ServisFirst Bancshares, Inc
(NYSE:SFBS)

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. The company accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. I...

Website: http://www.servisfirstbank.com

Founded: 2005

Full Time Employees: 496

Sector: Financial Services

Industry: Banks-Regional

Financial Services

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At a glance:

Bull Thesis:

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Income Statements:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2018-12-31	2017-12-31	2014-03-31

interest income:
interest and fees on loans	210,066,000	214,252,000	210,987,000	206,521,000	196,936,000	200,875,000	205,952,000	194,300,000	186,978,000	184,897,000	178,754,000	171,718,000	163,732,000	153,924,000	131,375,000	111,287,000	103,105,000	100,348,000	96,119,000	95,451,000	93,803,000	94,332,000	89,564,000	89,383,000	89,385,000	89,407,000	90,767,000	88,610,000			32,252,000
investment securities	16,099,000
federal funds sold and securities purchased with agreement to resell	5,561,000	1,584,000	4,724,000	1,592,000
other interest and dividends	9,754,000	14,261,000	18,254,000	21,955,000	28,111,000	26,088,000	24,496,000	16,535,000	23,203,000	27,623,000	17,930,000	6,124,000	6,060,000	4,609,000	6,173,000	4,623,000	1,804,000	1,794,000	1,507,000	863,000	676,000	581,000	506,000	360,000	1,718,000	2,751,000	3,912,000	2,593,000			19,000
total interest income	241,480,000	251,388,000	251,308,000	246,635,000	241,096,000	243,892,000	247,979,000	227,540,000	226,710,000	229,062,000	213,206,000	189,656,000	181,322,000	170,273,000	149,299,000	126,555,000	113,188,000	108,954,000	104,236,000	102,719,000	100,396,000	101,065,000	96,110,000	95,080,000	96,767,000	98,187,000	101,130,000	97,787,000			34,281,000
interest expense:
deposits	78,285,000	86,920,000	98,735,000	93,488,000	94,745,000	98,702,000	113,211,000	104,671,000	104,066,000	108,155,000	95,901,000	71,971,000	55,713,000	33,471,000	13,655,000	6,427,000	5,843,000	6,271,000	6,581,000	6,836,000	6,881,000	7,853,000	9,876,000	10,756,000	16,745,000	19,786,000	24,787,000	24,240,000			3,014,000
borrowed funds	15,047,000	17,947,000	19,125,000	21,460,000	22,798,000	22,022,000	19,647,000	16,994,000	20,149,000	19,220,000	17,607,000	16,434,000	17,308,000	14,418,000	9,226,000	3,760,000	1,623,000	1,533,000	1,335,000	1,215,000	1,150,000	1,131,000	1,152,000	1,090,000	2,382,000	2,624,000	3,338,000	3,462,000			418,000
total interest expense	93,332,000	104,867,000	117,860,000	114,948,000	117,543,000	120,724,000	132,858,000	121,665,000	124,215,000	127,375,000	113,508,000	88,405,000	73,021,000	47,889,000	22,881,000	10,187,000	7,466,000	7,804,000	7,916,000	8,051,000	8,031,000	8,984,000	11,028,000	11,846,000	19,127,000	22,410,000	28,125,000	27,702,000			3,432,000
net interest income	148,148,000	146,521,000	133,448,000	131,687,000	123,553,000	123,168,000	115,121,000	105,875,000	102,495,000	101,687,000	99,698,000	101,251,000	108,301,000	122,384,000	126,418,000	116,368,000	105,722,000	101,150,000	96,320,000	94,668,000	92,365,000	92,081,000	85,082,000	83,234,000	77,640,000	75,777,000	73,005,000	70,085,000			30,849,000
provision for credit losses	10,637,000	7,922,000	9,463,000	11,296,000	6,630,000	5,704,000	5,659,000	5,353,000	4,368,000	3,582,000	4,282,000	6,654,000	4,197,000	7,135,000	15,603,000	9,507,000	5,362,000	8,451,000	5,963,000	9,652,000	7,451,000
net interest income after provision for credit losses	137,511,000	138,599,000	123,985,000	120,391,000	116,923,000	117,464,000	109,462,000	100,522,000	98,127,000	98,105,000	95,416,000	94,597,000	104,104,000	115,249,000	110,815,000	106,861,000	100,360,000	92,699,000	90,357,000	85,016,000	84,914,000
noninterest income:
service charges on deposit accounts	3,296,000	3,339,000	3,316,000	2,671,000	2,558,000	2,650,000	2,341,000	2,293,000	2,150,000	2,181,000	2,163,000	2,142,000	1,934,000	1,866,000	1,892,000	2,133,000	2,142,000	1,297,000	1,727,000	1,907,000	1,908,000	1,971,000	1,818,000	1,823,000	1,916,000	1,806,000	1,735,000	1,786,000			868,000
mortgage banking	1,892,000	1,664,000	1,864,000	1,323,000	613,000	1,513,000	1,352,000	1,379,000	678,000	792,000	825,000	696,000	442,000	514,000	784,000	614,000	526,000	471,000	1,423,000	2,699,000	2,747,000	3,050,000	2,519,000	2,107,000	1,071,000	1,366,000	1,333,000	1,087,000			284,000
credit card income	2,202,000	1,835,000	2,405,000	2,119,000	1,968,000	1,867,000	1,925,000	2,333,000	2,155,000	2,004,000	2,532,000	2,406,000	1,689,000	2,261,000	2,612,000	2,672,000	2,372,000	2,200,000	2,043,000	1,912,000	1,192,000	913,000	1,840,000	1,398,000		1,891,000	1,868,000	1,741,000
bank-owned life insurance income	2,822,000	8,149,000	2,405,000	2,126,000	2,137,000	2,131,000	2,113,000	2,058,000	3,231,000	1,483,750	1,818,000	2,496,000
other operating income	628,000	704,000	655,000	745,000	1,001,000	642,000	818,000	828,000	599,000	763,000	797,000	842,000	635,000	725,000	2,014,000	5,287,000	4,635,000	1,767,000	1,162,000	777,000	958,000	643,000	262,000	241,000	469,000	571,000	453,000	392,000			487,000
total noninterest income	10,840,000	15,691,000	2,833,000	421,000	8,277,000	8,803,000	8,549,000	8,891,000	8,813,000	7,379,000	8,135,000	8,582,000	6,321,000	6,966,000	8,939,000	9,506,000	7,948,000	7,365,000	8,026,000	9,598,000	8,463,000	8,237,000	8,172,000	7,033,000	6,674,000	7,052,000	6,210,000	5,778,000			2,175,000
noninterest expenses:
salaries and employee benefits	26,853,000	23,838,000	25,522,000	22,576,000	22,879,000	24,062,000	25,057,000	24,213,000	22,986,000	23,024,000	20,080,000	18,795,000	19,066,000	19,230,000	19,687,000	20,734,000	18,301,000	17,303,000	17,995,000	16,887,000	15,543,000	14,970,000	14,994,000	15,792,000	15,658,000	13,680,000	15,499,000	14,339,000			7,697,000
equipment and occupancy expense	3,948,000	3,737,000	3,615,000	3,523,000		3,600,000	3,795,000	3,567,000		3,860,000	3,579,000	3,421,000		3,263,000	3,140,000	2,983,000		2,910,000	2,996,000	2,844,000		2,680,000	2,556,000	2,434,000		2,339,000	2,387,000	2,287,000			1,366,000
third party processing and other services	7,525,000	7,779,000	8,095,000	8,005,000	7,738,000	8,515,000	8,035,000	7,465,000	7,166,000	7,841,000	6,549,000	6,198,000	7,284,000	8,170,000	7,213,000	6,345,000	5,605,000	4,856,000	4,144,000	3,946,000	3,416,000	3,418,000	3,281,000	3,513,000	3,345,000
professional services	1,943,000	1,481,000	1,857,000	1,904,000	1,933,000	1,981,000	1,715,000	1,741,000	1,464,000	1,417,000	1,265,000	1,580,000	1,654,000	922,000	1,036,000	1,327,000	992,000	913,000	948,000	1,107,000	923,000	1,248,000	955,000	1,091,000	948,000	1,163,000	887,000	1,191,000			516,000
fdic and other regulatory assessments	2,745,000	2,641,000	2,742,000	2,753,000	2,854,000	2,225,000	2,355,000	2,202,000	3,905,000	9,509,000	2,346,000	2,242,000	1,517,000	1,311,000	975,000	1,147,000	1,132,000	1,042,000	1,630,000	1,425,000	1,582,000	1,366,000	1,061,000	595,000	1,332,000			1,081,000			517,000
other real estate owned expense	20,000	13,000	82,000	27,000		58,000	103,000	7,000
other operating expenses	4,350,000	7,194,000	6,083,000	5,416,000		6,455,000	4,572,000	3,623,000		12,590,000	7,826,000	6,224,000		4,957,000	10,613,000	7,253,000		11,417,000	6,541,000	4,560,000		4,380,000	3,607,000	4,088,000		7,163,000	6,606,000	6,912,000
total noninterest expenses	47,384,000	46,683,000	47,996,000	44,204,000		46,896,000	45,632,000	42,818,000		58,258,000	41,663,000	38,466,000		38,092,000	42,685,000	39,821,000		38,489,000	34,377,000	31,309,000		28,202,000	26,573,000	28,816,000		25,619,000	25,161,000	26,022,000
income before income taxes	100,967,000	107,607,000	78,822,000	76,608,000	79,093,000	79,371,000	72,379,000	66,595,000	60,637,000	47,226,000	61,888,000	64,713,000	70,761,000	84,123,000	77,069,000	76,546,000	71,090,000	61,575,000	64,006,000	63,305,000	64,463,000	65,833,000	54,397,000	51,168,000	42,810,000	51,326,000	47,069,000	44,957,000			16,987,000
provision for income taxes	17,996,000	21,223,000	13,251,000	15,184,000	15,869,000	14,198,000	12,472,000	14,459,000	10,611,000	5,152,000	8,548,000	11,245,000	12,790,000	16,399,000	13,038,000	14,410,000	13,477,000	7,822,000	11,507,000	13,278,000	13,008,000	14,852,000	11,035,000			6,832,250	9,506,000	9,324,000
net income	82,971,000	86,384,000	65,571,000	61,424,000	63,224,000	65,173,000	59,907,000	52,136,000	50,026,000	42,074,000	53,340,000	53,468,000	57,971,000	67,724,000	64,031,000	62,136,000	57,613,000	53,753,000	52,499,000	50,027,000	51,455,000	50,981,000	43,362,000	40,448,000	34,778,000	41,037,000	37,563,000	35,633,000			11,758,000
yoy	31.23%	32.55%	9.45%	17.81%	26.38%	54.90%	12.31%	-2.49%	-13.71%	-37.87%	-16.70%	-13.95%	0.62%	25.99%	21.97%	24.20%	11.97%	5.44%	21.07%	23.68%	47.95%	24.23%	15.44%	13.51%			219.47%
qoq	-3.95%	31.74%	6.75%	-2.85%	-2.99%	8.79%	14.91%	4.22%	18.90%	-21.12%	-0.24%	-7.77%	-14.40%	5.77%	3.05%	7.85%	7.18%	2.39%	4.94%	-2.78%	0.93%	17.57%	7.20%	16.30%	-15.25%	9.25%	5.42%
dividends on preferred stock		31,000		31,000		31,000		31,000
net income available to common stockholders	82,971,000	86,353,000	65,571,000	61,393,000	63,224,000	65,142,000	59,907,000	52,105,000	50,026,000	42,043,000	53,340,000	53,437,000	57,971,000	67,693,000	64,031,000	62,105,000	57,613,000	53,722,000	52,499,000	49,996,000	51,455,000	50,949,000	43,362,000	40,417,000	34,778,000	41,005,000	37,563,000	35,602,000			11,656,000
basic earnings per common share	1,520	1,580	1,200	1,120	1,160	1,200	1,100	960	920	770	980	980	1,070	1,250	1,180	1,140	1,060	990	970	920	950	950	800	750	650	770	700	670			1,580
diluted earnings per common share	1,520	1,580	1,200	1,120	1,160	1,190	1,100	950	920	770	980	980	1,060	1,240	1,170	1,140	1,060	990	960	920	950	940	800	750	640	760	690	660			1,520
taxable securities		17,199,000	17,338,000	16,562,000	16,023,000	16,905,000	17,493,000	16,158,000	15,979,000	15,512,000	15,522,000	11,570,000	10,895,000	10,895,000	11,089,000	10,515,000	8,223,000	6,747,000	6,544,000	6,315,000	5,807,000	6,018,000	5,858,000	5,092,000	5,154,000	4,702,000	4,367,000	4,193,000
nontaxable securities		5,000	5,000	5,000	6,000	6,000	7,000	9,000	9,000	12,000	15,000	17,000	21,000	27,000	30,000	37,000	43,000	47,000	62,000	86,000	107,000	129,000	166,000	211,000	233,000	274,000	316,000	393,000
securities losses			-7,812,000	-8,563,000													-3,335,000
federal funds sold					20,000	18,000	31,000	538,000	541,000	1,018,000	985,000	227,000	614,000	818,000	632,000	93,000	13,000	18,000	4,000	4,000	3,000	5,000	16,000	34,000	277,000	1,053,000	1,768,000	1,998,000			42,000
noninterest expense:
equipment and occupancy					3,722,000				3,557,000				3,435,000				2,933,000				2,654,000				2,400,000
other real estate owned					33,000				30,000				6,000				3,000				157,000				601,000
other operating expense					6,948,000				7,195,000				6,702,000				8,252,000				4,639,000				3,636,000						3,140,000
total noninterest expense					46,107,000				46,303,000				39,664,000				37,218,000				28,914,000				27,920,000						13,723,000
see notes to consolidated financial statements.
oreo expense										7,500	18,000	6,000		14,000	21,000	32,000		205,000	123,000	540,000		505,750	119,000	1,303,000		78,000	78,000	212,000			487,000
preferred stock dividends										7,750		31,000		7,750		31,000		7,750		31,000		7,750		31,000		7,750		31,000			100,000
increase in cash surrender value life insurance													1,621,000	1,600,000	1,637,000	1,633,000	1,608,000	1,630,000	1,671,000	1,683,000	1,658,000	1,660,000	1,733,000	1,464,000	1,453,000	1,419,000	787,000	778,000
securities gains																-2,833,000				620,000						-1,000	34,000	-6,000
provision for loan losses																						9,037,750	12,284,000			4,188,500	6,985,000	4,884,000
net interest income after provision for loan losses																						52,451,250	72,798,000			48,778,500	66,020,000	65,201,000
benefit from loan losses																								10,283,000	13,584,000						2,314,000
net interest income after benefit from loan losses																								72,951,000	64,056,000						28,535,000
benefit from income taxes																								10,720,000	8,032,000						5,229,000
credit cards																									1,765,000
fdic and other regulatory (credits) assessments																										451,000	-296,000
taxable debt securities																															1,097,000
nontaxable debt securities																															871,000
increase in cash surrender value of life insurance																															536,000
net income attributable to noncontrolling interest																															-2,000
net income attributable to servisfirst bancshares, inc.																															11,756,000

Balance Sheets:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-09-30	2013-06-30	2013-03-31	2012-09-30	2012-06-30	2012-03-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2005-12-31

assets
cash and due from banks	100,561,000	95,127,000	144,089,000	140,659,000	121,645,000	116,394,000	142,372,000	135,711,000	78,708,000	123,430,000	112,150,000	107,251,000	139,175,000	106,317,000	249,051,000	252,638,000	103,439,000	56,934,000	102,313,000	72,599,000	70,107,000	93,655,000	70,472,000	102,282,000	80,461,000	78,618,000	108,804,000	68,841,000	71,058,000	97,516,000	77,692,000	68,344,000	64,912,000	86,213,000	79,431,000	71,181,000	54,993,000	56,855,000	57,221,000	54,985,000	56,714,000	46,614,000	50,481,000	49,731,000	63,816,000	48,519,000	59,483,000	76,893,000	77,542,000	71,833,000	60,251,000	33,844,000	40,312,000	42,332,000	37,819,000	35,624,000	27,963,000	20,871,000	27,454,000	30,371,000	26,570,000	20,449,000	17,925,000	20,918,000	18,474,000	22,844,000	28,434,000	26,994,000	19,155,000	4,188,000
interest-bearing balances due from depository institutions	1,218,296,000	1,026,607,000	1,191,447,000	1,236,485,000	3,218,753,000	2,259,195,000	1,614,317,000	1,129,922,000	1,201,566,000	1,907,083,000	1,861,924,000	852,483,000	725,318,000	708,221,000	156,959,000	1,334,511,000	3,315,312,000	4,106,790,000	4,297,473,000	3,100,677,000	2,738,046,000	2,115,985,000	1,551,597,000	1,444,293,000	297,943,000	451,509,000	463,625,000	409,052,000	547,036,000	360,534,000	59,096,000	81,742,000	53,311,000	151,849,000	86,719,000	134,694,000	283,181,000	566,707,000	553,392,000	417,703,000	440,513,000	270,836,000	165,982,000	69,104,000	232,627,000	248,054,000	277,984,000	199,990,000	134,415,000	185,657,000	129,767,000	11,914,000	204,361,000	29,002,000	99,762,000	57,739,000	74,951,000	16,309,000		119,470,000	100,532,000	5,313,000	1,019,000	165,924,000	1,016,000
securities purchased with agreement to resell	499,087,000	498,910,000	427,767,000	327,760,000
federal funds sold	18,678,000	6,052,000	10,002,000	6,000,000	9,322,000	1,045,000	3,542,000	11,132,000	170,625,000	100,575,000	91,035,000	17,958,000	6,478,000	1,515,000	82,316,000	101,447,000	24,638,000	58,372,000	44,700,000	7,500,000	1,577,000	1,771,000	1,302,000	2,352,000	306,127,000	100,473,000	474,298,000	408,289,000	181,435,000	223,845,000	229,033,000	15,585,000	197,882,000	239,524,000	182,841,000	49,443,000	127,390,000	160,435,000	181,644,000	116,038,000	28,410,000	34,785,000	26,229,000	17,622,000	3,236,000	891,000	6,566,000	3,044,000	10,535,000	7,923,000	2,590,000	1,545,000	10,672,000	84,468,000	90,892,000	91,315,000	94,541,000			2,213,000	148,000	110,000	88,751,000	384,000	76,978,000	19,300,000	30,022,000	72,000	83,455,000
cash and cash equivalents	1,836,622,000	1,626,696,000	1,773,305,000	1,710,904,000	3,349,720,000	2,376,634,000	1,760,231,000	1,276,765,000	1,450,899,000	2,131,088,000	2,065,109,000	977,692,000	870,971,000	816,053,000	488,326,000	1,688,596,000	3,443,389,000	4,222,096,000	4,444,486,000	3,180,776,000	2,809,730,000	2,211,411,000	1,623,371,000	1,548,927,000	684,531,000	630,600,000	1,046,727,000	886,182,000	799,529,000	681,895,000	365,821,000	165,671,000	316,105,000	477,586,000	348,991,000	255,318,000	465,564,000	783,997,000	792,257,000	588,726,000	525,637,000	352,235,000	242,692,000	136,457,000	299,679,000	297,464,000	344,033,000	279,927,000	222,492,000	265,413,000	192,608,000	47,303,000	255,345,000	155,802,000	228,473,000	184,678,000	197,455,000	117,954,000		152,054,000	127,250,000	25,872,000	107,695,000	187,226,000	96,468,000	72,918,000	58,788,000	27,121,000	102,694,000
available-for-sale debt securities, at fair value	1,037,151,000	1,068,825,000	1,178,144,000	1,227,851,000	1,203,837,000	1,161,400,000	1,139,007,000	1,174,386,000	1,073,929,000	900,183,000	834,802,000	990,921,000
held-to-maturity debt securities	647,270,000	660,076,000	671,595,000	686,652,000	701,713,000	714,853,000	728,580,000	767,255,000	867,696,000	982,664,000	1,043,899,000	1,057,306,000
restricted equity securities	12,466,000	12,203,000	12,203,000	12,156,000	12,156,000	11,300,000	11,300,000	11,300,000	11,300,000	10,226,000	10,226,000	7,307,000	7,307,000	7,734,000	7,734,000	7,734,000	7,734,000	7,311,000																	1,038,000	1,037,000			5,668,000	5,671,000		4,954,000	4,954,000	4,954,000		3,921,000	3,418,000	3,418,000	3,738,000	3,738,000	3,738,000	3,738,000	3,941,000	4,018,000	4,288,000	3,708,000	3,899,000	4,053,000	3,510,000	3,510,000	3,510,000	3,510,000	3,241,000	3,241,000	3,241,000	2,659,000	2,659,000	2,658,000	2,659,000	230,000
mortgage loans held for sale	12,893,000	11,744,000	9,433,000	22,131,000	11,386,000	9,211,000	8,453,000	11,174,000	7,592,000	5,074,000	6,333,000	3,981,000	1,651,000	1,607,000	2,003,000	3,451,000	403,000	1,114,000	578,000	6,147,000	15,834,000	14,425,000	21,472,000	14,491,000	6,747,000	6,312,000	8,691,000	9,446,000	1,223,000	120,000	5,277,000	4,605,000	4,522,000	4,459,000	4,971,000	5,673,000	6,599,000	4,675,000	6,026,000	7,933,000	5,090,000	8,249,000	5,387,000	11,722,000	12,384,000	5,984,000	9,037,000	11,675,000	6,704,000	11,592,000	16,374,000	15,804,000	28,558,000	15,000,000	12,611,000	9,114,000	4,092,000	2,588,000	7,875,000	8,708,000	4,462,000	4,521,000	5,785,000	5,087,000	8,023,000	3,320,000	4,060,000	3,869,000	4,768,000	1,778,000
loans	13,945,913,000	13,696,912,000	13,311,967,000	13,232,560,000	12,886,831,000	12,605,836,000	12,338,226,000	12,332,780,000	11,880,696,000	11,658,829,000	11,641,130,000	11,604,894,000	11,629,802,000	11,687,968,000	11,278,614,000	10,617,320,000	9,898,957,000	9,532,934,000	8,812,811,000	8,649,694,000	8,504,980,000	8,465,688,000	8,508,554,000	8,315,375,000	7,568,836,000	7,261,451,000	7,022,069,000	6,967,886,000	6,659,908,000	6,533,499,000	6,363,531,000	6,129,649,000	5,928,327,000	5,851,261,000	5,628,765,000	5,343,688,000	5,151,984,000	4,911,770,000	4,657,284,000	4,539,338,000	4,340,900,000	4,216,375,000	4,044,242,000	3,863,734,000	3,607,852,000	3,359,858,000	3,159,772,000	3,053,989,000	2,937,797,000	2,731,973,000	2,590,192,000	2,462,154,000	2,161,130,000	2,022,589,000	1,918,636,000	1,695,476,000	1,560,974,000	1,470,472,000	1,376,741,000	1,345,502,000	1,288,410,000	1,235,504,000	1,023,893,000	1,154,090,000	1,111,744,000	968,233,000	898,826,000	836,520,000	755,534,000	246,140,000
less allowance for credit losses	-173,905,000	-171,683,000	-170,235,000	-169,959,000	-165,034,000	-164,458,000	-160,755,000	-158,092,000	-155,892,000	-153,317,000	-152,247,000	-152,272,000	-148,965,000	-146,297,000	-140,967,000	-128,387,000	-119,463,000	-116,660,000	-108,950,000	-104,670,000	-94,906,000	-87,942,000
premises and equipment	62,056,000	60,396,000	60,704,000	59,993,000	59,431,000	59,185,000	61,328,000	59,200,000	59,302,000	59,324,000	59,516,000	59,655,000	60,093,000	59,850,000	59,080,000	59,482,000	59,908,000	60,300,000	60,953,000	67,738,000	56,472,000	54,969,000	55,273,000	55,588,000	55,992,000	56,496,000	56,570,000	57,195,000	57,664,000	57,822,000	57,882,000	58,299,000	58,624,000	58,900,000	55,104,000	51,797,000	46,407,000	40,314,000	25,033,000	23,221,000	20,989,000	19,434,000	18,989,000	15,563,000	16,082,000	7,815,000	7,958,000	7,745,000	8,015,000	8,518,000	8,756,000	8,845,000	5,875,000	6,032,000	4,435,000	4,499,000	4,673,000	4,673,000	4,450,000	4,484,000	4,701,000	4,892,000	3,778,000	5,223,000	4,353,000	3,884,000	3,884,000	3,965,000	4,070,000	1,400,000
accrued interest and dividends receivable	70,084,000	61,956,000	63,639,000	61,839,000	70,459,000	62,794,000	61,578,000	62,936,000	61,407,000	59,181,000	56,500,000	50,183,000	50,500,000	48,422,000	39,946,000	36,557,000	34,388,000	34,831,000	33,815,000	33,130,000	36,348,000	36,841,000	36,607,000	30,928,000	25,314,000	26,262,000	25,423,000	26,635,000	26,998,000	24,070,000	24,755,000	21,375,000	20,261,000	20,661,000	20,334,000	16,770,000	16,051,000	15,801,000	14,648,000	13,487,000	13,416,000	13,698,000	12,566,000	11,905,000	11,991,000	11,214,000	10,882,000	9,686,000	10,370,000	9,604,000	9,101,000	9,154,000	9,188,000	8,057,000	7,975,000	7,529,000	6,847,000	7,358,000		6,834,000	6,144,000	6,664,000	3,934,000	5,163,000	4,363,000	4,026,000	4,068,000	3,979,000	3,936,000
deferred tax asset	47,218,000	49,705,000	49,715,000	55,735,000	58,924,000	61,748,000	57,290,000	62,321,000	60,292,000	62,918,000	66,029,000	65,635,000	60,666,000	60,448,000	54,599,000	48,874,000	44,021,000	37,772,000				31,072,000				25,566,000				27,277,000				13,022,000				27,132,000				23,425,000				15,716,000
other real estate owned and repossessed assets	3,072,000	2,583,000	611,000	311,000	756,000	2,531,000	2,723,000	1,458,000	490,000	995,000	690,000	832,000	248,000	248,000	1,245,000	1,207,000	1,989,000	1,208,000	2,068,000	2,039,000	2,067,000	6,497,000	6,976,000	6,537,000	7,448,000	8,178,000	5,337,000	5,649,000	5,480,000	5,169,000	5,714,000	5,937,000	5,748,000	6,701,000	3,888,000	3,891,000	5,102,000	4,988,000	3,035,000	4,260,000	4,044,000	5,392,000	6,068,000	8,235,000	8,638,000	6,840,000	6,940,000	6,739,000	9,752,000	14,258,000
bank owned life insurance contracts	436,272,000	435,328,000	431,455,000	304,050,000	301,924,000	299,787,000	297,656,000	296,042,000	294,786,000	292,759,000	291,521,000	290,979,000	289,374,000	287,752,000	286,152,000	286,315,000	284,682,000	283,074,000	281,399,000	279,728,000	278,045,000	276,387,000	254,045,000	212,312,000	210,847,000	209,395,000	152,976,000	132,189,000	131,411,000	130,649,000	129,869,000	129,082,000	128,296,000	127,519,000	126,722,000	125,896,000	115,112,000	114,388,000	113,643,000	102,873,000	92,218,000	91,594,000	90,964,000	90,281,000	89,621,000	86,288,000	85,639,000	70,090,000	69,544,000	68,460,000	57,969,000	57,485,000	41,551,000	41,165,000	40,780,000	40,000,000
goodwill	13,615,000	13,615,000	13,615,000	13,615,000	13,615,000	13,615,000	13,615,000	13,615,000	13,615,000	13,615,000	13,615,000
other assets	220,560,000	198,834,000	178,048,000	160,790,000	131,048,000	137,207,000	129,946,000	138,672,000	95,518,000	106,129,000	107,209,000	102,080,000	84,360,000	79,417,000	85,080,000	69,335,000	51,819,000	65,661,000	45,230,000	33,951,000	30,708,000	22,460,000	26,977,000	25,816,000	25,715,000	26,149,000	37,568,000	29,056,000	26,294,000	9,954,000	25,918,000	23,146,000	23,871,000	27,598,000	16,912,000	21,276,000	14,301,000	18,317,000	19,394,000	22,974,000	15,741,000	17,878,000	17,050,000	20,003,000	12,931,000	11,543,000	11,591,000	14,150,000	14,820,000	12,849,000	9,613,000	6,391,000	8,947,000	7,728,000	7,688,000	6,678,000	7,338,000	9,007,000		9,980,000	11,776,000	11,451,000	1,772,000	2,438,000	1,904,000	1,437,000	582,000	895,000	3,916,000
total assets	18,171,287,000	17,727,190,000	17,584,199,000	17,378,628,000	18,636,766,000	17,351,643,000	16,449,178,000	16,049,812,000	15,721,630,000	16,129,668,000	16,044,332,000	15,072,808,000	14,566,559,000	14,595,753,000	13,890,030,000	14,494,317,000	15,339,419,000	15,448,806,000	14,602,228,000	13,207,319,000	12,647,374,000	11,932,654,000	11,394,874,000	11,012,195,000	9,364,882,000	8,947,653,000	9,005,112,000	8,740,237,000	8,310,836,000	8,007,382,000	7,517,833,000	7,084,562,000	7,011,735,000	7,082,384,000	6,712,103,000	6,329,599,000	6,336,165,000	6,370,448,000	6,002,621,000	5,646,055,000	5,378,599,000	5,095,509,000	4,772,601,000	4,492,539,000	4,393,342,000	4,098,679,000	3,952,799,000	3,762,684,000	3,572,914,000	3,396,153,000	3,140,626,000	2,861,758,000	2,763,234,000	2,570,243,000	2,531,484,000	2,257,330,000	2,024,597,000	1,862,949,000	1,935,166,000	1,776,524,000	1,681,884,000	1,527,564,000	1,255,562,000	1,502,205,000	1,342,343,000	1,162,272,000	1,064,908,000	973,110,000	960,215,000	277,963,000
liabilities and stockholders' equity
liabilities:
deposits:
non-interest-bearing demand	2,836,622,000	2,684,272,000	2,598,895,000	2,632,058,000	2,647,577,000	2,619,687,000	2,576,329,000	2,475,415,000	2,627,639,000	2,643,101,000	2,621,072,000	2,855,102,000		3,321,347,000	3,661,936,000	4,686,511,000		4,799,767,000				2,788,772,000				1,749,879,000				1,557,341,000				1,440,326,000				1,281,605,000
interest-bearing	11,649,742,000	11,534,762,000	11,508,027,000	11,230,261,000	11,781,484,000	10,923,772,000	10,570,200,000	10,783,977,000	10,123,809,000	10,630,410,000	10,521,304,000	9,433,117,000	8,716,581,000	8,225,458,000	7,389,979,000	7,085,826,000	7,519,260,000	7,653,069,000	7,712,016,000	7,661,807,000	7,532,999,000	7,186,952,000	6,910,969,000	6,664,025,000	5,907,029,000	5,780,554,000	6,045,486,000	5,827,835,000	5,510,963,000	5,358,367,000	5,000,904,000	4,604,235,000	4,569,795,000	4,651,348,000	4,390,936,000	4,021,457,000	4,069,092,000	4,138,706,000	3,811,402,000	3,482,127,000	3,269,472,000	3,170,421,000	3,015,280,000	2,802,555,000	2,772,020,000	2,587,700,000	2,558,213,000	2,428,479,000	2,368,207,000	2,284,064,000	2,112,781,000	1,915,887,000	1,896,559,000	1,773,558,000	1,756,958,000	1,629,186,000	1,519,906,000	1,430,866,000		1,377,020,000	1,326,247,000	1,176,492,000	1,004,504,000	1,186,394,000	1,067,316,000		844,854,000	750,359,000	774,158,000
total deposits	14,486,364,000	14,219,034,000	14,106,922,000	13,862,319,000	14,429,061,000	13,543,459,000	13,146,529,000	13,259,392,000	12,751,448,000	13,273,511,000	13,142,376,000	12,288,219,000	11,615,317,000	11,546,805,000	11,051,915,000	11,772,337,000	12,408,755,000	12,452,836,000	12,078,670,000	10,958,236,000	10,577,610,000	9,975,724,000	9,673,783,000	9,342,918,000	7,832,655,000	7,530,433,000	7,724,158,000	7,404,794,000	7,083,666,000	6,915,708,000	6,505,351,000	6,085,682,000	5,977,387,000	6,091,674,000	5,796,901,000	5,394,810,000	5,361,532,000	5,420,311,000	5,081,128,000	4,667,795,000	4,339,747,000	4,223,888,000	4,044,634,000	3,729,132,000	3,638,763,000	3,398,160,000	3,352,766,000	3,157,642,000	3,031,041,000	2,919,217,000	2,674,977,000	2,423,534,000	2,409,521,000	2,240,902,000	2,189,376,000	2,011,281,000	1,803,874,000	1,692,500,000		1,601,557,000	1,514,904,000	1,350,560,000	1,127,147,000	1,361,483,000	1,206,485,000	1,037,319,000	950,738,000	847,425,000	862,771,000
federal funds purchased	1,546,987,000	1,471,628,000	1,488,150,000	1,599,135,000	2,358,326,000	1,993,728,000	1,542,623,000	1,097,154,000	1,345,328,000	1,256,724,000	1,370,289,000	1,298,066,000	1,480,160,000	1,618,798,000	1,466,322,000	1,389,167,000	1,639,238,000	1,711,777,000	1,286,756,000	1,059,474,000	911,558,000	851,545,000	669,350,000	635,606,000	543,623,000	470,749,000	370,231,000	459,449,000	373,378,000	288,725,000	246,094,000	262,659,000	326,399,000	301,797,000	254,880,000	300,226,000	358,241,000	355,944,000	344,390,000	420,430,000	497,885,000	352,360,000	228,415,000	273,095,000	280,900,000	264,315,000	178,230,000	181,070,000	195,762,000	170,090,000	175,475,000	153,930,000	91,317,000	80,205,000	93,385,000	16,400,000						17,350,000						26,302,000
other borrowings	34,750,000	34,750,000	64,750,000	64,747,000	64,745,000	64,743,000	64,741,000	64,739,000	64,737,000	64,735,000	64,751,000	64,737,000	65,417,000	64,726,000	64,721,000	64,716,000	64,711,000	64,706,000	64,701,000	64,696,000	64,691,000	64,748,000	64,719,000	64,715,000	64,707,000	64,703,000	64,693,000	64,684,000	64,675,000	64,666,000	64,657,000	64,648,000	64,739,000	64,832,000	54,975,000	55,075,000	55,169,000	55,262,000	55,356,000	55,450,000	55,543,000	55,637,000	55,728,000	21,016,000	21,278,000	19,973,000	19,965,000	19,957,000	19,949,000	19,932,000	19,924,000	19,916,000			4,958,000	4,949,000	4,945,000	14,941,000	24,937,000	24,933,000	24,929,000	24,925,000	20,000,000	24,918,000	24,915,000	20,000,000	20,000,000	20,320,000	20,275,000
accrued interest and dividends payable	29,134,000	29,990,000	28,272,000	27,374,000	29,055,000	28,026,000	26,581,000	25,293,000	26,822,000	27,545,000	24,683,000	23,061,000		18,615,000	14,881,000	13,515,000		13,619,000				12,321,000				11,934,000				10,381,000				4,971,000				4,401,000												4,553,000
other liabilities	161,515,000	121,441,000	114,458,000	103,270,000	86,679,000	104,915,000	98,435,000	92,658,000	57,259,000	66,748,000	40,849,000	35,254,000	45,307,000	48,913,000	49,602,000	42,664,000	39,555,000	53,853,000	45,111,000	39,540,000	50,165,000	35,464,000	25,518,000	42,658,000	29,613,000	27,152,000	24,017,000	21,423,000	32,055,000	12,699,000	11,659,000	9,237,000	6,090,000	11,506,000	10,781,000	8,889,000	11,861,000	11,641,000	10,255,000	10,407,000	10,841,000	12,108,000	9,683,000	12,469,000	8,338,000	7,078,000	6,498,000	21,995,000	11,758,000	6,061,000	4,156,000	5,677,000	6,009,000	2,819,000	6,851,000	3,670,000	3,104,000	1,781,000	3,993,000	2,559,000	1,769,000	1,444,000	916,000	2,286,000	1,822,000	1,803,000	1,170,000	2,857,000	1,626,000	273,000
total liabilities	16,258,750,000	15,876,843,000	15,802,552,000	15,656,845,000	16,967,866,000	15,734,871,000	14,878,909,000	14,539,236,000	14,245,594,000	14,689,263,000	14,642,948,000	13,709,337,000	13,226,742,000	13,297,857,000	12,647,441,000	13,282,399,000	14,166,444,000	14,296,791,000	13,487,935,000	12,134,035,000	11,616,889,000	10,939,802,000	10,445,285,000	10,097,607,000	8,482,997,000	8,104,971,000	8,194,575,000	7,961,280,000	7,565,250,000	7,292,179,000	6,836,323,000	6,429,448,000	6,382,438,000	6,474,780,000	6,121,890,000	5,762,513,000	5,791,017,000	5,847,559,000	5,494,755,000	5,156,958,000	4,907,659,000	4,646,362,000	4,341,407,000	4,038,052,000	3,951,884,000	3,691,466,000	3,559,663,000	3,382,610,000	3,260,631,000	3,119,853,000	2,875,437,000	2,604,211,000	2,538,228,000	2,355,375,000	2,326,100,000		1,843,396,000	1,740,541,000		1,660,347,000	1,572,838,000	1,425,530,000	1,164,336,000	1,404,984,000	1,249,451,000	1,075,489,000	988,150,000	898,240,000	885,572,000
stockholders' equity:
preferred stock, par value 0.001 per share...
common stock, par value 0.001 per share...	55,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	54,000	53,000	53,000	53,000	53,000	53,000	53,000	53,000	53,000	53,000	53,000				26,000				25,000
additional paid-in capital	238,644,000	237,839,000	237,236,000	236,716,000	235,840,000	235,781,000	235,649,000	234,495,000	233,560,000	232,605,000	231,588,000	230,659,000	229,631,000	229,693,000	228,738,000	227,906,000	227,127,000	226,397,000	225,648,000	225,127,000	224,302,000	223,856,000	223,280,000	222,437,000	221,901,000	219,766,000	219,234,000	218,658,000	218,147,000	218,521,000	218,062,000	217,765,000	217,536,000	217,693,000	217,483,000	217,271,000	217,195,000	215,932,000	215,262,000	214,525,000	215,948,000	211,546,000	210,331,000	209,074,000	207,374,000	185,397,000	184,797,000	183,765,000	127,218,000	113,441,000	109,874,000	109,022,000	89,614,000	89,324,000	88,525,000	87,043,000	86,591,000	76,139,000		75,637,000	75,392,000	75,213,000	74,402,000	74,877,000	74,688,000	70,729,000	64,076,000	63,479,000	63,320,000
retained earnings	1,676,013,000	1,613,746,000	1,548,098,000	1,500,767,000	1,457,614,000	1,412,616,000	1,365,701,000	1,322,048,000	1,288,514,000	1,254,841,000	1,229,080,000	1,190,920,000	1,152,681,000	1,109,902,000	1,057,387,000	1,005,815,000	956,169,000	911,008,000	869,731,000	828,048,000	788,875,000	748,224,000	706,924,000	672,984,000	641,980,000	616,611,000	584,968,000	555,425,000	527,853,000	500,868,000	472,681,000	443,972,000	416,311,000	389,554,000	371,127,000	348,517,000	327,029,000	307,151,000	287,568,000	268,765,000	249,704,000	234,150,000	215,982,000	201,303,000	188,507,000	177,091,000	163,414,000	150,769,000	140,538,000	118,391,000	111,217,000	101,631,000	87,170,000	77,968,000	69,737,000	55,095,000	49,059,000	43,214,000		33,798,000	28,999,000	24,978,000	15,808,000	18,974,000	17,366,000	15,087,000	13,127,000	11,402,000	9,652,000
accumulated other comprehensive loss	-2,675,000	-1,792,000	-4,241,000	-16,254,000	-25,108,000	-32,179,000	-31,635,000	-46,521,000	-46,592,000	-47,595,000	-59,838,000	-58,662,000	-43,049,000																-969,000	-4,741,000	-9,788,000		-5,105,000	-198,000
total stockholders' equity attributable to servisfirst bancshares, inc.	1,912,037,000	1,849,847,000	1,781,147,000	1,721,283,000	1,668,400,000	1,616,272,000	1,569,769,000	1,510,076,000	1,475,536,000	1,439,905,000	1,400,884,000	1,362,971,000	1,339,317,000	1,297,396,000	1,242,089,000	1,211,418,000	1,172,475,000	1,151,515,000	1,113,793,000	1,072,784,000	1,029,985,000	992,352,000	949,089,000	914,086,000	881,383,000	842,180,000	810,035,000	778,455,000	745,084,000	714,701,000	681,008,000	654,612,000	628,795,000	607,102,000	589,711,000	566,584,000	544,646,000	522,512,000	507,489,000	488,720,000	470,563,000	448,770,000	430,817,000	454,110,000	441,081,000	406,961,000		379,822,000
noncontrolling interest	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	502,000	502,000	502,000	502,000	502,000	502,000	502,000	502,000	502,000	502,000	502,000	502,000	502,000	502,000	377,000	377,000	377,000	377,000	377,000	377,000	377,000	377,000	252,000	252,000	252,000	252,000
total stockholders' equity	1,912,537,000	1,850,347,000	1,781,647,000	1,721,783,000	1,668,900,000	1,616,772,000	1,570,269,000	1,510,576,000	1,476,036,000	1,440,405,000	1,401,384,000	1,363,471,000	1,339,817,000	1,297,896,000	1,242,589,000	1,211,918,000	1,172,975,000	1,152,015,000	1,114,293,000	1,073,284,000	1,030,485,000	992,852,000	949,589,000	914,588,000	881,885,000	842,682,000	810,537,000	778,957,000	745,586,000	715,203,000	681,510,000	655,114,000	629,297,000	607,604,000	590,213,000	567,086,000	545,148,000	522,889,000	507,866,000	489,097,000	470,940,000	449,147,000	431,194,000	454,487,000	441,458,000	407,213,000	393,136,000	380,074,000	312,283,000	276,300,000	265,189,000	257,547,000	225,006,000	214,868,000	205,384,000	189,473,000	181,201,000	122,408,000		116,177,000	109,046,000	102,034,000		97,221,000	92,892,000
total liabilities and stockholders' equity	18,171,287,000	17,727,190,000	17,584,199,000	17,378,628,000	18,636,766,000	17,351,643,000	16,449,178,000	16,049,812,000	15,721,630,000	16,129,668,000	16,044,332,000	15,072,808,000	14,566,559,000	14,595,753,000	13,890,030,000	14,494,317,000	15,339,419,000	15,448,806,000	14,602,228,000	13,207,319,000	12,647,374,000	11,932,654,000	11,394,874,000	11,012,195,000	9,364,882,000	8,947,653,000	9,005,112,000	8,740,237,000	8,310,836,000	8,007,382,000	7,517,833,000	7,084,562,000	7,011,735,000	7,082,384,000	6,712,103,000	6,329,599,000	6,336,165,000	6,370,448,000	6,002,621,000	5,646,055,000	5,378,599,000	5,095,509,000	4,772,601,000	4,492,539,000	4,393,342,000	4,098,679,000	3,952,799,000	3,762,684,000	3,572,914,000	3,396,153,000	3,140,626,000		2,763,234,000	2,570,243,000						1,776,524,000				1,502,205,000	1,342,343,000
derived from audited financial statements.
see notes to consolidated financial statements.
goodwill and other identifiable intangible assets												13,615,000	13,615,000	13,615,000	13,615,000	13,615,000		13,638,000	13,705,000	13,773,000	13,841,000	13,908,000	13,976,000	14,043,000	14,111,000	14,179,000	14,246,000	14,314,000	14,381,000	14,449,000	14,517,000	14,584,000	14,652,000	14,719,000	14,787,000	14,855,000	14,924,000	14,996,000	15,073,000	15,154,000	15,239,000		17,756,000	18,060,000	18,069,000
available for sale debt securities, at fair value													624,948,000	644,815,000	665,763,000	724,463,000	784,673,000	842,570,000	723,324,000	1,013,533,000	961,879,000	886,688,000	913,049,000	856,128,000	826,782,000	759,399,000	688,021,000	657,971,000	631,696,000	590,184,000	578,021,000	583,549,000	560,635,000	538,080,000	435,325,000	438,808,000	453,956,000	422,375,000	351,417,000	321,044,000	334,567,000	342,938,000	306,666,000	305,985,000	307,379,000	298,310,000	302,303,000	294,254,000	277,501,000	256,385,000	227,770,000	229,434,000	236,582,000	296,508,000	296,224,000	296,826,000
held to maturity debt securities													1,021,989,000	1,034,121,000	1,048,840,000	1,065,755,000	833,304,000	462,957,000	261,276,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000		250,000	250,000	250,000	250,000	87,399,000	79,257,000	72,057,000	62,564,000	25,853,000	26,662,000			27,969,000	29,023,000	29,126,000	29,355,000	30,048,000	31,178,000	31,974,000	33,130,000	33,808,000		20,791,000	21,011,000	16,214,000
noninterest-bearing													2,898,736,000				4,889,495,000		4,366,654,000	3,296,429,000	3,044,611,000		2,762,814,000	2,678,893,000	1,925,626,000		1,678,672,000	1,576,959,000	1,572,703,000		1,504,447,000	1,481,447,000	1,407,592,000		1,405,965,000	1,373,353,000	1,292,440,000		1,269,726,000	1,185,668,000	1,070,275,000	1,053,467,000	1,029,354,000	926,577,000	866,743,000	810,460,000	794,553,000	729,163,000	662,834,000	635,153,000	562,196,000	507,647,000	512,962,000	467,344,000	432,418,000	382,095,000	283,968,000	261,634,000		224,537,000	188,657,000	174,068,000	122,643,000	175,089,000	139,169,000	121,459,000	105,884,000	97,066,000	88,613,000
accrued interest payable													20,541,000				14,185,000		12,697,000	12,089,000	12,865,000		11,915,000	11,710,000	12,399,000		11,476,000	10,930,000	11,476,000		8,562,000	7,222,000	7,823,000		4,353,000	3,513,000	4,214,000		3,626,000	2,876,000	3,643,000	2,369,000	2,947,000	2,340,000	2,605,000	1,940,000	2,204,000	1,946,000	2,121,000		905,000	1,154,000	867,000	935,000	1,016,000	1,043,000	983,000	864,000		914,000	887,000	937,000	1,150,000	1,103,000	1,071,000	1,280,000	1,190,000	1,336,000	900,000
accumulated other comprehensive income														-42,253,000	-44,090,000	-22,357,000	-10,875,000	14,056,000	18,360,000	19,555,000	16,754,000	20,218,000	18,831,000	18,611,000	17,448,000	5,749,000	5,779,000	4,318,000				-7,178,000			1,048,000	743,000	369,000	-624,000	4,633,000	5,404,000	4,885,000	3,048,000	4,478,000	3,749,000	5,216,000	4,490,000	4,690,000	5,305,000	4,309,000	4,503,000	4,133,000	6,929,000	8,258,000	7,612,000	7,158,000	7,371,000	5,587,000	3,049,000		6,736,000	4,649,000	1,837,000	1,010,000	3,364,000	832,000	962,000	-450,000	-16,000	1,666,000
goodwill and other identifiable intangible assets																	13,615,000
deferred tax assets																			31,533,000	31,230,000	32,126,000		26,764,000	23,307,000	23,723,000		24,426,000	24,850,000	26,209,000		12,268,000	11,661,000	11,468,000		26,326,000	26,392,000	26,966,000		22,223,000	21,710,000	22,697,000		19,872,000	16,637,000	11,993,000		15,620,000	12,817,000	11,935,000	9,160,000	10,383,000	8,384,000	6,289,000	5,738,000	6,185,000	4,889,000	7,338,000	7,306,000		2,347,000	4,104,000	4,357,000	4,528,000	3,256,000	4,761,000	3,585,000	4,075,000	3,566,000	2,515,000
less allowance for loan losses																							-92,440,000	-91,507,000	-85,414,000	-76,584,000	-77,192,000	-71,386,000	-70,207,000	-68,600,000	-66,879,000	-64,239,000	-62,050,000	-59,406,000	-58,459,000	-55,059,000	-53,892,000	-51,893,000	-48,933,000	-46,998,000	-45,145,000	-43,419,000	-42,574,000	-40,020,000	-37,356,000	-35,629,000	-34,442,000	-32,984,000	-31,728,000	-28,927,000	-28,757,000	-27,679,000	-24,604,000	-23,239,000	-23,662,000	-21,466,000	-19,516,000	-19,226,000		-16,903,000	-15,713,000	-15,671,000	-12,412,000	-14,596,000	-13,567,000	-10,602,000	-10,384,000	-9,438,000	-8,852,000
equity securities																														894,000	889,000	993,000	1,026,000	1,034,000			1,034,000	1,024,000			5,667,000				4,953,000
preferred stock, series a senior non-cumulative perpetual, par value 0.001 (liquidation preference 1,000), net of discount; no shares authorized or outstanding at december 31, 2017 and december 31, 2016
preferred stock, series a senior non-cumulative perpetual, par value 0.001 (liquidation preference 1,000), net of discount; no shares authorized or outstanding at september 30, 2017 and december 31, 2016
preferred stock, series a senior non-cumulative perpetual, par value 0.001 (liquidation preference 1,000), net of discount; no shares authorized or outstanding at june 30, 2017 and december 31, 2016
preferred stock, series a senior non-cumulative perpetual, par value 0.001 (liquidation preference 1,000), net of discount; no shares authorized or outstanding at march 31, 2017 and december 31, 2016
preferred stock, series a senior non-cumulative perpetual, par value 0.001 (liquidation preference 1,000), net of discount; no shares authorized or outstanding at december 31, 2016, and 40,000 shares authorized, no shares issued and outstanding at december 31, 2015
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; no shares authorized, no shares issued and outstanding at september 30, 2016; 40,000 shares authorized, no shares issued and outstanding at december 31, 2015
preferred stock, par value .001 per share; 1,000,000 shares authorized and undesignated at september 30, 2016, and 1,000,000 shares authorized and 960,000 shares undesignated at december 31, 2015
common stock																																							26,000	26,000	26,000		26,000	26,000	26,000		25,000	25,000	8,000	7,000	7,000			6,000	6,000	6,000	6,000			6,000	6,000		6,000	6,000		5,000	5,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; no shares authorized, no shares issued or outstanding at june 30, 2016; 40,000 shares authorized, no shares issued or outstanding at december 31, 2015
preferred stock, par value .001 per share; 1,000,000 shares authorized and undesignated at june 30, 2016, and 1,000,000 shares authorized and 960,000 shares undesignated at december 31, 2015
held to maturity debt securities (fair value of 28,409 and 27,910 at
march 31, 2016 and december 31, 2015, respectively)																																									27,539,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, no shares issued and outstanding at march 31, 2016 and december 31, 2015
preferred stock, par value .001 per share; 1,000,000 shares authorized and 960,000 currently undesignated
held to maturity debt securities (fair value of 27,910 and 29,974 at
december 31, 2015 and 2014, respectively)																																										27,426,000
goodwill and other indentifiable intangible assets																																										15,330,000
preferred stock, series a senior non-cumulative perpetual, par value 0.001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, no shares issued and outstanding at december 31, 2015 and 40,000 shares issued and outstanding at december 31, 2014
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, no shares issued and outstanding at september 30, 2015 and 40,000 shares issued and outstanding at december 31, 2014
preferred stock, par value .001 per share; 1,000,000 authorized and 960,000 currently undesignated
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at june 30, 2015 and at december 31, 2014																																												39,958,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at march 31, 2015 and december 31, 2014																																													39,958,000
preferred stock, series a senior non-cumulative perpetual, par value 0.001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at december 31, 2014 and at december 31, 2013																																														39,958,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at september 30, 2014 and at december 31, 2013																																															39,958,000
total stockholders' equity attributable to servisfirst banchsares, inc.																																															392,884,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at june 30, 2014 and at december 31, 2013																																																39,958,000
deposits																																																											1,758,716,000											244,048,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at march 31, 2014 and december 31, 2013																																																	39,958,000
preferred stock, undesignated, par value .001 per share; 1,000,000 shares authorized and 960,000 currently undesignated
trust preferred securities																																																					30,514,000	30,514,000	30,514,000	30,514,000	30,490,000	30,455,000	30,420,000	30,384,000	30,349,000	30,314,000	15,123,000	15,194,000	15,158,000	15,087,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at september 30, 2013 and at december 31, 2012																																																		39,958,000
other real estate owned																																																			9,071,000	8,076,000	9,641,000	9,834,000	11,637,000	10,044,000	6,931,000	7,223,000		8,170,000	10,773,000	12,344,000	8,088,000	13,453,000	9,239,000	10,473,000	8,211,000	8,202,000
subordinated debentures																																																																			15,052,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at june 30, 2013 and at december 31, 2012																																																			39,958,000
held to maturity debt securities (fair value of 33,692 and 27,350 at
march 31, 2013 and december 31, 2012, respectively)																																																				32,669,000
preferred stock, series a senior non-cumulative perpetual, par value .001
(liquidation preference 1,000), net of discount; 40,000 shares authorized,
40,000 shares issued and outstanding at march 31, 2013 and
december 31, 2012																																																				39,958,000
preferred stock, undesignated, par value .001 per share; 1,000,000
shares authorized and 960,000 currently undesignated
6,897,812 shares issued and outstanding at march 31, 2013 and
6,268,812 shares issued and outstanding at december 31, 2012																																																				7,000
total liabilities and shareholders' equity																																																				2,861,758,000			2,531,484,000	2,257,330,000	2,024,597,000	1,862,949,000			1,681,884,000
40,000 shares issued and outstanding at march 31, 2012 and at
december 31, 2011																																																					39,958,000
preferred stock, par value .001 per share; 1,000,000 authorized and
960,000 currently undesignated
6,006,218 shares issued and outstanding at september 30, 2012 and
5,932,182 shares issued and outstanding at december 31, 2011																																																					6,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at june 30, 2012 and at december 31, 2011																																																						39,958,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized,40,000 shares issued and outstanding at march 31, 2012 and december 31, 2011																																																							39,958,000
held to maturity debt securities (fair value of 16,141 and 4,963 at
september 30, 2011 and december 31, 2010, respectively)																																																								15,355,000
total liabilities total liabilities																																																								2,067,857,000
preferred stock, series a senior non-cumulative perpetual, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at september 30, 2011 and no shares authorized, issued and outstanding at december 31, 2011																																																								39,958,000
preferred stock, undesignated, par value .001 per share; 1,000,000shares authorized; no shares outstanding
debt securities:
available for sale																																																									230,671,000	237,602,000		249,207,000	234,808,000	232,975,000
held to maturity																																																									13,895,000	13,939,000		2,631,000	1,659,000	1,145,000
preferred stock, series a senior non-cumulative perpetual participating, par value .001 (liquidation preference 1,000), net of discount; 40,000 shares authorized, 40,000 shares issued and outstanding at june 30, 2011 and no shares authorized, issued and outstanding at december 31, 2010																																																									39,958,000
preferred stock, undesignated, par value .001 per share; 1,000,000 shares authorized; no shares outstanding
federal funds sold and other investments																																																										80,774,000
5,527,482 shares issued and outstanding at march 31, 2011
and december 31, 2010																																																										6,000
preferred stock, par value .001 per share; 1,000,000 shares authorized;
no shares outstanding
selected balance sheet data:
total loans																																																											1,394,818,000											249,250,000
securities available for sale																																																											276,959,000				105,260,000	137,624,000	111,814,000	102,339,000	90,139,000	91,773,000	88,975,000	924,000
securities held to maturity																																																											5,234,000
interest-bearing balances with banks																																																											204,278,000
fed funds sold																																																											246,000											20,725,000
stockholders’ equity																																																											117,100,000											33,469,000
selected income statement data:
interest income																																																											78,146,000											6,580,000
interest expense																																																											15,260,000											2,325,000
net interest income																																																											62,886,000											4,255,000
benefit from loan losses																																																											10,350,000											3,521,000
net interest income after benefit from loan losses																																																											52,536,000											734,000
noninterest income																																																											5,169,000											101,000
noninterest expense																																																											30,969,000											3,161,000
income before income taxes																																																											26,736,000											-2,326,000
income taxes expenses																																																											9,358,000											-840,000
net income																																																											17,378,000											-1,486,000
per common share data:
net income, basic																																																											3,150											-420
net income, diluted																																																											2,840											-420
book value																																																											21,190											9,560
weighted-average shares outstanding:
basic																																																											5,519,151,000											3,500,000,000
diluted																																																											6,294,604,000											3,500,000,000
actual shares outstanding																																																											5,527,482,000											3,500,000,000
preferred stock, par value .001 per share; 1,000,000 shares authorized; no shares outstanding
5,513,482 shares issued and outstanding																																																														6,000
total liabilities and shareholders' equity total liabilities and stockholders' equity																																																														1,527,564,000
liabilities and stockholders’ equity
shareholders’ equity:
total stockholders’ equity																																																															91,226,000					74,870,000
total liabilities and stockholders’ equity																																																															1,255,562,000					973,110,000
5,513,482 and 5,374,022 shares issued and outstanding																																																																	6,000
interest bearing balances due from depository institutions																																																																		30,774,000	332,000	55,000	84,000
liabilties and stockholders’ equity
interest bearing																																																																		915,860,000
total shareholders’ equity																																																																		86,783,000	76,758,000		74,643,000
total liabilities and shareholders’ equity																																																																		1,162,272,000	1,064,908,000		960,215,000
liabilities and shareholders’ equity
stockholders’ equity:
5,113,482 shares issued and outstanding																																																																				5,000	5,000
preferred stock, par value .001 per share; 1,000,000 shares authorized; no shares outstanding.

Cashflow Statements:

Quarterly

Annual

Unit: USD	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31

operating activities
net income	86,384,000	65,571,000	61,424,000	63,224,000	65,173,000	59,907,000	52,136,000	50,026,000	42,074,000	53,340,000	53,468,000	57,971,000	67,724,000	64,031,000	62,136,000	57,613,000	53,753,000	52,499,000	50,027,000	51,455,000	50,981,000	43,362,000	40,448,000	34,778,000	41,037,000	37,563,000	35,633,000	35,010,000	36,237,000	34,560,000	33,540,000	32,603,000	21,150,000	25,259,000	24,164,000	22,519,000
adjustments to reconcile net income to net cash from operating activities
deferred tax expense	-817,000	1,968,000	222,000	455,000	-1,636,000																				-3,928,000	424,000	1,359,000	1,068,000	-15,009,000	-607,000	-193,000	1,554,000
provision for credit losses	7,922,000	9,463,000	11,296,000	6,630,000	5,704,000	6,162,000	5,353,000	4,368,000	3,582,000	4,282,000	6,654,000	4,197,000	7,135,000	15,603,000	9,507,000	5,362,000	8,451,000	5,963,000	9,652,000	7,451,000
depreciation	1,340,000	1,126,000	1,039,000	1,223,000	1,090,000	1,456,000	1,140,000	1,099,000	1,195,000	1,099,000	1,071,000	1,071,000	945,000	1,057,000	1,040,000	1,058,000	1,044,000	1,044,000	1,015,000	1,015,000	1,044,000	946,000	921,000	921,000	908,000	929,000	928,000	917,000	830,000	869,000	847,000	832,000	287,000	780,000	749,000	752,000
accretion on acquired loans	48,000	49,000	52,000	51,000	45,000	45,000	47,000	49,000	49,000	50,000	49,000	49,000	49,000	38,000							0				1,000	0	0	-91,000	-16,000	-22,000	-53,000	-72,000	-90,000	-107,000	-124,000	-143,000
amortization of investments in tax credit partnerships	9,685,000	25,278,000	340,000	2,904,000	5,640,000	2,118,000	1,970,000	2,837,000	5,239,000	2,574,000	3,195,000	3,345,000		2,929,000
net amortization of debt securities	-28,000	106,000
decrease in accrued interest and dividends receivable												-2,078,000	-8,476,000	-3,389,000	-2,169,000	443,000	-1,016,000											-2,928,000				400,000
stock-based compensation expense	627,000	629,000	837,000	864,000	640,000	1,013,000	878,000	958,000	881,000	929,000	982,000	808,000	816,000	804,000	797,000	790,000	545,000	461,000	558,000	291,000	363,000	339,000	353,000	277,000	319,000	293,000	206,000	282,000	167,000	202,000	244,000	238,000	254,000	294,000	285,000	337,000
increase in accrued interest and dividends payable	1,718,000			1,029,000	1,445,000	1,288,000	-1,529,000	-723,000	2,862,000	1,622,000	2,520,000	1,926,000
proceeds from sale of mortgage loans held for sale	76,455,000	78,094,000	59,427,000	39,104,000	55,933,000	59,011,000	51,825,000	37,635,000	35,955,000	40,073,000	35,354,000	16,320,000	12,358,000	20,729,000	8,880,000	8,955,000	12,538,000	49,956,000	81,365,000	90,227,000	90,323,000	89,377,000	68,873,000	36,308,000	45,171,000	44,645,000	29,962,000	15,581,000	25,487,000	25,977,000	30,622,000	24,720,000	30,319,000	34,422,000	39,017,000	32,501,000
originations of mortgage loans held for sale	-77,102,000	-63,531,000	-68,849,000	-40,666,000	-55,180,000	-54,938,000	-54,027,000	-39,475,000	-33,903,000	-41,601,000	-36,988,000	-15,922,000	-11,448,000	-18,497,000	-11,314,000	-7,718,000	-12,603,000	-42,964,000	-68,979,000	-88,889,000	-80,226,000	-93,839,000	-74,510,000	-35,672,000	-41,426,000	-42,557,000	-37,098,000	-16,109,000	-19,642,000	-25,860,000	-29,916,000	-24,265,000	-28,913,000	-32,742,000	-37,027,000	-33,526,000
gain on sale of mortgage loans held for sale	-1,664,000	-1,864,000	-1,323,000	-613,000	-1,512,000	-1,352,000	-1,380,000	-678,000	-793,000	-824,000	-696,000	-442,000	-514,000	-784,000	-614,000	-526,000	-471,000	-1,423,000	-2,699,000	-2,747,000	-3,050,000	-2,519,000	-2,107,000	-1,071,000	-1,366,000	-1,333,000	-1,087,000	-575,000	-688,000	-789,000	-789,000	-518,000	-894,000	-978,000	-1,064,000	-899,000
loss on sale of securities available for sale	0	7,812,000											0	0	2,833,000	3,335,000
net loss on sale of other real estate owned and repossessed assets					-6,000				0				-262,000	0	-238,000	-1,000	6,000	0	-52,000	334,000						-8,000	0	2,000	18,000
write down of other real estate owned and repossessed assets					0								218,000	1,000	0	6,000	-31,000	115,000	614,000	147,000	25,000	0	1,249,000	587,000	-1,000	66,000	202,000	20,000	176,000	235,000	-1,000	254,000	18,000	1,000
increase in cash surrender value of life insurance contracts	-3,873,000	-2,405,000	-2,126,000	-2,137,000	-3,356,000	-1,614,000	1,173,000	-3,231,000	-1,639,000	-1,818,000	-2,496,000	-1,621,000	-1,600,000	-1,637,000	-1,633,000	-1,608,000	-1,630,000	-1,671,000	-1,683,000	-1,658,000	-1,660,000	-1,733,000	-1,464,000	-1,453,000	-1,419,000	-787,000	-778,000	-762,000	-780,000	-787,000	-786,000	-777,000	-797,000	-825,000	-785,000	-724,000
net change in other assets, liabilities, and other operating activities	-3,621,000	19,500,000	-10,313,000	-16,125,000	-5,630,000	11,748,000	-5,662,000	500,000	33,860,000	-34,826,000	-25,442,000	-10,652,000	3,094,000	-9,807,000	-21,188,000	1,921,000	7,134,000	-2,516,000	-10,341,000	6,462,000	12,748,000	-27,897,000	13,167,000	2,814,000	15,611,000	-7,126,000	-15,190,000	2,550,000	15,775,000	-370,000	1,552,000	-3,790,000	-11,784,000	8,828,000	-12,581,000	3,202,000
net cash from operating activities	98,757,000	140,897,000	67,596,000	47,954,000	67,168,000	84,023,000	48,251,000	53,473,000	91,084,000	12,719,000	38,344,000	55,149,000	73,842,000	72,786,000	56,734,000	69,265,000	70,845,000	66,033,000	62,693,000	66,760,000	73,790,000	12,866,000	52,402,000	52,232,000	61,441,000	41,533,000	19,627,000	41,674,000	52,255,000	38,973,000	38,188,000	38,885,000		34,906,000	17,051,000	29,214,000
capital expenditures	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0
free cash flows	98,757,000	140,897,000	67,596,000	47,954,000	67,168,000	84,023,000	48,251,000	53,473,000	91,084,000	12,719,000	38,344,000	55,149,000	73,842,000	72,786,000	56,734,000	69,265,000	70,845,000	66,033,000	62,693,000	66,760,000	73,790,000	12,866,000	52,402,000	52,232,000	61,441,000	41,533,000	19,627,000	41,674,000	52,255,000	38,973,000	38,188,000	38,885,000		34,906,000	17,051,000	29,214,000
investment activities
purchases of debt securities available-for-sale	-115,571,000	-125,260,000	-129,678,000	-114,929,000	-500,589,000	0	-443,078,000	-198,269,000	-375,083,000	-212,672,000
proceeds from maturities, calls and paydowns of debt securities available-for-sale	206,300,000	107,676,000	47,134,000	82,077,000	477,606,000	59,102,000	342,735,000	24,724,000	309,875,000	390,320,000
proceeds from sale of debt securities available-for-sale	22,000,000	75,602,000
purchases of debt securities held-to-maturity	0	0			0	0	-35,536,000	-9,936,000	0	0
proceeds from maturities, calls and paydowns of debt securities held-to-maturity	11,409,000	14,895,000	17,877,000	13,001,000	13,588,000	38,174,000	135,977,000	124,904,000	61,235,000	13,790,000
purchases of restricted equity securities	0	-47,000	0	-856,000	0	0	0	-1,074,000	0	-33,732,000	0	-12,750,000	0	0	0	-423,000
proceeds from sale of restricted equity securities									0	30,813,000	0	13,177,000
investment in tax credit partnerships and sbic	-22,271,000	-50,792,000	-4,165,000	1,201,000	-4,105,000	-466,000	-8,775,000	-25,000	-2,000,000	-1,486,000	-5,279,000	-538,000
return of capital from tax credit partnerships and sbic	0	0			0	135,000			0
net increase in loans	-393,746,000	-89,219,000	-352,363,000	-287,124,000
purchases of premises and equipment	-1,032,000	-1,837,000	-1,601,000	-1,469,000	1,053,000	-3,584,000	-1,038,000	-1,077,000	-1,003,000	-960,000	-633,000	-1,314,000	-1,715,000	-655,000	-614,000	-666,000
purchase of bank owned life insurance contracts	0																				-20,682,000
proceeds from death benefit of bank owned life insurance contracts									0				353,000
proceeds from sale of other real estate owned and repossessed assets	307,000	273,000	639,000	2,117,000	1,181,000	1,063,000	90,000	690,000	0	0			1,042,000	149,000	1,047,000	44,000	1,784,000	150,000	177,000	584,000	1,073,000	928,000	398,000	454,000	710,000	679,000	0	48,000	1,700,000	320,000	378,000	874,000	4,000	-18,000	1,121,000	426,000
net cash from investing activities	-292,604,000	-193,709,000	-362,196,000	-305,982,000	-281,895,000	83,051,000	-465,828,000	-283,862,000	-27,541,000	148,346,000	-407,213,000	85,976,000	-380,995,000	-629,898,000	-912,504,000	-718,820,000	-1,081,676,000	-150,125,000	-209,585,000	-119,708,000	39,301,000	-303,506,000	-780,995,000	-365,871,000	-376,527,000	-111,392,000	-332,454,000	-167,976,000	-180,929,000	-236,174,000	-229,835,000	-107,536,000		-295,151,000	-201,684,000	-290,011,000
financing activities
net increase in non-interest-bearing deposits			-15,519,000	27,890,000								-422,611,000	-340,589,000	-1,024,575,000	-202,984,000	89,728,000	433,113,000	1,070,225,000	251,818,000	255,839,000	25,958,000	83,921,000	753,267,000	175,747,000	71,207,000	101,713,000	4,256,000	15,362,000	52,894,000	23,000,000	73,855,000	-32,734,000	34,361,000	32,612,000	80,913,000	10,835,000
net increase in interest-bearing deposits	26,735,000	277,766,000	-551,223,000	857,712,000	353,572,000	-213,777,000	660,168,000	-506,601,000	109,106,000	1,088,187,000	716,536,000	491,123,000	835,479,000	304,153,000	-433,434,000	-133,809,000	-58,947,000	50,209,000	128,808,000	346,047,000	275,983,000	246,944,000	756,996,000	126,475,000	-264,932,000	217,651,000	316,872,000	152,596,000	357,463,000				260,412,000	369,479,000	-47,635,000	-69,614,000
net increase in federal funds purchased	-16,522,000			364,598,000	451,105,000			88,604,000					152,476,000	77,155,000	-250,071,000	-72,539,000	425,021,000	227,282,000	147,916,000	60,013,000	182,195,000	33,744,000	91,983,000	72,874,000	100,518,000	-89,218,000	86,071,000	84,653,000				24,602,000			-58,015,000	2,297,000
fhlb advances									0	0	0	300,000,000
repayment of fhlb advances									0	0	0	-300,000,000
redemption of other borrowings
proceeds from exercise of stock options	0	77,000	303,000	230,000	311,000	236,000	239,000	130,000	273,000	0	168,000	846,000	153,000	217,000	309,000	553,000	315,000	159,000	1,195,000	1,865,000	315,000	728,000	183,000	2,261,000	448,000	573,000	305,000	797,000	1,012,000	465,000	8,000	852,000				926,000
taxes paid in net settlement of tax obligation upon exercise of stock options	-24,000	-186,000	-263,000	-1,036,000	-819,000	-95,000	-182,000	-133,000	-137,000	0	-122,000	-1,716,000	-14,000	-189,000	-327,000	-613,000	-111,000	-99,000	-928,000	-1,710,000	-102,000	-224,000	0	-403,000	-235,000	-289,000	0	-1,453,000	-720,000	-370,000	-23,000	-1,247,000
dividends paid on common stock	-18,297,000	-18,296,000	-18,292,000	-18,280,000	-16,366,000	-16,355,000	-16,353,000	-16,338,000	-15,239,000	-28,000	-15,233,000	-15,211,000	-12,594,000	81,000	-12,485,000	-12,472,000	-10,919,000	26,000	-10,840,000	-10,787,000	-9,408,000	-29,000	-9,409,000	-9,384,000	-8,015,000	6,000	-8,025,000	-8,019,000	-8,500,000	-5,848,000	-3,196,000	-2,650,000	-4,754,000	-2,645,000	-536,000	-2,105,000
dividends paid on preferred stock	-31,000	0			-31,000	0			-31,000	0			-31,000	0			-31,000	0			-32,000	0			-32,000	0			-32,000	0			-31,000	0
net cash from financing activities	47,238,000	115,213,000	-1,344,216,000	1,231,114,000	831,130,000	316,392,000	243,443,000	-449,800,000	2,436,000	926,352,000	475,590,000	-86,207,000	634,880,000	-643,158,000			788,441,000	1,347,802,000	517,938,000	651,267,000	474,949,000	365,084,000	1,592,989,000	367,570,000	-101,041,000	230,436,000	399,448,000	243,936,000	444,748,000	397,351,000	41,213,000	-92,830,000		353,918,000	-25,613,000	-57,636,000
net increase in cash and cash equivalents				973,086,000	616,403,000	483,466,000	-174,134,000	-680,189,000	65,979,000	1,087,417,000	106,721,000	54,918,000	327,727,000	-1,200,270,000	-1,754,793,000	-778,707,000	-222,390,000	1,263,710,000	371,046,000	598,319,000	588,040,000	74,444,000	864,396,000	53,931,000	-416,127,000	160,577,000	86,621,000	117,634,000					128,595,000	93,673,000	-210,246,000	-318,433,000
cash and cash equivalents at beginning of period	0	0	0	2,376,634,000	0	0	0	2,131,088,000	0	0	0	816,053,000	0	0	0	4,222,096,000	0	0	0	2,211,411,000	0	0	0	630,600,000	0	0	0	681,895,000	0	0	0	477,586,000		0	0	783,997,000
cash and cash equivalents at end of period	-146,609,000	62,401,000	-1,638,816,000	3,349,720,000	616,403,000	483,466,000	-174,134,000	1,450,899,000	65,979,000	1,087,417,000	106,721,000	870,971,000	327,727,000	-1,200,270,000	-1,754,793,000	3,443,389,000	-222,390,000	1,263,710,000	371,046,000	2,809,730,000	588,040,000	74,444,000	864,396,000	684,531,000	-416,127,000	160,577,000	86,621,000	799,529,000	316,074,000	200,150,000	-150,434,000	316,105,000		93,673,000	-210,246,000	465,564,000
supplemental disclosure
cash paid for:
interest	103,149,000	116,962,000	116,629,000	116,514,000	119,279,000	131,570,000	123,194,000	124,938,000	124,513,000	111,886,000	85,885,000	71,095,000	44,155,000	28,981,000	3,391,000	6,900,000	6,882,000	7,308,000	8,827,000	7,487,000	8,578,000	10,823,000	12,535,000	18,662,000	21,952,000	27,579,000	28,248,000	23,826,000	19,487,000	15,855,000	14,475,000	8,721,000	10,034,000	8,405,000	8,672,000	7,652,000
income taxes	-2,833,000	1,741,000	32,540,000	3,129,000	11,412,000	6,431,000	20,157,000	6,977,000	0	7,023,000	45,048,000	1,920,000	13,290,000	52,134,000	2,350,000	891,000	38,503,000	12,720,000	1,134,000	4,294,000	12,274,000	38,386,000	-193,000	400,000	7,768,000	9,508,000	23,423,000	1,533,000	10,312,000	10,770,000	6,563,000	2,902,000	11,935,000	8,288,000	21,711,000	652,000
noncash transactions
other real estate acquired in settlement of loans	2,279,000	576,000	211,000	24,000	2,198,000	2,383,000	1,058,000	90,000	305,000	-109,000			1,000	188,000	27,000	830,000	899,000	1,055,000	0	364,000	539,000	1,383,000	736,000	287,000	3,434,000	425,000	371,000	381,000	1,874,000	455,000	576,000	175,000	4,099,000	0	33,000	553,000
internally financed sale of other real estate owned																	0	0	0	3,779,000
dividends on nonvested restricted stock reclassified as compensation expense	53,000	56,000	57,000	66,000	163,000	0			56,000	100,000	0	41,000	33,000	35,000	32,000	33,000
dividends declared but not paid	2,461,000	0
increase in accrued interest and dividends receivable				-7,665,000	-1,216,000	1,358,000	-1,529,000	-2,226,000	-2,681,000	-6,317,000									3,218,000	493,000	-234,000	-5,679,000			-839,000	1,212,000			685,000	-3,380,000			-327,000	-3,564,000	-719,000	-250,000
net gain on sale of other real estate owned and repossessed assets		3,000	17,000	-318,000			0	-95,000													0
net decrease in non-interest-bearing deposits					43,358,000	100,914,000	-152,224,000	-15,462,000		-234,030,000
net decrease in cash and cash equivalents		62,401,000																												200,150,000	-150,434,000	-161,481,000
adjustments to reconcile net income to net cash from operations
decrease in accrued interest and dividends payable
net decrease in federal funds purchased										72,223,000	-182,094,000	-138,638,000																		-16,565,000
net accretion of debt securities				-6,000
dividends declared				18,292,000	1,915,000	9,000	3,000	16,353,000	1,099,000	0	6,000	15,233,000	2,717,000	3,000	6,000	12,485,000	1,630,000	-7,000	20,000	10,829,000	1,365,000	9,000	4,000	9,409,000	1,347,000	7,000	5,000	8,025,000	2,167,000	3,000	2,000	5,846,000	0	4,000	4,000	2,641,000
see notes to consolidated financial statements.
amortization of core deposit intangible													0	0	0	23,000	67,000	68,000	68,000	67,000	68,000	67,000	68,000	68,000	67,000	68,000	67,000	68,000	68,000	67,000	68,000	67,000	68,000	68,000	69,000	72,000
gain on sale of securities available for sale
net decrease in loans
expenditures for other real estate owned													0
income tax refund													0	0			0	0			0	0			0				0				0	-310,000	-1,000	-181,000
net amortization of debt securities available-for-sale						77,000	-114,000	-197,000	-173,000	-4,000
decrease in loans						-11,373,000	-456,342,000	-223,799,000	-20,565,000	-40,484,000	20,775,000	56,588,000
deferred tax benefit																				-137,000
deferred benefit tax								2,626,000
operating losses of tax credit partnerships																	0	0	0	4,000							38,000	35,000	35,000
debt securities available for sale transferred to held to maturity
deferred expense tax
deferred tax											263,000	49,000	-3,091,000	52,000	5,681,000	-5,257,000	-5,073,000	0																-3,103,000	373,000	-369,000
adjustments to reconcile net income to net cash from
net amortization of debt securities available for sale												128,000	229,000	290,000	-2,241,000	4,303,000	7,209,000	4,578,000	1,177,000	1,701,000	1,771,000	1,552,000	1,316,000	966,000	1,055,000	736,000	678,000	626,000	575,000	1,049,000	596,000	623,000	1,145,000	875,000	998,000	1,001,000
purchases of debt securities available for sale													0	0	-23,860,000	-52,500,000
proceeds from maturities, calls and paydowns of debt securities available for sale												18,853,000	20,059,000	31,232,000	34,832,000	29,627,000	-11,393,000	54,605,000			72,787,000	64,929,000	56,499,000	26,778,000					27,984,000	23,319,000			18,903,000	20,409,000
proceeds from sale of debt securities available for sale													0	0	29,642,000	45,394,000													0	636,000	0	5,100,000
purchases of debt securities held to maturity													0	0	-255,644,000	-392,622,000
proceeds from maturities, calls and paydowns of debt securities held to maturity												11,960,000	14,457,000	16,583,000																			1,280,000	854,000
adjustments to reconcile net income to net cash from operating activities:
amortization of investments in tax credit partnerships
increase in loans													-411,209,000	-664,450,000	-719,043,000	-369,412,000	-721,763,000	-165,094,000	-145,313,000	-40,193,000	33,006,000	-205,813,000	-751,465,000	-312,426,000	-249,309,000	-63,193,000	-312,054,000	-129,977,000	-176,091,000	-238,169,000	-203,777,000	-78,664,000	-233,349,000	-286,373,000	-194,691,000	-243,562,000
proceeds from issuance of 4% subordinated notes due october 21, 2030, net of issuance cost
repayment of 5% subordinated notes due july 15, 2025
increase in accrued interest payable																566,000	922,000			544,000	406,000	205,000	-689,000	465,000	458,000	546,000	-546,000	1,095,000	1,819,000	1,340,000	-601,000	2,852,000	618,000	840,000	-701,000	-187,000
investment in tax credit partnership and sbic														-14,649,000	-1,581,000	-65,000	-33,366,000	-10,490,000	0	-56,000	0	-93,000	-432,000	-111,000
return of capital from tc partnerships and sbic														185,000	0	249,000
decrease in accrued interest payable
proceeds from maturities and paydowns of debt securities held to maturity																21,554,000
net cash (used-in) provided by financing activities																-129,152,000
gain on call of securities available for sale																	0	0
purchase of debt securities available for sale																	-118,219,000	-35,037,000	-113,928,000	-149,719,000	-46,143,000	-122,826,000	-85,478,000	-80,149,000	-107,592,000	-64,650,000			-33,994,000	-22,103,000			-5,437,000	-16,940,000
purchase of premises and equipment																	-391,000	5,741,000	-12,281,000	-2,518,000	-740,000	-631,000	-517,000	-417,000	-834,000	-304,000	-459,000	-759,000	-770,000	-452,000	-522,000	-556,000	-4,083,000	-4,087,000	-6,140,000	-6,844,000
available-for-sale securities transferred to held-to-maturity portfolio																	0
proceeds from maturities, calls and paydowns of debt securities
available for sale																				72,194,000
gain on sale of equity securities																													0
net gain on sale of debt securities available for sale																									1,000
purchase of debt securities held to maturity																									0	0	0	-250,000					-36,220,000	-8,996,000
repayment of federal home loan bank advances																													0	0	-100,000	-100,000	-100,000	-100,000	-100,000	-100,000
redemption of 5% subordinated notes due july 15, 2025
adjustments to reconcile net income to net cash provided by
deferred tax (benefit) expense																						-3,515,000	107,000	-1,267,000
benefit from loan losses																						12,284,000	10,283,000	13,584,000										4,803,000	4,381,000	4,986,000
operating income (income) of tax credit partnerships
net income on sale of debt securities available for sale
net (gain) loss on sale of other real estate owned and repossessed assets																							0	-24,000										20,000	-17,000	-36,000
operating incomees of tax credit partnerships																							1,000	3,000
decrease (increase) in accrued interest and dividends receivable																								948,000
proceeds from sale of equity securities																													-1,000	275,000
purchase of boli contracts																									-55,000,000
expenditures to complete construction of other real estate owned
provision for loan losses																										6,985,000	4,884,000	4,885,000	6,518,000			4,139,000
operating loss of tax credit partnerships
proceeds from maturities, calls and paydowns of debt securities available for sale
net loss on sale of debt securities available for sale
purchase of securities available for sale																												-65,507,000				-54,666,000				-53,885,000
proceeds from maturities, calls and paydowns of securities available for sale																												28,469,000				20,376,000				23,357,000
gain on sale of debt securities available for sale																													0	-11,000	0	-4,000
purchase of equity securities																																	0	0	0	-10,000
purchase of bank-owned life insurance contracts																																	0	0
investment in tax credit partnerships
proceeds from issuance of 4.5% subordinated notes due november 8, 2027, net of issuance cost
repayment of 5.5% subordinated notes due november 9, 2022
proceeds from sale of preferred stock																																	0	0	0	125,000
internally financed sales of other real estate owned																													532,000				1,264,000	0	136,000	49,000
net decrease in interest-bearing deposits																															34,440,000	-81,553,000
operating losses (income) of tax credit partnerships																																29,000
purchase of securities held to maturity																																				-9,786,000
proceeds from maturities, calls and paydowns of securities held to maturity																																				293,000
loss on sale of debt securities available for sale
net cash provided by operating activities
net cash paid in acquisition of metro bancshares, inc.
net cash used in investing activities
proceeds from issuance of 5% subordinated notes due july 15, 2025
redemption of series a senior non-cumulative preferred stock
taxes paid in net settlement upon exercise of stock options
capitalized cost of shelf registration
net cash provided by financing activities
cash and cash equivalents at beginning of year
cash and cash equivalents at end of year
fair value of assets and liabilities from acquisition:
fair value of tangible assets acquired
intangible assets acquired
fair value of liabilities assumed
net identifiable assets acquired over liabilities assumed
losses of tax credit partnerships																																		35,000	29,000	-22,000
proceeds from exercise of stock options and warrants																																		-82,000
proceeds from the sale of debt securities available for sale
purchase of bank-owned life insurance
proceeds from sale of common stock
capitalized costs to issue shelf registration
other intangible assets acquired
adjustments to reconcile net income to net cash provided by:
net income on sale of other real estate owned
write down of other real estate owned
operating incomees on tax credit and other partnerships
net increase in noninterest-bearing deposits
costs to issue shelf registration
total merger consideration
adjustments to reconcile net income to net cash from operating activities:
excess tax benefits from the exercise of stock options and vesting of stock awards
increase in noninterest-bearing deposits
increase in interest-bearing deposits
increase in federal funds purchased
paydown of federal home loan bank advance
proceeds from sale of preferred shares
excess tax benefits from exercise of stock options and warrants
dividends on common stock
dividends on preferred stock
income tax refund for metro bancshares, inc. loss carryback
internally financed sales of other real estate owned and repossessed assets
depreciation and amortization
net amortization of investments
net income on sale of other real estate owned and repossessed assets
decrease in special prepaid fdic insurance assessments
excess tax benefits from the exercise of warrants
conversion of mandatorily convertible subordinated debentures
fair value of assets acquired
losses on tax credit partnerships
net change in other assets, liabilities, and other
held to maturity
accretion
excess tax benefits from the exercise and vesting of stock options
market value adjustment of interest rate cap
proceeds from other borrowings
redemption of subordinated debentures
repayment of other borrowings
transfers of loans from held for sale to held for investment
common dividends declared
gain on sale of mortgage oans held for sale
decrease in interest-bearing deposits
excess tax benefits from exercise of warrants
purchase of restricted equity securities
proceeds from sale of other real estate owned and repossessions
proceeds from sale of other real estate owned
additions to other real estate owned
operating activities:
net gain on sale of other real estate owned
loss on prepayment of other borrowings
proceeds from sale of securities available for sale
net (gain) loss on sale of other real estate owned
proceeds from maturities, calls and paydowns of securities
purchase of interest rate cap
proceeds from issuance of trust preferred securities
net amortization (accretion) of investments
stock compensation expense
proceeds from sale restricted equity securities
proceeds from sale of interest rate floor
proceeds from tenant reimbursement
amortized gain on derivative
decrease (increase) in special prepaid
fdic insurance assessments
proceeds from sale of stock
loss on disposal of premises and equipment
proceeds from disposal of premises and equipment
write-down of other real estate owned
net accretion of investments
loss on sale of other real estate owned
increase in special prepaid fdic insurance assessments
loss on sale of other real estate
proceeds from mortgage loans held for sale
proceeds from maturities, calls and paydowns of securities available
for sale
write-down of investment in limited partnership
purchase of interest rate floor
net increase in non-interest bearing deposits
repayments and maturities of borrowings
net proceeds from issuance of trust preferred securities
finance sale of other real estate owned
proceeds from sale of mortgages held for sale
originations of mortgages held for sale
(gain) loss on sale of other real estate
net change in other operating activities
investing activities
purchases of securities available for sale
proceeds from maturities/calls, pay downs of securities available for sale
proceeds from sale of other real estate
net increase in interest bearing deposits
proceeds from issuance of common shares
proceeds from sale of derivative

ServisFirst Bancshares, Inc(NYSE:SFBS)

ServisFirst Bancshares, Inc
(NYSE:SFBS)