7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31 2009-12-31 2009-09-30 2009-06-30 2009-03-31 2008-12-31 2008-09-30 2008-06-30 2008-03-31 2007-12-31 2007-09-30 2007-06-30 2007-03-31 2006-12-31 2006-09-30 2006-06-30 2006-03-31 2005-12-31 2003-12-31 2003-09-30 2003-06-30 2003-03-31 2002-12-31 2002-09-30 
      
    		                                                                                      
      operating activities
    		                                                                                      
      net income
    		3,927,000,000 3,701,000,000 3,280,000,000 3,342,000,000 3,263,000,000 3,258,000,000 3,011,000,000 2,791,000,000 3,198,000,000 2,845,000,000 2,361,000,000 2,525,000,000 2,499,000,000 2,275,000,000 2,631,000,000 2,379,000,000 2,414,000,000 2,066,000,000 1,828,000,000 1,785,000,000 1,513,000,000 1,420,000,000 1,693,000,000 2,100,000,000 2,108,000,000 2,048,000,000 1,862,000,000 899,000,000 1,899,000,000 1,569,000,000 1,492,000,000 227,000,000 1,430,000,000 1,177,000,000 1,081,000,000 933,000,000 1,184,000,000 983,000,000 959,000,000 890,000,000 977,000,000 921,000,000 1,020,000,000 801,000,000 1,015,000,000 931,000,000 870,000,000 623,000,000 879,000,000 848,000,000 766,000,000 605,000,000 772,000,000 700,000,000 681,000,000 18,000,000 716,000,000 608,000,000 562,000,000 415,000,000 519,000,000 458,000,000 455,000,000 294,395,000 452,140,000 348,879,000 367,210,000 239,442,000 -193,582,000 -746,653,000 446,878,000 304,233,000 314,462,000 252,285,000 214,906,000 40,902,000 193,004,000 -310,460,000 126,744,000 -52,908,000 -67,128,000 74,399,000 32,327,000 -425,391,000 -51,486,000 77,930,000 
      adjustments to reconcile net income to net cash from operating activities:
    		                                                                                      
      amortization of customer incentives
    		533,000,000 517,000,000 476,000,000 502,000,000 502,000,000 415,000,000 411,000,000                                                                                
      depreciation and amortization
    		290,000,000 281,000,000 275,000,000 231,000,000 225,000,000 225,000,000 216,000,000 205,000,000 211,000,000 192,000,000 191,000,000 184,000,000 185,000,000 189,000,000 192,000,000 189,000,000 188,000,000 186,000,000 163,000,000 150,000,000 141,000,000 145,000,000 144,000,000 146,000,000 137,000,000 122,000,000 117,000,000 113,000,000 111,000,000 115,000,000 120,000,000 116,000,000 118,000,000 111,000,000 92,000,000 92,000,000 93,000,000 93,000,000 95,000,000 93,000,000 94,000,000 92,000,000 87,000,000 84,000,000 83,000,000 81,000,000 73,000,000 71,000,000 64,000,000 61,000,000 62,000,000 62,000,000 58,000,000 56,000,000 54,000,000 52,000,000 51,000,000 49,000,000 42,000,000 42,000,000 36,000,000 35,000,000 35,000,000 38,427,000 36,242,000 35,721,000 30,987,000 30,050,000 28,742,000 27,950,000 25,264,000 26,152,000 22,274,000 25,028,000 24,188,000 24,730,000 25,139,000          
      (gains) losses on equity investments
    		-41,000,000 -4,000,000 29,000,000 -40,000,000 62,000,000 13,000,000 -6,000,000 -34,000,000 6,000,000 -123,000,000 212,000,000 12,000,000 -60,000,000 117,000,000 76,000,000 -111,000,000 -197,000,000 -243,000,000 -94,000,000 -220,000,000 91,000,000 -75,000,000 174,000,000 -119,000,000 100,000,000                                                              
      share-based compensation
    		177,000,000 179,000,000 129,000,000 108,000,000 155,000,000 155,000,000 108,000,000 86,000,000 131,000,000 135,000,000 108,000,000 22,000,000 98,000,000 101,000,000 74,000,000 32,000,000 89,000,000 87,000,000 65,000,000 52,000,000 75,000,000 75,000,000 52,000,000 43,000,000 77,000,000 73,000,000 57,000,000 43,000,000 55,000,000 55,000,000 43,000,000 39,000,000 49,000,000 49,000,000 39,000,000                                                    
      deferred income taxes
    		-4,000,000 44,000,000 37,000,000 -266,000,000 -168,000,000 -96,000,000 3,000,000 3,000,000 -263,000,000 153,000,000 -129,000,000 -62,000,000 -123,000,000 -146,000,000 -320,000,000 -20,000,000 -34,000,000 -48,000,000 33,000,000 66,000,000 -22,000,000 3,000,000 26,000,000 -21,000,000 -51,000,000 27,000,000 38,000,000 -35,000,000 -102,000,000 -61,000,000 -46,000,000 142,000,000 -33,000,000 -31,000,000 8,000,000 -19,000,000 7,000,000 12,000,000 -20,000,000 -34,000,000 17,000,000 -36,000,000 37,000,000 -11,000,000 -3,000,000 -10,000,000 -67,000,000 -85,000,000 -2,000,000 -27,000,000 -5,000,000 281,000,000 15,000,000 -41,000,000 -14,000,000 -311,000,000 42,000,000 39,000,000 55,000,000 90,000,000 48,000,000 61,000,000 49,000,000 132,406,000 120,094,000 43,893,000 40,311,000 47,502,000 42,473,000 -541,945,000 -31,982,000 2,678,000 -6,613,000 -21,001,000 19,444,000 13,305,000 26,332,000 -14,093,000 6,723,000 1,126,000 -25,833,000 -2,821,000 -4,790,000 -207,222,000 -183,000  
      other
    		39,000,000 22,000,000 38,000,000 74,000,000 37,000,000 48,000,000 32,000,000 -66,000,000 51,000,000 35,000,000 2,000,000 4,000,000 22,000,000 13,000,000 5,000,000 2,000,000 2,000,000 21,000,000 11,000,000 -1,000,000 47,000,000 -52,000,000 20,000,000 3,000,000 9,000,000 6,000,000 6,000,000 20,000,000 6,000,000 4,000,000 1,000,000 37,000,000 -13,000,000 26,000,000 9,000,000 53,000,000 4,000,000 -13,000,000 -15,000,000 -114,000,000 56,000,000 14,000,000 -37,000,000 28,000,000 2,000,000 20,000,000 2,000,000 19,000,000 19,000,000 13,000,000 16,000,000 18,000,000 11,000,000 15,000,000 9,000,000 12,000,000 -6,000,000 6,000,000 2,000,000 -4,000,000 1,000,000 2,000,000 3,000,000 923,000 -12,284,000 1,558,000 -2,318,000 5,163,000 4,274,000 2,658,000 2,550,000 6,266,000 4,235,000 2,224,000 2,396,000 2,306,000 2,903,000 2,387,000 2,150,000 1,943,000 1,400,000 4,200,000 80,000 70,000   
      changes in operating assets and liabilities:
    		                                                                                      
      accounts receivable
    		-47,000,000 -99,000,000 -118,000,000 87,000,000 333,000,000 -15,000,000 -219,000,000 -62,000,000 -216,000,000 -230,000,000 -38,000,000 -155,000,000 -69,000,000 -391,000,000 134,000,000 -163,000,000 -76,000,000 -88,000,000 -70,000,000 -198,000,000 -187,000,000 302,000,000 -3,000,000 32,000,000 49,000,000 -7,000,000 -320,000,000 0 -122,000,000 -115,000,000 -80,000,000 -124,000,000 -135,000,000 -66,000,000 -120,000,000 -148,000,000 -90,000,000 -13,000,000 -87,000,000 -8,000,000 24,000,000 -21,000,000 -30,000,000 -68,000,000 25,000,000 -106,000,000 -15,000,000 25,000,000 -31,000,000 -11,000,000 -25,000,000 -9,000,000 -61,000,000 -58,000,000 7,000,000 -62,000,000 -78,000,000 -20,000,000 -2,000,000 -62,000,000 -41,000,000 -31,000,000 19,000,000 -39,919,000 51,981,000 8,866,000 101,517,000 -39,836,000 -60,042,000 -32,178,000 16,369,000 7,671,000 -45,514,000 -27,178,000 4,037,000 -3,009,000 -33,021,000 -83,393,000 25,995,000 20,748,000       
      settlement assets
    		576,000,000 -294,000,000 -296,000,000 150,000,000 -459,000,000 133,000,000 -417,000,000 -111,000,000 259,000,000 -143,000,000 35,000,000 -250,000,000 43,000,000 37,000,000 218,000,000                                                                        
      prepaid expenses
    		-701,000,000 -780,000,000 -1,458,000,000 -449,000,000 -796,000,000 -490,000,000 -1,490,000,000 -601,000,000 -551,000,000 -525,000,000 -761,000,000 -703,000,000 -439,000,000 -592,000,000 -441,000,000 -345,000,000 -747,000,000 -433,000,000 -562,000,000 -261,000,000 -612,000,000 -348,000,000 -331,000,000 -221,000,000 -425,000,000 -518,000,000 -497,000,000 -595,000,000 -331,000,000 -468,000,000 -375,000,000 -116,000,000 -306,000,000 -320,000,000 -660,000,000 -255,000,000 -296,000,000 -342,000,000 -180,000,000 -98,000,000 -182,000,000 -465,000,000 -57,000,000 -1,160,000,000 6,000,000 -119,000,000 -43,000,000 -26,000,000 68,000,000 -105,000,000 -7,000,000 41,000,000 18,000,000 -87,000,000 -53,000,000 -12,000,000 112,000,000 -133,000,000 60,000,000 -2,000,000 22,000,000 -72,000,000 4,000,000 -54,323,000 11,565,000   40,658,000 -64,332,000 -13,268,000 -28,280,000 12,798,000 3,990,000 -4,953,000 -31,694,000 24,477,000 32,441,000 9,782,000 -24,077,000        
      accrued litigation and legal settlements
    		-85,000,000 -38,000,000 119,000,000 264,000,000 138,000,000 -70,000,000 -127,000,000 246,000,000 -601,000,000 -29,000,000 9,000,000 -9,000,000 164,000,000 128,000,000 -43,000,000 3,000,000 -67,000,000 65,000,000 -2,000,000 43,000,000 -55,000,000 1,000,000 -62,000,000 -25,000,000 4,000,000 -642,000,000 1,000,000 667,000,000 -29,000,000 120,000,000 111,000,000 -1,000,000 -28,000,000 1,000,000 13,000,000 5,000,000 -95,000,000 101,000,000 6,000,000 -3,000,000 -11,000,000 -9,000,000 -40,000,000 -18,000,000 -10,000,000 -60,000,000 -27,000,000                                        
      restricted security deposits held for customers
    		55,000,000 99,000,000 26,000,000 6,000,000 96,000,000 -89,000,000 16,000,000 37,000,000 85,000,000 115,000,000 40,000,000 37,000,000 -90,000,000 -108,000,000 -144,000,000 41,000,000 26,000,000 47,000,000 63,000,000 128,000,000 20,000,000 30,000,000 148,000,000 197,000,000 112,000,000 16,000,000 -35,000,000 45,000,000 42,000,000 48,000,000 -141,000,000                                                        
      accounts payable
    		140,000,000 -248,000,000 80,000,000 16,000,000 50,000,000 30,000,000 -21,000,000 220,000,000 -32,000,000 -103,000,000 -184,000,000 281,000,000 19,000,000 -54,000,000 -56,000,000 174,000,000 18,000,000 -77,000,000 -15,000,000 171,000,000 -63,000,000 20,000,000 -102,000,000 -6,000,000 69,000,000 -83,000,000 -22,000,000 145,000,000 42,000,000 -24,000,000 -62,000,000 205,000,000 61,000,000 -33,000,000 57,000,000 178,000,000 -15,000,000 57,000,000 -75,000,000 80,000,000 -68,000,000 36,000,000 1,000,000 100,000,000 -68,000,000 75,000,000 -46,000,000 56,000,000 21,000,000 -4,000,000 -93,000,000 34,000,000 -9,000,000 61,000,000 -88,000,000 75,000,000 -42,000,000 26,000,000 8,000,000 26,000,000 -7,000,000 -2,000,000 -36,000,000 13,372,000 15,629,000 2,309,000 2,921,000 40,296,000 -31,599,000 -10,318,000 10,046,000 5,459,000 7,205,000 4,768,000 -48,082,000 83,687,000 -10,123,000 28,524,000 -12,706,000 3,376,000       
      settlement obligations
    		-254,000,000 232,000,000 124,000,000 191,000,000 532,000,000 -231,000,000 430,000,000 401,000,000 -150,000,000 272,000,000 -241,000,000 55,000,000 385,000,000 127,000,000 -366,000,000                                                                        
      accrued expenses
    		861,000,000 581,000,000 -784,000,000 916,000,000 1,086,000,000 31,000,000 -446,000,000 528,000,000 750,000,000 -201,000,000 -506,000,000 550,000,000 920,000,000 464,000,000 -746,000,000 663,000,000 665,000,000 190,000,000 -163,000,000 285,000,000 456,000,000 -233,000,000 -622,000,000 391,000,000 279,000,000 470,000,000 -483,000,000 -22,000,000 380,000,000 221,000,000 -140,000,000 209,000,000 384,000,000 -14,000,000 10,000,000 273,000,000   27,000,000 324,000,000 121,000,000 94,000,000 -214,000,000 329,000,000 269,000,000 -238,000,000 29,000,000 106,000,000 296,000,000 -57,000,000 -30,000,000 92,000,000 179,000,000 -51,000,000 1,000,000 133,000,000 247,000,000 48,000,000 -132,000,000 237,000,000 137,000,000 25,000,000 -134,000,000 56,729,000 83,895,000 47,997,000 -106,545,000 -5,097,000 196,990,000 -149,082,000 -5,994,000 104,072,000 66,120,000 84,952,000 -78,428,000 85,833,000 86,640,000 58,110,000 -143,724,000 95,563,000       
      net change in other assets and liabilities
    		197,000,000 410,000,000 423,000,000 30,000,000 80,000,000 -179,000,000 171,000,000 361,000,000 -59,000,000 -99,000,000 442,000,000 329,000,000 -83,000,000 -85,000,000 138,000,000 153,000,000 -86,000,000 169,000,000 18,000,000 -46,000,000 -36,000,000 180,000,000 218,000,000 116,000,000 -75,000,000 -125,000,000 217,000,000 -76,000,000 -11,000,000 -218,000,000 44,000,000 -121,000,000 -4,000,000 61,000,000 71,000,000 -319,000,000 30,000,000 -13,000,000 109,000,000 -215,000,000 123,000,000 70,000,000 26,000,000 -141,000,000 24,000,000 32,000,000 50,000,000 25,000,000 39,000,000 10,000,000 52,000,000 -4,000,000 16,000,000 4,000,000 14,000,000 24,000,000 -33,000,000 -6,000,000 67,000,000 -22,000,000 24,000,000 -24,000,000 28,000,000 -91,878,000 -30,790,000 55,102,000 27,168,000 27,073,000 -34,490,000 53,434,000 30,167,000 -695,000 30,891,000 -1,014,000 11,975,000 23,820,000 12,566,000 -1,371,000 10,189,000 -30,134,000       
      net cash from operating activities
    		5,663,000,000 4,603,000,000 2,380,000,000 4,834,000,000 5,136,000,000 3,138,000,000 1,672,000,000 4,130,000,000 3,233,000,000 2,698,000,000 1,919,000,000 3,100,000,000 3,856,000,000 2,457,000,000 1,782,000,000 3,189,000,000 2,543,000,000 2,268,000,000 1,463,000,000 2,253,000,000 1,654,000,000 1,458,000,000 1,859,000,000 2,980,000,000 2,355,000,000 1,536,000,000 1,312,000,000 1,332,000,000 2,367,000,000 1,489,000,000 1,035,000,000 1,761,000,000 1,755,000,000 1,294,000,000 745,000,000 992,000,000 1,425,000,000 1,059,000,000 1,008,000,000 1,039,000,000 1,272,000,000 821,000,000 911,000,000 725,000,000 1,385,000,000 729,000,000 568,000,000 1,199,000,000 1,322,000,000 742,000,000 872,000,000 866,000,000 1,014,000,000 641,000,000 427,000,000 784,000,000 1,007,000,000 538,000,000 355,000,000 670,000,000 589,000,000 343,000,000 95,000,000 284,245,000 315,834,000 362,000,000 416,083,000 -517,356,000 387,785,000 318,887,000 223,912,000 52,198,000 271,502,000 375,187,000 70,974,000 203,378,000 263,202,000 142,945,000 40,636,000 -75,579,000 79,000 143,096,000 196,191,000 -148,921,000 131,336,000 43,255,000 
      capex
    		-359,000,000 -209,000,000 -357,000,000 -250,000,000 -270,000,000 -296,000,000 -378,000,000 -269,000,000 -234,000,000 -233,000,000 -352,000,000 -339,000,000 -277,000,000 -187,000,000 -294,000,000 -228,000,000 -249,000,000 -193,000,000 -144,000,000 -151,000,000 -165,000,000 -183,000,000 -209,000,000 -185,000,000 -219,000,000 -182,000,000 -142,000,000 -123,000,000 -130,000,000 -125,000,000 -126,000,000 -122,000,000 -133,000,000 -74,000,000 -94,000,000 -102,000,000 -99,000,000 -106,000,000 -75,000,000 -93,000,000 -106,000,000 -86,000,000 -57,000,000 -162,000,000 -70,000,000 -53,000,000 -49,000,000 -146,000,000 -50,000,000 -61,000,000 -42,000,000 -54,000,000 -57,000,000 -56,000,000 -51,000,000 -61,000,000 -44,000,000 -47,000,000 -25,000,000 -46,000,000 -40,000,000 -45,000,000 -20,000,000 -42,929,000 -33,817,000 -34,720,000 -27,894,000 -47,756,000 -54,772,000 -36,019,000 -31,726,000 -44,761,000 -36,978,000 -38,580,000 -36,103,000 -31,531,000 -31,381,000 -19,079,000 -12,477,000 -24,539,000 -34,657,000 -21,116,000 -35,112,000 -52,585,000 -36,441,000 -11,474,000 
      free cash flows
    		5,304,000,000 4,394,000,000 2,023,000,000 4,584,000,000 4,866,000,000 2,842,000,000 1,294,000,000 3,861,000,000 2,999,000,000 2,465,000,000 1,567,000,000 2,761,000,000 3,579,000,000 2,270,000,000 1,488,000,000 2,961,000,000 2,294,000,000 2,075,000,000 1,319,000,000 2,102,000,000 1,489,000,000 1,275,000,000 1,650,000,000 2,795,000,000 2,136,000,000 1,354,000,000 1,170,000,000 1,209,000,000 2,237,000,000 1,364,000,000 909,000,000 1,639,000,000 1,622,000,000 1,220,000,000 651,000,000 890,000,000 1,326,000,000 953,000,000 933,000,000 946,000,000 1,166,000,000 735,000,000 854,000,000 563,000,000 1,315,000,000 676,000,000 519,000,000 1,053,000,000 1,272,000,000 681,000,000 830,000,000 812,000,000 957,000,000 585,000,000 376,000,000 723,000,000 963,000,000 491,000,000 330,000,000 624,000,000 549,000,000 298,000,000 75,000,000 241,316,000 282,017,000 327,280,000 388,189,000 -565,112,000 333,013,000 282,868,000 192,186,000 7,437,000 234,524,000 336,607,000 34,871,000 171,847,000 231,821,000 123,866,000 28,159,000 -100,118,000 -34,578,000 121,980,000 161,079,000 -201,506,000 94,895,000 31,781,000 
      investing activities
    		                                                                                      
      purchases of investment securities available-for-sale
    		-138,000,000 -128,000,000 -119,000,000 -94,000,000 -195,000,000 -124,000,000 -95,000,000 -56,000,000 -87,000,000 -107,000,000 -50,000,000 -75,000,000 -68,000,000 -66,000,000 -58,000,000 -63,000,000 -65,000,000 -106,000,000 -155,000,000 -59,000,000 -83,000,000 -4,000,000 -74,000,000 -94,000,000 -163,000,000 -81,000,000 -305,000,000 -347,000,000 -248,000,000 -597,000,000 -108,000,000 -183,000,000 -209,000,000 -117,000,000 -205,000,000 -206,000,000 -190,000,000 -115,000,000 -446,000,000 -112,000,000 -73,000,000 334,000,000 -1,123,000,000 -408,000,000 -504,000,000 -854,000,000 -619,000,000 -590,000,000 -625,000,000 -377,000,000 -934,000,000 -858,000,000 -1,069,000,000 -656,000,000 -398,000,000 -711,000,000 -149,000,000 -24,000,000 -15,000,000 -211,000,000 -50,000,000 -35,000,000 -33,000,000 -227,951,000 -40,195,000 -49,091,000 -15,334,000 -23,908,000 -72,867,000 -37,691,000 -385,048,000 -828,944,000 -825,389,000 -901,694,000 -1,022,330,000 -1,289,433,000 -1,018,876,000 -767,180,000 -739,626,000 -661,759,000 -66,601,000 -72,661,000 -58,078,000 -51,717,000 -63,201,000 -37,824,000 
      purchases of investments held-to-maturity
    		-6,000,000 -14,000,000 -8,000,000 -10,000,000 -17,000,000 -15,000,000 -66,000,000 -20,000,000 -296,000,000 -5,000,000 -26,000,000 -65,000,000 -35,000,000 -102,000,000 -37,000,000 -122,000,000 1,000,000 -135,000,000 -38,000,000 -72,000,000 -44,000,000 -37,000,000 -45,000,000 -48,000,000 -43,000,000 -25,000,000 -99,000,000 -109,000,000 -158,000,000 -119,000,000 -123,000,000 -220,000,000 -411,000,000 -137,000,000 -377,000,000 -138,000,000 -590,000,000                                                  
      proceeds from sales of investment securities available-for-sale
    		66,000,000 77,000,000 49,000,000 28,000,000 113,000,000 36,000,000 22,000,000 15,000,000 27,000,000 41,000,000 4,000,000 26,000,000 14,000,000 6,000,000 8,000,000 -119,000,000 62,000,000 68,000,000 72,000,000 12,000,000 93,000,000 77,000,000 179,000,000 95,000,000 68,000,000 459,000,000 476,000,000 113,000,000 79,000,000 214,000,000 198,000,000 151,000,000 48,000,000 16,000,000 89,000,000 113,000,000 57,000,000 38,000,000 69,000,000 37,000,000 -50,000,000 200,000,000 516,000,000 1,033,000,000 1,018,000,000 85,000,000 341,000,000 139,000,000 494,000,000 279,000,000 576,000,000 195,000,000 91,000,000 61,000,000 43,000,000 114,000,000 341,000,000 20,000,000 10,000,000                      56,906,000 59,917,000 57,292,000 58,463,000 41,278,000 42,052,000 
      proceeds from maturities of investment securities available-for-sale
    		58,000,000 49,000,000 76,000,000 58,000,000 65,000,000 72,000,000 67,000,000 36,000,000 53,000,000 51,000,000 51,000,000 55,000,000 43,000,000 43,000,000 70,000,000 196,000,000 26,000,000 46,000,000 23,000,000 13,000,000 27,000,000 36,000,000 64,000,000 71,000,000 86,000,000 80,000,000 139,000,000 88,000,000 120,000,000 63,000,000 108,000,000 129,000,000 123,000,000 97,000,000 151,000,000 92,000,000 85,000,000 107,000,000 55,000,000 66,000,000 154,000,000 156,000,000 166,000,000 36,000,000 435,000,000 462,000,000 425,000,000 362,000,000 315,000,000 387,000,000 257,000,000 315,000,000 190,000,000 275,000,000 111,000,000 27,000,000 8,000,000 13,000,000 15,000,000                            
      proceeds from maturities of investments held-to-maturity
    		19,000,000 11,000,000 16,000,000 15,000,000 57,000,000 22,000,000 284,000,000 41,000,000 25,000,000 67,000,000 24,000,000 71,000,000 34,000,000 117,000,000 43,000,000 140,000,000 0 77,000,000 79,000,000 37,000,000 0 19,000,000 65,000,000 49,000,000 97,000,000 82,000,000 155,000,000 167,000,000 116,000,000 216,000,000 430,000,000 148,000,000 411,000,000 141,000,000 320,000,000 216,000,000 110,000,000                                                  
      purchases of property and equipment
    		-178,000,000 -40,000,000 -159,000,000 -95,000,000 -107,000,000 -115,000,000 -157,000,000 -77,000,000 -104,000,000 -80,000,000 -110,000,000 -130,000,000 -111,000,000 -55,000,000 -146,000,000 -122,000,000 -139,000,000 -81,000,000 -65,000,000 -59,000,000 -79,000,000 -70,000,000 -131,000,000 -116,000,000 -132,000,000 -91,000,000 -83,000,000                                                            
      capitalized software
    		-181,000,000 -169,000,000 -198,000,000 -155,000,000 -163,000,000 -181,000,000 -221,000,000 -192,000,000 -130,000,000 -153,000,000 -242,000,000 -209,000,000 -166,000,000 -132,000,000 -148,000,000 -106,000,000 -110,000,000 -112,000,000 -79,000,000 -92,000,000 -86,000,000 -113,000,000 -78,000,000 -69,000,000 -87,000,000 -91,000,000 -59,000,000 -48,000,000 -47,000,000 -35,000,000 -44,000,000 -36,000,000 -33,000,000 -24,000,000 -30,000,000 -43,000,000 -44,000,000 -42,000,000 -38,000,000 -41,000,000 -37,000,000 -61,000,000 -26,000,000 -84,000,000 -12,000,000 -39,000,000 -24,000,000 -56,000,000 -33,000,000 -33,000,000 -22,000,000 -26,000,000 -29,000,000 -28,000,000 -39,000,000 -35,000,000 -28,000,000 -22,000,000 -15,000,000 -22,000,000 -28,000,000 -23,000,000 -17,000,000 -23,685,000 -21,526,000 -21,624,000 -15,962,000 -23,380,000 -32,483,000 -19,505,000 -19,279,000 -22,513,000 -18,581,000 -14,493,000 -19,248,000 -8,926,000 -8,452,000 -9,034,000 -6,852,000 -8,277,000 -17,429,000 -12,622,000 -20,628,000 -16,538,000 -14,500,000 -11,474,000 
      other investing activities
    		-14,000,000 -13,000,000 3,000,000 -2,000,000 1,000,000   67,000,000 -2,000,000 -1,000,000 -70,000,000 3,000,000 -1,000,000 -10,000,000 5,000,000 45,000,000 -3,000,000 -18,000,000 9,000,000   171,000,000 -177,000,000 -2,000,000 0 9,000,000 -11,000,000 1,000,000 1,000,000 -4,000,000 -12,000,000 -7,000,000 0 138,000,000 -130,000,000 -17,000,000 -3,000,000 -3,000,000 -8,000,000 9,000,000 -8,000,000 10,000,000 -9,000,000 -67,000,000 -5,000,000 -7,000,000 -5,000,000 1,000,000 -11,000,000 1,000,000 2,000,000 -6,000,000    5,000,000    -2,000,000    -1,116,000 -5,995,000 -386,000 1,693,000 -1,351,000 -2,932,000 2,819,000 -2,110,000 -642,000 3,546,000 3,928,000 1,077,000 513,000 522,000 -1,366,000 -37,000 -1,901,000 -1,061,000 -201,000 863,000 -1,335,000 0 386,000 
      net cash from investing activities
    		-374,000,000 -227,000,000 -340,000,000 -2,678,000,000 -256,000,000 -294,000,000 -174,000,000 -214,000,000 -522,000,000 -218,000,000 -397,000,000 -350,000,000 -308,000,000 -525,000,000 -287,000,000 -438,000,000 -132,000,000 -1,142,000,000 -3,560,000,000 -1,054,000,000 -199,000,000 -119,000,000 -507,000,000 -460,000,000 -626,000,000 -767,000,000 213,000,000 -269,000,000 -231,000,000 -373,000,000 367,000,000 -123,000,000 -402,000,000 -1,008,000,000 -246,000,000 -42,000,000 -630,000,000 -110,000,000 -385,000,000 138,000,000 369,000,000 -703,000,000 -519,000,000 242,000,000 880,000,000 -562,000,000 130,000,000 -239,000,000 117,000,000 225,000,000 -107,000,000 -1,227,000,000 -922,000,000 -388,000,000 -302,000,000 -693,000,000 159,000,000   -58,000,000 -563,000,000 3,000,000 -23,000,000 -523,764,000 -52,696,000 -38,190,000 -49,530,000 -29,990,000 -16,200,000 25,805,000 222,036,000 239,322,000 172,546,000 -52,620,000 -44,107,000 -436,704,000 -56,525,000 -85,005,000 -97,992,000 93,056,000 -45,413,000 -34,061,000 -35,035,000 -47,174,000 -65,936,000 -57,527,000 
      financing activities
    		                                                                                      
      purchases of treasury stock
    		-3,331,000,000 -2,289,000,000 -2,549,000,000 -3,470,000,000 -2,934,000,000 -2,639,000,000 -1,992,000,000 -1,832,000,000 -1,906,000,000 -2,416,000,000 -2,878,000,000 -2,414,000,000 -1,551,000,000 -2,380,000,000 -2,408,000,000 -1,276,000,000 -1,561,000,000 -1,711,000,000 -1,356,000,000 -1,030,000,000 -2,060,000,000 0 -1,383,000,000 -994,000,000 -1,762,000,000 -1,917,000,000 -1,824,000,000 -888,000,000 -1,164,000,000 -1,529,000,000 -1,352,000,000 -1,031,000,000 -838,000,000 -931,000,000 -962,000,000 -1,101,000,000 -591,000,000 -462,000,000 -1,357,000,000 -793,000,000 -930,000,000 -848,000,000 -947,000,000 -155,000,000 -404,000,000 -1,158,000,000 -1,669,000,000 -751,000,000 -345,000,000 -581,000,000 -766,000,000 -613,000,000 -216,000,000 -671,000,000 -248,000,000 -30,000,000 -77,000,000 -387,000,000 -654,000,000                            
      dividends paid
    		-687,000,000 -691,000,000 -694,000,000 -606,000,000 -611,000,000 -615,000,000 -616,000,000 -534,000,000 -538,000,000 -541,000,000 -545,000,000 -473,000,000 -474,000,000 -477,000,000 -479,000,000 -434,000,000 -434,000,000 -434,000,000 -439,000,000 -399,000,000 -402,000,000 -401,000,000 -403,000,000 -333,000,000 -335,000,000 -337,000,000 -340,000,000 -259,000,000 -260,000,000 -262,000,000 -263,000,000 -233,000,000 -235,000,000 -236,000,000 -238,000,000 -207,000,000 -209,000,000 -209,000,000 -212,000,000 -179,000,000 -181,000,000 -183,000,000 -184,000,000 -127,000,000 -128,000,000 -129,000,000 -131,000,000 -73,000,000 -72,000,000 -73,000,000 -37,000,000 -38,000,000 -37,000,000 -38,000,000 -19,000,000 -19,000,000 -19,000,000 -19,000,000 -20,000,000 -20,000,000 -20,000,000 -19,000,000 -20,000,000 -19,666,000 -19,660,000 -19,683,000 -19,676,000 -19,683,000 -19,698,000 -19,840,000 -20,038,000 -20,197,000 -20,706,000 -20,942,000 -12,157,000            
      proceeds from debt
    		0 0 1,242,000,000 0 2,977,000,000   0 4,000,000 61,000,000 1,489,000,000 -4,000,000 284,000,000 0 843,000,000 742,000,000 0 0 1,282,000,000 0 0 0 3,959,000,000 744,000,000 0   0 0 0 991,000,000             43,000,000 0 0 1,487,000,000                                        
      payment of debt
    		0 0 -750,000,000 0 -336,000,000                   0 0       0 0                       0 0       0 0 0 -149,380,000 0 0                  
      tax withholdings related to share-based payments
    		-4,000,000 -2,000,000 -277,000,000 -3,000,000 -1,000,000 -4,000,000 -170,000,000 -8,000,000 -2,000,000 -3,000,000 -76,000,000 -4,000,000 -1,000,000 -4,000,000 -132,000,000 -3,000,000 -5,000,000 -4,000,000 -121,000,000 -5,000,000 -4,000,000 -10,000,000 -131,000,000 0 -41,000,000 -4,000,000 -116,000,000 -1,000,000 -6,000,000 4,000,000 -77,000,000 -1,000,000 0 0 -46,000,000                                                    
      cash proceeds from employee stock plans
    		22,000,000 76,000,000 41,000,000                                                                                    
      other financing activities
    		0         1,000,000 2,000,000 -4,000,000 -6,000,000 0 -6,000,000 -2,000,000 -15,000,000 -3,000,000 5,000,000 50,000,000 24,000,000 -32,000,000 27,000,000 -18,000,000 -3,000,000 3,000,000 3,000,000 3,000,000 -12,000,000 9,000,000 -4,000,000 -14,000,000 19,000,000 -1,000,000 -10,000,000 1,000,000 0 -1,000,000 -2,000,000 -9,000,000 1,000,000 -3,000,000 -6,000,000 -11,000,000 4,000,000 -31,000,000 -12,000,000 -3,000,000   1,000,000                                    
      net cash from financing activities
    		-4,000,000,000 -3,006,000,000 -2,987,000,000 -4,041,000,000 -857,000,000 -3,257,000,000 -2,681,000,000 -2,350,000,000 -2,404,000,000 -2,779,000,000 -1,955,000,000 -3,614,000,000 -1,739,000,000 -2,821,000,000 -2,154,000,000 -1,617,000,000 -2,137,000,000 -2,195,000,000 -606,000,000 -1,375,000,000 -2,468,000,000 -409,000,000 2,100,000,000 -582,000,000 -2,125,000,000 -937,000,000 -2,223,000,000 -1,133,000,000 -1,417,000,000 -1,751,000,000 -665,000,000 -1,270,000,000 -1,042,000,000 -1,215,000,000 -1,237,000,000 675,000,000 -774,000,000 -649,000,000 -1,545,000,000 758,000,000 -1,100,000,000 -1,016,000,000 -1,100,000,000 -244,000,000 -510,000,000 -1,306,000,000 -279,000,000 -792,000,000 -416,000,000 -638,000,000 -783,000,000 -647,000,000 -229,000,000 -702,000,000 -220,000,000 -44,000,000 -88,000,000 -418,000,000 -665,000,000 -17,000,000 -23,000,000 -18,000,000 77,000,000 -9,961,000 -9,436,000 -260,000 -165,283,000 -20,570,000 -9,947,000 -449,043,000 -271,818,000 -335,219,000 -297,006,000 -16,886,000 -8,396,000 -12,373,000 0        -172,000 -25,191,000 
      effect of exchange rate changes on cash, cash equivalents, restricted cash and restricted cash equivalents
    		-16,000,000 220,000,000 121,000,000 -274,000,000 142,000,000 28,000,000 -95,000,000 157,000,000 -86,000,000 20,000,000 37,000,000 284,000,000 -185,000,000 -174,000,000 -28,000,000 -73,000,000 -56,000,000 77,000,000 -101,000,000 191,000,000 115,000,000 39,000,000 -88,000,000 59,000,000 -77,000,000 28,000,000 -54,000,000 -71,000,000 -9,000,000 -21,000,000 95,000,000                                                        
      net increase in cash, cash equivalents, restricted cash and restricted cash equivalents
    		1,273,000,000   -2,159,000,000            1,061,000,000 218,000,000 -992,000,000 -2,804,000,000 15,000,000 -898,000,000 969,000,000 3,364,000,000 1,997,000,000 -473,000,000 -140,000,000 -752,000,000 -141,000,000 710,000,000                                                          
      cash, cash equivalents, restricted cash and restricted cash equivalents - beginning of period
    		0 0 10,808,000,000 0 0 0 10,465,000,000 0 0 0 9,196,000,000 0 0 0 9,902,000,000 0 0 0 12,419,000,000 0 0 0 8,969,000,000 0 0 0 8,337,000,000 0 0 0 7,592,000,000                                                        
      cash, cash equivalents, restricted cash and restricted cash equivalents - end of period
    		1,273,000,000 1,590,000,000 9,982,000,000 -2,159,000,000 4,165,000,000 -385,000,000 9,187,000,000 1,723,000,000 221,000,000 -279,000,000 8,800,000,000 -580,000,000 1,624,000,000 -1,063,000,000 9,215,000,000 1,061,000,000 218,000,000 -992,000,000 9,615,000,000 15,000,000 -898,000,000 969,000,000 12,333,000,000 1,997,000,000 -473,000,000 -140,000,000 7,585,000,000 -141,000,000 710,000,000 -656,000,000 8,424,000,000                                                        
      net decrease in cash, cash equivalents, restricted cash and restricted cash equivalents
    		  -826,000,000   -385,000,000 -1,278,000,000  221,000,000 -279,000,000 -396,000,000  1,624,000,000 -1,063,000,000 -687,000,000                                                                        
      income taxes receivable
    		                                  -5,000,000 -5,000,000   -3,000,000 69,000,000 -20,000,000 0 -63,000,000 4,000,000    -5,000,000 0 9,000,000 149,000,000 -132,000,000 -22,000,000       -34,000,000 -2,000,000   0 0 0 190,000,000 58,161,000                   
      long-term taxes payable
    		                                                                                      
      purchases of equity investments
    		   -14,000,000 -10,000,000 -10,000,000 -8,000,000 -28,000,000 -8,000,000 -31,000,000 -22,000,000 -26,000,000 -19,000,000 -19,000,000 -24,000,000 -49,000,000 -92,000,000 -45,000,000 -42,000,000 -31,000,000 -33,000,000 -15,000,000 -135,000,000 -76,000,000 -5,000,000                                                              
      proceeds from sales of equity investments
    		   102,000,000 0   0 0 0 44,000,000 0 1,000,000   1,000,000                                                                       
      acquisition of businesses, net of cash acquired
    		           0 0   -239,000,000 3,000,000 -836,000,000 -3,364,000,000 -806,000,000 0   -270,000,000 -447,000,000       0 -224,000,000       0 0 -572,000,000 -12,000,000 -189,000,000 5,000,000 -195,000,000 -146,000,000     0                                   
      the accompanying notes are an integral part of these consolidated financial statements.
    		                                                                                      
      cash proceeds from exercise of stock options
    		    48,000,000 18,000,000 97,000,000 24,000,000 41,000,000 119,000,000 53,000,000 13,000,000 9,000,000 40,000,000 28,000,000 6,000,000 11,000,000 21,000,000 23,000,000 9,000,000 23,000,000 34,000,000 31,000,000 19,000,000 16,000,000 37,000,000 54,000,000 12,000,000 25,000,000 27,000,000 40,000,000 9,000,000 12,000,000 17,000,000 19,000,000 6,000,000 15,000,000 12,000,000 4,000,000 2,000,000 4,000,000 11,000,000 10,000,000 5,000,000 7,000,000 8,000,000 8,000,000 4,000,000 6,000,000 11,000,000 5,000,000 3,000,000 10,000,000 4,000,000 14,000,000 4,000,000 7,000,000 6,000,000 2,000,000  1,000,000 3,000,000 6,000,000   1,838,000 431,000 211,000 4,679,000 2,985,000 1,671,000 514,000 0              
      acquisition of redeemable non-controlling interests
    		                   0                                                                   
      acquisition of non-controlling interest
    		               0                                                                       
      contingent consideration paid
    		               0 0       0 0                                                              
      amortization of customer and merchant incentives
    		        414,000,000 404,000,000 378,000,000 389,000,000 385,000,000 382,000,000 430,000,000 376,000,000 344,000,000 313,000,000 338,000,000 323,000,000 281,000,000 231,000,000 237,000,000 263,000,000 255,000,000 278,000,000 345,000,000 350,000,000 307,000,000 291,000,000 287,000,000 240,000,000 265,000,000 230,000,000 266,000,000 231,000,000 233,000,000 192,000,000 204,000,000 204,000,000 202,000,000 174,000,000 184,000,000                                            
      settlement of interest rate derivative contracts
    		                   0 0 0 -175,000,000                                                                
      settlement due from customers
    		                76,000,000 741,000,000 28,000,000 -330,000,000 405,000,000 -618,000,000 1,831,000,000 -273,000,000 -1,074,000,000 -123,000,000 1,026,000,000 -1,117,000,000 197,000,000 -2,000,000 -156,000,000 -176,000,000 72,000,000 -185,000,000 8,000,000 43,000,000 -128,000,000 6,000,000 69,000,000 -176,000,000 368,000,000 -182,000,000 -108,000,000 99,000,000 85,000,000 130,000,000 -129,000,000 -2,000,000 -636,000,000 11,000,000 433,000,000 -287,000,000 0 -170,000,000 -43,000,000 -98,000,000 -58,000,000 -80,000,000 122,000,000 -103,000,000 43,000,000 -30,000,000 29,000,000 -40,191,000 203,490,000 -39,388,000 -69,438,000 108,133,000 83,047,000 12,689,000 -20,861,000                
      settlement due to customers
    		                -72,000,000 -728,000,000 -178,000,000 345,000,000 -400,000,000 377,000,000 -1,564,000,000 554,000,000 781,000,000 142,000,000 -1,000,000,000 1,035,000,000 -77,000,000 -46,000,000 -63,000,000 340,000,000 -105,000,000 283,000,000 -124,000,000 -105,000,000 221,000,000 -9,000,000 -41,000,000 6,000,000 -453,000,000 103,000,000 158,000,000 -41,000,000 -34,000,000 -35,000,000 -55,000,000 196,000,000 577,000,000 -28,000,000 -423,000,000 208,000,000 28,000,000 200,000,000 -88,000,000 158,000,000 43,000,000 132,000,000 -259,000,000 215,000,000 -67,000,000 59,000,000 -21,000,000 58,936,000 -192,360,000 36,239,000 31,557,000 5,596,000 -80,025,000 67,958,000 -46,381,000                
      venezuela charge
    		                                                                                      
      tax benefit for share-based payments
    		                                   4,000,000 11,000,000 11,000,000 22,000,000 2,000,000 6,000,000 7,000,000 27,000,000 1,000,000                                           
      purchases of property, plant and equipment
    		                           -75,000,000 -83,000,000 -90,000,000 -82,000,000 -86,000,000 -100,000,000 -50,000,000 -64,000,000 -59,000,000 -55,000,000 -64,000,000 -37,000,000 -52,000,000 -69,000,000 -25,000,000 -31,000,000 -78,000,000 -58,000,000 -14,000,000 -25,000,000 -90,000,000 -17,000,000 -28,000,000 -20,000,000 -28,000,000 -28,000,000 -28,000,000 -12,000,000 -26,000,000 -16,000,000 -25,000,000 -10,000,000 -24,000,000 -12,000,000 -22,000,000 -3,000,000 -19,244,000 -12,291,000 -13,096,000 -11,932,000 -24,376,000 -22,289,000 -16,514,000 -12,447,000 -22,248,000 -18,397,000 -24,087,000 -16,855,000 -22,605,000 -22,929,000 -10,045,000 -5,625,000 -16,262,000 -17,228,000 -8,494,000 -14,484,000 -36,047,000 -21,941,000  
      investment in nonmarketable equity investments
    		                           -59,000,000 -11,000,000   -19,000,000 -7,000,000               -8,000,000 -6,000,000 -4,000,000 -2,000,000 -93,000,000 -6,000,000 -12,000,000 -7,000,000 -66,000,000 -6,000,000   -55,000,000                           
      net increase cash, cash equivalents, restricted cash and restricted cash equivalents
    		                              832,000,000                                                        
      effect of exchange rate changes on cash and cash equivalents
    		                               6,000,000 71,000,000 100,000,000 23,000,000 -109,000,000 8,000,000 -18,000,000 69,000,000 -65,000,000 -25,000,000 52,000,000 -222,000,000 -48,000,000 -171,000,000 -2,000,000 1,000,000 18,000,000 42,000,000 35,000,000 -50,000,000 15,000,000 29,000,000 -82,000,000 45,000,000 -66,000,000 -89,000,000 39,000,000 62,000,000 -7,000,000 153,000,000 -124,000,000 -85,000,000 -11,472,000 14,495,000 46,452,000 -28,238,000 1,619,000 -59,392,000 1,012,000 39,125,000 15,571,000 20,058,000 4,823,000 6,268,000 9,640,000 4,606,000 7,151,000 6,875,000 -3,192,000 4,867,000 590,000 2,636,000 840,000   
      net increase in cash and cash equivalents
    		                                       1,870,000,000   -930,000,000 675,000,000 1,584,000,000 -1,141,000,000 420,000,000 186,000,000 1,065,000,000   -993,000,000    -19,000,000 989,000,000 -190,000,000 -113,000,000 588,000,000 156,000,000 204,000,000 64,000,000 -260,952,000 268,197,000 370,002,000 173,032,000 -566,297,000 302,246,000 -103,339,000 213,255,000 -28,128,000 167,100,000 310,504,000 24,739,000 -236,059,000 211,283,000 715,064,000 -50,481,000 14,285,000 -40,467,000 109,625,000 163,792,000 -195,255,000 66,535,000 -39,463,000 
      cash and cash equivalents - beginning of period
    		                               0 0 0 6,721,000,000 0 0 0 5,747,000,000 0 0 0 5,137,000,000 0 0 0 3,599,000,000 0 0 0 2,052,000,000 0 0 0 3,734,000,000 0 0 0 3,067,000,000  0 0 2,055,000,000  0                      
      cash and cash equivalents - end of period
    		                               374,000,000 382,000,000 -829,000,000 6,006,000,000 1,516,000,000 29,000,000 282,000,000 4,894,000,000 1,870,000,000 516,000,000 -846,000,000 4,207,000,000 675,000,000 1,584,000,000 -1,141,000,000 4,019,000,000 186,000,000 1,065,000,000 364,000,000 1,984,000,000 -993,000,000 -108,000,000 -531,000,000 3,684,000,000 -19,000,000 989,000,000 -190,000,000 2,954,000,000  156,000,000 204,000,000 2,119,000,000  268,197,000                      
      net decrease in cash and cash equivalents
    		                                382,000,000 -829,000,000 -715,000,000  29,000,000 282,000,000 -853,000,000            -68,000,000   -531,000,000 -50,000,000                                
      share-based payments
    		                                   35,000,000 26,000,000 29,000,000 -40,000,000 21,000,000 24,000,000 30,000,000 -53,000,000 28,000,000 3,000,000 28,000,000 -74,000,000 36,000,000 28,000,000 22,000,000 -23,000,000  25,000,000 23,000,000 18,000,000                                
      increase in restricted cash for litigation settlement
    		                                   0 0   0 0                                              
      non-cash investing and financing activities
    		                                                                                      
      fair value of assets acquired, net of cash acquired
    		                                        0 612,000,000 13,000,000  2,000,000 326,000,000 246,000,000                                        
      fair value of liabilities assumed related to acquisitions
    		                                        0    6,000,000 86,000,000 42,000,000                                        
      purchases of other short-term investments held-to-maturity
    		                                      -60,000,000 -50,000,000 -124,000,000                                              
      proceeds from maturities of investment securities held-to-maturity
    		                                      80,000,000 281,000,000        0 0 0 36,000,000     -1,000,000 0 151,000,000 150,000,000                            
      decrease in restricted cash for litigation settlement
    		                                             0 183,000,000                                        
      decrease (increase) in restricted cash for litigation settlement
    		                                           -1,000,000                                           
      tax benefit for share-based compensation
    		                                             4,000,000 38,000,000 -4,000,000 3,000,000 6,000,000 14,000,000  -13,000,000 0 -33,000,000                                
      obligations under litigation settlements
    		                                                    0   -1,000,000 -2,000,000 -150,000,000 -150,000,000  -155,000,000 -150,000,000 -150,000,000  -480,778,000                      
      share based payments
    		                                                       27,000,000 17,000,000 21,000,000 15,000,000 14,000,000 18,000,000 15,000,000 16,000,000 18,943,000 28,873,000 26,018,000 14,596,000 16,753,000 15,228,000 17,938,000 11,051,000 22,304,000 12,527,000   5,809,000           
      stock units withheld for taxes
    		                                                   -1,000,000 -3,000,000 0 -38,000,000 0 -1,000,000 0 -32,000,000 -1,000,000 -1,000,000 -2,000,000 -122,000,000 -574,000                       
      tax benefit for share based compensation
    		                                                       -1,000,000 -1,000,000 -3,000,000 -7,000,000 0 4,000,000 2,000,000 -91,000,000 -6,776,000 -6,702,000 -17,585,000 -7,962,000 1,098,000 -5,072,000 -3,168,000 -40,661,000                
      accrued litigation
    		                                                                                      
      contribution by non-controlling interest
    		                                                    1,000,000                                  
      acquisition of business, net of cash acquired
    		                                                       0 0       0 0 0 -2,913,000                    
      fair value of liabilities assumed related to an acquisition
    		                                                                                      
      accretion of imputed interest on litigation settlements
    		                                                       0 0 1,000,000 4,000,000 6,000,000 8,000,000 10,000,000 11,000,000 13,769,000 22,596,000 24,365,000 25,612,000 29,712,000 31,366,000 8,142,000 7,982,000    9,229,000            
      purchases of investment securities held-to-maturity
    		                                                                                      
      investment in (redemption of) non-controlling interest
    		                                                                                      
      increase in restricted cash
    		                                                                                      
      net cash from in investing activities
    		                                                          135,000,000                            
      gain on sale of redecard s.a. available-for-sale securities
    		                                                                   0 0 0 -85,903,000 -283,926,000               
      impairment of assets
    		                                                           1,000,000 2,000,000   439,000 725,000 8,000 15,258,000           -560,000 988,000        
      obligations under litigation settlement
    		                                                                                      
      proceeds from sales of investment securities, available-for-sale
    		                                                           203,000,000 38,000,000 36,000,000 20,000,000                        
      proceeds from maturities of available-for-sale securities
    		                                                           24,000,000                           
      exercise of stock options
    		                                                               2,929,000                       
      purchase of treasury stock
    		                                                                   0 0 -355,356,000 -294,112,000 -323,368,000               
      cash and cash equivalents—beginning of period
    		                                                                          1,185,080,000  0          
      cash and cash equivalents—end of period
    		                                                                          1,209,819,000  211,283,000          
      redemption of non-controlling interest
    		                                                               0 0 0 -4,620,000                    
      proceeds from maturities of available-for-sale investment securities
    		                                                                                      
      investment in affiliates
    		                                                             -2,000,000 -1,000,000 -1,666,000 2,041,000 -295,000 -17,789,000                  659,000 674,000 
      proceeds from maturities of investment securities, available-for-sale
    		                                                              11,000,000                        
      trading securities
    		                                                                   0 0 0 2,561,000 2,475,000 306,000 -292,000 7,211,000 6,397,000 -834,000 690,000 3,958,000 433,000       
      proceeds from sales and maturities of investment securities available-for-sale
    		                                                                   124,756,000 114,371,000 96,696,000 640,920,000 1,113,669,000 1,031,367,000 883,726,000 1,013,249,000 883,747,000 993,210,000 702,620,000 654,148,000 781,255,000       
      other current assets
    		                                                                12,896,000 9,132,000 -65,817,000 -9,622,000 -8,036,000 10,399,000 -12,122,000 -6,163,000 3,692,000 6,429,000 -11,496,000 -1,690,000 14,585,000 -13,991,000 8,909,000        
      proceeds from sales and maturities of investment securities, available-for-sale
    		                                                                25,270,000 46,302,000 12,707,000                    
      stock units settled in cash for taxes
    		                                                                 -19,253,000 -7,253,000 -1,016,000 -5,000 -330,000 -65,760,000                
      prepaid expenses, current
    		                                                                  4,076,000                    
      prepaid expenses, non-current
    		                                                                  -23,497,000 -6,749,000 5,228,000 -35,789,000 1,679,000     -26,302,000 -8,251,000 4,646,000 -648,000 -31,463,000       
      litigation settlement payments
    		                                                                  -152,300,000                    
      cash and cash equivalents — beginning of period
    		                                                                  1,505,160,000  0 0 1,659,295,000  0      545,273,000   0 0 336,474,000   
      cash and cash equivalents — end of period
    		                                                                  1,678,192,000  302,246,000 -103,339,000 1,872,550,000  167,100,000      494,792,000   109,625,000 163,792,000 141,219,000  -39,463,000 
      charitable contribution of common stock to the mastercard foundation
    		                                                                           0 0          
      impairment of investments
    		                                                                   1,915,000 1,700,000 1,591,000 7,309,000                
      litigation settlement accruals
    		                                                                   -1,106,588,000 712,389,000   -100,000,000 -13,440,000              
      cash received from sale of common stock, net of issuance costs
    		                                                                           0 0          
      cash payment for the redemption of common stock
    		                                                                                      
      non-cash financing activities:
    		                                                                                      
      dividends declaration
    		                                                                      19,992,000    20,715,000            
      impairment of available-for-sale securities
    		                                                                                      
      accretion of imputed interest on litigation settlement
    		                                                                       9,798,000 9,604,000              
      settlement due from members
    		                                                                       -346,806,000 -52,499,000 2,789,000 40,211,000 -64,964,000 6,253,000 -37,524,000 20,682,000 -30,057,000       
      settlement due to members
    		                                                                       294,182,000 18,128,000 29,450,000 -65,616,000 75,849,000 -6,124,000 40,163,000 -20,149,000 25,210,000       
      cash payment for redemption of common stock
    		                                                                           0 0          
      cash and cash equivalents—beginning of year
    		                                                                                      
      cash and cash equivalents—end of year
    		                                                                                      
      taxes related to share based payments
    		                                                                        0              
      excess tax benefit on share based payments
    		                                                                        -864,000              
      prepaid expenses, long-term
    		                                                                        4,040,000 2,579,000 -25,971,000            
      share based compensation
    		                                                                          8,425,000            
      taxes related to share based compensation
    		                                                                          -6,000,000            
      excess tax benefit on share based compensation
    		                                                                          -3,761,000            
      litigation settlement accruals, including accretion of imputed interest
    		                                                                           -87,772,000 -84,427,000          
      stock-based compensation expense
    		                                                                                      
      depreciation
    		                                                                              10,650,000 10,941,000 13,548,000 14,262,000 12,950,000 12,193,000 12,249,000  
      amortization
    		                                                                              14,570,000 15,629,000 17,438,000 13,921,000 17,643,000 17,596,000 15,316,000  
      legal settlement accruals, including accretion of imputed interest
    		                                                                              10,382,000 -60,880,000       
      balance at january 1, 2006
    		                                                                              1,169,148,000        
      other comprehensive income, net of tax
    		                                                                              11,815,000        
      balance at march 31, 2006
    		                                                                              1,307,707,000        
      changes in operating assets and liabilities, net of effects from acquisitions:
    		                                                                                      
      prepaid expenses and other current assets
    		                                                                                      
      bank overdraft
    		                                                                                      
      supplemental cash flows:
    		                                                                                      
      cash paid for income taxes
    		                                                                                 1,282,000 939,000 52,000   
      cash paid for interest
    		                                                                                 5,748,000 2,668,000 5,695,000   
      balance at january 1, 2005
    		                                                                                      
      other comprehensive loss, net of tax
    		                                                                                      
      balance at june 30, 2005
    		                                                                                      
      balance at march 31, 2005
    		                                                                                      
      cash received from the acquisition of europay international s.a., net of acquisition related expenses
    		                                                                                      
      short-term borrowings, net of repayments
    		                                                                                      
      cash and cash equivalents — beginning of year
    		                                                                                    0 0 
      cash and cash equivalents — end of year
    		                                                                                      
      changes in operating assets and liabilities, net of effects from the purchase of europay international s.a.:
    		                                                                                      
      short-term borrowings, net of
    		                                                                                      
      repayment of short-term borrowings
    		                                                                                      
      supplemental disclosures
    		                                                                                      
      non-cash activities:
    		                                                                                      
      common stock issued for acquisition of europay international s.a.
    		                                                                                      
      consolidation of variable interest entity:
    		                                                                                      
      municipal bonds held-to-maturity
    		                                                                                 0 0 -154,000,000   
      long-term debt
    		                                                                                 0 0 149,380,000   
      minority interest
    		                                                                                 0 0 4,620,000   
      sale-leaseback transaction:
    		                                                                                      
      capital lease obligation
    		                                                                                 0     
      bonds held-to-maturity
    		                                                                                 0     
      software license fees accrued and capitalized
    		                                                                                 159,000 -4,985,000 9,105,000   
      consolidation of special purpose entity:
    		                                                                                      
      supplemental disclosures:
    		                                                                                      
      non-cash investing and financing activities:
    		                                                                                      
      present value of obligations under u.s. merchant lawsuit
    		                                                                                   721,000,000   
      impairment of goodwill and other intangible assets
    		                                                                                      
      write down and losses in investments in affiliates
    		                                                                                      
      proceeds from principal pay downs and maturities of investment securities available for sale
    		                                                                                      
      other intangible assets
    		                                                                                      
      (repayment) advance of short-term borrowings
    		                                                                                    -172,000  
      supplemental schedule of noncash investing activities:
    		                                                                                      
      acquisition of europay international s.a.:
    		                                                                                      
      income taxes paid
    		                                                                                      
      interest paid
    		                                                                                      
      other adjustments to net income
    		                                                                                      
      changes in operating assets and liabilities, net of effects from the purchase of europay international sa:
    		                                                                                      
      cash received from the acquisition of europay international sa, net of expenses
    		                                                                                     -36,504,000 
      acquisition of europay international sa:
    		                                                                                      
      net purchases of property, plant and equipment
    		                                                                                      
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.