7Baggers

Washington Federal, Inc
(NASDAQ:WAFD) 

WAFD stock logo

Washington Federal, Inc. operates as the bank holding company for Washington Federal Bank, National Association that provides lending, depository, insurance, and other banking services in the United States. The company accepts deposit products, including business and personal checking accounts, and ...

Founded: 1917
Full Time Employees: 2,080
Sector: Financial Services
Industry: Banks-Regional
Share this website to your friends
• Market Cap:
• Exchange:
• Shs Outstanding:
• Employees:
• Beta:
• Return on Equity (ROE) ttm:
• Return on Assets (ROA) ttm:
• EPS ttm:
• Book value per Share:
• Cash per Share:
• Current ast per Share:
• P/E ttm:
• P/E forward:
• P/E ttm high:
• P/E ttm low:
• P/S ttm:
• P/B ttm:
• P/FCF ttm:
• PEG ratio:
• Cash Ratio ttm:
• Quick Ratio ttm:
• Current Ratio ttm:
• Gross Mgn ttm:
• EBITDA Mgn ttm:
• Operating Mgn ttm:
• Net Income Mgn ttm:
• Trailing Div yield:
• Forward Div yield:
• Payout Ratio ttm:
• Ex-Dividend date:
• Target Price High:
• Target Price Low:
• Target Price Mean:
• Number of Analysts:
• Debt Ratio ttm:
• Debt to Equity ttm:
• Total Net Debt:
At a glance:
Bull Thesis:
Bear Thesis:
Main Competitors:
Moat:
Income Statements:
Quarterly
Annual
    Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-06-30 2009-03-31 2008-12-31 2006-06-30 2006-03-31 2005-12-31 2005-03-31 
                                     
      interest income
    		                                 
      loans receivable
    		262,148,000 264,207,000 271,787,000 279,476,000 282,077,000 286,597,000 308,598,000 337,118,000 274,341,000 245,792,000 240,998,000 232,167,000 222,957,000 203,946,000 174,710,000 149,113,000 139,260,000 138,509,000 137,039,000 134,193,000 132,757,000 133,671,000 132,165,000 132,847,000 138,549,000 142,146,000 145,490,000       
      mortgage-backed securities
    		44,341,000 38,902,000 32,953,000 27,855,000 23,926,000 18,337,000 18,088,000 17,523,000 12,905,000 11,266,000 11,695,000 10,454,000 10,422,000 10,613,000 8,263,000 8,618,000 4,659,000 4,792,000 5,294,000 5,488,000 6,696,000 7,230,000 8,516,000 10,843,000 14,341,000 15,612,000 18,719,000 28,341,000 25,312,000 17,312,000 15,725,000 14,368,000 23,568,000 
      investment securities and cash equivalents
    		18,245,000 19,387,000 21,794,000 24,383,000 30,081,000 40,183,000 47,411,000 37,300,000 31,580,000 29,788,000 29,017,000 29,859,000 21,967,000 18,860,000 14,960,000 9,417,000 6,919,000 7,139,000 7,253,000 7,767,000 7,301,000 6,921,000 6,433,000 6,019,000 6,728,000 7,066,000 7,617,000 789,000 908,000 5,245,000 6,660,000 7,789,000 8,291,000 
      interest income - sum
    		324,734,000 322,496,000 326,534,000 331,714,000 336,084,000 345,117,000 374,097,000 391,941,000 318,826,000 286,846,000 190,311,250 272,480,000 255,346,000 233,419,000    150,440,000    147,822,000 147,114,000 149,709,000 159,618,000 164,824,000 171,826,000       
      interest expense
    		                                 
      customer accounts
    		125,999,000 136,214,000 143,874,000 146,735,000 151,948,000 162,150,000 165,240,000 154,359,000 116,164,000 96,671,000 83,402,000 70,062,000 52,123,000 31,646,000 17,071,000 9,284,000 8,225,000 8,461,000 8,568,000 8,906,000 10,729,000 14,110,000 18,800,000 21,393,000 28,638,000 31,481,000 32,331,000 51,126,000 55,908,000 47,236,000 41,459,000 38,850,000 26,622,000 
      borrowings and junior subordinated debentures
    		21,165,000 15,171,000    27,536,000                            
      interest expense - sum
    		147,164,000 151,385,000 156,628,000 163,726,000 175,174,000 189,686,000 201,285,000 214,755,000 160,229,000 134,609,000 58,677,000 103,780,000 80,308,000 50,620,000    16,304,000    27,308,000 32,282,000 32,331,000 42,006,000 45,139,000 50,160,000       
      net interest income
    		177,570,000 171,111,000 169,906,000 167,988,000 160,910,000 155,431,000 172,812,000 177,186,000 158,597,000 152,237,000 163,697,000 168,700,000 175,038,000 182,799,000 173,619,000 151,746,000 135,088,000 134,136,000 131,956,000 128,605,000 124,034,000 120,514,000 114,832,000 117,378,000 117,612,000 119,685,000 121,666,000 93,482,000 90,012,000 63,606,000 65,476,000 64,062,000 76,617,000 
      provision for credit losses
    		4,000,000 3,500,000 3,000,000 2,000,000 2,750,000   1,500,000 16,000,000     2,500,000                    
      net interest income after provision
    		173,570,000 167,611,000 166,906,000 165,988,000 158,160,000 155,431,000 172,812,000 175,686,000 142,597,000 152,237,000 137,197,000 159,700,000 171,538,000 180,299,000 172,119,000 150,246,000 135,588,000 133,636,000 132,456,000 130,605,000 124,034,000 117,514,000 108,332,000 106,578,000 111,412,000 120,685,000 121,666,000       
      non-interest income
    		                                 
      gain on sale of investment securities
    		     20,000 91,000 80,000 90,000 81,000     18,000   81,000       15,028,000         
      gain on termination of hedging derivatives
    		426,000 24,000 32,000 56,000 65,000 5,000 72,000 54,000 6,000 109,000           14,110,000             
      loan fee income
    		2,216,000 1,354,000 2,081,000 1,650,000 1,812,000 1,345,000 757,000 594,000 550,000 844,000 731,000 1,000,000 652,000 1,502,000 1,154,000 1,618,000 2,475,000 1,921,000 1,887,000 1,748,000 872,000 2,392,000 1,062,000 1,380,000 3,048,000 1,804,000 1,334,000       
      deposit fee income
    		7,674,000 7,858,000 7,959,000 7,588,000 7,057,000 7,046,000 7,047,000 6,960,000 6,698,000 6,802,000 6,849,000 6,660,000 6,188,000 6,353,000 6,604,000 6,613,000 6,282,000 6,443,000 6,499,000 6,201,000 5,960,000 6,026,000 5,854,000 5,479,000 6,099,000 6,260,000 6,258,000       
      other income
    		9,497,000 11,019,000 8,319,000 8,979,000 9,947,000 7,286,000 7,911,000 9,567,000 6,048,000 6,331,000 6,688,000 7,037,000 3,206,000 6,169,000 6,706,000 9,319,000 6,902,000 10,236,000 10,603,000 5,262,000 7,323,000 5,452,000 4,155,000 6,415,000 5,875,000 38,312,000 6,450,000  3,835,000     
      total non-interest income
    		19,813,000 20,255,000 18,391,000 18,273,000 18,881,000 15,702,000                            
      non-interest expense
    		                                 
      compensation and benefits
    		57,120,000 54,190,000 56,028,000 53,481,000 52,710,000 59,927,000 53,983,000 57,169,000 73,155,000 49,841,000 45,564,000 50,456,000 51,444,000 49,070,000 51,304,000 48,073,000 47,115,000 47,425,000 45,910,000 43,841,000 43,632,000 42,723,000 36,290,000 36,058,000 38,617,000 36,631,000 34,297,000       
      occupancy
    		11,711,000 11,170,000 10,895,000 11,755,000 11,499,000 10,788,000 10,843,000 10,904,000 10,918,000 9,371,000 10,115,000 10,444,000 10,918,000 10,102,000 10,568,000 10,053,000 11,788,000 10,090,000 9,820,000 9,725,000 10,473,000 9,592,000 9,164,000 9,357,000 10,913,000 10,135,000 9,684,000 3,359,000 3,174,000 2,030,000 2,017,000 1,912,000 3,124,000 
      fdic insurance premiums
    		5,050,000 5,400,000 4,400,000 5,150,000 5,800,000 4,850,000 6,800,000 7,600,000 7,900,000 6,570,000 7,000,000 5,350,000 4,000,000 3,675,000 2,231,000 2,100,000 2,100,000 3,100,000 3,450,000 3,900,000 3,755,000 3,263,000 3,634,000 2,365,000 2,470,000 2,470,000 2,559,000       
      product delivery
    		7,110,000 6,574,000 6,558,000 6,621,000 6,907,000 5,785,000 6,306,000 6,090,000 5,581,000 6,009,000 5,819,000 5,217,000 5,316,000 4,621,000 5,104,000 4,667,000 5,044,000 4,721,000 5,092,000 4,075,000 4,401,000 4,937,000 4,450,000 4,397,000 3,897,000 4,267,000 3,912,000       
      information technology
    		15,919,000 14,384,000 16,406,000 15,022,000 14,481,000 14,192,000 14,129,000 13,428,000 12,883,000 12,866,000 12,672,000 11,661,000 12,785,000 12,329,000 12,228,000 11,831,000 11,722,000 11,421,000 9,814,000 10,396,000 10,696,000 11,831,000 12,141,000 12,154,000 11,501,000 17,107,000 9,935,000       
      other expense
    		12,947,000 14,003,000 12,706,000 12,298,000 13,435,000 15,769,000 15,880,000 14,888,000 23,275,000 11,883,000 11,007,000 11,571,000 12,418,000 12,481,000 11,707,000 10,679,000 10,648,000 12,856,000 11,577,000 11,703,000  9,064,000 12,488,000 10,992,000 12,035,000 12,026,000 10,511,000       
      total non-interest expense
    		109,857,000 105,721,000 106,993,000 104,327,000 104,832,000 111,311,000                            
      gain on real estate owned
    		280,000 156,000 -681,000 -176,000 -199,000 429,000 -83,000 -124,000 -1,315,000 1,826,000 -235,000 722,000 -199,000 -112,000 -488,000 448,000 129,000 562,000 993,000 -151,000 34,000 -449,000 1,100,000 -219,000 31,000 -886,000 353,000       
      income before income taxes
    		83,806,000 82,301,000 77,623,000 79,758,000 72,010,000 60,251,000 80,666,000 82,738,000 20,962,000 71,690,000 59,119,000 79,494,000 84,530,000 101,933,000 92,971,000 80,841,000 62,959,000 63,266,000 66,789,000 60,025,000 56,799,000 49,525,000 42,336,000 44,310,000 48,251,000 83,539,000 65,163,000 17,090,000 33,361,000 53,751,000 55,285,000 54,923,000 63,505,000 
      income tax expense
    		18,258,000 18,105,000 17,026,000 17,806,000 15,758,000 12,984,000 19,526,000 18,178,000 5,074,000 13,237,000 8,911,000 17,719,000 18,596,000 22,424,000 19,576,000 17,546,000 13,600,000 12,985,000 14,418,000 12,603,000 11,928,000 10,574,000 9,438,750 9,458,000 10,301,000 17,836,000 11,309,000       
      net income
    		65,548,000 64,196,000 60,597,000 61,952,000 56,252,000 47,267,000 61,140,000 64,560,000 15,888,000 58,453,000 50,208,000 61,775,000 65,934,000 79,509,000 73,395,000 63,295,000 49,359,000 50,281,000 52,371,000 47,422,000 44,871,000 38,951,000 34,343,000 34,852,000 37,950,000 65,703,000 53,854,000 11,016,000 21,518,000 35,337,000 36,340,000 36,146,000 40,961,000 
      yoy
    		16.53% 35.82% -0.89% -4.04% 254.05% -19.14% 21.77% 4.51% -75.90% -26.48% -31.59% -2.40% 33.58% 58.13% 40.14% 33.47% 10.00% 29.09% 52.49% 36.07% 18.24% -40.72% -36.23% 216.38% 76.36% 85.93% 48.19% -69.52% -47.47%     
      qoq
    		2.11% 5.94% -2.19% 10.13% 19.01% -22.69% -5.30% 306.34% -72.82% 16.42% -18.72% -6.31% -17.07% 8.33% 15.96% 28.23% -1.83% -3.99% 10.44% 5.69% 15.20% 13.42% -1.46% -8.16% -42.24% 22.00% 388.87% -48.81% -39.11% -2.76% 0.54% -11.76%  
      dividends on preferred stock
    		3,656,000 3,656,000 3,657,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 3,656,000 2,722,000             
      net income available to common shareholders
    		61,892,000 60,540,000 56,940,000 58,296,000 52,596,000 43,611,000 57,484,000 60,904,000 12,232,000 54,797,000 46,552,000 58,119,000 62,278,000 75,853,000 69,739,000 59,639,000 45,703,000 46,625,000 48,715,000 43,766,000 42,149,000       8,410,000 20,169,000     
      per share data
    		                                 
      basic earnings per common share
    		0.82 0.79 0.73 0.73 0.65 0.54 0.72 0.75 0.17 0.85 0.72 0.89 0.95 1.16 1.07 0.91 0.7 0.72 0.71 0.61 0.56             
      diluted earnings per common share
    		0.82 0.79 0.72 0.73 0.65 0.54 0.72 0.75 0.17 0.85 0.72 0.89 0.95 1.16 1.07 0.91 0.7 0.71 0.71 0.61 0.56             
      dividends paid on common stock per share
    		0.27 0.27 0.27 0.27 0.27 0.26 0.26 0.26 0.26 0.25 0.25 0.25 0.25 0.24 0.24 0.24 0.24 0.23 0.23 0.23 0.23 0.22 0.22 0.22 0.22 0.21 0.2       
      basic weighted-average shares outstanding
    		75,487,399 76,969,729  79,888,520 81,061,206                             
      diluted weighted-average shares outstanding
    		75,574,228 77,015,554  79,907,672 81,105,536                             
      borrowings, senior debt and junior subordinated debentures
    		  12,754,000 16,991,000 23,226,000  36,045,000 60,396,000 44,065,000                         
      basic weighted-average number of shares outstanding
    		     81,294,227  81,374,811 70,129,072 64,297,499  65,194,880 65,511,131 65,341,974  65,315,481 65,301,171 65,207,837  71,795,157 75,354,765 75,792,995 76,721,969 75,705,993 76,987,532 78,480,264 79,976,574 88,021,483 87,966,308     
      diluted weighted-average number of shares outstanding
    		     81,401,599  81,393,708 70,164,558 64,312,110  65,212,846 65,551,185 65,430,690  65,395,666 65,445,206 65,350,174  71,901,068 75,393,464 75,798,460 76,731,464 75,712,898 77,007,118 78,535,299 79,992,356       
      non-interest income - sum
    		      11,203,500 17,255,000                          
      non-interest expense - sum
    		      85,082,750 110,079,000                          
      other income - sum
    		        13,392,000 14,167,000 9,466,750 13,771,000 10,072,000 14,024,000    18,681,000    13,870,000 11,071,000 13,274,000 16,241,000 46,376,000 14,042,000       
      other expense - sum
    		        133,712,000 96,540,000 70,964,500 94,699,000 96,881,000 92,278,000    89,613,000    81,410,000 78,167,000 75,323,000 79,433,000 82,636,000 70,898,000       
      borrowings
    		         37,938,000 34,611,000 33,718,000 28,185,000                     
      provision (release) for credit losses
    		          26,500,000 9,000,000 3,500,000  1,500,000 1,500,000 -500,000 500,000 -500,000 -2,000,000  3,000,000 6,500,000 10,800,000 6,200,000         
      gain on hedging derivatives
    		          -225,000 -926,000 26,000                     
      fhlb advances
    		             18,974,000 7,243,000 6,118,000 7,525,000 7,843,000 9,062,000 9,937,000 11,991,000 13,198,000 13,482,000 10,938,000 13,368,000 13,658,000 17,829,000       
      prepayment penalty on long-term debt
    		                    -13,788,000  -3,452,250  -13,809,000         
      basic earnings per share
    		                     0.51 0.46 0.46 0.49 0.84 0.67       
      diluted earnings per share
    		                     0.51 0.46 0.46 0.49 0.84 0.67       
      provision (release) for loan losses
    		                         -1,000,000        
      fdic loss share valuation adjustments
    		                                 
      loans
    		                           147,038,000 152,319,000 112,325,000 106,274,000 102,405,000  
      fhlb advances and other borrowings
    		                           31,560,000 32,619,000 24,040,000 21,724,000 21,650,000 18,941,000 
      benefit from loan losses
    		                           54,000,000 35,000,000  85,000   
      net interest income after benefit from loan losses
    		                           39,482,000 55,012,000 63,506,000 65,391,000 64,062,000 76,617,000 
      gain on sale of loans
    		                                 
      gain on sale of real estate
    		                                 
      other
    		                           4,388,000 6,268,000 4,002,000 3,404,000 3,391,000 3,747,000 
      compensation and fringe benefits
    		                           13,839,000 14,805,000 9,841,000 9,040,000 8,235,000 8,733,000 
      gain on real estate acquired through foreclosure
    		                           -1,719,000 -1,239,000 39,000 5,000 139,000 581,000 
      income taxes
    		                           6,074,000 11,843,000 18,414,000 18,945,000 18,777,000 22,544,000 
      preferred dividends accrued
    		                           2,606,000 1,349,000     
      basic earnings
    		                           0.1 0.23 0.41 0.42 0.42 0.47 
      diluted earnings
    		                           0.1 0.23 0.4 0.42 0.41 0.47 
      cash dividends per share
    		                           0.05      
      diluted weighted-average number of shares outstanding, including dilutive stock options
    		                           88,028,210 88,028,272     
      cash flows from operating activities
    		                                 
      adjustments to reconcile net income to net cash from operating activities
    		                                 
      amortization (accretion) of fees, discounts, premiums and intangible assets
    		                           126 621     
      depreciation
    		                           2,550 1,275 2,080 1,345 660 2,545 
      stock option compensation expense
    		                           600 300 1,245 808 388  
      gain on investment securities and real estate held for sale
    		                           2,775  -184 -145 -139 2,613 
      decrease (increase) in accrued interest receivable
    		                           -961 -3,068     
      increase in income taxes payable
    		                           -24,086 11,855 989 729 19,489  
      fhlb stock dividends
    		                           -13 -11     
      increase in other assets
    		                           -6,251  -6,115    
      increase in accrued expenses and other liabilities
    		                           -25,652 -11,251 -4,828  -10,356  
      net cash from operating activities
    		                           66,667 59,250 100,095 63,084 41,961 62,994 
      cash flows from investing activities
    		                                 
      loans originated
    		                                 
      single-family residential
    		                           -396,051      
      construction - speculative
    		                           -46,404      
      construction - custom
    		                           -103,035      
      land - acquisition & development
    		                           -26,169 -12,693     
      land - consumer lot loans
    		                           -7,213 -3,790     
      multi-family
    		                           -49,020      
      commercial real estate
    		                           -70,013 -50,607     
      commercial & industrial
    		                           -114,038 -60,229     
      heloc
    		                           -46,985 -24,715     
      consumer
    		                           -13,973 -12,765     
      savings account loans originated
    		                           -1,641 -889 -1,639 -648 -164  
      loan principal repayments
    		                           871,536 353,585 1,302,514 869,970 467,085 782,581 
      decrease in undisbursed loans in process
    		                           -93,172 -55,740     
      loans purchased
    		                           -146 -146 -348,856 -266,129 -126,935  
      proceeds from sale of loans
    		                                 
      fhlb stock redemption
    		                           394 394    56,208 
      available-for-sale securities purchased
    		                           -555,061 -489,454 -518,386 -188,504 -90,059  
      principal payments and maturities of available-for-sale securities
    		                           139,635 36,596 125,259 82,919 46,470 118,371 
      available-for-sale securities sold
    		                                78,544 
      principal payments and maturities of held-to-maturity securities
    		                           7,282 2,824 22,382 15,651 9,908 12,303 
      net cash paid out for acquisition
    		                                 
      proceeds from sales of real estate held for sale
    		                           29,244 13,058 1,602 1,589 683 3,661 
      premises and equipment purchased
    		                           -3,424 -2,475 -2,867 -1,556 -840  
      net cash used by investing activities
    		                           -478,254 -646,177 -1,181,533 -625,186 -290,197  
      cash flows from financing activities
    		                                 
      net increase in customer accounts
    		                           389,817 115,204 252,454 128,877 55,822 112,231 
      net increase in borrowings
    		                           -160,555 367,718 315,000 215,000 15,000 300,000 
      proceeds from exercise of common stock options
    		                           17 17 3,306 2,412 1,011 1,378 
      dividends paid
    		                           -7,477 -4,553 -52,820 -34,882 -17,488  
      proceeds from employee stock ownership plan
    		                           811  1,344 1,344  947 
      proceeds from issuance of preferred stock and related warrants
    		                           200,000 200,000     
      decrease in advance payments by borrowers for taxes and insurance
    		                           -7,047 -21,014 -9,896 -5,123 -15,315  
      net cash from financing activities
    		                           415,566 657,372 509,388 307,628 39,030  
      increase in cash and cash equivalents
    		                           3,979 70,445  -254,474 -209,206 18,917 
      cash and cash equivalents at beginning of period
    		                           82,600 82,600 637,791 637,791 637,791 508,361 
      cash and cash equivalents at end of period
    		                           86,579 153,045 65,741 383,317 428,585 527,278 
      supplemental disclosures of cash flow information
    		                                 
      non-cash investing activities
    		                                 
      real estate acquired through foreclosure
    		                           79,627 38,938 708 201 109 676 
      cash paid during the period for
    		                                 
      interest
    		                           177,632 95,393 194,564 123,955 62,134 86,821 
      the following summarizes the non-cash activities relating to the first mutual acquisition:
    		                                 
      fair value of assets and intangibles acquired, including goodwill
    		                                 
      fair value of liabilities assumed
    		                                 
      cash paid out for acquisition
    		                                 
      plus cash acquired
    		                                 
      cash dividends
    		                            0.05 0.205 0.2 0.2 0.19 
      loss on investment securities and real estate held for sale
    		                            1,055     
      decrease (increase) in other assets
    		                            3,305  -5,523 -4,278 3,525 
      single-family residential loans
    		                            -218,519 -799,450 -519,328 -297,693  
      construction loans - speculative
    		                            -28,573     
      construction loans - custom
    		                            -64,752     
      multi-family loans
    		                            -27,287 -106,222 -70,757 -32,792  
      benefit from (reversal of ) loan losses
    		                             100,000    
      loss on securities
    		                                 
      deferred loan origination costs
    		                             -1,140,000    
      weighted-average number of shares outstanding, including dilutive stock options
    		                             87,502,860 87,363,894 87,285,174 87,464,540 
      amortization (accretion) of fees, discounts, and premiums
    		                             3,480 1,984 1,264  
      amortization of intangible assets
    		                             768 525 268 624 
      benefit from (reversal of) loan losses
    		                             185    
      increase in accrued interest receivable
    		                             -5,348 -2,927 -1,481  
      construction loans
    		                             -550,368 -369,680 -175,470  
      land loans
    		                             -333,321 -199,220 -91,146  
      increase in undisbursed loans in process
    		                             27,819 20,507 756 233 
      fhlb stock repurchase
    		                                 
      repurchase agreement maturity
    		                                200,000 
      decrease in cash and cash equivalents
    		                             -572,050    
      decrease in accrued expenses and other liabilities
    		                              -6,283   
      gain on sale of securities
    		                                 
      loans and securitized assets subject to repurchase
    		                                90,321,000 
      gain on securities
    		                                 
      amortization of fees, discounts, and premiums
    		                                 
      decrease in income taxes payable
    		                                 
      held-to-maturity securities purchased
    		                                 
      net cash provided (used) by financing activities
    		                                377,146 
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-03-31 2024-03-01 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-09-30 2018-12-31 2018-09-30 2018-06-30 2017-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2007-09-30 2006-09-30 2005-09-30 2004-09-30 2003-09-30 2002-09-30 
                                             
        assets
      		                                       
        cash
      		35,447,000    25,966,000        130,502,000                     6,518,000      
        other assets
      		13,588,000 1,721,710,000 1,742,509,000 1,706,133,000 18,024,000 1,581,368,000 75,645,000 1,535,021,000 1,484,271,000 1,445,635,000 1,491,981,000 1,500,892,000 5,000,000 1,383,146,000 1,284,929,000 1,272,163,000 1,279,085,000  1,252,122,000 1,307,937,000 1,254,061,000 1,294,675,000 1,204,060,000 1,160,302,000 1,167,575,000 1,155,819,000  1,161,408,000    1,102,599,000   195,679,000 223,881,000 258,543,000 275,422,000 235,117,000 
        investment in statutory trust
      		1,857,000    1,857,000                                   
        investment in wafd wealth, inc.
      		2,836,000                                       
        investment in wafd bank
      		3,042,944,000                                       
        total assets
      		3,096,672,000 26,813,500,000 27,371,320,000 27,504,576,000 3,055,692,000 24,907,376,000  22,381,459,000 21,811,572,000 22,113,281,000 21,741,025,000 21,159,986,000 2,278,618,000 20,284,955,000 20,181,037,000 19,805,838,000 19,315,259,000  19,287,508,000 18,860,047,000 17,304,191,000 17,943,413,000 16,378,152,000 16,364,121,000 16,014,616,000 15,615,271,000 15,747,495,000 14,965,054,000 14,783,683,000 14,641,644,000 14,553,749,000 14,547,098,000 14,456,164,000 1,346,764,000 8,571,128,000 7,697,085,000 7,421,597,000 7,334,397,000 7,093,144,000 
        liabilities
      		                                       
        dividend payable on preferred stock
      		3,656,000    3,656,000        3,656,000                           
        junior subordinated deferrable debentures
      		51,645,000    50,718,000                                   
        other liabilities
      		1,796,000 294,167,000 278,380,000 323,809,000 1,018,000 328,680,000  312,240,000 296,840,000 275,522,000 290,702,000 304,240,000 702,000 238,842,000 214,851,000 223,421,000 249,134,000  248,210,000 275,834,000 244,203,000 262,108,000 207,358,000 156,557,000 129,396,000 155,950,000  173,495,000    88,912,000   145,720,000 191,070,000 128,131,000 149,478,000 152,206,000 
        total liabilities
      		57,097,000 23,782,755,000 24,332,299,000 24,489,379,000 55,392,000 22,268,893,000  19,933,879,000 19,435,110,000 19,716,994,000 19,366,341,000 18,856,780,000 4,358,000 18,075,861,000 18,015,788,000 17,662,136,000 17,125,709,000  17,056,928,000 16,822,854,000 15,293,894,000 15,953,407,000 14,335,128,000 14,353,589,000 14,023,961,000 13,609,206,000  12,956,992,000    12,594,503,000  28,637,000 7,354,953,000 6,542,219,000 6,333,857,000  6,185,376,000 
        shareholders’ equity
      		        2,376,462,000        2,189,550,000    2,010,297,000   2,010,532,000                
        total shareholders’ equity
      		3,039,575,000    3,000,300,000        2,274,260,000                           
        total liabilities and shareholders’ equity
      		3,096,672,000    3,055,692,000    21,811,572,000    2,278,618,000    19,315,259,000    17,304,191,000   16,364,121,000                
        100
      		 8,274,000 3,921,000                                     
        200
      		 17,080,000 7,858,000                                     
        basis point increase in interest rates
      		                                       
        loans receivable
      		 20,592,807,000 20,918,986,000 20,954,663,000  19,696,515,000 3,116,899,000 17,533,944,000 17,095,014,000 17,307,298,000 17,097,130,000 16,580,235,000  15,350,905,000 14,869,733,000 14,297,907,000 13,209,642,000  12,842,392,000 12,824,870,000 12,266,430,000 12,470,824,000 11,905,574,000 11,814,480,000 11,542,621,000 11,202,129,000 11,322,932,000 10,402,346,000 9,561,921,000           
        mortgage-backed securities
      		 2,708,789,000 2,369,535,000 1,882,688,000  1,470,581,000  1,337,174,000 1,362,415,000 1,349,264,000 1,355,403,000 1,368,759,000  1,416,212,000 852,134,000 925,028,000 1,290,901,000  1,359,631,000 1,582,286,000 2,060,804,000   2,554,653,000  2,543,796,000  2,561,400,000    3,073,180,000   1,232,912,000 867,348,000 632,095,000 689,908,000 1,001,550,000 
        cash & investments
      		 1,683,378,000 2,216,944,000 2,855,030,000  2,020,460,000  1,851,301,000  1,879,893,000 1,657,027,000 1,592,201,000  2,056,387,000 3,085,239,000 3,207,877,000   3,702,861,000 3,004,224,000  2,093,966,000 951,719,000  579,580,000  4,077,000  4,012,000 3,983,000 4,258,000  4,625,000       
        fhlb stock
      		 106,816,000 123,346,000 106,062,000  138,452,000 35,831,000 124,019,000                           129,453,000 102,616,000 142,986,000 135,643,000 127,452,000 
        total interest-earning assets
      		 25,091,790,000 25,628,811,000 25,798,443,000  23,326,008,000  20,846,438,000 20,327,301,000 20,667,646,000 20,249,044,000 19,659,094,000  18,901,809,000 18,896,108,000 18,533,675,000 18,036,174,000  18,035,386,000 17,552,110,000 16,050,130,000 16,648,738,000 15,174,092,000 15,203,819,000 14,847,041,000 14,459,452,000 155,072,000 13,803,646,000 133,735,000 135,063,000 135,124,000 13,444,499,000 129,300,000  8,375,449,000 7,473,204,000 7,163,054,000 7,058,975,000 6,858,027,000 
        liabilities and equity
      		                                       
        interest-bearing customer accounts
      		 18,769,137,000 18,881,290,000 18,743,048,000  15,080,002,000  13,248,450,000 12,906,383,000 13,019,355,000 12,746,827,000 12,611,624,000  12,852,849,000 12,882,885,000 12,530,492,000 11,962,764,000  11,816,399,000 11,619,857,000 10,647,044,000 10,692,697,000                  
        borrowings
      		 2,226,086,000 2,723,664,000 2,899,012,000  4,323,454,000 1,432,138,000 3,718,207,000  3,595,879,000 3,281,945,000                             
        total interest-bearing liabilities
      		 20,995,223,000 21,604,954,000 21,642,060,000  19,403,456,000  16,966,657,000 16,168,300,000 16,615,234,000 16,028,772,000 15,307,276,000  14,558,673,000 14,602,885,000 14,250,492,000 14,196,802,000  14,229,221,000 14,288,335,000 13,179,659,000 13,645,994,000 14,127,770,000 14,197,032,000 13,894,565,000 13,453,256,000 35,220,000 12,783,497,000 29,495,000 28,738,000 28,255,000 12,505,591,000 28,735,000  7,209,233,000 6,351,149,000 6,205,726,000  6,033,170,000 
        noninterest-bearing customer accounts
      		 2,493,365,000 2,448,965,000 2,523,510,000  2,536,757,000  2,654,982,000 2,969,970,000 2,826,238,000 3,046,867,000 3,245,264,000  3,278,346,000 3,198,052,000 3,188,223,000 2,679,773,000  2,579,497,000 2,258,685,000 1,870,032,000 2,045,305,000                  
        shareholders' equity
      		 3,030,745,000 3,039,021,000 3,015,197,000  2,638,483,000  2,447,580,000  2,396,287,000 2,374,684,000 2,303,206,000  2,209,094,000 2,165,249,000 2,143,702,000   2,230,580,000 2,037,193,000  1,990,006,000 2,043,024,000                 
        total liabilities and equity
      		 26,813,500,000 27,371,320,000 27,504,576,000  24,907,376,000  22,381,459,000  22,113,281,000 21,741,025,000 21,159,986,000  20,284,955,000 20,181,037,000 19,805,838,000   19,287,508,000 18,860,047,000  17,943,413,000 16,378,152,000  16,014,616,000  15,747,495,000  14,783,683,000 14,641,644,000 14,553,749,000  14,456,164,000       
        net interest income/interest rate spread
      		   155,431,000  158,597,000  152,237,000  168,700,000 175,038,000 182,799,000  151,746,000 135,088,000 134,136,000     469,508,000   481,060,000  472,139,000  431,926,000    413,481,000   256,522,000 266,641,000 244,019,000 255,301,000 272,376,000 
        net interest margin
      		   2,390  2,730  2,910  3,270 3,510 3,690  3,220 2,900 2,870   2,750 2,750 2,930 2,820 3,100 3,160 3,210 3,270  3,130    3,080   3,060 3,570 3,410 3,620 3,970 
        investment in subsidiary
      		    3,009,845,000        2,143,116,000                     1,326,936,000      
        total merger consideration
      		      465,504,000                                 
        fair value of assets acquired
      		                                       
        cash and cash equivalents
      		      627,403,000                                 
        investment securities
      		      518,878,000                         1,634,441,000   496,361,000 971,553,000 1,475,807,000 1,492,547,000 516,932,000 
        loans held for sale
      		      3,089,442,000                                 
        interest receivable
      		      25,697,000                                 
        premises and equipment
      		      6,436,000                                 
        bank owned life insurance
      		      17,781,000                                 
        intangible assets
      		      37,022,000                                 
        deferred tax asset
      		      125,452,000                                 
        total assets acquired
      		      7,676,486,000                                 
        fair value of liabilities assumed
      		                                       
        customer accounts
      		      5,640,440,000                11,919,451,000 11,663,142,000 11,436,685,000 11,068,461,000 11,075,998,000 10,615,511,000 10,569,479,000 10,558,835,000 10,619,654,000  10,635,364,000       
        junior subordinated deferrable interest debentures
      		      50,175,000                                 
        senior debt
      		      93,514,000                                 
        accrued expenses and other liabilities
      		      100,275,000                                 
        total liabilities assumed
      		      7,316,542,000                                 
        net assets acquired
      		      359,944,000                                 
        goodwill
      		      105,560,000                                 
        principal of pcd loans acquired
      		      293,204,000                                 
        pcd acl at acquisition
      		      -7,403,000                                 
        non-credit discount on pcd loans
      		      -45,869,000                                 
        fair value of pcd loans
      		      239,932,000                                 
        interest rate on loans and mortgage-backed securities
      		        5,080        3,370                       
        interest rate on other interest-earning assets
      		        4,980        530                       
        combined, all interest-earning assets
      		        5,070        2,800                       
        interest rate on customer accounts
      		        2,120        230                       
        interest rate on borrowings
      		        3,980        1,510                       
        combined cost of funds
      		        2,460        350                       
        interest rate spread
      		        2,610        2,450                       
        represents the effective rate taking into consideration cash flow hedges on fhlb borrowings.
      		                                       
        cash and other investment securities
      		        1,742,806,000        3,412,263,000    1,587,602,000   699,340,000  584,145,000  719,175,000            
        fhlb & frb stock
      		        127,066,000 131,191,000 139,484,000 117,899,000  78,305,000 89,002,000 102,863,000 123,368,000  130,502,000 140,730,000 135,294,000 152,122,000 122,320,000 135,346,000 132,305,000 129,382,000 1,432,000 120,725,000 698,000 1,023,000 1,016,000 138,443,000 430,000       
        liabilities and shareholders’ equity
      		                                       
        fhlb advances
      		        3,261,917,000   2,695,652,000  1,705,824,000 1,720,000,000 1,720,000,000 2,234,027,000  2,412,778,000 2,668,478,000 2,532,596,000 2,953,297,000 2,208,242,000 2,533,890,000 2,457,880,000 2,384,795,000 16,333,000 2,167,986,000 16,221,000 15,667,000 15,537,000 1,848,904,000 16,250,000  1,410,169,000 1,206,267,000 1,539,594,000 1,650,023,000 1,558,468,000 
        other borrowings
      		                11,000  44,000  19,000  77,000                 
        interest rate contracts:
      		                                       
        pay fixed/receive floating swap
      		                 64,119,000                      
        receive fixed/pay floating swap
      		                 -64,119,000                      
        average balance
      		                                       
        net interest income
      		                  124,034,000 120,514,000  117,378,000 117,612,000  119,152,000  119,852,000  104,240,000 106,325,000 106,869,000  100,565,000       
        mortgaged-backed securities
      		                     1,931,826,000 2,194,479,000  2,592,535,000  18,022,000  15,297,000 16,846,000 16,986,000  16,995,000       
        stockholders' equity
      		                        1,990,655,000              907,768,000 
        liabilities and stockholders’ equity
      		                                       
        stockholders’ equity
      		                         2,006,065,000  2,008,062,000    1,952,595,000   1,216,175,000 1,154,866,000 1,087,740,000 992,634,000  
        total liabilities and stockholders’ equity
      		                         15,615,271,000  14,965,054,000    14,547,098,000  1,346,764,000 8,571,128,000 7,697,085,000 7,421,597,000   
        interest rate contracts
      		                                       
        commercial loan hedges
      		                                       
        borrowings hedges
      		                                       
        commercial loan hedge
      		                                       
        long term borrowing hedge
      		                                       
        stockholder's equity
      		                                       
        loans and covered loans
      		                             9,469,185,000 9,258,041,000  8,628,345,000       
        loans
      		                               8,598,435,000   6,516,723,000 5,531,687,000 4,912,166,000 4,740,877,000 5,212,093,000 
        checking accounts
      		                               2,458,314,000   221,317,000 201,908,000 198,071,000 213,883,000 181,310,000 
        passbook and statement accounts
      		                               659,938,000   176,047,000 209,340,000 227,805,000 166,137,000 145,395,000 
        insured money market accounts
      		                               2,541,137,000   828,789,000 919,551,000 970,580,000 1,045,571,000 921,984,000 
        certificate accounts
      		                               4,944,916,000   3,892,353,000 3,320,582,000 3,121,161,000 2,942,724,000 3,146,556,000 
        repurchase agreements with customers
      		                               52,382,000   29,284,000 35,131,000 48,515,000 73,322,000 69,621,000 
        securities sold under agreements to repurchase
      		                                  630,411,000 458,082,000 100,000,000 100,000,000 4,110,000 
        dividend receivable
      		                                 13,310,000      
        borrowed money
      		                                 10,310,000      
        dividend payable and other liabilities
      		                                 18,327,000      
        common stock
      		                                 104,921,000      
        paid-in capital
      		                                 1,254,490,000      
        accumulated other comprehensive loss, net of tax
      		                                 -13,033,000      
        treasury stock
      		                                 -213,934,000      
        retained earnings
      		                                 185,683,000      
        total stockholders’ equity
      		                                 1,318,127,000      
        federal funds purchased
      		                                  20,863,000 288,000  625,000 5,726,000 
        average
      		                                       
        balance
      		                                       
        liabilities and stockholders' equity
      		                                       
        total liabilities and stockholders' equity
      		                                      7,093,144,000 
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-06-30 2020-03-31 2019-12-31 2019-06-30 2019-03-31 2018-12-31 2018-06-30 2017-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2013-12-31 2009-03-31 2008-12-31 2006-09-30 2006-06-30 2006-03-31 2005-12-31 
                                                 
          cash flows from operating activities
        		                                         
          net income
        		65,548,000 64,196,000 60,597,000 61,952,000 56,252,000 47,267,000 61,140,000 64,560,000 15,888,000 58,453,000 50,208,000 61,775,000 65,934,000 79,509,000 73,395,000 63,295,000 49,359,000 50,281,000 52,371,000 47,422,000 44,871,000 38,951,000 35,442,000 37,950,000 65,703,000 53,854,000 51,098,000 52,942,000 51,394,000 53,707,000 43,004,000 41,723,000 35,098,000 42,498,000 40,236,000 8,410,000 20,169,000 35,279,000 35,337,000 36,340,000 36,146,000 
          adjustments to reconcile net income to net cash from operating activities:
        		                                         
          depreciation, amortization, accretion and other
        		8,583,000 -1,561,000 -1,245,000 -13,516,000 -19,871,000 44,350,000 -60,047,000 -11,571,000 227,816,000 -22,095,000 7,303,000 14,803,000 -749,000 1,613,000 16,652,000 16,288,000 23,166,000 7,944,000 7,585,000 -10,279,000 27,397,000 9,211,000                    
          stock-based compensation expense
        		3,442,000 2,045,000 2,028,000 2,061,000 2,579,000 1,851,000 1,744,000 2,257,000 2,887,000 2,293,000 1,991,000 1,896,000 2,456,000 1,571,000 1,492,000 1,470,000 2,456,000 1,390,000 1,465,000 1,389,000 2,078,000 1,449,000 1,521,000 2,119,000 1,379,000 1,199,000 1,111,000 1,751,000              
          provision (release) for credit losses
        		4,000,000 3,500,000 3,000,000 2,000,000   0 1,500,000   26,500,000 9,000,000 3,500,000 2,500,000 1,500,000   500,000 -500,000 -2,000,000 0 3,000,000                    
          loss on sale of investment securities
        		  0 0 0 -20,000 -92,000 -79,000 -90,000 -81,000        -81,000     0   0 0 9,000              
          net realized loss on sales of premises, equipment, and real estate owned
        		-40,000 -3,825,000  -1,000 -168,000 -433,000  36,000 1,004,000 -3,571,000  -903,000 100,000 -230,000    -355,000    15,000 71,000 -381,000 -32,734,000 -719,000 -1,325,000 -7,054,000              
          impairment loss on premises and equipment
        		  954,000 3,000 1,000 34,000     0 0       370,000    500,000 0 5,931,000                 
          decrease in accrued interest receivable
        		-1,206,000 939,000 635,000 2,554,000 1,369,000 -320,000 583,000 12,074,000 -2,765,000 -19,000  -2,862,000 -3,753,000 -11,444,000    -1,115,000 908,000   1,128,000 -3,916,000 649,000 2,132,000 2,786,000 -2,583,000 -912,000  -7,515,000 683,000 688,000 2,170,000 -879,000        
          decrease in federal and state income tax receivable
        		-1,580,000 8,877,000 2,557,000 5,685,000 -10,307,000 8,189,000 9,505,000 18,459,000 -17,664,000 8,451,000        3,877,000 -3,877,000   5,708,000    0 0 1,804,000  8,393,000 -509,000 -8,414,000 16,577,000         
          decrease in cash surrender value of bank owned life insurance
        		-1,976,000 -1,962,000 -1,938,000 -1,900,000 -1,848,000 -1,840,000 -1,814,000 -1,776,000 -1,704,000 -1,639,000  -1,511,000 -2,459,000 -439,000    -1,397,000 -1,381,000   -1,426,000 -1,403,000 -1,393,000 -1,457,000 -1,443,000 -1,416,000 -1,497,000  -2,617,000 -1,722,000           
          decrease in other assets
        		36,743,000 8,127,000 -39,474,000 24,302,000 12,423,000 -25,136,000 105,586,000 -1,979,000 -41,159,000 85,553,000  -63,482,000 9,706,000 3,134,000    -3,422,000 1,989,000   71,923,000 -49,672,000 -95,542,000 -3,793,000 -44,506,000 4,644,000 16,816,000  21,869,000 -8,344,000    1,649,000     -1,245,000 -4,278,000 
          increase in federal and state income tax liabilities
        		-4,654,000 5,124,000        1,478,000 -2,632,000 -2,635,000 -14,959,000 16,920,000 -564,000   5,090,000 -2,311,000 -7,710,000 -6,741,000 981,000 2,873,000 -14,167,000 14,067,000 -2,848,000                
          increase in accrued expenses and other liabilities
        		-29,482,000 -24,980,000 30,083,000 -25,133,000 28,955,000 -24,512,000 -19,960,000 -20,331,000 -29,533,000 -18,563,000 29,648,000 4,075,000 -14,957,000 -26,213,000 53,728,000 21,153,000 26,764,000 -35,871,000 8,641,000 17,509,000 -38,658,000 -36,761,000 38,771,000 58,557,000 8,092,000 45,762,000 -15,225,000 -10,482,000 -49,139,000 -87,071,000 -4,116,000 33,840,000 15,870,000   -14,401,000 -11,251,000 1,743,000   -10,356,000 
          net cash from operating activities
        		79,378,000 60,480,000 57,380,000 58,007,000 72,135,000 49,430,000 96,621,000 63,150,000 169,202,000 110,260,000  20,153,000 44,825,000 66,100,000  88,157,000 56,409,000 26,841,000  44,942,000 110,576,000 94,179,000 60,107,000 -22,038,000 73,595,000 59,767,000 48,670,000 60,265,000 20,091,000  33,907,000 67,473,000 68,075,000 70,105,000 51,490,000 7,417,000 59,250,000 31,858,000 37,011,000 21,123,000 41,961,000 
          capital expenditures
        		0 0 0 0 0 0 0 0 0 0  0 0 0  0 0 0  0 0 0 0 0 0 0 0 0 0  0 0 0 0 0 0 0 0 0 0 0 
          free cash flows
        		79,378,000 60,480,000 57,380,000 58,007,000 72,135,000 49,430,000 96,621,000 63,150,000 169,202,000 110,260,000  20,153,000 44,825,000 66,100,000  88,157,000 56,409,000 26,841,000  44,942,000 110,576,000 94,179,000 60,107,000 -22,038,000 73,595,000 59,767,000 48,670,000 60,265,000 20,091,000  33,907,000 67,473,000 68,075,000 70,105,000 51,490,000 7,417,000 59,250,000 31,858,000 37,011,000 21,123,000 41,961,000 
          cash flows from investing activities
        		                                         
          origination of loans and principal repayments
        		-148,160,000 253,315,000 194,672,000 661,448,000 163,331,000 -46,171,000 99,304,000 -119,003,000 -246,882,000 -81,947,000 -122,117,000 -131,787,000 -274,025,000 -802,470,000 -562,766,000 -431,739,000 -406,854,000 -347,596,000 -289,708,000 -74,538,000 -100,171,000 -91,857,000 -800,324,000 -51,990,000 20,131,000 -79,083,000 -195,098,000 -222,257,000 -108,641,000 -488,809,000 -86,068,000 -141,805,000 -179,768,000         
          loans purchased
        		0 -10,198,000 -3,269,000 -2,772,000 -3,923,000 -133,641,000     0 0 -2,481,000 -77,484,000 0 -50,872,000 -112,499,000 -413,326,000 -75,724,000 -339,215,000         0 -21,210,000 0 0 -51,646,000 -96,530,000  0 -146,000 -50,910,000 -82,727,000 -139,194,000 -126,935,000 
          fhlb stock purchased
        		-185,665,000 -177,116,000  -113,670,000 -144,259,000 -97,944,000  -204,765,000 -156,435,000 -156,375,000  -138,800,000                              
          fhlb stock redeemed
        		157,532,000 146,966,000  151,735,000 138,691,000 65,166,000  258,300,000 205,220,000 145,255,000                                
          available-for-sale securities purchased
        		-342,975,000 -724,749,000 -263,262,000 -409,244,000 -498,553,000 -310,999,000 -227,851,000 -106,601,000 -165,327,000 -49,380,000 -59,454,000 -201,096,000 -22,000 -115,909,000 -71,779,000 -391,512,000   -1,290,000 -6,483,000 -142,694,000 -379,760,000 -524,408,000 -77,856,000 -82,028,000 -37,096,000 -118,498,000 -172,076,000 -43,372,000 -25,625,000 -1,000 0 -50,741,000 14,376,000 -565,080,000 -65,607,000 -489,454,000 -55,000,000 -329,882,000 -98,445,000 -90,059,000 
          principal payments and maturities of available-for-sale securities
        		119,094,000 128,421,000 149,230,000 172,675,000 125,021,000 114,882,000 116,386,000 119,512,000 86,546,000 64,120,000 80,550,000 161,015,000 78,249,000 100,340,000 126,045,000 96,336,000 116,928,000 170,847,000 153,012,000 154,651,000 181,623,000 157,246,000 168,629,000 63,605,000 69,085,000 88,812,000 37,365,000 38,118,000 51,507,000 -85,235,000 124,760,000 213,424,000 114,764,000 219,390,000 76,805,000 103,039,000 36,596,000 64,681,000 42,340,000 36,449,000 46,470,000 
          proceeds from sales of available-for-sale securities
        		   0 0 797,000  2,813,000 173,778,000 2,624,000      0 0 4,510,000     0   0 0 491,000              
          held-to-maturity securities purchased
        		220,000 -141,283,000 -147,660,000 0 0 -114,182,000 0 578,000       1,000              0     -10,107,000        
          principal payments and maturities of held-to-maturity securities
        		18,981,000 22,428,000 14,761,000 13,650,000 10,833,000 13,786,000 10,510,000 9,703,000 7,362,000 8,438,000 10,519,000 10,959,000 8,143,000 9,793,000 13,829,000 18,283,000 24,535,000 38,679,000 48,543,000 76,590,000 90,645,000 116,223,000 90,753,000 65,813,000 81,329,000 44,582,000 32,360,000 37,736,000 45,056,000 83,505,000 63,675,000 38,967,000 43,569,000 -48,007,000 23,117,000 4,458,000 2,824,000 5,384,000 6,731,000 5,743,000 9,908,000 
          proceeds from sales of real estate owned
        		982,000 2,963,000 0 0 1,019,000 1,846,000 531,000 0 1,509,000 4,762,000 4,477,000 1,905,000 66,000 744,000 1,698,000 2,105,000 292,000 2,883,000 1,251,000 1,452,000 280,000 357,000 223,000 1,296,000 820,000 2,662,000 1,907,000 3,915,000 5,157,000 -37,325,000 15,226,000 11,683,000 26,664,000         
          equity method investments purchased
        		  714,000 0 -575,000 -3,000,000                                    
          net cash received in business combinations
        		-3,400,000 -2,000,000 0 0 0 -360,000 0 -2,190,000 626,523,000 -750,000                                
          proceeds from sales of premises and equipment
        		3,750,000 6,000 0 0 0 1,689,000 0 0 920,000 421,000 143,000 283,000 0 664,000 0 0 39,000 2,000 0 0   1,423,000 0 53,790,000 47,000 1,389,000 10,233,000 0             
          premises and equipment purchased and reo improvements
        		-11,410,000 -10,441,000 -11,776,000 -4,931,000 -5,554,000 -6,446,000 -7,199,000 -4,859,000 -4,428,000 -8,195,000 -3,846,000 -6,208,000 -2,792,000 -2,217,000 -3,078,000 -2,974,000 -2,967,000 -2,771,000 -4,714,000 -4,498,000 -11,872,000 -8,388,000 -11,773,000 -5,937,000 -4,931,000 -4,508,000 -7,775,000 -18,562,000 -9,785,000 19,815,000 -1,028,000 -17,065,000 -17,183,000 -12,278,000 -9,232,000       
          net cash from investing activities
        		-391,051,000 -511,688,000 -58,759,000 468,891,000 -213,969,000 -514,577,000 362,947,000 2,515,279,000 480,019,000 -71,027,000  -149,483,000 -204,992,000 -932,039,000  -954,931,000 -481,187,000 -546,772,000  -184,075,000 -34,021,000 -202,180,000 -1,080,966,000 166,230,000 136,471,000 19,616,000 -251,150,000 -330,802,000 -61,878,000  112,546,000 3,123,000 -118,249,000  758,586,000       
          cash flows from financing activities
        		                                         
          net increase in customer accounts
        		-292,819,000 -20,666,000 51,065,000 -40,855,000 -11,351,000 64,807,000 193,455,000 -149,009,000 -337,410,000 -31,542,000 -50,095,000 259,476,000 -99,087,000 -69,535,000 63,950,000 -425,028,000 488,602,000 359,934,000 303,754,000 418,937,000 652,880,000 386,917,000 1,021,173,000 156,283,000 -58,626,000 77,883,000 160,746,000 174,623,000 148,693,000 287,171,000 35,532,000 -107,735,000 19,492,000  -1,795,000 274,613,000 115,204,000 27,767,000 123,577,000 73,055,000 55,822,000 
          proceeds from borrowings
        		4,125,000,000 3,875,750,000 3,126,050,000 2,525,343,000 3,200,000,000 2,168,400,000 1,100,300,000 4,548,846,000 5,337,889,000 6,050,000,000 3,600,000,000 3,900,000,000 5,275,000,000 4,400,000,000 3,095,000,000 1,550,000,000 1,300,000,000 1,400,000,000 1,300,000,000 1,399,993,000 2,000,000,000 2,700,007,000 3,050,000,000 3,100,000,000 1,930,000,000 3,270,000,000 3,640,000,000 4,105,000,000 3,735,000,000 3,672,000,000 100,000,000 614,000,000 204,000,000  625,000,000       
          repayments of borrowings
        		-3,499,999,000 -3,205,751,000 -3,301,050,000 -3,350,344,000 -3,301,499,000 -2,575,001,000 -1,770,299,000 -5,947,717,000 -5,299,509,000 -5,825,000,000 -3,700,000,000 -3,950,000,000 -4,550,000,000 -3,450,000,000 -2,670,000,000 -1,570,000,000 -1,300,000,000 -1,400,000,000 -1,530,000,000 -1,599,993,000 -2,463,788,000 -2,800,007,000 -3,300,000,000 -2,313,809,000 -1,930,000,000 -3,375,000,000 -3,570,000,000 -3,895,000,000 -3,690,000,000 -3,777,000,000 0 -562,000,000 -106,000,000  -625,000,000       
          proceeds from stock-based awards
        		475,000 488,000 372,000 620,000 441,000 2,510,000 2,699,000 516,000 752,000 1,220,000 50,000 16,000 258,000 765,000 275,000 187,000 533,000 828,000 0 9,000 300,000 30,000 26,000 65,000 50,000 159,000 94,000 459,000              
          dividends paid on common stock
        		-20,157,000 -20,362,000 -20,854,000 -21,244,000 -21,618,000 -20,923,000 -20,863,000 -20,932,000 -16,483,000 -15,989,000 -15,966,000 -15,998,000 -16,243,000 -15,585,000 -15,561,000 -15,559,000 -15,557,000 -14,899,000 -15,445,000 -16,518,000 -17,336,000 -16,577,000 -16,561,000 -16,941,000 -16,433,000 -15,974,000 -16,137,000 -14,638,000 -14,236,000 -37,104,000 -12,680,000 -12,699,000 -12,036,000 -12,114,000 -10,179,000       
          dividends paid on preferred stock
        		-3,657,000 -3,656,000 -3,656,000 -3,656,000 -3,657,000 -3,656,000 -3,656,000 -3,655,000 -3,658,000 -3,656,000 -3,657,000 -3,655,000 -3,657,000 -3,656,000 -3,656,000 -3,657,000 -3,656,000 -3,656,000 -3,656,000                       
          proceeds from employee stock purchases
        		253,000 184,000                                        
          treasury stock purchased
        		-87,207,000 -58,017,000 -28,839,000 -48,341,000 -21,341,000 -3,410,000 -250,000 -9,515,000 -240,000 -17,064,000 -13,000 -28,614,000 -108,000 -1,728,000 -48,000 -77,000 -162,000 -2,973,000 -140,576,000 -118,303,000 -89,071,000 -701,000 -40,000 -78,610,000 -33,479,000 -34,287,000 -20,718,000 -48,930,000 -39,962,000 -28,326,000 -25,601,000 -34,509,000 -9,938,000 -23,679,000 -18,945,000       
          increase in advances payments by borrowers for taxes and insurance
        		24,668,000 -39,157,000  -10,816,000 24,308,000 -41,142,000  -10,452,000 30,106,000 -33,306,000   26,686,000 -32,425,000  -9,175,000 21,875,000 -29,465,000  -8,759,000 20,750,000 -33,923,000                    
          net cash from financing activities
        		246,557,000 528,813,000  -949,107,000 -134,440,000 -408,220,000  -1,591,696,000 -288,224,000 124,892,000  150,429,000 632,849,000 827,836,000  -473,309,000 491,635,000 309,769,000  72,644,000 411,170,000 235,746,000 743,525,000 867,577,000 -145,419,000 -69,109,000 198,659,000 285,262,000 130,898,000  107,518,000 -100,471,000 72,084,000   -241,806,000 657,372,000  201,760,000 268,598,000 39,030,000 
          increase in cash and cash equivalents
        		-65,116,000 77,605,000 -151,942,000 -422,209,000 -276,274,000 -873,367,000 -111,402,000 986,733,000 360,997,000 164,125,000 -158,994,000 21,099,000 472,682,000 -38,103,000 76,544,000 -1,340,083,000 66,857,000 -210,162,000 -161,149,000 -66,489,000 487,725,000 127,745,000 -277,334,000 1,011,769,000 64,647,000 10,274,000 -3,821,000 14,725,000 89,111,000 -383,304,000 253,971,000 -29,875,000 21,910,000 -65,501,000 763,785,000 -66,466,000 70,445,000   -45,268,000 -209,206,000 
          cash, cash equivalents and restricted cash at beginning of period
        		0 657,310,000  0 0 2,381,102,000  0 0 980,649,000  0 0 683,965,000  0 0 2,090,809,000  0 0 1,702,977,000 0 0 419,158,000 0 0 268,650,000              
          cash, cash equivalents and restricted cash at end of period
        		-65,116,000 734,915,000  -422,209,000 -276,274,000 1,507,735,000  986,733,000 360,997,000 1,144,774,000  21,099,000 472,682,000 645,862,000  -1,340,083,000 66,857,000 1,880,647,000  -66,489,000 487,725,000 1,830,722,000 -277,334,000 1,011,769,000 483,805,000 10,274,000 -3,821,000 283,375,000              
          gain on settlements of bank owned life insurance
        		                                         
          net realized loss on sales of premises, equipment and real estate owned
        		                                         
          fhlb & frb stock purchase
        		                                         
          fhlb & frb stock redeemed
        		          148,055,000 155,003,000 182,000,000 138,000,000 106,800,000 62,800,000 75,990,000 56,000,000 61,200,000 64,000,000 98,000,000 112,000,000 132,000,000 92,000,000 77,200,000 135,000,000 142,800,000 155,800,000 147,600,000             
          proceeds from sales of available-for-sale investment securities
        		                                         
          proceeds from settlements of bank owned life insurance
        		                                         
          proceeds from sales of loans
        		      392,065,000                                   
          principal payments and maturities of senior debt
        		                                         
          proceeds from employee stock purchase
        		  184,000 186,000 277,000 195,000 212,000 222,000 329,000 229,000                                
          increase in advance payments by borrowers for taxes and insurance
        		                             30,748,000 9,346,000   19,568,000        
          net cash from (used by) financing activities
        		                                         
          cash and cash equivalents at beginning of year
        		                                         
          cash and cash equivalents at end of year
        		                                         
          increase in intangible assets
        		                                         
          loans held for sale
        		                                         
          proceeds from settlement of bank owned life insurance
        		           0                 0             
          purchase of strategic investments
        		       -3,000,000                                  
          proceeds from the early termination of long term borrowing hedge
        		                  0 0                      
          gain on sale of investment securities
        		               0                          
          prepayment penalty on early extinguishment of debt
        		                                         
          gain on early termination of long term borrowing hedge
        		                  0 0                      
          net realized (gain) loss on sales of premises, equipment and real estate owned
        		                                         
          decrease (increase) in accrued interest receivable
        		               -4,545,000                   -411,000 2,107,000 -3,068,000     
          decrease (increase) in federal and state income tax receivable
        		               4,327,000                          
          decrease (increase) in cash surrender value of bank owned life insurance
        		               -1,383,000                          
          decrease (increase) in other assets
        		               -22,308,000                     3,305,000     
          net cash provided (used) by operating activities
        		                                         
          net cash received (paid) in business combinations
        		                                         
          net cash provided (used) by investing activities
        		                                         
          proceeds from issuance of preferred stock
        		                  0 0                      
          net cash provided (used) by financing activities
        		                                         
          gain on bank owned life insurance
        		           0 0 -821,000               0             
          equity securities purchased
        		           -66,000 66,000 -7,500,000                            
          increase in advanced payments by borrowers for taxes and insurance
        		                                         
          fhlb & frb stock purchased
        		             -176,000,000  -62,000,000 -52,000,000 -56,000,000  -56,034,000 -80,000,000 -108,001,000 -122,000,000 -124,000,000 -77,200,000 -130,800,000 -145,600,000 -164,200,000 -149,400,000  -4,018,000 -25,520,000 -6,809,000         
          net realized (gain) loss on sales of premises, equipment, and real estate owned
        		               -590,000                          
          prepayment penalty from repayment of borrowings
        		                   0   0                   
          cash paid for acquisitions
        		                      -33,000 -1,052,000 -1,725,000    0             
          increase in borrower advances related to taxes and insurance
        		                      -11,073,000 20,589,000 -36,931,000 8,110,000 4,674,000 -36,252,000 -8,653,000             
          depreciation, amortization, and accretion expense
        		                       -14,811,000 15,275,000 5,682,000 7,536,000 7,388,000 12,224,000             
          provision (release) for loan losses
        		                       6,200,000 -1,000,000 0 750,000 -500,000 1,000,000 1,050,000            
          cash received from (paid to) fdic under loss share agreements
        		                            0             
          stock based compensation expense
        		                            1,100,000             
          proceeds from exercise of common stock options and related tax benefit
        		                            56,000 918,000 921,000 357,000 5,042,000 394,000        
          cash and cash equivalents at beginning of period
        		                            0  0 0 284,049,000 0 203,563,000 0 82,600,000  0 0 637,791,000 
          cash and cash equivalents at end of period
        		                            89,111,000  253,971,000 -29,875,000 305,959,000 -65,501,000 967,348,000 -66,466,000 153,045,000  -317,576,000 -45,268,000 428,585,000 
          depreciation, amortization and accretion expense
        		                                         
          cash received from (paid to) fdic under loss share
        		                             -1,242,000 -327,000 178,000 1,975,000         
          stock compensation expense
        		                                         
          loss on extinguishment of debt
        		                                         
          decrease in fdic loss share receivable
        		                                 0        
          net realized loss on sales of premises and equipment and real estate owned
        		                                         
          purchase of bank owned life insurance
        		                              0   0        
          repurchase of warrants
        		                                         
          depreciation, amortization, accretion and restricted stock expense
        		                              14,495,000           
          stock option compensation expense
        		                              300,000 300,000 300,000 -668,000 300,000 300,000 300,000 -126,000 437,000 420,000 388,000 
          loss on sale of investment securities and real estate owned
        		                                         
          fhlb & frb stock redemption
        		                              0 23,439,000 2,901,000         
          proceeds on available-for-sale securities sold
        		                                         
          release of provision for loan losses
        		                                         
          loss on investment securities and real estate owned
        		                                         
          depreciation, amortization and accretion
        		                                2,934,000         
          reversal of provision for loan losses
        		                                         
          gain on investment securities and real estate held for sale
        		                                -2,310,000        -139,000 
          increase in cash surrender value of bank owned life insurance
        		                                -785,000         
          increase in other assets
        		                                -3,754,000         
          decrease in advance payments by borrowers for taxes and insurance
        		                                -28,476,000  -24,652,000 13,967,000 -21,014,000  -4,773,000 10,192,000 -15,315,000 
          depreciation and amortization expense
        		                                         
          cash received from fdic under loss share
        		                                  1,295,000       
          provision for (reversal of) loan losses
        		                                     350,000    
          loss on investment securities and real estate held for sale
        		                                 -2,711,000   1,055,000 -4,000 -39,000   
          decrease in income taxes receivable
        		                                         
          net (loan originations) principal collections
        		                                         
          available-for-sale securities sold
        		                                         
          net cash received from acquisition
        		                                  1,280,077,000       
          proceeds from sales of real estate held for sale and investment
        		                                         
          proceeds from sales of covered reo
        		                                 1,041,000 6,098,000       
          net (decrease) in customer accounts
        		                                         
          proceeds from long-term borrowings
        		                                         
          repayments of long-term borrowings
        		                                         
          net cash (used) by financing activities
        		                                         
          depreciation and amortization
        		                                         
          decrease in federal and state income tax
        		                                         
          increase in cash surrender value in bank owned life insurance
        		                                         
          decrease in accrued expenses and other liabilities
        		                                  -12,768,000       
          net loan originations
        		                                         
          net cash received from acquisitions
        		                                         
          proceeds from sales of real estate owned and held for investment
        		                                         
          net decrease in customer accounts
        		                                         
          amortization of fees, discounts, premiums and intangible assets
        		                                  1,057,000       
          depreciation
        		                                  2,700,000 1,275,000 1,275,000 731,000 735,000 685,000 660,000 
          benefit from (reversal of) loan losses
        		                                  -4,600,000       
          gain on real estate held for sale
        		                                  -597,000       
          decrease (increase) in income taxes receivable
        		                                  22,629,000       
          net principal collections
        		                                  -68,870,000       
          fhlb stock redemptions
        		                                  1,376,000       
          proceeds from sales of real estate held for sale
        		                                  12,566,000 16,186,000 13,058,000 1,212,000 13,000 906,000 683,000 
          proceeds from sales of real estate held for investment
        		                                  1,729,000       
          proceeds from exercise of common stock options
        		                                  9,280,000 0 17,000  894,000 1,401,000 1,011,000 
          net cash used by financing activities
        		                                  -46,291,000       
          adjustments to reconcile net income to net cash from operating activities
        		                                         
          amortization (accretion) of fees, discounts, premiums and intangible assets
        		                                   -495,000 621,000     
          benefit from loan losses
        		                                   54,000,000 35,000,000     
          gain on sale of loans
        		                                         
          increase in income taxes payable
        		                                   -35,941,000 11,855,000 -2,876,000 260,000 -18,760,000 19,489,000 
          fhlb stock dividends
        		                                   -2,000 -11,000     
          loans originated
        		                                         
          single-family residential
        		                                         
          construction - speculative
        		                                         
          construction - custom
        		                                         
          land - acquisition & development
        		                                   -13,476,000 -12,693,000     
          land - consumer lot loans
        		                                   -3,423,000 -3,790,000     
          multi-family
        		                                         
          commercial real estate
        		                                   -19,406,000 -50,607,000     
          commercial & industrial
        		                                   -53,809,000 -60,229,000     
          heloc
        		                                   -22,270,000 -24,715,000     
          consumer
        		                                   -1,208,000 -12,765,000     
          savings account loans originated
        		                                   -752,000 -889,000 -939,000 -991,000 -484,000 -164,000 
          loan principal repayments
        		                                   517,951,000 353,585,000 392,016,000 432,544,000 402,885,000 467,085,000 
          decrease in undisbursed loans in process
        		                                   -37,432,000 -55,740,000     
          proceeds from sale of loans
        		                                         
          fhlb stock redemption
        		                                   0 394,000     
          net cash paid out for acquisition
        		                                         
          premises and equipment purchased
        		                                   -949,000 -2,475,000 1,184,000 -1,311,000 -716,000 -840,000 
          net cash used by investing activities
        		                                   167,923,000 -646,177,000 -245,872,000 -556,347,000 -334,989,000 -290,197,000 
          net increase in borrowings
        		                                   -528,273,000 367,718,000  100,000,000 200,000,000 15,000,000 
          dividends paid
        		                                   -2,924,000 -4,553,000 -17,888,000 -17,938,000 -17,394,000 -17,488,000 
          proceeds from employee stock ownership plan
        		                                     477,000 0   
          proceeds from issuance of preferred stock and related warrants
        		                                   0 200,000,000     
          supplemental disclosures of cash flow information
        		                                         
          non-cash investing activities
        		                                         
          real estate acquired through foreclosure
        		                                   40,689,000 38,938,000  507,000 92,000 109,000 
          cash paid during the period for
        		                                         
          interest
        		                                   82,239,000 95,393,000  70,609,000 61,821,000 62,134,000 
          income taxes
        		                                   44,842,000 275,000  18,154,000   
          the following summarizes the non-cash activities relating to the first mutual acquisition:
        		                                         
          fair value of assets and intangibles acquired, including goodwill
        		                                         
          fair value of liabilities assumed
        		                                         
          cash paid out for acquisition
        		                                         
          plus cash acquired
        		                                         
          single-family residential loans
        		                                    -218,519,000 -304,549,000 -280,122,000 -221,635,000 -297,693,000 
          construction loans - speculative
        		                                    -28,573,000     
          construction loans - custom
        		                                    -64,752,000     
          multi-family loans
        		                                    -27,287,000 -29,274,000 -35,465,000 -37,965,000 -32,792,000 
          accretion (amortization) of fees, discounts, premiums and intangible assets
        		                                         
          increase in accrued interest receivable
        		                                     -2,908,000 -2,421,000 -1,446,000 -1,481,000 
          loans and contracts originated
        		                                         
          construction loans
        		                                     -153,946,000 -180,688,000 -194,210,000 -175,470,000 
          land loans
        		                                     -125,217,000 -134,101,000 -108,074,000 -91,146,000 
          commercial real estate loans
        		                                         
          other loans
        		                                         
          loans and contracts originated - sum
        		                                         
          increase in undisbursed loans in process
        		                                     9,486,000 7,312,000 19,751,000 756,000 
          repurchase agreements matured
        		                                         
          fhlb stock repurchased
        		                                         
          net cash paid for acquisition
        		                                         
          net increase in short term borrowings
        		                                         
          net increase in short-term borrowings
        		                                         
          amortization of fees, discounts, and premiums
        		                                      1,496,000 720,000 1,264,000 
          amortization of intangible assets
        		                                      243,000 257,000 268,000 
          fhlb stock repurchase
        		                                         
          repurchase agreement maturity
        		                                         
          decrease in cash and cash equivalents
        		                                         
          provision for loan losses
        		                                         
          cash from acquisition
        		                                         
          net proceeds from (repayments of) long-term borrowings
        		                                         
          loss (gain) on investment securities and real estate held for sale
        		                                         
          decrease in income taxes payable