7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-06-30 2018-03-31 2015-03-31 2014-06-30 2014-03-31 2012-03-31 2011-03-31 2010-12-31 2010-03-26 2009-12-04 2009-09-30 2009-06-30 2007-04-02 
      
    		                                         
      assets:
    		                                         
      cash and cash equivalents
    		8,484,000,000 8,094,000,000 12,614,000,000 15,430,000,000 23,080,000,000 18,990,000,000 12,890,000,000 11,475 6,929,000,000 15,806,000,000 22,250,000,000 2,032,000,000    2,211,000,000 2,522,000,000 2,086,000,000 2,722,915,000 1,947,931,000 1,458,641,000 1,404,527,000   854,678,000 1,228,295,000 990,019,000  2,204,397,000 268,077,226,807,722,660,000,000 582,558,582,558,582,500,000 668,950,668,950,669,000,000 672,872,672,872,672,900,000 2,355,784,000 23,517,292,351,729,000 1,927,542,000  4,021,454,000 153,838,153,838,000 162,764,162,764,000  
      securities:
    		                                         
      debt securities available-for-sale
    		15,052,000,000 14,823,000,000 12,826,000,000 10,402,000,000 10,511,000,000 10,535,000,000 9,336,000,000 9,145 8,723,000,000   9,060,000,000 6,689,000,000 5,664,000,000 5,612,000,000 5,780,000,000 5,898,000,000 6,077,000,000 6,177,905,000 5,813,333,000 5,233,744,000 5,168,182,000   5,854,568,000 5,738,146,000 5,724,644,000  4,122,883,000             
      equity investments with readily determinable fair values, at fair value
    		55,000,000 14,000,000 14,000,000 14,000,000 14,000,000 14,000,000 14,000,000 14 13,000,000 14,000,000 14,000,000 14,000,000 14,000,000 14,000,000 15,000,000 16,000,000 16,000,000 16,000,000 15,801,000 31,576,000 31,448,000 33,518,000   32,861,000 32,585,000 32,128,000  31,766,000             
      total securities
    		15,107,000,000 14,837,000,000 12,840,000,000 10,416,000,000    9,159 8,736,000,000 7,796,000,000 7,613,000,000 9,074,000,000 6,703,000,000 5,678,000,000 5,627,000,000 5,796,000,000 5,914,000,000 6,093,000,000 6,193,706,000 5,844,909,000 5,265,192,000 5,201,700,000   5,887,429,000 5,770,731,000 5,756,772,000  4,154,649,000       4,788,891,000  760,016,000    
      loans held for sale
    		535,000,000 319,000,000 531,000,000 899,000,000 1,851,000,000 7,845,000,000 981,000,000 1,182 1,926,000,000 2,194,000,000         141,435,000 117,136,000 117,272,000 103,362,000                    
      loans and leases held for investment, net of deferred loan fees and costs
    		62,661,000,000 64,121,000,000 66,592,000,000 68,272,000,000 71,116,000,000 74,552,000,000 82,327,000,000 84,619 83,995,000,000 83,278,000,000 82,547,000,000 69,001,000,000 48,984,000,000 48,537,000,000 46,758,000,000 45,738,000,000 43,687,000,000 43,575,000,000 43,125,139,000 42,883,598,000 42,829,219,000 42,306,187,000                    
      less: allowance for credit losses on loans and leases, held for investment
    		-1,071,000,000 -1,106,000,000 -1,168,000,000                                       
      total loans and leases held for investment
    		61,590,000,000 63,015,000,000 65,424,000,000 67,071,000,000 69,852,000,000 73,284,000,000 81,112,000,000 83,627 83,376,000,000 82,684,000,000 81,997,000,000 68,608,000,000     43,487,000,000 43,373,000,000 42,927,381,000  42,640,912,000 42,131,900,000                    
      federal home loan bank stock and federal reserve bank stock, at cost
    		1,018,000,000 1,017,000,000 1,061,000,000 1,146,000,000 1,364,000,000 1,565,000,000 1,550,000,000 1,392 1,110,000,000 1,136,000,000 1,356,000,000                               
      premises and equipment
    		464,000,000 474,000,000 486,000,000 562,000,000 649,000,000 691,000,000 679,000,000 652 638,000,000 660,000,000 628,000,000 491,000,000 250,000,000 252,000,000 266,000,000 270,000,000 274,000,000 278,000,000 282,407,000 287,447,000 289,788,000 297,180,000   321,792,000 327,788,000 332,721,000  359,725,000       233,694,000      
      core deposit and other intangibles
    		407,000,000 433,000,000 459,000,000 488,000,000 519,000,000 557,000,000 590,000,000 625 661,000,000 697,000,000 734,000,000 287,000,000                              
      bank-owned life insurance
    		1,633,000,000 1,625,000,000 1,615,000,000 1,605,000,000 1,595,000,000 1,586,000,000 1,586,000,000 1,580 1,576,000,000 1,567,000,000 1,564,000,000 1,561,000,000 1,200,000,000 1,192,000,000 1,186,000,000 1,184,000,000 1,178,000,000 1,171,000,000 1,165,765,000 1,164,196,000 1,159,036,000 1,156,137,000   1,028,707,000 987,528,000 982,267,000  971,795,000       742,481,000      
      other assets
    		2,430,000,000 2,423,000,000 2,598,000,000 2,517,000,000 3,301,000,000 2,866,000,000 3,070,000,000 3,254 2,717,000,000 2,799,000,000 2,799,000,000 2,250,000,000 1,054,000,000 1,074,000,000 1,110,000,000 1,110,000,000 1,144,000,000 1,092,000,000 827,571,000 839,380,000 596,011,000 532,731,000   404,840,000 407,492,000 359,602,000  383,659,000       592,013,000  275,827,000    
      total assets
    		91,668,000,000 92,237,000,000 97,628,000,000 100,160,000,000 114,367,000,000 119,055,000,000 112,900,000,000 114,057 111,230,000,000 118,796,000,000 123,706,000,000 90,144,000,000 62,956,000,000 63,093,000,000 61,005,000,000 59,527,000,000 57,890,000,000 57,469,000,000 57,656,892,000 56,306,120,000 54,931,755,000 54,210,416,000  52,109,095,000 52,537,629,000 52,776,253,000 52,131,046,000 50,213,340,000 50,469,170,000       41,190,689,000      
      liabilities and stockholders' equity:
    		                                         
      deposits:
    		                                         
      interest-bearing checking and money market accounts
    		20,045,000,000 19,067,000,000 20,809,000,000 20,780,000,000 21,680,000,000 21,740,000,000 22,172,000,000 30,700 31,087,000,000 30,795,000,000 32,146,000,000 22,511,000,000 19,897,000,000 19,189,000,000 16,360,000,000 13,209,000,000 13,028,000,000 12,803,000,000 12,665,002,000 12,610,073,000 11,693,982,000 11,141,163,000  105,972,851,743,471,660 9,960,403,000 10,770,360,000 11,482,591,000 120,332,131,679,721,400 11,830,315,000             
      savings accounts
    		14,782,000,000 14,460,000,000 14,465,000,000 14,282,000,000 13,510,000,000 10,638,000,000 8,171,000,000 8,773 9,415,000,000 9,762,000,000 10,302,000,000 11,645,000,000 8,860,000,000 9,580,000,000 9,272,000,000 8,892,000,000 7,979,000,000 7,890,000,000 7,043,602,000 6,415,608,000 5,964,981,000 5,624,999,000  4,737,423,357,050,750 4,817,697,000 4,800,023,000 4,760,877,000 4,902,728,289,940,590 4,920,967,000       3,885,785,000  878,365,000    
      certificates of deposit
    		22,369,000,000 24,212,000,000 25,887,000,000 27,324,000,000 29,251,000,000 28,780,000,000 26,763,000,000 21,554 17,310,000,000 18,188,000,000 19,355,000,000 12,510,000,000 9,109,000,000 8,090,000,000 7,889,000,000 8,424,000,000 8,724,000,000 8,949,000,000 9,614,298,000 10,330,680,000 10,990,080,000 12,042,254,000  135,320,363,202,342,370 14,264,171,000 14,286,286,000 12,767,779,000 102,365,991,823,831,780 10,306,519,000       7,835,161,000  -26,858,000    
      non-interest-bearing accounts
    		11,956,000,000 12,006,000,000 12,745,000,000 13,484,000,000 18,572,000,000 17,874,000,000 17,752,000,000 20,499 24,863,000,000 29,752,000,000 22,997,000,000 12,055,000,000 3,839,000,000 4,385,000,000 4,433,000,000 4,534,000,000 4,890,000,000 4,535,000,000 4,874,234,000 3,080,452,000 3,055,898,000 2,921,165,000   2,529,905,000 2,475,857,000 2,589,878,000  2,498,044,000       1,852,280,000  613,678,000    
      total deposits
    		69,152,000,000 69,745,000,000 73,906,000,000 75,870,000,000 83,013,000,000 79,032,000,000 74,858,000,000 81,526 82,675,000,000 88,497,000,000 84,800,000,000 58,721,000,000 41,705,000,000 41,244,000,000 37,954,000,000 35,059,000,000 34,621,000,000 34,177,000,000 34,197,136,000 32,436,813,000 31,704,941,000 31,729,581,000   31,572,176,000 32,332,526,000 31,601,125,000  29,555,845,000       21,809,051,000  8,207,144,000    
      borrowed funds:
    		                                         
      wholesale borrowings
    		12,150,000,000 12,150,000,000 13,150,000,000 13,400,000,000                                      
      junior subordinated debentures
    		584,000,000 584,000,000 583,000,000 582,000,000 581,000,000 580,000,000 580,000,000 579 578,000,000 577,000,000 576,000,000 575,000,000 361,000,000 361,000,000 361,000,000 361,000,000 360,000,000 360,000,000 360,362,000 360,259,000 360,157,000 360,058,000   359,773,000 359,683,000 359,594,000  359,339,000       426,992,000      
      subordinated notes
    		448,000,000 446,000,000 445,000,000 444,000,000 442,000,000 441,000,000 439,000,000 438 437,000,000 435,000,000 434,000,000 432,000,000 297,000,000 296,000,000 296,000,000 296,000,000 296,000,000 296,000,000 295,764,000 295,624,000 295,485,000 295,345,000   294,926,000 294,794,000 294,655,000               
      total borrowed funds
    		13,182,000,000 13,180,000,000 14,178,000,000 14,426,000,000 20,333,000,000 28,892,000,000 26,727,000,000 21,267 14,585,000,000 16,412,000,000 21,360,000,000 21,332,000,000 13,798,000,000 14,307,000,000 15,337,000,000 16,562,000,000 15,434,000,000 15,459,000,000 15,758,787,000 16,083,544,000 15,683,303,000 15,008,064,000   13,626,360,000 13,082,138,000 13,257,910,000  13,793,839,000       13,536,116,000  2,580,812,000    
      other liabilities
    		1,225,000,000 1,216,000,000 1,390,000,000 1,696,000,000 1,978,000,000 2,476,000,000 2,330,000,000 2,897 2,977,000,000 2,827,000,000 6,764,000,000 1,267,000,000 480,000,000 486,000,000 562,000,000 613,000,000 616,000,000 661,000,000 642,360,000 677,273,000 537,282,000 501,486,000  596,488,000 343,476,000 378,838,000 330,313,000 252,804,000 330,134,000       319,302,000  92,536,000    
      total liabilities
    		83,559,000,000 84,141,000,000 89,474,000,000 91,992,000,000 105,795,000,000 110,400,000,000 103,915,000,000 105,690 100,237,000,000 107,736,000,000 112,924,000,000 81,320,000,000 56,210,000,000 56,269,000,000 54,096,000,000 52,483,000,000 50,923,000,000 50,553,000,000 50,860,452,000 49,464,476,000 48,197,025,000 47,517,403,000  45,445,109,000 45,842,622,000 46,101,575,000 45,501,976,000 43,430,419,000 43,679,818,000       35,664,469,000      
      commitment and contingencies
    		                                         
      mezzanine equity:
    		                                         
      preferred stock - series b
    		1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 258,000,000                                    
      stockholders' equity:
    		                                         
      preferred stock - series a and d
    		503,000,000 503,000,000 503,000,000 503,000,000 503,000,000                                     
      common stock at par 0.01
    		4,000,000 4,000,000 4,000,000 4,000,000 4,000,000 4,000,000 8,000,000 7 7,000,000 7,000,000 7,000,000 7,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 4,904,000 4,904,000 4,904,000 4,904,000   4,904,000 4,904,000 4,904,000  4,904,000       4,356,000      
      paid-in capital in excess of par
    		9,300,000,000 9,291,000,000 9,286,000,000 9,282,000,000 9,266,000,000 8,997,000,000 8,648,000,000 8,231 8,217,000,000 8,204,000,000 8,197,000,000 8,130,000,000 6,121,000,000 6,114,000,000 6,107,000,000 6,126,000,000 6,119,000,000 6,111,000,000 6,103,251,000 6,122,690,000 6,117,902,000 6,109,597,000   6,107,376,000 6,099,474,000 6,092,792,000  6,082,394,000       5,285,715,000      
      accumulated deficit
    		-1,006,000,000 -957,000,000                                        
      treasury stock
    		-198,000,000 -204,000,000 -212,000,000 -219,000,000 -219,000,000 -223,000,000 -225,000,000 -218 -217,000,000 -217,000,000 -219,000,000 -237,000,000 -238,000,000 -238,000,000 -231,000,000 -246,000,000 -246,000,000 -245,000,000 -245,005,000 -257,541,000 -257,521,000 -257,232,000   -220,669,000 -220,546,000 -221,728,000  -757,000             
      aocl, net of tax
    		-495,000,000 -542,000,000                                        
      total stockholders’ equity
    		8,108,000,000 8,095,000,000 8,153,000,000 8,167,000,000 8,571,000,000 8,397,000,000 8,390,000,000 8,367 10,993,000,000 11,060,000,000 10,782,000,000 8,824,000,000 6,746,000,000 6,824,000,000 6,909,000,000 7,044,000,000 6,967,000,000 6,916,000,000 6,796,440,000 6,841,644,000 6,734,730,000 6,693,013,000   6,695,007,000 6,674,678,000 6,629,070,000  6,789,352,000       5,526,220,000      
      total liabilities, mezzanine and stockholders’ equity
    		91,668,000,000 92,237,000,000 97,628,000,000 100,160,000,000 114,367,000,000 119,055,000,000 112,900,000,000                                   
      accumulated other comprehensive loss, net of tax
    		  -553,000,000                                       
      less: allowance for credit losses on loans and leases
    		   -1,201,000,000 -1,264,000,000 -1,268,000,000 -1,215,000,000 -992 -619,000,000 -594,000,000 -550,000,000 -393,000,000 -218,000,000 -216,000,000 -197,000,000 -199,000,000 -200,000,000 -202,000,000 -197,758,000 -194,043,000                      
      mortgage servicing rights
    		   26,000,000  1,122,000,000 1,092,000,000 1,111 1,135,000,000 1,031,000,000 1,034,000,000 1,033,000,000                 4,362,000     483,483,000 133,679,133,679,000       
      (accumulated deficit)/retained earnings
    		   -763,000,000 -562,000,000 -270,000,000                                    
      accumulated other comprehensive loss, net of tax:
    		                                         
      net unrealized loss on securities available for sale, net of tax of 249 and 225, respectively
    		   -653,000,000                                      
      net unrealized loss on pension and post-retirement obligations, net of tax of 14 and 12, respectively
    		   -35,000,000                                      
      net unrealized gain on cash flow hedges, net of tax of (18) and , respectively
    		   48,000,000                                      
      total accumulated other comprehensive loss, net of tax
    		   -640,000,000 -421,000,000 -614,000,000 -617,000,000 -599 -795,000,000 -642,000,000 -629,000,000 -620,000,000 -602,000,000 -453,000,000 -284,000,000 -85,000,000 -92,000,000 -75,000,000 -122,116,000 -25,478,000 -24,923,000 -29,820,000   -27,851,000 -28,915,000 -56,970,000  -71,588,000       -45,695,000      
      total securities net of allowance for credit losses
    		    10,525,000,000 10,549,000,000 9,350,000,000                                   
      assets held for sale
    		    1,631,000,000                                     
      federal home loan bank and federal reserve bank advances
    		    19,250,000,000 27,750,000,000  20,250                                  
      repurchase agreements
    		    60,000,000 121,000,000 1,958,000,000      300,000,000 800,000,000 800,000,000 800,000,000 800,000,000 800,000,000 800,000,000 800,000,000 800,000,000 800,000,000   800,000,000 800,000,000 800,000,000  200,000,000       4,125,000,000  -11,180,000    
      total wholesale borrowings
    		    19,310,000,000 27,871,000,000 25,708,000,000  13,570,000,000   20,325,000,000 13,140,000,000 13,650,000,000 14,680,000,000 15,905,000,000 14,778,000,000 14,803,000,000 15,102,661,000 15,427,661,000 15,027,661,000 14,352,661,000   12,971,661,000 12,427,661,000 12,603,661,000  13,434,500,000       12,500,659,000      
      liabilities associated with assets held for sale
    		    471,000,000                                     
      net unrealized loss on securities available for sale, net of tax of 185 and 225, respectively
    		    -468,000,000                                     
      net unrealized loss on pension and post-retirement obligations, net of tax of 11 and 12, respectively
    		    -27,000,000 -28,000,000 -27,000,000                                   
      net unrealized gain on cash flow hedges, net of tax of (27) and , respectively
    		    74,000,000                                     
      preferred stock - series a
    		     503,000,000 503,000,000                                   
      net unrealized loss on securities available for sale, net of tax of 256 and 225, respectively
    		     -674,000,000                                    
      net unrealized gain on cash flow hedges, net of tax of (32) and , respectively
    		     88,000,000                                    
      federal home loan bank advances
    		      23,750,000,000  13,023,000,000 15,400,000,000 20,350,000,000 20,325,000,000 12,840,000,000 12,850,000,000 13,880,000,000 15,105,000,000 13,978,000,000 14,003,000,000 14,302,661,000 14,627,661,000 14,227,661,000 13,552,661,000   12,171,661,000 11,627,661,000 11,803,661,000  13,234,500,000       8,375,659,000      
      preferred stock - series b and series c
    		      595,000,000                                   
      retained earnings
    		      73,000,000 443 3,278,000,000 3,205,000,000 2,923,000,000 1,041,000,000 957,000,000 893,000,000 809,000,000 741,000,000 678,000,000 617,000,000 552,566,000 494,229,000 391,528,000 362,724,000   328,407,000 316,921,000 307,232,000  271,559,000       281,844,000      
      net unrealized loss on securities available for sale, net of tax of 248 and 225, respectively
    		      -651,000,000                                   
      net unrealized gain on cash flow hedges, net of tax of (23) and , respectively
    		      61,000,000                                   
      goodwill
    		        2,426,000,000 2,426,000,000 2,426,000,000 2,426,000,000 2,426,000,000 2,426,000,000 2,426,000,000 2,426,000,000 2,426,000,000 2,426,000,000 2,426,379,000 2,426,379,000 2,426,379,000 2,426,379,000   2,426,379,000 2,426,379,000 2,426,379,000  2,436,131,000       2,436,159,000      
      preferred stock at par 0.01
    		       503 503,000,000 503,000,000 503,000,000 503,000,000 503,000,000 503,000,000 503,000,000 503,000,000 503,000,000 503,000,000 502,840,000 502,840,000 502,840,000 502,840,000   502,840,000 502,840,000 502,840,000  502,840,000             
      net unrealized loss on securities available for sale, net of tax of 225 and 240, respectively
    		       -581                                  
      net unrealized loss on pension and post-retirement obligations, net of tax of 12 and 18, respectively
    		       -28                                  
      net unrealized gain on cash flow hedges, net of tax of and (20), respectively
    		       10                                  
      total liabilities and stockholders’ equity
    		       114,057 111,230,000,000 118,796,000,000 123,706,000,000 90,144,000,000 62,956,000,000 63,093,000,000 61,005,000,000 59,527,000,000 57,890,000,000 57,469,000,000 57,656,892,000 56,306,120,000 54,931,755,000 54,210,416,000  52,109,095,000 52,537,629,000 52,776,253,000 52,131,046,000 50,213,340,000 50,469,170,000       41,190,689,000      
      fed funds purchased
    		        547,000,000                                 
      net unrealized loss on securities available for sale, net of tax of 324 and 240, respectively
    		        -863,000,000                                 
      net unrealized loss on pension and post-retirement obligations, net of tax of 17 and 18, respectively
    		        -42,000,000 -43,000,000 -44,000,000                               
      net unrealized gain on cash flow hedges, net of tax of (41) and (20), respectively
    		        110,000,000                                 
      debt securities available-for-sale 1,275 and 434 pledged at june 30, 2023 and december 31, 2022, respectively)
    		         7,782,000,000                                
      net unrealized loss on securities available for sale, net of tax of 255 and 240, respectively
    		         -668,000,000                                
      net unrealized gain on cash flow hedges, net of tax of (26) and (20), respectively
    		         69,000,000                                
      debt securities available-for-sale 825 and 434 pledged at march 31, 2023 and december 31, 2022, respectively)
    		          7,599,000,000                               
      loans held for sale, at fair value
    		          1,305,000,000 1,115,000,000                              
      net unrealized loss on securities available for sale, net of tax of 219 and 240, respectively
    		          -566,000,000                               
      net unrealized gain on cash flow hedges, net of tax of 5 and (20), respectively
    		          -19,000,000                               
      federal home loan bank and federal reserve bank stock, at cost
    		           1,267,000,000                              
      liabilities and stockholders’ equity:
    		                                         
      wholesale borrowings:
    		                                         
      stockholders’ equity:
    		                                         
      net unrealized gain on securities available for sale, net of tax of 240 and 17, respectively
    		           -626,000,000                              
      net unrealized loss on pension and post-retirement obligations, net of tax of 18 and 12 respectively
    		           -46,000,000                              
      net unrealized gain on cash flow hedges, net of tax of (20) and 3, respectively
    		           52,000,000                              
      cash, cash equivalents and due from banks
    		            1,700,000,000 3,277,000,000 2,900,000,000                           
      total loans and leases
    		            48,766,000,000 48,321,000,000 46,561,000,000 45,539,000,000    42,806,691,000 42,758,184,000 42,235,262,000   40,694,787,000 40,725,589,000 40,369,383,000               
      federal home loan bank stock, at cost
    		            630,000,000 635,000,000 679,000,000 734,000,000 684,000,000 686,000,000 698,984,000 714,005,000 697,483,000 668,698,000   606,371,000 582,348,000 588,197,000  653,075,000       446,014,000      
      operating lease right-of-use assets
    		            227,000,000 232,000,000 243,000,000 249,000,000 252,000,000 256,000,000 262,196,000 266,864,000 271,515,000 278,276,000   300,955,000 308,412,000 312,948,000               
      operating lease liabilities
    		            227,000,000 232,000,000 243,000,000 249,000,000 252,000,000 256,000,000 262,169,000 266,846,000 271,499,000 278,272,000   300,610,000 308,073,000 312,628,000               
      net unrealized loss on securities available for sale, net of tax of 234 and 17, respectively
    		            -612,000,000                             
      net unrealized loss on pension and post-retirement obligations, net of tax of 12 and 12 respectively
    		            -30,000,000 -31,000,000 -31,000,000                           
      net unrealized gain on cash flow hedges, net of tax of (16) and 3, respectively
    		            40,000,000                             
      see accompanying notes to the consolidated financial statements.
    		                                         
      other real estate owned and other repossessed assets
    		             6,000,000 7,000,000 8,000,000 9,000,000 8,000,000 8,153,000 8,318,000 9,526,000 9,526,000   11,691,000 11,691,000 12,758,000  14,204,000             
      net unrealized loss on securities available for sale, net of tax of 167 and 17, respectively
    		             -436,000,000                            
      net unrealized gain on cash flow hedges, net of tax of and 3, respectively
    		             14,000,000 7,000,000                           
      net unrealized loss on securities available for sale, net of tax of 99 and 17, respectively
    		              -260,000,000                           
      net unrealized gain on securities available for sale, net of tax of 17 and (25), respectively
    		               -45,000,000                          
      net unrealized loss on pension and post-retirement obligations, net of tax of 12 and 22 respectively
    		               -31,000,000                          
      net unrealized loss on cash flow hedges, net of tax of 3 and 13, respectively
    		               -9,000,000                          
      total loans and leases held for investment and held for sale
    		                43,487,000,000 43,373,000,000 43,068,816,000                       
      net unrealized gain on securities available for sale, net of tax of 9 and (25), respectively
    		                -22,000,000                         
      net unrealized loss on pension and post-retirement obligations, net of tax of 19 and 22, respectively
    		                -52,000,000                         
      net unrealized loss on cash flow hedges, net of tax of 7 and 13, respectively
    		                -18,000,000                         
      net unrealized gain on securities available for sale, net of tax of 0 and (25), respectively
    		                 1,000,000                        
      net unrealized loss on pension and post-retirement obligations, net of tax of 20 and 22, respectively
    		                 -54,000,000                        
      net unrealized loss on cash flow hedges, net of tax of 8 and 13, respectively
    		                 -22,000,000                        
      net unrealized gain on securities available for sale, net of tax of 16,051 and (25,072), respectively
    		                  -41,809,000                       
      net unrealized loss on pension and post-retirement obligations, net of tax of 20,198 and 21,898, respectively
    		                  -54,855,000                       
      net unrealized loss on cash flow hedges, net of tax of 9,658 and 12,519, respectively
    		                  -25,452,000                       
      net unrealized gain on securities available for sale, net of tax of (25,072) and (9,424), respectively
    		                   66,880,000                      
      net unrealized loss on pension and post-retirement obligations, net of tax of 21,898 and 22,191, respectively
    		                   -59,345,000                      
      net unrealized gain on cash flow hedges, net of tax of 12,519 and (333), respectively
    		                   -33,013,000                      
      less: allowance for loan and lease losses
    		                    -188,307,000 -174,287,000                    
      net unrealized gain on securities available for sale, net of tax of (25,473) and (9,424), respectively
    		                    67,755,000                     
      net unrealized loss on pension and post-retirement obligations, net of tax of 20,673 and 22,191, respectively
    		                    -55,137,000                     
      net unrealized gain on cash flow hedges, net of tax of 14,237 and (333), respectively
    		                    -37,541,000                     
      net unrealized gain on securities available for sale, net of tax of (25,015) and (9,424), respectively
    		                     66,548,000                    
      net unrealized loss on pension and post-retirement obligations, net of tax of 21,179 and 22,191, respectively
    		                     -56,470,000                    
      net unrealized gain on cash flow hedges, net of tax of 15,132 and (333), respectively
    		                     -39,898,000                    
      net income available to common shareholders
    		                      92,121,000                   
      less: dividends paid on and earnings allocated to participating securities
    		                      -1,170,000                   
      earnings applicable to common stock
    		                      90,951,000                   
      weighted-average common shares outstanding
    		                      464,993,970,000                   
      basic earnings per common share
    		                      200                   
      potential dilutive common shares
    		                      418,674,000                   
      total shares for diluted earnings per common share computation
    		                      465,412,644,000                   
      diluted earnings per common share and common share equivalents
    		                      200                   
      interest-earning assets:
    		                                         
      mortgage and other loans and leases
    		                       4,038,457,315,530,044,000                  
      securities
    		                       63,298,982,355,963,720    48,197,891,841,363,820              
      interest-earning cash and cash equivalents
    		                       744,204,165,602,230    1,955,837,375,931,920              
      total interest-earning assets
    		                       4,745,867,518,051,604,000    4,589,835,016,896,734,000              
      non-interest-earning assets
    		                       4,650,420,000    4,314,990,000              
      interest-bearing deposits:
    		                                         
      total interest-bearing deposits
    		                       288,667,445,302,861,800    271,725,403,793,491,400              
      borrowed funds
    		                       133,938,373,174,742,370    134,549,122,793,292,080  1,334,375,913,176,141,000 1,326,440,214,251,356,000 1,530,166,616,300,287,000 1,482,738,015,813,816,000 1,427,612,415,696,471,000 1,301,956,214,143,657,000    1,386,392,015,100,437,000 1,405,900,315,196,231,000  
      total interest-bearing liabilities
    		                       422,605,818,477,602,000    406,274,526,586,781,630              
      non-interest-bearing deposits
    		                       2,588,040,000    2,550,163,000              
      stockholders’ equity
    		                       6,663,986,000    6,782,921,000              
      net interest income/interest rate spread
    		                       9,574,001,790    10,309,952,060              
      net interest margin
    		                       2,020    2,250              
      ratio of interest-earning assets to interest-bearing liabilities
    		                       1,120    1,130              
      loans and leases, net of deferred loan fees and costs
    		                        40,844,220,000 40,876,701,000 40,526,019,000               
      less: allowance for loan losses
    		                        -149,433,000 -151,112,000 -156,636,000  -160,652,000             
      net unrealized gain on securities available for sale, net of tax of (16,706) and 4,201, respectively
    		                        43,804,000                 
      net unrealized loss on the non-credit portion of otti losses on securities, net of tax of 2,517 and 2,517, respectively
    		                        -6,042,000 -6,042,000 -6,042,000               
      net unrealized loss on pension and post-retirement obligations, net of tax of 25,093 and 27,224, respectively
    		                        -65,613,000                 
      net unrealized gain on securities available for sale, net of tax of (17,372) and 4,201, respectively
    		                         44,561,000                
      net unrealized loss on pension and post-retirement obligations, net of tax of 25,803 and 27,224, respectively
    		                         -67,434,000                
      net unrealized gain on securities available for sale, net of tax of (7,150) and 4,201, respectively
    		                          18,329,000               
      net unrealized loss on pension and post-retirement obligations, net of tax of 26,513 and 27,224, respectively
    		                          -69,257,000               
      mortgage and other loans
    		                           3,912,272,414,679,444,000              
      interest-bearing liabilities:
    		                                         
      loans held for investment, net of deferred loan fees and costs
    		                            39,447,825,000             
      loans held for investment
    		                            39,287,173,000             
      total loans
    		                            39,287,173,000       29,041,595,000      
      net unrealized gain on securities available for sale, net of tax of 3,757 and (27,961), respectively
    		                            -9,069,000             
      net unrealized loss on the non-credit portion of otti losses on securities, net of tax of 2,517 and 3,338, respectively
    		                            -6,042,000             
      net unrealized loss on pension and post-retirement obligations, net of tax of 21,057 and 32,121, respectively
    		                            -56,477,000             
      financial assets:
    		                                         
      fhlb stock
    		                             622,989,622,989,000 464,942,464,942,000 571,708,571,708,000 545,113,545,113,000 504,398,504,398,000 422,731,422,731,000       
      loans
    		                             3,875,968,538,462,422,000 3,551,914,336,050,313,000 3,470,239,535,256,509,000 3,364,022,933,612,172,000 3,053,766,130,864,862,000 2,851,506,728,833,655,000   -946,083,000 2,293,206,723,111,143,000 2,267,908,122,809,306,000  
      financial liabilities:
    		                                         
      deposits
    		                             2,923,543,429,178,221,000,000,000,000,000,000 2,893,138,728,984,723,400,000,000,000,000,000 2,735,246,927,373,609,400,000,000,000,000,000 2,675,356,626,789,591,000,000,000,000,000,000 229,407,932,297,655,700,000,000,000 2,219,814,722,229,496,000    1,446,790,114,518,161,000 1,435,408,114,415,985,000  
      carrying value and estimated fair value are at cost.
    		                                         
      securities held to maturity
    		                              67,848,837,028,201,000 75,479,117,622,751,000 77,070,927,629,929,000 43,050,714,464,401,000 43,042,184,326,541,000     47,897,734,755,590,000  
      securities available for sale
    		                                  490,779,490,779,000     849,113,849,113,000  
      derivatives
    		                                  46,744,674,000       
      treasury options
    		                                  90,000,000       
      eurodollar futures
    		                                  975,000,320,000       
      forward commitments to sell loans/mortgage-backed securities
    		                                  876,925,000       
      forward commitments to buy loans/mortgage-backed securities
    		                                  4,750,001,892,000       
      interest rate lock commitments
    		                                  4,468,861,524,000       
      total derivatives
    		                                  28,638,113,736,000       
      available-for-sale
    		                                   652,956,000      
      held to maturity
    		                                   4,135,935,000      
      non-covered loans held for sale
    		                                   1,207,077,000      
      non-covered loans held for investment, net of deferred loan fees and costs
    		                                   23,707,494,000      
      less: allowance for losses on non-covered loans
    		                                   -158,942,000      
      non-covered loans held for investment
    		                                   23,548,552,000      
      covered loans
    		                                   4,297,869,000      
      less: allowance for losses on covered loans
    		                                   -11,903,000      
      fdic loss share receivable
    		                                   814,088,000  740,000,000    
      core deposit intangibles
    		                                   77,734,000      
      other real estate owned
    		                                   90,478,000      
      now and money market accounts
    		                                   8,235,825,000  2,861,172,000    
      other borrowings
    		                                   608,465,000      
      unallocated common stock held by employee stock ownership plan
    		                                         
      net unrealized gain on securities available for sale, net of tax
    		                                   12,600,000      
      net unrealized losses on the non-credit portion of other-than-temporary impairment (“otti”) losses on securities and securities transferred from available for sale to held to maturity, net of tax
    		                                   -20,572,000      
      net unrealized loss on pension and post-retirement obligations, net of tax
    		                                   -37,723,000      
      amtrust’s cost basis liabilities in excess of assets
    		                                     -2,799,630,000    
      cash payments received from the fdic
    		                                     3,220,650,000    
      net assets acquired before fair value adjustments
    		                                     421,020,000    
      fair value adjustments:
    		                                         
      core deposit intangible
    		                                     40,797,000    
      federal home loan bank (“fhlb”) borrowings
    		                                         
      fdic equity appreciation instrument
    		                                     -8,275,000    
      pre-tax gain on the amtrust acquisition
    		                                     139,607,000    
      deferred income tax liability
    		                                     -55,410,000    
      net after-tax gain on the amtrust acquisition
    		                                     84,197,000    
      fhlb borrowings
    		                                     -69,814,000    
      assets
    		                                         
      securities available for sale:
    		                                         
      mortgage-related securities
    		                                     121,846,000    
      other securities
    		                                     638,170,000    
      loans covered by loss sharing agreements:
    		                                         
      one- to four-family mortgage loans
    		                                     4,701,591,000    
      home equity lines of credit (“helocs”) and consumer loans
    		                                     314,412,000    
      total loans covered by loss sharing agreements
    		                                     5,016,003,000    
      fhlb-cincinnati stock
    		                                     110,592,000    
      total assets acquired
    		                                     10,964,689,000    
      liabilities
    		                                         
      fhlb advances
    		                                     2,119,632,000    
      total liabilities assumed
    		                                     10,880,492,000    
      net assets acquired
    		                                     84,197,000    
      securities held to maturity:
    		                                         
      gse certificates
    		                                      244,087,261,638,000   
      gse cmos
    		                                      23,606,382,435,983,000   
      other mortgage-related securities
    		                                      67,136,713,000   
      gse debentures
    		                                      17,311,001,723,244,000   
      corporate bonds
    		                                      101,090,100,072,000   
      capital trust notes
    		                                      198,407,143,720,000   
      total securities held to maturity
    		                                      46,420,354,671,370,000   
      private label cmos
    		                                      9,475,394,753,000   
      state, county, and municipal
    		                                      63,386,338,000   
      preferred stock
    		                                      1,996,019,960,000   
      common stock
    		                                      3,521,435,214,000   
      total securities available for sale
    		                                      812,995,812,995,000   
      fhlb-ny stock
    		                                      423,028,423,028,000 439,063,439,063,000  
      item 2.
    		                                         
      •
    		                                         
      stock options outstanding, beginning of period
    		                                         
      exercised
    		                                         
      forfeited
    		                                         
      stock options outstanding, end of period
    		                                         
      stock options exercisable at period-end
    		                                         
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.