WBS Stock Cash Flow Statements

Webster Financial Quarterly Cash Flow Statements Chart

Quarterly

Annual

Stock-Based Compensation

Operating Cash Flow

Investing Cash Flow

Financing Cash Flow

Free Cash Flow

Capital Expenditure

Webster Financial Quarterly Cash Flow Statements Table

Quarterly

Annual

Unit: USD	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-03-31	2010-06-30	2010-03-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31

operating activities:
net income	258,848,000	226,917,000	177,766,000	192,985,000	181,633,000	216,323,000	185,393,000	226,475,000	234,968,000	221,004,000	244,751,000	233,968,000	182,311,000	-16,747,000	111,038,000	95,713,000	94,035,000	108,078,000	60,044,000	69,281,000	53,097,000	38,199,000	90,473,000	93,865,000	98,649,000	99,736,000	98,838,000	99,673,000	81,682,000	80,225,000	69,893,000	64,496,000	61,579,000	59,471,000	57,660,000	51,817,000	49,033,000	48,617,000	52,579,000	51,536,000	52,503,000	49,722,000	51,015,000	48,526,000	44,993,000	41,240,000	38,938,000	40,497,000				-19,242,000	-31,547,000	-11,126,000				24,365,000	-8,698,000	34,968,000	35,467,000	35,036,000
adjustments to reconcile net income to net cash from operating activities:
benefit from credit losses	46,500,000	77,500,000	63,500,000	54,000,000	59,000,000	45,500,000		36,500,000	31,498,000	46,749,000							-21,500,000	-25,750,000	-1,000,000	22,750,000	40,000,000	76,000,000																														85,000,000	85,000,000	66,000,000	100,000,000	45,500,000	25,000,000	15,800,000	45,250,000	15,250,000	4,250,000	3,000,000
deferred income tax expense	-7,967,000	27,636,000			-8,562,000	16,470,000		-28,420,000	-13,477,000	13,911,000
stock-based compensation	15,121,000	14,011,000	13,588,000	14,360,000	13,433,000	13,760,000	13,892,000	14,383,000								3,643,000	3,468,000	2,965,000	2,823,000	3,342,000	3,405,000	2,609,000	2,942,000	3,268,000	3,440,000	2,976,000	3,014,000	2,719,000	2,544,000	3,335,000	3,226,000	3,007,000	2,725,000	3,318,000	2,880,000	2,944,000	2,831,000	2,783,000	2,652,000	3,007,000	2,994,000	2,282,000	2,430,000	2,268,000	1,697,000	2,247,000	2,743,000	1,520,000	1,189,000	2,079,000	-247,000	1,638,000	2,108,000	2,373,000		2,459,000	2,139,000	2,380,000		2,239,000	2,329,000	2,255,000
depreciation and amortization of property and equipment and intangible assets	18,088,000	18,239,000	18,903,000	16,118,000	17,483,000	19,027,000	17,841,000	18,310,000	19,594,000	20,745,000	19,397,000	21,730,000	23,889,000	16,784,000
net (accretion) and amortization of interest-earning assets and borrowings			-35,492,000	-26,944,000	-20,952,000	-11,893,000
amortization of low-income housing tax credit investments	34,611,000	32,061,000	17,058,000	21,595,000	21,836,000	20,413,000	17,491,000	17,989,000	14,817,000	21,478,000	12,537,000	5,222,000	16,072,000	10,377,000
reduction of rou lease assets	7,906,000	7,614,000
net (gain) loss on sale of investment securities	0	-220,000
originations of loans held for sale	-1,676,000	-3,105,000	-1,570,000	26,023,000	-27,942,000	-3,317,000	-3,419,000	-1,599,000	-5,711,000	-2,590,000	-3,479,000	-1,530,000	-5,042,000	-23,056,000	-42,118,000	-57,018,000	-54,569,000	-81,361,000																									-87,411,000
proceeds from sale of loans held for sale	2,284,000	2,741,000	1,650,000	890,000	1,057,000	4,713,000	2,632,000	2,590,000	4,828,000	3,832,000	2,449,000	1,053,000	6,080,000	26,753,000	47,643,000	52,256,000	68,427,000	79,308,000	143,594,000	172,579,000	94,574,000	75,594,000	86,539,000	66,236,000	42,851,000	20,613,000	40,920,000	57,042,000	45,257,000	44,806,000	70,998,000	88,691,000	66,718,000	106,620,000	140,085,000	128,268,000	85,411,000	85,161,000	100,290,000	143,801,000	131,604,000	76,895,000	79,602,000
net (gain) on sale of mortgage servicing rights			0	0	0	-11,655,000
(increase) in cash surrender value of life insurance policies	-9,172,000	-7,992,000	-7,387,000	-8,020,000	-6,359,000	-5,946,000	-6,587,000	-6,620,000	-6,293,000	-6,728,000	-6,543,000	-7,718,000	-8,244,000	-6,732,000
(gain) from life insurance policies	-671,000	-821,000					-503,000	-1,645,000	-890,000	-528,000	-3,817,000	-1,047,000	-1,409,000	-38,000
(gain) on sale of alternative investments	-2,457,000	-3,291,000
other operating activities	-2,428,000	-499,000	6,462,000	-3,839,000	-7,476,000	-11,145,000
net increase in derivative contract assets and liabilities	-63,363,000	-84,526,000								-48,570,000
net increase in prepaid expenses and other assets	-62,504,000	-14,062,000																																																		-39,918,000	-29,660,000	-15,414,000		-465,000
net (decrease) in accrued expenses and other liabilities	77,147,000	-156,181,000	403,771,000	-33,967,000	13,634,000	-418,820,000		-59,848,000	9,360,000	-78,240,000
net cash from operating activities	270,914,000	94,890,000	891,316,000	45,312,000	223,991,000	243,681,000	87,815,000	427,172,000	249,368,000	214,294,000	275,287,000	421,860,000	423,548,000	215,257,000	224,423,000	150,938,000	84,406,000	228,825,000	219,053,000	120,617,000	102,467,000	-61,588,000	171,787,000	34,102,000	54,627,000	43,334,000	-26,975,000	239,857,000	124,259,000	132,267,000	144,691,000	118,271,000	37,911,000	144,093,000	211,227,000	89,864,000	84,396,000	12,658,000	95,284,000	118,374,000	34,741,000	58,786,000	77,058,000	68,027,000	93,455,000	60,789,000	34,811,000	1,046,000	106,959,000	290,727,000	-109,656,000	134,743,000	-39,573,000	15,543,000	75,831,000	87,475,000			27,080,000	236,443,000
capex	-13,222,000	-8,311,000	0	-10,022,000	-8,426,000	-5,057,000	-6,323,000	-14,319,000	-9,368,000	-10,293,000	-10,236,000	-8,631,000	-5,251,000	-4,644,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0			0	0
free cash flows	257,692,000	86,579,000	891,316,000	35,290,000	215,565,000	238,624,000	81,492,000	412,853,000	240,000,000	204,001,000	265,051,000	413,229,000	418,297,000	210,613,000	224,423,000	150,938,000	84,406,000	228,825,000	219,053,000	120,617,000	102,467,000	-61,588,000	171,787,000	34,102,000	54,627,000	43,334,000	-26,975,000	239,857,000	124,259,000	132,267,000	144,691,000	118,271,000	37,911,000	144,093,000	211,227,000	89,864,000	84,396,000	12,658,000	95,284,000	118,374,000	34,741,000	58,786,000	77,058,000	68,027,000	93,455,000	60,789,000	34,811,000	1,046,000	106,959,000	290,727,000	-109,656,000	134,743,000	-39,573,000	15,543,000	75,831,000	87,475,000			27,080,000	236,443,000
investing activities:
purchases of available-for-sale securities	-465,312,000	-552,655,000	-1,571,146,000	-976,945,000	-410,241,000	-244,434,000	-1,441,703,000	-361,493,000	-211,269,000	-357,784,000	0	0	-385,602,000	-714,208,000																													-125,577,000
proceeds from principal payments, maturities, and calls of available-for-sale securities	232,636,000	331,818,000	284,441,000	182,595,000	220,422,000	205,507,000	134,823,000	218,295,000	119,056,000	119,033,000	141,762,000	136,861,000	192,448,000	283,474,000
proceeds from sale of available-for-sale securities	0	14,880,000	604,432,000	284,698,000	921,642,000	331,690,000	391,307,000	0	2,938,000	395,358,000	107,617,000
purchases of held-to-maturity securities			0	-45,269,000	-1,054,868,000	-677,961,000	-271,804,000	-20,570,000	0	-599,387,000	-186,368,000	-116,121,000	-391,395,000	-456,139,000																				-234,477,000	-425,938,000	-328,798,000	-88,514,000	-222,906,000	-121,334,000	-69,608,000	-368,909,000	-201,182,000	-381,191,000	-194,966,000	-292,818,000	-178,267,000	-280,945,000	-58,032,000	-302,064,000	-335,007,000	-378,214,000	-69,717,000	-283,409,000	-2,675,000	-66,013,000	-13,419,000	-45,181,000	-29,982,000	-147,952,000	-4,169,000	-36,110,000	-21,592,000
proceeds from principal payments, maturities, and calls of held-to-maturity securities	121,299,000	162,036,000	136,994,000	131,166,000	108,913,000	80,360,000	77,353,000	91,077,000	121,651,000	99,992,000	122,865,000	151,177,000	196,630,000	280,080,000
net (increase) in federal home loan bank and federal reserve bank stock	-19,570,000	-29,359,000				-54,569,000
alternative investments (capital calls), net of returns of capital	-84,721,000	-56,677,000
proceeds from sales of alternative investments	4,566,000	4,970,000
net (increase) in loans	-907,765,000	-653,556,000	-506,536,000	-758,714,000	-530,555,000	-692,991,000	-747,351,000	1,410,845,000	-837,765,000	-1,478,986,000	-1,975,325,000
proceeds from sale of loans not originated for sale	42,061,000	38,877,000	1,809,000	475,065,000	43,224,000	49,440,000	113,346,000	71,493,000	334,350,000	106,779,000	31,120,000	530,068,000	67,378,000	51,127,000																						9,021,000	3,496,000	8,247,000
proceeds from sale of mortgage servicing rights			278,000	0	0	18,310,000
proceeds from sale of foreclosed properties and repossessed assets	80,000	181,000	1,564,000	5,472,000	700,000	790,000	-410,000	1,688,000	1,010,000	1,745,000	497,000	781,000	1,059,000	231,000
proceeds from sale of property and equipment	895,000	1,428,000	2,352,000	597,000	2,778,000	1,042,000	2,749,000				0
purchases of property and equipment	-13,222,000	-8,311,000
proceeds from life insurance policies	587,000	8,004,000	6,111,000	15,706,000	8,564,000	3,977,000	2,891,000				4,891,000	5,426,000	3,783,000	7,793,000	0	2,391,000	1,583,000	1,100,000	260,000	606,000	269,000	750,000	3,673,000	6,923,000	0	2,270,000	0	1,842,000			0	262,000							0	0	0	3,912,000	1,418,000
net cash paid for acquisition of ametros			0	0	0	-359,460,000
net cash (used for) investing activities	-1,088,466,000	-738,364,000	-1,136,327,000	-716,385,000	-669,000,000	-1,347,548,000	-1,775,254,000	1,510,880,000	-308,181,000	-2,023,197,000	-1,853,109,000
webster financial corporation and subsidiaries condensed consolidated statements of cash flows (unaudited), continued
financing activities:
net increase in deposits	741,600,000	817,663,000	-49,851,000	2,245,366,000	1,529,222,000	-26,850,000	453,306,000	1,583,961,000	3,447,298,000	1,236,463,000	46,037,000	931,431,000	-1,276,909,000	1,235,442,000	-178,832,000	1,179,422,000	365,209,000	1,145,364,000	415,768,000	560,230,000	1,841,593,000	1,188,728,000	43,558,000	683,017,000	-152,101,000	890,903,000	-23,926,000	652,441,000	-40,083,000	391,087,000	138,210,000	398,390,000	216,557,000	937,040,000	102,899,000	372,713,000	104,200,000	771,797,000	369,353,000	288,883,000	-251,336,000	447,021,000	104,720,000	117,398,000	439,510,000	29,430,000	288,472,000		515,883,000	-513,981,000	361,399,000	441,222,000	479,824,000	809,869,000	111,015,000	-302,692,000	-66,725,000	-210,866,000	-199,835,000	-265,068,000	260,671,000	99,994,000
net increase in federal home loan bank advances	429,903,000	799,903,000	-1,000,097,000	300,362,000	-850,087,000	1,299,912,000
net increase in securities sold under agreements to repurchase and federal funds purchased
repayment of long-term debt			0	0	0	-132,550,000	0	0																																			0	0	-136,070,000	0	-74,901,000	0	-10,310,000			0	0	-15,928,000						8,717,000
payment of contingent consideration			0	0	0	-4,050,000
dividends paid to common stockholders	-67,294,000	-68,545,000	-67,838,000	-69,053,000	-69,055,000	-68,599,000	-68,822,000	-69,293,000	-69,900,000	-70,140,000
dividends paid to preferred stockholders	-4,162,000	-4,163,000	-4,163,000	-4,162,000	-4,162,000	-4,163,000	-4,163,000	-4,162,000	-4,162,000	-4,163,000
common stock repurchase program	-78,614,000	-180,987,000	-1,000	0	-44,999,000	-20,403,000	-1,000	-49,983,000			-2,837,000	-97,136,000	-99,925,000	-122,205,000					0	0	0	-76,556,000	0	0	0	-13,003,000	0	0	0	-12,158,000	0					0
common shares acquired related to stock compensation plan activity	-408,000	-21,782,000	-346,000	-250,000	-3,123,000	-13,496,000	-513,000	-361,000	-319,000	-15,085,000	-1,110,000	-1,450,000	-2,128,000	-18,967,000																						-209,000
net cash from financing activities	1,299,195,000	1,081,316,000	-878,106,000	2,332,971,000	435,434,000	933,300,000	1,230,503,000	-1,126,080,000	-1,014,499,000	3,403,031,000	1,804,640,000	1,279,669,000	2,271,413,000	873,037,000	-300,424,000	1,264,677,000	335,604,000	615,106,000	-228,839,000	44,969,000	979,465,000	1,117,674,000	389,814,000	864,164,000	552,995,000	367,329,000	346,431,000	180,696,000	233,962,000	160,140,000	44,987,000	131,746,000	102,164,000	-156,148,000	490,709,000	374,287,000	169,764,000	193,071,000	550,337,000	343,328,000	583,736,000	-1,020,230,000	666,450,000	321,399,000	323,707,000	132,058,000	412,172,000	491,026,000	-94,652,000	-352,593,000	279,235,000	331,795,000	271,555,000	-303,842,000	353,774,000	27,886,000				-128,460,000
net increase in cash and cash equivalents	481,643,000	437,842,000	-1,123,117,000	1,661,898,000	-9,575,000	-170,567,000	-456,936,000	811,972,000	-1,073,312,000	1,594,128,000	226,818,000	-288,680,000	108,592,000	331,643,000	-2,142,589,000	1,024,266,000	208,232,000	1,108,557,000			35,184,000	10,045,000
cash and cash equivalents, beginning of period	0	2,074,434,000	0	0	0	1,715,795,000	0
cash and cash equivalents, end of period	481,643,000	2,512,276,000	-1,123,117,000	1,661,898,000	-9,575,000	1,545,228,000	-456,936,000
net amortization of interest-earning assets and borrowings		-41,132,000
see accompanying notes to condensed consolidated financial statements.
net (decrease) in securities sold under agreements to repurchase and federal funds purchased		-260,773,000
common stock contribution to charitable foundation											0
net income on sale of investment securities
net income on sale of factored receivables portfolio			0
net (increase) in loans held for sale			-16,094,000																																																-17,262,000
net decrease (increase) in derivative contract assets and liabilities						56,534,000
net decrease (increase) in prepaid expenses and other assets
net decrease (increase) in federal home loan bank and federal reserve bank stock							-20,797,000	101,883,000						16,215,000
net cash paid for acquisition of interlink							0	0	0	-157,646,000
net cash paid for acquisition of bend											0	0	0	-54,407,000
net cash received in merger with sterling											0	0	0	513,960,000
see accompanying notes to consolidated financial statements.
webster financial corporation and subsidiaries consolidated statements of cash flows, continued
proceeds from extinguishment of borrowings											0
exercise of stock options							0	0	0	1,723,000	68,000	138,000	86,000	411,000	23,000	83,000	72,000	3,314,000	122,000	0	0	118,000	-2,000	0	217,000	404,000	63,000	0	1,820,000	290,000	2,958,000	710,000	1,798,000	2,793,000	9,390,000	599,000	1,471,000	302,000	498,000	85,000	2,216,000	261,000	482,000	140,000	434,000	158,000	264,000	110,000	23,000	-216,000	418,000				0	92,000	-150,000	590,000	3,498,000	854,000	1,155,000	4,123,000
deferred income tax											-20,425,000
reduction of right-of-use lease assets				7,388,000	9,047,000	7,475,000	6,388,000	8,888,000	7,815,000	7,525,000	8,909,000	8,009,000	31,937,000	7,928,000
loss on sale of investment securities				19,597,000	49,915,000	9,826,000	16,825,000	0	48,000	16,747,000
net decrease (increase) in accrued interest receivable and other assets				-43,275,000	-54,990,000	296,416,000													2,304,000	8,598,000	9,308,000	5,447,000													2,601,000														322,000
net increase in federal home loan bank and federal reserve bank stock				-12,532,000						-138,824,000	-72,856,000	-43,620,000
alternative investments (capital calls), net of distributions				-8,202,000	-4,341,000	-4,192,000	-9,335,000	-9,371,000	-5,540,000	-3,184,000	-17,076,000	-627,000	-1,523,000	-5,661,000
additions to property and equipment				-10,022,000	-8,426,000	-5,057,000	-6,323,000	-14,319,000	-9,368,000	-10,293,000	-10,236,000	-8,631,000	-5,251,000	-4,644,000
net (decrease) in securities sold under agreements to repurchase and other borrowings				-139,292,000	-122,362,000	-96,501,000								-183,347,000
supplemental disclosure of cash flow information:
interest paid				423,500,000	395,048,000	416,290,000	370,942,000	332,974,000	323,522,000	221,182,000	126,309,000	64,998,000	34,087,000	15,457,000	-416,000	19,454,000	6,475,000	16,638,000	14,573,000	25,793,000	27,430,000	50,327,000	45,341,000	64,730,000	43,757,000	43,372,000	39,865,000	40,852,000	30,023,000	33,986,000	28,804,000	31,888,000	26,557,000	26,797,000	23,384,000	27,527,000	23,226,000	28,301,000	22,145,000	26,064,000	21,524,000	25,695,000	20,205,000	24,356,000	27,225,000	32,808,000	32,023,000	34,402,000	37,347,000	47,187,000	45,968,000	56,908,000	70,874,000	76,798,000	83,150,000	83,203,000
income taxes paid				25,852,000	73,210,000	11,240,000	54,802,000	73,104,000	134,358,000	6,334,000	63,618,000	63,862,000	58,952,000	7,112,000	4,775,000	26,939,000	77,518,000	3,355,000	16,696,000	66,023,000	6,425,000	4,928,000	19,483,000	20,815,000	65,485,000	4,274,000	9,688,000	3,456,000	44,468,000	3,313,000	30,227,000	25,498,000	47,948,000	5,386,000	18,504,000	18,546,000	36,845,000	6,248,000	27,427,000	21,418,000	46,137,000	12,009,000	20,818,000	26,093,000	20,605,000	5,979,000	3,814,000	20,023,000	6,194,000	571,000	91,000	958,000	1,057,000	790,000	-1,305,000	1,288,000
non-cash investing and financing activities:
transfer of loans and leases to foreclosed properties and repossessed assets				380,000	1,183,000	742,000	6,394,000	1,133,000	2,351,000	607,000	611,000	-412,000	362,000	213,000	709,000	219,000	678,000	151,000	216,000	2,321,000	230,000	2,627,000	3,216,000	1,344,000	2,145,000	3,735,000	2,557,000	2,142,000	1,780,000	1,626,000	2,469,000	3,336,000	1,757,000	1,410,000	1,852,000	1,632,000	1,645,000	1,640,000	2,132,000	1,790,000	2,070,000	2,722,000
transfer of returned lease equipment to assets held for sale				2,626,000	792,000	1,524,000
transfer of loans and leases to loans held for sale				319,340,000	48,677,000	284,806,000
acquisition of ametros:
tangible assets acquired				0	0	256,957,000	0	0	0	17,607,000	-512,101,000	0	0	27,434,111,000
goodwill and other intangible assets				0	0	417,085,000	0	0	0	-25,561,000	333,000	0	0	2,149,532,000
liabilities assumed				0	0	299,507,000	0	0	0	-7,954,000	2,368,000	0	0	24,403,343,000
forgiveness of long-term debt				0	0	12,875,000
pre-existing equity interest				0	0	2,200,000
acquisition of interlink:
contingent consideration							0	0	0	16,039,000
acquisition of bend:
merger with sterling:
net decrease in derivative contract assets and liabilities								72,362,000				202,438,000	121,396,000	215,423,000
benefit for credit losses											43,000,000	36,531,000	12,243,000	188,845,000	-15,000,000
amortization of mortgage servicing rights
net (gain) on sale, net of write-downs, of foreclosed properties and repossessed assets							1,019,000	-557,000	-476,000	-323,000	-120,000	-592,000
net gain on sale, net of write-downs, of property and equipment											1,786,000
net (gain) on mortgage banking activities							-907,000	-51,000	-91,000	-77,000	-51,000	-26,000	-106,000	-397,000
net (gain) on sale of loans not originated for sale							-137,000	22,000	-650,000	-95,000	-187,000	38,000	-1,357,000	-1,816,000
net (increase) in accrued interest receivable and other assets							-10,591,000	129,114,000	-124,147,000	-8,150,000		6,405,000																																							-154,026,000
net increase in accrued expenses and other liabilities											20,043,000	-103,724,000	29,729,000	-95,151,000	27,470,000	-23,463,000					80,876,000	-13,637,000	15,776,000			-11,625,000	-31,595,000	26,705,000	-38,531,000	15,355,000	17,294,000	7,125,000	2,671,000	2,590,000					14,054,000	48,792,000	-42,062,000	14,552,000	-10,151,000	-16,906,000				-22,761,000		32,618,000	-2,392,000			2,062,000	-1,189,000	7,934,000	-78,902,000	60,394,000			13,610,000	24,767,000
net increase in securities sold under agreements to repurchase and other borrowings							300,896,000	-86,089,000	-62,574,000	-845,676,000	-113,584,000	-480,916,000			19,025,000	148,747,000	8,746,000	-496,977,000	-306,467,000	-386,983,000	426,056,000	222,318,000	-170,261,000	253,772,000	268,855,000	106,191,000			-68,731,000	288,030,000													13,781,000
transfer of returned finance lease equipment to assets held for sale
transfer of loans to loans held for sale
deposits assumed																			0
common stock issued											0	0	0	5,041,182,000																													-1,000						332,000	598,000	506,000
preferred stock exchanged											0	0	0	138,942,000
(accretion) and amortization of interest-earning assets and borrowings								-4,863,000	-6,536,000	-4,388,000
amortization of mortgage servicing assets								352,000	368,000	341,000	-1,281,000	382,000	1,199,000	570,000
net income on sale, net of write-downs, of property and equipment													3,078,000	1,662,000
(gain) on extinguishment of long-term debt								0
proceeds from federal home loan bank advances								2,550,000,000	0	15,450,000,000	14,300,000,000	8,000,000,000			0	0	100,000,000	80,470,000	75,000,000	325,000,000	500,000,000	2,950,000,000	3,475,000,000	2,025,000,000	2,300,000,000	1,400,000,000	3,735,000,000	1,225,000,000	2,475,000,000	1,525,000,000	3,010,000,000	1,945,000,000	3,425,000,000	3,875,000,000	5,480,000,000	4,025,000,000	5,580,000,000	4,545,000,000	4,405,000,000	2,925,000,000	3,375,000,000	2,800,000,000	5,019,295,000	4,093,584,000	1,000,000,000	1,026,265,000	800,000,000	930,000,000	45,934,000	56,000,000	243,000,000
repayments of federal home loan bank advances								-5,050,153,000	-4,250,090,000	-12,350,091,000	-12,350,165,000	-7,000,093,000	-2,650,093,000	-94,000	-102,337,000	-25,110,000	-100,110,000	-75,080,000	-375,079,000	-415,078,000	-1,750,078,000	-3,125,077,000	-2,919,373,000	-2,058,807,000	-1,825,074,000	-2,275,078,000	-3,350,076,000	-1,360,072,000	-2,100,074,000	-2,000,075,000	-2,840,573,000	-2,205,073,000	-3,580,072,000	-4,795,073,000	-5,225,072,000	-3,900,071,000	-5,480,071,000	-4,846,005,000	-4,350,070,000	-2,825,070,000	-2,450,069,000	-4,075,070,000	-4,450,062,000	-3,718,626,000	-1,076,436,000	-849,032,000	-700,032,000	-438,033,000	-410,425,000	-102,000	-213,115,000
transfer of loans and leases to loans held-for-sale								107,789,000	133,077,000	316,596,000
loss on disposal of property and equipment									67,000	5,000
cash and cash equivalents at beginning of period									0	839,943,000		0	0	461,570,000		0	0	263,104,000	0	0	0	257,895,000																														0	0	259,208,000		0	0	306,654,000		0	0	311,888,000
cash and cash equivalents at end of period									-1,073,312,000	2,434,071,000		-288,680,000	108,592,000	793,213,000		1,024,266,000	208,232,000	1,371,661,000	21,304,000	-61,324,000	35,184,000	267,940,000																														-81,201,000	45,776,000	208,862,000		-102,285,000	49,159,000	274,321,000		-28,294,000	24,162,000	269,061,000
stock-based compensation expense										11,646,000	10,868,000	12,762,000	21,466,000	9,003,000
net gain on sale of investment securities
net increase in accrued interest receivable and other assets														-69,651,000	8,596,000	13,318,000							2,013,000	2,682,000	-5,481,000	-23,004,000	8,767,000	-24,000	1,002,000	-10,484,000	-385,000	4,649,000	-17,381,000	-6,673,000			29,786,000	-72,259,000	2,372,000	-37,613,000	19,254,000	-33,912,000	27,181,000	4,653,000			-11,381,000
cash and cash equivalents at beginning of year
cash and cash equivalents at end of year
dividends paid to common shareholders												-70,692,000	-71,235,000	-36,234,000	-36,221,000	-36,237,000	-36,241,000	-36,108,000	-36,083,000	-36,076,000	-36,078,000	-36,728,000	-36,812,000	-36,806,000	-36,799,000	-30,366,000	-29,957,000	-31,028,000	-30,073,000	-23,901,000	-23,898,000	-23,870,000	-23,923,000	-22,939,000	-22,874,000	-22,857,000	-22,878,000	-20,913,000	-21,074,000	-21,060,000	-20,801,000	-18,029,000	-17,759,000
dividends paid to preferred shareholders												-4,161,000	-3,432,000	-1,969,000	-1,969,000	-1,968,000	-1,969,000	-1,969,000	-1,969,000	-1,968,000	-1,969,000	-1,969,000	-1,969,000	-1,968,000	-1,969,000	-1,969,000	-1,969,000	-1,968,000	-1,969,000	-1,969,000	-2,024,000	-2,024,000	-2,024,000	-2,024,000	-2,024,000	-2,024,000	-2,024,000	-2,024,000	-2,024,000	-2,024,000	-2,024,000	-2,639,000	-2,639,000
transfer of loans and leases to loans-held-for-sale
unsettled purchases of investment securities
deferred income tax (benefit) expense													-15,750,000	-28,543,000
(accretion) and amortization of net (premiums) discounts on earnings assets and borrowings
net increase in loans													-2,140,595,000	-674,472,000					187,768,000	-71,996,000	-934,368,000	-863,351,000	-495,075,000	-300,283,000	-485,262,000	-361,881,000	-163,614,000	-302,769,000	-234,466,000	-289,165,000	-102,759,000	-183,213,000	-186,912,000	-76,329,000	-429,718,000	-369,501,000	-425,376,000	-215,546,000	-467,995,000	-449,529,000	-516,132,000	-380,155,000	-428,922,000	-329,060,000	-222,173,000	-246,232,000	-117,970,000	-204,952,000	-30,492,000						119,410,000	-157,218,000	-198,368,000	-143,452,000	-77,761,000	3,941,000	-52,480,000	-28,295,000
net cash from investing activities													-2,586,369,000	-756,651,000		-391,349,000	-211,778,000	264,626,000	31,090,000	-226,910,000	-1,046,748,000	-1,046,041,000	-606,537,000	-812,915,000	-610,801,000	-519,503,000	-281,268,000	-426,947,000	-294,520,000	-358,638,000	-173,764,000	-266,581,000	-92,311,000	5,436,000	-711,262,000	-489,126,000	-227,370,000	-207,248,000	-646,261,000	-415,454,000	-646,797,000	933,870,000	-689,092,000	-301,699,000	-449,835,000	-168,645,000	-469,913,000	-464,891,000	-3,460,000	83,291,000	-182,698,000	-547,739,000	-186,519,000	237,953,000	-391,600,000	-217,128,000				-136,277,000
transfer of loans from portfolio to loans-held-for-sale													49,384,000	42,431,000																						8,655,000	706,000	11,186,000						8,874,000
(accretion) and amortization of net discounts / premiums on earning assets and borrowings														-19,854,000
net (gain) loss on sale, net of write-downs, of foreclosed properties and repossessed assets														-103,000
amortization and accretion of net discounts on earnings assets and borrowings
net (gain) on sale and write-downs of foreclosed properties and repossessed assets
net (gain) loss on sale and write-downs of property and equipment
net (gain) on sale of investment securities
net decrease in federal home loan bank and federal reserve bank stock
proceeds from the issuance of long-term debt
debt issuance costs																							0	0	0	-3,642,000
transfer of loans from portfolio to loans held for sale
rou lease assets recorded upon adoption of asu no. 2016-02
lessee operating lease liabilities recorded upon adoption of asu no. 2016-02
deferred tax benefit																																								-6,017,000										7,177,000	-1,554,000			-10,423,000
depreciation and amortization																8,388,000	8,332,000	10,351,000	9,168,000	9,338,000	9,047,000	9,063,000	9,348,000	9,275,000	9,248,000	9,636,000	9,759,000	9,804,000	9,698,000	9,489,000	9,112,000	9,100,000	9,323,000	9,637,000	9,107,000	9,412,000	9,009,000	8,921,000	8,687,000	9,119,000	8,773,000	8,099,000	7,076,000	26,907,000	29,864,000	26,122,000	25,646,000	23,481,000	21,212,000	22,750,000	21,966,000	17,209,000	15,682,000	14,060,000	12,941,000	12,038,000	13,922,000	12,105,000	11,935,000	13,741,000	12,639,000	13,115,000
amortization of premiums/discounts																36,336,000	30,729,000	35,583,000	28,751,000	19,182,000	17,651,000	10,345,000
gain on sale, net of write-down, of foreclosed and repossessed assets																-226,000
loss on disposal of premises and equipment																-36,000
gain on sale of investment securities
increase in cash surrender value of life insurance policies																-3,666,000	-3,603,000	-3,533,000	-3,662,000	-3,695,000	-3,624,000	-3,580,000	-3,670,000	-3,708,000	-3,650,000	-3,584,000	-3,693,000	-3,706,000	-3,643,000	-3,572,000	-3,684,000	-3,720,000	-3,648,000	-3,575,000	-3,699,000	-3,743,000	-3,664,000	-3,653,000	-3,383,000	-3,288,000	-3,197,000	-3,152,000	-3,278,000	-3,496,000	-2,680,000	-2,561,000	-2,517,000	-2,609,000	-2,534,000
gain from life insurance policies																-545,000	-395,000	-410,000	-867,000	-4,000	-342,000	-6,000	-307,000	-1,214,000	-3,348,000	-64,000	-1,100,000	-628,000											0	0	0	-220,000	-1,558,000
mortgage banking activities																-1,525,000	-1,319,000	-2,642,000	-4,110,000	-7,087,000	-4,205,000	-2,893,000	-2,286,000	-2,133,000	-932,000	-764,000	-740,000	-1,305,000	-1,235,000	-1,144,000	-1,899,000	-2,421,000	-3,351,000	-2,266,000	-2,253,000	-3,276,000	-2,945,000	-2,629,000
net decrease in right-of-use lease assets
net decrease (increase) in derivative contract assets net of liabilities																34,232,000	-21,791,000	128,550,000													21,528,000			15,832,000
gain on sale of banking centers																-253,000
purchases of available-for-sale investment securities																-353,534,000	-212,900,000	-291,386,000	-404,676,000	-106,898,000	-356,977,000	-122,353,000
proceeds from available-for-sale investment securities maturities/principal repayments																219,393,000	255,122,000	255,362,000
proceeds from sales of available-for-sale investment securities
purchases of held-to-maturity investment securities																-428,278,000	-419,049,000	-356,624,000	-292,000,000	-476,302,000	-157,298,000	-371,935,000	-281,627,000	-722,859,000	-297,448,000	-269,670,000		-126,709,000	-92,780,000	-64,281,000		-457,529,000
proceeds from held-to-maturity investment securities maturities/principal repayments																312,891,000	351,126,000	343,825,000
net proceeds from federal home loan bank/federal reserve bank stock
alternative investments capital calls, net of distributions
proceeds from loans not originated for sale																12,152,000	32,335,000	16,787,000	2,783,000	2,808,000	3,216,000	390,000	389,000	530,000	15,617,000	4,395,000	1,013,000	640,000	0	34,000	7,234,000	0	0	7,445,000							0	32,915,000
proceeds from sale of foreclosed and repossessed assets																762,000
proceeds from sale of banking centers																499,000
additions to premises and equipment																-3,822,000	-3,727,000	-3,680,000	-7,264,000	-6,199,000	-4,269,000	-3,548,000	-6,946,000	-6,073,000	-6,735,000	-5,963,000	-7,477,000	-9,418,000	-10,283,000	-5,780,000	-8,512,000	-6,642,000	-6,160,000	-7,232,000
common shares purchased related to stock compensation plan activity																-260,000	-103,000	-3,908,000		-156,000	-59,000	-3,160,000		-44,000	-134,000	-6,111,000		-5,597,000	-1,928,000	-6,164,000		-12,000	-291,000	-8,992,000
noncash investing and financing activities:
transfer of loans from loans and leases to loans-held-for-sale																26,528,000	31,808,000	16,587,000		2,769,000	2,822,000	214,000		530,000	15,002,000	436,000		447,000	0	35,000
deferred tax expense																	2,820,000	13,192,000					-2,720,000	3,133,000	-9,425,000	9,939,000	-3,666,000			1,286,000			-7,060,000	7,548,000	3,275,000	3,793,000	-6,215,000	16,847,000				10,138,000		6,800,000	-4,149,000	1,031,000	17,310,000	6,466,000	7,803,000
net change in right-of-use lease assets																	1,278,000	58,000	19,234,000	5,239,000	6,055,000	-2,660,000
net decrease in federal home loan bank/federal reserve bank stock
alternative investments capital call																	-2,042,000	-3,526,000	-4,821,000	-6,320,000	1,089,000	-2,192,000			-2,616,000	-700,000
net decrease (increase) in loans																	-217,668,000	302,554,000																																		203,533,000	214,879,000	49,335,000
gain on sale, net of write-down, on foreclosed and repossessed assets																		29,000	-865,000	-409,000	-301,000	-363,000	98,000	-192,000	-178,000	-457,000	36,000	-454,000	-202,000	-89,000	-233,000	-237,000	-240,000	-74,000	-232,000	47,000			-242,000	-67,000	-538,000	536,000	-238,000
loss on sale/write-down on premises and equipment																		197,000	921,000
gain on the sale of investment securities																			0	0	0	-8,000													0	0	-94,000	-320,000	-80,000	0
net decrease in accrued interest receivable and other assets																		4,083,000
net decrease in accrued expenses and other liabilities																		-39,873,000	35,151,000																	-6,795,000	1,569,000	-25,193,000								26,325,000	-36,606,000		-12,778,000			9,319,000
net increase in federal home loan bank/federal reserve bank stock																		-80,000
proceeds from the sale of foreclosed and repossessed assets																		44,000		3,380,000	2,031,000	2,636,000		2,710,000	2,630,000	5,561,000		3,245,000	1,853,000	1,948,000		2,280,000	2,086,000	1,285,000		2,229,000	2,688,000	1,983,000		1,442,000	2,942,000	3,399,000
proceeds from the sale of premises and equipment																		250,000	225,000												1,175,000	1,675,000			0	800,000			0	0	0	650,000	924,000	-25,000	519,000	371,000	516,000
deferred tax (benefit) expense																			-1,260,000	-2,956,000	-20,502,000	-6,518,000									-5,833,000
net increase in derivative contract assets net of liabilities																			54,311,000	84,133,000	-67,062,000	-189,718,000	41,225,000	-49,479,000	-69,602,000	-45,896,000
gain on sale of banking center deposits
proceeds from available-for-sale investment securities maturities/principal payments
proceeds from held-to-maturity investment securities maturities/principal payments
net proceeds from sale of federal home loan bank/federal reserve bank stock
proceeds from the sale of foreclosed properties and repossessed assets																																											1,191,000	4,016,000	1,720,000	3,426,000	2,307,000
divestiture of banking center deposits, net cash paid
issuance of long-term debt																							0	0	0	300,000,000																	0
right-of-use lease assets recorded upon asu adoption
lessee operating lease liabilities recorded upon asu adoption
origination of loans held for sale																				-149,091,000	-115,666,000	-59,562,000		-72,670,000	-40,908,000	-33,168,000		-55,005,000	-43,563,000	-43,131,000		-79,998,000	-74,453,000	-72,984,000		-138,410,000	-108,838,000	-73,491,000		-116,984,000	-147,370,000	-86,882,000
proceeds from available-for-sale investment securities maturities/principle repayments																				155,868,000	141,856,000	124,848,000
proceeds from sales of available for sale investment securities																				0	0	8,963,000
proceeds from held-to-maturity investment securities maturities/principle repayments																				272,618,000	210,871,000	172,032,000
net proceeds from federal home loan bank stock																				4,884,000	46,832,000	7,719,000	-32,062,000	1,387,000	-11,697,000	42,612,000
net decrease in cash and cash equivalents
loss on sale, net of write-down, on premises and equipment																					156,000	100,000		731,000	36,000	446,000
benefit from loan and lease losses																							6,000,000	11,300,000	11,900,000	8,600,000	10,000,000	10,500,000	10,500,000	11,000,000	13,000,000	10,150,000	7,250,000	10,500,000	12,500,000	14,250,000	14,000,000	15,600,000	13,800,000	13,000,000	12,750,000	9,750,000	9,500,000	7,500,000	5,000,000	5,000,000	4,000,000	2,500,000
gain on sale, net of write-down, on premises and equipment																																			1,110,000	-693,000	-308,000	288,000
impairment loss on securities recognized in earnings																																			0	0
proceeds from available-for-sale investment securities maturities/principle payments
proceeds from held-to-maturity investment securities maturities/principle payments
alternative investments (capital call) return of capital																							-2,025,000						118,000	-364,000
proceeds from redemption of other assets																															0	0	0	7,581,000
redemption of series e preferred stock
issuance of series f preferred stock
right-of-use lease assets recorded																							0	0	0	157,234,000
lessee operating lease liabilities recorded																							594,000	0	0	178,208,000
amortization of premium/discount on earning assets and funding																								13,882,000	12,181,000	10,604,000
net increase in right-of-use lease assets																								-3,386,000	-234,000	-654,000
purchases of available for sale investment securities																								-95,206,000	-129,168,000	-126,717,000		-305,533,000	-203,122,000	-251,920,000		-198,833,000
proceeds from maturities and principal payments of available for sale investment securities																								142,412,000	170,099,000	81,858,000		189,525,000	144,948,000	111,231,000		381,557,000
proceeds from maturities and principal payments of held-to-maturity investment securities																								158,268,000	133,779,000	108,732,000		143,292,000	137,503,000	133,692,000		168,216,000
webster financial corporation and subsidiariescondensed consolidated statements of cash flows (unaudited), continued
net increase in cash and due from banks and interest-bearing deposits																								85,351,000	-3,179,000	-108,840,000
cash and due from banks and interest-bearing deposits at beginning of period																								0	0	329,499,000
cash and due from banks and interest-bearing deposits at end of period																								85,351,000	-3,179,000	220,659,000
amortization of earning assets and funding premium/discount																																										12,955,000	13,631,000
gain on redemption of other assets
net increase in interest-bearing deposits																											30,669,000	-29,092,000	-24,755,000	-20,271,000			4,488,000	-8,689,000									-27,301,000					-8,822,000	-52,171,000
proceeds from maturities and principal payments of available-for-sale securities																																											98,848,000
proceeds from sales of available-for-sale securities																																											60,327,000
proceeds from maturities and principal payments of held-to-maturity securities																																		175,881,000	278,440,000	218,717,000	171,797,000	126,999,000	142,352,000	174,480,000	220,401,000	143,891,000	143,438,000	224,833,000	204,956,000	195,153,000	171,539,000	186,553,000	160,429,000	112,236,000	119,500,000	133,383,000	147,499,000	95,031,000		47,677,000	71,018,000	45,234,000		0	55,783,000	41,597,000
net proceeds from (purchase of) federal home loan bank stock
webster financial corporation and subsidiariesconsolidated statements of cash flows, continued
net decrease in securities sold under agreements to repurchase and other borrowings																											17,386,000				-259,633,000	30,210,000	65,119,000	-141,953,000	148,821,000	-98,986,000	-10,458,000	-241,251,000				-166,879,000
excess tax benefits from stock-based compensation																																			841,000	122,000	282,000	1,959,000	207,000	204,000	818,000	1,109,000	93,000	-509,000	773,000	-54,000	-1,022,000								0	0
common stock warrants repurchased																																			0	0	0	-163,000	0					-3,000	-48,000			-39,000
net increase in cash and due from banks																											38,188,000	-6,394,000			15,914,000	-16,564,000			-9,326,000	-24,975,000					-28,320,000	-27,574,000	54,416,000	87,727,000	-32,673,000	24,202,000	-22,930,000	27,181,000	10,842,000
cash and due from banks at beginning of period																											0	0	0	231,158,000	0	0	0	190,663,000	0	0	0	199,693,000	0	0	0	261,544,000	0		0	0	195,957,000		159,849,000	0	171,184,000
cash and due from banks at end of period																											38,188,000	-6,394,000	63,701,000	164,927,000	15,914,000	-16,564,000	47,764,000	184,044,000	-9,326,000	-24,975,000	26,790,000	198,174,000	-640,000	46,248,000	-28,320,000	233,970,000	54,416,000		-32,673,000	24,202,000	173,027,000		170,691,000	21,425,000	158,065,000
write-down, net on premises and equipment																												42,000	196,000	57,000
impairment loss on investment securities recognized in earnings																																0
net decrease in derivative contract assets net of liabilities																														11,744,000
net proceeds of federal home loan bank stock																												7,553,000	-15,965,000	26,238,000		19,165,000	8,052,000	31,089,000		0
alternative investments return of capital
amortization of earning assets and funding, premiums/discounts																													13,235,000	13,390,000		10,051,000	9,668,000	13,619,000
net decrease in cash and due from banks																														-66,231,000				-6,619,000				-1,519,000													-13,119,000
(gain on sale) write-down, net on premises and equipment
net decrease (increase) in interest-bearing deposits																																										13,398,000			-6,165,000	4,323,000	18,141,000
net proceeds (purchase) of federal home loan bank stock																																							-4,067,000	-3,990,000
alternative investments return of capital (capital call)																															766,000	-189,000	-267,000	563,000
purchase of life insurance policies
acquisition of business, net cash acquired
deposits assumed in business acquisition																																							0	0	0	1,446,899,000
preferred stock conversion																																							0	0
write-down (gain on sale), net on premises and equipment																																-341,000
net decrease in interest-bearing deposits																																						128,102,000												122,152,000	228,117,000
write-down on premises and equipment																																		530,000
purchases of available for sale securities																																		-52,031,000		-186,183,000	-238,560,000	-190,431,000		-287,568,000	-212,948,000	-236,668,000		-194,898,000	-375,068,000	-197,356,000	-436,757,000	-549,672,000	-84,144,000	-117,198,000	-528,208,000
proceeds from maturities and principal payments of available for sale securities																																		160,350,000		158,768,000	145,797,000	125,534,000		104,760,000	209,763,000	137,874,000		227,318,000	243,692,000	209,283,000	174,454,000	162,620,000	214,698,000	156,200,000	164,095,000
proceeds from sales of available for sale securities																																				279,000	215,793,000	43,211,000		2,500,000	35,284,000	27,859,000		-1,000	102,368,000			0	91,921,000	146,612,000	120,622,000
net (purchase) proceeds of federal home loan bank stock
common stock repurchased																																						-11,206,000	0	-9,939,000	0	-2,625,000	0	-51,235,000	-331,000	-34,000	-1,643,000	-328,000	-237,000		-288,000	-101,000	-15,000	-36,000	-262,000	-33,000	-96,000	-253,000	-42,434,000	-49,014,000	-85,476,000	-1,556,000
shares acquired related to employee share-based compensation plans																																						-4,425,000	-935,000	-242,000	-695,000	-3,379,000	-108,000
derivative contract assets and liabilities
purchases of premises and equipment																																				-10,611,000	-8,198,000	-12,441,000	-9,314,000	-10,952,000	-7,412,000	-8,437,000	-10,131,000	-7,439,000	-6,866,000	-5,201,000	-2,477,000	-9,159,000	-6,754,000
amortization of earning assets and funding, premium/discount																																					15,234,000	12,215,000		14,381,000
(gain) loss on sale, net of write-down, on foreclosed and repossessed assets																																						-378,000
impairment loss recognized in earnings																																						149,000
(gain) loss on sale, net of write-down, on premises and equipment																																									58,000	-373,000
gain, net on sale of loans held for sale																																							-2,276,000	-1,441,000	-2,517,000	-1,561,000
acquisition of business, net of cash acquired																																								0	0	1,396,414,000
net gain on the sale of investment securities																																										-43,000	-1,121,000	0	-810,000				-2,176,000
net purchase of federal home loan bank stock																																											-22,116,000
(gain) loss on alternative investments																																											-71,000
loss on fair value adjustment of futures contracts derivatives
issuance of preferred stock
loss on fair value adjustment of derivative instruments																																												36,000				2,000	119,000
gain on sale of loans held for sale
transfer of loans and leases, net to foreclosed properties and repossessed assets																																												2,065,000	1,818,000	1,148,000	2,508,000	1,480,000
net income attributable to webster financial corporation
income from discontinued operations, net of tax																																																0	1,995,000			0			8,000	-518,000	-439,000	-2,124,000
income from continuing operations																																												48,526,000	44,993,000					17,645,000	1,421,000	-19,242,000	-31,860,000	-11,126,000	-300,509,000	-16,236,000	-28,501,000	26,489,000
adjustments to reconcile income from continuing operations to net cash from operating activities:
(gain) loss on sale net of write-down, on foreclosed and repossessed assets
loss on sale and write-down on premises and equipment
gain on fair value adjustment of alternate investments
net decrease in trading securities																																																	11,554,000
gain on sale for loans held for sale
net purchase of federal home loan bank and federal reserve board stock
redemption of subsidiary preferred stock
cash dividends paid to common shareholders																																												-8,761,000	-8,758,000	-8,771,000	-4,377,000	-4,371,000	-871,000	-787,000	-782,000
cash dividends paid to preferred shareholders of consolidated subsidiary																																																-179,000
cash dividends paid to preferred shareholders																																												-615,000	-615,000	-615,000	-615,000	-614,000	-615,000	-4,191,000	-5,414,000	-6,201,000	-9,779,000	-9,446,000
issuance of common stock																																												153,000	157,000	151,000	99,000	99,000
cash flows from discontinued operations:
operating activities																																																0	1,995,000			0			8,000	-518,000	-2,382,000	241,000
net cash from discontinued operations																																																0	1,995,000			0			8,000	-518,000	3,538,000	18,241,000
cash and due from banks at beginning of year
cash and due from banks at end of year
(gain) loss on sale and write-down of foreclosed and repossessed assets																																												-421,000	-439,000
write-down of premises and equipment																																																1,403,000
loss on sale of premises and equipment																																												85,000	430,000			0
loss on write-down of investments to fair value																																																		1,188,000	3,680,000				129,593,000	33,507,000
gain on fair value adjustment of private equities																																												79,000	478,000	-597,000	760,000
net decrease (increase) in trading securities																																																0
net increase in loans held for sale																																												-7,552,000	11,817,000	-29,613,000	-2,224,000					76,931,000	-65,060,000	-24,352,000
purchase of federal home loan bank and federal reserve board stock
net increase in securities sold under agreements to repurchase and other short-term borrowings																																												-233,855,000	106,637,000	-65,211,000	103,883,000					-142,589,000	-131,273,000	-423,639,000
redemption of preferred stock																																																		0	-100,000,000
warburg investment
sale of federal home loan bank and federal reserve board stock																																													0
purchase of life insurance
retained earnings																																													35,707,000	27,141,000	776,968,000
interest and fees on loans and leases																																													-1,581,000	368,000	121,231,000
net interest income																																													264,000	668,000	139,449,000
loan related fees																																													404,000	1,590,000	4,829,000
total non-interest income																																													-812,000	2,716,000	44,302,000
net income before taxes																																													8,295,000	5,448,000	44,626,000
net income after taxes																																													8,172,000	1,907,000	32,300,000
earnings per common share:
basic																																													100	0	380
diluted																																													90	0	360
(gain) loss on fair value adjustment of derivative instruments																																														-61,000	-156,000
income from continuing operations income from continuing operations																																															38,938,000		32,300,000
gain on sale and write-down of foreclosed and repossessed assets																																															-784,000
gain on sale of premises and equipment																																															104,000		-49,000
sale of fhlb and frb stock																																															1,279,000
loans																																															11,014,050,000
deferred tax asset																																															95,209,000
gain on sale of branch
gain on sale of subsidiary stock
gain on early extinguishment of subordinated notes																																																				0	0	-4,504,000
gain on exchange of trust preferred securities for common stock																																																				0
warrants—fair value adjustment
loss on sale and write-down of foreclosed and repossessed assets																																																1,124,000
(gain) loss on fair value adjustment of direct investments
net (gain) loss on the sale of investment securities
purchases of fhlb and frb stock																																																				-3,000,000
sale of branch deposits
proceeds from the sale of subsidiary
conversion of series a preferred stock																																																				0
gain on early extinguishment of fair value hedge of subordinated debt																																																				0	0	1,489,000
mortgage loans securitized and transferred to mortgage-backed securities -government sponsored enterprises (“gse”) held-to-maturity
issuance of loan to finance sale of subsidiary																																																							0	0
transfer of loans held for sale to loan portfolio
gain on fair value adjustment of direct investments																																																	-1,103,000	-1,249,000	-694,000
net decrease (increase) in loans held for sale																																																	41,415,000
proceeds from sale of premises and equipment																																																	769,000
net decrease in deposits
net increase in securities sold under agreements to repurchase and other short-term debt
dissolution of joint venture
available for sale:
u.s. treasury bills																																																		0	200,000
agency collateralized mortgage obligations (“cmos”) - gse																																																		70,083,000	719,944,000
pooled trust preferred securities																																																		-2,013,000	72,370,000
single issuer trust preferred securities																																																		49,000	50,731,000
equity securities-financial institutions
mortgage-backed securities - gse																																																		-270,264,000	1,101,102,000
commercial mortgage-backed securities
total available for sale																																																		-188,519,000	2,366,708,000
held to maturity:
municipal bonds and notes																																																		-1,042,000	675,515,000
private label mbs
total held to maturity																																																		220,682,000	2,915,923,000
total investment securities																																																		40,948,000	5,282,631,000
consolidated net income																																																	34,295,000	17,645,000	1,421,000
benefit from loan losses																																																	10,000,000	32,000,000	43,000,000
net (gain) loss on the sale of foreclosed properties																																																	-315,000
proceeds from sale of foreclosed properties																																																	4,348,000	6,104,000	3,842,000	12,759,000	8,624,000	3,165,000	6,146,000	4,318,000	4,522,000	1,333,000	4,114,000	367,000	961,000	753,000
net decrease in securities sold under agreements to repurchase and other short-term debt																																																	-234,084,000
cash dividends paid to preferred shareholders of consolidated affiliate																																																	-216,000
other																																																	-66,000
transfer of loans and leases, net to foreclosed properties																																																	4,283,000		7,390,000	19,147,000	10,922,000	10,331,000	16,544,000	11,713,000
three months ended march 31, 2011
beginning balance
facility consolidation																																																	273,000
total accrued																																																	273,000
payments related to:
severance and other employee related costs
total payments
restructuring and repositioning reserve balance																																																	273,000
foreclosed and repossessed asset write-downs																																																		892,000	2,061,000	2,075,000
goodwill impairment
net increase in trading securities
proceeds from sale of subsidiary
issuance of preferred stock, net of issuance costs
proceeds from sale of discontinued operations																																																										18,000,000
mortgage loans securitized and transferred to mortgage-backed securities—government sponsored enterprises ("gse") held-to-maturity
transfer of loans-held-for-sale to loan portfolio
net gain on assets classified as trading
net decrease in loans																																																		-3,971,000	89,448,000
tax benefit for treasury stock repurchases
transfer of loans and leases, net to repossessed assets
trading:
equity securities																																																		2,025,000	6,760,000
total trading
agency notes - gse																																																		-88,000	130,255,000
mortgage-backed securities - private label																																																		14,214,000	285,346,000
write-down of fixed assets																																																			9,000	-489,000
net gain on the sale of securities																																																			-4,318,000
net income on trading securities																																																									-38,000	105,000
increase in cash surrender value of life insurance																																																			-1,300,000	-2,692,000	-2,665,000	-2,592,000	-2,631,000	-2,606,000	-2,623,000	-2,581,000	-2,635,000	-2,631,000	-2,586,000	-2,534,000
proceeds from sale of fixed assets																																																			675,000
purchases of fixed assets																																																			-2,575,000
net (decrease) in securities sold under agreements to repurchase and other short-term debt																																																			-6,489,000
impairment losses on investment securities																																																				1,290,000
net income on the sale of investment securities
decrease in trading securities																																																				0	-1,000	77,000
death benefits
net increase in short-term investments																																																							-15,705,000
purchases of securities, available for sale																																																				-548,552,000	-334,869,000	-353,222,000	-489,543,000	-88,841,000	-161,006,000	-178,432,000	-312,106,000	-60,875,000	-86,635,000	-153,946,000
proceeds from maturities and principal payments of securities, available for sale																																																				75,904,000	51,655,000	47,430,000
proceeds from sales of securities, available for sale																																																				6,981,000	8,027,000	402,309,000	2,822,000	9,382,000	4,763,000	1,514,000	-26,638,000	7,856,000	2,608,000	27,199,000
life insurance proceeds
net purchases of premises and equipment, net of sales proceeds																																																				-8,684,000
proceeds from fhlb advances																																																				32,000,000	90,476,000	9,329,810,000	36,295,000,000	48,856,627,000	12,821,925,000	15,454,000,000	9,874,400,000	822,510,000	11,551,916,000	163,000,000
repayments of fhlb advances																																																				-30,102,000
issuance costs for series b preferred stock																																																				0	0	-24,000
issuance of series a preferred stock
cash dividends to common shareholders																																																				-681,000	-526,000	-529,000	-15,803,000	-15,765,000	-15,748,000	-15,747,000	-16,045,000	-16,317,000	-16,949,000	-15,249,000
cash dividends to preferred shareholders of consolidated affiliate																																																				-215,000	-215,000	-216,000
mortgage loans securitized and transferred to mortgage-backed securities - government sponsored enterprises (“gse”) held-to-maturity
transfer of property from premises and equipment to assets held for disposition																																																							4,671,000	0
transfer of loans and leases, net to assets held for disposition
transfer of deposits to liabilities held for disposition
unsettled trade to sell securities
unsettled trade to acquire brokered deposit
extinguishment of junior subordinated notes through issuance of common stock
carrying value of junior subordinated notes extinguished																																																				0
fair value of common stock issued																																																				0
recognition of deferred gain on cash flow hedge																																																				0
conversion of series a preferred stock:
carrying value of series a preferred stock converted, net of cash paid upon conversion																																																				0
sale transactions:
fair value of noncash assets sold																																																							0	0
fair value of liabilities extinguished																																																							0	0
net decrease in short-term investments																																																					11,726,000	2,212,000			1,046,000	1,070,000				169,487,000
net change in cash and cash equivalents																																																					45,776,000	-50,346,000
mortgage loans securitized and transferred to mortgage-backed securities - gse held-to-maturity
transfer of property from premises and equipment to assets held-for-disposition
net income on sale of foreclosed properties																																																						390,000				513,000
write-down of foreclosed property																																																						3,450,000
net gain on available for sale securities																																																						-4,458,000
purchases of other securities																																																								-2,664,000	-14,997,000	-6,251,000
net purchases of premises and equipment proceeds sales																																																						-5,632,000
net decrease in fhlb advances																																																						-9,993,703,000
amortization of intangible assets																																																							1,463,000	1,464,000	1,464,000	1,548,000	1,404,000	2,153,000	3,344,000	3,473,000
debt redemption premium																																																											0	0
gain on webster capital trust i and ii securities																																																											0	0
net gain on sale of foreclosed properties																																																							2,537,000	1,499,000			2,050,000	-5,000	-55,000	20,000
impairment of goodwill																																																							188,866,000	1,013,000
net gain on sale of securities																																																							4,325,000	2,330,000	-632,000	316,000	-156,000	-600,000	-466,000	-662,000
net gain on sale of loans and loan servicing																																																							-336,000	-50,000	-104,000	-740,000	-1,276,000	-1,849,000	-3,962,000	-2,229,000
net (gain) loss on trading securities																																																							-92,000
decrease (increase) in trading securities																																																										1,186,000	-1,666,000
loans originated for sale																																																							-25,741,000	-24,829,000	-24,198,000	-133,612,000	-579,309,000	-624,236,000	-887,900,000	-744,914,000
proceeds from sale of loans originated for sale																																																							23,852,000	25,604,000	28,553,000	347,697,000	570,676,000	787,317,000	878,680,000	645,908,000
decrease (increase) in interest receivable																																																											6,222,000			3,687,000
decrease in prepaid expenses and other assets																																																														3,835,000
proceeds from surrender of life insurance contracts																																																											-2,000	2,000
contribution to stock purchased by the employee stock purchase plan
proceeds from maturities and principal repayments of securities, available for sale
(purchase) proceeds from sales of federal home loan bank and federal reserve stock
proceeds from maturities and principal repayments of held-to-maturity securities
net proceeds from sale of mortgage loans
net purchases of premises and equipment																																																							-11,063,000	-6,941,000	-7,107,000	-8,623,000	-7,496,000	-11,952,000	-6,537,000	-8,555,000
net cash received due to acquisitions
repayment of fhlb advances																																																							-36,314,104,000	-48,919,435,000	-12,270,130,000	-15,636,844,000	-9,449,859,000	-724,746,000	-11,675,189,000	-581,498,000
increase in securities sold under agreements to repurchase and other short-term borrowings																																																							-117,284,000	414,184,000	-366,690,000	404,012,000			-43,567,000	50,633,000
other long-term debt issued
repayment of other long-term debt
cash dividends to preferred shareholders
financing activities
increase in cash and cash equivalents
supplemental disclosures:
supplemental schedule of noncash investing and financing activities:
mortgage loans securitized and transferred to mortgage-backed securities held-to-maturity
residential construction loans held-for-sale transferred to residential construction loan portfolio
purchase transactions:
fair value of noncash assets acquired
fair value of liabilities assumed
net (loss ) income
decrease in interest receivable																																																								-2,770,000	4,533,000	2,839,000
proceeds from maturities and principal payments of securities available for sale																																																								-5,969,000	11,963,000	9,120,000		603,000	62,168,000	234,807,000
net proceeds from issuance of preferred stock																																																								-98,000
issuance of long term debt
payments on long term debt
supplemental disclosures of cash flow information:
contingent consideration in a business combination
net (loss )income
adjustments to reconcile net income from continuing operations to net cash from operating activities:
increase in trading securities																																																													8,178,000	-9,355,000
proceed from sale of discontinued operations
excess tax benefit from stock-based compensation																																																										-1,000
loss on write-down to fair value of direct investments																																																										709,000
increase in prepaid expenses and other assets																																																										-72,145,000
net cash provided (used) by operating activities																																																										263,002,000
proceeds from sales of other securities
net cash (used) provided by investing activities																																																										-308,469,000
net cash (used) provided by financing activities																																																										-5,107,000				-279,805,000
decrease in cash and cash equivalents																																																										-32,333,000				-42,827,000
loss on write-down of securities available for sale to fair value
loss on write-down of direct investments
net gain on trading securities																																																											-39,000	118,000	-37,000	121,000
decrease (increase) in prepaid expenses and other assets
purchases of federal home loan bank and federal reserve stock
proceeds from sales of federal home loan bank and federal reserve stock
proceeds from sale of held-to-maturity securities
net decrease (increase) in short-term investments
cash flows from discontinued operations
net cash (used) provided by discontinued operations
transfer of loans to foreclosed properties
reclassification of reserve for unfunded credit commitments
residential construction loans held-for-sale transferred to portfolio
increase in accrued expenses and other liabilities
company contribution to stock purchased by the employee stock purchase plan
decrease in short-term investments
net increase in federal funds purchased and securities sold under agreement to repurchase
long-term debt issued																																																												0
excess tax benefit from stock options exercised																																																												8,000	238,000	748,000
benefit from deferred taxes
net cash (used) provided by operating activities																																																														-24,477,000
net cash provided (used) by investing activities																																																														261,455,000

We provide you with 20 years of cash flow statements for Webster Financial stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as operating cash flows, cash levels, capital expenditures, profits, stock-based compensations and profit margins. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of Webster Financial stock. Explore the full financial landscape of Webster Financial stock with our expertly curated income statements.

The information provided in this report about Webster Financial stock is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.