7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-09-30 2024-06-30 2024-03-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30 2022-06-30 2022-03-31 2021-09-30 
      
    		             
      cash flows from operating activities:
    		             
      net income before noncontrolling interests
    		5,609,000,000 5,522,000,000 4,804,000,000 5,170,000,000 4,909,000,000 4,623,000,000 5,736,000,000 4,903,000,000 4,880,000,000 3,500,000,000 2,952,000,000 3,802,000,000 5,405,000,000 
      adjustments to reconcile net income to net cash from operating activities:
    		             
      benefit from credit losses
    		681,000,000 1,005,000,000 932,000,000 1,065,000,000 1,236,000,000 938,000,000 1,197,000,000 1,713,000,000 1,207,000,000 784,000,000 580,000,000 -787,000,000 -1,395,000,000 
      changes in fair value of msrs and lhfs carried at fair value
    		35,000,000 76,000,000 239,000,000 451,000,000 157,000,000 -66,000,000 -215,000,000 -38,000,000 441,000,000 -314,000,000 -345,000,000 -891,000,000 -263,000,000 
      depreciation, amortization and accretion
    		1,839,000,000 1,893,000,000 1,858,000,000 1,783,000,000 1,972,000,000 1,819,000,000 1,597,000,000 1,628,000,000 1,552,000,000 1,690,000,000 1,772,000,000 1,791,000,000 1,917,000,000 
      deferred income tax benefit
    		-446,000,000          -113,000,000 -179,000,000 -1,194,000,000 
      other
    		388,000,000 2,653,000,000 3,372,000,000 5,877,000,000 -119,000,000 -1,944,000,000 -3,323,000,000 -433,000,000 3,703,000,000 -6,203,000,000 -5,955,000,000 -6,116,000,000 98,000,000 
      originations and purchases of loans held for sale
    		-15,633,000,000 -10,057,000,000 -9,501,000,000 -9,901,000,000 -10,284,000,000 -6,278,000,000 -6,700,000,000 -7,388,000,000 -8,924,000,000 -16,700,000,000 -19,065,000,000 -24,206,000,000 -36,310,000,000 
      proceeds from sales of and paydowns on loans originally classified as held for sale
    		11,610,000,000 7,717,000,000 8,627,000,000 8,336,000,000 7,340,000,000 5,055,000,000 6,955,000,000 5,609,000,000 7,776,000,000 13,281,000,000 23,299,000,000 18,324,000,000 22,854,000,000 
      net change in:
    		             
      debt and equity securities, held for trading
    		-30,805,000,000 -6,440,000,000 -7,174,000,000 1,467,000,000 -11,770,000,000 -12,244,000,000 13,082,000,000 -12,089,000,000 1,663,000,000 9,045,000,000 9,172,000,000 11,771,000,000 107,000,000 
      derivative assets and liabilities
    		1,105,000,000 -3,400,000,000 -3,077,000,000 -2,431,000,000 -1,950,000,000 -1,376,000,000 -1,445,000,000 3,003,000,000 3,126,000,000 673,000,000 4,431,000,000 -766,000,000 -3,340,000,000 
      other assets
    		13,833,000,000 -8,296,000,000 -13,037,000,000 -6,861,000,000 8,907,000,000 -3,052,000,000 2,249,000,000 -960,000,000 -7,473,000,000 3,090,000,000 -7,948,000,000 -5,815,000,000 5,480,000,000 
      other accrued expenses and liabilities
    		10,915,000,000 -1,121,000,000 2,343,000,000 88,000,000 2,571,000,000 111,000,000 -3,634,000,000 3,165,000,000 -1,145,000,000 2,468,000,000 -1,192,000,000 3,271,000,000 4,189,000,000 
      net cash used by operating activities
    		-869,000,000 -11,216,000,000 -11,037,000,000           
      cash flows from investing activities:
    		             
      federal funds sold and securities purchased under resale agreements
    		-49,761,000,000 22,015,000,000 -21,500,000,000 -23,131,000,000 -13,360,000,000 11,705,000,000 -3,931,000,000 121,000,000 1,106,000,000 -294,000,000 12,218,000,000 -1,541,000,000 2,342,000,000 
      available-for-sale debt securities:
    		             
      proceeds from sales
    		1,904,000,000 2,357,000,000 97,000,000 10,448,000,000 233,000,000 4,526,000,000 4,086,000,000   1,564,000,000 15,311,000,000 19,000,000 893,000,000 
      paydowns and maturities
    		5,742,000,000 5,204,000,000 4,821,000,000 10,503,000,000 7,670,000,000 8,083,000,000 3,404,000,000 4,505,000,000 2,821,000,000 6,841,000,000 7,340,000,000 8,626,000,000 14,780,000,000 
      purchases
    		-25,254,000,000 -14,965,000,000 -17,676,000,000 -33,507,000,000 -19,439,000,000 -19,672,000,000 -4,721,000,000 -4,366,000,000 -12,393,000,000 -7,542,000,000 -12,097,000,000 -19,195,000,000 -12,579,000,000 
      held-to-maturity debt securities:
    		             
      equity securities, not held for trading:
    		             
      proceeds from sales and capital returns
    		795,000,000 1,943,000,000 620,000,000 1,156,000,000 1,098,000,000 750,000,000 411,000,000 793,000,000 476,000,000 642,000,000 1,179,000,000 1,911,000,000 575,000,000 
      loans:
    		             
      loans originated, net of principal collected
    		-20,729,000,000 -12,275,000,000 -2,601,000,000           
      proceeds from sales of loans originally classified as held for investment
    		766,000,000 827,000,000 956,000,000 1,332,000,000 575,000,000 565,000,000 532,000,000 1,027,000,000 1,588,000,000 2,763,000,000 4,028,000,000 4,143,000,000 4,214,000,000 
      purchases of loans
    		-392,000,000 -208,000,000 -380,000,000 -102,000,000 -69,000,000 -231,000,000 -457,000,000 -493,000,000 -415,000,000 -128,000,000 -276,000,000 -100,000,000 -127,000,000 
      net cash used by investing activities
    		        -7,955,000,000     
      cash flows from financing activities:
    		             
      deposits
    		26,658,000,000 -21,025,000,000 -10,076,000,000 -16,248,000,000 -17,253,000,000 24,974,000,000 9,426,000,000 -18,045,000,000 -21,356,000,000 -26,998,000,000 -56,201,000,000 -1,125,000,000 29,907,000,000 
      short-term borrowings
    		42,654,000,000 48,219,000,000 30,970,000,000 -6,940,000,000 9,820,000,000 19,455,000,000 9,075,000,000 3,248,000,000 29,862,000,000 11,307,000,000 3,474,000,000 -980,000,000 -3,655,000,000 
      long-term debt:
    		             
      proceeds from issuance
    		10,756,000,000 12,015,000,000 7,340,000,000 4,178,000,000 6,104,000,000 14,592,000,000 27,820,000,000 5,467,000,000 157,000,000 19,712,000,000 8,289,000,000 8,089,000,000 18,000,000 
      repayment
    		-9,344,000,000 -12,324,000,000 -9,618,000,000 -7,836,000,000 -14,335,000,000 -26,605,000,000 -4,036,000,000 -7,054,000,000 -5,158,000,000 -5,214,000,000 -4,089,000,000 -7,889,000,000 -14,929,000,000 
      preferred stock:
    		             
      redeemed
    		0   0 -2,000,000,000 -840,000,000       -1,800,000,000 
      cash dividends paid
    		-248,000,000 -305,000,000 -249,000,000 -233,000,000 -332,000,000 -227,000,000 -239,000,000 -337,000,000 -220,000,000 -219,000,000 -338,000,000 -220,000,000 -238,000,000 
      common stock:
    		             
      repurchased
    		-6,000,000,000 -3,016,000,000 -3,500,000,000 -3,435,000,000 -6,012,000,000 -6,001,000,000 -1,480,000,000 -4,005,000,000 -4,016,000,000 -5,000,000 -4,000,000 -6,018,000,000 -5,291,000,000 
      net cash provided (used) by financing activities
    		63,117,000,000     23,574,000,000      -9,573,000,000  
      net change in cash, cash equivalents, and restricted cash
    		-20,617,000,000 16,955,000,000 -25,724,000,000 -46,652,000,000 -37,816,000,000 32,544,000,000 62,298,000,000 -2,013,000,000 -2,726,000,000 10,315,000,000 -46,755,000,000 -32,335,000,000 -7,486,000,000 
      cash, cash equivalents, and restricted cash at beginning of period
    		0 0 201,902,000,000 0 0 236,052,000,000 0 0 159,157,000,000 0 0 234,230,000,000 0 
      cash, cash equivalents, and restricted cash at end of period
    		-20,617,000,000 16,955,000,000 176,178,000,000 -46,652,000,000 -37,816,000,000 268,596,000,000 62,298,000,000 -2,013,000,000 156,431,000,000 10,315,000,000 -46,755,000,000 201,895,000,000 -7,486,000,000 
      supplemental cash flow disclosures:
    		             
      cash paid for interest
    		9,966,000,000 9,938,000,000 9,791,000,000 11,535,000,000 11,167,000,000 10,385,000,000 8,034,000,000 7,371,000,000 5,477,000,000 2,024,000,000 1,579,000,000 661,000,000 1,062,000,000 
      net cash paid (refunded) for income taxes
    		209,000,000 514,000,000 120,000,000 527,000,000 1,434,000,000 -1,855,000,000 48,000,000 -1,157,000,000 -827,000,000     
      significant non-cash activities:
    		             
      reclassification of long-term debt to accrued expenses and other liabilities
    		             
      net cash provided (used) by investing activities
    		 8,048,000,000 -27,508,000,000   21,095,000,000 7,628,000,000   919,000,000 -4,508,000,000 -22,961,000,000  
      deferred income tax expense
    		  -423,000,000 -838,000,000 -919,000,000 289,000,000 6,000,000 132,000,000 600,000,000     
      net cash from financing activities
    		  12,821,000,000           
      net cash provided (used) by operating activities
    		   4,206,000,000 2,050,000,000 -12,125,000,000    12,016,000,000 7,588,000,000 199,000,000 -4,810,000,000 
      loans originated by banking subsidiaries, net of principal collected
    		   6,227,000,000 1,703,000,000 13,838,000,000 4,308,000,000 96,000,000 4,073,000,000 -6,459,000,000 -36,554,000,000 -20,285,000,000 -13,634,000,000 
      principal collected on nonbank entities’ loans
    		   1,055,000,000 1,434,000,000 287,000,000 508,000,000 855,000,000 2,385,000,000 1,164,000,000 1,240,000,000 1,465,000,000 635,000,000 
      loans originated by nonbank entities
    		   -457,000,000 -468,000,000 -1,617,000,000 -1,160,000,000 -1,704,000,000 -189,000,000 -800,000,000 -1,025,000,000 -1,219,000,000 -2,519,000,000 
      net cash from investing activities
    		            -7,021,000,000 
      net cash used by financing activities
    		       -21,859,000,000 -2,177,000,000 -2,620,000,000    
      net cash from operating activities
    		      15,505,000,000 -755,000,000 7,406,000,000     
      prepayments and maturities
    		         4,974,000,000 4,974,000,000 6,876,000,000 15,842,000,000 
      cash paid for income taxes
    		         46,000,000 3,741,000,000 76,000,000 62,000,000 
      stock-based compensation
    		            383,000,000 
      other net (gains) losses
    		            -2,643,000,000 
      proceeds from sales of foreclosed assets and short sales
    		            194,000,000 
      stock tendered for payment of withholding taxes
    		            -27,000,000 
      net change in noncontrolling interests
    		            -63,000,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.