Quarterly
Annual
| Unit: USD | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
net revenues | 8,417,000,000 | 8,288,000,000 | 7,791,000,000 | 8,366,000,000 | 7,847,000,000 | 7,885,000,000 | 7,699,000,000 | 8,026,000,000 | 7,418,000,000 | 7,287,000,000 | 7,040,000,000 | 7,383,000,000 | 6,846,000,000 | 6,806,000,000 | 6,483,000,000 | 6,918,000,000 | 6,182,000,000 | 6,238,000,000 | 6,033,000,000 | 6,116,000,000 | 5,459,000,000 | 5,261,000,000 | 4,618,000,000 | 4,961,000,000 | 4,378,000,000 | 4,305,000,000 | 4,128,000,000 | 4,226,000,000 | 3,683,000,000 | 3,857,000,000 | 3,685,000,000 | 3,744,000,000 | 3,239,000,000 | 3,136,000,000 | 2,975,000,000 | 2,981,000,000 | 2,667,000,000 | 2,650,000,000 | 2,544,000,000 | 2,556,000,000 | 2,258,000,000 | 2,297,000,000 |
yoy | 7.26% | 5.11% | 1.19% | 4.24% | 5.78% | 8.21% | 9.36% | 8.71% | 8.36% | 7.07% | 8.59% | 6.72% | 10.74% | 9.11% | 7.46% | 13.11% | 13.24% | 18.57% | 30.64% | 23.28% | 24.69% | 22.21% | 11.87% | 17.39% | 18.87% | 11.62% | 12.02% | 12.87% | 13.71% | 22.99% | 23.87% | 25.60% | 21.45% | 18.34% | 16.94% | 16.63% | 18.11% | 15.37% | ||||
qoq | 1.56% | 6.38% | -6.87% | 6.61% | -0.48% | 2.42% | -4.07% | 8.20% | 1.80% | 3.51% | -4.65% | 7.84% | 0.59% | 4.98% | -6.29% | 11.91% | -0.90% | 3.40% | -1.36% | 12.04% | 3.76% | 13.92% | -6.91% | 13.32% | 1.70% | 4.29% | -2.32% | 14.74% | -4.51% | 4.67% | -1.58% | 15.59% | 3.28% | 5.41% | -0.20% | 11.77% | 0.64% | 4.17% | -0.47% | 13.20% | -1.70% | |
operating expenses: | ||||||||||||||||||||||||||||||||||||||||||
transaction expense | 4,063,000,000 | 3,968,000,000 | 3,704,000,000 | 3,997,000,000 | 3,841,000,000 | 3,942,000,000 | 3,917,000,000 | 3,958,000,000 | 3,603,000,000 | 3,541,000,000 | 3,283,000,000 | 3,324,000,000 | 2,988,000,000 | 3,044,000,000 | 2,817,000,000 | 2,952,000,000 | 2,564,000,000 | 2,524,000,000 | 2,275,000,000 | 2,330,000,000 | 2,022,000,000 | 1,843,000,000 | 1,739,000,000 | 1,913,000,000 | 1,701,000,000 | 1,627,000,000 | 1,549,000,000 | 1,578,000,000 | 1,366,000,000 | 1,362,000,000 | 1,275,000,000 | 1,266,000,000 | 1,102,000,000 | 1,064,000,000 | 987,000,000 | 954,000,000 | 830,000,000 | 810,000,000 | 752,000,000 | 750,000,000 | 651,000,000 | 634,000,000 |
transaction and credit losses | 483,000,000 | 476,000,000 | 371,000,000 | 434,000,000 | 352,000,000 | 335,000,000 | 321,000,000 | 396,000,000 | 446,000,000 | 398,000,000 | 442,000,000 | 388,000,000 | 367,000,000 | 448,000,000 | 369,000,000 | 350,000,000 | 268,000,000 | 169,000,000 | 273,000,000 | 366,000,000 | 344,000,000 | 440,000,000 | 591,000,000 | |||||||||||||||||||
customer support and operations | 447,000,000 | 413,000,000 | 398,000,000 | 451,000,000 | 427,000,000 | 436,000,000 | 454,000,000 | 465,000,000 | 474,000,000 | 492,000,000 | 488,000,000 | 541,000,000 | 509,000,000 | 536,000,000 | 534,000,000 | 532,000,000 | 504,000,000 | 521,000,000 | 518,000,000 | 507,000,000 | 449,000,000 | 423,000,000 | 399,000,000 | 438,000,000 | 390,000,000 | 399,000,000 | 388,000,000 | 407,000,000 | 367,000,000 | 357,000,000 | 351,000,000 | 366,000,000 | 346,000,000 | 335,000,000 | 317,000,000 | 328,000,000 | 325,000,000 | 318,000,000 | 296,000,000 | 320,000,000 | 317,000,000 | 308,000,000 |
sales and marketing | 521,000,000 | 583,000,000 | 488,000,000 | 626,000,000 | 508,000,000 | 446,000,000 | 421,000,000 | 466,000,000 | 442,000,000 | 465,000,000 | 436,000,000 | 524,000,000 | 544,000,000 | 595,000,000 | 594,000,000 | 666,000,000 | 549,000,000 | 628,000,000 | 602,000,000 | 605,000,000 | 471,000,000 | 414,000,000 | 371,000,000 | 400,000,000 | 316,000,000 | 356,000,000 | 329,000,000 | 389,000,000 | 326,000,000 | 313,000,000 | 285,000,000 | 328,000,000 | 278,000,000 | 284,000,000 | 238,000,000 | 253,000,000 | 233,000,000 | 250,000,000 | 233,000,000 | 269,000,000 | 235,000,000 | 245,000,000 |
technology and development | 801,000,000 | 767,000,000 | 731,000,000 | 773,000,000 | 746,000,000 | 718,000,000 | 742,000,000 | 770,000,000 | 739,000,000 | 743,000,000 | 721,000,000 | 822,000,000 | 801,000,000 | 815,000,000 | 815,000,000 | 796,000,000 | 755,000,000 | 746,000,000 | 741,000,000 | 732,000,000 | 674,000,000 | 631,000,000 | 605,000,000 | 558,000,000 | 533,000,000 | 483,000,000 | 511,000,000 | |||||||||||||||
general and administrative | 513,000,000 | 461,000,000 | 503,000,000 | 594,000,000 | 519,000,000 | 570,000,000 | 464,000,000 | 554,000,000 | 507,000,000 | 491,000,000 | 507,000,000 | 515,000,000 | 463,000,000 | 514,000,000 | 607,000,000 | 570,000,000 | 498,000,000 | 522,000,000 | 524,000,000 | 569,000,000 | 503,000,000 | 512,000,000 | 486,000,000 | 472,000,000 | 401,000,000 | 419,000,000 | 419,000,000 | 390,000,000 | 354,000,000 | 368,000,000 | 339,000,000 | 315,000,000 | 293,000,000 | 282,000,000 | 265,000,000 | 275,000,000 | 261,000,000 | 261,000,000 | 231,000,000 | 146,000,000 | 141,000,000 | 135,000,000 |
restructuring and other | 69,000,000 | 116,000,000 | 66,000,000 | 50,000,000 | 63,000,000 | 113,000,000 | 212,000,000 | |||||||||||||||||||||||||||||||||||
total operating expenses | 6,897,000,000 | 6,784,000,000 | 6,261,000,000 | 6,925,000,000 | 6,456,000,000 | 6,560,000,000 | 6,531,000,000 | 6,298,000,000 | 6,250,000,000 | 6,154,000,000 | 6,041,000,000 | 6,139,000,000 | 5,728,000,000 | 6,042,000,000 | 5,772,000,000 | 5,868,000,000 | 5,139,000,000 | 5,111,000,000 | 4,991,000,000 | 5,153,000,000 | 4,482,000,000 | 4,310,000,000 | 4,220,000,000 | 4,162,000,000 | 3,681,000,000 | 3,600,000,000 | 3,610,000,000 | 3,628,000,000 | 3,193,000,000 | 3,285,000,000 | 3,151,000,000 | 2,901,000,000 | 2,816,000,000 | 2,706,000,000 | 2,544,000,000 | 2,521,000,000 | 2,319,000,000 | 2,279,000,000 | 2,137,000,000 | 2,145,000,000 | 1,928,000,000 | 1,899,000,000 |
operating income | 1,520,000,000 | 1,504,000,000 | 1,530,000,000 | 1,441,000,000 | 1,391,000,000 | 1,325,000,000 | 1,168,000,000 | 1,728,000,000 | 1,168,000,000 | 1,133,000,000 | 999,000,000 | 1,244,000,000 | 1,118,000,000 | 764,000,000 | 711,000,000 | 1,050,000,000 | 1,043,000,000 | 1,127,000,000 | 1,042,000,000 | 963,000,000 | 977,000,000 | 951,000,000 | 398,000,000 | 799,000,000 | 697,000,000 | 705,000,000 | 518,000,000 | 598,000,000 | 490,000,000 | 572,000,000 | 534,000,000 | 843,000,000 | 423,000,000 | 430,000,000 | 431,000,000 | 460,000,000 | 348,000,000 | 371,000,000 | 407,000,000 | 411,000,000 | 330,000,000 | 398,000,000 |
yoy | 9.27% | 13.51% | 30.99% | -16.61% | 19.09% | 16.95% | 16.92% | 38.91% | 4.47% | 48.30% | 40.51% | 18.48% | 7.19% | -32.21% | -31.77% | 9.03% | 6.76% | 18.51% | 161.81% | 20.53% | 40.17% | 34.89% | -23.17% | 33.61% | 42.24% | 23.25% | -3.00% | -29.06% | 15.84% | 33.02% | 23.90% | 83.26% | 21.55% | 15.90% | 5.90% | 11.92% | 5.45% | -6.78% | ||||
qoq | 1.06% | -1.70% | 6.18% | 3.59% | 4.98% | 13.44% | -32.41% | 47.95% | 3.09% | 13.41% | -19.69% | 11.27% | 46.34% | 7.45% | -32.29% | 0.67% | -7.45% | 8.16% | 8.20% | -1.43% | 2.73% | 138.94% | -50.19% | 14.63% | -1.13% | 36.10% | -13.38% | 22.04% | -14.34% | 7.12% | -36.65% | 99.29% | -1.63% | -0.23% | -6.30% | 32.18% | -6.20% | -8.85% | -0.97% | 24.55% | -17.09% | |
operating margin % | 18.06% | 18.15% | 19.64% | 17.22% | 17.73% | 16.80% | 15.17% | 21.53% | 15.75% | 15.55% | 14.19% | 16.85% | 16.33% | 11.23% | 10.97% | 15.18% | 16.87% | 18.07% | 17.27% | 15.75% | 17.90% | 18.08% | 8.62% | 16.11% | 15.92% | 16.38% | 12.55% | 14.15% | 13.30% | 14.83% | 14.49% | 22.52% | 13.06% | 13.71% | 14.49% | 15.43% | 13.05% | 14.00% | 16.00% | 16.08% | 14.61% | 17.33% |
other income | 13,000,000 | 25,000,000 | 73,000,000 | -31,000,000 | -80,000,000 | 74,000,000 | 41,000,000 | 65,000,000 | 73,000,000 | 170,000,000 | 75,000,000 | -134,000,000 | 460,000,000 | -715,000,000 | -82,000,000 | -344,000,000 | 122,000,000 | 229,000,000 | -170,000,000 | 896,000,000 | 167,000,000 | 848,000,000 | -135,000,000 | 55,000,000 | -213,000,000 | 238,000,000 | 199,000,000 | 88,000,000 | 43,000,000 | 37,000,000 | 14,000,000 | 21,000,000 | 28,000,000 | 17,000,000 | 7,000,000 | 9,000,000 | 12,000,000 | 9,000,000 | 15,000,000 | 7,000,000 | 20,000,000 | 1,000,000 |
income before income taxes | 1,533,000,000 | 1,529,000,000 | 1,603,000,000 | 1,410,000,000 | 1,311,000,000 | 1,399,000,000 | 1,209,000,000 | 1,793,000,000 | 1,241,000,000 | 1,303,000,000 | 1,074,000,000 | 1,110,000,000 | 1,578,000,000 | 49,000,000 | 629,000,000 | 706,000,000 | 1,165,000,000 | 1,356,000,000 | 872,000,000 | 1,859,000,000 | 1,144,000,000 | 1,799,000,000 | 263,000,000 | 854,000,000 | 484,000,000 | 943,000,000 | 717,000,000 | 686,000,000 | 533,000,000 | 609,000,000 | 548,000,000 | 864,000,000 | 451,000,000 | 447,000,000 | 438,000,000 | 469,000,000 | 360,000,000 | 380,000,000 | 422,000,000 | 418,000,000 | 350,000,000 | 399,000,000 |
income tax expense | 285,000,000 | 268,000,000 | 316,000,000 | 289,000,000 | 301,000,000 | 271,000,000 | 321,000,000 | 193,500,000 | 221,000,000 | 274,000,000 | 279,000,000 | 189,500,000 | 248,000,000 | 6,250,000 | 78,000,000 | 292,000,000 | 123,000,000 | 269,000,000 | 179,000,000 | 347,000,000 | 22,000,000 | 120,000,000 | 50,000,000 | 102,000,000 | 97,000,000 | 83,000,000 | 37,000,000 | 244,000,000 | 71,000,000 | 36,000,000 | 54,000,000 | 79,000,000 | 37,000,000 | 57,000,000 | 57,000,000 | 51,000,000 | 49,000,000 | 94,000,000 | ||||
net income | 1,248,000,000 | 1,261,000,000 | 1,287,000,000 | 1,121,000,000 | 1,010,000,000 | 1,128,000,000 | 888,000,000 | 1,402,000,000 | 1,020,000,000 | 1,029,000,000 | 795,000,000 | 921,000,000 | 1,330,000,000 | -341,000,000 | 509,000,000 | 801,000,000 | 1,087,000,000 | 1,184,000,000 | 1,097,000,000 | 1,567,000,000 | 1,021,000,000 | 1,530,000,000 | 84,000,000 | 507,000,000 | 462,000,000 | 823,000,000 | 667,000,000 | 584,000,000 | 436,000,000 | 526,000,000 | 511,000,000 | 620,000,000 | 380,000,000 | 411,000,000 | 384,000,000 | 390,000,000 | 323,000,000 | 323,000,000 | 365,000,000 | 367,000,000 | 301,000,000 | |
yoy | 23.56% | 11.79% | 44.93% | -20.04% | -0.98% | 9.62% | 11.70% | 52.23% | -23.31% | -401.76% | 56.19% | 14.98% | 22.36% | -128.80% | -53.60% | -48.88% | 6.46% | -22.61% | 1205.95% | 209.07% | 121.00% | 85.91% | -87.41% | -13.18% | 5.96% | 56.46% | 30.53% | -5.81% | 14.74% | 27.98% | 33.07% | 58.97% | 17.65% | 27.24% | 5.21% | 6.27% | 7.31% | |||||
qoq | -1.03% | -2.02% | 14.81% | 10.99% | -10.46% | 27.03% | -36.66% | 37.45% | -0.87% | 29.43% | -13.68% | -30.75% | -490.03% | -166.99% | -36.45% | -26.31% | -8.19% | 7.93% | -29.99% | 53.48% | -33.27% | 1721.43% | -83.43% | 9.74% | -43.86% | 23.39% | 14.21% | 33.94% | -17.11% | 2.94% | -17.58% | 63.16% | -7.54% | 7.03% | -1.54% | 20.74% | 0.00% | -11.51% | -0.54% | 21.93% | ||
net income margin % | 14.83% | 15.21% | 16.52% | 13.40% | 12.87% | 14.31% | 11.53% | 17.47% | 13.75% | 14.12% | 11.29% | 12.47% | 19.43% | -5.01% | 7.85% | 11.58% | 17.58% | 18.98% | 18.18% | 25.62% | 18.70% | 29.08% | 1.82% | 10.22% | 10.55% | 19.12% | 16.16% | 13.82% | 11.84% | 13.64% | 13.87% | 16.56% | 11.73% | 13.11% | 12.91% | 13.08% | 12.11% | 12.19% | 14.35% | 14.36% | 13.33% | 0% |
net income per share | ||||||||||||||||||||||||||||||||||||||||||
basic | 1.31 | 1.3 | 1.31 | 1.12 | 1 | 1.08 | 0.83 | 1.29 | 0.93 | 0.93 | 0.7 | 0.81 | 1.15 | -0.29 | 0.44 | 0.68 | 0.93 | 1.01 | 0.94 | 1.33 | 0.87 | 1.3 | 0.07 | 0.43 | 0.39 | 0.7 | 0.57 | 0.5 | 0.37 | 0.44 | 0.43 | 0.51 | 0.32 | 0.34 | 0.32 | 0.33 | 0.27 | 0.27 | 0.3 | 0.29 | 0.25 | 0.25 |
diluted | 1.3 | 1.29 | 1.29 | 1.1 | 0.99 | 1.08 | 0.83 | 1.29 | 0.93 | 0.92 | 0.7 | 0.8 | 1.15 | -0.29 | 0.43 | 0.68 | 0.92 | 1 | 0.92 | 1.32 | 0.86 | 1.29 | 0.07 | 0.43 | 0.39 | 0.69 | 0.56 | 0.49 | 0.36 | 0.44 | 0.42 | 0.51 | 0.31 | 0.34 | 0.32 | 0.32 | 0.27 | 0.27 | 0.3 | 0.3 | 0.25 | 0.25 |
weighted-average shares: | ||||||||||||||||||||||||||||||||||||||||||
basic | 950 | 969 | 986 | 1,029 | 1,015 | 1,042 | 1,064 | 1,103 | 1,094 | 1,111 | 1,129 | 1,154 | 1,154 | 1,158 | 1,163 | 1,174 | 1,174 | 1,174 | 1,173 | 1,173 | 1,172 | 1,173 | 1,173 | 1,174 | 1,175 | 1,175 | 1,171 | 1,184 | 1,181 | 1,187 | 1,192 | 1,203 | 1,202 | 1,202 | 1,203 | 1,210 | 1,207 | 1,210 | 1,216 | 1,222 | 1,221 | 1,218 |
diluted | 960 | 977 | 999 | 1,039 | 1,024 | 1,047 | 1,072 | 1,107 | 1,098 | 1,114 | 1,134 | 1,158 | 1,157 | 1,158 | 1,172 | 1,186 | 1,187 | 1,186 | 1,190 | 1,187 | 1,190 | 1,184 | 1,185 | 1,188 | 1,188 | 1,187 | 1,188 | 1,203 | 1,199 | 1,202 | 1,217 | 1,221 | 1,223 | 1,215 | 1,216 | 1,218 | 1,214 | 1,215 | 1,225 | 1,229 | 1,227 | 1,224 |
restructuring and other charges | 56,750,000 | 39,000,000 | 24,000,000 | 164,000,000 | 25,000,000 | 56,000,000 | 90,000,000 | 36,000,000 | 2,000,000 | 1,000,000 | 1,000,000 | 58,000,000 | 44,000,000 | 19,000,000 | 47,000,000 | 29,000,000 | -2,000,000 | 73,000,000 | 12,000,000 | 28,000,000 | 116,000,000 | 153,000,000 | ||||||||||||||||||||
income tax benefit | 390,000,000 | 120,000,000 | 172,000,000 | |||||||||||||||||||||||||||||||||||||||
income tax (benefit) expense | -225,000,000 | |||||||||||||||||||||||||||||||||||||||||
transaction and loan losses | 381,000,000 | 340,000,000 | 318,000,000 | 341,000,000 | 340,000,000 | 295,000,000 | 334,000,000 | 305,000,000 | 40,000,000 | 363,000,000 | 308,000,000 | 300,000,000 | 307,000,000 | 271,000,000 | 255,000,000 | 255,000,000 | 245,000,000 | 201,000,000 | 185,000,000 | |||||||||||||||||||||||
product development | 289,000,000 | 269,000,000 | 255,000,000 | 258,000,000 | 267,000,000 | 240,000,000 | 232,000,000 | 214,000,000 | 215,000,000 | 215,000,000 | 209,000,000 | 195,000,000 | 252,000,000 | 230,000,000 | 241,000,000 | |||||||||||||||||||||||||||
depreciation and amortization | 223,000,000 | 188,000,000 | 180,000,000 | 185,000,000 | 227,000,000 | 194,000,000 | 201,000,000 | 183,000,000 | 189,000,000 | 184,000,000 | 176,000,000 | 175,000,000 | 164,000,000 | 153,000,000 | 150,000,000 | |||||||||||||||||||||||||||
restructuring | 10,000,000 | 40,000,000 | -1,000,000 | 1,000,000 | ||||||||||||||||||||||||||||||||||||||
net income/ | 305,000,000 |
The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.