QCR Holdings, Inc
(NASDAQ:QCRH)

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail ...

Website: http://www.qcrh.com

Founded: 1993

Full Time Employees: 687

Sector: Financial Services

Industry: Banks-Regional

Regional Bank

Share this website to your friends

• Market Cap:

• Exchange:

• Shs Outstanding:

• Employees:

• Beta:

• Return on Equity (ROE) ttm:

• Return on Assets (ROA) ttm:

• EPS ttm:

• Book value per Share:

• Cash per Share:

• Current ast per Share:

• P/E ttm:

• P/E forward:

• P/E ttm high:

• P/E ttm low:

• P/S ttm:

• P/B ttm:

• P/FCF ttm:

• PEG ratio:

• Cash Ratio ttm:

• Quick Ratio ttm:

• Current Ratio ttm:

• Gross Mgn ttm:

• EBITDA Mgn ttm:

• Operating Mgn ttm:

• Net Income Mgn ttm:

• Trailing Div yield:

• Forward Div yield:

• Payout Ratio ttm:

• Ex-Dividend date:

• Target Price High:

• Target Price Low:

• Target Price Mean:

• Number of Analysts:

• Debt Ratio ttm:

• Debt to Equity ttm:

• Total Net Debt:

At a glance:

Bull Thesis:

Bear Thesis:

Main Competitors:

Moat:

Income Statements:

Quarterly

Annual

Unit: USD	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2013-09-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31


interest and dividend income:
loans/leases, including fees:
taxable		77,347,000	75,122,000	74,088,000		82,149,000	79,743,000	77,131,000		73,396,000	68,419,000	66,634,000		3,304,000	3,090,000	2,398,000		2,347,000	2,132,000	2,042,000	5,849,000	1,938,000	2,048,000	1,727,000	4,925,000	1,682,000	1,678,000	1,666,000	4,831,624	1,521,789	1,593,660	1,555,884	3,777,124	1,367,212	2,417,515	2,460,449	7,999,411	2,781,889	2,765,779	2,805,814	8,056,150	2,821,682	2,336,239	7,513,782	2,595,301	2,713,261	2,462,680	8,079,900	2,668,112	2,746,713	2,620,037	8,135,928	2,742,291	2,836,053	2,846,187		2,485,746	2,151,372	1,974,199
nontaxable		29,820,000	27,747,000	26,348,000		27,416,000	26,051,000	24,128,000		23,725,000	19,545,000	17,312,000		4,955,000	4,645,000	4,150,000		4,160,000	4,052,000	3,934,000	11,058,000	3,842,000	3,565,000	3,459,000	10,415,000	3,443,000	3,474,000	3,545,000	10,151,733	3,516,550	3,295,046	3,289,002	8,391,143	2,862,208	1,090,880	802,473	1,649,113	690,466	538,285	395,826	723,227	259,813	239,346	682,382	224,703	227,574	228,724	731,833	236,107	250,129	252,413	713,508	229,159	239,738	243,877		251,526	262,446	276,832
securities:
interest-bearing deposits at financial institutions		1,340,000	1,634,000	1,804,000		1,915,000	1,139,000	1,200,000		1,206,000	1,124,000	821,000		380,000	169,000	35,000		39,000	34,000	37,000	577,000	92,000	134,000	361,000	2,959,000	951,000	1,168,000	923,000	942,894	323,636	228,314	197,003	732,657	141,331	72,808	59,754	302,748	75,818	92,577	120,005	301,935	102,944	111,149	355,790	55,289	146,898	144,918	213,196	99,917	91,461	18,795	154,921	10,391	52,946	94,265		70,931	101,297	122,333
restricted investment securities		570,000	622,000	534,000		840,000	869,000	674,000		659,000	505,000	513,000		673,000	485,000	281,000		262,000	237,000	219,000	782,000	249,000	288,000	258,000	881,000	293,000	290,000	307,000	763,040	329,767	211,902	234,344	458,273	172,776	143,640	125,105	375,314	131,967	164,778	81,322	419,733	137,965	163,520	381,039	116,175	107,108	105,479
federal funds sold		155,000	159,000	99,000		172,000	183,000	269,000		284,000	223,000	234,000		100,000	12,000	2,000		1,000			18,000	1,000	1,000	18,000	161,000	42,000	56,000	93,000	232,994	105,042	61,441	56,331	97,301	52,018	8,821	874	2,572	3,055			68,420	23,706	66,338	135,249	38,465	63,947	21,287	97,448	36,275	37,309	18,837	71,322	28,492	16,755	25,193		40,758	93,760	79,811
total interest and dividend income		125,015,000	120,247,000	116,673,000		125,420,000	119,746,000	115,049,000		108,568,000	98,377,000	94,217,000		79,267,000	68,205,000	51,062,000		51,667,000	48,903,000	47,565,000	147,483,000	50,890,000	48,650,000	48,982,000	159,259,000	56,817,000	54,181,000	52,102,000	133,048,771	49,830,471	40,798,214	39,546,296	101,676,453	33,840,865	21,996,243	18,537,482	57,888,348	19,487,525	19,534,528	19,373,804	57,861,172	19,862,076	18,651,232	60,357,110	19,740,256	20,359,099	20,476,577	62,781,982	22,526,095	21,221,639	20,986,137	63,925,894	21,541,068	22,240,468	22,335,395		22,102,454	21,045,728	19,942,071
interest expense:
deposits		52,817,000	51,013,000	50,387,000		55,386,000	53,053,000	51,416,000		43,575,000	38,445,000	29,780,000		12,570,000	5,524,000	3,137,000		3,273,000	3,235,000	3,427,000	18,785,000	4,484,000	5,766,000	9,206,000	37,481,000	13,394,000	13,825,000	12,479,000	21,952,066	8,722,555	6,528,340	4,881,149	9,455,717	3,556,189	1,393,745	1,116,791	4,729,964	1,488,749	1,629,517	1,715,740	6,617,415	2,321,641	2,425,554	9,530,434	3,151,191	3,414,644	3,375,009	14,046,463	4,327,602	4,902,763	5,326,973	18,324,239	5,570,085	6,280,811	7,334,314		8,149,734	8,041,845	7,960,901
short-term borrowings		22,000	15,000	18,000		32,000	21,000	23,000		10,000	33,000	99,000		84,000	3,000			1,000	2,000	1,000	73,000	11,000	22,000	64,000	266,000	97,000	81,000	71,000	193,190	78,053	62,503	32,913	80,733	33,248	57,277	64,267	188,045	60,500	77,287	64,944	221,539	68,911	113,666	495,965	132,290	149,403	168,846	539,609	172,192	193,287	165,721	2,306,130	656,039	972,811	1,255,707		1,529,680	1,297,259	1,144,867
federal home loan bank advances		2,348,000	2,853,000	1,996,000		5,971,000	6,239,000	4,738,000		5,724,000	2,653,000	3,521,000		2,584,000	781,000	82,000		41,000	16,000	9,000	876,000	211,000	347,000	449,000	1,871,000	1,023,000	601,000	903,000	2,919,972	1,272,538	882,118	1,064,113	1,373,842	607,751	1,704,824	1,732,812	5,469,711	1,809,888	1,829,120	1,864,321	5,993,526	1,978,499	2,143,376	6,900,618	2,345,944	2,313,970	2,244,077	6,810,841	2,271,198	2,269,321	2,260,646	6,276,213	2,248,559	1,997,740	1,941,800		1,859,131	1,791,195	1,719,877
other borrowings		479,000												53,000													92,000	605,000	2,421,445	924,780	732,881	718,176	2,154,025	724,854	1,201,498	1,190,755	3,702,716	1,238,254	1,224,083	1,257,393	3,859,283	1,289,739	1,279,179	4,279,938	1,452,204	1,466,235	1,389,119	3,331,697	1,433,115	1,137,471	754,310	2,001,576	752,521	598,814	570,170		591,458	447,291	131,950
subordinated notes		3,861,000	3,599,000	3,602,000		3,616,000	3,582,000	3,480,000		3,307,000	3,304,000	3,311,000		2,518,000	1,816,000	1,554,000		1,554,000	1,570,000					994,000	2,561,000	1,003,000	993,000	564,000
junior subordinated debentures		689,000	685,000	684,000		693,000	688,000	693,000		697,000	737,000	696,000		689,000	681,000	556,000		569,000	564,000	559,000	1,714,000	572,000	573,000	571,000	1,727,000	581,000	576,000	572,000	1,479,996	519,062	507,876	447,027	1,103,203	362,475	328,563	241,540	778,170	260,616	259,028	267,953	975,608	252,231	480,655	1,449,962	495,052	483,755	478,958	1,519,417	497,032	513,951	518,436	1,815,752	572,822	566,928	630,978		660,690	655,134	650,135
total interest expense		60,216,000	58,165,000	56,687,000		65,698,000	63,583,000	60,350,000		53,313,000	45,172,000	37,407,000		18,498,000	8,805,000	5,329,000		5,438,000	5,387,000	5,590,000	25,114,000	6,309,000	7,702,000	11,284,000	44,419,000	16,098,000	16,168,000	15,194,000	28,966,669	11,516,988	8,713,718	7,143,378	14,167,520	5,284,517	4,685,907	4,346,165	14,868,606	4,858,007	5,019,035	5,170,351	17,667,371	5,911,021	6,442,430	22,656,917	7,576,681	7,828,007	7,656,009	26,248,027	8,701,139	9,016,793	9,026,086	30,723,910	9,800,026	10,417,104	11,732,969		12,790,693	12,232,724	11,607,730
net interest income		64,799,000	62,082,000	59,986,000		59,722,000	56,163,000	54,699,000		55,255,000	53,205,000	56,810,000		60,769,000	59,400,000	45,733,000		46,229,000	43,516,000	41,975,000	122,369,000	44,581,000	40,948,000	37,698,000	114,840,000	40,719,000	38,013,000	36,908,000	104,082,102	38,313,483	32,084,496	32,402,918	87,508,933	28,556,348	17,310,336	14,191,317	43,019,742	14,629,518	14,515,493	14,203,453	40,193,801	13,951,055	12,208,802	37,700,193	12,163,575	12,531,092	12,820,568	36,533,955	13,824,956	12,204,846	11,960,051	33,201,984	11,741,042	11,823,364	10,602,426		9,311,761	8,813,004	8,334,341
benefit from credit losses		4,305,000		4,234,000		3,484,000	5,496,000	2,969,000		3,806,000						-2,916,000				6,713,000
net interest income after benefit from credit losses		60,494,000		55,752,000		56,238,000	50,667,000	51,730,000		51,449,000				60,769,000		48,649,000
noninterest income:
trust fees		3,544,000	3,395,000	3,686,000		3,270,000	3,103,000	3,199,000		2,863,000	2,844,000	2,906,000
investment advisory and management fees		1,488,000	1,254,000	1,254,000		1,229,000	1,214,000	1,101,000		947,000	986,000	879,000		921,000	983,000	1,036,000		1,054,000	1,039,000	940,000	4,052,000	1,266,000	1,399,000	1,727,000	5,213,000	1,782,000	1,888,000	1,736,000	3,666,144	1,059,413	1,057,666	952,344	2,901,247	968,452	634,446	609,341	1,785,448	575,711																			369,239	388,588
deposit service fees		2,231,000	2,187,000	2,183,000		2,294,000	1,986,000	2,022,000		2,107,000	2,034,000	2,028,000		2,214,000	2,223,000	1,555,000		1,588,000	1,492,000	1,408,000	4,638,000	1,403,000	1,286,000	1,477,000	4,999,000	1,813,000	1,658,000	1,554,000	4,764,708	1,655,529	1,610,403	1,531,453	4,396,856	1,522,461	1,228,685	907,823	2,638,586	847,343	875,073	904,406	2,636,340	856,661	872,672	2,575,956	902,787	860,318	822,768	2,476,293	843,674	788,043	826,974	2,318,850	816,019	811,479	754,683		706,271	677,454	578,684
gains on sales of residential real estate loans		529,000	556,000	297,000		385,000	540,000	382,000		476,000	500,000	312,000		641,000	809,000	493,000		954,000	1,184,000	1,337,000	3,310,000	1,370,000	1,196,000	652,000	1,681,000	890,000	489,000	369,000	564,065	336,679	101,772	100,815	310,246	98,409	184,596	291,151
gains on sales of government guaranteed portions of loans		6,000	40,000	61,000			12,000	24,000				30,000		50,000		19,000									229,000	519,000	39,000	31,000	358,435	46,417		358,434	1,071,767	91,974		845,224
capital markets revenue		23,832,000	9,869,000	6,516,000		16,290,000	17,758,000	16,457,000		15,596,000	22,490,000	17,023,000
earnings on bank-owned life insurance		952,000	998,000	524,000		814,000	2,964,000	868,000		1,807,000	838,000	707,000		605,000	350,000	346,000		446,000	451,000	471,000	1,402,000	502,000	612,000	329,000	1,484,000	489,000	412,000	540,000	1,157,323	474,426	399,273	417,987	1,374,441	428,002	466,028	438,687	1,209,283	399,925	358,660	438,402	1,089,249	356,642	344,411	978,082	353,003	286,150	334,506	926,756	316,568	322,246	291,040	775,674	241,190	307,061	295,060		261,372	196,424	203,559
debit card fees		1,648,000	1,648,000	1,488,000		1,575,000	1,571,000	1,466,000		1,584,000	1,589,000	1,466,000		1,453,000	1,499,000	1,007,000		1,085,000	1,084,000	975,000	2,456,000	946,000	775,000	758,000	2,471,000	886,000	914,000	792,000	2,416,905	845,740	844,286	766,108	2,186,900	754,803
correspondent banking fees		664,000	699,000	614,000		507,000	510,000	512,000		450,000	356,000	391,000		189,000	244,000	277,000		265,000	269,000	314,000	683,000	220,000	198,000	215,000	584,000	189,000	172,000	216,000	656,064	195,450	212,530	264,827	676,587	239,060
loan related fee income		846,000	1,096,000	898,000		949,000	962,000	836,000		800,000	770,000	651,000		652,000
fair value gain on derivatives and trading securities		324,000	230,000				51,000
other		587,000	143,000	378,000		730,000	218,000	154,000		299,000	18,000	339,000		384,000	1,173,000	1,515,000		1,661,000	1,449,000	1,686,000	3,332,000	1,482,000	941,000	922,000	4,225,000	1,204,000	1,293,000	1,064,000	2,959,995	889,161	979,464	953,706	2,520,140	746,073	1,332,482	1,468,809	2,403,894	1,300,328	562,587	871,975	2,240,176	641,692	601,954	1,975,147	923,225	629,034	421,330	2,020,495	601,104	379,040	608,149	998,621	501,794	506,700	499,060		441,445	559,505	390,796
total noninterest income		36,651,000	22,115,000	16,892,000		27,157,000	30,889,000	26,858,000		26,593,000	32,520,000	25,842,000		21,095,000	22,782,000	15,633,000		34,652,000	19,296,000	23,489,000	75,839,000	37,959,000	28,626,000	15,196,000	58,862,000	19,906,000	17,065,000	11,993,000	32,732,269	8,808,825	8,912,266	8,541,449	23,780,989	6,701,303	5,934,653	5,204,029	12,504,113	4,117,182	4,067,509	3,956,878	13,288,497	4,173,381	5,057,124											4,017,957	3,760,730		3,858,490	3,598,743	3,127,829
noninterest expense:
salaries and employee benefits		34,338,000	28,474,000	27,364,000		31,637,000	31,079,000	31,860,000		32,098,000	31,459,000	32,003,000		29,175,000	29,972,000	23,627,000		28,207,000	23,044,000	24,847,000	70,269,000	25,999,000	21,304,000	18,519,000	67,848,000	24,215,000	22,749,000	20,879,000	51,561,586	17,432,632	15,804,016	15,977,975	42,298,345	13,423,943	9,802,712	8,742,683	25,073,186	8,201,323	8,255,639	8,124,680	23,009,487	7,355,533	7,473,503	20,933,111	6,910,016	7,068,315	6,891,004	20,264,704	6,617,481	7,081,337	6,764,610	19,656,905	6,467,255	7,335,434	6,965,507		6,154,660	5,917,342	5,554,746
occupancy and equipment expense		7,363,000	6,837,000	6,455,000		6,168,000	6,377,000	6,514,000		6,228,000	6,100,000	5,914,000		6,033,000	5,978,000	3,937,000		4,122,000	3,965,000	4,108,000	12,697,000	3,807,000	3,748,000	4,032,000	11,246,000	3,860,000	3,533,000	3,694,000	9,565,162	3,318,470	3,132,658	3,065,811	8,421,763	2,516,274	1,914,996	1,428,870	4,175,356	1,459,901	1,364,912	1,352,263	3,929,656	1,368,293	1,289,455	4,061,819	1,410,429	1,365,326	1,371,346	4,003,201	1,368,900	1,272,915	1,321,092	3,765,099	1,326,446	1,313,745	1,350,399		1,297,634	1,207,594	1,218,772
professional and data processing fees		6,741,000	6,089,000	5,144,000		4,457,000	4,823,000	4,613,000		4,456,000	4,078,000	3,514,000		4,477,000	4,365,000	3,671,000		3,568,000	3,702,000	3,443,000	10,886,000	3,758,000	3,646,000	3,369,000	9,351,000	4,030,000	3,031,000	2,750,000	8,915,057	2,537,027	2,771,223	2,707,716	7,806,218	2,950,839	1,902,799	1,140,061	3,252,159	1,065,780	1,126,877	1,150,190	3,324,209	1,136,978	1,124,522	3,428,419	1,096,100	1,125,582	1,157,398	3,646,384	1,183,283	1,202,696	1,153,489	3,657,683	1,143,404	1,285,993	1,257,411		888,753	964,569	928,648
restructuring expense						1,954,000
fdic insurance, other insurance and regulatory fees		2,035,000	1,960,000	1,970,000		1,711,000	1,854,000	1,945,000		1,721,000	1,927,000	1,374,000		1,497,000	1,394,000	1,310,000		1,108,000	986,000	1,065,000	2,863,000	1,301,000	908,000	683,000	2,413,000	542,000	926,000	964,000	2,661,734	932,746	840,458	756,211	2,061,376	690,894
loan/lease expense		345,000	407,000	381,000		587,000	151,000	378,000		826,000	652,000	556,000		390,000	761,000	267,000		308,000	457,000	300,000	1,032,000	403,000	339,000	228,000	876,000	221,000	312,000	214,000	1,173,964	369,379	260,089	290,747	906,168	257,540	396,477	245,091	768,658	273,166	263,166	218,734	1,504,605	656,069	276,228	979,017	678,535	411,097	569,015	1,164,777	832,806
net cost of (income from) and losses/(gains) on operations of other real estate		3,000		-9,000
advertising and marketing		1,830,000	1,746,000	1,613,000		2,124,000	1,565,000	1,483,000		1,429,000	1,735,000	1,237,000		1,437,000	1,198,000	761,000		1,095,000	853,000	627,000	2,510,000	750,000	552,000	682,000	3,492,000	1,056,000	1,037,000	785,000	2,568,060	983,762	753,084	693,239	1,955,028	669,923	406,085	264,568	1,008,346	437,130	344,100	276,016	954,443	334,354	224,729	761,761	292,148	243,214	166,241	740,313	250,930	207,353	245,529	910,552	386,099	420,547	319,452		322,632	383,747	237,730
communication and data connectivity		40,000	274,000	290,000		333,000	318,000	401,000		478,000	471,000	665,000
supplies		259,000	252,000	207,000		278,000	259,000	275,000		335,000	281,000	305,000		289,000
bank service charges		678,000	720,000	596,000		603,000	622,000	568,000		605,000	621,000	605,000		568,000	610,000	541,000		525,000	572,000	523,000	1,528,000	488,000	501,000	504,000	1,507,000	502,000	508,000	483,000	1,375,970	461,656	466,091	440,571	1,310,789	460,153	306,539	275,495	642,517	211,378	198,492	199,729	548,239	177,478	161,178	307,510	112,742	110,141	61,251	352,620	128,603	114,583	122,292	400,016	159,598	148,621	137,856		145,364	142,068	141,630
correspondent banking expense		338,000	314,000	329,000		325,000	363,000	305,000		232,000	221,000	210,000		218,000	213,000	199,000		201,000	198,000	200,000	633,000	205,000	212,000	216,000	627,000	209,000	206,000	204,000	615,784	205,121	204,337	204,754	602,888	204,189
intangibles amortization		662,000	661,000	661,000		690,000	690,000	690,000		691,000	765,000	766,000		787,000	787,000	493,000		508,000	508,000	508,000	1,618,000	531,000	548,000	549,000	1,706,000	560,000	615,000
goodwill impairment						432,000																		500,000
payment card processing		569,000	547,000	594,000		785,000	706,000	646,000		733,000	542,000	545,000		477,000
trust expense		412,000	413,000	357,000		395,000	379,000	425,000		432,000	337,000	214,000		227,000
total noninterest expense		56,587,000	49,583,000	46,539,000		53,565,000	49,888,000	50,690,000		51,081,000	49,727,000	48,785,000		47,746,000	54,248,000	38,325,000		41,387,000	35,675,000	37,228,000	110,917,000	40,838,000	33,122,000	31,415,000	115,289,000	39,945,000	36,560,000	32,435,000	88,643,809	30,499,610	26,369,823	25,863,497	5,848,936.75	23,395,747	17,027,268	13,958,500	3,257,879.25	13,031,517	13,109,083	12,738,080	3,138,886.75	12,555,547	13,012,271
net income before income taxes		40,558,000	30,571,000	26,105,000		29,830,000	31,668,000	27,898,000		26,961,000	32,392,000	29,939,000		34,118,000	16,734,000	25,957,000		39,494,000	27,137,000	21,523,000	51,929,000	21,360,000	16,537,000	13,112,000	53,359,000	18,668,000	16,577,000	14,332,000	41,717,941	10,416,870	12,326,204	12,541,031	2,443,867	9,775,468	4,850,737	4,379,064	1,054,747.25	4,218,989	4,425,450	4,641,805	974,167	3,896,668	3,185,991	738,466	2,953,864	2,478,387	1,607,054
federal and state income tax expense		3,844,000	1,552,000	308,000		2,045,000	2,554,000	1,172,000		1,840,000	3,967,000	2,782,000		4,824,000	1,492,000	2,333,000		7,929,000	4,788,000	3,541,000	8,691,000	4,016,000	2,798,000	1,884,000	11,046,000	3,573,000	3,073,000	1,414,000	7,407,077	1,608,035	1,880,819	1,991,070	3,024,917	1,921,533	1,038,793	1,113,920	3,500,122	1,034,479	1,152,071	1,238,956	2,744,745	1,123,454	954,507	207,498	829,992
net income		36,714,000	29,019,000	25,797,000		27,785,000	29,114,000	26,726,000		25,121,000	28,425,000	27,157,000		29,294,000	15,242,000	23,624,000		31,565,000	22,349,000	17,982,000	43,238,000	17,344,000	13,739,000	11,228,000	42,313,000	15,095,000	13,504,000	12,918,000	34,310,864	8,808,835	10,445,385	10,549,961	27,852,572	7,853,935	3,811,944	3,265,144	9,921,730	3,184,510	3,273,379	3,402,849	7,356,655	2,773,214	2,231,484	530,968	2,123,872	1,799,837	1,214,933					1,076,370.5	4,305,482	1,772,289	686,444		1,593,809	1,310,605	1,262,686
yoy		32.14%	-0.33%	-3.48%		10.60%	2.42%	-1.59%		-14.25%	86.49%	14.96%		-7.19%	-31.80%	31.38%		81.99%	62.67%	60.15%	2.19%	14.90%	1.74%	-13.08%	23.32%	71.36%	29.28%	22.45%	23.19%	12.16%	174.02%	223.11%	180.72%	146.63%	16.45%	-4.05%	34.87%	14.83%	46.69%	540.88%	246.38%	54.08%	83.67%										170.14%	35.23%	-45.64%
qoq		26.52%	12.49%			-4.56%	8.94%			-11.62%	4.67%			92.19%	-35.48%			41.24%	24.29%	-58.41%	149.30%	26.24%	22.36%	-73.46%	180.31%	11.78%	4.54%	-62.35%	289.51%	-15.67%	-0.99%	-62.12%	254.63%	106.03%	16.75%	-67.09%	211.56%	-2.71%	-3.80%	-53.74%	165.28%	24.28%	320.27%	-75.00%	18.00%	48.14%						-75.00%	142.93%	158.18%			21.61%	3.80%
basic earnings per common share		2,170	1,710	1,530		1,650	1,730	1,590		1,500	1,700	1,620		1,730	880	1,510		2,020	1,410	1,140	2,740	1,100	870	710	2,690	960	860	820	2.36	0.56	0.75	0.76	2.08	0.6
diluted earnings per common share		2,160	1,710	1,520		1,640	1,720	1,580		1,490	1,690	1,600		1,710	870	1,490		1,990	1,390	1,120	2,710	1,090	860	700	2,660	940	850	810	2.31	0.55	0.73	0.74	2.03	0.58
weighted-average common shares outstanding	16,876,457,000	16,919,785,000	16,928,542,000	16,900,785,000	16,829,004,000	16,846,200,000	16,814,814,000	16,783,348,000	16,732,406,000	16,717,303,000	16,701,950,000	16,776,289,000	16,681,844,000	16,900,968,000	17,345,324,000	15,625,112,000	15,708,744,000	15,635,123,000	15,813,932,000	15,803,643,000	15,771,650,000	15,767,152,000	15,747,056,000	15,796,796,000	15,730,016,000	15,739,430,000	15,714,588,000	15,693,345,000	14,768,687	15,625,123	13,919,565	13,888,661	13,325,128	13,151,350	5,806,019	4,927,591	4,844,776	4,978,699	4,835,773	4,800,407	4,724,781	4,847,740	4,671,715											4,611,751	4,602,166	4,581,919	4,591,576	4,574,648	4,564,664
weighted-average common and common equivalent shares outstanding	16,973,671,000	17,015,730,000	17,006,282,000	17,013,992,000	16,959,853,000	16,982,400,000	16,921,854,000	16,910,675,000	16,866,391,000	16,847,951,000	16,799,527,000	16,942,132,000	16,890,007,000	17,110,691,000	17,549,107,000	15,852,256,000	15,944,708,000	15,869,798,000	16,045,239,000	16,025,548,000	15,952,637,000	15,923,578,000	15,895,336,000	16,011,456,000	15,967,775,000	15,976,742,000	15,938,377,000	15,922,940,000	15,064,730	15,922,324	14,232,423	14,205,584	13,680,472	13,507,955	5,915,279	5,034,342	4,919,559	5,080,288	4,901,853	4,833,399	4,789,026	4,873,978	4,683,717											4,634,705	4,609,843	4,599,568	4,599,406	4,600,955	4,589,866
cash dividends declared per common share		60	60	60		60	60	60		60	60	60		60	60	60		60	60	60	180	60	60	60	180	60	60	60	0.18	0.06	0.06	0.06	0.15	0.05					0.04		0.04	0.04												0.04				0.04
provision for credit losses			4,043,000								3,606,000	3,928,000			11,200,000
net interest income after provision for credit losses			58,039,000								49,599,000	52,882,000			48,200,000
net cost of and losses on operations of other real estate			50,000
fair value loss on derivatives and trading securities				-1,007,000		-886,000		-163,000
net cost of (income from) and gains/losses on operations of other real estate						-42,000								19,000	59,000	-1,000				39,000	-323,000	16,000	-332,000		519,500	2,078,000	1,182,000
securities gains											12,000								-88,000		682,000	1,802,000	65,000										-24,297	-63,588	416,936				104,600		1,323,926	148,602	880,312					769,443	718,948		-14,355
net cost of and gains/losses on operations of other real estate							28,000			3,000														13,000
securities losses												-463,000															-52,000
post-acquisition compensation, transition and integration costs												207,000		62,000	4,796,000								70,000	151,000	2,698,000	884,000	708,000	134,000	1,593,323	493,063	165,314
net income from and gains/losses on operations of other real estate								-30,000				-67,000						-1,346,000	-113,000
fair value gain on derivatives										-336,000	83,000	-427,000		904,000
acquisition costs														315,000	1,973,000	1,851,000													503,076	1,292,043	413,602	92,539	660,921	407,997		356,578
loans/leases, including fees														69,855,000	59,804,000	44,196,000		44,858,000	42,448,000	41,333,000	129,199,000	44,768,000	42,614,000	43,159,000	139,918,000	50,406,000	47,515,000	45,568,000	116,126,486	44,033,687	35,407,851	34,213,732	88,219,955	29,245,320	18,262,579	15,088,827	47,559,190	15,804,330	15,973,109	15,970,837	48,291,707	16,515,966	15,734,640	51,288,868	16,710,323	17,100,311	17,513,489	53,659,605	19,485,684	18,096,027	18,076,055	54,850,215	18,530,735	19,094,976	19,125,873		19,253,493	18,436,853	17,488,896
trust department fees														2,537,000	2,497,000	2,963,000		2,714,000	2,848,000	2,801,000	6,927,000	2,280,000	2,227,000	2,312,000	7,219,000	2,340,000	2,361,000	2,493,000	6,511,578	2,195,828	2,057,987	2,237,081	5,466,419	1,721,401	1,312,349	1,039,670	2,717,692	914,586	852,234	883,732	2,474,262	894,733	950,802	2,487,421	803,423	729,262	905,788	2,163,800	719,682	701,314	718,115	2,552,630	781,182	875,470	969,823		924,464	940,220	919,111
swap fee income/capital markets revenue														10,545,000	13,004,000	6,422,000		24,885,000	9,568,000
communication														639,000
disposition costs																								517,000
net interest income after benefit from loan/lease losses																		46,229,000	43,516,000	35,262,000	87,007,000	24,239,000	21,033,000	29,331,000	109,786,000	38,707,000	36,072,000	34,774,000	97,629,481	32,107,655	29,783,761		81,125,450	26,469,912	15,943,352	13,133,535	40,145,169	13,133,324	13,467,024	13,423,007	35,250,008	12,278,834	11,141,138	31,670,807	10,729,343	11,154,903	11,217,339	23,085,330	10,298,064	7,329,101	7,601,508	26,134,375	9,586,981	10,241,021	8,330,186		8,274,410	7,988,469
losses on liability extinguishment																					2,033,000	1,874,000	429,000
loss on sale of subsidiary
swap fee income																				13,557,000	48,133,000	26,688,000	19,927,000	6,804,000	18,498,000	9,797,000	7,891,000	3,198,000	9,677,052	1,110,182	1,648,885	958,694	2,900,683	194,256
benefit from loan/lease losses																					35,362,000	20,342,000	19,915,000	8,367,000	5,054,000	2,012,000	1,941,000	2,134,000	6,452,621	6,205,828	2,300,735		6,383,483	2,086,436	1,366,984	1,057,782	2,874,573	1,496,194	1,048,469	780,446	4,943,793	1,672,221	1,067,664	6,029,386	1,434,232	1,376,189	1,603,229	13,448,625	3,526,892	4,875,745	4,358,543	7,067,609	2,154,061	1,582,343	2,272,240		1,037,351	824,535
losses on debt extinguishment																								147,000	288,000	148,000
see notes to consolidated financial statements
net cost and gains/losses on operations of other real estate																												298,000
cdi amortization																												532,000	1,150,766	541,665	304,551	304,551
net income from operations of other real estate																													-12,590.5	-50,362
net cost of (income from) operations of other real estate																															-70,190		162,239	-160,640
provision for loan/lease losses																																2,539,839																											406,457
net interest income after provision for loan/lease losses																																29,863,079																											7,927,883
net cost of operations of other real estate																																131,742
post-acquisition transition and integration costs																																	130,685	522,740
gains on sales government guaranteed portions of loans																																			338,338
credit card issuing fees, net of processing costs																																			57,538	49,954	458,622	140,542	142,173	127,015	19,334	77,336	141,160	8,716.5	34,866	110,431	86,142	66,810	267,240	292,885	245,865	57,196.5	228,786
losses on other real estate owned																																			-36,745	-446,630
fdic and other insurance																																			712,954	555,911	1,731,189	599,422	576,215	580,856	2,010,695	687,587	882,730	2,640,758	887,509	883,965	803,526	2,390,541	1,235,486	1,470,701	619,195	978,257	338,453	334,868	331,723		295,138
postage and telephone																																			276,580	218,691	768,840	190,868	236,942	288,240	706,042	231,515	230,185	751,664	252,512	235,359	262,740	792,959	267,731	291,518	227,765	710,577	222,931	250,771	272,217		262,664	252,913	253,856
stationery and supplies																																			143,226	110,670	401,530	139,592	135,211	142,966	393,344	123,529	134,643	356,188	135,064	123,885	120,398	398,336	130,623	146,739	131,110	402,050	116,589	154,725	143,148		158,709	139,605	154,722
acquisition and data conversion costs																																			388,663
less: net income attributable to noncontrolling interests																																					361,296	127,177	201,223	166,031	339,976	98,245	106,524
net income attributable to qcr holdings, inc.																																			3,811,944	3,265,144	9,560,434	3,057,333	3,072,156	3,236,818	7,016,679	2,674,969	2,124,960
less: preferred stock dividends																																			810,837	810,837	202,709.25	810,837	935,786		258,935.5	1,035,742	1,032,371
net income attributable to qcr holdings, inc. common stockholders																																			3,001,107	2,454,307	6,875,186	2,246,496	2,136,370	2,298,193	2,768,536	1,639,227	1,092,589
earnings per common share attributable to qcr holdings, inc. common shareholders
basic																																			0.52	0.5	0.113	0.45	0.44	0.48	0.085	0.34	0.23											0.29	0.05		0.29	0.23	0.22
diluted																																			0.51	0.49	0.11	0.44	0.44	0.48	0.085	0.34	0.23											0.29	0.05		0.29	0.23	0.22
gains on sales of loans																																					1,773,161	684,546	882,321	399,090	1,809,915	755,128	759,693	2,059,790	1,109,724	553,178	168,954	1,388,388	288,924	673,212	411,911	868,046	200,499	322,793	339,854		277,265	413,684	274,731
gains on other real estate owned																																					-186,449.75	-745,799
investment advisory and management fees, gross																																							679,326	521,462	1,558,675	550,243	531,218	1,393,487	419,416	471,799	434,695	1,133,833	373,724	351,367	351,045	1,494,649	480,587	671,373	414,644				376,535
losses on sales of other real estate owned																																							-389,465	-189,204	-26,914	-107,656	-25,098
other-than-temporary impairment losses on securities																																							62,400			118,847			113,800					-192,014
prepayment fees on federal home loan bank advances																																											832,099
less: preferred stock dividends and discount accretion																																								938,625
losses on lease residual values																																															617,000
non-interest income:
gains on sales of foreclosed assets																																												-47,039.5	-188,158	-102,102		144,025	33,711	186,697		332,951	61,152	4,584				-1,423	2,430
total non-interest income																																												1,089,571.5	4,358,286	3,538,070	3,195,350	1,040,893.75	4,163,575	3,502,790	3,438,744	827,802.25	3,311,209
non-interest expense:
total non-interest expense																																												3,033,441.25	12,133,765	12,214,586		3,068,325.25	12,273,301	12,422,562
federal and state income tax benefit																																														678,550	392,121
gain on sale of foreclosed asset																																															21,167
non-interest expenses:
writedowns in value of foreclosed assets																																															363,713
total non-interest expenses																																															12,805,635				11,098,144	2,644,070.75	10,576,283
income from continuing operations before income taxes																																																107,833	2,188,338	-1,590,671	-57,892	4,676,873	2,321,907
federal and state income tax expense from continuing operations																																																-316,059	563,399			1,122,345	613,372
income from continuing operations																																																423,892	1,624,939	-759,512	235,790	3,359,478	1,615,149
federal and state income tax benefit from continuing operations																																																		-831,159	-293,682
gains on sales of other assets																																																									435,791
income from continuing operations before minority interest in net income of consolidated subsidiaries																																																				3,554,528	1,708,535
minority interest in net income of consolidated subsidiaries																																																				23,346.5	93,386
discontinued operations
gain on sale of merchant credit card acquiring business																																																				1,161,303.25	4,645,213
operating income from merchant credit card acquiring business																																																				29,870.75	119,483
operating income from first wisconsin bank & trust																																																				-145,576.75	-582,307
income from discontinued operations before income taxes																																																				1,045,597.25	4,182,389
federal and state income tax benefit from discontinued operations																																																				373,014	1,492,056
income from discontinued operations																																																				672,583.25	2,690,333
less preferred stock dividends																																																				111,531.25	446,125	446,125	446,125		268,000	268,000	268,000
net income available to common stockholders																																																				964,839.25	3,859,357	1,326,164	240,319		1,325,809	1,042,605	994,686
comprehensive income																																																				787,514.25	3,150,057	-1,361,896	2,494,545		3,324,477	326,856	1,611,234
credit card fees, net of processing costs																																																						518,497	487,606		442,643	424,291	381,983
noninterest expenses:
total noninterest expenses																																																						11,644,066	11,171,646		9,875,764	9,588,611	9,201,518
income before income taxes																																																						2,614,912	919,270		2,257,136	1,998,601	1,854,194
federal and state income taxes																																																						714,188	92,434		646,281	545,049	500,566
income before minority interest in net income of consolidated subsidiaries																																																						1,900,724	826,836		1,610,855	1,453,552	1,353,628
minority interest in income of consolidated subsidiaries																																																						128,435	140,392				90,942
earnings per common share:
basic																																			0.52	0.5	0.113	0.45	0.44	0.48	0.085	0.34	0.23											0.29	0.05		0.29	0.23	0.22
diluted																																			0.51	0.49	0.11	0.44	0.44	0.48	0.085	0.34	0.23											0.29	0.05		0.29	0.23	0.22
loss on disposals/sales of fixed assets																																																											239,016
minority interest in income of consolidated subsidiary																																																									17,046	142,947
insurance																																																										246,201	166,277

Balance Sheets:

Quarterly

Annual

Unit: USD	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2013-09-30	2013-03-31	2012-09-30	2012-06-30	2012-03-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31

assets
interest earning assets:
federal funds sold	12,325,000	22,200,000	27,000,000	8,900,000	27,150,000	13,200,000	8,150,000	4,150,000	19,110,000	20,300,000	16,976,000	16,365,000	56,910,000	28,210,000	2,150,000	9,635,000	12,370,000	6,985,000	1,340,000	1,350,000	9,080,000	530,000	2,125,000	4,695,000	9,800,000	9,300,000	10,215,000	1,872,000	26,398,000	33,070,000	10,866,000	14,505,000	30,197,000	20,568,000			5,725,000	3,625,000		5,790,000	8,000,000	69,260,000	61,960,000	21,955,000	34,190,000	61,070,000	6,598,333	39,815,582	11,672,135	57,224,648	20,695,898	9,536,411	5,889,509	2,610,000	6,620,000	7,150,000	3,445,000	7,315,000	2,320,000
interest-bearing deposits at financial institutions	155,900,000	137,833,000	118,704,000	216,816,000	143,442,000	145,959,000	94,112,000	72,870,000	80,924,000	60,350,000	90,814,000	237,632,000	67,360,000	42,833,000	54,382,000	56,755,000	75,292,000	63,841,000	87,440,000	53,706,000	86,596,000	302,138,000	140,775,000	202,013,000	147,891,000	187,963,000	195,282,000	214,160,000	133,198,095	96,590,367	40,801,388	45,051,555	55,765,012	41,221,383		33,781,655	49,436,938	28,452,429	25,488,213	24,665,359	27,292,995	28,374,628	39,745,611	36,481,935	30,232,577	24,270,983	29,329,413	22,984,074	40,547,373	36,663,190	2,113,904	1,282,987	2,334,531	2,653,474	5,096,048	2,607,078	1,642,412	19,982,587	2,130,096
investment securities - taxable	401,866,000								346,579,000		342,991,000
investment securities - nontaxable	911,979,000								611,924,000		577,494,000
restricted investment securities	31,908,000	35,810,000	32,891,000	29,302,000	35,412,000	39,386,000	44,325,000	31,734,000	39,273,000	43,748,000	35,031,000	31,914,000	42,501,000	39,299,000	41,928,000	30,722,000	19,353,000	19,936,000	20,337,000	19,724,000	18,103,000	19,009,000	23,209,000	21,209,000	23,252,000	24,562,000	22,195,000	22,904,000	25,688,775	28,679,400	23,888,600	22,413,075		18,585,400		15,297,700	14,780,800	15,224,350	15,109,000	15,238,000	15,459,200	15,421,400	16,668,700	16,709,650	16,487,550	16,117,400
gross loans/leases receivable	7,004,737,000	7,178,921,000	6,924,924,000	6,823,167,000	6,784,404,000	6,828,802,000	6,854,386,000	6,648,336,000	6,337,551,000	6,606,307,000	6,219,980,000	6,190,022,000	6,138,871,000	6,008,610,000	5,797,903,000	4,827,868,000	4,680,132,000	4,599,730,000	4,417,705,000	4,361,051,000	4,251,129,000	4,247,977,000	4,140,259,000	3,704,668,000	3,690,205,000	3,610,270,000	3,910,519,000	3,799,432,000	3,732,754,042	3,653,386,367	3,114,792,423	3,054,902,439	2,964,485,400	2,676,754,811		1,291,795,511	1,244,292,209	1,213,303,801	1,211,729,431	1,197,581,710	1,183,893,959	1,155,767,971		1,189,977,809	1,210,801,145	1,238,554,115		1,241,738,340	1,225,850,024
total interest earning assets	8,518,715,000								7,435,361,000		7,283,286,000
noninterest-earning assets:
cash and due from banks	78,978,000	77,581,000	104,769,000	98,994,000	91,732,000	103,840,000	92,173,000	80,988,000	80,386,000	104,265,000	70,799,000	64,295,000	59,723,000	86,282,000	92,379,000	50,540,000	37,490,000	57,310,000	55,598,000	78,814,000	61,329,000	68,932,000	88,577,000	169,827,000	76,254,000	91,671,000	87,919,000	76,527,000	85,522,685	73,406,657	69,069,403	61,845,988	75,721,663	56,274,561		33,254,137	40,564,561	51,639,674	39,239,858	45,431,711	45,080,673	35,738,911	42,030,806	33,946,868	36,710,669	25,784,537	35,878,046	20,615,008	26,912,711	24,651,875	33,464,074	33,943,067	47,706,971	42,135,036	41,195,890	40,506,946	35,162,483	34,317,262	42,502,770
premises and equipment	182,054,000	193,170,000	181,773,000	166,064,000	159,153,000	147,474,000	141,069,000	133,179,000	119,177,000	118,943,000	118,363,000	117,641,000	117,948,000	115,274,000	115,023,000	80,634,000	78,530,000	74,993,000	74,765,000	73,162,000	72,693,000	72,001,000	72,915,000	73,319,000	73,859,000	74,486,000	78,887,000	77,194,000	75,582,118	73,828,512	64,472,319	63,564,277	62,838,255	61,877,754		31,453,220	31,589,347	31,440,406	31,689,186	30,946,211	30,533,692	30,852,151	31,118,744	31,553,162	32,003,820	31,675,247	31,454,893	31,245,594	30,676,180	30,864,949	31,389,267	31,548,914	32,323,922	32,120,670	32,268,686	32,359,507	32,251,767	32,091,285	32,524,840
less allowance	-88,934,000								-86,983,000		-86,841,000
other	632,358,000								617,684,000		538,990,000				1,173,000
total assets	9,323,171,000	9,568,302,000	9,242,331,000	9,152,779,000	9,026,030,000	9,088,565,000	8,871,991,000	8,599,549,000	8,165,625,000	8,540,057,000	7,924,597,000	8,036,904,000	7,948,837,000	7,730,049,000	7,392,941,000	6,175,819,000	6,096,132,000	6,014,508,000	5,805,165,000	5,645,147,000	5,682,797,000	5,864,560,000	5,604,761,000	5,232,075,000	4,909,050,000	5,292,382,000	5,194,852,000	5,066,662,000	4,949,710,195	4,792,732,495	4,106,882,705	4,026,314,414	3,982,664,773	3,550,463,094	2,485,714,100,000	2,143,990,652	2,023,946,072	2,043,425,746	1,992,998,193	1,898,960,492	1,878,488,343	1,873,694,114	1,836,635,216	1,806,925,315	1,835,715,135	1,832,334,025	1,779,646,107	1,749,303,658	1,700,856,552	1,680,909,646	1,605,629,014	1,641,416,125	1,583,761,723	1,527,205,352	1,476,564,342	1,414,267,604	1,332,886,285	1,303,822,819	1,271,674,956
liabilities and stockholders' equity
interest-bearing liabilities:
interest-bearing deposits	5,159,542,000								4,191,913,000		3,965,592,000
time deposits	1,228,407,000								1,010,827,000		1,190,440,000
short-term borrowings	2,044,000	2,850,000	1,350,000	2,050,000	1,800,000	2,750,000	1,600,000	2,700,000	2,781,000	470,000	1,980,000	1,100,000	129,630,000	85,180,000	1,070,000	1,190,000	3,800,000	1,600,000	7,070,000	6,840,000	5,430,000	30,430,000	124,818,000	43,067,000	13,423,000	18,526,000	19,191,000	15,886,000	28,774,157	12,929,499	17,585,605	16,859,753	13,993,122	16,010,805		171,853,471	140,888,698	185,399,038	149,900,500	143,586,491	122,394,544	134,871,743	141,154,499	136,418,527	133,035,187	116,263,571	150,899,571	114,153,590	138,945,235	122,177,416	101,456,950	127,094,449	202,995,130	169,497,510	183,195,840	175,923,055	143,896,788	119,232,113	111,683,951
fhlb advances	205,397,000								323,904,000		211,593,000
other borrowings	43,091,000	130,609,000																										35,000,000	72,032,318	73,950,426	71,125,000	64,062,500	66,000,000	77,500,000		138,241,912	138,237,737	138,235,713	136,233,688	140,129,755	140,916,051	143,629,848	150,070,785	150,212,467	156,150,723	152,213,280	140,059,841	140,067,255	140,069,939	75,547,506	75,582,634	76,605,144	65,130,769	52,639,529	47,690,122	47,717,395	42,737,150	12,239,486	3,761,636
subordinated notes	234,508,000	234,027,000	233,701,000	233,595,000	233,489,000	233,383,000	233,276,000	233,170,000	232,837,000	232,958,000	232,782,000	232,746,000	232,662,000	232,743,000	133,562,000	113,890,000	113,850,000	113,811,000	113,771,000					68,455,000	68,394,000	68,334,000	68,274,000	68,215,000
junior subordinated debentures	48,921,000	48,958,000	48,925,000	48,893,000	48,860,000	48,828,000	48,795,000	48,763,000	48,662,000	48,698,000	48,647,000	48,634,000	48,602,000	48,568,000	48,534,000	38,190,000	38,155,000	38,103,000	38,067,000	38,030,000	37,993,000	37,955,000	37,916,000	37,877,000	37,838,000	37,797,000	37,755,000	37,713,000	37,670,043	37,626,070	37,580,881	37,534,402	37,486,487	33,578,744		36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000	36,085,000
total interest-bearing liabilities	6,921,910,000								5,810,924,000		5,651,034,000
noninterest-bearing demand deposits	955,565,000								1,123,050,000		1,136,449,000
other noninterest-bearing liabilities	382,646,000								406,274,000		320,232,000
total liabilities	8,260,121,000	8,481,387,000	8,191,777,000	8,130,032,000	8,028,643,000	8,111,945,000	7,935,672,000	7,692,207,000	7,340,248,000	7,711,674,000	7,107,715,000	7,235,410,000	7,176,113,000	6,992,977,000	6,649,803,000	5,507,895,000	5,419,122,000	5,364,694,000	5,174,689,000	5,036,428,000	5,089,004,000	5,291,947,000	5,048,741,000	4,692,936,000	4,373,699,000	4,772,639,000	4,690,552,000	4,578,255,000	4,476,571,792	4,335,345,106	3,737,294,540	3,665,886,497	3,629,377,644	3,237,424,466		2,001,792,221	1,884,824,786	1,904,103,654	1,847,231,019	1,755,791,619	1,741,163,589	1,740,735,978	1,704,064,508	1,671,402,491	1,701,715,352	1,704,477,382	1,654,051,231	1,620,811,201	1,573,676,296	1,551,116,103	1,513,133,843	1,550,003,798	1,495,332,107	1,437,166,426	1,388,777,867	1,336,862,070	1,258,761,390	1,230,003,835	1,199,429,556
stockholders' equity	1,063,050,000								825,557,000
total liabilities and stockholders' equity	9,323,171,000	9,568,302,000	9,242,331,000	9,152,779,000	9,026,030,000	9,088,565,000	8,871,991,000	8,599,549,000	8,165,805,000	8,540,057,000		8,036,904,000	7,948,837,000	7,730,049,000	7,392,941,000	6,175,819,000	6,096,132,000	6,014,508,000	5,805,165,000	5,645,147,000	5,682,797,000	5,864,560,000	5,604,761,000	5,232,075,000	4,909,050,000	5,292,382,000	5,194,852,000	5,066,662,000	4,949,710,195	4,792,732,495	4,106,882,705	4,026,314,414	3,982,664,773	3,550,463,094	2,485,714,100,000	2,143,990,652	2,023,946,072	2,043,425,746	1,992,998,193	1,898,960,492	1,878,488,343	1,873,694,114
net interest income	296,963,000								249,243,000		59,747,000				59,400,000
net interest margin	3,000								2,970		2,930
adjusted net interest margin	3,480								3,320		3,280
cost of funds	2,970
ratio of average interest-earning assets to average interest-bearing liabilities	123,070								127,950		128,880
															2,022,000
securities held to maturity, at amortized cost		954,115,000																			476,165,000	434,892,000	425,976,000	431,283,000	400,646,000	343,477,000	388,713,000	395,302,000	401,912,885	395,421,195	400,052,344	378,584,337	379,474,205	323,981,227		87,006,209	650,000	700,000	200,000	200,000	300,000	300,000	300,000	300,000	300,000	350,000	350,000	350,000	350,000	350,000	350,000	350,000	350,000	350,000	350,000	350,000	400,000	350,000	350,000
securities available for sale, at fair value		271,349,000	271,517,000	264,241,000	281,109,000	291,865,000	290,212,000	290,980,000		281,279,000		315,477,000	340,960,000	339,737,000	371,413,000	346,686,000	337,830,000	344,716,000	337,286,000	346,873,000	361,966,000	347,196,000	322,907,000	253,288,000	210,695,000	211,932,000	255,090,000	260,447,000	261,056,448	255,323,442	257,944,671	259,644,940	272,907,907	259,954,422		605,545,374	590,701,449	638,137,836	616,190,515	525,711,786	513,604,726	491,257,812	424,546,767	424,467,807	424,707,369	387,390,959	370,170,459	345,524,732	321,111,319	279,943,556	255,726,415	231,623,193	245,446,338	250,147,577	235,554,653	228,575,788	204,245,064	179,657,017	194,423,893
securities trading, at fair value		83,225,000	82,900,000	82,445,000	83,529,000	58,685,000	22,362,000	22,258,000
total securities		1,308,689,000	1,263,452,000	1,220,717,000	1,200,435,000	1,146,046,000	1,033,199,000	1,031,861,000		896,394,000		877,446,000	928,102,000	879,450,000	879,918,000	823,311,000	810,215,000	828,719,000	810,445,000					684,571,000	611,341,000	555,409,000	643,803,000	655,749,000	662,969,333	650,744,637	657,997,015	638,229,277	652,382,112	583,935,649		692,551,583	591,351,449	638,837,836	616,390,515	525,911,786	513,904,726	491,557,812		424,767,807	425,007,369	387,740,959		345,874,732	321,461,319
loans receivable held for sale		1,457,000	1,162,000	2,025,000	2,143,000	167,047,000	246,124,000	275,344,000		278,893,000		140,633,000	1,480,000	3,054,000	1,186,000	2,968,000	3,828,000	3,452,000	4,459,000	5,664,000	3,758,000	8,811,000	8,327,000	3,994,000	3,673,000	8,890,000	4,180,000	1,994,000	1,295,400	2,557,907	1,033,700	279,750		290,320		2,260,506	6,285,131	4,349,967	3,330,110	5,287,924	2,251,437	1,268,230		15,994,114	5,836,214	3,876,959		3,030,286	7,007,416	4,616,395		4,162,970	4,615,399	5,276,079		4,438,113	5,977,335	7,850,085
loans/leases receivable held for investment		7,177,464,000	6,923,762,000	6,821,142,000	6,782,261,000	6,661,755,000	6,608,262,000	6,372,992,000		6,327,414,000		6,049,389,000	6,137,391,000	6,005,556,000	5,796,717,000	4,824,900,000	4,676,304,000	4,596,278,000	4,413,246,000	4,355,387,000	4,247,371,000	4,239,166,000	4,131,932,000	3,700,674,000	3,686,532,000	3,601,380,000	3,906,339,000	3,797,438,000	3,731,458,642	3,650,828,460	3,113,758,723	3,054,622,689		2,676,464,491		1,289,535,005	1,238,007,078	1,208,953,834	1,208,399,321	1,192,293,786	1,181,642,522	1,154,499,741		1,173,983,695	1,204,964,931	1,234,677,156		1,238,708,054	1,218,842,608	1,201,362,713		1,173,585,054	1,195,064,031	1,145,793,919		1,048,511,032	1,009,789,119	983,015,235
less allowance for credit losses		-88,770,000	-88,732,000	-90,354,000	-89,841,000	-86,321,000	-87,706,000	-84,470,000		-87,669,000		-86,573,000	-87,706,000	-90,489,000	-92,425,000	-74,786,000	-78,721,000	-80,670,000	-78,894,000	-81,831,000
net loans/leases receivable		7,090,151,000	6,836,192,000	6,732,813,000	6,694,563,000	6,742,481,000	6,766,680,000	6,563,866,000		6,518,638,000		6,103,449,000	6,051,165,000	5,918,121,000	5,705,478,000	4,753,082,000	4,601,411,000	4,519,060,000	4,338,811,000	4,279,220,000	4,166,753,000	4,168,395,000	4,079,432,000	3,662,435,000	3,654,204,000	3,574,154,000	3,869,415,000	3,758,268,000	3,692,906,934	3,610,308,910	3,077,247,347	3,018,369,837	2,930,129,672	2,641,772,470		1,271,026,049	1,224,875,461	1,194,579,266	1,192,722,787	1,178,003,224	1,164,091,327	1,135,037,955		1,170,094,983	1,189,240,182	1,215,668,625		1,219,098,457	1,203,355,075
bank-owned life insurance		112,049,000	111,097,000	110,099,000	109,575,000	108,779,000	107,965,000	109,090,000		107,389,000		107,287,000	106,580,000	105,825,000	95,220,000	62,770,000	62,424,000	61,955,000	61,509,000	61,057,000	60,586,000	60,126,000	59,645,000	59,098,000	58,834,000	58,367,000	68,735,000	68,323,000	67,783,126	67,443,063	59,876,754	59,477,481	59,059,494	58,614,100		46,059,176	43,208,268	42,808,343	42,449,683	41,597,883	41,266,443	33,909,801	33,565,390	33,207,964	32,854,961	32,568,809	29,694,077	29,380,606	28,064,037	27,741,791	27,450,751	27,336,830	29,491,059	29,183,998	28,888,938	28,660,370	19,277,510	19,081,086	18,877,526
other real estate owned			62,000	402,000	661,000	369,000	369,000	784,000		120,000		61,000	133,000	177,000	205,000				1,820,000	173,000	20,000	125,000	157,000	3,298,000	4,129,000	4,248,000	8,637,000	9,110,000	9,377,735	12,203,780	12,750,023	12,750,023	13,558,308	5,134,845		3,679,419	5,002,791	9,136,035	8,172,171	8,287,592	10,430,122	8,357,604	8,534,711
goodwill		138,595,000	138,595,000	138,595,000	138,595,000	138,595,000	139,027,000	139,027,000		139,027,000		138,474,000	137,607,000	137,607,000	137,607,000	74,066,000	74,066,000	74,066,000	74,066,000	74,066,000	74,066,000	74,066,000	74,248,000	74,248,000	74,748,000	77,748,000	77,748,000	77,872,000	77,831,902	73,618,426	28,090,897	28,334,092	28,334,092	13,110,913		3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688	3,222,688
intangibles		9,077,000	9,738,000	10,400,000	11,061,000	11,751,000	12,441,000	13,131,000		14,537,000		15,993,000	16,759,000	17,546,000	18,333,000	8,856,000	9,349,000	9,857,000	10,365,000	10,873,000	11,381,000	11,902,000	13,872,000	14,421,000	14,970,000	15,529,000	16,089,000	16,918,000	17,450,182
derivatives		207,775,000	184,982,000	180,997,000	186,781,000	261,913,000	194,354,000	183,888,000		291,295,000		130,350,000	177,631,000	185,037,000	97,455,000	107,326,000	222,220,000	198,393,000	193,395,000					195,973,000	-3,915,000	-4,246,000	-3,370,000	-2,069,000	-1,276,188	-138,219	-815,418
other assets		235,372,000	233,076,000	238,680,000	227,470,000	228,772,000	238,127,000	234,981,000		225,051,000		195,997,000	186,418,000	174,388,000	152,863,000	118,122,000	93,412,000	99,393,000	75,274,000	70,509,000	61,302,000	68,867,000	64,994,000	56,210,000	147,802,000	153,398,000	115,927,000	87,765,000	75,001,310	56,701,829	53,353,108	52,999,407	45,817,687	42,679,406	1,419,156,000	13,665,025	14,188,769	17,724,393	8,258,507	9,054,743	8,347,704	10,685,566	10,970,549	21,854,816	21,570,312	19,310,547	35,766,777	28,964,399	27,375,811	27,873,483	26,499,720	24,973,874	22,452,338	17,554,604	19,639,070	20,391,610	20,599,673	20,022,903	18,027,603
liabilities:
deposits:
noninterest-bearing		931,774,000	952,032,000	963,851,000	921,160,000	969,348,000	956,445,000	955,167,000		1,027,791,000		1,189,858,000	1,262,981,000	1,315,555,000	1,514,005,000	1,275,493,000	1,268,788,000	1,342,273,000	1,258,885,000	1,269,578,000	1,145,378,000	1,175,085,000	1,177,482,000	829,782,000	777,224,000	782,232,000	795,951,000	821,599,000	791,101,467	802,090,334	746,821,779	784,815,082	789,547,696	715,537,518		496,513,304	417,284,214	390,761,816	385,806,452	326,710,313	297,196,834	281,236,549	276,827,205	237,964,888	216,528,729	208,658,484	207,843,554	189,386,995	155,550,851	144,832,325	161,126,120	143,071,342	146,751,466	134,692,948	165,286,011	128,412,664	118,997,010	121,723,033	124,184,486
interest-bearing		6,448,294,000	6,366,321,000	6,373,539,000	6,140,027,000	6,015,285,000	5,808,222,000	5,851,608,000		5,467,061,000		5,311,805,000	4,721,236,000	4,625,480,000	4,306,652,000	3,564,196,000	3,653,984,000	3,529,555,000	3,430,050,000	3,362,204,000	3,453,759,000	3,497,183,000	3,172,293,000	3,340,696,000	3,133,827,000	3,020,009,000	3,526,559,000	3,372,621,000	3,185,929,107	2,986,186,588	2,551,454,248	2,495,186,410	2,477,107,360	2,178,730,964		923,979,954	925,951,220	924,708,683	910,942,681	880,758,933	917,117,538	913,621,337	837,988,652	848,768,034	903,727,111	940,630,347	881,479,172	907,380,740	873,485,374	941,755,268	897,832,478	837,328,338	835,339,547	853,883,605	764,141,207	767,077,204	738,669,153	756,116,164	751,262,781
total deposits		7,380,068,000	7,318,353,000	7,337,390,000	7,061,187,000	6,984,633,000	6,764,667,000	6,806,775,000		6,494,852,000		6,501,663,000	5,984,217,000	5,941,035,000	5,820,657,000	4,839,689,000	4,922,772,000	4,871,828,000	4,688,935,000	4,631,782,000	4,599,137,000	4,672,268,000	4,349,775,000	4,170,478,000	3,911,051,000	3,802,241,000	4,322,510,000	4,194,220,000	3,977,030,574	3,788,276,922	3,298,276,027	3,280,001,492	3,266,655,056	2,894,268,482	174,183,270,000	1,420,493,258	1,343,235,434	1,315,470,499	1,296,749,133	1,207,469,246	1,214,314,372	1,194,857,886	1,114,815,857	1,086,732,922	1,120,255,840	1,149,288,831	1,089,322,726	1,096,767,735	1,029,036,225	1,086,587,593	1,058,958,598	980,399,680	982,091,013	988,576,553	929,427,218	895,489,868	857,666,163	877,839,197	875,447,267
federal home loan bank advances		290,383,000	225,383,000	145,383,000	285,383,000	375,383,000	485,000,000	205,000,000		430,000,000		135,000,000	415,000,000	335,000,000	400,000,000	290,000,000	15,000,000	30,000,000	40,000,000	25,000,000	15,000,000	40,000,000	145,000,000	95,000,000	159,300,000	195,800,000	105,733,000	126,180,000	266,492,039	359,128,925	254,100,000	216,345,000	192,000,000	169,055,000		205,350,000	196,350,000	203,750,000	203,750,000	204,750,000	204,750,000	210,250,000	238,750,000	238,750,000	233,750,000	230,950,000	215,850,000	212,850,000	209,350,000	210,995,000	218,695,000	214,695,000	190,695,000	175,102,184	168,815,006	159,877,064	160,238,368	165,298,927	151,858,749
other liabilities		163,750,000	154,560,000	155,796,000	183,101,000	181,199,000	180,536,000	184,122,000		184,476,000		165,866,000	165,301,000	140,972,000	132,675,000	108,743,000	100,410,000	107,902,000	90,754,000	90,182,000	83,483,000	148,207,000	87,539,000	71,185,000	178,690,000	179,411,000	137,089,000	101,041,000	94,572,661	63,433,264	58,627,027	51,083,350	53,242,979	47,011,435	384,162,000	29,768,580	30,027,917	25,163,404	24,512,698	23,771,127	22,703,622	21,041,501	23,188,367	23,203,575	22,438,602	19,676,700	21,834,093	20,887,621	20,189,897	19,723,588	22,355,661	20,335,440	18,335,195	15,265,650	23,564,681	21,769,688	18,137,921	19,309,112	20,592,953
stockholders' equity:
preferred stock, 1 par value; shares authorized 250,000 september 2025 and december 2024 - no shares issued or outstanding
common stock		16,839,000	16,935,000	16,920,000	16,882,000	16,861,000	16,825,000	16,807,000		16,732,000		16,714,000	16,796,000	16,885,000	17,064,000	15,580,000	15,613,000	15,590,000	15,764,000	15,844,000	15,806,000	15,792,000	15,791,000	15,774,000	15,828,000	15,790,000	15,773,000	15,755,000	15,718,208	15,673,760	13,973,940	13,936,957	13,918,168	13,201,959		5,057,562	4,984,024	4,968,307	4,944,672	4,868,480	4,855,505	4,833,562	4,732,428	4,722,340	4,715,170	4,704,037	4,674,536	4,668,236	4,663,141	4,652,612	4,630,883	4,625,088		4,603,849	4,597,744	4,592,148	4,581,376		4,560,629
additional paid-in capital		375,319,000	376,571,000	375,111,000	374,975,000	373,812,000	372,378,000	371,157,000		369,833,000		368,302,000	370,712,000	372,086,000	375,358,000	272,370,000	273,768,000	272,964,000	275,485,000	276,350,000	275,807,000	275,122,000	274,315,000	273,867,000	274,785,000	273,475,000	272,744,000	271,673,000	270,760,511	269,373,303	190,533,240	189,684,858	189,077,550	158,459,072		79,041,338	78,342,963	80,180,869	90,026,845	90,673,628	87,298,473	86,913,069	86,478,269	86,325,484	86,063,278	82,583,911	82,194,330	81,927,391	81,904,170	81,381,715	43,090,268	42,902,685		42,479,538	42,317,374	34,883,577	34,685,036		34,293,511
retained earnings		747,323,000	717,956,000	689,953,000	665,171,000	635,589,000	608,816,000	580,711,000		523,142,000		472,051,000	450,114,000	422,958,000	400,790,000	405,762,000	386,077,000	360,003,000	335,424,000	316,900,000	300,804,000	283,480,000	267,081,000	254,287,000	245,836,000	230,892,000	216,741,000	204,179,000	192,203,333	179,826,524	171,955,296	162,345,792	151,962,661	142,450,131		55,780,849	51,077,870	48,831,374	46,884,095	43,071,950	43,096,853	41,643,489	40,550,900	40,219,925	39,234,525	38,717,067	38,458,477	38,752,619	38,195,096	40,531,523	40,893,304	41,579,821	37,720,464	36,578,885	36,338,566	35,180,098	33,854,289	32,994,899	32,000,213
accumulated other comprehensive loss:
securities available for sale		-36,920,000	-43,919,000	-40,452,000	-37,965,000	-31,924,000	-39,014,000	-38,756,000		-55,061,000		-38,378,000	-44,677,000	-52,262,000	-34,787,000	-16,171,000	5,925,000	5,825,000	8,244,000	4,583,000	9,008,000	7,817,000	8,738,000	4,697,000	2,817,000	3,832,000	2,412,000	-1,131,000	-4,267,461	-7,347,979	-6,058,893	-4,917,148	-866,223	-250,107
total stockholders' equity		1,086,915,000	1,050,554,000	1,022,747,000	997,387,000	976,620,000	936,319,000	907,342,000		828,383,000		801,494,000	772,724,000	737,072,000	743,138,000	667,924,000	677,010,000	649,814,000	630,476,000	608,719,000	593,793,000	572,613,000	556,020,000	539,139,000	535,351,000	519,743,000	504,300,000	488,407,000	473,138,403	457,387,389	369,588,165	360,427,917	353,287,129	313,038,628	1,479,536,000	142,198,431	139,121,286	139,322,092	145,767,174	143,168,873	137,324,754	132,958,136
securities held to maturity, at amortized cost, net of allowance for credit losses			909,035,000	874,031,000	835,797,000	795,496,000	720,625,000	718,623,000		615,115,000		561,969,000	587,142,000	539,713,000	508,505,000	476,625,000	472,385,000	484,003,000	473,159,000	452,952,000
preferred stock, 1 par value; shares authorized 250,000 june 2025 and december 2024 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 march 2025 and december 2024 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 december 2024 and december 2023 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 september 2024 and december 2023 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 june 2024 and december 2023 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 march 2024 and december 2023 - no shares issued or outstanding
net interest spread									2,630		2,580
preferred stock, 1 par value; shares authorized 250,000 september 2023 and december 2022 - no shares issued or outstanding
liabilities and stockholders’ equity
stockholders’ equity											816,882,000
total liabilities and stockholders’ equity											7,924,597,000																																1,836,635,216	1,806,925,315	1,835,715,135	1,832,334,025	1,779,646,107	1,749,303,658	1,700,856,552	1,680,909,646	1,605,629,014	1,641,416,125	1,583,761,723	1,527,205,352	1,476,564,342	1,414,267,604	1,332,886,285	1,303,822,819	1,271,674,956
preferred stock, 1 par value; shares authorized 250,000 march 2023 and december 2022 - no shares issued or outstanding
accumulated other comprehensive
preferred stock, 1 par value; shares authorized 250,000 december 2022 and december 2021 - no shares issued or outstanding
accumulated other comprehensive income:
preferred stock, 1 par value; shares authorized 250,000 september 2022 and december 2021 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 june 2022 and december 2021 - no shares issued or outstanding
interest and dividend income:
loans/leases, including fees															59,804,000
securities:
taxable															3,090,000
nontaxable															4,645,000
total interest and dividend income															68,205,000
interest expense:
deposits															5,524,000
total interest expense															8,805,000
benefit from credit losses															11,200,000
net interest income after benefit from credit losses															48,200,000
noninterest income:
trust department fees															2,497,000
investment advisory and management fees															983,000
deposit service fees															2,223,000
gains on sales of residential real estate loans															809,000
swap fee income/capital markets revenue															13,004,000
securities losses
earnings on bank-owned life insurance															350,000
debit card fees															1,499,000
correspondent banking fees															244,000
total noninterest income															22,782,000
noninterest expense:
salaries and employee benefits															29,972,000
occupancy and equipment expense															5,978,000
professional and data processing fees															4,365,000
acquisition costs															1,973,000
post-acquisition compensation, transition and integration costs															4,796,000
fdic insurance, other insurance and regulatory fees															1,394,000
loan/lease expense															761,000
net cost of (income from) and gains/losses on operations of other real estate															59,000
advertising and marketing															1,198,000
bank service charges															610,000
correspondent banking expense															213,000
intangibles amortization															787,000
total noninterest expense															54,248,000
net income before income taxes															16,734,000
federal and state income tax expense															1,492,000
net income															15,242,000
basic earnings per common share															880
diluted earnings per common share															870
weighted-average common shares outstanding															17,345,324,000
weighted-average common and common equivalent shares outstanding															17,549,107,000
cash dividends declared per common share															60
preferred stock, 1 par value; shares authorized 250,000 march 2022 and december 2021 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 december 2021 and december 2020 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 september 2021 and december 2020 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 june 2021 and december 2020 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 march 2021 and december 2020 - no shares issued or outstanding
less allowance for estimated losses on loans/leases																					-84,376,000	-79,582,000	-60,827,000	-42,233,000	-36,001,000	-36,116,000	-41,104,000	-41,164,000	-39,847,108	-43,077,457	-37,545,076	-36,532,602	-34,355,728	-34,982,341		-20,769,462	-19,416,748	-18,724,535	-19,006,644	-19,578,486	-19,802,632	-20,730,016	-20,364,656	-19,882,826	-21,560,963	-22,885,490	-22,504,734	-22,639,883	-22,494,949		-17,809,170				-12,023,637				10,612,082
assets held for sale																								10,758,000	11,966,000	465,547,000
liabilities held for sale																								3,130,000	5,003,000	470,530,000
preferred stock, 1 par value; shares authorized 250,000 december 2020 and december 2019 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 september 2020 and december 2019 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 june 2020 and december 2019 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 march 2020 and december 2019 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 december 2019 and december 2018 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 september 2019 and december 2018 - no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 june 2019 and december 2018- no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 march 2019 and december 2018- no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 december 2018 and december 2017- no shares issued or outstanding
core deposit intangible																														16,136,914	8,469,851	8,774,402	9,078,953	6,688,613
preferred stock, 1 par value; shares authorized 250,000 september 2018 and december 2017- no shares issued or outstanding
preferred stock, 1 par value; shares authorized 250,000 june 2018 and december 2017- no shares issued or outstanding
liabilities
preferred stock, 1 par value; shares authorized 250,000 march 2018 and december 2017 - no shares issued or outstanding
interest rate cap derivatives																																-622,542	-805,027	-822,427
loans receivable, held for sale																																	645,001										14,084,859				6,135,130				7,377,648				6,507,583				6,186,632
loans/leases receivable, held for investment																																	2,963,840,399										1,158,453,744				1,238,184,436				1,207,311,984				1,100,392,324				954,560,692
restricted investment securities, at cost																																	19,782,525
commitments and contingencies
preferred stock, 1 par value; shares authorized 250,000																																										63,237			63,237
december 2017 and 2016 - no shares issued or outstanding
december 2017 - 13,918,168 shares issued and outstanding
december 2016 - 13,106,845 shares issued and outstanding
preferred stock, 1 par value; shares authorized 250,000 september 2017 and december 2016 - no shares issued or outstanding
cash, federal funds sold, and interest-bearing deposits																																			1,227,795,000
securities																																			70,369,928,000
net loans/leases																																			151,732,161,000
total borrowings																																			55,751,322,000
preferred stock, 1 par value; shares authorized 250,000 march 2013 - 54,867 shares issued and outstanding december 2012 - 54,867 shares issued and outstanding																																				54,867
accumulated other comprehensive income																																				3,870,325	6,122,102	4,478,524	3,237,479	4,172,634	1,768,339	-641,389	704,165	4,003,097	3,842,552	1,798,844	135,608	3,038,847	2,346,338	2,882,625	3,628,360	330,031	1,485,456	4,619,641	2,811,540	1,123,426	-607,242	376,507	27,959
less treasury stock, march 2013 and december 2012 - 121,246 common shares, at cost																																				-1,606,510
preferred stock, 1 par value; shares authorized 250,000 september 2012 - 54,867 shares issued and outstanding december 2011 - 65,090 shares issued and outstanding																																					54,867
noncontrolling interests																																					145,970	2,414,661	2,215,503	1,923,601	1,848,857	1,752,678	1,648,219	1,795,251	1,687,531	1,620,489	1,699,630	1,673,069	1,639,216	1,912,773
less treasury stock, september 2012 and december 2011 - 121,246 common shares, at cost																																					-1,606,510
accrued interest receivable																																						6,735,326	6,886,434	6,812,857	6,555,243	6,535,666	6,435,989	7,117,627	7,593,454	7,668,001	7,565,513	8,102,518	7,569,223	7,566,887	7,835,835	7,924,502	8,082,115	8,493,275	7,964,557	8,502,697	7,669,389	7,120,132	7,160,298
preferred stock, 1 par value; shares authorized 250,000 june 2012 - 54,867 shares issued and outstanding december 2011 - 65,090 shares issued and outstanding																																						54,867
less treasury stock, june 2012 and december 2011 - 121,246 common shares, at cost																																						-1,606,510
prepaid fdic insurance																																							3,369,151	3,998,438	4,303,530	4,739,932	5,361,314	6,012,815	6,601,553	7,236,229	7,801,076
preferred stock, 1 par value; shares authorized 250,000, march 2012 and december 31, 2011 - 65,090 shares issued and outstanding																																							65,090
less treasury stock, march 2012 and december 2011 - 121,246 common shares, at cost																																							-1,606,510
preferred stock, 1 par value; shares authorized 250,000 september 2011 - 65,090 shares issued and outstanding december 2010 - 63,237 shares issued and outstanding																																								65,090
less treasury stock, september 2011 and december 2010 - 121,246 common shares, at cost																																								-1,606,510
preferred stock, 1 par value; shares authorized 250,000 june 2011 and december 2010 - 63,237 shares issued and outstanding																																									63,237
less treasury stock, june 2011 and december 2010 - 121,246 common shares, at cost																																									-1,606,510
march 2011 and december 2010 - 63,237 shares issued and outstanding
march 2011 - 4,833,562 shares issued and 4,712,316 outstanding
december 2010 - 4,732,428 shares issued and 4,611,182 outstanding
treasury stock																																										1,606,510	1,606,510	1,606,510	1,606,510		1,606,510	1,606,510	1,606,510	1,606,510	1,606,510
see notes to consolidated financial statements
preferred stock (note 12), 1 par value, shares authorized 250,000 december 2010 — 63,237 shares issued and outstanding december 2009 — 38,805 shares issued and outstanding																																											63,237
total stockholders’ equity																																											132,570,708	135,522,824	133,999,783	127,856,643	125,594,876	128,492,457	127,180,256	129,793,543	90,636,873	89,438,193	86,546,801	88,282,481	86,065,792	75,779,517	72,513,727	72,367,058	70,882,580
preferred stock, 1 par value; shares authorized 250,000 september 2010 — 63,237 shares issued and outstanding december 2009 — 38,805 shares issued and outstanding																																												63,237
june 2010 — 63,237 shares issued and outstanding
december 2009 — 38,805 shares issued and outstanding
june 2010 — 4,715,170 shares issued and 4,593,924 outstanding
december 2009 — 4,674,536 shares issued and 4,553,290 outstanding
june 2010 and december 2009 — 121,246 common shares, at cost
preferred stock, 1 par value; shares authorized 250,000 march 2010 and december 2009 — 38,805 shares issued and outstanding																																														38,805
march 2010 and december 2009 — 121,246 common shares, at cost																																														1,606,510
preferred stock (note 12), 1 par value, shares authorized 250,000																																															38,805
december 2009 - 38,805 shares issued and outstanding
december 2008 - 568 shares issued and outstanding
december 2009 - 4,674,536 shares issued and 4,553,290 outstanding
december 2008 - 4,630,883 shares issued and 4,509,637 outstanding
preferred stock, 1 par value; shares authorized 250,000 september 2009 - 38,805 shares issued and outstanding december 2008 - 568 shares issued and outstanding																																																38,805
september 2009 - - 121,246 common shares, at cost
december 2008 - 121,246 common shares, at cost
preferred stock, 1 par value; shares authorized 250,000 june 2009 - 38,805 shares issued and outstanding december 2008 - 568 shares issued and outstanding																																																	38,805
june 2009 - 121,246 common shares, at cost
less: allowance for estimated losses on loans/leases																																																		-21,172,529		-14,495,563	-14,197,540	-13,319,900		-11,895,767	-11,681,288	-11,074,612
preferred stock, 1 par value; shares authorized 250,000; march 2009 - 38,805 shares issued and outstanding, december 2008 - 568 shares issued and outstanding,																																																		38,805
march 2009 - 121,246 common shares, at cost,
december 2008 - 121,246 common shares, at cost,
assets related to discontinued operations, held for sale																																																				106,331,948
liabilities related to discontinued operations, held for sale
minority interest in consolidated subsidiaries																																																			1,858,298	1,974,134	1,882,815	1,756,445	1,720,683	1,626,017	1,611,168	1,451,926	1,362,820
preferred stock, 1 par value, shares authorized 250,000																																																			568				568
december 2007 - 568 shares issued and outstanding
december 2007 - 4,597,744 shares issued and outstanding
december 2007 - 0 common shares, at cost
intangible asset																																																				89,250	980,362	983,932	887,542	887,542	885,133	872,151
liabilties related to discontinued operations, held for sale																																																				94,789,085
preferred stock, 1 par value; shares authorized 250,000; september 2008 - 568 shares issued and outstanding, december 2007 - 568 shares issued and outstanding,																																																				568
preferred stock, 1 par value; shares authorized 250,000;																																																					568	568			268	268
june 2008 - 568 shares issued and outstanding, december 2007 - 568 shares issued and outstanding, common stock, 1 par value; shares authorized 10,000,000																																																					4,619,916
june 2008 - 4,619,916 shares issued and outstanding, december 2007 - 4,597,744 shares issued and outstanding, additional paid-in capital																																																					42,720,397
liabilities and stockholders’ equity liabilities
march 2008 - 568 shares issued and outstanding,
december 2007 - 568 shares issued and outstanding,
march 2008 - 4,603,849 shares issued and outstanding,
december 2007 - 4,597,744 shares issued and outstanding,
december 2006 - 268 shares issued and outstanding
december 2006 - 4,560,629 shares issued and outstanding
preferred stock, 1 par value; shares authorized 250,000; september 2007 and december 2006 - 268 shares issued and outstanding,																																																								268
june 2007 and december 2006 - 268 shares issued and outstanding,
june 2007 - 4,581,376 shares issued and outstanding,
december 2006 - 4,560,629 shares issued and outstanding,
march 2007 - 268 shares issued and outstanding, december 2006 - 268 shares issued and outstanding, common stock, 1 par value; shares authorized 10,000,000																																																										4,565,158
march 2007 and december 2006 - 4,565,158 shares issued and outstanding, additional paid-in capital																																																										34,430,226
preferred stock, stated value of 1 and stated dividend rate of 8.00% per share; shares authorized 250,000																																																											268
december 2006 — 268 shares issued and outstanding
december 2005 — 0 shares issued and outstanding
december 2006 — 4,560,629 shares issued and outstanding
december 2005 — 4,531,224 shares issued and outstanding

Cashflow Statements:

Quarterly

Annual

Unit: USD	2009-03-31	2008-09-30	2007-12-31	2007-09-30	2007-06-30	2007-03-31

cash flows from operating activities:
net income	84,344	6,764,215	1,610,377	1,593,809	1,310,605	1,262,686
adjustments to reconcile net income to net cash from operating activities:
earnings of bank subsidiaries
earnings of nonbank subsidiaries
distributions from bank subsidiaries
distributions from nonbank subsidiaries
deferred income taxes
accretion of acquisition fair value adjustments
depreciation	714,453	1,887,233	585,026	563,925	555,073	589,850
deferred compensation expense accrued
stock-based compensation expense	134,375	289,231	51,886	-37,966	125,814	-118,386
gain on sale of fixed assets
increase in other assets	-1,065,629	-4,106,771	-361,235	-940,405	442,190	-2,704,080
increase in other liabilities		-2,338,195
net cash from operating activities	5,317,300	6,233,714	3,188,548	6,400,998	3,078,512	-2,604,287
capital expenditures	0	0	0	0	0	0
free cash flows	5,317,300	6,233,714	3,188,548	6,400,998	3,078,512	-2,604,287
cash flows from investing activities:
capital infusion, bank subsidiaries
net cash received in dissolution of subsidiary
purchase of premises and equipment	-190,135	-1,693,503	-478,497	-671,665	-954,571	-156,295
net cash from investing activities	-92,217,884	-175,695,057	-59,706,875	-75,197,424	-32,077,723	-37,148,682
cash flows from financing activities:
prepayments of subordinated notes
proceeds from subordinated notes
payment of cash dividends	-631,160	-1,528,745	-267,999	-451,215	-268,000	-346,798
proceeds from issuance of common stock	52,389	264,109	69,321	122,790	163,644	65,778
repurchase and cancellation of shares
net cash from financing activities	78,088,385	162,914,410	57,207,271	74,140,889	29,844,432	31,567,461
net increase in cash and due from banks
cash and due from banks:
beginning
ending
december 31, 2025:
securities afs:
u.s. treasuries and govt. sponsored agency securities
residential mortgage-backed and related securities
municipal securities
asset-backed securities
corporate securities
securities trading
derivatives
total assets measured at fair value
total liabilities measured at fair value
december 31, 2024:
balance at the beginning of the period
trading securities purchased
paydowns	76,485	633,222	126,530	148,054	153,998	133,779
premium amortization
fair value gain
balance at the end of the period

cash flows from operating activities
benefit from credit losses
gains on other real estate owned
amortization of premiums on securities						18,637
caplet amortization
fair value loss on derivatives and trading securities
ineffectiveness on fair value hedges
loans originated for sale	-38,574,682	-68,882,999	-22,834,528	-26,699,511	-29,781,689	-24,642,440
proceeds on sales of loans	41,747,846	72,093,764	21,022,839	28,524,229	32,057,803	23,255,521
gains on sales of residential real estate loans
gains on sales of government guaranteed portions of loans
proceeds from loan securitizations
net gain on loan securitizations
losses on sales and disposals of premises and equipment
amortization of intangibles
increase in cash value of bank-owned life insurance	-291,040
gain on bank-owned life insurance death benefits
goodwill impairment
decrease in other liabilities	-2,335,212			3,933,911	-1,622,030	-769,074
net cash from provided by operating activities
cash flows from investing activities
net decrease in federal funds sold
net increase in interest-bearing deposits at financial institutions	-34,549,286		-2,488,970			-17,852,491
proceeds from sales of other real estate owned
activity in securities portfolio:
purchases	-67,364,998	-94,236,370	-35,072,013	-45,355,243	-41,994,646	-6,699,925
calls, maturities and redemptions	41,786,705	75,312,251	30,750,000	23,781,150	15,630,000	21,880,000
sales
activity in restricted investment securities:
redemptions
proceeds from bank-owned life insurance death benefits
net increase in loans/leases originated and held for investment
proceeds from sales of premises and equipment
purchase of swaptions
cash flows from financing activities
net increase in deposit accounts	27,628,995	136,731,836	33,937,350	37,823,705	-20,173,034	2,391,930
net increase in short-term borrowings	20,720,466	-47,349,417	7,272,785	32,026,267	24,664,675	7,548,162
activity in federal home loan bank advances:
term advances
net change in short-term and overnight advances
activity in other borrowings:
proceeds from other borrowings
payment of cash dividends on common stock
repurchase and cancellation of common stock
cash and due from banks, beginning	33,464,074	40,490,000	0	0	0	42,502,770
cash and due from banks, ending	24,651,875	33,943,067	688,944	5,344,463	845,221	34,317,262
supplemental disclosure of cash flow information, cash payments for:
interest	10,024,462	32,950,020	12,777,903	12,486,573	12,001,794	12,011,025
income/franchise taxes	1,355,663	2,283,927		12,600	513,865	241,467
supplemental schedule of noncash investing activities:
change in fair value of fair value hedges
transfers of loans to other real estate owned	110,952	2,228,613
transfer of loans to held for sale for securitizations in preparation
beneficial interests (trading securities) acquired in securitizations
increase in the fair value of back-to-back interest rate swap assets and liabilities
dividends payable
gains on sales and disposals of premises and equipment
net decrease in interest-bearing deposits at financial institutions
proceeds from the liquidation of bank-owned life insurance
decrease in the fair value of back-to-back interest rate swap assets and liabilities
decrease in other assets
capital infusion, non-bank subsidiaries
net cash paid for acquisitions
other securities
december 31, 2023:
u.s. govt. sponsored agency securities
securities losses
net gain on securitizations
decrease (increase) in other liabilities
change in accumulated other comprehensive income, unrealized gains on securities available for sale and derivative instruments
increase in fair value of fair value hedges
measurement period adjustment to goodwill
(gains) losses on sales and disposals of premises and equipment
prepayments
supplemental disclosure of cash flow information, cash payments (receipts) for:
transfer of loans to held for sale
fair value (gain) loss on derivatives
net increase in federal funds sold	-36,528,750	-2,916,411	530,000	-3,705,000	3,870,000	-4,995,000
purchase of bank-owned life insurance
net cash acquired from acquisition
paydown of revolving line of credit
change in retained earnings from adoption of asu 2016-13
due to broker for purchases of securities
supplemental disclosure of cash flow information for acquisitions:
fair value of assets acquired:
cash and due from banks
interest-bearing deposits at financial institutions
securities
loans receivable
bank-owned life insurance
premises and equipment
restricted investment securities
other real estate owned
intangibles
other assets
total assets acquired
fair value of liabilities assumed:
deposits
fhlb advances
subordinated debentures
junior subordinated debentures
other liabilities
total liabilities assumed
net assets acquired
consideration paid:
cash paid *
common stock
total consideration paid
goodwill
*net cash acquired at closing totaled 145.0 million for acquisition of guaranty bank in 2022.
calls, maturities and scheduled principal payments
transfer of loans to loans held for sale
net decrease in short-term borrowings
proceeds (payment) from issuance of common stock
fair value gain on derivatives
securities (gains) losses
loss on liability extinguishment
losses (gains) on sales and disposals of premises and equipment
loss on sale of subsidiary/certain assets and liabilities of subsidiary
payment for termination of derivative
net cash transferred out in sale of subsidiary
calls and maturities
prepayments on brokered and public time deposits
consideration received on sale of the bates companies
supplemental disclosure of cash flow information for sale of subsidiary/certain assets and certain liabilities of subsidiary:
cash proceeds**
assets sold:
total assets sold
liabilities sold:
total liabilities sold
net assets sold
forgiveness of earn-out consideration
note receivable consideration
loss on sale of subsidiary and certain assets and certain liabilities of subsidiary:
change in accumulated other comprehensive income, unrealized losses on securities available for sale and derivative instruments
see notes to consolidated financial statements
mark to market gains on unhedged derivatives
payment from issuance of common stock
(gains) losses on other real estate owned
gain on sale of subsidiary/certain assets and liabilities of subsidiary
net decrease (increase) in federal funds sold
net decrease (increase) in interest-bearing deposits at financial institutions		3,811,496
purchase of derivatives
net cash (transferred out) transferred in sale of subsidiary
net decrease in cash and due from banks	-8,812,199	-6,546,933		5,344,463	845,221	-8,185,508
securities held to maturity, at amortized cost
securities available for sale, at fair value
loans/leases receivable held for investment
noninterest-bearing deposits
interest-bearing deposits
short-term borrowings
federal home loan bank advances
gain on sale of subsidiary and certain assets and certain liabilities of subsidiary:
net cash transferred in sale of subsidiary
gains on sales of premises and equipment
exchange of shares of common stock in connection with payroll taxes for restricted stock and in connection with stock options exercised
due from broker for sales of securities
losses (gains) on other real estate owned
decrease (increase) in other assets
net cash (used in) investing activities
benefit from loan/lease losses			595,559	1,037,351	824,535	406,457
losses (gains) on sales of premises and equipment
proceeds from the liquidation of assets held for sale
payment for ermination of derivative
net cash received (transferred) for sale of subsidiary/certain assets and liabilities of subsidiary
net cash paid for acquisition
transfer of equity securities from securities available for sale to other assets at fair value
other borrowings
promissory note
contingent commitment
loss on sale of subsidiary
net cash transfered in sale of subsidiary
supplemental disclosure of cash flow information for sale of the bates companies
loss on sale of the bates companies
losses on other real estate owned
loss on debt extinguishment
gain on sale of assets and liabilities of subsidiary
net cash received for sale of assets and liabilities of subsidiary
transfer of held for sale cash
supplemental disclosure of cash flow information for sale of certain assets and certain liabilities of rb&t:
gain on sale of certain assets and certain liabilities of rb&t:
net proceeds from common stock offering
reconciliation of cash and due from banks:
cash included in assets held for sale
cash and due from banks at end of period
* net cash paid at closing totaled 3,747 for acquisition of sfc bank in 2018.
amortization of core deposit intangible
losses on debt extinguishment
retirement of junior subordinated debentures
tax benefit of nonqualified stock options exercised		1,611		401	20,042	1,032
tax basis adjustment related to the acquisition of noncontrolling interest in m2 lease funds
increase in the fair value of back to back interest rate swap assets and liabilities
federal funds sold
contingent consideration
net cash paid for sfc bank acquisition
cash prepaid for guaranty bank acquisition
decrease in the fair value of interest rate swap assets and liabilities
core deposit intangible
* net cash paid at closing totalted 3,747,209
securities gains
decrease (increase) in the fair value of interest rate swap assets and liabilities
adjustments to reconcile net income to net cash from operating activities
losses (gains) on sale of other real estate owned
net increase in deposits
payment of cash dividends on common and preferred stock
continued
securities losses (gains)
net cash paid for community state bank acquisition
net proceeds from the common stock offering, 1,215,000 shares issued
due to counterparties for prepayment of fhlb advances and other borrowings
increase in the fair value of interest rate swap assets and liabilities
supplemental disclosure of cash flow information for community state bank acquisition:
cash and due from banks *
benefit from loan/lease losses related to continuing operations	4,358,543	4,493,644
benefit from loan/lease losses related to discontinuing operations
amortization of offering costs on subordinated debentures	3,579	10,738	3,579	3,580	3,579	3,579
losses (gains) on sales of other real estate owned
gain on sale of merchant credit card acquiring business		-4,645,213
gain on sale of first wisconsin bank & trust
other-than-temporary impairment losses on securities
gains on sales of loans
losses on lease residual values
decrease (increase) in accrued interest receivable						40,166
decrease (increase) in prepaid fdic insurance
proceeds from sale of merchant credit card acquiring business		5,200,000
proceeds from sale of first wisconsin bank & trust
purchases of restricted investment securities
activity in bank-owned life insurance:
surrender of policy
net increase in cash related to discontinued operations, held for sale		-1,131,508
advances		60,145,000	13,000,000	2,400,000	25,000,000	31,000,000
payments	-7,700,000	-14,265,006	-4,062,058	-2,761,304	-30,060,559	-17,559,822
net increase in other borrowings	-35,128	28,915,022	-27,273	4,980,245	30,497,664	8,477,850
proceeds from issuance of series a subordinated notes and detachable warrants to purchase 54,000 shares of common stock
proceeds from issuance of series e noncumulatieve convertible perpetual preferred stock
proceeds from issuance of series d cumulative perpetual preferred stock and common stock warrant
purchase of noncontrolling interests
purchase of treasury stock
supplemental disclosures of cash flow information, cash payments for:
income and franchise taxes
change in accumulated other comprehensive income, unrealized gains on securities available for sale	-745,735	-2,481,509				348,548
exchange of shares of common stock in connection with payroll taxes for restricted stock and options exercised
less: allowance for estimated losses on loans/leases
intangilbe assets
accrued interest receivable
total assets
noninteresting-bearing deposits
total liabilities
accrued expenses related to sale of first wisconsin bank & trust
net income attributable to qcr holdings, inc.	84,344
net income attributable to noncontrolling interests	151,446
losses (gains) on sales of foreclosed assets
amortization of prepaid fdic insurance premiums
proceeds from sales of foreclosed assets
proceeds from sales of securities
net decrease (increase) in loans/leases originated and held for investment
proceeds from issuance of series e noncumulative convertible perpetual preferred stock
purchase of noncontrolling interest
september 30, 2010:
securities held to maturity:
other bonds
securities available for sale:
residential mortgage-backed securities
trust preferred securities
writedowns in value of foreclosed assets
increase in accrued interest receivable	268,948	-531,322	538,140	-833,308
net decrease (increase) in deposit accounts
june 30, 2010:
securities held to maturity, other bonds
gain on sale of foreclosed asset
net loans/leases originated and held for investment		-160,366,569	-52,845,357	-39,544,785	-26,991,744	-28,398,469
proceeds from issuance of preferred stock and common stock warrant	38,052,823
march 31, 2010:
gains on sale of foreclosed assets			0
gains on sale of other assets			0
amortization of premiums (accretion of discounts) on securities
net gains on sales of loans	-411,911	-863,146	-254,120	-277,265	-413,684	-274,731
loss on sale of premises and equipment
increase in prepaid fdic insurance
proceeds from sale of foreclosed assets		661,268	0	0	78,471	15,430
proceeds from sale of other assets			0
increase in cash value		-872,543	-231,039	-261,372	-196,424	-203,560
purchase of intangible asset		-96,390	0	-2,409	-12,982	-872,151
proceeds from issuance of series c cumulative perpetual preferred stock
benefit from loan/lease losses related to discontinued operations		1,727,000
gains on sales of foreclosed assets
gains on sales of securities
increase in loans/leases originated and held for investment	4,843,135
september 30, 2009:
mortgage-backed securities
gain on sale of foreclosed assets		-65,736			1,423	-2,430
june 30, 2009:
u.s. treasury securities
amortization of premiums (accretion of discount) on securities	226,845	31,918
investment securities losses	14,355
less: net income attributable to noncontrolling interests	151,446
amounts attributable to qcr holdings, inc.:
income from continuing operations	84,344
income from discontinued operations
less: preferred stock dividends	695,728
net income attributable to qcr holdings, inc. common stockholders	-611,384
basic earnings per common share:
income from continuing operations attributable to qcr holdings, inc.	-0.14
income from discontinued operations attributable to qcr holdings, inc.
diluted earnings per common share:
weighted-average common shares outstanding	4,523,851			16,935	9,977	4,564,664
weighted-average common shares issuable upon exercise of stock options and under the employee stock purchase plan	8,754			-18,477	1,105	25,202
weighted-average common and common equivalent shares outstanding	4,532,605
minority interest in income of consolidated subsidiaries		362,213	136,856	17,046	142,947	90,942
investment securities (gains) losses
net income on sale of premises and equipment
proceeds from issuance of junior subordinated debentures
proceeds from issuance of preferred stock
change in accumulated other comprehensive income, unrealized gaines on securities available for sale
exchange of shares of common stock in connection with options exercised
amortization of intangible asset		7,140
gain on sale of other assets
costs from issuance of preferred stock				0	0	-10,671
merchant credit card acquiring fees, net of processing costs		193,679
non-interest expense		74,196
income from discontinued operations, excluding gain on sale, before income taxes		119,483
gain on sale of discontinued operations before income taxes		4,645,213
income from discontinued operations before income taxes		4,764,696
income tax expense		1,689,652
income from discontinued operations, net of tax		3,075,044
amortization of premiums on securities (accretion of discount)
net incomees on disposals/sales of premises and equipment			-15,708	0	0	239,016
net income available to common stockholders, basic and diluted earnings				283,204	47,919	994,686
weighted-average common shares issuable upon exercise of stock options, restricted stock awards, and under the employee stock purchase plan
weighted-average common and common equivalent shares oustanding				-1,549	11,089	4,589,866
(accretion of discounts) amortization of premiums on securities			-44,101	-48,607
investment securities losses (gains)
payment for acquisition of m2 lease funds, llc
change in accumulated other comprehensive income, unrealized gaines (losses) on securities available for sale
acquisition of m2 lease funds, llc, cash paid at settlement
fair value of assets acquired and liabilities assumed:
leases receivable held for investment
minority interest
change in accumulated other comprehensive income, unrealized losses on securities available for sale				1,730,668
loss on redemption of junior subordinated debentures
redemption of junior subordinated debentures

QCR Holdings, Inc(NASDAQ:QCRH)

QCR Holdings, Inc
(NASDAQ:QCRH)