7Baggers
Quarterly
Annual
    Unit: USD2023-12-31 2022-12-31 2021-12-31 2017-12-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-03-31 2009-12-31 2009-09-30 2009-06-30 2009-03-31 2008-12-31 2008-09-30 2008-06-30 2008-03-31 2007-12-31 
      
    		                   
      operating activities
    		                   
      net income
    		    3,288,000 2,282,000 660,000 2,688,000 2,041,000 2,186,000 33,000 1,752,000 1,107,000 1,210,000 -41,194,000   2,827,000 2,981,000 
      adjustments to reconcile net income to net cash from operating activities
    		                   
      depreciation
    		                   
      benefit from credit losses on non-consumer fintech loans
    		                   
      benefit from credit losses on consumer fintech loans
    		                   
      provision reversal for unfunded commitments
    		                   
      net accretion of investment securities discounts/premiums
    		                   
      stock-based compensation expense
    		2,698,000 2,041,000 2,103,000 845,000 524,000 462,000 398,000 416,000 218,000 23,000 74,000 26,000 26,000 27,000  28,000 28,000 15,000  
      realized gains on commercial loans, at fair value
    		                   
      gain on sale of fixed assets
    		   94,000                
      gain on sale of other real estate owned
    		                   
      change in fair value of derivatives
    		143,000 544,000 -343,000                 
      loss on sales/calls of investment securities
    		                   
      increase in accrued interest receivable
    		-3,375,000 -6,499,000       -482,000  -14,000        -1,084,000 
      increase in other assets
    		6,637,000 3,761,000 -10,814,000  1,460,000 1,775,000 -539,000 -1,571,000 3,370,000        -6,975,000 -1,683,000  
      increase in consumer fintech loan credit enhancement receivables
    		                   
      increase in other liabilities
    		858,000   25,174,000 -2,132,000   5,842,000 -4,107,000 -21,070,000 23,046,000 1,983,000 1,858,000 270,000 -3,040,000 1,238,000 655,000 -979,000 1,134,000 
      net cash from operating activities
    		61,353,000 52,674,000 12,500,000 -108,757,000 7,206,000 15,274,000 1,816,000 13,344,000 2,831,000 -13,752,000 20,936,000 9,018,000 7,198,000 10,019,000 -7,322,000 4,177,000 1,559,000 4,162,000 9,096,000 
      investing activities
    		                   
      purchase of investment securities available-for-sale
    		0 -4,862,000 -12,101,000 -342,055,000 -61,895,000 -89,392,000 -115,266,000 -79,256,000 -11,284,000 -99,493,000 -39,998,000         
      proceeds from redemptions and prepayments of securities available-for-sale
    		15,931,000 33,736,000 105,889,000 44,127,000                
      capitalized investment in other real estate owned
    		                   
      sale of repossessed assets
    		1,256,000 948,000                  
      proceeds from sale of other real estate owned
    		3,756,000   0 0 125,000 596,000 173,000 0  0         
      net increase in loans
    		 -220,825,000 -610,542,000 -20,369,000 -33,117,000 -44,861,000 -48,915,000 -21,472,000 -32,525,000 -6,883,000 -14,112,000 -56,513,000 8,196,000 -23,176,000 18,464,000   -76,087,000 -26,448,000 
      proceeds from sale of fixed assets
    		   579,000  23,000 6,000 39,000            
      commercial loans, at fair value drawn during the period
    		-29,064,000 -29,190,000                  
      payments on commercial loans, at fair value
    		66,373,000 227,321,000 294,091,000                 
      purchases of premises and equipment
    		-320,000 -639,000 -312,000 110,000 -716,000 -619,000 -353,000 -418,000 -893,000 -861,000 -867,000 -365,000 -353,000 -911,000 -1,919,000 -1,132,000 -210,000 -843,000 -722,000 
      net cash from investing activities
    		-78,115,000 8,836,000 -282,539,000 -76,723,000 -65,604,000 -108,426,000 -118,979,000 -62,659,000 -22,982,000 -70,052,000 8,366,000 -51,977,000 -22,939,000 -26,790,000 20,306,000 -43,496,000 -69,716,000 -80,975,000 -82,781,000 
      financing activities
    		                   
      net increase in deposits
    		176,439,000 118,810,000 864,399,000  -390,950,000 910,798,000 -368,406,000 507,012,000 -398,290,000 207,774,000 -120,966,000 284,990,000   66,233,000 144,762,000 59,597,000 -23,548,000 172,394,000 
      net decrease in securities sold under agreements to repurchase
    		   37,000        -1,698,000 -970,000 -6,055,000      
      proceeds from short-term borrowings
    		             25,000,000      
      proceeds of senior debt offering
    		                   
      redemption of senior notes
    		                   
      proceeds from the issuance of common stock
    		-1,000 158,000 95,000                 
      repurchases of common stock and excise tax
    		                   
      net cash from financing activities
    		151,438,000 103,967,000 554,494,000 695,484,000 -383,696,000 915,597,000 -367,958,000 430,940,000 -257,335,000 67,778,000 -19,835,000 303,852,000   50,238,000 104,240,000 38,928,000 75,247,000  
      net decrease in cash and cash equivalents
    		         -16,026,000   -53,730,000 -41,677,000      
      cash and cash equivalents, beginning of period
    		0 0 0   0              
      cash and cash equivalents, end of period
    		134,676,000 165,477,000 284,455,000   822,445,000 -485,121,000 853,944,000            
      supplemental disclosure:
    		                   
      interest paid
    		38,796,000 27,522,000 1,366,000 4,150,000 2,965,000 3,113,000 3,145,000 2,814,000 3,314,000 3,967,000 3,592,000 4,132,000 4,108,000 6,562,000 7,831,000 12,369,000 10,950,000 12,168,000 13,238,000 
      taxes paid
    		14,568,000 7,619,000 13,284,000 3,108,000 1,007,000 561,000 3,996,000 575,000 -198,000 26,000 814,000 235,000 323,000 29,000 315,000 569,000 2,787,000 1,620,000 338,000 
      transfers to other real estate owned from commercial loans, at fair value, and loans
    		                   
      leased vehicles transferred to repossessed assets
    		2,352,000 1,178,000 252,000                 
      decrease (increase) in accrued interest receivable
    		  -691,000 -769,000 65,000 -702,000         -260,000     
      decrease (increase) in other assets
    		   -28,066,000       -10,472,000 852,000 358,000 6,353,000      
      decrease in other liabilities
    		                   
      provision (reversal) for unfunded commitments
    		                   
      net amortization of investment securities discounts/premiums
    		320,000 348,000 242,000 3,873,000 186,000 260,000 118,000 105,000 357,000 12,000 11,000 30,000 25,000 4,000    -4,000  
      loss on sale of fixed assets
    		                   
      decrease in other assets
    		         57,000          
      net increase in cash and cash equivalents
    		134,676,000 165,477,000   -442,094,000   381,625,000 -277,486,000  9,467,000    63,222,000 64,921,000 -29,229,000 -1,566,000 -27,853,000 
      benefit from credit losses on loans
    		                   
      write-down of other real estate owned
    		                   
      change in fair value of commercial loans, at fair value
    		1,385,000 787,000 180,000                 
      redemption of senior debt
    		                   
      non-cash investing and financing activities
    		                   
      depreciation and amortization
    		1,128,000 778,000 859,000 1,442,000 1,057,000 1,017,000 973,000 979,000 1,093,000 972,000 982,000 964,000 969,000 966,000 911,000 867,000 894,000 804,000 65,000 
      loss on sales of investment securities
    		0 0 0                 
      benefit from credit losses on loans and security
    		                   
      transfer of real estate owned from commercial loans, at fair value, and loans
    		                   
      net income from continuing operations
    		 40,241,000 27,028,000 -13,332,000                
      net income from discontinued operations, net of tax
    		                   
      deferred income tax (benefit) expense
    		                   
      gain from discontinued operations
    		                   
      loss on sale of other real estate owned
    		   0     0  0 0        
      change in fair value of discontinued assets held-for-sale
    		  0                 
      net decrease (increase) in loans
    		-136,047,000                   
      net decrease in discontinued loans held-for-sale
    		  5,293,000                 
      change in receivable from investment in unconsolidated entity
    		  0                 
      return of investment in unconsolidated entity
    		  0                 
      decrease in discontinued assets held-for-sale
    		  474,000                 
      redemptions of senior debt offering
    		                   
      repurchases of common stock
    		 -15,001,000 -10,000,000                 
      non-cash investing and financing activities:
    		                   
      transfer of loans from investment in unconsolidated entity upon its dissolution
    		  0                 
      transfer of real estate owned from investment in unconsolidated entity upon its dissolution
    		  0                 
      transfer of loans from discontinued operations
    		 0                  
      transfer of real estate owned from discontinued operations
    		 0                  
      benefit from credit losses
    		 2,777,000 1,626,000                 
      gain on commercial loans, at fair value
    		 -3,601,000                  
      writedown of other real estate owned
    		                   
      net decrease in deposits
    		             -43,439,000      
      investment securities (redeemed) purchased and not settled
    		                   
      deferred income tax expense
    		         -3,000          
      (gain) income from discontinued operations
    		  -54,000                 
      fair value adjustment on investment in unconsolidated entity
    		   0                
      net cash paid due to acquisitions, net of cash acquired
    		                   
      loans settled in acquisition
    		                   
      benefit from (reversal of) credit losses
    		                   
      decrease in accrued interest receivable
    		       71,000  133,000   -627,000 661,000   -229,000 1,589,000  
      commercial loans, at fair value originated or drawn during the period
    		  -65,614,000                 
      investment securities transferred in securitizations
    		                   
      net income from discontinued operations
    		                   
      (gain) loss on commercial loans, at fair value
    		                   
      net decrease in repossessed assets
    		                   
      proceeds of short-term borrowings
    		                   
      commercial loans, at fair value originated during the period
    		                   
      sales and payments on commercial loans, at fair value
    		                   
      repurchase of common stock
    		                   
      investment securities purchased and not settled
    		                   
      transfers of discontinued loans to discontinued other real estate owned
    		                   
      loans originated for sale
    		   -123,503,000                
      sales and payments of commercial loans originated for resale
    		                   
      gain on commercial loans originated for resale
    		                   
      gain on sale of ira portfolio
    		                   
      income from discontinued operations
    		                   
      gain on sales of investment securities
    		   -636,000 -136,000 -20,000   14,000   0        
      change in fair value of discontinued loans held-for-sale
    		                   
      cash from call of investment securities held-to-maturity
    		                   
      proceeds from sale of investment securities available-for-sale
    		   200,455,000 76,003,000 265,000              
      proceeds from the issuance of common stock options
    		                   
      proceeds from the sale of ira portfolio
    		                   
      transfers of discontinued loans to other real estate owned
    		                   
      loan transferred in acquisition
    		                   
      investment securities transferred in securitization transaction
    		                   
      sale of commercial loans originated for resale
    		                   
      change in fair value of loans held-for-sale
    		                   
      net used in operating activities
    		                   
      net used in investing activities
    		                   
      benefit from loan and lease losses
    		   770,000 4,844,000 5,019,000 6,963,000 4,672,000 4,212,000 4,148,000 4,000,000 3,500,000 2,500,000 3,000,000 3,700,000 4,100,000 3,350,000 1,350,000 3,150,000 
      gain on sales of commercial loans originated for resale
    		                   
      proceeds from redemptions and prepayments of securities held-to-maturity
    		   0                
      costs from issuance of common stock
    		                   
      non-cash reclassification of commercial loans sold
    		                   
      gain on sales of loans originated for resale
    		   -4,800,000                
      investment securities received in securitization transaction
    		                   
      decrease (increase) in discontinued assets held-for-sale
    		                   
      net cash from (used) in financing activities
    		                   
      adjustments to reconcile net income to net cash from
    		                   
      (used in) operating activities
    		                   
      change in fair value of loans held for sale
    		                   
      change in fair value of discontinued loans held for sale
    		                   
      net decrease in discontinued loans held for sale
    		   7,192,000                
      decrease (increase) in discontinued assets held for sale
    		   3,489,000                
      proceeds (costs) from issuance of common stock
    		                   
      net increase in long-term liabilities
    		                   
      cash and cash equivalents, beginning of year
    		       472,319,000 0 354,459,000 0 0 0 179,506,000 0 0 0 82,158,000 0 
      cash and cash equivalents, end of year
    		         338,433,000   -53,730,000 137,829,000 63,222,000 64,921,000 -29,229,000 80,592,000  
      transfers of loans to other real estate owned
    		    990,000 2,840,000 1,420,000 1,489,000 1,890,000 189,000          
      change in discontinued assets held for sale
    		                   
      decrease (increase) in other liabilities
    		                   
      proceeds from redemptions of securities held-to-maturity
    		                   
      common stock issuance expense
    		                   
      investment securities transferred in securitization
    		                   
      sale of loans originated for resale
    		   4,966,000                
      writedown of other real estate
    		                   
      change in fair value loans held for sale
    		                   
      decrease in discontinued assets held for sale
    		                   
      investment in unconsolidated entity
    		   33,238,000                
      adjustments to reconcile net income to net cash
    		                   
      provided by operating activities
    		                   
      change in fair value discontinued loans held for sale
    		                   
      transfer of loans to held for sale
    		                   
      proceeds of short-term borrowings and federal funds purchased
    		                   
      proceeds from issuance of common stock
    		    0 0 -27,000 54,528,000            
      proceeds from the exercise of common stock options
    		                   
      increase in discontinued assets held for sale
    		                   
      net cash from by investing activities
    		                   
      gainon sales of loans originated for resale
    		                   
      gain on sale of investment securities
    		                   
      other than temporary impairment on securities held-to-maturity
    		     0              
      purchase of investment securities held-to-maturity
    		                   
      net increase in securities sold under agreements to repurchase
    		    8,120,000 4,799,000 475,000 5,400,000 4,954,000 5,657,000        -1,188,000  
      proceeds from the exercise of options
    		                   
      losses on sale and write downs on other real estate owned
    		                   
      decrease in interest payable
    		    10,000    15,000 -226,000          
      excess tax benefit from share-based payment arrangements
    		                   
      transfers of loans to held for sale
    		                   
      common stock shares issued, cashless transaction
    		                   
      mortgage loans originated for sale
    		    0 0 0 -458,000 0  -182,000 -213,000 -3,795,000 -1,787,000 0 -181,000 -1,220,000 -3,615,000  
      sale of mortgage loans originated for resale
    		    0 0 8,000 454,000 0     1,381,000 0 183,000 1,246,000 3,605,000  
      gain on sales of mortgage loans originated for resale
    		        0   -3,000        
      (gain) loss on sales of fixed assets
    		    1,000 -18,000 -6,000 -2,000  16,000          
      other than temporary impairment on securities available-for-sale
    		       75,000 0           
      proceeds from call of securities held-to-maturity
    		    0 0              
      proceeds from redemptions and repayment of securities available for sale
    		                   
      proceeds from sales of fixed assets
    		        11,000   87,000        
      (repayment) proceeds from short-term borrowings
    		         -100,000,000          
      purchase of treasury stock
    		                   
      redemption of preferred stock
    		        0           
      repurchase of warrants
    		        1,000           
      dividends paid on series a and b preferred stock
    		        0 -433,000 -735,000 -565,000        
      gain on sale of mortgage loans originated for resale
    		     0 0 -4,000      -5,000 0 -2,000    
      deferred income tax benefit
    		                   
      loss on sales of other real estate owned
    		     64,000 439,000 52,000            
      proceeds from redemptions and repayment of securities available-for-sale
    		     26,033,000              
      repayment of short-term borrowings and federal funds purchased
    		     0 0 -136,000,000            
      dividends paid on series b preferred stock
    		                   
      increase in interest payable
    		      -18,000 25,000      -2,061,000    264,000 1,519,000 
      proceeds from redemptions and repayment on securities available-for-sale
    		       38,275,000 9,407,000 26,747,000 5,028,000         
      proceeds from sales of investment securities available-for-sale
    		        12,302,000 10,438,000 58,315,000         
      impairment of goodwill
    		                   
      gain on sales of fixed assets
    		        35,000  0 0    -1,000    
      proceeds (repayment) from short-term borrowings
    		                   
      proceeds from issuance of preferred stock
    		                   
      repayment of short-term borrowings
    		                   
      repayment of preferred stock
    		         -45,220,000          
      (gain) loss on sale of investment securities
    		                   
      net gain on sales of loans
    		                   
      (decrease) in interest payable
    		                   
      (repayment) proceeds from short term borrowings
    		                   
      proceeds from issuance of common stock, net of cost
    		                   
      proceeds from issuance of subordinated debt
    		                   
      net proceeds from the exercise of share based payments
    		                   
      excess tax benefits from share based payment arrangements
    		                   
      transfer of assets from loans to other real estate owned
    		                   
      sales of mortgage loans originated for resale
    		           420,000        
      other than temporary impairment
    		                   
      cash and cash equivalents, end of the period
    		                   
      other than temporary impairment on securities available for sale
    		                   
      purchase of investment securities available for sale
    		            -67,474,000 -43,926,000      
      proceeds from redemptions and repayment on securities available for sale
    		                   
      proceeds from the sales of investment securities available for sale
    		                   
      proceeds from the sale of other real estate owned
    		                   
      proceeds from redemptions and repayment available for sale
    		             41,223,000      
      net gain on sales of fixed assets
    		                 -1,000  
      dividends on series a and b preferred stock
    		             -412,000      
      net cash provided(used in) by financing activities
    		             -24,906,000      
      other than temporary impairment on investment securities
    		              11,611,000     
      net income on sales of investment securities
    		                   
      stock-based compensation
    		                   
      proceeds from redemptions and repayments available for sale
    		                   
      proceeds from calls/maturity of investment securities available for sale
    		                   
      (payments) proceeds from short term borrowings
    		                   
      excess tax benefit from share based payment arrangements
    		                   
      issuance of subordinated debentures
    		                   
      transfer of investment securities available for sale to held to maturity
    		                   
      accretion/amortization of investment securities discounts/premiums
    		                   
      (increase) in other assets
    		                   
      purchase of investment securities, available for sale
    		                   
      proceeds from sales of investment securities, available for sale
    		                   
      purchase of loans
    		                   
      net decrease (increase) in securities sold under agreements to repurchase
    		                   
      proceeds from short term borrowings
    		               -50,000,000    
      dividends on series a preferred stock
    		               -16,000 -16,000 -17,000 -16,000 
      proceeds from long term borrowings
    		               8,250,000    
      supplemental disclosure of non -cash investing and financing activities:
    		                   
      transfer of loans to other real estate owned
    		                   
      net (loss)/income
    		                   
      amortization of investment securities discounts/premiums
    		                   
      gain on sales of investment security
    		                   
      purchase of investment securities
    		                -6,941,000 -5,398,000 -18,640,000 
      proceeds from maturities of and repayments on investment securities
    		                   
      increase in loans
    		                   
      net gain on sales of investment securities
    		                   
      loss on sale of mortgage loans originated for resale
    		                 -10,000  
      proceeds from sales of investment securities
    		                 1,353,000  
      proceeds (payment) from federal home loan bank advances
    		                 85,000,000  
      net proceeds from the exercise of options
    		                  47,000 
      issuance of long term borrowings
    		                 15,000,000  
      proceeds from calls/maturity of investment securities
    		                  -274,000 
      proceeds from federal home loan bank advances
    		                   
      repayment of notes payable
    		                   
      net proceeds from exercise of warrants
    		                   
      redemption of subordinated debentures
    		                   
      net (decrease) cash from financing activities
    		                   
      net share settlement of warrants
    		                   
      acquisition of stored value solutions, common stock issued
    		                   
      net amortization
    		                   
      share based compensation expense
    		                   
      net increase from federal funds purchased
    		                   
      net increase from federal home loan advances
    		                   
      supplemental disclosure of noncash investing and financing activities:
    		                   
      transfer of loans to other real estate owned.
    		                   
      increase in accrued interest payable
    		                   
      cash paid in excess of cash equivalents from acquisition
    		                   
      net proceeds (payments) from federal home loan bank advances
    		                   
      dividends paid on series a preferred stock
    		                   
      net proceeds from sale of common stock
    		                   
      mortgage loans originated for resale
    		                   
      net increase(decrease) in securities sold under agreements to repurchase
    		                   
      federal home loan bank advances
    		                   
      repayment of federal home loan advances
    		                   
      net cash from (used in ) operating activities
    		                   
      net increase in securities sold under agreements to
    		                   
      repurchase
    		                   
      cash dividends on series a preferred stock
    		                   
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.