636,000 -67,057,000 -388,311,000 -598,560,000 
      accounting standard updates
    		                               
      updates adopted during 2020
    		                               
      asu 2020-04, reference rate reform (topic 848): facilitation of the effects of referencerate reform on financial reporting
    		                               
      asu 2016-13,credit losses(topic 326):measurement ofcredit losses onfinancialinstruments and subsequent related asus
    		                               
      cash paid for preferred stock redemptions
    		                               
      assets
    		                               
      investment securities:
    		                               
      available-for-sale:
    		                               
      u.s. treasury, agencies and corporations
    		                               
      municipal securities
    		                               
      other debt securities
    		                               
      total available-for-sale
    		                               
      trading account
    		                               
      other noninterest-bearing investments:
    		                               
      bank-owned life insurance
    		                               
      private equity investments 1
    		                               
      other assets:
    		                               
      agriculture loan servicing and interest-only strips
    		                               
      deferred compensation plan assets
    		                               
      derivatives:
    		                               
      derivatives designated as hedges
    		                               
      derivatives not designated as hedges
    		                               
      total assets
    		                               
      liabilities
    		                               
      securities sold, not yet purchased
    		                               
      other liabilities:
    		                               
      total liabilities
    		                               
      net increase in loans held for sale
    		             11,000,000 5,000,000 -18,000,000  -38,000,000 -38,000,000 -1,000,000            
      updates adopted by the bank during 2020
    		                               
      loans held for sale reclassified to loans held for investment
    		                               
      net cash paid (refunds received) for income taxes
    		               1,000,000    -2,000,000    1,000,000        
      updates not yet adopted by the bank during 2020
    		                               
      proceeds from debt over 90 days and up to one year
    		                       1,900,000,000 3,250,000,000       
      updates not yet adopted by the bank during 2019
    		                               
      asu 2017-04,intangibles –goodwill andother (topic 350):simplifying thetest for goodwillimpairment
    		                               
      sales of other noninterest-bearing investments
    		                               
      updates not yet adopted by the bank
    		                               
      adjustments to reconcile net income to net cash provided (used in) by operating activities:
    		                               
      1.
    		                               
      securities gains
    		                               
      proceeds from sales of other real estate owned
    		                       1,000,000 5,000,000 3,000,000 133,000 4,304,000 2,847,000 45,856,000 -8,887,000 
      net change in other noninterest-bearing investments
    		                     6,000,000 58,000,000 -31,000,000  -74,000,000      
      repayment of long-term debt
    		                               
      company common stock repurchased
    		                      -4,000,000 -122,000,000 -217,000,000       
      available-for-sale securities purchased, not settled
    		                               
      held-to-maturity securities purchased, not settled
    		                               
      securities losses (gains)
    		                               
      afs securities purchased, not settled
    		                         56,000,000      
      adjusted cost of htm securities reclassified as afs securities
    		                               
      company common stock repurchased and retired
    		                         -50,000,000      
      loans held for investment reclassified to (from) loans held for sale
    		                         35,000,000      
      htm securities purchased, not settled
    		                         31,000,000      
      adjustments to reconcile net income to net cash provided byoperating activities:
    		                               
      debt extinguishment cost
    		                             0  
      fixed income securities losses (gains)
    		                          3,000 -28,000 -138,383,000  18,927,000 
      debt extinguishment costs paid
    		                               
      proceeds from the issuances of common and preferred stock
    		                               
      proceeds from maturities and paydowns of investment securitiesheld-to-maturity
    		                          -11,621,000 22,036,000 5,288,000   
      loans purchased
    		                               
      other net change in loans held for investment
    		                               
      net impairment losses on investment securities, goodwill, and long-lived assets
    		                               
      net purchases of premises and equipment
    		                             -149,646,000 9,662,000 
      net cash received from (paid for) divestitures
    		                               
      proceeds from issuance of long-term debt
    		                               
      debt extinguishment cost paid
    		                               
      proceeds from the issuance of common and preferred stock
    		                               
      net impairment losses on investment securities
    		                               
      net loan and lease collections
    		                               
      net cash received from divestitures
    		                               
      proceeds from issuances of common and preferred stock
    		                              517,918,000 
      net loan and lease originations
    		                               
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.