VLY Stock Cash Flow Statements

Valley National Bancorp Quarterly Cash Flow Statements Chart

Quarterly

Annual

Stock-Based Compensation

Operating Cash Flow

Investing Cash Flow

Financing Cash Flow

Free Cash Flow

Capital Expenditure

Valley National Bancorp Quarterly Cash Flow Statements Table

Quarterly

Annual

Unit: USD	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31

cash flows from operating activities:
net income	133,167,000	106,058,000	115,711,000	97,856,000	70,424,000	96,280,000	71,554,000	141,346,000	139,060,000	146,551,000	177,591,000	178,119,000	96,413,000	116,728,000	115,038,000	122,580,000	120,512,000	115,710,000	105,363,000	102,374,000	95,601,000	87,268,000	38,104,000	81,891,000	76,468,000	113,330,000	77,102,000	69,559,000	72,802,000	41,965,000	26,098,000	39,649,000	50,065,000	46,095,000	50,090,000	42,842,000	39,027,000	36,187,000	4,671,000	35,954,000	31,991,000	30,341,000	25,135,000	-6,335,474,195,000	6,335,531,397,000	33,835,000	39,608,000	27,121,000	33,922,000	31,310,000	36,829,000	39,447,000	32,820,000	34,531,000	24,817,000	35,357,000	36,894,000	36,585,000	38,158,000	32,639,000	33,010,000	27,363,000	32,098,000	31,582,000	14,997,000	37,384,000	16,930,000	3,595,000	41,483,000	31,583,000	27,661,000	36,454,000	39,679,000	49,434,000	43,882,000	40,786,000	40,911,000	44,248,000	41,942,000	38,991,000	38,268,000	39,851,000	39,386,000	36,729,000	38,432,000	38,369,000
adjustments to reconcile net income to net cash from operating activities:
depreciation and amortization	10,030,000	9,892,000	12,544,000	9,735,000	10,716,000	10,794,000	11,303,000	10,709,000	9,910,000	11,515,000	20,164,000	19,360,000	18,839,000	14,346,000	14,135,000	13,118,000	13,833,000	13,848,000	13,640,000	14,367,000	14,874,000	14,734,000	14,988,000	13,089,000	12,442,000	12,798,000	7,187,000	6,584,000	6,536,000	7,247,000	6,437,000	5,859,000	6,289,000	6,260,000	5,838,000	6,153,000	6,023,000	6,417,000	5,869,000	4,983,000	5,152,000	5,078,000	4,903,000	-100,155,324,000	100,164,914,000	4,972,000	5,073,000	4,753,000	4,937,000	4,949,000	5,014,000	4,508,000	4,498,000	4,457,000	4,313,000	3,990,000	4,055,000	4,022,000	4,027,000	3,864,000	4,017,000	3,942,000	5,272,000	3,210,000	3,445,000	3,389,000	3,671,000	3,550,000	3,672,000	3,735,000	3,634,000	3,373,000	4,149,000	4,131,000	4,254,000	3,991,000	3,978,000	-2,451,000	6,517,000	5,977,000	5,235,000	5,599,000	5,241,000	5,936,000	5,391,000	6,250,000
stock-based compensation	6,811,000	6,840,000	5,993,000	7,277,000	7,614,000	8,104,000	7,737,000	8,592,000	8,680,000	8,093,000	7,810,000	7,558,000	6,157,000	7,263,000	5,035,000	5,162,000	5,225,000	5,465,000	4,153,000	3,802,000	4,515,000	3,684,000	3,222,000	3,222,000	4,249,000	4,033,000	3,632,000	3,687,000	4,758,000	7,395,000	2,641,000	2,691,000	2,745,000	4,127,000	2,650,000	2,198,000	2,815,000	2,369,000	1,063,000	2,626,000	1,407,000	2,479,000	1,907,000	-38,447,745,000	38,451,149,000	2,178,000	1,312,000	1,416,000	1,436,000	1,891,000	1,000,000	1,115,000	1,258,000	1,443,000	621,000	1,259,000	594,000	682,000	2,133,000	804,000	859,000	1,034,000	1,931,000
benefit from credit losses	37,799,000	62,661,000	106,536,000	75,024,000	82,070,000	45,200,000	20,580,000	9,117,000	6,050,000	14,437,000	7,239,000	2,023,000	43,998,000	3,557,000	11,699,000	3,531,000	8,747,000	8,656,000	18,975,000	30,908,000	41,156,000	34,683,000	5,418,000	8,700,000	2,100,000	8,000,000	7,859,000	6,552,000	7,142,000	10,948,000	2,200,000	1,640,000	3,632,000	2,470,000	3,800,000	5,840,000	1,429,000	800,000	3,507,000	94,000			3,980,000			3,998,000	6,440,000	5,334,000	2,552,000	1,769,000	5,200,000	7,250,000	7,405,000	5,697,000	15,364,000	7,783,000	6,026,000	24,162,000	15,099,000	9,308,000	12,438,000	12,611,000	12,225,000	12,722,000	13,064,000	9,981,000	11,632,000	6,850,000	5,800,000	4,000,000	4,864,000	2,713,000	2,388,000	1,910,000
net accretion of discounts and amortization of premium on securities and borrowings	-1,791,000	-1,827,000	-1,256,000	-725,000	-639,000	-779,000	-2,117,000
amortization of other intangible assets	7,427,000	8,019,000	8,373,000	8,692,000	8,568,000	9,412,000	9,696,000	9,741,000	9,812,000	10,519,000	10,900,000	11,088,000	11,400,000	4,437,000	5,074,000	5,298,000	5,449,000	6,006,000	6,117,000	6,377,000	6,681,000	5,470,000	4,905,000	4,694,000	4,170,000	4,311,000	4,809,000	4,697,000	4,617,000	4,293,000	2,420,000	2,498,000	2,562,000	2,536,000	2,875,000	2,675,000	2,928,000	2,849,000	2,448,000	2,232,000	2,096,000	2,393,000	3,021,000	-46,966,632,000	46,971,179,000	2,351,000	2,464,000	2,264,000	1,927,000	1,603,000	2,597,000	2,696,000	2,532,000	1,958,000	2,206,000	3,351,000	1,796,000	1,962,000	974,000	2,602,000	2,445,000	1,700,000	1,350,000	1,710,000	1,011,000	2,816,000	2,117,000	1,959,000	1,402,000	1,746,000	1,820,000	1,881,000	1,866,000	1,924,000	2,165,000	2,183,000	2,188,000
losses on available for sale and held to maturity debt securities	0	11,000		1,000	4,000	7,000				24,000
proceeds from sales of loans held for sale at fair value	43,534,000	47,094,000		10,553,000	103,660,000	41,650,000
gains on sales of loans	-2,025,000	-2,197,000			-884,000	-1,618,000	-2,302,000	-2,023,000	-1,240,000	-489,000	-908,000	-922,000	-3,602,000	-986,000	-6,653,000	-6,442,000	-10,061,000	-3,513,000	-15,998,000	-13,366,000	-8,337,000	-4,550,000	-5,214,000	-5,194,000	-3,930,000	-4,576,000	-2,372,000	-3,748,000	-7,642,000	-6,753,000	-6,375,000	-5,520,000	-4,791,000	-4,128,000	-12,307,000	-4,823,000	-3,105,000	-1,795,000	-1,211,000	-2,014,000	-422,000	-598,000	-234,000	95,000	-679,000	-913,000	-1,540,000	-2,729,000	-14,366,000	-15,060,000	-15,636,000	-25,055,000	-3,141,000	-3,166,000	-2,639,000	-2,890,000	-1,561,000	-3,609,000																			-665,000	-540,000	-501,000	-559,000	-508,000		-792,000	-691,000	-817,000
originations of loans held for sale	-43,072,000	-37,437,000	-96,416,000	-14,946,000	-95,767,000	-37,581,000	-46,120,000	-81,623,000	-50,355,000	-26,588,000	-22,717,000	-34,393,000	-65,563,000	-144,485,000	-229,375,000	-232,816,000	-253,862,000	-287,765,000	-381,975,000	-385,568,000	-295,703,000	-147,981,000	-198,989,000	-138,119,000	-111,313,000	-89,564,000	-98,464,000	139,226,000	-219,189,000	-227,660,000	-242,897,000	-46,918,000	-41,793,000	-112,682,000	-82,724,000	-171,866,000	-118,374,000	-52,749,000	-48,054,000	-53,481,000	-15,077,000	-17,716,000	-23,980,000	-13,915,000	-26,584,000	-26,984,000	-51,501,000	-55,136,000	-392,845,000	-453,643,000	-354,852,000	-371,708,000	-89,171,000	-107,451,000	-80,917,000	-104,026,000	-51,455,000	-85,883,000	-138,097,000	-47,827,000	-32,784,000	-105,002,000
gains on sales of assets	-144,000	-43,000	20,000	-55,000	2,000	-3,694,000								64,000								-121,000																														-195,000	-256,000	-32,000	-44,000	-179,000	-146,000	-57,000	-237,000	-78,000	-218,000	-86,000	-128,000	-128,000	-175,000	-174,000	-262,000	-171,000	8,000	-93,000
loss on extinguishment of debt															0	0
net change in:
fair value of financial instruments hedged by derivative transactions	2,355,000	4,693,000	-7,050,000	14,369,000	2,543,000	3,540,000
trading debt securities			3,996,000	-17,000	10,000	-16,000	-532,000	-32,000	3,446,000	6,583,000	-9,338,000	-4,100,000	11,739,000	26,391,000	-33,333,000	16,419,000
lease right of use assets	1,518,000	-5,710,000	10,046,000	2,915,000	-1,617,000	7,123,000	8,642,000	7,645,000	-57,012,000	3,600,000		0
cash surrender value of bank owned life insurance	-5,687,000	-4,777,000	-3,775,000	-5,419,000	-4,513,000	-3,235,000	-4,107,000	-2,014,000	-3,138,000	-2,584,000	-2,200,000	-1,681,000	-2,113,000	-2,046,000	-1,993,000	-2,018,000	-2,475,000	-2,331,000	-2,422,000	1,304,000	-5,823,000	-3,142,000	-1,453,000	-2,687,000	-2,205,000	-1,887,000	-1,731,000	-2,545,000	-2,652,000	-1,763,000	-1,633,000	-1,541,000	-1,701,000	-2,463,000	-1,230,000	-1,683,000	-1,818,000	-1,963,000	-1,627,000	-1,806,000	-1,618,000	-1,764,000	-1,799,000	-1,571,000	-1,614,000	-1,408,000	-1,644,000	-1,553,000	-1,424,000	-1,341,000	-1,590,000	-1,674,000	-1,632,000	-1,959,000	-1,805,000	-1,989,000	-1,880,000	-1,706,000	-1,158,000	-1,697,000	-1,768,000	-1,543,000
accrued interest receivable	48,000	1,615,000	10,190,000	1,036,000	2,726,000	-8,395,000	-7,712,000	-11,868,000	-2,310,000	-27,002,000	-37,200,000	-24,724,000	-6,298,000	-5,785,000	3,370,000	995,000	8,722,000	-1,560,000	29,828,000	-13,251,000	-15,454,000	-1,716,000	3,426,000	1,783,000	1,657,000	-5,426,000	-2,630,000	-4,511,000	-1,351,000	-691,000	-1,927,000	-2,331,000	-1,487,000	-1,429,000	-3,001,000	1,378,000	-2,220,000	581,000	-2,281,000	746,000	-1,688,000	743,000	4,000	105,000	636,000	-322,000	-1,076,000	415,000	871,000	-1,799,000	3,173,000	-508,000	1,778,000	1,003,000	321,000	-3,085,000	3,972,000	-4,277,000	-2,517,000
other assets	66,225,000	85,015,000	-207,700,000	120,687,000	8,318,000	-184,680,000	135,367,000	-78,862,000	68,059,000	-298,076,000	142,701,000	-196,427,000	-218,963,000	12,999,000	24,900,000	-34,004,000	-73,384,000	204,729,000	108,812,000	6,204,000	-24,927,000	-401,849,000	100,898,000	-77,554,000	-147,684,000	-38,990,000	5,975,000	16,344,000	-74,944,000	19,480,000	-50,301,000	-5,531,000	5,403,000	-6,924,000	48,337,000	16,415,000	-12,506,000	-6,079,000	-41,034,000	-8,348,000	12,377,000	-37,584,000	-40,262,000	-3,759,581,265,000	3,759,623,748,000	15,010,000	-57,464,000	1,119,000	6,989,000	31,769,000	-51,355,000	5,133,000	-23,871,000	119,438,000	-47,194,000	-13,081,000	-570,000	25,868,000	-515,000
accrued expenses and other liabilities	-97,963,000	-297,029,000	338,536,000	-487,795,000	20,766,000	117,399,000	-527,048,000	287,795,000	381,124,000	-147,705,000	-115,727,000	431,932,000	293,646,000	265,029,000	67,045,000	-11,367,000	-7,769,000	-111,562,000	-27,710,000	-80,546,000	44,064,000	122,426,000	-34,660,000	26,572,000	758,000	65,212,000	-1,621,000	10,340,000	-986,000	-15,295,000	17,586,000	3,244,000	14,436,000	-35,145,000	-14,425,000	-9,145,000	-4,736,000	3,993,000	18,920,000	14,186,000	-9,800,000	8,104,000	21,180,000	-3,196,000	4,390,000	-37,242,000	18,926,000	3,723,000	-4,662,000	-22,415,000	25,218,000	3,048,000	-1,091,000	-40,432,000	7,951,000	23,360,000	-4,471,000	-19,062,000	11,806,000	-28,505,000	-5,369,000	13,190,000
net cash from operating activities	159,154,000	-17,122,000	392,196,000	-157,168,000	214,001,000	99,511,000	-278,585,000	374,095,000	552,364,000	-269,682,000	197,881,000	425,067,000	309,528,000	496,003,000	254,100,000	128,788,000	140,856,000	313,398,000	171,045,000	-9,543,000	106,000,000	-115,977,000	1,051,517,000	146,670,000	72,485,000	193,278,000	98,300,000	410,921,000	-1,515,000	85,883,000	189,481,000	180,584,000	183,248,000	65,917,000	271,648,000	48,461,000	44,335,000	54,733,000	8,947,000	46,370,000	45,741,000	53,871,000	14,821,000	-105,155,009,540,000	105,155,143,493,000	35,202,000	17,541,000	89,128,000	138,357,000	40,338,000	88,841,000	73,312,000	19,757,000	141,401,000	11,215,000	54,064,000	32,124,000	93,934,000	135,722,000	-16,155,000	80,822,000	78,625,000	568,000	47,880,000	73,638,000	-17,533,000	77,875,000	13,686,000	366,410,000	480,129,000	198,593,000	160,689,000	394,540,000	227,567,000	41,745,000	32,149,000	108,477,000	44,781,000	53,579,000	1,114,000	16,619,000	71,444,000	31,531,000	-53,249,000	111,839,000	65,512,000
capex	-3,107,000	-3,047,000	-6,420,000	-3,346,000	-2,739,000	-3,639,000	-4,475,000	-22,103,000	-31,205,000	-18,263,000	-18,424,000	-15,347,000	-12,415,000	-22,749,000	-19,623,000	-7,598,000	-4,165,000	-8,042,000	-3,892,000	-6,246,000	-5,234,000	-9,235,000	-7,622,000	-6,417,000	-5,519,000	-3,817,000	-9,560,000	-4,069,000	-8,551,000	-4,260,000	-4,776,000	-365,000	-7,349,000	-5,627,000	-3,552,000	-1,802,000	-7,775,000	-7,578,000	-10,901,000	-14,033,000	-5,890,000	-3,216,000	-3,756,000	-4,588,000	-7,845,000	-5,673,000	-5,394,000	-2,630,000	-3,409,000	-3,419,000	-7,525,000	-6,803,000	-4,600,000	-3,807,000	-4,456,000	-4,433,000	-4,568,000	-2,945,000	-3,800,000	-5,660,000	-1,677,000	-3,462,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
free cash flows	156,047,000	-20,169,000	385,776,000	-160,514,000	211,262,000	95,872,000	-283,060,000	351,992,000	521,159,000	-287,945,000	179,457,000	409,720,000	297,113,000	473,254,000	234,477,000	121,190,000	136,691,000	305,356,000	167,153,000	-15,789,000	100,766,000	-125,212,000	1,043,895,000	140,253,000	66,966,000	189,461,000	88,740,000	406,852,000	-10,066,000	81,623,000	184,705,000	180,219,000	175,899,000	60,290,000	268,096,000	46,659,000	36,560,000	47,155,000	-1,954,000	32,337,000	39,851,000	50,655,000	11,065,000	-105,155,014,128,000	105,155,135,648,000	29,529,000	12,147,000	86,498,000	134,948,000	36,919,000	81,316,000	66,509,000	15,157,000	137,594,000	6,759,000	49,631,000	27,556,000	90,989,000	131,922,000	-21,815,000	79,145,000	75,163,000	568,000	47,880,000	73,638,000	-17,533,000	77,875,000	13,686,000	366,410,000	480,129,000	198,593,000	160,689,000	394,540,000	227,567,000	41,745,000	32,149,000	108,477,000	44,781,000	53,579,000	1,114,000	16,619,000	71,444,000	31,531,000	-53,249,000	111,839,000	65,512,000
cash flows from investing activities:
loans originated and purchased, net of principal collected	-769,107,000	88,203,000
equity securities:
purchases	-3,893,000	-3,045,000	-1,655,000	-3,604,000	-3,734,000	-957,000	-1,266,000	-3,083,000	-8,068,000	-1,594,000	-7,061,000	-2,610,000	-876,000	-662,000	-888,000	-681,000	-604,000	-1,878,000	-721,000	-2,251,000	-151,000	-5,214,000	303,018,000	-56,348,000	-183,776,000	-77,670,000	-44,529,000	-120,032,000	-47,215,000	-52,945,000	-93,038,000	-67,088,000	-8,070,000	-52,160,000	-166,324,000	-193,326,000	-225,552,000	-83,955,000	-37,927,000	-32,999,000	-22,709,000	-145,973,000	-38,793,000	-78,675,000	-102,256,000	-177,462,000	-110,076,000	-73,218,000	-324,658,000	-111,347,000	-101,850,000	-123,432,000	-82,974,000	-52,358,000	-90,918,000	-319,313,000	-153,595,000	-119,230,000	-376,421,000	-112,622,000	-260,845,000	-243,519,000
sales	288,000	427,000	764,000	395,000	343,000	408,000	737,000	342,000	362,000	409,000	1,393,000	615,000	262,000	848,000	1,006,000	578,000	330,000	319,000	572,000								5,752,000	0	0	38,625,000									0	0	0	11,666,000	56,578,000				52,602,000	92,000	941,000	3,368,000	35,894,000	163,018,000	50,250,000	8,335,000	35,242,000	126,383,000	284,874,000	105,987,000	51,707,000	0	137,860,000	235,906,000
held to maturity debt securities:
maturities, calls and principal repayments	84,192,000	75,678,000	85,126,000	79,797,000	76,775,000	67,777,000	116,802,000	87,242,000	114,279,000	61,213,000	64,567,000	116,708,000	158,028,000	136,024,000	168,895,000	260,875,000	188,234,000	184,163,000	292,326,000	231,147,000	182,463,000	118,541,000	142,514,000	126,959,000	86,837,000	68,165,000	45,629,000	74,572,000	62,649,000	58,227,000	70,962,000	62,616,000	80,210,000	77,141,000	82,002,000	109,375,000	75,482,000	58,907,000	80,714,000	112,754,000	123,219,000	85,798,000	78,663,000	-185,690,014,020,000	185,690,189,070,000	93,818,000	79,359,000	111,115,000	140,682,000	142,206,000	122,836,000	253,450,000	186,941,000	142,260,000	155,692,000	88,111,000	180,206,000	158,990,000	227,983,000	149,553,000	120,645,000	146,629,000
available for sale debt securities:
death benefit proceeds from bank owned life insurance	3,786,000	3,226,000	2,269,000	1,185,000	2,047,000	3,620,000	0	0	2,445,000	2,773,000	0	1,591,000	720,000	2,369,000	1,278,000	0	2,222,000	1,628,000	981,000	311,000	12,567,000	1,184,000	3,206,000	5,004,000	706,000	644,000	1,674,000	-106,000	2,092,000	560,000	2,428,000	8,663,000	0	1,998,000	0												0	1,193,000			0	0	0	1,689,000	3,080,000	4,220,000
proceeds from sales of real estate property and equipment	22,000	2,255,000	-503,000	728,000	124,000	2,850,000	-95,000	17,913,000	365,000	125,000	3,432,000	135,000	1,573,000	5,692,000	3,953,000	2,235,000	1,005,000	1,742,000	2,975,000	7,934,000	1,850,000	6,352,000	1,911,000	4,632,000	584,000	101,916,000	1,121,000	-3,108,000	2,395,000	7,378,000	1,640,000	895,000	1,852,000	4,970,000	2,317,000	9,097,000	5,227,000	3,919,000	13,351,000	2,884,000	3,075,000	4,551,000	27,043,000	-101,710,257,000	101,720,597,000	5,977,000	2,554,000	8,906,000	5,590,000	984,000	3,588,000	1,610,000	863,000	3,276,000	369,000	549,000	2,342,000	1,604,000	4,380,000	180,000
proceeds from sales of loans not originated for sale			996,093,000	0	34,143,000	196,523,000
proceeds from sale of commercial premium finance lending division			0	0	0	98,060,000
purchases of real estate property and equipment	-3,107,000	-3,047,000	-6,420,000	-3,346,000	-2,739,000	-3,639,000	-4,475,000	-22,103,000	-31,205,000	-18,263,000	-18,424,000	-15,347,000	-12,415,000	-22,749,000	-19,623,000	-7,598,000	-4,165,000	-8,042,000	-3,892,000	-6,246,000	-5,234,000	-9,235,000	-7,622,000	-6,417,000	-5,519,000	-3,817,000	-9,560,000	-4,069,000	-8,551,000	-4,260,000	-4,776,000	-365,000	-7,349,000	-5,627,000	-3,552,000	-1,802,000	-7,775,000	-7,578,000	-10,901,000	-14,033,000	-5,890,000	-3,216,000	-3,756,000	-4,588,000	-7,845,000	-5,673,000	-5,394,000	-2,630,000	-3,409,000	-3,419,000	-7,525,000	-6,803,000	-4,600,000	-3,807,000	-4,456,000	-4,433,000	-4,568,000	-2,945,000	-3,800,000	-5,660,000	-1,677,000	-3,462,000
net cash from investing activities	-981,284,000	-175,310,000	469,443,000	-163,484,000	-1,107,228,000	91,985,000	-103,138,000	-265,986,000	-1,195,820,000	-1,784,558,000	-1,854,227,000	-1,607,596,000	-1,740,665,000	-1,585,293,000	-339,223,000	-343,299,000	101,375,000	-499,634,000	369,926,000	24,021,000	-1,652,710,000	-778,899,000	-515,639,000	-720,581,000	-536,021,000	-359,100,000	-922,484,000	-1,149,529,000	-673,200,000	-384,338,000	-294,754,000	-472,523,000	-325,856,000	-454,415,000	-740,415,000	-476,376,000	-253,792,000	-56,730,000	-359,165,000	-447,083,000	-631,335,000	-262,816,000	108,465,000	-325,309,000	-87,248,000	-207,475,000	-137,827,000	-429,297,000	-295,654,000	76,752,000	-18,220,000	321,449,000	-65,736,000	-53,785,000	-41,805,000	-123,716,000	309,624,000	-336,944,000	-8,601,000	-27,236,000	205,066,000	259,954,000	88,913,000	101,787,000	-163,780,000	401,884,000	-280,550,000	-58,902,000	-497,687,000	-469,314,000	-553,254,000	-335,876,000	-428,126,000	-37,390,000	74,502,000	-123,048,000	23,712,000	12,122,000	-264,983,000	-155,852,000	-81,827,000	-206,197,000	-181,078,000	-330,192,000	-244,184,000	-168,787,000
valley national bancorp consolidated statements of cash flows
cash flows from financing activities:
net change in deposits	759,462,000	-111,529,000		274,691,000	1,034,231,000	-164,883,000		265,499,000	2,028,899,000	-45,998,000		1,427,792,000	1,203,718,000	14,924,000		437,831,000	609,565,000	649,607,000						772,193,000	-133,567,000	454,522,000		947,500,000	-319,074,000	241,541,000		62,748,000	-81,123,000	-399,567,000		616,125,000	-52,368,000	154,875,000		168,832,000	114,288,000	182,627,000	757,786,000	445,435,000	148,067,000	-51,277,000	199,151,000	-122,511,000	-59,969,000	38,573,000	343,218,000	49,121,000	-85,505,000	-96,211,000	52,763,000	-86,108,000	-15,928,000	358,761,000	94,911,000	-151,718,000	-359,194,000	-421,870,000
net change in short-term borrowings	103,218,000	-13,692,000		-5,502,000	-11,454,000	-842,610,000		-999,097,000	-5,324,157,000	6,274,327,000		-603,521,000	934,829,000	-171,545,000		-71,032,000	-230,288,000	-63,292,000						-562,367,000	325,208,000	-56,338,000		90,519,000	1,259,496,000	219,809,000		-251,735,000	89,480,000	564,004,000		21,512,000	241,221,000	93,632,000		176,793,000	-7,718,000	-12,915,000	-167,734,000	-56,511,000	-182,880,000	255,655,000	123,172,000	33,223,000	-22,200,000	-7,063,000	-134,542,000	-234,257,000	83,373,000	197,900,000	-9,725,000	51,514,000	-7,754,000	-13,504,000	-139,130,000	146,806,000	-4,141,000	-40,052,000
proceeds from issuance of long-term borrowings				1,800,000	0	1,000,000,000		0	250,000,000	1,000,000,000						-12,000																405,000,000	360,000,000	200,000,000						79,000
repayments of long-term borrowings	-215,000,000	-273,000,000		0	0	-65,000,000		-125,000,000	0	-350,000,000						-457,870,000	-658,826,000	-51,769,000						0	-100,000,000	-155,000,000		-375,655,000	-250,027,000	-50,000,000		-10,000,000				-480,000,000	-114,000,000	-155,000,000									-25,133,000	0	0	-1,000,000	-1,000,000	-26,000,000	29,000,000	-30,000,000	-1,000,000	0	-90,000,000	-116,000,000	-1,000,000	-10,000,000	-10,742,000	-51,000,000	-17,754,000	-7,000,000	-34,000,000	-2,001,000	-1,460,000	-63,514,000	-103,152,000	-150,085,000	-171,084,000	-454,725,000	2,065,000	-42,292,000	-201,172,000	-327,096,000	-100,097,000
cash dividends paid to preferred shareholders	-6,947,000	-6,956,000		-7,914,000	-4,108,000	-4,119,000		-4,127,000	-4,030,000	-3,874,000		-3,172,000	-3,172,000	-3,172,000		-3,172,000	-3,172,000	-3,172,000						-6,344,000				-3,172,000	-3,172,000	-3,172,000		-2,683,000	-1,797,000	-1,797,000		-1,797,000	-1,797,000	-1,797,000
cash dividends paid to common shareholders	-62,318,000	-62,930,000		-56,065,000	-56,312,000	-57,944,000		-55,877,000	-55,999,000	-57,612,000		-55,727,000	-46,413,000	-46,205,000		-44,659,000	-44,675,000	-45,526,000						-36,491,000	-36,493,000	-37,053,000		-36,425,000	-36,378,000	-29,611,000		-26,143,000	-28,988,000	-29,012,000		-27,964,000	-27,941,000	-27,916,000		-25,659,000	-25,500,000	-25,512,000		-22,052,000
purchase of common shares related to stock compensation plan activity	-1,578,000	-7,037,000
purchase of common shares to treasury	-2,164,000	-2,162,000		-206,000	-890,000	-7,381,000		-141,000	-2,534,000	-8,599,000		-127,000	-259,000	-23,627,000		-15,000	-142,000	-542,000						-43,000	-95,000	-1,367,000		-182,000	-515,000	-2,083,000		-101,000	-32,000	-2,151,000		-85,000	-119,000	-1,496,000		-26,000																																							-1,716,000			0	0	-1,030,000	0	0
common stock issued	339,000	3,405,000		27,000	0	51,000		49,000	0	3,750,000		0	11,000	95,000		9,005,000	471,000	5,723,000						129,000	375,000	-855,000		136,000	-9,000	2,521,000		2,789,000	1,131,000	1,246,000		1,119,000	1,099,000	2,392,000		1,285,000				-15,110,862,000	15,113,297,000	286,000	1,577,000	1,911,000	2,100,000	1,483,000	1,629,000	1,969,000	2,371,000	1,836,000	1,702,000	2,110,000	2,188,000	2,027,000	1,834,000	2,027,000	2,288,000	2,242,000
other	-162,000	-95,000		-1,000	0	-2,000		-1,000	-2,000	-13,000		-188,000	-185,000	-180,000		-172,000	-168,000	-165,000						-125,000	-121,000	-119,000
net cash from financing activities	784,850,000	-473,996,000		351,484,000	961,467,000	-141,888,000		-918,695,000	-3,107,823,000	6,811,981,000		912,565,000	2,088,529,000	-229,710,000		-130,096,000	-31,301,000	490,864,000						616,952,000	452,135,000	203,790,000		622,721,000	650,321,000	379,005,000		277,976,000	163,671,000	332,723,000		513,910,000	46,095,000	64,690,000		219,287,000	294,085,000	143,252,000		368,082,000	-55,626,000	182,707,000	139,053,000	-9,755,000	-112,414,000	-154,000	177,220,000	-241,222,000	-3,136,000	34,170,000	14,411,000	-61,783,000	-140,582,000	202,221,000	-21,706,000	-41,859,000	-400,887,000	-538,796,000	39,938,000	39,192,000	-345,407,000	-186,250,000	284,261,000	221,156,000	33,766,000	172,212,000	300,959,000	53,090,000	9,765,000	-172,241,000	-66,053,000	111,485,000	-169,155,000	-48,626,000	190,451,000	218,749,000	110,547,000	102,237,000	97,713,000	428,224,000	117,117,000	76,709,000
net change in cash and cash equivalents	-37,280,000	-666,428,000		30,832,000	68,240,000	49,608,000		-810,586,000	-3,751,279,000	4,757,741,000		-269,964,000	657,392,000	-1,319,000,000		-344,607,000	210,930,000	304,628,000						43,041,000	-11,401,000	37,968,000		-115,887,000	-24,394,000	80,550,000		-13,963,000	21,063,000	-55,775,000		85,995,000	-163,362,000	62,693,000		-181,426,000	-291,509,000	-65,693,000		106,773,000	-72,921,000	10,434,000	18,767,000	-349,924,000	-269,711,000	116,936,000	247,841,000	153,539,000	-49,115,000	121,786,000	-16,179,000	-131,435,000	201,166,000	-40,789,000	105,415,000	-85,250,000	-114,999,000	-200,217,000
cash and cash equivalents at beginning of year	0	1,890,125,000		0	0	891,225,000		0	0	947,947,000		0	0	2,049,920,000		0	0	1,329,205,000						0	0	428,629,000		0	0	416,110,000		0	0	392,501,000		0	0	413,800,000		0	0	830,407,000		-369,168,483,932,000	369,168,483,932,000	369,168,000	0	0	0	853,100,000	0	0	0	379,049,000	0	0	0	366,286,000
cash and cash equivalents at end of period	-37,280,000	1,223,697,000		30,832,000	68,240,000	940,833,000		-810,586,000	-3,751,279,000	5,705,688,000		-269,964,000	657,392,000	730,920,000		-344,607,000	210,930,000	1,633,833,000						43,041,000	-11,401,000	466,597,000		-115,887,000	-24,394,000	496,660,000		-13,963,000	21,063,000	336,726,000		85,995,000	-163,362,000	476,493,000		-181,426,000	-291,509,000	764,714,000		-306,681,286,871,000	306,681,320,723,000	379,602,000		-349,924,000	-269,711,000	970,036,000		153,539,000	-49,115,000	500,835,000		-131,435,000	201,166,000	325,497,000		-85,250,000	-114,999,000	461,120,000		188,859,000	-435,549,000	778,608,000		175,940,000	-97,511,000	420,492,000		-122,097,000	-23,821,000	437,085,000	50,194,000	20,586,000	223,079,000
supplemental disclosures of cash flow information:
cash payments for:
interest on deposits and borrowings	365,930,000	403,276,000		457,415,000	406,209,000	485,127,000		370,496,000	327,495,000	244,246,000		72,353,000	37,469,000	19,682,000		27,065,000	44,599,000	37,997,000
federal and state income taxes	21,055,000	13,044,000		34,460,000	41,765,000	6,487,000		50,705,000	113,348,000	8,782,000		44,885,000	70,443,000	6,842,000		31,112,000	111,707,000	5,855,000
supplemental schedule of non-cash investing activities:
transfer of loans to other real estate owned	138,000	694,000		-887,000				71,000	0	903,000						0	0	141,000
transfer of loans to loans held for sale	0	10,200,000				34,143,000		0																																																															0	0	0	254,356,000
lease right of use assets obtained in exchange for operating lease liabilities	7,980,000	14,886,000		0	10,620,000	4,809,000		0	74,266,000	7,461,000		7,859,000	17,909,000	6,836,000		38,303,000	1,972,000	21,000
losses (gains) on available for sale and held to maturity debt securities								443,000
proceeds from sales of loans held for sale							50,855,000	81,795,000	45,182,000	27,743,000	11,450,000	46,918,000	126,670,000	204,628,000	248,638,000	241,430,000	333,736,000	357,108,000	303,102,000	307,954,000	240,393,000	168,392,000	1,099,016,000	222,724,000	225,565,000	196,165,000	96,400,000	153,707,000	200,516,000	237,360,000	329,753,000	180,834,000	141,943,000	161,325,000	235,370,000	151,492,000	130,670,000	54,907,000	50,448,000	41,337,000	14,437,000	38,568,000	10,270,000	-56,579,860,652,000	56,579,903,063,000	32,771,000	51,530,000	95,933,000	481,953,000	453,881,000	400,495,000	400,757,000	78,234,000	119,894,000	92,737,000	100,951,000	39,239,000	133,842,000	195,098,000	31,420,000	44,946,000	114,533,000	83,053,000	107,898,000	127,683,000	51,283,000			22,559,000	12,687,000	6,251,000	9,730,000	256,637,000	13,681,000	2,844,000
losses (gains) on sales of loans			4,698,000
net deferred income tax (benefit) expense
net loan originations and purchases			270,545,000	88,145,000	-428,981,000	-67,432,000	-111,194,000	-225,790,000	-1,235,625,000	-1,774,024,000	-1,753,827,000	-1,619,422,000	-2,284,732,000	-1,210,754,000	-631,745,000	-140,692,000	210,630,000	-475,142,000	195,200,000	-117,244,000	-1,901,338,000	-667,555,000	-692,580,000	-854,093,000	-498,547,000	-493,689,000	-932,962,000	-1,166,463,000	-683,168,000	-475,346,000	-217,160,000	-493,259,000	-384,184,000	-323,470,000
cash and cash equivalents acquired in acquisitions
2024 form 10-k
proceeds from issuance of preferred stock																																								0
cash distribution from tax credit investments										2,500,000
gains on available for sale and held to maturity debt securities
proceeds from sales of loans held for investments
see accompanying notes to consolidated financial statements.
2023 form 10-k
(gains) losses on sales of assets								-6,652,000	-161,000	-125,000													-1,336,000	159,000	564,000	-77,720,000																-281,000	-17,876,000
fair value of borrowings hedged by derivative transactions								-625,000	-4,510,000	4,219,000	1,678,000	-10,391,000	-5,498,000	-14,696,000																				-454,000	-488,000	-133,000	2,060,000	4,719,000
proceeds from sales of loans held for investment																0				0	0	30,020,000
cash and cash equivalent acquired in acquisitions												0
acquisitions:
non-cash assets acquired:
equity securities												0
investment securities available for sale												0
investment securities held to maturity												0
loans												0
premises and equipment												0
bank owned life insurance												0
goodwill												0
other intangible assets												0
total non-cash assets acquired												0
liabilities assumed:
deposits												0
short-term borrowings												0
lease liabilities												0
total liabilities assumed												0
non-cash net assets acquired												0	787,682,000	8,607,000
net cash acquired in acquisition												0
common stock issued in acquisition												0
net amortization of premiums and accretion of discounts on securities and borrowings									-242,000	-397,000	50,000	923,000	2,193,000	7,487,000	8,106,000	8,033,000	5,819,000	8,293,000	12,264,000	10,746,000	8,620,000	6,685,000	7,928,000	7,297,000	6,727,000	7,560,000	12,192,000	9,050,000	8,717,000	8,495,000	28,870,000	6,110,000	5,323,000	6,043,000	10,158,000	7,105,000	2,849,000	4,198,000	4,485,000	5,076,000	4,148,000	8,371,000	8,625,000	-1,375,695,008,000	1,375,706,617,000	6,715,000	-2,796,000	5,693,000	7,595,000	5,737,000	5,791,000	4,913,000	5,635,000	4,785,000	4,235,000	2,534,000	2,226,000	2,876,000	3,168,000	3,417,000	1,867,000	3,991,000
losses (gains) on securities transactions											172,000	-323,000	309,000	1,072,000													1,462,000						-22,000	23,000											-7,000	8,000								157,000												37,000		67,456,000
net deferred income tax expense
losses (gains) on sales of assets												107,000						196,000													-264,000	-94,000						10,000												268,000
cash paid in acquisition														-8,607,000
(gains) losses on securities transactions															-495,000	-787,000																									92,000	-2,416,000								-3,958,000												-863,000
net impairment losses on securities recognized in earnings																							0																												0	4,697,000			19,143,000	0	0	825,000	0	0	2,049,000	2,593,000	1,004,000	743,000
2021 form 10-k
losses on securities transactions																		118,000		46,000	41,000	40,000	36,000	93,000	-11,000	32,000			36,000	765,000
2020 form 10-k
net impairment losses on securities, recognized in earnings
investment securities held to maturity:
investment securities available for sale:
cash and cash equivalents acquired in acquisition																												0	0	156,612,000																						0	0	117,587,000
advances of long-term borrowings																								450,000,000																																											1,001,000	-10,000,000	200,000,000	200,000,000	695,000,000	450,000,000	0	40,000,000	225,000,000	312,000,000	345,000,000
losses on sales of assets																												1,900,000	125,000	97,000				34,000												148,000
trading securities																																							0	0	0	14,233,000	-47,000	-437,909,000	437,978,000	9,000	6,000	-100,000	7,957,000	30,000	-53,000	-65,000	151,000	-252,000	-492,000	655,000	10,286,000	-493,000	194,000	517,000	581,000	-236,000
2017 form 10-k
gains on securities transactions																																			-519,000	10,000	3,000	-271,000	-6,000				-643,000				-10,670,000	-9,000			-44,000	-1,496,000			-12,034,000	-863,000	-16,492,000	-2,679,000	-6,967,000	-112,000										-145,000			-44,000	-26,000		-553,000	-954,000
fdic loss-share receivable																																		229,000	419,000	313,000	-1,000	560,000	-54,000	55,000	-595,000	3,920,000	9,182,000	-77,863,565,000	77,875,099,000	76,000					-43,000	390,000
(payments to) reimbursements from the fdic																																		-408,000															727,000	-1,592,000
2016 form 10-k
net loan originations																																				-167,509,000			-83,651,000	-101,286,000	-263,297,000	-122,279,000	-153,675,000			-150,592,000	-182,686,000			204,703,000		156,036,000	-284,775,000	-176,974,000
loans purchased																																				-149,999,000	-253,029,000	-190,741,000	-119,131,000	-437,860,000	-489,139,000	-139,935,000	0	-101,938,000	-7,662,000	-19,084,000	0	-52,522,000	-167,960,000	-10,526,000	-6,582,000	-12,404,000	0	-117,255,000
reimbursements from the fdic																																				175,000	-276,000	370,000	-946,000	1,082,000	-201,000	1,954,000					1,674,000							4,372,000	5,626,000	0	7,794,000	14,952,000
net loan repayments																																						95,706,000
fair value of borrowings hedged by derivative transactions or carried at fair value
fair value of borrowings carried at fair value																																															-1,156,000	-2,131,000	234,000	2,172,000	-2,113,000	59,000	-1,760,000	1,240,000	1,331,000	-640,000	942,000	-2,889,000	1,884,000	2,110,000	-1,419,000	3,266,000
common stock (purchased) issued																																										-948,000
issuance of long-term borrowings
redemption of junior subordinated debentures																																															-127,313,000				0	0	0	-10,000,000													236,000				-20,000,000	0
net loan (originations) repayments																																																							-183,141,000	-20,039,000	-51,709,000	-189,318,000
reimbursements from (payments to) the fdic																																													2,859,000	1,424,000
dividends paid to common shareholders																																														-21,957,000		-32,378,000	-32,345,000	-32,147,000		-32,055,000	-32,375,000	-29,355,000	-29,329,000	-29,299,000	-29,088,000	-29,063,000	-29,002,000	-28,974,000	-29,098,000	-28,116,000	-28,057,000	-26,941,000	-27,005,000	-27,002,000		-25,193,000	-25,169,000	-25,186,000	-25,189,000	-25,240,000	-24,750,000	-24,777,000	-25,133,000	-24,511,000	-24,465,000	-22,855,000	-25,469,000	-22,270,000	-22,243,000	-22,212,000	-22,207,000	-21,145,000	-21,112,000	-21,109,000
cash and cash equivalents at end of year
change in fdic loss-share receivable																																																2,005,000	2,000,000	3,175,000				90,000		1,577,000	2,669,000	-16,235,000
reimbursements from the fdic under loss-sharing agreements																																																			6,985,000	7,413,000
change in the fdic loss-share receivable
cash and cash equivalents acquired (paid) in acquisitions
redemption of preferred stock																																																															-100,000,000	-125,000,000
dividends paid to preferred shareholders
proceeds from issuance of preferred stock and a warrant
tax benefit from stock-based compensation
gains on loans held for sale																																																												-1,548,000	-1,019,000	-2,520,000	-1,662,000	-2,699,000	-2,432,000	-2,144,000			-391,000	-333,000	-161,000	-262,000
net change in loans																																																												-89,980,000	113,857,000	221,368,000
death benefit proceeds received on bank owned life insurance																																																												557,000
cash and cash equivalents received in fdic-assisted transactions																																																												0	0	47,528,000
dividends paid to preferred shareholder																																																																-3,473,000	-3,937,000	-3,792,000
cash and cash equivalents at beginning of period																																																												0	0	661,337,000		0	0	580,507,000		0	0	237,465,000		0	0	419,149,000	0	0	260,045,000
accrued interest receivable and other assets																																																													24,843,000	4,652,000
net deferred income tax benefit
net change in bank owned life insurance
cash and cash equivalents (paid) acquired in acquisition
purchases of common shares to treasury																																																																							-4,096,000	-2,854,000	-10,193,000	-18,335,000	-12,164,000	0	-2,397,000
net amortization of premiums and accretion of discounts on securities																																																																4,043,000	1,746,000	30,000		-92,000	-101,000	-86,000	87,000	51,000	71,000	180,000	1,033,000	1,011,000	1,129,000
origination of loans held for sale																																																																-91,821,000	-112,519,000	-84,925,000		-9,123,000	-17,750,000	-17,950,000		-6,301,000	-17,049,000	-4,794,000	-3,227,000	-10,205,000	-11,139,000		-63,000	-13,637,000	-1,982,000		-21,954,000	-10,945,000	-13,896,000
net change in trading securities																																																																648,000	11,728,000	-10,313,000	27,147,000	6,074,000	345,537,000	309,583,000	187,141,000	94,230,000
change in fair value of borrowings carried at fair value																																																																2,826,000	24,433,000	-13,755,000
net change in cash surrender value of bank owned life insurance																																																																-1,421,000	-1,397,000	-1,371,000
net decrease in accrued interest receivable and other assets																																																																-19,459,000	-1,439,000	135,606,000				148,138,000				5,276,000
net decrease in accrued expenses and other liabilities																																																																-2,950,000	-9,634,000	-148,714,000									4,414,000				1,587,000
proceeds from sales of investment securities available for sale																																																																0	45,055,000	139,988,000	173,186,000	82,065,000	2,034,000	5,511,000	9,931,000	0	0	28,000	-11,000			-100,000	10,378,000	13,899,000	47,327,000	56,886,000	29,313,000	175,562,000	205,155,000	211,877,000
proceeds from maturities and prepayments of investment securities available for sale																																																																72,984,000
purchases of investment securities available for sale																																																																-57,964,000	-85,890,000	-139,988,000	-30,049,000	-7,270,000	-219,834,000	-465,487,000	-419,943,000	-196,611,000	-253,503,000	-136,930,000	-45,088,000	-24,969,000	-24,805,000	-64,984,000	-185,258,000	-241,602,000	-160,016,000	-266,412,000	-104,715,000	-552,707,000	-555,482,000	-503,679,000
purchases of investment securities held to maturity																																																																-138,239,000	-623,514,000	-12,687,000	-374,206,000	-21,632,000	-63,301,000	-115,852,000	-113,136,000	-21,362,000	-18,356,000	-14,518,000	-3,883,000	-38,759,000	-31,668,000	-39,346,000	-30,814,000	-44,729,000	-25,446,000	-61,767,000	-27,628,000	-94,176,000	-84,049,000	-17,350,000
proceeds from maturities and prepayments of investment securities held to maturity																																																																127,899,000
net decrease (increase) in loans																																																																96,978,000
proceeds from bank owned life insurance																																																																915,000
proceeds from sales of premises and equipment																																																																3,339,000								0	111,000	34,959,000
purchases of premises and equipment																																																																-4,125,000	-8,189,000	-11,147,000						-10,543,000	-14,936,000	-10,197,000					-11,558,000	-4,512,000	-4,923,000		-18,869,000	-10,854,000	-5,536,000
net increase in deposits																																																																122,024,000	-98,144,000	185,668,000	169,517,000	-23,939,000	-40,200,000	321,599,000					-104,397,000	212,233,000	-210,967,000	-120,534,000	63,442,000	205,387,000	34,163,000	116,634,000	27,603,000	119,103,000	92,431,000	-6,603,000
net increase in short-term borrowings																																																																			-158,365,000	350,694,000	1,824,000	-174,418,000	174,744,000	-22,000,000	70,801,000	18,994,000	50,939,000	-61,840,000	-176,837,000	-60,044,000	53,828,000	-9,734,000	80,951,000	-92,788,000	123,150,000	131,147,000	-28,524,000
common stock issued, net of cancellations																																																																73,471,000	573,000	6,000	195,000	1,033,000	463,000	302,000	275,000	683,000	568,000	625,000	874,000	699,000	608,000	178,000	379,000	830,000	564,000	620,000	-712,000	161,000	1,223,000	1,007,000
net increase in cash and cash equivalents																																																																188,859,000	-435,549,000	198,101,000	81,586,000	175,940,000	-97,511,000	183,027,000	-53,702,000			17,936,000	50,194,000	20,586,000	-36,966,000	8,277,000	-20,953,000	64,011,000	45,339,000		-51,834,000	44,783,000	-15,228,000	-26,566,000
amortization of compensation costs pursuant to long-term stock incentive plans																																																																	981,000	1,166,000	979,000	1,281,000	1,135,000	2,136,000	1,312,000	1,262,000	1,237,000	1,327,000	1,295,000	1,245,000	1,347,000	919,000	1,031,000	960,000	965,000	881,000	778,000	852,000	736,000
net decrease in short-term borrowings																																																																	-107,894,000	-339,129,000
supplemental disclosure of cash flow information:
cash paid for interest on deposits and borrowings																																																																	70,810,000	76,354,000
cash paid for federal and state income taxes
net impairment losses on securities																																																																		2,171,000
proceeds from maturities, redemptions and prepayments of investment securities available for sale																																																																		78,855,000	33,205,000	45,884,000	138,225,000	239,557,000	92,056,000	49,790,000	36,608,000	43,278,000	77,457,000	80,502,000	82,277,000	121,425,000	133,052,000	97,738,000	105,740,000	158,908,000	177,391,000	320,393,000	274,780,000	148,392,000
proceeds from maturities, redemptions and prepayments of investment securities held to maturity																																																																		48,346,000	15,863,000	18,641,000	32,731,000	51,438,000	24,826,000	34,493,000	41,812,000	12,679,000	31,585,000	44,689,000	38,495,000	51,578,000	29,278,000	67,884,000	61,182,000	37,567,000	76,279,000	63,804,000	28,764,000	34,831,000
net decrease (increase) in loans made to customers																																																																		298,517,000								33,311,000
cash refunds for income taxes paid, net of payments																																																																		1,101,000
net accretion of discounts and amortization of premiums on securities
change in fair value of junior subordinated debentures and federal home loan bank advance carried at fair value																																																																			5,873,000					57,000
net decrease (increase) in accrued interest receivable and other assets																																																																			19,811,000	-58,084,000							-18,961,000	9,564,000	37,323,000
net increase in accrued expenses and other liabilities																																																																			15,894,000	2,984,000	-5,614,000	-14,419,000	-9,507,000	26,485,000	-22,926,000	34,298,000			21,148,000				-7,789,000	11,232,000			94,069,000	21,220,000
net increase in loans made to customers																																																																			-93,065,000	-205,196,000	-381,442,000	-175,167,000	-130,202,000	-193,413,000			20,004,000	-177,866,000	-31,267,000								-107,816,000	-20,792,000
purchases of bank owned life insurance, net of benefits received																																																																							-1,000
tax benefit from exercise of stock options
proceeds from sales of loans																																																																													12,401,000	6,200,000	4,667,000	8,668,000	4,014,000	11,139,000	18,353,000	13,322,000	13,976,000	31,479,000
net increase in cash surrender value of bank owned life insurance																																																																				-2,659,000	-2,905,000	-3,240,000		-3,239,000	-2,888,000	-2,127,000	-2,053,000	-2,039,000	-2,003,000	-1,921,000	-1,820,000	-1,753,000	-1,559,000	-1,554,000	-1,532,000	-1,535,000	-1,578,000
purchases of bank owned life insurance
proceeds from sales of assets																																																																				44,000	5,000	695,000
purchases of assets																																																																				-6,814,000	-6,105,000	-10,009,000
change in fair value of junior subordinated debentures and a federal home loan bank advance carried at fair value																																																																					-1,857,000	2,787,000
cash paid during the period for interest on deposits and borrowings																																																																					72,429,000	82,758,000		86,917,000	85,093,000	87,391,000	78,111,000	73,659,000	70,179,000		58,807,000	50,041,000	43,294,000		37,175,000	38,337,000	29,772,000
cash paid during the period for federal and state income taxes																																																																								15,199,000			15,308,000				20,834,000	44,303,000	5,000		20,502,000	48,291,000	70,000
non-cash items:*
transfer of investment securities available for sale to trading securities																																																																							0	0	0	820,532,000
transfer of investment securities held to maturity to trading securities																																																																							0	0	0	498,949,000
net increase in accrued interest receivable and other assets																																																																							-9,312,000	-6,376,000						19,705,000	-1,691,000	932,000	-20,158,000				-25,914,000
cash paid, net of cash and cash equivalents in acquisitions																																																																											0
cash paid during the year for interest on deposits and borrowings
cash paid during the year for federal and state income taxes
gains on sales of premises and equipment																																																																								645,000	-230,000	-16,373,000
net decrease in deposits																																																																										-146,456,000
net decrease in cash and cash equivalents
realized and unrealized gains on loans held for sale																																																																										-1,671,000
change in fair value of junior subordinated debentures																																																																										1,402,000
net decrease in trading securities																																																																										138,995,000
benefit from loan losses																																																																											1,618,000	3,117,000	1,294,000	1,538,000	1,125,000	925,000	752,000	3,204,000	1,475,000	1,476,000	1,848,000	1,250,000
gains on sales of loans held for sale																																																																											-179,000
purchases of trading securities																																																																											-49,637,000	-47,472,000	-51,812,000	-64,333,000	-59,695,000	-64,430,000	-62,911,000	-80,634,000	-52,490,000	-75,845,000	-78,705,000	-99,060,000
proceeds from sales of trading securities																																																																											49,653,000	48,239,000	53,331,000	62,521,000	59,648,000	64,517,000	62,989,000	80,466,000	52,318,000	76,117,000	80,511,000	97,784,000
benefits received on bank owned life insurance
purchases of premises and equipment, net of sales																																																																												-10,981,000	-9,320,000
cash (received) paid during the period for federal and state income taxes																																																																													-4,219,000
net amortization of premiums and discounts on securities
proceeds from sales of investment securities held to maturity																																																																																			0	0	0	0
purchases of loan servicing rights
cash flows from operating activities
net amortization of premiums and accretion of discounts																																																																															1,193,000	1,051,000	1,036,000	984,000	977,000	1,892,000	1,352,000	1,491,000
net gains on securities transactions																																																																															-361,000	-585,000	-1,733,000		-594,000	-1,051,000	-3,566,000
cash flows from investing activities
net increase in federal funds sold																																																																															33,000,000
net increase in loans																																																																															-243,061,000	-97,037,000	-113,202,000		-312,849,000
acquisitions, net of cash and cash equivalents acquired																																																																															0
cash flows from financing activities
advances of long-term debt																																																																															151,506,000	148,183,000	175,127,000	100,000,000	-303,000	275,200,000	125,103,000	121,755,000
repayment of long-term debt																																																																															-51,519,000	-100,014,000	-158,015,000		-29,818,000	-75,212,000	-52,004,000
cash and cash equivalents at january 1st																																																																															0
cash and cash equivalents at september 30th
cash and cash equivalents at june 30th
acquisition, net of cash and cash equivalents acquired																																																																																	7,511,000
cash and cash equivalents at january 1																																																																																	163,371,000		0	0	218,166,000
cash and cash equivalents at march 31																																																																																	208,710,000				202,938,000
adjustments to reconcile net income to net cash
provided by operating activities:
gain on sales of loans
proceeds from sale of premises and equipment
gain on sale of premises and equipment
purchase of bank owned life insurance
repayments of long-term debt
cash at beginning of year
cash at end of year
cash and cash equivalents at september 30
cash and cash equivalents at june 30
net decrease in federal funds sold and other short-term investments
transfer of securities from held to maturity to available for sale
transfer of securities from available for sale to held to maturity
amortization of compensation costs pursuant to long-term stock incentive plan
net increase in bank owned life insurance
net increase in federal funds sold and other short-term investments
net increase(decrease) in short-term borrowings
proceeds from sale of capital securities

We provide you with 20 years of cash flow statements for Valley National Bancorp stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as operating cash flows, cash levels, capital expenditures, profits, stock-based compensations and profit margins. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of Valley National Bancorp stock. Explore the full financial landscape of Valley National Bancorp stock with our expertly curated income statements.

The information provided in this report about Valley National Bancorp stock is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.