7Baggers

NMI Holdings, Inc
(NASDAQ:NMIH) 

NMIH stock logo

NMI Holdings, Inc., through its subsidiaries, provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center ban...

Founded: 2011
Full Time Employees: 261
Sector: Financial Services
Industry: Insurance-Property & Casualty
Financial Services
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Quarterly
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    Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 
                                                       
      revenues
    		                                                   
      net premiums earned
    		154,806,000 152,457,000 151,323,000 149,066,000 149,366,000 143,520,000 143,343,000 141,168,000 136,657,000 132,940,000 130,089,000 125,985,000 121,754,000 119,584,000 118,317,000 120,870,000 116,495,000 113,933,000 113,594,000 110,888,000 105,879,000 100,709,000 98,802,000 98,944,000 98,717,000 95,516,000 92,381,000 83,249,000 73,868,000 69,261,000 65,407,000 61,615,000 54,914,000 50,079,000 44,519,000 37,917,000 33,225,000 32,825,000 31,808,000 26,041,000 19,807,000 16,880,000 12,834,000 8,856,000 6,936,000 5,510,000 3,900,000 2,093,000 1,904,000 1,612,434 481,529 
      net investment income
    		28,604,000 27,529,000 26,773,000 24,949,000 23,686,000 22,718,000 22,474,000 20,688,000 19,436,000 18,247,000 17,853,000 16,518,000 14,894,000 13,341,000 11,945,000 10,921,000 10,199,000 10,045,000 9,831,000 9,382,000 8,814,000 8,386,000 8,337,000 7,070,000 8,104,000 7,962,000 7,882,000 7,629,000 7,383,000 6,952,000 6,277,000 5,735,000 4,574,000 4,388,000 4,170,000 3,908,000 3,807,000 3,634,000 3,544,000 3,342,000 3,231,000 2,078,000 1,884,000 1,688,000 1,596,000 1,319,000 1,342,000 1,468,000 1,489,000 1,471,850 1,519,361 
      net realized investment gains
    		-147,000 487,000 321,000  24,000        -33,000 6,000 14,000 53,000 408,000 714,000 3,000 12,000  295,000 -4,000 711,000  264,000 81,000 -113,000  6,000 -8,000 59,000  10,000 69,000 188,000  65,000 66,000 61,000 -885,000 -121,000 -15,000 354,000 613,000 63,000 134,000   13,709 -308,418 
      other revenues
    		212,000 263,000 262,000 164,000 170,000 233,000 285,000 266,000 160,000 193,000 217,000 182,000 164,000 176,000 301,000 376,000 339,000 380,000 613,000 483,000 501,000 513,000 648,000 1,223,000 900,000 1,155,000 1,244,000 415,000 42,000 40,000 85,000 44,000 64,000 61,000 195,000 185,000 80,000 104,000 102,000 37,000 32,000           
      total revenues
    		183,475,000 180,736,000 178,679,000 173,779,000 173,246,000 166,504,000 166,092,000 162,122,000 156,253,000 151,380,000 148,159,000 142,685,000 136,779,000 133,107,000 130,577,000 132,220,000 127,441,000 125,072,000 124,041,000 120,765,000 115,194,000 109,903,000 107,783,000 107,948,000 107,649,000 104,897,000 101,588,000 91,180,000 81,106,000 76,259,000 71,761,000 67,453,000 59,552,000 54,538,000 48,953,000 42,198,000 37,054,000 36,628,000 35,520,000 29,481,000 22,185,000 18,862,000 14,703,000 10,898,000 10,393,000 6,832,000 6,616,000 4,513,000 4,247,000 2,179,656 2,161,320 
      yoy
    		5.90% 8.55% 7.58% 7.19% 10.88% 9.99% 12.10% 13.62% 14.24% 13.73% 13.46% 7.91% 7.33% 6.42% 5.27% 9.49% 10.63% 13.80% 15.08% 11.87% 7.01% 4.77% 6.10% 18.39% 32.73% 37.55% 41.56% 35.18% 36.19% 39.83% 46.59% 59.85% 60.72% 48.90% 37.82% 43.14% 67.02% 94.19% 141.58% 170.52% 113.46% 176.08% 122.23% 141.48% 144.71% 213.44% 206.11%     
      qoq
    		1.52% 1.15% 2.82% 0.31% 4.05% 0.25% 2.45% 3.76% 3.22% 2.17% 3.84% 4.32% 2.76% 1.94% -1.24% 3.75% 1.89% 0.83% 2.71% 4.84% 4.81% 1.97% -0.15% 0.28% 2.62% 3.26% 11.41% 12.42% 6.36% 6.27% 6.39% 13.27% 9.19% 11.41% 16.01% 13.88% 1.16% 3.12% 20.48% 32.89% 17.62% 28.29% 34.91% 4.86% 52.12% 3.26% 46.60% 6.26% 94.85% 0.85%  
      expenses
    		                                                   
      insurance claims and claim expenses
    		20,661,000 21,172,000 18,554,000 13,445,000 4,478,000 17,253,000 10,321,000 276,000 3,694,000 8,232,000 4,812,000 2,873,000 6,701,000     -501,000 3,204,000 4,640,000 4,962,000 3,549,000 15,667,000 34,334,000 5,697,000 4,269,000 2,572,000 2,923,000 2,743,000 2,141,000 1,099,000 643,000 1,569,000                   
      underwriting and operating expenses
    		30,623,000 31,069,000 29,156,000 29,508,000 30,175,000 31,092,000 29,160,000 28,330,000 29,815,000 29,716,000 27,749,000 27,448,000 25,786,000 26,711,000 27,144,000 30,700,000 32,935,000 38,843,000 34,669,000 34,725,000 34,065,000 34,994,000 33,969,000 30,370,000 32,277,000 29,985,000 33,244,000 32,543,000 30,849,000 29,384,000 30,379,000 29,020,000 28,453,000 28,297,000 24,645,000 28,048,000 25,989,000 23,280,000 24,037,000 23,234,000 22,672,000 21,687,000 19,653,000 20,910,000 18,350,000       
      service expenses
    		139,000 213,000 162,000 110,000 116,000 184,000 208,000 194,000 137,000 185,000 239,000 267,000 80,000 131,000 197,000 336,000 430,000 650,000 787,000 481,000 591,000 459,000 557,000 1,090,000 734,000                           
      interest expense
    		7,109,000 7,133,000 7,124,000 7,115,000 7,106,000 7,102,000 7,076,000 14,678,000 8,040,000 8,066,000 8,059,000 8,048,000 8,039,000 8,035,000 8,036,000 8,051,000 8,041,000 8,029,000 7,930,000 7,922,000 7,915,000 7,906,000 7,796,000 5,941,000 2,744,000 21,196,000 -2,979,000 -3,071,000 -3,061,000 -3,028,000 -2,972,000 -5,560,000 -3,419,000 -3,382,000 -3,352,000 -3,300,000 -3,494,000 -3,776,000 -3,733,000 -3,707,000 -3,632,000           
      total expenses
    		58,532,000 59,587,000 54,996,000 50,178,000 41,875,000 55,631,000 46,765,000 43,478,000 41,686,000 46,199,000 40,859,000 38,636,000 40,606,000 38,327,000 31,988,000 35,031,000 40,694,000 46,909,000 46,590,000 47,110,000 47,738,000 48,287,000 58,426,000 72,971,000 35,493,000 57,244,000 35,816,000 35,466,000 33,592,000 31,525,000 31,478,000 29,663,000 30,022,000 30,671,000 25,602,000 29,421,000 26,624,000 24,080,000 24,701,000 23,704,000 23,130,000 22,058,000 19,834,000 20,904,000 18,454,000 17,665,000 17,869,000 18,665,000 19,302,000 15,264,194 16,033,994 
      income before income taxes
    		124,943,000 121,149,000 123,683,000 123,601,000 131,371,000 110,873,000 119,327,000 118,644,000 114,567,000 105,181,000 107,300,000 104,049,000 96,173,000 94,780,000 98,589,000 97,189,000 86,747,000 78,163,000 77,451,000 73,655,000 67,456,000 61,616,000 49,357,000 34,977,000 72,156,000 62,789,000 63,932,000 50,958,000 38,974,000 45,244,000 31,847,000 32,339,000 26,531,000 17,059,000 19,497,000 9,496,000 6,740,000 7,059,000 6,289,000 2,011,000 -3,907,000 -4,821,000 -4,799,000 -10,112,000 -8,061,000 -10,833,000 -11,253,000 -14,152,000    
      income tax expense
    		25,613,000 26,932,000 27,684,000 27,450,000 28,812,000 24,706,000 26,517,000 26,565,000 25,517,000 21,768,000 23,345,000 23,765,000 21,715,000 21,840,000 21,751,000 21,745,000 19,067,000 17,639,000 17,258,000 16,133,000 14,565,000 13,348,000 11,178,000 8,129,000 13,885,000 12,594,000 14,169,000 11,858,000 6,075,000 9,724,000 7,036,000 7,098,000 4,176,000 18,825,000 7,185,000 3,484,000 1,248,000 28,500 114,000     241,000        
      net income
    		99,330,000 94,217,000 95,999,000 96,151,000 102,559,000 86,167,000 92,810,000 92,079,000 89,050,000 83,413,000 83,955,000 80,284,000 74,458,000 72,940,000 76,838,000 75,444,000 67,680,000 60,524,000 60,193,000 57,522,000 52,891,000 48,268,000 38,179,000 26,848,000 58,271,000 50,195,000 49,763,000 39,100,000 32,899,000 35,520,000 24,811,000 25,241,000 22,355,000 -1,766,000 12,312,000 6,012,000 5,492,000 61,562,000 6,175,000 2,011,000 -3,907,000 -4,821,000 -4,799,000 -10,353,000 -7,820,000 -10,021,000 -10,976,000 -12,855,000 -15,055,000 -13,084,538 -13,872,674 
      yoy
    		-3.15% 9.34% 3.44% 4.42% 15.17% 3.30% 10.55% 14.69% 19.60% 14.36% 9.26% 6.42% 10.01% 20.51% 27.65% 31.16% 27.96% 25.39% 57.66% 114.25% -9.23% -3.84% -23.28% -31.34% 77.12% 41.31% 100.57% 54.91% 47.17% -2111.33% 101.52% 319.84% 307.05% -102.87% 99.38% 198.96% -240.57% -1376.95% -228.67% -119.42% -50.04% -51.89% -56.28% -19.46% -48.06% -23.41% -20.88%     
      qoq
    		5.43% -1.86% -0.16% -6.25% 19.02% -7.16% 0.79% 3.40% 6.76% -0.65% 4.57% 7.82% 2.08% -5.07% 1.85% 11.47% 11.82% 0.55% 4.64% 8.76% 9.58% 26.43% 42.20% -53.93% 16.09% 0.87% 27.27% 18.85% -7.38% 43.16% -1.70% 12.91% -1365.86% -114.34% 104.79% 9.47% -91.08% 896.96% 207.06% -151.47% -18.96% 0.46% -53.65% 32.39% -21.96% -8.70% -14.62% -14.61% 15.06% -5.68%  
      net income margin %
    		54.14% 52.13% 53.73% 55.33% 59.20% 51.75% 55.88% 56.80% 56.99% 55.10% 56.67% 56.27% 54.44% 54.80% 58.84% 57.06% 53.11% 48.39% 48.53% 47.63% 45.91% 43.92% 35.42% 24.87% 54.13% 47.85% 48.99% 42.88% 40.56% 46.58% 34.57% 37.42% 37.54% -3.24% 25.15% 14.25% 14.82% 168.07% 17.38% 6.82% -17.61% -25.56% -32.64% -95.00% -75.24% -146.68% -165.90% -284.84% -354.49% -600.30% -641.86% 
      earnings per share
    		                                                   
      basic
    		1.3 1.23 1.24 1.23 1.31 1.09 1.17 1.15 1.1 1.03 1.02 0.97 0.89 0.87 0.91 0.88 0.79 0.71 0.7 0.67 0.62 0.57 0.45 0.36 0.85 0.73 0.73 0.58 0.49 0.54 0.38 0.38 0.36 -0.03 0.21 0.1 0.09 1.04 0.1 0.03            
      diluted
    		1.28 1.2 1.22 1.21 1.28 1.07 1.15 1.13 1.08 1.01 1 0.95 0.88 0.86 0.9 0.86 0.77 0.69 0.69 0.65 0.61 0.58 0.45 0.36 0.74 0.72 0.69 0.56 0.48 0.53 0.36 0.37 0.34 -0.03 0.2 0.1 0.09 1.01 0.1 0.03            
      weighted-average common shares outstanding
    		                                        58,936,694 58,683,194 58,741,328 58,720,095 58,485,899 58,281,425 58,363,334 58,289,801 58,061,299 56,005,326  
      basic
    		76,175 77,626 77,410 77,987 78,407 79,844 79,549 80,117 80,726 82,407 82,096 82,958 83,600 84,921 84,444 85,734 85,953 85,620 85,721 85,647 85,317 78,023 84,805 73,617 68,563 67,573 67,849 67,590 66,692 65,019 65,948 65,664 62,099 59,816 59,883,629 59,823,396 59,183,973 59,070,948 59,130,401 59,105,613            
      diluted
    		77,435 79,038 78,830 79,256 79,858 81,273 81,045 81,300 82,099 83,854 83,670 84,190 84,840 85,999 85,485 86,577 87,310 86,885 86,880 86,819 86,487 79,263 85,599 74,174 70,401 69,721 70,137 69,590 68,996 67,652 68,844 68,616 65,697 62,186 63,088,958 63,010,362 62,338,856 60,829,372 60,284,746 59,830,899            
      other comprehensive income, net of tax:
    		                                                   
      unrealized gains in accumulated other comprehensive loss, net of tax expense of (5,959) and 8,186 for the quarters ended march 31, 2026 and 2025, respectively
    		-22,415                                                   
      reclassification adjustment for realized losses included in net income, net of tax expense of (90) and 5 for the quarters ended march 31, 2026 and 2025, respectively
    		338                                                   
      other comprehensive income, net of tax
    		-22,077 7,571 19,103 21,271 30,776 -42,813 69,380 -1,549 -9,905   -15,499 32,502   -64,011  -17,872 -8,146 18,780  6,797 9,384 33,211 -12,824 -1,877 5,113 13,868 15,016 1,471 -1,260 -1,510 -10,956 -2,229 723 2,700 1,233 -16,261 -148 8,609 9,986 -2,900 -468 -2,559 2,059,000 275,000 -709,000 840,000    
      comprehensive income
    		77,253 101,788 115,102 117,422 133,335 43,354 162,190 90,530 79,145 157,073 57,698 64,785 106,960 89,883 16,892 11,433 -31,114 42,652 52,047 76,302 7,758 55,065 47,563 60,059 45,447 48,318 54,876 52,968 47,915 36,991 23,551 23,731 11,399 -3,995 13,035 8,712 6,725 45,301 6,027 10,620 6,079           
      unrealized gains in accumulated other comprehensive loss, net of tax expense of 5,145 and 18,441 for the three months ended september 30, 2025 and 2024, and 18,901 and 15,300 for the nine months ended september 30, 2025 and 2024, respectively
    		 17,776.5 19,356                                                 
      reclassification adjustment for realized losses included in net income, net of tax expense of 67 and (2) for the three months ended september 30, 2025 and 2024, and (12) and (2) for the nine months ended september 30, 2025 and 2024, respectively
    		 11 -253                                                 
      net realized investment losses
    		   -400,000  -2,500 -10,000                  -72,000    -187,000        -58,000               
      unrealized gains in accumulated other comprehensive loss, net of tax expense of 5,570 and (412) for the three months ended june 30, 2025 and 2024, and 13,756 and (3,141) for the six months ended june 30, 2025 and 2024, respectively
    		   20,955                                                
      reclassification adjustment for realized losses included in net income, net of tax benefit of 84 and 79 for the three and six months ended june 30, 2025, respectively
    		   316                                                
      unrealized gains in accumulated other comprehensive loss, net of tax expense of 8,186 and (2,729) for the quarters ended march 31, 2025 and 2024, respectively
    		    30,795                                               
      reclassification adjustment for realized gains included in net income, net of tax expense of 5 for the quarter ended march 31, 2025
    		    -19                                               
      unrealized gains in accumulated other comprehensive loss, net of tax expense of 18,441 and (6,980) for the three months ended september 30, 2024 and 2023, and 15,300 and (2,467) for the nine months ended september 30, 2024 and 2023, respectively
    		     14,479.5 69,372                                             
      reclassification adjustment for realized losses included in net income, net of tax benefit of 2 and 0 for the three months ended september 30, 2024 and 2023, and 2 and 7 for the nine months ended september 30, 2024 and 2023, respectively
    		     2 8                                             
      unrealized gains in accumulated other comprehensive income, net of tax expense of (412) and (4,120) for the three months ended june 30, 2024 and 2023, and (3,141) and 4,513 for the six months ended june 30, 2024 and 2023, respectively
    		       -1,549                                            
      reclassification adjustment for realized losses included in net income, net of tax benefit of 7 for the six months ended june 30, 2023
    		                                                   
      unrealized gains in accumulated other comprehensive income, net of tax expense of (2,729) and 8,633 for the quarters ended march 31, 2024 and 2023, respectively
    		        -9,905                                           
      reclassification adjustment for realized losses included in net income, net of tax benefit of 7 for the quarter ended march 31, 2023
    		                                                   
      gain from change in fair value of warrant liability
    		               -1,020,000          -1,506,250 1,139,000 -1,685,000 -5,479,000   109,000 420,000   19,000 -196,000 -1,713,000 -797,000 -59,000 670,000 432,000 332,000 -106,000 1,248,000 -60,000 1,240,000 952,000 817,000 -918,337 468,848 
      other comprehensive loss, net of tax:
    		                                                   
      unrealized losses in accumulated other comprehensive loss, net of tax benefit of 6,980 and 15,932 for the three months ended september 30, 2023 and 2022, and 2,467 and 59,112 for the nine months ended september 30, 2023 and 2022, respectively
    		         -2,320 -26,257                                         
      reclassification adjustment for realized losses included in net income, net of tax expense of 0 and 3 for the three months ended september 30, 2023 and 2022, and (7) and 100 for the nine months ended september 30, 2023 and 2022, respectively
    		         6.5                                          
      other comprehensive loss, net of tax
    		         -2,313.5 -26,257   -55,687.75 -59,946  -98,794    -45,133                               
      unrealized gains in accumulated other comprehensive income, net of tax expense of (4,120) and (17,004) for the three months ended june 30, 2023 and 2022, and 4,513 and (43,180) for the six months ended june 30, 2023 and 2022, respectively
    		           -15,499                                        
      reclassification adjustment for realized losses included in net income, net of tax expense of 0 and 11 for the three months ended june 30, 2023 and 2022, and (7) and 97 for the six months ended june 30, 2023 and 2022, respectively
    		                                                   
      unrealized gains in accumulated other comprehensive income, net of tax expense of 8,633 and (26,176) for the quarters ended march 31, 2023 and 2022, respectively
    		            32,476                                       
      reclassification adjustment for realized losses included in net income, net of tax expense of (7) and 86 for the quarters ended march 31, 2023 and 2022, respectively
    		            26                                       
      insurance claims and claim (benefits) expenses
    		             3,450,000 -3,389,000 -3,036,000 -619,000                                   
      unrealized losses in accumulated other comprehensive income, net of tax benefit of 15,932 and 2,165 for the three months ended september 30, 2022 and 2021, and 59,112 and 9,168 for the nine month ended september 30, 2022 and 2021, respectively
    		             -55,593.5 -59,936                                     
      reclassification adjustment for realized gains included in net income, net of tax expense of 3 and 1 for the three months ended september 30, 2022 and 2021, and 100 and 3 for the nine months ended september 30, 2022 and 2021, respectively
    		             -94.25 -10                                     
      unrealized gains in accumulated other comprehensive income, net of tax expense of (17,004) and 4,995 for the three months ended june 30, 2022 and 2021, and (43,180) and (7,003) for the six month ended june 30, 2022 and 2021, respectively
    		               -63,967                                    
      reclassification adjustment for realized gains included in net income, net of tax expense of 11 and 3 for the three months ended june 30, 2022 and 2021, and 97 and 3 for the six months ended june 30, 2022 and 2021, respectively
    		               -44                                    
      loss from change in fair value of warrant liability
    		                -93,000 -112,000  -658,000 205,000 1,379,000 437,000 1,236,000 -5,959,000     3,538,000 -5,464,000   -169,750 -502,000                 
      unrealized losses in accumulated other comprehensive income, net of tax benefit of 26,176 and 11,997 for the quarters ended march 31, 2022 and 2021, respectively
    		                -98,471                                   
      reclassification adjustment for realized gains included in net income, net of tax expense 86 for the quarter ended march 31, 2022
    		                -323                                   
      unrealized gains in accumulated other comprehensive gain, net of tax expense of (2,165) and 2,494 for the three months ended september 30, 2021 and 2020, and (9,168) and 7,655 for the nine months ended september 30, 2021 and 2020, respectively
    		                 -8,621.75 -8,144                                 
      reclassification adjustment for realized losses included in net income, net of tax expense of 1 and (1) for the three months ended september 30, 2021 and 2020, and 3 and (258) for the nine months ended september 30, 2021 and 2020, respectively
    		                 -3 -2                                 
      unrealized gains in accumulated other comprehensive gain, net of tax expense of 4,995 and 8,978 for the three months ended june 30, 2021 and 2020, and (7,003) and 5,162 for the six months ended june 30, 2021 and 2020, respectively
    		                   18,790                                
      reclassification adjustment for realized losses included in net income, net of tax expense of 3 and 149 for the three months ended june 30, 2021 and 2020, and 3 and (258) for the six months ended june 30, 2021 and 2020, respectively
    		                   -10                                
      unrealized losses in accumulated other comprehensive loss, net of tax benefit of 11,997 and 3,424 for the quarters ended march 31, 2021 and 2020, respectively
    		                    -45,133                               
      reclassification adjustment for realized losses included in net income, net of tax benefit of 15 for the quarter ended march 31, 2020
    		                                                   
      unrealized gains in accumulated other comprehensive income, net of tax expense of 2,494 and 1,376 for the three months ended september 30, 2020 and 2019, respectively, and 7,655 and 8,991 for the nine months ended september 30, 2020 and 2019, respectively
    		                     7,199.75 9,381                             
      reclassification adjustment for realized losses included in net income, net of tax expense of (1) and 17 for the three months ended september 30, 2020 and 2019, respectively, and (258) and (46) for the nine months ended september 30, 2020 and 2019, respectively
    		                     243 3                             
      unrealized gains in accumulated other comprehensive income, net of tax expense of 8,978 and 3,662 for the three months ended june 30, 2020 and 2019, and 5,162 and 7,615 for the six months ended june 30, 2020 and 2019, respectively
    		                       33,773                            
      reclassification adjustment for realized losses included in net income, net of tax expense of 149 and (24) for the three months ended june 30, 2020 and 2019, and (258) and (63) for the six months ended june 30, 2020 and 2019, respectively
    		                       -562                            
      unrealized gains in accumulated other comprehensive income, net of tax expense of (3,424) and 3,953 for the quarters ended march 31, 2020 and 2019, respectively
    		                        -12,881                           
      reclassification adjustment for realized losses included in net income, net of tax (benefit) of (15) and (39) for the quarters ended march 31, 2020 and 2019, respectively
    		                        57                           
      other expense
    		                                                   
      total other expense
    		                         -3,784,000 -1,840,000 -4,756,000 -8,540,000 510,000 -8,436,000 -5,451,000 -2,999,000 -6,808,000 -3,854,000 -3,281,000 -3,690,000               
      unrealized gains in accumulated other comprehensive income, net of tax expense of 1,376 and (337) for the three months ended september 30, 2019 and 2018, respectively and 8,991 and (3,676) for the nine months ended september 30, 2019 and 2018, respectively
    		                         8,456 5,177                         
      reclassification adjustment for realized losses included in net income, net of tax expense of 17 and (2) for the three months ended september 30, 2019 and 2018, respectively and (46) and (27) for the nine months ended september 30, 2019 and 2018, respectively
    		                         43.25 -64                         
      unrealized gains in accumulated other comprehensive income, net of tax expense of 3,662 and (2,879) for the three months ended june 30, 2019 and 2018 and 7,615 and (3,304) for the six months ended june 30, 2019 and 2018, respectively
    		                           13,779                        
      reclassification adjustment for realized losses included in net income, net of tax expense of (24) and 12 for the three months ended june 30, 2019 and 2018 and (63) and 10 for the six months ended june 30, 2019 and 2018, respectively
    		                           89                        
      unrealized gains in accumulated other comprehensive income, net of tax expense of 3,953 and (423) for the quarters ended march 31, 2019 and 2018, respectively
    		                            14,868                       
      reclassification adjustment for realized losses included in net income, net of tax expense of (39) and 0 for the quarters ended march 31, 2019 and 2018, respectively
    		                            148                       
      net unrealized gains in accumulated other comprehensive income, net of tax expense of (337) and 366 for the three months ended september 30, 2018 and 2017, respectively, and (3,676) and 2,439 for the nine months ended september 30, 2018 and 2017
    		                             -3,457 -1,267                     
      reclassification adjustment for realized losses included in net income, net of tax expense of (2) and 24 for the three months ended september 30, 2018 and 2017, respectively, and (27) and 69 for the nine months ended september 30, 2018 and 2017
    		                             25.5 7                     
      net unrealized gains in accumulated other comprehensive income, net of tax expense of (2,879) and 1,388 for the three months ended june 30, 2018 and 2017, respectively, and (3,304) and 2,073 for the six months ended june 30, 2018 and 2017
    		                               -1,464                    
      reclassification adjustment for realized (gains) included in net income, net of tax expenses of 12 and 66 for the three months ended june 30, 2018 and 2017, respectively, and 10 and 45 for the six months ended june 30, 2018 and 2017
    		                               -46                    
      net unrealized gains in accumulated other comprehensive income, net of tax benefit of 423 and tax expense 664 for the quarters ended march 31, 2018 and 2017, respectively
    		                                -10,956                   
      reclassification adjustment for realized losses included in net income, net of tax expenses of 0 for the quarters ended march 31, 2018 and 2017, respectively
    		                                                   
      insurance claims and claims expenses
    		                                 2,374,000 957,000 1,373,000 635,000 800,000 664,000 470,000 458,000 371,000 181,000 -6,000 104,000 81,000 -26,000 28,000    
      net unrealized gain in accumulated other comprehensive income, net of tax expense of 366 and 0 for the three months ended september 30, 2017 and 2016, respectively, and 2,439 and 0 for the nine months ended september 30, 2017 and 2016
    		                                 1,196.5 768                 
      reclassification adjustment for realized losses included in net income, net of tax expense of 24 and 0 for the three months ended september 30, 2017 and 2016, respectively, and 69 and 0 for the nine months ended september 30, 2017 and 2016
    		                                 -32.25 -45                 
      other income
    		                                                   
      net unrealized gains in accumulated other comprehensive income, net of tax expense of 1,388 and 0 for the three months ended june 30, 2017 and 2016, respectively, and 2,073 and 0 for the six months ended june 30,2017 and 2016
    		                                   2,822                
      reclassification adjustment for losses included in net income, net of tax expense of 66 and 0 for the three months ended june 30, 2017 and 2016, respectively, and 45 and 0 for the six months ended june 30,2017 and 2016
    		                                   -122                
      net unrealized gains in accumulated other comprehensive income, net of tax expense of 664 and 0 for the quarters ended march 31, 2017 and march 31, 2016, respectively
    		                                    1,175               
      reclassification adjustment for losses included in net loss, net of tax expense of 0 for the quarters ended march 31, 2017 and 2016
    		                                    58               
      total other income
    		                                     -5,489,000 -4,530,000 -3,766,000 -2,962,000           
      net unrealized gains in accumulated other comprehensive gain, net of tax expense of 0 for all periods presented
    		                                     4,422.5 -82             
      reclassification adjustment for losses included in net loss, net of tax expense of 0 for all periods presented
    		                                     189.5 -66 -61            
      net premiums written
    		                                       48,862,000 38,129,000 45,581,000 35,360,000 20,347,000 12,921,000 14,139,000 9,661,000 5,051,000 5,178,000   
      increase in unearned premiums
    		                                       -22,821,000 -18,322,000 -28,701,000 -22,526,000 -11,491,000 -5,985,000 -8,629,000 -5,761,000 -2,958,000 -3,274,000   
      net unrealized gains in accumulated other comprehensive gain, net of tax expense of 0 and (1,431) for the three months ended june 30, 2016 and 2015, respectively, and 0 for both the six months ended june 30, 2016 and 2015
    		                                       8,670            
      income tax benefit
    		                                            -241,000 -812,000 -277,000 -1,297,000    
      net income per share
    		                                                   
      basic and diluted loss per share
    		                                        -0.07 -0.08 -0.08 -0.18 -0.13 -0.17 -0.19 -0.22 -0.26 -0.23 -0.25 
      weighted-average common shares outstanding
    		                                        58,936,694 58,683,194 58,741,328 58,720,095 58,485,899 58,281,425 58,363,334 58,289,801 58,061,299 56,005,326  
      net unrealized gains in accumulated other comprehensive loss, net of tax expense of 0 and 1,431 for the quarters ended march 31, 2016 and march 31, 2015, respectively
    		                                        9,101           
      reclassification adjustment for losses included in net loss, net of tax expense of 0 for the quarters ended march 31, 2016 and 2015
    		                                        885           
      gain from settlement of warrants
    		                                                37,000   
      net unrealized gains in accumulated other comprehensive loss, net of tax expense of 0 and (488) for the three months ended september 30, 2015 and 2014, respectively, and 0 and 2,176 for the nine months ended september 30, 2015 and 2014, respectively
    		                                         -3.75 -483         
      reclassification adjustment for losses included in net loss, net of tax expense of 0, and 0 for the three months ended september 30, 2015 and 2014, respectively, and 0 and 0 for the nine months ended september 30, 2015 and 2014, respectively
    		                                         -238 15         
      comprehensive loss
    		                                         -7,721 -5,267 -12,912        
      net unrealized gains in accumulated other comprehensive loss, net of tax expense of (1,431) and 2,664 for the three months ended june 30, 2015 and 2014, respectively, and 0 and 2,664 for the six months ended june 30, 2015 and 2014, respectively
    		                                           -2,205        
      reclassification adjustment for gains included in net loss, net of tax expense of 0, and 0 for the three months ended june 30, 2015 and 2014, respectively, and 0 and 0 for the six months ended june 30, 2015 and 2014, respectively
    		                                           -354        
      net unrealized holding gains for the period included in accumulated other comprehensive loss, net of tax expense of 1,431, and 0 for the three months ended march 31, 2015 and 2014, respectively
    		                                            2,672,000       
      reclassification adjustment for gains included in net loss, net of tax expense of 0, and 0 for the three months ended march 31, 2015 and 2014, respectively
    		                                            -613,000       
      total comprehensive loss
    		                                            -5,761,000 -9,746,000 -11,685,000 -12,015,000 -12,020,000 -13,092,324 -11,589,568 
      loss per share
    		                                                   
      premiums written
    		                                                   
      direct
    		                                             14,139,000 9,661,000 5,051,000 5,178,000   
      amortization of deferred policy acquisition costs
    		                                             265,000 47,000 42,000 19,000   
      other underwriting and operating expenses
    		                                             13,931,250 17,848,000 18,595,000 19,283,000   
      net unrealized holding gains for the period included in accumulated other comprehensive loss, net of tax benefit of (488) and 0 for the three months ended september 30, 2014 and 2013, respectively, and tax expense of 2,176 and 0 for the nine months ended september 30, 2014 and 2013, respectively
    		                                             791,250 -709,000     
      net unrealized holding gains for the period included in accumulated other comprehensive loss, net of tax expense of 2,664 and 0 for the three months ended june 30, 2014 and 2013, respectively, and 2,664 and 0 for the six months ended june 30, 2014 and 2013, respectively
    		                                               840,000    
      other comprehensive income
    		                                                3,035,000 -7,786 2,283,106 
      net unrealized holding gains for the period included in accumulated other comprehensive loss
    		                                                3,035,000   
      direct premiums written
    		                                                 120,641.5 481,529 
      payroll and related
    		                                                 5,224,093.75 7,090,357 
      share-based compensation
    		                                                 2,206,763.25 1,967,980 
      depreciation and amortization
    		                                                 973,013.5 2,045,306 
      professional fees
    		                                                 1,394,171 2,348,771 
      information technology
    		                                                 863,771.75 1,328,268 
      travel and related costs
    		                                                 241,392.25 262,701 
      rent and office expenses
    		                                                 131,212.25 212,040 
      financial fees and interest expense
    		                                                   
      loss on impairment
    		                                                   
      other
    		                                                 335,533.75 778,571 
      share data
    		                                                   
      weighted-average common shares
    		                                                  55,637,480 
      net unrealized holding gains for the period included in accumulated other comprehensive income
    		                                                 -7,786 2,283,106 
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 
                                                         
        assets
      		                                                   
        fixed maturities, available-for-sale, at fair value
      		3,174,107,000 3,137,023,000 3,015,560,000 2,929,117,000 2,809,247,000 2,723,541,000 2,708,286,000 2,520,990,000 2,393,525,000 2,371,021,000 2,197,686,000 2,233,656,000 2,171,766,000 2,099,389,000 1,973,931,000 2,019,420,000 1,993,972,000 2,085,931,000 2,054,419,000 1,994,280,000 1,831,511,000 1,804,286,000 1,689,815,000 1,339,771,000 1,070,072,000 1,140,940,000 1,073,176,000 1,017,607,000 940,223,000 911,490,000 874,435,000 838,265,000 723,790,000 715,875,000 692,729,000 673,695,000 658,640,000 628,969,000 641,572,000 607,318,000 556,683,000 559,235,000 314,455,000 370,042,000 367,947,000 336,501,000      
        cash and cash equivalents
      		70,679,000 43,937,000 130,439,000 84,013,000 74,209,000 54,308,000 133,319,000 62,629,000 139,726,000 96,689,000 176,463,000 73,319,000 83,104,000 44,426,000 125,812,000 72,398,000 130,906,000 76,646,000 97,260,000 68,080,000 115,517,000 126,937,000 194,199,000 515,450,000 109,821,000 41,089,000 45,889,000 35,735,000 39,761,000 25,294,000 18,187,000 16,454,000 101,890,000 19,196,000 20,698,000 20,035,000 12,543,000 47,746,000 44,522,000 46,827,000 73,302,000 57,317,000 132,791,000 64,301,000 66,420,000 103,021,000 137,485,000 34,671,000 42,792,000 55,929,000 34,097,356 
        premiums receivable
      		86,861,000 86,259,000 85,733,000 83,647,000 84,153,000 82,804,000 78,454,000 76,455,000 75,362,000 76,456,000 73,381,000 72,367,000 70,198,000 69,680,000 67,202,000 63,708,000 60,526,000 60,358,000 58,499,000 55,939,000 52,206,000 49,779,000 48,159,000 46,408,000 46,872,000 46,085,000 45,730,000 42,225,000 38,478,000 36,007,000 34,675,000 31,252,000 28,164,000 25,179,000 21,056,000 17,795,000 15,566,000 13,728,000 11,378,000 8,868,000 6,578,000 5,143,000 3,986,000 2,758,000 1,663,000 1,048,000 402,000 143,000 129,000 19,000  
        accrued investment income
      		29,726,000 27,253,000 25,790,000 24,376,000 23,641,000 22,386,000 21,634,000 21,439,000 19,860,000 19,785,000 17,972,000 17,393,000 15,702,000 14,144,000 13,342,000 12,430,000 12,421,000 11,900,000 12,114,000 11,148,000 10,495,000 9,862,000 9,766,000 7,909,000 7,192,000 6,831,000 6,885,000 6,301,000 6,553,000 5,694,000 5,881,000 4,789,000 4,765,000 4,212,000 4,598,000 3,867,000 3,900,000 3,421,000 3,615,000 3,068,000 3,144,000 2,873,000 1,679,000 1,928,000 1,732,000 1,707,000 1,293,000 1,989,000 1,791,000 2,001,000 1,834,079 
        deferred policy acquisition costs
      		64,330,000 64,372,000 64,192,000 64,148,000 64,013,000 64,327,000 63,803,000 63,248,000 62,801,000 62,905,000 62,195,000 61,162,000 59,921,000 58,564,000 59,483,000 59,768,000 59,727,000 59,584,000 61,362,000 62,137,000 62,294,000 62,225,000 63,194,000 63,619,000 62,634,000 59,972,000 56,642,000 52,607,000 48,820,000 46,840,000 44,437,000 42,363,000 40,026,000 37,925,000 36,101,000 34,206,000 32,165,000 30,109,000 28,911,000 25,128,000 20,948,000 17,530,000 12,181,000 8,218,000 5,283,000 2,985,000 1,651,000 1,051,000 977,000 90,000 4,226 
        software and equipment
      		20,887,000 21,727,000 22,762,000 23,793,000 24,960,000 25,681,000 27,251,000 28,848,000 30,308,000 30,252,000 31,991,000 32,262,000 31,830,000 31,930,000 32,156,000 32,071,000 32,386,000 32,047,000 32,066,000 31,443,000 31,298,000 29,665,000 28,131,000 26,105,000 25,667,000 26,096,000 26,303,000 25,827,000 25,105,000 24,765,000 22,887,000 22,803,000 22,857,000 22,802,000 21,767,000 21,530,000 21,168,000 20,402,000 19,924,000 19,690,000 17,219,000 15,201,000 13,902,000 13,284,000 12,913,000 11,806,000 10,777,000 10,172,000 9,226,000 8,876,000 9,053,995 
        intangible assets and goodwill
      		3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000 3,634,000      
        reinsurance recoverable
      		39,703,000 38,577,000 35,315,000 32,705,000 31,379,000 32,260,000 29,214,000 27,336,000 27,880,000 27,514,000 25,956,000 24,023,000 23,479,000 21,587,000 19,755,000 19,588,000 20,080,000 20,320,000 20,420,000 19,726,000 18,686,000 17,608,000 17,180,000 14,307,000                            
        prepaid federal income taxes
      		400,258,000 400,258,000 322,175,000 322,175,000 322,175,000 322,175,000 235,286,000 235,286,000 235,286,000 235,286,000 154,409,000 154,409,000 154,409,000 154,409,000                                      
        other assets
      		19,453,000 18,058,000 21,593,000 23,477,000 18,785,000 18,857,000 19,244,000 62,038,000 17,730,000 16,965,000 18,344,000 17,625,000 19,733,000 18,267,000 102,380,000 102,566,000 102,804,000 94,238,000 51,162,000 51,565,000 52,349,000 53,188,000 15,149,000 16,049,000 44,085,000 21,171,000 20,768,000 12,679,000 12,736,000 4,708,000 5,276,000 5,836,000 3,963,000 3,695,000 4,973,000 1,471,000 734,000 542,000 206,000 85,000 74,000 90,000 2,486,000 55,000 56,000 509,000 675,000 57,000 57,000 63,000 59,050 
        total assets
      		3,909,638,000 3,841,098,000 3,727,193,000 3,591,085,000 3,456,196,000 3,349,973,000 3,320,125,000 3,101,903,000 3,006,112,000 2,940,507,000 2,762,031,000 2,689,850,000 2,633,776,000 2,516,030,000 2,403,843,000 2,392,288,000 2,423,944,000 2,450,581,000 2,398,314,000 2,305,878,000 2,187,831,000 2,166,666,000 2,081,820,000 2,046,931,000 1,387,827,000 1,364,818,000 1,301,462,000 1,220,399,000 1,147,511,000 1,092,043,000 1,052,481,000 1,016,479,000 987,591,000 894,848,000 886,612,000 862,995,000 840,162,000 841,737,000 792,166,000 716,428,000 684,314,000 662,451,000 486,897,000 466,089,000 461,739,000 463,265,000 465,578,000 466,163,000 471,184,000 481,219,000 461,718,976 
        liabilities
      		                                                   
        debt
      		417,522,000 417,031,000 416,548,000 416,073,000 415,606,000 415,146,000 414,694,000 414,249,000 398,001,000 397,595,000 397,198,000 396,808,000 396,426,000 396,051,000 395,683,000 395,323,000 394,969,000 394,623,000 394,282,000 393,949,000 393,622,000 393,301,000 392,987,000 392,773,000                            
        unearned premiums
      		43,680,000 46,660,000 49,796,000 54,159,000 59,176,000 65,217,000 71,592,000 78,334,000 85,784,000 92,295,000 98,211,000 105,067,000 114,064,000 123,035,000 130,652,000 135,681,000 138,393,000 139,237,000 139,624,000 142,148,000 127,407,000 118,817,000 116,008,000 115,236,000 126,908,000 136,642,000 145,146,000 151,358,000 154,325,000 158,893,000 162,893,000 165,658,000 165,590,000 163,166,000 161,345,000 157,152,000 154,711,000 152,906,000 145,401,000 131,916,000 109,095,000 90,773,000 62,072,000 39,545,000 28,054,000 22,069,000 13,440,000 7,679,000 4,721,000 1,446,000  
        accounts payable and accrued expenses
      		104,835,000 101,595,000 93,407,000 86,904,000 78,937,000 103,164,000 110,968,000 77,918,000 81,831,000 86,189,000 88,629,000 72,506,000 70,341,000 74,576,000 73,945,000 58,947,000 76,923,000 72,000,000 78,657,000 56,803,000 57,139,000 61,716,000 59,316,000 104,777,000 20,745,000 39,904,000 39,296,000 24,351,000 16,981,000 31,141,000 27,134,000 21,407,000 21,218,000 23,364,000 22,028,000 21,349,000 14,175,000 25,297,000 32,568,000 15,502,000 19,108,000 22,725,000 14,230,000 12,309,000 6,845,000 10,646,000 13,691,000 8,494,000 7,373,000 10,052,000 9,275,843 
        reserve for insurance claims and claim expenses
      		211,204,000 196,429,000 180,347,000 163,033,000 151,847,000 152,071,000 135,520,000 125,443,000 127,182,000 123,974,000 116,078,000 110,448,000 108,157,000 99,836,000 94,944,000 98,462,000 102,372,000 103,551,000 104,604,000 101,235,000 96,103,000 90,567,000 87,230,000 69,903,000 29,479,000 23,752,000 20,505,000 18,432,000 15,537,000 12,811,000 10,908,000 10,601,000 10,391,000 8,761,000 6,123,000 5,048,000 3,761,000 3,001,000 2,133,000 1,475,000 1,137,000 679,000 358,000 181,000 187,000 83,000 2,000     
        deferred tax liability
      		491,879,000 478,890,000 463,264,000 441,389,000 418,916,000 386,192,000 380,879,000 348,293,000 322,651,000 301,573,000 257,163,000 242,144,000 223,368,000 193,859,000 166,609,000 161,658,000 156,966,000 164,175,000 151,364,000 136,273,000 115,150,000 112,586,000 97,451,000 83,785,000 66,831,000 56,360,000 43,769,000 28,258,000 12,770,000 2,740,000             137,000 137,000 137,000 137,000 133,000 133,000 133,000 133,000 132,600 
        other liabilities
      		8,086,000 8,507,000 8,960,000 9,420,000 10,143,000 10,751,000 11,286,000 12,056,000 12,282,000 11,456,000 11,844,000 12,226,000 12,396,000 12,272,000 12,428,000 12,636,000 12,520,000 3,245,000 4,267,000 5,276,000 6,294,000 7,026,000 7,773,000 8,517,000 9,257,000 10,025,000 10,816,000 11,597,000 12,375,000                       
        total liabilities
      		1,277,206,000 1,249,112,000 1,212,322,000 1,170,978,000 1,134,625,000 1,132,541,000 1,124,939,000 1,056,293,000 1,027,731,000 1,014,503,000 971,070,000 940,895,000 927,065,000 902,303,000 877,977,000 867,196,000 888,902,000 884,795,000 882,088,000 845,973,000 807,523,000 797,075,000 774,264,000 789,894,000 412,937,000 434,398,000 427,975,000 408,020,000 395,630,000 390,543,000 391,988,000 386,837,000 385,647,000 385,771,000 375,587,000 367,955,000 356,253,000 364,388,000 361,897,000 293,993,000 274,256,000 259,720,000 78,696,000 54,402,000 38,537,000 36,307,000 31,180,000 22,253,000 17,731,000 18,002,000 14,860,871 
        commitments and contingencies
      		                                                   
        shareholders' equity
      		                                                   
        common stock - 0.01 par value...
      		890,000 884,000 884,000 884,000 883,000 879,000 879,000 879,000                                            
        additional paid-in capital
      		1,007,682,000 1,016,772,000 1,010,550,000 1,006,058,000 1,001,545,000 1,004,692,000 997,570,000 993,143,000 989,349,000 990,816,000 981,044,000 977,295,000 973,599,000 972,717,000 969,359,000 964,654,000 960,667,000 955,302,000 948,395,000 944,121,000 940,827,000 937,872,000 930,906,000 927,950,000 706,021,000 707,003,000 698,393,000 692,163,000 684,635,000 682,181,000 678,165,000 670,870,000 666,905,000 585,488,000 583,447,000 580,499,000 578,081,000 576,927,000 575,148,000 573,342,000 571,585,000 570,340,000 568,090,000 566,310,000 564,915,000 562,911,000 560,605,000 558,432,000 555,963,000 553,707,000 524,280,385 
        treasury stock
      		-379,495,000 -351,772,000 -320,877,000 -296,047,000 -272,647,000 -246,594,000 -218,364,000 -201,323,000 -174,227,000 -148,921,000 -117,116,000 -97,675,000 -71,437,000 -56,575,000 -51,195,000 -30,371,000 -5,000,000                                   
        accumulated other comprehensive loss, net of tax
      		-68,160,000 -46,083,000 -53,654,000 -72,757,000 -94,028,000 -124,804,000 -81,991,000 -151,371,000 -149,822,000 -139,917,000 -213,577,000 -187,320,000 -171,821,000                 -14,832,000 -16,303,000 -15,043,000 -13,533,000 -2,859,000 -630,000 -1,354,000 -4,054,000 -5,287,000   2,512,000 -7,474,000 -4,574,000 -4,107,000 -1,548,000 -3,607,000 -3,882,000 -3,173,000    
        retained earnings
      		2,071,515,000 1,972,185,000 1,877,968,000 1,781,969,000 1,685,818,000 1,583,259,000 1,497,092,000 1,404,282,000 1,312,203,000 1,223,153,000 1,139,740,000 1,055,785,000 975,501,000 901,043,000 828,103,000 751,265,000 675,821,000 608,141,000 547,617,000 487,424,000 429,902,000 377,011,000 328,743,000 290,564,000 263,716,000 205,445,000 155,250,000 105,487,000                        
        total shareholders' equity
      		2,632,432,000 2,591,986,000 2,514,871,000 2,420,107,000 2,321,571,000 2,217,432,000 2,195,186,000 2,045,610,000 1,978,381,000 1,926,004,000 1,790,961,000 1,748,955,000 1,706,711,000 1,613,727,000 1,525,866,000 1,525,092,000 1,535,042,000 1,565,786,000 1,516,226,000 1,459,905,000 1,380,308,000 1,369,591,000 1,307,556,000 1,257,037,000 974,890,000 930,420,000 873,487,000 812,379,000 751,881,000 701,500,000 660,493,000 629,642,000 601,944,000 509,077,000 511,025,000 495,040,000 483,909,000 477,349,000 430,269,000 422,435,000 410,058,000 402,731,000 408,201,000 411,687,000 423,202,000 426,958,000 434,398,000 443,910,000 453,453,000 463,217,000 446,858,105 
        total liabilities and shareholders' equity
      		3,909,638,000 3,841,098,000 3,727,193,000 3,591,085,000 3,456,196,000 3,349,973,000 3,320,125,000 3,101,903,000 3,006,112,000 2,940,507,000 2,762,031,000 2,689,850,000 2,633,776,000 2,516,030,000 2,403,843,000 2,392,288,000 2,423,944,000 2,450,581,000 2,398,314,000 2,305,878,000 2,187,831,000 2,166,666,000 2,081,820,000 2,046,931,000 1,387,827,000 1,364,818,000 1,301,462,000 1,220,399,000 1,147,511,000 1,092,043,000 1,052,481,000 1,016,479,000 987,591,000 894,848,000 886,612,000 862,995,000 840,162,000 841,737,000 792,166,000 716,428,000 684,314,000 662,451,000 486,897,000 466,089,000 461,739,000 463,265,000 465,578,000 466,163,000 471,184,000 481,219,000 461,718,976 
        common stock - class a shares, 0.01 par value...
      		        878,000 873,000 870,000 870,000 869,000 865,000 865,000 864,000 863,000 858,000 857,000 857,000 856,000 852,000 848,000 848,000 689,000 684,000 679,000 677,000 675,000 663,000 663,000 658,000 656,000 605,000 599,000 598,000 598,000 591,000 591,000 591,000 591,000 588,000 587,000 587,000 585,000 584,000 584,000 584,000 581,000 581,000 556,375 
        reinsurance funds withheld
      		         1,421,000 1,947,000 1,696,000 2,313,000 2,674,000 3,716,000 4,489,000 5,343,000 5,601,000 6,280,000 6,904,000 7,569,000 8,653,000 10,364,000 12,205,000 12,735,000 14,310,000 16,072,000 18,092,000 25,308,000 27,114,000 28,953,000 31,011,000 33,179,000 34,102,000 33,105,000 32,042,000 31,243,000 30,633,000 28,963,000             
        warrant liability, at fair value
      		                1,416,000 2,363,000 3,010,000 3,385,000 4,239,000 4,409,000 3,135,000 2,698,000 1,461,000 7,641,000 6,364,000 9,679,000 11,831,000 7,296,000 10,930,000 6,391,000 6,563,000 7,472,000 4,046,000 3,544,000 3,563,000 3,367,000 1,654,000 856,000 797,000 1,467,000 1,899,000 2,230,000 2,124,000 3,372,000 3,312,000 4,552,000 5,504,000 6,371,000  
        accumulated other comprehensive income, net of tax
      		             -204,323,000 -221,266,000 -161,320,000 -97,309,000 1,485,000 19,357,000 27,503,000 8,723,000 53,856,000 47,059,000 37,675,000 4,464,000 17,288,000 19,165,000 14,052,000 184,000          10,974,000 11,121,000            
        prepaid expenses
      		              4,694,000 4,994,000 5,477,000 3,530,000 4,409,000 4,095,000 4,999,000 3,292,000 4,579,000 3,416,000 4,750,000 3,512,000 4,518,000 3,358,000 4,454,000 3,241,000 3,131,000 2,907,000 3,602,000 2,151,000 2,651,000 2,072,000 2,935,000 1,991,000 2,313,000 1,810,000 2,732,000 1,428,000 1,783,000 1,869,000 2,091,000 2,054,000 1,097,000 1,139,000 1,702,000 1,519,000 1,053,057 
        prepaid reinsurance premiums
      		              1,454,000 1,711,000 2,011,000 2,393,000 2,969,000 3,831,000 4,842,000 6,190,000 8,014,000 10,263,000 13,100,000 15,488,000 17,917,000 20,426,000 27,747,000 30,370,000 33,058,000 35,798,000 38,557,000 40,250,000 39,915,000 38,919,000 38,348,000 37,921,000 36,091,000             
        term loan
      		                        145,521,000 145,764,000 146,007,000 146,253,000 146,503,000 146,757,000 147,009,000 147,262,000 143,868,000 143,882,000 143,969,000 143,990,000 144,010,000 144,353,000 144,230,000 144,107,000 143,982,000 143,939,000          
        retain earnings
      		                            66,387,000 33,488,000                      
        deferred tax asset
      		                              6,880,000 12,378,000 16,343,000 19,929,000 38,490,000 45,771,000 50,529,000 53,274,000              
        deferred ceding commission
      		                             3,791,000 4,161,000 4,507,000 4,838,000 5,024,000 4,971,000 4,830,000 4,790,000 4,831,000 6,697,000             
        accumulated deficit
      		                              -2,032,000 -26,843,000 -52,084,000 -74,157,000 -72,391,000 -84,703,000 -90,716,000 -94,882,000 -156,444,000 -162,619,000 -164,630,000 -160,723,000 -155,902,000 -151,103,000 -140,750,000 -132,930,000 -122,909,000 -111,933,000 -99,079,000 -84,024,000  
        current tax payable
      		                                      114,000      1,190,000  602,000 1,367,000    
        deferred tax
      		                                      137,000 137,000 137,000 137,000          
        investments, available-for-sale, at fair value:
      		                                                   
        fixed maturities
      		                                              308,564,000 413,307,000 410,876,000 409,088,000 411,983,016 
        total investments
      		                                              308,564,000 413,307,000 410,876,000 409,088,000  
        goodwill and other indefinite lived intangible assets
      		                                              3,634,000 3,634,000 3,634,000 3,634,000  
        reserve for insurance claims and claims expenses
      		                                               28,000    
        accumulated other comprehensive loss
      		                                                -4,012,000   
        short-term investments
      		                                                   
        restricted cash
      		                                                   
        placement fee payable
      		                                                   
        purchase consideration payable
      		                                                   
        common stock - class b shares, 0.01 par value...
      		                                                   
        accumulated other comprehensive income
      		                                                 -7,047,000 -7,038,655 
        total investment portfolio
      		                                                  411,983,016 
        goodwill and other intangible assets
      		                                                  3,634,197 
        warrant liability
      		                                                  5,452,428 
        deficit accumulated during the development phase
      		                                                  -70,940,000 
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 
                                                          
          cash flows from operating activities
        		                                                  
          net income
        		99,330,000 94,217,000 95,999,000 96,151,000 102,559,000 86,167,000 92,810,000 92,079,000 89,050,000 83,413,000 83,955,000 80,284,000 74,458,000 72,940,000 76,838,000 75,444,000 67,680,000 60,524,000 60,192,000 57,523,000 52,891,000 48,268,000 38,179,000 26,848,000 58,271,000 50,195,000 49,763,000 39,100,000 32,899,000 35,520,000 24,811,000 25,241,000 22,355,000 -1,766,000 12,312,000 6,012,000 5,492,000 61,562,000             
          adjustments to reconcile net income to net cash from operating activities:
        		                                                  
          net realized investment losses
        		147,000            33,000          4,000 -711,000 72,000  -81,000 113,000 187,000     -10,000 -68,000 -188,000 58,000 -65,000 -66,000 -61,000 885,000          
          depreciation and amortization
        		2,481,000 2,696,000 2,838,000 2,838,000 2,888,000 2,966,000 2,980,000 2,994,000 2,996,000 3,025,000 2,874,000 2,844,000 2,798,000 2,894,000 2,932,000 2,951,000 3,093,000 2,982,000 2,906,000 2,669,000 2,675,000 2,552,000 2,464,000 2,473,000 2,441,000 2,638,000 2,322,000 2,236,000 2,103,000 1,986,000 2,015,000 1,952,000 1,858,000 1,792,000 1,752,000 1,617,000 1,502,000 1,360,000 2,005,000            
          net accretion of discount on investment securities
        		-707,000                                                  
          amortization of debt discount and debt issuance costs
        		623,000 615,000 608,000 600,000 592,000 584,000 578,000 542,000 510,000 501,000 494,000 486,000 480,000 472,000 465,000 458,000 451,000 512,000 456,000 450,000 443,000 436,000 333,000 3,009,000 258,000 257,000 255,000 251,000 248,000 249,000 290,000 2,490,000 361,000 361,000 355,000 354,000 403,000 498,000 498,000 500,000 418,000          
          deferred income taxes
        		18,857,000 13,613,000 16,798,000 16,818,000 24,543,000 16,693,000 14,144,000 26,053,000 23,808,000 24,829,000 21,999,000 22,896,000 20,869,000 22,746,000 20,886,000 21,707,000 19,054,000 17,561,000 17,257,000 16,131,000 14,561,000 13,328,000 11,172,000 8,126,000 13,880,000 13,091,000 14,151,000 11,802,000 6,038,000 9,229,000 5,834,000 6,855,000 4,009,000 19,762,000 6,891,000                
          share-based compensation expense
        		4,682,000 6,222,000 4,504,000 4,957,000 4,507,000 7,141,000 4,439,000 4,114,000 4,117,000 6,006,000 3,740,000 3,676,000 3,492,000 3,480,000 3,882,000 3,867,000 4,196,000 6,557,000 3,716,000 3,383,000 3,022,000 2,885,000 2,956,000 2,722,000 2,552,000 3,176,000 3,399,000 3,475,000 2,981,000 3,776,000 2,959,000 3,017,000 2,805,000 2,551,000 2,714,000 2,308,000 1,911,000 1,867,000 1,831,000 1,746,000 1,410,000 2,279,000 1,810,000 2,080,000 2,005,000 2,306,000 2,173,000 2,368,000 2,333,000 1,539,947 
          changes in operating assets and liabilities:
        		                                                  
          premiums receivable
        		-602,000 -526,000 -2,086,000 506,000 -1,349,000 -4,350,000 -1,999,000 -1,093,000 1,094,000 -3,075,000 -1,014,000 -2,169,000 -518,000 -2,478,000 -3,494,000 -3,182,000 -168,000 -1,859,000 -2,560,000 -3,733,000 -2,427,000 -1,620,000 -1,751,000 464,000 -787,000 -355,000 -3,505,000 -3,746,000 -2,472,000 -1,332,000 -3,423,000 -3,088,000 -2,985,000 -4,123,000 -3,261,000 -2,229,000 -1,838,000 -2,350,000 -2,510,000 -2,290,000 -1,435,000 -1,157,000 -1,228,000 -1,095,000 -615,000 -646,000 -259,000 -14,000 -110,000  
          accrued investment income
        		-2,473,000 -1,463,000 -1,414,000 -735,000 -1,255,000 -752,000 -195,000 -1,579,000 -75,000 -1,813,000 -579,000 -1,691,000 -1,558,000 -802,000 -912,000 -9,000 -521,000 214,000 -966,000 -653,000 -633,000 -96,000 -1,857,000 -717,000 -361,000 54,000 -584,000 252,000 -859,000 187,000 -1,092,000 -24,000 -553,000 386,000 -732,000 34,000 -479,000 194,000 -547,000 76,000 -271,000 -1,194,000 249,000 -196,000 -25,000 -414,000 696,000 -198,000 210,000 -166,921 
          deferred policy acquisition costs
        		42,000 -180,000 -44,000 -135,000 314,000 -524,000 -555,000 -447,000 104,000 -710,000 -1,033,000 -1,241,000 -1,357,000 919,000 285,000 -41,000 -143,000 1,778,000 775,000 157,000 -69,000 969,000 425,000 -985,000 -2,662,000 -3,330,000 -4,035,000 -3,787,000 -1,980,000 -2,403,000 -2,074,000 -2,337,000 -2,101,000 -1,824,000 -1,895,000 -2,041,000 -2,056,000 -1,198,000 -3,783,000 -4,180,000 -3,418,000 -5,349,000 -3,963,000 -2,935,000 -2,298,000 -1,334,000 -600,000 -74,000 -887,000 -85,774 
          reinsurance recoverable
        		-1,126,000 -3,261,000 -2,610,000 -1,326,000 881,000 -3,046,000 -1,878,000 544,000 -366,000 -1,558,000 -1,933,000 -544,000 -1,892,000 -1,832,000 -167,000 492,000 240,000 100,000 -694,000 -1,040,000 -1,078,000 -428,000 -2,873,000                            
          other assets
        		-2,319,000 3,324,000 1,290,000 -5,534,000 -555,000 -214,000 -826,000 559,000 -1,352,000 776,000 -1,258,000 1,778,000 -1,612,000 -613,000 -89,000 290,000 648,000 -42,754,000 -309,000 82,000 148,000 -38,723,000 247,000 -171,000 -157,000 -403,000 -8,168,000 -451,000 191,000 377,000 859,000 336,000 -268,000 -2,003,000 -221,000 -737,000 -192,000 -336,000 -121,000 -11,000 16,000 -34,000 -1,000 1,000 453,000 166,000 -619,000 0 7,000 -3,752 
          unearned premiums
        		-2,980,000 -3,136,000 -4,363,000 -5,017,000 -6,041,000 -6,375,000 -6,742,000 -7,450,000 -6,511,000 -5,916,000 -6,856,000 -8,997,000 -8,971,000 -7,617,000 -5,029,000 -2,712,000 -844,000 -387,000 -2,524,000 14,741,000 8,590,000 2,809,000 772,000 -11,672,000 -9,734,000 -8,504,000 -6,212,000 -2,967,000 -4,568,000 -4,000,000 -2,765,000 68,000 2,424,000 1,821,000 4,193,000 2,441,000 1,805,000 7,505,000 13,485,000 22,821,000 18,322,000 28,701,000 22,527,000 11,491,000 5,985,000 8,629,000 5,761,000 2,958,000 3,274,000  
          reserve for insurance claims and claim expenses
        		14,775,000 16,082,000 17,314,000 11,186,000 -224,000 16,551,000 10,077,000 -1,739,000 3,208,000 7,896,000 5,630,000 2,291,000 8,321,000 4,892,000 -3,518,000 -3,910,000 -1,179,000 -1,053,000 3,369,000 5,132,000 5,536,000 3,337,000 17,327,000 40,424,000 5,727,000 3,247,000 2,073,000 2,895,000 2,726,000 1,903,000 307,000 210,000 1,630,000                  
          reinsurance balances
        		 0 1,000 -14,000 -118,000 -57,000 -287,000 -191,000 -123,000 -427,000 259,000 -495,000 -196,000 -837,000 -552,000 -594,000 79,000 -509,000 -183,000 -92,000 101,000 -74,000 199,000 3,349,000 -691,000 -243,000 -341,000 -290,000 -148,000 -5,000 200,000 -219,000 584,000 714,000 209,000 268,000 141,000 -2,025,000             
          accounts payable and accrued expenses
        		-14,639,000 13,163,000 937,000 8,525,000 -24,797,000 8,808,000 16,878,000 -3,911,000 -5,323,000 -2,489,000 16,680,000 1,676,000 -5,478,000 777,000 14,425,000 -2,273,000 -11,535,000 -1,094,000 15,989,000 443,000 1,570,000 55,000 19,264,000 12,831,000 -14,078,000 5,083,000 5,184,000 7,074,000 -13,453,000 4,336,000 4,461,000 4,823,000 -7,556,000 1,361,000 3,511,000 2,993,000 -10,351,000 4,375,000 6,742,000 3,268,000 -11,085,000 5,036,000 1,875,000 5,547,000 -4,291,000 114,000 1,561,000 1,120,000 -2,678,000 198,730 
          net cash from operating activities
        		116,091,000 61,743,000 128,049,000 128,356,000 101,151,000 35,821,000 128,420,000 117,789,000 111,574,000 30,117,000 120,826,000 101,905,000 89,835,000 31,791,000 107,769,000 93,524,000 80,310,000 44,338,000 98,837,000 97,080,000 85,464,000 37,621,000 87,622,000 79,503,000 47,852,000 68,583,000 52,243,000 59,045,000 28,279,000 46,512,000 37,996,000 40,222,000 21,131,000 25,985,000 27,186,000 16,681,000 -2,089,000 19,732,000 24,650,000 26,827,000 735,000 25,292,000 17,538,000 6,175,000 -7,542,000 -1,414,000 -1,565,000 -6,034,000 -11,991,000 -7,030,351 
          capital expenditures
        		0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 
          free cash flows
        		116,091,000 61,743,000 128,049,000 128,356,000 101,151,000 35,821,000 128,420,000 117,789,000 111,574,000 30,117,000 120,826,000 101,905,000 89,835,000 31,791,000 107,769,000 93,524,000 80,310,000 44,338,000 98,837,000 97,080,000 85,464,000 37,621,000 87,622,000 79,503,000 47,852,000 68,583,000 52,243,000 59,045,000 28,279,000 46,512,000 37,996,000 40,222,000 21,131,000 25,985,000 27,186,000 16,681,000 -2,089,000 19,732,000 24,650,000 26,827,000 735,000 25,292,000 17,538,000 6,175,000 -7,542,000 -1,414,000 -1,565,000 -6,034,000 -11,991,000 -7,030,351 
          cash flows from investing activities
        		                                                  
          purchase of fixed-maturity investments, available-for-sale
        		-299,673,000 -326,737,000 -144,258,000 -111,845,000 -141,474,000 -125,837,000 -119,139,000 -155,593,000 -81,162,000 -136,093,000 -128,091,000 -90,407,000 -133,971,000 -76,613,000 -45,597,000 -44,863,000 -66,513,000 -123,417,000 -104,353,000 -176,702,000 -109,933,000 -163,392,000 -451,062,000 -393,035,000 -58,427,000 -103,740,000 -60,614,000 -53,593,000 -72,586,000 -46,051,000 -91,193,000 -144,998,000 -74,095,000 -52,439,000 -49,649,000 -56,779,000 -60,212,000 107,488,000 -76,408,000 -103,329,000 -71,319,000 -253,716,000 -2,242,000 -47,297,000 -61,676,000 -56,103,000 -4,249,000 0 -110,000  
          proceeds from maturities of short-term investments
        		61,625,000 56,972,000 61,600,000 0 55,100,000 30,372,000 46,000,000 22,400,000 15,300,000                                          
          proceeds from maturities and redemptions of fixed-maturity investments, available-for-sale
        		76,208,000 68,038,000 79,407,000 97,512,000 40,423,000 38,281,000 74,700,000 47,153,000 45,107,000                                          
          proceeds from sales of fixed-maturity investments, available-for-sale
        		115,032,000 110,493,000 6,251,000                                                
          additions to software and equipment
        		-1,100,000 -1,648,000 -1,779,000 -1,648,000 -1,706,000 -1,397,000 -1,482,000 -1,840,000 -2,186,000                  -2,958,000 -2,740,000 -1,751,000  -2,053,000 -1,903,000 -1,370,000  -2,006,000                
          net cash from investing activities
        		-47,908,000 -117,656,000 -57,024,000 -94,129,000 -47,657,000 -86,130,000 -40,790,000 -174,614,000 -37,752,000 -82,092,000 1,562,000 -85,719,000 -33,751,000 -107,675,000 -34,355,000 -126,386,000 -21,370,000 -63,660,000 -69,841,000 -144,232,000 -96,447,000 -108,676,000 -406,572,000   -77,092,000 -42,294,000 -62,992,000 -11,977,000 -39,722,000 -38,735,000 -125,623,000 -16,570,000    -31,258,000 -16,078,000 -26,572,000 -52,926,000 15,784,000 -244,443,000 50,953,000 -7,617,000 -29,058,000 -33,050,000 104,379,000 -2,191,000 -1,056,000 950,500 
          cash flows from financing activities
        		                                                  
          proceeds from issuance of common stock related to employee equity plans
        		3,881,000 0 47,000 50,000 2,778,000 9,000 1,000 59,000 4,221,000 7,677,000 161,000 54,000 2,657,000 50,000 880,000 21,000 4,491,000 64,000 94,000 157,000 3,886,000 5,464,000 16,000 24,000 3,367,000 8,015,000 1,359,000 1,357,000 11,017,000 300,000 6,384,000 1,391,000 4,782,000 3,998,000 491,000 222,000 2,392,000              
          taxes paid related to net share settlement of equity awards
        		-17,647,000 0 -59,000 -493,000 -10,428,000 -28,000 -13,000 -378,000 -9,800,000 -3,908,000 -152,000 -33,000 -5,263,000 -172,000 -56,000 -524,000 -4,461,000 -339,000 -139,000 -443,000 -4,505,000 -1,496,000 -3,000 -345,000 -7,117,000 -3,931,000 -779,000 -1,061,000 -12,477,000 391,000 -3,633,000 -957,000 -5,523,000 -4,699,000 -240,000 -140,000 -3,503,000 -61,000 -30,000 -56,000 -608,000 -11,000 -14,000 -746,000 -334,000 -11,000 0 -982,000 -90,000 -87 
          repurchases of common stock
        		-27,675,000 -30,589,000 -24,587,000 -23,980,000 -25,943,000 -28,683,000 -16,873,000 -26,848,000 -25,206,000 -31,568,000 -19,253,000 -25,992,000 -14,800,000 -5,380,000 -20,824,000 -25,371,000 -5,000,000                                  
          net cash from financing activities
        		-41,441,000 -30,589,000 -24,599,000 -24,423,000 -33,593,000 -28,702,000 -16,940,000 -20,272,000 -30,785,000 -27,799,000 -19,244,000 -25,971,000 -17,406,000 -5,502,000 -20,000,000 -25,646,000 -4,680,000 -1,292,000 184,000 -285,000 -437,000 3,793,000 -2,301,000 466,215,000 -4,903,000 3,709,000 205,000 -79,000 -1,835,000 317,000 2,472,000 -35,000 78,133,000 -968,000 -124,000 -293,000 -1,856,000 -430,000 -383,000 -376,000 -534,000 143,677,000 -1,000 -677,000 -1,000 0 0 104,000 -90,000 27,911,913 
          net increase in cash, cash equivalents and restricted cash
        		26,742,000 -86,502,000 46,426,000 9,804,000 19,901,000 -79,011,000 70,690,000 -77,097,000 43,037,000 -79,774,000 103,144,000 -9,785,000 38,678,000 -81,386,000   54,260,000 -20,614,000 29,180,000 -47,437,000 -11,420,000 -67,262,000 -321,251,000 405,629,000 68,732,000 -4,800,000 10,154,000                        
          cash, cash equivalents and restricted cash, beginning of period
        		43,937,000 0 0 0 54,308,000 0 0 0 96,689,000 0 0 0 44,426,000 0 0 0 76,646,000 0 0 0 126,937,000 0 0 0 41,089,000 0 0 0 25,294,000 0                     
          cash, cash equivalents and restricted cash, end of period
        		70,679,000 -86,502,000 46,426,000 9,804,000 74,209,000 -79,011,000 70,690,000 -77,097,000 139,726,000 -79,774,000 103,144,000 -9,785,000 83,104,000 -81,386,000 53,414,000 -58,508,000 130,906,000 -20,614,000 29,180,000 -47,437,000 115,517,000 -67,262,000 -321,251,000 405,629,000 109,821,000 -4,800,000 10,154,000 -4,026,000 39,761,000 7,107,000                     
          supplemental disclosures of cash flow information
        		                                                  
          interest paid
        		12,750,000 0 12,750,000 0 18,700,000     14,750,000 0   14,750,000 0   14,750,000 0   13,275,000 0 1,883,000 2,403,000 2,631,000 2,695,000 2,748,000 2,617,000 2,860,000 2,808,000 3,353,000 3,072,000 3,005,000 3,058,000 3,978,000 3,314,000 0 3,238,000 3,176,000 3,255,000          
          income taxes refunded
        		32,000                 0 0 251,000 206,000  0                            
          net amortization of (discount)/premium on investment securities
        		   -864,000 -770,000                                              
          loss on extinguishment of debt
        		     0 0                                            
          prepaid federal income taxes
        		                                                  
          purchase of short-term investments
        		 -24,774,000 -58,245,000   -27,549,000 -40,869,000 -86,734,000 -14,811,000 -13,508,000 -1,000 -46,101,000 -106,614,000 -84,110,000 -110,884,000 -118,930,000 -2,000 0 -1,649,000   -369,000 0 0 -41,872,000 -40,240,000 -76,846,000 -65,282,000 -47,994,000 -89,165,000 -84,877,000 -67,016,000 -16,858,000 -19,645,000 -32,987,000 -39,901,000 -38,663,000             -36 
          proceeds from senior unsecured notes
        		     0 0                                            
          repayments of senior secured notes
        		     0 0                                            
          payments of debt issuance costs
        		     0 -55,000               -175,000 -1,717,000                            
          income taxes paid
        		 10,147,000 9,404,000   10,640,000 9,367,000    20,000                       418,000 217,000                
          net realized investment loss
        		  -321,000       0 0                                        
          net realized investment gains
        		    -24,000         -6,000 -14,000 -53,000 -408,000 -714,000 -3,000            8,000           121,000 15,000 -354,000 -613,000 -63,000    -13,709 
          net realized investment (gains) loss
        		                                                  
          gain from change in fair value of warrant liability
        		             0 0    -1,000                     59,000 -670,000  -331,000 106,000 -1,248,000    -817,000  
          proceeds from issuance of common stock related to warrant exercises
        		                                                  
          net amortization of premium on investment securities
        		       348,000 437,000   1,111,000 966,000 857,000 1,531,000 1,626,000 1,707,000 1,713,000 1,731,000 1,653,000 1,636,000 1,552,000 1,487,000 311,000 318,000 309,000 321,000 308,000 314,000 343,000 366,000 371,000 439,000 399,000 428,000 415,000 357,000 305,000 305,000            
          proceeds from maturity of short-term investments
        		         30,625,000 100,250,000 10,373,000 179,297,000 22,065,000 96,441,000 22,489,000 10,640,000     356,000 0 4,482,000 81,207,000 44,816,000 80,357,000 38,437,000 81,311,000 72,688,000 96,435,000 21,253,000 31,309,000 27,556,000 48,045,000 47,832,000 46,845,000             -1,000 
          proceeds from redemptions, maturities and sale of fixed-maturity investments, available-for-sale
        		         38,357,000 32,753,000 43,449,000 29,054,000 33,798,000 28,130,000 18,256,000 36,479,000 62,888,000 39,218,000 45,055,000 15,942,000 57,786,000 48,954,000 251,609,000 46,368,000 24,579,000 17,767,000 20,186,000 29,043,000 25,540,000 42,953,000 67,041,000 44,444,000 19,650,000 10,198,000 41,746,000 23,841,000 -79,510,000 52,103,000 54,266,000 89,422,000 11,235,000 54,599,000 41,132,000 33,935,000 24,632,000 110,999,000 415,000 718,000  
          income taxes (paid) refunded
        		                                                  
          software and equipment
        		          -3,349,000 -3,033,000 -1,517,000 -2,815,000 -2,445,000 -3,338,000 -1,974,000 -3,131,000 -3,057,000 -3,594,000 -2,456,000 -3,057,000 -4,464,000 -3,145,000 -1,493,000            -3,069,000              
          proceeds from issuance of common stock related to public offering, net of issuance costs
        		                     0 -597,000       0                     
          proceeds from senior secured notes
        		                     0 0                            
          repayments of term loan
        		                     0 0 -147,375,000 -375,000 -375,000 -375,000 -375,000 -375,000 -375,000 -375,000 -146,250,000 -375,000 -375,000 -375,000 -375,000 -375,000 -375,000 -375,000 -375,000 -375,000          
          prepaid expenses
        		              300,000 483,000 -1,947,000 879,000 -314,000 904,000 -1,707,000 1,287,000 -1,163,000 1,334,000 -1,238,000 1,000,000 -1,160,000 1,095,000 -1,407,000 -110,000 -224,000 695,000 -1,451,000 500,000 -579,000 863,000 -944,000 322,000 -503,000 922,000 -1,304,000 355,000 86,000 222,000 -37,000 -957,000 42,000 563,000 -183,000  
          proceeds from issuance of common stock related to warrants
        		              0 228,000 290,000  229,000 1,000 182,000         1,000                     
          net decrease in cash, cash equivalents and restricted cash
        		                            14,467,000                      
          loss from change in fair value of warrant liability
        		                -93,000    205,000 1,379,000 437,000 1,236,000 -5,959,000 2,632,000 -1,139,000 1,685,000 5,479,000 -3,538,000 5,464,000 -109,000 -420,000 3,426,000 502,000 -19,000 196,000 1,713,000        60,000 -1,240,000   918,337 
          payments of debt issuance/modification costs
        		                        -778,000     0                     
          income taxes (refunded) paid
        		                                                  
          net cash from used in investing activities
        		                        25,783,000                          
          proceeds from senior note
        		                              0                    
          income tax (refunded) paid
        		                          15,000                        
          noncash financing activities
        		                                                  
          income tax refunded
        		                            209,000                      
          proceeds from term loan
        		                                                  
          income tax paid
        		                              240,000                    
          proceeds from issuance of common stock related to public offering
        		                               -84,000 79,249,000                  
          payments of debt modification costs
        		                                 -75,000 0 0 -370,000              
          net decrease in cash and cash equivalents
        		                                 -1,502,000 663,000         -2,119,000 -36,601,000   -8,121,000 -13,137,000  
          cash and cash equivalents, beginning of period
        		                               0 19,196,000 0 0 0 47,746,000 0 0 0 57,317,000 0 0 0 103,021,000 0 0 0 55,929,000 -418 
          cash and cash equivalents, end of period
        		                               -85,436,000 101,890,000 -1,502,000 663,000 7,492,000 12,543,000 3,224,000 -2,305,000 -26,475,000 73,302,000 -75,474,000 68,490,000 -2,119,000 66,420,000 -34,464,000 102,814,000 -8,121,000 42,792,000 21,831,644 
          net increase in cash and cash equivalents
        		                                82,694,000    -35,203,000 3,224,000   15,985,000 -75,474,000    -34,464,000    21,832,062 
          net cash from provided by investing activities
        		                                                  
          proceeds from term loan, net of discount
        		                                                  
          reserve for insurance claims and claims expenses
        		                                  1,075,000 1,287,000 760,000  658,000 338,000 458,000 321,000 177,000 -6,000 104,000 81,000 -26,000    
          net cash from by investing activities
        		                                                  
          deferred tax asset
        		                                    1,146,000              
          taxes paid
        		                                    170,000              
          current tax payable
        		                                                  
          purchase of software and equipment
        		                                     -3,022,000 -2,267,000 -3,863,000 -2,319,000 -1,962,000 -1,404,000 -1,452,000 -1,317,000 -1,579,000 -2,371,000 -2,606,000 -1,664,000 -1,296,046 
          proceeds from issuance of common stock
        		                                                  
          gain from settlement of warrants
        		                                             0 0 0 -37,000  
          income tax payments
        		                                                  
          issuance of common stock
        		                                      22,000 55,000 449,000 0 13,000 69,000 333,000 11,000 0    
          net loss
        		                                       2,011,000 -3,907,000 -4,821,000 -4,799,000 -10,353,000 -7,820,000 -10,021,000 -10,976,000 -12,854,000 -15,055,000 -13,084,538 
          adjustments to reconcile net loss to net cash from operating activities:
        		                                                  
          depreciation and other amortization
        		                                        1,316,000 1,215,000 1,121,000 1,426,000 1,099,000 1,477,000 2,333,000 2,318,000 1,952,000 2,706,133 
          noncash intraperiod tax allocation
        		                                            -241,000      
          conversion of class b shares of common stock into class a shares of common stock
        		                                                 -500 
          warrants issued in connection with line of credit
        		                                                  
          loss on impairment
        		                                                  
          acquisition of subsidiaries
        		                                                  
          payments on line of credit
        		                                                  
          restricted cash
        		                                                  
          warrants issued in connection with acquisition of subsidiaries
        		                                                  
          common stock issued in connection with acquisition of subsidiaries
        		                                                  
          benefit for taxes on current year unrealized gains
        		                                              -277,000    
          purchase of fixed maturities, available-for-sale
        		                                                 -122,847 
          proceeds from sale of fixed maturities, available-for-sale
        		                                                 2,370,429 
          proceeds on line of credit
        		                                                  
          prepaid expense