7Baggers

Regional Management Corp
(NYSE:RM) 

RM stock logo

Regional Management Corp, a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It offers small and large installment loans; retail loans to finan...

Founded: 1987
Full Time Employees: 1,638
Sector: Financial Services
Industry: Credit Services
Credit Services
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• Market Cap:
• Exchange:
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Quarterly
Annual
    Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 
                                                           
      revenue
    		                                                       
      yoy
    		                                                       
      qoq
    		                                                       
      interest and fee income
    		150,296,000 153,029,000 148,672,000 140,695,000 136,553,000 138,246,000 133,932,000 127,898,000 128,818,000 126,190,000 125,018,000 118,083,000 120,407,000 117,432,000 116,020,000 109,771,000 107,631,000 107,117,000 99,355,000 88,793,000 87,279,000 86,845,000 81,306,000 80,067,000 86,997,000 87,784,000 83,089,000 75,974,000 74,322,000 75,013,000 72,128,000 66,829,000 66,151,000 66,377,000 63,615,000 59,787,000 59,255,000 59,654,000 57,420,000 52,589,000 49,741,000 47,668,000 47,065,000 48,960,000 48,789,000 42,959,000 44,078,000 43,669,000 39,708,000 34,920,000 34,046,000 32,902,000 31,089,000 28,175,000 26,852,000 
      insurance income
    		11,810,000 11,386,000 11,391,000 11,499,000 11,297,000 11,792,000 7,422,000 10,507,000 10,974,000 10,985,000 11,382,000 11,203,000 10,959,000 10,751,000 11,987,000 10,220,000 10,544,000 9,423,000 9,418,000 8,656,000 7,985,000 7,889,000 6,861,000 7,650,000 5,949,000 6,551,000 5,087,000 5,066,000 4,113,000 5,624,000 2,898,000 2,882,000 3,389,000 3,076,000 3,095,000 3,085,000 3,805,000 1,570,000 2,346,000 2,601,000 2,767,000 3,120,000 2,929,000 2,261,000 2,636,000 2,481,000 3,295,000 2,564,000 3,000,000 2,973,000 2,933,000 3,136,000 2,689,000 2,510,000 2,485,000 
      other income
    		5,184,000 5,287,000 5,424,000 5,248,000 5,117,000 4,794,000 4,984,000 4,620,000 4,516,000 4,484,000 4,478,000 4,198,000 4,012,000 3,833,000 3,445,000 2,880,000 2,673,000 2,944,000 2,687,000 2,227,000 2,467,000 2,710,000 2,371,000 2,133,000 3,128,000 3,649,000 3,531,000 3,234,000 3,313,000 3,112,000 2,890,000 2,705,000 3,085,000 2,654,000 2,484,000 2,466,000 2,760,000 2,797,000 2,709,000 2,135,000 2,588,000 2,213,000 2,530,000 2,571,000 2,484,000 1,997,000 2,208,000 1,978,000 1,758,000 1,490,000 1,590,000 962,000 1,712,000 1,331,000 2,203,000 
      total revenue
    		167,290,000 169,702,000 165,487,000 157,442,000 152,967,000 154,832,000 146,338,000 143,025,000 144,308,000 141,659,000 140,878,000 133,484,000 135,378,000 132,016,000 131,452,000 122,871,000 120,848,000 119,484,000 111,460,000 99,676,000 97,731,000 97,444,000 90,538,000 89,850,000 96,074,000 97,984,000 91,707,000 84,274,000 81,748,000 83,749,000 77,916,000 72,416,000 72,625,000 72,107,000 69,194,000 65,338,000 65,820,000 64,021,000 62,475,000 57,325,000 55,096,000 53,001,000 52,524,000 53,792,000 53,909,000 47,437,000 49,581,000 48,211,000 44,466,000 39,383,000 38,569,000 37,000,000 35,490,000 32,016,000 31,540,000 
      expenses
    		                                                       
      provision for credit losses
    		64,868,000 66,379,000 60,474,000 60,587,000 57,992,000 57,626,000 54,349,000 53,802,000 46,423,000 68,885,000 50,930,000 52,551,000 47,668,000 60,786,000 48,071,000 45,400,000 30,858,000 31,008,000 26,096,000 20,549,000 11,362,000                     12,102,000 9,712,000 15,951,000 22,542,000 13,620,000 16,945,000 11,638,000 11,078,000 8,405,000 8,071,000     
      personnel
    		39,342,000 40,394,000 39,517,000 38,584,000 41,142,000 40,549,000 38,323,000 37,097,000 37,820,000 42,024,000 39,832,000 36,419,000 38,597,000 34,669,000 36,979,000 33,941,000 35,654,000 33,313,000 29,299,000 28,370,000 28,851,000 26,979,000 26,207,000 26,863,000 29,511,000 25,305,000 23,791,000 22,511,000 22,393,000 22,074,000 21,376,000 19,390,000 21,228,000 19,903,000 19,534,000 18,387,000 18,168,000 16,998,000 18,180,000 16,674,000 15,993,000 16,211,000 19,760,000 17,099,000 14,042,000 13,068,000 11,174,000 10,459,000 9,589,000 9,787,000 10,033,000 8,600,000 8,539,000 8,251,000 7,975,000 
      occupancy
    		7,479,000 7,227,000 7,160,000 6,911,000 6,906,000 6,748,000 6,551,000 6,149,000 6,375,000 6,268,000 6,315,000 6,158,000 6,288,000 5,997,000 5,848,000 6,156,000 5,808,000 6,511,000 6,027,000 5,568,000 6,020,000 3,754,000 6,851,000 6,253,000 5,771,000 5,876,000 6,367,000 6,210,000 6,165,000 5,933,000 5,490,000 5,478,000 5,618,000 5,346,000 5,480,000 5,419,000 5,285,000 5,251,000 5,175,000 4,770,000 4,590,000 4,256,000 4,125,000 4,115,000 4,179,000 3,713,000 3,420,000 3,260,000 3,167,000 2,697,000 2,516,000 2,374,000 2,301,000 2,086,000 1,894,000 
      marketing
    		4,181,000 3,874,000 4,212,000 5,059,000 5,406,000 4,777,000 5,078,000 4,836,000 4,315,000 4,474,000 4,077,000 3,844,000 3,379,000 4,239,000 3,940,000 4,108,000 3,091,000 4,431,000 2,488,000 4,776,000 2,710,000 3,984,000 3,249,000 1,438,000 1,686,000 1,897,000 2,397,000 2,261,000 1,651,000 1,902,000 2,132,000 2,258,000 1,453,000 1,841,000 2,303,000 1,779,000 1,205,000 1,474,000 1,786,000 2,062,000 1,134,000 2,009,000 2,471,000 1,842,000 1,756,000 1,750,000 982,000 1,144,000 983,000       
      other
    		13,662,000 13,024,000 13,179,000 12,391,000 12,589,000 12,572,000 12,516,000 12,054,000 11,938,000 12,030,000 11,880,000 10,475,000 11,059,000 10,238,000 11,397,000 9,916,000 10,547,000 11,277,000 9,936,000 7,675,000 8,262,000 10,077,000 7,447,000 6,971,000 9,275,000 7,813,000 7,612,000 6,761,000 7,974,000 6,707,000 6,863,000 6,089,000 6,293,000 6,929,000 6,523,000 6,057,000 6,796,000 5,103,000 5,312,000 6,042,000 4,465,000 5,767,000 6,267,000 5,339,000 5,307,000 4,667,000 4,322,000 5,213,000 3,633,000 3,341,000 3,366,000 3,049,000 2,832,000 2,290,000  
      total general and administrative expenses
    		64,664,000 64,519,000 64,068,000 62,945,000 66,043,000 64,646,000 62,468,000 60,136,000 60,448,000 64,796,000 62,104,000 56,896,000 59,323,000 55,143,000 58,164,000 54,121,000 55,100,000 55,532,000 47,750,000 46,389,000 45,843,000 44,794,000 43,754,000 41,525,000 46,243,000 40,891,000 40,167,000 37,743,000 38,183,000 36,616,000 35,861,000 33,215,000 34,592,000 34,019,000 33,840,000 31,642,000 31,454,000 28,826,000 30,453,000 29,548,000 26,182,000 28,243,000 32,623,000             
      interest expense
    		22,923,000 22,646,000 21,971,000 20,426,000 19,771,000 19,805,000 19,356,000 17,865,000 17,504,000 17,510,000 16,947,000 16,224,000 16,782,000 14,855,000 11,863,000 7,564,000 -59,000 7,597,000 8,816,000 7,801,000 7,135,000 9,256,000 9,300,000 9,137,000 10,159,000 10,285,000 10,348,000 9,771,000 9,721,000 9,643,000 8,729,000 7,915,000 7,177,000 6,816,000 6,658,000 5,221,000 5,213,000 5,287,000 5,116,000 4,811,000 4,335,000 3,932,000 3,604,000 2,791,750 3,848,000 3,556,000 3,763,000         
      income before income taxes
    		14,835,000 16,158,000 18,974,000 13,484,000 9,161,000 12,755,000 10,165,000 11,222,000 19,933,000 -9,532,000 10,897,000 7,813,000 11,605,000 1,232,000 13,354,000 15,786,000 34,949,000 25,347,000 28,798,000 24,937,000 33,391,000 18,694,000 15,395,000 11,689,000 -9,850,000 20,769,000 16,677,000 11,046,000 10,501,000 13,792,000 9,686,000 11,083,000 11,341,000 11,808,000 8,544,000 9,886,000 10,019,000 10,481,000 10,496,000 9,580,000 10,494,000 8,724,000 6,585,000 5,666,000 2,235,000 7,063,000 8,975,000 12,589,000 12,103,000 10,565,000 10,997,000 10,197,000 11,097,000 10,508,000 8,130,000 
      income taxes
    		3,434,000 3,249,000 4,618,000 3,344,000 2,154,000 2,841,000 2,502,000 2,777,000 4,728,000 -1,958,000 2,077,000 1,790,000 2,916,000 -1,159,000 3,286,000 3,804,000 8,166,000 4,569,000 6,577,000 4,771,000 7,869,000 4,347,000 4,157,000 4,219,000 -3,525,000 5,086,000 4,105,000 2,677,000 2,393,000 3,022,000 2,237,000 2,601,000 2,697,000 923,000 3,235,000 3,751,000 2,385,000 4,014,000 4,020,000 3,668,000 3,987,000 3,316,000 2,502,000 2,285,000 838,000 2,649,000 3,365,000 5,004,000 4,478,000 3,909,000 4,069,000 3,560,000 4,109,000 3,888,000 3,008,000 
      net income
    		11,401,000 12,909,000 14,356,000 10,140,000 7,007,000 9,914,000 7,663,000 8,445,000 15,205,000 -7,574,000 8,820,000 6,023,000 8,689,000 2,391,000 10,068,000 11,982,000 26,783,000 20,778,000 22,221,000 20,166,000 25,522,000 14,347,000 11,238,000 7,470,000 -6,325,000 15,683,000 12,572,000 8,369,000 8,108,000 10,770,000 7,449,000 8,482,000 8,644,000 10,885,000 5,309,000 6,135,000 7,634,000 6,467,000 6,476,000 5,912,000 6,507,000 5,408,000 4,083,000 3,381,000 1,397,000 4,414,000 5,610,000 7,585,000 7,625,000 6,656,000 6,928,000 6,637,000 6,988,000 6,620,000 5,122,000 
      yoy
    		62.71% 30.21% 87.34% 20.07% -53.92% -230.90% -13.12% 40.21% 74.99% -416.77% -12.40% -49.73% -67.56% -88.49% -54.69% -40.58% 4.94% 44.82% 97.73% 169.96% -503.51% -8.52% -10.61% -10.74% -178.01% 45.62% 68.77% -1.33% -6.20% -1.06% 40.31% 38.26% 13.23% 68.32% -18.02% 3.77% 17.32% 19.58% 58.61% 74.86% 365.78% 22.52% -27.22% -55.43% -81.68% -33.68% -19.02% 14.28% 9.12% 0.54% 35.26%     
      qoq
    		-11.68% -10.08% 41.58% 44.71% -29.32% 29.37% -9.26% -44.46% -300.75% -185.87% 46.44% -30.68% 263.40% -76.25% -15.97% -55.26% 28.90% -6.49% 10.19% -20.99% 77.89% 27.67% 50.44% -218.10% -140.33% 24.75% 50.22% 3.22% -24.72% 44.58% -12.18% -1.87% -20.59% 105.03% -13.46% -19.64% 18.05% -0.14% 9.54% -9.14% 20.32% 32.45% 20.76% 142.02% -68.35% -21.32% -26.04% -0.52% 14.56% -3.93% 4.38% -5.02% 5.56% 29.25%  
      net income margin %
    		Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% -Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% -Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% 
      net income per common share:
    		                                                       
      basic
    		1,240 1,390 1,530 1,070 730 1,030 790 880 1,590 -810 940 640 930 280 1,090 1,290 2,810 2,180 2,250 1,980 2,420 1,320 1,020 680 -580 1,410 1,110 710 690 920 640 730 740 940 460 530 660 560 570 500 510 420 320 270 110 350 440 600 610 530 550 530 560 530 550 
      diluted
    		1,180 1,300 1,420 1,030 700 980 760 860 1,560 -790 910 630 900 290 1,060 1,240 2,670 2,040 2,110 1,870 2,310 1,290 1,010 680 -560 1,360 1,080 700 670 900 610 700 720 920 450 520 650 550 560 490 500 410 310 260 110 340 430 580 590 520 540 520 550 520 530 
      weighted-average common shares outstanding:
    		                                                       
      basic
    		9,163,000 9,428,000 9,370,000 9,504,000 9,610,000 9,640,000 9,683,000 9,613,000 9,569,000 9,398,000 9,429,000 9,399,000 9,325,000 9,296,000 9,195,000 9,261,000 9,533,000 10,034,000 9,861,000 10,200,000 10,543,000 10,930,000 10,977,000 10,962,000 10,897,000 11,401,000 11,302,000 11,706,000 11,712,000 11,655,000 11,672,000 11,658,000 11,618,000 11,551,000 11,563,000 11,554,000 11,494,000 11,824,000 11,384,000 11,756,000 12,881,000 12,845,000 12,838,000 12,701,083,000 12,713,532,000 12,691,227,000 12,654,927,000 12,572,298,000 12,586,268,000 12,584,942,000 12,502,378,000 11,694,924,000 12,486,727,000 12,452,112,000 9,336,727,000 
      diluted
    		9,662,000 9,984,000 10,133,000 9,843,000 10,025,000 9,957,000 10,090,000 9,863,000 9,746,000 9,593,000 9,650,000 9,566,000 9,622,000 9,656,000 9,526,000 9,669,000 10,022,000 10,643,000 10,544,000 10,797,000 11,066,000 11,145,000 11,092,000 11,013,000 11,253,000 11,773,000 11,677,000 12,022,000 12,076,000 12,078,000 12,133,000 12,138,000 12,030,000 11,783,000 11,812,000 11,730,000 11,715,000 12,085,000 11,664,000 11,974,000 13,111,000 13,078,000 13,061,000 12,951,441,000 12,934,015,000 12,915,673,000 13,005,639,000 12,893,693,000 12,927,776,000 12,881,117,000 12,780,508,000 11,980,748,000 12,774,488,000 12,735,088,000 9,616,497,000 
      other comprehensive loss, net of tax
    		-29,000             -130,000 -456,000                                         
      unrealized loss on restricted afs investments
    		-36,000                                                       
      income taxes on unrealized items
    		7,000 -2,000 1,000 -45,000 63,000                                                   
      total comprehensive income
    		11,372,000 12,917,000 14,348,000 10,309,000 6,774,000 10,063,000 7,615,000 8,625,000 15,358,000 -7,548,000 8,789,000 6,034,000 8,897,000 2,261,000 9,612,000                                         
      other comprehensive income, net of tax
    		 8,000 -8,000 169,000 -233,000 149,000 -48,000 180,000 153,000 26,000 -31,000 11,000 208,000                                           
      unrealized income on restricted afs investments
    		 10,000 -9,000 214,000 -296,000                                                   
      unrealized income on restricted available-for-sale investments
    		     90,500 -61,000 228,000 195,000 33,000 -39,000 14,000 263,000                                           
      other comprehensive income, before tax
    		     90,500 -61,000 228,000 195,000 33,000 -39,000 14,000 263,000                                           
      income taxes related to items of other comprehensive income
    		     -19,250 13,000 -48,000 -42,000 -7,000 8,000 -3,000 -55,000 35,000 121,000                                         
      other comprehensive loss, net of tax:
    		                                                       
      unrealized loss on restricted available-for-sale investments
    		             -165,000 -577,000                                         
      other comprehensive loss, before tax
    		             -165,000 -577,000                                         
      net income per common share
    		                                                       
      basic
    		1,240 1,390 1,530 1,070 730 1,030 790 880 1,590 -810 940 640 930 280 1,090 1,290 2,810 2,180 2,250 1,980 2,420 1,320 1,020 680 -580 1,410 1,110 710 690 920 640 730 740 940 460 530 660 560 570 500 510 420 320 270 110 350 440 600 610 530 550 530 560 530 550 
      diluted
    		1,180 1,300 1,420 1,030 700 980 760 860 1,560 -790 910 630 900 290 1,060 1,240 2,670 2,040 2,110 1,870 2,310 1,290 1,010 680 -560 1,360 1,080 700 670 900 610 700 720 920 450 520 650 550 560 490 500 410 310 260 110 340 430 580 590 520 540 520 550 520 530 
      benefit from credit losses
    		                     24,777,500 22,089,000 27,499,000 49,522,000 18,393,000 24,515,000 25,714,000 23,343,000 23,698,000 23,640,000 20,203,000 19,515,000 19,464,000 20,152,000 18,589,000 19,134,000 19,427,000 16,410,000 13,386,000 14,085,000               
      weighted-average shares outstanding:
    		                                                       
      basic
    		9,163,000 9,428,000 9,370,000 9,504,000 9,610,000 9,640,000 9,683,000 9,613,000 9,569,000 9,398,000 9,429,000 9,399,000 9,325,000 9,296,000 9,195,000 9,261,000 9,533,000 10,034,000 9,861,000 10,200,000 10,543,000 10,930,000 10,977,000 10,962,000 10,897,000 11,401,000 11,302,000 11,706,000 11,712,000 11,655,000 11,672,000 11,658,000 11,618,000 11,551,000 11,563,000 11,554,000 11,494,000 11,824,000 11,384,000 11,756,000 12,881,000 12,845,000 12,838,000 12,701,083,000 12,713,532,000 12,691,227,000 12,654,927,000 12,572,298,000 12,586,268,000 12,584,942,000 12,502,378,000 11,694,924,000 12,486,727,000 12,452,112,000 9,336,727,000 
      diluted
    		9,662,000 9,984,000 10,133,000 9,843,000 10,025,000 9,957,000 10,090,000 9,863,000 9,746,000 9,593,000 9,650,000 9,566,000 9,622,000 9,656,000 9,526,000 9,669,000 10,022,000 10,643,000 10,544,000 10,797,000 11,066,000 11,145,000 11,092,000 11,013,000 11,253,000 11,773,000 11,677,000 12,022,000 12,076,000 12,078,000 12,133,000 12,138,000 12,030,000 11,783,000 11,812,000 11,730,000 11,715,000 12,085,000 11,664,000 11,974,000 13,111,000 13,078,000 13,061,000 12,951,441,000 12,934,015,000 12,915,673,000 13,005,639,000 12,893,693,000 12,927,776,000 12,881,117,000 12,780,508,000 11,980,748,000 12,774,488,000 12,735,088,000 9,616,497,000 
      general and administrative expenses
    		                                                       
      total expenses
    		                                           48,126,000 51,674,000 40,374,000 40,606,000 35,622,000 32,363,000 28,818,000 27,572,000 26,803,000 24,393,000 21,508,000 23,410,000 
      consulting and advisory fees
    		                                                      1,451,000 
      senior revolving credit facility and other debt
    		                                               3,908,000 3,913,000 3,241,000 3,081,000     
      mezzanine debt-related parties
    		                                                   257,500   1,030,000 
      total interest expense
    		                                               3,908,000 3,913,000 3,241,000 3,081,000 3,023,000 2,705,000 2,341,000 3,540,000 
      advertising
    		                                                 1,347,000 505,000 910,000 632,000 632,000 593,000 
      provision for loan losses
    		                                                   4,729,500 7,384,000 5,908,000 5,627,000 
      senior revolving credit facility and other notes payable
    		                                                   1,889,250 2,705,000 2,341,000 2,510,000 
      other expenses
    		                                                      2,330,000 
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 
                                                             
        assets
      		                                                       
        cash
      		4,859,000 3,823,000 4,084,000 4,272,000 4,158,000 3,951,000 4,745,000 4,323,000 4,215,000 4,509,000 7,413,000 10,330,000 7,108,000 3,873,000 3,140,000 7,928,000 17,635,000 10,507,000 8,146,000 6,086,000 7,226,000 8,052,000 4,292,000 8,973,000 14,668,000 2,263,000 2,044,000 694,000 2,331,000 3,657,000 517,000 2,799,000 3,247,000 5,230,000 5,191,000 3,678,000 3,505,000 4,446,000 3,959,000 2,827,000 4,922,000 4,793,000 2,060,000 4,012,000 3,831,000 3,562,000 6,265,000 4,121,000 7,929,000 2,931,000 857,000 3,298,000 4,360,000 2,314,000 2,429,000 
        net finance receivables
      		2,104,001,000 2,140,199,000 2,053,017,000 1,960,364,000 1,890,351,000 1,892,535,000 1,819,756,000 1,773,743,000 1,744,286,000 1,771,410,000 1,751,009,000 1,688,937,000 1,676,230,000 1,699,393,000 1,607,598,000 1,525,659,000 1,446,071,000 1,426,257,000 1,314,233,000 1,183,387,000 1,105,603,000 1,136,259,000 1,059,554,000 1,022,635,000 1,102,285,000 1,042,613,000 981,286,000 916,234,000 855,850,000 873,943,000 832,776,000 798,788,000 757,206,000 768,553,000 727,456,000 684,767,000 654,004,000 676,525,000 657,049,000 609,544,000 563,822,000 536,354,000 488,957,000 505,681,000 500,052,000 483,391,000 467,409,000 514,595,000 483,390,000 434,823,000 405,801,000 413,943,000 374,788,000 324,631,000 297,640,000 
        unearned insurance premiums
      		-51,044,000 -52,896,000 -50,987,000 -49,046,000 -47,107,000 -48,068,000 -46,508,000 -46,081,000 -45,675,000 -47,892,000 -48,764,000 -49,059,000 -49,126,000 -51,008,000 -49,789,000 -48,986,000 -47,075,000 -47,837,000 -44,142,000 -39,469,000 -34,751,000 -34,545,000 -30,024,000 -27,016,000 -28,183,000                               
        allowance for credit losses
      		-219,500,000 -220,900,000 -212,000,000 -202,800,000 -199,100,000 -199,500,000 -192,100,000 -185,400,000 -187,100,000 -187,400,000 -184,900,000 -181,400,000 -183,800,000 -178,800,000 -179,800,000 -167,500,000 -158,800,000 -159,300,000 -150,100,000 -139,400,000 -139,600,000 -150,000,000 -144,000,000 -142,000,000 -142,400,000 -62,200,000 -60,900,000 -57,200,000 -56,400,000 -58,300,000 -55,300,000 -48,450,000 -47,750,000 -48,910,000 -47,400,000 -42,000,000 -41,000,000 -41,250,000 -39,100,000 -36,200,000 -37,786,000 -36,171,000 -36,950,000 -40,511,000 -43,301,000 -34,584,000 -34,325,000 -30,089,000 -28,682,000 -25,619,000 -24,630,000 -23,616,000    
        net finance receivables, less unearned insurance premiums and allowance for credit losses
      		1,833,457,000 1,866,403,000 1,790,030,000 1,708,518,000 1,644,144,000 1,644,967,000 1,581,148,000 1,542,262,000 1,511,511,000 1,536,118,000 1,517,345,000 1,458,478,000 1,443,304,000 1,469,585,000 1,378,009,000 1,309,173,000 1,240,196,000 1,219,120,000 1,119,991,000 1,004,518,000 931,252,000 951,714,000 885,530,000 853,619,000 931,702,000                               
        restricted cash
      		98,364,000 94,174,000 104,459,000 117,658,000 122,312,000 131,684,000 115,576,000 138,891,000 118,194,000 124,164,000 117,029,000 131,132,000 127,178,000 127,926,000 113,865,000 144,802,000 138,919,000 138,682,000 103,999,000 99,920,000 79,012,000 63,824,000 58,219,000 54,423,000 54,649,000 54,164,000 43,659,000 41,803,000 38,917,000 46,484,000 29,327,000 26,356,000 19,064,000 16,787,000 13,849,000 10,630,000 8,889,000 8,297,000 7,906,000 8,237,000                
        lease assets
      		44,174,000 43,828,000 40,782,000 42,665,000 40,699,000 38,442,000 37,229,000 35,144,000 33,400,000 34,303,000 34,864,000 34,996,000 34,507,000 34,521,000 30,153,000 28,555,000 28,087,000 28,721,000 28,891,000 28,223,000 27,652,000 27,116,000 27,855,000 27,177,000 26,729,000 26,438,000 25,688,000 25,575,000 24,831,000                           
        intangible assets
      		33,172,000 31,781,000 30,385,000 28,810,000 26,750,000 24,524,000 22,250,000 19,264,000 17,360,000 15,846,000 15,048,000 13,949,000 12,972,000 12,122,000 11,305,000 10,312,000 9,475,000 9,517,000 9,184,000 9,081,000 8,926,000 8,689,000 8,677,000 8,824,000 9,144,000 9,438,000 9,574,000 9,953,000 9,722,000 10,010,000 10,429,000 10,785,000 10,922,000 10,607,000 10,239,000 8,480,000 6,981,000 6,448,000 4,608,000 4,021,000 564,000 655,000 745,000 847,000 978,000 1,068,000 1,219,000 1,386,000 1,462,000 1,537,000 1,813,000 1,815,000    
        restricted afs investments
      		24,390,000 24,211,000 22,344,000 22,122,000 21,687,000 21,712,000                                                  
        property and equipment
      		12,980,000 13,156,000 12,996,000 13,328,000 13,635,000 13,677,000 13,425,000 13,411,000 13,440,000 13,787,000 14,157,000 14,689,000 14,999,000 14,526,000 12,370,000 12,808,000 13,036,000 12,938,000 12,495,000 12,658,000 13,046,000 14,458,000 15,054,000 15,504,000 15,155,000 15,301,000 14,512,000 14,132,000 14,181,000 13,926,000 12,540,000 12,072,000 12,214,000 12,294,000 12,657,000 11,653,000 11,878,000 11,693,000 10,701,000 9,073,000 9,377,000 8,646,000 8,211,000 8,905,000 8,553,000 7,929,000 7,370,000 7,100,000 7,088,000 6,991,000 5,585,000 5,111,000    
        other assets
      		21,354,000 26,554,000 22,599,000 21,391,000 17,877,000 20,866,000 13,898,000 21,224,000 22,541,000 29,419,000 22,834,000 24,466,000 23,867,000 28,208,000 20,582,000 14,568,000 32,230,000 21,757,000 18,317,000 16,710,000 16,815,000 15,882,000 14,972,000 11,023,000 6,818,000 7,704,000 7,964,000 10,488,000 7,635,000 8,375,000 7,690,000 17,420,000 12,156,000 16,012,000 5,337,000 6,549,000 4,450,000 4,782,000 5,961,000 7,897,000 8,957,000 7,105,000 5,281,000 7,683,000 5,042,000 6,714,000 4,826,000 5,422,000 11,545,000 12,124,000 6,770,000 9,750,000 9,314,000 8,695,000 11,510,000 
        total assets
      		2,072,750,000 2,103,930,000 2,028,266,000 1,967,131,000 1,900,683,000 1,909,109,000 1,821,831,000 1,789,052,000 1,756,748,000 1,794,527,000 1,765,340,000 1,723,616,000 1,701,114,000 1,724,987,000 1,606,550,000 1,547,944,000 1,497,671,000 1,459,662,000 1,313,558,000 1,191,305,000 1,098,295,000 1,103,856,000 1,037,559,000 1,000,225,000 1,078,890,000 1,158,540,000 1,086,172,000 1,019,316,000 953,467,000 956,395,000 893,279,000 868,220,000 814,809,000 829,483,000 779,850,000 727,533,000 690,432,000 712,224,000 691,329,000 642,803,000 588,966,000 560,981,000 507,742,000 530,270,000 522,820,000 503,995,000 488,611,000 533,888,000 513,053,000 459,944,000 421,848,000 434,991,000 394,292,000 341,065,000 316,557,000 
        liabilities and stockholders’ equity
      		                                                       
        liabilities:
      		                                                       
        debt
      		1,621,398,000 1,650,764,000 1,581,992,000 1,509,133,000 1,477,860,000 1,478,336,000 1,395,892,000 1,378,449,000 1,358,795,000 1,399,814,000 1,372,748,000 1,344,855,000 1,329,677,000 1,355,359,000 1,241,039,000 1,194,570,000 1,134,377,000 1,107,953,000 978,803,000 853,067,000                                    
        unamortized debt issuance costs
      		-7,048,000 -8,591,000 -7,521,000 -6,862,000 -7,924,000 -6,338,000 -4,645,000 -5,616,000 -3,948,000 -4,578,000 -5,647,000 -6,923,000 -8,215,000 -9,512,000 -9,647,000 -10,819,000 -12,001,000 -11,010,000 -10,110,000 -9,356,000 -8,196,000 -6,661,000 -8,603,000 -7,584,000 -8,581,000 -9,607,000 -7,828,000 -7,357,000 -8,338,000 -9,158,000 -7,216,000 -7,437,000 -4,512,000 -4,950,000 -5,266,000 -5,539,000 -2,051,000 -2,152,000 -2,403,000 -2,285,000                
        net debt
      		1,614,350,000 1,642,173,000 1,574,471,000 1,502,271,000 1,469,936,000 1,471,998,000 1,391,247,000 1,372,833,000 1,354,847,000 1,395,236,000 1,367,101,000 1,337,932,000 1,321,462,000 1,345,847,000 1,231,392,000 1,183,751,000 1,122,376,000 1,096,943,000 968,693,000 843,711,000                                    
        lease liabilities
      		46,324,000 45,968,000 42,906,000 44,768,000 42,788,000 40,579,000 39,350,000 37,286,000 35,679,000 36,576,000 37,095,000 37,150,000 36,905,000 36,712,000 32,468,000 31,117,000 30,251,000 30,700,000 31,285,000 30,295,000 29,712,000 29,201,000 29,983,000 29,220,000 28,803,000 28,470,000 27,714,000 27,454,000 26,474,000                           
        deferred tax liability
      		3,883,000 3,345,000                           1,259,000 747,000 1,963,000 3,832,000 3,999,000 4,961,000     432,000 446,000      847,000 1,802,000 2,653,000 6,800,000 7,280,000 5,736,000 5,947,000 5,469,000 4,061,000 2,462,000 
        accounts payable and accrued expenses
      		32,344,000 39,352,000    39,454,000 38,306,000 34,030,000 29,762,000 40,442,000 30,559,000 27,032,000 26,054,000 33,795,000 34,237,000 34,492,000 46,302,000 49,283,000 36,114,000 38,316,000 40,943,000 40,284,000 43,576,000 34,843,000 29,459,000 28,676,000 25,764,000 19,690,000 17,470,000 25,138,000 19,510,000 17,526,000 15,994,000 18,565,000 18,950,000 14,656,000 15,310,000 15,223,000 11,436,000 10,571,000 11,754,000 10,733,000 10,905,000 10,528,000 9,864,000 6,718,000 9,320,000 7,312,000 5,224,000 4,930,000 4,387,000 6,096,000 5,417,000 6,684,000 7,756,000 
        total liabilities
      		1,696,901,000 1,730,838,000 1,656,348,000 1,604,180,000 1,542,807,000 1,552,031,000 1,468,903,000 1,444,149,000 1,420,288,000 1,472,254,000 1,434,755,000 1,402,114,000 1,384,421,000 1,416,354,000 1,298,097,000 1,249,360,000 1,198,929,000 1,176,926,000 1,036,092,000 912,322,000 814,659,000 831,733,000 765,095,000 740,344,000 827,528,000 855,757,000 789,485,000 729,097,000 665,651,000 677,234,000 625,850,000 609,686,000 565,858,000 590,072,000 552,035,000 506,166,000 476,253,000 504,749,000 491,231,000 449,879,000 391,371,000 370,224,000 323,443,000 351,947,000 349,187,000 332,135,000 321,437,000 372,715,000 359,760,000 314,489,000 283,228,000 304,422,000 270,598,000 224,500,000 246,534,000 
        commitments and contingencies
      		                                                       
        stockholders’ equity:
      		                                                       
        preferred stock
      		                                                       
        common stock
      		1,516,000 1,517,000 1,522,000 1,522,000 1,519,000 1,492,000 1,497,000 1,496,000 1,468,000 1,457,000 1,464,000 1,464,000 1,438,000 1,433,000 1,439,000 1,439,000 1,436,000 1,416,000 1,418,000 1,414,000 1,406,000 1,385,000 1,382,000 1,373,000 1,366,000 1,350,000 1,351,000 1,349,000 1,347,000 1,332,000 1,334,000 1,333,000 1,329,000 1,321,000 1,321,000 1,320,000 1,317,000 1,300,000 1,298,000 1,296,000 1,291,000 1,289,000 1,285,000 1,275,000 1,272,000 1,270,000 1,267,000 1,265,000 1,259,000 1,258,000 1,258,000 1,249,000 1,249,000 1,249,000 934,000 
        additional paid-in capital
      		140,555,000 138,666,000 139,868,000 137,129,000 134,206,000 130,725,000 129,936,000 126,373,000 123,563,000 121,752,000 119,507,000 116,202,000 114,452,000 112,384,000 111,530,000 108,345,000 105,989,000 104,745,000 106,319,000 105,509,000 105,493,000 105,483,000 105,866,000 104,530,000 103,488,000                               
        retained earnings
      		419,197,000 410,721,000 400,844,000 389,557,000 382,532,000 378,482,000 371,725,000 367,216,000 361,791,000 349,579,000 360,155,000 354,346,000 351,324,000 345,545,000 346,083,000 338,943,000 329,878,000 306,105,000 287,825,000 268,172,000 250,659,000 227,343,000 215,290,000 204,052,000 196,582,000 248,829,000 233,146,000 220,574,000 212,205,000 204,097,000 193,327,000 185,878,000 177,396,000 168,752,000 157,867,000 152,558,000 146,423,000 138,789,000 132,322,000 125,846,000 107,391,000 100,884,000 95,476,000 91,393,000 88,012,000 86,615,000 82,201,000 76,591,000 70,371,000 62,746,000 56,090,000 49,162,000 42,524,000 35,536,000 28,917,000 
        accumulated other comprehensive loss
      		-31,000      -87,000 -39,000 -219,000 -372,000 -398,000 -367,000 -378,000 -586,000 -456,000                                         
        treasury stock
      		-185,388,000 -177,810,000 -170,306,000 -165,255,000 -160,210,000 -153,683,000 -150,143,000 -150,143,000 -150,143,000 -150,143,000 -150,143,000 -150,143,000 -150,143,000 -150,143,000 -150,143,000 -150,143,000 -138,561,000 -129,530,000 -118,096,000 -96,112,000 -73,922,000 -62,088,000 -50,074,000 -50,074,000 -50,074,000 -50,074,000 -39,492,000 -32,190,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000 -25,046,000                
        total stockholders’ equity
      		375,849,000 373,092,000 371,918,000 362,951,000 357,876,000 357,078,000 352,928,000 344,903,000 336,460,000 322,273,000 330,585,000 321,502,000 316,693,000 308,633,000 308,453,000 298,584,000 298,742,000 282,736,000 277,466,000 278,983,000 283,636,000 272,123,000 272,464,000 259,881,000 251,362,000 302,783,000 296,687,000 290,219,000 287,816,000 279,161,000 267,429,000 258,534,000 248,951,000 239,411,000 227,815,000 221,367,000 214,179,000 207,475,000 200,098,000 192,924,000 197,595,000 190,757,000 184,299,000 178,323,000 173,633,000 171,860,000 167,174,000 161,173,000 153,293,000 145,455,000 138,620,000 130,569,000 123,694,000 116,565,000 58,023,000 
        total liabilities and stockholders’ equity
      		2,072,750,000 2,103,930,000 2,028,266,000 1,967,131,000 1,900,683,000 1,909,109,000 1,821,831,000 1,789,052,000 1,756,748,000 1,794,527,000 1,765,340,000 1,723,616,000 1,701,114,000 1,724,987,000 1,606,550,000 1,547,944,000 1,497,671,000 1,459,662,000 1,313,558,000 1,191,305,000 1,098,295,000 1,103,856,000 1,037,559,000 1,000,225,000 1,078,890,000 1,158,540,000 1,086,172,000 1,019,316,000 953,467,000 956,395,000 893,279,000 868,220,000 814,809,000 829,483,000 779,850,000 727,533,000 690,432,000 712,224,000 691,329,000 642,803,000 588,966,000 560,981,000 507,742,000 530,270,000 522,820,000 503,995,000 488,611,000 533,888,000 513,053,000 459,944,000 421,848,000 434,991,000 394,292,000 341,065,000 316,557,000 
        deferred tax assets
      		  587,000 8,367,000 9,421,000 9,286,000 11,833,000 12,376,000 13,491,000 13,641,000 14,140,000 15,278,000 14,690,000 13,810,000 16,836,000 19,798,000 18,093,000 18,420,000 12,535,000 14,109,000                                    
        accumulated other comprehensive income
      		 -2,000 -10,000 -2,000 -171,000 62,000                                                  
        other liabilities
      		  38,971,000 57,141,000 30,083,000                                                   
        restricted available-for-sale investments
      		      21,727,000 2,157,000 22,596,000 22,740,000 22,510,000 20,298,000 22,489,000 20,416,000 20,290,000                                         
        deferred tax asset
      		                    14,366,000 14,121,000 22,960,000 20,682,000 20,025,000 619,000 1,445,000 437,000       5,121,000 1,776,000 725,000 33,000   265,000 2,305,000 1,372,000 1,870,000 2,915,000           
        long-term debt
      		                    752,200,000 768,909,000 700,139,000 683,865,000 777,847,000 808,218,000 743,835,000 689,310,000 628,786,000 660,507,000 611,593,000 595,765,000 550,377,000 571,496,000 538,351,000 497,049,000 462,994,000 491,678,000 481,766,000 441,147,000                
        net long-term debt
      		                    744,004,000 762,248,000 691,536,000 676,281,000 769,266,000 798,611,000 736,007,000 681,953,000 620,448,000 651,349,000 604,377,000 588,328,000 545,865,000 566,546,000 533,085,000 491,510,000 460,943,000 489,526,000 479,363,000 438,862,000                
        the following table presents the assets and liabilities of our consolidated variable interest entities:
      		                                                       
        liabilities
      		                                                       
        gross finance receivables
      		                         1,500,962,000 1,404,172,000 1,300,043,000 1,204,495,000 1,237,526,000 1,175,797,000 1,121,711,000 1,056,425,000 1,066,650,000 1,002,630,000 933,257,000 886,350,000 916,954,000 887,316,000 820,688,000 743,003,000 704,862,000 638,809,000 663,432,000 656,079,000 622,854,000 601,514,000 658,176,000 615,900,000 552,283,000 515,844,000 529,583,000 483,847,000 423,482,000 392,100,000 
        unearned finance charges and insurance premiums
      		                         -396,149,000 -361,986,000 -326,609,000 -292,245,000 -305,283,000 -287,721,000 -274,473,000 -251,469,000 -249,187,000 -227,774,000 -206,490,000 -191,346,000 -199,179,000                  
        finance receivables
      		                         1,104,813,000 1,042,186,000 973,434,000 912,250,000 932,243,000 888,076,000 847,238,000 804,956,000 817,463,000 774,856,000 726,767,000 695,004,000 717,775,000 696,149,000 645,744,000 601,608,000 572,525,000 525,907,000 546,192,000 543,353,000 517,975,000 501,734,000 544,684,000 512,072,000 460,442,000 430,431,000 437,559,000 396,920,000 345,411,000 317,500,000 
        additional paid-in-capital
      		                         102,678,000 101,682,000 100,486,000 99,310,000 98,778,000 97,814,000 96,369,000 95,272,000 94,384,000 93,673,000 92,535,000 91,485,000 92,432,000 91,524,000 90,828,000 88,913,000 88,584,000 87,538,000 85,655,000 84,349,000 83,975,000 83,706,000 83,317,000 81,663,000 81,451,000 81,272,000 80,158,000 79,921,000 79,780,000 28,172,000 
        preferred stock, 0.10 par value, 100,000 shares authorized, no shares issued or outstanding
      		                                                       
        the following table presents the assets and liabilities of our consolidated variable interest entity:
      		                                                       
        unearned finance charges, insurance premiums, and commissions
      		                                      -191,167,000 -174,944,000                
        goodwill
      		                                      716,000 716,000 716,000 716,000 716,000 716,000 716,000 716,000 716,000 716,000 716,000 716,000 363,000 363,000    
        repossessed assets at net realizable value
      		                                      429,000 488,000 343,000 407,000 400,000 556,000 733,000 615,000 806,000 548,000 923,000 822,000 659,000 711,000 714,000 400,000 340,000 
        less unearned finance charges, insurance premiums, and commissions
      		                                        -141,395,000 -132,337,000 -112,902,000 -117,240,000 -112,726,000 -104,879,000 -99,780,000 -113,492,000 -103,828,000 -91,841,000 -85,413,000 -92,024,000 -86,927,000 -78,071,000 -74,600,000 
        senior revolving credit facility
      		                                        379,617,000 359,491,000 312,538,000 341,419,000 339,323,000 324,570,000 310,315,000 362,750,000 347,736,000 302,279,000 273,037,000 292,379,000 258,308,000 212,731,000 209,607,000 
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued or outstanding
      		                                                       
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued and outstanding at september 30, 2014 and december 31, 2013
      		                                                       
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued and outstanding at june 30, 2014 and december 31, 2013
      		                                                       
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued and outstanding at march 31, 2014 and december 31, 2013
      		                                                       
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued and outstanding at december 31, 2013 and december 31, 2012
      		                                                       
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued and outstanding at september 30, 2013 and december 31, 2012
      		                                                       
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued and outstanding at june 30, 2013 and december 31, 2012
      		                                                       
        other notes payable
      		                                                  68,000  1,404,000 1,018,000 889,000 
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued and outstanding at march 31, 2013 and december 31, 2012
      		                                                       
        cash overdraft
      		                                                     6,000 6,000 
        mezzanine debt-related parties
      		                                                       
        temporary equity
      		                                                      12,000,000 
        preferred stock, 0.10 par value, 100,000,000 shares authorized, no shares issued and outstanding at december 31, 2012 and 2011
      		                                                       
        allowance for loan losses
      		                                                    -22,132,000 -20,780,000 -19,860,000 
        premises and equipment
      		                                                    5,116,000 5,025,000 4,638,000 
        mezzanine debt - related parties
      		                                                      25,814,000 
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-09-30 2018-06-30 2018-03-31 2017-09-30 2017-06-30 2017-03-31 2016-09-30 2015-09-30 2015-06-30 2015-03-31 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 
                                                    
          cash flows from operating activities:
        		                                            
          net income
        		11,401,000 12,909,000 14,356,000 10,140,000 7,007,000 9,914,000 7,663,000 8,445,000 15,205,000 -7,574,000 8,820,000 6,023,000 8,689,000 2,391,000 10,068,000 11,982,000 26,783,000 20,778,000 22,221,000 20,166,000 25,522,000 14,347,000 11,238,000 7,470,000 -6,325,000 15,683,000 12,572,000 8,369,000 8,108,000 7,449,000 8,482,000 8,644,000 5,309,000 6,135,000 7,634,000 6,476,000 6,507,000 5,408,000 4,083,000 5,610,000 7,585,000 7,625,000 6,656,000 6,928,000 
          adjustments to reconcile net income to net cash from operating activities:
        		                                            
          provision for credit losses
        		64,868,000 66,379,000 60,474,000 60,587,000 57,992,000 57,626,000 54,349,000 53,802,000 46,423,000 68,885,000 50,930,000 52,551,000 47,668,000  48,071,000 45,400,000 30,858,000 31,008,000 26,096,000 20,549,000 11,362,000                 12,102,000 9,712,000   11,078,000 8,405,000 8,071,000 
          depreciation and amortization
        		4,769,000 4,523,000 4,225,000 3,895,000 3,603,000 3,607,000 3,582,000 3,383,000 3,498,000 3,434,000 3,556,000 3,566,000 4,078,000 3,540,000 2,915,000 2,996,000 3,238,000 3,187,000 2,894,000 2,681,000 2,891,000 3,880,000 3,702,000 2,855,000 2,871,000 2,890,000 2,639,000 2,694,000 2,633,000 2,330,000 2,047,000 2,024,000 2,106,000 1,628,000 1,603,000 1,615,000 948,000 908,000 863,000 1,001,000 995,000 802,000 932,000 730,000 
          amortization of deferred origination fees and costs
        		-3,234,000 -3,603,000 -3,992,000 -4,077,000 -4,045,000  -3,934,000 -3,703,000 -3,874,000  -3,750,000 -3,468,000 -3,778,000                                
          loss on disposal of intangibles, property, and equipment
        		28,000 38,000 117,000 94,000 82,000  79,000 70,000 215,000                                    
          share-based compensation
        		1,899,000 2,808,000 2,760,000 2,798,000 3,501,000 2,347,000 3,724,000 3,268,000 1,832,000 3,957,000 3,358,000 2,336,000 2,104,000 2,629,000 3,286,000 2,747,000 2,106,000 2,134,000 1,836,000 1,866,000 1,563,000 1,732,000 1,393,000 1,055,000 1,419,000 1,737,000 1,218,000 1,195,000 997,000 1,844,000 1,784,000 1,585,000 1,164,000 1,268,000 822,000 1,153,000 372,000 1,317,000 1,906,000      
          deferred income taxes
        		545,000 3,930,000 7,781,000 1,009,000 -72,000 2,507,000 556,000 1,067,000 108,000 492,000 1,146,000 -591,000 -935,000 3,061,000 3,083,000 -1,705,000 327,000 -5,885,000 1,574,000 257,000 -245,000 8,840,000 -2,278,000 -658,000 -5,228,000 826,000 -1,007,000 -1,697,000 512,000 -1,869,000 -167,000 -962,000 -3,345,000 -1,051,000 -692,000 -14,000 2,040,000 -933,000 498,000 -851,000 -4,147,000 -480,000 1,544,000 -211,000 
          changes in operating assets and liabilities:
        		                                            
          decrease in unearned insurance premiums
        		-1,852,000    -961,000  427,000 406,000 -2,217,000    -1,882,000                                
          increase in lease assets
        		-346,000  1,883,000    -2,085,000       -4,368,000    170,000 -667,000 -572,000 -536,000                        
          decrease in other assets
        		8,583,000 -8,258,000 -2,821,000 -5,576,000 6,562,000 -10,391,000 4,238,000 629,000 8,077,000  -75,000 -164,000 4,426,000   7,866,000 4,000   95,000 302,000    896,000 262,000   2,186,000   3,975,000      -2,092,000 2,433,000 185,000   -5,115,000 2,773,000 
          decrease in accounts payable and accrued expenses
        		-6,008,000      4,456,000 4,265,000 -10,802,000  3,586,000 1,810,000 -8,041,000  -72,000             2,220,000 -7,292,000  1,169,000 -2,874,000             
          increase in lease liabilities
        		356,000 3,062,000 -1,862,000 1,980,000 2,209,000 1,229,000 2,064,000 1,607,000 -897,000 -519,000 -55,000 245,000 193,000 4,244,000 1,351,000 866,000 -449,000 -584,000 989,000 583,000 511,000                        
          net cash from operating activities
        		81,009,000 80,063,000 86,684,000 78,658,000 63,665,000 63,842,000 75,119,000 71,495,000 58,471,000 66,893,000 67,548,000 62,076,000 52,649,000 60,069,000 54,840,000 63,636,000 45,787,000 52,990,000 50,374,000 43,326,000 42,325,000 47,439,000 41,034,000 39,553,000 44,556,000 50,168,000 48,287,000 35,911,000 30,696,000 44,683,000 28,296,000 31,794,000 32,101,000 22,278,000 28,826,000 28,208,000 24,760,000 16,456,000 20,429,000 25,064,000 23,267,000 20,204,000 12,358,000 16,761,000 
          capital expenditures
        		-1,110,000 -1,456,000 -1,014,000 -1,018,000 -1,275,000 -1,516,000 -1,303,000 -1,209,000 -1,026,000 -1,063,000 -835,000 -1,147,000 -1,647,000 -3,230,000 -643,000 -875,000 -1,126,000 0 -908,000 -641,000 -411,000 0 0 -1,614,000 -1,010,000 -1,907,000 -1,479,000 -1,103,000 -1,315,000 -1,369,000 -823,000 -844,000 -1,918,000 0 -1,545,000 -2,258,000 -1,490,000 -1,125,000 -303,000 -950,000 -684,000 -634,000 -1,891,000 -943,000 
          free cash flows
        		79,899,000 78,607,000 85,670,000 77,640,000 62,390,000 62,326,000 73,816,000 70,286,000 57,445,000 65,830,000 66,713,000 60,929,000 51,002,000 56,839,000 54,197,000 62,761,000 44,661,000 52,990,000 49,466,000 42,685,000 41,914,000 47,439,000 41,034,000 37,939,000 43,546,000 48,261,000 46,808,000 34,808,000 29,381,000 43,314,000 27,473,000 30,950,000 30,183,000 22,278,000 27,281,000 25,950,000 23,270,000 15,331,000 20,126,000 24,114,000 22,583,000 19,570,000 10,467,000 15,818,000 
          cash flows from investing activities:
        		                                            
          originations and purchases of finance receivables
        		-390,135,000                                            
          repayments of finance receivables
        		359,570,000 402,232,000 382,775,000 392,919,000 338,362,000 364,597,000 334,234,000 347,416,000 309,019,000 329,369,000 322,687,000 331,514,000 296,564,000 322,551,000 308,265,000 318,937,000 278,742,000                            
          purchases of intangible assets
        		-3,145,000 -2,980,000 -3,040,000 -3,091,000 -3,203,000 -2,636,000 -4,076,000 -3,023,000 -2,603,000 -1,752,000 -1,993,000 -1,900,000 -1,733,000 -1,638,000 -1,719,000 -1,535,000 -642,000       -215,000 -265,000 -467,000 -143,000 -769,000 -224,000 -161,000 -369,000 -814,000 -2,383,000            
          purchases of property and equipment
        		-1,110,000 -1,456,000 -1,014,000 -1,018,000 -1,275,000 -1,516,000 -1,303,000 -1,209,000 -1,026,000 -1,063,000 -835,000 -1,147,000 -1,647,000 -3,230,000 -643,000 -875,000 -1,126,000       -1,614,000 -1,010,000 -1,907,000 -1,479,000 -1,103,000 -1,315,000 -1,369,000 -823,000 -844,000 -1,918,000            
          net cash from investing activities
        		-34,820,000 -143,167,000 -162,636,000 -105,112,000 -60,267,000 -118,975,000 -111,838,000 -64,232,000 -20,329,000 -84,614,000 -109,335,000 -64,574,000 -20,200,000 -151,597,000 -133,782,000 -112,560,000 -49,355,000 -124,566,000 -143,216,000 -95,196,000 7,920,000 -92,254,000 -55,325,000 48,756,000 14,000 -89,739,000 -91,180,000 -87,921,000 -6,789,000 -59,158,000 -62,978,000 -9,826,000 -70,361,000 -53,791,000 759,000 -67,035,000 -44,036,000 -60,619,000 6,717,000 29,326,000 -41,650,000 -60,697,000 -39,458,000 -872,000 
          cash flows from financing activities:
        		                                            
          advances on revolving credit facilities
        		258,511,000 435,664,000 522,476,000 419,285,000 415,024,000 565,756,000 433,098,000 406,599,000 359,518,000 401,878,000 421,810,000 412,975,000 408,683,000 467,969,000 469,856,000 456,772,000 437,815,000                            
          payments on revolving credit facilities
        		-262,696,000 -547,248,000 -388,534,000 -312,396,000 -589,527,000 -499,702,000 -350,932,000 -492,573,000 -351,421,000 -340,305,000 -394,167,000 -398,043,000 -434,221,000 -538,047,000 -423,744,000 -396,808,000 -552,118,000                            
          advances on securitizations
        		 252,810,000 0 0 265,000,000 250,000,000 0       183,720,000 0 0 250,000,000                            
          payments on securitizations
        		-25,218,000 -72,232,000 -61,547,000 -76,318,000 -90,269,000 -233,654,000 -65,142,000 -81,616,000 -48,996,000     0 0 0 -109,228,000                            
          payments for debt issuance costs
        		-3,000 -2,599,000 -1,878,000 -800,000 -2,762,000 -3,515,000 -136,000 -2,648,000 -400,000 -5,000 -1,000 -1,603,000 -1,160,000 -2,896,000 -27,000 -76,000 -2,657,000 -2,169,000 -2,196,000 -2,036,000 -2,506,000 -31,000 -2,820,000 -241,000 -78,000 -3,404,000 -1,101,000 -106,000 -280,000 -678,000 -3,653,000 -58,000 -1,688,000 -2,368,000 -195,000 -504,000 -684,000 -15,000 -1,000 -1,000     
          taxes paid related to net share settlement of equity awards
        		-632,000 -3,614,000 -175,000   -2,002,000 -162,000   -1,887,000 -38,000 -853,000 -145,000 -1,661,000 -101,000 -403,000 -828,000 -4,618,000 -196,000 -2,499,000 -2,638,000 -349,000 -48,000 -7,000 -1,231,000 -102,000 -23,000 -14,000 -800,000 -5,000 -190,000 -497,000 -149,000 0 -1,647,000 -247,000 -219,000 -219,000 -283,000      
          cash dividends
        		-3,419,000 -2,717,000 -2,773,000 -2,843,000 -3,152,000 -2,896,000 -2,900,000 -3,092,000 -3,254,000 -2,839,000 -2,837,000 -3,091,000 -3,119,000 -2,763,000 -2,767,000 -2,803,000 -3,020,000 -2,377,000 -2,460,000 -2,504,000 -2,196,000                        
          repurchases of common stock
        		-7,506,000 -7,506,000 -5,004,000 -5,005,000 -6,469,000         0 0 -11,582,000 -9,031,000                            
          net cash from financing activities
        		-40,963,000 52,558,000 62,565,000 21,914,000 -12,563,000 70,447,000 13,826,000 13,542,000 -44,406,000 21,952,000 24,767,000 9,674,000 -29,962,000 106,322,000 43,217,000 45,100,000 10,933,000 108,620,000 98,981,000 71,638,000 -35,883,000 54,180,000 13,406,000 -94,230,000 -31,680,000 50,295,000 46,099,000 53,259,000 -32,800,000 15,164,000 41,526,000 -21,674,000 39,773,000 31,686,000 -30,526,000 39,959,000 19,405,000 46,896,000 -29,098,000 -52,246,000 14,575,000 45,491,000 29,174,000 -18,330,000 
          net change in cash and restricted cash
        		5,226,000 -10,546,000 -13,387,000 -4,540,000 -9,165,000 15,314,000 -22,893,000 20,805,000 -6,264,000 4,231,000 -17,020,000 7,176,000 2,487,000 14,794,000 -35,725,000 -3,824,000 7,365,000 37,044,000 6,139,000 19,768,000 14,362,000 9,365,000 -885,000 -5,921,000 12,890,000 10,724,000 3,206,000 1,249,000 -8,893,000 689,000 6,844,000 294,000             
          cash and restricted cash at beginning of period
        		97,997,000 0 0 0 135,635,000 0 0 0 128,673,000 0 0 0 131,799,000 0 0 0 149,189,000 0 0 0 71,876,000 0 0 0 56,427,000 0 0 0 50,141,000 0 0 22,017,000             
          cash and restricted cash at end of period
        		103,223,000 -10,546,000 -13,387,000 -4,540,000 126,470,000 15,314,000 -22,893,000 20,805,000 122,409,000 4,231,000 -17,020,000 7,176,000 134,286,000 14,794,000 -35,725,000 -3,824,000 156,554,000 37,044,000 6,139,000 19,768,000 86,238,000 9,365,000 -885,000 -5,921,000 69,317,000 10,724,000 3,206,000 1,249,000 41,248,000 689,000 6,844,000 22,311,000             
          supplemental cash flow information:
        		                                            
          interest paid
        		21,029,000 21,115,000 19,925,000 18,205,000 19,151,000 18,478,000 17,618,000 16,766,000 16,308,000 15,773,000 15,140,000 14,420,000 14,750,000 12,462,000 10,263,000 9,134,000 8,616,000 8,263,000 7,331,000 6,604,000 7,230,000 7,124,000 7,420,000 8,367,000 9,082,000 8,119,000 10,300,000 8,487,000 8,572,000 7,328,000 7,684,000 6,565,000 5,774,000 3,682,000 4,980,000 4,717,000 3,985,000        
          income taxes refunded
        		-448,000    -81,000                -199,000                        
          operating leases paid
        		3,435,000 3,349,000 3,308,000 3,223,000 3,117,000 2,991,000 2,909,000 2,835,000 2,806,000 2,826,000 2,629,000 2,422,000 2,316,000 4,818,000 12,000 1,447,000 2,794,000 3,342,000 2,165,000 2,135,000 2,087,000                        
          non-cash lease assets obtained in exchange for operating lease liabilities
        		3,064,000 5,629,000 688,000                                          
          loss on sale of restricted afs investments
        		                                            
          increase in unearned insurance premiums
        		 1,909,000 1,941,000       -872,000 -295,000   1,219,000 803,000 1,911,000 -762,000                            
          decrease in lease assets
        		    -2,257,000    903,000   -489,000 14,000   -468,000 634,000                            
          increase in accounts payable and accrued expenses
        		                -2,891,000 13,694,000 -2,971,000 -2,309,000 1,739,000 -5,911,000 9,502,000 6,192,000 1,353,000 2,707,000                   
          originations of finance receivables
        		 -539,282,000 -521,447,000 -513,382,000 -394,151,000 -479,420,000 -421,323,000 -428,023,000 -325,995,000 -411,168,000 -427,138,000 -395,158,000 -311,484,000 -469,280,000 -418,841,000 -429,087,000 -326,329,000                            
          purchases of restricted afs investments
        		 -22,000,000                                           
          proceeds from sale of restricted afs investments
        		                                            
          proceeds from maturities of restricted afs investments
        		 20,319,000 0                                          
          proceeds from exercise of stock options
        		         0 0                             90,000 307,000 30,000 0 536,000 
          income taxes paid
        		 -251,000 48,000   230,000 2,594,000 877,000 -967,000 266,000 1,596,000 1,173,000 15,000 200,000 4,069,000 22,693,000 1,000 -6,000 9,076,000   2,498,000 4,592,000   4,379,000 1,195,000   -4,902,000   2,825,000   2,129,000 2,236,000        
          decrease in other liabilities
        		  1,822,000 7,835,000 -9,956,000                                     294,000   
          non-cash restricted afs investments acquired but not settled
        		                                            
          taxes refunded (paid) related to net share settlement of equity awards
        		    -408,000    147,000                                    
          non-cash lease assets and liabilities acquired
        		    4,710,000 3,589,000 4,371,000 3,910,000 1,368,000 1,697,000 2,017,000 2,347,000 2,023,000 6,267,000 3,424,000 2,556,000 1,246,000 2,389,000 2,778,000 2,348,000 2,202,000                        
          amortization of deferred originations fees and costs
        		             -3,838,000 -4,124,000 -3,976,000 -3,905,000                            
          loss on disposal of property and equipment
        		           324,000 113,000 47,000 80,000 14,000 2,000 153,000 7,000 0 1,000 25,000 14,000 122,000 19,000 22,000 31,000 30,000 11,000 0 42,000 8,000     4,000 -23,000 362,000      
          purchase of restricted available-for-sale investments
        		      -19,370,000 0 -3,832,000 0 -4,000,000 0 -1,900,000 0                               
          proceeds from maturities of restricted available-for-sale investments
        		      0 20,607,000 4,108,000 0 1,944,000                                  
          fair value adjustment on interest rate caps
        		               7,633,000 -10,158,000 -2,230,000 284,000 10,000 -785,000 80,000 119,000 33,000 29,000 2,000 4,000 45,000 198,000 5,000 -18,000 -121,000 36,000 14,000 35,000 3,000 247,000    0 0   
          increase in other assets
        		             -9,593,000    -6,951,000     -4,745,000       9,727,000   1,173,000 -2,112,000 298,000 1,993,000     5,031,000    
          proceeds from sale of restricted available-for-sale investments
        		             0                               
          short-swing profit disgorgement
        		                 0                           
          non-cash dividends payable
        		           -90,000 -209,000 166,000 161,000 114,000 -10,000 121,000 108,000                          
          benefit from credit losses
        		                      22,089,000 27,499,000 49,522,000  24,515,000 25,714,000 23,343,000 23,640,000 20,203,000 19,515,000 20,152,000 18,589,000 19,134,000 16,410,000    16,945,000     
          proceeds from disposal of property and equipment
        		                     0 0   0 10,000      0 0 558,000 24,000         
          payments on amortizing loan
        		                          -3,668,000 -4,626,000 -4,765,000 -6,219,000 -9,722,000 -10,765,000 -4,839,000 -5,778,000 -6,628,000 -8,176,000         
          net originations of finance receivables
        		                     -90,883,000    -87,365,000 -89,568,000 -86,098,000 -5,250,000 -57,628,000   -62,841,000   -63,915,000         
          purchase of intangible assets
        		                  -738,000 -740,000 -769,000              -1,049,000 -1,217,000         
          purchase of property and equipment
        		                  -908,000 -641,000 -411,000              -1,545,000 -2,258,000 -1,490,000 -1,125,000 -303,000 -950,000 -684,000 -634,000 -1,891,000 -943,000 
          net payments on senior revolving credit facility
        		                  -13,546,000 -12,001,000 -129,581,000    -38,684,000    -27,713,000  -32,965,000 -35,924,000   -22,056,000    -28,881,000 -52,435,000     
          net advances (payments) on revolving warehouse credit facilities
        		                  -60,910,000                          
          net advances on securitizations
        		                  200,192,000 0 118,567,000                        
          repurchase of common stock
        		                  -21,984,000 -22,190,000 -11,834,000      -7,302,000         0         
          supplemental cash flow and non-cash information:
        		                                            
          net repayments (originations) of finance receivables
        		                       50,583,000 1,289,000       -8,168,000             
          net repayments of finance receivables
        		                    9,100,000              3,387,000          
          net advances (payments) on revolving warehouse credit facility
        		                    -5,695,000 11,057,000 4,160,000                      
          net advances (payments) on senior revolving credit facility
        		                     57,613,000 -17,754,000   -12,852,000 18,080,000          20,126,000       -19,342,000 
          net advances (payments) on securitizations
        		                          0                  
          cash
        		                      -4,681,000 -5,695,000 14,668,000  1,350,000 -1,637,000 2,331,000 -2,282,000 -448,000 3,247,000             
          restricted cash
        		                      3,796,000 -226,000 54,649,000  1,856,000 2,886,000 38,917,000 2,971,000 7,292,000 19,064,000             
          total cash and restricted cash
        		                      -885,000 -5,921,000 69,317,000  3,206,000 1,249,000 41,248,000 689,000 6,844,000 22,311,000             
          net payments on securitizations
        		                            -70,000                
          net advances on revolving warehouse credit facility
        		                        8,313,000    828,000   25,570,000 31,718,000            
          net proceeds from (payments on) amortizing loan
        		                                            
          net advances on securitization
        		                                            
          supplemental cash flow information
        		                                            
          advances on securitization
        		                                            
          in thousands
        		                                            
          (gain) loss on disposal of property and equipment
        		                                39,000 80,000 12,000 -7,000         
          increase in other liabilities
        		                                  -20,000 579,000 1,016,000 -398,000 580,000 2,008,000    -1,709,000 
          increase in restricted cash
        		                                -3,219,000 -1,741,000 -592,000      0 0   
          net advances on senior revolving credit facility
        		                                   48,809,000     15,014,000 45,457,000   
          net change in cash
        		                                1,513,000 173,000 -941,000 1,132,000 129,000 2,733,000 -1,952,000 2,144,000 -3,808,000 4,998,000 2,074,000 -2,441,000 
          cash at beginning of period
        		                                0 0 4,446,000 0 0        
          cash at end of period
        		                                1,513,000 173,000 3,505,000 1,132,000 129,000        
          small loans
        		                                14,520,000 13,190,000 335,552,000          
          large loans
        		                                40,721,000 25,541,000 242,380,000    63,338,000      
          automobile loans
        		                                -8,195,000 -6,008,000 85,869,000    146,724,000      
          retail loans
        		                                1,043,000 -960,000 31,203,000    24,183,000      
          finance receivables
        		                                48,089,000 31,763,000 695,004,000    525,907,000   51,630,000 30,011,000 430,431,000 
          accretion of discounts on purchased receivables
        		                                    -7,000 -5,000 -8,000 -35,000 -65,000 418,000   
          excess tax benefits from exercise of stock options
        		                                   77,000 182,000 177,000 67,000 100,000 319,000 4,000 0 408,000 
          decrease in restricted cash
        		                                            
          net origination of finance receivables
        		                                        -40,609,000 -60,063,000   
          payment for business combination, net of cash
        		                                        0 0   
          net repayment (origination) of finance receivables
        		                                            
          net repayment of finance receivables
        		                                      7,020,000 30,276,000    71,000 
          cash:
        		                                            
          beginning
        		                                      4,012,000 4,121,000 0 0 0 3,298,000 
          ending
        		                                      2,060,000 6,265,000 -3,808,000 4,998,000 2,074,000 857,000 
          supplemental disclosure of cash flow information
        		                                            
          cash payments for interest
        		                                      3,478,000 3,612,000     
          cash payments for income taxes
        		                                      320,000 604,000 5,131,000 4,408,000 6,193,000 473,000 
          branch small loans
        		                                      121,649,000      
          convenience checks
        		                                      170,013,000      
          balance at beginning of period
        		                                      40,511,000   989,000   
          charge-offs
        		                                      -14,108,000      
          recoveries
        		                                      835,000   -12,000 -39,000 299,000 
          balance at end of period
        		                                      36,950,000   3,063,000   
          amortization of share-based compensation
        		                                            
          purchase of finance receivables
        		                                            
          net proceeds from issuance of common stock
        		                                            
          repayment of mezzanine debt
        		                                            
          decrease in cash overdraft
        		                                            
          paid to third parties
        		                                        3,698,000 3,722,000 3,083,000 2,965,000 
          paid to related parties
        		                                            
          balance at beginning of year
        		                                           23,616,000 
          balance at end of year
        		                                           24,630,000 
          amortization of stock compensation expense
        		                                       201,000 1,034,000 179,000 179,000 179,000 
          net advances on other notes payable
        		                                            
          insurance income
        		                                       2,933,000     
          total revenue
        		                                       38,569,000     
          personnel
        		                                       10,033,000     
          other
        		                                       3,366,000     
          total expenses
        		                                       27,572,000     
          income before income taxes
        		                                       10,997,000     
          income taxes
        		                                       4,069,000     
          net income per common share:
        		                                            
          basic
        		                                       550     
          diluted
        		                                       540     
          net payments of other notes payable
        		                                            
          cash flows from operating activities
        		                                            
          issuance of other notes payable
        		                                           68,000 
          small installment loans
        		                                         49,720,000 24,185,000 182,465,000 
          large installment loans
        		                                         -1,242,000 -7,526,000 51,895,000 
          automobile purchase loans
        		                                         2,736,000 13,053,000 165,812,000 
          retail purchase loans
        		                                         416,000   
          finance receivables charged off
        		                                         -587,000 -320,000 -7,356,000 
          increase in cash overdraft
        		                                            
          furniture and appliance purchase loans
        		                                           30,259,000 
          payment of in-kind interest on mezzanine debt
        		                                            
          purchase of interest rate caps
        		                                            
          payments of other notes payable
        		                                            
          proceeds from issuance of mezzanine debt, related party
        		                                            
          supplemental disclosure of noncash financing activities
        		                                            
          issuance of mezzanine debt in lieu of cash interest payment