7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 
      
    		                                   
      revenues
    		                                   
      direct title revenues
    		299,690 291,262 231,680                                 
      agency title revenues
    		360,186 301,285 267,518                                 
      real estate solutions
    		116,607 112,650 97,077 67,890.25 96,346 92,198 83,016                             
      operating revenues
    		776,483 705,197 596,275 2,420,339,584 649,601 588,438 534,376 2,210,592,113 590,267 538,136 519,484 3,045,938,938 717,615 849,239 845,209 3,262,302,822 829,787 802,025 681,367 2,269,959,794 590,676 506,756 445,774 512,712 507,851 466,498 390,392 469,220 499,236 485,229 434,197 517,267 498,049 481,187 438,081 
      investment income
    		14,819 16,257 12,656 55,329,167 13,626 14,306 12,901 45,102,886 13,393 12,123 6,599 22,405,481 5,158 6,739 3,622 16,841,873 4,053 5,130 3,945 18,592,470 5,027 4,285 5,218 5,164 4,752 5,155 4,724 5,005 4,781 5,247 4,704 4,753 4,567 4,941 4,671 
      net realized and unrealized gains
    		5,614 727 3,053 12,925,762 4,714 -514 7,038    -1,778 -1,461,806 -6,374 -11,905 4,085 24,303,184 2,887 11,654 3,274 -1,671,965 -7 5,064 -11,091             
      expenses
    		                                   
      amounts retained by agencies
    		299,523 252,112 221,377 864,172,917 233,980 200,126 199,976 812,922,502 218,983 171,776 205,738 1,207,355,445 280,517 339,847 331,191 1,299,495,139 329,906 322,020 283,935 943,820,862 231,051 228,720 199,366 222,670 208,973 191,091 176,494 155,991.75 224,966 203,793 195,207 231,908 221,460 192,558 191,175 
      employee costs
    		211,221 208,209 185,811 744,859,013 193,862 179,708 172,417 712,259,290 181,493 182,666 170,551 801,390,714 195,057 210,246 204,982 776,412,549 197,587 188,467 169,397 612,766,183 155,638 137,528 135,652 154,206 143,815 139,896 129,256 139,080 138,288 146,278 138,822 146,994 140,054 139,346 139,785 
      other operating expenses
    		185,165 173,527 160,911 603,514,110 155,646 152,291 136,951 507,320,470 130,455 129,333 120,743 647,519,034 151,208 162,008 189,751 626,346,136 152,587 137,796 125,482 374,942,997 98,531 74,613 71,858 94,319 87,826 86,051 77,155 88,278 90,810 85,953 80,267 95,918 88,489 88,786 78,318 
      title losses and related claims
    		19,546 21,454 17,702 80,351,246 21,282 21,090 17,383 80,222,273 22,251 19,802 17,674 102,651,895 25,486 26,398 29,221 126,150,313 30,345 33,569 28,773 115,155,400 28,427 21,541 18,632 28,891 21,059 18,786 15,686 12,333 21,503 18,697 18,981 25,941 25,428 24,462 20,701 
      depreciation and amortization
    		15,391 15,150 15,322 61,565,938 15,480 15,198 15,384 62,400,152 16,414 15,528 14,906 57,135,897 14,067 14,288 13,748 36,363,606 9,144 6,819 6,430 19,202,564 5,144 4,061 4,231 5,068 5,694 5,775 5,990 6,323 6,221 6,154 6,234 6,481 6,578 6,441 6,378 
      interest
    		4,898 4,953 4,961 19,899,232 4,899 4,812 5,058 19,722,223 5,054 4,875 4,849 18,389,529 4,553 4,507 4,412 5,029,040 712 682 567 2,621,925 562 622 892 972 1,080 1,124 1,164 1,153 1,076 673 974 966 963 712 817 
      income before taxes and noncontrolling interests
    		61,172 46,776 5,900 114,232,057 42,792 29,005 7,146 60,818,918 27,064 25,174 -10,156 232,440,099 45,511 86,779 79,611 433,651,096 116,446 129,456 74,002 218,370,368 76,343 49,020 9,270 3,780 91,061 29,352 -7,226 19,687 24,776 31,321 -3,255 17,455 18,597 33,147 5,865 
      income tax expense
    		-12,975 -11,141 -484 -26,137,001 -9,123 -7,940  -15,253,412 -9,134 -5,392  -50,815,624 -10,783 -19,894 -17,699 -93,918,453 -23,051 -30,616 -16,880 -48,803,707 -16,058 -11,340  52,673 -21,393 -7,027  4,828 4,371 5,602  -615 4,686 10,993  
      net income
    		48,197 35,635 5,416 88,095,056 33,669 21,065 6,210 45,565,506 17,930 19,782 -5,218 181,624,475 34,728 66,885 61,912 339,732,643 93,395 98,840 57,122 169,566,661 60,285 37,680 7,374 3,063 69,668 22,325 -4,784 14,859 20,405 25,719 -1,961 18,070 13,911 22,154 6,009 
      yoy
    		43.15% 69.17% -12.79% 93.34% 87.78% 6.49% -219.01% -74.91% -48.37% -70.42% -108.43% -46.54% -62.82% -32.33% 8.39% 100.35% 54.92% 162.31% 674.64% 5535866.73% -13.47% 68.78% -254.14% -79.39% 241.43% -13.20% 143.96% -17.77% 46.68% 16.09% -132.63%     
      qoq
    		35.25% 557.96% -99.99% 261550.35% 59.83% 239.21% -99.99% 254029.98% -9.36% -479.11% -100.00% 522891.46% -48.08% 8.03% -99.98% 363658.92% -5.51% 73.03% -99.97% 281175.05% 59.99% 410.98% 140.74% -95.60% 212.06% -566.66% -132.20% -27.18% -20.66% -1411.52% -110.85% 29.90% -37.21% 268.68%  
      net income margin %
    		                                   
      less net income attributable to noncontrolling interests
    		3,938 3,713 2,339 14,835,625 3,573 3,722 3,080 15,148,130 3,931 3,967    5,225 4,015 16,754,361 4,732 4,021 2,886 14,756,893 4,376 3,534 2,197 3,096 3,560 3,019 1,982 3,487 2,851 3,342 1,819 3,012 2,967 3,586 1,922 
      net income attributable to stewart
    		44,259 31,922 3,077 73,259,431 30,096 17,343 3,130 30,417,376 13,999 15,815 -8,190 162,156,009 29,434 61,660 57,897 322,978,282 88,663 94,819 54,236 154,809,768 55,909 34,146 5,177 -33 66,108 19,306 -6,766 11,372 17,554 22,377 -3,780 15,058 10,944 18,568 4,087 
      other comprehensive income, net of taxes
    		-1,922 14,454                                  
      foreign currency translation adjustments
    		-5,178 13,429 979 -14,806,116 4,842 -1,256 -4,470 5,277,995 -5,847 4,254 598 -14,916,139 -15,300 -8,181 620 -678,003 -4,243 1,379 1,867 4,792,404 3,844 4,194 -11,442 4,550 -5,135 2,475 4,588 -5,998 1,140 -4,038 -1,592 -316 4,141 3,204 1,325 
      change in net unrealized gains and losses on investments
    		3,073 734 5,356 5,510,147 13,015 114 -2,276 10,467,616 -7,468 -5,765 6,617 -35,374,487 -8,921 -12,694 -19,898 -13,639,670 -2,183 1,009 -9,156 15,427,945 920 16,715 -2,580 -2,801 3,603 5,371 9,011 -3,086 -1,910 -2,428 -8,006     
      reclassification adjustments for realized gains and losses on investments
    		183 291 36 235.5 402 390 150 83.25 20 221 92 -171.75 -385 -117 -185                     
      comprehensive income
    		46,275 50,089 11,787 79,902,145 51,928 20,313 -386 61,700,784 4,635 18,492 2,089 130,093,536 10,122 45,893 42,449 322,975,888 86,614 100,810 49,688 189,276,286 64,874 58,568 -6,728 5,102 68,044 30,221 8,977 11,978 19,498 19,022 -11,808 15,341 17,784 25,619 9,434 
      comprehensive income attributable to stewart
    		42,337 46,376 9,448 65,066,520 48,355 16,591  46,552,654 704 14,525 -883 110,625,070 4,828 40,668 38,434 306,221,527 81,882 96,789 46,802 174,519,393 60,498 55,034 -8,925 2,006 64,484 27,202 6,995 8,491 16,647 15,680 -13,627 12,329 14,817 22,033 7,512 
      basic average shares outstanding
    		28,004 27,931 27,828 27,600,408 27,688 27,592 27,512 27,265,731 27,348 27,255 27,201 27,027,969 27,113 27,018 26,960 26,795,197 26,873 26,798 26,736 24,768,849 25,148 23,656 23,638 3 23,616 23,614  6 23,556 23,546 23,508 3 23,448 23,444 23,433 
      basic earnings per share attributable to stewart
    		1.58 1.14 0.11 0.82 1.09 0.63 0.11 0.33 0.51 0.58 -0.3 0.49 1.09 2.28 2.15 3.18 3.3 3.54 2.03 2.31 2.22 1.44 0.22  2.8 0.82  0.48 0.75 0.95 -0.16 0.65 0.47 0.79 0.17 
      diluted average shares outstanding
    		28,491 28,330 28,341 60 28,200 28,013 28,027 75 27,650 27,444 27,201 -12 27,371 27,293 27,444 78 27,238 27,123 26,984 657 25,297 23,756 23,749 -27 23,773 23,758  8 23,699 23,625 23,508 26 23,564 23,620 23,569 
      diluted earnings per share attributable to stewart
    		1.55 1.13 0.11 0.81 1.07 0.62 0.11 0.32 0.51 0.58 -0.3 0.49 1.08 2.26 2.11 3.12 3.26 3.5 2.01 2.29 2.21 1.44 0.22  2.78 0.81  0.48 0.74 0.95 -0.16 0.63 0.46 0.79 0.17 
      other comprehensive income, net of taxes:
    		  6,371 2,727.75 18,259 -752 -6,596   -1,290 7,307   -20,992  -3,061.25 -6,781 1,970  2,843.75 4,589 20,888 -14,102 5,008.25 -1,624 7,896 13,761 -4,362.75 -907 -6,697 -9,847 2,690.75 3,873 3,465 3,425 
      title revenues:
    		                                   
      direct operations
    		   1,019,643,226 270,706 255,480 210,588 961,951,758 256,377 257,994 207,871 1,245,281,636 307,408 351,122 317,834 1,421,244,902 366,091 353,502 279,504 1,037,155,389 280,114 218,214 198,283 235,259 245,068 227,883 161,247 210,314 213,134 224,240 185,512 226,471 216,830 231,662 187,428 
      agency operations
    		   1,042,408,919 282,549 240,760 240,772 985,265,524 265,700 208,755 249,021 1,465,088,454 340,470 409,931 404,145 1,581,501,977 401,762 390,330 345,932 1,150,227,978 282,605 277,387 242,030 270,705 254,155 230,817 214,863 246,973 272,875 247,257 236,854 280,055 268,545 234,407 233,349 
      income tax benefit
    		      -936    4,938            -1,896    2,442    -1,294    -144 
      comprehensive loss attributable to stewart
    		      -3,466                             
      real estate solutions and other
    		       263,374,831 68,190 71,387 62,592 335,568,848 69,737 88,186 123,230                     
      net realized and unrealized losses
    		       -1,207.25 -1,946 -1,105                          
      other comprehensive loss, net of taxes:
    		       -1,819.5 -13,295   -16,265.25 -24,606  -19,463    -7,434                 
      less income attributable to noncontrolling interests
    		          2,972 3,633.5 5,294                       
      ancillary services
    		               259,555,943 61,934 58,193 55,931 82,576,427 27,957 11,155 5,461 6,748 8,628 7,798 14,282 11,933 13,227 13,732 11,831 10,741 12,674 15,118 17,304 
      reclassification adjustment for realized gains and losses on investments
    		               -2,439,082 -355 -418 -145 -510,724 -175 -21 -80             
      investment and other gains – net
    		                       12,682.5 46,905 422 3,403 -4,292 3,623 2,393 -1,671 -359 -1,047 -676 287 
      reclassification adjustment for net incomees (gains) included in net income
    		                       30 -92 50 162         
      basic and diluted average shares outstanding
    		                          23,595         
      basic and diluted loss per share attributable to stewart
    		                          -0.29         
      reclassification adjustment for net gains included in net income
    		                           -305 -137 -231 -249     
      change in net unrealized gains on investments
    		                               721.25 63 355 2,467 
      reclassification of adjustment for gains included in net income
    		                               -198 -331 -94 -367 
      title insurance:
    		                                   
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