Renasant Corporation
(NYSE:RNST)

Renasant Corporation operates as a bank holding company for Renasant Bank, which provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, Insurance, and Wealth Management. The Communit...

Website: http://www.renasant.com

Founded: 1904

Full Time Employees: 2,527

Sector: Financial Services

Industry: Banks-Regional

Financial Services

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Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30

interest income
loans	298,273,000	309,221,000	312,785,000	306,433,000	199,574,000	202,804,000	206,867,000	201,927,000	194,698,000	191,864,000	184,880,000	176,188,000	163,524,000	147,048,000	125,175,000	108,995,000	98,692,000	102,130,000	105,004,000	113,325,000	115,005,000	115,240,000	114,914,000	115,672,000	120,606,000	123,548,000	124,476,000	127,011,000	126,302,000	127,023,000	108,577,000	98,656,000	94,118,000	97,396,000	92,536,000	80,133,000	74,407,000	13,481,000	76,759,000	76,785,000	69,237,000	70,844,000	67,527,000	50,454,000	47,437,000	49,186,000	49,833,000	51,279,000	49,546,000	50,916,000	39,308,000	34,565,000	34,158,000	35,092,000	34,410,000	34,016,000	34,282,000	34,812,000	35,057,000	36,169,000	35,872,000	36,765,000	36,118,000	31,678,000	32,429,000	33,607,000	34,636,000	34,729,000	35,766,000	38,464,000	40,955,000	41,831,000	46,330,000	49,445,000	49,712,000
securities
taxable	28,677,000	27,058,000	27,108,000	24,918,000	10,971,000	9,408,000	9,212,000	9,258,000	9,505,000	9,490,000	9,439,000	12,300,000	13,253,000	13,386,000	12,636,000	10,567,000	8,934,000	7,447,000	6,749,000	5,619,000	4,917,000	5,005,000	5,499,000	6,418,000	7,302,000	7,001,000	7,218,000	7,730,000	7,925,000	7,622,000	6,632,000	5,700,000	3,994,000	4,491,000	5,061,000	4,627,000	4,352,000	4,194,000	3,717,000	4,654,000	4,462,000	4,392,000	4,193,000	4,026,000	4,415,000	4,098,000	4,144,000	270,000	4,243,000	3,893,000	3,282,000	3,431,000	2,791,000	2,776,000	2,599,000	3,735,000	4,010,000	4,205,000	4,756,000	5,374,000	5,595,000	5,096,000	5,454,000	5,238,000	5,899,000	6,351,000	6,575,000	6,729,000	6,948,000	7,428,000	7,822,000	7,366,000	5,643,000	6,466,000	5,428,000
tax-exempt	3,589,000	3,174,000	3,109,000	3,490,000	1,146,000	1,102,000	1,092,000	1,152,000	1,195,000	1,238,000	1,230,000	1,700,000	1,838,000	1,855,000	1,864,000	1,904,000	1,901,000	1,775,000	1,667,000	1,702,000	1,657,000	1,590,000	1,573,000	1,670,000	1,454,000	1,485,000	1,292,000	1,291,000	1,409,000	1,530,000	1,592,000	1,649,000	1,685,000	2,149,000	2,400,000	2,310,000	2,574,000	2,142,000	2,425,000	2,465,000	2,488,000	2,491,000	2,529,000	2,246,000	2,254,000	2,252,000	2,308,000	6,665,000	2,189,000	2,168,000	2,001,000	1,896,000	1,947,000	1,781,000	2,112,000	2,173,000	2,128,000	1,843,000	2,053,000	2,069,000	2,130,000	1,745,000	1,594,000	1,413,000	1,335,000	1,324,000	1,355,000	1,182,000	1,135,000	1,119,000	1,115,000	1,157,000	1,193,000	162,000	1,239,000
other	7,581,000	7,480,000	8,096,000	9,057,000	8,639,000	12,030,000	11,872,000	7,874,000	7,781,000	7,839,000	10,128,000	6,978,000	5,430,000	2,777,000	3,458,000	1,954,000	664,000	567,000	593,000	345,000	183,000	91,000	92,000	195,000	811,000	1,114,000	1,490,000	1,830,000	1,458,000	930,000	994,000	569,000	583,000	551,000	698,000	509,000	556,000	-93,000	131,000	104,000	72,000	61,000	51,000	43,000	60,000	61,000	73,000	63,000	199,000	99,000	47,000	53,000	49,000	27,000	33,000	54,000	85,000	110,000	64,000	163,000	206,000	209,000	267,000	52,000	45,000	49,000	48,000	69,000	61,000	99,000	112,000	111,000	217,000	243,000	257,000
total interest income	338,120,000	346,933,000	351,098,000	343,898,000	220,330,000	225,344,000	229,043,000	220,211,000	213,179,000	210,431,000	205,677,000	197,166,000	184,045,000	165,066,000	143,133,000	123,420,000	110,191,000	111,919,000	114,013,000	120,991,000	121,762,000	121,926,000	122,078,000	123,955,000	130,173,000	133,148,000	134,476,000	137,862,000	137,094,000	137,105,000	117,795,000	106,574,000	100,380,000	104,587,000	100,695,000	87,579,000	81,889,000	19,724,000	83,032,000	84,008,000	76,259,000	77,788,000	74,300,000	56,769,000	54,166,000	55,597,000	56,358,000	58,277,000	56,177,000	57,076,000	44,638,000	39,945,000	38,945,000	39,676,000	39,154,000	39,978,000	40,505,000	40,970,000	41,930,000	43,775,000	43,803,000	43,817,000	43,433,000	38,381,000	39,708,000	41,331,000	42,614,000	42,709,000	43,910,000	47,110,000	50,004,000	50,465,000	53,383,000	56,316,000	56,636,000
interest expense
deposits	103,860,000	105,673,000	115,573,000	111,921,000	79,386,000	85,571,000	90,787,000	87,621,000	82,613,000	77,168,000	70,906,000	51,391,000	32,866,000	17,312,000	7,241,000	5,018,000	5,637,000	6,056,000	6,972,000	7,669,000	8,279,000	9,841,000	11,810,000	13,871,000	18,494,000	19,718,000	21,514,000	20,991,000	19,772,000	17,226,000	13,556,000	10,919,000	8,059,000	7,323,000	6,834,000	5,314,000	5,149,000	697,000	4,638,000	4,420,000	3,960,000	3,560,000	3,547,000	3,170,000	3,438,000	3,645,000	3,915,000	4,136,000	4,373,000	4,562,000	4,313,000	4,095,000	4,080,000	4,195,000	4,447,000	4,969,000	5,419,000	6,124,000	6,747,000	8,776,000	10,082,000	11,223,000	12,485,000	10,446,000	10,333,000	10,742,000	11,467,000	12,307,000	12,192,000	13,325,000	14,358,000	15,964,000	19,861,000	22,278,000	24,486,000
borrowings	10,701,000	13,867,000	12,005,000	13,118,000	6,747,000	6,891,000	7,258,000	7,564,000	7,276,000	7,310,000	7,388,000	15,559,000	15,404,000	9,918,000	5,574,000	4,887,000	4,925,000	4,381,000	3,749,000	3,743,000	3,835,000	3,958,000	3,982,000	4,302,000	5,077,000	4,545,000	4,137,000	4,071,000	4,175,000	4,422,000	4,800,000	3,266,000	3,081,000	4,002,000	3,844,000	2,662,000	2,725,000	611,000	2,663,000	2,431,000	2,245,000	2,062,000	2,073,000	1,929,000	1,886,000	1,935,000	1,971,000	1,972,000	1,833,000	1,846,000	1,577,000	1,446,000	1,484,000	1,528,000	1,575,000	1,599,000	2,243,000	2,351,000	2,319,000	2,377,000	2,625,000	2,739,000	3,831,000	4,255,000	4,965,000	5,787,000	5,956,000	6,242,000	6,405,000	6,943,000	7,705,000	6,999,000	6,365,000	7,095,000	5,452,000
total interest expense	114,561,000	119,540,000	127,578,000	125,039,000	86,133,000	92,462,000	98,045,000	95,185,000	89,889,000	84,478,000	78,294,000	66,950,000	48,270,000	27,230,000	12,815,000	9,905,000	10,562,000	10,437,000	10,721,000	11,412,000	12,114,000	13,799,000	15,792,000	18,173,000	23,571,000	24,263,000	25,651,000	25,062,000	23,947,000	21,648,000	18,356,000	14,185,000	11,140,000	11,325,000	10,678,000	7,976,000	7,874,000	1,308,000	7,301,000	6,851,000	6,205,000	5,622,000	5,620,000	5,099,000	5,324,000	5,580,000	5,886,000	6,108,000	6,206,000	6,408,000	5,890,000	5,541,000	5,564,000	5,723,000	6,022,000	6,568,000	7,662,000	8,475,000	9,066,000	11,153,000	12,707,000	13,962,000	16,316,000	14,701,000	15,298,000	16,529,000	17,423,000	18,549,000	18,597,000	20,268,000	22,063,000	22,963,000	26,226,000	29,373,000	29,938,000
net interest income	223,559,000	227,393,000	223,520,000	218,859,000	134,197,000	132,882,000	130,998,000	125,026,000	123,290,000	125,953,000	127,383,000	130,216,000	135,775,000	137,836,000	130,318,000	113,515,000	99,629,000	101,482,000	103,292,000	109,579,000	109,648,000	108,127,000	106,286,000	105,782,000	106,602,000	108,885,000	108,825,000	112,800,000	113,147,000	115,457,000	99,439,000	92,389,000	89,240,000	93,262,000	90,017,000	79,603,000	74,015,000	18,416,000	75,731,000	77,157,000	70,054,000	72,166,000	68,680,000	51,670,000	48,842,000	50,017,000	50,472,000	52,169,000	49,971,000	50,668,000	38,748,000	34,404,000	33,381,000	33,953,000	33,132,000	33,410,000	32,843,000	32,495,000	32,864,000	32,622,000	31,096,000	29,855,000	27,117,000	23,680,000	24,410,000	24,802,000	25,191,000	24,160,000	25,313,000	26,842,000	27,941,000	27,502,000	27,157,000	26,943,000	26,698,000
provision for credit losses on loans	4,224,000	5,473,000	9,650,000	75,400,000	2,050,000	3,100,000	1,210,000	4,300,000	2,638,000	4,068,750	5,315,000	3,000,000	7,960,000				1,500,000								26,350,000
provision for credit losses on unfunded commitments	3,856,000
provision for credit losses	8,080,000	10,935,000	10,450,000	81,322,000	4,750,000	2,600,000	935,000	3,300,000	2,438,000								1,500,000
net interest income after provision for credit losses	215,479,000	216,458,000	213,070,000	137,537,000	129,447,000	130,282,000	130,063,000	121,726,000	120,852,000	94,274,750	122,068,000	127,216,000	127,815,000				98,129,000
noninterest income
service charges on deposit accounts	14,740,000	14,535,000	13,416,000	13,618,000	10,364,000	10,549,000	10,438,000	10,286,000	10,506,000	10,603,000	9,743,000	9,733,000	9,120,000	10,445,000	10,216,000	9,734,000	9,562,000	9,751,000	9,337,000	9,458,000	8,023,000	7,938,000	7,486,000	6,832,000	9,070,000	9,273,000	8,992,000	8,605,000	9,102,000	9,069,000	8,847,000	8,271,000	8,473,000	8,659,000	8,676,000	7,958,000	7,931,000	5,557,000	8,200,000	7,521,000	7,991,000	8,261,000	8,151,000	6,092,000	5,933,000	6,527,000	6,747,000	6,193,000	5,916,000	6,165,000	5,361,000	4,509,000	4,500,000	4,774,000	4,818,000	4,495,000	4,525,000	4,527,000	4,797,000	5,082,000	4,880,000	5,482,000	5,771,000	5,361,000	5,090,000	5,801,000	5,379,000	5,395,000	5,425,000	5,601,000	5,861,000	5,750,000	5,433,000	5,526,000	5,239,000
fees and commissions	4,654,000	5,192,000	4,167,000	6,650,000	3,860,000	4,181,000	4,116,000	3,944,000	3,949,000	4,130,000	4,108,000	4,987,000	4,676,000	4,470,000	4,148,000	4,668,000	3,982,000	3,885,000	3,837,000	4,110,000	3,900,000	3,616,000	3,402,000	2,971,000	3,054,000	2,822,000	3,090,000	7,047,000	6,471,000	6,322,000	5,944,000	5,917,000	5,685,000	5,647,000	5,618,000	5,470,000	5,199,000	2,049,000	4,921,000	5,045,000	4,331,000	941,000	5,704,000	5,384,000	4,894,000	5,149,000	6,237,000	5,515,000	4,972,000	5,300,000	4,982,000	4,848,000	4,831,000	4,706,000	4,639,000	4,322,000	3,928,000	3,391,000	4,898,000	4,548,000	4,138,000	4,184,000	3,654,000	3,409,000	3,721,000	3,554,000	3,961,000	4,424,000	4,682,000	3,674,000	4,198,000	4,481,000	3,765,000	3,834,000	4,104,000
wealth management revenue	8,678,000	8,572,000	8,217,000	7,345,000	7,067,000	6,371,000	5,835,000	5,684,000	5,669,000	5,668,000	5,986,000	5,338,000	5,140,000	5,237,000	5,467,000	5,711,000	5,924,000	5,273,000	5,371,000	5,019,000	4,792,000	4,314,000	4,364,000	3,824,000	4,002,000	3,920,000	3,588,000	3,601,000	3,324,000	3,446,000	3,386,000	3,446,000	3,262,000	3,000,000	2,963,000	3,037,000	2,884,000	1,005,000	3,040,000	2,872,000	2,891,000	2,499,000	2,871,000	2,248,000	2,190,000	2,144,000	2,197,000	2,170,000	2,144,000	2,124,000	2,091,000	1,715,000	1,724,000	1,726,000	1,707,000	1,551,000	1,942,000
mortgage banking income	9,435,000	8,924,000	9,017,000	11,263,000	8,147,000	6,861,000	8,447,000	9,698,000	11,370,000	6,592,000	7,533,000	9,771,000	8,517,000	5,170,000	12,675,000	8,316,000	9,633,000	14,726,000	23,292,000	20,853,000	50,733,000	39,760,000	49,714,000	45,490,000	15,535,000	15,165,000	15,710,000	16,620,000	10,401,000	11,993,000	14,350,000	12,839,000	10,960,000	9,871,000	10,616,000	12,424,000	10,504,000	-5,366,000	15,846,000	13,420,000	11,915,000
boli income	3,689,000	3,697,000	4,235,000	3,383,000	2,929,000	3,317,000	2,858,000	2,701,000	2,691,000	2,589,000	2,469,000	2,402,000	3,003,000	2,487,000	2,296,000	2,331,000	2,153,000	2,048,000	1,602,000	1,644,000	2,072,000	1,868,000	1,267,000	1,329,000	1,163,000	1,628,000	1,734,000	1,340,000	1,407,000	1,318,000	1,186,000	1,195,000	945,000	1,119,000	1,136,000	985,000	1,113,000	683,000	979,000	996,000	954,000	944,000	1,110,000	710,000	848,000	697,000	811,000	746,000	731,000	817,000	1,904,000	635,000	730,000	917,000	688,000	654,000	1,111,000	726,000	617,000	883,000	595,000	743,000	529,000	738,000	574,000	1,200,000	380,000	392,000	467,000	364,000	398,000	355,000	397,000	571,000	570,000
total noninterest income	50,272,000	51,125,000	46,026,000	48,334,000	36,468,000	34,218,000	89,299,000	38,762,000	41,381,000	20,356,000	38,200,000	17,226,000	37,293,000	33,395,000	41,186,000	37,214,000	37,458,000	47,582,000	50,755,000	47,610,000	81,037,000	62,864,000	70,928,000	64,170,000	37,570,000	37,456,000	37,953,000	41,960,000	35,885,000	36,374,000	38,053,000	35,581,000	33,953,000	32,441,000	33,413,000	34,265,000	32,021,000	1,110,000	38,272,000	35,586,000	33,302,000	31,332,000	32,117,000	22,917,000	21,904,000	19,970,000	22,563,000	19,471,000	18,616,000	18,341,000	18,935,000	17,317,000	17,335,000	18,072,000	18,014,000	16,238,000	16,387,000	13,912,000	19,613,000	13,334,000	21,765,000	14,553,000	54,534,000	14,344,000	12,484,000	13,419,000	13,953,000	15,424,000	14,762,000	12,751,000	13,644,000	13,790,000	13,857,000	13,197,000	13,446,000
noninterest expense
salaries and employee benefits	91,749,000	98,082,000	98,982,000	99,542,000	71,957,000	70,260,000	71,307,000	70,731,000	71,470,000	71,841,000	69,458,000	70,637,000	69,832,000	67,372,000	66,463,000	65,580,000	62,239,000	62,523,000	69,115,000	70,293,000	78,696,000	74,432,000	75,406,000	79,361,000	73,189,000	67,684,000	65,425,000	60,325,000	57,350,000	58,313,000	55,187,000	52,010,000	48,784,000	48,787,000	48,530,000	45,014,000	42,209,000	12,629,000	44,702,000	45,387,000	42,393,000	43,409,000	43,048,000	30,394,000	28,260,000	27,301,000	29,569,000	29,810,000	28,428,000	29,911,000	25,689,000	21,906,000	21,274,000	21,261,000	21,221,000	19,871,000	18,649,000	16,232,000	17,493,000	16,173,000	16,237,000	15,957,000	16,694,000	13,052,000	13,197,000	13,572,000	13,363,000	13,736,000	14,744,000	12,583,000	15,250,000	14,849,000	14,718,000	13,970,000	15,010,000
data processing	5,221,000	5,636,000	5,541,000	5,438,000	4,089,000	4,145,000	4,133,000	3,945,000	3,807,000	3,971,000	3,907,000	3,684,000	3,633,000	3,521,000	3,526,000	3,590,000	4,263,000	5,346,000	5,277,000	5,652,000	5,451,000	5,373,000	5,259,000	5,047,000	5,006,000	5,095,000	4,980,000	4,698,000	4,906,000	5,169,000	4,614,000	4,600,000	4,244,000	4,226,000	4,179,000	3,835,000	4,234,000	826,000	4,560,000	4,502,000	4,158,000	3,940,000	3,773,000	3,152,000	3,181,000	2,949,000	2,906,000	2,850,000	2,695,000	2,546,000	2,236,000	2,045,000	2,043,000	2,281,000	2,192,000	2,211,000	2,040,000	1,925,000	1,927,000	1,657,000	1,788,000	1,665,000	1,703,000	1,580,000	1,426,000	1,407,000	1,439,000	1,430,000	1,329,000	1,310,000	1,289,000	1,303,000	1,307,000	993,000	1,425,000
net occupancy and equipment	18,031,000	16,123,000	18,415,000	17,359,000	11,754,000	11,312,000	11,415,000	11,844,000	11,389,000	11,653,000	11,548,000	11,865,000	11,405,000	11,122,000	11,266,000	11,155,000	11,276,000	11,177,000	11,748,000	11,374,000	12,538,000	13,153,000	13,296,000	13,511,000	14,120,000	13,231,000	12,943,000	11,544,000	11,835,000	11,816,000	10,668,000	9,805,000	9,822,000	10,153,000	9,470,000	8,814,000	9,319,000	1,402,000	8,830,000	8,531,000	8,224,000	8,171,000	7,733,000	5,524,000	5,559,000	5,146,000	5,353,000	4,906,000	4,847,000	5,105,000	4,576,000	3,668,000	3,604,000	3,518,000	3,882,000	3,582,000	3,615,000	3,522,000	3,434,000	3,362,000	3,234,000	2,716,000	3,271,000	2,926,000	2,931,000
other real estate owned	1,399,000	481,000	328,000	157,000	685,000	590,000	56,000	105,000	107,000	306,000	-120,000	51,000	30,000	-59,000	34,000	-187,000	-241,000	-60,000	168,000	104,000	41,000	683,000	1,033,000	620,000	418,000	339,000	418,000	252,000	1,004,000	725,000	278,000	232,000	657,000	554,000	603,000	781,000	532,000	-1,066,000	1,540,000	1,614,000	957,000	698,000	861,000	954,000	532,000	723,000	1,101,000	1,068,000	1,701,000	1,607,000	1,537,000	1,773,000	2,049,000	3,787,000	2,440,000	3,370,000	3,999,000	3,357,000	6,336,000	2,122,000	3,511,000
professional fees	4,402,000	4,327,000	3,435,000	4,223,000	2,884,000	2,686,000	3,189,000	3,195,000	3,348,000	2,854,000	3,338,000	4,012,000	3,467,000	2,856,000	3,087,000	2,778,000	3,151,000	3,210,000	2,972,000	2,674,000	2,921,000	2,938,000	3,197,000	2,517,000	2,641,000	2,305,000	2,976,000	2,431,000	2,454,000	2,383,000	2,056,000	2,176,000	2,138,000	1,649,000	1,552,000	1,882,000	2,067,000	595,000	1,313,000	1,262,000	1,214,000	1,146,000	1,242,000	1,172,000	824,000	878,000	1,018,000	1,389,000	1,200,000	1,521,000	1,542,000	1,304,000	1,173,000	1,140,000	1,115,000	1,015,000	971,000	1,197,000	1,004,000	1,206,000	898,000	1,140,000	913,000	881,000	866,000	911,000	1,068,000	907,000	927,000	878,000	897,000	895,000	839,000	768,000	645,000
advertising and public relations	4,599,000	4,314,000	5,254,000	4,490,000	4,297,000	3,840,000	3,677,000	3,807,000	4,886,000	3,084,000	3,474,000	3,482,000	4,686,000	3,631,000	3,229,000	3,406,000	4,059,000	2,929,000	2,922,000	3,100,000	3,252,000	1,762,000	2,240,000	2,920,000	3,400,000	2,774,000	3,318,000	2,648,000	2,866,000	2,372,000	2,242,000	2,647,000	2,203,000	2,424,000	1,802,000	2,430,000	1,592,000	1,072,000	1,661,000	1,742,000	1,637,000	1,761,000	1,567,000	1,481,000	1,303,000	1,374,000	1,133,000	1,888,000	1,528,000	1,380,000	1,514,000	1,246,000	1,490,000	1,120,000	1,216,000	1,302,000	1,197,000	1,027,000	1,305,000	1,269,000	1,163,000	720,000	1,159,000	978,000	890,000
intangible amortization	8,220,000	8,465,000	8,674,000	8,884,000	1,080,000	1,133,000	1,160,000	1,186,000	1,212,000	1,274,000	1,311,000	1,369,000	1,426,000	1,195,000	1,251,000	1,310,000	1,366,000	1,424,000	1,481,000	1,539,000	1,598,000	1,659,000	1,733,000	1,834,000	1,895,000	1,946,000	1,996,000	2,053,000	2,110,000	2,169,000	1,765,000	1,594,000	1,651,000	1,708,000	1,766,000	1,493,000	1,563,000	946,000	1,684,000	1,742,000	1,697,000	1,752,000	1,803,000	1,239,000	1,275,000	1,327,000	1,381,000	1,427,000	1,471,000	1,508,000	724,000	314,000	323,000	333,000	341,000	349,000	358,000	366,000	351,000	510,000	515,000	523,000	505,000	470,000	476,000	482,000	489,000	494,000	501,000	683,000	610,000	578,000	584,000	596,000	610,000
communications	4,009,000	4,493,000	3,955,000	3,184,000	2,033,000	2,067,000	2,176,000	2,112,000	2,024,000	2,026,000	2,006,000	2,226,000	1,980,000	2,028,000	1,999,000	1,904,000	2,027,000	2,088,000	2,198,000	2,291,000	2,292,000	2,168,000	2,319,000	2,181,000	2,198,000	2,305,000	2,310,000	2,348,000	1,895,000	2,282,000	2,190,000	1,877,000	1,969,000	1,880,000	1,927,000	1,908,000	1,863,000	970,000	2,097,000	2,040,000	2,171,000	2,015,000	2,339,000	1,491,000	1,433,000	1,487,000	1,079,000	1,701,000	1,682,000	1,575,000	1,310,000	1,135,000	1,127,000	1,068,000	1,115,000	926,000	1,103,000	1,210,000	1,185,000	1,405,000	1,434,000	1,326,000	1,218,000	1,047,000	1,086,000	1,034,000	1,057,000	1,205,000	1,094,000
merger and conversion related expenses		10,567,000	17,494,000	20,479,000	791,000	2,076,000	11,273,000							1,100,000			687,000									76,000	24,000	179,000		1,625,000	11,221,000	500,000	900,000	723,000	6,266,000	3,044,000	345,000	1,005,750	268,000	2,807,000	948,000
total noninterest expense	155,328,000	170,750,000	183,830,000	183,204,000	113,949,000	114,747,000	121,983,000	111,976,000	112,912,000	115,080,000	107,669,000	109,165,000	107,708,000	101,582,000	101,574,000	98,194,000	94,105,000	101,115,000	103,999,000	108,777,000	115,935,000	122,152,000	116,510,000	118,285,000	115,041,000	95,552,000	96,500,000	93,290,000	88,832,000	93,313,000	94,746,000	79,026,000	77,944,000	76,808,000	80,660,000	74,841,000	69,309,000	21,573,000	76,468,000	77,259,000	69,814,000	70,439,000	76,085,000	51,176,000	47,414,000	45,979,000	48,175,000	49,396,000	47,645,000	51,129,000	46,613,000	37,734,000	37,557,000	38,497,000	38,631,000	36,710,000	36,621,000	33,269,000	38,129,000	32,555,000	36,723,000	32,226,000	39,571,000	26,188,000	25,634,000	25,583,000	26,118,000	27,132,000	26,920,000	25,688,000	27,784,000	27,698,000	26,798,000	25,443,000	26,689,000
income before income taxes	110,423,000	96,833,000	75,266,000	2,667,000	51,966,000	49,753,000	97,379,000	48,512,000	49,321,000	31,911,000	52,599,000	35,277,000	57,400,000	59,161,000	60,130,000	50,535,000	41,482,000	48,417,000	51,248,000	48,412,000	74,750,000	38,339,000	37,604,000	24,767,000	2,781,000	47,839,000	48,578,000	60,570,000	58,700,000	57,518,000	40,496,000	47,134,000	43,499,000	46,745,000	40,620,000	37,277,000	35,227,000	-917,000	34,885,000	34,054,000	31,742,000	31,309,000	23,962,000	22,236,000	22,257,000	22,958,000	22,643,000	20,794,000	19,492,000	15,880,000	8,770,000	10,987,000	10,109,000	9,528,000	7,890,000	8,238,000	7,809,000	7,138,000	8,848,000	8,051,000	10,638,000	6,682,000	30,580,000	4,836,000	4,595,000	4,838,000	5,676,000	5,752,000	8,115,000	-1,074,000	10,801,000	11,394,000	11,591,000	12,722,000	12,142,000
income taxes	22,195,000	17,885,000	15,478,000	1,649,000	10,448,000	5,006,000	24,924,000	9,666,000	9,912,000	3,787,000	10,766,000	6,634,000	11,322,000	12,885,000	13,563,000	10,857,000	7,935,000	11,363,000	11,185,000	7,545,000	16,842,000	6,818,000	7,612,000	4,637,000	773,000	9,424,000	11,132,000	13,945,000	13,590,000	13,098,000	8,532,000	10,424,000	9,673,000	30,234,000	14,199,000	11,993,000	11,255,000	-1,636,000	11,706,000	11,154,000	10,526,000	10,149,000	7,742,000	6,842,000	7,017,000	7,361,000	7,108,000	5,941,000	5,895,000	4,620,000	2,133,000	2,968,000	2,538,000	2,247,000	853,000	1,893,000	1,835,000	1,348,000	2,316,000	2,294,000	3,085,000	1,961,000	11,029,000	1,040,000	988,000	807,000	1,451,000	1,496,000	2,109,000	-1,306,000	3,243,000	3,409,000	3,314,000	3,967,000	3,845,000
net income	88,228,000	78,948,000	59,788,000	1,018,000	41,518,000	44,747,000	72,455,000	38,846,000	39,409,000	28,124,000	41,833,000	28,643,000	46,078,000	46,276,000	46,567,000	39,678,000	33,547,000	37,054,000	40,063,000	40,867,000	57,908,000	31,521,000	29,992,000	20,130,000	2,008,000	38,415,000	37,446,000	46,625,000	45,110,000	44,420,000	31,964,000	36,710,000	33,826,000	16,511,000	26,421,000	25,284,000	23,972,000	719,000	23,179,000	22,900,000	21,216,000	21,160,000	16,220,000	15,394,000	15,240,000	15,597,000	15,535,000	14,853,000	13,597,000	11,260,000	6,637,000	8,019,000	7,571,000	7,281,000	7,037,000	6,345,000	5,974,000	5,790,000	6,532,000	5,757,000	7,553,000	4,721,000	19,551,000	3,796,000	3,607,000	4,031,000	4,225,000	4,256,000	6,006,000	232,000	7,558,000	7,985,000	8,277,000	8,755,000	8,297,000
yoy	112.51%	76.43%	-17.48%	-97.38%	5.35%	59.11%	73.20%	35.62%	-14.47%	-39.23%	-10.17%	-27.81%	37.35%	24.89%	16.23%	-2.91%	-42.07%	17.55%	33.58%	103.02%	2783.86%	-17.95%	-19.91%	-56.83%	-95.55%	-13.52%	17.15%	27.01%	33.36%	169.03%	20.98%	45.19%	41.11%	2196.38%	13.99%	10.41%	12.99%	-96.60%	42.90%	48.76%	39.21%	35.67%	4.41%	3.64%	12.08%	38.52%	134.07%	85.22%	79.59%	54.65%	-5.68%	26.38%	26.73%	25.75%	7.73%	10.21%	-20.91%	22.64%	-66.59%	51.66%	109.40%	17.12%	362.75%	-10.81%	-39.94%	1637.50%	-44.10%	-46.70%	-27.44%	-97.35%	-8.91%
qoq	11.75%	32.05%	5773.08%	-97.55%	-7.22%	-38.24%	86.52%	-1.43%	40.13%	-32.77%	46.05%	-37.84%	-0.43%	-0.62%	17.36%	18.28%	-9.46%	-7.51%	-1.97%	-29.43%	83.71%	5.10%	48.99%	902.49%	-94.77%	2.59%	-19.69%	3.36%	1.55%	38.97%	-12.93%	8.53%	104.87%	-37.51%	4.50%	5.47%	3234.08%	-96.90%	1.22%	7.94%	0.26%	30.46%	5.37%	1.01%	-2.29%	0.40%	4.59%	9.24%	20.75%	69.65%	-17.23%	5.92%	3.98%	3.47%	10.91%	6.21%	3.18%	-11.36%	13.46%	-23.78%	59.99%	-75.85%	415.04%	5.24%	-10.52%	-4.59%	-0.73%	-29.14%	2488.79%	-96.93%	-5.35%	-3.53%	-5.46%	5.52%
basic earnings per share	0.94	0.88	0.63	0.01	0.65	0.69	1.18	0.69	0.7	0.5	0.75	0.51	0.82	0.83	0.83	0.71	0.6	0.66	0.71	0.73	1.03	0.56	0.53	0.36	0.04	0.68	0.65	0.8	0.77	0.77	0.61	0.74	0.69	0.33	0.54	0.57	0.54	0.27	0.55	0.54	0.53	0.53	0.4	0.49	0.48	0.49	0.49	0.47	0.43	0.37	0.24	0.32	0.3	0.29	0.28	0.25	0.24	0.23	0.26	0.23	0.3	0.17	0.81	0.18	0.17	0.19	0.2	0.2	0.29	0.01	0.36	0.38	0.4	0.41	0.39
diluted earnings per share	0.94	0.87	0.63	0.01	0.65	0.68	1.18	0.69	0.7	0.49	0.74	0.51	0.82	0.82	0.83	0.71	0.6	0.66	0.71	0.72	1.02	0.56	0.53	0.36	0.04	0.67	0.64	0.8	0.77	0.76	0.61	0.74	0.68	0.32	0.53	0.57	0.54	0.27	0.55	0.54	0.52	0.53	0.4	0.48	0.48	0.49	0.49	0.47	0.43	0.37	0.24	0.32	0.3	0.29	0.28	0.25	0.24	0.23	0.26	0.23	0.3	0.17	0.81	0.18	0.17	0.19	0.2	0.2	0.28	0.01	0.36	0.38	0.39	0.41	0.39
provision for (recovery of) credit losses on unfunded commitments		2,355,500	800,000	5,922,000	2,700,000
insurance commissions						-1,000		2,758,000	2,716,000	2,583,000	3,264,000	2,809,000	2,446,000	2,501,000	3,108,000	2,591,000	2,554,000	2,353,000	2,829,000	2,422,000	2,237,000	2,193,000	2,681,000	2,125,000	1,991,000	2,105,000	2,508,000	2,190,000	2,116,000	2,014,000	2,461,000	2,110,000	2,005,000	1,955,000	2,365,000	2,181,000	1,860,000	1,866,000	2,420,000	2,175,000	1,962,000	1,956,000	2,381,000	2,119,000	1,967,000	1,973,000	2,270,000	2,088,000	1,863,000	1,869,000	1,295,000	951,000	818,000	1,042,000	848,000	842,000	898,000	812,000	847,000	783,000	832,000	916,000	828,000	830,000	834,000	705,000	949,000	837,000	828,000	868,000	920,000	838,000	857,000	891,000	930,000
gain on sale of insurance agency							53,349,000
gain on debt extinguishment									56,000
cash dividends per common share				0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.21	0.21	0.2	0.2	0.19	0.19	0.18	0.18	0.18	0.15	0.18	0.18	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17		0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.128	0.17	0.17	0.17	0.128	0.17	0.17
recovery of credit losses on unfunded commitments						-368,750	-275,000	-1,000,000	-200,000
net loss on sales of securities										-5,609,500		-22,438,000																													-71,000
restructuring charges																1,187,000		61,000		15,000	292,000
benefit from (recovery of benefit from) credit losses on loans														3,325,000	9,800,000
benefit from (recovery of benefit from) credit losses														3,325,000	9,800,000
net interest income after benefit from credit losses														82,540,500	120,518,000	111,515,000		80,929,750	104,492,000	109,579,000	109,648,000
net gain on sales of securities																		530,250	764,000		1,357,000	7,750		31,000		87,000	343,000	-8,000	13,000	-4,000	-16,000			14,250	57,000			296,500		1,257,000
benefit from credit losses on loans																2,000,000						19,087,500	23,100,000	26,900,000
benefit from credit losses																2,000,000
restructuring (benefit) charges																	-455,000
(recovery of) benefit from loan losses																		-300,000	-1,200,000
benefit from other credit losses
(recovery of) benefit from credit losses																		-300,000	-1,200,000
debt prepayment penalty
benefit from loan losses																												900,000						2,150,000	2,150,000	1,750,000										1,279,250	2,217,000			2,087,500	2,300,000					4,700,000		4,087,500	5,500,000
net interest income after benefit from credit losses on loans																						60,580,000	83,186,000	78,882,000
extinguishment of debt																						29,500	28,000	90,000			54,000										205,000	634,750	2,210,000	329,000																	898,000				1,903,000
net interest income after provision for credit losses on loans																									80,252,000
provision for loan losses																										1,025,000	1,700,000		1,500,000	1,000,000	2,250,000	1,810,000	1,750,000				1,500,000	1,470,000	2,650,000	1,430,000	1,800,000	1,750,000	750,000	1,175,000	1,075,000			1,450,000	1,450,000			3,000,000	3,050,000	4,000,000	4,625,000		4,800,000			5,350,000	5,500,000	5,500,000	11,500,000	7,000,000	6,665,000	7,800,000	7,350,000	6,700,000	5,040,000	14,979,000	3,000,000	2,200,000	2,625,000	1,975,000	1,313,000
net interest income after provision for loan losses																										82,668,000	107,125,000		111,647,000	114,457,000	97,189,000	90,579,000	87,490,000				72,515,000	54,265,500	73,081,000	75,727,000	68,254,000	70,416,000	67,930,000	50,495,000	47,767,000			50,719,000	48,521,000			31,404,000	30,331,000	29,953,000	28,507,000		28,043,000			27,272,000	25,596,000	24,355,000	15,617,000	16,680,000	17,745,000	17,002,000	17,841,000	17,460,000	20,273,000	11,863,000	24,941,000	25,302,000	24,532,000	24,968,000	25,385,000
net interest income after benefit from loan losses																												111,900,000						91,112,000	87,867,000	77,853,000										36,873,750	48,255,000			24,545,750	36,448,000					28,710,000		20,058,000	27,364,000
net gain on sales of sba loans																																								1,035,000
gains on sales of securities																																										24,000		96,000		93,750	375,000						54,000	121,000		869,000	904,000		5,041,000	4,000	12,000
gains on sales of mortgage loans held for sale																																										5,154,500	10,578,000	5,407,000	4,633,000	2,368,000	2,635,000	2,006,000	1,585,000	1,350,000	2,788,000	3,870,000	3,565,000	4,431,000	4,397,000	2,390,000	1,281,000	662,000	1,371,000	949,000	1,151,000	2,127,000	1,774,000	994,000	1,329,000	1,665,000	1,832,000	2,293,000	1,776,000
merger-related expenses																																										1,923,000	7,746,000	1,467,000	478,000	499,000			195,000	1,879,000	3,763,000	385,000							326,000
cash dividends declared per common share																																																	0.17
other-than-temporary-impairment losses on securities available for sale																																																												-15,445,000		-1,441,000	-13,406,000	-61,000	-1,281,000
non-credit related portion of other-than-temporary impairment on securities, recognized in other comprehensive income																																																												15,183,000		1,441,000	10,491,000	61,000	1,121,000
net impairment losses on securities																																																												-262,000			-2,915,000		-160,000
gain on acquisition																																																											570,000		8,774,000		42,211,000
trust revenue																																																										508,500	771,000	650,000	613,000	626,000	562,000	632,000	584,000	559,000	501,000	488,000	491,000	551,000	597,000	670,000	626,000	806,000	806,000
gains on sales of securities available for sale																																																															1,906,000	2,049,000		387,500		1,123,000	427,000
loss on early extinguishment of debt																																																														696,250	2,785,000
net occupancy																																																																		2,032,000	2,082,000	2,037,000	2,163,000	1,959,000	2,219,000	2,220,000	2,194,000	2,211,000	2,163,000
equipment																																																																		949,000	963,000	1,026,000	1,086,000	1,151,000	1,180,000	1,193,000	1,179,000	1,160,000	1,106,000
advertising and marketing																																																																		394,750	492,000	524,000	563,000	604,750	863,000	829,000
securities gains
gains on sales of mortgage loans																																																																						1,046,000	1,352,000	1,311,000	1,521,000	1,291,000	1,201,000
securities:
advertising																																																																									727,000	860,000	887,000

Balance Sheets:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2019-12-31	2019-09-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-03-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2014-12-31	2014-06-30	2014-03-31	2013-12-31	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30

assets
cash and due from banks	364,746,000	299,592,000	284,485,000	351,941,000	202,923,000	198,408,000	228,937,000	224,302,000	174,349,000	206,680,000	179,111,000	211,452,000	193,818,000	193,513,000	206,943,000	230,074,000	230,947,000	182,710,000	169,474,000	221,205,000	206,992,000	176,372,000	207,353,000	215,601,000	191,065,000	209,419,000	208,740,000	198,515,000	170,438,000	155,235,000	163,768,000	187,838,000	119,985,000	143,478,000	119,723,000	146,219,000	177,007,000	95,793,000	110,324,000	82,991,000	87,342,000	45,002,000	58,530,000	63,225,000	42,815,000	69,893,000	83,107,000	85,684,000	62,723,000	59,584,000	68,885,000	47,705,000	50,176,000	40,854,000	45,459,000		88,419,000	110,796,000	79,199,000		91,041,000	99,353,000	93,450,000		80,957,000
interest-bearing balances with banks	852,234,000	771,126,000	799,300,000	1,026,671,000	888,416,000	893,624,000	1,046,683,000	627,604,000	670,051,000	594,671,000	562,045,000	735,447,000	653,879,000	382,479,000	272,557,000	780,394,000	1,376,546,000	1,695,255,000	1,306,667,000	1,384,283,000	1,054,924,000	456,831,000	206,752,000	401,302,000	223,865,000	200,242,000	353,326,000	370,596,000	199,158,000	137,717,000	87,210,000	93,615,000	250,759,000	73,913,000	91,085,000	72,264,000	34,564,000	65,790,000	70,896,000	218,624,000	159,306,000	34,013,000	131,498,000	69,195,000	75,603,000	126,513,000	91,571,000	123,333,000	172,594,000	177,581,000	257,140,000	244,964,000	246,237,000	150,287,000	134,020,000		23,837,000	33,483,000	97,039,000		15,007,000	13,858,000	17,018,000		10,691,000
cash and cash equivalents	1,216,980,000	1,070,718,000	1,083,785,000	1,378,612,000	1,091,339,000	1,092,032,000	1,275,620,000	851,906,000	844,400,000	801,351,000	741,156,000	946,899,000	847,697,000	575,992,000	479,500,000	1,010,468,000	1,607,493,000	1,877,965,000	1,476,141,000	1,605,488,000	1,261,916,000	633,203,000	414,105,000	616,903,000	414,930,000	409,661,000	562,066,000	569,111,000	369,596,000	292,952,000	250,978,000	281,453,000	370,744,000	217,391,000	210,808,000	218,483,000	211,571,000	161,583,000	181,220,000	301,615,000	246,648,000	79,015,000	190,028,000	132,420,000	118,418,000	196,406,000	174,678,000	209,017,000	235,317,000	237,165,000	326,025,000	292,669,000	296,413,000	191,141,000	179,479,000	5,745,000	112,256,000	144,279,000	176,238,000		106,048,000	113,211,000	110,468,000		91,648,000
securities held to maturity	1,006,511,000	1,030,073,000	1,051,884,000	1,076,817,000	1,101,901,000	1,126,112,000	1,150,531,000	1,174,663,000	1,199,111,000	1,221,464,000	1,245,595,000	1,273,044,000	1,300,240,000	1,324,040,000	1,353,502,000	488,851,000	487,194,000																347,977,000	362,319,000	389,145,000	448,376,000	458,400,000	430,163,000	438,283,000	482,410,000	412,075,000	348,340,000	344,599,000	317,766,000	299,139,000	290,050,000	358,039,000	332,410,000	250,876,000	252,688,000	259,850,000	230,786,000	176,779,000	160,480,000	142,088,000		140,586,000
securities available for sale, at fair value	2,809,647,000	2,560,818,000	2,512,650,000	2,471,487,000	1,002,056,000	831,013,000	764,844,000	749,685,000	764,486,000	923,279,000	909,108,000	950,930,000	1,507,907,000	1,533,942,000	1,569,242,000	2,528,253,000	2,405,316,000	2,386,052,000	2,544,643,000	2,163,820,000	1,536,041,000	1,343,457,000	1,293,388,000	1,303,494,000	1,290,613,000	1,238,577,000	1,255,353,000	1,250,777,000	1,177,606,000	1,088,779,000	948,365,000	671,488,000	696,885,000	677,638,000	674,447,000	653,444,000	646,805,000	553,584,000	569,048,000	564,278,000	501,254,000	398,190,000	396,014,000	356,311,000	381,540,000	386,671,000	476,380,000	463,931,000	468,005,000	581,022,000	620,532,000	603,686,000	568,707,000
loans held for sale, at fair value	230,980,000	265,959,000	286,779,000	356,791,000	226,003,000	246,171,000	291,735,000	266,406,000	191,440,000	179,756,000	241,613,000	249,615,000	159,318,000	110,105,000	144,642,000	196,598,000	280,464,000	453,533,000	452,869,000	448,959,000	502,002,000	417,771,000	399,773,000	339,747,000
loans held for investment, net of unearned income	18,975,248,000	19,047,039,000	19,025,521,000	18,563,447,000	13,055,593,000	12,885,020,000	12,627,648,000	12,604,755,000	12,500,525,000	12,351,230,000	12,168,023,000	11,930,516,000	11,766,425,000	11,578,304,000
allowance for credit losses on loans	-295,862,000		-297,591,000	-290,770,000	-203,931,000		-200,378,000	-199,871,000	-201,052,000		-197,773,000	-194,391,000	-195,292,000		-174,356,000
loans	18,679,386,000	18,753,084,000	18,727,930,000	18,272,677,000	12,851,662,000	12,683,264,000	12,427,270,000	12,404,884,000	12,299,473,000	12,152,652,000	11,970,250,000	11,736,125,000	11,571,133,000	11,386,214,000	10,930,648,000	10,437,613,000	10,146,991,000	9,856,743,000	9,846,786,000	9,976,888,000	10,515,302,000	10,757,503,000	10,916,640,000	10,851,917,000	9,637,476,000	9,262,970,000	9,038,458,000	9,034,103,000	9,074,297,000	7,720,302,000	7,651,669,000	7,574,111,000	6,192,882,000	6,059,309,000	5,921,331,000	5,529,871,000	5,371,025,000	3,945,585,000	3,910,226,000	3,819,380,000	3,833,353,000	2,837,477,000	2,761,805,000	2,765,906,000	2,756,094,000	2,637,255,000	2,555,870,000	2,536,744,000	2,516,236,000	2,515,068,000	2,529,682,000	2,479,175,000	2,538,478,000
premises and equipment	463,723,000	465,141,000	471,213,000	465,100,000	279,011,000	279,796,000	280,550,000	280,966,000	282,193,000	283,195,000	284,368,000	285,952,000	287,006,000	283,595,000	284,062,000	284,035,000	285,344,000	293,122,000	294,499,000	293,203,000	300,917,000	300,496,000	300,400,000	302,380,000	309,697,000	306,717,000	267,447,000	209,168,000	206,831,000	186,568,000	184,209,000	183,254,000	179,930,000	177,779,000	178,539,000	168,942,000	169,128,000	113,735,000	103,917,000	102,184,000	101,525,000	70,117,000	67,823,000	66,752,000	64,191,000	57,958,000	56,357,000	54,498,000	52,123,000	52,151,000	51,702,000	51,424,000	42,855,000	43,127,000	43,077,000		44,462,000	45,415,000	46,204,000		47,527,000	47,863,000	48,242,000		48,277,000
other real estate owned	12,954,000	15,191,000	10,578,000	11,750,000	8,654,000	8,673,000	9,136,000	7,366,000	9,142,000	9,622,000	9,258,000	5,120,000	4,818,000	1,763,000
goodwill	1,406,667,000	1,405,840,000	1,411,711,000	1,419,782,000	988,898,000	988,898,000	988,898,000	991,665,000	991,665,000	991,665,000	991,665,000	991,665,000	991,665,000	991,708,000	946,291,000	946,291,000	946,291,000	939,683,000	939,683,000	939,683,000	939,683,000	939,683,000	939,683,000	939,683,000	939,683,000	939,683,000	932,971,000	932,928,000	927,261,000	611,046,000	611,046,000	611,046,000	470,534,000	470,534,000	470,534,000	449,425,000	445,871,000	274,706,000	276,146,000	276,144,000	276,100,000	184,779,000	184,779,000	184,859,000	184,859,000	184,879,000	184,879,000	184,879,000	184,879,000	184,879,000	184,879,000	184,879,000
other intangible assets	138,392,000	146,612,000	155,077,000	163,751,000	13,025,000	14,105,000	15,238,000	16,397,000	17,583,000	18,795,000	20,070,000	21,381,000	22,750,000	24,176,000	20,170,000	21,422,000	22,731,000	24,098,000	25,522,000	27,003,000	28,542,000	30,139,000	31,798,000	33,531,000	37,260,000	38,707,000	42,755,000	44,865,000	46,854,000	21,265,000	22,859,000	24,510,000	22,511,000	25,699,000	27,383,000	27,114,000	28,811,000	22,624,000	25,332,000	26,759,000	28,230,000	5,429,000	5,742,000	6,066,000	6,399,000	6,739,000	7,089,000	7,447,000	7,876,000	6,207,000	6,702,000	6,988,000
bank-owned life insurance	494,874,000	492,541,000	488,920,000	486,613,000	337,502,000	391,810,000	389,138,000	387,791,000	385,186,000	382,584,000	379,945,000	377,649,000	375,572,000	373,808,000	371,650,000	371,298,000	369,344,000	287,359,000	286,088,000	279,444,000	233,508,000	230,609,000	230,022,000	228,729,000	225,942,000	224,294,000	221,973,000	220,608,000	219,264,000	177,973,000	176,978,000	175,863,000	153,309,000
mortgage servicing rights	64,850,000	65,271,000	65,466,000	64,539,000	72,902,000	72,991,000	71,990,000	72,092,000	71,596,000	91,688,000	90,241,000	87,432,000	85,039,000	84,448,000	81,980,000	94,743,000	91,730,000	89,018,000	86,387,000	84,912,000	80,263,000	62,994,000	57,600,000	51,474,000	53,208,000	48,286,000	48,973,000	48,230,000	46,413,000	43,239,000	40,216,000	39,339,000	28,776,000
other assets	582,310,000	480,178,000	460,172,000	457,056,000	298,428,000	300,003,000	293,890,000	306,570,000	289,466,000	304,484,000	298,352,000	298,530,000	320,938,000	298,385,000	287,000,000	235,722,000	218,797,000	183,841,000	198,227,000	198,047,000	218,426,000	207,785,000	217,371,000	220,224,000	165,527,000	170,140,000	163,681,000	202,621,000	202,933,000	143,601,000	132,966,000	144,667,000	121,222,000	331,456,000	345,711,000	312,857,000	327,080,000	230,533,000	232,066,000	228,924,000	234,485,000	183,886,000	181,177,000	179,287,000	178,477,000	176,225,000	173,395,000	163,871,000	151,656,000	140,584,000	138,838,000	137,811,000	149,525,000	204,175,000	203,227,000	2,041,000	165,734,000	152,767,000	143,210,000	3,648,000	135,830,000	127,428,000	121,262,000	2,888,000	117,386,000
total assets	27,107,274,000	26,751,426,000	26,726,165,000	26,624,975,000	18,271,381,000	18,034,868,000	17,958,840,000	17,510,391,000	17,345,741,000	17,360,535,000	17,181,621,000	17,224,342,000	17,474,083,000	16,988,176,000	16,471,099,000	16,618,101,000	16,863,757,000	16,810,311,000	16,155,550,000	16,022,386,000	15,622,571,000	14,929,612,000	14,808,933,000	14,897,207,000	13,400,618,000	13,039,674,000	12,862,395,000	12,934,878,000	12,746,939,000	10,544,475,000	10,238,313,000	9,829,981,000	8,764,711,000	8,542,471,000	8,529,566,000	8,146,229,000	7,926,496,000	5,805,129,000	5,826,020,000	5,902,831,000	5,746,270,000	4,249,281,000	4,267,658,000	4,178,616,000	4,164,606,000	4,112,377,000	4,176,490,000	4,202,008,000	4,136,474,000	4,259,200,000	4,422,164,000	4,297,327,000	4,256,253,000	3,593,872,000	3,641,709,000	487,018,000	3,642,657,000	3,701,957,000	3,795,217,000	478,185,000	3,725,209,000	3,782,196,000	3,699,276,000	476,070,000	3,584,519,000
liabilities and shareholders’ equity
liabilities
deposits
noninterest-bearing	5,183,426,000	5,043,960,000	5,238,431,000	5,356,153,000	3,541,375,000	3,403,981,000	3,529,801,000	3,539,453,000	3,516,164,000	3,583,675,000	3,734,197,000	3,878,953,000	4,244,877,000	4,558,756,000	4,827,220,000	4,741,397,000	4,706,256,000	4,718,124,000	4,492,650,000	4,349,135,000	4,135,360,000	3,685,048,000	3,758,242,000	3,740,296,000	2,551,770,000	2,607,056,000	2,366,223,000	2,318,706,000	2,359,859,000	1,888,561,000	1,861,136,000	1,840,424,000	1,579,581,000	1,514,820,000	1,459,383,000	1,384,503,000	1,278,337,000	919,872,000	902,766,000	914,964,000	856,020,000	560,965,000	567,065,000	568,214,000	554,581,000	539,237,000	535,955,000	531,910,000	493,130,000	458,686,000	486,676,000	368,798,000	361,504,000	313,309,000	315,064,000		297,858,000	292,129,000	303,536,000		287,850,000	305,877,000	304,171,000		315,813,000
interest-bearing	16,916,058,000	16,429,110,000	16,186,124,000	16,226,484,000	11,230,720,000	11,168,631,000	10,979,950,000	10,715,760,000	10,720,999,000	10,493,110,000	10,422,913,000	10,216,408,000	9,667,142,000	8,928,210,000	8,604,904,000	9,022,532,000	9,284,641,000	9,187,600,000	8,762,179,000	8,766,216,000	8,601,548,000	8,374,033,000	8,175,898,000	8,106,062,000	7,661,398,000	7,678,980,000	7,902,689,000	7,809,851,000	7,812,089,000	6,492,159,000	6,496,633,000	6,080,651,000	5,651,269,000	5,302,978,000	5,243,104,000	5,046,874,000	4,940,265,000	3,918,546,000	3,983,965,000	4,089,820,000	3,985,892,000	2,944,193,000	2,988,110,000	2,893,007,000	2,841,447,000	2,866,959,000	2,937,211,000	2,880,327,000	2,849,225,000	3,018,733,000	3,158,198,000	3,099,353,000	3,054,424,000	2,374,903,000	2,398,784,000		2,263,126,000	2,308,081,000	2,385,769,000		2,124,318,000	2,161,301,000	2,322,471,000		2,348,064,000
total deposits	22,099,484,000	21,473,070,000	21,424,555,000	21,582,637,000	14,772,095,000	14,572,612,000	14,509,751,000	14,255,213,000	14,237,163,000	14,076,785,000	14,157,110,000	14,095,361,000	13,912,019,000	13,486,966,000	13,432,124,000	13,763,929,000	13,990,897,000	13,905,724,000	13,254,829,000	13,115,351,000	12,736,908,000	12,059,081,000	11,934,140,000	11,846,358,000	10,213,168,000	10,286,036,000	10,268,912,000	10,128,557,000	10,171,948,000	8,380,720,000	8,357,769,000	7,921,075,000	7,230,850,000	6,817,798,000	6,702,487,000	6,431,377,000	6,218,602,000	4,838,418,000	4,886,731,000	5,004,784,000	4,841,912,000	3,505,158,000	3,555,175,000	3,461,221,000	3,396,028,000	3,406,196,000	3,473,166,000	3,412,237,000	3,342,355,000	3,477,419,000	3,644,874,000	3,468,151,000	3,415,928,000	2,688,212,000	2,713,848,000		2,560,984,000	2,600,210,000	2,689,305,000		2,412,168,000	2,467,178,000	2,626,642,000		2,663,877,000
short-term borrowings	305,863,000	555,774,000	606,063,000	405,349,000	108,015,000	108,018,000	108,732,000	232,741,000	108,121,000	307,577,000	107,662,000	257,305,000	732,057,000	712,232,000	312,818,000	112,642,000	111,279,000	13,947,000	11,253,000	14,933,000	12,154,000	21,340,000	42,624,000	341,810,000	489,091,000	205,602,000	87,590,000	387,706,000	175,559,000	313,393,000	57,753,000	89,814,000	9,955,000	266,943,000	444,989,000	414,255,000	422,279,000	32,403,000	25,505,000		2,283,000	42,819,000	6,848,000	5,254,000	64,959,000	7,700,000	7,830,000	11,485,000	17,388,000	16,066,000	10,892,000	15,386,000	19,422,000	17,282,000	21,750,000		35,825,000	40,428,000	29,705,000		201,795,000	203,413,000	61,454,000
long-term debt	500,342,000	499,756,000	558,878,000	556,976,000	433,309,000	430,614,000	433,177,000	428,677,000	428,047,000	429,400,000	427,399,000	429,630,000	431,111,000	428,133,000	426,821,000	431,553,000	435,416,000	471,209,000	468,863,000	469,406,000	467,660,000	474,970,000	475,082,000	376,680,000	376,507,000	228,104,000	263,269,000	263,618,000	263,957,000	207,354,000	207,438,000	207,546,000	192,051,000	202,637,000	143,661,000	147,416,000	148,217,000	156,422,000	164,325,000	168,700,000	169,592,000	152,970,000	157,215,000	159,452,000	157,948,000	162,279,000	163,923,000	243,224,000	245,181,000	247,001,000	249,257,000	301,050,000	302,823,000	442,480,000	461,433,000		599,251,000	625,327,000	642,425,000		592,377,000	599,226,000
other liabilities	334,667,000	337,921,000	310,891,000	301,159,000	230,857,000	245,306,000	249,102,000	239,059,000	250,060,000	249,390,000	256,127,000	233,418,000	211,596,000	224,829,000	207,055,000	193,100,000	188,523,000	209,578,000	216,661,000	218,889,000	232,148,000	241,488,000	252,787,000	249,413,000	196,163,000	200,273,000	153,747,000	111,084,000	124,764,000	84,340,000	82,588,000	96,563,000	80,790,000	112,846,000	114,173,000	100,003,000	100,580,000	66,235,000	61,244,000	52,632,000	66,831,000	47,656,000	46,045,000	54,481,000	48,847,000	44,668,000	41,960,000	47,860,000	44,149,000	38,579,000	43,787,000	43,231,000	41,046,000	33,663,000	34,121,000	843,000	36,124,000	35,312,000	33,687,000	1,681,000	36,448,000	32,410,000	38,901,000	782,000	44,342,000
total liabilities	23,240,356,000	22,866,521,000	22,900,387,000	22,846,121,000	15,544,276,000	15,356,550,000	15,300,762,000	15,155,690,000	15,023,391,000	15,063,152,000	14,948,298,000	15,015,714,000	15,286,783,000	14,852,160,000	14,378,818,000	14,501,224,000	14,726,115,000	14,600,458,000	13,951,606,000	13,818,579,000	13,448,870,000	12,796,879,000	12,704,633,000	12,814,261,000	11,274,929,000	10,920,015,000	10,773,518,000	10,890,965,000	10,736,228,000	8,985,807,000	8,705,548,000	8,314,998,000	7,513,646,000	7,400,224,000	7,405,310,000	7,093,051,000	6,889,678,000	5,093,478,000	5,137,805,000	5,226,116,000	5,080,618,000	3,748,603,000	3,765,283,000	3,680,408,000	3,667,782,000	3,620,843,000	3,686,879,000	3,714,806,000	3,649,073,000	3,779,065,000	3,948,810,000	3,827,818,000	3,779,219,000	3,181,637,000	3,231,152,000		3,232,184,000	3,301,277,000	3,395,122,000		3,318,942,000	3,378,401,000	3,289,449,000		3,192,207,000
shareholders’ equity																																																								410,122,000				400,371,000				399,073,000
preferred stock, 0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding
common stock	488,612,000	488,612,000	488,612,000	488,612,000	332,421,000	332,421,000	332,421,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,483,000	296,484,000	249,951,000	249,951,000	249,951,000	225,535,000	214,860,000	214,860,000	206,460,000	206,460,000	163,281,000	163,281,000	163,281,000	163,281,000	133,579,000	133,579,000	133,579,000	133,579,000	133,579,000	133,579,000	133,579,000	133,579,000	133,579,000	133,579,000	133,579,000	133,579,000	113,954,000	113,954,000		113,954,000	113,954,000	113,954,000		113,954,000	113,954,000	113,954,000		113,954,000
treasury stock	-173,835,000	-103,494,000	-90,297,000	-90,248,000	-91,646,000	-97,196,000	-97,251,000	-97,534,000	-99,683,000	-105,249,000	-105,300,000	-105,589,000	-107,559,000	-111,577,000	-111,577,000	-112,295,000	-114,050,000	-118,027,000	-118,288,000	-97,249,000	-98,949,000	-101,554,000	-101,800,000	-102,223,000	-83,189,000	-62,044,000	-21,590,000	-24,245,000	-17,225,000	-17,523,000	-18,296,000	-19,906,000	-20,786,000	-21,222,000	-21,152,000	-21,062,000	-22,385,000	-22,128,000	-21,947,000	-22,109,000	-23,023,000	-24,814,000	-24,933,000	-25,626,000	-25,932,000	-26,038,000	-26,171,000	-26,815,000	-26,899,000	-26,899,000	-26,975,000	-27,187,000	-27,212,000	-27,493,000	-27,788,000		-27,859,000	-27,930,000	-28,044,000		-29,094,000	-30,057,000	-30,446,000		-28,272,000
additional paid-in capital	2,388,649,000	2,392,997,000	2,389,033,000	2,393,566,000	1,486,849,000	1,491,847,000	1,488,678,000	1,304,782,000	1,303,613,000	1,308,281,000	1,304,891,000	1,301,883,000	1,299,458,000	1,302,422,000	1,299,476,000	1,298,207,000	1,297,088,000	1,300,192,000	1,298,022,000	1,295,879,000	1,294,911,000	1,296,963,000	1,294,888,000	1,293,033,000	1,294,276,000	1,291,927,000	1,288,106,000	1,288,911,000	1,287,063,000	897,817,000	896,881,000	898,095,000	705,748,000	633,340,000	632,558,000	584,757,000	585,938,000	345,213,000	343,162,000	342,113,000	342,552,000	218,466,000	217,951,000	218,128,000	217,909,000	217,640,000	217,324,000	217,477,000	217,882,000	217,583,000	217,278,000	217,011,000	217,004,000	184,970,000	184,966,000		184,810,000	184,619,000	184,551,000		185,010,000	184,962,000	184,768,000		184,640,000
retained earnings	1,263,116,000	1,196,522,000	1,139,600,000	1,100,965,000	1,121,102,000	1,093,854,000	1,063,324,000	1,005,086,000	978,880,000	952,124,000	936,573,000	907,312,000	891,242,000	857,725,000	823,951,000	789,880,000	762,690,000	741,648,000	717,033,000	689,444,000	661,117,000	615,773,000	596,779,000	579,314,000	617,355,000	591,599,000	533,328,000	500,660,000	468,612,000	448,475,000	421,725,000	397,354,000	353,478,000	321,527,000	305,958,000	290,665,000	276,340,000	232,883,000	212,511,000	203,037,000	194,815,000	187,618,000	183,902,000	180,628,000	177,632,000	174,874,000	172,807,000	171,108,000	169,586,000	167,322,000	165,834,000	162,547,000	162,088,000	146,798,000	146,596,000		146,142,000	145,508,000	144,843,000		145,865,000	141,893,000	137,503,000		127,578,000
accumulated other comprehensive loss, net of taxes	-99,624,000	-89,732,000	-101,170,000	-114,041,000	-121,621,000	-142,608,000	-129,094,000	-154,116,000	-156,943,000	-154,256,000	-199,324,000	-191,461,000	-192,324,000	-209,037,000	-216,052,000	-155,398,000	-104,569,000										-7,450,000	-17,896,000	-24,223,000	-20,052,000	-17,496,000	-10,511,000	-12,910,000	-6,258,000	-7,968,000	-7,642,000	-9,535,000	-7,598,000	-8,792,000	-9,607,000	-11,973,000	-14,171,000	-8,124,000	-8,501,000	-6,364,000	-8,521,000	-7,928,000	-8,147,000
total shareholders’ equity	3,866,918,000	3,884,905,000	3,825,778,000	3,778,854,000	2,727,105,000	2,678,318,000	2,658,078,000	2,354,701,000	2,322,350,000	2,297,383,000	2,233,323,000	2,208,628,000	2,187,300,000	2,136,016,000	2,092,281,000	2,116,877,000	2,137,642,000	2,209,853,000	2,203,944,000	2,203,807,000	2,173,701,000	2,132,733,000	2,104,300,000	2,082,946,000	2,125,689,000	2,119,659,000	2,088,877,000	2,043,913,000	2,010,711,000	1,558,668,000	1,532,765,000	1,514,983,000	1,251,065,000	1,142,247,000	1,124,256,000	1,053,178,000	1,036,818,000	711,651,000	688,215,000	676,715,000	665,652,000	500,678,000	502,375,000	498,208,000	496,824,000	491,534,000	489,611,000	487,202,000	487,401,000	480,135,000	473,354,000	469,509,000	477,034,000	412,235,000	410,557,000		410,473,000	400,680,000	400,095,000		406,267,000	403,795,000	409,827,000		392,312,000
total liabilities and shareholders’ equity	27,107,274,000	26,751,426,000	26,726,165,000	26,624,975,000	18,271,381,000	18,034,868,000	17,958,840,000	17,510,391,000	17,345,741,000	17,360,535,000	17,181,621,000	17,224,342,000	17,474,083,000	16,988,176,000	16,471,099,000	16,618,101,000	16,863,757,000	16,810,311,000	16,155,550,000	16,022,386,000	15,622,571,000	14,929,612,000	14,808,933,000	14,897,207,000	13,400,618,000	13,039,674,000	12,862,395,000	12,934,878,000	12,746,939,000	10,544,475,000	10,238,313,000	9,829,981,000	8,764,711,000	8,542,471,000	8,529,566,000	8,146,229,000	7,926,496,000	5,805,129,000	5,826,020,000	5,902,831,000	5,746,270,000	4,249,281,000	4,267,658,000	4,178,616,000	4,164,606,000	4,112,377,000	4,176,490,000	4,202,008,000	4,136,474,000	4,259,200,000	4,422,164,000	4,297,327,000	4,256,253,000	3,593,872,000	3,641,709,000	487,018,000	3,642,657,000	3,701,957,000	3,795,217,000	478,185,000	3,725,209,000	3,782,196,000	3,699,276,000	476,070,000	3,584,519,000
allowance for credit losses		-293,955,000				-201,756,000				-198,578,000				-192,090,000		-166,131,000	-166,468,000	-164,171,000	-170,038,000	-172,354,000	-173,106,000	-176,144,000	-168,098,000	-145,387,000
loans, net of unearned income:
non purchased loans and leases															10,259,840,000	9,692,116,000	9,338,890,000	9,011,011,000	8,875,880,000	8,892,544,000	9,292,502,000	9,419,540,000	9,424,224,000	9,206,101,000	7,587,974,000	7,031,818,000	6,565,599,000	6,389,712,000	6,210,238,000	6,057,766,000	5,830,122,000	5,588,556,000	4,834,085,000
purchased loans															845,164,000	911,628,000	974,569,000	1,009,903,000	1,140,944,000	1,256,698,000	1,395,906,000	1,514,107,000	1,660,514,000	1,791,203,000	2,101,664,000	2,281,966,000	2,522,694,000	2,693,417,000	2,912,669,000	1,709,891,000	1,867,948,000	2,031,766,000	1,401,720,000
total loans, net of unearned income															11,105,004,000	10,603,744,000	10,313,459,000	10,020,914,000	10,016,824,000	10,149,242,000	10,688,408,000	10,933,647,000	11,084,738,000	10,997,304,000	9,689,638,000	9,313,784,000	9,088,293,000	9,083,129,000	9,122,907,000	7,767,657,000	7,698,070,000	7,620,322,000	6,235,805,000	6,105,233,000	5,965,429,000	5,572,730,000	5,413,462,000	3,987,874,000	3,957,530,000	3,867,428,000	3,881,018,000	2,884,511,000	2,808,310,000	2,810,253,000	2,800,163,000	2,682,034,000	2,600,046,000	2,581,084,000	2,564,768,000	2,562,639,000	2,577,187,000	2,524,590,000	2,583,610,000
other real estate owned:
non purchased															867,000	1,332,000	531,000	951,000	2,252,000	1,675,000	2,292,000	2,045,000	3,576,000	4,694,000	2,762,000	1,975,000	4,223,000	4,853,000	4,665,000	4,698,000	4,801,000	4,410,000	5,056,000
purchased															1,545,000	1,475,000	1,531,000	1,589,000	2,453,000	3,264,000	3,679,000	3,927,000	4,577,000	4,431,000	5,248,000	6,216,000	5,932,000	6,187,000	7,932,000	9,006,000	9,754,000	11,524,000	16,266,000
total other real estate owned															2,412,000	2,807,000	2,062,000	2,540,000	4,705,000	4,939,000	5,971,000	5,972,000	8,153,000	9,125,000	8,010,000	8,191,000	10,155,000	11,040,000	12,597,000	13,704,000	14,555,000	15,934,000	21,322,000	26,328,000	29,339,000	33,234,000	35,402,000	34,472,000	41,803,000	47,741,000	52,887,000	61,082,000	74,881,000	90,251,000	90,183,000	96,335,000	100,392,000	113,235,000					112,222,000
securities held to maturity, net of allowance for credit losses of 32 at december 31, 2021																		416,357,000
accumulated other comprehensive income, net of taxes																		-10,443,000	10,694,000	19,250,000	20,139,000	25,068,000	17,950,000	16,339,000	764,000	1,694,000
loans held for sale																									318,272,000	392,448,000	318,563,000	411,427,000	463,287,000
allowance for loan losses																									-52,162,000	-50,814,000	-49,835,000	-49,026,000	-48,610,000	-47,355,000	-46,401,000	-46,211,000	-42,923,000	-45,924,000	-44,098,000	-42,859,000	-42,437,000	-42,289,000	-47,304,000	-48,048,000	-47,665,000	-47,034,000	-46,505,000	-44,347,000	-44,069,000	-44,779,000	-44,176,000	-44,340,000	-48,532,000	-47,571,000	-47,505,000	-45,415,000	-45,132,000	-41,146,000	-41,094,000		-36,352,000	-35,964,000	-35,181,000		-28,024,000	-26,647,000	-27,271,000		-26,926,000
preferred stock, .01 par value – 5,000,000 shares authorized; no shares issued and outstanding
mortgage loans held for sale, at fair value																														245,046,000	204,472,000	108,316,000	158,619,000	189,965,000	276,782,000	298,365,000	225,254,000	25,628,000	28,116,000	28,433,000	33,440,000	50,268,000	26,286,000	34,845,000
acquired and covered by fdic loss-share agreements																																		30,533,000	42,171,000	44,989,000	93,142,000	143,041,000	167,129,000
acquired and not covered by fdic loss-share agreements																																		1,548,674,000	1,630,709,000	1,453,328,000
not acquired																																		4,526,026,000	4,292,549,000	4,074,413,000	3,830,434,000	3,267,486,000	3,096,286,000
fdic loss-share indemnification asset																																		4,053,000	5,547,000	6,118,000	7,149,000	12,516,000	19,863,000	24,963,000	26,273,000	30,698,000	34,524,000	44,153,000	46,175,000	54,473,000	64,195,000	107,754,000	127,981,000	149,739,000	164,104,000	155,657,000
acquired and non-covered by fdic loss-share agreements																																					1,489,886,000	577,347,000	694,115,000
covered by fdic loss-share agreements																																					2,818,000
not covered by fdic loss-share agreements																																					32,584,000
covered under loss-share agreements																																						6,368,000		173,545,000	181,674,000	201,494,000	213,872,000	237,088,000	260,545,000	289,685,000	318,089,000	339,462,000	359,813,000	377,149,000	386,811,000	333,681,000	352,535,000
not covered under loss-share agreements																																						28,104,000		3,693,883,000	3,699,344,000	2,683,017,000	2,594,438,000	2,573,165,000	2,539,618,000	2,392,349,000	2,281,957,000	2,241,622,000	2,204,955,000	2,185,490,000	2,190,376,000	2,190,909,000	2,231,075,000
covered under fdic loss-share agreements																																							7,472,000
not covered under fdic loss-share agreements																																							34,331,000
mortgage loans held for sale																																													39,131,000	25,386,000	25,216,000	28,222,000	24,739,000	11,511,000	9,399,000	27,704,000	25,639,000	21,261,000	16,597,000		24,091,000	49,565,000	55,194,000		35,976,000	43,487,000	33,062,000		25,911,000
preferred stock, .01 par value—5,000,000 shares authorized; no shares issued and outstanding
other real estate owned and repossessions:
total other real estate owned and repossessions																																																	116,786,000	128,186,000	130,451,000	126,548,000
accumulated other comprehensive loss																																																	-6,747,000	-11,450,000	-16,362,000	-16,441,000	-8,425,000	-5,994,000	-7,171,000		-6,574,000	-15,471,000	-15,209,000		-9,468,000	-6,957,000			-5,588,000
intangible assets																																																					192,391,000	190,411,000	190,881,000		191,839,000	192,328,000	192,822,000		194,022,000	194,688,000	196,264,000		196,643,000
fdic loss-share indemnification receivable																																																					153,244,000
securities available for sale																																																						561,160,000	599,119,000		597,618,000	684,723,000	709,950,000		708,406,000	741,154,000	636,338,000		543,017,000
loans, net of unearned income																																																						2,263,263,000	2,308,335,000		2,402,423,000	2,468,844,000	2,506,780,000		2,525,424,000	2,541,012,000	2,580,911,000		2,588,563,000
net loans																																																						2,222,117,000	2,267,241,000		2,366,071,000	2,432,880,000	2,471,599,000		2,497,400,000	2,514,365,000	2,553,640,000		2,561,637,000
investments																																																								3,400,000				3,218,000
investment in bank subsidiary																																																								475,171,000
accrued interest receivable on bank balances																																																								35,000
stock options receivable																																																								626,000
junior subordinated debentures																																																								76,053,000				76,133,000	76,154,000	76,174,000	76,194,000	76,215,000
cash and cash equivalents*																																																												6,085,000
investment in bank subsidiary*																																																												463,996,000				463,564,000
accrued interest receivable on bank balances*																																																												47,000				79,000
stock options receivable*																																																												1,191,000				885,000
long-tem debt																																																															486,258,000
accumulated other comprehensive income																																																															4,048,000
balance sheets
cash*																																																																5,363,000
stock																																																																3,291,000
federal funds purchased																																																																	56,500,000
federal home loan bank advances																																																																	331,724,000
junior subordinated debentures and notes																																																																	76,235,000
other borrowed funds																																																																	19,529,000

Cashflow Statements:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31

operating activities
net income	88,228,000	78,948,000	59,788,000	1,018,000	41,518,000	44,747,000	72,455,000	38,846,000	39,409,000	28,124,000	41,833,000	28,643,000	46,078,000	46,276,000	46,567,000	39,678,000	33,547,000	37,054,000	40,063,000	40,867,000	57,908,000	31,521,000	29,992,000	20,130,000	2,008,000	38,415,000	37,446,000	46,625,000	45,110,000	44,420,000	31,964,000	36,710,000	33,826,000	16,511,000	26,421,000	25,284,000	23,972,000	23,179,000	22,900,000	21,216,000	21,160,000	16,220,000	15,394,000	15,240,000
adjustments to reconcile net income to net cash from operating activities:
provision for credit losses	8,080,000	10,935,000	10,450,000	81,322,000	4,750,000	2,600,000	935,000	3,300,000	2,438,000		5,315,000	3,000,000	7,960,000				1,500,000
depreciation, amortization and accretion	273,000	3,045,000	1,378,000	3,429,000	8,360,000	8,504,000	7,753,000	7,930,000	8,097,000	8,508,000	8,358,000	9,128,000	9,237,000	9,154,000	9,643,000	11,143,000	12,804,000	12,929,000	11,962,000	12,400,000	10,059,000	11,906,000	9,480,000	8,310,000	4,937,000	2,359,000	4,219,000	1,198,000	409,000	-193,000	1,835,000	1,204,000	650,000	1,291,000	916,000	-8,941,000	11,566,000	751,000	-651,000	739,000	900,000	2,366,000	-1,085,000	3,772,000
deferred income tax expense	6,827,000		-3,495,000	-1,562,000	954,000	2,155,000	1,352,000	-564,000	1,706,000	-3,774,000	-1,533,000	-2,365,000	2,667,000	-1,320,000	-1,550,000	501,000	4,649,000	6,340,000	96,000	-567,000	5,542,000					6,130,000	5,326,000	2,636,000	5,949,000	9,109,000	3,859,000	1,486,000	1,990,000	21,792,000	-550,000	-1,727,000	3,946,000	1,818,000	1,013,000	2,832,000	9,957,000	-2,124,000	-490,000	6,408,000
funding of mortgage loans held for sale	-342,536,000	-392,378,000	-425,482,000	-491,627,000	-303,158,000	-347,277,000	-412,059,000	-380,707,000	-260,424,000	-273,635,000	-397,356,000	-400,975,000	-258,946,000	-243,198,000	-359,545,000	-481,567,000	-595,046,000	-870,453,000	-966,652,000	-1,079,473,000	-1,143,349,000	-1,201,845,000	-1,253,742,000	-1,308,074,000	-715,760,000	-700,449,000	-741,904,000	-554,722,000	-384,103,000	-444,762,000	-479,920,000	-475,761,000	-362,803,000	-427,221,000	-483,777,000	-454,312,000	-318,144,000	-510,143,000	-548,007,000	-458,500,000	-491,382,000	-584,662,000	-222,298,000	-185,595,000
proceeds from sales of mortgage loans held for sale	380,395,000	418,284,000	499,372,000	369,819,000	328,897,000	393,526,000	392,658,000	311,076,000	250,399,000	342,602,000	407,908,000	314,098,000	212,755,000	286,007,000	411,429,000	576,127,000	769,797,000	886,067,000	980,799,000	1,166,702,000	1,082,538,000	1,219,926,000	1,286,261,000	1,417,124,000	607,017,000	785,063,000	687,301,000	440,211,000	416,032,000	444,461,000	532,329,000	445,906,000	275,445,000	530,149,000	515,769,000	385,587,000	343,945,000	610,676,000	577,248,000	391,552,000	578,023,000	734,087,000	222,462,000	113,076,000
gains on sales of mortgage loans held for sale	-5,305,000	-5,243,000	-5,270,000	-5,316,000	-4,500,000	-2,378,000	-4,499,000	-5,199,000	-4,535,000	-1,934,000	-3,222,000	-4,648,000	-4,769,000	-5,995,000	-271,000	-3,490,000	-6,047,000	-10,801,000	-20,116,000	-17,581,000	-33,901,000	-36,079,000	-92,545,000	0	-21,782,000	-10,438,000	-14,627,000	-12,901,000	-7,888,000	-9,513,000	-11,288,000	-10,719,000	-8,798,000	-3,956,000	-4,111,000	-5,054,000	-6,554,000	-13,716,000	-7,124,000	-5,847,000	-4,674,000	-10,578,000	-5,407,000	-4,633,000
losses on sales of premises and equipment	10,000	-2,151,000	0	-76,000	-271,000	22,000	-41,000	2,000	50,000		1,000	5,000	2,000																-89,000		37,000	-233,000	8,000	12,000	7,000	34,000	512,000	3,000	97,000	5,000
stock-based compensation	5,474,000																																				1,174,000	848,000	856,000	859,000	1,696,000	1,019,000	856,000	864,000
income from bank-owned life insurance	-3,689,000
net change in operating leases	1,496,000
(decrease) in other assets	-25,228,000
decrease in other liabilities	-13,970,000		6,723,000	-4,976,000	-20,025,000								-14,866,000		8,824,000	5,392,000	-24,469,000									-4,729,000	3,242,000			-14,870,000	-14,427,000	2,063,000	-14,720,000		-937,000	5,947,000	-14,662,000	-1,633,000	4,834,000	-8,298,000				-14,432,000
net cash from operating activities	100,055,000	107,140,000	135,470,000	-77,291,000	106,152,000	92,095,000	21,351,000	-49,077,000	65,057,000	100,429,000	79,664,000	-24,158,000	-7,382,000	110,938,000	113,401,000	143,890,000	205,816,000	52,488,000	40,591,000	106,368,000	-56,788,000	38,197,000	-10,868,000	177,913,000	-123,000,000	133,741,000	-14,930,000	-95,295,000	140,107,000	75,438,000	75,091,000	-11,952,000	-61,171,000	149,164,000	44,704,000	-58,649,000	66,342,000	130,984,000	34,431,000	-40,677,000	123,455,000	161,613,000	21,901,000	-54,344,000	34,451,000	30,824,000	39,148,000	20,260,000	29,164,000	66,147,000	16,635,000	41,340,000	42,935,000	33,475,000	38,691,000	62,609,000	48,391,000	32,592,000	26,649,000	45,499,000	37,526,000	15,761,000	14,918,000	32,245,000	-12,005,000	44,224,000	18,787,000	-1,301,000	7,009,000	27,213,000	1,377,000	27,002,000	-9,537,000
capital expenditures	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
free cash flows	100,055,000	107,140,000	135,470,000	-77,291,000	106,152,000	92,095,000	21,351,000	-49,077,000	65,057,000	100,429,000	79,664,000	-24,158,000	-7,382,000	110,938,000	113,401,000	143,890,000	205,816,000	52,488,000	40,591,000	106,368,000	-56,788,000	38,197,000	-10,868,000	177,913,000	-123,000,000	133,741,000	-14,930,000	-95,295,000	140,107,000	75,438,000	75,091,000	-11,952,000	-61,171,000	149,164,000	44,704,000	-58,649,000	66,342,000	130,984,000	34,431,000	-40,677,000	123,455,000	161,613,000	21,901,000	-54,344,000	34,451,000	30,824,000	39,148,000	20,260,000	29,164,000	66,147,000	16,635,000	41,340,000	42,935,000	33,475,000	38,691,000	62,609,000	48,391,000	32,592,000	26,649,000	45,499,000	37,526,000	15,761,000	14,918,000	32,245,000	-12,005,000	44,224,000	18,787,000	-1,301,000	7,009,000	27,213,000	1,377,000	27,002,000	-9,537,000
investing activities
purchases of securities available for sale	-378,991,000	-142,092,000	-112,874,000	-770,280,000	-175,815,000	-113,573,000	-7,977,000	-5,704,000	-46,975,000	-2,253,000				-4,639,000	-98,705,000	-324,117,000	-285,635,000	-364,829,000	-552,705,000	-725,155,000	-465,245,000	-210,702,000	-122,210,000	-59,075,000	-123,670,000	-125,753,000	-240,762,000	-75,926,000	-49,577,000	-110,308,000	-78,734,000	-179,923,000	-317,922,000	-18,511,000	-71,913,000	-67,083,000	-52,683,000	-47,592,000	-2,255,000	-32,396,000	-17,858,000	-25,190,000	-15,415,000	-13,651,000	-24,167,000	0	-23,847,000	-76,282,000	-56,625,000	0	-35,801,000	-70,720,000	-45,638,000	-23,809,000	-5,216,000	-78,210,000	-55,226,000	-8,949,000	0	-48,586,000	-119,298,000	-97,259,000	-110,163,000	-100,070,000	-48,317,000	-87,488,000	-109,427,000	-111,087,000	-9,489,000	-9,625,000	-159,134,000	-147,816,000	-18,172,000
proceeds from call/maturities of securities available for sale	116,604,000	107,881,000	90,404,000	82,067,000	30,958,000	22,520,000	23,597,000	20,565,000	22,148,000	24,875,000	33,320,000	45,488,000	45,342,000	49,003,000	87,110,000	121,239,000	128,155,000	128,500,000	134,406,000	99,732,000	95,382,000	123,618,000	130,556,000	107,538,000	76,269,000	69,767,000	71,782,000	72,229,000	48,509,000	47,192,000	49,856,000	34,320,000	29,335,000	37,401,000	71,116,000	30,128,000	30,800,000	45,163,000	42,266,000	29,803,000	28,175,000	32,027,000	26,647,000	24,814,000	20,103,000	22,883,000	20,250,000	17,069,000	18,152,000	19,708,000	21,473,000	21,425,000	28,573,000	31,710,000	31,248,000	43,433,000	45,571,000	36,839,000	45,554,000	39,227,000	70,402,000	69,560,000	58,621,000	75,396,000	61,948,000	47,737,000	58,927,000	65,042,000	24,961,000	39,356,000	36,237,000	58,952,000	25,018,000
proceeds from call/maturities of securities held to maturity	24,859,000	23,091,000	26,566,000	26,521,000	25,831,000	26,008,000	25,798,000	26,213,000	24,159,000	26,008,000	29,822,000	28,699,000	25,424,000	31,468,000	18,718,000	9,642,000	7,620,000																	0	375,000	7,797,000	7,710,000	27,795,000	66,317,000	15,193,000	24,011,000	11,621,000	95,895,000	13,922,000	5,807,000	5,408,000	66,908,000	57,890,000	27,616,000	49,997,000	6,080,000	28,590,000	16,538,000	20,092,000	83,416,000	27,975,000	10,777,000	34,510,000	19,777,000	2,140,000	2,135,000	2,145,000	4,645,000	1,735,000	5,999,000
net decrease in loans	79,767,000																-264,251,000																							-157,198,000																			1,228,000	1,219,000	28,808,000	34,942,000	28,593,000	27,988,000	33,854,000	37,970,000	23,348,000	17,094,000	-20,343,000	2,908,000
purchases of premises and equipment	-6,327,000	-3,383,000	-15,341,000	-10,179,000	-4,817,000	-3,237,000	-3,634,000	-3,478,000	-3,296,000	-5,240,000	-4,041,000	-4,116,000	-8,237,000	-4,464,000	-4,509,000	-3,835,000	-2,030,000	-3,719,000	-3,844,000	-10,323,000	-2,630,000	-21,446,000	-2,968,000	-1,915,000	-1,941,000	-10,998,000	-7,477,000	-9,249,000	-7,242,000	-6,761,000	-5,286,000	-5,929,000	-4,384,000	-1,122,000	-4,257,000	-3,227,000	-4,441,000	-3,307,000	-2,995,000	-2,656,000	-5,801,000	-8,170,000	-5,270,000	-5,924,000	-9,685,000	-6,819,000	-3,382,000	-2,293,000	635,000	-2,777,000	-3,571,000	-2,337,000	-4,020,000	-7,556,000	-2,873,000	-3,139,000	-2,546,000	-1,040,000	-1,471,000	-1,276,000	-9,742,000	-650,000	-992,000	-373,000	-274,000	-113,000	-348,000	-378,000	-710,000	-844,000	-818,000	-1,907,000	-675,000
proceeds from sales of premises and equipment	12,000	7,276,000	20,000	79,000	1,267,000	5,000	50,000	33,000	256,000					4,000	297,000	833,000	100,000	1,098,000	0	8,681,000	34,000					1,482,000	6,000	2,105,000	135,000	9,000	679,000			846,000	0	1,242,000	13,000	1,264,000			1,771,000												201,000	63,000	0	45,000	29,000	8,000	67,000	10,000	247,000	0	6,000	2,000	1,000	0	15,000	53,000	174,000	8,000	25,000	6,000	208,000
proceeds from surrender of bank-owned life insurance		0	0
purchases of fhlb stock	16,015,000
proceeds from redemption of fhlb stock	-1,175,000
purchases of frb stock	-91,127,000
proceeds from sales of other assets	6,151,000	6,055,000	827,000	11,032,000	746,000	1,884,000	299,000	1,035,000	132,000	282,000	2,006,000	180,000	647,000	1,120,000	934,000	568,000	956,000	2,261,000	703,000	1,416,000	1,962,000	2,418,000	3,792,000	1,458,000	770,000	1,154,000	1,955,000	2,330,000	12,965,000	3,075,000	1,260,000	1,941,000	2,085,000	2,646,000	4,100,000	2,078,000	5,307,000	3,083,000	4,346,000	3,611,000
other	1,356,000	23,000	1,954,000	699,000	1,183,000	657,000	465,000	98,000	93,000	0	176,000	328,000	1,340,000	520,000	1,985,000	415,000	207,000	860,000	0	1,457,000	1,346,000					0	915,000	106,000	-104,000
net cash from investing activities	-232,856,000	-23,071,000	-448,781,000	29,882,000	-292,055,000	-323,613,000	69,051,000	-73,447,000	29,968,000	-144,571,000	-184,941,000	427,344,000	-153,231,000	-456,200,000	-500,244,000	-502,413,000	-584,800,000	-287,743,000	-271,939,000	-129,787,000	29,466,000	89,850,000	-66,229,000	-1,158,828,000	-130,341,000	-453,723,000	-107,424,000	30,307,000	24,930,000	-25,919,000	107,787,000	-215,219,000	-365,230,000	300,643,000	-22,739,000	-149,232,000	-53,530,000	-110,221,000	19,560,000	-149,424,000	-107,900,000	-93,832,000	-40,578,000	-5,121,000	-44,866,000	19,986,000	-57,660,000	-120,262,000	-12,669,000	133,791,000	-105,109,000	-73,163,000	-31,717,000	-150,107,000	55,886,000	-70,886,000	-132,449,000	105,305,000	53,010,000	109,671,000	-83,894,000	365,294,000	49,114,000	-694,000	53,785,000	-2,920,000	48,174,000	-2,445,000	-5,407,000	31,803,000	-91,024,000	-91,596,000	-456,000
financing activities
net increase in deposits	626,414,000
net decrease in short-term borrowings	-249,911,000			-916,000	-3,000		-124,009,000												-3,680,000				-299,186,000						-300,116,000				-32,061,000				-99,721,000			-8,024,000				-25,671,000												-3,655,000				-4,494,000	-4,036,000	2,140,000	-4,468,000	-647,000		-4,603,000	10,723,000	-284,836,000				-309,002,000
cash paid for dividends	-21,634,000	-22,026,000	-21,153,000	-21,155,000	-14,270,000	-14,217,000	-14,217,000	-12,640,000	-12,653,000	-12,573,000	-12,572,000	-12,573,000	-12,561,000	-12,502,000	-12,496,000	-12,488,000	-12,505,000	-12,439,000	-12,474,000	-12,540,000	-12,564,000	-12,527,000	-12,527,000	-12,525,000	-12,555,000	-12,659,000	-12,829,000	-12,971,000	-12,442,000	-12,372,000	-11,829,000	-9,958,000	-9,455,000	-9,412,000	-8,936,000	-8,038,000	-8,030,000	-7,610,000	-7,606,000	-6,892,000	-6,876,000	-6,881,000	-5,402,000	-5,398,000	-5,383,000	-5,382,000	-5,381,000	-5,372,000	-5,352,000	-5,348,000	-4,303,000	-4,300,000	-4,285,000	-4,278,000	-4,279,000	-4,275,000	-4,268,000	-4,268,000	-4,269,000	-4,266,000	-4,262,000	-4,261,000	-3,594,000	-3,592,000	-3,592,000	-3,591,000	-3,591,000	-3,590,000	-3,592,000	-3,586,000	-3,575,000	-3,568,000	-3,559,000
repurchase of shares in connection with stock repurchase program	-75,806,000																	-1,000				0	0	0	-24,569,000	-21,299,000	-28,707,000
net cash from financing activities	279,063,000	-97,136,000	18,484,000	334,682,000	185,210,000	47,930,000	333,312,000	130,030,000	-51,976,000	104,337,000	-100,466,000	-303,984,000	432,318,000	441,754,000	-144,125,000	-238,502,000	108,512,000	637,079,000	102,001,000	366,991,000	656,035,000	91,051,000	-125,701,000	960,046,000	476,183,000	325,251,000	88,153,000	-53,216,000	-172,082,000	149,996,000	-106,234,000	269,145,000	395,926,000	-500,554,000	74,174,000	73,198,000	51,708,000	-14,180,000	-61,666,000	197,013,000	-7,833,000	-18,894,000	-740,000	72,261,000			-101,883,000	154,969,000	-2,996,000	-45,804,000	-22,539,000	89,431,000	2,784,000	38,644,000	-72,849,000	-26,062,000	57,758,000	-139,745,000	-168,519,000	-121,814,000	42,624,000	-275,783,000	-52,370,000	-632,000	-5,476,000	-73,327,000	-98,920,000	79,590,000	-7,256,000	-66,179,000	92,390,000	75,269,000	18,138,000
net increase in cash and cash equivalents	146,262,000	-13,067,000	-294,827,000	287,273,000	-693,000	-183,588,000	423,714,000	7,506,000	43,049,000	60,195,000	-205,743,000	99,202,000	271,705,000	96,492,000	-530,968,000	-597,025,000	-270,472,000	401,824,000	-129,347,000	343,572,000	628,713,000			-20,869,000	222,842,000	5,269,000	-34,201,000			199,515,000	76,644,000	41,974,000	-30,475,000	-50,747,000			64,520,000			6,912,000	7,722,000			12,796,000	19,989,000			54,967,000	13,499,000			57,608,000				-34,339,000	-26,300,000	-1,848,000	-88,860,000	33,356,000	-3,744,000	105,272,000	11,662,000	30,919,000	36,304,000	-32,023,000	-31,959,000	75,844,000	-5,654,000	-7,163,000	2,743,000	10,675,000
cash and cash equivalents at beginning of period	1,070,718,000		0	0	1,092,032,000		0	0	801,351,000		0	0	575,992,000		0	0	1,877,965,000		0	0	633,203,000		0	0	414,930,000		0	0	569,111,000		0	0	281,453,000		0	0	306,224,000	0	0	211,571,000		0	0	161,583,000		0	0	246,648,000		0	0	132,420,000		0	0	209,017,000		0	0	292,669,000		0	0	148,560,000		0	0	100,394,000		0	0	99,793,000
cash and cash equivalents at end of period	1,216,980,000		-294,827,000	287,273,000	1,091,339,000		423,714,000	7,506,000	844,400,000		-205,743,000	99,202,000	847,697,000		-530,968,000	-597,025,000	1,607,493,000		-129,347,000	343,572,000	1,261,916,000		-202,798,000	-20,869,000	637,772,000		-34,201,000	-118,204,000	562,066,000		76,644,000	41,974,000	250,978,000		96,139,000	-134,683,000	370,744,000	6,583,000	-7,675,000	218,483,000		48,887,000	-19,417,000	174,379,000		-39,626,000	-120,395,000	301,615,000		154,134,000	-111,013,000	190,028,000		-77,988,000	21,728,000	174,678,000		-1,848,000	-88,860,000	326,025,000		105,272,000	11,662,000	179,479,000		-32,023,000	-31,959,000	176,238,000		-7,163,000	2,743,000	110,468,000
supplemental disclosures
cash paid for interest	113,261,000		124,694,000	114,097,000	85,839,000	94,074,000	99,736,000	96,073,000	91,121,000		61,871,000	50,622,000	41,239,000		12,547,000	9,635,000	10,324,000		13,681,000	9,038,000	15,108,000		17,787,000	17,300,000	26,264,000			23,712,000	23,887,000		18,665,000	11,996,000	12,656,000		10,819,000	6,520,000	9,635,000	7,034,000	6,327,000	6,297,000	5,679,000	5,350,000	4,923,000	5,663,000	5,429,000	6,193,000	5,938,000	6,543,000
cash paid for income taxes	2,761,000		193,000			1,653,000	9,454,000				7,851,000	5,628,000	17,443,000		12,878,000	172,000	6,195,000		9,805,000	13,411,000	18,032,000		9,985,000	11,987,000	4,176,000			8,495,000	5,325,000		9,261,000	5,764,000	6,280,000		16,790,000	5,520,000	7,181,000	6,320,000	10,951,000	5,460,000	7,842,000	4,774,000	4,626,000	1,368,000	8,203,000	0	4,307,000	4,993,000
noncash transactions:
transfers of loans to other real estate owned	4,955,000		-224,000	2,985,000	1,296,000		2,151,000	940,000	195,000		5,954,000	496,000	3,623,000		544,000	1,084,000	200,000		668,000	464,000	2,039,000		3,628,000	2,618,000	1,641,000			911,000	885,000		366,000	1,137,000	1,154,000		1,191,000	1,059,000	3,168,000	1,639,000	1,554,000	1,954,000		5,338,000	1,371,000	5,559,000		2,289,000	3,444,000	2,585,000		2,833,000	5,086,000	5,828,000
recognition of operating right-of-use assets and liabilities	2,053,000
deferred income tax
impairment losses on securities
gain on sale of mortgage servicing rights
gain on sale of insurance agency						0
losses on sales of securities										0	0
gain on debt extinguishment
net increase in other assets
net increase in other liabilities
proceeds from sales of securities available for sale		0	0			0	0	0	177,185,000	0	0							49,000	21,015,000	0	155,391,000	36,133,000	0			0	199,873,000	2,001,000	10,611,000	0				451,846,000	40,548,000	0	2,946,000	0	4,024,000	4,000	0	7,231,000			375,000				0	0	2,000	9,013,000	39,200,000	0	64,165,000	22,685,000	1,000				0	38,180,000			5,249,000	0	75,659,000	26,831,000					2,958,000
proceeds from sale of mortgage servicing rights
net increase in loans		-27,819,000	-449,243,000	-308,819,000	-171,186,000	-260,229,000	-24,658,000	-109,754,000	-148,854,000		-244,104,000	-167,614,000	-195,617,000	-398,121,000	-502,062,000							150,150,000	-86,502,000	-1,227,543,000	-69,337,000	-371,421,000			-808,000	40,874,000	-15,877,000	-65,861,000	-74,344,000	-167,587,000	-109,269,000	-120,167,000	-43,182,000	-135,056,000			-120,936,000	-129,576,000	-78,706,000	30,542,000	-38,468,000	80,000			-2,389,000	-103,200,000	-83,202,000	-3,608,000	-30,595,000	-141,126,000	-99,189,000	-29,776,000																-831,000	-9,899,000
net cash received from sale of insurance agency						0
net cash received in acquisition of businesses		0	0
net increase in short-term borrowings		-50,289,000							-199,456,000	199,915,000	-149,643,000	-474,752,000	19,825,000	399,414,000	200,176,000	1,363,000	67,852,000				-9,186,000				313,946,000	283,489,000	66,591,000			212,147,000	-171,973,000			-294,416,000	264,109,000			-178,046,000			20,157,000	323,237,000			-33,243,000	40,141,000	25,505,000	-2,283,000		-42,959,000	35,971,000	1,594,000		57,259,000				1,322,000											112,746,000	-1,618,000			139,427,000
repayment of long-term debt						0	0	0	-245,000					0	0	-409,000	-32,008,000	-201,131,000	-9,000	-1,691,000	-42,000	75,000	-69,000	-134,000	-43,000	-1,728,000	-33,201,000	-214,000	-216,000	-206,000	-207,000	-206,000	-230,000	-279,000	-158,898,000	-273,000	-10,790,000	-41,528,000	-4,498,000	-938,000	-1,536,000	-305,394,000	-858,000	-978,000	-5,693,000	-2,404,000	-4,471,000	-989,000	-747,000	-925,000	-4,204,000	-2,197,000	-1,556,000	-4,291,000	-1,603,000	-79,261,000	-1,916,000	-1,735,000	-2,215,000	-66,779,000	-1,732,000	-164,758,000	-18,901,000	-134,141,000	-3,572,000	-30,025,000	-19,980,000	-26,958,000		-19,316,000	-2,785,000	-2,083,000
proceeds from equity offering						0																																																							430,000												0
cash and cash equivalents at beginning of year
cash and cash equivalents at end of year
gain on sale of msr			0				0	0	-3,472,000
debt prepayment benefit							0	0	-56,000
stock-based compensation expense			5,443,000	4,304,000	3,780,000		3,273,000	3,374,000	3,992,000		3,424,000	3,395,000	3,445,000		2,268,000	2,952,000	3,338,000		2,594,000	2,386,000	2,756,000		2,405,000	2,998,000	2,750,000		3,002,000	2,082,000	2,637,000		1,844,000	1,854,000	1,858,000		1,360,000
increase in other assets						-6,906,000	-1,306,000			-21,245,000	-4,477,000			2,516,000			5,746,000		-1,312,000	-3,317,000	-11,800,000	28,181,000	-19,374,000	2,600,000	-70,631,000		-7,582,000							-4,561,000
proceeds from sale of msr			0				0	0	23,011,000
net change in fhlb stock			-447,000	-5,461,000	-222,000	2,352,000	-222,000	-2,455,000	5,120,000	-4,718,000	7,526,000	35,398,000	-22,130,000	-20,269,000	-4,012,000	-3,104,000	-422,000	5,206,000	-19,000	-1,183,000	-24,000	8,233,000	11,103,000	11,936,000	-12,432,000	-17,704,000	-2,321,000
net increase in noninterest-bearing deposits			-117,722,000	26,912,000	137,394,000					-150,522,000	-144,756,000			-268,464,000	85,823,000			225,474,000	143,515,000	213,775,000	450,312,000	-73,194,000	17,946,000	1,098,237,000	90,289,000	-55,286,000	198,072,000	42,761,000	47,517,000	-41,153,000	42,103,000	27,425,000	20,712,000	5,124,000	-75,042,000	63,282,000	18,224,000	55,437,000	1,803,000	106,166,000	-28,386,000	54,928,000	13,321,000	39,479,000	-15,672,000	32,778,000	-12,198,000	58,944,000	-20,118,000	28,019,000	-6,100,000	-1,149,000	13,633,000	15,344,000	3,282,000	4,045,000	38,779,000	34,444,000	-27,990,000	107,782,000	7,294,000	9,128,000	-1,755,000	10,102,000	7,104,000	5,729,000	-11,407,000	19,309,000	-3,623,000	-18,027,000	1,706,000	4,777,000	-16,419,000
net increase in interest-bearing deposits			-43,355,000	329,841,000	62,089,000	188,681,000	264,190,000	-5,239,000	227,889,000	70,197,000	206,505,000	549,265,000	738,933,000	323,306,000	-417,628,000	-262,109,000	97,041,000	425,421,000	-4,037,000	164,668,000	227,515,000	198,135,000	69,836,000	335,695,000	109,115,000	-17,266,000	-101,773,000	-121,275,000	93,175,000	-1,358,000	35,672,000	-3,756,000	416,759,000	-201,571,000	50,449,000	-91,596,000	154,001,000	59,214,000	-80,314,000	106,105,000				64,872,000	90,420,000	-155,839,000	-105,855,000	103,928,000	27,274,000	-24,451,000	-43,917,000	95,103,000				56,884,000			-139,465,000	-154,066,000	44,929,000	-171,515,000	-23,881,000	127,646,000	8,012,000	-44,955,000	-77,688,000	325,665,000	-64,214,000	-36,983,000	-161,150,000	74,169,000	-99,521,000
common stock issued in acquisition of businesses			-9,090,000
decrease in other assets				-41,512,000	45,847,000				9,904,000				-10,945,000																5,982,000			-16,272,000	9,623,000				18,882,000	12,948,000	-17,219,000	11,827,000	-4,477,000			7,664,000
recognition of operating right-of-use assets				11,686,000	565,000	2,127,000	941,000	405,000	1,157,000		2,466,000	80,000	531,000		1,450,000	1,565,000	30,000		3,094,000	23,000	3,601,000		-84,000	2,267,000	1,968,000			20,704,000	54,338,000
recognition of operating lease liabilities				11,686,000	565,000	2,127,000	941,000	405,000	1,157,000		2,466,000	80,000	531,000		1,450,000	1,565,000	30,000		3,094,000	23,000	3,601,000		1,385,000	732,000	2,034,000			20,704,000	57,857,000
increase in other liabilities						-6,142,000	14,179,000	-10,429,000	-5,462,000	1,009,000	19,413,000							-11,888,000	-5,047,000	-14,384,000	-11,601,000	-21,192,000	3,037,000	9,901,000	35,331,000				-15,794,000
purchases of securities held to maturity														0	0	-12,369,000	-79,434,000																					-1,571,000	-3,288,000	-5,785,000	-6,251,000	-18,010,000	-64,942,000	-54,824,000	-1,742,000	-2,290,000	-23,152,000	-128,684,000	0	0	-10,088,000	-59,987,000	-35,466,000	-29,481,000	-15,665,000	-53,899,000	-92,611,000	-32,982,000	-20,137,000	-36,547,000	-56,446,000	-18,751,000	-23,340,000	-5,372,000	-4,675,000
purchase of bank-owned life insurance														0	0	0	-80,000,000	0	-5,000,000
net cash paid in acquisitions
net decrease in noninterest-bearing deposits						-125,820,000	-9,652,000	23,289,000	-67,511,000				-313,879,000
transfers of loans to other real estate																																																							14,518,000	7,481,000	12,234,000	3,451,000	9,273,000	18,555,000	25,863,000	8,869,000	9,758,000	6,844,000	16,183,000	21,812,000	8,899,000	2,483,000	7,044,000	11,337,000	4,638,000	5,589,000	7,016,000
available for sale securities transferred to held to maturity securities
provision for (recovery of) credit losses
valuation adjustment to mortgage servicing rights																		0	0	0	-13,561,000	-1,968,000	-828,000	4,951,000	9,571,000	-1,296,000
debt prepayment penalty
gains on sales of premises and equipment															-9,000	-233,000	-3,000				-22,000						11,000
proceeds from long-term debt																																																													0				0	4,000,000	2,935,000	50,000,000		12,500,000	115,785,000	310,655,000
net cash paid in acquisition of businesses															0	0	-10,066,000
benefit from (recovery of) credit losses
gains on sales of securities																		-49,000	-764,000	0	-1,357,000		0					8,000	-13,000					-91,000				0			0	0
(gains) losses on sales of premises and equipment																			168,000
benefit from (recovery of benefit from) credit losses
benefit from credit losses
net (decrease) increase in noninterest-bearing deposits																	-11,868,000
(recovery of) provision for credit losses
net change in other loans held for sale																										0	4,093,000
net cash paid in acquisition																																																									0
(recovery of) benefit from credit losses
penalty on prepayment of debt																						3,000	28,000			0									0
net decrease (increase) in loans																			133,505,000	540,588,000	243,250,000
proceeds from the issuance of long-term debt, net of issuance costs
financed sales of other real estate owned																			312,000				-3,000	-5,000	159,000			134,000	120,000		77,000	0	418,000		0	20,000	237,000	388,000	58,000	92,000	117,000	380,000	157,000	480,000		226,000
deferred income tax (benefit) expense																						-5,168,000	1,318,000	-7,021,000	-2,791,000
(gains) losses on sales of securities																										0
losses (gains) on sales of premises and equipment																																										18,000	15,000	4,000
net cash (paid) received in acquisition
cash received on exercise of stock options																																						14,000
benefit from credit losses on loans																							23,100,000	26,900,000	26,350,000
loss (gains) on sales of premises and equipment																							0
net decrease in cash and cash equivalents																													-7,045,000																									-77,988,000
transfers of mortgage loans held for sale to loans held for investment
transfers of other loans held for sale to loans held for investment
benefit from loan losses																										2,950,000	1,700,000							2,150,000	2,150,000							750,000	1,175,000	1,075,000
revaluation of net deferred tax assets due to changes in tax law
decrease (increase) in other assets
net stock-based compensation transactions																															0	0	201,000		2,492,000	-343,000	-1,976,000
transfers of loans held for sale to loans held for investment																															847,000	221,000	442,000
provision for loan losses																													1,500,000		2,250,000	1,810,000	1,750,000				1,500,000	2,650,000	1,430,000	1,800,000
payments on and proceeds from sales of other loans held for sale																													70,375,000
proceeds from sales of fhlb stock																													10,441,000
losses (gains) on sales of securities
loss on extinguishment of debt
decrease in fdic loss share indemnification asset, net of accretion and amortization
loss on termination of fdic loss share agreements
payment made to fdic to terminate loss share agreements
net cash received in acquisition																																									-11,011,000								-56,000								0	0	0	148,443,000
excess tax benefits from exercise of stock options
proceeds from sales of securities held to maturity																																																	-2,000	2,000	-2,000	4,461,000					0	0	7,992,000	5,041,000
decrease in fdic loss-share indemnification asset, net of accretion																																						1,393,000	-18,000	1,067,000	-793,000	1,579,000	1,410,000	2,213,000
proceeds from long-term borrowings																																						98,157,000
excess tax benefit from stock-based compensation																																						182,000	268,000	214,000		64,000	303,000	-71,000		150,000	236,000	741,000		0	0	155,000
transfers of loans held for sale to loan portfolio																																						1,080,000	7,765,000	6,610,000
penalty on extinguishment of debt																																					205,000	2,210,000
adjustments to reconcile net income to net cash from operating activities, net of effects from acquisitions:
common stock issued in merger and acquisition transaction
loss on sales of securities																																								71,000
cash received on exercise of stock-based compensation																																								382,000		29,000	45,000	28,000		120,000				-140,000	14,000	225,000		102,000	133,000	200,000	-37,000	0	246,000	9,000	0	-103,000			0	118,000			454,000	728,000	323,000	1,779,000	584,000
net decrease in interest-bearing deposits																																										-84,919,000												-25,512,000
net cash (used) provided by financing activities
net decrease/(increase) in loans																																																12,038,000
other-than-temporary-impairment losses on securities
gain on acquisition
excess tax benefits from stock-based compensation
transfer of securities classified as available for sale to held to maturity
gains on sales of securities available for sale
purchase of treasury stock																																																																							0	-2,004,000	-3,805,000
net cash received from acquisition
transfers of securities classified as available for sale to held to maturity
net cash paid in business combination																																																																									106,000
common stock issued and fair value of stock options assumed in business combinations
purchases of treasury stock
deferred income taxes
proceeds from federal home loan bank advances
repayment of federal home loan bank advances
tax benefit from stock-based compensation
tax benefit from stock based compensation																																																																								546,000
funding of loans held for sale
proceeds from sales of mortgage loans
gains on sales of mortgage loans
gain on sales of securities
stock based compensation

Renasant Corporation(NYSE:RNST)

Renasant Corporation
(NYSE:RNST)