7Baggers

Merchants Bancorp
(NASDAQ:MBIN) 

MBIN stock logo

Merchants Bancorp operates as the diversified bank holding company in the United States. The company operates through Multi-family Mortgage Banking, Mortgage Warehousing, and Banking segments. The Multi-family Mortgage Banking segment originates and services government sponsored mortgages for multi-...

Founded: 1990
Full Time Employees: 329
Sector: Financial Services
Industry: Banks-Regional
Financial Services
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• Market Cap:
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At a glance:
Bull Thesis:
Bear Thesis:
Main Competitors:
Moat:
Income Statements:
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 
                          
      interest income
    		                      
      loans
    		254,101,000 255,641,000 239,280,000 266,719,000 290,259,000 284,421,000 271,998,000 274,971,000 266,561,000 228,732,000 189,450,000 164,682,000 129,101,000 85,994,000 72,196,000 77,113,000 72,924,000 68,276,000 75,517,000 -189,136,085 71,857,000 63,979,000 
      mortgage loans in process of securitization
    		5,308,000 5,304,000 3,743,000 5,662,000 4,062,000 3,044,000 1,720,000 5,294,000 2,583,000 3,127,000 1,648,000 2,551,000 2,162,000 1,449,000 2,245,000 4,018,000 2,868,000 2,724,000 3,136,000 -8,568,878 3,250,000 2,534,000 
      investment securities:
    		                      
      available for sale
    		11,880,000 12,095,000 12,358,000 13,453,000 14,855,000 14,784,000 14,388,000                
      held to maturity
    		22,427,000 23,166,000 24,358,000 27,673,000 22,081,000 19,799,000 20,522,000 19,491,000 17,427,000 17,311,000 15,754,000 11,412,000 970,000          
      fhlb stock and other equity securities
    		4,265,000 4,641,000 4,372,000 4,123,000 3,128,000                  
      other
    		3,798,000 3,552,000 3,093,000 3,716,000 4,543,000 4,948,000 4,701,000 3,659,000 3,351,000 2,864,000 1,749,000 1,802,000 1,015,000 626,000 601,000 261,000 205,000 204,000 147,000 -2,842,075 152,000 234,000 
      total interest income
    		301,779,000 304,399,000 287,204,000 321,346,000 338,928,000 328,273,000 314,173,000 311,759,000 296,676,000 258,069,000 211,294,000 181,439,000 134,112,000 89,270,000 76,012,000 82,585,000 77,314,000 72,438,000 79,549,000 -204,596,210 76,258,000 68,204,000 
      interest expense
    		                      
      deposits
    		139,744,000 131,375,000 123,941,000 144,009,000 165,675,000 179,651,000 171,022,000 172,061,000 162,906,000 137,801,000 104,442,000 81,062,000 45,002,000 14,768,000 8,813,000 8,492,000 6,981,000 6,683,000 6,100,000 -45,079,762 9,104,000 15,398,000 
      short-term borrowings
    		25,926,000 36,981,000 33,364,000                    
      long-term borrowings
    		8,051,000 7,324,000 7,703,000                    
      total interest expense
    		173,721,000 175,680,000 165,008,000 186,722,000 206,107,000 200,154,000 187,117,000 187,434,000 179,240,000 152,452,000 110,601,000 86,029,000 48,727,000 17,239,000 10,287,000 9,842,000 8,433,000 8,031,000 7,586,000 -49,911,356 10,936,000 16,970,000 
      net interest income
    		128,058,000 128,719,000 122,196,000 134,624,000 132,821,000 128,119,000 127,056,000 124,325,000 117,436,000 105,617,000 100,693,000 95,410,000 85,385,000 72,031,000 65,725,000 72,743,000 68,881,000 64,407,000 71,963,000 -154,684,854 65,322,000 51,234,000 
      provision for credit losses
    		29,239,000 53,027,000 7,727,000 2,689,000 6,898,000 9,965,000 4,726,000 6,747,000 4,014,000 22,603,000 6,867,000 6,407,000 2,225,000  2,451,000        
      net interest income after provision for credit losses
    		98,819,000 75,692,000 114,469,000 131,935,000 125,923,000 118,154,000 122,330,000 117,578,000 113,422,000 83,014,000 93,826,000 89,003,000 83,160,000 65,819,000 63,274,000        
      noninterest income
    		                      
      gain on sale of loans
    		24,671,000 23,342,000 11,619,000 25,020,000 16,731,000 11,168,000 9,356,000 19,342,000 10,758,000 11,350,000 6,733,000 11,267,000 13,354,000 21,564,000 17,965,000 28,430,000 29,013,000 25,122,000 28,620,000 -67,651,422 29,498,000 17,084,000 
      loan servicing fees
    		7,986,000 6,138,000 4,010,000 14,953,000 -1,509,000 10,827,000 19,402,000 -2,162,000 17,384,000 8,616,000 2,360,000 2,691,000 8,169,000 9,607,000 9,731,000 1,382,000 5,313,000 1,727,000 7,951,000 4,868,199 -643,000 1,597,000 
      mortgage warehouse fees
    		1,736,000 2,039,000 1,513,000 1,413,000 1,620,000 1,524,000 982,000 1,950,000 1,858,000 2,865,000 1,028,000 1,081,000 1,105,000 1,350,000 1,858,000 2,469,000 2,732,000 3,079,000 4,116,000 -15,033,020 6,833,000 5,475,000 
      losses on sale of investments available for sale
    		                      
      syndication and asset management fees
    		4,864,000 9,707,000 3,389,000 9,323,000 1,834,000 3,233,000 5,303,000 4,879,000 2,368,000 3,896,000 1,212,000 4,207,000 3,073,000 1,599,000         
      other income
    		3,757,000 9,254,000 3,162,000 8,436,000 -1,934,000 4,599,000 5,939,000 10,445,000 3,700,000 3,155,000 2,931,000 3,736,000 3,485,000 5,051,000 4,524,000 1,392,000 3,213,000 2,927,000 3,249,000 -6,362,725 2,528,000 2,032,000 
      total noninterest income
    		43,014,000 50,480,000 23,693,000 59,145,000 16,742,000 31,351,000 40,874,000 34,454,000 36,068,000 29,882,000 14,264,000 22,982,000 29,186,000 39,171,000 34,597,000 40,271,000 40,271,000 32,855,000 43,936,000 -84,619,527 38,657,000 26,188,000 
      noninterest expense
    		                      
      salaries and employee benefits
    		44,152,000 43,566,000 36,419,000 37,536,000 35,218,000 28,373,000 29,596,000 33,259,000 27,052,000 25,724,000 22,146,000 22,290,000 23,027,000 22,475,000 21,293,000 25,387,000 20,197,000 18,869,000 21,274,000 -42,575,800 16,567,000 11,828,000 
      loan expense
    		1,263,000 1,142,000 798,000 704,000 1,114,000                  
      occupancy and equipment
    		2,453,000 2,494,000 2,351,000 2,284,000 2,231,000 2,239,000 2,237,000 2,336,000 2,196,000 2,456,000 2,232,000 2,377,000 1,967,000 2,011,000 1,814,000 2,069,000 1,861,000 1,808,000 1,627,000 -4,289,267 1,420,000 1,383,000 
      professional fees
    		3,371,000 3,159,000 2,894,000 5,135,000 3,439,000 3,556,000 4,099,000 4,157,000 2,555,000 3,723,000 2,269,000 3,739,000 2,429,000 1,594,000 1,303,000 3,325,000 901,000 779,000 422,000 -2,003,336 712,000 726,000 
      deposit insurance expense
    		9,376,000 7,152,000 7,228,000 6,473,000 8,981,000 5,579,000 5,125,000 4,030,000 3,568,000 3,806,000 2,178,000 1,279,000 755,000 670,000 759,000 705,000 664,000 651,000 671,000 -5,035,200 1,404,000 1,851,000 
      technology expense
    		2,608,000 2,446,000 2,374,000 2,038,000 2,068,000 1,859,000 1,854,000 1,758,000 1,609,000 1,571,000 1,577,000 1,417,000 1,325,000 1,304,000 1,236,000 1,123,000 1,169,000 971,000 937,000 -2,225,939 903,000 716,000 
      credit risk transfer premium expense
    		4,194,000 4,767,000 3,862,000                    
      other expense
    		9,833,000 12,611,000 5,738,000 2,712,000 8,267,000 7,781,000 5,045,000 6,379,000 4,912,000 6,133,000 3,566,000 4,925,000 4,222,000 3,719,000 3,417,000 3,558,000 2,946,000 3,184,000 2,630,000 -6,595,119 2,434,000 1,739,000 
      total noninterest expense
    		77,250,000 77,337,000 61,664,000 63,202,000 61,318,000 50,380,000 48,912,000 52,579,000 42,930,000 44,320,000 34,772,000 37,109,000 34,951,000 32,957,000 31,033,000 37,646,000 29,472,000 28,183,000 30,084,000 -68,862,576 26,384,000 20,282,000 
      income before income taxes
    		64,583,000 48,835,000 76,498,000 127,878,000 81,347,000 99,125,000 114,292,000 99,453,000 106,560,000 68,576,000 73,318,000 74,876,000 77,395,000 72,033,000 66,838,000 72,783,000 78,601,000 69,394,000 84,152,000 -162,729,643 74,614,000 55,395,000 
      provision for income taxes
    		9,882,000 10,854,000 18,259,000 32,212,000 20,074,000 22,732,000 27,238,000 21,980,000 25,056,000 3,274,000 18,363,000 17,720,000 18,907,000 18,098,000 16,696,000 17,582,000 20,098,000 17,977,000 22,169,000 -42,163,176 19,612,000 14,233,000 
      net income
    		54,701,000 37,981,000 58,239,000 95,666,000 61,273,000 76,393,000 87,054,000 77,473,000 81,504,000 65,302,000 54,955,000 57,156,000 58,488,000 53,935,000 50,142,000 55,201,000 58,503,000 51,417,000 61,983,000 -120,566,467 55,002,000 41,162,000 
      yoy
    		-10.73% -50.28% -33.10% 23.48% -24.82% 16.98% 58.41% 35.55% 39.35% 21.08% 9.60% 3.54% -0.03% 4.90% -19.10% -145.78% 6.37% 24.91%     
      qoq
    		44.02% -34.78% -39.12% 56.13% -19.79% -12.25% 12.37% -4.95% 24.81% 18.83% -3.85% -2.28% 8.44% 7.56% -9.16% -5.64% 13.78% -17.05% -151.41% -319.20% 33.62%  
      dividends on preferred stock
    		-10,265,000 -10,266,000 -10,265,000 -10,728,000 -7,757,000 -7,757,000 -8,667,000 -8,667,000 -8,668,000 -8,668,000 -8,667,000 -8,797,000 -5,729,000 -5,729,000 -5,728,000 -5,728,000 -5,729,000 -5,659,000 -3,757,000 10,840,527 -3,618,000 -3,619,000 
      impact of preferred stock redemption
    		  -5,371,000   -1,823,000                 
      net income allocated to common shareholders
    		44,436,000 27,715,000 42,603,000    78,387,000 68,806,000 72,836,000 56,634,000 46,288,000 48,359,000 52,759,000 48,206,000 44,414,000 49,473,000 52,774,000 45,758,000 58,226,000 -109,725,940 51,384,000 37,543,000 
      basic earnings per share
    		0.97 0.6 0.93 1.86 1.17 1.5 1.81 1.59 1.68 1.31 1.07 1.12 1.22 1.12 1.03 -0.67 1.83 1.59 2.02 1.96 1.79 1.31 
      diluted earnings per share
    		0.97 0.6 0.93 1.85 1.17 1.49 1.8 1.58 1.68 1.31 1.07 1.11 1.22 1.11 1.02 -0.67 1.83 1.58 2.02 1.95 1.79 1.31 
      weighted-average shares outstanding
    		                      
      basic
    		45,887,143 45,883,644 45,824,022 44,855,100 45,759,667 44,569,345 43,305,985 43,224,042 43,238,724 43,235,398 43,179,604 43,164,477 43,107,975 43,209,824 43,190,066 43,172,078 28,784,197 28,782,813 28,772,092 28,742,494 28,745,614 28,743,894 
      diluted
    		45,950,216 45,929,563 45,914,083 45,004,786 45,910,052 44,698,324 43,466,647 43,345,799 43,351,208 43,309,393 43,290,779 43,316,904 43,258,925 43,335,211 43,360,034 43,325,303 28,876,503 28,874,325 28,850,414 28,778,075 28,778,462 28,762,349 
      borrowed funds
    		   19,257,500 40,432,000 20,503,000 16,095,000 15,373,000 16,334,000 14,651,000 6,159,000 4,967,000 3,725,000 2,471,000 1,474,000 1,350,000 1,452,000 1,348,000 1,486,000 -4,831,594 1,832,000 1,572,000 
      loss on sale of investments available for sale
    		   -27,000   -108,000                
      net income available to common shareholders
    		   49,679,000 53,516,000 66,813,000                 
      federal home loan bank stock
    		     1,277,000 844,000 735,000 572,000 471,000 427,000 288,000 379,000 284,000 269,000 177,000 190,000 392,000 384,000 -1,215,442 531,000 447,000 
      loan expenses
    		     993,000 956,000 660,000 1,038,000 907,000 804,000 1,082,000 1,226,000 1,184,000 1,211,000 1,479,000 1,734,000 1,921,000 2,523,000 -6,137,915 2,944,000 2,039,000 
      available for sale - taxable
    		       7,609,000 6,182,000 5,564,000 2,266,000 704,000 485,000 917,000 701,000 1,007,000 1,115,000 833,000 354,000 -2,721,853 431,000 972,000 
      available for sale - tax exempt
    		               9,000 12,000 9,000 11,000 -111,877 37,000 38,000 
      provision (credit) for credit losses
    		             6,212,000         
      low-income housing tax credit syndication fees
    		              519,000        
      provision for loan losses
    		               2,585,000 1,079,000  1,663,000 -7,712,162 2,981,000 1,745,000 
      net interest income after provision for loan losses
    		               70,158,000 67,802,000 64,722,000 70,300,000 -146,972,692 62,341,000 49,489,000 
      gains on sale of investments available for sale
    		                   -440,559 441,000  
      provision (credit) for loan losses
    		                 -315,000     
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 
                                       
        assets
      		                                 
        cash and due from banks
      		11,566,000 15,419,000 15,609,000 10,989,000 12,214,000 10,242,000 17,924,000 15,592,000 10,633,000 15,390,000 19,002,000 22,170 13,796,000 10,714,000 9,853,000 14,030,000 14,352,000 13,745,000 12,003,000  9,276,000 13,830,000 8,168,000 13,909 15,614,000 15,176,000 19,554,000 25,855,000 20,069,000 18,347,000 21,592,000 18,905,000 14,934,000 
        interest-earning demand accounts
      		586,470,000 631,746,000 505,687,000 465,621,000 589,692,000 530,640,000 490,831,000 568,830,000 396,605,000 361,920,000 350,584,000 203,994 310,165,000 247,432,000 401,668,000 1,018,584,000 788,224,000 388,304,000 257,436,000  419,926,000 389,357,000 559,914,000 492,800 349,362,000 445,713,000 293,897,000 310,669,000 390,687,000 334,056,000 266,141,000 340,614,000 551,876,000 
        cash and cash equivalents
      		598,036,000 647,165,000 521,296,000 476,610,000 601,906,000 540,882,000 508,755,000 584,422,000 407,238,000 377,310,000 369,586,000 226,164 323,961,000 258,146,000 411,521,000 1,032,614,000 802,576,000 402,049,000 269,439,000 2,117,000 429,202,000 403,187,000 568,082,000 506,709 364,976,000 460,889,000 313,451,000 336,524,000 410,756,000 352,403,000 287,733,000 359,519,000 566,810,000 
        securities purchased under agreements to resell
      		1,529,000 1,539,000 1,550,000 1,559,000 3,279,000 3,304,000 3,329,000 3,349,000 3,385,000 3,412,000 3,438,000 3,464 3,497,000 3,520,000 4,798,000 5,888,000 5,923,000 6,507,000 6,544,000  6,616,000 6,651,000 6,685,000 6,723 6,760,000 6,798,000 6,838,000 6,875,000 6,913,000 6,954,000 7,003,000 7,043,000 7,080,000 
        mortgage loans in process of securitization
      		414,786,000 402,427,000 389,797,000 428,206,000 430,966,000 209,244,000 142,629,000 110,599,000 476,047,000 298,907,000 197,074,000 154,194 137,448,000 323,046,000 324,280,000 569,239,000 634,027,000 461,914,000 432,063,000  374,721,000 518,788,000            
        securities available for sale
      		885,070,000 936,343,000 961,183,000 980,050,000 953,063,000 1,017,019,000 1,061,288,000 1,113,687,000 624,586,000 648,003,000 679,518,000 323,337                      
        securities held to maturity
      		1,670,555,000 1,548,211,000 1,606,286,000 1,664,686,000 1,755,047,000 1,291,110,000 1,175,167,000 1,204,217,000 1,012,801,000 1,062,017,000 1,104,835,000 1,119,078                      
        federal home loan bank (fhlb) stock and other equity securities
      		217,850,000 217,850,000 217,850,000 217,804,000 184,050,000                             
        loans held for sale
      		4,129,329,000 4,105,765,000 3,983,452,000 3,771,510,000 3,808,234,000 3,483,076,000 3,503,131,000 3,144,756,000 3,477,036,000 3,058,013,000 2,855,250,000 2,910,576 2,844,750,000 2,759,116,000 2,289,094,000 3,303,199,000 3,453,279,000 2,955,390,000 2,749,662,000  3,319,619,000 3,877,769,000 2,796,008,000 2,093,789 2,498,538,000 1,918,118,000 882,071,000 832,455,000 1,004,402,000 953,150,000 1,081,376,000 995,319,000 798,058,000 
        loans receivable, net of allowance for credit losses on loans of 93,330 and 84,386, respectively
      		10,515,221,000                                 
        premises and equipment
      		75,148,000 71,050,000 67,787,000 58,617,000 53,161,000 46,833,000 42,450,000 42,342,000 36,730,000 36,947,000 35,793,000 35,438 35,492,000 35,085,000 34,559,000 31,212,000 31,423,000 31,384,000 31,261,000  29,261,000 29,362,000 29,415,000 29,274 29,211,000 26,580,000 21,078,000 15,136,000 10,846,000 8,584,000 6,705,000 5,354,000 5,138,000 
        servicing rights
      		213,156,000 193,037,000 189,711,000 189,935,000 177,327,000 178,776,000 172,200,000 158,457,000 162,141,000 147,288,000 143,867,000 146,248 144,984,000 130,710,000 121,036,000 110,348,000 105,473,000                 
        interest receivable
      		82,445,000 82,391,000 82,811,000 83,409,000 86,612,000 90,360,000 90,303,000 91,346,000 78,401,000 70,509,000 64,282,000 56,262 40,170,000 26,184,000 23,499,000 24,103,000 21,894,000 22,068,000 22,111,000  19,130,000 18,574,000 18,139,000 18,359 18,780,000 17,415,000 14,365,000 13,827,000 12,289,000 10,306,000 9,627,000 8,326,000 7,196,000 
        goodwill
      		8,014,000 8,014,000 8,014,000 8,014,000 8,014,000 8,014,000 8,014,000 15,845,000 15,845,000 15,845,000 15,845,000 15,845 15,845,000 15,845,000 15,845,000 15,845,000 15,845,000 15,845,000 15,845,000  15,845,000 15,845,000 15,845,000 15,845 15,574,000 15,574,000 17,144,000 17,477,000 5,302,000 5,369,000 5,139,000 3,902,000 6,037,000 
        other assets and receivables
      		543,508,000 495,295,000 424,339,000 571,330,000 329,427,000 343,116,000 360,433,000 306,375,000 241,295,000 262,524,000 156,070,000 157,447 145,454,000 123,815,000 104,356,000 92,947,000 76,637,000 55,800,000 57,346,000  50,581,000 47,102,000 48,691,000 30,072 29,693,000 33,174,000 28,429,000 32,596,000 25,896,000 25,578,000 24,400,000 22,983,000 23,969,000 
        total assets
      		19,354,647,000 19,141,204,000 18,797,800,000 18,805,732,000 18,652,976,000 18,212,422,000 17,822,576,000 16,952,516,000 16,495,236,000 15,874,872,000 14,240,966,000 12,615,227 11,978,722,000 11,086,055,000 9,650,592,000 11,278,638,000 10,952,033,000 9,881,532,000 9,705,260,000 826,149,000 9,530,475,000 9,439,400,000 7,908,398,000 6,371,928 6,337,186,000 5,287,390,000 3,976,725,000 3,884,163,000 3,806,949,000 3,786,682,000 3,675,849,000 3,393,133,000 3,237,485,000 
        liabilities and shareholders' equity
      		                                 
        liabilities
      		                                 
        deposits
      		                                 
        noninterest-bearing
      		399,814,000 315,523,000 313,296,000 239,005,000 311,386,000 383,260,000 319,872,000 520,070,000 287,846,000 349,387,000 313,733,000 326,875 315,868,000 444,461,000 461,193,000 641,442,000 824,118,000 814,567,000 818,621,000  666,081,000 601,265,000 327,805,000 272,037 198,843,000 192,521,000 128,029,000 182,879,000      
        interest-bearing
      		13,534,891,000 12,371,312,000 12,092,869,000 11,680,971,000 12,580,501,000 14,533,807,000 13,655,789,000 13,541,390,000 12,719,492,000 12,710,477,000 11,031,498,000 9,744,470 10,003,611,000 7,855,277,000 7,014,628,000 8,341,171,000 8,123,201,000 7,225,011,000 7,244,560,000  6,418,566,000 6,307,363,000 6,394,900,000 5,206,038 5,300,806,000 4,463,469,000 2,992,998,000 3,048,207,000      
        total deposits
      		13,934,705,000 12,686,835,000 12,406,165,000 11,919,976,000 12,891,887,000 14,917,067,000 13,975,661,000 14,061,460,000 13,007,338,000 13,059,864,000 11,345,231,000 10,071,345 10,319,479,000 8,299,738,000 7,475,821,000 8,982,613,000 8,947,319,000 8,039,578,000 8,063,181,000  7,084,647,000 6,908,628,000 6,722,705,000 5,478,075 5,499,649,000 4,655,990,000 3,121,027,000 3,231,086,000 3,302,369,000 3,176,350,000 3,062,600,000 2,943,561,000 2,901,464,000 
        borrowings
      		2,902,631,000 4,009,474,000 4,001,744,000 4,386,122,000 3,568,721,000 1,159,206,000 1,835,985,000 964,127,000 1,654,075,000 1,016,836,000 1,233,762,000 930,392 97,279,000 1,440,904,000 879,929,000 1,033,954,000 809,136,000 701,373,000 545,160,000  1,618,201,000 1,761,113,000 444,567,000 181,439 159,673,000 62,225,000 338,031,000 195,453,000 67,279,000 189,515,000 199,378,000 56,612,000 56,624,000 
        deferred tax liabilities
      		28,973,000 29,228,000 35,740,000 25,289,000    19,923,000                          
        other liabilities
      		262,904,000 231,035,000 193,416,000 231,035,000 233,731,000 222,904,000 190,527,000 205,922,000 183,102,000 221,788,000 123,462,000 134,138 130,250,000 97,460,000 75,644,000 87,492,000 64,019,000 62,698,000 44,054,000 568,000 70,492,000 61,461,000 68,157,000 41,769 48,425,000 54,162,000 21,562,000 20,943,000 17,096,000 15,335,000 18,603,000 13,064,000 12,726,000 
        total liabilities
      		17,129,213,000 16,956,572,000 16,637,065,000 16,562,422,000 16,713,869,000 16,324,275,000 16,046,108,000 15,251,432,000 14,862,521,000 14,314,572,000 12,735,282,000 11,155,488 10,566,132,000 9,857,516,000 8,462,089,000 10,123,229,000 9,842,155,000 8,822,468,000 8,694,005,000 15,528,000 8,773,340,000 8,731,202,000 7,235,429,000 5,718,200 5,707,747,000 4,772,377,000 3,498,894,000 3,462,926,000 3,399,603,000 3,393,763,000 3,296,136,000 3,025,659,000 2,994,200,000 
        commitments and contingencies
      		                                 
        shareholders' equity
      		                                 
        common stock
      		                                 
        authorized - 75,000,000 shares
      		                                 
        issued and outstanding - 45,889,238 shares at september 30, 2025 and 45,767,166 shares at december 31, 2024
      		242,371,000                                 
        preferred stock, without par value - 5,000,000 total shares authorized
      		                                 
        6% series b preferred stock - 1,000 per share liquidation preference
      		                                 
        authorized - no shares at september 30, 2025 and 125,000 shares at december 31, 2024
      		                                 
        issued and outstanding - no shares at september 30, 2025 and 125,000 shares (equivalent to 5,000,000 depositary shares) at december 31, 2024
      		                                 
        6% series c preferred stock - 1,000 per share liquidation preference
      		                                 
        authorized - 200,000 shares
      		                                 
        issued and outstanding - 196,181 shares
      		191,084,000 191,084,000 191,084,000 191,084,000 191,084,000 191,084,000 191,084,000 191,084,000 191,084,000 191,084,000 191,084,000 191,084 191,084,000 191,084,000 191,084,000                   
        8.25% series d preferred stock - 1,000 per share liquidation preference
      		                                 
        authorized - 300,000 shares
      		                                 
        issued and outstanding - 142,500 shares
      		137,459,000 137,459,000 137,459,000 137,459,000 137,459,000 137,459,000 137,459,000 137,459,000 137,459,000 137,459,000 137,459,000  137,371,000                     
        7.625% series e preferred stock - 1,000 per share liquidation preference
      		                                 
        authorized - 230,000 shares
      		                                 
        issued and outstanding - 230,000 shares
      		222,748,000 222,748,000 222,748,000 222,748,000                              
        retained earnings
      		1,431,983,000 1,392,136,000 1,369,009,000 1,330,995,000 1,250,176,000 1,200,778,000 1,138,083,000 1,063,599,000 998,252,000 928,875,000 875,700,000 832,871 787,530,000 737,789,000 694,776,000 657,149,000 610,267,000 560,083,000 516,961,000  407,979,000 358,895,000 323,651,000 304,984 280,551,000 265,323,000 252,637,000 244,909,000 232,041,000 217,856,000 204,758,000 192,008,000 173,945,000 
        accumulated other comprehensive loss
      		-211,000 -247,000 -77,000 -133,000  -510,000 -1,173,000 -2,488,000 -4,754,000 -7,036,000 -7,729,000 -10,521 -11,686,000 -8,070,000 -6,304,000             -310,000 -1,297,000 -1,470,000 -1,567,000 -1,006,000 -471,000 
        total shareholders' equity
      		2,225,434,000 2,184,632,000 2,160,735,000 2,243,310,000 1,939,107,000 1,888,147,000 1,776,468,000 1,701,084,000 1,632,715,000 1,560,300,000 1,505,684,000 1,459,739 1,412,590,000 1,228,539,000 1,188,503,000 1,155,409,000 1,109,878,000 1,059,064,000 1,011,255,000  757,135,000 708,198,000 672,969,000 653,728 629,439,000 515,013,000 477,831,000 421,237,000 407,346,000 392,919,000 379,713,000 367,474,000 243,285,000 
        total liabilities and shareholders' equity
      		19,354,647,000 19,141,204,000 18,797,800,000 18,805,732,000 18,652,976,000 18,212,422,000 17,822,576,000 16,952,516,000 16,495,236,000 15,874,872,000 14,240,966,000 12,615,227 11,978,722,000 11,086,055,000 9,650,592,000 11,278,638,000 10,952,033,000 9,881,532,000 9,705,260,000  9,530,475,000 9,439,400,000 7,908,398,000 6,371,928 6,337,186,000 5,287,390,000 3,976,725,000 3,884,163,000 3,806,949,000 3,786,682,000 3,675,849,000 3,393,133,000 3,237,485,000 
        loans receivable, net of allowance for credit losses on loans of 91,811 and 84,386, respectively
      		 10,432,117,000                                
        issued and outstanding - 45,885,458 shares at june 30, 2025 and 45,767,166 shares at december 31, 2024
      		 241,452,000                                
        authorized - no shares at june 30, 2025 and 125,000 shares at december 31, 2024
      		                                 
        issued and outstanding - no shares at june 30, 2025 and 125,000 shares (equivalent to 5,000,000 depositary shares) at december 31, 2024
      		                                 
        loans receivable, net of allowance for credit losses on loans of 83,413 and 84,386, respectively
      		  10,343,724,000                               
        issued and outstanding - 45,881,706 shares at march 31, 2025 and 45,767,166 shares at december 31, 2024
      		  240,512,000                               
        authorized - no shares at march 31, 2025 and 125,000 shares at december 31, 2024
      		                                 
        issued and outstanding - no shares at march 31, 2025 and 125,000 shares (equivalent to 5,000,000 depositary shares) at december 31, 2024
      		                                 
        loans receivable, net of allowance for credit losses on loans of 84,386 and 71,752, respectively
      		   10,354,002,000                              
        issued and outstanding - 45,767,166 shares at december 31, 2024 and 43,242,928 shares at december 31, 2023
      		   240,313,000                              
        7% series a preferred stock - 25 per share liquidation preference
      		                                 
        authorized - no shares at december 31, 2024 and 3,500,000 shares at december 31, 2023
      		                                 
        issued and outstanding - no shares at december 31, 2024 and 2,081,800 shares at december 31, 2023
      		                                 
        authorized - 125,000 shares
      		                                 
        issued and outstanding - 125,000 shares
      		   120,844,000 120,844,000 120,844,000 120,844,000 120,844,000 120,844,000 120,844,000 120,844,000 120,844 120,844,000 120,844,000 120,844,000 120,844,000 120,844,000 120,844,000 120,844,000  120,844,000 120,844,000 120,844,000 120,844 120,863,000         
        loans receivable, net of allowance for credit losses on loans of 84,549 and 71,752, respectively
      		    10,261,890,000                             
        deferred and current tax liabilities
      		    19,530,000 25,098,000 43,935,000  18,006,000 16,084,000 32,827,000 19,613 19,124,000 19,414,000 30,695,000 19,170,000 21,681,000 18,819,000 41,610,000     16,917   18,274,000 15,444,000 12,859,000 12,563,000 15,555,000 12,422,000 21,022,000 
        issued and outstanding - 45,764,023 shares at september 30, 2024 and 43,242,928 shares at december 31, 2023
      		    239,448,000                             
        authorized - no shares at september 30, 2024 and 3,500,000 shares at december 31, 2023
      		                                 
        issued and outstanding - no shares at september 30, 2024 and 2,081,800 shares at december 31, 2023
      		                                 
        accumulated other comprehensive income
      		    96,000           -1,454,000 262,000 -4,000 249,000  407,000 708,000 926,000 458 692,000 640,000 154,000       
        federal home loan bank (fhlb) stock
      		     67,499,000 64,215,000 48,578,000 48,219,000 39,130,000 39,130,000 39,130 39,130,000 39,130,000 28,804,000 29,588,000 70,767,000 70,767,000 70,656,000  70,656,000 53,224,000 46,156,000 20,369 18,808,000 18,820,000 18,880,000 7,974,000 7,608,000 7,723,000 7,711,000 7,539,000 7,539,000 
        loans receivable, net of allowance for credit losses on loans of 81,028 and 71,752, respectively
      		     10,933,189,000                            
        issued and outstanding - 45,757,567 shares at june 30, 2024 and 43,242,928 shares at december 31, 2023
      		     238,492,000                            
        authorized - no shares at june 30, 2024 and 3,500,000 shares at december 31, 2023
      		                                 
        issued and outstanding - no shares at june 30, 2024 and 2,081,800 shares at december 31, 2023
      		                                 
        loans receivable, net of allowance for credit losses on loans of 75,712 and 71,752, respectively
      		      10,690,513,000                           
        intangible assets
      		      149,000 742,000 831,000 949,000 1,068,000 1,186 1,307,000 1,441,000 1,574,000 1,707,000 1,843,000 1,990,000 2,136,000  2,657,000 3,038,000 3,419,000 3,799 4,182,000 4,567,000 3,381,000 3,542,000 1,763,000 1,839,000 1,915,000 1,512,000  
        issued and outstanding - 43,354,718 shares at march 31, 2024 and 43,242,928 shares at december 31, 2023
      		      139,950,000                           
        authorized - 3,500,000 shares
      		                                 
        issued and outstanding - 2,081,800 shares
      		      50,221,000 50,221,000 50,221,000 50,221,000 50,221,000 50,221 50,221,000 50,221,000 50,221,000 50,221,000 50,221,000 50,221,000 50,221,000  50,221,000 50,221,000 50,221,000 50,221 50,245,000         
        loans receivable, net of allowance for credit losses on loans of 71,752 and 44,014, respectively
      		       10,127,801,000                          
        issued and outstanding - 43,242,928 shares at december 31, 2023 and 43,113,127 shares at december 31, 2022
      		       140,365,000                          
        loans receivable, net of allowance for credit losses on loans of 66,864 and 44,014, respectively
      		        9,910,681,000                         
        issued and outstanding - 43,240,212 shares at september 30, 2023 and 43,113,127 shares at december 31, 2022
      		        139,609,000                         
        loans receivable, net of allowance for credit losses on loans of 62,986 and 44,014, respectively
      		         9,854,018,000                        
        issued and outstanding - 43,237,300 shares at june 30, 2023 and 43,113,127 shares at december 31, 2022
      		         138,853,000                        
        loans receivable, net of allowance for credit losses on loans of 51,838 and 44,014, respectively
      		          8,575,210,000                       
        issued and outstanding - 43,233,618 shares at march 31, 2023 and 43,113,127 shares at december 31, 2022
      		          138,105,000                       
        loans receivable, net of allowance for credit losses on loans of 44,014 and 31,344, respectively
      		           7,426,858                      
        authorized - 75,000,000 shares at december 31, 2022 and 50,000,000 shares at december 31, 2021
      		                                 
        issued and outstanding - 43,113,127 shares at december 31, 2022 and 43,180,079 shares at december 31, 2021
      		           137,781                      
        issued and outstanding - 142,500 shares at december 31, 2022
      		           137,459                      
        available for sale securities
      		            322,069,000 336,814,000 314,266,000 310,629,000 301,119,000 315,260,000 241,691,000  278,861,000 259,656,000 339,053,000 290,243 308,673,000 261,485,000 296,669,000 331,071,000 269,709,000 385,925,000 413,457,000 408,371,000 430,581,000 
        held to maturity securities
      		            1,005,487,000                     
        loans receivable, net of allowance for credit losses on loans of 38,996 and 31,344, respectively
      		            6,919,128,000                     
        authorized - 75,000,000 shares at september 30, 2022 and 50,000,000 shares at december 31, 2021
      		                                 
        issued and outstanding - 43,109,578 shares at september 30, 2022 and 43,180,079 shares at december 31, 2021
      		            137,226,000                     
        loans receivable, net of allowance for credit losses on loans of 37,474 and 31,344, respectively
      		             7,033,203,000                    
        authorized - 75,000,000 shares at june 30, 2022 and 50,000,000 shares at december 31, 2021
      		                                 
        issued and outstanding - 43,106,505 shares at june 30, 2022 and 43,180,079 shares at december 31, 2021
      		             136,671,000                    
        authorized - 250,000 shares
      		                                 
        loans receivable, net of allowance for credit losses on loans of 32,102 and 31,344, respectively
      		              5,976,960,000                   
        authorized - 50,000,000 shares
      		                                 
        issued and outstanding - 43,267,776 shares at march 31, 2022 and 43,180,079 shares at december 31, 2021
      		              137,882,000                   
        loans receivable, net of allowance for loan losses of 31,344 and 27,500, respectively
      		               5,751,319,000                  
        issued and outstanding - 43,180,079 shares at december 31, 2021 and 43,120,625 shares at december 31, 2020
      		               137,565,000                  
        8% preferred stock - 1,000 per share liquidation preference
      		                                 
        authorized - 50,000 shares
      		                                 
        issued and outstanding - 0 shares at december 31, 2021 and 41,625 shares at december 31, 2020
      		                                 
        issued and outstanding - 196,181 shares at december 31, 2021
      		               191,084,000                  
        loans receivable, net of allowance for loan losses of 29,134 and 27,500, respectively
      		                5,431,227,000                 
        issued and outstanding - 28,785,374 shares at september 30, 2021 and 28,747,083 shares at december 31, 2020
      		                137,200,000                 
        issued and outstanding - 0 shares at september 30, 2021 and 41,625 shares at december 31, 2020
      		                                 
        issued and outstanding - 196,181 shares at september 30, 2021
      		                191,084,000                 
        loans receivable, net of allowance for loan losses of 28,696 and 27,500, respectively
      		                 5,444,227,000                
        mortgage servicing rights
      		                 98,331,000 96,215,000  75,772,000 72,889,000 69,978,000 74,387 71,989,000 74,550,000 76,249,000 77,844,000 71,490,000 70,085,000 67,268,000 66,079,000 62,022,000 
        issued and outstanding - 28,783,599 shares at june 30, 2021 and 28,747,083 shares at december 31, 2020
      		                 136,836,000                
        issued and outstanding - 0 shares at june 30, 2021 and 41,625 shares at december 31, 2020
      		                                 
        issued and outstanding - 196,181 shares at june 30, 2021
      		                 191,084,000                
        loans receivable, net of allowance for loan losses of 29,091 and 27,500, respectively
      		                  5,710,291,000               
        issued and outstanding - 28,782,139 shares at march 31, 2021 and 28,747,083 shares at december 31, 2020
      		                  136,474,000               
        issued and outstanding - 41,625 shares
      		                  41,581,000  41,581,000 41,581,000 41,581,000 41,581 41,581,000 41,581,000 41,581,000 41,581,000 41,581,000 41,581,000 41,581,000 41,581,000 41,581,000 
        issued and outstanding - 150,000 shares at march 31, 2021
      		                  144,925,000               
        ​
      		                                 
        investment in subsidiaries
      		                   823,842,000              
        other assets
      		                   190,000              
        short-term subordinated debt
      		                   14,960,000              
        shareholders’ equity
      		                   810,621,000              
        total liabilities and shareholders’ equity
      		                   826,149,000              
        loans receivable, net of allowance for loan losses of 23,436 and 15,842, respectively
      		                    4,857,554,000             
        issued and outstanding - 28,745,614 shares at september 30, 2020 and 28,706,438 shares at december 31, 2019
      		                    136,103,000             
        loans receivable, net of allowance for loan losses of 20,497 and 15,842, respectively
      		                     4,133,315,000            
        issued and outstanding - 28,745,614 shares at june 30, 2020 and 28,706,438 shares at december 31, 2019
      		                     135,949,000            
        trading securities
      		                      465,157,000 269,891 227,914,000 101,514,000 129,914,000 163,419,000 74,116,000 135,075,000 200,030,000 140,837,000 121,360,000 
        loans receivable, net of allowance for loan losses of 18,883 and 15,842, respectively
      		                      3,501,770,000           
        issued and outstanding - 28,742,484 shares at march 31, 2020 and 28,706,438 shares at december 31, 2019
      		                      135,746,000           
        loans receivable, net of allowance for loan losses of 15,842 and 12,704, respectively
      		                       3,012,468          
        issued and outstanding - 28,706,438 shares at december 31, 2019 and 28,694,036 shares at december 31, 2018
      		                       135,640          
        loans receivable, net of allowance for loan losses of 13,705 and 12,704, respectively
      		                        2,742,088,000         
        issued and outstanding - 28,706,438 shares at september 30, 2019 and 28,694,036 shares at december 31, 2018
      		                        135,507,000         
        loans receivable, net of allowance for loan losses of 12,604 and 12,704, respectively
      		                         2,347,906,000        
        issued and outstanding - 28,706,438 shares at june 30, 2019 and 28,694,036 shares at december 31, 2018
      		                         135,374,000        
        issued and outstanding - 2,955,800 shares
      		                         72,095,000        
        loans receivable, net of allowance for loan losses of 13,356 and 12,704, respectively
      		                          2,168,256,000       
        issued and outstanding - 28,704,163 shares at march 31, 2019 and 28,694,036 shares at december 31, 2018
      		                          135,190,000       
        issued and outstanding - 2,000,000 shares
      		                          48,269,000       
        loans receivable, net of allowance for loan losses of 12,704, and 8,311, respectively
      		                           2,045,423,000      
        issued and outstanding - 28,694,036 shares at december 31, 2018 and 28,685,167 shares at december 31, 2017
      		                           135,057,000      
        preferred stock - 1,000 per share, without par value
      		                                 
        authorized - 5,000,000 shares
      		                                 
        loans receivable, net of allowance for loan losses of 11,243 and 8,311, respectively
      		                            1,905,859,000     
        noninterest bearing
      		                            336,940,000 585,464,000 653,124,000 620,700,000 721,208,000 
        interest bearing
      		                            2,965,429,000 2,590,886,000 2,409,476,000 2,322,861,000 2,180,256,000 
        issued and outstanding - 28,694,036 shares at september 30, 2018 and 28,685,167 shares at december 31, 2017
      		                            135,021,000     
        loans receivable, net of allowance for loan losses of 10,588 and 8,311, respectively
      		                             1,823,691,000    
        issued and outstanding - 28,694,036 shares at june 30, 2018 and 28,685,167 shares at december 31, 2017
      		                             134,952,000    
        loans receivable, net of allowance for loan losses of 9,705 and 8,311, respectively
      		                              1,563,485,000   
        issued and outstanding - 28,692,206 shares at march 31, 2018 and 28,685,167 shares at december 31, 2017
      		                              134,941,000   
        loans receivable, net of allowance for loan losses of 8,311 and 6,250, respectively
      		                               1,366,349,000  
        issued and outstanding - 28,685,167 shares at december 31, 2017 and 21,111,200 shares at december 31, 2016
      		                               134,891,000  
        loans receivable, net of allowance for loan losses of 7,457 and 6,250, respectively
      		                                1,201,695,000 
        interest payable
      		                                2,364,000 
        issued and outstanding - 21,497,667 shares at september 30, 2017 and 21,111,200 shares at december 31, 2016
      		                                28,230,000 
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 
                                        
          operating activities:
        		                                
          net income
        		54,701,000 37,981,000 58,239,000 95,666,000 61,273,000 76,393,000 87,054,000 77,473,000 81,504,000 65,302,000 54,955,000 57,156,000 58,488,000 53,935,000 50,142,000 55,201,000 58,503,000 51,417,000 61,983,000 59,786,000 55,002,000 41,162,000 24,583,000 30,061,000 20,259,000 16,439,000 10,570,000 15,422,000 16,739,000 15,652,000 15,061,000 20,329,000 
          adjustments to reconcile net income to net cash from operating activities:
        		                                
          depreciation
        		765,000 770,000 770,000 760,000 783,000 746,000 725,000 733,000 734,000 699,000 686,000 653,000 628,000 613,000 591,000 575,000 555,000 557,000 504,000 487,000 494,000 462,000 453,000 416,000 151,000 148,000 137,000 125,000 123,000 110,000 103,000 95,000 
          provision for credit losses
        		29,239,000 53,027,000 7,727,000  6,898,000 9,965,000 4,726,000  4,014,000 22,603,000 6,867,000  2,225,000 6,212,000 2,451,000                  
          loss on sale of securities
        		   0 0 0 108,000                          
          gain on sale of loans
        		-24,671,000 -23,342,000 -11,619,000 -25,020,000 -16,731,000 -11,168,000 -9,356,000 -19,342,000 -10,758,000 -11,350,000 -6,733,000 -11,267,000 -13,354,000 -21,564,000 -17,965,000 -28,430,000 -29,013,000 -25,122,000 -28,620,000 -28,830,000 -29,498,000 -17,084,000 -21,166,000 -15,352,000 -8,312,000 -9,104,000 -2,643,000 -11,718,000 -8,825,000 -7,831,000 -10,892,000 -9,977,000 
          proceeds from sales of loans
        		12,162,638,000 10,138,606,000 8,012,025,000 8,937,959,000 8,542,409,000 7,194,332,000 4,694,759,000 6,583,853,000 7,163,845,000 5,031,677,000 3,356,860,000 4,284,640,000 6,997,097,000 6,277,046,000 8,214,273,000 16,955,521,000 14,187,720,000 13,114,424,000 16,974,055,000 20,729,673,000 29,797,500,000 22,395,024,000 10,866,020,000 12,309,071,000 10,435,678,000 6,318,798,000 3,729,430,000 4,640,130,000 1,889,846,000 7,476,700,000 4,020,784,000 4,117,950,000 
          loans and participations originated and purchased for sale
        		-12,163,493,000 -10,306,689,000 -7,948,208,000 -8,934,521,000 -8,872,248,000 -7,182,320,000 -5,078,607,000 -6,257,457,000 -7,554,842,000 -5,226,254,000 -3,674,484,000 -5,132,973,000 -6,290,993,000 -6,739,987,000 -7,178,991,000 -16,718,886,000 -14,698,889,000 -13,128,054,000 -16,636,332,000 -20,462,359,000 -29,216,600,000 -23,462,647,000 -11,551,090,000 -11,891,899,000 -11,009,144,000 -7,347,796,000 -3,776,827,000 -4,457,874,000 -1,933,907,000 -7,342,139,000 -4,098,115,000 -4,308,459,000 
          proceeds from sale of low-income housing tax credits
        		-6,671,000 9,367,000 410,000 -27,276,000 25,479,000 1,703,000 25,861,000 -13,747,000 3,277,000 11,134,000 8,670,000 5,048,000                     
          purchases of low-income housing tax credits for sale
        		-19,749,000 -15,682,000 -7,305,000 -40,011,000 -23,900,000 -10,993,000 -21,113,000 -23,577,000 -13,989,000 -22,185,000 -7,932,000 -17,577,000 -12,293,000 -3,178,000 -6,651,000                  
          change in servicing rights for paydowns and fair value adjustments
        		327,000 1,988,000 3,562,000 -7,235,000 8,819,000 -2,815,000 -11,577,000 9,788,000 -9,986,000 -1,297,000 4,554,000 3,198,000 -2,607,000 -4,471,000 -4,896,000 3,770,000                 
          net change in:
        		                                
          mortgage loans in process of securitization
        		-12,359,000 -12,630,000 38,409,000 2,760,000 -221,722,000 -66,615,000 -32,030,000 365,448,000 -177,140,000 -101,833,000 -42,880,000 -16,746,000 185,598,000 1,234,000 244,959,000 64,788,000 -172,113,000 -29,851,000 -93,330,000 35,988,000 144,067,000            
          other assets and receivables
        		-16,572,000 -25,879,000 11,660,000 -4,269,000 -8,019,000 49,693,000 -58,186,000 -71,798,000 23,850,000 -29,117,000 -8,116,000 -16,306,000 -3,220,000 -2,413,000 -15,325,000 -5,407,000 2,863,000 -8,137,000 4,065,000 4,161,000 -3,205,000 315,000 -17,686,000 1,176,000 1,650,000 -9,188,000 2,699,000 -5,305,000 -446,000 -865,000 -3,407,000 -3,000 
          other liabilities
        		22,465,000 14,152,000 -16,017,000 -20,628,000 2,055,000 -9,003,000 14,595,000 51,502,000 -38,280,000 20,687,000 7,607,000 -29,852,000 32,241,000 10,359,000 8,030,000 816,000 -9,064,000 -3,573,000 15,644,000 -9,906,000 9,106,000 -6,614,000 9,822,000 14,067,000 -2,168,000 10,214,000 1,933,000 -22,000 1,581,000 -6,058,000 7,918,000 -4,700,000 
          other
        		3,145,000 7,179,000 -1,615,000 4,519,000 2,256,000 1,201,000 -731,000 7,191,000 17,000 -1,553,000 -1,587,000 4,746,000 -3,225,000 1,359,000 -988,000 5,563,000 -74,000 -497,000 -409,000 265,000 -281,000 849,000 1,379,000 1,481,000 1,536,000 1,915,000 798,000 2,942,000 370,000 371,000 309,000 769,000 
          net cash from operating activities
        		29,765,000 -121,152,000 148,038,000 -9,977,000 -492,648,000 51,119,000 -383,772,000 714,372,000 -527,754,000 -241,487,000 -301,533,000 -858,142,000 959,141,000 -420,855,000 1,295,630,000 338,619,000 -658,450,000 -25,178,000 295,793,000 333,338,000   -871,615,000 408,004,000 -681,640,000 -986,106,000 2,739,000 98,812,000 27,215,000 201,326,000 -123,763,000 -207,555,000 
          capital expenditures
        		0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0   0 0 0 0 0 0 0 0 0 0 
          free cash flows
        		29,765,000 -121,152,000 148,038,000 -9,977,000 -492,648,000 51,119,000 -383,772,000 714,372,000 -527,754,000 -241,487,000 -301,533,000 -858,142,000 959,141,000 -420,855,000 1,295,630,000 338,619,000 -658,450,000 -25,178,000 295,793,000 333,338,000   -871,615,000 408,004,000 -681,640,000 -986,106,000 2,739,000 98,812,000 27,215,000 201,326,000 -123,763,000 -207,555,000 
          investing activities:
        		                                
          net change in securities purchased under agreements to resell
        		10,000 11,000 9,000 1,720,000 25,000 25,000 20,000 36,000 27,000 26,000 26,000 33,000 23,000 1,278,000 1,090,000 35,000 584,000 37,000 36,000 36,000 35,000 34,000 38,000 37,000 38,000 40,000 37,000 38,000 41,000 48,000 41,000 37,000 
          purchases of securities available for sale
        		-199,779,000 -181,504,000 -162,999,000 -282,628,000 -198,827,000 -108,826,000 -193,957,000 -660,198,000 -118,156,000 -160,271,000 -353,249,000                      
          purchases of securities held to maturity
        		   0 0   -283,482,000 -5,525,000 -2,721,000 -1,540,000                      
          purchases of equity securities
        		                                
          purchases of mortgage servicing rights
        		-12,858,000                           -5,523,000 0 -463,000 -327,000 0 
          proceeds from the sale of securities available for sale
        		   0 0 0 9,983,000 0 1,384,000                        
          proceeds from calls, maturities and paydowns of securities available for sale
        		258,158,000 202,790,000 189,000,000 233,580,000 280,916,000 151,255,000 231,585,000 149,607,000 144,831,000 194,332,000 832,000                      
          proceeds from calls, maturities and paydowns of securities held to maturity
        		137,279,000 58,120,000 58,453,000 90,406,000 70,669,000 39,326,000 29,050,000 92,067,000 54,740,000 45,539,000 15,783,000                      
          purchases of loans
        		-19,663,000 -10,537,000 -19,871,000 -23,657,000 -16,495,000 -40,741,000 -27,727,000 -29,448,000 -59,159,000 -171,064,000 -98,791,000 -262,061,000 -196,497,000 -51,861,000 -40,672,000 -56,156,000 -62,314,000 -113,130,000 -137,548,000 -149,462,000 -131,387,000 -72,340,000 -32,631,000 -25,454,000 -28,024,000 -19,591,000 -14,233,000 -26,746,000 -34,335,000 -43,611,000 -34,273,000 -32,102,000 
          net change in loans receivable
        		-95,794,000 -462,421,000 -40,937,000 -25,063,000 99,440,000 -193,176,000 -552,568,000 -218,559,000 -23,832,000 -1,126,893,000 -678,522,000 -254,064,000 -476,465,000 -1,011,717,000 -187,323,000 -333,647,000 110,570,000 -47,648,000 -79,162,000 -504,427,000 -594,588,000 -560,582,000 -459,617,000 -247,193,000 -367,867,000 -160,470,000 -109,620,000 -80,202,000 -48,806,000 -218,002,000 -137,092,000 -134,255,000 
          proceeds from loans held for sale previously classified as loans receivable
        		0   7,500,000 68,831,000 0 1,600,000                          
          purchase of fhlb stock
        		0 0 -46,000 -33,754,000 -86,550,000 -3,285,000 -16,031,000 -359,000    0 0   -3,821,000 0    -17,999,000            
          proceeds from sale of fhlb stock
        		   0 -1,000 1,000 394,000     0 0 0 784,000                  
          purchases of premises and equipment
        		-5,781,000 -4,499,000 -6,859,000 -6,275,000 -4,526,000 -5,284,000 -2,306,000 -4,069,000 -516,000 -1,902,000 -1,041,000 -583,000 -1,065,000 -1,174,000 -3,939,000 -364,000 -595,000 -682,000 -2,004,000 -2,193,000 -394,000 -442,000 -594,000 -1,710,000 -2,625,000 -5,442,000 -4,206,000 -3,755,000 -2,395,000 -1,990,000 -1,055,000 -34,000 
          purchase of limited partnership interests
        		15,606,000 -15,783,000 -19,427,000 -10,292,000 -2,521,000 -6,331,000 -4,157,000  0 -66,421,000 -4,580,000 28,120,000 -29,485,000 -6,648,000 -6,577,000        -1,090,000     -805,000 -1,299,000 -1,693,000 -13,000 -849,000 
          net cash paid on sale of branches
        		   0 0 725,000 -171,319,000                          
          other investing activities
        		1,275,000 963,000 1,774,000 4,951,000 449,000 4,425,000 414,000 346,000 269,000 416,000 906,000 81,000 1,390,000 679,000 2,245,000 0 38,000 830,000 -464,000 713,000 -250,000   2,000 0   148,000 -2,000   78,000 
          net cash from investing activities
        		-181,127,000 -26,326,000 -903,000 -43,512,000 181,410,000 -317,154,000 -695,019,000 -889,036,000 -14,500,000 -1,236,369,000 -1,120,176,000 187,093,000 -1,698,066,000 -1,104,729,000 -247,149,000 -360,375,000 51,793,000 29,034,000 -194,714,000 -637,866,000 -763,878,000 -562,132,000 -568,352,000 -258,795,000 -445,628,000 -149,701,000 -103,551,000 -131,734,000 29,881,000 -238,017,000 -169,196,000 -145,800,000 
          financing activities:
        		                                
          net change in deposits
        		1,224,830,000 280,670,000 296,982,000 -971,910,000 -2,025,180,000 941,406,000 144,036,000 1,054,122,000 -52,526,000 1,714,633,000 1,273,886,000 -248,134,000 2,019,741,000 823,917,000 -1,506,792,000 35,294,000 907,741,000 -23,604,000 653,011,000 323,419,000 176,019,000 185,923,000 1,244,630,000 -21,573,000 843,678,000 1,534,990,000 -110,031,000 -166,929,000 126,047,000 113,778,000 82,106,000 42,097,000 
          proceeds from borrowings
        		74,617,000,000 83,190,545,000 58,640,042,000 57,340,000,000 61,370,000,000 20,855,000,000 26,751,878,000 26,437,972,000 26,982,467,000 19,814,880,000 22,335,000,000 20,827,538,000 23,355,000,000 20,969,000,000 626,000,000 2,667,966,000 8,397,046,000 2,651,878,000 17,754,346,000 29,510,997,000             
          repayment of borrowings
        		-75,724,743,000 -83,183,014,000 -59,014,014,000 -56,510,014,000 -58,951,964,000 -21,532,291,000 -25,871,971,000 -27,085,025,000 -26,375,155,000 -20,055,025,000 -22,185,180,000 -19,995,025,000 -24,700,025,000 -20,410,025,000 -780,025,000 -2,445,187,000 -8,289,284,000 -2,495,665,000 -18,557,442,000 -29,780,944,000             
          proceeds from notes payable
        		   0 3,286,000   4,922,000 34,000,000   600,000 1,400,000       1,000 -1,000 2,310,000 450,000 200,000 914,000 800,000 4,404,000 9,582,000 5,334,000    
          proceeds from issuance of common stock
        		   0 0                            
          payment of credit linked notes
        		0 0 -10,605,000  -12,006,000 -3,280,000 -8,249,000  -4,273,000                        
          repurchase of preferred stock
        		    1,000                            
          dividends
        		-14,854,000 -14,854,000 -14,854,000 -14,847,000 -11,875,000 -11,875,000 -12,570,000 -12,126,000 -12,127,000 -12,127,000 -12,126,000 -11,815,000 -8,747,000 -8,748,000 -8,757,000 -8,319,000 -8,319,000 -8,389,000 -6,208,000 -5,919,000 -5,918,000 -5,918,000 -5,916,000 -5,628,000 -8,784,000 0 -2,842,000 -2,554,000 -2,554,000 -2,554,000 -2,554,000 -2,266,000 
          net cash from financing activities
        		102,233,000 273,347,000 -102,449,000 -71,807,000 372,262,000 298,162,000 1,003,124,000 351,848,000 572,182,000 1,485,580,000 1,565,131,000 573,252,000 804,740,000 1,372,209,000 -1,669,574,000 251,794,000 1,007,184,000 128,754,000 -11,368,000 55,054,000 27,189,000 1,496,552,000 1,501,340,000 -7,476,000 1,031,355,000 1,283,245,000 77,739,000 -41,310,000 1,257,000 101,361,000 221,173,000 146,064,000 
          net change in cash and cash equivalents
        		-49,129,000 125,869,000 44,686,000 -125,296,000 61,024,000 32,127,000 -75,667,000 177,184,000 29,928,000 7,724,000 143,422,000 -97,797,000 65,815,000 -153,375,000 -621,093,000 230,038,000 400,527,000 132,610,000 89,711,000 -249,474,000 26,015,000 -164,895,000 61,373,000 141,733,000 -95,913,000 147,438,000 -23,073,000 -74,232,000 58,353,000 64,670,000 -71,786,000 -207,291,000 
          cash and cash equivalents, beginning of period
        		0 0 476,610,000 0 0 0 584,422,000 0 0 0 226,164,000 0 0 0 1,032,614,000 0 0 0 179,728,000 0 0 0 506,709,000 0 0 0 336,524,000 0 0 0 359,519,000 0 
          cash and cash equivalents, end of period
        		-49,129,000 125,869,000 521,296,000 -125,296,000 61,024,000 32,127,000 508,755,000 177,184,000 29,928,000 7,724,000 369,586,000 -97,797,000 65,815,000 -153,375,000 411,521,000 230,038,000 400,527,000 132,610,000 269,439,000 -249,474,000 26,015,000 -164,895,000 568,082,000 141,733,000 -95,913,000 147,438,000 313,451,000 -74,232,000 58,353,000 64,670,000 287,733,000 -207,291,000 
          supplemental cash flows information:
        		                                
          interest paid
        		171,222,000 175,376,000 169,563,000 206,956,000 210,624,000 192,716,000 178,751,000 193,769,000 177,399,000 137,140,000 101,381,000 76,448,000 38,726,000 14,963,000 10,228,000 10,851,000 8,427,000 7,650,000 6,972,000 11,166,000 13,100,000 21,058,000 23,782,000 27,370,000 21,651,000 18,126,000 14,745,000 17,582,000 13,597,000 10,346,000 7,751,000 7,505,000 
          income taxes paid, net of refunds
        		6,638,000 37,917,000 3,176,000 20,815,000 12,720,000 45,260,000 783,000 17,312,000 20,263,000 28,847,000 966,000 19,334,000 18,843,000 28,828,000 -497,000                  
          reduction in commitment payable for limited partnership interest of llcs
        		                                
          liabilities accrued for additions in premises and equipment
        		-913,000 -454,000 3,081,000                              
          liabilities accrued for excise tax on preferred stock repurchase
        		0 0 1,215,000                              
          change in prepaid assets for preferred stock repurchase
        		0 0 125,000,000                              
          change in payable for limited partnership interest of llcs
        		 0 2,752,000                              
          change in rou assets due to lease renegotiation
        		   0 0 286,000 -1,349,000                          
          investments received in securitization of loans sold
        		                                
          beneficial interests received in exchange for lihtc's sold
        		 1,109,000 3,118,000                              
          deposits received upon loan origination
        		 0 189,206,000                              
          transfer of loans from loans held for sale to loans receivable
        		 17,400,000 1,029,000 56,500,000 13,650,000 16,500,000 31,350,000 0 0 0 377,460,000                      
          transfer of loans from loans receivable to loans held for sale
        		 312,142,000 74,462,000 7,500,000 603,369,000 0 1,600,000 43,808,000    0    62,492,000 -35,125,000                
          benefit from credit losses
        		                                
          deferred income tax
        		                                
          purchases of other equity securities
        		                                
          purchases of servicing rights
        		                                
          repayments on notes payable
        		                                
          proceeds from credit linked notes
        		        0 0 153,546,000                      
          repayment of credit linked notes
        		                                
          proceeds from issuance of preferred stock
        		           88,000    0 0 46,159,000 144,925,000     -43,000 120,863,000 23,826,000 48,269,000      
          redemption of preferred stock
        		                0                
          funds disbursed for future redemption of series b preferred stock
        		                                
          repurchase of common stock
        		           0 0                    
          rou assets obtained in exchange for new operating lease liabilities
        		   548,000                             
          transfer of loans to other real estate owned
        		   6,195,000                             
          securities received in securitization of loans sold
        		   0                             
          proceeds from sale of limited partnership interests
        		        526,000                        
          liabilities accrued for additions of premises and equipment
        		                                
          other financing activities
        		         199,000 5,000                      
          gain on sale of securities
        		                   0    -352,000 0 3,000 -127,000      
          proceeds from sale of servicing rights
        		               0                 
          purchase of limited partnership and llc interests
        		                                
          cash paid in deconsolidation of subsidiary
        		                                
          proceeds from credit link note
        		                                
          repayment of credit link note
        		                                
          payments on notes payable
        		                       0 -25,000,000 -3,200,000 -1,500,000      
          additional cash flows information:
        		                                
          payable for servicing rights
        		                                
          payable for limited partnership interests
        		                                
          deconsolidation of debt fund entities
        		                                
          purchase of servicing rights
        		            0 0 -2,057,000                  
          payments of contingent consideration
        		                   0 0 0 -501,000          
          redemption of common shares related to sale of limited partnership interests
        		                                
          purchases of available for sale securities
        		            -2,408,000 -27,864,000 -20,002,000 -25,985,000 -65,002,000 -130,201,000 -3,000 -162,508,000 -74,302,000            
          purchases of held to maturity securities
        		                                
          proceeds from the sale of available for sale securities
        		               4,097,000 0   0             
          proceeds from calls, maturities and paydowns of available for sale securities
        		            549,000 2,904,000 9,302,000 9,511,000 79,058,000 21,527,000 27,917,000 171,431,000 50,853,000            
          proceeds from sale of loans receivable
        		               0 0                
          dividends payable
        		                  139,000              
          cash paid for operating lease liabilities
        		              283,000                  
          provision for loan losses
        		               2,585,000 1,079,000 -315,000 1,663,000 4,114,000 2,981,000 1,745,000 2,998,000   105,000 649,000  617,000 998,000 1,406,000 1,400,000 
          income taxes paid
        		               21,066,000 16,025,000 41,104,000 563,000 21,800,000 17,890,000 17,586,000 46,000 5,455,000 2,495,000 11,312,000 64,000 3,942,000 6,948,000   9,825,000 
          cash received in deconsolidation of subsidiary
        		                0                
          purchase of limited partnership interests and other tax credits
        		                -10,546,000 1,883,000 -3,486,000 -2,107,000 -760,000            
          change in mortgage servicing rights for paydowns and fair value adjustments
        		                 3,973,000 -3,430,000 651,000 3,579,000 1,104,000 8,338,000 297,000 3,917,000 3,960,000 2,615,000 494,000 158,000 -567,000 2,263,000 -2,048,000 
          proceeds from sale of mortgage servicing rights
        		                                
          purchase of federal home loan bank stock
        		                      -25,787,000 -1,790,000 -1,159,000 -1,066,000 -11,860,000 -723,000 -103,000 -12,000 -118,000  
          proceeds from sale of federal home loan bank stock
        		                       230,000 1,171,000 890,000 1,190,000 482,000     
          proceeds from sale of assets
        		                           0     
          proceeds from sale of limited partnership interests and other tax credits
        		                                
          cash paid in acquisition of subsidiary
        		                                
          the company purchased all of the capital stock of fmbi on january 2, 2018, the capital stock of fmnbp on october 1, 2018, and the assets of nattymac, llc on december 31, 2018. the company also purchased all of the capital stock for mcs on august 15, 2017. in conjunction with the acquisitions, liabilities were assumed as follows:
        		                                
          fair value of assets acquired
        		                           123,936,000 0 0 44,217,000  
          cash paid for the capital stock/fair value common stock issued
        		                           24,400,000     
          fair value of liabilities assumed
        		                           99,536,000     
          net cash provided used in operating activities
        		                                
          proceeds from fhlb and federal reserve discount window borrowings
        		                                
          repayment of fhlb and federal reserve discount window borrowings
        		                                
          trading securities
        		                      -195,266,000 -41,977,000 -126,400,000 28,400,000 33,505,000 -89,303,000 60,959,000 64,955,000 -59,193,000 -19,477,000 
          purchases of available-for-sale securities
        		                      -156,666,000 -264,989,000 -258,129,000 -79,256,000 -45,000,000 -10,756,000 -235,000 -7,825,000 -28,224,000 -51,402,000 
          proceeds from the sale of available-for-sale securities
        		                       6,734,000 0 -3,000 31,086,000 0     
          proceeds from calls, maturities and paydowns of available-for-sale securities
        		                      107,995,000 276,703,000 210,967,000 115,073,000 49,055,000 16,933,000 110,356,000 35,603,000 25,360,000 72,727,000 
          proceeds from federal home loan bank borrowings
        		                      5,597,675,000 2,030,209,000 1,291,918,000 3,246,439,000 2,348,720,000      
          repayment of federal home loan bank borrowings
        		                      -5,334,998,000 -2,008,642,000 -1,170,384,000 -3,519,610,000 -2,209,281,000      
          benefit from loan losses
        		                       1,993,000         
          cash (paid) received in acquisition of subsidiary
        		                                
          cash received in acquisition of subsidiary
        		                            0 0 6,505,000  
          the company purchased all of the capital stock of fmbi on january 2, 2018 for 5,472. in conjunction with the acquisitions, liabilities were assumed as follows:
        		                                
          the company purchased all of the capital stock of fmbi on january 2, 2018. in conjunction with the acquisitions, liabilities were assumed as follows:
        		                                
          proceeds from sale of home equity loans held for investment
        		                                
          proceeds from federal home loan bank advances
        		                            125,050,000 127,128,000 284,189,000 289,900,000 
          repayment of federal home loan bank advances
        		                            -252,620,000 -141,191,000 -142,568,000 -289,912,000 
          the company purchased all of the capital stock of joy state bank on january 2, 2018 and purchased all of the capital stock for richmac on august 15, 2017. in conjunction with the acquisitions, liabilities were assumed as follows:
        		                                
          the company purchased all of the capital stock of joy state bank for 5,472 on january 2, 2018. in conjunction with the acquisition, liabilities were assumed as follows:
        		                                
          cash paid for the capital stock
        		                             0 5,472,000  
          liabilities assumed
        		                             0 38,745,000  
          deferred tax
        		                               -3,434,000 
          proceeds from sales of available-for-sale securities
        		                                
          proceeds from line of credit borrowing
        		                                
          cash received in acquisition of richmac
        		                                
          supplemantal disclosure of noncash investing activities:
        		                                
          acquisition
        		                                
          fair value of common stock issued