7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2016-06-30 
      
    		                              
      interest income:
    		                              
      loans, including fees
    		107,207,000 95,689,000 90,018,000 85,840,000 82,715,000 78,234,000 72,308,000 68,787,000 64,033,000 56,750,000 50,612,000 44,743,000 43,671,000 43,307,000 40,095,000 37,000,000 36,007,000 33,844,000 34,099,000            
      federal funds sold and interest bearing due from banks
    		5,003,000 1,946,000 2,157,000 2,096,000 3,526,000 1,640,000 1,664,000 1,581,000 2,173,000 2,450,000 1,113,000 282,000 287,000 208,000 84,000 66,000 65,000 54,000 88,000 531,000 804,000 566,000 830,000 733,000       
      mortgage loans held for sale
    		74,000 47,000 74,000 31,000 38,000 55,000 77,000 41,000 13,000 103,000 50,000 24,000 74,000 53,000 58,000 64,000 174,000 173,000 125,000 61,000 61,000 41,000 43,000 37,000 45,000 42,000 44,000 35,000 132,000 59,000 
      federal home loan bank stock
    		488,000 663,000 470,000 468,000 621,000 499,000 275,000 165,000 177,000 172,000 102,000 54,000 58,000 83,000 64,000 57,000               
      investment securities:
    		                              
      taxable
    		7,033,000 6,918,000 7,125,000 7,657,000 7,897,000 8,064,000 8,299,000 8,446,000 8,314,000 7,503,000 6,805,000 4,680,000 3,330,000 3,206,000 2,744,000 2,295,000 1,801,000 2,029,000 2,136,000 2,466,000 2,486,000 2,239,000 2,546,000 2,568,000 2,703,000 2,055,000 2,105,000 2,138,000   
      tax-exempt
    		467,000 459,000 460,000 453,000 444,000 433,000 440,000 447,000 440,000 432,000 426,000 201,000 88,000 91,000 57,000 36,000 39,000 44,000 58,000 75,000 87,000 105,000 130,000 147,000 163,000 192,000 236,000 241,000   
      total interest income
    		120,272,000 105,722,000 100,304,000 96,545,000 95,241,000 88,925,000 83,063,000 79,467,000 75,150,000 67,410,000 59,108,000 49,984,000 47,508,000 46,948,000 43,102,000 39,518,000 38,339,000 36,144,000 36,506,000 36,882,000 37,795,000 37,973,000 36,968,000 35,029,000 35,004,000 33,021,000 32,004,000 29,730,000 85,687,000 25,162,000 
      interest expense:
    		                              
      deposits
    		39,294,000 33,997,000 31,623,000 31,866,000 29,645,000 21,360,000 17,081,000 13,499,000 9,022,000 4,449,000 1,770,000 1,171,000 1,279,000 1,403,000 1,435,000 1,510,000 1,802,000 2,107,000 2,607,000 3,962,000 4,526,000 5,316,000 5,652,000 5,066,000 4,718,000 3,972,000 2,674,000 2,077,000 4,996,000 979,000 
      securities sold under agreements to repurchase
    		588,000 937,000 771,000 931,000 658,000 597,000 376,000 456,000 317,000 176,000 57,000 17,000 8,000 6,000 5,000 5,000 6,000 7,000 8,000 16,000 19,750 26,000 28,000 25,000     7,250 29,000 
      federal funds purchased and other short-term borrowings
    		72,000 120,000 139,000 136,000 126,000 157,000 170,000 177,000 18,000 50,000 19,000 3,000 2,750 5,000 4,000 2,000               
      federal home loan bank advances
    		2,870,000 5,209,000 5,263,000 2,997,000 2,155,000 4,917,000 3,962,000 529,000     36,000 51,000 74,000 176,000 277,000 333,000 361,000 429,000 486,000 509,000 424,000 221,000     45,250 181,000 
      subordinated debentures
    		411,000 480,000 486,000 545,000 582,000 579,000 545,000 1,734,000 454,000 359,000 278,000 33,000           26,000        
      total interest expense
    		43,235,000 40,743,000 38,282,000 36,475,000 33,225,000 27,610,000 22,134,000 16,395,000 9,887,000 5,034,000 2,124,000 1,224,000 1,326,000 1,465,000 1,518,000 1,693,000 2,087,000 2,449,000 2,978,000 4,436,000 5,075,000 5,903,000 6,194,000 5,372,000 5,092,000 4,500,000 3,330,000 2,435,000 6,034,000 1,212,000 
      net interest income
    		77,037,000 64,979,000 62,022,000 60,070,000 62,016,000 61,315,000 60,929,000 63,072,000 65,263,000 62,376,000 56,984,000 48,760,000 46,182,000 45,483,000 41,584,000 37,825,000 36,252,000 33,695,000 33,528,000 32,446,000 32,720,000 32,070,000 30,774,000 29,657,000 29,912,000 28,521,000 28,674,000 27,295,000 79,653,000 23,950,000 
      benefit from credit losses
    		1,975,000 4,325,000 1,300,000 1,425,000 6,046,000 2,775,000 2,350,000 2,625,000 3,375,000 4,803,000 -200,000 2,279,000 -1,900,000 -1,525,000 4,147,000 -1,475,000 3,879,500 4,418,000 5,550,000 5,550,000           
      net interest income after provision expense
    		75,062,000 60,654,000 60,722,000 58,645,000 55,970,000 58,540,000 58,579,000 60,447,000                       
      non-interest income:
    		                              
      wealth management and trust services
    		10,704,000 10,931,000 10,795,000 10,771,000 10,099,000 10,030,000 10,146,000 9,527,000 9,221,000 9,152,000 9,495,000 8,469,000 7,379,000 7,128,000 6,858,000 6,248,000 5,805,000 5,657,000 5,726,000 6,218,000 5,804,000 5,738,000 5,662,000 5,439,000 5,312,000 5,380,000 5,344,000 5,500,000   
      deposit service charges
    		2,281,000 2,314,000 2,180,000 2,136,000 2,244,000 2,272,000 2,201,000 2,149,000 2,183,000 2,179,000 2,061,000 1,863,000 1,907,000 1,768,000 1,233,000 944,000 1,080,000 998,000 800,000 1,283,000 1,486,000 1,444,000 1,336,000 1,247,000 1,419,000 1,482,000 1,447,000 1,511,000   
      debit and credit card income
    		5,009,000 5,083,000 4,923,000 4,682,000 5,374,000 4,870,000 4,712,000 4,482,000 5,046,000 4,710,000 4,748,000 4,119,000 4,012,000 3,887,000 3,284,000 2,273,000 2,219,000 2,218,000 2,063,000 1,980,000 2,109,000 2,102,000 2,168,000 1,744,000       
      treasury management fees
    		2,923,000 2,939,000 2,825,000 2,625,000 2,531,000 2,635,000 2,549,000 2,318,000 2,278,000 2,221,000 2,187,000 1,904,000 1,871,000 1,771,000 1,730,000 1,540,000 1,506,000 1,368,000 1,249,000 1,284,000 1,369,000 1,264,000 1,202,000 1,157,000       
      mortgage banking income
    		1,252,000 1,112,000 1,017,000 948,000 823,000 814,000 1,030,000 1,038,000 209,000 703,000 1,295,000 1,003,000 1,062,000 915,000 1,303,000 1,444,000 1,708,000 1,979,000 1,622,000 846,000 978,000 834,000 796,000 482,000       
      net investment product sales commissions and fees
    		1,112,000 915,000 800,000 865,000 860,000 791,000 800,000 754,000 833,000 892,000 731,000 607,000 764,000 780,000 545,000 464,000 487,000 431,000 391,000 466,000 378,000 400,000 364,000 356,000 432,000 444,000 397,000 404,000   
      bank owned life insurance
    		631,000 634,000 595,000 588,000 576,000 569,000 559,000 549,000 545,000 516,000 270,000 266,000 272,000 275,000 206,000 161,000 166,000 172,000 176,000 179,000 182,000 487,000 184,000 178,000 565,000 186,000 191,000 187,000   
      gain on sale of premises and equipment
    		 -59,000 20,000     -2,000 1,295,000 3,074,000                     
      other
    		564,000 928,000 500,000 656,000 2,059,000 613,000 1,088,000 1,232,000 1,532,000 1,417,000 1,153,000 972,000 1,337,000 1,090,000 629,000 770,000 727,000 220,000 595,000 280,000 855,000 1,035,000 551,000 459,000 241,000 312,000 508,000 290,000 1,331,000 488,000 
      total non-interest income
    		24,476,000 24,797,000 23,655,000 23,271,000 24,417,000 22,896,000 22,860,000 22,047,000 23,142,000 24,864,000 21,940,000 19,203,000 18,604,000 17,614,000 15,788,000 13,844,000 13,698,000 13,043,000 12,622,000 12,536,000 13,161,000 13,304,000 12,263,000 11,062,000 11,576,000 11,426,000 11,435,000 10,923,000 34,342,000 10,778,000 
      non-interest expenses:
    		                              
      compensation
    		28,836,000 25,534,000 24,634,000 24,221,000 24,494,000 23,379,000 22,107,000 21,896,000 23,398,000 23,069,000 22,204,000 17,969,000 17,146,000 17,381,000 15,680,000 12,827,000 14,072,000 13,300,000 11,763,000 12,233,000 13,473,000 12,330,000 12,715,000 11,801,000 11,824,000 11,607,000 11,703,000 10,970,000   
      employee benefits
    		4,878,000 4,629,000 5,086,000 5,876,000 3,829,000 4,508,000 5,061,000 5,053,000 3,421,000 4,179,000 4,429,000 4,539,000 3,189,000 3,662,000 3,367,000 3,261,000 2,173,000 2,853,000 2,871,000 3,167,000 2,580,000 2,908,000 2,908,000 2,642,000 2,452,000 2,501,000 2,512,000 2,633,000   
      net occupancy and equipment
    		4,086,000 3,775,000 3,819,000 3,670,000 5,150,000 3,821,000 3,514,000 3,899,000 3,843,000 3,767,000 3,663,000 3,025,000 2,667,000 2,732,000 2,244,000 2,045,000 2,209,000 2,235,000 2,089,000 1,881,000 2,384,000 2,199,000 1,976,000 1,858,000 2,110,000 1,914,000 1,811,000 1,818,000   
      technology and communication
    		4,837,000 4,500,000 4,894,000 5,069,000 4,612,000 4,236,000 4,219,000 4,251,000 3,747,000 3,747,000 3,984,000 3,419,000 2,956,000 3,173,000 2,670,000 2,346,000 2,275,000 2,265,000 1,947,000 2,013,000 4,129,000 1,841,000 1,848,000 1,773,000 2,254,000 2,183,000 2,264,000 2,196,000   
      debit and credit card processing
    		1,984,000 1,845,000 1,811,000 1,746,000 1,719,000 1,637,000 1,706,000 1,419,000 1,470,000 1,437,000 1,665,000 1,337,000 1,334,000 1,479,000 976,000 705,000 698,000 649,000 603,000 656,000 470,000 662,000 631,000 587,000       
      marketing and business development
    		1,887,000 1,438,000 1,596,000 1,075,000 1,754,000 1,357,000 1,784,000 1,095,000 1,544,000 1,244,000 1,445,000 772,000 1,793,000 1,011,000 822,000 524,000 835,000 523,000 465,000 560,000 1,367,000 732,000 903,000 625,000 908,000 740,000 805,000 646,000   
      postage, printing and supplies
    		910,000 901,000 913,000 926,000 903,000 938,000 889,000 874,000 893,000 903,000 825,000 733,000 714,000 630,000 460,000 409,000 423,000 472,000 442,000 441,000 434,000 402,000   397,000 370,000 400,000 391,000   
      legal and professional
    		891,000 968,000 1,185,000 1,115,000 1,293,000 1,049,000 819,000 797,000 492,000 774,000 1,027,000 650,000 755,000 700,000 666,000 862,000 597,000 544,000 628,000 623,000 433,000 524,000 1,523,000 534,000 1,116,000 501,000 504,000 493,000   
      fdic insurance
    		1,198,000 1,095,000 1,161,000 1,112,000 1,060,000 937,000 779,000 1,135,000 730,000 847,000 536,000 645,000 706,000 387,000 349,000 405,000 323,000 435,000 330,000 129,000 -241,000  248,000 238,000 243,000 238,000 238,000 242,000   
      capital and deposit based taxes
    		1,082,000 825,000 673,000 630,000 601,000 629,000 607,000 639,000 799,000 722,000 582,000 518,000 549,000 556,000 527,000 458,000 1,055,000 1,076,000 1,225,000 1,030,000 1,006,000 993,000 967,000 904,000 873,000 738,000 862,000 852,000   
      intangible amortization
    		915,000 1,052,000 1,051,000 1,052,000 1,167,000 1,167,000 1,172,000 1,180,000 1,610,000 1,610,000 1,611,000 713,000                   
      total non-interest expenses
    		53,831,000 48,452,000 49,109,000 48,961,000 50,013,000 46,702,000 45,800,000 45,314,000 45,946,000 44,873,000 44,675,000 56,297,000 34,572,000 34,558,000 48,177,000 24,973,000 28,129,000 26,196,000 24,884,000 23,950,000 26,291,000 23,957,000 25,464,000 22,639,000    21,027,000 70,798,000 20,193,000 
      income before income tax expense
    		45,707,000 36,999,000 35,268,000 32,955,000 30,374,000 34,734,000 35,639,000 37,180,000 39,084,000 37,564,000 34,449,000 9,387,000 32,114,000 30,064,000 5,048,000 28,171,000 20,421,000 16,124,000 15,716,000 15,482,000 19,590,000 21,017,000 17,573,000        
      income tax expense
    		9,466,000 7,639,000 7,670,000 7,068,000 6,430,000 7,642,000 7,975,000 8,132,000 9,174,000 9,024,000 7,547,000 1,445,000 7,525,000 6,902,000 864,000 5,461,000 2,685,000 1,591,000 2,348,000 2,250,000 2,941,000 3,783,000 1,030,000 1,839,000 2,265,000 3,555,000 3,159,000 3,052,000 13,463,000 3,676,000 
      net income
    		36,241,000 29,360,000 27,598,000 25,887,000 23,944,000 27,092,000 27,664,000 29,048,000 29,910,000 28,540,000 26,902,000 7,942,000 24,589,000 23,162,000 4,184,000 22,710,000 17,736,000 14,533,000 13,368,000 13,232,000 16,649,000 17,234,000 16,543,000 15,641,000 14,658,000 13,876,000 13,579,000 13,404,000 27,934,000 10,109,000 
      yoy
    		51.36% 8.37% -0.24% -10.88% -19.95% -5.07% 2.83% 265.75% 21.64% 23.22% 542.97% -65.03% 38.64% 59.38% -68.70% 71.63% 6.53% -15.67% -19.19% -15.40% 13.58% 24.20% 21.83% 16.69% -47.53% 37.26%     
      qoq
    		23.44% 6.38% 6.61% 8.11% -11.62% -2.07% -4.76% -2.88% 4.80% 6.09% 238.73% -67.70% 6.16% 453.59% -81.58% 28.04% 22.04% 8.71% 1.03% -20.52% -3.39% 4.18% 5.77% 6.71% 5.64% 2.19% 1.31% -52.02% 176.33%  
      net income margin %
    		                              
      net income per share
    		1.23 1 0.94 0.89         0.95 0.87 0.17 1 0.79 0.64 0.59 0.59 0.74 0.76 0.73 0.69    0.59   
      weighted-average outstanding shares
    		                              
      basic
    		29,369 29,299 29,283 29,250 29,212 29,223,000 29,223,000 29,178,000 28,672 29,144,000 29,131,000 27,230,000 24,898 26,485 24,140 22,622 22,563 22,582 22,560 22,516 22,598 22,550 22,689        
      diluted
    		29,526 29,445 29,383 29,361 29,343 29,336,000 29,340,000 29,365,000 28,922 29,404,000 29,346,000 27,485,000 25,156 26,726 24,379 22,865 22,768 22,802 22,739 22,736 22,865 22,810 22,949        
      amortization of investments in tax credit partnerships
    		    324,000 323,000 324,000 323,000 88,000 88,000 89,000 88,000 52,000 53,000 231,000 31,000 2,955,000 52,000 53,000            
      loss on sale of premises and equipment
    		      -225,000                        
      gain on sale of premises and equipment
    		    18,750 302,000                         
      merger expenses
    		           19,500,000  525,000 18,100,000                
      less income attributed to non-controlling interest
    		        93,000 85,000 108,000                    
      net income available to stockholders
    		    23,944,000 27,092,000 27,664,000 29,048,000 29,817,000 28,455,000 26,794,000 7,906,000                   
      net income per common share - basic
    		    717.5 930 950 1,000                       
      net income per common share - diluted
    		    715 920 940 990                       
      interest income
    		                              
      interest expense
    		                              
      net interest income after credit loss expense
    		        40,309,500 57,573,000 57,184,000 46,481,000 30,936,250 47,008,000 37,437,000 39,300,000               
      non-interest income
    		                              
      non-interest expenses
    		                              
      federal home loan bank early termination penalty
    		            118,500  474,000                
      net income per common share, basic
    		        555 980 920 290                   
      net income per common share, diluted
    		        550 970 910 290                   
      securities investment:
    		                              
      less income attributed to noncontrolling interest
    		           36,000                   
      securities available for sale:
    		                              
      federal funds purchased and other short-term borrowing
    		                2,000 2,000 2,000 29,000 44,000 52,000 64,000 60,000     5,750 23,000 
      net interest income after provision
    		                34,852,000 29,277,000 27,978,000 26,896,000 32,720,000 31,670,000 30,774,000 29,057,000       
      credit loss expense for off-balance sheet exposures
    		                -900,000 550,000 1,475,000            
      weighted-average outstanding shares:
    		                              
      basic
    		29,369 29,299 29,283 29,250 29,212 29,223,000 29,223,000 29,178,000 28,672 29,144,000 29,131,000 27,230,000 24,898 26,485 24,140 22,622 22,563 22,582 22,560 22,516 22,598 22,550 22,689        
      diluted
    		29,526 29,445 29,383 29,361 29,343 29,336,000 29,340,000 29,365,000 28,922 29,404,000 29,346,000 27,485,000 25,156 26,726 24,379 22,865 22,768 22,802 22,739 22,736 22,865 22,810 22,949        
      loans and leases, including fees
    		                   33,749,000           
      amortization/impairment of tax credit partnerships
    		                   36,000           
      loans and leases
    		                    24,996,250 35,022,000 33,419,000 31,544,000       
      securities available for sale
    		                              
      benefit from loan and lease losses
    		                     400,000         
      amortization/impairment of investments in tax credit partnerships
    		                    60,250 137,000 52,000 52,000 1,179,000  58,000    
      weighted-average common shares:
    		                              
      basic
    		29,369 29,299 29,283 29,250 29,212 29,223,000 29,223,000 29,178,000 28,672 29,144,000 29,131,000 27,230,000 24,898 26,485 24,140 22,622 22,563 22,582 22,560 22,516 22,598 22,550 22,689        
      diluted
    		29,526 29,445 29,383 29,361 29,343 29,336,000 29,340,000 29,365,000 28,922 29,404,000 29,346,000 27,485,000 25,156 26,726 24,379 22,865 22,768 22,802 22,739 22,736 22,865 22,810 22,949        
      postage, printing, and supplies
    		                      410,000 406,000       
      benefit from loan losses
    		                       600,000 676,250 735,000 1,235,000 735,000 1,800,000 750,000 
      income before income taxes
    		                       17,480,000 16,923,000 17,431,000 16,738,000 16,456,000 41,397,000 13,785,000 
      average common shares:
    		                              
      basic
    		                       22,661 6 22,636 22,625 22,577 196 22,336 
      diluted
    		                       22,946 -12 22,968 22,979 22,942 279 22,704 
      loans
    		                        31,590,000 30,359,000 29,456,000 27,048,000 77,311,000 22,563,000 
      federal funds sold and interest bearing deposits
    		                        503,000 373,000 163,000 268,000   
      securities
    		                              
      securities sold under agreements to repurchase and other short-term borrowings
    		                        212,500 300,000 427,000    
      long term debt
    		                        232,000 228,000 229,000 235,000   
      net interest income after benefit from loan losses
    		                        29,912,000 27,786,000 27,439,000 26,560,000 77,853,000 23,200,000 
      debit and credit cards
    		                        1,813,000 1,759,000 1,689,000 1,508,000   
      treasury management
    		                        1,260,000 1,151,000 1,113,000 947,000   
      mortgage banking
    		                        534,000 712,000 746,000 576,000   
      gain on call of securities
    		                              
      total non-interest expense
    		                        16,236,000 21,781,000 22,136,000    
      net income per share
    		1.23 1 0.94 0.89         0.95 0.87 0.17 1 0.79 0.64 0.59 0.59 0.74 0.76 0.73 0.69    0.59   
      basic
    		                        0.453 0.61 0.6  0.113 0.45 
      diluted
    		                        0.445 0.6 0.59  0.113 0.45 
      average common shares
    		                              
      basic
    		                       22,661 6 22,636 22,625 22,577 196 22,336 
      diluted
    		                       22,946 -12 22,968 22,979 22,942 279 22,704 
      short term borrowing
    		                           123,000   
      federal funds sold
    		                            27,750 111,000 
      securities – taxable
    		                            530,750 2,123,000 
      securities – tax-exempt
    		                            76,500 306,000 
      investment management and trust services
    		                            1,201,750 4,807,000 
      service charges on deposit accounts
    		                            565,500 2,262,000 
      bankcard transaction revenue
    		                            358,250 1,433,000 
      mortgage banking revenue
    		                            257,500 1,030,000 
      brokerage commissions and fees
    		                            134,500 538,000 
      bank owned life insurance income
    		                            55,000 220,000 
      salaries and employee benefits
    		                            2,992,750 11,971,000 
      net occupancy expense
    		                            386,500 1,546,000 
      data processing expense
    		                            470,250 1,881,000 
      furniture and equipment expense
    		                            72,750 291,000 
      fdic insurance expense
    		                            87,750 351,000 
      amortization of investment in tax credit partnerships
    		                            254,000 1,016,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.