Southern Missouri Bancorp, Inc(NASDAQ:SMBC) 
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. It offers various deposit instruments, including interest-bearing and noninterest-bearing transaction accou...
Website: http://www.bankwithsouthern.com
Founded: 1887
Full Time Employees: 456
Sector: Financial Services
Industry: Banks-Regional
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At a glance:
Bull Thesis:
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Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-06-30 | 2018-06-30 | 2017-06-30 | 2016-06-30 | 2015-06-30 | 2014-06-30 | 2013-06-30 | 2012-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest income | |||||||||||||||||||||||||||||||||
loans | 65,975,000 | 66,460,000 | 63,354,000 | 62,656,000 | 63,082,000 | 61,753,000 | 58,449,000 | 55,952,000 | 55,137,000 | 52,974,000 | 48,936,000 | 43,115,000 | 36,993,000 | 33,180,000 | 29,881,000 | 27,060,000 | 26,861,000 | 27,694,000 | 26,340,000 | 26,005,000 | 26,826,000 | 25,907,000 | 26,099,000 | 24,969,000 | 25,421,000 | ||||||||
investment securities | 1,265,000 | 1,305,000 | 1,336,000 | 1,368,000 | 1,483,000 | 1,621,000 | 1,660,000 | 1,729,000 | 1,776,000 | 1,713,000 | 1,805,000 | 2,076,000 | 778,000 | 665,000 | 589,000 | 524,000 | 556,000 | 528,000 | 562,000 | 559,000 | 519,000 | 490,000 | 485,000 | 485,000 | 503,000 | ||||||||
mortgage-backed securities | 3,933,000 | 4,151,000 | 4,250,000 | 4,316,000 | 4,075,000 | 3,926,000 | 4,017,000 | 3,757,000 | 3,485,000 | 3,371,000 | 3,313,000 | 1,652,000 | 1,013,000 | 990,000 | 905,000 | 646,000 | 609,000 | 578,000 | 563,000 | 466,000 | 478,000 | 534,000 | 661,000 | 733,000 | 691,000 | ||||||||
other interest-earning assets | 1,059,000 | 1,114,000 | 1,697,000 | 1,585,000 | 784,000 | 78,000 | 542,000 | 2,587,000 | 1,178,000 | 49,000 | 229,000 | 1,443,000 | 67,000 | 162,000 | 198,000 | 109,000 | 70,000 | 60,000 | 67,000 | 70,000 | 48,000 | 41,000 | 19,000 | 33,000 | 31,000 | ||||||||
total interest income | 72,232,000 | 73,030,000 | 70,637,000 | 69,925,000 | 69,424,000 | 67,378,000 | 64,668,000 | 64,025,000 | 61,576,000 | 58,107,000 | 54,283,000 | 48,286,000 | 38,851,000 | 34,997,000 | 31,573,000 | 28,339,000 | 28,096,000 | 28,860,000 | 27,532,000 | 27,100,000 | 27,871,000 | 26,972,000 | 27,264,000 | 26,220,000 | 26,646,000 | ||||||||
interest expense | |||||||||||||||||||||||||||||||||
deposits | 27,699,000 | 28,940,000 | 28,644,000 | 28,795,000 | 29,538,000 | 28,796,000 | 28,125,000 | 28,021,000 | 25,571,000 | 20,440,000 | 16,331,000 | 13,705,000 | 8,594,000 | 5,761,000 | 3,396,000 | 2,871,000 | 2,739,000 | 2,816,000 | 3,141,000 | 3,494,000 | 2,265,087,000 | 4,390,000 | 4,923,000 | 6,135,000 | 6,448,000 | ||||||||
securities sold under agreements to repurchase | 204,000 | 200,000 | 191,000 | 189,000 | 226,000 | 160,000 | 213,000 | ||||||||||||||||||||||||||
advances from fhlb | 1,080,000 | 1,081,000 | 1,081,000 | 1,076,000 | 1,099,000 | 1,326,000 | 1,015,000 | 1,060,000 | 1,079,000 | 1,838,000 | 1,327,000 | 206,000 | 1,657,000 | 438,000 | 179,000 | 167,000 | 169,000 | 276,000 | 314,000 | 325,000 | 63,286,000 | 380,000 | |||||||||||
subordinated debt | 379,000 | 391,000 | 389,000 | 386,000 | 418,000 | 435,000 | 433,000 | 435,000 | 440,000 | 435,000 | 406,000 | 395,000 | 349,000 | 290,000 | 239,000 | 187,000 | 130,000 | 130,000 | 131,000 | 132,000 | 15,193,000 | 138,000 | 152,000 | 197,000 | 214,000 | ||||||||
total interest expense | 29,362,000 | 30,612,000 | 30,305,000 | 30,446,000 | 31,281,000 | 30,717,000 | 29,573,000 | 29,516,000 | 27,090,000 | 22,713,000 | 18,064,000 | 14,519,000 | 10,600,000 | 6,489,000 | 3,814,000 | 3,225,000 | 3,038,000 | 3,222,000 | 3,586,000 | 3,951,000 | 4,344,000 | 4,908,000 | 5,483,000 | 6,802,000 | 7,269,000 | ||||||||
net interest income | 42,870,000 | 42,418,000 | 40,332,000 | 39,479,000 | 38,143,000 | 36,661,000 | 35,095,000 | 34,509,000 | 34,486,000 | 35,394,000 | 36,219,000 | 33,767,000 | 28,251,000 | 28,508,000 | 27,759,000 | 25,114,000 | 25,058,000 | 25,638,000 | 23,946,000 | 23,149,000 | 23,527,000 | 22,064,000 | 21,781,000 | 19,418,000 | 19,377,000 | ||||||||
provision for credit losses | 1,680,000 | 4,500,000 | 2,500,000 | 932,000 | 932,000 | 2,159,000 | 900,000 | 900,000 | 900,000 | 900,000 | 795,000 | 10,072,000 | 1,138,000 | 5,056,000 | 240,000 | 1,552,000 | -305,000 | -2,615,000 | -409,000 | 612,000 | 774,000 | ||||||||||||
net interest income after provision for credit losses | 41,190,000 | 37,918,000 | 37,832,000 | 38,547,000 | 37,211,000 | 34,502,000 | 34,195,000 | 33,609,000 | 33,586,000 | 34,494,000 | 18,565,000 | 23,695,000 | 27,113,000 | 23,452,000 | 18,640,250 | 23,562,000 | 25,058,000 | 25,943,000 | 16,787,250 | 23,558,000 | 22,915,000 | 21,290,000 | |||||||||||
noninterest income | |||||||||||||||||||||||||||||||||
deposit account charges and related fees | 2,429,000 | 2,365,000 | 2,156,000 | 2,048,000 | 2,237,000 | 2,184,000 | 1,978,000 | 1,847,000 | 1,784,000 | 1,791,000 | 2,093,000 | 2,089,000 | 1,713,000 | 1,777,000 | 1,707,000 | 1,560,000 | 1,623,000 | 1,561,000 | 1,280,000 | 1,275,000 | 1,360,000 | 1,339,000 | 1,087,000 | 1,538,000 | 1,632,000 | ||||||||
bank card interchange income | 1,614,000 | 1,530,000 | 1,839,000 | 1,341,000 | 1,301,000 | 1,499,000 | 1,770,000 | 1,301,000 | 1,329,000 | 1,345,000 | 1,789,000 | 1,374,000 | 1,079,000 | 1,018,000 | 1,272,000 | 1,025,000 | 976,000 | 951,000 | 1,243,000 | 1,004,000 | 836,000 | 830,000 | -945,000 | 1,346,000 | 1,311,000 | ||||||||
loan servicing fees | 250,000 | 263,000 | 168,000 | 224,000 | 232,000 | 286,000 | 494,000 | 267,000 | 285,000 | 231,000 | 649,000 | 265,000 | 257,000 | 312,000 | 442,000 | 170,000 | 180,000 | 154,000 | 559,000 | 217,000 | 368,000 | 310,000 | 248,000 | -285,000 | 103,000 | ||||||||
other loan fees | 164,000 | 194,000 | 916,000 | 843,000 | 944,000 | 1,063,000 | 617,000 | 757,000 | 644,000 | 357,000 | 1,183,000 | 465,000 | 612,000 | 882,000 | 813,000 | 606,000 | 500,000 | 451,000 | 302,000 | 266,000 | 305,000 | 327,000 | 290,000 | 370,000 | 354,000 | ||||||||
net realized gains on sale of loans | 167,000 | 175,000 | 143,000 | 114,000 | 133,000 | 361,000 | 97,000 | 99,000 | 304,000 | 213,000 | 325,000 | 132,000 | 127,000 | 292,000 | 664,000 | 204,000 | 362,000 | 369,000 | 531,000 | 853,000 | 1,390,000 | 1,206,000 | 977,000 | 178,000 | 203,000 | ||||||||
earnings on bank owned life insurance | 552,000 | 548,000 | 533,000 | 512,000 | 522,000 | 517,000 | 498,000 | 483,000 | 472,000 | 458,000 | 510,000 | 368,000 | 319,000 | 318,000 | 314,000 | 291,000 | 282,000 | 281,000 | 276,000 | 270,000 | 974,000 | 280,000 | 266,000 | 247,000 | 253,000 | ||||||||
insurance brokerage commissions | 345,000 | 319,000 | 367,000 | 340,000 | 300,000 | 287,000 | 331,000 | 312,000 | 310,000 | ||||||||||||||||||||||||
wealth management fees | 936,000 | 851,000 | 825,000 | 902,000 | 843,000 | 730,000 | |||||||||||||||||||||||||||
other income | 319,000 | 328,000 | 332,000 | 294,000 | 353,000 | 247,000 | 975,000 | 309,000 | 380,000 | 1,345,000 | 2,269,000 | 1,430,000 | 1,230,000 | 793,000 | 1,149,000 | 913,000 | 1,190,000 | 641,000 | 477,000 | 431,000 | 349,000 | 508,000 | 379,000 | 313,000 | 357,000 | ||||||||
total noninterest income | 6,776,000 | 6,573,000 | 7,279,000 | 6,666,000 | 6,865,000 | 7,174,000 | 7,767,000 | 5,584,000 | 5,640,000 | 5,853,000 | 8,950,000 | 6,284,000 | 5,456,000 | 5,514,000 | 6,500,000 | 4,904,000 | 5,285,000 | 4,515,000 | 4,857,000 | 4,524,000 | 5,720,000 | 4,941,000 | 2,459,000 | 3,856,000 | 4,334,000 | ||||||||
noninterest expense | |||||||||||||||||||||||||||||||||
compensation and benefits | 13,651,000 | 13,065,000 | 13,852,000 | 13,771,000 | 13,737,000 | 14,397,000 | 13,893,000 | 13,750,000 | 12,961,000 | 12,649,000 | 13,163,000 | 14,188,000 | 9,793,000 | 9,752,000 | 9,866,000 | 9,223,000 | 8,323,000 | 8,199,000 | 8,006,000 | 7,739,000 | 7,545,000 | 7,720,000 | 7,698,000 | 7,521,000 | 6,993,000 | ||||||||
occupancy and equipment | 3,834,000 | 3,788,000 | 3,744,000 | 3,869,000 | 3,585,000 | 3,689,000 | 3,790,000 | 3,623,000 | 3,478,000 | 3,515,000 | 3,306,000 | 3,024,000 | 2,442,000 | 2,447,000 | 2,538,000 | 2,399,000 | 2,198,000 | 2,113,000 | 2,054,000 | 1,990,000 | 1,866,000 | 1,970,000 | -1,631,000 | 3,063,000 | 2,967,000 | ||||||||
data processing expense | 2,666,000 | 2,513,000 | 2,573,000 | 2,359,000 | 2,224,000 | 2,171,000 | 1,929,000 | 2,349,000 | 2,382,000 | 2,308,000 | 2,376,000 | 2,505,000 | 1,430,000 | 1,445,000 | 1,495,000 | 1,935,000 | 1,297,000 | 1,269,000 | 1,322,000 | 1,253,000 | 1,175,000 | 1,062,000 | |||||||||||
telecommunications expense | 309,000 | 347,000 | 312,000 | 330,000 | 354,000 | 428,000 | 468,000 | 464,000 | 465,000 | 531,000 | 552,000 | 449,000 | 347,000 | 331,000 | 327,000 | 308,000 | 318,000 | 320,000 | 321,000 | 317,000 | 308,000 | 315,000 | |||||||||||
deposit insurance premiums | 600,000 | 620,000 | 601,000 | 674,000 | 588,000 | 472,000 | 639,000 | 677,000 | 598,000 | 550,000 | 760,000 | 231,000 | 263,000 | 215,000 | 207,000 | 178,000 | 180,000 | 178,000 | 173,000 | 174,000 | 218,000 | 201,000 | |||||||||||
legal and professional fees | 478,000 | 1,075,000 | 1,165,000 | 603,000 | 619,000 | 1,208,000 | 516,000 | 412,000 | 387,000 | 416,000 | 464,000 | 2,324,000 | 852,000 | 411,000 | 431,000 | 341,000 | 356,000 | 234,000 | 403,000 | 256,000 | 236,000 | 198,000 | 318,000 | 229,000 | 239,000 | ||||||||
advertising | 538,000 | 614,000 | 552,000 | 530,000 | 442,000 | 546,000 | 640,000 | 622,000 | 392,000 | 465,000 | 698,000 | 409,000 | 216,000 | 449,000 | 579,000 | 312,000 | 276,000 | 329,000 | 391,000 | 240,000 | 219,000 | 230,000 | 390,000 | 244,000 | 283,000 | ||||||||
postage and office supplies | 333,000 | 300,000 | 335,000 | 350,000 | 283,000 | 306,000 | 308,000 | 344,000 | 283,000 | 302,000 | 418,000 | 331,000 | 235,000 | 213,000 | 241,000 | 202,000 | 186,000 | 195,000 | 211,000 | 198,000 | 195,000 | 193,000 | 219,000 | 224,000 | 178,000 | ||||||||
intangibles amortization | 808,000 | 857,000 | 857,000 | 889,000 | 897,000 | 897,000 | 1,018,000 | 1,018,000 | 1,018,000 | 1,018,000 | |||||||||||||||||||||||
foreclosed property expenses/losses | 31,000 | 58,000 | -19,000 | 37,000 | 73,000 | 12,000 | -8,000 | -185,000 | 280,000 | 35,000 | -41,000 | 73,000 | 115,000 | 302,000 | 31,000 | 5,000 | 48,000 | 38,000 | 50,000 | ||||||||||||||
other operating expense | 2,022,000 | 1,814,000 | 2,002,000 | 1,979,000 | 2,074,000 | 1,715,000 | 1,748,000 | 1,730,000 | 1,852,000 | 1,963,000 | 2,305,000 | 2,439,000 | 1,623,000 | 1,296,000 | 1,172,000 | 1,381,000 | 1,296,000 | 1,018,000 | 976,000 | 975,000 | 908,000 | 953,000 | -128,000 | 1,836,000 | 1,904,000 | ||||||||
total noninterest expense | 25,270,000 | 25,051,000 | 25,974,000 | 25,391,000 | 24,876,000 | 25,841,000 | 25,001,000 | 25,049,000 | 23,860,000 | 23,709,000 | 24,875,000 | 26,992,000 | 17,638,000 | 16,920,000 | 17,330,000 | 16,757,000 | 15,070,000 | 14,224,000 | 14,200,000 | 13,528,000 | 13,434,000 | 13,498,000 | 13,610,000 | 14,196,000 | 13,685,000 | ||||||||
income before income taxes | 22,696,000 | 19,440,000 | 19,137,000 | 19,822,000 | 19,200,000 | 15,835,000 | 16,961,000 | 14,144,000 | 15,366,000 | 16,638,000 | 19,499,000 | 2,987,000 | 14,931,000 | 12,046,000 | 16,689,000 | 11,709,000 | 15,273,000 | 16,234,000 | 17,218,000 | 14,554,000 | 15,201,000 | 12,733,000 | 8,762,000 | 6,228,000 | 9,638,000 | ||||||||
total income taxes | 4,546,000 | 3,790,000 | 3,351,000 | 4,139,000 | 4,547,000 | 3,377,000 | |||||||||||||||||||||||||||
net income | 18,150,000 | 15,650,000 | 15,786,000 | 15,683,000 | 14,653,000 | 12,458,000 | 13,530,000 | 11,307,000 | 12,193,000 | 13,151,000 | 15,561,000 | 2,409,000 | 11,664,000 | 9,603,000 | 13,087,000 | 9,351,000 | 11,985,000 | 12,746,000 | 13,689,000 | 11,458,000 | 12,048,000 | 9,986,000 | 6,901,000 | 5,099,000 | 7,717,000 | ||||||||
yoy | 23.87% | 25.62% | 16.67% | 38.70% | 20.18% | -5.27% | -13.05% | 369.36% | 4.54% | 36.95% | 18.90% | -74.24% | -2.68% | -24.66% | -4.40% | -18.39% | -0.52% | 27.64% | 98.36% | 124.71% | 56.12% | ||||||||||||
qoq | 15.97% | -0.86% | 0.66% | 7.03% | 17.62% | -7.92% | 19.66% | -7.27% | -7.28% | -15.49% | 545.95% | -79.35% | 21.46% | -26.62% | 39.95% | -21.98% | -5.97% | -6.89% | 19.47% | -4.90% | 20.65% | 44.70% | 35.34% | -33.93% | |||||||||
basic earnings per share | 1.62 | 1.39 | 1.4 | 1.39 | 1.3 | 1.1 | 1.19 | 1 | 1.08 | 1.16 | 1.44 | 0.22 | 1.26 | 1.04 | 1.41 | 1.03 | 1.35 | 1.43 | |||||||||||||||
diluted earnings per share | 1.62 | 1.38 | 1.39 | 1.39 | 1.3 | 1.1 | 1.2 | 0.99 | 1.07 | 1.16 | 1.44 | 0.22 | 1.26 | 1.04 | 1.41 | 1.03 | 1.35 | 1.43 | |||||||||||||||
dividends paid per share | 0.25 | 0.25 | 0.23 | 0.23 | 0.23 | 0.23 | |||||||||||||||||||||||||||
income taxes | 2,374,250 | 2,837,000 | 3,173,000 | 3,487,000 | 1,572,000 | 578,000 | 3,267,000 | 2,443,000 | 2,283,250 | 2,358,000 | 3,288,000 | 3,488,000 | 2,249,000 | 3,096,000 | 3,153,000 | 2,747,000 | 1,256,500 | 1,129,000 | 1,921,000 | ||||||||||||||
current | |||||||||||||||||||||||||||||||||
deferred | |||||||||||||||||||||||||||||||||
loan late charges | 170,000 | 150,000 | 146,000 | 113,000 | 132,000 | 161,000 | 119,000 | 122,000 | 139,000 | 135,000 | 172,000 | 107,000 | 189,000 | 118,000 | 138,000 | 141,000 | 157,000 | 149,000 | 121,000 | ||||||||||||||
net realized gains on sale of afs securities | 48,000 | 90,000 | |||||||||||||||||||||||||||||||
net realized losses on sale of afs securities | -807,000 | -682,000 | |||||||||||||||||||||||||||||||
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wealth management | 582,250 | 866,000 | 668,000 | ||||||||||||||||||||||||||||||
foreclosed property expenses | 24,000 | 60,000 | 44,000 | ||||||||||||||||||||||||||||||
dividends paid | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.2 | 0.2 | 0.2 | 0.2 | |||||||||||||||||||||
intangible amortization | 403,750 | 812,000 | 402,000 | 402,000 | 401,000 | 363,000 | 338,000 | 338,000 | 338,000 | 338,000 | 338,000 | 380,000 | 449,000 | 441,000 | 441,000 | ||||||||||||||||||
interest income: | |||||||||||||||||||||||||||||||||
interest expense: | |||||||||||||||||||||||||||||||||
noninterest income: | |||||||||||||||||||||||||||||||||
noninterest expense: | |||||||||||||||||||||||||||||||||
note payable | 10,000 | 31,000 | 34,000 | ||||||||||||||||||||||||||||||
provision for off balance sheet credit exposure | 388,000 | ||||||||||||||||||||||||||||||||
basic earnings per common share | 922.5 | 1,270 | 1,330 | 1,090 | 560 | 550 | 840 | ||||||||||||||||||||||||||
diluted earnings per common share | 922.5 | 1,270 | 1,320 | 1,090 | 560 | 550 | 840 | ||||||||||||||||||||||||||
dividends per common share | 115 | 160 | 150 | 150 | 112.5 | 150 | 150 | ||||||||||||||||||||||||||
assets | |||||||||||||||||||||||||||||||||
cash and cash equivalents | 149,520,000 | ||||||||||||||||||||||||||||||||
interest-bearing time deposits | 976,000 | ||||||||||||||||||||||||||||||||
available for sale securities | 181,146,000 | ||||||||||||||||||||||||||||||||
stock in fhlb of des moines | 5,987,000 | ||||||||||||||||||||||||||||||||
stock in federal reserve bank of st. louis | 5,017,000 | ||||||||||||||||||||||||||||||||
loans receivable, net of allowance for credit losses of 35,471 and 25,139 at december 31, 2020 and june 30, 2020, respectively | 2,121,399,000 | ||||||||||||||||||||||||||||||||
accrued interest receivable | 12,377,000 | ||||||||||||||||||||||||||||||||
premises and equipment | 63,970,000 | ||||||||||||||||||||||||||||||||
bank owned life insurance – cash surrender value | 43,268,000 | ||||||||||||||||||||||||||||||||
goodwill | 14,089,000 | ||||||||||||||||||||||||||||||||
other intangible assets | 7,364,000 | ||||||||||||||||||||||||||||||||
prepaid expenses and other assets | 17,885,000 | ||||||||||||||||||||||||||||||||
total assets | 2,622,998,000 | ||||||||||||||||||||||||||||||||
liabilities and stockholders' equity | |||||||||||||||||||||||||||||||||
accounts payable and other liabilities | 10,637,000 | ||||||||||||||||||||||||||||||||
accrued interest payable | 1,106,000 | ||||||||||||||||||||||||||||||||
total liabilities | 2,355,309,000 | ||||||||||||||||||||||||||||||||
common stock, .01 par value; 25,000,000 shares authorized; 9,343,974 and 9,345,339 shares issued at december 31, 2020 and june 30, 2020, respectively | 93,000 | ||||||||||||||||||||||||||||||||
additional paid-in capital | 95,109,000 | ||||||||||||||||||||||||||||||||
retained earnings | 177,861,000 | ||||||||||||||||||||||||||||||||
treasury stock of 308,742 and 217,949 shares at december 31, 2020 and june 30, 2020, respectively, at cost | -9,575,000 | ||||||||||||||||||||||||||||||||
accumulated other comprehensive income | 4,201,000 | ||||||||||||||||||||||||||||||||
total stockholders' equity | 267,689,000 | ||||||||||||||||||||||||||||||||
total liabilities and stockholders' equity | 2,622,998,000 | ||||||||||||||||||||||||||||||||
provision (credit) for off balance sheet credit exposure | 226,000 | ||||||||||||||||||||||||||||||||
advances from fhlb of des moines | 383,500 | 439,000 | 573,000 | ||||||||||||||||||||||||||||||
provision for loan losses | 1,868,000 | 2,850,000 | 388,000 | ||||||||||||||||||||||||||||||
net interest income after provision for loan losses | 19,913,000 | 16,568,000 | 18,989,000 | ||||||||||||||||||||||||||||||
bank card network expense | 484,000 | 638,000 | 680,000 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-12-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-03-31 | 2007-12-31 |
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assets | 33,975,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents | 134,061,000 | 124,111,000 | 192,859,000 | 226,891,000 | 145,834,000 | 75,347,000 | 60,904,000 | 168,273,000 | 216,353,000 | 53,979,000 | 123,592,000 | 41,875,000 | 54,245,000 | 56,105,000 | 41,043,000 | 31,423,000 | 31,386,000 | 38,384,000 | 22,130,000 | 30,781,000 | 35,236,000 | 25,102,000 | 21,010,000 | 30,367,000 | 21,480,000 | 17,545,000 | 24,573,000 | 18,531,000 | 20,798,000 | 33,364,000 | 21,011,000 | 14,932,308 | 18,022,834 | 19,884,920 | 10,489,348 | 40,822,926 | 16,298,137 | 9,006,056 | 86,923,644 | 118,585,332 | 54,841,454 | 33,895,706 | 52,970,814 | 29,094,325 | 31,735,979 | 33,383,278 | 39,987,169 | 31,230,001 | 12,965,819 | 8,074,465 | 9,008,524 | 13,350,714 | 4,901,840 | 9,119,182 | |||||||||||||||
interest-bearing time deposits | 248,000 | 247,000 | 246,000 | 245,000 | 244,000 | 244,000 | 491,000 | 490,000 | 737,000 | 1,242,000 | 979,000 | 975,000 | 974,000 | 973,000 | 972,000 | 971,000 | 967,000 | 1,711,000 | 1,956,000 | 1,949,000 | 498,000 | 747,000 | 498,000 | 498,000 | 498,000 | 972,000 | 1,221,000 | 1,719,000 | 2,698,000 | 6,654,000 | 7,128,000 | 1,655,000 | 1,655,000 | 980,000 | 980,000 | 1,475,000 | 2,154,000 | 2,154,000 | 1,372,000 | 792,000 | 792,000 | 792,000 | 792,000 | 891,000 | 990,000 | 1,089,000 | 1,188,000 | 1,288,000 | 1,587,000 | ||||||||||||||||||||
available for sale securities | 444,965,000 | 453,855,000 | 460,844,000 | 462,930,000 | 468,060,000 | 420,209,000 | 427,903,000 | 433,689,000 | 417,406,000 | 417,554,000 | 175,528,000 | 176,524,000 | 180,592,000 | 175,843,000 | 171,006,000 | 161,510,000 | 197,872,000 | 144,625,000 | 146,127,000 | 148,353,000 | 147,680,000 | 134,048,000 | 132,116,000 | 124,249,000 | 128,735,000 | 129,085,000 | 127,485,000 | 133,637,000 | 146,030,000 | 156,785,000 | 130,222,182 | 134,159,015 | 113,298,082 | 83,850,321 | 80,115,441 | 77,650,037 | 71,973,898 | 73,593,003 | 74,548,575 | 64,683,681 | 63,327,201 | 63,423,546 | 69,195,978 | 64,950,035 | 66,965,413 | 67,366,917 | 63,449,158 | 61,155,146 | 60,177,992 | 58,542,439 | 58,326,261 | 43,548,018 | 38,144,022 | ||||||||||||||||
stock in fhlb of des moines | 9,406,000 | 9,347,000 | 9,361,000 | 9,157,000 | 9,003,000 | 8,972,000 | 8,713,000 | 8,667,000 | 8,958,000 | 11,540,000 | 6,939,000 | 6,390,000 | 8,701,000 | 8,172,000 | 7,733,000 | 4,873,000 | 9,339,000 | 7,441,000 | 4,535,000 | 4,311,000 | 5,191,000 | 3,863,000 | 5,906,000 | 6,771,000 | 3,543,000 | 3,898,000 | 4,823,000 | 4,135,000 | 3,960,000 | 5,788,000 | 4,569,100 | 3,217,400 | 4,269,400 | 3,391,100 | 2,018,200 | 2,018,200 | 2,819,200 | 2,052,200 | 2,369,200 | 2,369,200 | 2,369,200 | 2,945,200 | 2,945,200 | 2,621,600 | 2,621,600 | 2,920,800 | 3,365,800 | 4,592,300 | 4,592,300 | 4,592,300 | 4,592,300 | 3,097,000 | 3,058,400 | ||||||||||||||||
stock in federal reserve bank of st. louis | 9,146,000 | 9,142,000 | 9,139,000 | 9,112,000 | 9,096,000 | 9,092,000 | 9,089,000 | 9,067,000 | 9,065,000 | 9,061,000 | 5,031,000 | 5,017,000 | 4,363,000 | 4,353,000 | 4,350,000 | 4,350,000 | 4,343,000 | 3,566,000 | 3,566,000 | 3,196,000 | 3,193,000 | 3,193,000 | 2,357,000 | 2,350,000 | 2,350,000 | 2,343,000 | 2,340,000 | 2,340,000 | 2,340,000 | 1,424,000 | 1,424,000 | 1,423,750 | 1,253,000 | 1,004,450 | 1,004,450 | 1,004,450 | 1,001,050 | 1,001,050 | 1,001,050 | 1,000,900 | 718,750 | 718,750 | 718,750 | 583,100 | 583,100 | 583,100 | 583,100 | 583,000 | |||||||||||||||||||||
loans held for sale | 1,271,000 | 277,000 | 431,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 54,465 and 51,629 at december 31, 2025 and june 30, 2025, respectively | 4,172,091,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest receivable | 32,603,000 | 30,591,000 | 26,018,000 | 25,783,000 | 28,080,000 | 28,949,000 | 23,826,000 | 21,807,000 | 24,491,000 | 18,871,000 | 10,079,000 | 13,766,000 | 12,116,000 | 9,754,000 | 11,292,000 | 11,648,000 | 9,110,000 | 10,801,000 | 9,612,000 | 7,128,000 | 9,059,000 | 8,305,000 | 5,266,000 | 6,791,000 | 6,608,000 | 4,735,000 | 5,646,000 | 5,663,000 | 4,645,000 | 5,929,000 | 5,689,000 | 4,401,827 | 3,788,562 | 4,784,598 | 4,357,393 | 3,078,144 | 4,343,214 | 4,432,400 | 2,941,918 | 4,259,982 | 4,302,195 | 3,799,935 | 3,315,184 | 4,501,659 | 3,572,616 | 3,043,324 | 2,520,740 | 3,028,398 | 3,314,382 | 2,650,161 | 3,103,173 | 3,762,631 | 2,585,016 | 2,755,270 | |||||||||||||||
premises and equipment | 94,560,000 | 95,211,000 | 95,982,000 | 95,987,000 | 96,418,000 | 96,087,000 | 95,952,000 | 95,801,000 | 94,519,000 | 92,397,000 | 64,430,000 | 65,106,000 | 64,705,000 | 65,006,000 | 65,480,000 | 62,508,000 | 62,253,000 | 54,669,000 | 55,495,000 | 53,479,000 | 54,129,000 | 46,624,000 | 46,371,000 | 46,615,000 | 46,670,000 | 45,505,000 | 42,788,000 | 37,490,000 | 35,982,000 | 34,415,000 | 22,466,423 | 23,557,441 | 19,843,367 | 18,629,214 | 16,377,550 | 15,302,448 | 13,085,526 | 11,322,794 | 10,404,079 | 8,449,181 | 8,057,529 | 7,969,790 | 7,890,583 | 7,555,535 | 7,650,244 | 9,512,420 | 9,413,791 | 9,376,917 | 8,135,092 | 8,158,216 | 8,236,245 | 8,267,512 | 8,422,236 | ||||||||||||||||
bank owned life insurance – cash surrender value | 76,793,000 | 76,240,000 | 75,691,000 | 75,156,000 | 74,643,000 | 74,119,000 | 73,601,000 | 73,101,000 | 72,618,000 | 71,684,000 | 43,644,000 | 43,363,000 | 39,095,000 | 38,847,000 | 38,593,000 | 38,086,000 | 37,845,000 | 37,794,000 | 37,188,000 | 34,795,000 | 34,562,000 | 30,147,000 | 30,491,000 | 30,282,000 | 19,897,000 | 19,754,000 | 19,836,000 | 19,549,000 | 19,409,000 | 19,266,000 | 19,122,852 | 18,967,249 | 16,725,624 | 16,595,954 | 16,337,816 | 16,212,038 | 16,083,321 | 15,828,599 | 8,257,420 | 8,186,022 | 8,044,500 | 7,975,695 | 7,906,134 | 7,768,647 | 7,701,489 | 7,632,670 | 7,496,264 | 7,429,228 | 7,204,929 | 7,136,297 | |||||||||||||||||||
goodwill | 50,727,000 | 50,727,000 | 50,727,000 | 50,727,000 | 50,727,000 | 50,727,000 | 50,727,000 | 50,727,000 | 50,727,000 | 50,773,000 | 14,089,000 | 14,089,000 | 14,089,000 | 14,089,000 | 14,089,000 | 14,089,000 | 14,089,000 | 13,078,000 | 13,080,000 | 8,631,000 | 8,631,000 | 4,556,000 | 4,556,000 | 4,556,000 | 4,556,000 | 4,556,000 | 4,556,000 | 4,556,000 | 4,533,000 | 4,533,000 | 1,600,204 | 2,034,190 | |||||||||||||||||||||||||||||||||||||
other intangible assets | 21,322,000 | 22,139,000 | 22,994,000 | 23,950,000 | 24,672,000 | 25,613,000 | 26,505,000 | 27,322,000 | 28,361,000 | 30,472,000 | 7,493,000 | 7,700,000 | 7,484,000 | 8,334,000 | 8,800,000 | 9,902,000 | 10,340,000 | 6,556,000 | 7,133,000 | 6,121,000 | 6,440,000 | 2,731,000 | 2,922,000 | 3,101,000 | 3,471,000 | 3,682,000 | |||||||||||||||||||||||||||||||||||||||||||
prepaid expenses and other assets | 47,194,000 | 24,783,000 | 26,354,000 | 27,989,000 | 28,658,000 | 27,760,000 | 29,318,000 | 38,190,000 | 38,461,000 | 31,560,000 | 16,515,000 | 15,358,000 | 20,777,000 | 21,116,000 | 22,617,000 | 16,224,000 | 18,602,000 | 18,045,000 | 20,736,000 | 20,046,000 | 19,951,000 | 18,954,000 | 20,145,000 | 19,530,000 | 17,246,000 | 17,985,000 | 19,050,000 | 19,035,000 | 19,720,000 | 19,329,000 | 17,637,104 | 18,346,646 | 17,024,528 | 13,373,841 | 13,884,927 | 14,563,185 | 12,993,319 | 8,354,625 | 7,989,423 | 8,247,682 | 8,674,848 | 8,690,186 | 3,273,897 | 8,098,042 | 8,623,520 | 8,742,567 | 8,533,581 | 6,820,381 | 4,564,164 | 4,595,789 | 4,597,581 | 2,657,881 | 2,352,758 | ||||||||||||||||
total assets | 5,094,387,000 | 5,036,332,000 | 5,019,607,000 | 4,976,496,000 | 4,907,674,000 | 4,729,200,000 | 4,604,316,000 | 4,646,992,000 | 4,643,502,000 | 4,398,218,000 | 4,360,211,000 | 4,158,789,000 | 3,452,821,000 | 3,313,453,000 | 2,965,017,000 | 3,076,612,000 | 2,830,688,000 | 2,729,861,000 | 2,630,522,000 | 2,686,052,000 | 2,573,890,000 | 2,540,734,000 | 2,542,157,000 | 2,374,448,000 | 2,311,849,000 | 2,251,207,000 | 2,176,447,000 | 2,206,279,000 | 1,943,628,000 | 1,795,749,000 | 1,849,793,000 | 1,776,697,000 | 1,763,491,000 | 1,483,918,000 | 1,495,984,000 | 1,492,349,000 | 1,469,812,000 | 1,334,842,000 | 1,344,472,000 | 1,337,672,000 | 1,319,793,000 | 1,302,858,000 | 1,296,250,000 | 1,299,967,000 | 1,021,422,019 | 994,374,952 | 950,211,336 | 831,848,784 | 764,624,000 | 793,465,766 | 770,201,200 | 743,591,524 | 738,603,000 | 751,178,134 | 772,584,067 | 718,453,534 | 688,200,382 | 702,392,649 | 688,251,317 | 565,268,338 | 552,083,707 | 538,942,416 | 532,848,562 | 514,505,067 | 465,896,636 | 455,579,859 | 453,256,944 | 405,154,386 | 392,625,356 |
liabilities and stockholders' equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits | 4,308,334,000 | 4,280,490,000 | 4,281,368,000 | 4,261,382,000 | 4,210,627,000 | 4,040,142,000 | 3,952,457,000 | 3,995,510,000 | 3,994,898,000 | 3,725,540,000 | 2,330,803,000 | 2,168,074,000 | 2,184,847,000 | 1,971,647,000 | 1,914,614,000 | 1,872,520,000 | 1,874,114,000 | 1,796,006,000 | 1,591,126,000 | 1,574,337,000 | 1,508,969,000 | 1,471,690,000 | 1,272,500,000 | 1,211,816,000 | 1,167,350,000 | 1,122,143,000 | 1,117,221,000 | 1,057,716,000 | 1,056,994,000 | 1,062,876,000 | 1,021,662,000 | 785,801,007 | 794,486,401 | 729,790,874 | 635,679,163 | 630,896,666 | 606,405,135 | 571,884,338 | 599,298,621 | 609,026,221 | 578,827,585 | 560,150,817 | 560,993,018 | 435,894,117 | 422,892,907 | 411,654,477 | 397,397,107 | 371,532,336 | 311,955,468 | 306,698,547 | 286,046,792 | 282,336,050 | 274,146,495 | ||||||||||||||||
securities sold under agreements to repurchase | 20,000,000 | 20,000,000 | 15,000,000 | 15,000,000 | 15,000,000 | 15,000,000 | 16,592,000 | 4,703,000 | 4,425,000 | 3,631,000 | 3,769,000 | 3,697,000 | 6,627,000 | 17,900,000 | 22,542,000 | 25,450,000 | 31,575,000 | 23,066,000 | 24,429,000 | 27,960,000 | 21,385,000 | 24,113,000 | 25,561,086 | 26,897,245 | 21,800,967 | 21,389,586 | 27,399,609 | 30,945,264 | 22,940,577 | 26,516,711 | 29,949,413 | 25,374,971 | 25,230,051 | 25,982,771 | 31,813,604 | 29,136,172 | 30,368,748 | 29,043,670 | 29,361,189 | 23,069,224 | 23,747,557 | 26,234,268 | 25,517,751 | 22,650,137 | 22,807,504 | ||||||||||||||||||||||||
advances from fhlb | 102,041,000 | 102,029,000 | 104,052,000 | 104,072,000 | 107,070,000 | 107,069,000 | 102,050,000 | 102,043,000 | 113,036,000 | 133,514,000 | 57,529,000 | 85,637,000 | 70,024,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accounts payable and other liabilities | 59,325,000 | 35,037,000 | 37,101,000 | 34,074,000 | 28,502,000 | 26,523,000 | 25,037,000 | 34,747,000 | 31,518,000 | 27,271,000 | 10,478,000 | 12,151,000 | 9,716,000 | 13,702,000 | 13,130,000 | 7,782,000 | 6,392,000 | 5,142,000 | 5,282,000 | 4,641,000 | 4,618,000 | 4,362,000 | 4,573,000 | 3,516,000 | 4,412,000 | 3,843,000 | 4,285,000 | 4,491,000 | 3,722,000 | 3,910,000 | 3,180,779 | 3,594,680 | 2,117,519 | 1,987,809 | 2,229,124 | 1,659,270 | 1,492,583 | 313,718 | 998,995 | 3,761,546 | 5,536,062 | 5,439,201 | 2,733,761 | 1,857,254 | 1,598,436 | 1,638,256 | 1,405,956 | 831,061 | 1,229,187 | 787,206 | 688,318 | 1,233,770 | 765,511 | ||||||||||||||||
accrued interest payable | 14,092,000 | 15,334,000 | 14,186,000 | 9,983,000 | 10,922,000 | 11,668,000 | 12,868,000 | 11,965,000 | 10,738,000 | 4,723,000 | 779,000 | 1,402,000 | 1,646,000 | 1,753,000 | 1,925,000 | 1,900,000 | 2,063,000 | 1,668,000 | 1,391,000 | 1,138,000 | 1,080,000 | 995,000 | 794,000 | 763,000 | 749,000 | 719,000 | 700,000 | 696,000 | 741,000 | 749,000 | 675,000 | 569,666 | 561,958 | 904,288 | 534,808 | 555,507 | 540,099 | 545,289 | 702,096 | 722,881 | 825,892 | 834,344 | 912,163 | 979,266 | 885,447 | 857,418 | 911,442 | 858,383 | 938,742 | 989,086 | 1,017,108 | 851,706 | 1,138,715 | 1,458,132 | |||||||||||||||
subordinated debt | 23,235,000 | 23,221,000 | 23,208,000 | 23,195,000 | 23,182,000 | 23,169,000 | 23,156,000 | 23,143,000 | 23,130,000 | 23,105,000 | 15,243,000 | 15,205,000 | 15,180,000 | 15,168,000 | 15,142,000 | 15,118,000 | 15,093,000 | 15,068,000 | 15,018,000 | 14,994,000 | 14,969,000 | 14,921,000 | 14,896,000 | 14,872,000 | 14,824,000 | 14,800,000 | 14,776,000 | 14,729,000 | 14,705,000 | 14,682,000 | 14,635,000 | 14,617,000 | 14,594,000 | 9,726,545 | 9,720,318 | 9,714,096 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | 7,217,000 | |||||||||||||
total liabilities | 4,527,027,000 | 4,476,111,000 | 4,474,915,000 | 4,447,706,000 | 4,395,303,000 | 4,223,571,000 | 4,115,568,000 | 4,167,408,000 | 4,173,320,000 | 3,947,905,000 | 3,914,153,000 | 3,745,986,000 | 3,123,544,000 | 2,986,503,000 | 2,659,558,000 | 2,762,814,000 | 2,533,793,000 | 2,441,290,000 | 2,363,814,000 | 2,415,430,000 | 2,310,166,000 | 2,280,759,000 | 2,283,810,000 | 2,124,595,000 | 2,062,980,000 | 2,008,945,000 | 1,945,068,000 | 1,982,250,000 | 1,737,566,000 | 1,610,586,000 | 1,653,297,000 | 1,596,197,000 | 1,586,456,000 | 1,350,946,000 | 1,361,999,000 | 1,361,996,000 | 1,341,025,000 | 1,209,360,000 | 1,222,225,000 | 1,218,464,000 | 1,183,918,000 | 1,169,901,000 | 1,166,315,000 | 1,173,705,000 | 910,311,289 | 886,940,731 | 845,215,781 | 728,678,366 | 665,837,000 | 692,797,906 | 671,266,768 | 646,579,787 | 656,022,000 | 658,548,146 | 681,414,510 | 649,506,994 | 632,468,274 | 649,519,152 | 637,236,649 | 518,489,990 | 506,434,509 | 493,964,845 | 488,739,635 | 470,938,363 | 423,888,298 | 414,454,129 | 412,996,567 | 374,075,672 | 362,894,642 |
commitments and contingencies | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock, .01 par value... | 120,000 | 120,000 | 120,000 | 120,000 | 120,000 | 120,000 | 120,000 | 120,000 | 119,000 | 119,000 | 93,000 | 93,000 | 93,000 | 93,000 | 90,000 | 90,000 | 86,000 | 86,000 | 75,000 | 75,000 | 74,000 | 74,000 | 74,000 | 74,000 | 74,000 | 37,000 | 33,404 | 32,797 | 32,677 | 32,647 | 32,571 | 32,571 | 32,527 | 32,527 | 32,527 | 29,572 | 29,572 | 29,572 | 29,572 | 29,572 | 29,572 | 29,572 | 29,572 | 29,572 | 29,572 | 29,572 | 29,572 | ||||||||||||||||||||||
additional paid-in capital | 221,589,000 | 221,483,000 | 221,347,000 | 221,250,000 | 220,358,000 | 219,808,000 | 219,680,000 | 219,591,000 | 218,675,000 | 218,260,000 | 95,058,000 | 95,035,000 | 95,012,000 | 94,650,000 | 94,572,000 | 94,525,000 | 94,293,000 | 83,437,000 | 83,360,000 | 70,209,000 | 70,114,000 | 34,736,000 | 34,724,000 | 34,452,000 | 34,192,000 | 34,116,000 | 34,019,000 | 36,159,000 | 36,192,000 | 35,911,000 | 23,504,118 | 22,850,021 | 22,846,593 | 22,797,386 | 22,714,569 | 22,661,022 | 22,538,803 | 22,470,035 | 22,463,361 | 16,246,616 | 16,274,545 | 16,269,801 | 16,381,080 | 16,375,453 | 16,367,698 | 16,361,211 | 16,355,376 | 16,350,840 | 16,344,725 | 16,334,011 | 16,355,500 | 16,656,906 | 17,425,959 | ||||||||||||||||
retained earnings | 387,766,000 | 372,406,000 | 359,576,000 | 346,385,000 | 333,297,000 | 321,240,000 | 311,376,000 | 300,227,000 | 291,304,000 | 270,720,000 | 167,175,000 | 165,709,000 | 160,177,000 | 156,459,000 | 150,123,000 | 137,333,000 | 131,451,000 | 125,167,000 | 114,888,000 | 110,577,000 | 106,286,000 | 99,401,000 | 96,192,000 | 92,763,000 | 86,785,000 | 84,132,000 | 80,677,000 | 74,875,000 | 72,188,000 | 69,431,000 | 66,808,414 | 64,636,199 | 62,973,250 | 61,031,901 | 57,060,315 | 55,138,310 | 53,345,861 | 49,408,068 | 47,743,736 | 45,430,799 | 43,014,191 | 40,780,903 | 39,182,680 | 33,984,978 | 33,060,723 | 32,243,256 | 31,544,342 | 30,759,190 | 29,947,297 | 29,296,154 | 28,655,624 | 26,558,363 | 25,880,996 | ||||||||||||||||
treasury stock | -33,476,000 | -25,419,000 | -24,973,000 | -24,973,000 | -24,973,000 | -24,973,000 | -24,973,000 | -21,303,000 | -21,116,000 | -21,116,000 | -6,937,000 | -6,937,000 | -6,937,000 | -3,980,000 | -3,980,000 | -7,435 | -32,215 | -32,214 | -13,732,370 | -13,754,245 | -13,776,120 | -13,994,870 | -13,994,870 | -13,994,870 | -13,994,870 | -13,994,870 | -13,994,870 | -13,994,800 | -13,994,800 | -12,369,510 | -13,685,841 | ||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive loss | -8,639,000 | -8,369,000 | -11,378,000 | -13,992,000 | -16,431,000 | -10,566,000 | -17,455,000 | -19,051,000 | -18,800,000 | -21,925,000 | -261,586 | -1,033,755 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total stockholders' equity | 567,360,000 | 560,221,000 | 544,692,000 | 528,790,000 | 512,371,000 | 505,629,000 | 488,748,000 | 479,584,000 | 470,182,000 | 446,058,000 | 259,975,000 | 258,347,000 | 249,853,000 | 248,869,000 | 242,262,000 | 231,379,000 | 224,029,000 | 206,062,000 | 196,496,000 | 180,500,000 | 177,035,000 | 133,985,000 | 130,353,000 | 128,787,000 | 119,208,000 | 135,875,000 | 132,957,000 | 129,935,000 | 111,110,730 | ||||||||||||||||||||||||||||||||||||||||
total liabilities and stockholders' equity | 5,094,387,000 | 5,036,332,000 | 5,019,607,000 | 4,976,496,000 | 4,907,674,000 | 4,729,200,000 | 4,604,316,000 | 4,646,992,000 | 4,643,502,000 | 4,398,218,000 | 4,360,211,000 | 4,158,789,000 | 3,452,821,000 | 3,313,453,000 | 2,965,017,000 | 3,076,612,000 | 2,830,688,000 | 2,729,861,000 | 2,630,522,000 | 2,540,734,000 | 2,542,157,000 | 2,374,448,000 | 2,311,849,000 | 2,251,207,000 | 2,176,447,000 | 2,206,279,000 | 1,943,628,000 | 1,849,793,000 | 1,776,697,000 | 1,763,491,000 | 1,495,984,000 | 1,492,349,000 | 1,469,812,000 | 1,337,672,000 | 1,319,793,000 | 1,302,858,000 | 1,296,250,000 | 1,021,422,019 | |||||||||||||||||||||||||||||||
loans receivable, net of acl of 52,081 and 51,629 at september 30, 2025 and june 30, 2025, respectively | 4,139,662,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 51,629 and 52,516 at june 30, 2025 and june 30, 2024, respectively, | 4,048,961,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 54,940 and 52,516 at march 31, 2025 and june 30, 2024, respectively | 3,968,569,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 54,740 and 52,516 at december 31, 2024 and june 30, 2024, respectively | 3,972,239,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 54,437 and 52,516 at september 30, 2024 and june 30, 2024, respectively | 3,912,081,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 52,516 and 47,820 at june 30, 2024 and june 30, 2023, respectively, | 3,797,287,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 51,336 and 47,820 at march 31, 2024 and june 30, 2023, respectively | 3,719,858,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 50,084 and 47,820 at december 31, 2023 and june 30, 2023, respectively | 3,681,806,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
revenue | 41,428,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings | 13,151,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-earning assets: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage loans | 2,937,949,000 | 2,738,256,000 | 2,439,885,000 | 2,281,661,000 | 1,953,460,000 | 2,010,318,000 | 1,848,027,000 | 1,785,719,000 | 1,664,650,000 | 1,676,469,000 | 1,652,080,000 | 1,183,961,000 | 975,670,000 | 865,029,000 | 464,216,000 | 405,818,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
other loans | 707,199,000 | 596,641,000 | 553,267,000 | 542,625,000 | 471,350,000 | 451,048,000 | 464,113,000 | 476,376,000 | 505,350,000 | 469,895,000 | 525,909,000 | 306,169,000 | 246,335,000 | 224,930,000 | 155,471,000 | 153,480,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
total net loans | 3,645,148,000 | 3,334,897,000 | 2,993,152,000 | 2,824,286,000 | 2,424,810,000 | 2,461,366,000 | 2,312,140,000 | 2,262,095,000 | 2,170,000,000 | 2,146,364,000 | 2,177,989,000 | 1,490,130,000 | 1,222,005,000 | 1,089,959,000 | 619,687,000 | 559,298,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities | 290,113,000 | 294,029,000 | 187,238,000 | 188,645,000 | 152,280,000 | 149,527,000 | 140,308,000 | 135,431,000 | 121,149,000 | 121,453,000 | 114,697,000 | 81,326,000 | 72,205,000 | 66,736,000 | 17,159,000 | 20,197,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities | 172,631,000 | 129,755,000 | 87,820,000 | 83,746,000 | 77,996,000 | 77,416,000 | 77,148,000 | 77,133,000 | 71,489,000 | 76,531,000 | 70,131,000 | 76,077,000 | 67,472,000 | 67,885,000 | 62,800,000 | 52,450,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
other interest-earning assets | 5,479,000 | 129,977,000 | 5,026,000 | 28,192,000 | 127,958,000 | 199,754,000 | 126,445,000 | 83,697,000 | 97,548,000 | 3,378,000 | 3,427,000 | 10,799,000 | 16,227,000 | 72,683,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest- earning assets | 4,113,371,000 | 3,888,658,000 | 3,273,236,000 | 3,124,869,000 | 2,783,044,000 | 2,888,063,000 | 2,656,041,000 | 2,558,356,000 | 2,460,186,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other noninterest-earning assets | 284,847,000 | 270,131,000 | 179,585,000 | 188,584,000 | 181,973,000 | 188,549,000 | 174,647,000 | 171,505,000 | 170,336,000 | 144,838,000 | 118,809,000 | 99,463,000 | 48,751,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing liabilities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings accounts | 287,666,000 | 332,890,000 | 254,353,000 | 268,586,000 | 253,651,000 | 263,192,000 | 240,113,000 | 236,073,000 | 203,493,000 | 207,664,000 | 193,606,000 | 149,252,000 | 121,734,000 | 121,741,000 | 84,191,000 | 92,961,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
now accounts | 1,238,006,000 | 1,416,933,000 | 1,158,197,000 | 1,185,648,000 | 1,062,913,000 | 1,137,278,000 | 1,016,464,000 | 939,649,000 | 861,796,000 | 905,816,000 | 820,489,000 | 536,510,000 | 428,201,000 | 375,355,000 | 200,108,000 | 181,390,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
money market accounts | 457,442,000 | 394,996,000 | 350,917,000 | 327,417,000 | 276,579,000 | 281,949,000 | 261,196,000 | 252,182,000 | 241,534,000 | 114,393,000 | 85,285,000 | 75,947,000 | 21,275,000 | 17,754,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
certificates of deposit | 1,149,087,000 | 901,344,000 | 700,626,000 | 652,284,000 | 586,017,000 | 591,868,000 | 553,789,000 | 558,119,000 | 618,884,000 | 607,833,000 | 634,039,000 | 529,238,000 | 438,011,000 | 399,685,000 | 243,005,000 | 254,804,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest- bearing deposits | 3,132,201,000 | 3,046,163,000 | 2,464,093,000 | 2,433,935,000 | 2,179,160,000 | 2,274,287,000 | 2,071,562,000 | 1,986,023,000 | 1,925,707,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
borrowings: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fhlb advances | 167,836,000 | 35,645,000 | 186,098,000 | 83,265,000 | 43,410,000 | 39,114,000 | 39,019,000 | 54,701,000 | 65,896,000 | 63,068,000 | 69,991,000 | 56,593,000 | 96,065,000 | 65,273,000 | 30,374,000 | 30,624,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
junior subordinated debt | 23,111,000 | 23,086,000 | 23,074,000 | 23,061,000 | 18,189,000 | 19,170,000 | 15,281,000 | 15,256,000 | 15,193,000 | 14,897,000 | 14,800,000 | 14,705,000 | 7,217,000 | 7,217,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest- bearing liabilities | 3,323,148,000 | 3,121,486,000 | 2,673,265,000 | 2,540,261,000 | 2,240,759,000 | 2,332,571,000 | 2,125,862,000 | 2,055,980,000 | 2,006,796,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-bearing demand deposits | 600,202,000 | 608,782,000 | 439,114,000 | 432,959,000 | 408,148,000 | 421,898,000 | 398,175,000 | 359,717,000 | 343,643,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other liabilities | 24,555,000 | 15,718,000 | 11,165,000 | 13,283,000 | 10,651,000 | 8,345,000 | 9,756,000 | 25,593,000 | 13,375,000 | 8,152,000 | 5,408,000 | 3,764,000 | 836,000 | 2,055,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders’ equity | 450,313,000 | 412,803,000 | 329,277,000 | 326,950,000 | 305,459,000 | 313,798,000 | 296,895,000 | 288,571,000 | 266,708,000 | 270,622,000 | 263,724,000 | 125,482,000 | 98,787,000 | 82,581,000 | 688,200,382 | 552,083,707 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income | 33,767,000 | 28,251,000 | 28,508,000 | 103,567,000 | 25,114,000 | 25,058,000 | 25,638,000 | 92,686,000 | 23,149,000 | 23,527,000 | 28,790,000 | 29,022,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest rate spread | 3,110 | 3,160 | 3,460 | 3,610 | 3,370 | 3,660 | 3,880 | 3,610 | 3,540 | 3,760 | 3,850 | 3,900 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest margin | 3,480 | 3,450 | 3,650 | 3,720 | 3,480 | 3,770 | 4,010 | 3,770 | 3,680 | 3,920 | 4,020 | 4,120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ratio of average interest-earning assets to average interest-bearing liabilities | 123,780 | 124,480 | 122,440 | 123,010 | 124,200 | 123,810 | 124,940 | 124,430 | 122,590 | 123,110 | 121,890 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of acl of 47,820 and 33,192 at june 30, 2023 and june 30, 2022, respectively | 3,571,078,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
note payable | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 363,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
calculated net of deferred loan fees, loan discounts and loans-in-process. nonaccrual loans are not included in average loans. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
includes fhlb membership stock, federal reserve membership stock, and related cash dividends. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
includes equity securities and related cash dividends. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
represents the difference between the average rate on interest-earning assets and the average cost of interest-bearing liabilities. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
represents net interest income divided by average interest-earning assets. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
financial assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock in fhlb | 5,873,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable | 2,200,244,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
financial liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrecognized financial instruments | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
commitments to originate loans | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
letters of credit | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
lines of credit | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest earning assets: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other interest earning assets | 171,403,000 | 40,915,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest earning assets | 2,515,751,000 | 2,403,732,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other noninterest earning assets | 170,301,000 | 170,158,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest bearing liabilities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
money market deposit accounts | 243,877,000 | 238,749,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest bearing deposits | 1,965,190,000 | 1,886,883,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest bearing liabilities | 2,043,463,000 | 1,972,054,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest bearing demand deposits | 357,746,000 | 325,091,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other noninterest bearing liabilities | 14,221,000 | 13,021,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and stockholders’ equity | 2,686,052,000 | 2,573,890,000 | 1,344,472,000 | 1,299,967,000 | 994,374,952 | 950,211,336 | 831,848,784 | 793,465,766 | 770,201,200 | 743,591,524 | 751,178,134 | 772,584,067 | 718,453,534 | 702,392,649 | 688,251,317 | 565,268,338 | 538,942,416 | 532,848,562 | 514,505,067 | 465,896,636 | 455,579,859 | 453,256,944 | 405,154,386 | 392,625,356 | |||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for credit losses of 35,084 and 25,139 at september 30, 2020 and june 30, 2020, respectively | 2,150,463,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock, 0.01 par value... | 93,000 | 93,000 | 93,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income | 4,586,000 | 4,447,000 | 1,508,000 | 1,647,000 | 1,454,000 | -572,000 | -1,808,000 | -2,632,000 | -1,842,000 | -372,000 | 549,000 | -227,000 | -638,000 | 1,498,000 | 1,196,000 | 886,000 | 1,105,000 | 1,672,000 | 1,341,000 | 706,000 | 588,004 | -868,306 | 683,615 | 925,739 | 925,191 | 574,783 | 785,357 | 795,133 | 535,620 | -54,331 | -198,830 | 776,699 | 587,964 | 203,383 | 80,028 | ||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 25,139 and 19,903 at june 30, 2020 and june 30, 2019, respectively | 2,141,929,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 23,508 and 19,903 at march 31, 2020 and june 30, 2019, respectively | 1,967,820,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advances from fhlb of des moines | 123,361,000 | 114,646,000 | 103,327,000 | 38,388,000 | 155,765,000 | 118,307,000 | 50,850,000 | 59,914,000 | 84,654,000 | 51,619,000 | 107,502,000 | 129,184,000 | 48,647,000 | 58,929,000 | 82,110,000 | 65,080,000 | 62,966,000 | 108,751,000 | 85,472,206 | 51,680,129 | 80,888,037 | 61,870,000 | 24,500,000 | 24,500,000 | 42,500,000 | 24,500,000 | 33,500,000 | 33,500,000 | 33,500,000 | 33,500,000 | 33,500,000 | 43,500,000 | 43,500,000 | 43,500,000 | 52,500,000 | 67,350,000 | 78,750,000 | 72,500,000 | 92,675,000 | 59,500,000 | 56,500,000 | ||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 20,814 and 19,903 at december 31, 2019 and june 30, 2019, respectively | 1,922,785,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 20,710 and 19,903 at september 30, 2019 and june 30, 2019, respectively | 1,874,497,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 19,434 and 18,214 at march 31, 2019 and june 30, 2018, respectively | 1,823,449,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 19,023 and 18,214 at december 31, 2018 and june 30, 2018, respectively | 1,801,477,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 18,790 and 18,214 at september 30, 2018 and june 30, 2018, respectively | 1,624,156,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
real estate loans: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
residential | 630 | 730 | 750 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
construction | 1,690 | 1,730 | 1,850 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
commercial | 1,270 | 1,330 | 1,320 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
consumer loans | 1,410 | 1,360 | 1,400 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
commercial loans | 1,320 | 1,370 | 1,350 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest- | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earning assets | 1,650,911,000 | 1,365,109,000 | 1,235,379,000 | 715,873,000 | 704,628,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bearing deposits | 1,329,393,000 | 1,073,231,000 | 972,728,000 | 548,579,000 | 546,909,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities sold under | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
agreements to repurchase | 5,373,000 | 22,198,000 | 27,387,000 | 27,359,000 | 26,956,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bearing liabilities | 1,409,256,000 | 1,206,657,000 | 1,080,093,000 | 613,529,000 | 611,706,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-bearing | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
demand deposits | 193,178,000 | 138,881,000 | 125,503,000 | 51,472,000 | 42,261,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders' equity | 185,163,000 | 132,972,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ratio of average interest-earning | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets to average interest- | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 17,263 and 15,538 at march 31, 2018 and june 30, 2017, respectively | 1,522,445,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 16,867 and 15,538 at december 31, 2017 and june 30, 2017, respectively | 1,452,975,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 16,357 and 15,538 at september 30, 2017 and june 30, 2017, respectively | 1,449,560,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 15,190 and 13,791 at march 31, 2017 and june 30, 2016, respectively | 1,225,930,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 14,992 and 13,791 at december 31, 2016 and june 30, 2016, respectively | 1,209,836,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 14,456 and 13,791 at september 30, 2016 and june 30, 2016, respectively | 1,203,772,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 13,693 and 12,298 at march 31, 2016 and june 30, 2015, respectively | 1,094,759,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, .01 par value... | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 | 9,446,882 | 9,438,246 | 9,429,726 | 9,421,321 | 9,413,029 | 9,404,848 | 9,396,778 | 9,380,960 | 9,373,210 | |||||||||||||||||||||||||||||||||||||||||||||||
total stockholders’ equity | 122,247,000 | 126,262,000 | 107,434,221 | 104,995,555 | 103,170,418 | 100,667,860 | 98,934,432 | 97,011,737 | 92,629,988 | 91,169,557 | 68,946,540 | 55,732,108 | 52,873,497 | 51,014,668 | 46,778,348 | 45,649,198 | 44,977,571 | 44,596,572 | 43,566,704 | 42,008,338 | 41,125,730 | 40,260,377 | 31,078,714 | 29,730,714 | |||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 13,172 and 12,298 at december 31, 2015 and june 30, 2015, respectively | 1,079,427,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 12,812 and 12,298 at september 30, 2015 and june 30, 2015, respectively | 1,069,087,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
intangible assets | 3,915,000 | 4,451,000 | 4,756,000 | 5,062,000 | 2,335,296 | 4,104,810 | 936,143 | 1,144,709 | 1,248,991 | 1,353,274 | 1,561,840 | 1,666,123 | 1,770,406 | 1,874,689 | 1,978,972 | 2,083,254 | 1,531,337 | 1,604,372 | 1,677,407 | 1,750,442 | 1,867,619 | 1,582,645 | 1,646,459 | 1,710,274 | 1,901,717 | 1,965,531 | |||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 11,743 and 9,259 at march 31, 2015 and june 30, 2014, respectively | 1,049,524,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
warrants to acquire common stock | 177,000 | 177,000 | 177,000 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 176,790 | 169,040 | 176,790 | |||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10,957,582 and 9,259,297 at december 31, 2014 and | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
june 30, 2014, respectively | 1,014,489,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
500,000 shares authorized; 20,000 shares issued and | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
outstanding at december 31, 2014 and june 30, 2014 | 20,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
3,691,333 shares issued at december 31, 2014; 8,000,000 shares | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
authorized and 3,340,440 shares issued at june 30, 2014 | 37,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 10,110 and 9,259 at september 30, 2014 and june 30, 2014, respectively | 1,019,537,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 9,259,297 and 8,385,980 at june 30, 2014 and june 30, 2013, respectively | 801,055,973 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 8,687,456 and 8,385,980 at march 31, 2014 and june 30, 2013, respectively | 767,302,995 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 9,084,904 and 8,385,980 at december 31 and june 30, 2013, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
identifiable intangible assets | 1,632,503 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 8,794,820 and 8,385,980 at september 30, 2013 and june 30, 2013, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
year ended june 30 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 8,108,857 and 7,492,054 at march 31, 2013 and june 30, 2012, respectively | 617,206,603 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 7,920,201 and 7,492,054 at december 31, 2012 and june 30, 2012, respectively | 619,409,900 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 8,080,838 and 7,492,054 at september 30, 2012 and june 30, 2012, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other noninterest-earning | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 7,258,712 and 6,438,451 at march 31, 2012, and june 30, 2011, respectively | 546,226,461 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 7,046,590 and 6,438,451 at december 31, 2011, and june 30, 2011, respectively | 542,711,033 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities and stockholder’s equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 6,752,061 and 6,438,451 at september 30, 2011, and june 30, 2011, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities and stockholders’ equity: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, net of allowance for loan losses of | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
6,438,451 and 4,508,611 at | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
june 30, 2011 and 2010, respectively | 556,576,055 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank owned life insurance - cash surrender value | 8,114,469 | 7,836,929 | 7,563,855 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities and stockholders’ equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
500,000 shares authorized; 9,550 issued and outstanding | 9,455,635 | 9,388,815 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
authorized; 2,957,226 shares issued | 29,572 | 29,572 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 6,410,952 and 4,508,611 at march 31, 2011, and june 30, 2010, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities and stockholders’ equity: deposits | 576,468,017 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total cash equivalents | 29,985,325 | 41,175,169 | 32,518,001 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 5,299,824 and 4,508,611 at december 31, 2010, and june 30, 2010, respectively | 559,816,626 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 5,096,015 and 4,508,611 at september 30, 2010, and june 30, 2010, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, net of allowance for loan losses of 4,508,611 and 3,992,961 at | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
june 30, 2010 and 2009, respectively | 418,682,927 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 4,299,526 and 4,430,210 at march 31, 2010, and june 30, 2009, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income - afs securities | 739,504 | 583,790 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income - fas 158 | 9,079 | 9,079 | 9,079 | 31,495 | 31,495 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 4,270,131 and 4,430,210 at december 31, 2009, and june 30, 2009, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 4,609,611 and 4,430,210 at september 30, 2009, and june 30, 2009, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive gain – afs securities | 839,325 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income – fas 158 | 9,079 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4,430,210 and 3,567,203 at | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
june 30, 2009 and 2008, respectively | 368,555,962 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
and 766,393 shares in 2008, at cost | -13,994,870 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive gain - afs securities | 106,930 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 4,282,711 and 3,567,203 at march 31, 2009, and june 30, 2008, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive loss - afs securities | -120,702 | -367,014 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 3,900,658 and 3,567,203 at december 31, 2008, and june 30, 2008, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 3,194,917 and 2,537,659 at march 31, 2008, and june 30, 2007, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 2,851,624 and 2,537,659 at december 31, 2007 and june 30, 2007, respectively |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-12-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 18,150,000 | 15,650,000 | 15,786,000 | 15,682,000 | 14,652,000 | 12,458,000 | 13,530,000 | 11,307,000 | 12,194,000 | 13,151,000 | 15,561,000 | 2,409,000 | 11,664,000 | 9,603,000 | 13,087,000 | 9,351,000 | 11,985,000 | 12,746,000 | 13,689,000 | 11,458,000 | 12,047,000 | 9,986,000 | 6,901,000 | 5,099,000 | 7,717,000 | 7,828,000 | 7,556,000 | 7,094,000 | 7,454,000 | 6,800,000 | 5,638,000 | 5,258,000 | 5,171,000 | 4,862,000 | 3,713,000 | 3,954,000 | 4,176,000 | 3,709,000 | 3,682,000 | 3,322,000 | 4,209,000 | 3,635,000 | 10,103,000 | 3,434,000 | 3,299,000 | 2,756,366 | 2,242,827 | 2,518,828 | 2,563,080 | 2,529,931 | 2,466,110 | 2,480,920 | 2,590,254 | 2,397,389 | 2,176,042 | 2,674,440 | 2,850,392 | 2,613,293 | 1,977,992 | 5,576,154 | 1,302,592 | 1,077,028 | 1,163,154 | 1,189,715 | 1,036,680 | 983,935 | 898,111 | |
items not requiring (providing) cash: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation | 1,646,000 | 1,642,000 | 1,616,000 | 1,644,000 | 1,614,000 | 1,608,000 | 1,569,000 | 1,527,000 | 1,486,000 | 1,439,000 | 1,494,000 | 1,182,000 | 1,099,000 | 1,148,000 | 1,173,000 | 1,149,000 | 1,097,000 | 1,061,000 | 999,000 | 1,012,000 | 1,007,000 | 1,011,000 | 942,000 | 971,000 | 950,000 | 920,000 | 897,000 | 891,000 | 837,000 | 777,000 | 785,000 | 775,000 | 781,000 | 778,000 | 741,000 | 734,000 | 753,000 | 754,000 | 747,000 | 627,000 | 603,000 | 536,000 | 1,485,000 | 495,000 | 479,000 | 399,214 | 387,032 | 376,676 | 348,129 | 324,365 | 289,760 | 274,210 | 262,864 | 255,362 | 256,845 | 211,077 | 214,363 | 197,822 | 176,734 | 176,990 | 181,585 | 176,291 | 166,351 | 196,596 | 170,743 | 161,841 | 162,201 | 171,623 |
loss on disposal of fixed assets | 1,000 | 24,000 | -19,000 | 67,000 | 1,000 | -127,000 | 0 | 0 | 0 | 140,000 | -137,000 | 53,000 | 0 | 1,000 | 26,000 | 187,000 | -36,000 | 333,000 | -2,000 | 26,000 | -5,000 | 0 | 8,000 | -4,000 | 341,000 | 0 | -12,000 | 3,000 | 36,000 | 5,000 | 0 | 0 | 0 | 168 | 80,020 | 0 | 0 | 20,875 | ||||||||||||||||||||||||||||||
stock option and stock grant expense | 106,000 | 136,000 | 97,000 | 892,000 | 550,000 | 128,000 | 89,000 | 525,000 | 82,000 | 333,000 | 78,000 | 652,000 | 55,000 | 54,000 | 48,000 | 559,000 | 53,000 | 37,000 | 37,000 | 439,000 | 51,000 | 23,000 | -41,000 | 362,000 | 78,000 | 31,000 | 17,000 | 231,000 | 103,000 | 23,000 | 9,000 | 77,000 | 124,000 | 20,000 | 267,000 | 11,000 | 212,000 | 20,000 | 240,000 | 12,000 | 97,000 | 36,000 | 99,000 | 92,000 | 3,000 | 217,524 | 3,548 | 3,547 | 3,548 | |||||||||||||||||||
loss on sale/write-down of foreclosed property | -1,000 | 15,000 | -27,000 | -10,000 | -48,000 | 29,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of intangible assets | 807,000 | 857,000 | 857,000 | 889,000 | 897,000 | 897,000 | 1,018,000 | 1,018,000 | 1,017,000 | 1,018,000 | 1,018,000 | 812,000 | 401,000 | 402,000 | 401,000 | 363,000 | 339,000 | 338,000 | 338,000 | 339,000 | 338,000 | 380,000 | 449,000 | 440,000 | 441,000 | 441,000 | 440,000 | 462,000 | 374,000 | 396,000 | 396,000 | 365,000 | 348,000 | 348,000 | 227,000 | 228,000 | 228,000 | 228,000 | 228,000 | 228,000 | 259,000 | 310,000 | 930,000 | 315,000 | 292,000 | 207,137 | 186,322 | 175,915 | 104,283 | 104,283 | 104,283 | 104,283 | 104,283 | 104,282 | 104,283 | 104,283 | 104,283 | 73,034 | 104,283 | 73,035 | 73,035 | 73,035 | 73,035 | 73,035 | 69,961 | 63,815 | 63,814 | 63,814 |
accretion of purchase accounting adjustments | -628,000 | -858,000 | -576,000 | -1,461,000 | -950,000 | -937,000 | -1,048,000 | -1,203,000 | -1,433,000 | -1,641,000 | -1,571,000 | -1,298,000 | -412,000 | -456,000 | -529,000 | -399,000 | -296,000 | -341,000 | -424,000 | -369,000 | -428,000 | -281,000 | -259,000 | -646,000 | -470,000 | -1,159,000 | ||||||||||||||||||||||||||||||||||||||||||
increase in cash surrender value of bank owned life insurance | -552,000 | -548,000 | -533,000 | -512,000 | -522,000 | -517,000 | -498,000 | -482,000 | -473,000 | -458,000 | -510,000 | -369,000 | -319,000 | -318,000 | -314,000 | -291,000 | -282,000 | -281,000 | -276,000 | -270,000 | -973,000 | -281,000 | -267,000 | -248,000 | -253,000 | -254,000 | -249,000 | -240,000 | -593,000 | -247,000 | -245,000 | -236,000 | -233,000 | -233,000 | -211,000 | -504,000 | -209,000 | -211,000 | -174,000 | -143,000 | -466,000 | -145,000 | -426,000 | -144,000 | -143,000 | -155,603 | -125,742 | -129,670 | -128,911 | -129,227 | -125,778 | -128,717 | -125,821 | -128,901 | -71,179 | -71,398 | -71,553 | -68,805 | -69,561 | -69,205 | -68,282 | -67,158 | -68,819 | -68,815 | -67,036 | -68,632 | ||
provision for credit losses | 1,680,000 | 4,500,000 | 2,500,000 | 932,000 | 932,000 | 2,159,000 | 900,000 | 795,000 | 10,072,000 | 240,000 | -305,000 | -2,615,000 | 206,000 | 611,000 | 774,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
net amortization of premiums and discounts on securities | -216,000 | -220,000 | -342,000 | -263,000 | -136,000 | -101,000 | 130,000 | 165,000 | 233,000 | 248,000 | 343,000 | 259,000 | 313,000 | 283,000 | 284,000 | 435,000 | 462,000 | 452,000 | 399,000 | 302,000 | 330,000 | 264,000 | 222,000 | 172,000 | 222,000 | 230,000 | 231,000 | 253,000 | 238,000 | 272,000 | 253,000 | 255,000 | 270,000 | 256,000 | 227,000 | 200,000 | 200,000 | 200,000 | 687,000 | 291,000 | 206,000 | 161,903 | 594,794 | 163,916 | 126,365 | 151,558 | 151,808 | 135,976 | 121,121 | 71,839 | 50,558 | 61,781 | 63,351 | |||||||||||||||
originations of loans held for sale | -7,117,000 | -5,998,000 | -8,075,000 | -6,154,000 | -3,340,000 | -4,637,000 | -5,594,000 | -4,296,000 | -6,353,000 | -5,614,000 | -6,746,000 | -3,278,000 | -3,592,000 | -7,803,000 | -4,354,000 | -10,183,000 | -14,271,000 | -14,000,000 | -19,282,000 | -33,062,000 | -50,939,000 | -47,888,000 | -46,460,000 | -8,201,000 | -7,372,000 | -10,132,000 | -9,464,000 | -6,615,000 | -7,269,000 | -7,420,000 | -7,918,000 | -10,226,000 | -4,729,000 | -6,876,000 | -8,181,000 | -6,879,000 | -8,828,000 | -9,171,000 | -7,164,000 | -4,953,000 | -5,068,000 | -5,713,000 | -11,176,000 | -1,396,000 | -1,922,000 | -1,786,608 | -1,864,671 | -2,300,778 | -3,450,846 | -2,713,351 | ||||||||||||||||||
proceeds from sales of loans held for sale | 6,290,000 | 6,327,000 | 8,394,000 | 5,726,000 | 3,841,000 | 5,248,000 | 6,023,000 | 4,368,000 | 6,082,000 | 5,571,000 | 6,825,000 | 3,361,000 | 4,297,000 | 7,065,000 | 5,840,000 | 9,156,000 | 14,564,000 | 14,444,000 | 22,176,000 | 31,404,000 | 52,933,000 | 45,300,000 | 46,103,000 | 7,130,000 | 7,710,000 | 9,986,000 | 9,114,000 | 6,585,000 | 6,998,000 | 7,936,000 | 7,913,000 | 10,298,000 | 4,400,000 | 6,799,000 | 8,067,000 | 7,396,000 | 10,274,000 | 7,919,000 | 7,385,000 | 4,101,000 | 5,217,000 | 5,413,000 | 11,464,000 | 1,788,000 | 2,207,000 | 1,923,651 | 2,119,962 | 2,687,613 | 3,112,282 | 2,289,164 | 1,781,895 | |||||||||||||||||
gain on sales of loans held for sale | -167,000 | -175,000 | -143,000 | -114,000 | -133,000 | -361,000 | -97,000 | -99,000 | -304,000 | -213,000 | -325,000 | -131,000 | -127,000 | -292,000 | -664,000 | -203,000 | -362,000 | -369,000 | -531,000 | -853,000 | -1,390,000 | -1,206,000 | -977,000 | -177,000 | -203,000 | -273,000 | -276,000 | -175,000 | -141,000 | -179,000 | -186,000 | -196,000 | -219,000 | -203,000 | -219,000 | -108,000 | -241,000 | -272,000 | -242,000 | -112,000 | -154,000 | -133,000 | -473,000 | -204,000 | -178,000 | -146,840 | -130,131 | -141,418 | -84,638 | |||||||||||||||||||
changes in: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest receivable | -2,012,000 | -4,573,000 | -235,000 | 2,297,000 | 869,000 | -5,123,000 | -2,019,000 | 2,684,000 | -849,000 | -4,771,000 | -2,499,000 | 420,000 | -503,000 | -2,818,000 | -643,000 | 885,000 | 491,000 | -1,124,000 | -49,000 | 2,347,000 | 1,389,000 | -1,650,000 | -2,193,000 | 1,538,000 | 356,000 | -1,459,000 | -1,079,000 | 1,691,000 | 549,000 | -1,620,000 | -864,000 | 2,357,000 | -754,000 | -1,536,000 | -560,000 | 1,525,000 | -183,000 | -1,096,000 | -777,000 | 911,000 | 17,000 | -495,000 | 390,000 | -240,000 | -654,000 | -613,265 | 1,318,274 | -67,668 | -387,696 | -891,553 | 1,265,071 | 89,185 | -738,056 | -752,426 | 1,318,064 | 42,213 | -502,260 | -484,751 | 1,186,475 | -71,907 | -529,292 | -522,584 | 507,658 | 285,984 | -532,630 | 453,012 | 689,158 | 170,254 |
prepaid expenses and other assets | 732,000 | -70,000 | 6,217,000 | -503,000 | 1,331,000 | -363,000 | 9,791,000 | 251,000 | -1,494,000 | 395,000 | 6,264,000 | -39,000 | 4,731,000 | -5,507,000 | 7,370,000 | 3,398,000 | -1,519,000 | 432,000 | -772,000 | 297,000 | 1,416,000 | 849,000 | 4,256,000 | 1,091,000 | 1,857,000 | -2,638,000 | -4,157,000 | 1,673,000 | 1,106,000 | 1,434,000 | 803,000 | 2,111,000 | 2,227,000 | 2,711,000 | 1,381,000 | 378,000 | 469,000 | 489,000 | -173,000 | 1,000 | 326,000 | 225,000 | 1,563,000 | -812,000 | 1,526,000 | -72,404 | 680,721 | -334,822 | 185,654 | 3,614,449 | 252,635 | -28,292 | -2,455,486 | 532,936 | 119,159 | 236,637 | 210,029 | 204,368 | -2,759,965 | 3,019,229 | 229,657 | 373,101 | 170,052 | -1,355,893 | -277,439 | -15,007 | 53,931 | 59,425 |
accounts payable and other liabilities | 3,673,000 | -2,412,000 | -2,430,000 | 6,074,000 | 1,608,000 | 965,000 | -9,030,000 | 5,189,000 | 1,900,000 | 1,800,000 | 444,000 | -2,371,000 | 2,173,000 | 334,000 | 1,106,000 | 79,000 | 2,392,000 | 1,439,000 | 3,564,000 | 18,000 | -2,237,000 | -1,392,000 | 667,000 | -296,000 | 577,000 | 276,000 | 5,096,000 | 1,389,000 | 390,000 | -902,000 | 2,644,000 | 704,000 | -728,000 | -2,929,000 | 1,419,000 | 303,000 | 1,296,000 | -2,396,000 | 132,000 | -398,000 | -266,000 | -280,000 | -171,000 | -189,000 | -751,000 | -6,159 | 538,623 | -731,305 | -402,099 | -386,651 | 531,734 | 1,326,931 | -709,708 | -914,642 | 76,394 | -2,258,665 | -1,926,929 | 1,099,775 | 2,391,954 | 497,543 | 258,819 | 76,949 | 168,145 | 87,250 | -358,632 | 419,565 | 98,888 | 468,259 |
deferred income taxes | 101,000 | 879,000 | -6,000 | 1,007,000 | -1,994,000 | 7,000 | 6,000 | -1,636,000 | 506,000 | 507,000 | 6,000 | 2,110,000 | -457,000 | 14,000 | 14,000 | 7,000 | 6,000 | 7,000 | 6,000 | 256,000 | 7,000 | -194,000 | 6,000 | -494,000 | -1,422,000 | 136,000 | 6,000 | 723,000 | 6,000 | 7,000 | 228,000 | 6,000 | 1,109,000 | -102,000 | -538,000 | -744,000 | -623,000 | -1,000 | 561,712 | -648,001 | 228,621 | 0 | -213,000 | -70,000 | -258,000 | 0 | -157,000 | -464,999 | ||||||||||||||||||||
accrued interest payable | -1,242,000 | 1,148,000 | 4,184,000 | -937,000 | -744,000 | -1,185,000 | 903,000 | 1,227,000 | 3,637,000 | 2,378,000 | 1,003,000 | 1,044,000 | 968,000 | 371,000 | -68,000 | 20,000 | -51,000 | -48,000 | -139,000 | -188,000 | -295,000 | -245,000 | -107,000 | -172,000 | 25,000 | -199,000 | 36,000 | 395,000 | 179,000 | 185,000 | 68,000 | 35,000 | 85,000 | 77,000 | 64,000 | 31,000 | 14,000 | 29,000 | 1,000 | 19,000 | 4,000 | -81,000 | 95,000 | 75,000 | 28,000 | 7,708 | -366,283 | -106,413 | 6,280 | -26,979 | 15,408 | -5,190 | -80,370 | -76,437 | -20,785 | -103,011 | -8,452 | -77,819 | -67,103 | 9,652 | 28,029 | -54,024 | 53,059 | -80,359 | -111,364 | -28,022 | 165,402 | -319,417 |
net cash from operating activities | 21,250,000 | 16,300,000 | 27,323,000 | 24,104,000 | 20,138,000 | 9,992,000 | 15,221,000 | 23,892,000 | 16,950,000 | 14,205,000 | 22,657,000 | 10,807,000 | 21,499,000 | 7,060,000 | 21,468,000 | 16,310,000 | 15,361,000 | 14,203,000 | 19,157,000 | 12,703,000 | 13,994,000 | 5,908,000 | 11,931,000 | 10,704,000 | 12,457,000 | 5,209,000 | 8,450,000 | 13,211,000 | 9,968,000 | 6,972,000 | 9,415,000 | 9,715,000 | 6,986,000 | 4,528,000 | 8,450,000 | 7,454,000 | 8,626,000 | 1,088,000 | 4,743,000 | 5,312,000 | 4,517,000 | 3,096,000 | 14,371,000 | 3,333,000 | 4,185,000 | 3,287,870 | 5,457,747 | 2,532,968 | 2,256,945 | 5,132,836 | 6,064,007 | 4,410,704 | -351,826 | 3,637,455 | 736,603 | 1,368,639 | 2,559,232 | 4,535,050 | 5,235,060 | 2,145,313 | 1,930,687 | 2,134,475 | 574,680 | 113,695 | 2,304,468 | 2,456,127 | 1,290,203 | |
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
free cash flows | 21,250,000 | 16,300,000 | 27,323,000 | 24,104,000 | 20,138,000 | 9,992,000 | 15,221,000 | 23,892,000 | 16,950,000 | 14,205,000 | 22,657,000 | 10,807,000 | 21,499,000 | 7,060,000 | 21,468,000 | 16,310,000 | 15,361,000 | 14,203,000 | 19,157,000 | 12,703,000 | 13,994,000 | 5,908,000 | 11,931,000 | 10,704,000 | 12,457,000 | 5,209,000 | 8,450,000 | 13,211,000 | 9,968,000 | 6,972,000 | 9,415,000 | 9,715,000 | 6,986,000 | 4,528,000 | 8,450,000 | 7,454,000 | 8,626,000 | 1,088,000 | 4,743,000 | 5,312,000 | 4,517,000 | 3,096,000 | 14,371,000 | 3,333,000 | 4,185,000 | 3,287,870 | 5,457,747 | 2,532,968 | 2,256,945 | 5,132,836 | 6,064,007 | 4,410,704 | -351,826 | 3,637,455 | 736,603 | 1,368,639 | 2,559,232 | 4,535,050 | 5,235,060 | 2,145,313 | 1,930,687 | 2,134,475 | 574,680 | 113,695 | 2,304,468 | 2,456,127 | 1,290,203 | |
cash flows from investing activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in loans | -34,895,000 | -94,448,000 | -82,461,000 | 4,357,000 | -60,723,000 | -116,106,000 | -78,784,000 | -38,213,000 | -30,889,000 | -80,558,000 | -136,113,000 | -36,467,000 | -18,879,000 | -255,749,000 | -108,331,000 | -48,324,000 | -14,163,000 | -122,931,000 | -46,710,000 | -48,817,000 | -28,472,000 | -22,812,000 | -21,528,000 | -32,587,000 | -62,129,000 | -41,491,000 | -1,518,000 | -3,687,000 | -52,814,000 | -19,678,000 | -16,968,000 | -7,913,000 | -67,813,000 | -41,334,000 | -15,056,000 | -10,135,000 | -16,019,000 | -59,777,000 | 4,628,000 | -29,098,000 | -34,124,055 | -7,226,677 | -31,705,862 | -31,223,862 | -25,916,148 | -7,928,546 | -6,367,486 | 6,741,165 | -9,679,898 | -17,500,109 | -23,082,820 | 5,285,285 | 2,378,525 | -22,084,750 | -10,532,272 | -7,741,860 | -11,736,122 | |||||||||||
net change in interest-bearing deposits | 1,000 | 0 | 0 | 0 | 248,000 | 0 | 248,000 | 248,000 | 248,000 | -17,000 | 748,000 | 0 | 496,000 | 0 | -1,000 | -1,000 | -2,000 | -2,000 | -2,000 | 1,000 | -1,000 | -1,000 | -1,000 | -3,000 | 744,000 | 246,000 | -4,000 | 0 | 0 | 498,000 | 0 | 0 | 225,000 | 249,000 | 249,000 | 498,000 | 225,000 | 8,907,000 | 474,000 | 4,477,000 | 495,000 | 679,000 | 0 | -881,000 | ||||||||||||||||||||||||
proceeds from maturities of available for sale securities | 20,742,000 | 18,036,000 | 18,720,000 | 16,058,000 | 14,136,000 | 19,708,000 | 14,290,000 | 9,180,000 | 9,327,000 | 9,525,000 | 7,381,000 | 17,447,000 | 4,517,000 | 6,023,000 | 6,611,000 | 9,068,000 | 12,343,000 | 12,452,000 | 9,055,000 | 18,842,000 | 14,111,000 | 15,715,000 | 17,062,000 | 12,847,000 | 10,699,000 | 11,041,000 | 4,760,000 | 11,561,000 | 7,902,000 | 5,748,000 | 7,139,000 | 9,899,000 | 3,719,000 | 4,224,000 | 4,309,000 | 4,864,000 | 4,864,000 | 8,507,000 | 6,556,000 | 9,051,000 | 3,730,000 | 4,541,000 | 14,813,000 | 4,292,000 | 4,700,000 | 2,124,043 | 3,252,397 | 5,243,723 | 9,023,460 | 7,242,550 | 11,688,771 | 9,825,692 | 16,756,306 | 6,610,574 | 6,058,908 | 6,442,514 | 5,132,010 | 9,648,873 | 3,659,411 | 5,129,759 | 1,917,179 | 5,925,410 | 1,592,943 | 10,475,091 | ||||
purchases of federal home loan bank stock | -108,000 | -113,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemptions of federal home loan bank stock | 49,000 | 127,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of federal reserve bank of st. louis stock | -4,000 | -3,000 | -27,000 | -16,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of available-for-sale securities | -11,982,000 | -6,969,000 | -12,936,000 | -7,508,000 | -69,107,000 | -2,737,000 | -8,989,000 | -43,955,000 | -25,679,000 | -1,214,000 | -205,000 | -125,381,000 | 1,000 | -6,447,000 | -29,976,000 | -38,778,000 | -12,279,000 | -15,111,000 | -25,332,000 | -47,051,000 | -20,682,000 | -14,992,000 | -5,279,000 | -18,077,000 | -15,618,000 | -16,512,000 | -6,663,000 | -14,527,000 | -5,362,000 | -4,655,000 | -18,160,000 | -4,913,000 | -13,252,000 | -7,726,000 | -4,651,000 | -6,399,000 | -16,392,000 | -4,048,000 | -12,763,000 | -8,408,000 | -5,877,000 | -2,247,000 | -3,119,973 | 0 | -5,341,325 | -8,319,088 | -6,678,476 | -12,024,745 | -13,069,626 | -8,314,197 | -11,313,124 | -16,256,100 | -16,562,824 | -7,054,020 | -502,500 | -11,033,344 | -7,379,701 | -8,832,961 | -4,659,545 | -4,199,272 | -1,459,000 | -15,627,712 | ||||||
purchases of long-term investments and other assets | 0 | -150,000 | -250,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemptions of long-term investments and other assets | 0 | 432,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of premises and equipment | -1,097,000 | -901,000 | -1,476,000 | -1,372,000 | -1,984,000 | -1,431,000 | -1,922,000 | -4,314,000 | -1,384,000 | -1,427,000 | -1,814,000 | -2,643,000 | -1,185,000 | -397,000 | -252,000 | -676,000 | -626,000 | -3,063,000 | -1,467,000 | -369,000 | -567,000 | -453,000 | -895,000 | -762,000 | -960,000 | -1,687,000 | -1,146,000 | -1,169,000 | -4,759,000 | -622,000 | -167,000 | -257,000 | -331,000 | -1,383,000 | -1,109,000 | -986,000 | -509,000 | -430,000 | -1,069,000 | -1,798,000 | -3,353,000 | -3,598,000 | -4,737,000 | -2,076,000 | -642,000 | -157,744 | -3,625,938 | -435,532 | -1,461,677 | -1,652,130 | -1,364,862 | -2,491,132 | -2,048,701 | -279,632 | -1,175,560 | -2,165,975 | -606,015 | -255,941 | -510,879 | -86,876 | -264,980 | -233,470 | -31,905 | -84,172 | -16,899 | |||
investments in state & federal tax credits | -1,336,000 | 0 | -887,000 | -219,000 | -5,410,000 | -865,000 | -3,444,000 | -563,000 | 0 | -3,860,000 | -1,490,000 | -7,959,000 | -1,218,000 | -609,000 | -3,643,000 | -631,000 | 0 | -1,051,000 | -263,000 | -4,241,000 | -589,000 | -10,000 | -1,961,000 | 0 | 0 | -231,000 | 0 | -338,000 | -964,000 | -3,784,000 | -236,000 | 0 | 0 | -1,661,000 | -190,000 | 0 | 0 | -162,000 | 0 | -203,271 | -3,384,154 | -1,000 | 0 | 0 | 0 | -1,250,000 | 0 | |||||||||||||||||||||
proceeds from sale of foreclosed assets | 426,000 | 82,000 | 1,225,000 | 670,000 | 2,111,000 | 4,000 | 269,000 | 31,000 | 951,000 | 10,000 | 919,000 | 722,000 | 5,000 | 395,000 | 952,000 | 222,000 | 211,000 | 38,000 | 466,000 | 212,000 | 637,000 | 129,000 | 315,000 | 318,000 | 724,000 | 275,000 | 356,000 | 208,000 | 1,332,000 | 421,000 | 286,000 | 336,000 | 321,000 | 431,000 | 93,000 | 258,000 | 25,000 | 459,000 | 855,000 | 266,000 | 567,000 | 216,000 | 269,000 | -199,152 | 239,486 | 57,680 | 845,756 | 609,242 | 521,783 | 647,600 | 399,100 | 216,028 | 87,927 | 61,272 | 27,500 | 190,771 | 407,509 | 227,811 | 82,776 | 95,315 | ||||||||
net cash from investing activities | -28,301,000 | -83,906,000 | -78,745,000 | 11,795,000 | -117,536,000 | -100,626,000 | -73,474,000 | -59,402,000 | -39,179,000 | -73,680,000 | -139,686,000 | 198,840,000 | -5,413,000 | -267,146,000 | -131,916,000 | -36,193,000 | -82,494,000 | -53,325,000 | -85,519,000 | -23,653,000 | 22,989,000 | -15,735,000 | -122,610,000 | -57,038,000 | -54,859,000 | -37,853,000 | -27,833,000 | 19,991,000 | -41,898,000 | -63,252,000 | -43,805,000 | 3,766,000 | -5,555,000 | -62,885,000 | -22,190,000 | -16,347,000 | -19,049,000 | -65,530,000 | -54,814,000 | -15,006,000 | -12,808,000 | -17,690,000 | -22,526,000 | 15,537,000 | -17,332,000 | -30,009,873 | 18,322,452 | -35,724,424 | -38,291,974 | -34,493,556 | -1,940,988 | -21,031,786 | -25,846,675 | -40,006,764 | -12,627,131 | 8,681,350 | -9,343,598 | 10,198,905 | 22,564,347 | -15,191,313 | -21,916,154 | 1,952,774 | 453,698 | -11,699,402 | -9,908,804 | -7,609,313 | -16,848,927 | |
cash flows from financing activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in demand deposits and savings accounts | 45,611,000 | 37,970,000 | -21,924,000 | 5,540,000 | 47,657,000 | -98,627,000 | -140,401,000 | -155,623,000 | 33,603,000 | 17,291,000 | -30,143,000 | 97,190,000 | 157,170,000 | 49,139,000 | -7,638,000 | 132,956,000 | 122,247,000 | 10,311,000 | 145,835,000 | 65,879,000 | 23,090,000 | 81,264,000 | -26,863,000 | -36,827,000 | -855,000 | 10,123,000 | 49,028,000 | 24,271,000 | 20,388,000 | 39,923,000 | 46,210,000 | 8,819,000 | 766,000 | 7,650,000 | 51,839,000 | 8,697,000 | 37,577,000 | 39,131,000 | 2,226,000 | -8,164,847 | 3,218,020 | -12,784,697 | 3,499,926 | 22,668,267 | -6,745,685 | 1,960,950 | 39,406,976 | 17,216,235 | -17,432,416 | 33,425,278 | 21,231,359 | 1,909,722 | 9,778,336 | 12,853,269 | 35,214,240 | 16,694,923 | 1,418,660 | |||||||||||
net increase in certificates of deposits | -17,750,000 | -38,832,000 | 41,923,000 | 45,225,000 | 41,166,000 | 184,874,000 | 476,000 | -40,042,000 | 106,125,000 | 214,209,000 | 110,745,000 | 53,899,000 | 121,178,000 | 18,672,000 | 20,651,000 | -8,834,000 | -4,405,000 | -12,200,000 | -3,476,000 | -3,119,000 | 61,079,000 | 48,067,000 | 6,438,000 | -12,916,000 | -11,750,000 | -8,164,000 | -4,033,000 | 20,800,000 | -1,706,000 | 37,878,000 | -2,176,000 | -2,687,000 | 7,710,000 | -6,162,000 | 12,016,000 | 2,271,000 | 11,748,000 | -520,547 | -2,676,801 | -1,252,018 | 4,540,159 | 14,266,964 | 20,991,605 | 11,852,530 | -6,183,601 | 1,460,533 | -17,950,279 | -26,971,117 | 11,091,487 | 1,404,101 | -9,349,469 | 13,817,331 | 9,719,947 | 5,862,685 | ||||||||||||||
net increase in securities sold under agreements to repurchase | 0 | 5,000,000 | 0 | 0 | 0 | 5,602,000 | 0 | 0 | 0 | -4,376,000 | -327,000 | 278,000 | 794,000 | 364,000 | -7,688,000 | -4,490,000 | 2,399,000 | -1,336,159 | 5,096,278 | 388,583 | -3,545,655 | 8,004,687 | -2,701,830 | -874,304 | 144,920 | -5,830,833 | 1,325,078 | -317,519 | ||||||||||||||||||||||||||||||||||||||||
proceeds from federal home loan bank advances | 0 | 1,300,000 | 0 | 0 | 0 | 260,000,000 | 32,200,000 | 0 | 0 | 271,000,000 | 334,200,000 | 72,000,000 | 964,980,000 | 542,650,000 | 0 | 0 | 75,300,000 | 34,800,000 | 119,700,000 | 207,350,000 | 166,300,000 | 147,550,000 | 124,700,000 | 139,300,000 | 134,950,000 | 192,550,000 | 146,000,000 | 186,530,000 | 699,350,000 | 487,050,000 | 404,110,000 | 610,400,000 | 191,905,000 | 144,150,000 | 128,450,000 | 19,700,000 | 159,450,000 | 88,500,000 | 244,960,000 | 54,050,000 | 91,860,000 | 74,315,000 | 18,000,000 | 0 | 0 | 4,325,000 | 26,625,000 | 24,850,000 | 26,350,000 | 18,125,000 | ||||||||||||||||||
repayments of federal home loan bank advances | -13,000 | -3,314,000 | -14,000 | -3,013,000 | -13,000 | -255,014,000 | -32,213,000 | -11,013,000 | -1,013,000 | -290,513,000 | -245,713,000 | -88,513,000 | -1,128,492,000 | -355,663,000 | -5,013,000 | -3,262,000 | -10,013,000 | -11,012,000 | -5,263,000 | -512,000 | -97,662,000 | -19,212,000 | -173,062,000 | -198,661,000 | -155,012,000 | -89,162,000 | -118,212,000 | -256,711,000 | -116,207,000 | -150,900,000 | -120,200,000 | -200,930,000 | -724,050,000 | -445,950,000 | -412,010,000 | -666,200,000 | -213,505,000 | -125,100,000 | -66,800,000 | -29,900,000 | -182,550,000 | -71,100,000 | -281,160,000 | -99,750,000 | -84,560,000 | -36,945,000 | 0 | 0 | 0 | 0 | -9,000,000 | -19,175,000 | -38,025,000 | -18,600,000 | -46,525,000 | -15,125,000 | ||||||||||||
purchases of treasury stock | -70 | 0 | 529,939 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends paid on common stock | -2,790,000 | -2,820,000 | -2,595,000 | -2,594,000 | -2,595,000 | -2,594,000 | -2,381,000 | -2,385,000 | -2,380,000 | -2,380,000 | -2,380,000 | -2,376,000 | -1,938,000 | -1,938,000 | -1,857,000 | -1,778,000 | -1,777,000 | -1,782,000 | -1,427,000 | -1,441,000 | -1,361,000 | -1,369,000 | -1,369,000 | -1,381,000 | -1,381,000 | -1,382,000 | -1,212,000 | -1,212,000 | -1,169,000 | -1,170,000 | -990,000 | -947,000 | -945,000 | -945,000 | -745,000 | -745,000 | -747,000 | -744,000 | -670,000 | -669,000 | -668,000 | -668,000 | -1,886,000 | -629,000 | -627,000 | -534,151 | -529,878 | -527,479 | -527,318 | -494,106 | -497,106 | -490,356 | -493,356 | -390,057 | -389,997 | -251,997 | -251,877 | -220,745 | ||||||||||
net cash from financing activities | 17,001,000 | -1,142,000 | 17,390,000 | 45,158,000 | 167,885,000 | 105,077,000 | -49,116,000 | -12,570,000 | 150,389,000 | 93,689,000 | 56,451,000 | -148,242,000 | -10,669,000 | 221,012,000 | -51,327,000 | 83,965,000 | 140,233,000 | 26,932,000 | -46,942,000 | 98,326,000 | 70,662,000 | -2,543,000 | 108,819,000 | 61,396,000 | 52,022,000 | 28,667,000 | 23,397,000 | -40,200,000 | 48,184,000 | 52,084,000 | 29,935,000 | -17,936,000 | 8,703,000 | 52,673,000 | 23,516,000 | -464,000 | 19,310,000 | 63,368,000 | 55,080,000 | 2,666,000 | 14,333,000 | 16,350,000 | 14,021,000 | -7,517,000 | 19,226,000 | 23,631,477 | -25,642,285 | 42,587,028 | 33,735,427 | 1,326,744 | 20,398,770 | 23,916,163 | 1,783,458 | -15,791,743 | -22,672,012 | 54,325,925 | 28,920,707 | 9,340,534 | -30,639,061 | 11,398,701 | 12,193,576 | 4,569,919 | 16,936,804 | 18,064,061 | 8,650,277 | 810,996 | 11,341,382 | |
increase in cash and cash equivalents | 9,950,000 | -68,748,000 | -34,032,000 | 81,057,000 | 70,487,000 | 14,443,000 | -107,369,000 | -48,080,000 | 128,160,000 | 34,214,000 | -60,578,000 | 61,405,000 | -161,775,000 | 64,082,000 | -113,304,000 | 87,376,000 | -1,860,000 | 15,062,000 | 4,014,000 | -6,998,000 | 9,776,000 | -9,357,000 | 8,887,000 | -1,074,000 | 5,009,000 | -7,028,000 | 6,042,000 | 1,756,000 | 5,866,000 | 12,353,000 | 6,079,000 | -3,090,526 | -1,862,086 | -28,033,976 | 24,524,789 | 7,292,081 | -24,415,043 | -53,502,545 | -31,661,688 | 63,743,878 | 20,945,748 | -19,075,108 | 24,074,489 | -2,839,654 | -1,647,299 | -7,791,891 | 8,657,168 | 17,965,182 | 6,478,354 | 1,045,941 | -4,342,190 | |||||||||||||||||
cash and cash equivalents at beginning of period | 0 | 192,859,000 | 0 | 0 | 0 | 60,904,000 | 0 | 0 | 0 | 53,979,000 | 17,000 | 0 | 0 | 86,792,000 | 0 | 0 | 0 | 123,592,000 | 0 | 0 | 0 | 54,245,000 | 0 | 0 | 0 | 35,400,000 | 0 | 0 | 0 | 26,326,000 | 0 | 0 | 0 | 30,786,000 | 0 | 0 | 0 | 22,554,000 | 0 | 0 | 0 | 16,775,000 | 14,932,000 | 0 | 14,932,000 | 0 | 0 | 0 | 12,788,950 | 0 | 0 | 0 | 33,421,099 | 0 | 0 | 33,895,706 | -1,089,000 | 1,089,000 | 33,383,278 | 0 | 0 | 8,074,465 | 0 | 0 | ||||
cash and cash equivalents at end of period | 9,950,000 | 124,111,000 | -34,032,000 | 81,057,000 | 70,487,000 | 75,347,000 | -107,369,000 | -48,080,000 | 128,160,000 | 88,193,000 | -60,561,000 | 61,405,000 | 5,417,000 | 47,718,000 | -161,775,000 | 64,082,000 | 73,100,000 | 111,402,000 | -113,304,000 | 87,376,000 | 107,645,000 | 41,875,000 | -1,860,000 | 15,062,000 | 9,620,000 | 31,423,000 | 4,014,000 | -6,998,000 | 16,254,000 | 22,130,000 | -4,455,000 | -4,455,000 | 10,134,000 | 25,102,000 | 9,776,000 | -9,357,000 | 8,887,000 | 21,480,000 | 5,009,000 | -7,028,000 | 6,042,000 | 18,531,000 | 20,798,000 | 12,353,000 | 21,011,000 | -3,090,526 | -1,862,086 | 9,395,572 | 10,489,348 | -28,033,976 | 24,524,789 | 7,292,081 | 9,006,056 | -31,661,688 | 63,743,878 | 54,841,454 | 22,985,489 | -1,750,654 | 31,735,979 | 8,657,168 | 17,965,182 | 14,552,819 | -4,342,190 | -4,217,342 | ||||
supplemental disclosures of cash flow information: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noncash investing and financing activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
conversion of loans to foreclosed real estate | 910,000 | 395,000 | 0 | 0 | -366,000 | 0 | 367,000 | 1,375,000 | 0 | 1,063,000 | -117,000 | 127,000 | 58,000 | 114,000 | 538,000 | 69,000 | 365,000 | 128,000 | 1,495,000 | 211,000 | 422,000 | 571,000 | 701,000 | 183,000 | 235,000 | 177,000 | 295,000 | 241,000 | 15,000 | 146,000 | 135,000 | 903,000 | 550,000 | 116,000 | 83,000 | 250,000 | 35,000 | 50,000 | 227,000 | 479,230 | 2,964,720 | 20,000 | 600,000 | 32,502 | 225,000 | 292,000 | 356,543 | 308,047 | 47,285 | 185,000 | 853,099 | 0 | 690,755 | 382,000 | 209,177 | 0 | ||||||||||||
conversion of loans to repossessed assets | 5,000 | 75,000 | 24,000 | 30,000 | 37,000 | 7,000 | 18,000 | 54,000 | 60,000 | 77,000 | 50,000 | 17,000 | 15,000 | 26,000 | 0 | 65,000 | 59,000 | 9,000 | 11,000 | 8,000 | 12,000 | 9,000 | 25,000 | 68,000 | 18,000 | 39,000 | 5,000 | 26,000 | 27,000 | 18,000 | 123,000 | 98,000 | 38,000 | 10,000 | 37,476 | 8,900 | 10,529 | 22,423 | 13,000 | 52,545 | 93,582 | 105,500 | 10,244 | 100 | 28,376 | 110,000 | ||||||||||||||||||||||
right of use (rou) assets obtained in exchange for lease obligations: operating leases | 102,000 | 30,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment tax credits obtained in exchange for delayed capital contributions | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment tax credits obtained in exchange for settlement of loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid during the period for: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest | 2,124,000 | 1,753,000 | 1,738,000 | 2,262,000 | 1,978,000 | 2,007,000 | 2,380,000 | 719,000 | 616,000 | 484,000 | 619,000 | 832,000 | 678,000 | 964,000 | 1,534,000 | 1,005,000 | 690,000 | 582,000 | 1,093,000 | 656,000 | 594,000 | 608,000 | 1,092,000 | 838,000 | 703,000 | 665,000 | 922,000 | 730,000 | 2,043,000 | 843,000 | 607,000 | 912,685 | 870,264 | 722,007 | 492,789 | 503,691 | 490,484 | -404,472 | 1,914,897 | 495,927 | 609,246 | 1,122,762 | 635,000 | 1,729,301 | -230,483 | 823,829 | 757,000 | 776,988 | 867,838 | 1,387,279 | 1,110,000 | 2,848,395 | 237,970 | |||||||||||||||
income taxes | 1,345,000 | 6,066,000 | 851,000 | 16,000 | 4,022,000 | 493,000 | 539,000 | 1,126,000 | 129,000 | 28,000 | 960,000 | 4,983,000 | 1,793,000 | 2,856,000 | 485,000 | 310,000 | 509,000 | 0 | 600,000 | 480,000 | 300,000 | 250,000 | 700,000 | 1,882,000 | 1,275,000 | 920,000 | 885,000 | 1,615,000 | 3,432,000 | 1,980,000 | 917,000 | 715,000 | 1,020,000 | 815,000 | 963,000 | 1,195,000 | 0 | 0 | 1,541,084 | 1,200,000 | 1,325,000 | 1,444,570 | 2,832,000 | 1,390,671 | -21,950 | 552,450 | 26,000 | 303,000 | 573,000 | 293,000 | 429,000 | 360,000 | 545,000 | |||||||||||||||
purchase of treasury stock | -446,000 | -3,670,000 | -4,664,000 | 1,000 | -1,000 | -1,174,000 | -2,301,000 | -3,402,000 | 0 | -2,957,000 | 0 | -2,814,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss realized on sale of afs securities | 0 | 0 | 807,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net accretion (amortization) of premiums and discounts on securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of available for sale securities | 0 | 2,868,000 | 17,625,000 | 0 | 0 | 10,032,000 | 863,000 | 14,021,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (purchases) redemptions of federal home loan bank stock | -204,000 | -154,000 | -31,000 | -259,000 | -3,685,000 | 333,000 | 6,471,000 | -7,592,000 | 2,397,000 | -1,126,000 | 134,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received in acquisition | -2,368,000 | 9,713,304 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of fixed assets | -1,000 | 260,000 | 0 | 0 | 0 | 0 | 928,000 | 508,000 | 0 | 1,000 | 71,000 | 73,000 | 121,000 | 142,000 | 13,000 | 3,000 | 52,000 | 1,064,000 | 207,000 | 647,000 | 4,000 | 0 | 14,000 | 10,000 | 4,000 | 109,461 | 0 | 0 | 26,500 | 186,075 | ||||||||||||||||||||||||||||||||||||||
proceeds from boli claim | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock issued | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
exercise of stock options | 0 | 44,000 | 0 | 0 | 0 | 63,000 | 0 | 36,000 | 265,000 | 188,000 | 77,000 | 437,181 | 0 | 45,690 | 41,121 | 66,555 | 0 | 9,595 | 24,368 | 7,615 | 0 | 0 | 15,230 | 15,230 | 69 | 0 | ||||||||||||||||||||||||||||||||||||||||||
conversion of foreclosed real estate to loans | 0 | 33,000 | 41,000 | 0 | 54,000 | 0 | 0 | 58,000 | 0 | 0 | 0 | 0 | 23,400 | 45,000 | 44,822 | 13,728 | 507,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
net accretion of premiums and discounts on securities | -317,000 | -400,000 | -444,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of long-term investment | 0 | -50,000 | -250,000 | -90,000 | -30,000 | -40,000 | -30,000 | -90,000 | -250,000 | 0 | -50,000 | -83,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
right of use assets obtained in exchange for lease obligations: operating leases | -1,504,000 | -95,000 | 2,333,000 | 0 | -13,000 | 95,000 | 39,000 | 35,000 | 35,000 | 22,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (purchases) redemptions of federal reserve bank of st. louis stock | -3,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in demand deposits and savings accounts | -87,791,000 | -8,949,000 | -1,239,929 | 2,326,870 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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gain on disposal of fixed assets | -15,000 | -187,000 | -4,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale/write-down of foreclosed property | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from credit losses | 5,056,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net redemptions (purchases) of federal home loan bank stock | -46,000 | 291,000 | 1,942,000 | 640,000 | 448,000 | -360,000 | 1,361,000 | 445,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in securities sold under agreements to repurchase | 0 | -502,000 | 72,000 | -2,930,000 | -3,585,000 | -2,908,000 | -1,635,000 | -1,363,000 | -2,903,000 | -6,398,606 | -1,232,576 | -678,333 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale/write-down of reo | 17,000 | -184,000 | 170,000 | 68,000 | 109,000 | 261,000 | 22,000 | -5,000 | 37,000 | -13,000 | 36,000 | 579,000 | 10,000 | 80,000 | 55,000 | 110,000 | 22,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of federal reserve bank of st. louis stock | -2,000 | -570,000 | -2,684,000 | -2,000 | -15,000 | -755,000 | -13,000 | -1,000 | 0 | -654,000 | -10,000 | 2,936,000 | -439,000 | -2,500,000 | -7,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale/write-down of reo | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net redemptions (purchases) of federal reserve bank of st. louis stock | 1,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains realized on sale of afs securities | 0 | -42,000 | -255,000 | -8,368 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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the company assumed the liabilities and purchased associated assets of the first national bank -cairo branch on december 15, 2021. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
in conjunction with the acquisition, liabilities were assumed as follows: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fair value of assets acquired | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash received | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sale/write-down of reo | -33,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in cash and cash equivalents | -39,074,000 | -12,190,000 | -12,370,000 | -3,977,000 | -4,196,000 | -5,684,000 | -2,299,602 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bargain purchase gain | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of boli | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid for acquisition | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in certificates of deposits | -9,650,000 | -8,186,000 | -5,146,000 | -8,239,000 | -29,275,000 | -25,224,000 | -27,073,000 | -11,688,550 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of long term debt | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in loans | -10,761,000 | 1,227,776 | -3,718,546 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net redemptions of federal home loan bank stock | -250,000 | 2,043,000 | 355,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received from acquisitions | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provisionfor credit losses | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received from acquisition | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
the company purchased all of the first national bank -cairo branch on december 15, 2021. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities assumed | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of afs securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of afs securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from boli claims | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of federal home loan bank stock | -335,000 | -837,000 | -1,780,000 | -1,644,000 | -762,000 | -696,000 | -263,000 | 1,198,900 | -716,900 | -1,384,500 | -801,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | 1,868,000 | 2,850,000 | 388,000 | 896,000 | 546,000 | 491,000 | 313,000 | 682,000 | 987,000 | 549,000 | 643,000 | 868,000 | 383,000 | 376,000 | 656,000 | 925,000 | 563,000 | 496,000 | 618,000 | 2,526,000 | 862,000 | 827,000 | 414,969 | 707,261 | 516,683 | |||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of long term debt | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of purchase accounting adjustments | -427,000 | -492,000 | -341,000 | -533,000 | -416,000 | -404,000 | -318,000 | -221,000 | -271,000 | -306,000 | -336,000 | -17,000 | -963,000 | -487,000 | -1,986,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
right of use assets obtained in exchange for operating lease obligations | 1,996,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock issued expense | 0 | -4,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
the company purchased all of the capital stock of gideon for 22,028 on november 21, 2018. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less: common stock issued | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for the capital stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (paid for) received in acquisitions | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of preferred stock | 0 | 0 | 0 | 0 | 0 | -9,550,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends paid on preferred stock | 0 | 0 | -85,000 | -50,000 | -150,000 | -50,000 | -50,000 | -50,000 | -50,000 | -50,000 | -50,000 | -50,000 | -50,000 | -195,115 | -116,438 | -50,000 | -121,713 | -109,505 | -87,542 | |||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of foreclosed assets | -12,000 | -43,000 | -28,000 | -20,000 | -12,000 | -33,500 | -23,606 | -73,983 | 67,221 | 862 | -13,547 | 10,689 | -2,395 | -5,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of federal reserve bank of saint louis stock | -3,000 | 0 | -836,000 | -7,000 | 0 | -7,000 | -916,000 | -170,750 | 0 | -100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid for acquisitions | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of common stock warrants | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sales of foreclosed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of foreclosed assets | 75,000 | -5,000 | 11,000 | -2,000 | 8,000 | 13,000 | -51,000 | -20,874 | 101,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses and off-balance sheet credit exposures | 294,770 | 499,520 | 462,017 | 610,689 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received in (paid for) acquisitions | 3,221,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sales of foreclosed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received in acquisitions | 3,221,000 | 198 | -198 | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of fixed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of foreclosed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains realized on afs securities | -6,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from bank owned life insurance claim | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase (decrease) in cash and cash equivalents | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investments in state and federal tax credits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of purchase accounting adjustments on fhlb advances and subordinated debt | -37,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (decrease) in securities sold under agreements to repurchase | -1,448,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of bank owned life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from acquisitions | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock issued | -38,872 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred taxes | -442,900 | 245,258 | -204,674 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities and sales of available for sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from federal home loan bank advances | -30,699,904 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid in acquisitions | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of premiums and discounts on securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bargain purchase gain on acquisition | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease deferred income taxes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains on sales of loans held for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities of interest-bearing time deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mrp and sop expense | 53,548 | 6,674 | 5,505 | 5,508 | 39,971 | 5,626 | 7,755 | 5,834 | 4,536 | 6,116 | 17,382 | 17,339 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental disclosures of | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flow information: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
equity award and stock option expense | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of loans held for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issuance of preferred stock | 19,973,208 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from operating activites | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of federal home loan bank stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of federal reserve bank of saint louis stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of bank owned life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of foreclosed and repossessed property | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in transaction and savings accounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at beginning of year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
conversion of loans to foreclosed real estate loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in interest-bearing deposits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase securities sold under agreements to repurchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sop and mrp expense | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
afs securities losses due to other-than-temporary | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impairment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in cash surrender value | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
of bank owned life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of premiums and discounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
on securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities of | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
available for sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of available for | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment in federal and state tax credits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption (purchase) of federal home loan bank stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of federal reserve bank of st. louis stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of premises and equipment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investing activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in certificates of deposit | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in securities sold under | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
agreements to repurchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
financing activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noncash investing and financing activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid during the period for | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses and off-balance sheet credit exposures | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends paid on common and preferred stock | -371,132 | -369,932 | -369,932 | -369,932 | -369,932 | -369,860 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
conversion of loans to other equipment | 72,494 | 38,221 | 39,000 | 0 | 91,246 | 49,000 | 117,175 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sale of foreclosed assets | -26,128 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 642,681 | 160,000 | 310,000 | 210,000 | 410,000 | 350,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net amortization (accretion) of premiums and discounts on securities | 45,785 | 40,952 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturity of interest-bearing time deposits | 99,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income items not requiring (providing) cash: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
afs securities losses due to other-than-temporary impairment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized gains on available for sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of available for sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
afs losses due to other-than-temporary impairment | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized gains on available | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
for sale securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of federal home loan bank stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of vehicle | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized gains on sale of afs securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in securities sold under agreements to repuchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized gains on sale of available for sale securities | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of foreclosed assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase (decrease )in securities sold under agreements to repurchase |