7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-03-31 2014-06-30 2014-03-31 2013-12-31 
      
                                              
      cash flows from operating activities
                                              
      net income
    199,000,000 167,000,000 213,000,000 126,000,000 158,000,000 70,000,000 155,000,000 165,000,000 194,000,000 103,000,000 179,000,000 180,000,000 188,000,000 209,000,000 301,000,000 263,000,000 288,000,000 350,000,000 413,000,000 359,000,000 250,000,000 89,000,000 32,000,000 261,000,000 248,000,000 194,000,000 152,000,000 168,000,000 124,000,000 39,000,000 69,000,000 42,000,000 33,000,000 27,000,000 25,000,000 12,000,000 179,000,000 -192,000,000 31,000,000 102,678,000 68,632,000 55,805,000 
      reconciling adjustments:
                                              
      benefit from finance receivable losses
    487,000,000 511,000,000 456,000,000 522,000,000 512,000,000 575,000,000 431,000,000 446,000,000 410,000,000 480,000,000 385,000,000 404,000,000 421,000,000 339,000,000 238,000,000 237,000,000 226,000,000 132,000,000 -2,000,000 133,000,000 232,000,000 423,000,000 531,000,000 293,000,000 282,000,000 268,000,000 286,000,000 278,000,000 254,000,000 231,000,000 243,000,000 236,000,000 245,000,000 258,000,000 263,000,000 184,000,000 227,000,000 510,000,000 87,000,000 115,347,000 160,878,000 185,938,000 
      depreciation and amortization
    72,000,000 72,000,000 70,000,000 70,000,000 71,000,000 70,000,000 66,000,000 66,000,000 66,000,000 64,000,000 61,000,000 74,000,000 63,000,000 64,000,000 61,000,000 67,000,000 70,000,000 66,000,000 61,000,000 68,000,000 66,000,000 66,000,000 64,000,000 68,000,000 65,000,000 70,000,000 68,000,000 98,000,000 67,000,000 63,000,000 83,000,000 84,000,000 98,000,000 105,000,000 115,000,000 145,000,000 156,000,000 123,000,000 18,000,000    
      deferred income tax charge
      15,000,000    15,000,000   -23,000,000 9,000,000 -18,000,000 -45,000,000 -20,000,000 21,000,000 21,000,000 -19,000,000 17,000,000 59,000,000 30,000,000 -3,000,000 -33,000,000 -36,000,000 -7,000,000 -13,000,000 12,000,000 9,000,000 17,000,000 11,000,000   -36,000,000 25,000,000     -202,000,000     
      net income on repurchases and repayments of debt
    39,000,000 21,000,000 5,000,000         1,000,000 -2,000,000   29,000,000 1,000,000 1,000,000 47,000,000     2,000,000 12,000,000 21,000,000  1,000,000   1,000,000     6,615,000  
      share-based compensation expense, net of forfeitures
    7,000,000 11,000,000 10,000,000 7,000,000 7,000,000 5,000,000 11,000,000 9,000,000 6,000,000 9,000,000 12,000,000 4,000,000 8,000,000 7,000,000 12,000,000 7,000,000 5,000,000 4,000,000 7,000,000 4,000,000 3,000,000 3,000,000 7,000,000 3,000,000 3,000,000 1,000,000 6,000,000 4,000,000 5,000,000 3,000,000 5,000,000 2,000,000 7,000,000 6,000,000 4,000,000 5,000,000 7,000,000 9,000,000 3,000,000 2,039,000 1,582,000  
      gain on sales of finance receivables
    -17,000,000 -17,000,000 -16,000,000 -5,000,000 -6,000,000 -6,000,000 -6,000,000 -10,000,000 -11,000,000 -14,000,000 -17,000,000 -13,000,000 -17,000,000 -16,000,000 -17,000,000                            
      other
    -2,000,000 -1,000,000 3,000,000 -2,000,000 -1,000,000 -1,000,000 -3,000,000 1,000,000 -1,000,000 -1,000,000 -2,000,000 1,000,000 5,000,000 -2,000,000 26,000,000 -15,000,000 -13,000,000 -6,000,000 -2,000,000 -7,000,000 12,000,000 -1,000,000 2,000,000 1,000,000 -11,000,000 6,000,000 7,000,000 8,000,000   -2,000,000 -1,000,000 -1,000,000 -11,000,000 5,000,000 17,000,000 -8,000,000    
      cash flows due to changes in other assets and other liabilities
    28,000,000 29,000,000 -87,000,000 9,000,000 -33,000,000 12,000,000 -113,000,000 10,000,000 -53,000,000 65,000,000 -66,000,000 34,000,000 -72,000,000 10,000,000 -62,000,000 5,000,000 -47,000,000 17,000,000 -23,000,000 -10,000,000 -161,000,000 98,000,000 -45,000,000 16,000,000 -5,000,000 39,000,000 17,000,000 21,000,000 83,000,000              
      net cash from operating activities
    828,000,000 774,000,000 665,000,000 752,000,000 677,000,000 712,000,000 558,000,000 678,000,000 596,000,000 683,000,000 562,000,000 664,000,000 545,000,000 626,000,000 552,000,000 608,000,000 509,000,000 574,000,000 556,000,000 583,000,000 425,000,000 639,000,000 565,000,000 633,000,000 584,000,000 597,000,000 548,000,000 590,000,000 555,000,000 315,000,000 500,000,000 296,000,000 444,000,000 187,000,000 481,000,000 245,000,000 413,000,000 336,000,000 189,000,000 82,334,000 272,024,000 248,398,000 
      cash flows from investing activities
                                              
      net principal originations and purchases of finance receivables
    -1,299,000,000 -1,274,000,000 -552,000,000 -1,060,000,000 -1,279,000,000 -1,122,000,000 -345,000,000 -831,000,000 -1,050,000,000 -1,244,000,000 -432,000,000 -765,000,000 -815,000,000                              
      proceeds from sales of finance receivables
    277,000,000 279,000,000 274,000,000 121,000,000 134,000,000 202,000,000 117,000,000 148,000,000 144,000,000 149,000,000 200,000,000 191,000,000 200,000,000 199,000,000 200,000,000 199,000,000 178,000,000                          
      foursight acquisition, net of cash acquired
                                            
      available-for-sale securities purchased
    -48,000,000 -91,000,000 -109,000,000 -121,000,000 -3,000,000 -84,000,000 -64,000,000 -50,000,000 -46,000,000 -39,000,000 -44,000,000 -124,000,000 -139,000,000 -177,000,000 -90,000,000 -170,000,000 -90,000,000 -111,000,000 -146,000,000 -115,000,000 -134,000,000 -75,000,000 -132,000,000 -219,000,000 -182,000,000 -163,000,000 -154,000,000 -132,000,000 -197,000,000 -163,000,000 -157,000,000 -219,000,000 -132,000,000 -300,000,000 -183,000,000 -109,000,000 -154,000,000      
      available-for-sale securities called, sold, and matured
    80,000,000 91,000,000 74,000,000 45,000,000 161,000,000 89,000,000 78,000,000 49,000,000 82,000,000 104,000,000 88,000,000 93,000,000 77,000,000 97,000,000 196,000,000 110,000,000 81,000,000 122,000,000 91,000,000 95,000,000 121,000,000 134,000,000 128,000,000 117,000,000 121,000,000 233,000,000 103,000,000 125,000,000 156,000,000 120,000,000 237,000,000 220,000,000 162,000,000 240,000,000 143,000,000 279,000,000 175,000,000      
      other securities purchased
    -3,000,000 -1,000,000 -2,000,000 -6,000,000 -1,000,000 -1,000,000 -4,000,000 -1,000,000 -1,000,000 -1,000,000 -2,000,000 -1,000,000 -1,000,000 -2,000,000 -2,000,000 -2,000,000 -8,000,000 -10,000,000 -688,000,000 -527,000,000 -5,000,000 -2,000,000 -4,000,000 -5,000,000 -8,000,000                  
      other securities called, sold, and matured
    5,000,000 7,000,000 5,000,000 8,000,000 3,000,000 3,000,000 5,000,000 1,000,000 1,000,000 2,000,000 2,000,000 3,000,000 2,000,000 2,000,000 7,000,000 10,000,000 6,000,000 4,000,000 681,000,000 531,000,000 3,000,000 2,000,000 6,000,000 5,000,000 11,000,000                  
      net cash from investing activities
    -1,010,000,000 -1,013,000,000 -331,000,000 -1,028,000,000 -1,007,000,000 -998,000,000 -233,000,000 -710,000,000 -892,000,000 -1,056,000,000 -204,000,000 -622,000,000 -695,000,000 -852,000,000 50,000,000 -644,000,000 -869,000,000 -828,000,000 198,000,000 -494,000,000 -363,000,000 302,000,000 -196,000,000 -973,000,000 -1,109,000,000 -1,042,000,000 -305,000,000 -581,000,000 -381,000,000 -729,000,000 -609,000,000 -913,000,000 59,000,000 -206,000,000 -166,000,000 329,000,000 41,000,000 -3,231,000,000 161,000,000 323,464,000 1,073,153,000  
      cash flows from financing activities
                                              
      proceeds from issuance and borrowings of long-term debt, net of issuance costs
    2,229,000,000 2,584,000,000 1,485,000,000 1,202,000,000 1,309,000,000 1,883,000,000 -6,000,000 1,076,000,000 1,390,000,000 1,510,000,000 843,000,000 1,139,000,000 1,890,000,000 2,391,000,000 198,000,000                            
      repayments and repurchases of long-term debt
    -1,993,000,000 -2,052,000,000 -1,447,000,000 -926,000,000 -860,000,000 -1,598,000,000 -303,000,000 -1,126,000,000 -743,000,000 -531,000,000 -928,000,000 -1,069,000,000                               
      cash dividends
    -125,000,000 -125,000,000 -126,000,000 -125,000,000 -126,000,000 -125,000,000 -122,000,000 -121,000,000 -121,000,000 -122,000,000 -123,000,000 -116,000,000 -118,000,000 -120,000,000 -126,000,000 -89,000,000 -557,000,000 -94,000,000 -534,000,000 -61,000,000 -314,000,000 -44,000,000 -387,000,000 -34,000,000                   
      common stock repurchased
    -33,000,000 -21,000,000 -16,000,000 -3,000,000 -19,000,000 -8,000,000 -5,000,000 -20,000,000 -11,000,000 -7,000,000 -27,000,000 -56,000,000 -43,000,000 -94,000,000 -110,000,000 -192,000,000 -141,000,000                          
      treasury stock issued
    1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000                              
      withholding tax on share-based compensation
    -2,000,000 -10,000,000 -1,000,000 -2,000,000 -8,000,000 -2,000,000 -8,000,000 -2,000,000 -12,000,000 -1,000,000 -5,000,000 -6,000,000 -5,000,000 -1,000,000 -6,000,000  -5,000,000          
      net cash from financing activities
    77,000,000 387,000,000 -113,000,000 148,000,000 303,000,000 153,000,000 -443,000,000 -190,000,000 513,000,000 851,000,000 -242,000,000 -102,000,000 109,000,000 115,000,000 -448,000,000 -227,000,000 -654,000,000 676,000,000 -1,605,000,000 193,000,000 -848,000,000 -2,492,000,000 2,777,000,000 145,000,000 1,146,000,000 -633,000,000 863,000,000 -569,000,000 827,000,000 413,000,000 188,000,000 679,000,000 -305,000,000 -60,000,000 -399,000,000 -548,000,000 -678,000,000 -30,000,000 1,192,000,000   -1,147,452,000 
      net change in cash and cash equivalents and restricted cash and restricted cash equivalents
    -105,000,000 148,000,000 221,000,000 -128,000,000 -27,000,000 -133,000,000 -118,000,000 -222,000,000 217,000,000 478,000,000 116,000,000 -60,000,000 -41,000,000 -111,000,000 154,000,000 -263,000,000 -1,014,000,000 422,000,000 -851,000,000 282,000,000 -786,000,000 -1,551,000,000 3,146,000,000 -195,000,000 621,000,000 -1,078,000,000 1,106,000,000 -560,000,000 1,001,000,000 -2,000,000 80,000,000 62,000,000 198,000,000          
      cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period
    1,142,000,000 1,548,000,000 959,000,000 1,017,000,000 2,723,000,000 1,632,000,000 1,178,000,000 1,485,000,000 1,147,000,000          
      cash and cash equivalents and restricted cash and restricted cash equivalents at end of period
    -105,000,000 148,000,000 1,363,000,000 -128,000,000 -27,000,000 -133,000,000 1,430,000,000 -222,000,000 217,000,000 478,000,000 1,075,000,000 -60,000,000 -41,000,000 -111,000,000 1,171,000,000 -263,000,000 -1,014,000,000 422,000,000 1,872,000,000 282,000,000 -786,000,000 -1,551,000,000 4,778,000,000 -195,000,000 621,000,000 -1,078,000,000 2,284,000,000 -560,000,000 2,486,000,000 -2,000,000 80,000,000 62,000,000 1,345,000,000          
      supplemental cash flow information
                                              
      cash and cash equivalents
    -111,000,000 142,000,000 627,000,000 -119,000,000 -90,000,000 -164,000,000 831,000,000 -176,000,000 169,000,000 477,000,000 544,000,000 -38,000,000 10,000,000 -114,000,000 640,000,000 -280,000,000 -966,000,000 486,000,000 1,301,000,000 328,000,000 -796,000,000 -1,463,000,000 4,203,000,000 -166,000,000 607,000,000 -923,000,000 1,709,000,000  1,807,000,000 71,000,000 54,000,000 75,000,000 787,000,000          
      restricted cash and restricted cash equivalents
    6,000,000 6,000,000 736,000,000 -9,000,000 63,000,000 31,000,000 599,000,000 -46,000,000 48,000,000 1,000,000 531,000,000 -22,000,000 -51,000,000 3,000,000 531,000,000 17,000,000 -48,000,000 -64,000,000 571,000,000 -46,000,000 10,000,000 -88,000,000 575,000,000 -29,000,000 14,000,000 -155,000,000 575,000,000  679,000,000 -73,000,000 26,000,000 -13,000,000 558,000,000          
      total cash and cash equivalents and restricted cash and restricted cash equivalents
    -105,000,000 148,000,000 1,363,000,000 -128,000,000 -27,000,000 -133,000,000 1,430,000,000 -222,000,000 217,000,000 478,000,000 1,075,000,000 -60,000,000 -41,000,000 -111,000,000 1,171,000,000 -263,000,000 -1,014,000,000 422,000,000 1,872,000,000 282,000,000 -786,000,000 -1,551,000,000 4,778,000,000 -195,000,000 621,000,000 -1,078,000,000 2,284,000,000  2,486,000,000 -2,000,000 80,000,000 62,000,000 1,345,000,000          
      deferred income tax benefit
       1,000,000 -31,000,000                             2,000,000 -121,000,000 25,000,000 -3,000,000  -10,000,000    
      onemain holdings, inc. and subsidiariesconsolidated statements of cash flows
                                              
      years ended december 31,
                                              
      interest paid
                                              
      income taxes paid
                                              
      cash paid for amounts included in the measurement of operating lease liabilities
                       -101,000,000 15,000,000 14,000,000 15,000,000 -102,000,000 15,000,000 14,000,000 15,000,000                
      supplemental non-cash activities
                                              
      right-of-use assets obtained in exchange for operating lease obligations
                       13,000,000 12,000,000 5,000,000 17,000,000  44,000,000 4,000,000 173,000,000                
      net gain on repurchases and repayments of debt
                                              
      repayment of long-term debt
                 -2,063,000,000 -398,000,000 -1,537,000,000 -545,000,000 -774,000,000 -1,065,000,000 -580,000,000 -1,523,000,000 -4,357,000,000 -332,000,000 -559,000,000 -546,000,000 -1,431,000,000 -1,425,000,000 -619,000,000 -1,972,000,000          -315,000,000    
      net principal collections (originations and purchases) of finance receivables
                  -245,000,000                            
      proceeds from issuance of long-term debt, net of issuance costs
                   1,591,000,000 590,000,000                          
      net principal originations of finance receivables
                                              
      net principal collections (originations) of finance receivables
                     -934,000,000 217,000,000                        
      proceeds (expenses) from issuance of long-term debt, net of issuance costs
                      -1,000,000                        
      common stock repurchased and retired
                       -45,000,000                    
      non-cash incentive compensation from sfh
                                             
      net principal originations of finance receivables held for investment and held for sale
                       -470,000,000   -188,000,000 -860,000,000 -1,045,000,000 -1,110,000,000 -290,000,000 -670,000,000  -693,000,000             
      proceeds on sale of finance receivables held for sale originated as held for investment
                                              
      consolidated statements of cash flows
                                              
      transfer of net finance receivables held for investment to finance receivables held for sale
                                              
      net income on repurchase and repayment of debt
                                              
      proceeds from issuance of long-term debt, net of commissions
                        989,000,000 1,909,000,000 3,547,000,000 738,000,000 1,998,000,000 832,000,000 2,327,000,000 51,000,000 2,805,000,000 1,684,000,000 1,110,000,000 2,267,000,000 366,000,000 2,108,000,000 1,076,000,000 1,803,000,000 1,673,000,000 1,098,000,000 1,523,000,000 100,017,000 573,119,000 287,692,000 
      net principal collections (originations) of finance receivables held for investment and held for sale
                                -333,000,000   -914,000,000 30,000,000 -205,000,000 -373,000,000 -499,000,000 -126,000,000      
      proceeds on sales of finance receivables held for sale originated as held for investment
                           19,000,000       60,000,000 246,000,000        
      transfer of finance receivables to real estate owned
                            4,000,000     2,000,000 2,000,000 3,000,000 2,000,000       16,507,000 16,828,000  
      net unsettled investment security purchases
                            12,000,000 -18,000,000 -2,000,000  -5,000,000   16,000,000 -19,000,000          
      dividends
                             -34,000,000 -34,000,000                
      trading and other securities called, sold, and matured
                              5,000,000 6,000,000 8,000,000 9,000,000 3,000,000 4,000,000 2,000,000 11,000,000 26,000,000 13,000,000 13,000,000      
      net gain on liquidation of united kingdom subsidiary
                                     1,000,000         
      net gain on sales of personal and real estate loans
                                              
      net gain on sale of springcastle interests
                                     62,000,000 -229,000,000      
      proceeds from sale of springcastle interests, net of restricted cash released
                                              
      cash received from citifinancial credit company
                                     23,000,000      
      distributions to joint venture partners
                                     -18,000,000 -19,000,000 -18,000,000    
      effect of exchange rate changes on cash and cash equivalents
                                              
      trading and other securities purchased
                                     -1,000,000 -6,000,000 -9,000,000 -1,000,000      
      transfer of finance receivables held for investment to finance receivables held for sale
                                           455,749,000 835,329,000  
      non-cash incentive compensation from initial stockholder
                                4,000,000             
      net gain on sales of personal and real estate loans and related trust assets
                                              
      cash flows due to changes in:
                                              
      other assets and other liabilities
                                 -106,000,000 91,000,000 -47,000,000 75,000,000 -102,000,000 101,000,000 -55,000,000 46,000,000 -72,000,000 52,000,000 -52,438,000 56,743,000  
      insurance claims and policyholder liabilities
                                 10,000,000 -1,000,000 7,000,000 -38,000,000 -14,000,000 -21,000,000 -5,000,000 -24,000,000 5,000,000 -2,000,000    
      taxes receivable and payable
                                 27,000,000 50,000,000 -11,000,000 -3,000,000 -96,000,000 123,000,000 -109,000,000 35,000,000 151,000,000 10,000,000 12,342,000 118,698,000  
      accrued interest and finance charges
                                 -22,000,000 -8,000,000 -11,000,000 4,000,000  -4,000,000 -6,000,000 12,000,000 -13,000,000 7,000,000  2,122,000  
      purchase of onemain financial holdings, llc, net of cash and restricted cash acquired
                                              
      proceeds from sale of real estate owned
                                 1,000,000    1,000,000 3,000,000 2,000,000 2,000,000 2,000,000 5,000,000 18,861,000 21,952,000 20,372,000 
      proceeds from issuance of common stock, net of offering costs
                                             
      repayments of long-term debt
                                 -1,271,000,000 -922,000,000 -1,588,000,000 -666,000,000 -2,165,000,000 -1,468,000,000 -2,352,000,000 -2,335,000,000      
      excess tax benefit from share-based compensation
                                       1,000,000 2,000,000 1,000,000 2,000,000    
      withholding tax on vested rsus and prsus
                                              
      income taxes received
                                              
      condensed consolidated statements of cash flows
                                              
      net unsettled investment security dispositions
                                              
      net gain on sale of personal loans
                                              
      restricted cash and cash equivalents not reinvested
                                     2,000,000 -2,000,000 3,000,000 1,000,000      
      purchase of onemain financial holdings, llc, net of cash acquired
                                              
      proceeds from sale of springcastle interests
                                     101,000,000      
      change in restricted cash and cash equivalents
                                     -11,000,000 -7,000,000 35,000,000 12,000,000 -24,000,000 -120,000,000    
      withholding tax on rsus vested
                                              
      net gain on fair value adjustments on debt
                                              
      net gain on sales of real estate loans and related trust assets
                                              
      purchase of springcastle portfolio
                                              
      contributions from joint venture partners
                                             
      net income on fair value adjustments on debt
                                            16,867,000  
      net charge-offs on finance receivables held for sale
                                          1,000,000    
      finance receivables originated or purchased, net of deferred origination costs
                                          -633,000,000    
      principal collections on finance receivables
                                          628,000,000 745,591,000 804,643,000 852,940,000 
      sales and principal collections on finance receivables held for sale originated as held for investment
                                          52,000,000 263,654,000 816,250,000  
      available-for-sale investment securities purchased
                                          -95,000,000    
      trading investment securities purchased
                                          -954,000,000    
      available-for-sale investment securities called, sold, and matured
                                          60,000,000 53,602,000 63,007,000  
      trading investment securities called, sold, and matured
                                          1,211,000,000 6,885,000 5,578,000  
      writedowns on assets resulting from restructuring
                                              
      impairments of ocean finance and mortgages limited assets
                                              
      net gain on sales of finance receivables
                                              
      repurchases and repayments of long-term debt
                                              
      net cash (used for ) provided by financing activities
                                              
      restricted cash
                                              
      change in restricted cash
                                           9,101,000 1,644,000  
      six months ended june 30,
                                              
      effect of exchange rate changes
                                           644,000 122,000  
      net change in cash and cash equivalents
                                           127,178,000 332,754,000  
      cash and cash equivalents at beginning of period
                                           431,409,000 
      cash and cash equivalents at end of period
                                           127,178,000 764,163,000  
      writedowns and net income on sales of real estate owned
                                            1,377,000 2,983,000 
      three months ended march 31,
                                            2,014,000  
      mark to market provision and net gain on sales of finance receivables held for sale originated as held for investment
                                              
      finance receivables originated or purchased
                                              
      change in notes receivable from american international group, inc.
                                              
      transfer of finance receivables held for sale to finance receivables held for investment
                                              
      deferral of finance receivable origination costs
                                              
      impairments of ocean finance and mortgages limited
                                              
      assets
                                              
      net realized losses (gains) on investment securities
                                              
      grant of restricted stock units
                                              
      change in other assets and other liabilities
                                              
      change in insurance claims and policyholder liabilities
                                              
      change in taxes receivable and payable
                                              
      change in accrued finance charges
                                              
      investment securities purchased
                                              
      investment securities called, sold, and matured
                                              
      nine months ended september 30,
                                              
      increase in cash and cash equivalents
                                              
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.