National Bank Holdings Corporation(NYSE:NBHC) 
National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other depo...
Website: http://www.nationalbankholdings.com
Founded: 2009
Full Time Employees: 1,229
Sector: Financial Services
Industry: Banks-Regional
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At a glance:
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Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-03-31 | 2013-06-30 | 2013-03-31 | 2012-09-30 |
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interest and dividend income: | ||||||||||||||||||||||||||||||||||||||||||||||||
interest and fees on loans | 144,975,000 | 114,049,000 | 120,132,000 | 120,238,000 | 120,207,000 | 128,099,000 | 129,566,000 | 123,865,000 | 123,736,000 | 126,565,000 | 117,736,000 | 111,954,000 | 105,121,000 | 95,965,000 | 63,875,000 | 51,737,000 | 44,095,000 | 47,474,000 | 45,512,000 | 43,892,000 | 44,938,000 | 49,354,000 | 47,974,000 | 49,171,000 | 53,527,000 | 54,358,000 | 55,708,000 | 55,995,000 | 52,775,000 | 51,130,000 | 49,181,000 | 35,011,000 | 36,064,000 | 34,411,000 | 31,763,000 | 32,840,000 | 33,450,000 | 30,071,000 | 34,456,000 | 32,650,000 | 32,166,000 | 31,981,000 | 34,772,000 | 33,403,000 | 33,247,000 | 34,320,000 | 36,135,000 | 40,105,000 |
interest and dividends on investment securities | 10,151,000 | 9,190,000 | 9,992,000 | 9,834,000 | 8,737,000 | 7,083,000 | 7,476,000 | 7,520,000 | 6,617,000 | 6,312,000 | 6,468,000 | 6,690,000 | 6,861,000 | 7,005,000 | 6,460,000 | 5,873,000 | 4,862,000 | 4,554,000 | 4,750,000 | 4,121,000 | 3,900,000 | 3,587,000 | 4,037,000 | 4,250,000 | 4,631,000 | 4,670,000 | 5,080,000 | 5,535,000 | 6,012,000 | 6,121,000 | 6,289,000 | 5,733,000 | 6,005,000 | 6,489,000 | 6,613,000 | 6,577,000 | 7,094,000 | 7,759,000 | 8,665,000 | 9,144,000 | 9,764,000 | 10,572,000 | 11,128,000 | 11,749,000 | 13,168,000 | 13,596,000 | 13,248,000 | 15,190,000 |
dividends on other securities | 516,000 | 368,000 | 409,000 | |||||||||||||||||||||||||||||||||||||||||||||
interest on interest bearing bank deposits | 3,509,000 | 2,746,000 | 1,705,000 | 682,000 | 539,000 | 470,000 | 556,000 | 685,000 | ||||||||||||||||||||||||||||||||||||||||
total interest and dividend income | 159,151,000 | 126,353,000 | 132,238,000 | 131,220,000 | 129,963,000 | 136,086,000 | 138,003,000 | 132,447,000 | 131,732,000 | 134,703,000 | 126,110,000 | 121,069,000 | 113,533,000 | 103,958,000 | 72,369,000 | 58,836,000 | 49,525,000 | 52,501,000 | 50,801,000 | 48,450,000 | 49,213,000 | 53,288,000 | 52,302,000 | 53,744,000 | 58,668,000 | 59,616,000 | 61,372,000 | 62,193,000 | 59,420,000 | 57,780,000 | 55,909,000 | 41,769,000 | 42,579,000 | 41,332,000 | 38,740,000 | 39,658,000 | 40,764,000 | 38,472,000 | 43,492,000 | 42,311,000 | 42,517,000 | 43,087,000 | 46,280,000 | 45,492,000 | 46,885,000 | 48,478,000 | 50,098,000 | 56,042,000 |
interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||
interest on deposits | 48,369,000 | 39,428,000 | 42,886,000 | 41,845,000 | 41,267,000 | 44,612,000 | 49,366,000 | 48,217,000 | 43,998,000 | 39,763,000 | 33,423,000 | 25,143,000 | 11,049,000 | 6,635,000 | 2,945,000 | 2,485,000 | 2,531,000 | 2,812,000 | 3,227,000 | 3,576,000 | 3,987,000 | 4,725,000 | 5,491,000 | 6,087,000 | 7,326,000 | 7,565,000 | 7,974,000 | 7,649,000 | 6,615,000 | 6,091,000 | 5,451,000 | 4,413,000 | 4,068,000 | 3,904,000 | 3,787,000 | 3,658,000 | 3,479,000 | 3,516,000 | 3,335,000 | 3,424,000 | 3,451,000 | 3,399,000 | 3,495,000 | 3,563,000 | 3,506,000 | 4,171,000 | 4,511,000 | 6,519,000 |
interest on borrowings | 1,980,000 | 720,000 | 1,152,000 | 1,966,000 | 2,005,000 | 1,343,000 | 984,000 | 656,000 | 3,704,000 | 5,439,000 | 4,910,000 | 6,142,000 | 7,595,000 | 2,257,000 | 333,000 | 334,000 | 333,000 | 203,000 | 5,000 | 6,000 | 5,000 | 7,000 | 96,000 | 329,000 | 995,000 | 1,663,000 | 1,613,000 | 2,053,000 | 1,639,000 | 1,057,000 | 686,000 | 563,000 | 613,000 | 536,000 | 231,000 | 215,000 | 221,000 | 203,000 | 228,000 | 205,000 | 211,000 | 209,000 | 201,000 | 34,000 | 32,000 | 20,000 | 18,000 | 27,000 |
total interest expense | 50,349,000 | 40,148,000 | 44,038,000 | 43,811,000 | 43,272,000 | 45,955,000 | 50,350,000 | 48,873,000 | 47,702,000 | 45,202,000 | 38,333,000 | 31,285,000 | 18,644,000 | 8,892,000 | 3,278,000 | 2,819,000 | 2,864,000 | 3,015,000 | 3,232,000 | 3,582,000 | 3,992,000 | 4,732,000 | 5,587,000 | 6,416,000 | 8,321,000 | 9,228,000 | 9,587,000 | 9,702,000 | 8,254,000 | 7,148,000 | 6,137,000 | 4,976,000 | 4,681,000 | 4,440,000 | 4,018,000 | 3,873,000 | 3,700,000 | 3,719,000 | 3,563,000 | 3,629,000 | 3,662,000 | 3,608,000 | 3,696,000 | 3,597,000 | 3,538,000 | 4,191,000 | 4,529,000 | 6,546,000 |
net interest income before provision for credit losses | 108,802,000 | 86,205,000 | 88,200,000 | 87,409,000 | 86,691,000 | 90,131,000 | 87,653,000 | 83,574,000 | 84,030,000 | 89,501,000 | 87,777,000 | 89,784,000 | 94,889,000 | 95,066,000 | 69,091,000 | |||||||||||||||||||||||||||||||||
provision for credit loss expense | 4,000,000 | 10,200,000 | 1,979,000 | 2,000,000 | 2,776,000 | 4,570,000 | 1,125,000 | 1,700,000 | 900,000 | |||||||||||||||||||||||||||||||||||||||
net interest income after provision for credit losses | 104,802,000 | 77,105,000 | 89,700,000 | 87,409,000 | 76,491,000 | 88,152,000 | 85,653,000 | 80,798,000 | 84,030,000 | 84,931,000 | 86,652,000 | 88,084,000 | 93,989,000 | 73,197,000 | 56,413,000 | |||||||||||||||||||||||||||||||||
non-interest income: | ||||||||||||||||||||||||||||||||||||||||||||||||
service charges | 4,192,000 | 4,109,000 | 4,340,000 | 4,127,000 | 4,118,000 | 4,359,000 | 4,912,000 | 4,295,000 | 4,391,000 | 4,831,000 | 4,849,000 | 4,444,000 | 4,101,000 | 4,365,000 | 4,326,000 | 3,956,000 | 3,710,000 | 3,905,000 | 3,947,000 | 3,568,000 | 3,474,000 | 4,000,000 | 3,742,000 | 3,094,000 | 4,126,000 | 4,416,000 | 4,617,000 | 4,541,000 | 4,321,000 | 4,619,000 | 4,592,000 | 4,176,000 | 3,585,000 | 3,546,000 | 3,326,000 | 3,513,000 | 3,662,000 | 3,465,000 | 3,821,000 | 3,953,000 | 3,697,000 | 3,327,000 | 3,872,000 | 4,148,000 | 3,540,000 | 3,923,000 | 3,687,000 | 4,466,000 |
bank card fees | 4,334,000 | 4,390,000 | 4,505,000 | 4,732,000 | 4,194,000 | 4,671,000 | 4,832,000 | 4,882,000 | 4,578,000 | 4,915,000 | 4,993,000 | 5,091,000 | 4,637,000 | 4,954,000 | 4,681,000 | 4,541,000 | 4,123,000 | 4,476,000 | 4,530,000 | 4,614,000 | 4,073,000 | 4,240,000 | 4,039,000 | 3,654,000 | 3,513,000 | 3,649,000 | 3,752,000 | 3,766,000 | 3,428,000 | 3,769,000 | 3,686,000 | 3,012,000 | 3,076,000 | 3,134,000 | 2,804,000 | 2,899,000 | 2,828,000 | 2,935,000 | 2,841,000 | 2,808,000 | 2,699,000 | 2,550,000 | 2,575,000 | 2,615,000 | 2,374,000 | 2,558,000 | 2,469,000 | 2,484,000 |
mortgage banking income | 2,742,000 | 2,328,000 | 2,895,000 | 2,547,000 | 3,315,000 | 2,296,000 | 2,981,000 | 3,296,000 | 2,655,000 | 2,020,000 | 4,688,000 | 3,710,000 | 3,216,000 | 2,686,000 | 4,474,000 | 6,948,000 | 9,666,000 | 10,387,000 | 16,615,000 | 13,979,000 | 22,379,000 | 23,138,000 | 34,943,000 | 30,630,000 | 13,673,000 | 10,309,000 | 14,702,000 | 10,398,000 | 6,937,000 | 5,406,000 | 7,819,000 | |||||||||||||||||
bank-owned life insurance income | 887,000 | 2,050,000 | 795,000 | 776,000 | 764,000 | 777,000 | 759,000 | 736,000 | 733,000 | 710,000 | 882,000 | 1,032,000 | 645,000 | 627,000 | 573,000 | 540,000 | 532,000 | 549,000 | 558,000 | 553,000 | 548,000 | 584,000 | 597,000 | 589,000 | 590,000 | 437,000 | 431,000 | 424,000 | 421,000 | 430,000 | 463,000 | 454,000 | 475,000 | 472,000 | 470,000 | 483,000 | 497,000 | 486,000 | 397,000 | 421,000 | 402,000 | |||||||
other non-interest income | 5,578,000 | 4,904,000 | 8,156,000 | 4,884,000 | 2,985,000 | 5,598,000 | 4,905,000 | 820,000 | 5,337,000 | 3,588,000 | 3,953,000 | -454,000 | 2,066,000 | 1,505,000 | 3,303,000 | 777,000 | 1,023,000 | 3,898,000 | 2,872,000 | 2,552,000 | 2,852,000 | 1,111,000 | 1,136,000 | 870,000 | 1,602,000 | 1,303,000 | 1,230,000 | 1,472,000 | 1,883,000 | 1,089,000 | 1,429,000 | 933,000 | 1,611,000 | 4,124,000 | 1,414,000 | 1,766,000 | 2,354,000 | 2,897,000 | 1,124,000 | 475,000 | 1,321,000 | 772,000 | 1,253,000 | 836,000 | 825,000 | 1,691,000 | 1,639,000 | 1,322,000 |
gain on security sales | 246,000 | |||||||||||||||||||||||||||||||||||||||||||||||
total non-interest income | 17,979,000 | 14,433,000 | 20,691,000 | 17,066,000 | 15,376,000 | 11,119,000 | 18,389,000 | 14,029,000 | 17,694,000 | 16,064,000 | 19,365,000 | 13,823,000 | 14,665,000 | 14,138,000 | 17,358,000 | 16,762,000 | 19,054,000 | 23,215,000 | 28,522,000 | 25,266,000 | 33,361,000 | 33,357,000 | 44,532,000 | 38,837,000 | 23,532,000 | 20,282,000 | 24,759,000 | 20,660,000 | 17,051,000 | 15,317,000 | 18,061,000 | 9,002,000 | 9,551,000 | 11,956,000 | 8,696,000 | 9,992,000 | 11,608,000 | 10,504,000 | 15,419,000 | 3,761,000 | 2,747,000 | -479,000 | -5,117,000 | 1,614,000 | -354,000 | 7,324,000 | 7,151,000 | 8,063,000 |
non-interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||
salaries and benefits | 56,970,000 | 38,447,000 | 37,779,000 | 37,746,000 | 34,362,000 | 35,459,000 | 37,331,000 | 36,933,000 | 36,520,000 | 34,470,000 | 35,027,000 | 35,215,000 | 32,989,000 | 36,319,000 | 30,540,000 | 28,776,000 | 29,336,000 | 29,986,000 | 32,556,000 | 31,439,000 | 33,523,000 | 32,919,000 | 38,614,000 | 36,457,000 | 33,180,000 | 30,653,000 | 33,522,000 | 30,667,000 | 27,890,000 | 27,029,000 | 28,127,000 | 20,526,000 | 19,363,000 | 19,909,000 | 20,390,000 | 19,450,000 | 20,091,000 | 19,612,000 | 21,331,000 | 20,454,000 | 21,156,000 | 20,077,000 | 20,574,000 | 21,058,000 | 20,774,000 | |||
occupancy and equipment | 15,834,000 | 13,173,000 | 12,383,000 | 9,436,000 | 10,837,000 | 10,193,000 | 9,697,000 | 10,120,000 | 9,941,000 | 10,186,000 | 9,167,000 | 9,126,000 | 9,073,000 | 10,409,000 | 8,026,000 | 6,665,000 | 6,396,000 | 6,133,000 | 6,469,000 | 6,131,000 | 6,550,000 | 6,619,000 | 6,878,000 | 7,078,000 | 6,898,000 | 6,908,000 | 6,825,000 | 6,721,000 | 6,882,000 | 6,423,000 | 6,925,000 | 5,107,000 | 5,208,000 | 5,242,000 | 5,437,000 | 5,464,000 | 5,666,000 | 5,708,000 | 6,234,000 | 6,098,000 | 6,069,000 | 6,089,000 | 6,263,000 | 6,155,000 | 6,474,000 | 5,870,000 | 5,965,000 | 5,570,000 |
data processing | 7,653,000 | 4,653,000 | 4,751,000 | 4,452,000 | 4,401,000 | 4,900,000 | 4,398,000 | 4,117,000 | 4,066,000 | 2,853,000 | 3,546,000 | 2,959,000 | 3,752,000 | |||||||||||||||||||||||||||||||||||
marketing and business development | 1,504,000 | 1,484,000 | 948,000 | 968,000 | 946,000 | 1,153,000 | 1,091,000 | 783,000 | 962,000 | 1,005,000 | 1,037,000 | 1,090,000 | 870,000 | 1,495,000 | 979,000 | 674,000 | 673,000 | 905,000 | 582,000 | 570,000 | 452,000 | 810,000 | 696,000 | 600,000 | 696,000 | 1,086,000 | 985,000 | 840,000 | 986,000 | 924,000 | 1,128,000 | 805,000 | 683,000 | 545,000 | 651,000 | 762,000 | 687,000 | 689,000 | 1,048,000 | 1,016,000 | 1,252,000 | 1,009,000 | 1,029,000 | 757,000 | 1,023,000 | 732,000 | 1,379,000 | 1,760,000 |
fdic deposit insurance | 1,358,000 | 998,000 | 1,041,000 | 990,000 | 1,326,000 | 1,317,000 | 1,297,000 | 1,431,000 | 1,345,000 | 1,575,000 | 1,686,000 | 1,569,000 | 2,178,000 | 645,000 | 508,000 | 486,000 | 482,000 | 475,000 | 475,000 | 456,000 | 444,000 | 424,000 | 409,000 | 411,000 | -76,000 | 58,000 | 493,000 | 498,000 | 564,000 | 401,000 | 656,000 | 715,000 | 686,000 | 705,000 | 517,000 | 734,000 | 1,064,000 | 818,000 | 1,031,000 | 1,032,000 | 1,041,000 | 1,021,000 | 1,029,000 | 1,045,000 | 1,006,000 | 1,047,000 | 1,152,000 | |
bank card expenses | 1,078,000 | 1,090,000 | 1,033,000 | 1,268,000 | 1,103,000 | 1,269,000 | 1,176,000 | 1,391,000 | 1,349,000 | 1,509,000 | 1,667,000 | 1,265,000 | 1,328,000 | 1,405,000 | 1,409,000 | 1,398,000 | 1,268,000 | 1,246,000 | 1,457,000 | 1,330,000 | 1,144,000 | 1,054,000 | 1,275,000 | 1,033,000 | 1,026,000 | 1,259,000 | 1,288,000 | 1,423,000 | 810,000 | 962,000 | 1,258,000 | 687,750 | 971,000 | 896,000 | 883,000 | 1,431,000 | 1,133,000 | |||||||||||
professional fees | 2,232,000 | 6,175,000 | 3,249,000 | 1,680,000 | 1,423,000 | 1,599,000 | 2,111,000 | 1,706,000 | 1,646,000 | 2,513,000 | 2,215,000 | 3,146,000 | 2,590,000 | 6,308,000 | 5,810,000 | 1,486,000 | 814,000 | 781,000 | 3,251,000 | 649,000 | 742,000 | 864,000 | 714,000 | 759,000 | 609,000 | 658,000 | 743,000 | 1,041,000 | 814,000 | 1,373,000 | 1,117,000 | 889,000 | 754,000 | 1,270,000 | 416,000 | 1,153,000 | 909,000 | 978,000 | 1,489,000 | 924,000 | 962,000 | 1,120,000 | 1,077,000 | 854,000 | 638,000 | 858,000 | 1,396,000 | 2,669,000 |
other non-interest expense | 7,744,000 | 4,481,000 | 4,116,000 | 4,444,000 | 5,642,000 | 6,679,000 | 5,084,000 | 4,617,000 | 4,997,000 | 5,976,000 | 4,250,000 | 4,604,000 | 4,149,000 | 5,068,000 | 3,547,000 | 3,169,000 | 2,548,000 | 2,762,000 | 2,828,000 | 2,348,000 | 2,476,000 | 2,185,000 | 2,793,000 | 2,479,000 | 3,090,000 | 2,297,000 | 3,856,000 | 2,439,000 | 3,173,000 | 3,558,000 | 2,564,000 | 2,521,000 | 2,700,000 | 2,733,000 | 2,406,000 | 2,289,000 | 2,198,000 | 2,112,000 | 3,541,000 | 2,831,000 | 2,493,000 | 2,242,000 | 1,810,000 | 2,540,000 | 2,409,000 | 3,051,000 | 2,552,000 | 1,393,000 |
other intangible assets amortization | 2,464,000 | 1,947,000 | 1,946,000 | 1,947,000 | 1,977,000 | 1,977,000 | 1,977,000 | 1,977,000 | 2,008,000 | 2,008,000 | 2,008,000 | 2,007,000 | 1,363,000 | |||||||||||||||||||||||||||||||||||
total non-interest expense | 96,837,000 | 72,448,000 | 67,246,000 | 62,931,000 | 62,017,000 | 64,546,000 | 64,162,000 | 63,075,000 | 62,834,000 | 62,095,000 | 60,603,000 | 60,981,000 | 58,292,000 | 67,662,000 | 53,938,000 | 45,552,000 | 44,082,000 | 44,505,000 | 51,314,000 | 46,343,000 | 49,668,000 | 48,425,000 | 55,321,000 | 53,760,000 | 48,671,000 | 46,107,000 | 43,793,000 | 46,451,000 | 44,394,000 | 42,857,000 | 44,432,000 | 34,027,000 | 34,605,000 | 33,439,000 | 34,605,000 | 34,423,000 | 33,370,000 | 33,314,000 | 42,230,000 | 38,677,000 | 40,393,000 | 36,724,000 | 33,149,000 | 37,981,000 | 39,018,000 | 45,230,000 | 47,884,000 | 59,957,000 |
income before income taxes | 25,944,000 | 19,090,000 | 43,145,000 | 41,544,000 | 29,850,000 | 34,725,000 | 39,880,000 | 31,752,000 | 38,890,000 | 38,900,000 | 45,414,000 | 40,926,000 | 50,362,000 | 19,673,000 | 19,833,000 | 24,723,000 | 21,955,000 | 28,064,000 | 24,777,000 | 29,641,000 | 32,489,000 | 33,488,000 | 34,726,000 | 22,134,000 | 19,049,000 | 23,383,000 | 27,061,000 | 23,461,000 | 22,289,000 | 20,616,000 | 22,594,000 | 8,496,000 | 8,964,000 | 11,384,000 | 7,018,000 | 10,072,000 | 10,009,000 | 5,486,000 | 7,695,000 | 56,000 | -649,000 | 823,000 | 3,053,000 | 4,013,000 | 2,206,000 | 4,711,000 | 3,419,000 | -7,661,000 |
income tax expense | 5,151,000 | 3,054,000 | 7,860,000 | 7,522,000 | 5,619,000 | 6,541,000 | 6,775,000 | 5,617,000 | 7,499,000 | 5,779,000 | 9,327,000 | 8,369,000 | 10,079,000 | 2,952,000 | 3,994,000 | 4,361,000 | 3,603,000 | 5,295,000 | 4,952,000 | 5,441,000 | 5,677,000 | 6,319,000 | 6,833,000 | 4,429,000 | 3,225,000 | 3,864,000 | 5,419,000 | 3,179,000 | 3,367,000 | 3,381,000 | 4,354,000 | 18,615,000 | 1,733,000 | 2,175,000 | -1,240,000 | 982,000 | 4,355,000 | -1,580,000 | 692,000 | -423,000 | 774,000 | 676,000 | 775,000 | 1,813,000 | 1,337,000 | 230,000 | ||
net income | 20,793,000 | 16,036,000 | 35,285,000 | 34,022,000 | 24,231,000 | 28,184,000 | 33,105,000 | 26,135,000 | 31,391,000 | 33,121,000 | 36,087,000 | 32,557,000 | 40,283,000 | 16,721,000 | 15,839,000 | 20,362,000 | 18,352,000 | 22,769,000 | 19,825,000 | 24,200,000 | 26,812,000 | 27,169,000 | 27,893,000 | 17,705,000 | 15,824,000 | 19,519,000 | 21,642,000 | 20,282,000 | 18,922,000 | 17,235,000 | 18,240,000 | -10,119,000 | 7,231,000 | 9,209,000 | 8,258,000 | 9,991,000 | 8,314,000 | 4,504,000 | 3,340,000 | 1,636,000 | -1,341,000 | 1,246,000 | 2,279,000 | 3,337,000 | 1,431,000 | 2,898,000 | 2,082,000 | -7,891,000 |
yoy | -14.19% | -43.10% | 6.59% | 30.18% | -22.81% | -14.91% | -8.26% | -19.73% | -22.07% | 98.08% | 127.84% | 59.89% | 119.50% | -26.56% | -20.11% | -15.86% | -31.55% | -16.19% | -28.92% | 36.68% | 69.44% | 39.19% | 28.88% | -12.71% | -16.37% | 13.25% | 18.65% | -300.43% | 161.68% | 87.15% | 120.88% | -201.28% | -13.03% | 104.46% | 147.25% | 510.70% | -719.99% | 261.48% | 46.56% | -50.97% | -193.71% | -57.00% | 9.46% | -142.29% | ||||
qoq | 29.66% | -54.55% | 3.71% | 40.41% | -14.03% | -14.86% | 26.67% | -16.74% | -5.22% | -8.22% | 10.84% | -19.18% | 140.91% | 5.57% | -22.21% | 10.95% | -19.40% | 14.85% | -18.08% | -9.74% | -1.31% | -2.60% | 57.54% | 11.89% | -18.93% | -9.81% | 6.71% | 7.19% | 9.79% | -5.51% | -280.25% | -239.94% | -21.48% | 11.52% | -17.35% | 20.17% | 84.59% | 34.85% | 104.16% | -222.00% | -207.62% | -45.33% | -31.71% | 133.19% | -50.62% | 39.19% | -126.38% | |
earnings per share—basic | 0.46 | 0.42 | 0.92 | 0.89 | 0.63 | 0.73 | 0.86 | 0.68 | 0.82 | 0.87 | 0.95 | 0.86 | 1.06 | 0.42 | 0.51 | 0.67 | 0.61 | 0.75 | 0.64 | 0.78 | 0.87 | 0.88 | 0.91 | 0.57 | 0.51 | |||||||||||||||||||||||
earnings per share—diluted | 0.46 | 0.42 | 0.92 | 0.88 | 0.63 | 0.72 | 0.86 | 0.68 | 0.82 | 0.87 | 0.94 | 0.85 | 1.06 | 0.41 | 0.5 | 0.67 | 0.6 | 0.74 | 0.64 | 0.77 | 0.86 | 0.88 | 0.9 | 0.57 | 0.5 | |||||||||||||||||||||||
common stock dividend | 0.32 | 0.31 | 0.3 | 0.3 | 0.29 | |||||||||||||||||||||||||||||||||||||||||||
weighted-average number of common shares outstanding: | ||||||||||||||||||||||||||||||||||||||||||||||||
basic | 44,439,788 | 37,964,059 | 37,911,643 | 38,075,896 | 38,068,455 | 38,212,304 | 38,277,042 | 38,210,869 | 38,031,358 | 37,937,579 | 37,990,659 | 37,957,287 | 37,785,488 | 32,360,005 | 31,259,188 | 30,225,898 | 30,120,195 | 30,727,566 | 30,800,590 | 30,947,206 | 30,828,262 | 30,857,086 | 30,756,116 | 30,731,758 | 31,157,476 | 31,175,825 | 31,281,970 | 31,155,264 | 30,961,187 | 30,748,234 | 30,869,683 | 26,928,763 | 26,947,821 | 26,955,187 | 26,801,773 | 28,313,061 | 27,654,827 | 29,215,822 | 34,349,996 | 32,681,181 | 36,164,617 | 38,028,506 | 42,404,609 | 41,837,485 | 44,819,644 | 52,055,434 | 52,320,622 | 52,191,239 |
diluted | 44,610,511 | 38,091,014 | 38,034,473 | 38,151,810 | 38,229,869 | 38,419,125 | 38,495,091 | 38,372,777 | 38,188,480 | 38,111,208 | 38,134,338 | 38,107,326 | 38,074,973 | 32,680,932 | 31,531,075 | 30,493,265 | 30,479,261 | 31,068,159 | 31,064,815 | 31,226,351 | 31,143,322 | 31,075,857 | 30,924,223 | 30,857,606 | 31,361,296 | 31,530,817 | 31,508,999 | 31,604,658 | 31,497,538 | 31,430,074 | 31,540,716 | 27,709,659 | 27,628,734 | 27,597,443 | 27,680,029 | 29,091,343 | 27,898,756 | 29,278,759 | 34,363,487 | 32,762,516 | 36,164,617 | 38,028,612 | 42,421,014 | 41,841,685 | 44,863,138 | 52,081,326 | 52,346,525 | 52,191,239 |
provision (release) for credit loss expense | 2,175,000 | -1,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||
dividends on non-marketable securities | 466,000 | 480,000 | 434,000 | 405,000 | 377,000 | 616,000 | 740,000 | 701,000 | 914,000 | 898,000 | 402,000 | 212,000 | 211,000 | 209,000 | 209,000 | 210,000 | 209,000 | 210,000 | 212,000 | 221,000 | 310,000 | 414,000 | 471,000 | 417,000 | 459,000 | 423,000 | 335,000 | 268,000 | 220,000 | 234,000 | 218,000 | 167,000 | 167,000 | 160,000 | 193,000 | 247,000 | 319,000 | 317,000 | 327,000 | 302,000 | 245,000 | 389,000 | 388,000 | 394,000 | 377,000 | |||
interest on interest-bearing bank deposits | 763,000 | 1,086,000 | 1,205,000 | 1,511,000 | 653,000 | 586,000 | 1,822,000 | 1,015,000 | 359,000 | 264,000 | 329,000 | 228,000 | 165,000 | 135,000 | 70,000 | 13,000 | 96,000 | 117,000 | 167,000 | 204,000 | 210,000 | 194,000 | 171,000 | 805,000 | 276,000 | 214,000 | 197,000 | 74,000 | 60,000 | 449,000 | 124,000 | 198,000 | 270,000 | 207,000 | 78,000 | 95,000 | 81,000 | 174,000 | 321,000 | 370,000 | ||||||||
provision expense (release) for credit losses | 3,715,000 | 12,678,000 | ||||||||||||||||||||||||||||||||||||||||||||||
oreo-related income | 1,000 | 1,000 | 35,000 | 284,000 | 75,000 | 28,000 | 168,000 | 27,000 | 59,000 | |||||||||||||||||||||||||||||||||||||||
telecommunications and data processing | 1,933,250 | 2,899,000 | 2,453,000 | 2,381,000 | 2,376,000 | 2,282,000 | 2,315,000 | 2,337,000 | 2,252,000 | 2,270,000 | 2,255,000 | 2,265,000 | 2,207,000 | 2,133,000 | 2,124,000 | 2,290,000 | 1,445,000 | 2,186,000 | 2,347,000 | 1,702,000 | 1,552,000 | 1,587,000 | 1,371,000 | 1,487,000 | 1,471,000 | 2,934,000 | 2,933,000 | 2,578,000 | 3,062,000 | 2,949,000 | 2,848,000 | 3,148,000 | 3,286,000 | 3,469,000 | 4,475,000 | |||||||||||||
problem asset workout | -274,000 | 215,000 | 144,000 | 163,000 | 212,000 | 1,119,000 | 294,000 | 438,000 | 807,000 | 1,064,000 | 629,000 | 648,000 | 736,000 | 602,000 | 725,000 | 1,123,000 | 328,000 | 665,000 | 605,000 | 1,636,000 | 880,000 | 872,000 | 879,000 | 1,172,000 | 958,000 | |||||||||||||||||||||||
loss on oreo sales | -162,000 | -378,000 | 5,000 | 48,000 | 221,000 | 55,000 | ||||||||||||||||||||||||||||||||||||||||||
core deposit intangible asset amortization | 243,750 | 383,000 | 296,000 | 296,000 | 296,000 | 295,000 | 296,000 | 296,000 | 296,000 | 295,000 | 296,000 | 296,000 | 296,000 | 295,000 | 296,000 | 296,000 | 353,000 | 511,000 | ||||||||||||||||||||||||||||||
banking center consolidation-related expense | 294,000 | 1,295,000 | 208,000 | 432,000 | 1,708,000 | |||||||||||||||||||||||||||||||||||||||||||
net interest income before provision for loan losses | 56,017,000 | 46,661,000 | 49,486,000 | 47,569,000 | 44,868,000 | 36,097,500 | 46,715,000 | 47,328,000 | 50,388,000 | 51,785,000 | 27,378,250 | 37,898,000 | 36,892,000 | 34,722,000 | 29,254,000 | 38,682,000 | 42,584,000 | 41,895,000 | 43,347,000 | 45,569,000 | ||||||||||||||||||||||||||||
provision expense (release) for loan losses | 2,504,000 | -2,356,250 | ||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for loan losses | 53,513,000 | 46,983,000 | 49,354,000 | 47,569,000 | 50,718,000 | 31,690,000 | 45,515,000 | 37,057,000 | 49,208,000 | 46,095,000 | 24,953,250 | 34,018,000 | 32,867,000 | 32,927,000 | 27,498,750 | 34,972,000 | 41,319,000 | 40,380,000 | 41,578,000 | 44,152,000 | ||||||||||||||||||||||||||||
provision release for loan losses | -322,000 | |||||||||||||||||||||||||||||||||||||||||||||||
gain on oreo sales | -275,000 | -13,000 | -119,000 | 39,000 | 7,000 | -6,514,000 | -102,000 | -450,000 | -1,896,000 | -497,000 | -1,644,000 | -112,000 | -263,000 | -2,077,000 | -1,611,000 | |||||||||||||||||||||||||||||||||
provision (release) expense for loan losses | -5,850,000 | -3,575,000 | ||||||||||||||||||||||||||||||||||||||||||||||
net interest income before benefit from loan losses | 45,221,000 | 50,347,000 | 52,491,000 | 51,166,000 | 50,632,000 | 49,772,000 | 27,463,750 | 37,064,000 | 34,753,000 | 38,855,000 | 39,479,000 | 44,287,000 | 49,496,000 | |||||||||||||||||||||||||||||||||||
net interest income after benefit from loan losses | 48,796,000 | 44,188,000 | 49,252,000 | 49,632,000 | 48,156,000 | 48,965,000 | 21,871,500 | 31,771,000 | 28,296,000 | 36,997,000 | 38,026,000 | 42,617,000 | 44,233,000 | |||||||||||||||||||||||||||||||||||
(gain) loss on oreo sales | -29,000 | -318,000 | -368,000 | |||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | 4,407,500 | 1,200,000 | 10,271,000 | 1,180,000 | 5,690,000 | 2,425,000 | 3,880,000 | 4,025,000 | 1,795,000 | 1,755,250 | 3,710,000 | 1,265,000 | 1,515,000 | 1,769,000 | 1,417,000 | |||||||||||||||||||||||||||||||||
benefit from loan losses | 6,159,000 | 3,239,000 | 1,534,000 | 2,476,000 | 807,000 | 5,592,250 | 5,293,000 | 6,457,000 | 1,858,000 | 1,453,000 | 1,670,000 | 5,263,000 | ||||||||||||||||||||||||||||||||||||
income per share—basic | 0.488 | 0.69 | 0.65 | 0.61 | 0.56 | 0.59 | -0.38 | 0.27 | 0.34 | 0.31 | 0.36 | 0.3 | 0.15 | 0.1 | 0.05 | -0.04 | 0.03 | 0.06 | 0.08 | 0.03 | 0.06 | 0.04 | ||||||||||||||||||||||||||
income per share—diluted | 0.483 | 0.69 | 0.64 | 0.6 | 0.54 | 0.58 | -0.36 | 0.26 | 0.33 | 0.3 | 0.34 | 0.3 | 0.15 | 0.1 | 0.05 | -0.04 | 0.03 | 0.06 | 0.08 | 0.03 | 0.06 | 0.04 | ||||||||||||||||||||||||||
oreo related income | 61,000 | 4,000 | 72,000 | -11,000 | 136,000 | 86,000 | 228,000 | |||||||||||||||||||||||||||||||||||||||||
gain on sale of mortgages | 438,000 | 668,000 | 594,000 | 454,000 | 1,273,000 | 600,000 | 534,000 | |||||||||||||||||||||||||||||||||||||||||
intangible asset amortization | 1,232,000 | 1,370,000 | 1,370,000 | 1,370,000 | 1,370,000 | 1,370,000 | 1,370,000 | 1,370,000 | 1,359,000 | 1,336,000 | 1,336,000 | 1,336,000 | 1,336,000 | 1,336,000 | 1,337,000 | 1,336,000 | 1,353,000 | |||||||||||||||||||||||||||||||
oreo related write-ups and other income | 58,000 | 1,667,000 | 187,000 | 1,508,000 | 183,000 | 188,000 | 500,000 | 1,030,000 | 799,000 | 968,000 | ||||||||||||||||||||||||||||||||||||||
bargain purchase gain | 1,048,000 | |||||||||||||||||||||||||||||||||||||||||||||||
fdic loss-sharing related | ||||||||||||||||||||||||||||||||||||||||||||||||
gain from the change in fair value of warrant liability | 464,000 | -476,000 | 508,000 | -390,000 | -898,000 | 324,000 | ||||||||||||||||||||||||||||||||||||||||||
banking center consolidation related expenses | ||||||||||||||||||||||||||||||||||||||||||||||||
income tax benefit | 716,500 | 1,695,000 | ||||||||||||||||||||||||||||||||||||||||||||||
atm/debit card expenses | 963,000 | 1,231,000 | 924,000 | 789,000 | 757,000 | 767,000 | 799,000 | 751,000 | 1,107,000 | 1,005,000 | 1,102,000 | |||||||||||||||||||||||||||||||||||||
fdic indemnification asset amortization | -5,187,750 | -5,798,000 | -7,283,000 | -7,670,000 | -7,922,000 | -6,252,000 | -7,608,000 | |||||||||||||||||||||||||||||||||||||||||
fdic loss sharing income | 1,138,000 | -6,313,000 | -943,000 | -957,000 | 1,193,000 | 3,276,000 | -1,329,000 | |||||||||||||||||||||||||||||||||||||||||
gain on sales of mortgages | 389,000 | 628,000 | 546,000 | 400,000 | 326,000 | 264,000 | 208,000 | 474,000 | 306,000 | 283,000 | ||||||||||||||||||||||||||||||||||||||
gain on previously charged-off acquired loans | 466,000 | 46,000 | 39,000 | 58,000 | 62,000 | 147,000 | 296,000 | 451,000 | ||||||||||||||||||||||||||||||||||||||||
other real estate owned expenses | 114,000 | 468,000 | -8,979,000 | 594,000 | 1,633,000 | 2,497,000 | 4,719,000 | 3,468,000 | ||||||||||||||||||||||||||||||||||||||||
problem loan expenses | 659,250 | 1,115,000 | 723,000 | 799,000 | 448,000 | 1,267,000 | 685,000 | 896,000 | 2,331,000 | 2,267,000 | ||||||||||||||||||||||||||||||||||||||
banking center closure related expenses | 272,250 | 1,089,000 | ||||||||||||||||||||||||||||||||||||||||||||||
other real estate owned income | 406,000 | |||||||||||||||||||||||||||||||||||||||||||||||
fdic loss sharing expense | -810,000 | |||||||||||||||||||||||||||||||||||||||||||||||
bank owned life insurance income | 394,000 | |||||||||||||||||||||||||||||||||||||||||||||||
other real estate owned incomes | -418,000 | |||||||||||||||||||||||||||||||||||||||||||||||
loss from the change in fair value of warrant liability | -219,000 | -1,256,000 | -627,000 | |||||||||||||||||||||||||||||||||||||||||||||
fdic indemnification asset accretion | -2,966,000 | -4,669,000 | ||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities | ||||||||||||||||||||||||||||||||||||||||||||||||
salaries and employee benefits | 23,768,000 | 22,956,000 | 27,182,000 | |||||||||||||||||||||||||||||||||||||||||||||
supplies and printing | 498,000 | 356,000 | ||||||||||||||||||||||||||||||||||||||||||||||
initial public offering related expenses | 7,566,000 | |||||||||||||||||||||||||||||||||||||||||||||||
acquisition related costs | ||||||||||||||||||||||||||||||||||||||||||||||||
gain on recoveries of previously charged-off acquired loans | 443,000 | 837,000 | ||||||||||||||||||||||||||||||||||||||||||||||
income per share - basic | -0.15 | |||||||||||||||||||||||||||||||||||||||||||||||
income per share - diluted | -0.15 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2017-12-31 | 2017-09-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2015-12-31 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-03-31 | 2013-06-30 | 2013-03-31 | 2012-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
assets | ||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents | 555,560,000 | 296,483,000 | 246,298,000 | 127,848,000 | 180,796,000 | 144,993,000 | 292,931,000 | 190,826,000 | 291,291,000 | 323,832,000 | 369,705,000 | 195,505,000 | 256,207,000 | 448,375,000 | 786,385,000 | 845,695,000 | 807,370,000 | 1,004,493,000 | 822,518,000 | 605,565,000 | 445,103,000 | 142,385,000 | 133,926,000 | 116,919,000 | 91,159,000 | 105,258,000 | 109,556,000 | 111,459,000 | 257,364,000 | 241,160,000 | 218,430,000 | 152,736,000 | 124,977,000 | 166,092,000 | 242,441,000 | 490,104,000 | 256,979,000 | 118,659,000 | 197,815,000 | 302,756,000 | 419,193,000 | 664,699,000 |
investment securities available-for-sale | 612,719,000 | 631,947,000 | 634,376,000 | 527,547,000 | 708,987,000 | 691,076,000 | 685,666,000 | 628,829,000 | 620,445,000 | 659,347,000 | 695,485,000 | 706,289,000 | 730,791,000 | 805,858,000 | 790,384,000 | 691,847,000 | 657,833,000 | 605,798,000 | 666,915,000 | 661,955,000 | 572,523,000 | 610,735,000 | 629,396,000 | 661,129,000 | 710,206,000 | 749,537,000 | 791,102,000 | 796,549,000 | 855,345,000 | 812,051,000 | 921,881,000 | 884,232,000 | 968,853,000 | 1,157,246,000 | 1,316,829,000 | 1,413,414,000 | 1,479,214,000 | 1,553,641,000 | 1,720,840,000 | 2,046,536,000 | 2,106,882,000 | |
investment securities held-to-maturity | 689,486,000 | 717,232,000 | 706,912,000 | 533,108,000 | 538,157,000 | 554,686,000 | 570,850,000 | 585,052,000 | 600,501,000 | 619,400,000 | 637,921,000 | 651,527,000 | 606,245,000 | 582,650,000 | 567,055,000 | 609,012,000 | 642,636,000 | 687,635,000 | 520,823,000 | 376,615,000 | 320,001,000 | 215,183,000 | 192,902,000 | 189,982,000 | 206,361,000 | 221,727,000 | 235,398,000 | 249,464,000 | 258,730,000 | 275,370,000 | 313,446,000 | 332,505,000 | 355,427,000 | 427,503,000 | 472,605,000 | 503,610,000 | 530,590,000 | 557,464,000 | 616,221,000 | 592,661,000 | 517,017,000 | 643,661,000 |
other securities | 80,526,000 | |||||||||||||||||||||||||||||||||||||||||
loans | 7,429,501,000 | 7,486,918,000 | 7,646,296,000 | 7,751,143,000 | 7,714,495,000 | 7,722,153,000 | 7,569,052,000 | 7,698,758,000 | 7,478,438,000 | 7,414,357,000 | 7,345,298,000 | 7,220,469,000 | 5,721,985,000 | 4,817,070,000 | 4,674,238,000 | 4,513,383,000 | 4,421,760,000 | 4,300,757,000 | 4,303,246,000 | 4,353,726,000 | 4,556,121,000 | 4,782,383,000 | 4,505,735,000 | 4,401,917,000 | 4,330,263,000 | 4,246,941,000 | 4,092,308,000 | 3,905,311,000 | 3,178,947,000 | 3,120,543,000 | 2,953,655,000 | 2,860,921,000 | 2,822,555,000 | 2,587,673,000 | 2,328,524,000 | 2,216,269,000 | 2,162,409,000 | 2,171,372,000 | 1,961,592,000 | 1,723,287,000 | 1,765,450,000 | 1,920,303,000 |
allowance for credit losses | -88,280,000 | -88,893,000 | -90,192,000 | -94,455,000 | -95,047,000 | -96,457,000 | -97,607,000 | -97,947,000 | -93,446,000 | -92,581,000 | -90,343,000 | -89,553,000 | -65,623,000 | -50,860,000 | -48,810,000 | -49,694,000 | -49,155,000 | -49,030,000 | -55,057,000 | -59,777,000 | -60,979,000 | -60,465,000 | -50,956,000 | |||||||||||||||||||
loans held for sale | 22,252,000 | 20,784,000 | 11,885,000 | 24,495,000 | 16,765,000 | 18,787,000 | 14,065,000 | 18,854,000 | 19,048,000 | 25,172,000 | 24,594,000 | 22,767,000 | 33,043,000 | 48,816,000 | 90,152,000 | 139,142,000 | 158,066,000 | 134,805,000 | 228,888,000 | 247,813,000 | 273,003,000 | 204,856,000 | 127,439,000 | 204,602,000 | 105,866,000 | 59,324,000 | 48,120,000 | 80,506,000 | 4,629,000 | 12,212,000 | 3,547,000 | 24,187,000 | 20,341,000 | 13,292,000 | 10,037,000 | 4,935,000 | 5,146,000 | 5,252,000 | 2,143,000 | 6,288,000 | 7,034,000 | |
other real estate owned | 658,000 | 291,000 | 615,000 | 662,000 | 1,432,000 | 1,526,000 | 4,064,000 | 4,088,000 | 3,416,000 | 3,458,000 | 3,458,000 | 3,731,000 | 3,695,000 | 4,992,000 | 5,063,000 | 7,005,000 | 4,325,000 | 5,124,000 | 5,669,000 | 4,730,000 | 4,590,000 | 6,491,000 | 7,051,000 | 7,904,000 | 7,054,000 | 9,394,000 | 10,596,000 | 35,135,000 | 10,491,000 | 12,330,000 | 15,552,000 | 15,662,000 | 21,200,000 | 20,814,000 | 20,367,000 | 23,417,000 | 29,120,000 | 45,885,000 | 65,983,000 | 79,299,000 | 83,330,000 | 129,345,000 |
premises and equipment | 211,436,000 | 209,414,000 | 204,567,000 | 196,773,000 | 191,889,000 | 177,456,000 | 168,956,000 | 162,733,000 | 153,553,000 | 147,853,000 | 140,417,000 | 136,111,000 | 105,801,000 | 103,690,000 | 95,133,000 | 96,747,000 | 94,114,000 | 95,019,000 | 101,830,000 | 106,982,000 | 108,860,000 | 110,019,000 | 112,393,000 | 110,692,000 | 111,171,000 | 109,594,000 | 109,986,000 | 110,824,000 | 93,708,000 | 91,654,000 | 94,485,000 | 95,671,000 | 96,861,000 | 103,103,000 | 102,228,000 | 104,334,000 | 106,341,000 | 108,100,000 | 112,534,000 | 120,746,000 | 121,082,000 | 118,385,000 |
goodwill | 306,043,000 | 306,043,000 | 306,043,000 | 306,043,000 | 306,043,000 | 306,043,000 | 306,043,000 | 306,043,000 | 306,043,000 | 306,043,000 | 279,132,000 | 279,132,000 | 167,882,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 115,027,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | 59,630,000 | |
intangible assets | 50,331,000 | 52,496,000 | 54,489,000 | 58,432,000 | 60,390,000 | 62,356,000 | 64,212,000 | 66,025,000 | 68,283,000 | 74,914,000 | 58,619,000 | 59,887,000 | 30,843,000 | 14,568,000 | 13,505,000 | 12,322,000 | 11,621,000 | 22,360,000 | 20,205,000 | 17,928,000 | 15,017,000 | 12,175,000 | 10,489,000 | 11,578,000 | 12,267,000 | 12,981,000 | 13,470,000 | 13,937,000 | 2,840,000 | 5,580,000 | 6,949,000 | 8,319,000 | 12,429,000 | 14,210,000 | 15,546,000 | 16,883,000 | 18,220,000 | 20,893,000 | 24,902,000 | 26,239,000 | 28,901,000 | |
other assets | 282,454,000 | 284,890,000 | 301,378,000 | 299,635,000 | 297,023,000 | 315,245,000 | 315,805,000 | 297,326,000 | 330,894,000 | 301,313,000 | 332,204,000 | 298,329,000 | 268,048,000 | 218,059,000 | 198,812,000 | 182,785,000 | 190,430,000 | 199,399,000 | 203,944,000 | 212,893,000 | 221,812,000 | 216,454,000 | 214,980,000 | 181,733,000 | 177,984,000 | 185,364,000 | 159,240,000 | 183,730,000 | 139,248,000 | 155,692,000 | 159,874,000 | 154,778,000 | 143,898,000 | 140,716,000 | 130,955,000 | 123,760,000 | 124,820,000 | 125,122,000 | 82,122,000 | 84,772,000 | 55,930,000 | 72,029,000 |
total assets | 10,152,686,000 | 9,998,729,000 | 10,098,870,000 | 9,807,693,000 | 9,993,283,000 | 9,970,851,000 | 9,967,476,000 | 9,951,064,000 | 9,866,283,000 | 9,871,957,000 | 9,917,223,000 | 9,573,243,000 | 7,922,921,000 | 7,167,999,000 | 7,341,512,000 | 7,214,011,000 | 7,100,991,000 | 7,136,128,000 | 6,949,501,000 | 6,659,950,000 | 6,600,676,000 | 6,385,431,000 | 6,028,330,000 | 5,990,050,000 | 5,858,002,000 | 5,802,666,000 | 5,676,666,000 | 5,585,104,000 | 4,843,465,000 | 4,768,972,000 | 4,728,295,000 | 4,573,046,000 | 4,606,413,000 | 4,683,908,000 | 4,777,850,000 | 4,991,050,000 | 4,819,646,000 | 4,812,807,000 | 4,913,587,000 | 5,220,688,000 | 5,257,543,000 | 5,522,826,000 |
liabilities and shareholders’ equity | ||||||||||||||||||||||||||||||||||||||||||
liabilities: | ||||||||||||||||||||||||||||||||||||||||||
deposits: | ||||||||||||||||||||||||||||||||||||||||||
non-interest bearing demand deposits | 2,255,495,000 | 2,168,574,000 | 2,215,313,000 | 2,213,685,000 | 2,268,801,000 | 2,229,432,000 | 2,292,917,000 | 2,361,367,000 | 2,483,174,000 | 2,628,942,000 | 2,920,891,000 | 3,134,716,000 | 2,735,832,000 | 2,454,740,000 | 2,554,820,000 | 2,506,265,000 | 2,447,099,000 | 2,437,328,000 | 2,295,704,000 | 2,111,045,000 | 1,533,676,000 | 1,502,948,000 | 1,150,437,000 | 1,237,189,000 | 1,167,399,000 | 1,172,683,000 | 1,072,029,000 | 1,089,631,000 | 910,675,000 | 876,933,000 | 846,744,000 | 841,421,000 | 815,054,000 | 777,727,000 | 758,763,000 | 732,580,000 | 724,186,000 | 689,248,000 | 667,786,000 | 654,002,000 | 648,808,000 | |
interest bearing demand deposits | 1,223,602,000 | 1,240,698,000 | 1,337,905,000 | 1,411,860,000 | 1,407,667,000 | 1,420,942,000 | 1,427,856,000 | 1,480,042,000 | 1,358,445,000 | 1,324,292,000 | 1,098,172,000 | 913,852,000 | 597,035,000 | 597,000,000 | 595,137,000 | 555,401,000 | 546,597,000 | 555,865,000 | 557,850,000 | 514,286,000 | 976,133,000 | 955,951,000 | 846,824,000 | 681,113,000 | 691,527,000 | 696,332,000 | 688,255,000 | 675,213,000 | 431,786,000 | 428,174,000 | 427,538,000 | 416,153,000 | 436,745,000 | 389,270,000 | 390,523,000 | 386,121,000 | 369,917,000 | 398,429,000 | 476,215,000 | 487,222,000 | 484,760,000 | |
savings and money market | 3,832,460,000 | 3,785,951,000 | 3,812,312,000 | 3,592,312,000 | 3,768,211,000 | 3,703,810,000 | 3,801,013,000 | 3,367,012,000 | 3,314,895,000 | 3,183,355,000 | 2,584,128,000 | 2,950,658,000 | 2,631,855,000 | 2,364,681,000 | 2,412,081,000 | 2,332,591,000 | 2,264,083,000 | 2,240,359,000 | 2,199,420,000 | 2,064,769,000 | 2,079,585,000 | 1,903,427,000 | 1,693,614,000 | 1,748,257,000 | 1,747,434,000 | 1,764,341,000 | 1,694,808,000 | 1,729,563,000 | 1,470,714,000 | 1,477,842,000 | 1,422,321,000 | 1,393,661,000 | 1,394,995,000 | 1,327,953,000 | 1,358,515,000 | 1,290,436,000 | 1,307,285,000 | 1,334,521,000 | 1,246,760,000 | 1,263,083,000 | 1,202,938,000 | |
time deposits | 1,160,123,000 | 1,074,261,000 | 1,058,677,000 | 1,020,036,000 | 1,052,449,000 | 1,022,741,000 | 995,976,000 | 981,970,000 | 992,494,000 | 984,269,000 | 978,489,000 | 873,400,000 | 838,830,000 | 777,977,000 | 802,772,000 | 833,916,000 | 876,841,000 | 924,501,000 | 948,676,000 | 986,132,000 | 1,027,066,000 | 1,051,563,000 | 1,050,981,000 | 1,067,301,000 | 1,081,637,000 | 1,081,092,000 | 1,080,529,000 | 1,119,625,000 | 1,133,167,000 | 1,184,994,000 | 1,172,046,000 | 1,173,772,000 | 1,193,883,000 | 1,267,539,000 | 1,324,661,000 | 1,357,051,000 | 1,396,070,000 | 1,443,898,000 | 1,596,966,000 | 1,656,494,000 | 1,945,218,000 | |
total deposits | 8,471,680,000 | 8,269,484,000 | 8,424,207,000 | 8,237,893,000 | 8,497,128,000 | 8,376,925,000 | 8,517,762,000 | 8,190,391,000 | 8,149,008,000 | 8,120,858,000 | 7,581,680,000 | 7,872,626,000 | 6,803,552,000 | 6,194,398,000 | 6,364,810,000 | 6,228,173,000 | 6,134,620,000 | 6,158,053,000 | 6,001,650,000 | 5,676,232,000 | 5,616,460,000 | 5,413,889,000 | 4,741,856,000 | 4,733,860,000 | 4,687,997,000 | 4,714,448,000 | 4,535,621,000 | 4,614,032,000 | 3,946,342,000 | 3,967,943,000 | 3,868,649,000 | 3,825,007,000 | 3,840,677,000 | 3,762,489,000 | 3,832,462,000 | 3,766,188,000 | 3,797,458,000 | 3,866,096,000 | 3,987,727,000 | 4,060,801,000 | 4,281,724,000 | |
securities sold under agreements to repurchase | 21,303,000 | 18,513,000 | 20,749,000 | 18,895,000 | 19,517,000 | 19,465,000 | 19,577,000 | 19,627,000 | 20,273,000 | 21,422,000 | 21,492,000 | 20,214,000 | 20,044,000 | 24,396,000 | 24,744,000 | 22,768,000 | 21,427,000 | 22,957,000 | 19,405,000 | 22,897,000 | 23,904,000 | 24,504,000 | 23,703,000 | 62,735,000 | 60,430,000 | 59,543,000 | 66,047,000 | 55,695,000 | 92,814,000 | 91,697,000 | 92,011,000 | 113,307,000 | 136,523,000 | 187,314,000 | 284,161,000 | 133,552,000 | 109,946,000 | 91,065,000 | 122,879,000 | 53,110,000 | 46,192,000 | |
long-term debt | 54,743,000 | 54,385,000 | 54,588,000 | 54,511,000 | 54,433,000 | 54,356,000 | 54,278,000 | 54,200,000 | 54,123,000 | 54,045,000 | 53,968,000 | 53,890,000 | 39,559,000 | 39,532,000 | 39,505,000 | 39,478,000 | ||||||||||||||||||||||||||
federal home loan bank advances | 185,000,000 | 80,000,000 | 50,000,000 | 35,000,000 | 340,000,000 | 316,770,000 | 385,000,000 | 1,000,000,000 | 385,000,000 | 15,000,000 | 341,506,000 | 303,897,000 | 272,414,000 | 228,421,000 | 301,660,000 | 144,540,000 | 129,115,000 | 76,780,000 | 38,665,000 | 51,359,000 | 40,000,000 | 40,000,000 | 40,000,000 | 40,000,000 | ||||||||||||||||||
other liabilities | 230,031,000 | 118,851,000 | 190,018,000 | 141,319,000 | 130,208,000 | 237,461,000 | 144,029,000 | 134,039,000 | 162,524,000 | 143,298,000 | 126,356,000 | 149,311,000 | 140,340,000 | 94,122,000 | 92,238,000 | 83,486,000 | 100,228,000 | 103,252,000 | 96,456,000 | 140,130,000 | 160,955,000 | 155,071,000 | 157,811,000 | 136,232,000 | 103,244,000 | 85,252,000 | 78,332,000 | 97,772,000 | 331,499,000 | 50,457,000 | 54,257,000 | 37,532,000 | 66,968,000 | 49,164,000 | 31,586,000 | 33,938,000 | 43,320,000 | 61,321,000 | 27,268,000 | 34,594,000 | 25,878,000 | 66,573,000 |
total liabilities | 8,777,757,000 | 8,646,233,000 | 8,769,562,000 | 8,502,618,000 | 8,701,286,000 | 8,723,207,000 | 8,735,646,000 | 8,738,257,000 | 8,702,698,000 | 8,724,623,000 | 8,783,496,000 | 8,481,041,000 | 7,003,495,000 | 6,352,448,000 | 6,521,297,000 | 6,373,905,000 | 6,256,275,000 | 6,284,262,000 | 6,117,511,000 | 5,839,259,000 | 5,801,319,000 | 5,608,464,000 | 5,264,876,000 | 5,236,724,000 | 5,124,085,000 | 5,087,664,000 | 4,981,660,000 | 4,912,039,000 | 4,311,058,000 | 4,218,728,000 | 4,190,677,000 | 4,036,857,000 | 4,056,641,000 | 4,066,364,000 | 4,059,584,000 | 4,228,374,000 | 4,025,071,000 | 4,003,845,000 | 4,017,738,000 | 4,176,445,000 | 4,170,800,000 | 4,426,991,000 |
shareholders’ equity: | ||||||||||||||||||||||||||||||||||||||||||
common stock, par value 0.01 per share... | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 515,000 | 514,000 | 514,000 | 514,000 | 513,000 | 513,000 | 512,000 | 512,000 | 512,000 | 512,000 | 514,000 | 523,000 | 522,000 | |
additional paid-in capital | 1,169,982,000 | 1,167,719,000 | 1,168,433,000 | 1,167,431,000 | 1,164,395,000 | 1,161,804,000 | 1,163,773,000 | 1,162,269,000 | 1,160,706,000 | 1,158,727,000 | 1,160,436,000 | 1,159,508,000 | 1,079,560,000 | 1,014,330,000 | 1,014,332,000 | 1,014,294,000 | 1,013,064,000 | 1,011,200,000 | 1,010,798,000 | 1,011,362,000 | 1,010,145,000 | 1,008,773,000 | 1,009,478,000 | 1,007,628,000 | 1,006,008,000 | 1,012,974,000 | 1,014,399,000 | 1,013,314,000 | 972,027,000 | 971,742,000 | 984,087,000 | 997,665,000 | 997,926,000 | |||||||||
retained earnings | 568,276,000 | 544,428,000 | 521,939,000 | 508,864,000 | 491,849,000 | 469,630,000 | 454,211,000 | 433,126,000 | 410,243,000 | 384,094,000 | 361,440,000 | 330,721,000 | 323,448,000 | 314,616,000 | 301,220,000 | 289,876,000 | 273,900,000 | 260,821,000 | 243,446,000 | 223,175,000 | 202,238,000 | 180,537,000 | 168,984,000 | 150,866,000 | 135,210,000 | 120,879,000 | 106,990,000 | 95,055,000 | 73,358,000 | 61,812,000 | 55,454,000 | 47,347,000 | 38,670,000 | 36,709,000 | 39,866,000 | 40,528,000 | 40,197,000 | 39,121,000 | 42,941,000 | 42,692,000 | 42,934,000 | |
treasury stock | -312,873,000 | -304,254,000 | -301,531,000 | -301,694,000 | -302,277,000 | -303,880,000 | -306,460,000 | -306,702,000 | -307,026,000 | -307,388,000 | -310,037,000 | -310,338,000 | -394,758,000 | -455,909,000 | -457,219,000 | -457,616,000 | -441,366,000 | -422,365,000 | -423,254,000 | -424,127,000 | -424,621,000 | -425,053,000 | -427,890,000 | -408,770,000 | -409,322,000 | -413,226,000 | -415,623,000 | -415,605,000 | -494,321,000 | -494,594,000 | -502,104,000 | -504,301,000 | -419,660,000 | -317,854,000 | -283,661,000 | -245,516,000 | -226,230,000 | -134,953,000 | ||||
accumulated other comprehensive loss, net of tax | -50,971,000 | -55,912,000 | -60,048,000 | -70,041,000 | -62,485,000 | -80,425,000 | -80,209,000 | -76,401,000 | -100,853,000 | -88,614,000 | -78,627,000 | -88,204,000 | -89,339,000 | -58,001,000 | -38,633,000 | -6,140,000 | -11,275,000 | -20,214,000 | -1,335,000 | -1,856,000 | ||||||||||||||||||||||
total shareholders’ equity | 1,374,929,000 | 1,352,496,000 | 1,329,308,000 | 1,247,644,000 | 1,231,830,000 | 1,212,807,000 | 1,163,585,000 | 1,147,334,000 | 1,133,727,000 | 1,092,202,000 | 919,426,000 | 815,551,000 | 820,215,000 | 840,106,000 | 844,716,000 | 851,866,000 | 831,990,000 | 820,691,000 | 799,357,000 | 776,967,000 | 763,454,000 | 753,326,000 | 733,917,000 | 715,002,000 | 695,006,000 | 673,065,000 | 532,407,000 | 550,244,000 | 537,618,000 | 536,189,000 | 549,772,000 | 617,544,000 | 718,266,000 | 762,676,000 | 794,575,000 | 808,962,000 | 895,849,000 | |||||
total liabilities and shareholders’ equity | 10,152,686,000 | 9,998,729,000 | 10,098,870,000 | 9,970,851,000 | 9,967,476,000 | 9,951,064,000 | 9,866,283,000 | 9,871,957,000 | 9,917,223,000 | 9,573,243,000 | 7,922,921,000 | 7,167,999,000 | 7,341,512,000 | 7,214,011,000 | 7,100,991,000 | 7,136,128,000 | 6,949,501,000 | 6,659,950,000 | 6,600,676,000 | 6,385,431,000 | 6,028,330,000 | 5,990,050,000 | 5,858,002,000 | 5,802,666,000 | 5,676,666,000 | 5,585,104,000 | 4,843,465,000 | 4,768,972,000 | 4,728,295,000 | 4,573,046,000 | 4,606,413,000 | 4,683,908,000 | 4,777,850,000 | 4,991,050,000 | 4,819,646,000 | 4,812,807,000 | 4,913,587,000 | |||||
non-marketable securities | 81,124,000 | 76,203,000 | 76,462,000 | 72,353,000 | 72,987,000 | 73,439,000 | 90,477,000 | 87,817,000 | 88,849,000 | 120,733,000 | 89,049,000 | 64,004,000 | 59,754,000 | 54,568,000 | 50,740,000 | 46,964,000 | 14,741,000 | 15,493,000 | 16,493,000 | 29,598,000 | 30,188,000 | 29,948,000 | 27,277,000 | 30,726,000 | 24,574,000 | 27,555,000 | 16,975,000 | 15,030,000 | 15,537,000 | 13,065,000 | 14,949,000 | 12,373,000 | 22,529,000 | 27,050,000 | 27,050,000 | 27,045,000 | 21,640,000 | 31,109,000 | 31,775,000 | 32,947,000 | 33,046,000 | |
liabilities and shareholders' equity | ||||||||||||||||||||||||||||||||||||||||||
shareholders' equity: | ||||||||||||||||||||||||||||||||||||||||||
total shareholders' equity | 1,305,075,000 | 1,291,997,000 | ||||||||||||||||||||||||||||||||||||||||
total liabilities and shareholders' equity | 9,807,693,000 | 9,993,283,000 | ||||||||||||||||||||||||||||||||||||||||
cash and due from banks | 368,956,000 | 194,756,000 | 255,458,000 | 447,875,000 | 785,885,000 | 845,195,000 | 806,870,000 | 1,003,993,000 | 822,018,000 | 605,065,000 | 444,603,000 | 141,885,000 | 133,426,000 | 116,419,000 | 90,659,000 | 104,758,000 | 109,056,000 | 110,959,000 | 221,160,000 | 152,736,000 | 124,977,000 | 155,985,000 | 57,880,000 | 52,797,000 | 61,461,000 | 58,525,000 | 65,785,000 | 62,095,000 | 57,446,000 | 65,452,000 | ||||||||||||
interest bearing bank deposits | 749,000 | 749,000 | 749,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 20,000,000 | 10,107,000 | 10,080,000 | 10,068,000 | 10,055,000 | 10,042,000 | 14,159,000 | 50,589,000 | ||||||||||||||||
accumulated other comprehensive income, net of tax | -6,963,000 | -1,397,000 | 1,695,000 | 485,000 | 9,766,000 | 11,080,000 | 12,195,000 | 12,367,000 | 3,087,000 | 1,506,000 | -1,762,000 | 8,547,000 | 95,000 | 4,444,000 | 12,085,000 | 5,839,000 | 1,896,000 | 469,000 | 9,250,000 | 36,127,000 | 46,752,000 | |||||||||||||||||||||
allowance for loan losses | -38,710,000 | -40,082,000 | -37,055,000 | -35,692,000 | -33,813,000 | -31,264,000 | -30,047,000 | -30,850,000 | -29,174,000 | -28,021,000 | -27,119,000 | -20,241,000 | -18,873,000 | -17,613,000 | -16,591,000 | -13,972,000 | -11,847,000 | -12,889,000 | -17,496,000 | |||||||||||||||||||||||
consolidated statement of financial condition data: | ||||||||||||||||||||||||||||||||||||||||||
fdic indemnification asset | ||||||||||||||||||||||||||||||||||||||||||
goodwill and other intangible assets | 61,237,000 | |||||||||||||||||||||||||||||||||||||||||
deposits | 3,979,559,000 | |||||||||||||||||||||||||||||||||||||||||
due to fdic | 38,195,000 | 37,813,000 | 42,011,000 | 35,120,000 | 33,309,000 | 31,245,000 | 31,011,000 | 32,502,000 | ||||||||||||||||||||||||||||||||||
due from banks | 174,481,000 | |||||||||||||||||||||||||||||||||||||||||
securities purchased under agreements to resell | 50,000,000 | 100,000,000 | ||||||||||||||||||||||||||||||||||||||||
federal deposit insurance corporation (“fdic”) indemnification asset | 23,215,000 | 27,854,000 | 39,082,000 | 44,413,000 | 56,677,000 | 59,883,000 | 75,698,000 | 113,195,000 | ||||||||||||||||||||||||||||||||||
additional paid in capital | 994,454,000 | 993,874,000 | 993,212,000 | 992,587,000 | 990,700,000 | 991,538,000 | 1,007,401,000 | 1,005,627,000 | ||||||||||||||||||||||||||||||||||
due from federal reserve bank of kansas city | 427,239,000 | 185,463,000 | 50,092,000 | 117,871,000 | 190,072,000 | 266,290,000 | 496,893,000 | |||||||||||||||||||||||||||||||||||
liabilities and stockholders’ equity | ||||||||||||||||||||||||||||||||||||||||||
stockholders’ equity: | ||||||||||||||||||||||||||||||||||||||||||
total stockholders’ equity | 1,044,243,000 | 1,086,743,000 | 1,095,835,000 | |||||||||||||||||||||||||||||||||||||||
total liabilities and stockholders’ equity | 5,220,688,000 | 5,257,543,000 | 5,522,826,000 | |||||||||||||||||||||||||||||||||||||||
federal funds sold and interest bearing bank deposits | 95,457,000 | 102,354,000 | ||||||||||||||||||||||||||||||||||||||||
investment securities available-for-sale, | 1,739,632,000 | |||||||||||||||||||||||||||||||||||||||||
loans receivable, net - covered | 711,029,000 | |||||||||||||||||||||||||||||||||||||||||
loans receivable, net - non-covered | 1,226,770,000 | |||||||||||||||||||||||||||||||||||||||||
total loans | 1,937,799,000 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2017-12-31 | 2017-03-31 | 2016-12-31 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2013-06-30 | 2013-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities: | ||||||||||||||||||||||||||||||||||||
net income | 35,285,000 | 34,022,000 | 24,231,000 | 28,184,000 | 33,105,000 | 26,135,000 | 31,391,000 | 33,121,000 | 36,087,000 | 32,557,000 | 40,283,000 | 16,721,000 | 15,839,000 | 20,362,000 | 18,352,000 | 22,769,000 | 19,825,000 | 24,200,000 | 26,812,000 | 27,169,000 | 27,893,000 | 17,705,000 | 15,824,000 | 21,642,000 | 20,282,000 | 18,922,000 | 17,235,000 | -10,119,000 | 8,258,000 | 9,991,000 | -1,341,000 | 1,246,000 | 2,279,000 | 1,917,000 | 2,898,000 | 2,082,000 |
adjustments to reconcile net income to net cash from operating activities: | ||||||||||||||||||||||||||||||||||||
provision for credit loss expense | -1,500,000 | 0 | 10,200,000 | 1,700,000 | 900,000 | |||||||||||||||||||||||||||||||
depreciation and amortization | 7,585,000 | 5,919,000 | 6,328,000 | 6,310,000 | 5,858,000 | 6,002,000 | 6,021,000 | 6,341,000 | 6,135,000 | 6,260,000 | 5,117,000 | 5,736,000 | 3,825,000 | 3,465,000 | 3,422,000 | 2,049,000 | 3,844,000 | 3,612,000 | 4,080,000 | 2,645,000 | 4,204,000 | 4,003,000 | 3,597,000 | 3,736,000 | 4,849,000 | 2,527,000 | 2,614,000 | 3,027,000 | 3,341,000 | 3,339,000 | 3,878,000 | 3,876,000 | 3,786,000 | 4,461,000 | 3,871,000 | 3,812,000 |
change in current income tax receivable | -1,918,000 | -4,073,000 | 4,281,000 | 1,106,000 | 1,136,000 | -7,987,000 | 7,485,000 | -1,637,000 | 2,476,000 | -7,167,000 | 9,551,000 | -9,557,000 | 3,676,000 | 603,000 | 1,398,000 | -2,431,000 | 7,039,000 | -7,593,000 | 4,030,000 | |||||||||||||||||
change in deferred income taxes | 10,995,000 | 3,896,000 | 4,560,000 | -1,284,000 | 8,279,000 | 639,000 | -1,277,000 | 4,163,000 | -3,490,000 | -4,010,000 | 3,392,000 | 4,015,000 | -7,986,000 | -5,559,000 | -7,750,000 | -19,000 | -2,917,000 | 4,032,000 | -1,322,000 | |||||||||||||||||
discount accretion, net of premium amortization on securities | -824,000 | -687,000 | -483,000 | -150,000 | -353,000 | -645,000 | -202,000 | -212,000 | -151,000 | -352,000 | -116,000 | -81,000 | 60,000 | 408,000 | 724,000 | 937,000 | 828,000 | 1,203,000 | 1,367,000 | 1,391,000 | 775,000 | 707,000 | 501,000 | 531,000 | 510,000 | 442,000 | 619,000 | 628,000 | 703,000 | 715,000 | 1,114,000 | 1,049,000 | 1,182,000 | |||
gain on sale of mortgages | -2,592,000 | -2,304,000 | -2,338,000 | -1,951,000 | -2,704,000 | -2,845,000 | -2,162,000 | -1,598,000 | -3,092,000 | -2,847,000 | -2,370,000 | 986,000 | -6,429,000 | -5,895,000 | -8,409,000 | -9,624,000 | -13,996,000 | -12,687,000 | -20,639,000 | -21,853,000 | -33,082,000 | -29,832,000 | -13,483,000 | -14,036,000 | -9,774,000 | -6,276,000 | -4,900,000 | -438,000 | -454,000 | -1,273,000 | ||||||
origination of loans held for sale, net of repayments | -93,003,000 | -95,237,000 | -72,646,000 | -93,510,000 | -90,912,000 | -99,624,000 | -62,542,000 | -71,961,000 | -107,119,000 | -120,253,000 | -99,105,000 | -99,318,000 | -179,220,000 | -248,909,000 | -282,614,000 | -360,854,000 | -442,735,000 | -481,137,000 | -583,008,000 | -673,452,000 | -718,756,000 | -647,297,000 | -337,155,000 | -456,165,000 | -314,306,000 | -176,105,000 | -197,323,000 | -19,626,000 | -14,925,000 | -34,650,000 | -17,634,000 | -14,868,000 | ||||
proceeds from sales of loans held for sale | 94,127,000 | 88,665,000 | 87,571,000 | 87,569,000 | 96,100,000 | 96,621,000 | 69,160,000 | 74,096,000 | 115,805,000 | 120,213,000 | 97,311,000 | 109,638,000 | 205,792,000 | 297,543,000 | 342,071,000 | 391,411,000 | 435,951,000 | 589,040,000 | 624,756,000 | 721,774,000 | 685,239,000 | 600,134,000 | 341,019,000 | 370,545,000 | 279,030,000 | 171,330,000 | 221,487,000 | 26,316,000 | 32,194,000 | 29,985,000 | 25,947,000 | 18,245,000 | 15,478,000 | -1,628,000 | 20,813,000 | 10,921,000 |
originations of mortgage servicing rights | -44,000 | -40,000 | -62,000 | -146,000 | -54,000 | -89,000 | -115,000 | -190,000 | -5,000 | |||||||||||||||||||||||||||
proceeds from sales of mortgage servicing rights | 0 | 0 | 2,360,000 | 0 | 0 | |||||||||||||||||||||||||||||||
gain on sale of mortgage servicing rights | 0 | 0 | -646,000 | 0 | 0 | |||||||||||||||||||||||||||||||
gain on sale of fixed assets | -235,000 | -1,344,000 | -5,000 | 0 | 0 | 0 | -637,000 | 0 | -11,000 | 0 | -956,000 | -22,000 | -696,000 | -1,060,000 | -393,000 | -759,000 | -1,556,000 | 0 | ||||||||||||||||||
stock-based compensation | 2,145,000 | 1,991,000 | 1,704,000 | 2,382,000 | 2,001,000 | 2,089,000 | 1,576,000 | 1,856,000 | 1,720,000 | 2,219,000 | 1,427,000 | 1,717,000 | 1,494,000 | 1,697,000 | 1,151,000 | 1,325,000 | 1,733,000 | 1,353,000 | 1,130,000 | 1,271,000 | 1,189,000 | 1,612,000 | 1,227,000 | 1,440,000 | 1,510,000 | 375,000 | 1,176,000 | 877,000 | 902,000 | 800,000 | 665,000 | 822,000 | 83,000 | 1,226,000 | 1,441,000 | |
operating lease payments | -1,626,000 | -1,653,000 | -1,625,000 | -1,628,000 | -1,631,000 | -1,641,000 | -1,637,000 | -1,634,000 | -1,639,000 | -1,624,000 | -1,411,000 | -1,521,000 | -1,176,000 | -1,138,000 | -1,201,000 | -1,189,000 | -1,290,000 | -1,300,000 | -1,320,000 | -1,322,000 | -1,314,000 | -1,382,000 | -1,396,000 | -1,407,000 | -1,396,000 | -1,406,000 | ||||||||||
change in other assets | -7,457,000 | 10,069,000 | -11,600,000 | -2,301,000 | 1,583,000 | 9,183,000 | -24,527,000 | 23,902,000 | -24,899,000 | 50,795,000 | -49,455,000 | 8,150,000 | -27,793,000 | -4,396,000 | -2,921,000 | 12,999,000 | -277,000 | 7,705,000 | 3,798,000 | 12,554,000 | -3,159,000 | -1,623,000 | -29,095,000 | -9,885,000 | ||||||||||||
change in other liabilities | 11,456,000 | -6,881,000 | -12,205,000 | 12,330,000 | -7,442,000 | 1,304,000 | 7,423,000 | -26,430,000 | 20,791,000 | 16,170,000 | -24,044,000 | -42,267,000 | 36,987,000 | 19,347,000 | -12,669,000 | -15,017,000 | 579,000 | 6,738,000 | -43,262,000 | -9,402,000 | -3,517,000 | 10,169,000 | 36,795,000 | 22,882,000 | ||||||||||||
net cash from operating activities | 52,394,000 | 32,343,000 | 39,625,000 | 46,430,000 | 46,966,000 | 31,918,000 | 29,957,000 | 44,623,000 | 48,116,000 | 92,991,000 | -18,795,000 | 33,537,000 | 53,894,000 | 78,442,000 | 48,761,000 | 34,636,000 | 14,704,000 | 123,798,000 | 6,364,000 | 51,845,000 | -48,385,000 | -39,570,000 | 26,242,000 | -59,834,000 | 2,850,000 | -3,620,000 | 50,504,000 | 19,417,000 | 21,245,000 | -31,083,000 | -8,389,000 | -14,433,000 | -16,898,000 | 36,803,000 | -16,990,000 | -5,677,000 |
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
free cash flows | 52,394,000 | 32,343,000 | 39,625,000 | 46,430,000 | 46,966,000 | 31,918,000 | 29,957,000 | 44,623,000 | 48,116,000 | 92,991,000 | -18,795,000 | 33,537,000 | 53,894,000 | 78,442,000 | 48,761,000 | 34,636,000 | 14,704,000 | 123,798,000 | 6,364,000 | 51,845,000 | -48,385,000 | -39,570,000 | 26,242,000 | -59,834,000 | 2,850,000 | -3,620,000 | 50,504,000 | 19,417,000 | 21,245,000 | -31,083,000 | -8,389,000 | -14,433,000 | -16,898,000 | 36,803,000 | -16,990,000 | -5,677,000 |
cash flows from investing activities: | ||||||||||||||||||||||||||||||||||||
proceeds from other securities | ||||||||||||||||||||||||||||||||||||
proceeds from maturities and paydowns of investment securities available-for-sale | 25,794,000 | 26,173,000 | 48,436,000 | 19,906,000 | 65,522,000 | 26,448,000 | 45,662,000 | |||||||||||||||||||||||||||||
proceeds from maturities and paydowns of investment securities held-to-maturity | 28,275,000 | 59,683,000 | 17,027,000 | 15,693,000 | 16,699,000 | 16,319,000 | 14,367,000 | |||||||||||||||||||||||||||||
proceeds from sales of other real estate owned | 0 | 956,000 | 92,000 | 2,349,000 | 21,000 | 332,000 | 0 | 0 | 249,000 | 1,000 | 1,429,000 | 66,000 | 2,068,000 | 981,000 | 0 | 324,000 | 612,000 | 173,000 | 1,663,000 | 1,607,000 | 228,000 | 7,676,000 | 2,570,000 | 1,262,000 | 24,652,000 | 4,775,000 | 755,000 | 7,878,000 | 3,817,000 | 7,202,000 | 28,863,000 | -10,016,000 | 11,946,000 | 25,726,000 | ||
purchases of other securities | ||||||||||||||||||||||||||||||||||||
purchases of investment securities available-for-sale | -4,113,000 | -18,298,000 | -142,245,000 | 13,366,000 | -60,636,000 | -31,889,000 | -106,554,000 | |||||||||||||||||||||||||||||
purchases of investment securities held-to-maturity | 0 | -69,633,000 | -190,624,000 | |||||||||||||||||||||||||||||||||
purchases of premises and equipment | -5,899,000 | -5,842,000 | -10,166,000 | -8,217,000 | -7,599,000 | -13,294,000 | -5,482,000 | -8,251,000 | 146,000 | -983,000 | -1,354,000 | -2,161,000 | -2,464,000 | -3,591,000 | -1,688,000 | -1,244,000 | -783,000 | |||||||||||||||||||
net decrease in loans | 143,358,000 | 98,764,000 | 138,351,000 | 21,473,000 | -399,005,000 | 66,117,000 | 58,313,000 | |||||||||||||||||||||||||||||
proceeds from the sale of loans | 16,590,000 | 0 | 11,941,000 | 0 | 0 | |||||||||||||||||||||||||||||||
net cash from investing activities | 206,665,000 | 86,740,000 | -127,484,000 | 120,357,000 | -87,776,000 | -61,541,000 | 93,619,000 | -198,658,000 | -29,938,000 | -51,545,000 | -123,890,000 | -163,441,000 | -109,993,000 | -238,352,000 | -240,351,000 | -107,645,000 | -162,432,000 | -94,906,000 | -108,853,000 | 55,571,000 | 169,711,000 | -292,575,000 | -81,642,000 | 11,190,000 | -24,891,000 | -94,927,000 | -136,109,000 | -70,332,000 | -84,861,000 | 63,475,000 | -36,234,000 | 70,694,000 | 144,337,000 | 329,920,000 | -76,443,000 | -200,971,000 |
cash flows from financing activities: | ||||||||||||||||||||||||||||||||||||
net increase in deposits | 202,211,000 | -154,710,000 | 186,312,000 | -259,235,000 | 120,135,000 | -140,931,000 | 327,260,000 | 41,216,000 | 27,973,000 | 538,999,000 | -291,138,000 | -306,717,000 | -125,326,000 | -170,412,000 | 136,637,000 | 93,553,000 | -22,655,000 | 156,403,000 | 325,418,000 | 59,772,000 | 202,571,000 | 672,033,000 | 4,724,000 | 45,863,000 | -26,450,000 | 178,826,000 | -78,411,000 | 33,217,000 | 99,294,000 | -69,973,000 | 66,274,000 | |||||
net increase in repurchase agreements and other short-term borrowings | 1,854,000 | 52,000 | -112,000 | -50,000 | -1,149,000 | -70,000 | 1,278,000 | -348,000 | 1,976,000 | |||||||||||||||||||||||||||
net payments to the federal home loan bank | ||||||||||||||||||||||||||||||||||||
issuance of stock under purchase and equity compensation plans | 308,000 | -1,234,000 | -583,000 | -310,000 | 346,000 | -1,682,000 | 131,000 | -480,000 | 477,000 | -1,294,000 | -237,000 | -271,000 | 413,000 | -863,000 | -760,000 | -247,000 | 404,000 | -1,145,000 | -1,279,000 | -179,000 | 366,000 | -479,000 | -457,000 | 305,000 | -4,738,000 | -1,646,000 | 1,367,000 | -1,270,000 | -5,737,000 | -5,879,000 | ||||||
proceeds from exercise of stock options | -43,000 | 43,000 | 10,000 | 1,547,000 | 1,804,000 | 511,000 | 91,000 | 463,000 | 157,000 | 474,000 | 8,000 | 932,000 | 51,000 | 1,083,000 | 423,000 | 619,000 | 207,000 | 1,000,000 | 6,000 | 393,000 | 166,000 | 2,221,000 | -1,476,000 | 26,000 | ||||||||||||
payment of dividends | -11,444,000 | -11,524,000 | -11,284,000 | -11,115,000 | -10,724,000 | -10,794,000 | -10,312,000 | -10,261,000 | -9,881,000 | -9,969,000 | -9,532,000 | -9,443,000 | -6,961,000 | -6,951,000 | -7,092,000 | -6,680,000 | -6,770,000 | -6,810,000 | -6,628,000 | -6,159,000 | -6,152,000 | -6,245,000 | -6,260,000 | -5,945,000 | -5,916,000 | -5,409,000 | -5,251,000 | -2,503,000 | -2,048,000 | -2,104,000 | -1,778,000 | -1,871,000 | -1,979,000 | -1,311,000 | -2,601,000 | -2,616,000 |
repurchase of common stock | -8,804,000 | -17,030,000 | 0 | 0 | 0 | -19,476,000 | -230,000 | |||||||||||||||||||||||||||||
net cash from financing activities | 18,000 | -68,898,000 | 206,309,000 | -219,735,000 | 76,613,000 | -118,315,000 | -22,971,000 | 53,570,000 | -50,719,000 | -87,319,000 | 315,371,000 | 69,202,000 | -136,069,000 | -178,100,000 | 130,769,000 | 111,334,000 | -49,870,000 | 153,083,000 | 314,442,000 | 53,046,000 | 181,392,000 | 340,604,000 | 79,136,000 | 74,404,000 | 7,942,000 | 94,249,000 | 83,702,000 | 67,119,000 | 129,310,000 | -4,633,000 | -203,040,000 | 176,864,000 | 10,881,000 | 28,900,000 | -23,004,000 | -143,339,000 |
increase in cash and cash equivalents | 259,077,000 | 50,185,000 | 118,450,000 | 16,204,000 | 65,694,000 | 233,125,000 | ||||||||||||||||||||||||||||||
cash and cash equivalents at beginning of the year | 0 | 0 | 127,848,000 | 0 | 152,736,000 | 0 | 0 | 256,979,000 | 0 | -579,720,000 | ||||||||||||||||||||||||||
cash and cash equivalents at end of period | 259,077,000 | 50,185,000 | 246,298,000 | 16,204,000 | 218,430,000 | 27,759,000 | -247,663,000 | 490,104,000 | 138,320,000 | -184,097,000 | -116,437,000 | 419,193,000 | ||||||||||||||||||||||||
supplemental disclosure of cash flow information during the period: | ||||||||||||||||||||||||||||||||||||
cash paid for interest | 39,693,000 | 45,087,000 | 42,858,000 | 48,853,000 | 46,412,000 | 49,536,000 | 45,172,000 | 47,784,000 | 32,643,000 | 28,651,000 | 15,348,000 | 9,010,000 | 3,305,000 | 4,013,000 | 2,269,000 | 3,919,000 | 3,138,000 | 5,277,000 | 4,304,000 | 6,189,000 | 5,898,000 | 7,449,000 | 8,086,000 | 8,126,000 | 10,385,000 | 6,539,000 | 7,861,000 | 5,875,000 | 2,745,000 | 4,818,000 | ||||||
net tax payments | 284,000 | 4,428,000 | 3,586,000 | 12,751,000 | 76,000 | 8,022,000 | 8,267,000 | 16,520,000 | 37,000 | 5,735,000 | 2,194,000 | 3,284,000 | 89,000 | 818,000 | 94,000 | |||||||||||||||||||||
supplemental schedule of non-cash activities: | ||||||||||||||||||||||||||||||||||||
increase in loans purchased but not settled | 60,350,000 | 22,739,000 | -10,232,000 | -10,007,000 | ||||||||||||||||||||||||||||||||
loans transferred from loans held for sale to loans | 23,000 | 162,000 | -462,000 | 1,126,000 | 333,000 | -343,000 | 530,000 | 2,309,000 | 2,337,000 | 526,000 | 1,301,000 | 1,403,000 | 2,058,000 | 2,009,000 | 2,481,000 | 1,133,000 | 2,184,000 | 1,279,000 | 1,548,000 | 422,000 | 376,000 | -920,000 | 1,447,000 | 198,000 | 0 | 1,330,000 | 3,825,000 | |||||||||
proceeds from non-marketable securities | 16,729,000 | 15,700,000 | 14,968,000 | 11,790,000 | 3,655,000 | 27,114,000 | 9,753,000 | 16,875,000 | 68,756,000 | 4,662,000 | 4,111,000 | 2,000 | 2,000 | 60,000 | 94,000 | |||||||||||||||||||||
purchases of non-marketable securities | -21,105,000 | -15,904,000 | -18,651,000 | -9,313,000 | -6,623,000 | -10,302,000 | ||||||||||||||||||||||||||||||
net decrease in repurchase agreements and other short-term borrowings | 170,000 | 1,341,000 | -3,492,000 | 801,000 | -33,232,000 | |||||||||||||||||||||||||||||||
net advances from (payments to) the federal home loan bank | 105,000,000 | 30,000,000 | ||||||||||||||||||||||||||||||||||
net tax (refunds) payments | -95,000 | |||||||||||||||||||||||||||||||||||
impairment on fixed assets | ||||||||||||||||||||||||||||||||||||
loss on security sales | ||||||||||||||||||||||||||||||||||||
proceeds from sales of investment securities available-for-sale | 120,000 | |||||||||||||||||||||||||||||||||||
net increase in loans | -39,294,000 | -222,199,000 | -64,622,000 | -67,837,000 | -122,451,000 | -140,033,000 | -94,749,000 | 237,287,000 | -288,036,000 | -91,384,000 | -64,473,000 | -81,950,000 | -159,027,000 | -179,578,000 | -40,881,000 | -87,543,000 | -31,382,000 | -100,011,000 | -53,049,000 | |||||||||||||||||
net cash activity for acquisitions | ||||||||||||||||||||||||||||||||||||
net (payments to) advances from the federal home loan bank | ||||||||||||||||||||||||||||||||||||
decrease in cash, cash equivalents and restricted cash | 25,760,000 | |||||||||||||||||||||||||||||||||||
cash, cash equivalents and restricted cash at beginning of the year | 0 | 0 | 0 | 192,326,000 | 0 | 0 | 0 | 198,519,000 | 0 | 0 | 0 | 850,220,000 | 0 | 0 | 0 | 615,565,000 | 0 | 0 | 0 | 120,190,000 | 0 | 0 | 119,556,000 | 0 | ||||||||||||
cash, cash equivalents and restricted cash at end of period | -52,948,000 | 35,803,000 | -147,938,000 | 292,931,000 | -100,465,000 | -32,541,000 | -45,873,000 | 371,205,000 | -60,702,000 | -192,168,000 | -338,010,000 | 789,399,000 | 38,325,000 | -197,598,000 | 181,975,000 | 827,518,000 | 160,462,000 | 302,718,000 | 8,459,000 | 143,926,000 | 25,760,000 | -14,099,000 | 115,258,000 | -1,903,000 | ||||||||||||
loans transferred to other real estate owned at fair value | 2,994,000 | 0 | 0 | 1,522,000 | 347,000 | 40,000 | 1,128,000 | 18,000 | 2,200,000 | 0 | 288,000 | 21,000 | 1,040,000 | 578,000 | 2,113,000 | 422,000 | 498,000 | 1,972,000 | 17,043,000 | |||||||||||||||||
treasury stock reissued for acquisition | 0 | |||||||||||||||||||||||||||||||||||
benefit from credit loss expense | 4,570,000 | |||||||||||||||||||||||||||||||||||
impairment on fixed assets related to banking center consolidations | 0 | 1,000 | 0 | 293,000 | 1,259,000 | 0 | 0 | |||||||||||||||||||||||||||||
increase in cash, cash equivalents and restricted cash | 35,803,000 | -147,938,000 | 100,605,000 | -100,465,000 | -32,541,000 | -45,873,000 | 172,686,000 | -60,702,000 | -192,168,000 | -338,010,000 | -60,821,000 | 38,325,000 | -197,598,000 | 181,975,000 | 211,953,000 | 160,462,000 | 302,718,000 | 8,459,000 | 23,736,000 | -4,298,000 | -1,903,000 | |||||||||||||||
net cash activity from acquisitions | ||||||||||||||||||||||||||||||||||||
advances from the federal home loan bank | 245,000,000 | 419,610,000 | 461,490,000 | 1,500,000,000 | 1,305,000,000 | 990,000,000 | ||||||||||||||||||||||||||||||
federal home loan bank repayments | -210,000,000 | -759,610,000 | -438,260,000 | -1,568,230,000 | -1,920,000,000 | -375,000,000 | ||||||||||||||||||||||||||||||
net decrease (increase) in loans | 128,793,000 | 48,553,000 | ||||||||||||||||||||||||||||||||||
gain from banking center divestiture | 0 | |||||||||||||||||||||||||||||||||||
proceeds from maturities of investment securities available-for-sale | 20,693,000 | 23,789,000 | 25,048,000 | 22,502,000 | 25,890,000 | 36,899,000 | 39,995,000 | 39,108,000 | 50,835,000 | 53,912,000 | 62,487,000 | 68,626,000 | 79,662,000 | 81,744,000 | 61,272,000 | 48,830,000 | 48,691,000 | 49,297,000 | 48,328,000 | 47,304,000 | 53,010,000 | 59,155,000 | 68,035,000 | |||||||||||||
proceeds from maturities of investment securities held-to-maturity | 15,608,000 | 19,056,000 | 18,690,000 | 16,201,000 | 40,162,000 | 23,467,000 | 28,312,000 | 41,422,000 | 52,930,000 | 44,231,000 | 35,759,000 | 29,003,000 | 29,972,000 | 23,949,000 | 18,799,000 | 15,351,000 | 15,938,000 | 14,935,000 | 13,217,000 | 13,573,000 | 16,022,000 | 18,350,000 | 22,158,000 | |||||||||||||
purchase of non-marketable securities | -12,323,000 | -16,785,000 | -41,166,000 | -35,901,000 | -25,777,000 | -2,115,000 | -5,352,000 | -4,027,000 | -1,916,000 | |||||||||||||||||||||||||||
purchase of investment securities available-for-sale | 403,000 | -3,000 | -80,877,000 | -179,369,000 | -92,323,000 | -110,058,000 | 0 | -86,199,000 | -171,395,000 | -45,164,000 | -43,086,000 | -26,485,000 | -30,356,000 | -104,191,000 | -96,948,000 | 0 | ||||||||||||||||||||
purchase of investment securities held-to-maturity | 0 | 0 | -1,000 | -2,451,000 | -10,092,000 | -47,298,000 | -20,071,000 | 0 | -203,558,000 | -174,129,000 | -87,434,000 | -129,375,000 | -41,537,000 | -25,824,000 | 0 | |||||||||||||||||||||
(purchases) sales of premises and equipment | -6,701,000 | -2,518,000 | 95,000 | |||||||||||||||||||||||||||||||||
proceeds from long-term debt | ||||||||||||||||||||||||||||||||||||
payment of long-term debt issuance costs | ||||||||||||||||||||||||||||||||||||
treasury stock reissued for acquisition - rcb | ||||||||||||||||||||||||||||||||||||
treasury stock reissued for acquisition - bojh | ||||||||||||||||||||||||||||||||||||
net cash activity from acquisition | 0 | 0 | ||||||||||||||||||||||||||||||||||
originations of mortgage serving rights | -533,000 | -275,000 | -292,000 | -570,000 | -1,646,000 | -1,679,000 | -1,233,000 | -700,000 | -3,080,000 | -2,869,000 | -3,727,000 | |||||||||||||||||||||||||
provision expense (release) for loan losses | ||||||||||||||||||||||||||||||||||||
net excess tax expense from stock-based compensation | -4,000 | |||||||||||||||||||||||||||||||||||
impairment on other real estate owned | 278,000 | 39,000 | 0 | 47,000 | 397,000 | 188,000 | 88,000 | 596,000 | 10,000 | 0 | 46,000 | 36,000 | 287,000 | 470,000 | 314,000 | -5,359,000 | 2,622,000 | 4,526,000 | ||||||||||||||||||
acquisition-related costs | ||||||||||||||||||||||||||||||||||||
advances from fhlb | 0 | 0 | 340,431,000 | 607,000,000 | 387,343,000 | 493,108,000 | 319,041,000 | 315,422,000 | 0 | 92,798,000 | 147,270,000 | |||||||||||||||||||||||||
fhlb repayments | 0 | -15,000,000 | -666,937,000 | -473,169,000 | -365,860,000 | -449,115,000 | -392,280,000 | |||||||||||||||||||||||||||||
provision expense (release) for credit losses | ||||||||||||||||||||||||||||||||||||
net excess tax benefit from stock-based compensation | -10,000 | -110,000 | -96,000 | |||||||||||||||||||||||||||||||||
provision release for loan losses | -322,000 | |||||||||||||||||||||||||||||||||||
sales of premises and equipment | 420,000 | |||||||||||||||||||||||||||||||||||
provision (release) expense for loan losses | 132,000 | 0 | -5,850,000 | -3,575,000 | ||||||||||||||||||||||||||||||||
provision (release) expense for mortgage loan repurchases | -46,000 | 40,000 | ||||||||||||||||||||||||||||||||||
net excess tax (benefit) expense from stock-based compensation | ||||||||||||||||||||||||||||||||||||
loan accretion | -2,073,000 | -1,330,000 | -1,280,000 | -1,899,000 | -2,007,000 | -2,866,000 | -2,679,000 | -4,142,000 | -4,018,000 | -4,080,000 | -4,193,000 | -4,923,000 | -4,997,000 | -6,191,000 | -7,134,000 | -13,156,000 | -13,204,000 | -14,903,000 | -2,768,000 | -21,917,000 | -24,293,000 | |||||||||||||||
bank-owned life insurance income | -549,000 | -558,000 | -553,000 | -548,000 | -584,000 | -597,000 | -589,000 | -590,000 | -431,000 | -424,000 | -421,000 | -430,000 | -454,000 | -470,000 | -483,000 | |||||||||||||||||||||
gain on the sale of other real estate owned | -13,000 | 39,000 | -368,000 | -102,000 | -1,896,000 | -112,000 | -263,000 | -1,471,000 | -10,440,000 | 1,246,000 | -2,127,000 | -1,805,000 | ||||||||||||||||||||||||
(income) income from non-marketable securities | ||||||||||||||||||||||||||||||||||||
(recovery) impairment of mortgage servicing rights | -23,000 | -10,000 | -36,000 | -671,000 | ||||||||||||||||||||||||||||||||
sales (purchases) of premises and equipment | -3,426,000 | -530,000 | 5,421,000 | 3,681,000 | -638,000 | |||||||||||||||||||||||||||||||
purchase of bank-owned life insurance | 0 | -3,800,000 | ||||||||||||||||||||||||||||||||||
net tax payment | 6,055,000 | -130,000 | 9,376,000 | 88,000 | 8,438,000 | 5,750,000 | 7,869,000 | 54,000 | ||||||||||||||||||||||||||||
lease right-of-use assets obtained | 0 | |||||||||||||||||||||||||||||||||||
loss on the sale of other real estate owned | 0 | |||||||||||||||||||||||||||||||||||
loss from non-marketable securities | ||||||||||||||||||||||||||||||||||||
decrease in loans purchased but not settled | -11,901,000 | -4,450,000 | -1,005,000 | -7,974,000 | ||||||||||||||||||||||||||||||||
purchase of fhlb stock | 0 | -3,000 | -4,000 | -10,000 | -240,000 | -197,000 | -2,004,000 | -7,170,000 | -4,248,000 | -6,886,000 | -71,000 | -3,685,000 | ||||||||||||||||||||||||
proceeds from redemption of fhlb stock | 752,000 | 1,003,000 | 13,109,000 | 5,453,000 | 1,018,000 | 7,229,000 | -349,000 | 88,000 | 1,884,000 | 619,000 | 234,000 | |||||||||||||||||||||||||
provision expense for mortgage loan repurchases | 5,000 | |||||||||||||||||||||||||||||||||||
net excess tax (benefit) expense on stock-based compensation | -175,000 | |||||||||||||||||||||||||||||||||||
(gain) loss on the sale of other real estate owned | -29,000 | |||||||||||||||||||||||||||||||||||
benefit from loan losses | 0 | 6,159,000 | 3,239,000 | 1,534,000 | 2,476,000 | 3,272,000 | 1,795,000 | 1,858,000 | 1,453,000 | |||||||||||||||||||||||||||
provision (release) for mortgage loan repurchases | 58,000 | 284,000 | ||||||||||||||||||||||||||||||||||
net excess tax benefit on stock-based compensation | -69,000 | 28,000 | -26,000 | -1,383,000 | -753,000 | -15,000 | -2,845,000 | |||||||||||||||||||||||||||||
impairment of mortgage servicing rights | -96,000 | -255,000 | 593,000 | 509,000 | ||||||||||||||||||||||||||||||||
purchase of frb stock | -239,000 | |||||||||||||||||||||||||||||||||||
proceeds from redemption of frb stock | 0 | |||||||||||||||||||||||||||||||||||
proceeds from maturities of non-marketable securities | ||||||||||||||||||||||||||||||||||||
proceeds from sales of loans | 0 | 4,274,000 | 20,269,000 | 0 | 0 | 11,702,000 | 0 | |||||||||||||||||||||||||||||
current income tax receivable | 542,000 | -2,050,000 | 3,902,000 | 2,805,000 | -2,275,000 | 2,968,000 | 2,225,000 | 690,000 | 444,000 | 819,000 | 478,000 | -366,000 | -9,549,000 | |||||||||||||||||||||||
deferred income taxes | 192,000 | -1,444,000 | 2,503,000 | 2,291,000 | 3,211,000 | 1,929,000 | 3,821,000 | 15,064,000 | ||||||||||||||||||||||||||||
provision for loan losses | 1,265,000 | 1,417,000 | ||||||||||||||||||||||||||||||||||
net excess tax expense on stock-based compensation | ||||||||||||||||||||||||||||||||||||
decrease in repurchase agreements | -314,000 | |||||||||||||||||||||||||||||||||||
increase in other assets | 716,000 | -3,280,000 | 521,000 | -2,025,000 | ||||||||||||||||||||||||||||||||
increase in other liabilities | -15,437,000 | -483,000 | 3,576,000 | -27,177,000 | -12,897,000 | |||||||||||||||||||||||||||||||
increase in repurchase agreements | -6,504,000 | 10,352,000 | 37,649,000 | -21,296,000 | -96,847,000 | 150,609,000 | 23,606,000 | -58,795,000 | 69,769,000 | -575,000 | ||||||||||||||||||||||||||
net tax (payments) refunds | -86,000 | |||||||||||||||||||||||||||||||||||
lease right-of-use assets obtained in exchange for operating lease liabilities | 30,474,000 | |||||||||||||||||||||||||||||||||||
impairment on mortgage servicing rights | -47,000 | |||||||||||||||||||||||||||||||||||
loss on sale of fixed assets | ||||||||||||||||||||||||||||||||||||
fhlb payoffs | -158,301,000 | 0 | -54,683,000 | -159,964,000 | ||||||||||||||||||||||||||||||||
repurchase of shares | -6,263,000 | -38,145,000 | -19,286,000 | -82,756,000 | ||||||||||||||||||||||||||||||||
net tax refunds | -144,000 | 7,000 | ||||||||||||||||||||||||||||||||||
supplemental schedule of non-cash investing activities: | ||||||||||||||||||||||||||||||||||||
gain from banking center divestitures | ||||||||||||||||||||||||||||||||||||
proceeds from sales of non-marketable securities | ||||||||||||||||||||||||||||||||||||
net excess tax (benefit) deficit on stock-based compensation | -783,000 | |||||||||||||||||||||||||||||||||||
amortization of indemnification asset | 7,283,000 | 7,670,000 | 7,922,000 | 12,184,000 | 2,966,000 | 4,669,000 | ||||||||||||||||||||||||||||||
banking center consolidated related expenses | ||||||||||||||||||||||||||||||||||||
gain on fixed assets | ||||||||||||||||||||||||||||||||||||
bargain purchase gain | ||||||||||||||||||||||||||||||||||||
decrease in due to fdic | 382,000 | -4,198,000 | 234,000 | -260,000 | ||||||||||||||||||||||||||||||||
decrease (increase) in other assets | ||||||||||||||||||||||||||||||||||||
(purchases) sale of premises and equipment | -3,848,000 | |||||||||||||||||||||||||||||||||||
decrease in fdic indemnification asset | 7,765,000 | 55,287,000 | ||||||||||||||||||||||||||||||||||
settlement of warrants | ||||||||||||||||||||||||||||||||||||
loans purchased but not settled | 16,141,000 | -6,252,000 | -19,868,000 | |||||||||||||||||||||||||||||||||
deferred income tax (asset) liability | -1,734,000 | |||||||||||||||||||||||||||||||||||
deferred income tax asset | -7,022,000 | -3,115,000 | 4,000 | 2,669,000 | ||||||||||||||||||||||||||||||||
decrease in other assets | 3,477,000 | 409,000 | ||||||||||||||||||||||||||||||||||
fdic submissions transferred to other liabilities | ||||||||||||||||||||||||||||||||||||
(gain) loss on sale of fixed assets | ||||||||||||||||||||||||||||||||||||
increase in securities purchased under agreement to resell | ||||||||||||||||||||||||||||||||||||
net decrease in deposits | -31,270,000 | 172,141,000 | -73,074,000 | -139,918,000 | ||||||||||||||||||||||||||||||||
excess tax benefit on stock-based compensation | ||||||||||||||||||||||||||||||||||||
decrease in cash and cash equivalents | 395,623,000 | -116,437,000 | -349,987,000 | |||||||||||||||||||||||||||||||||
net gain on sale of mortgage loans | -400,000 | -326,000 | 106,000 | -474,000 | -306,000 | |||||||||||||||||||||||||||||||
amortization of indemnification asset, net of gain on termination | ||||||||||||||||||||||||||||||||||||
increase in due to fdic | 6,891,000 | |||||||||||||||||||||||||||||||||||
proceeds from frb stock | ||||||||||||||||||||||||||||||||||||
purchase of premises and equipment | -532,000 | -691,000 | 3,426,000 | -2,198,000 | -2,122,000 | |||||||||||||||||||||||||||||||
decrease (increase) in fdic indemnification asset | ||||||||||||||||||||||||||||||||||||
reissuance of treasury stock in excess of cost basis | ||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of year | ||||||||||||||||||||||||||||||||||||
supplemental disclosure of cash flow information during the year: | ||||||||||||||||||||||||||||||||||||
fdic submissions transferred to (other liabilities) other assets | ||||||||||||||||||||||||||||||||||||
net gains on sales of mortgage loans | ||||||||||||||||||||||||||||||||||||
originations of loans held for sale, net of repayments | ||||||||||||||||||||||||||||||||||||
gains on the sales of other real estate owned | ||||||||||||||||||||||||||||||||||||
losses (gains) on sales of fixed assets | ||||||||||||||||||||||||||||||||||||
impairment on fixed assets related to banking center closures | ||||||||||||||||||||||||||||||||||||
stock-based compensation expense | ||||||||||||||||||||||||||||||||||||
proceeds from redemptions of fhlb stock | ||||||||||||||||||||||||||||||||||||
(purchases) proceeds from redemptions of frb stock | ||||||||||||||||||||||||||||||||||||
maturities of investment securities held-to-maturity | 29,775,000 | 25,636,000 | 25,542,000 | -27,286,000 | 49,739,000 | 57,599,000 | ||||||||||||||||||||||||||||||
maturities of investment securities available-for-sale | 84,360,000 | 76,182,000 | 80,946,000 | -68,532,000 | 156,422,000 | 158,532,000 | ||||||||||||||||||||||||||||||
increase in securities purchased under agreements to resell | ||||||||||||||||||||||||||||||||||||
increase in fdic indemnification asset | -2,644,000 | 3,558,000 | -2,591,000 | |||||||||||||||||||||||||||||||||
issuance of stock under equity compensation plans | ||||||||||||||||||||||||||||||||||||
repurchases of shares | ||||||||||||||||||||||||||||||||||||
fdic indemnification asset claims transferred to other liabilities | ||||||||||||||||||||||||||||||||||||
bank owned life insurance income | -394,000 | |||||||||||||||||||||||||||||||||||
decrease in other liabilities | -9,419,000 | -552,000 | -3,443,000 | |||||||||||||||||||||||||||||||||
issuance under equity compensation plan | -197,000 | |||||||||||||||||||||||||||||||||||
excess tax benefit/(expense) on stock-based compensation | -3,000 | |||||||||||||||||||||||||||||||||||
supplemental disclosure of cash flow information: | ||||||||||||||||||||||||||||||||||||
cash paid during the period for interest | 3,412,000 | 3,695,000 | 927,000 | 4,335,000 | 4,906,000 | |||||||||||||||||||||||||||||||
(refunds received) cash paid during the period for taxes | -73,000 | |||||||||||||||||||||||||||||||||||
fdic indemnification asset claims transferred to (other liabilities) other assets | -1,342,000 | |||||||||||||||||||||||||||||||||||
gain on sale of securities | ||||||||||||||||||||||||||||||||||||
purchase of federal home loan bank of des moines stock | ||||||||||||||||||||||||||||||||||||
proceeds from redemption of federal home loan bank of des moines stock | ||||||||||||||||||||||||||||||||||||
proceeds from redemption of federal reserve bank stock | ||||||||||||||||||||||||||||||||||||
sales of investment securities available-for-sale | ||||||||||||||||||||||||||||||||||||
advances from the federal home loan bank of des moines | ||||||||||||||||||||||||||||||||||||
cash paid during the period for taxes | 7,630,000 | -9,403,000 | 1,312,000 | 8,580,000 | ||||||||||||||||||||||||||||||||
available-for-sale investment securities transferred to investment securities held-to-maturity | ||||||||||||||||||||||||||||||||||||
fdic indemnification asset claims transferred to other assets | 9,132,000 | |||||||||||||||||||||||||||||||||||
current income tax expense | ||||||||||||||||||||||||||||||||||||
deferred income tax benefit | -6,871,000 | -3,574,000 | ||||||||||||||||||||||||||||||||||
discount accretion, net of premium amortization | 4,808,000 | 5,466,000 | ||||||||||||||||||||||||||||||||||
origination of loans held for sale | ||||||||||||||||||||||||||||||||||||
purchase of fhlb of des moines stock | ||||||||||||||||||||||||||||||||||||
sale of fhlb stock | 1,172,000 | 49,000 | ||||||||||||||||||||||||||||||||||
current income tax benefit | -6,739,000 | |||||||||||||||||||||||||||||||||||
purchase and settlement of investment securities available-for-sale | -554,355,000 | |||||||||||||||||||||||||||||||||||
cash and cash equivalents at beginning of period | 769,180,000 |